Academic literature on the topic 'College students – United States – Finance, Personal'

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Journal articles on the topic "College students – United States – Finance, Personal"

1

Leonardi, Marco. "The Effect of Product Demand on Inequality: Evidence from the United States and the United Kingdom." American Economic Journal: Applied Economics 7, no. 3 (July 1, 2015): 221–47. http://dx.doi.org/10.1257/app.20130359.

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Using Consumer Expenditure Survey data this paper shows that more educated workers demand more high-skill-intensive services and, to a lesser extent, more very low-skill-intensive services (such as personal services). Additional evidence at the Metropolitan Statistical Area (MSA) level shows that this “education elasticity of demand” mechanism can explain part of the correlation between the share of college-educated workers in a city and the employment share of service industries. The parametrization of a simple model suggests that this induced demand shift can explain around 6.5 percent of the relative demand shift in the United States between 1984 and 2002. Similar results are provided for the United Kingdom. (JEL D12, J24, J31, L84)
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2

Snyder, Amy M., and Kenneth D. Royal. "Investigating the Financial Awareness and Behaviors of Veterinary Medical Students." International Journal of Economics and Finance 8, no. 7 (June 23, 2016): 201. http://dx.doi.org/10.5539/ijef.v8n7p201.

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<p>A sample of veterinary medical students were administered a modified version of the Financial Fitness Quiz (FFQ) to gain insights about current veterinary students money management behaviors (e.g., developing financial goals, having a spending plan, accumulating savings, etc.). Results demonstrate students possess a general awareness and conscientiousness toward personal finance. In some cases, veterinary students engaged in positive financial behaviors at a higher rate than average consumers in the United States, and most reported having more cash on hand to cover an emergency than average consumers in the United States. While students generally appear to understand the negative impact of debt, results indicate most students do not fully appreciate the value of personal budgeting or annual calculations of net worth.</p>
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3

Montgomery, Kerrie A. "Supporting Chinese Undergraduate Students in Transition at U.S. Colleges and Universities." Journal of International Students 7, no. 4 (October 1, 2017): 963–89. http://dx.doi.org/10.32674/jis.v7i4.184.

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The Chinese undergraduate student population currently represents 12.8% of all international students enrolled in the United States (Institute for International Education, 2015a). In an effort to understand the experiences of this population in their first year of college in the United States, a phenomenological study was conducted using a conceptual framework comprising Schlossberg’s Transition Model (Schlossberg, Waters, & Goodman, 1995) and the Culturally Engaging Campus Environments (CECE) Model (Museus, 2014). Three transition types were identified – academic, social/personal, and linguistic – and participants’ preparation, sources of institutional support, and coping strategies for moving through these transitions were examined. Recommendations for practice include: multi-faceted, mandatory orientation programs; ongoing workshops and resources beyond orientation; and improvements to housing and residential life opportunities and experiences.
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4

Chan, Hoi Yuen. "My Journey as an International Doctoral Student in the United States." Journal of International Students 2, no. 2 (July 1, 2012): 133–34. http://dx.doi.org/10.32674/jis.v2i2.525.

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This article is about my personal experience in a doctoral program in the United States. After working ten years as a high school teacher in Hong Kong, I decided to quit my high school teaching career and to come back to school for my PhD—not because I no longer enjoy teaching; in fact I still do, but because I do not enjoy spending most of my time with discipline and classroom management. So, I decided to pursue a doctoral degree so that I can teach college students. “I got admitted to a PhD program in the US.” I excitedly said to my wife. She was thrilled to hear the good news. We started obtaining visas and told our three daughters about our forthcoming plan.
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5

Hendricks, Lutz, Christopher Herrington, and Todd Schoellman. "College Quality and Attendance Patterns: A Long-Run View." American Economic Journal: Macroeconomics 13, no. 1 (January 1, 2021): 184–215. http://dx.doi.org/10.1257/mac.20190154.

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We construct a time series of college attendance patterns for the United States and document a reversal: family background was a better predictor of college attendance before World War II, but academic ability was afterward. We construct a model of college choice that explains this reversal. The model’s central mechanism is that an exogenous surge of college attendance leads better colleges to be oversubscribed, institute selective admissions, and raise their quality relative to their peers, as in Hoxby (2009). Rising quality at better colleges attracts high-ability students, while falling quality at the remaining colleges dissuades low-ability students, generating the reversal. (JEL I23, J12, N32)
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6

Журавльова, Олена, Лариса Засєкіна, and Олександр Журавльов. "Академічна прокрастинація в іноземних студентів бакалаврату в умовах лінгвокультурної інтеграції." East European Journal of Psycholinguistics 6, no. 1 (June 30, 2019): 82–93. http://dx.doi.org/10.29038/eejpl.2019.6.1.zhu.

