Log in

Relevant bibliographies by topics / Cash machines; Automated teller machine / Journal articles

To see the other types of publications on this topic, follow the link: Cash machines; Automated teller machine.

Journal articles on the topic 'Cash machines; Automated teller machine'

Author: Grafiati

Published: 4 June 2021

Last updated: 1 February 2022

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Cash machines; Automated teller machine.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Rufa’I, S. M. "Bacterial load of the surface of some selected Automated Teller Machines (ATMs) in Kano Metropolis, Nigeria." Bayero Journal of Pure and Applied Sciences 12, no. 1 (2020): 76–79. http://dx.doi.org/10.4314/bajopas.v12i1.13s.

Full text

Abstract:

An Automated Teller Machine (ATM), also known as Automated Banking Machine (ABM) or cash machine and several other names, is a computerized telecommunication device that provides access to financial transactions in a public space without the need for a cashier or other intermediaries. The Automatic Teller Machine (ATM) has been widely used due to its convenience but also serves as a source of bacterial contamination. The aim of this work was to determine the bacterial load of surfaces of selected ATMs in Kano metropolis. Swab samples were collected from four (4) selected areas and ten (10) dif

APA, Harvard, Vancouver, ISO, and other styles

2

Brindha Devi, V., S. Sindhuja, S. Shanthini, and M. Hemalatha. "A virtual keyboard security system for automated teller machine." International Journal of Engineering & Technology 7, no. 3.3 (2018): 59. http://dx.doi.org/10.14419/ijet.v7i2.33.13855.

Full text

Abstract:

The Automated Teller Machines (ATM) are used for cash withdrawals. Meanwhile as ATM lacks security, thefts occurring in the ATMs are also high. Our proposed system minimizes those break-ins occurring in the ATM’s by instigating a low cost standalone embedded sys-tem using Arduino Microcontroller. This system is proposed for ATM security, comprising of the components namely RGB tag, Global System for Mobile communication (GSM), Global Positioning System (GPS), Virtual Keyboard and camera. Authentication by virtual keyboard thus helps the public to protect their credentials from being captured b

APA, Harvard, Vancouver, ISO, and other styles

3

Kim, Tae-Hee, Seung-Bae Park, and Moon-Seol Kang. "Advanced Password Input Method in Automated Teller Machines/Cash Dispenser." KIPS Transactions:PartC 18C, no. 2 (2011): 71–78. http://dx.doi.org/10.3745/kipstc.2011.18c.2.071.

Full text

APA, Harvard, Vancouver, ISO, and other styles

4

Chayadevi, M. L., Sujith Madhyastha, K. N. Nisarga, H. Charitha, and B. Susharan. "Automated Teller Machine Security with Image Processing and Machine Learning Techniques." Journal of Computational and Theoretical Nanoscience 17, no. 9 (2020): 4473–81. http://dx.doi.org/10.1166/jctn.2020.9100.

Full text

Abstract:

There are many scenarios in society with thefts and crimes involved in Automated Teller Machines (ATM). These events are increasing day-by-day and which is also increasing the complexities on the crime investigation agencies. In order to deal with these situations, we have proposed an automated security method inside ATMs using image processing techniques which can alert the concerned authorities immediately whenever these types of situations arise. Hybrid method with Viola-Jones algorithm has been used for face recognition along with the Haar-cascade features. In the case of objects such as k

APA, Harvard, Vancouver, ISO, and other styles

5

Edet, Victor Inim. "Automated Teller Machine and Performance of Deposit Money Banks in Nigeria." International Journal of Social Sciences 5, no. 23 (2021): 1–13. http://dx.doi.org/10.52096/usbd.5.23.5.1.

Full text

Abstract:

The study examines the effect of ATM on the performance of deposit money banks in Nigeria for the period of 7 years from 2012 to 2018. The study adopted ex-post research design. The population of the study is all the deposit money banks in Nigeria. The study collected data from the Central Bank of Nigeria statistical bulletin. The study adopted pre-test analysis of correlation and unit root test using Augmented Dickey- Fuller (ADF) test. After analysizing the unit root test, regression was used. The study found that there was a positive and insignificant effect of ATM on performance of deposit

APA, Harvard, Vancouver, ISO, and other styles

6

Dawodu, O. G., and R. B. Akanbi. "Isolation and identification of microorganisms associated with automated teller machines on Federal Polytechnic Ede campus." PLOS ONE 16, no. 8 (2021): e0254658. http://dx.doi.org/10.1371/journal.pone.0254658.

