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1

Rejeki, Ni Nyoman. "STRATEGI CARDS GROUPS PADA MATERI ASTA ISWARYA." Dharmasmrti: Jurnal Ilmu Agama dan Kebudayaan 17, no. 2 (2017): 68–73. http://dx.doi.org/10.32795/ds.v17i02.91.

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Penelitian ini termasuk jenis penelitian tindakan kelas (PTK). Setelah data terkumpul, kemudian dianalisis dengan analisis deskriptif kuantitatif. Hasil analisis data menunjukkan dapat mencapai prestasi belajar yang baik Prosedur penelitian tindakan kelas ini terdiri dari 2 siklus atau lebih, tiap siklus dilaksanakan sesuai dengan perubahan yang ingin dicapai, seperti apa yang telah didesain dalam faktor yang diselidiki untuk dapat melihat aktivitas siswa dalam memahami pembelajarankooperatif serta prosentase dalam strategi Cards Groups dalam meningkatkan hasil belajar.
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Singleton, Vincent, Ciara Bordeaux, Emma Ferguson, and Tyler Bland. "An Educational Trading Card Game for a Medical Immunology Course." Education Sciences 15, no. 6 (2025): 768. https://doi.org/10.3390/educsci15060768.

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Medical students face cognitive overload and disengagement due to the rigorous demands of their education. This study evaluates the impact of Medimon Learning Cards, a mnemonic-based trading card game, on engagement, satisfaction, and knowledge retention among students in a medical immunology course. These cards incorporate visual and linguistic mnemonics, coupled with strategic gameplay, to create an interactive learning experience. This study was conducted on 39 first-year medical students enrolled in an immunology course, divided into experimental Learning Card and control groups. The Learn
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Kim, Soo Yong, Changhee Kim, and Hee Jay Kang. "Disproving the Sophomore Slump Using Data Envelopment Analysis—Focusing on English Premier League’s 2014/2015 to 2018/2019 Seasons." International Journal of Sport Finance 17, no. 1 (2022): 3–17. http://dx.doi.org/10.32731/jsf.2022.a927036.

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Abstract: The “sophomore slump” is a widely accepted phenomenon in modern sport culture, commonly conceptualized as a decline in performance during a player’s second year of competition following an outstanding first season. This study empirically verified the absence of sophomore slump through a two-stage network data envelopment analysis and Malmquist productivity index analysis of 616 English Premier League players from the 2014–2015 to 2018–2019 seasons. The relative rankings of individual second-year players were compared with their rankings in the previous season, and second-year and non
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Aubert, Salomé, Joel D. Barnes, Chalchisa Abdeta, et al. "Global Matrix 3.0 Physical Activity Report Card Grades for Children and Youth: Results and Analysis From 49 Countries." Journal of Physical Activity and Health 15, s2 (2018): S251—S273. http://dx.doi.org/10.1123/jpah.2018-0472.

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Background: Accumulating sufficient moderate to vigorous physical activity is recognized as a key determinant of physical, physiological, developmental, mental, cognitive, and social health among children and youth (aged 5–17 y). The Global Matrix 3.0 of Report Card grades on physical activity was developed to achieve a better understanding of the global variation in child and youth physical activity and associated supports. Methods: Work groups from 49 countries followed harmonized procedures to develop their Report Cards by grading 10 common indicators using the best available data. The part
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Susi Widyastuti, Kosim, and Nurul Renita Febrisya. "ALGORITMA NAÏVE BAYES CLASSIFIER UNTUK MENGETAHUI PREDIKSI PENGGUNAAN KARTU INTERNET INDOSAT PADA PT. SAKALAGUNA SEMESTA." Journal of Computation Science and Artificial Intelligence (JCSAI) 2, no. 1 (2025): 27–33. https://doi.org/10.58468/tcp39749.

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Kartu perdana internet pada saat ini menjadi hal yang populer di berbagai kalangan masyarakat Dalam menghasilkan suatu produk yang sama atau sejenis dengan kualitas dan mutu yang baik, hal ini yang membuat perusahaan berlomba-lomba untuk mengetahui keinginan dan kebutuhan para konsumen agar menghasilkan kartu perdana internet yang banyak diminati konsumen. Prediksi penggunaan kartu internet dengan minat konsumen akan sangat penting bagi perusahaan, dimana dengan adanya prediksi penggunaan minat konsumen perusahaan dapat mengambil suatu keputusan atau strategi yang benar dan tepat bagi konsumen
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Vishnevskiy, Konstantin, and Andrei Yaroslavtsev. "Russian S&T Foresight 2030: case of nanotechnologies and new materials." foresight 19, no. 2 (2017): 198–217. http://dx.doi.org/10.1108/fs-08-2016-0041.