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У статті обґрунтовано актуальність вивчення чинників акультурації та мовної адаптації у контексті дослідження специфіки прояву прокрастинації іноземними студентами. Висвітлено особливості операціоналізації вказаних понять у сучасній науковій літературі. Вибірку дослідження склали іноземні студенти (n=41), які навчаються за освітнім рівнем «бакалавр» у двох вищих навчальних закладах України. Результати кореляційного аналізу свідчать про позитивний взаємозв’язок прокрастинації із загальним рівнем прояву стресу акультурації (r = 0.43, p<0,01), а також такими його аспектами як акультураційний страх (r = 0.46, p<0,01), сприйнята дискримінація (r = 0.37, p<0,05), почуття провини (r = 0.31, p<0,05). Вагоме значення аспектів мовної інтеграції у контексті вивчення тематики прокрастинації підтверджено зафіксованими прямими значущими кореляційними зв’язками із загальною шкалою мовної тривожності (r = 0.59, p<0,001), страхом негативної оцінки (r = 0.62, p<0,001), страхом спілкування (r = 0.62, p<0,001) та складання іспитів (r = 0.47, p<0,01). Література References Грабчак О. Особливості академічної прокрастинації студентів-першокурсників// Педагогіка і психологія професійної освіти. 2016. № 4. С. 210-218 Колтунович Т.А., Поліщук О. М. Прокрастинація – конфлікт між «важливим» і «приємним»// Young Scientist. 2017. Вип. 5, № 45. С. 211-218. Ряднова В. В., Безега Н. М., Безкоровайна І. М., Воскресенська Л. К., Пера-Васильченко А. В. Психологічні особливості процесу адаптації й організації навчання студентів-іноземців// Актуальні питання медичної (фармацевтичної) освіти іноземних громадян: проблеми та перспективи. Збірник наукових статей. 2018. С. 74-76. Balkis, M., Duru, E. (2019). Procrastination and Rational/Irrational Beliefs: A Moderated Mediation Model. Journal of Rational-Emotive & Cognitive-Behavior Therapy. doi:10.1007/s10942-019-00314-6 Berry, J. W. (2005). Acculturation: Living successfully in two cultures. International Journal of Intercultural Relations, 29(6), 697-712. http://dx.doi.org/10.1016/j.ijintrel.2005.07.013 Chowdhury, S.F., Pychyl, T.A. (2018). A critique of the construct validity of active procrastination. Personality and Individual Differences, 120, 7-12. DOI: https://doi.org/ 10.1016/j.paid.2017.08.016. DuBow, F. McCabe, E., Kaplan, G. (1979). Reactions to Crime: A Critical Review of the Literature, Unpublished report. Center for Urban Affairs, Northwestern University, Evanston, IL. Ferrari J.R., Crum K.P., Pardo M.A. (2018), Decisional procrastination: Assessing characte­rological and contextual variables around indecision. Current Psychology, 37(2), doi: 10.1007/s12144-017-9681-x. Ferrari, J. R., Johnson, J. L., McCown, W. G. (1995). The Plenum series in social/clinical psychology. Procrastination and task avoidance: Theory, research, and treatment. N.Y.: Plenum Press. doi: 10.1007/978-1-4899-0227-6 Ferrari, J. R., O'Callaghan, J., Newbegin, I. (2005). Prevalence of Procrastination in the United States, United Kingdom, and Australia: arousal and avoidance delays among adults. North American Journal of Psychology, 7(1), 1-6. Gamst-Klaussen, T., Steel, P., Svartdal, F. (2019). Procrastination and personal finances: Exploring the roles of planning and financial self-efficacy. Frontiers in Psychology, 10, 1-10. https://doi.org/10.3389/fpsyg.2019.00775 Goldin, C., Katz, L. F., Kuziemko, I. (2006), The homecoming of American college women: The reversal of the college gender gap. The Journal of Economic Perspectives, 20(4), 133-157. Haghbin, M. (2015). Conceptualization and operationalization of delay: Development and validation of the multifaceted measure of academic procrastination and the delay questionnaire. (Unpublished Ph.D. thesis). Carleton University, Ottowa, Canada. Hashemi, M., Abbasi, M. (2013). The role of the teacher in alleviating anxiety in language classes. International Journal of Applied and Basic Sciences, 4(3), 640-646. Horwitz, E. K., Horwitz, M.B., Cope, J. (1986). Foreign language classroom anxiety. The Modern Language Journal, 70(2), 125-132. Klingsieck, K. B. (2013). Procrastination: When good things don’t come to those who wait. European Psychologist, 18(1), 24-34. doi: 10.1027/1016-9040/a000138 Kornienko, A. A., Shamrova, D. P., Kvesko, S. B., Kornienko, A. A., Nikitina, Y. A., Chaplinskaya, Y. I. (2016). Adaptation Problems Experienced by International Students in Aspect of Quality Management. The European Proceedings of Social & Behavioral Sciences, 48, 358-361 doi: 10.15405/epsbs.2017.01.48 Kráľová, Z., Sorádová D. (2015). Foreign Language Learning Anxiety. In: Teaching Foreign Languages in Inclusive Education: (A teacher-trainee´s handbook), Nitra: Constantine the Philosopher University. doi: 10.17846/SEN.2015.91-100 Lee, S. (2008). Relationship between selected predictors and adjustment/acculturation stress among East Asian international students. (Doctoral dissertation). University of Kentucky, Lexington. Lindblom-Ylänne, S., Saariaho, E., Inkinen, M., Haarala-Muhonen. A., Hailikari., T (2015). Academic procrastinators, strategic delayers and something betwixt and between: An interview study. Frontline Learning Research, 3(2), 47-62. Markiewicz, K. (2018). Prokrastynacja i prokrastynatorzy. Definicja, etiologia, epidemiologia i terapia. Annales Universitatis Mariae Curie-Skłodowska, 31(3), 195-213. Markiewicz, K., Dziewulska, P. (2018). Procrastination Predictors and moderating effect of personality traits. Polskie Forum Psychologiczne, 23(3), 593-609 doi: 10.14656/ PFP20180308 Pychyl, T.A., Sirois, F. M. (2016). Procrastination, emotion regulation, and well-being. In: Procrastination, Health, and Well-Being, (pp. 163-188). Academic Press, Rorer, L. G. (1983). “Deep” RET: A reformulation of some psychodynamic explanations of procrastination. Cognitive Therapy and Research, 7, l-10. Russell, J., Rosenthal, D., Thomson, G. (2010). The international student experience: Three styles of adaptation. Higher Education, 60, 235-249 Sandhu, D. S., Asrabadi, B. R. (1994). Development of an acculturative stress scale for international students: Preliminary findings. Psychological Reports, 75(1,2), 435-448. doi: 10.2466/pr0.1994.75.1.435 Schouwenburg, H. C., Lay, C. H., Pychyl, T. A., Ferrari, J. R. (Eds.). (2004). Counseling the Procrastinator in Academic Settings. Washington, DC: American Psychological Association. doi: 10.1037/10808-000 Sirois, F.M., Pychyl, T.A. (2013). Procrastination and the Priority of Short-Term Mood Regulation: Consequences for Future Self. Social and Personality Psychology Compass, 7(2), 115-127. Steel, P. (2007). The nature of procrastination: a meta-analytic and theoretical review of quintessential selfregulatory failure. Psychological Bulletin, 133, 65–94. doi: 10.1037/0033-2909.133.1.65 Steel, P., Ferrari, J. (2013). Sex, education and procrastination: An epidemiological study of procrastinators’ characteristics from a global sample. European Journal of Personality, 27(1), 51-58. doi: 10.1002/per.1851. Tibbett, T. P., Ferrari, J. R. (2015). The portrait of the procrastinator: Risk factors and results of an indecisive