Relevant bibliographies by topics / Cashless payment

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Cashless payment'

Author: Grafiati
Published: 4 June 2021
Last updated: 6 September 2023

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'Cashless payment.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Journal articles on the topic "Cashless payment"

1

Nazarova, Iryna. "Evolution of accounting and information systems cashless payments." Herald of Economics, no. 4 (March 16, 2022): 211. http://dx.doi.org/10.35774/visnyk2021.04.211.

Full text
Abstract:
Introduction. Digitalization of the market economy creates conditions for minimizing cash payments. The abandonment from cash payments is justified by positive trends in: distancing e-commerce, the use of cashless payment systems and pandemic changes in socio-economic processes. Changes in the cash payments methods require the introduction of accounting and information systems for electronic recording of money operations, accounting and reporting of payment transactions, guarantees for the safety and control of cashless money.Purpose. The aim of the article is to research the evolution of accounting and information systems in the implementation of cashless payments in international and domestic markets for payment services, theoretical justification of the definition of «cashless payments» and develop proposals for their streamlining.Method. Methods of scientific research are: systematic approach to the study of economic processes, elements of the theory of scientific knowledge, dialectical method to determine the essence of cashless payments; historical - to research the evolution of cashless payments; analytical - to assess modern information systems for the organization and accounting of cashless payments.Results. The research of the cashless payments evolution shown the permanence changes in the methods of conducting money transactions. The accounting and information system of enterprises and corporations must timely respond on innovative transformations. The article improves and regulates the elements of the conceptual apparatus for cashless payments using bank payment cards, electronic money and other modern payment methods for the developing of their registration and reflection in accounting and reporting. Perspectives. Technological progress and the COVID-19 pandemic have become the driving force of society’s transition to expanding the cashless payment regime. Technologies for remote banking and non-banking payment systems are permanently improving. Accounting and information systems for providing complete and objective information to business and society should be in line with this progress.
APA, Harvard, Vancouver, ISO, and other styles
2

Dinh, Van Son, Hoang Viet Nguyen, and The Ninh Nguyen. "Cash or cashless?" Strategic Direction 34, no. 1 (January 8, 2018): 1–4. http://dx.doi.org/10.1108/sd-08-2017-0126.

Full text
Abstract:
Purpose This paper aims to investigate the factors which influence consumer adoption of mobile payments. It also proposes strategic initiatives including integrated marketing communications to enhance and promote consumer adoption of such a mode of payments. Design/methodology/approach This paper focuses on the case of an emerging economy, Vietnam. Findings The key motivators of using mobile payment services include perceived usefulness, convenience, promotional offers, and social approval. In contrast, major barriers to consumer adoption of this mode of payment are lack of trust, limited opportunities for usage, complexity, and habits associated with cash payment. Practical implications Mobile payment service providers and their partners should make every effort to improve their consumers’ experience. Their marketing communication strategies should incorporate various consumer contact points such as the internet, social media, point-of-purchase communications, TV commercials, and product placement and endorsement. Originality/value This paper is among the first of its kind which provides insights on consumer adoption of mobile payments in Vietnam. Hence, it would be of interest to consumers and also to key stakeholders such as mobile payment providers, financial institutions, retailers, telecommunication companies, and policymakers.
APA, Harvard, Vancouver, ISO, and other styles
3

Hendro, Beatrix Katarina,. "Pengaruh Perceived Ease Of Use, Perceived Usefulness & Perceived Risk Terhadap Penggunaan Cashless." Jurnal Paradigma Akuntansi 3, no. 1 (April 8, 2021): 238. http://dx.doi.org/10.24912/jpa.v3i1.11508.

Full text
Abstract:
The purpose of this study is to 1) determine the effect of perceived ease of use (PEOU) on the interests of sellers or business owners to apply cashlesss payment methods with applications in West Jakarta, 2) b.To find out the effect of perceived usefulness (PU) on the interests of sellers or business owners to apply cashless payment methods with applications in the West Jakarta area, 3) To determine the effect of Perceived Risk (PR) on the interests of sellers or business owners to apply cashless payment methods with applications in the West Jakarta area. The sample in this study were 86 respondents using non-probability sampling techniques with snowball sampling. The results of this study are 1) perceived ease of use (PEOU) has an influence on the interests of sellers or business owners to apply cashless payment methods with applications in SMEs in West Jakarta area positively, 2) the acceleration of usefulness (PU) has an influence on the interests of sellers or business owners to apply cashless payment methods with applications in MSMEs in the West Jakarta area positively, 3) perceived risk (PR) has no influence on the interests of sellers or business owners to apply cashless payment methods with applications on MSMEs in West Jakarta area negatively.
APA, Harvard, Vancouver, ISO, and other styles
4

Megayani, Nurhayati, Abadi Sanosra, and Tatit Diansari Reskiputri. "Pembayaran Cashless dengan Sistem QR Code dan Perceived Trust terhadap Kepuasan Pengguna Shopeepay." BUDGETING : Journal of Business, Management and Accounting 3, no. 1 (December 28, 2021): 63–71. http://dx.doi.org/10.31539/budgeting.v3i1.3123.

Full text
Abstract:
This study aims to determine the effect of Cashless payments with the QR Code system, and Percieved Trust on Shopeepay user satisfaction, cashless payments with the QR Code system have a positive and significant effect on user satisfaction, Percieved Trust has a positive and significant effect on user satisfaction. This research method is descriptive qualitative. The data used are secondary and primary data. Survey collection method and questionnaire instrument with Likert scale. The data analysis technique used descriptive analysis, namely multiple linear regression statistical tests using SPSS version 24. The results of the study showed that the cashless payment variable with a Sig value of 0.000 <0.05 and the Percieved Trust variable with a Sig value of 0.000 <0.05. Conclusions, namely a) if it is better and easier to transact using a cashless or cashless payment system, customer satisfaction will increase; b) if more and more trust is felt, then customer satisfaction will increase. Keywords: Shopeepay User Satisfaction, Cashless Payment, Percieved Trust, Roxy Square Jember
APA, Harvard, Vancouver, ISO, and other styles
5

Muralidhara, S. V. "UPI Challenges and Direction in Fund Management with Special Reference Banking Sector." International Journal for Research in Applied Science and Engineering Technology 9, no. 12 (December 31, 2021): 1588–93. http://dx.doi.org/10.22214/ijraset.2021.39592.

