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Journal articles on the topic 'Cloud Banking for SMB'

Author: Grafiati

Published: 7 June 2025

Last updated: 2 August 2025

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1

Elmira, Mamleeva. "THE EVOLUTION OF SME AND CORPORATE BANKING SERVICES: THE INFLUENCE OF MODERN DIGITAL TECHNOLOGIES." American Journal of Management and Economics Innovations 6, no. 12 (2024): 63–72. https://doi.org/10.37547/tajmei/volume06issue12-07.

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The article highlights the key areas of application of digital technologies to improve the level of service in the corporate banking segment for high-income customers. The study revealed how modern technologies — artificial intelligence, machine learning, blockchain, and cloud platforms — can improve service quality, accelerating the introduction of innovative products. Special attention is paid to their impact on customers' perception of services and the effectiveness of banks' internal processes, which is of current interest in the context of global changes and increasing competition in the

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Van Wessem, J. M., C. H. Reijmer, M. Morlighem, et al. "Improved representation of East Antarctic surface mass balance in a regional atmospheric climate model." Journal of Glaciology 60, no. 222 (2014): 761–70. http://dx.doi.org/10.3189/2014jog14j051.

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AbstractThis study evaluates the impact of a recent upgrade in the physics package of the regional atmospheric climate model RACMO2 on the simulated surface mass balance (SMB) of the Antarctic ice sheet. The modelled SMB increases, in particular over the grounded ice sheet of East Antarctica (+44 Gt a–1), with a small change in West Antarctica. This mainly results from an increase in precipitation, which is explained by changes in the cloud microphysics, including a new parameterization for ice cloud supersaturation, and changes in large-scale circulation patterns, which alter topographically

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Noël, Brice, Willem Jan van de Berg, J. Melchior van Wessem, et al. "Modelling the climate and surface mass balance of polar ice sheets using RACMO2 – Part 1: Greenland (1958–2016)." Cryosphere 12, no. 3 (2018): 811–31. http://dx.doi.org/10.5194/tc-12-811-2018.

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Abstract. We evaluate modelled Greenland ice sheet (GrIS) near-surface climate, surface energy balance (SEB) and surface mass balance (SMB) from the updated regional climate model RACMO2 (1958–2016). The new model version, referred to as RACMO2.3p2, incorporates updated glacier outlines, topography and ice albedo fields. Parameters in the cloud scheme governing the conversion of cloud condensate into precipitation have been tuned to correct inland snowfall underestimation: snow properties are modified to reduce drifting snow and melt production in the ice sheet percolation zone. The ice albedo

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Singh, Utkarsh, Sumit Jaiswal, and R. S. Singh. "Cloud banking." CSI Transactions on ICT 4, no. 2-4 (2016): 279–84. http://dx.doi.org/10.1007/s40012-016-0109-9.

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S.Lakshmi and Rani.P Jansi. "Cloud Computing in Banking: An Overview." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 10 (2018): 802–6. https://doi.org/10.5281/zenodo.1477431.

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Cloud computing is the advanced tool for information technology that set aside individual or organization to make the most of the internet for patter into forceful hardware and software programs and tools. Cloud computing is turned into the banking sector new a days, because the public utilization of banking transaction is increased day by day. Cloud banking given the most reasonable money transfer with safety transactions. Time reduction also one of the main factor for the fast growth of cloud computing in banking sector. In this study cloud computing in banking has been analyzed in detailed

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Conway, J. P., and N. J. Cullen. "Cloud effects on the surface energy and mass balance of Brewster Glacier, New Zealand." Cryosphere Discussions 9, no. 1 (2015): 975–1019. http://dx.doi.org/10.5194/tcd-9-975-2015.

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Abstract. A thorough understanding of the influence of clouds on glacier surface energy balance (SEB) and surface mass balance (SMB) is critical for forward and backward modelling of glacier–climate interactions. A validated 22 month time series of SEB/SMB was constructed for the ablation zone of the Brewster Glacier, using high quality radiation data to carefully evaluate SEB terms and define clear-sky and overcast conditions. A fundamental change in glacier SEB in cloudy conditions was driven by increased effective sky emissivity and surface vapour pressure, rather than the minimal change in

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Aditya Gupta. "COVID-19 SMB Networks Transition to Remote Work." Journal of Information Systems Engineering and Management 10, no. 8s (2025): 22–24. https://doi.org/10.52783/jisem.v10i8s.952.