personality. Personality and Individual Differences, 82, 175–184 Van Eerde, W., Klingsieck, K. B. (2018). Overcoming procrastination? A meta-analysis of intervention studies. Educational Research Review, 25, 73-85. Zhanibek, A. (2001). The relationship between language anxiety and students’ participation in foreign language classes. (Master thesis). Bilkent University, Ankara. References (translated and transliterated) Hrabchak, O. (2016). Osoblyvosti akademichnoji prokrastynaciji studentiv-pershokursnykiv [Academic procrastination features in first-year students]. Pedaghohika i Psykholohiya Profesiynoyi Osvity, 4, 210-218 Koltunovych, T.A., Polishhuk, O.M (2017). Prokrastynacija – konflikt mizh “vazhlyvym” i “pryjemnym” [Procrustination - the conflict between “important” and “pleasant”]. Young Scientist, 5 (45), 211-218. Riadnova, V.V., Bezeha, N.M., Bezkorovaina, I.M., Voskresens’ka, L.K., Pera-Vasylchenko, A.V. (2018). Psykhologhichni osoblyvosti procesu adaptaciyi i orghanizaciyi navchannia studentiv-inozemtsiv [Psychological features of the process of adaptation and organization of international students’ training]. Issues of Medical (Pharmaceutical) Education of International Citizens: Problems and Prospects. Book of abstracts (74-76). Poltava, Ukraine. Balkis, M., Duru, E. (2019). Procrastination and Rational/Irrational Beliefs: A Moderated Mediation Model. Journal of Rational-Emotive & Cognitive-Behavior Therapy. doi:10.1007/s10942-019-00314-6 Berry, J. W. (2005). Acculturation: Living successfully in two cultures. International Journal of Intercultural Relations, 29(6), 697-712. http://dx.doi.org/10.1016/j.ijintrel.2005.07.013 Chowdhury, S.F., Pychyl, T.A. (2018). A critique of the construct validity of active procrastination. Personality and Individual Differences, 120, 7-12. DOI: https://doi.org/ 10.1016/j.paid.2017.08.016. DuBow, F. McCabe, E., Kaplan, G. (1979). Reactions to Crime: A Critical Review of the Literature, Unpublished report. Center for Urban Affairs, Northwestern University, Evanston, IL. Ferrari J.R., Crum K.P., Pardo M.A. (2018), Decisional procrastination: Assessing characte­rological and contextual variables around indecision. Current Psychology, 37(2), doi: 10.1007/s12144-017-9681-x. Ferrari, J. R., Johnson, J. L., McCown, W. G. (1995). The Plenum series in social/clinical psychology. Procrastination and task avoidance: Theory, research, and treatment. N.Y.: Plenum Press. doi: 10.1007/978-1-4899-0227-6 Ferrari, J. R., O'Callaghan, J., Newbegin, I. (2005). Prevalence of Procrastination in the United States, United Kingdom, and Australia: arousal and avoidance delays among adults. North American Journal of Psychology, 7(1), 1-6. Gamst-Klaussen, T., Steel, P., Svartdal, F. (2019). Procrastination and personal finances: Exploring the roles of planning and financial self-efficacy. Frontiers in Psychology, 10, 1-10. https://doi.org/10.3389/fpsyg.2019.00775 Goldin, C., Katz, L. F., Kuziemko, I. (2006), The homecoming of American college women: The reversal of the college gender gap. The Journal of Economic Perspectives, 20(4), 133-157. Haghbin, M. (2015). Conceptualization and operationalization of delay: Development and validation of the multifaceted measure of academic procrastination and the delay questionnaire. (Unpublished Ph.D. thesis). Carleton University, Ottowa, Canada. Hashemi, M., Abbasi, M. (2013). The role of the teacher in alleviating anxiety in language classes. International Journal of Applied and Basic Sciences, 4(3), 640-646. Horwitz, E. K., Horwitz, M.B., Cope, J. (1986). Foreign language classroom anxiety. The Modern Language Journal, 70(2), 125-132. Klingsieck, K. B. (2013). Procrastination: When good things don’t come to those who wait. European Psychologist, 18(1), 24-34. doi: 10.1027/1016-9040/a000138 Kornienko, A. A., Shamrova, D. P., Kvesko, S. B., Kornienko, A. A., Nikitina, Y. A., Chaplinskaya, Y. I. (2016). Adaptation Problems Experienced by International Students in Aspect of Quality Management. The European Proceedings of Social & Behavioral Sciences, 48, 358-361 doi: 10.15405/epsbs.2017.01.48 Kráľová, Z., Sorádová D. (2015). Foreign Language Learning Anxiety. In: Teaching Foreign Languages in Inclusive Education: (A teacher-trainee´s handbook), Nitra: Constantine the Philosopher University. doi: 10.17846/SEN.2015.91-100 Lee, S. (2008). Relationship between selected predictors and adjustment/acculturation stress among East Asian international students. (Doctoral dissertation). University of Kentucky, Lexington. Lindblom-Ylänne, S., Saariaho, E., Inkinen, M., Haarala-Muhonen. A., Hailikari., T (2015). Academic procrastinators, strategic delayers and something betwixt and between: An interview study. Frontline Learning Research, 3(2), 47-62. Markiewicz, K. (2018). Prokrastynacja i prokrastynatorzy. Definicja, etiologia, epidemiologia i terapia. Annales Universitatis Mariae Curie-Skłodowska, 31(3), 195-213. Markiewicz, K., Dziewulska, P. (2018). Procrastination Predictors and moderating effect of personality traits. Polskie Forum Psychologiczne, 23(3), 593-609 doi: 10.14656/ PFP20180308 Pychyl, T.A., Sirois, F. M. (2016). Procrastination, emotion regulation, and well-being. In: Procrastination, Health, and Well-Being, (pp. 163-188). Academic Press, Rorer, L. G. (1983). “Deep” RET: A reformulation of some psychodynamic explanations of procrastination. Cognitive Therapy and Research, 7, l-10. Russell, J., Rosenthal, D., Thomson, G. (2010). The international student experience: Three styles of adaptation. Higher Education, 60, 235-249 Sandhu, D. S., Asrabadi, B. R. (1994). Development of an acculturative stress scale for international students: Preliminary findings. Psychological Reports, 75(1,2), 435-448. doi: 10.2466/pr0.1994.75.1.435 Schouwenburg, H. C., Lay, C. H., Pychyl, T. A., Ferrari, J. R. (Eds.). (2004). Counseling the Procrastinator in Academic Settings. Washington, DC: American Psychological Association. doi: 10.1037/10808-000 Sirois, F.M., Pychyl, T.A. (2013). Procrastination and the Priority of Short-Term Mood Regulation: Consequences for Future Self. Social and Personality Psychology Compass, 7(2), 115-127. Steel, P. (2007). The nature of procrastination: a meta-analytic and theoretical review of quintessential selfregulatory failure. Psychological Bulletin, 133, 65–94. doi: 10.1037/0033-2909.133.1.65 Steel, P., Ferrari, J. (2013). Sex, education and procrastination: An epidemiological study of procrastinators’ characteristics from a global sample. European Journal of Personality, 27(1), 51-58. doi: 10.1002/per.1851. Tibbett, T. P., Ferrari, J. R. (2015). The portrait of the procrastinator: Risk factors and results of an indecisive personality. Personality and Individual Differences, 82, 175–184 Van Eerde, W., Klingsieck, K. B. (2018). Overcoming procrastination? A meta-analysis of intervention studies. Educational Research Review, 25, 73-85. Zhanibek, A. (2001). The relationship between language anxiety and students’ participation in foreign language classes. (Master thesis). Bilkent University, Ankara.
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7

