Relevant bibliographies by topics / Cashless economy

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Cashless economy'

Author: Grafiati
Published: 4 June 2021
Last updated: 25 July 2025

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Journal articles on the topic "Cashless economy"

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Zargar, Nasir Ahmad, Rossanto Dwi Handoyo, Unggul Heiqbaldi, Kabiru Hannafi Ibrahim, Umar Ali, and Erika Nafatul Ula. "Adoption of Cashless Economy: A Review." Manajemen dan Bisnis 22, no. 2 (2023): 74. http://dx.doi.org/10.24123/jmb.v22i2.701.

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The adoption of cashless economies has become a popular trend globally. Cashless transactions provide convenience, security, and faster processing times compared to traditional cash payments. This review intends to provide an overview of the adopted literature on cashless economies, including their drivers and barriers. The review highlights the role of technology, government policies, and social factors in shaping the adoption of cashless economies. Additionally, the review discusses the implications of the adoption of cashless economies for businesses and consumers, including potential risks
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Agrawal, Abha. "Demonetization and cashless economy." ACADEMICIA: An International Multidisciplinary Research Journal 8, no. 6 (2018): 73. http://dx.doi.org/10.5958/2249-7137.2018.00035.6.

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Kumar, Raman. "India need cashless economy." International Journal of Financial Management and Economics 7, no. 2 (2024): 628–30. https://doi.org/10.33545/26179210.2024.v7.i2.427.

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Hasan, Aslam, Mohammed Atif Aman, and Mohd Ashraf Ali. "Cashless Economy in India: Challenges Ahead." Shanlax International Journal of Commerce 8, no. 1 (2020): 21–30. http://dx.doi.org/10.34293/commerce.v8i1.839.

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In an attempt to curb-out black money, money laundering, and to have a sound economy, the central government of India has embarked on the cashless economy. It is the birth of a new era in the nation with life with digital money. This paper is going to conceptualize the meaning of a cashless system, explains online banking techniques in India, schemes by government to spread the cashless system in India and highlights the challenges of the cashless economy and electronic payment systems. The objective of this study is to examine the significant challenges that are faced by Indians on the way to
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Krishna, V. S. "Demonetisation-Challenges in Cashless Economy." International Journal of Trend in Scientific Research and Development Volume-2, Issue-5 (2018): 762–69. http://dx.doi.org/10.31142/ijtsrd15934.

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Zargar, Nasir Ahmad, Ballav Niroula, Nuzulul Fatimah, Aisyah Arum Kenanga Arif, Umar Ali, and Sanju K. Singh. "Towards a Digital Revolution: Investigating the Impact of GDP, Tax Collection, and Interest Rates on Cashless Economy in India." Journal of Population and Development 4, no. 1 (2023): 91–111. http://dx.doi.org/10.3126/jpd.v4i1.64243.

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The rapid advancement of digital technologies have propelled economies worldwide towards a transformative shift to cashless transactions. In the context of India's ambitious journey towards a digital revolution, this research aims to investigate the impact of Gross Domestic Product (GDP), tax collection, and interest rates on the adoption and usage of a cashless economy in India. The objectives of the study were to explore the relationships between GDP and the cashless economy, tax collection and the cashless economy, and interest rates and the cashless economy. Three hypotheses were formulate
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Joshi, Priyanka. "Cashless Economy: A Swot Analysis." Asian Journal of Research in Social Sciences and Humanities 7, no. 3 (2017): 1477. http://dx.doi.org/10.5958/2249-7315.2017.00255.6.

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Goel, Meenu, Himanshi Garg, Megha Sharma, and Shiv Narain. "Cashless economy: A paradigm shift." JIMS8M The Journal of Indian Management & Strategy 26, no. 4 (2021): 11–19. http://dx.doi.org/10.5958/0973-9343.2021.00021.1.

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Prasad, Jyoti. "Cashless economy: A game changer." International Journal of Financial Management and Economics 6, no. 2 (2023): 195–97. https://doi.org/10.33545/26179210.2023.v6.i2.455.

