Academic literature on the topic 'Complete Financial Inclusion'

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Journal articles on the topic "Complete Financial Inclusion"

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Kong, Yusheng, Yama Tampuri Jnr Mark, and Opoku Boadi Portia. "Digital Financial Inclusion: The Star Strategy Approach to Policy Formulation." International Journal of Management Sciences and Business Research 7, no. 1 (2018): 120–29. https://doi.org/10.5281/zenodo.3483280.

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The research focuses on Digital Financial Inclusion and tools to achieve this critical key to economic and sustainable development. The STAR Strategy Approach for Financial Inclusion with its four thematic area is proposed by the researchers that in any policy to have the complete and comprehensive effect of achieving the right mix of Financial Inclusion within the digital space, then the policy must have demonstrable and measurable traces of unlocking access, unlocking usage, embedded quality and innovation and minimizes risk. The research also extensively explains the STAR Strategy Approach
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Dharini, Raje Sisodia, and Kapoor Akanksha. "DEMONETIZATION A STEP TOWARDS MODERN FINANCIAL INCLUSION." International Journal of Current Research and Modern Education 2, no. 2 (2017): 17–20. https://doi.org/10.5281/zenodo.839834.

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India creating a high expectation for the world to become economic leader. From quite a while Indian took Financial Inclusion as serious course of Business as a development tool and encouraging result are been observed. In order to have strong financial inclusion serious action are required. In this era of technology with largest youth population in India, this is the best time to strike the chords of modern financial inclusion. This paper will take up the issues related to demonetization and linkage of modern financial inclusion .This paper also Discuss about the after math of demonetization
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Rifaya Meera, M., and P. Kaleeswaran. "Financial Inclusion Index through MGNREGS in Virudhunagar District." Asian Journal of Managerial Science 6, no. 1 (2017): 5–9. http://dx.doi.org/10.51983/ajms-2017.6.1.1225.

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Financial inclusion is the delivery of financial services through receipt of transfer payments, savings, loans, insurance, short term credit and remittance at affordable costs to sections of disadvantaged and low income segments of society. It is argued that availability of banking and payments services to the entire population without discrimination is the prime objective of public policy. Therefore, having a savings account is the only a starting point of financial inclusion. MGNREGA, the flagship programme of the UPA government, was revolutionary in its promise of inclusive growth and finan
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Masrochah, Maela, and M. Iqbal Notoatmojo. "The Influence of Financial Literacy, Financial Inclusion and Financial Technology on the Financial Performance of M-SMEs in Pekalongan City." SHS Web of Conferences 217 (2025): 03005. https://doi.org/10.1051/shsconf/202521703005.

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Examining how financial performance is affected by financial technology, financial inclusion, and financial literacy on the financial performance of M-SMEs in Pekalongan City is the goal of this study. Using the basic random selection technique, 100 respondents were chosen as samples for this investigation. MSME actors in Pekalongan City were given questionnaires to complete in order to collect data, which was then analyzed using SPSS Statistics 25.0. The examination of data approach used in this study is multiple linear regression testing. The study’s findings largely indicate that while fina
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CNAAN, RAM A., M. S. MOODITHAYA, and FEMIDA HANDY. "Financial Inclusion: Lessons from Rural South India." Journal of Social Policy 41, no. 1 (2011): 183–205. http://dx.doi.org/10.1017/s0047279411000377.

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AbstractFinancial inclusion/exclusion has recently been emphasised as an important policy option aimed at alleviating poverty, minimising social exclusion and enhancing economic growth. In this article, we review the growing interest in financial exclusion and inclusion, define them and demonstrate their existence in developing and developed countries. Our empirical focus is on whether financial inclusion has been successfully implemented in four sites in rural South India where banks claimed that financial inclusion is complete. Although many rural people in South India are financially includ
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Baporikar, Neeta. "Financial Literacy as Strategy for Enhancing Financial Inclusion of Small Entrepreneurs." International Journal of Public Sociology and Sociotherapy 1, no. 2 (2021): 1–14. http://dx.doi.org/10.4018/ijpss.2021070101.