Full text
Abstract:
Abstract: After demonetization, there was a massive requirement for currency notes, but the government was unable to provide the required quantity of currency notes, and also Indian government wanted to promote cashless transactions. UPI is built over Immediate Payment Service (IMPS) for transferring funds using Virtual Payment Address (a unique ID provided by the bank). Unified Payments Interface is a payment system launched by (NPCI), which is National Payments Corporation of India, and is regulated by the (RBI) Reserve Bank of India, which provides the facility of instant fund transfer between two bank accounts online through payment apps. Digital transactions by UPI have been made very easy. The UPI service is available 24X7, and it is not like RTGS and NEFT, which do not work on holidays and non-banking hours. This will bring tremendous efficiency to the system and help India become a cashless economy. Keywords: Digital illiteracy, Online payments, cashless economy UPI, Mobile phone, digital payment mode
APA, Harvard, Vancouver, ISO, and other styles
6

Imramziyeva, M. Ya, N. A. Gumar, and G. K. Zhanibekova. "Analysis of Non-Cash Payments in Kazakhstan and Impact on the Development of Entrepreneurship." Economics: the strategy and practice 17, no. 4 (December 31, 2022): 16–28. http://dx.doi.org/10.51176/1997-9967-2022-4-16-28.

Full text
Abstract:
The purpose of the study is to cashless payments in the Republic of Kazakhstan and their impact on the development of households and entrepreneurship. Improving cashless payments is closely related to the overall development of technology. The speed, convenience, and security of non-cash payments are growing from year to year. Cashless payment is a relevant and convenient form of payment in the life of every citizen, due to its availability for all legal entities and individuals. This trend is widespread and qualitatively increasing. There is also a trend of rapid penetration of non-cash payments into the financial market. This is due to convenience, the developing market of digital services, and payments, as well as the growing competitiveness of banks. The main research methods were general theoretical methods, as well as special economic and mathematical methods. Based on the study of the organization of cashless settlement in the Republic of Kazakhstan and the analysis of the work with the cashless settlement, the following recommendations were made to improve the system of cashless settlement to Kazakhstani enterprises: introduction of Enterprise Resource Planning (ERP) and Customer Relationship Management (CRM) into the economic activities of enterprises; improvement of the electronic money system by creating platforms for seamless operation of data transfer. The practical significance of the study is determined by the fact that the proposals made by the authors on the improvement of the cashless payment system can be used to improve this system.
APA, Harvard, Vancouver, ISO, and other styles
7

Ridwan, Ridwan, Syukriy Abdullah, and Fifi Yusmita. "IMPLEMENTATION OF CASHLESS POLICY STRATEGIES TO MINIMIZE FRAUD IN THE GOVERNMENT SECTOR: SYSTEMIC REVIEW." Jurnal Akuntansi 12, no. 3 (October 29, 2022): 181–201. http://dx.doi.org/10.33369/jakuntansi.12.3.181-201.

Full text
Abstract:
Cashless financial transactions require information technology to transfer funds for the payment of needs, expenditures, and local government revenues. The potential that causes fraud and corruption can be minimized with non-cash transactions because financial transactions are more transparent. This study aims to identify fraud prevention strategies by implementing a cashless policy. This research was conducted systematically through an article search engine using the keywords "Casslhless" and "Fraud," which was then entered into the Scopus journal search engine based on secondary data in the publish or perish application 8. Then, journals and articles were selected based on the title theme and looked at the quality of the article. The result of this study is that local government payment system innovations have led to changes in payment options by switching to non-cash transactions that are safer, more effective, and efficient. Cashless payments can prevent corrupt practices such as money laundering, bribery, and commissions for services or procurement. People will use non-cash transactions if the local government forces non-cash payments in urban and rural areas with the support of the internet and promising technology. Local governments must report further non-cash payments and prioritize non-cash payments and make policies and innovations such as payment of social assistance to the community using digital money and payment of retribution using non-cash to increase local revenue.Keywords: Cashless, Corruption, Fraud.
APA, Harvard, Vancouver, ISO, and other styles
8

Kara-ool, A. L., and A. I. Shmyreva. "Evaluating the development of electronic payment means in Russia." Finance and Credit 26, no. 6 (June 29, 2020): 1264–82. http://dx.doi.org/10.24891/fc.26.6.1264.

Full text
Abstract:
Subject. The article presents the methodological approach to evaluating the development of electronic means of payment. Objectives. We formulate the methodological approach to evaluating the development of electronic means of payment. Methods. We apply methods of statistical analysis, abstraction, induction, analysis ans synthesis. The methodological and theoretical framework comprises proceedings of the Russian scholars on the theory and practice of cashless payments. Results. The article sets forth the methodological approach to evaluating the development of electronic payment means. We devised metrics describing the development of electronic payment means. The findings are applied by the Ministry of Finance of the Tyva Republic, and the Department of the National Bank for the Tyva Republic – the Central Department of the Central Bank of the Russian Federation. Conclusions and Relevance. The findings can serve for improving cashless payments at the regional level or nationwide. The conclusions and methodological approach are practicable for the theory of cashless payments and operations of national financial institutions.
APA, Harvard, Vancouver, ISO, and other styles
9

Larasati Hazrati Havidz, Ikramina, Hernawati W. Retno Wiratih, M. Havidz Aima, Maya Puspita Dewi, and Retnowati Retnowati. "Sosialisasi Inovasi Pembayaran Digital WeChat Pay ke Generasi Z Universitas Esa Unggul dan President University." Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat 4, no. 1 (July 31, 2021): 21–27. http://dx.doi.org/10.31334/jks.v4i1.1629.

