Academic literature on the topic 'Cashless Transaction'

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Journal articles on the topic "Cashless Transaction"

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Zafani, Dita, and Moh Musfiq Arifqi. "Cahsless Society on GoPay: An Islamic Economic Perspective." Journal of Islamic Economic Laws 3, no. 2 (2020): 141–58. http://dx.doi.org/10.23917/jisel.v3i2.11904.

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Technological developments have led to massive Cashless Society activities among the public, especially in GoPay transactions. Indonesian people, who are predominantly Muslim, have started to shift their payment system from cash to cashless transactions. Therefore, the study of Islamic economics is important to see this phenomenon. The qualitative-descriptive research methodology was used by researchers to examine this research. A standard general procedure of library research is done to obtain data from several scientific papers in the form of books, magazines, journals, articles, documentati
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Marlina, Lina, Ahmad Mundzir, and Herda Pratama. "CASHLESS DAN CARDLESS SEBAGAI PERILAKU TRANSAKSI DI ERA DIGITAL: SUATU TINJAUAN TEORETIS DAN EMPIRIS." Jurnal Co Management 3, no. 2 (2021): 533–42. http://dx.doi.org/10.32670/comanagement.v3i2.424.

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Kajian ini bertujuan untuk memahami cashless dan cardless transaction sebagai perilaku bisnis baru industri 4.0 yang didukung dengan cashless society 5.0. Hingga saat ini kompetensi digital, demografi, dan inftrastruktur di Indonesia dalam menerapkan cashless dan cardless ekonomi belum optimal. Studi ini menggunakan pendekatan deskriptif-kualitatif dengan metode studi literatur. Tujuan penelitian untuk mengetahui perkembangan perilaku transaksi cashles dan cardless di Indonesia dan kesiapan Indonesia menjadi cashless dan cardless country. Hasil analisis menyatakan bahwa perilaku cashless dan c
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Sharma, Ashwani, and Himanshu Agarwal. "Merchandiser Perception of Cashless Transaction: A Case Study of District Meerut of Uttar Pradesh State In India." Research Journal of Philosophy & Social Sciences 44, no. 3 (2019): 1–13. https://doi.org/10.5281/zenodo.5816446.

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Digital payment is a future of cashless economy and most of Indians are using Digital payment for their transaction but after demonetization it feels like a compulsory for all but not enforceable by law of India. Suddenly the change in economy, this is not easy to covert from cash to cashless due to unavailability of infrastructure facility for this cashless platform. General people discuss some issues and benefits with each and on other side merchandisers were very embarrassingdue to new way of currency transaction. The regular practises of physical&nbs
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B., Nazifi, Garba M.G., and Ibrahim M. "Cashless Transactions Socioeconomic Determinants and Its Effectiveness in Livestock Marketing Activities among Livestock Marketers in Katsina State, Nigeria." Research Journal of Agricultural Economics and Development 2, no. 1 (2023): 49–60. http://dx.doi.org/10.52589/rjaed-mzso5qrh.

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The study analyzed cashless transactions socio-economic determinants and its effectiveness in livestock marketing activities among livestock marketers in Katsina State, Nigeria. Multi-stage sampling procedure was deployed to select and interview 366 livestock marketers. Descriptive statistics, likert scale and binary logistic regression model were used to analyze data collected. Majority (76.5%) of the livestock marketers were found to be engaged in cashless transactions. The livestock marketing in the study area is predominantly by male (100%) and married (96.45%) marketers of which most of t
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Ariba, Baarik, Dimas Bagus Wiranatakusuma, and Ilham Hafidhi. "The Influence of The Development of Cashless Payment on The Effectiveness of Payments Among IPIEF Students Batch 2020." Proceedings University of Muhammadiyah Yogyakarta Undergraduate Conference 3, no. 1 (2023): 397–401. https://doi.org/10.18196/umygrace.v3i1.572.

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Cashless payment methods are not new in our country. there are many media and organizational structures or agencies that use cashless transactions. Cashless payment is a payment without the use of cash in the transaction. Knowing that today many have used these transactions, both from the user and operator side, the author is interested in discussing these transactions in everyday life related to the convenience that causes users and organizers to use this transaction. This study discusses the use of cashless payments among students, especially IPIEF 2020 students. The author uses a qualitativ
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Chougule, Prakash S., Tejaswi S. Kurane, Suresh T. Salunkhe, and Puja A. Pawar. "A Study of Impact of Cashless Transaction on Society Using Statistical Methods." International Journal of Innovative Science and Research Technology 5, no. 7 (2020): 300–305. http://dx.doi.org/10.38124/ijisrt20jul233.