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Small entrepreneur performance is always seen along with the complete proportions of financial, strategic, and structural development. The socioeconomic function performed by them is widely known. Yet there is concern regarding their financial literacy due to declining public and private to support and large developments in the financial marketplace. The concern is also deep due to the financial challenges and dearth of financial literacy of them. This may be a major factor for poor financial decision making and even deprived financial inclusion. Further, poor financial literacy causes not onl
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Ratnawati, M. Taufiq Noor Rokhman, and Ayu Agus Tya Ningsih. "The role of digital financial inclusion in improving financial literacy and financial well-being for business sustainability: Indonesian women’s export craft SMEs." Problems and Perspectives in Management 23, no. 2 (2025): 398–408. https://doi.org/10.21511/ppm.23(2).2025.28.

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Women, as craft business owners, must possess knowledge about financial inclusion and financial stability because it has an impact on business sustainability. This paper aims to test the effect of financial literacy and financial well-being on business sustainability, with digital financial inclusion as a moderating variable. This paper uses 236 female export craft MSME actors in East Java Province. Structural equation modeling (SEM) was used to test the hypotheses. The findings show that financial literacy and financial well-being affect business sustainability. Financial knowledge of MSME ac
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Dahiya, Suman, and Manoj Kumar. "Linkage between Financial Inclusion and Economic Growth: An Empirical Study of the Emerging Indian Economy." Vision: The Journal of Business Perspective 24, no. 2 (2020): 184–93. http://dx.doi.org/10.1177/0972262920923891.

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Inclusive financial system is a key to sustainable development and growth of a nation wherein all segments of the society have timely access to financial services at an affordable cost. It facilitates safe custody of savings, availability of loan for multiple purposes, diversification of risk through investment in different avenue, coverage of risk through various insurance products, etc., which make the life of people easier and comfortable. Therefore, inclusive finance leads to prosperity and economic growth by eliminating or minimizing poverty, unequal distribution of income and dominance o
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Al Rahahleh, Naseem. "Determinants of the Financial Capability: The Mediating role of Financial Self-efficacy and Financial Inclusion." International Journal of Economics and Financial Issues 13, no. 6 (2023): 15–29. http://dx.doi.org/10.32479/ijefi.14531.

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Identifying and addressing the predictors of financial capability in the context of a developing country such as Kingdom of Saudi Arabia is vital to advancing the financial behavior literature. Financial self-efficacy initially develops from financial literacy and the continuing development of each depends on the continuing development of the other. However, the exact nature of the relationship between financial self-efficacy and the relationship between financial literacy and financial inclusion remains a subject for argument. We, therefore, propose a model comprising both direct and indirect
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Sagnik, Maity, and Amit Majumder Dr. "A Nationwide Comparative Study on Financial Inclusion through PMJDY." Management Journal for Advanced Research 4, no. 3 (2024): 10–21. https://doi.org/10.5281/zenodo.12493037.

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Purpose - Financial inclusion refers to the provision of affordable financial products and services to all members of society without any discrimination. ‘Pradhan Mantri Jan-Dhan Yojana’ is a government scheme to provide a zero-balance account to every citizen in India.Methodology- This study creates a financial inclusion index based on three dimensions: banking penetration, disbursement, and services. And distributed states as per their index score in three levels: high, middle, and low. There is a continuum from 0 (no inclusion) to 1 (complete inclusion).Findings- The study finds
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Books on the topic "Complete Financial Inclusion"

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Beilin, Igor'. Economic policy and inclusive industrial development of the oil and gas region. INFRA-M Academic Publishing LLC., 2024. http://dx.doi.org/10.12737/2110855.

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The results of studies of the peculiarities of the organization of economic policy and, on their basis, methodological approaches to managing the inclusive production development of Russian regions with a budget-generating petrochemical complex are presented. The study was carried out using the example of oil and gas regions of the Volga Federal District, which, according to the methodology developed by the author, included the Republic of Bashkortostan, the Republic of Tatarstan, the Udmurt Republic, the Perm Territory, the Orenburg Region and the Samara Region. Inclusive production developme
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Blokdyk, Gerardus. Financial Inclusion a Complete Guide - 2020 Edition. Emereo Pty Limited, 2020.