Full text
Abstract:
Along with the development and innovation of technology information at the international level, one of the transactions payment is from offline to online (cashless payment). The utilization of technology cashless platforms mobile payment, Indonesia, India, the Philippines, Malaysia, and Singapore still shows less than 4%. In Indonesia, there are currently 21 companies (providers) that are engaged in mobile payment with a variety of services provided. Millennial, Generation-Z, tends to have a virtual transaction space that has attracted their interest in using social media as a technology with cashless payments of We-Chat pay. At the end of the activity, a post-test was held relates to the socialization of the We-Chat Pay as one of Digital Payment Innovation. The posttest was given to find out the enthusiasm of the participants. The post-test obtained an overview of the participants’ interest in the use of We-Chat pay cashless payments, namely 34% as an option for shopping; 30% as an option to eat together; 19% as an option for traveling; and 17% as an option for Nobar (watching together). Therefore, it does not rule out the possibility of the digital payment technology apply in Jakarta and Bekasi, Indonesia to adopt the innovation of WeChat Pay.
APA, Harvard, Vancouver, ISO, and other styles
10

Givelyn, Irvi, Siti Rohima, Mardalena Mardalena, and Fera Widyanata. "The Impact of Cashless Payment on Indonesian Economy: Before and During Covid-19 Pandemic." Jurnal Ekonomi Pembangunan 20, no. 1 (August 5, 2022): 89–104. http://dx.doi.org/10.29259/jep.v20i1.17898.

Full text
Abstract:
This study aims to analyze the impact of cashless payments on Indonesia’s economy, before and during the COVID-19 pandemic. The economic growth in this study is calculated through GDP at constant price and the cashless payment in this study are represented by transactions through debit card, credit card, and e-money. The data used in this study uses secondary data in the form of time series data from January 2018 to December 2022. The data was obtained from the Central Bank of Indonesia (BI) statistic data and Statistics Indonesia (BPS). The analytical method used in this study is the Autoregressive Distributed Lag (ARDL). Based on the results of estimations indicate that in the short run as well as in the long run, debit card and credit card have an insignificant impact on economic growth, while e-money has a positive and significant impact. Cashless payment has a significant positive impact on economic growth, before and during COVID-19 pandemic, however during the pandemic, the impact of cashless payment on economic growth was bigger. As a result, the current cashless policy should be modified to create an efficient payment system while also considering the impact of using cashless payment instruments during the COVID-19 pandemic.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Dissertations / Theses on the topic "Cashless payment"

1

Neto, Fernando Hamilton Manuel. "Cashless payment methods for informal traders." Thesis, Cape Peninsula University of Technology, 2017. http://hdl.handle.net/20.500.11838/2471.

Full text
Abstract:
Thesis (MTech (Information Technology))--Cape Peninsula University of Technology, 2017.
Over the past decade there was an increase in the availability and usage of cashless payment methods in Africa. Cashless payments allow users to make payments without using cash, and offer multiple benefits to both customers and merchants.These benefits include reduced costs, improved sales, improved security, convenience, etc. However, despite the increased variety, availability and popularity of cashless payment solutions in Africa, the usage of cashless payments methods in Africa is still mostly limited to money remittance and retail payments. While formal traders such as retailers are slowly adopting and reaping the benefits of cashless payments, the large majority of informal traders across the continent are yet to adopt cashless payments and still limited to use cash as their main (and often only) payment method. How cash and cashless payment methods differ from the informal trader’s point of view is not known yet; this study seeks to understand why cashless payment methods are yet to gain popularity amongst informal traders and meanwhile cash is widely adopted and used. This research analyses the characteristics, needs and limitations of informal traders and evaluates the ability of both cash and cashless payment methods to satisfy their payment needs.
APA, Harvard, Vancouver, ISO, and other styles
2

Baniulė, Toma, and Kristina Raudytė. "Lietuvoje veikiančių komercinių bankų elektroninės bankininkystės paslaugų analizė ir perspektyvų vertinimas." Bachelor's thesis, Lithuanian Academic Libraries Network (LABT), 2011. http://vddb.laba.lt/obj/LT-eLABa-0001:E.02~2011~D_20110802_143555-69510.

Full text
Abstract:
Bakalauro baigiamajame darbe nagrinėjama Lietuvoje veikiančių komercinių bankų elektroninės bankininkystės paslaugos 2006 – 2010 m. laikotarpiu. Pirmoje darbo dalyje pateikiami teoriniai elektroninės bankininkystės aspektai. Antroje darbo dalyje atlikta elektroninės bankininkystės paslaugų analizė: nustatyta, jog bankų pajamų iš elektroninės bankininkystės paslaugų rodikliai buvo pasiskirstę gana netolygiai; elektroninės bankininkystės vartotojų skaičius visuose bankuose didėja. Negrynųjų pinigų atsiskaitymus palyginus su grynųjų pinigų atsiskaitymais nustatyta, jog negrynieji pinigai labiausiai yra naudojami didelės sumos operacijoms atlikti. Atlikus mokėjimo kortelių operacijų įvertinimą nustatyta, jog Lietuvos vartotojai 2006 – 2010 m. buvo linkę atsiskaitinėti grynaisiais pinigais, tačiau ši tendencija ateityje turėtų pasikeisti. Koreliacinės – regresinės analizės metu nustatyta, jog negrynųjų pinigų atsiskaitymų ryšys su grynųjų pinigų atsiskaitymais yra atvirkštinis, o negrynųjų pinigų atsiskaitymų ir šalies BVP – tiesioginis. Atlikus elektroninės bankininkystės perspektyvų vertinimą, nustatyta, jog elektroninė bankininkystė Lietuvoje ir toliau plėsis.
Bachelor final work examines e-banking services of the commercial banks operating in Lithuania, for the period of year 2006 – 2010. The first part presents the theoretical aspects of electronic banking. The second part of the work presents the carried out analysis of electronic banking services: the figures of established banking income from electronic banking services were quite unevenly distributed; the number of users of electronic banking is increasing for all banks. Non-cash payments were compared to the cash payments, which showed that most non-cash money is used for transactions of large sums of money. The evaluation of payment card operations showed that residents of Lithuania in period of year 2006 – 2010 tended to pay with cash, but this trend should change in the future. The correlation – regression analysis showed that there is inverse relation between non-cash payments and cash payments and direct relation between non-cash payments and Lithuanian’s GDP. The qualitative assessment of prospects for online banking showed that e-banking in Lithuania continues to grow.
APA, Harvard, Vancouver, ISO, and other styles
3