Full text

Abstract:

Automated Teller Machines (ATM) are visited everyday by millions of people. This machine is accessible to the general public irrespective of class, age or race. The contact point of all ATM machines is the hand which on their own are ‘vaults’ of microorganisms. An elaborate survey was taken for complete assessment of possible microbial contamination in the Federal Polytechnic Ede campus. Selected ATM machines on campus were used as case study to characterize, identify and determine the degree of bacterial contamination of microorganisms and their potential as reservoir of microbes. Swabs were

APA, Harvard, Vancouver, ISO, and other styles

7

Hendrawan, Ari Ramadhana, and Dieky Adzkiya. "Modelling and Verification of Cash Withdrawal Transaction in Automated Teller Machine Using Timed Automata." Journal of Physics: Conference Series 1821, no. 1 (2021): 012031. http://dx.doi.org/10.1088/1742-6596/1821/1/012031.

Full text

APA, Harvard, Vancouver, ISO, and other styles

8

Zhou, Yongwu, Qiran Wang, Yongzhong Wu, and Mianmian Huang. "Data-Driven Cash Replenishment Planning of Recycling ATMs with Out-of-Cash and Full-of-Cash Risks." International Journal of Information Systems and Supply Chain Management 13, no. 2 (2020): 77–96. http://dx.doi.org/10.4018/ijisscm.2020040105.

Full text

Abstract:

When banks replenish the cash held in automated teller machines (ATMs) it is crucial for them to reduce operational costs while maintaining service level. This article studies the replenishment planning for recycling ATMs, which allow cash deposits to be made as well as withdrawals. The problem is formulated as a special (s, S) inventory model with two safety stocks corresponding to out-of-stock and full-of-stock risks, based on which the ATMs to be replenished each day and the replenishment amount are determined. Experiments with real data show that the model can significantly reduce costs an

APA, Harvard, Vancouver, ISO, and other styles

9

Bati, Seyma, and Didem Gozupek. "Joint Optimization of Cash Management and Routing for New-Generation Automated Teller Machine Networks." IEEE Transactions on Systems, Man, and Cybernetics: Systems 49, no. 12 (2019): 2724–38. http://dx.doi.org/10.1109/tsmc.2017.2710359.

Full text

APA, Harvard, Vancouver, ISO, and other styles

10

Pradeep Kumar, S., and N. Shanmugasundaram. "Pin number theft recognition and cash transaction using sixth sense technology in ATM/CDM." International Journal of Engineering & Technology 7, no. 2.31 (2018): 178. http://dx.doi.org/10.14419/ijet.v7i2.31.13435.

Full text

Abstract:

Nowadays peoples using credit/debit card for cash transaction for their daily needs. Meanwhile for deposit and withdrawal of huge amount the consumers use the automated teller machine or cash deposit machine. Due to this the crime related to ATM like pin number theft, fraud calls etc increasing day by day. This paper aim to reduce the risk related to pin number theft. We proposed a sixth sense technology which can access by our gestural interface to do the normal operation for cash transaction rather than touching the pin number plate which will be helpful for eliminating the theft related wit

APA, Harvard, Vancouver, ISO, and other styles

11

Özer, Fazilet, Ismail Hakki Toroslu, and Pinar Karagoz. "Comparison of Integer Linear Programming and Dynamic Programming Approaches for ATM Cash Replenishment Optimization Problem." International Journal of Applied Metaheuristic Computing 11, no. 3 (2020): 120–32. http://dx.doi.org/10.4018/ijamc.2020070107.

Full text

Abstract:

With the automated teller machine (ATM) cash replenishment problem, banks aim to reduce the number of out-of-cash ATMs and duration of out-of-cash status. On the other hand, they want to reduce the cost of cash replenishment, as well. The problem conventionally involves forecasting ATM cash withdrawals, and then cash replenishment optimization based on the forecast. The authors assume that reliable forecasts are already obtained for the amount of cash needed in ATMs. The focus of the article is cash replenishment optimization. After introducing linear programming-based solutions, the authors p

APA, Harvard, Vancouver, ISO, and other styles

12

Joshi, Chhemanand. "Impact of Automated Teller Machine (ATM) Service Quality on Customer Satisfaction in the Nepalese Commercial Banks." Contemporary Research: An Interdisciplinary Academic Journal 3, no. 1 (2019): 7–18. http://dx.doi.org/10.3126/craiaj.v3i1.27484.

Full text

Abstract:

The aim of this study was to understand the impact of ATM service quality on the customer satisfaction in Nepalese banking sector. This study has used the primary data of customer satisfaction survey (N = 60). The data was collected using a structured questionnaire designed to ascertain the satisfaction levels. Descriptive statistics analysis was used to explain the satisfaction level of respondents. Correlations and multiple linear regression analysis were used to test the hypothesis. The ATM services have positive impact on the customer satisfaction; if proper functioning is ensured by the b

APA, Harvard, Vancouver, ISO, and other styles

13

Larrain, Homero, Leandro C. Coelho, and Alejandro Cataldo. "A Variable MIP Neighborhood Descent algorithm for managing inventory and distribution of cash in automated teller machines." Computers & Operations Research 85 (September 2017): 22–31. http://dx.doi.org/10.1016/j.cor.2017.03.010.