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Henning, C. Randall. Tangled Governance. Oxford University Press, 2017. http://dx.doi.org/10.1093/oso/9780198801801.001.0001.

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This book addresses the institutions that were deployed to fight the euro crisis, re-establish financial stability, and prevent contagion beyond Europe. It addresses why European leaders chose to include the International Monetary Fund and provides a detailed account of the decisions of the institutions that make up the “troika” (the European Commission, European Central Bank, and IMF). The study explains the institutions’ negotiating strategies, the outcomes of their interaction, and the effectiveness of their cooperation. It also explores the strategies of the member states, including German
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Gibbs, Margaret. The contribution of the clinical pharmacist in palliative care. Oxford University Press, 2015. http://dx.doi.org/10.1093/med/9780199656097.003.0414.

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The inclusion of a pharmacist in the palliative care team is becoming appreciated and widespread. Effective medicines management can improve patient outcomes and have financial benefits for organizations. Most patients prefer to spend as much time as possible at home so pharmacist input in the community is especially crucial in ensuring they receive their medicines and have information to support them in taking them. Palliative care normally involves using strong opioids and the legal requirements surrounding their use can be complex. Pharmacists have detailed knowledge in this area so can adv
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Fleck, Leonard M. Precision Medicine and Distributive Justice. Oxford University PressNew York, 2022. http://dx.doi.org/10.1093/oso/9780197647721.001.0001.

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Abstract Wicked ethical problems have been generated by precision medicine due to both the wiliness of cancer and the fragmentation of health care financing in the United States. The wiliness of cancer has resulted in these targeted cancer therapies yielding only very marginal gains in life expectancy for most patients at very great cost, thereby threatening the just allocation of health care resources. As a life-threatening phenomenon, cancer is not morally special. Philosophers have high hopes for the utility of their theories of justice. However, metastatic cancer and costly precision medic
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Wahba, Liliana Liviano, and Ísis Fabiana de Souza Oliveira. O Significado do trabalho e do não trabalhar na perspectiva masculina: Uma análise Junguiana. Brazil Publishing, 2021. http://dx.doi.org/10.31012/978-65-5861-519-4.

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Using Analytical Psychology as a theoretical basis, the present study aimed at clarifying and understanding the meanings that the man, who does not work, nor has an income of his own, attributes to himself, to his situation and to the social expectations related to working. Another objective was to elucidate which would be, in that case, the existing factors of investment and/or disinvestment in the work. Therefore, the study explored subjective aspects, using the qualitative approach and employing the Life History interview as a research tool. The research included four participants living in
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Nikiforov, Konstantin V., Anna K. Aleksandrova, Ella G. Zadorozhnyuk, and Aleksandr S. Stykalin, eds. Transformational Revolutions in the Countries of Central And South-Eastern Europe on their Thirtieth Anniversary. 1989–2019. Institute of Slavic Studies, Russian Academy of Sciences; Nestor-Istoriia, 2021. http://dx.doi.org/10.31168/2712-8342.2021.2.

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This collective monograph validates the relevance of the complex concept of “Transformational Revolutions” introduced here for the first time in academic circulation, which essentially expands the perspective of revolutionary origins and outcomes in Central and South-Eastern Europe. The authors analyze the prerequisites, course, and results of transformational revolutions in the countries of the region during the thirty-year period of their modern history. The studies describe the features of post-socialist modernization and the domestic and foreign political crises inherent in each country, t
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Book chapters on the topic "Complete Financial Inclusion"

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Salmi, Jamil. "Access, Inclusion, Completion, and Employability—Responding to the Needs of Students and Society." In European Higher Education Area 2030: Bridging Realities for Tomorrow’s Higher Education. Springer Nature Switzerland, 2024. https://doi.org/10.1007/978-3-031-75140-0_13.