Hasnaoui, Amir. "Intention d'adoption et utilisation d'une technologie émergente : le cas de la NFC appliquée aux systèmes de paiement électronique de détail (paiement sans contact)." Thesis, Evry, Institut national des télécommunications, 2012. http://www.theses.fr/2012TELE0005.

Full text
Abstract:
Avec l’émergence de la technologie en champ proche (NFC), le terminal mobile est devenu un véritable instrument de paiement sans contact. Ce type de système constitue une nouvelle opportunité pour relancer les systèmes de paiement électronique (SPE) destinés aux micropaiements. L’objectif de cette recherche est de développer un modèle et des instruments de mesure permettant d’appréhender et de cerner les facteurs influençant l’acceptation de ces systèmes. En se basant sur les paradigmes de l’acceptation des technologies et les travaux de recherche autour des SPE, nous avons développé un modèle conceptuel qui intègre à la fois la TUAUT et l’ATT. Notre modèle permet à la fois de tenir compte des stratégies d’adoption des individus et de leur intention d’adoption. En effet, l’utilité perçue, la facilité d’utilisation perçue et les conditions facilitatrices ne sont plus suffisantes pour qu’une technologie soit adoptée. Il faut désormais que les caractéristiques de cette technologie conviennent et répondent aux caractéristiques et aux exigences de la tâche qu’elle va supporter. Nos résultats ont été mesurés et validés à l’aide d’une analyse par équations structurelles des données collectées auprès d’un échantillon de 629 individus
With the emergence of near-field technology (NFC), mobile terminal have become a true instrument of contactless payment. This type of system is a new opportunity to boost the electronic payment systems (EPS) for the micropayment. The objective of this research is to develop a model and measurement tools to handle and to identify factors influencing the acceptance of these systems. Based on the paradigms of the acceptance of technology and research around the SPE, we have developed a conceptual model which integrates the UTAUT and TTF. This model allows both to consider the adoption strategies of individuals and their intention to adopt. Indeed, perceived usefulness, perceived ease of use and facilitating conditions are no longer sufficient for a technology to be adopted. The capabilities of this technology have to match the tasks that the user will perform. Our result have been measured and validated thanks to structural equations analysis of data collected from a sample of 629 individuals
APA, Harvard, Vancouver, ISO, and other styles
4

Деревянко, Богдан Володимирович, Bogdan Derevyanko, Катерина Вікторівна Роговець, and Kateryna Rogovets. "Безготівкові розрахунки за допомогою платіжного доручення: ризики для сторін." Thesis, Донецький юридичний інститут МВС України, 2016. http://dspace.puet.edu.ua/handle/123456789/6641.

Full text
Abstract:
Нині ще існує ряд проблем, пов’язаних зі здійсненням безготівкових розрахунків з використанням платіжних доручень, а оскільки даний вид платежів є найбільш популярним у господарських відносинах, то потребує якнайшвидшого вдосконалення, що дозволить убезпечити обидві сторони розрахункових відносин. Сейчас еще существует ряд проблем, связанных с осуществлением безналичных расчетов с использованием платежных поручений, а поскольку данный вид платежей является наиболее популярным в хозяйственных отношениях, то требует скорейшего усовершенствования, что позволит обезопасить обе стороны расчетных отношений. Currently, there are several problems associated with the implementation of cashless payments using payment orders, and because this type of payment is the most popular in economic relations, it needs speedy improvement that will protect both sides of the settlement of relations.
APA, Harvard, Vancouver, ISO, and other styles
5

Деревянко, Богдан Володимирович, Богдан Владимирович Деревянко, Bohdan Volodymyrovych Derevianko, and К. В. Роговець. "Безготівкові розрахунки за допомогою платіжного доручення: ризики для сторін." Thesis, Донецький юридичний інститут МВС України, 2017. http://essuir.sumdu.edu.ua/handle/123456789/49409.

Full text
Abstract:
Нині ще існує ряд проблем, пов’язаних зі здійсненням безготівкових розрахунків з використанням платіжних доручень, а оскільки даний вид платежів є найбільш популярним у господарських відносинах, то потребує якнайшвидшого вдосконалення, що дозволить убезпечити обидві сторони розрахункових відносин.
Сейчас еще существует ряд проблем, связанных с осуществлением безналичных расчетов с использованием платежных поручений, а поскольку данный вид платежей является наиболее популярным в хозяйственных отношениях, то требует скорейшего усовершенствования, что позволит обезопасить обе стороны расчетных отношений.
Currently, there are several problems associated with the implementation of cashless payments using payment orders, and because this type of payment is the most popular in economic relations, it needs speedy improvement that will protect both sides of the settlement of relations.
APA, Harvard, Vancouver, ISO, and other styles
6

Tchibaline, Alexander, and David Mårtensson. "Informational attributes behind consumer payment habits and settlement preference." Thesis, KTH, Fastigheter och byggande, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-231408.