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Purpose The purpose of this paper is to apply Foresight methodology to the area of nanotechnologies and new materials within the framework of Russian S&T Foresight 2030 aimed at revelation of major trends, most promising products and technologies. Design/methodology/approach To achieve this goal, best international practice was analyzed that provided a solid basis for Russian S&T Foresight 2030 (section “Nanotechnology and new materials”). The study used a wide range of advanced Foresight methods adapted to Russian circumstances. During the Foresight study, the authors integrated “mark
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Левицький, Віктор. "FORMATION OF THE ADMINISTRATIVE MANAGEMENT SYSTEM OF ASSETS AND LIABILITIES OF A BANKING INSTITUTION IN THE STRATEGIC ASPECT." Economic journal of Lesya Ukrainka Volyn National University 4, no. 36 (2024): 113–19. http://dx.doi.org/10.29038/2786-4618-2023-04-113-119.

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The article examines the essence of the process of managing assets and liabilities of a banking institution. The works of ukrainian and foreign scientists devoted to issues of asset and liability management systems were studied and analyzed. The essence of the concept of the structure of assets and liabilities is determined. The main strategies for managing the bank's assets and liabilities have been identified - the asset management strategy, the liability management strategy, and the combined strategy.
 The purpose of the article is the formation of the formation of the system of admini
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Faridatun Nadya Imaniah, Ahmad Asrof Fitri, and Muhammad N. Abdurrazaq. "Strategi Komunikasi Lembaga Nazhir Wakaf Dalam Mensosialisasikan Program Wakaf Produktif Kepada Umat Islam." ALADALAH: Jurnal Politik, Sosial, Hukum dan Humaniora 2, no. 2 (2024): 64–83. http://dx.doi.org/10.59246/aladalah.v2i2.786.

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Nazir has a very important role in waqf, for this reason a good communication strategy is needed in socializing productive waqf programs to the community. The purpose of this research is to determine the communication strategy of the Nazir Waqf institution in socializing the waqf program to Muslims. This research uses a qualitative approach. Primary data is obtained from observation, interviews, notes or memos, and other official documents. Meanwhile, secondary data is obtained from scientific literature such as books, journal articles, theses, theses and websites. The results of this research
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Harefa, Darmawan. "PENINGKATAN STRATEGI HASIL BELAJAR IPA FISIKA PADA PROSES PEMBELAJARAN TEAM GATEWAY." Jurnal Ilmiah Aquinas 3, no. 2 (2020): 161–86. http://dx.doi.org/10.54367/aquinas.v3i2.709.

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The purpose of this study was to determine the improvement of the science learning outcomes of physics at the Gateway Team learning process. The research method used was classroom action research (CAR) with a qualitative approach. Based on the results of the study found that the completeness of student learning in the first cycle of 55.17% still did not reach the target. In the second cycle, there was an increase with 100% student completeness which means that it had reached the target. Based on observations of teacher activities and student activities, obtained an increase in learning. To obs
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Putri, Rohin Novia Maydi, Syafruddin Syafruddin, Imam Malik, and Suud Suud. "STRATEGI PEMBERDAYAAN KOMUNITAS LOMBOK INFLUENCER DALAM MENINGKATKAN DIGITAL MARKETING DI KOTA MATARAM." SOSIO EDUKASI Jurnal Studi Masyarakat dan Pendidikan 8, no. 2 (2025): 39–52. https://doi.org/10.29408/sosedu.v8i2.29290.

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This research aims to: (1) identify and analyze the community empowerment programs of Lombok Influencer, (2) understand and analyze the community empowerment strategies of Lombok Influencer in enhancing digital marketing in the city of Mataram. This research uses a qualitative approach with a case study method. The data collection techniques used are observation, interviews, and documentation. The data analysis techniques in this research use data reduction, data presentation, and conclusion drawing techniques. The results of this study found that the Lombok Influencer community empowerment pr
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Kamal, Asiah, Ahmad Azam Sulaiman @ Mohamad, and Mohammad Taqiuddin Mohamad. "The Model Strategy of Offering Microtakaful under Perlindungan Tenang Initiative/ Model Strategi Penawaran Takaful Mikro di bawah Inisiatif Perlindungan Tenang." Sains Humanika 14, no. 2 (2022): 31–50. http://dx.doi.org/10.11113/sh.v14n2.1868.