Full text

APA, Harvard, Vancouver, ISO, and other styles

14

Tanksale, Ajinkya N., Prashant Singh, and Ankush Kamthane. "An Optimization-Simulation Framework for Integrated Inventory and Cash Replenishment Problem of Automated Teller Machines in India." International Journal of Operational Research 1, no. 1 (2021): 1. http://dx.doi.org/10.1504/ijor.2021.10040003.

Full text

APA, Harvard, Vancouver, ISO, and other styles

15

Goker, Nazli, and Mehtap Dursun. "MCDM Approach for Locating Automatic Teller Machines: An Application in Turkish Banking Sector." WSEAS TRANSACTIONS ON COMPUTERS 20 (April 15, 2021): 10–16. http://dx.doi.org/10.37394/23205.2021.20.2.

Full text

Abstract:

Although there is an increase in the use of alternative channels through which the service offered by bank ATMs (Automated Teller Machine) can be met due to technological developments, branching remains important for banks in terms of increasing the loyalty of existing customers to the bank, acquiring new customers and maintaining communication with all customers. The location to be determined for ATM placement may vary depending on many factors. In this study, a simple and easily usable method is presented to find the most suitable location for bank branches. The purpose of this study report

APA, Harvard, Vancouver, ISO, and other styles

16

Dewi, Ida Ayu Gede Kristina, I. Nyoman Gede Sugiartha, and Ida Ayu Putu Widiati. "Pertimbangan Hakim dalam Memutus Tindak Pidana Pembobolan Bank melalui ATM." Jurnal Preferensi Hukum 1, no. 1 (2020): 201–6. http://dx.doi.org/10.22225/jph.1.1.2243.201-206.

Full text

Abstract:

Nowadays, advances in technology and information, criminal acts also often occur, automatic teller machines (ATMs) in the banking world are a form of Bank Customer Service that uses machines or can be said as well as electronic devices. Service is an important factor in attracting the attention of customers. Because of this technological sophistication as we know cyber crime, crime is a new form of contemporary crime that has been in the spotlight worldwide. Internet users here become victims because of crime through this electronic system by utilizing and seeing their virtual. In this researc

APA, Harvard, Vancouver, ISO, and other styles

17

Kumar, R. Muthu, G. Varaprasad, R. Sridharan, and Anandakuttan B. Unnithan. "An Empirical Study to Identify the Factors Influencing the Customer Satisfaction of ATMs in India." International Journal of Strategic Decision Sciences 4, no. 4 (2013): 25–40. http://dx.doi.org/10.4018/ijsds.2013100102.

Full text

Abstract:

This exploratory study aims at identifying the influencing factors of customer satisfaction of Automated Teller Machines (ATMs). From the literature review and experts’ suggestions, a research model has been developed which consists of six factors namely cash availability, transaction speed, long queue, perceived quality, ease of use and ease/certainty of fee payment. A newly designed questionnaire which was pre-tested on a group of customers has been used for data collection. The validated data have been analyzed using regression analysis to establish the relationship between the six independ

APA, Harvard, Vancouver, ISO, and other styles

18

Karoubi, Bruno, and Regis Chenavaz. "Does Crime Influence The Payment Decisions Of Consumers?" Journal of Applied Business Research (JABR) 31, no. 5 (2015): 1709–18. http://dx.doi.org/10.19030/jabr.v31i5.9385.

Full text

Abstract:

The impact of crime on economic activity has been widely studied. The economic analysis of crime on payment instrument, however, is still lacking. In this paper, we analyze the impact of crime on the use of cash and card payment with an original database of a representative sample of French consumers. We provide empirical evidence that violent and financial crimes have opposite effects on cash withdrawn and cash payment: On the one side, violent crime increases the amount of cash withdrawn and increases the probability of a cash payment. On the other side, financial crime decreases the amount

APA, Harvard, Vancouver, ISO, and other styles

19

BİLİR, Canser, and Adil DÖŞEYEN. "OPTIMIZATION OF ATM AND BRANCH CASH OPERATIONS USING AN INTEGRATED CASH REQUIREMENT FORECASTING AND CASH OPTIMIZATION MODEL." Business & Management Studies: An International Journal 6, no. 1 (2018): 237–55. http://dx.doi.org/10.15295/bmij.v6i1.219.