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Abstract Many youths face challenging circumstances due to financial barriers, discrimination, lack of social capital, insufficient academic preparation, low motivation, and lack of access to information about labour market prospects. These obstacles drastically affect their opportunities to access and complete higher education. The eight articles included in this section on access, inclusion, completion, and employability explore equity policy interventions at the national and institutional levels. These include support programs and alternative pathways for specific equity target groups (non-
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Mutamimah and Pungky Lela Saputri. "Digital Social Capital and Financial Inclusion for Small Medium Enterprises." In Complex, Intelligent and Software Intensive Systems. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-08812-4_24.

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Mahmoud, Israa, and Eugenio Morello. "Co-creation Pathway for Urban Nature-Based Solutions: Testing a Shared-Governance Approach in Three Cities and Nine Action Labs." In Smart and Sustainable Planning for Cities and Regions. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-57764-3_17.

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AbstractNature-based solutions (NBS) implementation in urban contexts has proven outcoming multiple benefits to reverse the current trend of natural resources’ degradation adversely affecting biodiversity, human health, and wellbeing. Yet, the current urban-planning policy frameworks present a rigid structure to integrate NBS definitions, and their co-benefits to get mainstreamed and up scaled on a wider urban spatial dimension. In this research, we test a complete co-creation pathway that encourages decision-makers to embed citizen engagement methodologies as an approach to co-design and co-i
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Baporikar, Neeta. "Financial Literacy in Entrepreneurship Education." In Reshaping Entrepreneurial Education Within an Industry 4.0 Context. IGI Global, 2024. http://dx.doi.org/10.4018/979-8-3693-0409-9.ch002.

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Small entrepreneur performance is always seen along with the complete proportions of financial, strategic, and structural development. The socioeconomic function performed by them is widely known. But, in recent times, developing and developed nations have become more and more concerned about the level of financial literacy of the entrepreneur. This has emanated from peculiar to declining public and private support systems and wide-ranging developments in the financial marketplace. The concern is also intensified by the challenges faced by small entrepreneurs in the financial context aided by
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Juneja, Gopika, Pranav Saraswat, and Sandeep Kumar Kautish. "Strategic Green Accounting and CSR Analytics." In Advances in Business Information Systems and Analytics. IGI Global, 2024. http://dx.doi.org/10.4018/979-8-3693-2823-1.ch007.

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Green accounting is a system that integrates the costs and the benefits attached with the environment. It shows the inclusion of such costs and benefits in the traditional accounting strategies and their methodology. Including the advantages and disadvantages, it becomes of vital impact to discuss the effect of green accounting on financial statements and its analysis. Green accounting strategies come of great benefit to the customers, public, investors, as they get a complete image of the company. The investors are informed of the reaped advantage, policies followed, reduction in risk, and op
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Das, Tanaya, and Sulagna Das. "Role of AI in Reshaping the Investment Behaviour of Individuals in Digital Economy." In Contemporary Business Practices and Sustainable Strategic Growth. BENTHAM SCIENCE PUBLISHERS, 2025. https://doi.org/10.2174/9789815322071125010013.

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In today's society, the role of AI or Artificial Intelligence is undeniable. In this data-driving world, the financial sector is also not an exception to technological advancements. This article will focus on the role of AI in reshaping the investment behaviour of individuals in the era of the digital economy. The researchers have introduced the concept of AI and how it can impact the investment landscape. From this study, one would understand that AI can make strong strategies for individuals to invest correctly and in the way it can be managed. The researchers have conducted a systematic lit
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Bhattacharya, Rohit. "Financial Inclusion in India." In Wealth Creation and Poverty Reduction. IGI Global, 2020. http://dx.doi.org/10.4018/978-1-7998-1207-4.ch033.

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The concept of Financial Inclusion is not a new one. It has become a catchphrase now and has attracted the global attention in the recent past. Lack of accessible, affordable and appropriate financial services has always been a global problem. It is estimated that about 2.9 billion people around the world do not have access to formal sources of banking and financial services. India is said to live in its villages, a convincing statement, considering that nearly 72% of our population lives there. However, a significant proportion of our 650,000 odd villages does not have a single bank branch to
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de, Charlotte. "Debussy at the Omega Workshops." In Cross-Channel Modernisms, edited by Claire Davison, Derek Ryan, and Jane Goldman. Edinburgh University Press, 2020. http://dx.doi.org/10.3366/edinburgh/9781474441872.003.0012.

