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Journal articles on the topic 'Business Management Internet Payment System'

Author: Grafiati

Published: 5 June 2025

Last updated: 2 August 2025

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1

Rob, Mohammad A., and Emmanuel U. Opara. "Online credit card processing models: Critical issues to consider by small merchants." Human Systems Management 22, no. 3 (2003): 133–42. http://dx.doi.org/10.3233/hsm-2003-22305.

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Electronic commerce is continuing as a thriving business for those companies that streamlined their online business processes; however, making payments over the Internet is still fearsome to customers. Although a variety of payment mechanisms have been developed, payment by credit cards remain the leading mechanism for online payments. For real-time online credit card processing, a merchant needs to install a third-party proprietary software in the merchant e-commerce server. However, many issues need to be resolved before integrating a third-party payment solution to a merchant e-commerce sys

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Shadlou, Saeed, Ng Jie Kai, and Abdolreza Hajmoosaei. "Online Payment via PayPal API Case Study Event Registration Management System (ERMS)." International Journal of Web Portals 3, no. 2 (2011): 30–37. http://dx.doi.org/10.4018/jwp.2011040104.

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PayPal is an international payment gateway allowing businesses and individuals to transfer funds in a secure manner over the Internet. Using PayPal to accept payments has several advantages for online merchants. It is a recognized brand when it comes to Business to Consumer (B2C) transactions, creating a business account with PayPal is easier and faster, and finally, PayPal lends its name to the transaction, so customers may feel more comfortable entering into a transaction with a previously unknown merchant. Besides the mentioned advantages, PayPal’s transaction dispute system requires a trac

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Hsieh, Chang-tseh. "E-commerce payment systems: critical issues and management strategies." Human Systems Management 20, no. 2 (2001): 131–38. http://dx.doi.org/10.3233/hsm-2001-20206.

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The advent of the Internet commerce has prompted the invention of several payment tools to help facilitate the completion of business transactions over the Internet. Most of these tools still fail to gain sufficient supports from online merchants. This paper reviews some intriguing features of several major online payment instruments, their potential problems, and proposes some practical strategies to reduce the possible frauds association with the use of those instruments on the Net.

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Behera, Rajat Kumar, Abhaya Kumar Sahoo, and Ajay Jena. "A Resourceful Approach in Security Testing to Protect Electronic Payment System Against Unforeseen Attack." International Journal of Open Source Software and Processes 8, no. 3 (2017): 24–48. http://dx.doi.org/10.4018/ijossp.2017070102.

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This article describes how electronic payments are financial transactions made over the internet for goods or services. In the digital era, the e-commerce industry has gone beyond the traditional in-store service due to the wide spread of internet-based shopping. Developed countries are greatly relying on e-commerce business and a sizable number of countries have shown concern in regard to the online payment cards such as credit cards, debit cards, e-cash, e-cheques, e-wallets and smart card security. The main downsides are concerns over privacy or a malicious attack and hence safeguard mechan

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ALI, ANDREW SIMON, UWAOMA IGNATIUS IRONKWE, and JOHNSONN NWAIWU. "Internet Payment System and Personal Income Tax Payment in Nigeria." GPH-International Journal of Business Management 06, no. 10 (2023): 315–33. https://doi.org/10.5281/zenodo.10066468.

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Tax revenue generation in Nigeria has faced significant challenges due to issues such as corruption, embezzlement, and the level of electronic payment literacy among users. This paper explores the relationship between the internet payment system and personal income tax revenue generation in Nigeria. Data spanning from 2012 to 2021, obtained from the Federal Inland Revenue Service, Prom ax, the Central Bank of Nigeria, and the National Bureau of Statistics, were analyzed using various statistical methods, including Ordinary Least Square Regression Analysis, Autoregressive Distributed Lag, co in

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Francisco, Liebana-Cabanillas, Muñoz-Leiva Francisco, and Sanchez-Fernandez Juan. "Payment Systems in New Electronic Environments: Consumer Behavior in Payment Systems via SMS." International Journal of Information Technology & Decision Making 14, no. 02 (2015): 421–49. http://dx.doi.org/10.1142/s0219622015500078.

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The main goal of our research is to analyze users' acceptance of mobile payment systems, considering the population's widespread use of mobile devices. In order to explain acceptance, we have added trust and perceived risk to the traditional variables. To this end, we have carried out a study through an online survey to a national panel of Internet users. The results of this survey check the implications considered on the basis of the Technological Acceptance Model, the Theory of Reasoned Action and the trust building principles for a given system. The conclusions and implications for manageme

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Hu, Ying. "Research on Risk Management in Internet Finance under the Big Data Background." Highlights in Business, Economics and Management 36 (July 17, 2024): 495–500. http://dx.doi.org/10.54097/94shst78.

