Relevant bibliographies by topics / Cashless payment

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Cashless payment'

Author: Grafiati
Published: 4 June 2021
Last updated: 25 July 2025

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Journal articles on the topic "Cashless payment"

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Nazarova, Iryna. "Evolution of accounting and information systems cashless payments." Herald of Economics, no. 4 (March 16, 2022): 211. http://dx.doi.org/10.35774/visnyk2021.04.211.

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Introduction. Digitalization of the market economy creates conditions for minimizing cash payments. The abandonment from cash payments is justified by positive trends in: distancing e-commerce, the use of cashless payment systems and pandemic changes in socio-economic processes. Changes in the cash payments methods require the introduction of accounting and information systems for electronic recording of money operations, accounting and reporting of payment transactions, guarantees for the safety and control of cashless money.Purpose. The aim of the article is to research the evolution of acco
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Dinh, Van Son, Hoang Viet Nguyen, and The Ninh Nguyen. "Cash or cashless?" Strategic Direction 34, no. 1 (2018): 1–4. http://dx.doi.org/10.1108/sd-08-2017-0126.

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Purpose This paper aims to investigate the factors which influence consumer adoption of mobile payments. It also proposes strategic initiatives including integrated marketing communications to enhance and promote consumer adoption of such a mode of payments. Design/methodology/approach This paper focuses on the case of an emerging economy, Vietnam. Findings The key motivators of using mobile payment services include perceived usefulness, convenience, promotional offers, and social approval. In contrast, major barriers to consumer adoption of this mode of payment are lack of trust, limited oppo
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Tanha, Moutusi, Md Mohibul Alam Dolon, Al-Amin Al-Amin, Nusrat Afrin Nadi, Md Monirul Islam, and Md Hazrat Ali. "Factors influencing the development of the cashless payment system: Comprehending the function of the involved participants." Annals of Management and Organization Research 5, no. 4 (2024): 255–70. http://dx.doi.org/10.35912/amor.v5i4.1959.

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Purpose: The prevalence of cashless payments has increased globally owing to their myriad benefits. Furthermore, the use of cashless payments has also increased. Nevertheless, there is a need for more comprehensive research on the acceptance and current methodologies of cashless transactions. This study aims to gain a thorough understanding by identifying the entities involved and their pivotal functions in the payment ecosystem. Research Methodology: This report seeks to answer two research questions: i) Which factors are involved in the cashless payment ecosystem? What key elements influence
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Ariba, Baarik, Dimas Bagus Wiranatakusuma, and Ilham Hafidhi. "The Influence of The Development of Cashless Payment on The Effectiveness of Payments Among IPIEF Students Batch 2020." Proceedings University of Muhammadiyah Yogyakarta Undergraduate Conference 3, no. 1 (2023): 397–401. https://doi.org/10.18196/umygrace.v3i1.572.

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Cashless payment methods are not new in our country. there are many media and organizational structures or agencies that use cashless transactions. Cashless payment is a payment without the use of cash in the transaction. Knowing that today many have used these transactions, both from the user and operator side, the author is interested in discussing these transactions in everyday life related to the convenience that causes users and organizers to use this transaction. This study discusses the use of cashless payments among students, especially IPIEF 2020 students. The author uses a qualitativ
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Marie Mezoh, Penn. "Exploring the Advantages of Cashless Payment Systems: A Comprehensive Review." International Journal of Research and Innovation in Social Science VIII, no. X (2024): 553–64. http://dx.doi.org/10.47772/ijriss.2024.8100047.

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Cashless payments are widely used for making payments between individuals and companies worldwide. Vendors have been drawn to these payment methods due to their perceived ease of use and low cost of transaction equipment. This study explores different payment methods and discusses the benefits of cashless payment, some drawbacks are mentioned for balance. The study systematically reviews several scholarly papers to assess non-cash payment methods and digital payment advantages. The method used in this study was based on secondary data that’s mainly a review of what other respected authors have
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Fitria, Ulfa. "CASHLESS PAYMENT SEBAGAI INOVASI MANAJEMEN KEUANGAN PENDIDIKAN PONDOK PESANTREN." Jurnal Manajemen Pendidikan Islam Darussalam 6, no. 1 (2024): 41–52. https://doi.org/10.30739/jmpid.v6i1.3009.