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Following the outbreak of war in 1914, Roger Fry encouraged a series of Friday concerts at the Omega Workshop at 33 Fitzroy Square to raise funds for Belgian refugees. Poorly documented in any detail, these events nonetheless included some remarkable feats of organisation. This essay will look in particular at a staged production of Debussy’s Boite à Joujoux in early 1915, four years before its acknowledged premiere at the Théâtre Lyrique du Vaudeville in Paris. Debussy’s piano score was complete by the end of 1914, but the orchestration was only partially finished on the composer’s death in 1
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Stanković, Milan, and Aleksandra Pavićević. "Traffic Infrastructure in the Function of Rural Tourism Development​." In International Thematic Monograph: Modern Management Tools and Economy of Tourism Sector in Present Era. Association of Economists and Managers of the Balkans; Faculty of Tourism and Hospitality, Ohrid, North Macedonia, 2022. http://dx.doi.org/10.31410/tmt.2022-2023.413.

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When it comes to the comprehensiveness of the concept of re- sources and especially the analysis of resources as the basis of the economic sphere and the driver of the rural areas of all social entities, and thus the basis of our development, contemporary research points to the focus on the following above all: a resource with the characteristic of agricultural out- put, which is the most common reach of the rural environment in every business group, production or financial sector, is an inevitable key factor of over- all development. In this regard, macroeconomic policy measures and their imp
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Kulkarni, Niranjan, Omvir Gautam, and Swapnil Pradeep Shah. "Role of Technology in Improving the Quality of Financial Advisory for Personal Financial Management." In Advanced Machine Learning Algorithms for Complex Financial Applications. IGI Global, 2022. http://dx.doi.org/10.4018/978-1-6684-4483-2.ch005.

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Increased per capita income, improved life span, families changing from joint to nuclear ones, and absence of robust social security system; justify the need for a shift in management of personal finance for many. As a result of it, financial advisory is needed. This chapter tries to explore the relation between significance of technology in financial advisory with special reference to personal financial management. The study focuses on describing current use of technology, areas of improvements, and impact on quality of financial advice in personal financial management. The financial advisory
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Conference papers on the topic "Complete Financial Inclusion"

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Pale, Predrag, and Juraj Petrovic. "THE ART IN ENGINEERING." In 11th SWS International Scientific Conferences on SOCIAL SCIENCES - ISCSS 2024. SGEM WORLD SCIENCE, 2024. https://doi.org/10.35603/sws.iscss.2024/vs08/66.

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Traditionally, engineering education teaches natural principles and technical procedures in order to yield reliable, predictable results. It is a highly cognitive activity. However, computer based technologies are reducing the need for engineers� routine work on welldefined tasks and are shifting focus to creating completely new products and services and novel solutions for �unsolvable� challenges. To utilize full potential of their creativity engineers need to learn how to think outside of the box, break rules, release fear of mistakes, discover joy in experimentation and also to better under
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HÎRBU, EDUARD, and ANA HÎRBU. "RATING OF EMERGING G22 COUNTRIES ACCORDING TO THE INDEX OF TRADITIONAL FINANCIAL INCLUSION AND FINTECH." In COMPETITIVENESS AND INNOVATION IN THE KNOWLEDGE ECONOMY. Editura ASE, 2025. https://doi.org/10.24818/cike2024.51.

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Assessing the financial inclusion of countries must take into account both traditional methods and fintech innovations. They provide a complete picture of people’s access to and use of financial services, contributing to economic development and reducing inequalities. While traditional financial inclusion refers to access to and use of conventional financial services such as bank accounts, credit and insurance, fintech-based financial inclusion targets financial technologies that have revolutionized access to financial services, especially in regions where traditional banking infrastructure is
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Chvertko, Liudmila, Oksana Vinnytska, and Tetyana Korniienko. "Inclusive orientation of the development of the insurance market of Ukraine in the conditions of digitalization of the economy." In Conferinta stiintifica internationala "Strategii si politici de management in economia contemporana", editia VII. Academy of Economic Studies of Moldova, 2023. http://dx.doi.org/10.53486/icspm2022.56.