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This article discusses the strategy of offering microtakaful under Bank Negara Malaysia (BNM) is an initiative named “Perlindungan Tenang", there are three takaful companies are participating in this initiative. Therefore, this study was conducted on BNM and three takaful companies to look at the micro takaful offering strategies. This study used qualitative methods that conducted interviews with Bank Negara Malaysia (BNM) and the three Takaful companies involved. Then, the data are analysed using thematic analysis, which discusses the theme of product design, participation response, distribut
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Romero, Jocoh P. "Go and separate: a strategic intervention material (SIM) in improving the academic performance of grade 6 science pupils." Sapienza: International Journal of Interdisciplinary Studies 2, no. 4 (2021): 91–100. http://dx.doi.org/10.51798/sijis.v2i4.179.

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This study dealt on how I improved the academic performance of my learners on the topic of separating mixtures at Rizal Central Elementary School, Kapatagan, Digos City for the school year 2020-2021. Guide cards, activity cards, assessment cards, enrichment cards and reference cards comprised the Strategic Intervention Material (SIM) entitled “Go and Separate” which was used as a form of remediation. The material covers one of the least-learned competencies in Science VI, Quarter I which is “enumerate techniques in separating mixtures such as decantation, evaporation, filtering, sieving, disti
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Wang, Lewen, Yuan Chen, Yu Wang, et al. "Identification and Classification of Bus and Subway Passenger Travel Patterns in Beijing Using Transit Smart Card Data." Journal of Advanced Transportation 2023 (January 5, 2023): 1–15. http://dx.doi.org/10.1155/2023/6529819.

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Urban public transit has been rapidly developed in recent years. However, given increases in travel volume, the level of service still needs to be improved to meet the satisfaction of passengers. Transit service providers and researchers have focused on improving transit devices, but the service level of public transit has not yet been effectively improved, so more and more research is interested in analyzing the travel patterns of passengers. Compared with traditional survey methods, smart card collection systems—which can collect spatial-temporal information about passengers’ trips—are conve
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Tri, Agriana Sari. "LOYALTY CARDS: STRATEGIC ROLE FOR SMALL BUSINESSES." International Journal of Innovative Science and Research Technology 7, no. 2 (2022): 963–97. https://doi.org/10.5281/zenodo.6381416.

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This report is identifying the power of loyalty cards program and its strategic role for small businesses in Australia. A small company that has been chosen for this project is Nana Café and Restaurant, which is located at 176-180 Salisbury Road, Camperdown, NSW, 2050. A survey questionnaire (Appendix 1) has been made and given to the Nana Café and Restaurant’s customers in order to know their experience when purchasing at Nana Café and Restaurant, and also their opinion toward loyalty cards program. The survey has been given to the customers (mostly regular customer
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Kum, Philemon Nji, Chux Gervase Iwu, and Samuel Augustine Umezurike. "The risk of global financial markets: The case of China in a developing country." Risk Governance and Control: Financial Markets and Institutions 7, no. 1 (2017): 46–53. http://dx.doi.org/10.22495/rgcv7i1art6.

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Globalization has forced many countries to rely on one another for products and services which they are unable to source locally. More so, trade is used as the channel to procure those. South Africa and China share very close relations which are boosted by South Africa’s neo-liberal policy, and its membership of the BRICS bloc. Often, this relationship has been subjected to different interpretations leading to the inability to reach a consensus on South Africa’s intention and exact benefits from neo-liberalization and membership of BRICS bloc. On this basis, we affirm that a notable gap exists
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16

DESMIARTI, DESMIARTI. "PENGGUNAAN KARTU MATEMATIKA DALAM MENINGKATKAN AKTIVITAS DAN HASIL BELAJAR ALJABAR PESERTA DIDIK KELAS VII.1 MTSN 4 KOTA PADANG MELALUI TEAM GAME TOURNAMENT." SECONDARY: Jurnal Inovasi Pendidikan Menengah 2, no. 4 (2022): 543–51. http://dx.doi.org/10.51878/secondary.v2i4.1680.

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The background of this research is that there are still many students who are not paying attention when the teacher explains the lesson, afraid to ask questions if they find difficulties about the material. The low learning motivation and student involvement greatly affect the smooth teaching and learning process, so that students' mathematics learning outcomes do not meet the Minimum Completeness Criteria (KKM). For this reason, a learning strategy is needed that makes students active in learning and improves student learning outcomes. One way to fulfill these expectations is to use math card
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17

Lituañas, Aljim B., and Fe M. Dela Cruz. "Development and Validation of Contextualized Strategic Intervention Materials in Science for Grade 6 Learners." Randwick International of Education and Linguistics Science Journal 5, no. 4 (2024): 1363–83. https://doi.org/10.47175/rielsj.v5i4.1103.