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The development of digital technology is entering the era of society 5.0 where humans have a close relationship with technology in their lives. This study aims to determine the mechanism for implementing cashless payments as an innovation in the financial management of the Darussalam Islamic boarding school Blokagung Banyuwangi Tegalsari Banyuwangi. This research uses a qualitative descriptive research method. In this research, the researcher himself is the instrument (human instrument) and there is a supporting instrument in the form of an interview guide grid. Data collection was carried out
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Petrosyan, Nvard. "CASHLESS SOCIETY: THE MAIN PSYCHOLOGICAL FEATURES." Modern Psychology 8, no. 1(16) (2025): 51–64. https://doi.org/10.46991/sbmp/2025.8.1.051.

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Banks worldwide provide applications that help customers manage money transfers and their financial affairs as cashless payment methods become more common. ArCa serves as the Republic of Armenia's unified payment system which enables most markets to accept non-cash transactions. Even though there is a worldwide movement to minimize cash transactions financial systems continue to heavily rely on cash. The research examines how age and employment status affect Armenians' payment practices and cash usage patterns. While earlier studies found no gender-based differences in payment preferences they
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Merla, J. V., and Jeya Merlin D. Deepha. "Barriers to cashless payment adoption." i-manager's Journal on Digital Forensics & Cyber Security 3, no. 1 (2025): 49. https://doi.org/10.26634/jdf.3.1.21336.

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The cashless payment system has experienced significant growth within the banking industry due to its convenience and numerous benefits, which makes cashless payments more appealing to consumers than traditional cash transactions. Despite these advantages, customers face barriers that hinder the full adoption of cashless payment systems. At the same time, customer trust plays a vital role in the adoption process, with factors like reliability, transparency, security, privacy, and responsiveness in digital payment platforms. This research aims to examine the barriers and trust determinants of c
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Hendro, Beatrix Katarina,. "Pengaruh Perceived Ease Of Use, Perceived Usefulness & Perceived Risk Terhadap Penggunaan Cashless." Jurnal Paradigma Akuntansi 3, no. 1 (2021): 238. http://dx.doi.org/10.24912/jpa.v3i1.11508.

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The purpose of this study is to 1) determine the effect of perceived ease of use (PEOU) on the interests of sellers or business owners to apply cashlesss payment methods with applications in West Jakarta, 2) b.To find out the effect of perceived usefulness (PU) on the interests of sellers or business owners to apply cashless payment methods with applications in the West Jakarta area, 3) To determine the effect of Perceived Risk (PR) on the interests of sellers or business owners to apply cashless payment methods with applications in the West Jakarta area. The sample in this study were 86 respo
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Yuannisa, Rizka Adlia, Rizka Nasution, and Chuzaimah Batubara. "Pengaruh Panic Buying, Kemudahan Cashless terhadap Perilaku Konsumtif pada Keluarga Muslim di Kota Medan." Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah 6, no. 2 (2023): 2222–42. http://dx.doi.org/10.47467/alkharaj.v6i5.4392.

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 Currently, non-cash payment instruments are increasingly in demand because they make it easier for the public to make them more effective and efficient than using conventional payment instruments. Cashless society is a financial transaction by means of electronic payments in economic activities as a substitute for cash payments. A cashless society has the same goal in carrying out financial transactions using debit, credit or electronic methods that can be accessed via gadgets to make it easier for consumers. We can also feel the development of technology that continues to advanc
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Dissertations / Theses on the topic "Cashless payment"

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Neto, Fernando Hamilton Manuel. "Cashless payment methods for informal traders." Thesis, Cape Peninsula University of Technology, 2017. http://hdl.handle.net/20.500.11838/2471.

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Thesis (MTech (Information Technology))--Cape Peninsula University of Technology, 2017.<br>Over the past decade there was an increase in the availability and usage of cashless payment methods in Africa. Cashless payments allow users to make payments without using cash, and offer multiple benefits to both customers and merchants.These benefits include reduced costs, improved sales, improved security, convenience, etc. However, despite the increased variety, availability and popularity of cashless payment solutions in Africa, the usage of cashless payments methods in Africa is still mostly
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Baniulė, Toma, and Kristina Raudytė. "Lietuvoje veikiančių komercinių bankų elektroninės bankininkystės paslaugų analizė ir perspektyvų vertinimas." Bachelor's thesis, Lithuanian Academic Libraries Network (LABT), 2011. http://vddb.laba.lt/obj/LT-eLABa-0001:E.02~2011~D_20110802_143555-69510.

