Academic literature on the topic 'Children's allowances. Saving and investment'

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Journal articles on the topic "Children's allowances. Saving and investment"

1

Furnham, Adrian, and Bruce Kirkcaldy. "Economic Socialization." European Psychologist 5, no. 3 (September 2000): 202–15. http://dx.doi.org/10.1027//1016-9040.5.3.202.

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This descriptive study was concerned with parents beliefs and behaviors with respect to their children's pocket-money allowance (“Taschengeld”) in order to investigate their attempts to socialize their children into the economic world. Some 238 German parents completed a questionnaire looking at attitude toward, beliefs about, and uses of allowances to educate their children. Nearly all (99.6%) believed children over 5 years should receive pocket money on a weekly basis, but that the pocket money should not be dependent on their doing household chores. Parents were in favor of their children saving, though strongly against their borrowing and lending money. A factor analysis of a 15-item attitudinal scale yielded five clear interpretable factors. Regressional analyses showed that parental gender and income/salary were the best predictors of beliefs and attitude toward allowances. Comparison between this data and the British data of Furnham (1999) shows both similarities and differences, albeit mainly in degree. The results are discussed in terms of parental theories about how to economically educate their children.
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Baranov, Victoria, and Hans-Peter Kohler. "The Impact of AIDS Treatment on Savings and Human Capital Investment in Malawi." American Economic Journal: Applied Economics 10, no. 1 (January 1, 2018): 266–306. http://dx.doi.org/10.1257/app.20150369.

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Antiretroviral therapy (ART), a treatment for AIDS, is rapidly increasing life expectancy throughout sub-Saharan African countries affected by the AIDS epidemic. This change in life expectancy has potentially profound influences on life-cycle decisions. A longer life expectancy increases the value of human capital investment, while the effect on savings is theoretically ambiguous and life-cycle saving could increase or decrease. This paper uses spatial and temporal variation in ART availability to evaluate the impact of ART provision on savings and investment. We find that ART availability significantly increases savings, expenditures on education, and children's schooling, including among HIV-negative individuals who do not directly benefit from ART. These results are not driven by the direct health effects of treatment or reductions in caretaking responsibilities, but rather by reduced perceptions of mortality risk after ART has become available. (JEL D14, D15, I12, I15, J24, O12)
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"Tax Saving Investment Strategies among Salaried Individuals in Aurangabad City." Regular Issue 4, no. 10 (June 16, 2020): 113–18. http://dx.doi.org/10.35940/ijmh.j0984.0641020.

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“This is too difficult for a mathematician. It takes a philosopher. The hardest thing in the world to understand is the income tax.” –Albert Einstein Tax Management. Tax Management is an activity conducted by the tax payer to reduce the tax liability and maximize the use of all available deductions, allowances, exclusions, as per income tax act 1961. It is a techniques to prepare strategy of financial planning for longer term goal. In this paper analyzing investment products for tax saving purpose. The objective behind this research paper is to understand tax saving investment Management strategies among salaried induvial. On the same point view this research is an attempt to understand investment preference pattern and tax saving investment patterns among salaried individuals. Study outcomes reveals that the foremost adopted combination of tax saving instrument are PPF (Public Provident Fund), which got the primary rank during this study and therefore the other are Children education , LIC , Home Loan, NPS and other priority gives to Medical Insurance, National saving certificates ,Fixed Deposits and ELSS
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"Usage of Tax Saving Instruments Among Individual Assesses." International Journal of Recent Technology and Engineering 8, no. 4S3 (December 31, 2019): 18–21. http://dx.doi.org/10.35940/ijrte.d1035.1284s319.

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Tax planning is one of the key aspects of financial planning from a tax perspective. Efficient tax planning enables every taxpayer to reduce the tax liability to the minimum. This is done by legitimately availing various tax exemptions, deductions under chapter VIA, rebates and allowances available under the Income Tax Act, 1961. The ever increasing functions of the government have naturally lead to increased expenditure, for instance, achieving the social and economic objectives laid down in the constitution, balancing regional economic growth, removing the concentration of economic power in few hands, reducing the inequality of income, and so on. The wealth of an individual is maximized by increasing the level of savings in various investment avenues. The key area of the research is to learn the appropriate popularly used tax saving instruments and also the factors influence the investment in those tax saving instruments. It is empirical research which will throw light upon the aspects of tax planning and ways to reduce the income tax liability.
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Sistiani, Fifi. "Saving Behavior of Female Workers in New Normal." International Journal of Social Science and Human Research 04, no. 09 (September 14, 2021). http://dx.doi.org/10.47191/ijsshr/v4-i9-17.

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Currently, the community must make adjustments to the new conditions that are being faced. People have started adaptation by implementing new life habits called "new normal life". The urgency of saving in the face of the new normal is very important to help the recovery and growth of the Indonesian economy. In a public health emergency, people are more willing to save money than spend it, which is not conducive to economic development and recovery. Our research will provide advice on how to have a better understanding of financial behavior during a pandemic. This analysis aims to provide good knowledge of financial behavior during an emergency. Using a qualitative research approach, this study seeks to uncover what motivates women to save amid the limitations and obstacles they face. The results of the study found that there are three motivations behind women working formally to save. The first motivation is Children Education which explains that in the provision of part of the income they have is to prepare for the costs of children's education. The second is emergencies which state that something that prompts to make allowances is to prepare costs for unexpected needs that cannot be controlled or controlled by humans. The third is related to religiosity, namely the need to perform the pilgrimage.
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Books on the topic "Children's allowances. Saving and investment"

1

Carolina, Edwards, ed. Money doesn't grow on trees: A parent's guide to raising financially responsible children. New York: Simon & Schuster, 1994.

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2

Hai zi yi ding yao xue de yi tang ke: Li cai. Taibei Xian Tucheng Shi: Yi yan tang chu ban she, 2009.

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3

Frishkoff, Patricia A. Teaching children about money. Corvallis, OR: Oregon Sea Grant, 1997.

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4

illustrator, Barnes Dontay, ed. Ebenezer opens a savings account. Place of publication not identified]: Alexander Vision, 2011.

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5

Children and money: A parents' guide. New York: New American Library, 1985.

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Huimin, Deng, ed. Hai zi de qian shang: Kid's money quotient. Xianggang: Zhi chu ban you xian gong si, 2005.

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Estess, Patricia Schiff. Kids, money & values. Cincinnati, Ohio: Betterway Books, 1994.

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8

Solomon, Lewis D. Bratproofing your children: How to raise socially and financially responsible kids. Fort Lee, N.J: Barricade Books, 2008.

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9

Tad, Richards, ed. A penny saved: Using money to teach your child the way the world works. New York: Simon & Schuster, 1995.

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Schmatjen, Judith A. Kids 'n cash: How to raise money-wise children. Sacramento, Calif: Tzedakah Publications, 1995.

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