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A cashless society describes an economic state whereby financial transaction are not conduced with money in the form of physical banknotes or coins but rather though the transfer of digital information (usually an electronic representation of money) between the transacting parties. Cashless society have existed based on barter and other methods of exchange, and cashless transactions have also become possible using digital currencies such as bit coins. Cashless India is a mission launched by the government of India led by prime minister Narendramodi to reduce dependency of Indian economy on cas
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Vidhyavathi, A., S. Padma Rani, and S. Baliji. "Adoption of Cashless Transaction by the Farming Households in Coimbatore District of Tamil Nadu, India." Asian Journal of Agricultural Extension, Economics & Sociology 41, no. 12 (2023): 75–83. http://dx.doi.org/10.9734/ajaees/2023/v41i122306.

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Aims: The research study aims to study the level of adoption and factors influencing the adoption of cashless transaction by the farming households in farming and non-farm activities.
 Study Design and Methodology: A development index for Tamil Nadu districts, prioritizing e-infrastructure, was crafted from secondary data on agriculture, health, infrastructure, and telecommunication. Coimbatore, with a high development index, was selected using a three-stage stratified random sampling approach involving 120 households. Utilizing tools like the development index, econometric models, scorin
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Prof., Michael C. Nwafor. "An Appraisal of Cashless Policy in Nigeria." COLMASS JOURNAL 9, no. 2 (2025): 77–92. https://doi.org/10.5281/zenodo.14718793.

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This study evaluates the cashless policy in Nigeria, focusing on two key objectives: assessing the extentof electronic card transaction usage and determining the impact of the policy on cash transactions. Thepopulation studied includes all electronic and cash transactions from 2005 to 2014. Using a deliberatenon-random sampling method, the research relies on secondary data sourced from the 2014 CentralBank of Nigeria (CBN) Statistical Bulletin. Time series data on electronic transactions were analysedusing Excel tables and charts. The findings reveal a moderate positive correlation between ATM
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Titalessy, Pisi Bethania. "Cashless Payments and its Impact on Inflation." Advances in Social Sciences Research Journal 7, no. 9 (2020): 524–32. http://dx.doi.org/10.14738/assrj.79.9074.

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Payment with a non-cash system can simplify transactions and are increasingly used. The advantages of non-cash payments are not only due to convenience, speed up transaction time, and time savings but also the benefits that can reduce the circulation of money in the community. The less the amount of physical money in circulation, it will indirectly affect the inflation rate. However, there are inconsistency of research results regarding the relationship of non-cash transactions and inflation. These issues constitute a research gap on cashless payments and inflation in Indonesia. This study aim
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Olukotun, Olukorede, Oladejo Lukman Golagade, and Ahmadu Abubakar. "Cashless Policy and Patronage in Stanbic IBTC Bank Plc, Katsina-Nigeria." Journal of Business & Management 1, no. 3 (2023): 225–43. http://dx.doi.org/10.47747/jbm.v1i3.1218.

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Existing empirical literature on cashless banking is one that is quite scanty in the developing countries including Nigeria. Reviews of empirical studies on cashless policy indicate that a lot of prior studies focused on the adoption, prospects and benefits and challenges of cashless policy. This study on the other hand is aimed at investigating the effect of cashless policy on patronage using responses obtained from 410 customers of Stanbic IBTC Plc branch domiciled at Katsina town-Nigeria. To achieve the stated objective, authors used descriptive statistics and multiple regression techniques
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Dissertations / Theses on the topic "Cashless Transaction"

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Chang, Jyh-Liang, and 張志良. "Secure Transaction Protocols for Cashless Society Using Smart." Thesis, 1993. http://ndltd.ncl.edu.tw/handle/63030857455720147974.

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碩士<br>國立成功大學<br>資訊工程研究所<br>81<br>As the explosive developement of economy and finance, the flow of goods and cash are highly accelerated. Thus, credit tracsaction systems are developed to take the place of cash transaction for convenience and security. But the developement of the current credit transaction systems are still limited by the applied media, since they always utilize magnetic stripe cards as payment devices, which are not secure at all. The invention of smart cards, which are al
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Frulli, Francesco Mattia. "Money laundering developments and economic consequences of a transition to a cashless society." Master's thesis, 2020. http://hdl.handle.net/10773/28866.

