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Journal articles on the topic 'Common use of money'

Author: Grafiati

Published: 24 April 2022

Last updated: 30 July 2025

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1

Al Sousi, Amjad. "MOBILE MONEY: CONCEPT AND BENEFITS AND CHALLENGES ASSOCIATED WITH MOBILE MONEY." Journal of Information Systems and Digital Technologies 3, no. 2 (2021): 68–75. http://dx.doi.org/10.31436/jisdt.v3i2.186.

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Mobile money could be a recent innovation that gives money dealings services via transportable, as well as to the unbanked international poor. The technology has unfolded speedily within the developing world, “leapfrogging” the availability of formal banking services by finding the issues of weak institutional infrastructure and also the value structure of typical banking. Mobile money may be a technology for grouping, saving, and pocket money on a mobile phone. Mobile cash may be a common various to cash and banks as a result of a transportable signal is simple to use, safe, and use anyplace.

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Felson, Richard B., and Jeremy Staff. "Committing Economic Crime for Drug Money." Crime & Delinquency 63, no. 4 (2016): 375–90. http://dx.doi.org/10.1177/0011128715591696.

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We examine the effects of the type and frequency of drug use on whether offenders engage in economic crime to obtain money for drugs. Analyses are based on a nationally representative sample of prison inmates (5,371 property offenders and 4,588 drug offenders). Daily users of heroin, crack cocaine, or powdered cocaine are most likely to report that they committed their offense for drug money. However, offenders who used these drugs less frequently and daily users of marijuana and methamphetamine reported this motivation as well. The motivation was more common among offenders who lacked access

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Кучеров, Илья, and Ilya Kuchyerov. "Essence, Functions and Legal Forms of Funds." Journal of Russian Law 4, no. 9 (2016): 0. http://dx.doi.org/10.12737/21222.

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The article attempts to identify existing legal forms of funds through the prism of the performance of the basic functions. It explains fundamental role money has to play: a function of medium of exchange, a measure of value, means of accumulation, means of payment and the function of world money. The function of medium of exchange involves the use of funds in the area of trading. Use of money as a common counting unit is connected with the economical function of the measure of value. This function means that money serves as the universal means of indicating the price of goods, works and servi

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To, Thanh My. "Money Life in These Conditions." INTERNATIONAL JOURNAL OF SOCIAL SCIENCE HUMANITY & MANAGEMENT RESEARCH 3, no. 08 (2024): 1126–30. https://doi.org/10.5281/zenodo.13626466.

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The content of the article aims to clarify the life of money in today's conditions, thereby showing that money is not only a measure of value but also a commodity in the exchange of buying and selling; all activities of human life are determined by money. To clarify the purpose of the article, the author uses the methodology of human philosophy and social philosophy, and at the same time, uses qualitative methods, analysis, comparison, and synthesis to clarify the life of money. The result is a systematization of the life of money, at the same time pointing out the driving force of money in th

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Iqbal, Muhammad, Lusiandro Julian Petrix, Syarifah Ema Rahmaniah, et al. "Analysis of High School Students' Pocket Money Use in Smoking Behavior." Alfuad: Jurnal Sosial Keagamaan 7, no. 2 (2023): 91. http://dx.doi.org/10.31958/jsk.v7i2.9494.

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Indonesia is part of the world's largest cigarette production. Smoking behavior has become a common addictive behavior in Indonesia. For most teenagers, smoking behavior has become a common thing, but parents consider it as something that has a negative connotation. Smoking is an activity that is currently much loved by Indonesian teenagers. Attempts at restrictions related to smoking behavior are very difficult. Many negative effects can be caused by smoking. Cigarettes when consumed can be a source of various health problems such as cancer, heart, and respiratory disorders, as well as other

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Joshi, Nandish, and Apurva Pathak. "UNVEILING THE VEIL: UNDERSTANDING MONEY LAUNDERING AND ITS IMPACT ON ORDINARY INDIVIDUALS." International Journal of Management, Public Policy and Research 2, no. 2 (2023): 6–11. http://dx.doi.org/10.55829/ijmpr.v2i2.146.

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Money laundering refers to the illegal process of disguising the origins of money obtained through criminal activities, and one common method used is known as "money muling." A money mule is an individual who receives money into their bank account from a third party, and then transfers it to another person in cash or other currencies, in exchange for a commission. Money mules operate covertly, concealing their identities as funds are transferred globally. Unfortunately, ordinary individuals can fall victim to scams and lose their hard-earned money through this process. India is also witnessing

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Nelissen, Rob. "Abundance Causes Greed in Appropriation from Common Resources." Psychology and Developing Societies 34, no. 1 (2022): 25–44. http://dx.doi.org/10.1177/09713336221080624.