Full text

Abstract:

In this study, an integrated cash requirement forecasting and cash inventory optimization model is implemented in both the branch and automated teller machine (ATM) networks of a mid-sized bank in Turkey to optimize the bank’s cash supply chain. The implemented model’s objective is to minimize the idle cash levels at both branches and ATMs without decreasing the customer service level (CSL) by providing the correct amount of cash at the correct location and time. To the best of our knowledge, the model is the first integrated model in the literature to be applied to both ATMs and branches simu

APA, Harvard, Vancouver, ISO, and other styles

20

Mishra, Partha Sarathi, and Satchidananda Dehuri. "Potential Indicators Based Neural Networks for Cash Forecasting of an ATM." International Journal of Information Systems and Social Change 5, no. 4 (2014): 41–57. http://dx.doi.org/10.4018/ijissc.2014100103.

Full text

Abstract:

Cash forecasting is one of the important tasks in the domain of computational finance. A number of tools have been developed by various groups of researchers and are being used by banks or corporate to identify future cash needs. However, due to the high degree of non-linearity of the problem and surrounded by many local optimal solutions, this paper propose a multi-layer locally tuned perceptron (MLTP) to forecast the future needs and at the same time reduce the users frustration. It uses a fine tuned MLTP to forecast a daily cash demand of an automated teller machine (ATM). Further, potentia

APA, Harvard, Vancouver, ISO, and other styles

21

Vieira da Silva, Marcos, and Ana Carolina Nicolosi da Rocha Gracioso. "MODELO DE PREVISÃO DE DEMANDA PARA ATMS UTILIZANDO REDE NEURAL ARTIFICIAL DO TIPO MULTLAYER PERCEPTRON." COLLOQUIUM EXACTARUM 12, no. 4 (2021): 54–62. http://dx.doi.org/10.5747/ce.2020.v12.n4.e339.

Full text

Abstract:

The projections of replacement of cash for Automated Teller Machine (ATM) ATM for bank self-service provides to a banking network optimization and greater efficiency in all process of replacement of values in ATMs, as a result providing security, cost reduction, and balance in relation to seasonality. The aim of this work was to develop an Artificial Neural Network (ANN) to estimate the daily withdrawal values, also considering other variables that could influence the seasonality of these movements. The Artificial Neural Network, of the FeedForward Multilayer Perceptron (MLP) type, was trained

APA, Harvard, Vancouver, ISO, and other styles

22

Zhang, Chengwei, Marcelo López-Parra, Junyu Chen, and Ling Tian. "CoStorm: a term map system to aid in a collaborative ideation process." Artificial Intelligence for Engineering Design, Analysis and Manufacturing 33, no. 03 (2018): 247–58. http://dx.doi.org/10.1017/s0890060418000215.

Full text

Abstract:

AbstractThe decisions made during the early stages of a design process have a huge impact on a product. Owing to the explosion of preliminary ideas, however, designers easily lose track of important ideas and significant information and end up being buried in a pile of plain words. Failing to locate an idea in the context of idea generation makes it difficult to generate new ideas or take optimized decisions. In this study, the authors propose the term map approach to provide a complete bird's eye view of all ideas, which is a higher-dimension graphical representation that helps in inspiring i

APA, Harvard, Vancouver, ISO, and other styles

23

Yin, Qing Yong. "Study on the New Intelligent Monitoring System of ATM." Applied Mechanics and Materials 701-702 (December 2014): 587–92. http://dx.doi.org/10.4028/www.scientific.net/amm.701-702.587.

Full text

Abstract:

In the mid-1980s, in order to enhance the image of modern banks, the banks in China began to introduce ATM (automated teller machine), which has become an important tool for cash flow of the financial system. ATM has brought us convenience, meanwhile,security issue has become the most concerned issue of the financial system. How to realize ATM’s digitization, networking, and intelligence? Since the late 1990s, China has begun to invest a lot of manpower and materials to conduct research on ATM, but there are still many problems. From the existing disadvantages of ATM’s system, this article int

APA, Harvard, Vancouver, ISO, and other styles

24

Bachama, Yusufu Nigel, and Matthew Funsho Bello. "Assessing Gombe State Citizens’ Attitude And Perception Towards Nigeria’s Cashless Policy." Journal of Public Administration Studies 006, no. 01 (2021): 47–55. http://dx.doi.org/10.21776/ub.jpas.2021.006.01.8.

Full text

Abstract:

The Central Bank of Nigeria (CBN) introduced the cashless policy in 2011, which eventually took effect in 2012. The aim of the policy amongst others is to reduce the amount of physical cash circulating in the economy and encouraging more electronic-based transactions. The objective of this study is to review the CBN cashless policy in Gombe State and assess peoples’ behavior and attitudes towards the policy in the State since its inception. Questionnaires were administered on 300 bank customers across the 11 Local Government Areas (LGAs) of the State. The findings revealed that 65% of responde

APA, Harvard, Vancouver, ISO, and other styles

25

Magdum, Damodar, Tejaswini Patil, Dr Maloji Suman, and Dr T.B. Mohite Patil. "Designing Talking ATM System for People with Visual Impairments." International Journal of Engineering & Technology 7, no. 2.7 (2018): 657. http://dx.doi.org/10.14419/ijet.v7i2.7.10917.