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V., S. Krishna. "Demonetisation Challenges in Cashless Economy." International Journal of Trend in Scientific Research and Development 2, no. 5 (2018): 762–69. https://doi.org/10.31142/ijtsrd15934.

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One contemporary issue that has shook the nation in its entirety is Demonetisation. Demonetisation is an economic policy which literally means "replacement of old currency unit with a new currency unit". It is the process to curb the issue of tax evasion, to eliminate corruption, black money, counterfeit currency and terror funding. Here, Economic policy refers to the actions taken by the government for setting levels of taxation, Government budgets, money supply and interest rates and other areas of government interventions into the economy. This article examines the policy of Demon
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Dissertations / Theses on the topic "Cashless economy"

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Glennow, Emma, and Alexandra Granström. "Cashless society: Is there a relationship between innovation and cash circulation in economy?" Thesis, KTH, Skolan för industriell teknik och management (ITM), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-254271.

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Around the globe, countries move away from banknotes and coins in the favor of digitized payments. A number of findings from academic research conclude various benefits associated with decreased cash usage, such as enhanced economic development, less costs for governments and banks, financial transparency as well as lower economic-related crime rates. In a light of various benefits moving towards cashless payments, it is hypothesized that there also could be a relationship between how innovative a country is and how much cash circulates in economy. The relationship could be both-sided like les
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Abou, Jeb Saria, and Evgeny Konov. "Socio-economic sustainable banking : A study on the transition to cashless banking in Sweden from the lens of socio-economic sustainability." Thesis, Tekniska Högskolan, Jönköping University, JTH, Logistik och verksamhetsledning, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-50465.

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Purpose – This research is investigating the Swedish banks transitioning to cashless bank offices. The investigation is carried out to fully understand the reasons behind the transition and what impacts it brought upon the stakeholders affected by it. The purpose of this is to analyze the transition for social and economic effects so that it can be concluded whether the transition was a move towards sustainable banking.  Method – The researchers carried out a case study at one of the biggest banks in Sweden. The empirical data for the research was collected through qualitative interviews and a
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Деревянко, Богдан Володимирович, Bogdan Derevyanko, Катерина Вікторівна Роговець та Kateryna Rogovets. "Безготівкові розрахунки за допомогою платіжного доручення: ризики для сторін". Thesis, Донецький юридичний інститут МВС України, 2016. http://dspace.puet.edu.ua/handle/123456789/6641.

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Нині ще існує ряд проблем, пов’язаних зі здійсненням безготівкових розрахунків з використанням платіжних доручень, а оскільки даний вид платежів є найбільш популярним у господарських відносинах, то потребує якнайшвидшого вдосконалення, що дозволить убезпечити обидві сторони розрахункових відносин. Сейчас еще существует ряд проблем, связанных с осуществлением безналичных расчетов с использованием платежных поручений, а поскольку данный вид платежей является наиболее популярным в хозяйственных отношениях, то требует скорейшего усовершенствования, что позволит обезопасить обе стороны расчетных от
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Деревянко, Богдан Володимирович, Богдан Владимирович Деревянко, Bohdan Volodymyrovych Derevianko та К. В. Роговець. "Безготівкові розрахунки за допомогою платіжного доручення: ризики для сторін". Thesis, Донецький юридичний інститут МВС України, 2017. http://essuir.sumdu.edu.ua/handle/123456789/49409.

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Нині ще існує ряд проблем, пов’язаних зі здійсненням безготівкових розрахунків з використанням платіжних доручень, а оскільки даний вид платежів є найбільш популярним у господарських відносинах, то потребує якнайшвидшого вдосконалення, що дозволить убезпечити обидві сторони розрахункових відносин.<br>Сейчас еще существует ряд проблем, связанных с осуществлением безналичных расчетов с использованием платежных поручений, а поскольку данный вид платежей является наиболее популярным в хозяйственных отношениях, то требует скорейшего усовершенствования, что позволит обезопасить обе стороны расчетных
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Asplund, Oscar, and Othon Tzobras. "Why Does Cash Still Exist?" Thesis, KTH, Fastigheter och byggande, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-231406.