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Three experiments investigated the possibility that greed is not just a consequence of scarcity but may also result from abundance of common resources. It was predicted that abundance causes greed not through increasing competition but because it reduces social concerns for the outcomes of others, resulting in resource waste. Consistent with these predictions, we found that people take and waste more from common resources if these resources are more—rather than less—abundant. These findings were robust to different types of resources (chocolates and money). Implications of these findings for a

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Wang, Quanyi, and Ge Lin. "Sex Exchange and HIV-related Risk Behaviors among Female Heroin Users in China." Journal of Drug Issues 33, no. 1 (2003): 119–32. http://dx.doi.org/10.1177/002204260303300106.

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This study examines differences in demographic characteristics and HIV-related risk behaviors between Chinese female heroin users who exchanged sex for drugs or money and those who were never involved in sex exchange. A sample of 171 female heroin users was recruited from a detoxification center in China. Female heroin users who exchanged sex for drugs or money were more likely to be unemployed and were at higher risk in both sexual behaviors and injection drug use. Number of sexual partners in the previous year, unemployment, and injection drug use were independently associated with exchange

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9

Ferguson, Maria. "Washington View: Money doesn’t buy easy answers." Phi Delta Kappan 103, no. 2 (2021): 62–63. http://dx.doi.org/10.1177/00317217211051153.

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In response to the COVID-19 pandemic, the U.S. Congress has allocated just under $190 billion to support K-12 education. As Maria Ferguson explains, these much-needed funds will require states and districts to make plans for how best to use them, and the planning process is complicated in districts that are already stretched and facing unpredictable circumstances. The plans that have been submitted so far vary in their level of detail, but common themes include the effects of the pandemic on student achievement and the mental health needs of both students and school staff.

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Koutsoupia, Victoria. "Challenges of the Use of Virtual Assets in Money Laundering." Nordic Journal of European Law 6, no. 4 (2023): 53–78. http://dx.doi.org/10.36969/njel.v6i4.25919.

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Cryptocurrencies have vast potential, but they also present significant risks related to money laundering and terrorist financing due to their technical characteristics. Crypto-assets are essentially applications of blockchain technology, which entails a public, encrypted, and secure ledger distributed across a network of validated computers. Each computer operates with common software that fosters consensus on new entries and prevents unauthorized alterations to the agreed-upon register. The Financial Action Task Force (FATF) has issued numerous guidelines on virtual assets, and in September

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11

Singh, Supriya. "Electronic Commerce and the Sociology of Money." Sociological Research Online 4, no. 4 (2000): 67–75. http://dx.doi.org/10.5153/sro.383.

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There is seemingly little connection between conversations about electronic commerce at an OECD workshop in San Francisco and talk of ritual cash payments at a Maori funeral in New Zealand. Yet money is at the centre of both conversations. There is a hesitant acceptance in regional policy dialogues that the cultural meanings of money have to be taken into account before any consensus is possible on issues of electronic commerce. Recent sociological work on money is also questioning the duality of the market and society. In the last five years, there has also been interesting sociological work

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Pliushcheva, Galina Vladimirovna. "Eaeu common regional currency." SHS Web of Conferences 94 (2021): 01003. http://dx.doi.org/10.1051/shsconf/20219401003.

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The operation and development of the economies of the EAEU countries is subject to the influence of external economic factors, while the single currency will eliminate the risks associated with the restriction of the use of the dollar due to sanctions and will reduce transaction costs. The article offers an approach for the formation of a single internal currency within the EAEU that is based on the following key provisions: firstly, in modern conditions, the role of digital financial assets (and, consequently, cryptocurrency) is gaining importance in economic regional interaction; secondly, t

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Ersson, Eugenia Olavarría de, and Philip Shaw. "Verb complementation patterns in Indian Standard English." English World-Wide 24, no. 2 (2003): 137–61. http://dx.doi.org/10.1075/eww.24.2.02ers.

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Where English has two or more alternative complementation patterns for the same verb, their relative frequencies might vary among national varieties. This article investigates the relative frequencies of various complementation patterns among nine verbs whose complementation may differ between British and Indian English: provide, furnish, supply, entrust and present ; pelt, shower, pepper, bombard. A method was devised to use on-line Indian and British newspaper archives as a source of more examples than could be obtained from corpora. The results showed consistent differences between varietie

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Pierzak. "MANAGEMENT OF RESOURCES (TIME AND MONEY) BY THE CONTEMPORARY INDIVIDUAL IN THE CONTEXT OF ENGAGING IN CHARITABLE ACTIVITIES. ANALYSIS OF RESEARCH RESULTS." International Review For Human and Natural Sciences 14, no. 4 (2024): 27–60. https://doi.org/10.59505/irhns.22352007.2024.4.02.