Full text
Abstract:
Sweden is known for being at the forefront of becoming a cashless society.However, cash continues to be an important part of the payment ecosystem butthere are limited studies and data regarding the preference for holding cash. Previousstudies have shown that the use of cash is declining with regards to comers and thatthere are behavior differences between cultures and sociodemographic groups inregards to characteristics and preferences for payment methods. The aim of thisstudy was to investigate the informational attributes that drives the preference forholding cash by studying two extreme cases, Sweden which is a pioneer of cashlesssociety, and Germany which is one of the most conservative cash-intensivecountries in the Western world. Primary quantitative data was derived fromstandardized questionnaires issued in both countries by Loomis AB; the data wasdescribed and analyzed with applicable statistical procedures. A multivariate analysiswas performed on a specific segment of the collected data were the respondents hadbeen asked to rate cash associated statements based on their agreeableness towardsthem. These segments were then examined through a Principal component analysisto determine the underlying dimensions regarding preferences for cash. Our resultssuggest that Germans withdrew cash more frequently, from a wider spectrum ofdenominations and carried it to a larger extend than Swedes. Swedes made limitedwithdrawals, of small denominations and preferred to carry smaller amounts of cash.The results also show that there were differences in the perception and preferencesfor cash between sociodemographic groups, with e.g. older age groups being used to itand the youngest using it due to ‘status quo bias’. The main conclusions include thatthe informational attributes such as security, anonymity, ease of use and paymentinfrastructure was the main drives for the preferences of holding cash.
Sverige är känt för att vara i framkanten gällande transformationen till att bli ettkontantlöst samhälle. Kontanter fortsätter dock att vara en viktig del avbetalningsekosystemet, men det finns begränsade studier och data om preferensenför att hålla kontanter. Tidigare studier har visat att användningen av kontanterminskat i dagligvaru- och sällanköpshandeln och att det finns beteendeskillnadermellan kulturer och sociodemografiska grupper med avseende på egenskaper ochpreferenser för betalningsmetoder. Syftet med denna studie var att undersöka deinformativa attribut som driver preferensen för att hålla pengar genom att studeratvå extrema fall, Sverige som är en pionjär gällande det kontantlösa samhället ochTyskland som är ett av de mest konservativa kontantanvändande länderna ivästvärlden. Kvantitativa data härleddes från standardiserade frågeformulärutfärdade i de båda länderna av Loomis AB; data beskrevs och analyserades medtillämpliga statistiska förfaranden, mer specifikt en multivariantanalys som gjordespå ett visst segment av de insamlade uppgifterna, där de svarande blev ombedda attbedöma kontantanvändningen genom associerade uttalanden baserat på derasöverensstämmelse med dem. Dessa segment undersöktes sedan genom enhuvudkomponentanalys för att bestämma de underliggande dimensionerna gällandepreferenser för kontanter. Våra resultat tyder på att tyskar tar ut pengar merfrekvent, från ett bredare spektrum av valörer och bär i större utsträckning merkontanter än svenskar. Svenskar har en begränsad uttagsfrekvens, främst av småvalörer samt att de föredrar att bära kontanter i en liten utsträckning. Fortsatt visarResultaten att det fanns skillnader i perception och preferenser för kontanter mellansociodemografiska grupper, exempelvis är äldre åldersgrupper vana vidkontantanvändning och att de yngre åldersgrupperna använder kontanter på grundav "status quo bias". De viktigaste slutsatserna är att de informativa attribut somsäkerhet, anonymitet, användarvänlighet och betalningsinfrastruktur är de viktigastedrivkrafterna gällande preferensen att hålla kontanter.
APA, Harvard, Vancouver, ISO, and other styles
7

MECCA, Virgilio. "L’ADEMPIMENTO DELL’OBBLIGAZIONE PECUNIARIA: IL PAGAMENTO CON STRUMENTI ALTERNATIVI AL DENARO CONTANTE." Doctoral thesis, Università degli studi di Ferrara, 2013. http://hdl.handle.net/11392/2388924.

Full text
Abstract:
Money is whatever is generally accepted in Exchange for goods and represents a temporary adobe of purchasing power to be used for buyng still other goods and service. the coming of the checkless and cashless society will involve a shift from the check or document system to an electronic system. The order will be transmitted via electronic impulse initiated at a terminal in the merchant's establishment. The merchant will be paid at the instant of the cardholder's order transmittal by means of a credit to his account: the cardholder's account will be debited at the same time. In Italian civil code art. 1277 there is nominalistic principle that applies to fluctuations in the value of money , that means if an obligation to pay one euro was incurred in 2010 but payable in 2020, it remains an obligation to pay one euro. This paper analyze the evolution of concept of money and the consequences about nominalistic principle, paying attention to different way to perform the duties of money obligation.
APA, Harvard, Vancouver, ISO, and other styles
8

Marcinkowska, Anna. "Exploratory study of market entry strategies for digital payment platforms." Thesis, Linköpings universitet, Institutionen för ekonomisk och industriell utveckling, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-147994.