Setiawan, Owen. "Creating Home for Students of Color: A Qualitative Study." in:cite journal 2 (June 26, 2019): 58–65. http://dx.doi.org/10.33137/incite.2.32819.

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My name is Owen Setiawan, and I am an Indonesian-American eighth grader. This piece is a reflection on a qualitative research study I worked on with a group of students that investigated how school climates feel for middle, high school, and college students of color in the United States. After analyzing data from interviews and personal reflections from my student team, I then present the specific ways in which and reasons why students of color feel comfortable or uncomfortable in different educational settings. I conclude with recommendations for making educational spaces more welcoming and home-like for diverse populations.
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8

Seo, Dong-Chul, Mohammad R. Torabi, Nan Jiang, Xinia Fernandez-Rojas, and Bock-Hee Park. "Correlates of College Students’ Physical Activity: Cross-Cultural Differences." Asia Pacific Journal of Public Health 21, no. 4 (August 5, 2009): 421–32. http://dx.doi.org/10.1177/1010539509344112.

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This study examined cross-cultural differences in personal and behavioral determinants of vigorous-intensity and moderate-intensity physical activity (PA) among college students living in distinctly different cultures, that is, the United States, Costa Rica, India, and South Korea. Participants of this study were recruited from randomly chosen public universities in the 4 countries during the 2006-2007 academic year. A total of 4685 students participated in the study (response rate 90%). Vigorous-intensity PA was measured by asking on how many of the past 7 days the participants participated in PA for at least 20 minutes that made them sweat or breathe hard. For moderate-intensity PA, participants were asked on how many of the past 7 days they participated in PA for at least 30 minutes that did not make them sweat or breathe hard. Findings indicate that whereas perceived overweight and fruit and vegetable consumption are relatively culture-free predictors of PA, gender and TV/video watching are culture-specific predictors. Binge drinking was not predictive of meeting the vigorous-intensity and moderate-intensity PA guidelines in any of the 4 countries.
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Bista, Krishna. "Let us stand with Julia!" Journal of International Students 10, no. 3 (August 15, 2020): v—viii. http://dx.doi.org/10.32674/jis.v10i3.2401.