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T he article explores how modern people’s management of personal resources such as time and money influences their commitment to charity. Drawing on research, the author analyses how people allocate their limited resources of time and money to charity. The article outlines the motivations and obstacles associated with charitable giving, as well as the differences in behaviour according to the sociodemographic factors studied. The findings show that despite the diversity of individual preferences and abilities, there are common patterns that characterise effective resource management in the con

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Shiby, Ashik. "Detection of Fake Currency using Image Processing." International Journal for Research in Applied Science and Engineering Technology 9, no. VII (2021): 419–23. http://dx.doi.org/10.22214/ijraset.2021.36348.

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In its definition, the term 'currency' defines an agreed-upon exchange item, the national currency being the legal entity used by the selected controlling entity. Throughout history, issuers have faced 1 common threat: counterfeit. In recent years fake money note has been printed that has resulted in significant losses and damage to society. Therefore, it becomes necessary to build a tool for earning money. This research project proposes a way to look at the note of counterfeit money distributed in our country through their image. After selecting an image use pre-processing. In pre-processing,

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Armalis, Gustas. "„Pinigų mulai“: civilinės atsakomybės kilimo pagrindai, sąlygos ir forma." Law Review 27, no. 1 (2023): 106–27. http://dx.doi.org/10.7220/2029-4239.27.5.

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The money mule phenomenon refers to the increasing use of individuals, either wittingly or unwittingly, to facilitate the transfer of baseless money from one account to another. Criminals use money mules to launder money, evade detection, and hide their tracks, making it difficult for law enforcement agencies to trace the source of the funds. As a result, money mules play a crucial role in various types of financial crimes, such as money laundering, fraud, and identity theft. It is widely recognized that money mules are unfortunately common in many parts of the world, especially in regions wit

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Berkowitz, Jason P., Craig A. Depken, and John M. Gandar. "The Conversion of Money Lines Into Win Probabilities." Journal of Sports Economics 19, no. 7 (2017): 990–1015. http://dx.doi.org/10.1177/1527002517696957.

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We contribute to the literature on money line betting markets by investigating the relationships between the various methods used to derive subjective win probabilities from money lines. We show that, although the seven methods described appear to be unique, they actually share many common assumptions and that, surprisingly, they reduce to three distinct estimates of bookmaker commission and subjective win probabilities. We also show that among the three distinct estimates, one is biased when money lines suggest a very heavy favorite in a particular sporting event. Thus, it is important to con

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18

Akhtar, Naureen, Aamir Khan, and Mohsin Raza. "Technological Advancements and Legal Challenges to Combat Money Laundering: Evidence from Pakistan." Pakistan Journal of Humanities and Social Sciences 11, no. 1 (2023): 473–83. http://dx.doi.org/10.52131/pjhss.2023.1101.0365.

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The primary objective of this research article is to examine technological advancements and legal challenges to combat crime of money laundering in context of Pakistan. The risk of money laundering, as well as the considerable threat posed by terrorist funding, poses a serious danger to the socioeconomic equilibrium of Pakistan. In today's world, money laundering is a huge financial problem as well as a crime. Billions of dollars are smuggled illegally across international boundaries each year. Laundering ill-gotten gains has developed into a significant issue in the world's financial system,

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Rwechungura, Kamugisha Alfred. "Factors Influencing Mobile Money Adoption in Tanzania." African Journal of Accounting and Social Science Studies 6, no. 2 (2025): 81–99. https://doi.org/10.4314/ajasss.v6i2.5.

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Financial inclusion is being promoted in most economies as it fosters economic development. Traditionally, banks were used to promote the agenda of financial inclusion until about two decades ago when Mobile Network Operators (MNOs) introduced mobile money services. Since then, there has been a rise in the number of individuals using mobile money services. Due to this, studies have been carried out to investigate the factors responsible for adopting mobile money globally. Despite thorough research in this area, aspects such as affordability and integration of mobile money with other financial

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20

Et.al, Pei-Tha Gan. "The Economic Uncertainty with Money Demand: Empirical Evidence for Selected Developed and Developing Countries." Turkish Journal of Computer and Mathematics Education (TURCOMAT) 12, no. 3 (2021): 286–306. http://dx.doi.org/10.17762/turcomat.v12i3.666.