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With non-cash transactions on the rise and the debate about the future cashless society is raging, cash is still being used around the world with varying degrees. This thesis studies the behavioral determinants of consumers with regard to cash usage. The current research have found several determinants of consumer behavior and this study aims at combining the existing knowledge into one model that might explain peoples’ payment medium behaviors. The method chosen in this thesis was to do a factor analysis in order to validate the hypothesized model. The obtained data-set was analyzed by using
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ADITYA. "CASHLESS ECONOMY AND DIGITALISATION: SHIFTING PATTERNS IN INDIAN PAYMENT INDUSTRY." Thesis, 2019. http://dspace.dtu.ac.in:8080/jspui/handle/repository/16444.

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The purpose of this chapter is to describe the methodology used to achieve the research objectives of this study. This includes the type of the research, target population, the sampling techniques, the data collection and data analysis procedures. The current study is based on primary data and the necessary data were collected from the websites, a convenient sampling was used in the study. A sample of 65 respondents was selected for the study and the study was conducted in the city of Delhi alone. Secondary sources were used to gather information on the “Cashless Economy and Digitalizati
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PRASHANT. "CASHLESS ECONOMY AND DIGITALISATION SHIFTING PATTERNS IN INDIAN PAYMENT INDUSTRY." Thesis, 2020. http://dspace.dtu.ac.in:8080/jspui/handle/repository/18203.

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The purpose of this chapter is to describe the methodology used to achieve the research objectives of this study. This includes the type of the research, target population, the sampling techniques, the data collection and data analysis procedures. The current study is based on primary data and the necessary data were collected from the websites, a convenient sampling was used in the study. A sample of 101 respondents was selected for the study and the study was conducted in the city of Delhi alone. Secondary sources were used to gather information on the “Cashless Economy and Digitalizat
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Frulli, Francesco Mattia. "Money laundering developments and economic consequences of a transition to a cashless society." Master's thesis, 2020. http://hdl.handle.net/10773/28866.

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One of the biggest revolutions we are witnessing is in the field of financial transactions, where efforts are being made to bring payments to a completely electronic way. There are many benefits expected from this step, but few are the evidence reported, especially as regards the repercussions on Money Laundering and Economic Growth. In this work, I want to investigate a relationship between the increase in electronic money at the expense of paper money with the trend of money laundering with subsequent overall analysis in economic growth. To compensate for the limited amount of data t
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PANDEY, NEELMANI. "CASHLESS ECONOMY IN THE E-BANKING ERA AND HOW IT HAS AFFECTED THE TOPLINE OF THE BANKING SECTOR IN INDIA." Thesis, 2021. http://dspace.dtu.ac.in:8080/jspui/handle/repository/20355.

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The utilization of Information Technology (IT) in the financial segment has seen an exponential development in India in the previous 20 years. In the coming years, IT will be utilized broadly by administrators for improving operational effectiveness, decreasing expense, and upgrading administration quality. The money related administrations segment, banking specifically, depends intensely on data innovation for its development and advancement. Most nations around the globe have transparently received IT as a development empowering agent in this area. India, nonetheless, has been
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Berkimbayeva, Aliya. "Přechod k bezhotovostní společnosti: dopady na ekonomickou aktivitu." Master's thesis, 2019. http://www.nusl.cz/ntk/nusl-398156.

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The present study aims to deliberate over a wider perspective on the topic of physical currency, assuming the global conversion to digital payment instruments affecting stakeholders at different scales alters number of aspects. The theoretical section discusses the process of transition to cashless society by identifying transformation stages and the barriers faced to undertake the shift. Subsequently, the links between factors as business environment, globalization, and shadow economy in relation to physical currency in circulation are examined by static and dynamic panel data analyses applyi
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Books on the topic "Cashless economy"

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Garnov, Andrey. Organization of non-cash payments. INFRA-M Academic Publishing LLC., 2025. https://doi.org/10.12737/2130667.

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The textbook offers the reader a systematic approach to the study of the basic principles and methods of organizing cashless payments, as well as practical information about various electronic payment systems. Meets the requirements of the latest generation of federal state educational standards for higher education. For students of higher educational institutions studying in economic fields of study.
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Bátiz-Lazo, Bernardo. Epilogue: The Cashless Economy and the ATM. Oxford University Press, 2018. http://dx.doi.org/10.1093/oso/9780198782810.003.0010.