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Bakalauro baigiamajame darbe nagrinėjama Lietuvoje veikiančių komercinių bankų elektroninės bankininkystės paslaugos 2006 – 2010 m. laikotarpiu. Pirmoje darbo dalyje pateikiami teoriniai elektroninės bankininkystės aspektai. Antroje darbo dalyje atlikta elektroninės bankininkystės paslaugų analizė: nustatyta, jog bankų pajamų iš elektroninės bankininkystės paslaugų rodikliai buvo pasiskirstę gana netolygiai; elektroninės bankininkystės vartotojų skaičius visuose bankuose didėja. Negrynųjų pinigų atsiskaitymus palyginus su grynųjų pinigų atsiskaitymais nustatyta, jog negrynieji pinigai labiausi
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Hasnaoui, Amir. "Intention d'adoption et utilisation d'une technologie émergente : le cas de la NFC appliquée aux systèmes de paiement électronique de détail (paiement sans contact)." Thesis, Evry, Institut national des télécommunications, 2012. http://www.theses.fr/2012TELE0005.

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Avec l’émergence de la technologie en champ proche (NFC), le terminal mobile est devenu un véritable instrument de paiement sans contact. Ce type de système constitue une nouvelle opportunité pour relancer les systèmes de paiement électronique (SPE) destinés aux micropaiements. L’objectif de cette recherche est de développer un modèle et des instruments de mesure permettant d’appréhender et de cerner les facteurs influençant l’acceptation de ces systèmes. En se basant sur les paradigmes de l’acceptation des technologies et les travaux de recherche autour des SPE, nous avons développé un modèle
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Деревянко, Богдан Володимирович, Bogdan Derevyanko, Катерина Вікторівна Роговець та Kateryna Rogovets. "Безготівкові розрахунки за допомогою платіжного доручення: ризики для сторін". Thesis, Донецький юридичний інститут МВС України, 2016. http://dspace.puet.edu.ua/handle/123456789/6641.

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Нині ще існує ряд проблем, пов’язаних зі здійсненням безготівкових розрахунків з використанням платіжних доручень, а оскільки даний вид платежів є найбільш популярним у господарських відносинах, то потребує якнайшвидшого вдосконалення, що дозволить убезпечити обидві сторони розрахункових відносин. Сейчас еще существует ряд проблем, связанных с осуществлением безналичных расчетов с использованием платежных поручений, а поскольку данный вид платежей является наиболее популярным в хозяйственных отношениях, то требует скорейшего усовершенствования, что позволит обезопасить обе стороны расчетных от
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Деревянко, Богдан Володимирович, Богдан Владимирович Деревянко, Bohdan Volodymyrovych Derevianko та К. В. Роговець. "Безготівкові розрахунки за допомогою платіжного доручення: ризики для сторін". Thesis, Донецький юридичний інститут МВС України, 2017. http://essuir.sumdu.edu.ua/handle/123456789/49409.

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Нині ще існує ряд проблем, пов’язаних зі здійсненням безготівкових розрахунків з використанням платіжних доручень, а оскільки даний вид платежів є найбільш популярним у господарських відносинах, то потребує якнайшвидшого вдосконалення, що дозволить убезпечити обидві сторони розрахункових відносин.<br>Сейчас еще существует ряд проблем, связанных с осуществлением безналичных расчетов с использованием платежных поручений, а поскольку данный вид платежей является наиболее популярным в хозяйственных отношениях, то требует скорейшего усовершенствования, что позволит обезопасить обе стороны расчетных
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Tchibaline, Alexander, and David Mårtensson. "Informational attributes behind consumer payment habits and settlement preference." Thesis, KTH, Fastigheter och byggande, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-231408.