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The COVID-19 pandemic necessitated a rapid shift to remote work, posing significant challenges and opportunities for small and medium-sized businesses (SMBs). This paper examines the transition of SMBs to digital operations, highlighting the critical role of technology in facilitating this shift, with a focus on networking infrastructure choices between wired and wireless systems. It explores the advantages of wireless networks in terms of flexibility, scalability, and cost-effectiveness, supported by cloud services for enhanced operational efficiency and security. The paper further discusses

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Rajashekar, Reddy Yasani, and Venkatesh Ratnam Karthik. "Leveraging Cloud Computing for SMB Growth Strategies and Best Practices." European Journal of Advances in Engineering and Technology 7, no. 11 (2020): 86–93. https://doi.org/10.5281/zenodo.13912724.

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Using data analysis techniques, investigated CC services, publication trends and outlets, geographical distribution, and the most important adoption factors over the past decade (2011-2020), this paper presents a systematic literature review of the current state of cloud computing adoption (CC) in small and medium enterprises (SMEs). There were 76 items in all that were searched across six databases. Results show that interpretive analysis and Partial Least Squares Structural Equation Modeling (PLS-SEM) were the two most popular methods for analyzing both quantitative and qualitative data. The

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Gorodetskaya, I. V., S. Kneifel, M. Maahn, et al. "Cloud and precipitation properties from ground-based remote-sensing instruments in East Antarctica." Cryosphere 9, no. 1 (2015): 285–304. http://dx.doi.org/10.5194/tc-9-285-2015.

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Abstract. A new comprehensive cloud–precipitation–meteorological observatory has been established at Princess Elisabeth base, located in the escarpment zone of Dronning Maud Land (DML), East Antarctica. The observatory consists of a set of ground-based remote-sensing instruments (ceilometer, infrared pyrometer and vertically profiling precipitation radar) combined with automatic weather station measurements of near-surface meteorology, radiative fluxes, and snow height. In this paper, the observatory is presented and the potential for studying the evolution of clouds and precipitating systems

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Donat-Magnin, Marion, Nicolas C. Jourdain, Hubert Gallée, et al. "Interannual variability of summer surface mass balance and surface melting in the Amundsen sector, West Antarctica." Cryosphere 14, no. 1 (2020): 229–49. http://dx.doi.org/10.5194/tc-14-229-2020.

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Abstract. Understanding the interannual variability of surface mass balance (SMB) and surface melting in Antarctica is key to quantify the signal-to-noise ratio in climate trends, identify opportunities for multi-year climate predictions and assess the ability of climate models to respond to climate variability. Here we simulate summer SMB and surface melting from 1979 to 2017 using the Regional Atmosphere Model (MAR) at 10 km resolution over the drainage basins of the Amundsen Sea glaciers in West Antarctica. Our simulations reproduce the mean present-day climate in terms of near-surface temp

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van Wessem, Jan Melchior, Willem Jan van de Berg, Brice P. Y. Noël, et al. "Modelling the climate and surface mass balance of polar ice sheets using RACMO2 – Part 2: Antarctica (1979–2016)." Cryosphere 12, no. 4 (2018): 1479–98. http://dx.doi.org/10.5194/tc-12-1479-2018.

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Abstract. We evaluate modelled Antarctic ice sheet (AIS) near-surface climate, surface mass balance (SMB) and surface energy balance (SEB) from the updated polar version of the regional atmospheric climate model, RACMO2 (1979–2016). The updated model, referred to as RACMO2.3p2, incorporates upper-air relaxation, a revised topography, tuned parameters in the cloud scheme to generate more precipitation towards the AIS interior and modified snow properties reducing drifting snow sublimation and increasing surface snowmelt. Comparisons of RACMO2 model output with several independent observational

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van Kampenhout, Leonardus, Alan M. Rhoades, Adam R. Herrington, et al. "Regional grid refinement in an Earth system model: impacts on the simulated Greenland surface mass balance." Cryosphere 13, no. 6 (2019): 1547–64. http://dx.doi.org/10.5194/tc-13-1547-2019.