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With the rapid development of Internet technology, Internet finance models have emerged rapidly, becoming an indispensable part of the modern financial system. The widespread application of big data technology provides a new perspective and tools for risk management in Internet finance. Internet finance models cover various aspects such as currency payment, currency issuance, currency raising, and investment and financial management. These models have changed the way financial services are provided, promoting the diversification and popularization of financial markets. However, with the contin

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Baloch, Asma, and Muhammad Nadeem. "Application of Neural Network in Fraud Detection Using Business Concepts." JISR management and social sciences & economics 1, no. 1 (2003): 18–22. http://dx.doi.org/10.31384/jisrmsse/2003.01.1.5.

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Intense global and local technological augment and diminishing trade barriers are making life difficult for businesses. At a time when customers have revolutionary expectations, sophisticated decision system modeling is pivotal to an organization's business strategy. This era is e-payment focused, and emphasizes enhanced operational efficiencies. Other necessary attributes needed to compete successfully include facilitating customer services and satisfaction, risk management, decision support systems, major breakdown of trade barriers, enhanced security and privacy, market forces, better techn

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Treiblmaier, Horst, Andreas Pinterits, and Arne Floh. "Success factors of internet payment systems." International Journal of Electronic Business 6, no. 4 (2008): 369. http://dx.doi.org/10.1504/ijeb.2008.020675.

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Nisa, Sakinatun, and Hendri Hermawan Adinugraha. "The Effectiveness of the Implementation of the Quick Response Code Indonesia Standard (QRIS) Payment System for MSMEs." Journal of Economics, Management, Accounting and Computer Applications 1, no. 1 (2024): 34–39. http://dx.doi.org/10.69693/jemaca.v1i1.5.

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The rapid advancement of technology has brought significant changes in society, particularly in the economic sector. The latest technological developments, especially in financial technology, have facilitated Indonesians in their daily activities, access to information, and business development. The rise of digital economy through innovations in financial technology has led to the emergence of cashless payment systems, such as QR code-based payment systems. Despite the benefits of these systems, challenges such as inadequate internet infrastructure and lack of public participation hinder their

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Kesavan, Varun, and Kandaswamy Sakthi Srinivasan. "Present State and Future Directions of Digital Payments System: A Historical and Bibliographic Examination." International Journal of Professional Business Review 8, no. 6 (2023): e02317. http://dx.doi.org/10.26668/businessreview/2023.v8i6.2317.

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Purpose: The purpose of this research is to conduct a bibliographic analysis of digital payment systems. Theoretical framework: The digital payments system is a technologically advanced payment system that enables individuals, businesses, and nations to become self-sufficient, contactless, and tap-less when conducting transactions. Understanding the significance of the digital payment system is crucial. There remains much to investigate and discover. Design/methodology/approach: The using of an academic search method on the Scopus database, a bibliometric study of 714 publications on digital p

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Sulaiman, Agus. "Pengembangan Sistem Informasi Public E-Marketplace pada PT XYZ." Jurnal ULTIMA InfoSys 6, no. 2 (2016): 92–101. http://dx.doi.org/10.31937/si.v6i2.225.

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In this modern era, internet technology and information system are very crucial in helping people or companies running their business. The latest technology allows people to buy and sell online using an electronic system that is known as e-commerce. Admittedly, many people still feel insecure when doing transactions in cyberspace due to the fact that fraud often occurs between buyers and sellers. To overcome this downside, this study aims to develop an online application that will provide a secure environment for sellers and buyers to transact named public e-marketplace. This system has

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Xiao, Yangling, Bingjun Tong, Yanmei Sheng, and Mingxin Cui. "Empirical Study on the Influencing Factors of WeChat Business Integrity." Journal of Global Information Management 30, no. 3 (2022): 1–18. http://dx.doi.org/10.4018/jgim.20220701.oa4.

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With the increasing popularity of the smart phones and electronic payment, WeChat shopping has become a trendy lifestyle for many people. However, the issue of WeChat business integrity has gradually appeared due to the virtuality of the Internet. This paper analyzed the development of WeChat business and its business integrity. The influencing factors of WeChat business integrity and related hypotheses had been studied based on theoretical and practical analysis. The reliability and validity of the data collected through questionnaires were tested with SPSS24.0. Empirical analysis was done to

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Kapliar, Karina. "STATE REGULATION OF INTERNET BANKING IN EUROPEAN COUNTRIES." Economics & Education 7, no. 3 (2022): 20–26. http://dx.doi.org/10.30525/2500-946x/2022-3-3.