Full text
Abstract:
The digital payment industry has become one of the fastest evolving markets in the world, but in the wake of its rapid advancement, an ever increasing gap between academic theory and the actual reality of this market widens - and especially so when it comes to entry theory. It is widely acknowledged that the world is moving towards an ever more homogeneous economy, but despite the fact that payment preferences differ greatly from country to country - research on this subject continues to revolve mainly around localized efforts. But as historical inequalities between poor and rich societies continue to dissipate - learning from nations at the forefront of technological advancement increases the likelihood that the developed strategy becomes applicable to an increased number of countries. By selecting a nation most conducive to technological growth, the purpose of this report is to map the present dynamics in its digital payment industry using both recent and traditional market entry theory. However, studies geared towards globalized strategy formulation cannot be assumed as having guaranteed access to internal company-data at all times. So in order to facilitate such studies, the level of dependency on primary data required for conducting such research needs to be understood first, which is why the work in this report is constrained strictly to data of secondary nature. This, not only to further map the characteristics of this market, but also to see how open the market is to public inspection. Ultimately, the academic contribution becomes that of providing a road-map towards adapting currently available market entry theory to suit the rapidly evolving conditions of the digital payment industry from a global perspective and, when failing to do so, the aim is to also explore avenues for further research towards this end goal.
APA, Harvard, Vancouver, ISO, and other styles
9

Kallin, Mathias, Jacob Rydbeck, and Sebastian Wictorin. "Technological Adaption for SMEs : Implications of a Cashless Society." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-35820.

Full text
Abstract:
Purpose – The purpose is to develop a greater understanding of what is requested by customers with regards to e-commerce and mobile payments and how managers attitude can affect the technological adaption process. Furthermore, a suggested framework will be presented on how SMEs can adapt to these changes. Problem – The move towards the cashless society has changed the business environment and increased the demand for mobile payments and e-commerce. The transition to implement new technologies requires resources in terms of time, money and knowledge. Therefore, this process can be challenging for SMEs. Design-Methodology-Approach – Primary data is collected through case studies and secondary data from previous research conducted. Two SMEs within the retail business in Jönköping is investigated using semi-structured interviews. The combined data is analyzed together with previous literature within the field. Findings – The findings show that customers’ demand of e-commerce and mobile payments has increased. A positive correlation between managers’ attitude towards new technology and the implementation process is found. To adapt to these technological changes, it is important for SME managers to invest equally in knowledge and technology.
APA, Harvard, Vancouver, ISO, and other styles
10

Glennow, Emma, and Alexandra Granström. "Cashless society: Is there a relationship between innovation and cash circulation in economy?" Thesis, KTH, Skolan för industriell teknik och management (ITM), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-254271.

Full text
Abstract:
Around the globe, countries move away from banknotes and coins in the favor of digitized payments. A number of findings from academic research conclude various benefits associated with decreased cash usage, such as enhanced economic development, less costs for governments and banks, financial transparency as well as lower economic-related crime rates. In a light of various benefits moving towards cashless payments, it is hypothesized that there also could be a relationship between how innovative a country is and how much cash circulates in economy. The relationship could be both-sided like less cash circulation can trigger innovation and, at the same time, adoption of cashless payments could be driven by how innovative a country is. To be able to investigate a potential correlation, a correlation analysis is conducted between the two variables: an innovation level of a country and cash circulation in econom. The Global Innovation Index score will be used to summarize various factors that provide an overview of national innovation performance, and percentage of Gross Domestic Product (GDP) will be used for currency in circulation. According to the findings, the hypothesis that there is a correlation between cash circulation and innovation performance in a country could not be rejected with a 5% significance level.
Runt om i världen öppnar länder upp för att gå från kontanta betalningsmedel mot digitala betallösningar. Enligt tidigare forskning, leder minskad kontanthantering till flertalet fördelar såsom kraftigare ekonomisk tillväxt, ökad transparens, minskade kostnader samt minskad ekonomiskt brottslighet. De fördelar som kontantlösa betalningar skapar kan vara kopplade till hur innovativt ett land är och hur mycket kontanta medel som cirkulerar i ett lands ekonomi. Ett potentiellt samband mellan mängd kontanter som cirkulerar i ett samhälle och innovation i ett land kan vara tvåsidigt, till exempel att minskade mängder kontanter i ekonomin kan skapa innovation eller så kan kontantlösa betalningar skapas av hög innovationsnivån i ett land. För att kunna undersöka ett potentiellt samband, utförs en korrelationsanalys mellan de två variablerna: nationell innovationsnivå och mängd kontanter i cirkulation i ekonomin. Global Innovation Index används för att sammanfatta olika faktorer som ger en översikt över den nationella innovationsnivå per land och en procentandel av bruttonationalprodukten (BNP) kommer att användas för mängd valuta i omlopp. Enligt framkomna resultat från korrelationsanalysen kunde hypotesen om att det finns ett samband mellan kassaflöde och innovationsnivå i ett land inte förkastas.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Books on the topic "Cashless payment"

1

Kirkman, P. R. A. Electronic funds transfer systems: The revolution in cashless banking and payment methods. Oxford: Basil Blackwell, 1987.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
2

Kirkman, Patrick R. A. Electronic funds transfer systems: The revolution in cashless banking and payment methods. Oxford, UK: Blackwell, 1987.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
3

Brakewood, Candace. Considering the Unbanked in Cashless Fare Payment at Point of Service for Bus/Demand-Response Services. Washington, D.C.: Transportation Research Board, 2022. http://dx.doi.org/10.17226/26589.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Harper, I. Cashless payments systems and the legal restrictions theory of money. Melbourne: University of Melbourne,Dept. of Economics, 1988.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
5

Arvidsson, Niklas. Building a Cashless Society: The Swedish Route to the Future of Cash Payments. Cham: Springer Nature, 2019.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
6

Batiz-Lazo, Bernardo, and Leonidas Efthymiou. The Book of Payments: Historical and Contemporary Views on the Cashless Society. Palgrave Macmillan, 2018.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
7

The Book of Payments: Historical and Contemporary Views on the Cashless Society. Palgrave Macmillan, 2016.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
8

Yesim, Atamer. Ch.6 Performance, s.1: Performance in general, Art.6.1.7. Oxford University Press, 2015. http://dx.doi.org/10.1093/law/9780198702627.003.0112.