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Abstract. In this study, the resolution dependence of the simulated Greenland ice sheet surface mass balance (GrIS SMB) in the variable-resolution Community Earth System Model (VR-CESM) is investigated. Coupled atmosphere–land simulations are performed on two regionally refined grids over Greenland at 0.5∘ (∼55 km) and 0.25∘ (∼28 km), maintaining a quasi-uniform resolution of 1∘ (∼111 km) over the rest of the globe. On the refined grids, the SMB in the accumulation zone is significantly improved compared to airborne radar and in situ observations, with a general wetting (more snowfall) at the

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Conway, J. P., and N. J. Cullen. "Cloud effects on surface energy and mass balance in the ablation area of Brewster Glacier, New Zealand." Cryosphere 10, no. 1 (2016): 313–28. http://dx.doi.org/10.5194/tc-10-313-2016.

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Abstract. The effect of clouds on glacier surface energy balance (SEB) has received increased attention in the last decade, but how clouds interact with other meteorological forcing to influence surface mass balance (SMB) is not as well understood. This paper resolves the SEB and SMB at a site in the ablation zone of Brewster Glacier over a 22-month period, using high-quality radiation data to carefully evaluate SEB terms and define clear-sky and overcast conditions. A fundamental change in glacier SEB in cloudy conditions was driven by increased effective sky emissivity and surface vapour pre

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14

Sabbani, Goutham. "The Future of Banking: Cloud - Native Banking Solutions." International Journal of Science and Research (IJSR) 11, no. 6 (2022): 2020–23. http://dx.doi.org/10.21275/sr24628110213.

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15

Abhijith, Vijayakumar Binsu. "Cloud-Based Core Banking: A Catalyst for Scalability and Agility in Modern Banking." INTERNATIONAL JOURNAL OF INNOVATIVE RESEARCH AND CREATIVE TECHNOLOGY 6, no. 2 (2020): 1–7. https://doi.org/10.5281/zenodo.14566241.

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Traditional core banking systems (CBS) are increasingly constrained by their rigidity and high maintenance costs. Cloud computing offers a transformative solution, providing unprecedented scalability, flexibility, and cost-efficiency. This paper explores the advantages and challenges of adopting cloud-based CBS, highlighting its potential to revolutionize the banking industry. By leveraging cloud technologies, banks can respond swiftly to market changes, enhance customer experiences, and improve operational efficiency. However, challenges such as regulatory compliance, security concerns, and o

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Sangavarapu, Lalit, Shakti Mishra, Abraham Williams, and G. R. Gangadharan. "The Indian Banking Community Cloud." IT Professional 16, no. 6 (2014): 25–32. http://dx.doi.org/10.1109/mitp.2014.97.

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17

Orlova, Valentina Aleksandrovna. "CLOUD TRANSFORMATION OF BANKING ECOSYSTEMS." Innovatsionnoe razvitie ekonomiki, no. 2 (2023): 156–59. http://dx.doi.org/10.51832/2223798420232156.

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18

Pirie, Harris, Eric Mascot, Christian E. Matt, et al. "Visualizing the atomic-scale origin of metallic behavior in Kondo insulators." Science 379, no. 6638 (2023): 1214–18. http://dx.doi.org/10.1126/science.abq5375.

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A Kondo lattice is often electrically insulating at low temperatures. However, several recent experiments have detected signatures of bulk metallicity within this Kondo insulating phase. In this study, we visualized the real-space charge landscape within a Kondo lattice with atomic resolution using a scanning tunneling microscope. We discovered nanometer-scale puddles of metallic conduction electrons centered around uranium-site substitutions in the heavy-fermion compound uranium ruthenium silicide (URu 2 Si 2 ) and around samarium-site defects in the topological Kondo insulator samarium hexab

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Thirupathi, M., and P. Yamuna. "Cloud security concern and risk management in cloud banking." Asian Journal of Multidimensional Research (AJMR) 8, no. 2 (2019): 114. http://dx.doi.org/10.5958/2278-4853.2019.00038.7.