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An important element of the empirical research on demand for money is that many published papers focus on common issues of economic activity rather than on economic uncertainty to identify a stable money demand function. Therefore, by encompassing economic uncertainty in money demand study cannot be used to disprove its precision simply because of model misspecification in general use and an intricate process of data collection. This paper uses a sample of four selected developed countries and five selected developing countries. By using the dynamic heterogeneous panel co-integration test of a

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Cassella, Stefan. "Illicit finance and money laundering trends in Eurasia." Journal of Money Laundering Control 22, no. 2 (2019): 388–99. http://dx.doi.org/10.1108/jmlc-01-2018-0003.

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Purpose The purpose of this paper is to review recent examples of sophisticated money laundering operations involving financial institutions in Eurasia, including Russia and Moldova, and the resulting flow of licit and illicit capital from that part of the world to the UK, the USA, and other Western countries. Design/methodology/approach Relying on materials from publicly available sources, the study uses several case studies to illustrate various money laundering methods with a view toward identifying common elements and aspects of the schemes that might be considered new or innovative. Findi

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Tofangsaz, Hamed. "Rethinking terrorist financing; where does all this lead?" Journal of Money Laundering Control 18, no. 1 (2015): 112–30. http://dx.doi.org/10.1108/jmlc-12-2013-0049.

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Purpose – This paper aims to examine whether from a factual standpoint, it is sufficiently reasonable to address the suppression of terrorist financing by analogy with money laundering. Design/methodology/approach – The process of terrorist financing will be examined in regard to the funding requirements of terrorists and the methods and tools that terrorists use to raise, move and store their funds. The process of money laundering will be compared with terrorist financing. The role of money laundering in terrorist financing will be discussed. In the core part of this paper, the assumptions ju

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TILSE, CHERYL, DEBORAH SETTERLUND, JILL WILSON, and LINDA ROSENMAN. "Minding the money: a growing responsibility for informal carers." Ageing and Society 25, no. 2 (2005): 215–27. http://dx.doi.org/10.1017/s0144686x04002983.

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Managing the assets of older people is a common and potentially complex task of informal care with legal, financial, cultural, political and family dimensions. Older people are increasingly recognised as having significant assets, but the family, the state, service providers and the market have competing interests in their use. Increased policy interest in self-provision and user-charges for services underline the importance of asset management in protecting the current and future health, care and accommodation choices of older people. Although ‘minding the money’ has generally been included a

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RILVERIA, LOIDA A. "Money Eating: The War Beyond Private Sector Initiative." Volume 5 - 2020, Issue 8 - August 5, no. 8 (2020): 1060–63. http://dx.doi.org/10.38124/ijisrt20aug600.

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The main purpose of this study is to know the best practices and challenges of private sector in fighting money eating. The study employed the qualitative research method using the documentary analysis and made use of Qualitative Analysis in determining the best practices and challenges of the private sector. Based on the findings, the best practices of private sector are in two themes: Public-Private Sector Partnership and Private Sector Self-Regulation; the challenges of private sector are in two themes: Lack of Cooperation and Conflict of Interest. This implies that the private sector plays

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Soemitra, Andri, Rifki Ismal, Sanusi Gazali Pane, Bambang Lesmono, Ridha Alhamdi, and Muhammad Zulkifli Hasibuan. "RECONSIDERING DINAR GOLD MONEY AS INTERNATIONAL TRADE CURRENCY: LITERATURE STUDY." International Journal of Economic, Technology and Social Sciences (Injects) 2, no. 1 (2021): 109–20. http://dx.doi.org/10.53695/injects.v2i1.264.

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It is common knowledge that the economic crisis is caused by the failure of paper money to maintain price stability, devaluation, and redistribution effects. Exchange rate fluctuations severely hamper international trade and finance. On the other hand, gold has a more stable exchange rate and is relatively exchangeable for various needs. Gold has the same intrinsic value as any other commodity. However, it can serve as an international unit or units of account. The funds can be used as settlements in international trade payments. In the context of the optimum currency area (OCA), trade barrier

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Halimah, Imtyazul Hikmah, and Alex Fahrur Riza. "Millennials Response on The Existence of The First Sharia Electronic Money in Indonesia." JURNAL AL-QARDH 7, no. 2 (2022): 151–68. http://dx.doi.org/10.23971/jaq.v7i2.5760.