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The purpose of the study. The purpose of the article is to analyze the state of state regulation of Internet banking in European countries. The subject of the study is the legislation and trends of state regulation of online banking in European countries. The research methodology is based on a comparative analysis of legislation regulating online banking in the EU countries on the example of Switzerland and the UK. The main methods of research are comparative legal analysis, statistical analysis of the development of online banking in the EU countries. Conclusion. The growth of technological i

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Puspitarini, Renny Candradewi, Safitri Rosyidah, and Verto Septiandika. "Efektivitas Aplikasi Payment Point Online Bank (PPOB) Berbasis Mobile dalam Meningkatkan Kemudahan Akses Pembayaran Masyarakat di Desa Curahdringu Kecamatan Tongas Kabupaten Probolinggo." PUBLIC CORNER 19, no. 1 (2024): 1–9. http://dx.doi.org/10.24929/fisip.v19i1.3519.

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Abstract Indonesia is a developing country whose society is starting to open up to information technology. The number of internet users in Indonesia in 2020 will reach around 175 million, in 2022-2023 it will be 215.63 million. One form of use of information technology that is highly developed, most influential and has the widest scope is e-commerce (Electronic Commerce). Electronic trading is a form of conversion from conventional trading activities into a form of trading using data. This trading involves electronic funds transfers, electronic data exchange, automated inventory management sys

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Wangsong, Xie. "The Default Risk of Bank Customers Based on Embedded Microprocessor Wireless Communication under the Internet Finance Background." Mobile Information Systems 2022 (July 31, 2022): 1–15. http://dx.doi.org/10.1155/2022/8019033.

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Internet finance refers to a new financial business model in which traditional financial institutions and Internet enterprises use Internet technology and information and communication technology to achieve capital financing, payment, investment, and information intermediary services. Embedded microprocessors have more than 32-bit processors with high performance. And it is small in size, light in weight, and low in cost. This article aims to explore the default risk of bank customers based on embedded microprocessor wireless communication under the background of Internet finance and how to co

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Researcher. "Generative AI-Driven Automation in Integrated Payment Solutions: Transforming Financial Transactions with Neural Network-Enabled Insights." International Journal of Finance (IJFIN) 36, no. 6 (2023): 70–95. https://doi.org/10.5281/zenodo.14834088.

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<em>This paper provides an in-depth consideration of generative AI-driven automation in integrated payment solutions. It begins by identifying how neural network-enabled insights, including automated analytics, autoencoding, fuzzy modeling, and various optimization strategies, contribute towards the addition of methods with insights in processing diverse financial transactions. In the era of the Internet of Things (IoT), the adoption of said technologies may significantly enhance accuracy and expedite processing, thereby contributing to synergistic gains. It goes on to motivate the importance

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Prajanto, Agung, and Ririh Dian Pratiwi. "REVOLUSI INDUSTRI 4.0: DESAIN PERKEMBANGAN TRANSAKSI DAN SISTEM AKUNTANSI KEUANGAN." Jurnal Ilmu Manajemen dan Akuntansi Terapan (JIMAT) 10, no. 1 (2019): 86–96. http://dx.doi.org/10.36694/jimat.v10i1.187.

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The Industrial Revolution 4.0 has changed the human perspective in interacting and doing business fundamentally. Business systems that are transformed into online systems have an impact on the way humans conduct financial transactions. Principles contained in Industry 4.0. provide an illustration that interconnection with the internet and good data security will result in the provision of fast information to produce decisions. The study uses a literature study approach that examines data and information from journals, textbooks, and he internet to conduct a deeper study of the application of i

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Grechka, Vladislav, Vyacheslav Ostrovsky, and Mykhailo Bilyi. "Development of the financial security system of banking institutions in the conditions of digitization." Scientific bulletin of Polissia, no. 2 (29) (March 6, 2025): 461–78. https://doi.org/10.25140/2410-9576-2024-2(29)-461-478.

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The article presents a review of the category of “financial security of banking institutions” at the macro and micro levels. At the macro level, the financial security of banking institutions depends on: the stability of economic development, the effectiveness of regulation and supervision of the NBU and other regulatory bodies, the state of the financial system and external factors. At the micro level, the financial security of banking institutions depends on: indicators of the bank’s financial stability, an effective risk management system, professional corporate governance, characterized by

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Alshurideh, Muhammad Turki, Barween Al Kurdi, Ra’ed Masa’deh, and Said A. Salloum. "The moderation effect of gender on accepting electronic payment technology: a study on United Arab Emirates consumers." Review of International Business and Strategy 31, no. 3 (2021): 375–96. http://dx.doi.org/10.1108/ribs-08-2020-0102.