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20

Dorai Surendar Chittoor. "Cloud Computing and API Integration in Banking: A Transformative Framework for Digital Innovation and Operational Excellence." International Journal of Scientific Research in Computer Science, Engineering and Information Technology 11, no. 1 (2025): 167–75. https://doi.org/10.32628/cseit25111211.

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This article examines the transformative impact of cloud computing and API integration on the banking industry, focusing on their combined role in driving digital innovation and operational efficiency. The article investigates how financial institutions leverage cloud platforms to achieve scalability, cost optimization, and enhanced data management capabilities while utilizing APIs to create open banking ecosystems and enable embedded finance solutions. Through a mixed-method analysis combining case studies and qualitative assessments, this article demonstrates how the convergence of cloud tec

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Parne, Prudhvi. "Digital Banking - Architecture Strategies using Cloud Computing." International Journal on Cloud Computing: Services and Architecture 11, no. 6 (2021): 9–18. http://dx.doi.org/10.5121/ijccsa.2021.11602.

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With recent advances in technology, internet has drastically changed the computing world from the concept of parallel computing to distributed computing to grid computing and now to cloud computing. The evolution of cloud computing over the past few years is potentially one of the major advances in the history of computing. Unfortunately, many banks are still hesitant to adopt cloud technology. New credit unions wanting to achieve greater business agility, cloud technology enables organizations to respond instantly to changing market conditions, leveraging data and applied analytics to achieve

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Prudhvi, Parne. "DIGITAL BANKING - ARCHITECTURE STRATEGIES USING CLOUD COMPUTING." International Journal on Cloud Computing: Services and Architecture (IJCCSA) 11, no. 1/2/3/4/5/6 (2022): 9. https://doi.org/10.5281/zenodo.7405362.

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With recent advances in technology, internet has drastically changed the computing world from the concept of parallel computing to distributed computing to grid computing and now to cloud computing. The evolution of cloud computing over the past few years is potentially one of the major advances in the history of computing. Unfortunately, many banks are still hesitant to adopt cloud technology. New credit unions wanting to achieve greater business agility, cloud technology enables organizations to respond instantly to changing market conditions, leveraging data and applied analytics to achieve

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23

Dr. Sunil Joshi, Sadhana Tiwari, Shashank Bharadwaj,. "A Study of Impact of Cloud Computing and Artificial Intelligence on Banking Services, Profitability and Operational Benefits." Turkish Journal of Computer and Mathematics Education (TURCOMAT) 12, no. 6 (2021): 1617–27. http://dx.doi.org/10.17762/turcomat.v12i6.3198.

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Banks have seen a convergence in end-customer banking interactions over the last decade, owing to IT-enabled solutions and services such as Core Banking, Online Banking, Mobile Banking, Wallet, Wallets Kiosk Banking. The evolution of IT in the banking industry supports both banks and their clients. Banks' business models are now centered on delivering consumer joy via IT-enabled solutions and services. Cloud technology allows banks to follow a digital paradigm for providing novel channels, reducing TAT to market new offerings, fulfilling consumer expectations, and adhering to regulatory requir

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Ryandika Ramadhan Al Farishi and Tjun Tjun Lauw. "Factors Affecting Cloud-Based Accounting Adoption in the Indonesian Banking Sector." Jurnal Akuntansi 29, no. 1 (2025): 25–47. https://doi.org/10.24912/ja.v29i1.2411.

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This study aims to analyse the factors influencing the adoption of cloud-based accounting in the Indonesian banking sector. The sample size in this study was 80 respondents of Indonesian banking employees who implemented cloud-based accounting through Google Forms. The data was processed using SmartPLS 4 with SEM-PLS analysis. The results showed that human and organisational factors significantly affect the adoption of cloud-based accounting. On the other hand, technological, environmental, and perceived trust factors are insignificant to adopting cloud-based accounting. This study can contrib

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Vizcaíno, Miren, William H. Lipscomb, William J. Sacks, and Michiel van den Broeke. "Greenland Surface Mass Balance as Simulated by the Community Earth System Model. Part II: Twenty-First-Century Changes." Journal of Climate 27, no. 1 (2014): 215–26. http://dx.doi.org/10.1175/jcli-d-12-00588.1.