Full text
Abstract:
This commentary analyses Article 6.1.7 of the UNIDROIT Principles of International Commercial Contracts (PICC) concerning payment by cheque or other instrument. According to Art 6.1.7, payment may be made in any form used in the ordinary course of business at the place for payment. However, an obligee who accepts a cheque, any other order to pay or a promise to pay, is presumed to do so only on condition that it will be honoured. This commentary discusses cashless payment in general and the payment methods accepted by the PICC, the structure of cashless payment methods and their systematization, payment through ‘push-orders’ and ‘pull-orders’, effects of acceptance of a pull-order on the payment obligation, place and time of performance of pull-order, risk of loss or theft of pull-order, and risk of pull-orders being dishonoured.
APA, Harvard, Vancouver, ISO, and other styles
9

Cashless Payments And Transactions From The Antiquity To 1914. Franz Steiner Verlag Wiesbaden GmbH, 2008.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
10

Arvidsson, Niklas. Building a Cashless Society: The Swedish Route to the Future of Cash Payments. Springer, 2019.

Find full text
APA, Harvard, Vancouver, ISO, and other styles

Book chapters on the topic "Cashless payment"

1

Prajapati, Anjali, and Anandu M. Dharan. "Pad Vending Machine with Cashless Payment." In Smart Computing Techniques and Applications, 1–7. Singapore: Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-16-0878-0_1.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Okina, Yuri. "Digitalization of Payment Instruments: Cashless Payments and Loyalty Points Systems." In The Future of Financial Systems in the Digital Age, 117–31. Singapore: Springer Singapore, 2022. http://dx.doi.org/10.1007/978-981-16-7830-1_7.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Zixin, Tan, Hao Siyu, Lai Wan Fei, and Abdullah Al Mamun. "Adoption of Cashless Payment Practices Among Malaysian Millennials." In Proceedings of International Conference on Emerging Technologies and Intelligent Systems, 455–68. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-82616-1_39.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Maixé-Altés, J. Carles. "From Teleprocessing to Cashless Payment Technologies: “La Caixa” 1960–2015." In The Book of Payments, 107–16. London: Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-60231-2_11.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Götz, R., and N. Buter. "Improving Computer-Aided Scheduling by Cashless Payment System Fahrsmart." In Lecture Notes in Economics and Mathematical Systems, 237–44. Berlin, Heidelberg: Springer Berlin Heidelberg, 1992. http://dx.doi.org/10.1007/978-3-642-85968-7_16.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Bartzsch, Nikolaus, and Franz Seitz. "Cash Holdings in Germany and the Demand for “German” Banknotes: What Role Is There for Cashless Payments?" In Transforming Payment Systems in Europe, 111–48. London: Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/9781137541215_4.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Mashiro, Daisuke, Yoko Nishihara, and Junjie Shan. "Comparative Evaluation of User Interfaces for Preventing Wasteful Spending in Cashless Payment." In HCI in Business, Government and Organizations, 352–63. Cham: Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-36049-7_26.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Goh, Qing Zhi, and Lan Thi Phuong Nguyen. "Determining Factors that Influence Consumer Behaviour Intention to Use Cashless Payment in Malaysia." In Proceedings of the International Conference on Technology and Innovation Management (ICTIM 2022), 31–51. Dordrecht: Atlantis Press International BV, 2022. http://dx.doi.org/10.2991/978-94-6463-080-0_4.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Wulandari, Nuri, and Imanuella Romaputri Andilolo. "Preliminary Study on the Cashless Payment as an Experience-Based Marketing Vehicle in Tourism Destination." In Balancing Development and Sustainability in Tourism Destinations, 265–75. Singapore: Springer Singapore, 2016. http://dx.doi.org/10.1007/978-981-10-1718-6_25.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Alqudah, Hamza, Abdul Rahman Al Natour, Mahmoud Al-Kofahi, Mohd Shaari Abd Rahman, Thaer Ahmad Abutaber, and Manaf Al-Okaily. "Determinants of the Cashless Payment Systems Acceptance in Developing Countries: Evidence from Jordanian Public Sector Employees." In Artificial Intelligence for Sustainable Finance and Sustainable Technology, 593–601. Cham: Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-93464-4_58.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Conference papers on the topic "Cashless payment"

1

Khando, Khando, M. Sirajul Islam, and Shang Gao. "Factors Shaping the Cashless Payment Ecosystem: Understanding the Role of Participating Actors." In Digital Restructuring and Human (Re)action. University of Maribor Press, 2022. http://dx.doi.org/10.18690/um.fov.4.2022.10.

Full text
Abstract:
Cashless payments have become increasingly popular around the world because of their numerous advantages. More so, the cashless payment adoption has been escalated during the Covid-19 pandemic. However, there is a lack of holistic studies on the adoption and contemporary practices of cashless payments. The purpose of this study is, therefore, to provide a comprehensive understanding by identifying the participating actors and their crucial role in the payment ecosystem. Thus, the paper aims to address two research questions: i) Who are the participating actors in the cashless payment ecosystem? and ii) What are the determinant factors for the actors to adopt the cashless payment ecosystem? Through scoping literature review of 63 articles published in the last seven years (2015-2021), six participating ecosystem actors are identified with their determinant factors. The study contributes towards addressing adoption issues and serves as a basis for future empirical investigation.
APA, Harvard, Vancouver, ISO, and other styles
2