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Purpose This paper aims to investigate if perceived security, trust and perceived privacy affect both perceived usefulness and perceived ease of use. Also, the study explores if trust, perceived usefulness and perceived ease of use influence consumers’ intentions to use the e-payment system which is supported by testing the moderation effect of gender on the intention to use such systems in the higher education institutes. Design/methodology/approach In total, 850 participants from United Arab Emirates (UAE) universities have filled an online questionnaire prepared for these aims. The survey i

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Lazaroiu, George, Tom Gedeon, Elżbieta Rogalska, et al. "Digital twin-based cyber-physical manufacturing systems, extended reality metaverse enterprise and production management algorithms, and Internet of Things financial and labor market technologies in generative artificial intelligence economics." Oeconomia Copernicana 15, no. 3 (2024): 837–70. http://dx.doi.org/10.24136/oc.3183.

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Research background: Generative artificial intelligence (AI) and machine learning algorithms support industrial Internet of Things (IoT)-based big data and enterprise asset management in multiphysics simulation environments by industrial big data processing, modeling, and monitoring, enabling business organizational and managerial practices. Machine learning-based decision support and edge generative AI sensing systems can reduce persistent labor shortages and job vacancies and power productivity growth and labor market dynamics, shaping career pathways and facilitating occupational transition

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Recky, Pattiasina Jefry. "Total Solution For Smart Traffic and Toll Roads Management in Indonesia." Devotion : Journal of Community Service 3, no. 2 (2021): 149–63. http://dx.doi.org/10.36418/dev.v3i2.119.

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      The Ministry of Public Works and Public Housing has the task of carrying out government affairs in the field of public works and public housing to assist the President in administering the state government. One of the mandated functions in carrying out this task is to formulate and implement policies in the field of road administration in accordance with the provisions of laws and regulations, including the regulation of toll roads in Indonesia in accordance with Government Regulation No. 15 of 2005 concerning Toll Roads. The toll road is one of the vi

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S.C, Prof Cholke. "REAL TIME DATA RETRIEVAL AND CONCURRENT DATA FLOW." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 05 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem34047.

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Real -Time analytics (RTA) has emerged as a distinct branch of big data analytics focusing on the velocity aspect of big data , in which data is prepared , processed and analyzed as it arrives, intending to generate insight and create business value in near real-time. The software system being produced is called E-Commerce Web. This system is designed to “Provide Real Time data Retrieval & Management” for the process of placing an order on the Internet and facilitating the actual delivery of the product. E-Commerce is now seen as a reality for many businesses and a normal part of a busines

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Fadillah, Bisri Nursa, Dewi Khairani, and Nurul Faizah Rozi. "MOBILE BANKING SYSTEM DEVELOPMENT USING NEAR FIELD COMMUNICATION TECHNOLOGY WITH ANDROID-BASED OPERATING SYSTEM." JURNAL TEKNIK INFORMATIKA 13, no. 1 (2020): 43–50. http://dx.doi.org/10.15408/jti.v13i1.15731.

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Development of information technology (IT) is used to support business sector, including banking. One of them, banking uses IT to improve the quality of service in the form of internet banking and mobile banking. Therefor, the research focused on development of mobile banking system using Near Field Communication (NFC) technology as client authentication and security system. Features on mobile banking system are checking balance information, mutation, electricity bill, a fellow bank transfer and transfers between Bank that has been working with ATM Bersama, as well as payment of electricity bi

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Sanjeev Walke, Ms Dnyanda, Ms Sangeeta Ghatekari, and Dr Nitin S. Kulkarni. "The Study of Factors that Contribute to the Acceptability of Digital Transactions in the City of Mumbai." MET Management Review 09, no. 01 (2022): 13–17. http://dx.doi.org/10.34047/mmr.2020.9102.

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Long years ago, transactions were made by the help of Barter system, where goods and services were exchanged by goods and services. Later on, with the evolution of mankind Barter system is replaced by Token currency where the goods and services were exchanged for coins and notes. But in the recent time there was the evolution of digital payment system. Digital transactions include transactions through credit cards, debit cards and other digital wallet platforms. The different modes of digital payments saw a drastic change in usage in the last 4 years. After demonetization on November 8th, 2016

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Supatcha Meedanphai, Jayasurya T, and Swapna. "Factors affecting consumers buying decision behavior via online media." World Journal of Advanced Research and Reviews 18, no. 3 (2023): 1253–59. http://dx.doi.org/10.30574/wjarr.2023.18.3.1012.