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The final chapter (‘Epilogue: The Cashless Economy and the ATM’) summarizes some of the key themes throughout the story and points towards avenues of future research. The main arguments are, first, that the history of the ATM is much more than a story of the response to the ‘impending needs’ of a more mobile population or the reduction of banks’ cost structures. It is a history of technical and organizational innovation. Second, it is a story that explains the travails to balance investments in capital equipment while, at the same time, to secure consumer adoption and trust. This chapter also
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Singh, Raju. Demonetisation; Fifty Days Between Cashless to Less Cash Economy: A Journey from an Electronic Wallet to the Return of a Bank Note. Independently Published, 2018.

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Avomo, Javier Clemente Engonga. Cashless Africa! the Difference Between Being Poor and Having No Money: The Future of the Liberalization of the Technological and Financial Economy in Africa. Independently Published, 2021.

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Avomo, Javier Clemente Engonga. Cashless Africa! the Difference Between Being Poor and Having No Money: The Future of the Liberalization of the Technological and Financial Economy in Africa. Independently Published, 2021.

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Joshi, Mahesh K., and J. R. Klein. The Knowledge Barons of India. Oxford University Press, 2018. http://dx.doi.org/10.1093/oso/9780198827481.003.0010.

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India’s economic journey has seen many ups and downs since 3,500 BC. It has become the third largest economy in terms of gross domestic product (GDP) in purchasing power parity (PPP). It has the second largest English-speaking population after the United States. India has successfully built its knowledge-based industry with software exports being its primary product. The Government has taken aggressive steps to move toward a cashless transaction society by driving digitization. It has de-monetized the currency in an attempt to eradicate corruption and to provide an alternate platform for elect
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Bátiz-Lazo, Bernardo. A Window to Internal and External Change in Banking. Oxford University Press, 2018. http://dx.doi.org/10.1093/oso/9780198782810.003.0001.

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Chapter 1 (‘A Window to Internal and External Change in Banking’) provides a wide-arch view of the themes in the book. It highlights how in spite of being deeply embedded in our culture as an object of everyday life, the interaction with ATMs is largely inconsequential for most people. This chapter also forwards a case to study the ATM to better understand the possibilities for technological change to bring about a cashless economy. Another argument put forward is that the ATM is essential to appreciate the technological and organizational challenges that gave rise to self-service banking. As
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Mukherjee, Rila, and John Deyell. From Mountain Fastness to Coastal Kingdoms: Hard Money and 'Cashless' Economies in the Medieval Bay of Bengal World. Taylor & Francis Group, 2019.

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Mukherjee, Rila, and John Deyell. From Mountain Fastness to Coastal Kingdoms: Hard Money and 'Cashless' Economies in the Medieval Bay of Bengal World. Taylor & Francis Group, 2019.

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Mukherjee, Rila, and John Deyell. From Mountain Fastness to Coastal Kingdoms: Hard Money and 'Cashless' Economies in the Medieval Bay of Bengal World. Taylor & Francis Group, 2019.

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Book chapters on the topic "Cashless economy"

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Bátiz-Lazo, Bernardo, Leonidas Efthymiou, and Sophia Michael. "Milestones for a Global Cashless Economy." In The Book of Payments. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-60231-2_33.

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Singh-Nagpal, Ranjana, and Tania Sebastian. "Challenges and Readiness in Cashless Economy." In Women and Entrepreneurship in India. Routledge, 2021. http://dx.doi.org/10.4324/9781003160786-12.

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Moon, Woosik. "Account transfer and digital banking." In Digital Payments and the Cashless Economy. Routledge, 2025. https://doi.org/10.4324/9781003386216-4.

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Moon, Woosik. "The digital wallets of non-financial firms." In Digital Payments and the Cashless Economy. Routledge, 2025. https://doi.org/10.4324/9781003386216-7.

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Moon, Woosik. "Payment cards." In Digital Payments and the Cashless Economy. Routledge, 2025. https://doi.org/10.4324/9781003386216-5.