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This study aimed to develop a contextualized Strategic Intervention Material (SIM) in Science for Grade 6 learners at Tungao Central Elementary School, South Butuan District 2, Division of Butuan City, for the school year 2021-2022. Employing a quantitative research design, the study involved 91 respondents and two evaluators. The research instruments included four First Quarter Summative Tests, an Evaluation Instrument for Quality Assurance of the Contextualized SIMs, and an Evaluation Instrument for Content, Accuracy, Recency of Information, and Contextualization. Data analysis was conducted
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Cant, Michael Colin, and Adri Meyer. "Loyalty cards: Strategic marketing tool or wasted marketing effort?" Corporate Ownership and Control 10, no. 1 (2012): 187–93. http://dx.doi.org/10.22495/cocv10i1c1art3.

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The rapid rise and distinctive demands of black consumers after the apartheid era in South Africa has brought forward many opportunities for retailers. One of these opportunities is examining the purchase behaviour of black consumers if they possess a loyalty card. The purpose of this research was to investigate the purchasing habits of black South African consumers who possess a loyalty card, looking specifically at purchase frequency and polygamous loyal customers. In order to test various hypotheses, 65 black South African clients of two pharmaceutical outlets were surveyed. The results of
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19

Caldwell, JoAnne, and Donna R. Recht. "Using Think Cards to Develop Independent and Strategic Readers." Academic Therapy 25, no. 5 (1990): 561–66. http://dx.doi.org/10.1177/105345129002500502.

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Wijaya, Kesumawaty, та Cindy Joan. "卡片教学法对加油汉语补习班小学一年级学生掌握汉语名词的影响 PENGARUH PENGGUNAAN FLASHCARD TERHADAP PENGUASAAN KATA BENDA PADA SISWA DI KURSUS MANDARIN JIAYOU". Journal of Language, Literature, and Teaching 4, № 2 (2022): 109–23. http://dx.doi.org/10.35529/jllte.v4i2.109-123.

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The study aims to find out whether the application of visual learning media in the form of flash cards either has a significant or no effect on the mastery of Chinese nouns in students in the Jiayou Mandarin Course. The research design used is a quantitative research design. The data collection technique used is in the form of a test which amounts to 20 questions with data processing techniques for reliability testing, normality testing, homogeneity testing, and hypothesis testing. The results of the calculation of the reliability test with KR20 obtained a value of 0.710 which means the reliab
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Dacica, Liliana. "Study regarding the health coefficients for the citizens who practice free time sport activities for the increase of life quality." Timisoara Physical Education and Rehabilitation Journal 6, no. 12 (2014): 7–12. http://dx.doi.org/10.2478/tperj-2014-0021.

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Abstract The paper presents the results of a determinative study regarding the health profits obtained by the citizens of Caras-Severin County involved in the practice of leisure sport through the program sport for all offered. The aspect highlighted is that sport, for all, has beneficial effects on health being contained by all the components of life quality. The aim of the paper is to prove that issuing leisure time sports programs according to the needs of the client population increases the number of practitioners of sport and implicitly it contributes to the maintenance and improvement of
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Monastyrsky, Hryhoriy, Yaroslav Chaikovskyi, Ivanna Chaikovska, and Yevhen Chaikovskyi. "DIRECTIONS OF USE OF PAYMENT CARD AS INNOVATION OF PAYMENT OF TRANSPORT ORGANIZATIONS SERVICES." Economic Analysis, no. 28(4) (2018): 143–54. http://dx.doi.org/10.35774/econa2018.04.143.

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It is carried out the analysis of the share of cash outside the banks in the money supply in Ukraine within 2013-2017 and the integral indicator of the level of the shadow economy in Ukraine for 2010-2017. The dynamics of the main indicators of functioning of the payment cards market of Ukraine during 2012-2017 is analysed. The main tendencies of development the market of payment cards in Ukraine are considered. In particular, the dynamics of the number of holders of payment cards and their issuing banks, the development of electronic payment infrastructure, the types of payment cards issued b
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Ahmed, Jashim Uddin, Anwar Sadat Shimul, and Shahid Hossain. "Azad Products (Pvt.) Ltd: The Challenges Ahead." Business Perspectives and Research 5, no. 1 (2017): 100–109. http://dx.doi.org/10.1177/2278533716671634.