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One of the biggest revolutions we are witnessing is in the field of financial transactions, where efforts are being made to bring payments to a completely electronic way. There are many benefits expected from this step, but few are the evidence reported, especially as regards the repercussions on Money Laundering and Economic Growth. In this work, I want to investigate a relationship between the increase in electronic money at the expense of paper money with the trend of money laundering with subsequent overall analysis in economic growth. To compensate for the limited amount of data t
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GULIANI, TANUJ. "CONSUMER’S PERCEPTION ON INCREASING USE OF MOBILE WALLETS IN INDIA." Thesis, 2019. http://dspace.dtu.ac.in:8080/jspui/handle/repository/17352.

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TheItermIpaymentIisIasIoldIasIhumanIcivilization,IsinceIthenItheIpaymentIindustryIhasIundergoneIaIdr asticItransitionIfromIbarterIsystemItoIvirtualIpayments(mobileIwallets).BarterIsystemIanIageIoldImetho dIofIexchangeIwhichIhasIbeenIusedIforIcenturiesIlongIbeforeImoneyIwasIinvented,IpeopleIexchange dIgoodsIandIservicesIforIotherIgoodsIandIservicesIinIreturn.ITheItradingIsystemIexpandedIitsIbounda riesItowardsIexchangingIpreciousImetalsIlikeIcopper,Ibronze,IgoldIetc.IWithItheIadventIofItheIindustr ialIrevolutionIinItheI18thIcentury,IbankingIsystemIwasIadoptedIasIstandardIpaymentIandIasIaImoneta
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Roušarová, Kristýna. "Právní regulace platebního styku." Master's thesis, 2018. http://www.nusl.cz/ntk/nusl-372740.

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This diploma thesis deals with the issue of legal regulation of cashless payment transactions in the Czech Republic, as well as on European and international level. Furthermore, it focuses on the legal regime of payment accounts in the light of the amended Payment System Act No. 284/2009 Coll. that was adopted as a transposition of the Directive 2014/92/EU of the European Parliament and of the Council on the comparability of fees related to payment accounts, payment account switching and access to payment accounts with basic features. The aim of this thesis is to analyze and describe the curre
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Books on the topic "Cashless Transaction"

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Joshi, Mahesh K., and J. R. Klein. The Knowledge Barons of India. Oxford University Press, 2018. http://dx.doi.org/10.1093/oso/9780198827481.003.0010.

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India’s economic journey has seen many ups and downs since 3,500 BC. It has become the third largest economy in terms of gross domestic product (GDP) in purchasing power parity (PPP). It has the second largest English-speaking population after the United States. India has successfully built its knowledge-based industry with software exports being its primary product. The Government has taken aggressive steps to move toward a cashless transaction society by driving digitization. It has de-monetized the currency in an attempt to eradicate corruption and to provide an alternate platform for elect
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Cashless Payments And Transactions From The Antiquity To 1914. Franz Steiner Verlag Wiesbaden GmbH, 2008.

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Book chapters on the topic "Cashless Transaction"

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Muhamad, Farah Hanan, Mohd Zulkifli Muhammad, Noorshella Che Nawi, et al. "The Usage of Cashless Transaction in University Community in Pengkalan Chepa City." In The Importance of New Technologies and Entrepreneurship in Business Development: In The Context of Economic Diversity in Developing Countries. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-69221-6_143.

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A. Samad, Nur Syafiqah, Siti Fariha Muhammad, Azira Hanani Ab Rahman, Norzalizah Bahari, and Sulaiman Chindo. "Intention to Use Cashless Financial Transactions Among University Students." In Industry Forward and Technology Transformation in Business and Entrepreneurship. Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-99-2337-3_65.

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Sharma, Dhanraj, Ruchita Verma, and Heavendeep Singh. "An Evaluation of Cashless Transactions During Pre- & Post-Demonetization Era in India." In Digital and Sustainable Transformations in a Post-COVID World. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-16677-8_7.

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Rey, William P., and Kieth Wilhelm Jan D. Rey. "The Role of Mobile Wallets in Promoting Cashless Transactions: A Case Study of the Philippines." In Selected Papers from the 10th International Conference on E-Business and Applications 2024. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-97-3409-2_14.

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Raj, L. Vimal, S. Amilan, K. Aparna, and Abinash Mandal. "The Intermediary Effects of Perceived Ease of Use, Usefulness, Trust, and Attitude in the Adoption of Cashless Transactions: An Empirical Investigation." In Transfer, Diffusion and Adoption of Next-Generation Digital Technologies. Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-50192-0_21.