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Julia Iafrate, a Canadian-born immigrant medical doctor, who now works at Columbia University Irving Medical Center, shared her personal story with CNN’s Chris Cuomo that her green card was denied. She received the news of denial while she was treating critically ill coronavirus patients in the ICU in early May 2020. Julia earned all her medical degrees and credentials from American universities-- Arizona College of Osteopathic Medicine, Mayo Clinic, and the University of Iowa Hospital & Clinics. She is one of millions of former international students or immigrant workers in the United States. Currently, there are more than 44,728,721 immigrants living and working in the United States. This short essay reviews the contributions of former international students or immigrants in the United States who have contributed significantly to U.S. health and medicine, science and technology, education and business, government and military, and job creation and innovation.
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ALVAREZ, STEPHANIE, JOSÉ L. MARTÍNEZ, ANNABEL SALAMANCA, ERIKA SALAMANCA, and ROBERTO C. REYNA. "Cosecha Voices: Migrant Farmworker Students, Pedagogy, Voice, and Self-Determination." Harvard Educational Review 91, no. 3 (September 1, 2021): 319–40. http://dx.doi.org/10.17763/1943-5045-91.3.319.

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In this article, Stephanie Alvarez, José L. Martínez, Annabel Salamanca, Erika Salamanca, and Roberto C. Reyna share the impacts of Cosecha Voices, a pedagogical approach used with college students from migrant farmworker backgrounds at one of the largest Hispanic-Serving Institutions in the United States. They argue that Cosecha Voices affirms, validates, and humanizes the migrant farmworker experience and can help students not only unpack and document their migrant farmworker experiences but also strengthen their sense of self-empowerment. Utilizing testimonio, students are able to affirm and find strength in their migrant farmworker lifestyle that helps support them through their college journey. This Voices: Reflective Accounts of Education essay centers the voices of former program participants in its analysis of program impact and offers a program description, personal reflections from participants, and future considerations for similar research.
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Dissertations / Theses on the topic "College students – United States – Finance, Personal"

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Namalefe, Susan A. "Changes in Student Borrowing at Private Not-for-Profit Four Year Institutions in the United States." Thesis, University of North Texas, 2005. https://digital.library.unt.edu/ark:/67531/metadc1157546/.

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Trends in tuition and financial aid policy have increased the number of students who borrow for higher education and the aggregate debt students acquire. Most research on student borrowing over the years has analyzed the effects of borrowing and the prospects of indebtedness on individual students' choices and persistence. However, dynamics at the institutional level such as the need to ensure a stable flow of resources may accelerate or slow down student borrowing. Drawing on resource dependence theory, this study examined changes in student borrowing at private not for profit four year institutions in the US to identify trends and implications. A fixed effects regression analysis was applied to panel data from the Delta Cost project and the National Association of College and University Business Officers. Analytical focus was on the financial and enrollment characteristics of private not for profit four-year institutions, the relationship between these characteristics and student borrowing, and whether these relationships are stable or change over time. Findings revealed that the financial and enrollment characteristics of private not for profit institutions during the study period were characterized by gradual variation. The results also revealed that most of the financial characteristics were predictive of student borrowing and that these relationships vary with time. Evidence from this study cautions higher education policy makers that high tuition dependence and the attendant student loan burden may disadvantage some students. Policy makers concerned about providing equitable access to higher education to all student subpopulations should try to moderate competition among institutions and tuition rises that intensify student borrowing. Institutional practices such as tuition maximization and selective price discrimination must be moderated so that financial aid, including loans, can realize the objective of encouraging fairness and choice in higher education entry.
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Namalefe, Susan A. "Changes in Student Borrowing at Private Not-for-Profit Four-Year Institutions in the United States." Thesis, University of North Texas, 2018. https://digital.library.unt.edu/ark:/67531/metadc1157546/.

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Trends in tuition and financial aid policy have increased the number of students who borrow for higher education and the aggregate debt students acquire. Most research on student borrowing over the years has analyzed the effects of borrowing and the prospects of indebtedness on individual students' choices and persistence. However, dynamics at the institutional level such as the need to ensure a stable flow of resources may accelerate or slow down student borrowing. Drawing on resource dependence theory, this study examined changes in student borrowing at private not for profit four year institutions in the US to identify trends and implications. A fixed effects regression analysis was applied to panel data from the Delta Cost project and the National Association of College and University Business Officers. Analytical focus was on the financial and enrollment characteristics of private not for profit four-year institutions, the relationship between these characteristics and student borrowing, and whether these relationships are stable or change over time. Findings revealed that the financial and enrollment characteristics of private not for profit institutions during the study period were characterized by gradual variation. The results also revealed that most of the financial characteristics were predictive of student borrowing and that these relationships vary with time. Evidence from this study cautions higher education policy makers that high tuition dependence and the attendant student loan burden may disadvantage some students. Policy makers concerned about providing equitable access to higher education to all student subpopulations should try to moderate competition among institutions and tuition rises that intensify student borrowing. Institutional practices such as tuition maximization and selective price discrimination must be moderated so that financial aid, including loans, can realize the objective of encouraging fairness and choice in higher education entry.
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da, Silva Jose E. "Community College Student Retention and Completion based on Financial Expenditures and Hispanic-Serving Status." Thesis, University of North Texas, 2017. https://digital.library.unt.edu/ark:/67531/metadc984149/.