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This case study investigates key competitive advantages, opportunities, and challenges faced by Azad Products (Pvt.) Ltd (hereinafter referred to as APPL)—a pioneer in printing service company of Bangladesh. Over the last three decades, the company has gone through the dynamics of ever-changing consumer tastes and preferences embraced with technological shifts. The company develops diverse products consisting of greeting cards, calendars, view cards, posters and so on. APPL is the first ever company in Bangladesh to bring forth a complete printing solution encompassing such a broad product cat
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Lomas, James Derek, Mihovil Karac, and Mathieu Gielen. "Design Space Cards." Proceedings of the ACM on Human-Computer Interaction 5, CHI PLAY (2021): 1–21. http://dx.doi.org/10.1145/3474654.

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The potential space of game designs is astronomically large. This paper shows how game design theories can be translated into a simple, tangible card deck that can assist in the exploration of new game designs within a broader "design space." By translating elements of game design theory into a physical card deck, we enable users to randomly sample a design space in order to synthesize new game design variations for a new play platform ("Lumies"). In a series of iterative design and testing rounds with various user groups, the deck has been optimized to merge relevant game theory elements into
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Lituanas, Aljim B., and Fe M. Dela Cruz. "Improving Science Learning Outcomes Through Stratetic Intervention Materials: A Contextualized Approach for Grade 6 Learners." International Journal of Multidisciplinary Applied Business and Education Research 6, no. 7 (2025): 3450–69. https://doi.org/10.11594/ijmaber.06.07.20.

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A study aimed to develop a Strategic Intervention Material (SIM) in science for Grade 6 learners at Tungao Central Elementary School. Observations showed that many students struggled with core science concepts, specifically differentiating between solutes and solvents, describing suspensions, and understanding mixture separation methods such as decantation and the use of magnets. Student performance on first-quarter science tests was evaluated, with 91 learners participating. Two experts assessed the SIMs for quality, accuracy, relevance, and contextualization, leading to refinements. The deve
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Leichsenring, Falk. "The Role of Structure in the Assessment of Psychopathology." European Journal of Psychological Assessment 20, no. 4 (2004): 275–82. http://dx.doi.org/10.1027/1015-5759.20.4.275.

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Summary: This study investigated the role that the structure of a diagnostic instrument plays in the assessment of personality functioning. Empirical studies have shown that the cards of the Rorschach and Holtzman Inkblot Technique (HIT) vary significantly with regard to their structure. Thus, it was possible to investigate if cards of high vs. low structure tend to elicit specific diagnostically useful responses. For this purpose, samples of normals (n = 30), patients with neurotic disorders (n = 30), borderline patients (n = 30), acute schizophrenics (n = 25), and chronic schizophrenics (n =
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Burkhart, Jerry. "Integer Target: Using a Game to Model Integer Addition and Subtraction." Mathematics Teaching in the Middle School 12, no. 7 (2007): 388–92. http://dx.doi.org/10.5951/mtms.12.7.0388.

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Imagine a classroom where students are gathered in small groups, working with number lines and cards marked with integers. The students have chosen a “target number” on the number line and are deep in discussion, trying to find ways to make the sum of the integers on their cards match this number. There is a deck from which they draw, discard, or exchange cards. They also give, take, or trade cards with one another.
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Ms., Pinki*. "TO STUDY CUSTOMER CHOICE BETWEEN PAPER CURRENCY AND PLASTIC MONEY." INTERNATIONAL JOURNAL OF ENGINEERING SCIENCES & RESEARCH TECHNOLOGY 6, no. 7 (2017): 777–79. https://doi.org/10.5281/zenodo.834500.

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Plastic money is a term that is used predominantly in reference to the hard plasticcards we use every day in place of actual bank notes. They can come in many different forms such as cash cards, credit cards, debit cards, pre-paid cash cards and store cards.The focus of this paper is to study the choice of people between paper money and the plastic money. The survey was conducted on people of all the age groups. It was observed that buyers like plastic cards over paper currency and also the major advantage that the cards provide to the shoppers is the convenience and accessibility. The main dr
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Rissing, Ben A., and Emilio J. Castilla. "House of Green Cards." American Sociological Review 79, no. 6 (2014): 1226–55. http://dx.doi.org/10.1177/0003122414553656.

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This study contributes to the labor market inequality and organizations literature by investigating the role that government agents play in shaping the employment of immigrants. Using unique data on applications for immigrant permanent labor certification evaluated by U.S. Department of Labor agents, we assess to what extent immigrants of select citizenship groups experience disparities in the labor certification process—one critical stage of the work authorization system leading to the granting of most employment-based green cards. Despite current U.S. laws that forbid discrimination on the b
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Sukmana, Nano, Aan Koamriah, Bunyod Bazarov, et al. "Examining the Effects of Cue Cards on EFL Learners’ Speaking Fluency, Accuracy, and Speaking Anxiety." Education Research International 2023 (January 3, 2023): 1–12. http://dx.doi.org/10.1155/2023/8428325.