Full text

Abstract:

In this paper, we discuss process of design and development of talking ATM for visually impaired people. Automated Teller Machine (ATM) has become vital part of our life to perform financial transactions without intervention of human banker. ATM facilitates cash withdrawal, balance check, mini statement and fund transfer. But, these banking services using ATM cannot be directly used by some set of people of society such as people with low vision, visually impaired, illiterate as lack of accessing ATM through screens. Even they can be defrauded at ATM centers. To digitally include these set of

APA, Harvard, Vancouver, ISO, and other styles

26

Othman, Abdul Kadir, Muhammad Iskandar Hamzah, and Lailatul Faizah Abu Hassan. "Modeling the contingent role of technological optimism on customer satisfaction with self-service technologies." Journal of Enterprise Information Management 33, no. 3 (2020): 559–78. http://dx.doi.org/10.1108/jeim-09-2019-0295.

Full text

Abstract:

PurposeBased on the E-Service Quality (E-SQ) model, this study investigates the effects of self-service technology (SST) quality attributes, specifically automated teller machines (ATMs), on customer satisfaction. The interaction effects of technological optimism on the abovementioned link are also examined. SST usage is conceptualized as a multidimensional construct that consists of five dimensions (reliability, security, convenience, functionality and responsiveness).Design/methodology/approachThe data were collected through a survey of a sample of Malaysian participants who used cash-recycl

APA, Harvard, Vancouver, ISO, and other styles

27

Sanda, Mohammed-Aminu. "Using ATMs as Workload Relievers for Ghanaian Bank Tellers: The Customer Behavioral Challenge." Journal of Economics and Behavioral Studies 3, no. 1 (2011): 13–21. http://dx.doi.org/10.22610/jebs.v3i1.251.

Full text

Abstract:

This study explored the issue of whether the use of the Automated Teller Machines (ATM) as a service delivery tool in the banking industry of many developing countries has achieved its intended objective of increasing the effectiveness of customer service provision and reducing the workload of bank tellers. The purpose is to understand customersâ€™ behaviour towards the use of ATM as a banking service delivery tool, and the influence of such customer-usage behaviour on the banksâ€™ human resource capacity building, in terms of employee workload relief and performance. This is because most bank

APA, Harvard, Vancouver, ISO, and other styles

28

Ireri, Naomi Wanja, and Gladys Kimutai. "Financial Innovations and Performance of Commercial Banks in Kenya." International Journal of Current Aspects in Finance, Banking and Accounting 2, no. 2 (2020): 21–33. http://dx.doi.org/10.35942/ijcfa.v2i2.128.

Full text

Abstract:

Commercial banks in Kenya have embraced alternative banking channels which represent a shift in delivery of banking and financial services since the alternative banking have become synonymous with commercial banks in Kenya. While banks have succeeded in leveraging available technology and provide alternative avenues to customers for banking services, the challenge it faces today is optimizing the usage of these channels so as to improve on their performance. The general objective of this study was to investigate the effects of financial innovations on the performance of commercial banks in Ken

APA, Harvard, Vancouver, ISO, and other styles

29

Bachama, Yusufu. "ASSESSING GOMBE STATE CITIZEN’S ATTITUDE AND PERCEPTION OF THE CASHLESS POLICY." International Journal of Advanced Research in Statistics, Management and Finance 8, no. 1 (2021): 148–65. http://dx.doi.org/10.48028/iiprds/ijarsmf.v8.i1.10.

Full text

Abstract:

The Central Bank of Nigeria (CBN) introduced the cashless policy in 2011 which eventually took effect in 2012. The aim of the policy amongst others are to reduce the amount of physical cash circulating in the economy and encouraging more electronic-based transactions. The objective of this study is to review the CBN cashless policy in Gombe State and, in particular, assess peoples’ behavior and attitudes towards the policy in the State since its inception. Questionnaires were administered on 300 bank customers across the 11 Local Government Areas (LGAs) of the State. The findings revealed that

APA, Harvard, Vancouver, ISO, and other styles

30

John, Nwani Jemima, Nwaimo Chilaka Emmanuel, Kanu Success Ikechi, and Chinonso Karen Eke. "Cashless Policy and the Nigerian Payment System." INTERNATIONAL JOURNAL OF INNOVATION AND ECONOMIC DEVELOPMENT 5, no. 6 (2020): 7–28. http://dx.doi.org/10.18775/ijied.1849-7551-7020.2015.56.2001.