Gupta, Rahul, Cheshtha Kapoor, and Jayesh Yadav. "Acceptance Towards Digital Payments and Improvements in Cashless Payment Ecosystem." In 2020 International Conference for Emerging Technology (INCET). IEEE, 2020. http://dx.doi.org/10.1109/incet49848.2020.9154024.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Siregar, Baihaqi, Nabil Munawar, Seniman, and Fahmi. "Cashless Payment System Using RFID with NRF24L01 Communication." In 2020 4rd International Conference on Electrical, Telecommunication and Computer Engineering (ELTICOM). IEEE, 2020. http://dx.doi.org/10.1109/elticom50775.2020.9230481.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Hartatik, Nurul Firdaus, and Abdul Aziz. "Go-Payment: Towards Cashless Payment System for Smart Village Application in Indonesia." In 2021 3rd International Conference on Cybernetics and Intelligent System (ICORIS). IEEE, 2021. http://dx.doi.org/10.1109/icoris52787.2021.9649644.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Kartika, Herfiena, Yuti Ariani Fatimah, and Suhono Harso Supangkat. "Secure Cashless Payment Governance in Indonesia: A Systematic Literature Review." In 2018 International Conference on ICT for Smart Society (ICISS). IEEE, 2018. http://dx.doi.org/10.1109/ictss.2018.8549980.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Li, Yanling, and Weston L. Baxter. "Proposing a Design for Tangibility Framework: A Digital Payments Case Study." In ASME 2019 International Design Engineering Technical Conferences and Computers and Information in Engineering Conference. American Society of Mechanical Engineers, 2019. http://dx.doi.org/10.1115/detc2019-97873.

Full text
Abstract:
Abstract This research proposes a framework for designing tangibility into abstract interactions such as managing financial resources, health concerns and environmental impacts. A case study of the tangibility within cashless payments is presented, which adopted this framework to design, fabricate and test a tangible interaction in digital transactions. Digital transactions can significantly influence a consumer’s spending habits and decisions, commonly leading to increased expenditure compared to cash transactions. Several psychological mechanisms which influence conscientious spending due to differing payment methods were analyzed and employed to design a prototype incorporating a tangible interaction that is relevant to the consumer’s spending process. It is proposed that re-introducing tangibility into the payment process can increase one’s psychological ownership over their financial resources and purchased item, as well as the aversion towards paying. Results from the experiments show that the interaction enhances psychological ownership over digital currency but remain inconclusive on behavior change. The broader implications of enhancing tangibility for intangible objects is discussed.
APA, Harvard, Vancouver, ISO, and other styles
7

Galdeman, Alessia, Cheick Ba, Matteo Zignani, and Sabrina Gaito. "A Multilayer Network Perspective on Customer Segmentation Through Cashless Payment Data." In 2021 IEEE 8th International Conference on Data Science and Advanced Analytics (DSAA). IEEE, 2021. http://dx.doi.org/10.1109/dsaa53316.2021.9564187.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Jasysrurrahman, M., and Hadi Purnomo. "Technology development of online wallet (cashless payment) transactions in e-commerce." In Proceedings of the 1st International Conference on Informatics, Engineering, Science and Technology, INCITEST 2019, 18 July 2019, Bandung, Indonesia. EAI, 2019. http://dx.doi.org/10.4108/eai.18-7-2019.2287718.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Cusmaunsa, Dan. "Accounting aspects of the RunPay Moldova payment system." In Conferința științifică internațională studențească „Provocările contabilității în viziunea tinerilor cercetători”, ediția VII. Academy of Economic Studies of Moldova, 2023. http://dx.doi.org/10.53486/issc2023.53.

Full text
Abstract:
In the modern world more and more people prefer electronic money and are trying to go cashless. With the evolution of technologies, in recent years, modern methods of settlement through electronic payment systems have begun to break through the market of the Republic of Moldova (with delay, compared to Western countries) and to be widely used. Settlers in this respect have been and are IT companies, which interact more intensively with business partners (suppliers and customers) abroad and already make extensive use of such electronic payment systems. Subsequently, electronic payment systems started to be used by companies operating in the retail sector. Such economic entities are becoming participants in a new form of trade, which has been growing in recent times and offers domestic traders and producers the opportunity to enter foreign markets more easily, quickly and efficiently. In this context, this article examines the issues related to accounting for the RunPay MDL payment system.
APA, Harvard, Vancouver, ISO, and other styles
10

Ismail, Sarerusaenye, and Shahrinaz Ismail. "A Preliminary Study of Cashless Payment Face Recognition System Development in Malaysia." In 2022 16th International Conference on Ubiquitous Information Management and Communication (IMCOM). IEEE, 2022. http://dx.doi.org/10.1109/imcom53663.2022.9721723.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Reports on the topic "Cashless payment"

1

Megersa, Kelbesa, Ludovic Bernad, Yves Nsengiyumva, Benjamin Byinshi, Naphtal Hakizimana, and Fabrizio Santoro. Digital Merchant Payments as a Medium of Tax Compliance: RiB 87. Institute of Development Studies, May 2023. http://dx.doi.org/10.19088/ictd.2023.028.

Full text
Abstract:
Digital merchant payments – transactions between traders, or between traders and customers using digital means of payment – can promote tax compliance by providing access to safer, quicker formal payments for consumers, and leaving a digital trail of sales data that can be accessed by tax administration. This study examines how far the potential of digital merchant payments to increase tax compliance is being realised in Rwanda, and whether fees imposed by mobile network operators on digital financial services (DFS) can hinder both DFS adoption and tax compliance. It uses original survey data from 1,100 merchants country-wide, administrative data from the Rwanda Revenue Authority (RRA), focus group discussions and in-depth interviews. Rwanda is an interesting context in which to study digital merchant payments, as these are expected to reach 80 per cent of GDP by 2024.1 Particularly popular are mobile money payments, performed either through the person-to-business payment option MoMo Pay or through standard personal accounts. The country’s commitment to creating a cashless economy was accelerated due to the COVID-19 pandemic. Summary of Working Paper 159.
APA, Harvard, Vancouver, ISO, and other styles
You might also be interested in the extended bibliographies on the topic 'Cashless payment' for particular source types:
Journal articles Dissertations / Theses
We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!

To the bibliography