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At present, the electronic commerce business (e-commerce) has grown steadily due to advanced technology. Consumers can access the internet conveniently and quickly, right at their fingertips. Entrepreneurs in various businesses also see that, at this time, e-commerce is the main sales channel to reach consumers. Especially doing e-commerce through applications because of the ease of use. It has a variety of payment systems, including a product management system and delivery to the destination with payment, which facilitates consumers' convenience and gives them more confidence in the system of

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Supatcha, Meedanphai, T. Jayasurya, and Swapna. "Factors affecting consumers buying decision behavior via online media." World Journal of Advanced Research and Reviews 18, no. 3 (2023): 1253–59. https://doi.org/10.5281/zenodo.8435140.

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At present, the electronic commerce business (e-commerce) has grown steadily due to advanced technology. Consumers can access the internet conveniently and quickly, right at their fingertips. Entrepreneurs in various businesses also see that, at this time, e-commerce is the main sales channel to reach consumers. Especially doing e-commerce through applications because of the ease of use. It has a variety of payment systems, including a product management system and delivery to the destination with payment, which facilitates consumers' convenience and gives them more confidence in the syste

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R. R., Kolte. "ADVANCING POS SYSTEMS FOR SEAMLESS RETAIL EXPERIENCES." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 05 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem33743.

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This research paper explores the significance of advancing point of sale (POS) technologies in modern commerce, with a focus on their role in improving business operations and enhancing customer experiences. POS systems serve as critical tools for businesses across various industries, facilitating transactions, managing sales processes, and providing valuable insights into business performance. The paper delves into the evolution of POS systems, from traditional cash registers to sophisticated digital solutions, and examines the current state of POS technology, including hardware and software

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Junanda, David Bagus, and Rodhiyah Mardhiyyah. "Development of a Cashier Business Transaction System using the Android Based Agile Method." JISA(Jurnal Informatika dan Sains) 7, no. 2 (2024): 217–25. https://doi.org/10.31326/jisa.v7i2.2127.

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The grocery retail sector in Indonesia plays an important role in meeting people's basic needs, with grocery merchants in urban and rural areas serving as the main middlemen in the distribution of staples to end consumers. Grocery merchants in Indonesia often face challenges in improving sales efficiency due to the use of conventional methods that are slow, unstructured, and prone to recording errors. These challenges can potentially lead to loss of customers, financial losses, and hinder business growth. This research aims to develop an Android-based cashier application specifically designed

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Junanda, David Bagus, and Rodhiyah Mardhiyyah. "Development of a Cashier Business Transaction System using the Android Based Agile Method." JISA(Jurnal Informatika dan Sains) 7, no. 2 (2025): 217–25. https://doi.org/10.31326/jisa.v7i2.2113.

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The grocery retail sector in Indonesia plays an important role in meeting people's basic needs, with grocery merchants in urban and rural areas serving as the main middlemen in the distribution of staples to end consumers. Grocery merchants in Indonesia often face challenges in improving sales efficiency due to the use of conventional methods that are slow, unstructured, and prone to recording errors. These challenges can potentially lead to loss of customers, financial losses, and hinder business growth. This research aims to develop an Android-based cashier application specifically designed

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Harsinta, Agna Rahmah, and Sri Rezeki Chandra Nursari. "PERANCANGAN SISTEM INFORMASI PENGELOLAAN JASA PERCETAKAN AGNA ADVERTISING BERBASIS WEB." Jurnal MediaTIK 3, no. 1 (2020): 63. http://dx.doi.org/10.26858/jmtik.v3i1.14390.

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Business is all activities and businesses for profit by providing goods and services needed for the economic system. In this current era, the development of online business is increasing, a variety of products are increasingly easy to buy online. The increasing number of users of this online business cannot be separated from the development of technology. Today's internet technology has developed very rapidly. The existence of the internet can support the maximum expected goals, can save costs, manpower and operational time of the company as a means of communication, publications, as well as a

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Klinčar, Amir, and Jovana Zoroja. "Supply Chain Management Supported by E-Invoicing." International Journal of E-Services and Mobile Applications 13, no. 2 (2021): 43–59. http://dx.doi.org/10.4018/ijesma.2021040103.