Full text

Abstract:

Before the introduction of the cashless policy by the Central Bank of Nigeria in 2011, the Nigerian economy was heavily cash-oriented in its transaction of goods and services contrary to the global trends. With the aid of paired data samples between 2007 and 2017, this study evaluates the impact of cashless policy on the Nigerian payment system. The operations of a cashless economy were assessed based on the use of Cheques, funds transfer channels and Automated Teller Machines (ATMs). Analysis of data showed that the volume and usage of cheques as a means of financial settlement has failed and

APA, Harvard, Vancouver, ISO, and other styles

31

Urhie, Ese, Ogechi Chiagozie Amonu, Chiderah Mbah, et al. "Banking technology and cashless economy in selected Sub-Saharan African countries: does education matter?" Journal of Money Laundering Control 24, no. 3 (2021): 584–95. http://dx.doi.org/10.1108/jmlc-10-2020-0122.

Full text

Abstract:

Purpose This study aims to analyze the effect of banking technology [automated teller machine (ATM) and mobile cellular devices (MOBs)] and other traditional factors on the level of currency in circulation for a sample of 21 selected sub-Saharan African (SSA) countries. It also assessed the mitigating effect of education on the relationship between banking technology and the cashless economy. Design/methodology/approach The study used a panel data approach to design a cashless economy model with banking technology – ATM and MOBs – as well as their interaction with education as regressors. Find

APA, Harvard, Vancouver, ISO, and other styles

32

Oluwatayo, Isaac B. "Electronic Banking Services in Nigeria: Some Determinants and Opportunities for Households' Financial Inclusion." Journal of Economics and Behavioral Studies 9, no. 4(J) (2017): 38–48. http://dx.doi.org/10.22610/jebs.v9i4(j).1820.

Full text

Abstract:

Economic transactions in many of the countries in Africa are still largely cash-based and many of these transactions are costly, inefficient, time consuming and sometimes risky because of the security situation in most countries in the continent. In fact, finality of payment is not always guaranteed because of potential counterfeits and the lack of financial discipline when cheques or other paper-based means of payment are used. The introduction of electronic banking services into the Nigerian banking sector has brought some respite considering the number of people now using electronic platfor

APA, Harvard, Vancouver, ISO, and other styles

33

Oluwatayo, Isaac B. "Electronic Banking Services in Nigeria: Some Determinants and Opportunities for Households’ Financial Inclusion." Journal of Economics and Behavioral Studies 9, no. 4 (2017): 38. http://dx.doi.org/10.22610/jebs.v9i4.1820.

Full text

Abstract:

Economic transactions in many of the countries in Africa are still largely cash-based and many of these transactions are costly, inefficient, time consuming and sometimes risky because of the security situation in most countries in the continent. In fact, finality of payment is not always guaranteed because of potential counterfeits and the lack of financial discipline when cheques or other paper-based means of payment are used. The introduction of electronic banking services into the Nigerian banking sector has brought some respite considering the number of people now using electronic platfor

APA, Harvard, Vancouver, ISO, and other styles

34

Shifa Fathima, J. "Digital Revolution in the Indian Banking Sector." Shanlax International Journal of Commerce 8, no. 1 (2020): 56–64. http://dx.doi.org/10.34293/commerce.v8i1.1619.

Full text

Abstract:

“Digital” is the new popular expression in all sectors. With other sector, banking is additionally all around the world moving towards digitalization. Banks all things considered and over all areas are making immense investments in digital activities so as to keep up a competitive edge and convey the greatest to its customers. Selection of digitalization is significant for the banking sector. By grasping digitalization, banks can provide upgraded customer services. This provides accommodation to customers and aides in sparing time. Digitalization has transformed manual processes, transactions

APA, Harvard, Vancouver, ISO, and other styles

35

A.O., Ayokunle, Martin E., Ernest E.O., Izang A., Ajayi W., and Adekola O. "Automated Teller Machine-Based Voting System." British Journal of Computer, Networking and Information Technology 4, no. 2 (2021): 31–41. http://dx.doi.org/10.52589/bjcnit-bpp3ly55.

Full text

Abstract:

Voting is a critical element of any election which involves the processes of electing leaders or representatives into positions of authority in a democratic system of government. In most developing countries of the world, this process is usually marred with challenges of confidentiality, integrity, availability and auditability such as falsification of results, identity theft, theft of ballot boxes, multiple voting problems, over voting, and electoral fraud. This paper presents a framework for Automated Teller Machine-based voting system that solves the aforementioned challenges of the current

APA, Harvard, Vancouver, ISO, and other styles

36

Gurram, Uma Raghavendra, and Anudeep Velagapudi. "Impact of Digitalization on Traditional Banking." International Journal of Research in Engineering, Science and Management 3, no. 12 (2020): 29–33. http://dx.doi.org/10.47607/ijresm.2020.400.