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Sumarsono, Abdullah Al-Mudimigh, and Muhammad Anshari. "Financial Technology and Innovative Financial Inclusion." In Financial Technology and Disruptive Innovation in ASEAN. IGI Global, 2020. http://dx.doi.org/10.4018/978-1-5225-9183-2.ch006.

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A portmanteau of financial technology (FinTech) centralizes on the innovative use of smart mobile devices to design and deliver financial services and products, elevating an innovative way of delivering financial services. The chapter mainly focuses on the definition and the importance of FinTech to the financial ecosystem especially in the Southeast Asia region. It focuses on how financial technology (FinTech) came to be, how transactions in the past mostly use cash, and then shifted to credit card and then shifted to a cashless transaction, for example using e-wallet or simply using smartpho
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Sumarsono, Abdullah Al-Mudimigh, and Muhammad Anshari. "Financial Technology and Innovative Financial Inclusion." In Research Anthology on Concepts, Applications, and Challenges of FinTech. IGI Global, 2021. http://dx.doi.org/10.4018/978-1-7998-8546-7.ch009.

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A portmanteau of financial technology (FinTech) centralizes on the innovative use of smart mobile devices to design and deliver financial services and products, elevating an innovative way of delivering financial services. The chapter mainly focuses on the definition and the importance of FinTech to the financial ecosystem especially in the Southeast Asia region. It focuses on how financial technology (FinTech) came to be, how transactions in the past mostly use cash, and then shifted to credit card and then shifted to a cashless transaction, for example using e-wallet or simply using smartpho
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Kumar, Ranjan, and Maheshwor Shrestha. "Impacts of Digital Payments on Socio-Economic Factors in Emerging Markets and Developing Economies." In Impact of Disruptive Technologies on the Socio-Economic Development of Emerging Countries. IGI Global, 2023. http://dx.doi.org/10.4018/978-1-6684-6873-9.ch010.

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Digital payments are increasingly becoming popular worldwide, especially in underdeveloped and developing countries, despite the challenges these countries face regarding required infrastructure and digital literacy. Digital payments have emerged as an important tool for governments to distribute the funds for social welfare schemes to their citizens directly in their accounts with zero corruption and delays. Socio-financial inclusion of society's deprived and marginalized section is another advantage of digital payments. Having access to transaction accounts, credit, savings products, and ins
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M. L., Ashoka, Rakesh T. S., and Madhushree S. "Digital Banking Services in Rural India." In Dynamic Perspectives on Globalization and Sustainable Business in Asia. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-7095-0.ch005.

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Digitization or digitalization of banking services has established a strong network which supports a quick disbursement of banking services across the world. Digital banking service has enabled India to be more operative in reducing the transaction gaps between rural and urban areas. The awareness about cashless transactions has led to the complete transformation in online-banking services. The government initiatives as well as banks (private and public) efforts in implementing digital services such as internet banking, mobile banking, payment of various utility bills, online-ticket booking, d
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Lee, Kuan-Huei, Allya Deanna Binte Asri, Man Yu D. B. Fong, et al. "The Impact of Technology on Payment Methods in the Food Service Sector in Singapore." In Advances in Business Strategy and Competitive Advantage. IGI Global, 2024. https://doi.org/10.4018/979-8-3693-7683-6.ch016.

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A cashless society has many advantages for businesses and governments, and many efforts have been made to support and facilitate such a society. However, there is a lack of research on how consumers perceive and accept cashless payment and what factors affect their willingness to use it. It is important to assess how willing consumers are to use cashless payment as their main payment method in food courts, as this can help to implement smooth and efficient cashless payment systems. By understanding the factors that influence the adoption of cashless payment, stakeholders can address these issu
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Conference papers on the topic "Cashless Transaction"

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Fernando, Anthony Bryan, Shreevasta, Ferry Desprianto, Ford Lumban Gaol, and Tanty Oktavia. "The Design of Smart Cashless Transaction." In ICIIT 2020: 2020 5th International Conference on Intelligent Information Technology. ACM, 2020. http://dx.doi.org/10.1145/3385209.3385227.

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Albesher, Abdulaziz, and Kareem Kamal A.Ghany. "Avoid Shortcomings of Cashless Transaction System using Blockchain." In 2019 4th World Conference on Complex Systems (WCCS). IEEE, 2019. http://dx.doi.org/10.1109/icocs.2019.8930799.