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E-invoice refers to the usage of the internet system to provide different payment processes. The advantages of e-invoicing have been recognized by many organizations. Therefore, enterprises are trying to replace paper invoices with electronic documents. Automated business processes are the future of the modern economy, and implementation of e-invoicing into a supply chain management leads to broader automation projects (e.g., evaluated receipts, supply chain finance). In this paper, the authors explore differences between enterprises in European countries according to the usage of e-invoicing

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Pramana, I. Putu Agestya, Eddy Julianto, and Patricia Ardanari. "Pembangunan Sistem Informasi Manajemen Penerbit PT XYZ Berbasis Web." Jurnal Informatika Atma Jogja 5, no. 2 (2024): 159–70. https://doi.org/10.24002/jiaj.v5i2.10008.

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The development of technology became the lead of a revolution in the whole field of human life. One of the fields affected by the revolution was the publishing and book writing industries. In modern era, publishing is easier to do by uploading works to the internet. Publishing through the internet makes the distribution process of publishing and collaborative bookmaking easier and more accessible for users from all over the world who are connected to the internet network. PT XYZ is a publishing company that is facing problems in terms off collaborative book writing, book sales, payment system,

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Rahi, Samar, and Mazuri Abd.Ghani. "Investigating the role of UTAUT and e-service quality in internet banking adoption setting." TQM Journal 31, no. 3 (2019): 491–506. http://dx.doi.org/10.1108/tqm-02-2018-0018.

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Purpose Technology adoption is a great challenge in the banking sector of Pakistan. A recent report issued by state bank of Pakistan revealed that there is a squeak growth, only 3 percent, in internet banking adoption. In order to effectively delve into the issue of internet banking adoption, the purpose of this paper is to use unified theory of acceptance and use of technology factors, namely performance expectancy and effort expectancy and e-service quality (E-SQ), as theoretical lens for this study. Design/methodology/approach The research model was empirically tested using 398 valid respon

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Chun, Se-Hak. "E-Commerce Liability and Security Breaches in Mobile Payment for e-Business Sustainability." Sustainability 11, no. 3 (2019): 715. http://dx.doi.org/10.3390/su11030715.

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This study investigates liability issues in electronic transactions when security or privacy breaches occur. As data is transferred using various devices, such as PCs, mobile phones, tablets, sensors, smart meters, and cars, and various architecture, such as the cloud, IoT, as well as in well-defined network structures in electronic commerce, privacy and security breaches happen. These have become a major hindrance to the development and use of commercial activities on the Internet. There have been many security breach cases, such as those of Target Corporation’s security and payment system (2

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Liu, Yuqiao. "Research on the Business Model of Luckin Coffee Under the Background of New Retail." Journal of World Economy 1, no. 2 (2022): 46–57. http://dx.doi.org/10.56397/jwe.2022.12.06.

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The term “new retail” first appeared in 2016, when Ma Yun, the co-founder and former executive chairman of Alibaba Group, put forward the concept in his speech. Since then, “new retail” has become a hot word and means that traditional e-commerce has begun to change into new retail. The new retail concept and development mode has brought a great impact on the development of the traditional retail industry, and also opened up a new way for its development. Since its birth, the implementation of the concept has brought the most direct impression to the public that a variety of unmanned retail exp

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Chen, Mumei. "Research on the transformation of Human Resource Sharing Center under the background of Artificial Intelligence - Take Haier Group as an example." Journal of Intelligence and Knowledge Engineering 1, no. 4 (2023): 40–51. http://dx.doi.org/10.62517/jike.202304410.

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With the reform of industry 4.0, Internet of Things and other modes, sharing economy is booming as a new economic form. Through the integrated utilization of excess capacity and idle resources, enterprises build platforms for sharing technology, finance and human resources to achieve win-win scale benefits shared by users. Senior managers of enterprises re-examine the role of HR, and organize human resource management, build a human resource-sharing center, and centralize, standardize and specialize transactional human resource base services. With the background of artificial intelligence, thi

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Andronie, Mihai, Mariana Iatagan, Cristian Uță, Iulian Hurloiu, Adrian Dijmărescu, and Irina Dijmărescu. "Big data management algorithms in artificial Internet of Things-based fintech." Oeconomia Copernicana 14, no. 3 (2023): 769–93. http://dx.doi.org/10.24136/oc.2023.023.

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Research background: Fintech companies should optimize banking sector performance in assisting enterprise financing as a result of firm digitalization. Artificial IoT-based fintech-based digital transformation can relevantly reverse credit resource misdistribution brought about by corrupt relationship chains. Purpose of the article: We aim to show that fintech can decrease transaction expenses and consolidates firm stock liquidity, enabling excess leverage decrease and cutting down information asymmetry and transaction expenses across capital markets. AI- and IoT-based fintechs enable immersiv

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Anggoro, Restu, and Erliyan Redy Susanto. "DESIGN OF A WORDPRESS BASED E-COMMERCE WEBSITE AND INTEGRATION OF CRYPTOCURRENCY PAYMENT GATEWAY." Jurnal Teknik Informatika (Jutif) 5, no. 4 (2024): 85–93. https://doi.org/10.52436/1.jutif.2024.5.4.2067.