Full text

Abstract:

Internet banking is changing the banking business, having the significant impacts on banking connections. Banking is currently not, at this point restricted to the branches where one needs to move toward the branch face to face, to pull back money or store a check or solicitation an announcement of records. In obvious. Internet banking, any request or exchange is prepared online with no reference to the branch (anyplace banking) whenever. The net banking, in this way, presently is to a greater extent a standard instead of an exemption in many created nations because of the way that it is the l

APA, Harvard, Vancouver, ISO, and other styles

37

Adaramola, Anthony O., and Funso T. Kolapo. "Assessment of Bank Technology Machine and Mobile Banking as Market Strategies to Raising Performance of Banks in Nigeria." Journal of Economics and Behavioral Studies 11, no. 3(J) (2019): 108–15. http://dx.doi.org/10.22610/jebs.v11i3(j).2873.

Full text

Abstract:

The market challenge in form of increasing competition for success in the banking sector calls for market strategies that are customer- based towards raising the performance of Nigerian banks. The use by banks, of Automated Teller Machines and Mobile banking are at the centre stage of this market strategy. Existing knowledge on this aspect of marketing is inadequate. This study assessed the empirical effects of Automated Teller Machine and Mobile banking as marketing tools on return on equity of banks in Nigeria. Both primary and secondary data were used in the study. The data were fitted to P

APA, Harvard, Vancouver, ISO, and other styles

38

Koç, Çağrı, Mehmet Erbaş, and Eren Ozceylan. "A rich vehicle routing problem arising in the replenishment of automated teller machines." An International Journal of Optimization and Control: Theories & Applications (IJOCTA) 8, no. 2 (2018): 276–87. http://dx.doi.org/10.11121/ijocta.01.2018.00572.

Full text

Abstract:

This paper introduces, models, and solves a rich vehicle routing problem (VRP) motivated by the case study of replenishment of automated teller machines (ATMs) in Turkey. In this practical problem, commodities can be taken from the depot, as well as from the branches to efficiently manage the inventory shortages at ATMs. This rich VRP variant concerns with the joint multiple depots, pickup and delivery, multi-trip, and homogeneous fixed vehicle fleet. We first mathematically formulate the problem as a mixed-integer linear programming model. We then apply a Geographic Information System (GIS)-b

APA, Harvard, Vancouver, ISO, and other styles

39

Mavers, Scott, and Rose Baker. "A Look at an Automation Adoption Through a Human Performance Technology Lens: A Case Study of Bank Tellers and Automated Teller Machines." Performance Improvement 60, no. 2 (2021): 21–30. http://dx.doi.org/10.1002/pfi.21957.

Full text

APA, Harvard, Vancouver, ISO, and other styles

40

Simon-Oke, Iyabo A. "Bacteriological Evaluation of Some Automated Teller Machine In Akure Metropolis." Pan African Journal of Life Sciences 3, no. 1 (2019): 183–87. http://dx.doi.org/10.36108/pajols/9102/30(0180).

Full text

Abstract:

Background: Automated Teller Machines (ATMs) represent a good transient environment for development of pathogenic microbes. Investigation on the level of bacterial contaminants on keypads of ATMs was carried out in Akure, Nigeria. Methods: A total of sixty ATMs keypads were sampled in two major locations (main market and Federal University of Technology, campus) in Akure. Samples were collected from key-pad and screen parts of the ATM devices with sterile swab sticks and was cultured immediately on Nutrient agar, Manitol salt agar, and MacConkey agar mediums for Microbial examination. Standard

APA, Harvard, Vancouver, ISO, and other styles

41

Matimbwa, Hadija, and Alexander Ochumbo. "Automated Teller Machine And Customer Satisfaction In Tanzania: A Case of CRDB Bank In Iringa." Journal of Business Management and Economic Research 2, no. 3 (2018): 11–20. http://dx.doi.org/10.29226/tr1001.2018.23.

Full text

APA, Harvard, Vancouver, ISO, and other styles

42

Feridun, Mete, and Orhan Korhan . "Banking and Technology: Information Flow Between the Human and the Machine Through Automated Teller Machines." Information Technology Journal 4, no. 1 (2004): 75–77. http://dx.doi.org/10.3923/itj.2005.75.77.

Full text

APA, Harvard, Vancouver, ISO, and other styles

43

Agarwal, Nivedita, and Alexander Brem. "The Frugal Innovation Case of Solar-powered Automated Teller Machines (ATMs) of Vortex Engineering in India." Journal of Entrepreneurship and Innovation in Emerging Economies 3, no. 2 (2017): 115–26. http://dx.doi.org/10.1177/2393957517717895.