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Despite declining community college funding being allocated increasingly on the basis of student success, U.S. community college student retention and completion rates over the past decade have either remained steady or decreased, especially for Latino students. Using descriptive statistics and multiple regression models with secondary data procured from the Integrated Postsecondary Education Data System (IPEDS), I analyzed student success rates—full time student retention and completion rates—based on community college financial allocations and Hispanic-serving institution (HSI) status. To equitably analyze community colleges in the sample (n = 909), I separated them into four groups based on institutional size as defined by the Carnegie Classification. Descriptive results indicated that instructional divisions spent an average of 43% of the college's total allocated budget—often more than three times the allocated budget of any other division. Regression results indicated that instructional expenditures had the most consistent impact on student success regardless of college size and that scholarship expenditures and academic support expenditures generally had a negative impact on student retention and completion rates. Regarding Latino student success in particular, findings indicated that the manner in which colleges allocated their funds impacted only small and medium-sized community colleges. Of the nine different types of institutional expenditures, only student services expenditures and public services expenditures had a statistically significant impact on Latino student success. Additionally regression analysis indicated that community college HSI status did not have a large impact on overall full-time student retention and completion rates but did have a significant impact on full-time Hispanic student retention and completion rates for all institution sizes. Findings of this study confirmed that HSI status does impact Latino student success in public community colleges. This finding is consistent with prior studies on the positive impact of instructional expenditures on student success rates. Further research on the specific elements within these expenditure areas is needed to capture how or why they are having this impact on student success. Current and prospective Latino students and their parents seeking to identify higher education institutions conducive to students' academic success should be aware of such findings as they conduct the college search process.
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Follins, Craig Thomas. "An analysis of the expectations and actual experiences of students in welfare to work programs: a community college case study." Thesis, 2004. http://hdl.handle.net/2152/1988.

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Su, Wan. "Insights into Chinese youth culture : a comparison of personal values of Chinese and American college students." Thesis, 1992. http://hdl.handle.net/1957/37375.

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Schwartz and Bilsky (1987, 1990) constructed a universal psychological structure for cross-cultural studies of motivational dynamics. To test this structure, Simmons (1991) adapted data from a twenty year broad-based value survey of student cohorts at an American university. The availability of reliable, long-term data on American students permitted a comparison with responses of contemporary Chinese college students to a standardized personal value questionnaire. Ratings and priorities assigned by the Chinese and American students differed significantly. Chinese students emphasized Achievement, Maturity, and Prosocial motivational domains. American students emphasized Self-Direction, Security, and Enjoyment. Tradition, Power, and Stimulation were listed as least important for both groups. The effects of traditional Chinese religious and philosophical teachings on the stability of community norms were noted, as was some evidence of priority shifts in the values for Chinese youth, suggesting changes in response to altered political and economic expectations in China.
Graduation date: 1992
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Books on the topic "College students – United States – Finance, Personal"

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Mamatha, Vaddi, ed. Debt-free college: 79 secrets for successful college financing. New York: Berkley Pub. Group, 2002.

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United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Paying for college: The role of private student lending : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, first session, on issues related to the growth and development of the private educational loan market and its impact on student borrowers and their families, Wednesday, June 6, 2007. Washington: U.S. G.P.O., 2009.

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Paying for college: The role of private student lending : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Tenth Congress, first session, on issues related to the growth and development of the private educational loan market and its impact on student borrowers and their families, Wednesday, June 6, 2007. Washington: U.S. G.P.O., 2009.

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1955-, Robinson Marc, ed. Financial aid for college. New York: Dorling Kindersley, 2000.

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United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Private student loans: Regulatory perspectives : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Thirteenth Congress, first session ... June 25, 2013. Washington: U.S. Government Printing Office, 2014.

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The importance of financial literacy among college students: Hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Seventh Congress, second session, on the adequacy of the level of financial literacy and education among college students, the consequences of a financially undereducated student body, the role that colleges and universities can play in promoting financial education among their student body, the ability and efficacy of a college or universities to establish limits on solicitation of its students, the appropriateness of certain marketing techniques on college campuses, and recommendations to reduce the number of students who accumulate excess credit card debt, September 5, 2002. Washington: U.S. G.P.O., 2003.

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United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Administrative Oversight and the Courts. The looming student debt crisis: Providing fairness for struggling students : hearing before the Subcommittee on Administrative Oversight and the Courts of the Committee on the Judiciary, United States Senate, One Hundred Twelfth Congress, second session, March 20, 2012. Washington: U.S. Government Printing Office, 2012.

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United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions and Consumer Protection. Private student loans: Providing flexibility and opportunity to borrowers? : hearing before the Subcommittee on Financial Institutions and Consumer Protection of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Twelfth Congress, second session, on exploring the private student loan market and the challenges faced by borrowers of private student loans, July 24, 2012. Washington: U.S. Government Printing Office, 2013.

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A, Russo Joseph, and Princeton Review (Firm), eds. Paying for graduate school without going broke. 2nd ed. New York: Princeton Review/Random House, 2003.

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United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions and Consumer Protection. Student loan servicing: The borrower's experience : hearing before the Subcommittee on Financial Institutions and Consumer Protection of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Thirteenth Congress, second session on exploring borrowers' interactions with student loan servicers before and during repayment and whether and how the actions of student loan servicers may affect borrowers' ability to make timely payments, June 4, 2014. Washington: U.S. Government Publishing Office, 2015.