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Abstract This study presents the first twenty-first-century projections of surface mass balance (SMB) changes for the Greenland Ice Sheet (GIS) with the Community Earth System Model (CESM), which includes a new ice sheet component. For glaciated surfaces, CESM includes a sophisticated calculation of energy fluxes, surface albedo, and snowpack hydrology (melt, percolation, refreezing, etc.). To efficiently resolve the high SMB gradients at the ice sheet margins and provide surface forcing at the scale needed by ice sheet models, the SMB is calculated at multiple elevations and interpolated to a

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Wijngaard, René R., Adam R. Herrington, William H. Lipscomb, Gunter R. Leguy, and Soon-Il An. "Exploring the ability of the variable-resolution Community Earth System Model to simulate cryospheric–hydrological variables in High Mountain Asia." Cryosphere 17, no. 9 (2023): 3803–28. http://dx.doi.org/10.5194/tc-17-3803-2023.

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Abstract. Earth system models (ESMs) can help to improve the understanding of climate-induced cryospheric–hydrological impacts in complex mountain regions, such as High Mountain Asia (HMA). Coarse ESM grids, however, have difficulties in representing cryospheric–hydrological processes that vary over short distances in complex mountainous environments. Variable-resolution (VR) ESMs can help to overcome these limitations through targeted grid refinement. This study investigates the ability of the VR Community Earth System Model (VR-CESM) to simulate cryospheric–hydrological variables such as the

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Apostu, Anca, Emanuil Rednic, and Florina Puican. "Modeling Cloud Architecture in Banking Systems." Procedia Economics and Finance 3 (2012): 543–48. http://dx.doi.org/10.1016/s2212-5671(12)00193-1.

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Nowak, Tomasz. "Cloud Transformation for Modern Banking Systems." International Journal of AI, BigData, Computational and Management Studies 1 (2020): 23–30. https://doi.org/10.63282/3050-9416.ijaibdcms-v1i3p103.

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Karjadi, Daniel Avian. "Proposed Event Organizer Small Medium Business Enterprise Architecture in Pandemic Industry 4.0 Era." JATISI (Jurnal Teknik Informatika dan Sistem Informasi) 9, no. 1 (2022): 168–77. http://dx.doi.org/10.35957/jatisi.v9i1.1962.

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Covid-19 pandemic affects businesses around the world and the most impacted are small and medium event organizer business (SMB EO) that usually having social gathering event participated by a few hundred participants only. Digital transformation must be executed immediately to adapt to the conditions utilizing Industry 4.0 technology especially in recent pandemic era. This paper study the enterprise architecture design of SMB EO utilizing Industry 4.0 to survive in pandemic era and beyond. The enterprise architecture based on Togaf framework consists of business, application, information, and

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Kale, Dr Meenal R., Dr Itikela Shyam Sundar, Bhuvana Jayabalan, Dr Bineet Desai, Dr Akash Kumar Bhagat, and Dr Sachin S. Pund. "Revolutionizing Mobile Banking System: Novel ML-Based Approach for Securing Cloud Data." Journal of Internet Services and Information Security 15, no. 1 (2025): 170–81. https://doi.org/10.58346/jisis.2025.i1.011.

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The mobile banking system allows consumers to access financial services through mobile phones. It includes services like money transfers, account balance checks and bill payments. Robust data security methods, including encryption and multi-factor authentication, secure user information while preserving the confidentiality and integrity of financial transactions, therefore increasing confidence in the system. In this research, we intend to develop an innovative novel machine learning (ML)-based approach for securing cloud data in mobile banking systems. The cloud computing risk management para

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Dai, Shenghua. "Banking Business in Digital Transformation: The Role of Cloud Computing." Journal of Progress in Engineering and Physical Science 3, no. 4 (2024): 76–83. https://doi.org/10.56397/jpeps.2024.12.11.

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In the digital age, the banking industry is undergoing an unprecedented transformation. Cloud computing technology, with its advantages of elasticity, scalability, and cost-effectiveness, has become a key force in driving this transformation. This paper explores in depth how cloud computing technology aids in the innovation of banking business models, the enhancement of efficiency, and the improvement of customer experience. By analyzing the diverse applications of cloud computing in banking, this paper reveals its profound impact on payment systems, risk management, data analysis, and custome

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Farenjuk, N. "THE PERSPECTIVE ON THE CURRENT STATE OF CLOUD SOLUTIONS FOR DIGITAL BANKS." Bulletin of Taras Shevchenko National University of Kyiv. International relations, no. 2 (56) (2022): 56–60. http://dx.doi.org/10.17721/1728-2292.2022/2-56/56-60.