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The Internet has become one of the main media, especially e-commerce transactions, which are increasingly popular and play an important role in the growth of online businesses. The RestLyfe store uses the Itemku platform, which uses a Business to Customer (B2C) and Customer to Customer (C2C) model, to sell digital products such as digital vouchers and game keys. However, some of the issues faced when using the platform include high costs, limited market reach, and payment methods that can only be used by certain customers. Building an e-commerce website and adding a cryptocurrency payment gate

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Hanifah, Hanifah, Ujang Hibar, and Dian Samudra. "JUAL BELI ONLINE DENGAN SISTEM PRE-ORDER BERDASARKAN UNDANG-UNDANG NOMOR 8 TAHUN 1999 TENTANG PERLINDUNGAN KONSUMEN." Jurnal Res Justitia: Jurnal Ilmu Hukum 3, no. 1 (2023): 72–82. https://doi.org/10.46306/rj.v3i1.58.

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The development of technology and information in the era of globalization has brought enormous changes in both positive and negative terms. One of these impacts is the emergence of new electronic commerce transactions with a pre-order system. Where in these transactions between buyers and sellers do not meet each other face to face because they only use the internet as the transaction medium. In carrying out the status of the availability of the goods (stock) is not available, it does not mean empty, but the goods are only produced a little and the buyer can order them in advance with the orde

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Zisopoulos, A. D., K. G. Panitsidis, G. K. Broni, and N. D. Kartalis. "Cross border Interbank Payment System (CIPS) Security Supplements; Tangible Radio Safety Box, Software as non-textual Password and Revolving Executable Code Modules." WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS 20 (December 14, 2022): 273–83. http://dx.doi.org/10.37394/23207.2023.20.26.

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Our research started a long ago as additional security for the asset owner to facilitate CIPS ( Cross-border Interbank Payment System) holistic security. Minor corrections were proposed, like an e-mail with a new domain for every transaction, Ping services in a VPN environment, and mirroring avoidance. Our primary approach was to fight internal fraud and hacking threats. Apart from these known vulnerabilities indemnification, we propose three specific security supplements. A shortwave activated latch inside a local safe box and Thales interconnector for a tangible bank security system. The ass

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Komarov, V. M., and M. A. Nikolaeva. "Internet marketing as a promising direction of marketing communications." Lizing (Leasing), no. 6 (December 25, 2023): 18–28. http://dx.doi.org/10.33920/vne-03-2306-03.

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The article discusses the issues related to conducting marketing activities on the Internet. The authors examine the approaches to conducting marketing activities on the Internet and highlight the main strategies for interaction between organizations based on digital platforms. The interaction of organizations with consumers on the Internet is considered within the framework of providing content, a system of customer relationships, as well as search and display advertising. The authors analyze the main models of payment for media advertising on the Internet and conclude that it is necessary to

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Goodel, G., H. D. Al-Nakib, and P. Tasca. "A Digital Currency Architecture for Privacy and Owner-Custodianship." Russian Journal of Economics and Law 15, no. 4 (2021): 788–821. http://dx.doi.org/10.21202/2782-2923.2021.4.788-821.

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Objective: to present the new approach to perform monetary transactions with digital currency.Methods: abstract-logical, analytical methods.Results: in recent years, electronic retail payment mechanisms, especially e-commerce and card payments at the point of sale, have increasingly replaced cash in many developed countries. As a result, societies are losing a critical public retail payment option, and retail consumers are losing important rights associated with using cash. To address this concern, we propose an approach to digital currency that would allow people without banking relationships

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Minh, Nguyen Tien. "Factors affecting logistics performance in e-commerce: Evidence from Vietnam." Uncertain Supply Chain Management 9, no. 4 (2021): 957–62. http://dx.doi.org/10.5267/j.uscm.2021.7.005.

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The objective of the study is to determine the factors affecting logistics performance in e-commerce in Vietnam. Vietnam's logistics industry with an estimated total value of USD 50-60 billion is currently growing rapidly (20-25%/year) and is forecast to maintain double-digit growth for at least the next 5-10 years, due to the breakthrough of the retail industry with the high penetration of the internet and the trend of online shopping. Research has shown 6 factors that have an impact on logistics performance: customer perception, technology and security, customer protection, electronic paymen

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Alshinwan, Mohammad, Ahmed Younes Shdefat, Nour Mostafa, Abdullah A. M. AlSokkar, Tamam Alsarhan, and Dmaithan Almajali. "Integrated cloud computing and blockchain systems: A review." International Journal of Data and Network Science 7, no. 2 (2023): 941–56. http://dx.doi.org/10.5267/j.ijdns.2022.12.016.