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The growth of technology this day makes it a necessity in daily human life such as electronic money. There are so many issuers that have been registered at Bank Indonesia. An issuer even tries to add Sharia features to its electronic money. Although the sharia label has become common in Indonesian society, there is still scepticism about sharia labels on some products. This study aims to determine the switching intention of millennials to use sharia electronic money in Indonesia using the UTAUT2 as a research model. The population in this study is all users of LinkAja electronic money. The sam

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Barry, Dr Todd J. "The Business of Bitcoinsâ€™ Appreciated Allure, with the Glint of Regulation: A Review." Innovative Technology and Management Journal 5 (April 28, 2023): 36–56. https://doi.org/10.70954/itmj.v5i1.342.

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This systematic review article analyzes that a feature missing in the common economic conditions for money is the â€œallureâ€ or â€œappreciationâ€ of it, with specific application to the history of money, the rise of bitcoins, their technological advancement, the potential of future regulation, and the overall future possibilities of money. Are bitcoins a commodity, an investment, a speculative asset, a fiat currency, or all of the above? A substantial literature review is first conducted, to scrutinize what is the general scholarly consensus, and whether bitcoins are better suited for such

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Hedgepeth, David J. "The Advantages of Using a Videomicroscope for Classroom Teaching." Microscopy Today 5, no. 5 (1997): 6–9. http://dx.doi.org/10.1017/s155192950006154x.

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To see what is general in whet is particular, and what is permanent in what istransitory is the aim of scientific though …. Alfred North WhiteheadScience educators in K-12 schools are often confronted with skepticism when the budgetary needs for equipment and materials come up for discussion. They are expected to make science “interesting”, “exciting”, “motivating”, and “up-to-date”, but without investing money in modern technology. It is important to not let this common fascination with novelty, excitement and parsimony, prevent us from realizing the full potential for videomicroscopy in clas

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Panah, Abdul Masood, and Y. Muniraju. "AN EXPLORATORY STUDY ON EFFICACY OF DEMONETIZATION IN INDIA: POLICY ROLLOUT ON DEMONETIZING OLD CURRENCY." Australian Finance & Banking Review 5, no. 1 (2021): 1–28. http://dx.doi.org/10.46281/afbr.v5i1.1007.

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Demonetization is the process of declining the use of currency from circulation by the government or monetary authorities in a country. This research paper analyses the efficacy of Indian demonetization from common public perspectives, the policy that the government of India has implemented to fight against black money, drying the financial roots of terrorism, and direct the civilization towards digital transactions and a cashless economy. A field survey was conducted in Karnataka and Kerala’s coastal region by distributing a structured questionnaire among the common public to generate the dat

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Rahmansyah, Brian Yudhistira, and Novin Farid Setyo Wibowo. "Representasi Budaya Korupsi Dalam Film Ice Cold: Murder, Coffee and Jessica Wongso." Communicology: Jurnal Ilmu Komunikasi 12, no. 1 (2024): 125–43. http://dx.doi.org/10.21009/comm.032.08.

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ABSTRACT Corruption has become a common problem in Indonesia. Corruption in Indonesia has existed since the colonial era and continues, starting from even the smallest level. Even in 2022, the Indonesian NGO Wach Corruption found 579 cases, 1,396 suspects, and state losses of IDR 42,747 trillion, bribes of IDR 693 billion, illegal levies of IDR 11.6 billion, and money laundering of IDR 955 billion. Therefore, this research aims to find out how the culture of corruption is represented in the film Ice Cold: Murder, Coffee and Jessica Wongso. Researchers use a qualitative approach and use semioti

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Nkoane, Paul. "Unpacking the Laundry Machine: Why Is Dirty Money in the Social Club?" African Journal of Legal Studies 11, no. 2-3 (2018): 254–81. http://dx.doi.org/10.1163/17087384-12340035.

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AbstractThe article provides an overview of the methods accepted to be critical for the laundering of illicit property, i.e. placement, layering, and integration. This is done to inform the reader of the obscurity the methods provide to illicit property and the possible costs involved. It is submitted that these typical methods would only be necessary when organised criminals launder huge sums of money. The article illustrates that when laundering relatively smaller amounts criminals prefer other cheaper methods to achieve the same end. The article, therefore, undertakes an objective analysis

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Кроливецкая, Валерия Эдуардовна. "On Monetary Aspects of Modern Financial Policy in Russia." ЖУРНАЛ ПРАВОВЫХ И ЭКОНОМИЧЕСКИХ ИССЛЕДОВАНИЙ, no. 4 (December 15, 2020): 25–31. http://dx.doi.org/10.26163/gief.2020.31.19.004.