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Sweden is known for being at the forefront of becoming a cashless society.However, cash continues to be an important part of the payment ecosystem butthere are limited studies and data regarding the preference for holding cash. Previousstudies have shown that the use of cash is declining with regards to comers and thatthere are behavior differences between cultures and sociodemographic groups inregards to characteristics and preferences for payment methods. The aim of thisstudy was to investigate the informational attributes that drives the preference forholding cash by studying two extreme ca
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MECCA, Virgilio. "L’ADEMPIMENTO DELL’OBBLIGAZIONE PECUNIARIA: IL PAGAMENTO CON STRUMENTI ALTERNATIVI AL DENARO CONTANTE." Doctoral thesis, Università degli studi di Ferrara, 2013. http://hdl.handle.net/11392/2388924.

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Money is whatever is generally accepted in Exchange for goods and represents a temporary adobe of purchasing power to be used for buyng still other goods and service. the coming of the checkless and cashless society will involve a shift from the check or document system to an electronic system. The order will be transmitted via electronic impulse initiated at a terminal in the merchant's establishment. The merchant will be paid at the instant of the cardholder's order transmittal by means of a credit to his account: the cardholder's account will be debited at the same time. In Italian civil
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Marcinkowska, Anna. "Exploratory study of market entry strategies for digital payment platforms." Thesis, Linköpings universitet, Institutionen för ekonomisk och industriell utveckling, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-147994.

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The digital payment industry has become one of the fastest evolving markets in the world, but in the wake of its rapid advancement, an ever increasing gap between academic theory and the actual reality of this market widens - and especially so when it comes to entry theory. It is widely acknowledged that the world is moving towards an ever more homogeneous economy, but despite the fact that payment preferences differ greatly from country to country - research on this subject continues to revolve mainly around localized efforts. But as historical inequalities between poor and rich societies con
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Kallin, Mathias, Jacob Rydbeck, and Sebastian Wictorin. "Technological Adaption for SMEs : Implications of a Cashless Society." Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Företagsekonomi, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-35820.

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Purpose – The purpose is to develop a greater understanding of what is requested by customers with regards to e-commerce and mobile payments and how managers attitude can affect the technological adaption process. Furthermore, a suggested framework will be presented on how SMEs can adapt to these changes. Problem – The move towards the cashless society has changed the business environment and increased the demand for mobile payments and e-commerce. The transition to implement new technologies requires resources in terms of time, money and knowledge. Therefore, this process can be challenging f
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Glennow, Emma, and Alexandra Granström. "Cashless society: Is there a relationship between innovation and cash circulation in economy?" Thesis, KTH, Skolan för industriell teknik och management (ITM), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-254271.

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Around the globe, countries move away from banknotes and coins in the favor of digitized payments. A number of findings from academic research conclude various benefits associated with decreased cash usage, such as enhanced economic development, less costs for governments and banks, financial transparency as well as lower economic-related crime rates. In a light of various benefits moving towards cashless payments, it is hypothesized that there also could be a relationship between how innovative a country is and how much cash circulates in economy. The relationship could be both-sided like les
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Books on the topic "Cashless payment"

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Kirkman, P. R. A. Electronic funds transfer systems: The revolution in cashless banking and payment methods. Basil Blackwell, 1987.

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Kirkman, Patrick R. A. Electronic funds transfer systems: The revolution in cashless banking and payment methods. Blackwell, 1987.

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Garnov, Andrey. Organization of non-cash payments. INFRA-M Academic Publishing LLC., 2025. https://doi.org/10.12737/2130667.

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The textbook offers the reader a systematic approach to the study of the basic principles and methods of organizing cashless payments, as well as practical information about various electronic payment systems. Meets the requirements of the latest generation of federal state educational standards for higher education. For students of higher educational institutions studying in economic fields of study.
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Brakewood, Candace. Considering the Unbanked in Cashless Fare Payment at Point of Service for Bus/Demand-Response Services. Transportation Research Board, 2022. http://dx.doi.org/10.17226/26589.

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Harper, I. Cashless payments systems and the legal restrictions theory of money. University of Melbourne,Dept. of Economics, 1988.

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Arvidsson, Niklas. Building a Cashless Society: The Swedish Route to the Future of Cash Payments. Springer Nature, 2019.

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Batiz-Lazo, Bernardo, and Leonidas Efthymiou. The Book of Payments: Historical and Contemporary Views on the Cashless Society. Palgrave Macmillan, 2018.

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The Book of Payments: Historical and Contemporary Views on the Cashless Society. Palgrave Macmillan, 2016.