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Moon, Woosik. "Online investments and de-materialisation." In Digital Payments and the Cashless Economy. Routledge, 2025. https://doi.org/10.4324/9781003386216-6.

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Moon, Woosik. "Central bank digital currency." In Digital Payments and the Cashless Economy. Routledge, 2025. https://doi.org/10.4324/9781003386216-3.

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Moon, Woosik. "Conclusion." In Digital Payments and the Cashless Economy. Routledge, 2025. https://doi.org/10.4324/9781003386216-9.

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Moon, Woosik. "Introduction." In Digital Payments and the Cashless Economy. Routledge, 2025. https://doi.org/10.4324/9781003386216-1.

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Moon, Woosik. "Crypto-assets and tokens." In Digital Payments and the Cashless Economy. Routledge, 2025. https://doi.org/10.4324/9781003386216-8.

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Conference papers on the topic "Cashless economy"

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Ginting, Magdalena, Finsensius Purnama, and Mesti Mahatmi. "Monitoring Diffusion of Industrial Innovations and Cashless Society Infrastructure for Economy 4.0." In Proceedings of The First International Conference on Global Innovation and Trends in Economy, InCoGITE, 7 November 2019, Tangerang, Banten, Indonesia. EAI, 2020. http://dx.doi.org/10.4108/eai.7-11-2019.2295236.

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Pahwa, Dr S. K., and Ms Nidhi Rajak. "IMPACT OF DIGITAL PAYMENT SYSTEMS ON CUSTOMER IMPULSIVE BUYING BEHAVIOR." In Transforming Knowledge: A Multidisciplinary Research on Integrative Learning Across Disciplines. The Bhopal School of Social Sciences, 2025. https://doi.org/10.51767/ic250118.

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The Indian economy is growing at an unprecedented pace, and the increasing popularity of digital payments is a testament to this growth, India is coming out as a master in the area of digital payments, almost 42% of Indians use cashless methods for their financial transactions which also affects their buying behavior this research paper plans to investigate the influence of Digital Payment System on impulsive buying behavior of Customers. The companies and government must understand this impact which will help them to make their strategies and plans for the future. The study was conducted via
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Nikoloska, Keti, Snezhana Mojsoska, and Dance Nikolovska Vrateovska. "QUALITATIVE ANALYSIS OF THE BANKING SECTOR FOR THE PROTECTION OF CITIZENS REGARDING THE SAFE USE OF PAYMENT CARDS IN THE MUNICIPALITY OF PRILEP." In SECURITY HORIZONS. Faculty of Security- Skopje, 2023. http://dx.doi.org/10.20544/icp.8.1.23.p27.

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With the deepening of digital transformation, the structure and nature of payment transactions is rapidly evolving and undergoing changes. The banks introduced payment cards, marking the beginning of the era of cashless payments. Credit cards have become an integral part of the world and the Macedonian economy. The increasing interest in cashless payments not only led to a new way of conducting transactions but also brought forth new types of threats and risks associated with the use of new payment methods and instruments. Studying the existing risks, this paper provides qualitative analyses o
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Khuyen, Nguyen Thi Vu, Le Gia Bao, Nguyen Thi Quynh, Nguyen Thi Nhu, and Tran Binh Minh. "DIFFERENCES IN THE DECISION TO USE CASHLESS-PAYMENTS BETWEEN GENZ AND MIDDLE-AGED PEOPLE - A CASE STUDY IN HANOI." In The 12th International Conference on Emerging Challenges: SUSTAINABLE STRATEGIES IN THE DATA-DRIVEN ECONOMY. Publishing house for Science and Technology, 2024. https://doi.org/10.15625/vap.2025.0056.

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Căpățîna (Dumitrache), Cristina S., and Dragoș Bîlteanu. "Digital Currencies: Individual Perceptions of the Impact on Money Laundering and the Transition to a Cashless Environment." In 4th International Conference on FinTech, Cyberspace and Artificial Intelligence Law. ADJURIS – International Academic Publisher, 2024. http://dx.doi.org/10.62768/adjuris/2024/1/05.