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Book chapters on the topic "College students – United States – Finance, Personal"

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Gutter, Michael S., Zeynep Copur, and Amanda Blanco. "Racial Differences in Financial Socialization and Financial Behaviors of U.S. College Students." In Global Strategies in Banking and Finance, 272–92. IGI Global, 2014. http://dx.doi.org/10.4018/978-1-4666-4635-3.ch018.

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This chapter focuses on the effect of race on financial socialization and financial behavior of college students. Data (N = 13,845) were collected from current college students age 18 and over via an online survey throughout the United States during spring and fall of 2008. Results from means comparisons showed significant differences on the financial socialization between Black and White college students. Logistic regression results suggest important relationship exist between race and financial behaviors. Black students were less likely to save and more likely to engage in risky credit card behavior than White students after controlling for the effects of all other variables.
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Geiger, Roger L. "Finance and Function: Voluntary Support and Diversity in American Private Higher Education." In Private Education. Oxford University Press, 1986. http://dx.doi.org/10.1093/oso/9780195037104.003.0018.

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A revolution has taken place in the past generation in American assumptions about higher education: It has virtually become a universally accepted responsibility of government to make it possible for all qualified students to attend college. This shift in opinion has been translated quite tangibly into the bricks and mortar of greatly expanded state and municipal university systems, as well as an extensive network of local community colleges. As a result, the 50% of student enrollments that the public sector claimed in 1950 has grown to nearly 78% in 1985. By the somewhat artificial measure of “market share,” the private sector would seem to have lost more than half of its clientele. In the more meaningful measure of actual students, however, private colleges and universities have more than doubled their enrollments during this period. In fact, during the latter part of the 1970s the private sector added more students than did its much larger public counterpart. The private sector clearly still plays a vital role in our system of higher education. But just what might that be? This simple question admits of no simple answer. More than 1500 private colleges and universities cater to students of widely differing ages, aspirations, and abilities. They offer some 300 bachelor’s degrees, not to mention additional programs on the graduate-professional level. From another angle, one might note that public higher education is a responsibility of the states. Thus, there are actually fifty public sectors in this country, each of which (save that of Wyoming) is complemented by an array of private institutions. Not all of these state private sectors are terribly different from those of neighboring states; but regional contrasts are nevertheless stark between, for example, states where private higher education has evolved alongside large and prestigious state universities and those eastern states where private schools have long been predominant. The functions of private higher education in the United States are obviously complex.
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Keenan, Sheri Jenkins, and Jeffrey P. Rush. "The Relationship Between Tracking and School Violence." In Handbook of Research on School Violence in American K-12 Education, 389–400. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-6246-7.ch019.

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Tracking in the American education is where students are formally assigned/labeled college prep, general, or vocational. In some areas of the United States, tracking/labeling begins as early as kindergarten. IQ and early achievement tests designed to measure “ability” determine track/label placement in the elementary school years, thus setting in place an educational trajectory for the students' educational tenure. Social reaction or labeling theory holds that criminality is promoted by becoming negatively labeled by significant others. Labels such as “gifted,” “honors,” “average,” “remedial” give certification of overall ability or worth. These labels teach students that if the school does not identify them as capable in earlier grades, they should not expect to do well later. Such labels isolate kids from society and lock them into lives of antisocial behaviors. Labels create expectations that the labeled person will act in a certain way. Eventually these students begin to accept their labels as personal identities, locking them further into lives of crime and deviance.
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Wu, Bo. "Practices and Reflections on Pioneer Service Learning in Higher Education of China." In Fostering Reflective Teaching Practice in Pre-Service Education, 94–114. IGI Global, 2018. http://dx.doi.org/10.4018/978-1-5225-2963-7.ch005.

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Service learning, as one form of experiential education derived from David Kolb's experiential learning model, integrates service with classroom instruction. It can be applied in primary, secondary and higher education setting. According to its broad definition from National Society of Experiential Education in the United States (1994): service learning is “any carefully monitored service experience in which a student has intentional learning goals and reflects actively on what he or she is learning throughout the experiences”. Under the rapid urbanization and economic development in China, higher education is experiencing great challenges in terms of its mission and pedagogy. I share my pioneer teaching experiences of service learning among undergraduate students at a teaching college in Guangdong, China with insufficient institutional support and community partnership. With the details of my course design, practice, and reflections on students' learning, I conclude that students benefit from service learning in their personal growth, civic learning and academic enhancement.
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Wu, Bo. "Practices and Reflections on Pioneer Service Learning in Higher Education of China." In Civic Engagement and Politics, 391–411. IGI Global, 2019. http://dx.doi.org/10.4018/978-1-5225-7669-3.ch019.

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Service learning, as one form of experiential education derived from David Kolb's experiential learning model, integrates service with classroom instruction. It can be applied in primary, secondary and higher education setting. According to its broad definition from National Society of Experiential Education in the United States (1994): service learning is “any carefully monitored service experience in which a student has intentional learning goals and reflects actively on what he or she is learning throughout the experiences”. Under the rapid urbanization and economic development in China, higher education is experiencing great challenges in terms of its mission and pedagogy. I share my pioneer teaching experiences of service learning among undergraduate students at a teaching college in Guangdong, China with insufficient institutional support and community partnership. With the details of my course design, practice, and reflections on students' learning, I conclude that students benefit from service learning in their personal growth, civic learning and academic enhancement.
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Smith, Christi M. "Inside Interracial Colleges, 1837–1880." In Reparation and Reconciliation. University of North Carolina Press, 2016. http://dx.doi.org/10.5149/northcarolina/9781469630687.003.0003.