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Yesim, Atamer. Ch.6 Performance, s.1: Performance in general, Art.6.1.7. Oxford University Press, 2015. http://dx.doi.org/10.1093/law/9780198702627.003.0112.

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This commentary analyses Article 6.1.7 of the UNIDROIT Principles of International Commercial Contracts (PICC) concerning payment by cheque or other instrument. According to Art 6.1.7, payment may be made in any form used in the ordinary course of business at the place for payment. However, an obligee who accepts a cheque, any other order to pay or a promise to pay, is presumed to do so only on condition that it will be honoured. This commentary discusses cashless payment in general and the payment methods accepted by the PICC, the structure of cashless payment methods and their systematizatio
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Marszałek, Paweł, Katarzyna Schmidt-Jessa, Filip Kliber, et al. Money and banking systems. Edited by Katarzyna Schmidt-Jessa, Anna Iwańczuk-Kaliska, and Anna Warchlewska. Wydawnictwo Uniwersytetu Ekonomicznego w Poznaniu, 2025. https://doi.org/10.18559/978-83-8211-266-5.

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In recent years, major phenomena such as the digital revolution, the COVID-19 pandemic, wars, and political turmoil have significantly affected people’s lives, economies, and financial markets. Modern technologies and product innovations have transformed banking and banking systems. Traditional banks remain crucial as financial institutions and entities of public trust. However, new players like digital banks, FinTech, and BigTech present challenges and risks. Money and payment methods are evolving, with central bank digital currencies emerging as potential substitutes for cash, while cashless
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Book chapters on the topic "Cashless payment"

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Moon, Woosik. "Payment cards." In Digital Payments and the Cashless Economy. Routledge, 2025. https://doi.org/10.4324/9781003386216-5.

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Prajapati, Anjali, and Anandu M. Dharan. "Pad Vending Machine with Cashless Payment." In Smart Computing Techniques and Applications. Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-16-0878-0_1.

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Moon, Woosik. "The digitalisation of the payment and settlement system." In Digital Payments and the Cashless Economy. Routledge, 2025. https://doi.org/10.4324/9781003386216-2.

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Okina, Yuri. "Digitalization of Payment Instruments: Cashless Payments and Loyalty Points Systems." In The Future of Financial Systems in the Digital Age. Springer Singapore, 2022. http://dx.doi.org/10.1007/978-981-16-7830-1_7.

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Zixin, Tan, Hao Siyu, Lai Wan Fei, and Abdullah Al Mamun. "Adoption of Cashless Payment Practices Among Malaysian Millennials." In Proceedings of International Conference on Emerging Technologies and Intelligent Systems. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-82616-1_39.

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Maixé-Altés, J. Carles. "From Teleprocessing to Cashless Payment Technologies: “La Caixa” 1960–2015." In The Book of Payments. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-60231-2_11.

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Götz, R., and N. Buter. "Improving Computer-Aided Scheduling by Cashless Payment System Fahrsmart." In Lecture Notes in Economics and Mathematical Systems. Springer Berlin Heidelberg, 1992. http://dx.doi.org/10.1007/978-3-642-85968-7_16.

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Khando, Khando, M. Sirajul Islam, and Shang Gao. "Factors Influencing Merchants’ Adoption of Cashless Payment Systems in Sweden." In Lecture Notes in Computer Science. Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-50040-4_27.

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Bartzsch, Nikolaus, and Franz Seitz. "Cash Holdings in Germany and the Demand for “German” Banknotes: What Role Is There for Cashless Payments?" In Transforming Payment Systems in Europe. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/9781137541215_4.

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Irigoin, Alejandra. "Respondentia: The alternative contract for global trade finance in the Early Modern period." In Datini Studies in Economic History. Firenze University Press, 2024. http://dx.doi.org/10.36253/979-12-215-0347-0.30.

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By specifying the specie on which returns were to be repaid respondentia was an efficient instrument to carry trade in which silver was «essential» for the continuation of commerce. As silver was imported as specie, where a multiplicity of means of payments existed and silver was the preferred money, it performed as foreign currency. Without common standards for foreign coins created issues for trade, the pricing of specie, and exchange rates. Eighteenth century Europeans alternatively used respondentia or bills depending on the monetary context, casting a doubt on the inherent efficiency of a
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Conference papers on the topic "Cashless payment"

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Syafaastuti, Salsabila, Yulia Delfina, and Dicky Hida Syahchari. "The Use of the Technology Acceptance Model (TAM) to Analyze the Effects of Social Influence on the Interest in Implementing Cashless Payment (QRIS)." In 2024 7th International Conference of Computer and Informatics Engineering (IC2IE). IEEE, 2024. http://dx.doi.org/10.1109/ic2ie63342.2024.10748219.