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Căpățîna (Dumitrache), Cristina S., and Dragoș Bîlteanu. "Digital Currencies: Individual Perceptions of the Impact on Money Laundering and the Transition to a Cashless Environment." In 4th International Conference on FinTech, Cyberspace and Artificial Intelligence Law. ADJURIS – International Academic Publisher, 2024. http://dx.doi.org/10.62768/adjuris/2024/1/05.

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Based on the correlation between the use of cash and criminal activity demonstrated in the literature, we conducted a survey to identify the civilian community’s perception of the extent to which the adoption of cashless transactions could mitigate criminal behaviour. Our study investigates both attitudes towards digital currencies and the feasibility of transitioning to a cashless society. The survey results show scepticism towards limiting cash as a comprehensive solution to combat illicit financial activities, highlighting the importance for policymakers to weigh the potential benefits agai
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Caya, Meo Vincent C., Nicole Francesca F. Losaria, Mark Jasper C. Manzano, Hannah Kay R. Tan, and Rosemarie V. Pellegrino. "Cashless transaction for resort club amenities using RFID technology." In 2017 IEEE 9th International Conference on Humanoid, Nanotechnology, Information Technology, Communication and Control, Environment, and Management (HNICEM). IEEE, 2017. http://dx.doi.org/10.1109/hnicem.2017.8269488.

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Narayanarao, Dr Suresh, Y. Gopi Chand, and Supriya Bauri. "Cashless Society – the Impact and Perception of Cashless Transaction with Special Reference to Rajagere Tumkur Dist." In 2nd Indian International Conference on Industrial Engineering and Operations Management. IEOM Society International, 2022. http://dx.doi.org/10.46254/in02.20220410.

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Mitra, Saptarshi, Bappaditya Jana, and Jayanta Poray. "Implementation of a Novel Security Technique Using Triple DES in Cashless Transaction." In 2017 International Conference on Computer, Electrical & Communication Engineering (ICCECE). IEEE, 2017. http://dx.doi.org/10.1109/iccece.2017.8526233.

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Risky, Firman Rato, Gugus Irianto, and Imam Subekti. "Cashless Transaction Policy: The Strategy of Fraud Prevention in Jakarta Province, Indonesia." In 23rd Asian Forum of Business Education(AFBE 2019). Atlantis Press, 2020. http://dx.doi.org/10.2991/aebmr.k.200606.023.

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Fachrudin, Khaira, Amlys Silalahi, and Naufal Syafiq. "The Pain of Paying and Post Purchase Regret Using Cashless Transaction in Two Age Groups." In Proceedings of the 3rd Economics and Business International Conference, EBIC 2022, 22 September 2022, Medan, North Sumatera, Indonesia. EAI, 2024. http://dx.doi.org/10.4108/eai.22-9-2022.2337393.

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Rohanifar, Yasaman, Sharifa Sultana, Swapnil Nandy, et al. "The Role of Intermediaries, Terrorist Assemblage, and Re-skilling in the Adoption of Cashless Transaction Systems in Bangladesh." In COMPASS '22: ACM SIGCAS/SIGCHI Conference on Computing and Sustainable Societies. ACM, 2022. http://dx.doi.org/10.1145/3530190.3534810.

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Fatihah, Aimmatul, Lailatul Faizah, Nur Adi Siswandari, Okkie Puspitorini, Ari Wijayanti, and Haniah Mahmudah. "Smart Bracelet Base on Internet of Things for Cashless Payment Transaction at Sunan Bonang Smart Tourism Supported by WLAN Network as a Communication System." In 2021 International Conference on Computer System, Information Technology, and Electrical Engineering (COSITE). IEEE, 2021. http://dx.doi.org/10.1109/cosite52651.2021.9649536.

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Reports on the topic "Cashless Transaction"

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Megersa, Kelbesa, Ludovic Bernad, Yves Nsengiyumva, Benjamin Byinshi, Naphtal Hakizimana, and Fabrizio Santoro. Digital Merchant Payments as a Medium of Tax Compliance: RiB 87. Institute of Development Studies, 2023. http://dx.doi.org/10.19088/ictd.2023.028.

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Digital merchant payments – transactions between traders, or between traders and customers using digital means of payment – can promote tax compliance by providing access to safer, quicker formal payments for consumers, and leaving a digital trail of sales data that can be accessed by tax administration. This study examines how far the potential of digital merchant payments to increase tax compliance is being realised in Rwanda, and whether fees imposed by mobile network operators on digital financial services (DFS) can hinder both DFS adoption and tax compliance. It uses original survey data
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