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This article examines the current state of cloud solution adoption across banking industry. While the advantages of using cloud are clear, this process introduces new challenges and risks. Considering security as the most important obstacle to cloud adoption for bank institutions, it's highlighted the specific of operation cloud models more suitable to meet the needs of digital banks. The reasons for migration of core workloads to the cloud are also outlined. It reflects the increasing impact of cloud technology on the modern business models across banking industry in the new digital economy.

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Researcher. "INTEROPERABILITY AND DATA MODERNIZATION: BUILDING A CONNECTED BANKING ECOSYSTEM." International Journal of Computer Engineering and Technology (IJCET) 15, no. 6 (2024): 656–62. https://doi.org/10.5281/zenodo.14219429.

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This comprehensive article explores the transformative journey of banking institutions as they navigate the intersection of data modernization and interoperability. The article examines how financial institutions leverage cloud computing, artificial intelligence, and digital technologies to enhance operational efficiency, improve customer experiences, and maintain competitive advantage in an increasingly digital marketplace. Through detailed case studies and industry analysis, it investigates the challenges of legacy systems, the benefits of cloud adoption, and the strategic importance of tech

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Vijay Kumar Adari. "How Cloud Computing is Facilitating Interoperability in Banking and Finance." International Journal of Scientific Research in Computer Science, Engineering and Information Technology 10, no. 6 (2024): 851–59. http://dx.doi.org/10.32628/cseit241061138.

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This comprehensive article examines the transformative role of cloud computing in enabling interoperability within the banking and financial services sector. The article explores how cloud technologies revolutionize banking by facilitating unprecedented integration, efficiency, and innovation across systems. Through analysis of recent industry research and empirical data, the article investigates key aspects, including implementation benefits, operational improvements, and critical challenges. The findings demonstrate that cloud-enabled interoperability has become a strategic imperative for fi

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Shalu J. Rajawat. "Cloud Enabled e-Banking Payment Security Implementation using Blockchain Technology." Journal of Electrical Systems 20, no. 7s (2024): 1445–55. http://dx.doi.org/10.52783/jes.3715.

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Cloud computing has revolutionized the banking industry by offering flexible and flexible products for the delivery of electronic banking services. However, due to the sensitivity of the central authority, ensuring the security of online transaction is still a critical issue. In this context, blockchain technology is promising by offering decentralization, transferability and cryptographic security. This article presents a new way to increase the security of electronic banking payments by combining blockchain technology with cloud computing. The system plans to use the cloud to host business a

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Nedaria, Asad, and Abhijit Banubakode. "Footprint of cloud computing on banking services." Journal of Cyber Security in Computer System 1, no. 2 (2022): 9–13. http://dx.doi.org/10.46610/jcscs.2022.v01i02.002.

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Technological development plays a vital role in the advancement of modern banking. The fintech sector has been impacted by cloud computing due to its strong influence in meeting many of the needs of the financial sector. In terms of security, service, innovation, and scalability, the cloud has provided numerous advantages to the banking zone. Cloud computing is in full swing in the 21st century. 55% of organizations use multiple public clouds to move their infrastructure to the cloud. The bank of 2030 will be significantly distinct from the one we have now. In the face of converting customers’

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Elkhaldi, Abderrazek Hassan, and Ghaith Arkan Abdullah. "The Effect of Cloud Computing's Advantages and Components on Time Savings and Data Privacy for the Quality of Electronic Banking Services." International Journal of Professional Business Review 7, no. 3 (2022): e0601. http://dx.doi.org/10.26668/businessreview/2022.v7i3.601.

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Purpose: The study aims how the advantages and components of cloud computing affect time savings and data confidentiality to improve the standard of electronic banking services for private Iraqi commercial banks Theoretical framework: the purpose of the study to measure the benefits the Cloud computing and impact of the quality of electronic banking in services of saving time and confidentiality of data to know if we can serve bank customers in the future. Design/methodology/approach: The study relied on the descriptive approach through the use of a questionnaire tool to measure the relationsh

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Anudeep Rawal. "Adoption of Cloud Computing in India." Journal of Technology Management for Growing Economies 2, no. 2 (2011): 65–78. http://dx.doi.org/10.15415/jtmge.2011.22010.