Full text

Abstract:

Constraint-based innovations are innovations that are conceived under conditions of scarcity for resource-constrained markets, often referred to as Bottom of pyramid (BoP) marketplace. One such type of constraint-based innovation, frugal innovation (also the focus of this study) has played an important role in providing affordable and accessible products and services to the customers at BoP. This study examines one of the successful frugal innovations from the Indian financial sector called Vortex solar based transaction systems (commonly known as rural ATMs) and offers a comprehensive analysi

APA, Harvard, Vancouver, ISO, and other styles

44

Boonsam, Prat, Nanthi Suthikarnnarunai, and Wanchai Rattanawong. "Efficiency Improvement for Multi Depot Vehicle Routing: A Case Study in Cash Distribution." Applied Mechanics and Materials 284-287 (January 2013): 3667–74. http://dx.doi.org/10.4028/www.scientific.net/amm.284-287.3667.

Full text

Abstract:

This research is aimed at increasing efficiency of cash distribution from three distribution centers delivered to 377 branches, and 3,699 automatic teller machines by using Cluster First – Route Second technique. New concept of assignment problem with time window is presented in this paper for clustering. A Group Sweep Algorithm which is modified from a traditional Sweep Algorithm combined with a nearest neighbor search is also presented as the routing methodology. Application software has developed using PHP and MySQL. AMPL with CPLEX 10.0 is used to solve the assignment problem and is perfec

APA, Harvard, Vancouver, ISO, and other styles

45

Gabrieli, Giulio, Sarah Ng, and Gianluca Esposito. "Hacking Trust: The Presence of Faces on Automated Teller Machines (ATMs) Affects Trustworthiness." Behavioral Sciences 11, no. 6 (2021): 91. http://dx.doi.org/10.3390/bs11060091.

Full text

Abstract:

Trustworthiness is a core concept that drives individuals’ interaction with others, as well with objects and digital interfaces. The perceived trustworthiness of strangers from the evaluation of their faces has been widely studies in social psychology; however, little is known about the possibility of transferring trustworthiness from human faces to other individuals, objects or interfaces. In this study, we explore how the perceived trustworthiness of automated teller machines (ATMs) is influenced by the presence of faces on the machines, and how the trustworthiness of the faces themselves is

APA, Harvard, Vancouver, ISO, and other styles

46

Wasswa Katono, Isaac. "Student evaluation of e‐service quality criteria in Uganda: the case of automatic teller machines." International Journal of Emerging Markets 6, no. 3 (2011): 200–216. http://dx.doi.org/10.1108/17468801111144049.

Full text

APA, Harvard, Vancouver, ISO, and other styles

47

Fashoto, Stephen Gbenga, Gabriel Ogunleye, Patrick Okullu, Akeem Shonubi, and Petros Mashwama. "Development Of A Multilingual System To Improved Automated Teller Machine Functionalities In Uganda." JOIV : International Journal on Informatics Visualization 1, no. 4 (2017): 135. http://dx.doi.org/10.30630/joiv.1.4.52.

Full text

Abstract:

This paper presented a new multilingual language for Automated Teller Machine (ATM) in Uganda which serves as an extension to the existing Languages. The existing ATMs have only English, Kiswahili and Luganda as the only available languages. Hence, findings revealed that there are still some prevalent languages e.g. Ateso language that are widely spoken among the people of Uganda which the present ATMs in the country have not captured. The objective of this paper was to propose the integration of the new language (Ateso language) to the existing languages. In this paper, a new language was ado

APA, Harvard, Vancouver, ISO, and other styles

48

Hariyanto, Agus, and '. Pujiyono. "PROBLEMATIKA HUKUM PENGGUNAAN KARTU ANJUNGAN TUNAI MANDIRI (ATM) BERLOGO GERBANG PEMBAYARAN NASIONAL (GPN)." Jurnal Privat Law 8, no. 1 (2020): 15. http://dx.doi.org/10.20961/privat.v8i1.40357.

Full text

Abstract:

<p>Abstract<br />This article aims to examine the Legal Problems of Automated Teller Machine (ATM) Card Usage with National Payment Gateway (GPN) Logo. The research method used is normative legal research with the nature of prescriptive research. The research approach is the statute approach and conceptual approach. The type of research data used is secondary data. The research data collection technique used is library research with deduction data analysis techniques.The results showed that the National Payment Gateway (GPN) which is a new product in Indonesian banking has several

APA, Harvard, Vancouver, ISO, and other styles

49

Esfehani, Bahar Hasani. "The Effect of Automatic Teller Machines on Efficiency of Banks (case study: commercial banks of Kermanshah city)." IOSR Journal of Business and Management 19, no. 03 (2017): 07–15. http://dx.doi.org/10.9790/487x-1903010715.

Full text

APA, Harvard, Vancouver, ISO, and other styles

50

Chan, Chetwyn C. H., Alex W. K. Wong, Tatia M. C. Lee, and Iris Chi. "Modified automatic teller machine prototype for older adults: A case study of participative approach to inclusive design." Applied Ergonomics 40, no. 2 (2009): 151–60. http://dx.doi.org/10.1016/j.apergo.2008.02.023.

Full text

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!