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Samonte, Mary Jane C., Mark Vincent O. Ibarreta, Kirk Audi A. Ilagan, and Arvin Rico L. Justo. "Mitigating Risk in the Digital Age: An Analysis of Security Measures for Cashless Payments in Developing Countries." In 2024 4th International Conference on Computer Systems (ICCS). IEEE, 2024. https://doi.org/10.1109/iccs62594.2024.10795842.

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Khando, Khando, M. Sirajul Islam, and Shang Gao. "Factors Shaping the Cashless Payment Ecosystem: Understanding the Role of Participating Actors." In Digital Restructuring and Human (Re)action. University of Maribor Press, 2022. http://dx.doi.org/10.18690/um.fov.4.2022.10.

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Cashless payments have become increasingly popular around the world because of their numerous advantages. More so, the cashless payment adoption has been escalated during the Covid-19 pandemic. However, there is a lack of holistic studies on the adoption and contemporary practices of cashless payments. The purpose of this study is, therefore, to provide a comprehensive understanding by identifying the participating actors and their crucial role in the payment ecosystem. Thus, the paper aims to address two research questions: i) Who are the participating actors in the cashless payment ecosystem
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Nikoloska, Keti, Snezhana Mojsoska, and Dance Nikolovska Vrateovska. "QUALITATIVE ANALYSIS OF THE BANKING SECTOR FOR THE PROTECTION OF CITIZENS REGARDING THE SAFE USE OF PAYMENT CARDS IN THE MUNICIPALITY OF PRILEP." In SECURITY HORIZONS. Faculty of Security- Skopje, 2023. http://dx.doi.org/10.20544/icp.8.1.23.p27.

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With the deepening of digital transformation, the structure and nature of payment transactions is rapidly evolving and undergoing changes. The banks introduced payment cards, marking the beginning of the era of cashless payments. Credit cards have become an integral part of the world and the Macedonian economy. The increasing interest in cashless payments not only led to a new way of conducting transactions but also brought forth new types of threats and risks associated with the use of new payment methods and instruments. Studying the existing risks, this paper provides qualitative analyses o
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Pahwa, Dr S. K., and Ms Nidhi Rajak. "IMPACT OF DIGITAL PAYMENT SYSTEMS ON CUSTOMER IMPULSIVE BUYING BEHAVIOR." In Transforming Knowledge: A Multidisciplinary Research on Integrative Learning Across Disciplines. The Bhopal School of Social Sciences, 2025. https://doi.org/10.51767/ic250118.

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The Indian economy is growing at an unprecedented pace, and the increasing popularity of digital payments is a testament to this growth, India is coming out as a master in the area of digital payments, almost 42% of Indians use cashless methods for their financial transactions which also affects their buying behavior this research paper plans to investigate the influence of Digital Payment System on impulsive buying behavior of Customers. The companies and government must understand this impact which will help them to make their strategies and plans for the future. The study was conducted via
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Gupta, Rahul, Cheshtha Kapoor, and Jayesh Yadav. "Acceptance Towards Digital Payments and Improvements in Cashless Payment Ecosystem." In 2020 International Conference for Emerging Technology (INCET). IEEE, 2020. http://dx.doi.org/10.1109/incet49848.2020.9154024.

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Pham Thi Kim, Ngoc, and Tung Nguyen Manh. "FACTORS AFFECTING GEN Z’S BEHAVIOR OF CASHLESS PAYMENT IN VIETNAM FORWARD TO THE SUSTAINABLE DEVELOPMENT: A CONCEPTUAL PERSPECTIVE." In International Conference on Political Theory: The International Conference on Human Resources for Sustainable Development. Bach Khoa Publishing House, 2023. http://dx.doi.org/10.51316/icpt.hust.2023.56.

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Siregar, Baihaqi, Nabil Munawar, Seniman, and Fahmi. "Cashless Payment System Using RFID with NRF24L01 Communication." In 2020 4rd International Conference on Electrical, Telecommunication and Computer Engineering (ELTICOM). IEEE, 2020. http://dx.doi.org/10.1109/elticom50775.2020.9230481.