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As using cue cards is not common in Iranian EFL classes, this research aimed at examining the impacts of applying cue cards on developing the speaking accuracy and fluency of Iranian EFL students. Additionally, this study looked at how employing cue cards helped Iranian EFL learners reduce their speaking anxiety. Sixty of the 97 Iranian EFL students who took the Oxford Quick Placement Test were selected as the target sample for the current research. The selected participants were then indiscriminately designated into two groups: control and experimental of equal size. Afterward, the pretests o
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Quinn, John J. "Strategic groups, strategic moves and performance." Long Range Planning 28, no. 4 (1995): 112–13. http://dx.doi.org/10.1016/0024-6301(95)90573-1.

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Sri Handriana Dewi Hastuti. "PERANCANGAN DISPLAY INFORMASI KETERSEDIAAN BLANKO KTP ELEKTRONIK DINAS DUKCAPIL KABUPATEN LOMBOK TIMUR." TEKNIMEDIA: Teknologi Informasi dan Multimedia 2, no. 1 (2021): 29–31. http://dx.doi.org/10.46764/teknimedia.v2i1.33.

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The need for information is increasingly high in the era of growing technology. The delivery of information quickly and actual becomes a challenge in developing an information technology. One type of public service that is the government's obligation and has a strategic role is public services in the field of population and civil registration. People are sometimes disappointed when they want to get population administration services, especially Electronic Identity Cards. By not announcing the availability of physical blank stocks of Electronic Identity Cards, intermediaries can use them in man
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Sojisirikul, Phanitphim. "use of students’ name cards in large classes." rEFLections 7 (December 30, 2005): 54–61. http://dx.doi.org/10.61508/refl.v7i0.114316.

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In teaching classes of 80-120 learners, teachers may be worried about controlling and managing classrooms, communicating with students, and attracting their motivation and interest. One idea to address these problems is for students to wear cards during classes; such cards contain information including students’ names. This article reports on a questionnaire survey that investigates students’ attitudes towards the use of name cards to examine whether they can facilitate classroom management. The subjects were in four large classes: Classes A and B, with name cards, and Classes C and D, without
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DeSarbo, Wayne S., and Rajdeep Grewal. "Hybrid strategic groups." Strategic Management Journal 29, no. 3 (2008): 293–317. http://dx.doi.org/10.1002/smj.658.

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Mohd Thani, Siti Rohana, and Kuang Ching Hei. "VITALITY OF LANGUAGE AND CULTURE IN MALAYSIAN WEDDING CARDS: A MULTIETHNIC PERSPECTIVE." Malaysian Journal of Languages and Linguistics (MJLL) 6, no. 2 (2017): 48–66. http://dx.doi.org/10.24200/mjll.vol6iss2pp48-66.

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The way language is used within a certain community reflects the culture of its users but is it possible to accommodate the culture of others when different communities live within one country as citizens? This paper examined thirty Malaysian wedding cards gathered from the three dominant ethnic groups of Malay, Chinese and Indian. It focussed on the vitality of language and culture presented in current day wedding cards issued by modern day couples, that is, from the year 2000 onwards. Data extracted for analysis comprised the language printed on the cards followed by the symbolic and cultura
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Adanigbo, Oluwasanmi Segun, Florence Sophia Ezeh, Unomah Success Ugbaja, Comfort Iyabode Lawal, and Solomon Christopher Friday. "Advances in Virtual Card Infrastructure for Mass-Market Penetration in Developing Financial Ecosystems." International Journal of Management and Organizational Research 1, no. 1 (2022): 145–51. https://doi.org/10.54660/ijmor.2022.1.1.145-151.

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This paper explores the advancements in virtual card infrastructure and its role in enhancing financial inclusion and expanding digital financial services in developing economies. As the global financial ecosystem evolves, virtual cards have emerged as a transformative payment solution that addresses long-standing barriers to financial access, such as high fees, lack of physical banking infrastructure, and geographical limitations. By enabling unbanked and underbanked populations to access financial services such as payments, savings, and microloans, virtual cards contribute significantly to t
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Takaoka, Alyson, Meredith Vanstone, Thanh H. Neville, et al. "Family and Clinician Experiences of Sympathy Cards in the 3 Wishes Project." American Journal of Critical Care 29, no. 6 (2020): 422–28. http://dx.doi.org/10.4037/ajcc2020733.