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Based on the correlation between the use of cash and criminal activity demonstrated in the literature, we conducted a survey to identify the civilian community’s perception of the extent to which the adoption of cashless transactions could mitigate criminal behaviour. Our study investigates both attitudes towards digital currencies and the feasibility of transitioning to a cashless society. The survey results show scepticism towards limiting cash as a comprehensive solution to combat illicit financial activities, highlighting the importance for policymakers to weigh the potential benefits agai
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Čáslavová, Eva, Josef Voráček, and Karel Gerža. "Preferences of Active Sports students at Charles University within Online Shopping in Response to the COVID-19 Pandemic." In Liberec Economic Forum 2023. Technical University of Liberec, 2023. http://dx.doi.org/10.15240/tul/009/lef-2023-35.

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The aim of the research was to identify the current preferences of active sports students at Charles University within online shopping in response to the Covid-19 pandemic. The research sample consisted of students from 5 faculties of Charles University. The method of electronic survey was used to obtain data. The results show changes in purchase behaviour and increased digital adoption, impulse buying and use of mobile marketing. Specifically, the results show that there has been an increase in online shopping and an increase in the use of cashless payments. In addition there was a tendency t
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Cusmaunsa, Dan. "Accounting aspects of the RunPay Moldova payment system." In Conferința științifică internațională studențească „Provocările contabilității în viziunea tinerilor cercetători”, ediția VII. Academy of Economic Studies of Moldova, 2023. http://dx.doi.org/10.53486/issc2023.53.

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In the modern world more and more people prefer electronic money and are trying to go cashless. With the evolution of technologies, in recent years, modern methods of settlement through electronic payment systems have begun to break through the market of the Republic of Moldova (with delay, compared to Western countries) and to be widely used. Settlers in this respect have been and are IT companies, which interact more intensively with business partners (suppliers and customers) abroad and already make extensive use of such electronic payment systems. Subsequently, electronic payment systems s
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Reports on the topic "Cashless economy"

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Parra-Polania, Julian A., and Constanza Martínez-Ventura. Designing the Future of Money: The Case for Multiple CBDCs. Banco de la República, 2025. https://doi.org/10.32468/be.1310.

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We examine the optimal design of central bank digital currencies (CBDCs) by focusing on two key features: the anonymity-security trade-off and the remuneration (i.e., interest rate). Building on the extended model by Agur et al. (2022), which accounts for potential negative externalities associated with the anonymity of payment methods, we incorporate the possibility of multiple CBDCs into the framework. Our findings reveal that with optimally designed CBDCs and when anonymity costs are significant, a cashless economy is the preferred choice for the central bank. Furthermore, irrespective of a
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Parra-Polania, Julian A., and Constanza Martínez-Ventura. Designing the Future of Money: The Case for Multiple CBDCs. Banco de la República, 2025. https://doi.org/10.32468/be.1311.

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We examine the optimal design of central bank digital currencies (CBDCs) by focusing on two key features: the anonymity-security trade-off and the remuneration (i.e., interest rate). Building on the extended model by Agur et al. (2022), which accounts for potential negative externalities associated with the anonymity of payment methods, we incorporate the possibility of multiple CBDCs into the framework. Our findings reveal that with optimally designed CBDCs and when anonymity costs are significant, a cashless economy is the preferred choice for the central bank. Furthermore, irrespective of a
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Megersa, Kelbesa, Ludovic Bernad, Yves Nsengiyumva, Benjamin Byinshi, Naphtal Hakizimana, and Fabrizio Santoro. Digital Merchant Payments as a Medium of Tax Compliance: RiB 87. Institute of Development Studies, 2023. http://dx.doi.org/10.19088/ictd.2023.028.

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Digital merchant payments – transactions between traders, or between traders and customers using digital means of payment – can promote tax compliance by providing access to safer, quicker formal payments for consumers, and leaving a digital trail of sales data that can be accessed by tax administration. This study examines how far the potential of digital merchant payments to increase tax compliance is being realised in Rwanda, and whether fees imposed by mobile network operators on digital financial services (DFS) can hinder both DFS adoption and tax compliance. It uses original survey data
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