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Hartatik, Nurul Firdaus, and Abdul Aziz. "Go-Payment: Towards Cashless Payment System for Smart Village Application in Indonesia." In 2021 3rd International Conference on Cybernetics and Intelligent System (ICORIS). IEEE, 2021. http://dx.doi.org/10.1109/icoris52787.2021.9649644.

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Rodrigues, Cádmo, and Wagner Santos Júnior. "Influence of the COVID-19 Pandemic on the Transition Process to Electronic Ticketing in Public Transport: A Case Study in a Brazilian City." In SAE Brasil 2024 Congress. SAE International, 2024. https://doi.org/10.4271/2024-36-0020.

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&lt;div class="section abstract"&gt;&lt;div class="htmlview paragraph"&gt;The COVID-19 pandemic has reshaped public transportation dynamics globally, prompting shifts in passenger behavior and payment methods. Concurrently, the rise of fintech and Industry 4.0 has accelerated the adoption of digital payment solutions, aligning with the trend towards cashless societies. This study investigates the impact of the pandemic on the transition from cash to card payments for public transport fares in Belo Horizonte, Brazil. Leveraging data from the city's transparency portal, analyses were conducted o
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Reports on the topic "Cashless payment"

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Parra-Polania, Julian A., and Constanza Martínez-Ventura. Designing the Future of Money: The Case for Multiple CBDCs. Banco de la República, 2025. https://doi.org/10.32468/be.1310.

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We examine the optimal design of central bank digital currencies (CBDCs) by focusing on two key features: the anonymity-security trade-off and the remuneration (i.e., interest rate). Building on the extended model by Agur et al. (2022), which accounts for potential negative externalities associated with the anonymity of payment methods, we incorporate the possibility of multiple CBDCs into the framework. Our findings reveal that with optimally designed CBDCs and when anonymity costs are significant, a cashless economy is the preferred choice for the central bank. Furthermore, irrespective of a
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Parra-Polania, Julian A., and Constanza Martínez-Ventura. Designing the Future of Money: The Case for Multiple CBDCs. Banco de la República, 2025. https://doi.org/10.32468/be.1311.

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We examine the optimal design of central bank digital currencies (CBDCs) by focusing on two key features: the anonymity-security trade-off and the remuneration (i.e., interest rate). Building on the extended model by Agur et al. (2022), which accounts for potential negative externalities associated with the anonymity of payment methods, we incorporate the possibility of multiple CBDCs into the framework. Our findings reveal that with optimally designed CBDCs and when anonymity costs are significant, a cashless economy is the preferred choice for the central bank. Furthermore, irrespective of a
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Megersa, Kelbesa, Ludovic Bernad, Yves Nsengiyumva, Benjamin Byinshi, Naphtal Hakizimana, and Fabrizio Santoro. Digital Merchant Payments as a Medium of Tax Compliance: RiB 87. Institute of Development Studies, 2023. http://dx.doi.org/10.19088/ictd.2023.028.

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Digital merchant payments – transactions between traders, or between traders and customers using digital means of payment – can promote tax compliance by providing access to safer, quicker formal payments for consumers, and leaving a digital trail of sales data that can be accessed by tax administration. This study examines how far the potential of digital merchant payments to increase tax compliance is being realised in Rwanda, and whether fees imposed by mobile network operators on digital financial services (DFS) can hinder both DFS adoption and tax compliance. It uses original survey data
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Weltman, Trevor, Angelo Sciacca, Yeong-Hyeon Hwang, and Steven Schipani. Smart Tourism Ecosystem Development Readiness in Southeast Asia. Asian Development Bank, 2024. http://dx.doi.org/10.22617/brf240230-2.

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This brief tracks how Southeast Asian countries are using smart technologies to make their tourism sectors more competitive, inclusive, and sustainable, and outlines the complex financing and infrastructure challenges they face. The brief shows how integrated technology can be harnessed by the tourism sector for uses from e-visas to smart waste management and cashless payments, benefiting businesses, consumers, and destinations alike. With Thailand topping its smart tourism readiness table, the brief explains how countries should look to narrow the digital divide, tweak policies, and pull in p
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