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Background A recent randomized trial of bereaved family members of patients who died in an intensive care unit identified symptoms of depression and posttraumatic stress in recipients of semistructured condolence letters. Objectives To explore family member and clinician experiences with receiving or sending handwritten sympathy cards upon the death of patients involved in a personalized end-of-life intervention, the 3 Wishes Project. Methods Interviews and focus groups were held with 171 family members and 222 clinicians at 4 centers to discuss their experiences with the 3 Wishes Project. Int
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Lukasova, Katerina, Lívia Lemos Zanin, Marcel Valois Chucre, Gamaliel Coutinho de Macedo, and Elizeu Coutinho de Macedo. "Analysis of exploratory eye movements in patients with schizophrenia during visual scanning of projective tests' figures." Jornal Brasileiro de Psiquiatria 59, no. 2 (2010): 119–25. http://dx.doi.org/10.1590/s0047-20852010000200007.

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OBJECTIVE: Compare pattern of exploratory eye movements during visual scanning of the Rorschach and TAT test cards in people with schizophrenia and controls. METHOD: 10 participants with schizophrenia and 10 controls matched by age, schooling and intellectual level participated in the study. Severity of symptoms was evaluated with the Positive and Negative Syndrome Scale. Test cards were divided into three groups: TAT cards with scenes content, TAT cards with interaction content (TAT-faces), and Rorschach cards with abstract images. Eye movements were analyzed for: total number, duration and l
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Muhartini, Ajeng Afifah, Tanti Febriati, and Sri Sukmawati. "ANALISIS CLUSTER UNTUK MENGELOMPOKKAN PENGGUNAAN KARTU PERDANA SELULER DI UNIVERSITAS BINA BANGSA." Jurnal Bayesian : Jurnal Ilmiah Statistika dan Ekonometrika 2, no. 1 (2022): 15–30. http://dx.doi.org/10.46306/bay.v2i1.25.

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The development of technology and communication has led to increasing competition, especially in the field of marketing, one of which is in the cellular phone cards business. There are several companies that innovate in issuing cellular card products with their respective advantages to attract consumers' interest, be it the phone cards, postpaid cards or internet quota cards. In marketing segmentation, the decision to purchase starter packs by customers or buyers based on the benefits or benefits obtained is certainly different. The purpose of this study was to classify the types of starter pa
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Gaikwad, Dr. Ganpat G. "A Comparative Study of Households Expenditure on Food and Non-Food Articles in Chandgad Taluka." International Journal of Advance and Applied Research 5, no. 44 (2024): 23–27. https://doi.org/10.5281/zenodo.14685564.

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<strong>Abstract:</strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Comparative study of household expenditure on Food and Non &ndash;non-food articles in Chandgad Taluka is mainly based on the primary data and secondary data. The primary data was collected from the questionnaire method, observations method, and Interview method. The sample size was 480 households in Chandgad City belonging to different income groups. Out of these 480 households, 160 households from high-income groups i.e. households having white ration cards, 1
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Flavian, Carlos, Adrian Haberberg, and Yolanda Polo. "Subtle strategic insights from strategic groups analysis." Journal of Strategic Marketing 7, no. 2 (1999): 89–106. http://dx.doi.org/10.1080/096525499346468.

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Mohrweis, Lawrence C., and Kathe M. Shinham. "Enhancing Students Learning:Instant Feedback Cards." American Journal of Business Education (AJBE) 8, no. 1 (2014): 63–70. http://dx.doi.org/10.19030/ajbe.v8i1.9017.

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This study illustrates an active learning approach using instant feedback cards in the first course in accounting. The objectives of this study are to (1) describe instant feedback cards and (2) show how this tool, when used in an active learning environment, can enhance learning. We examined whether students exposed to immediate feedback scratch-off cards in an active learning environment would perform better on subsequent objective exams than students in a traditional lecture review setting. Students enjoyed the active learning aspect of working in groups, debating answers, and then using th
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Khan, Aliza. "INDIVIDUAL'S BEHAVIOR AND PERCEPTION TOWARDS CREDIT CARD ADOPTION." Journal for Business Education and Management 3, no. 1 (2023): 23–40. https://doi.org/10.56596/jbem.v3i1.90.

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This study investigates how people use credit cards and how they behave. The focus is on rewards, interest rate risks, security risks, and demographics. The motivations for this study are the increasing prevalence of credit cards in modern society and the need to understand the factors influencing consumers' decisions to use credit cards. It examines how various factors influence people's opinions about using credit cards, how rewards programs offered by the credit card industry influence people's opinions, how security Risks and interest rate risks affect people's opinions, and how satisfied
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Zhou, Hao, Ming Zhang, Lei Pang, and Jian-Hua Li. "Abnormal Detection of Cash-Out Groups in IoT Based Payment." Sensors 21, no. 22 (2021): 7507. http://dx.doi.org/10.3390/s21227507.