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В статье дана характеристика основным каналам предложения денег в российской экономике. Особое внимание уделено бюджетному каналу денежного предложения и причинам его ограниченного использования после финансового кризиса 1998 года и по настоящее время. Рассмотрен вопрос о дефицитном финансировании государственных расходов, общепринятом в международной практике, о взаимосвязи государственных финансовой и денежно-кредитной политик по линии денежного предложения. Даны рекомендации по увеличению денежного предложения экономике по бюджетному каналу в сочетании с кредитным, по изменению целевого ори

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Zharikov, Mikhail V. "Parallel Currency Regimes in the Area of Financial Integration." World of Economics and Management 19, no. 4 (2019): 5–13. http://dx.doi.org/10.25205/2542-0429-2019-19-4-5-13.

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The study presented in the article seems rather relevant due to the fact that the problem of indebtedness in the eurozone members has not been solved yet, and these countries still continue to accumulate debts. Therefore, the eurozone members are expected to find effective ways to restore competitiveness after the crisis of 2009‒2012 without exiting the single currency agreement. The research is aimed at encompassing the relations which come into being as a result of credit use, money circulation, and money transfer payments. Consideration of these issues seems very important since it can help

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HONJO, KEITA, LUIS FERNANDO CHAVES, AKIKO SATAKE, AKIRA KANEKO, and NOBORU MINAKAWA. "When they don't bite, we smell money: understanding malaria bednet misuse." Parasitology 140, no. 5 (2013): 580–86. http://dx.doi.org/10.1017/s0031182012002077.

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SUMMARYInsecticide-treated nets (ITNs) are a major tool to control malaria. Over recent years increased ITN coverage has been associated with decreased malaria transmission. However, ITN ‘misuse’ has been increasingly reported and whether this emergent behaviour poses a threat to successful malaria control and elimination is an open question. Here, we use a game theory mathematical model to understand the possible roles of poverty and malaria infection protection by individual and emerging ‘community effects’ on the ‘misuse’ of malaria bednets. We compare model predictions with data from our s

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Yussuf, Haji Juma. "Assessing the Mobile Money user's awareness on social engineering in Tanzania: Case of the Ministry of Information Tourism and Heritage Zanzibar." International Journal of Novel Research in Engineering and Science 9, no. 2 (2022): 27–34. https://doi.org/10.5281/zenodo.7277453.

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<strong>Abstract:</strong> Social engineering is one of the most common attacking threats to the Mobile Money users during money Transactions. With the increasing rate of mobile money use, it has directly increased the number of social engineering incidents in mobile money services. It is therefore important to come up with the guidelines that will help the society to be more aware and to reduce the mobile phone criminals. As of now, some customers and other Mobile money users like agents have already lost thousands of shillings due to social engineering attacks. This study assesses the mobile

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Yadav, Ansh Kumar. "Impact of Digital Payment Systems on Spending Habits of Higher Studies Students." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem44964.

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In today’s generation digital world, paying with cash is becoming less common, especially among students in higher education. This study looks at how digital payment methods—like UPI, mobile wallets, and net banking are changing the way students spend their money. after doing the survey in college and university students, we found that using digital payments often makes it easier to spend more money quickly, sometimes without thinking much. Many students said they tend to buy things usually because paying digitally feels easier and more convenient. On the other hand, some students use digital

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Isaiev, Arsen. "Digital Things and Digital Money According to the Civil Law of Ukraine." NON-GOVERNMENTALORGANIZATION“CIVIL LAW PLATFORM” 4, no. 1 (2025): 167–78. https://doi.org/10.69724/2786-8834-2025-4-1-167-178.

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The article examines new legal phenomena in Ukraine related to digital money and digital things which have become relevant in the context of information technology and digitalization. The paper emphasized that digital money, which was legally regulated earlier, entered into a circulation faster than digital things. Amendments to the Civil Code of Ukraine removed money from the category of things, which necessitated an analysis of the relationship between digital money and digital things. The purpose of the article is to study the legal nature of digital things, to study, to a first approximati

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Giuffrida, Giorgia, Francesco Lacarrubba, Simona Boscaglia, Maria Rita Nasca, and Giuseppe Micali. "A Noninvasive Aid for Office-Based Gynecologists for the Diagnosis of Common External Genital Disorders." Obstetrics and Gynecology International 2019 (October 16, 2019): 1–5. http://dx.doi.org/10.1155/2019/1830245.