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The researcher looks at adoption and applicability of cloud computing to e-governance in India. Data has been gathered via structured questionnaire from stakeholders of various businesses - public & private sector of India, including Indian IT companies that offer cloud computing solutions to clients. The study takes a balanced and unbiased view of cloud computing with focus on India, to figure out the key factors that lead to its adoption using factor analysis and whether these factors could be the drivers for its adoption in e-governance. Cloud computing has picked up in developed market

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Ramadhan, Muhammad Rafi, Riska Aprilia Putri, Elvisa Dwian, Robert Tri Anugrah Fauzan, and Fenny Purwani. "Infrastruktur Teknologi Informasi Dalam Meningkatkan Efisiensi Kinerja." RIGGS: Journal of Artificial Intelligence and Digital Business 4, no. 2 (2025): 544–51. https://doi.org/10.31004/riggs.v4i2.531.

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Penelitian ini bertujuan untuk mengevaluasi implementasi infrastruktur teknologi informasi di BMKG Stasiun Meteorologi SMB II Palembang dalam mendukung efisiensi pengolahan dan distribusi data cuaca. Latar belakang penelitian ini didasarkan pada kebutuhan lembaga dalam menghadapi transformasi digital yang menuntut kecepatan, akurasi, dan integrasi data meteorologi. Metode yang digunakan meliputi wawancara, observasi, dan studi pustaka guna memperoleh data empiris dan teoritis terkait kondisi infrastruktur TI. Hasil penelitian menunjukkan bahwa BMKG telah mengadopsi berbagai teknologi seperti s

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Srinivasa, Chakravarthy Seethala. "Cloud and AI Convergence in Banking & Finance Data Warehousing: Ensuring Scalability and Security." European Journal of Advances in Engineering and Technology 9, no. 3 (2022): 190–92. https://doi.org/10.5281/zenodo.14168767.

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In the banking and finance sector, the integration of cloud computing and artificial intelligence (AI) technologies within data warehousing solutions is revolutionizing data management, processing, and security. This convergence is essential not only for handling complex datasets but also for meeting the growing demands for scalability and enhanced security—both critical to modern financial systems. This article examines how cloud-AI fusion addresses unique challenges in banking data warehousing, focusing on strategies to ensure scalability and secure sensitive financial data. By explori

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Hon, W. Kuan, and Christopher Millard. "Banking in the cloud: Part 1 – banks' use of cloud services." Computer Law & Security Review 34, no. 1 (2018): 4–24. http://dx.doi.org/10.1016/j.clsr.2017.11.005.

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Hon, W. Kuan, and Christopher Millard. "Banking in the cloud: Part 2 – regulation of cloud as ‘outsourcing’." Computer Law & Security Review 34, no. 2 (2018): 337–57. http://dx.doi.org/10.1016/j.clsr.2017.11.006.

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Siti susanti, Siti, Muhammad Iqbal Fasa, Suharto Suharto, and Adib Fachri. "ANALYSIS of the QUALITY of mobile banking SERVICES and their EFFECT on costumer satisfaction." IJAB Indonesian Journal of Accounting and Business 4, no. 1 (2022): 38–49. http://dx.doi.org/10.33019/ijab.v4i1.27.

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Industri perbankan berkembang pesat dengan memanfaatkan e-banking sebagai sarana yang efisien dan sesuai untuk memuaskan nasabah. Layanan perbankan online adalah layanan umum yang disarankan oleh bank umum untuk memberikan layanan yang lebih cepat dan lebih dapat diandalkan bagi pelanggan. Dengan kemajuan teknologi yang pesat, e-banking telah dimanfaatkan untuk menyerap pelanggan dan melakukan transaksi perbankan. Namun, masalah utama dengan e-banking adalah memuaskan pelanggan yang sekarang menggunakan Internet banking. Kepuasan nasabah merupakan faktor penting dalam membantu bank untuk mempe

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Ranjan, Ritesh, and Stephanie Ness. "Cyber security Threats to Cloud Banking Systems." International Journal of Research Publication and Reviews 5, no. 10 (2024): 1698. http://dx.doi.org/10.55248/gengpi.5.1024.2837.