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With the rise of online/mobile transactions, the cost of cash-out has decreased and the cost of detection has increased. In the world of online/mobile payment in IoT, merchants and credit cards can be applied and approved online and used in the form of a QR code but not a physical card or Point of Sale equipment, making it easy for these systems to be controlled by a group of fraudsters. In mainland China, where the credit card transaction fee is, on average, lower than a retail loan rate, the credit card cash-out option is attractive for people for an investment or business operation, which,
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Dreef, Marcel, Peter Borm, and Ben van der Genugten. "On Strategy and Relative Skill in Poker." International Game Theory Review 05, no. 02 (2003): 83–103. http://dx.doi.org/10.1142/s021919890300091x.

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This article presents a generalization of the equilibrium analysis for the simple two-player poker game with alternate bidding of Von Neumann and Morgenstern. It approximates optimal play for this game if it is played with a regular deck of 52 cards and it discusses some strategic insights. In addition, the paper studies the relative skill level of this game.
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Lei, Pang, and Ming Zhe Song. "Path Analysis of the Impact of “Green Finance” on Clean Energy in Yunnan Province." E3S Web of Conferences 185 (2020): 02001. http://dx.doi.org/10.1051/e3sconf/202018502001.

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During the Two Sessions of 2018, Ruan Chengfa, the governor of Yunnan Province, proposed for the first time in the “Government Work Report” that the future development of Yunnan Province should rely on carrying out the “three green cards” strategic plan, in which the development of clean energy has obvious advantages in Yunnan Province. This paper aims to present the challenges and opportunities encountered in the development of major clean energy projects in our province, and to analyze the main impact of various forms of green capital injection on the clean energy sector by statistical analy
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DR, BHADRAPPA HARALAYYA. "TOP 5 PRIORITIES THAT WILL SHAPE THE FUTURE OF RETAIL BANKING INDUSTRY IN INDIA." Journal of Advanced Research in HR and Organizational Management ISSN: 2454-3268 8, no. 1&2 (2021): 17–18. https://doi.org/10.5281/zenodo.5017878.

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Retail banking refers to the delivery of financial services by a bank to individual customers rather than to corporate clients, companies, or other banks. The main retail banking products include savings and transaction accounts, mortgages, personal loans, debit cards, and credit cards. India experienced a surge in retail banking after introducing financial sector reforms in 1992. The retail banking industry in India has fast emerged as one of the major contributors to the overall growth of the banking sector in the recent past. In the current business environment, the Indian banking industry
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Dr., G.P.Dinesh, and Divya Bharathi Ms. "CONSUMER LOYALTY PROGRAM, A STRATEGIC TOOL TO ATTRACT, RETAIN, MANAGE AND INFLUENCE CONSUMER BUYING BEHAVIOR." International Journal of Marketing & Financial Management 2, no. 7 (2014): 21–34. https://doi.org/10.5281/zenodo.10803004.

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<strong>Abstract:</strong> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <em>Customer loyalty is all about attracting the right customer, getting them to buy, buy often, buy in higher quantities and bring you even more customers. However, that focus is not how we build customer loyalty.</em> <em>We build loyalty by&hellip;</em> &Oslash;&nbsp; <em>Keeping touch with customers using email marketing, thank you cards and more.</em> &Oslash;&nbsp; <em>Treating our team well so they treat our customers well.</em> &Oslash;&nbsp; <em
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Amel, Dean F., and Stephen A. Rhoades. "Strategic Groups in Banking." Review of Economics and Statistics 70, no. 4 (1988): 685. http://dx.doi.org/10.2307/1935834.

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Ziliwu, Farisman, Febi Febri, Muhammad Alif Nur Hidayatullah, and Retno Subekti. "Desain Pembelajaran pada Teori Dasar Peluang Menggunakan Permainan UNO: Usaha Meningkatkan Pemahaman Konsep Peluang." MUKADIMAH: Jurnal Pendidikan, Sejarah, dan Ilmu-ilmu Sosial 8, no. 1 (2024): 287–97. http://dx.doi.org/10.30743/mkd.v8i1.9203.

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UNO cards are a game that can be played by all groups. Currently, UNO is a game that is often used, so UNO cards as a learning medium is expected to attract students' attention and involvement. Therefore, studies are needed to see how effective UNO cards as a learning medium and researchers promote learning designs using the HLT method to support learning probability using UNO media because of the need for didactic teaching in probability. This literature review took a total of 10 journal articles published in the 2018-2023. The results obtained showed that UNO cards as a learning medium was p
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