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Background. Gynecology and dermatology share the diagnosis and the management of some disorders of the female external genital area. In the last decade, clinical diagnosis in dermatology has dramatically improved, thanks to the introduction of dermatoscopy. Technique. Dermatoscopy is a noninvasive, rapid, and simple technique performed with an affordable handheld instrument called dermatoscope, endowed with a light source and a high-quality lens achieving 10 times magnification. Experience. The use of dermatoscopy for the diagnosis of some common external genital disorders, i.e., genital warts

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BACULÁKOVÁ, Kristína, and Ľubica HARAKAĽOVÁ. "Allocation of Financial Resources from EARDF in the Context of Typology of Slovak Regions." Journal of Environmental Management and Tourism 9, no. 3 (2018): 501. http://dx.doi.org/10.14505//jemt.v9.3(27).10.

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The Common Agricultural Policy of the European Union (CAP EU) is one of the common EU policies that support vulnerable and disadvantaged EU regions. The allocation of EU structural funds is for a long time considered unequal and unjust. Especially money from European agricultural fund is not distributed directly to farmers. In the paper, we use cluster analysis to define the distribution of funds from the EAFRD (European Agriculture Fund for Rural Development) to individual regions of the Slovak Republic at NUTS 3 level in the previous programming period 2007 – 2013. The main objective of the

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Arnoux, Mathieu. "Credit and investment between town and countryside: the market in grain annuities in Normandy (thirteenth-fourteenth centuries)." Continuity and Change 36, no. 2 (2021): 149–76. http://dx.doi.org/10.1017/s0268416021000126.

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AbstractThe replacement of rents in kind by payments in money is considered by many historians as a marker of the commercialization of the economy and thus of its modernization. The case of medieval Normandy does not confirm this development, however: the sources testify to a common use of money since the end of the eleventh century, but also to the persistence until the fifteenth century of payment in kind, including in the field of credit. The article examines the case of the Caen region, for which there is abundant evidence from the thirteenth and fourteenth centuries of annuities purchased

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Azeem, Muhammad, and Abdul Salam. "A versatile optional randomized response technique for use with sensitive surveys." VFAST Transactions on Mathematics 12, no. 1 (2024): 176–88. http://dx.doi.org/10.21015/vtm.v12i1.1750.

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In data collection from human participants, researchers in almost every survey get refusals and/or false responses from the respondents. Such refusals and false reporting are particularly common in sample surveys where the participants are asked to answer questions on sensitive topics such as cheating in examination, illegal income, marks obtained in last examination, students’ satisfaction from the teaching method, and amount of money spent on luxury items, etc. A popular approach to deal with the problem of refusals and untruthful responses is the randomized response technique. This paper in

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Jullum, Martin, Anders Løland, Ragnar Bang Huseby, Geir Ånonsen, and Johannes Lorentzen. "Detecting money laundering transactions with machine learning." Journal of Money Laundering Control 23, no. 1 (2020): 173–86. http://dx.doi.org/10.1108/jmlc-07-2019-0055.

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Purpose The purpose of this paper is to develop, describe and validate a machine learning model for prioritising which financial transactions should be manually investigated for potential money laundering. The model is applied to a large data set from Norway’s largest bank, DNB. Design/methodology/approach A supervised machine learning model is trained by using three types of historic data: “normal” legal transactions; those flagged as suspicious by the bank’s internal alert system; and potential money laundering cases reported to the authorities. The model is trained to predict the probabilit

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Foo, Kenny. "Mapping the contours and limits of “irresistible inference”." Journal of Money Laundering Control 23, no. 4 (2020): 735–43. http://dx.doi.org/10.1108/jmlc-03-2020-0027.

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Purpose In R v Anwoir [2008] EWCA Crim 1354, the English Court of Appeal held that, in money laundering prosecutions, the criminal provenance of property can be proved by showing that the circumstances in which the property was handled give rise to the irresistible inference that it can only have been derived from crime. The purpose of this paper is to analyse subsequent developments that have revealed the contours, and some of the limits, of proof by “irresistible inference”. Design/methodology/approach This paper reviews the reported cases in which an “irresistible inference” was drawn and i

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Giorgi Topuria, Giorgi Topuria, and Maia Chechelashvili Maia Chechelashvili. "Bitcoin as an Investment: Advantages and Risks." Economics 105, no. 8-10 (2023): 101–13. http://dx.doi.org/10.36962/ecs105/8-10/2023-101.