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This chapter provides a local analysis of lived experiences on three integrated college campuses – Berea (KY), Howard (DC) and Oberlin (OH). Selected from among thirty colleges open to blacks and whites after 1870, these three were widely endorsed as models for replication by important cultural, political, and media figures. Diaries and personal letters from college presidents, students, and others reveal the intensity with which campus-level actors were attached to the ideal of integration. Administrative reports, budgets, fundraising materials and detailed minutes from Board of Trustee meetings illustrate decision-making processes and practices in structuring racial contact on campus. Fundraising materials, including speeches, pamphlets and letters to donors show how the colleges depicted their mission to potential students, donors, and policymakers; an independently-constructed data set of over four hundred newspaper articles shows how these colleges were portrayed to readers across the United States. Berea, Howard, and Oberlin differed in racial composition, recruitment strategies, and black representation on faculty and administration. Despite variation on key factors thought to predict inter-racial cooperation, on-campus dynamics were insufficient to resist segregationist pressures from beyond the campus gates.
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Silver, Whendee L. "Taking the Long View: Growing Up in the Long-Term Ecological Research Program." In Long-Term Ecological Research. Oxford University Press, 2016. http://dx.doi.org/10.1093/oso/9780199380213.003.0041.

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The Long-Term Ecological Research (LTER) program has shaped me as a scientist by providing a collaborative environment and the opportunity to take a long-term, large-scale perspective in my research. I share this perspective with students by incorporating the principles, questions, and data from such research into my teaching. Working at an LTER site, and one that is based in Puerto Rico, has allowed me to increase the diversity of my laboratory and our graduate program by facilitating the recruitment of women and minority students. Personal experiences with science and data management in the LTER program, particularly the bad experiences, have helped me to improve as a communicator in the broadest sense. Although being a scientist in the LTER program has contributed to my career in many positive ways, it has also presented challenges to my work–life balance. To maintain its leadership role, the LTER program needs to remain an open network welcoming new scientists, new ideas, and thus new potential for discovery. I grew up, professionally speaking, in the LTER program. In 1989 as a new PhD student, I was strongly encouraged (i.e., told in no uncertain terms!) to explore research opportunities in the Luquillo Experimental Forest in Puerto Rico. My mentors had developed a graduate field course in Puerto Rico that I participated in and later helped teach. Puerto Rico was their first venture into the tropics, one that was made easier by the fact that Puerto Rico is part of the United States and provides almost all of the conveniences of home. As one of my professors, Tom Siccama, liked to remark, Puerto Rico was “just like Connecticut, only different!” Puerto Rico was not, however, my first venture into the tropics. I had traveled, studied, and worked in Central and South America and the Pacific since my sophomore year of college and considered myself to be a tropical veteran. I felt at home in tropical rain forests, and had envisioned my PhD research taking place at some remote field site, in a foreign country, far from civilization: just me, my tent, the jungle, and the animals.
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"ley, 1999). The impetus for understanding the underlying dynamics of dishonest behavior among students stems from the conviction that, apart from assuming the role of an educational and credentialing agency, the primary focus of an academic institution is to provide an environment for personal development of our youth in the moral, cognitive, physical, social, and aesthetic spheres. An atmosphere that promotes academic honesty and integrity is a precondition for generating, evaluat-ing, and discussing ideas in the pursuit of truth, which are at the very heart of aca-demic life. Research has shown that dishonesty in college, cheating in particular, is a predic-tor of unethical behavior in subsequent professional settings (e.g., Sierles, Hendrickx, & Circel, 1980). More recently, Sims (1993) also found academic dis-honesty to be significantly related to employee theft and other forms of dishonesty at the workplace. Sim's findings suggest that people who engaged in dishonest behav-iors during their college days continue to do so in their professional careers. Further-more, Sim's findings indicate that people who engaged in dishonest behaviors during college are more likely to commit dishonest acts of greater severity at work. Existing research on academic dishonesty has largely been conducted in Eu-rope and North America. The results of these studies suggest that a large percent-age of university students indulge in some form of cheating behaviors during their undergraduate studies (e.g., Newstead, Franklyn-Stokes, & Armstead, 1996). Sur-vey findings also suggest that not only is student cheating pervasive, it is also ac-cepted by students as typical behavior (e.g., Faulkender et al., 1994). Although the research conducted in the Western context has increased our under-standing of academic dishonesty among students, the relevance of these results to the Asian context is questionable. Differences in sociocultural settings, demo-graphic composition, and specific educational policies may render some compari-sons meaningless. Different colleges also vary widely in fundamental ways, such as size, admission criteria, and learning climate. These factors render the comparabil-ity of results obtained from different campuses difficult. Cross-cultural studies con-ducted to examine students' attitudes toward academic dishonesty have found evidence that students of different nationalities and of different cultures vary signifi-cantly in their perceptions of cheating (e.g., Burns, Davis, Hoshino, & Miller, 1998; Davis, Noble, Zak, & Dreyer, 1994; Waugh, Godfrey, Evans, & Craig, 1995). For example, in their study of U.S., Japanese, and South African students, Burns et al. found evidence suggesting that the South Africans exhibited fewer cheating behav-iors than the Americans but more than the Japanese at the high school level. How-ever, at the college level, the cheating rates for South African students were lower compared to both their American and Japanese counterparts. In another cross-national study on academic dishonesty, Waugh et al. (1995) examined cheating behaviors and attitudes among students from six countries (Australia, the former East and West Germany, Costa Rica, the United States, and Austria) and found significant differences in their perceptions of cheating. Stu-." In Academic Dishonesty, 47–56. Psychology Press, 2003. http://dx.doi.org/10.4324/9781410608277-7.

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