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Zolotaryova, Iryna, and Oleksii Besedovskyi. "Application of cloud IT infrastructure in banking." Bulletin of Kharkov National Automobile and Highway University, no. 96 (May 24, 2022): 50. http://dx.doi.org/10.30977/bul.2219-5548.2022.96.0.50.

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Problem. Competition forces banking organizations to test technological innovations in order to keep up with more progressive start-ups and be able to compete for customers in the market. At the same time, the cost of cloud technology is lower than in-house infrastructure, especial

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Hilmi, Yassine. "Cloud computing-based banking and management control." International Journal of Automation and Digital Transformation 3, no. 1 (2024): 86–92. http://dx.doi.org/10.54878/wdmdjp25.

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It is well known that firms nowadays operate in a VUCA (volatile, uncertain, complex and ambiguous) environment urging them to obtain a lasting competitive advantage sourced mainly from a technological innovation in order to ensure their prosperity and sustainability. New technologies play a pivotal role as they offer the potential of increasing efficiency, improving communication, streamlining business processes for more productivity and collaboration, from this perspective, cloud computing is a state-of-the-art technology that can provide valuable insights and support decision-making. It can

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Kandukuri, Sree Vagdevi. "E-Blood Banking System Using Cloud Computing." International Journal for Research in Applied Science and Engineering Technology 11, no. 11 (2023): 2525–34. http://dx.doi.org/10.22214/ijraset.2023.57097.

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Abstract: Across the globe, there is an ever-increasing shortage of blood, which has led to many deaths. These losses are mainly due to the lack of a centralized blood donation system. Technologies have enhanced the efficiency and effectiveness of every aspect of the health industry, and information systems manage the distribution of blood through cloud computing. An automated system is needed to superintend the centers and provide information to interested parties. Research methodology involves a exploratory literature review and using aforesaid studies related to the ongoing situation to col

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Kraus, Kateryna, Nataliia Kraus, and Oleksandr Marchenko. "Management of BAIS: Technological Trends and Digital Initiatives 4.0." VUZF Review 6, no. 2 (2021): 88–99. http://dx.doi.org/10.38188/2534-9228.21.2.11.

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Successful operation of modern banking institutions significantly depends on the use of the latest information and communication technologies in process management, from motivation and communication with staff, to remote control of banking operations. Purpose of scientific research is a study of the principles and features of banking automated information system in terms of implementation of the latest information and cloud technologies by banking institutions. The object of scientific research is banking automated information system of banking institutions. The result of the article: research

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Vedaswaroop Meduri. "Hybrid Cloud Architectures for Scalable and Cost-Effective AI in Banking." International Journal of Scientific Research in Computer Science, Engineering and Information Technology 10, no. 6 (2024): 1840–49. https://doi.org/10.32628/cseit241061226.

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The banking sector's digital transformation through hybrid cloud architectures represents a strategic response to the growing demands for scalable, secure, and cost-effective AI implementations. This article examines the comprehensive integration of hybrid cloud solutions in banking, exploring key components, implementation strategies, and security considerations. The article covers infrastructure requirements, data management frameworks, deployment methodologies, and financial implications of hybrid cloud adoption. Special attention is given to regulatory compliance, data protection measures,

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Smith, Benjamin E., Brooke Medley, Xavier Fettweis, et al. "Evaluating Greenland surface-mass-balance and firn-densification data using ICESat-2 altimetry." Cryosphere 17, no. 2 (2023): 789–808. http://dx.doi.org/10.5194/tc-17-789-2023.

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Abstract. Surface-mass-balance (SMB) and firn-densification (FD) models are widely used in altimetry studies as a tool to separate atmospheric-driven from ice-dynamics-driven ice-sheet mass changes and to partition observed volume changes into ice-mass changes and firn-air-content changes. Until now, SMB models have been principally validated based on comparison with ice core and weather station data or comparison with widely separated flight radar-survey flight lines. Firn-densification models have been primarily validated based on their ability to match net densification over decades, as rec

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