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The article discusses the possibilities of investing in digital currency - cryptocurrencies, in particular, their most common form - Bitcoin. The high hype and rising prices of crypto coins determine the relevance of the research topic and set the trend for many years. This scientific article is devoted to the study of the nature of Bitcoin, and the history of its creation, and highlights the main features and distinguishing features from fiat money. Blockchain technology is also discussed, which is a technological breakthrough in the field of data analysis that provides many advantages, inclu

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Linton Naibaho, Johan Pardamean Simanjuntak, Yana Sebha Pasaribu, et al. "Peran Mahasiswa PPKN FIS Universitas Negeri Medan Dalam Menghadapi Tantangan Politik 2024, Studi Kasus: Praktek Money Politik." Eksekusi : Jurnal Ilmu Hukum dan Administrasi Negara 2, no. 1 (2023): 15–30. http://dx.doi.org/10.55606/eksekusi.v2i1.728.

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Money Politics is an attempt to bribe voters by providing money or services so that voters' vote preferences can be given to a briber. Political money is no longer surprising, it is a common thing that happens when it comes to elections, parties do various things to get votes from the people, this political money has been passed down from generation to generation. Violations that often occur during elections include the widespread practice of money politics. Money politics is considered a practice that injures democracy. Elections are a big party in democracy where every citizen is free to giv

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Genschow, Oliver, Johannes Schuler, Emiel Cracco, Marcel Brass, and Michaela Wänke. "The Effect of Money Priming on Self-Focus in the Imitation-Inhibition Task." Experimental Psychology 66, no. 6 (2019): 423–36. http://dx.doi.org/10.1027/1618-3169/a000466.

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Abstract. The self-sufficiency hypothesis suggests that priming individuals with money makes them focus more strongly on themselves than on others. However, recently, research supporting this claim has been heavily criticized and some attempts to replicate have failed. A reason for the inconsistent findings in the field may lay in the common use of explicit measures, because they tend to rely on one or just a few items and are thus prone to demand effects and low reliability. In the present research, we administered, in two experiments, the imitation-inhibition task – a robust, unobtrusive, an

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Leinonen, Johanna. "“Money Is Not Everything and That’s the Bottom Line”." Social Science History 36, no. 2 (2012): 243–68. http://dx.doi.org/10.1017/s0145553200011780.

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This article highlights and fills gaps in research on migrant elites, traditionally defined as highly educated or professional migrants. The research on elite migrants has often suffered from methodological individualism: elite migrants are depicted as male professionals who shuttle from one work assignment or country to another, unrestricted by family relationships or national borders. My research shows the important role of marriage and family ties in life decisions of elite migrants, who in migration statistics and scholarly discussions appear merely as professionals, highly educated person

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Kvæl, Linda Aimée Hartford, Ida Løchting, and Marianne Molin. "Use of Dietary Supplements and Perceived Knowledge among Adults Living with Fibromyalgia in Norway: A Cross-Sectional Study." Nutrients 14, no. 1 (2021): 5. http://dx.doi.org/10.3390/nu14010005.

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Fibromyalgia syndrome (FMS) is a complex medical condition characterized by widespread musculoskeletal pain. To date, no gold standard treatment has been developed, and persons with FMS often seek alternative methods to control their symptoms, such as dietary supplements (DS). This study aimed to describe the use of DS in persons living with FMS and examine the associations between the use of DS and its potential predictors. We recruited a convenience sample of 504 participants (≥18 years) living with FMS. The main outcome variables included estimated expenditure on DS in the last 12 months in

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RYNDZAK, Olha. "STATE REGULATION OF THE NATIVE MIGRANTS’ REMITTANCES." Economy of Ukraine 2021, no. 3 (2021): 87–98. http://dx.doi.org/10.15407/economyukr.2021.03.087.

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The remittances of the migrants can become one of the most significant positive results of international migration. Still, the usage of their capabilities demands scientific-based prudent state control. In Ukraine, the policy in this field is merely at the stage of the development. The international experience of the realization of the ways of revenue stimulation from international migrants and the main ways of their mobilization in the development of countries – suppliers of the labor power have been reviewed. The main channels of international money transfers and their fees have been analyze

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Bowen, Paul, Rob Pearl, Keith Cattell, Kirsty Hunter, and John Kelly. "The role of value management in achieving best value in public sector service delivery in South Africa: a research agenda." Acta Structilia 14, no. 2 (2007): 58–75. https://doi.org/10.38140/as.v14i2.360.

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It is common cause that, for the most part, public sector service delivery in South Africa is in a state of disarray. Problems associated with service delivery include shortages of skilled staff, under-spending of budgets, corruption, and a general lack of capacity. Best value in public service delivery is clearly not being achieved. Best Value is an emerging initiative that aims to improve the quality of public services. The basic premise of the Best Value initiative is that the public service should procure services on the basis of value for money rather than on lowest cost. The literature s

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