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Blockchain technology is one of the crypto-currency technologies that has received a lot of attention. It has also found use in various applications, including the Internet of Things (IoT) and Cloud computing. Nonetheless, Blockchain has a signiﬁcant scalability issue, restricting its ability to support services with various transactions. On the other hand, cloud computing is the on-demand availability of shared computer system resources, although issues now beset it in automation, processes, management, policies, and human aspects. Combining cloud computing and blockchain technology into a si

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Lal, Karu, Upendar Rao Thaduri, and Sreekanth Dekkati. "Internet of Things and Blockchain Revolutionary Integration in the Business and Financial Sector." Asian Business Review 12, no. 3 (2022): 81–88. http://dx.doi.org/10.18034/abr.v12i3.664.

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Many applications of the Internet of Things have been developed, and these applications are causing people's lifestyles to shift. The Internet of Things (IoT) finance refers to the various applications of the Internet of Things that have the potential to extend financial services throughout the entirety of the IoT commodities transaction, subvert traditional finance & Internet finance services, and make the financial business processes more intelligent, transparent, and accurate. This article presents the design and implementation of a financial management platform based on combining block

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Muhammad Rasyid Ridlo, Nina Ramadhani Wulandari, Mawardi Mawardi, and Ulil Albab. "Analisis Efektivitas Pengunaan Qris untuk Transaksi Pembayaran dalam Rangka Mendorong Perkembangan Ekonomi Digital." Jurnal Ilmiah Manajemen dan Kewirausahaan 4, no. 2 (2025): 295–317. https://doi.org/10.55606/jimak.v4i2.4674.

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The rapid adoption of QRIS (Quick Response Code Indonesian Standard) as a standardized digital payment system has transformed transactional behaviors in Indonesia, particularly among Generation Z and SMEs. This study explores the effectiveness of QRIS in driving digital transactions and its role in advancing the digital economy in Bandar Lampung, with a dual focus on Generation Z consumers and SMEs. Using a qualitative approach, data were collected through interviews with 13 Generation Z QRIS users and 3 SMEs (Jenggala, Ternatea, and Elora Studio). Findings indicate that QRIS adoption among Ge

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Loukili, Manal, Fayçal Messaoudi, and Mohammed El Ghazi. "Machine learning based recommender system for e-commerce." IAES International Journal of Artificial Intelligence (IJ-AI) 12, no. 4 (2023): 1803. http://dx.doi.org/10.11591/ijai.v12.i4.pp1803-1811.

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<span>Nowadays, e-commerce is becoming an essential part of business for many reasons, including the simplicity, availability, richness and diversity of products and services, flexibility of payment methods and the convenience of shopping remotely without losing time. These benefits have greatly optimized the lives of users, especially with the technological development of mobile devices and the availability of the Internet anytime and anywhere. Because of their direct impact on the revenue of e-commerce companies, recommender systems are considered a must in this field. Recommender syst

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Dyakiv, Olha. "Socially responsible interaction of a business-organization with an internal stakeholder." Social and labour relations: theory and practice 8, no. 2 (2019): 69–74. http://dx.doi.org/10.21511/slrtp.8(2).2018.07.

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The purpose of the article is to clarify the essence of social responsibility in the field of engagement, interviewing and recruiting. The object is defined by the internal social responsibility of the employer, which covers the processes of hiring and adaptation, motivation, development and evaluation of their own personnel, which is the main stakeholder of the organization. Modern methods of research, in particular: scientific abstraction (in the study of the essence of categories of corporate social responsibility, a system approach (to justify the principles that influence corporate social

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Kretov, Dmitry, Olena Kretova, Lilia Zherdetska, and Yaroslav Chaikovskyi. "Digitalization Management in the Corporate Banking Sector of Ukraine." Economics Ecology Socium 8, no. 3 (2024): 92–103. http://dx.doi.org/10.61954/2616-7107/2024.8.3-8.

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Introduction. Digitalization in trendy banking services requires changing their relationships with corporate clients within the framework of an individual approach to each client in the context of the development of the latest information and communication technologies and Internet marketing. Therefore, improving the business customer service system based on innovative technologies in banks to increase their competitiveness and profitability remains relevant. Aim and tasks. This study aims to examine the trends in banks’ service of corporate clients in the context of the latest financial techn

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