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The article substantiates the importance of an inclusive orientation in the development of the insurance market, which implies a more complete satisfaction of consumer needs. Insurance inclusion is considered as an integral part of financial inclusion, recognized by the world community as an engine of economic growth and an important factor in social equality. The purpose of the article is to substantiate the features, problems and mechanisms for ensuring the inclusiveness of the Ukrainian insurance market. In the course of the study, dialectical and abstract-logical methods, methods of a syst
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Stroia, Adina Nicoleta. "Financial literacy, education, and inclusion: interconnections and their impact on economic and social development." In International scientific conference "Development Through Research and Innovation" IDSC-2025. Academy of Economic Studies, 2025. https://doi.org/10.53486/dri2025.40.

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This paper explores the correspondence between financial literacy, financial education, and financial inclusion, as well as the impact these interdependent concepts have on economic and social development. The research was structured into three main stages: a theoretical analysis of the concepts, quantitative research for testing the formulated hypotheses, and qualitative research to deepen the understanding of perceptions regarding the studied phenomenon. The results highlight that financial literacy provides the necessary foundations for individuals to understand basic financial concepts and
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Hussin, Dr Nazimah. "Enhancing Financial Sustainability through Action Research for Sustainable Talents." In 6th World Conference on Business, Management, Finance, Economics and Marketing. Eurasia Conferences, 2024. https://doi.org/10.62422/978-81-970328-1-3-004.

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Integrating the United Nations' Sustainable Development Goals (SDGs) into education is essential for addressing global challenges related to environmental preservation, social equity, and economic growth. Action research plays a pivotal role in this integration, enabling educators to systematically assess and enhance their teaching methodologies and institutional practices to foster sustainability. By focusing on business and financial sustainability, action research ensures that curricula incorporate principles of sustainable financial practices, ethical decision-making, and corporate social
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Horváth, Imre, and Els Du Bois. "Using Modular Abstract Prototypes as Evolving Research Means in Design Inclusive Research." In ASME 2012 International Design Engineering Technical Conferences and Computers and Information in Engineering Conference. American Society of Mechanical Engineers, 2012. http://dx.doi.org/10.1115/detc2012-70050.

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Various manifestations of products, prototypes and tools are commonly used in design research to discover and describe novel phenomena, or to test specific research theories, or to explore intrinsic data that cannot be accessed and validated otherwise. However, as research means, the above physical artifacts are over-detailed and inflexible, in particular when phenomena associated with design creativity and product ideation are investigated. To support design inclusive research in the context of conceptualization and early testing of complex, knowledge-intensive software tools, the authors pro
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Saadi, Jana I., Madhurima Das, Gillian Roeder, et al. "Incorporating Social, Policy, and Ethical Considerations in Engineering and Design Education: an Examination of Barriers and Resources." In ASME 2023 International Design Engineering Technical Conferences and Computers and Information in Engineering Conference. American Society of Mechanical Engineers, 2023. http://dx.doi.org/10.1115/detc2023-116605.

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Abstract Within higher education, there are increasing calls for design-focused fields, such as engineering and urban planning, to incorporate social, policy, and ethical considerations into their courses to create and develop more responsible, society-minded designers to solve today’s complex societal issues. At the same time, not all instructors of design courses may feel equipped or comfortable engaging social, policy, and ethical considerations in their courses. Previous work has shown that engineering courses engage less with these considerations than other design fields. More perspective
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King, Carey W., Jay Zarnikau, and Phil Henshaw. "Defining a Standard Measure for Whole System EROI Combining Economic “Top-Down” and LCA “Bottom-Up” Accounting." In ASME 2010 4th International Conference on Energy Sustainability. ASMEDC, 2010. http://dx.doi.org/10.1115/es2010-90414.

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Business investments rely on creating a whole system of different parts, technologies, field and business operations, management, land, financing and commerce using a network of other services. Using the example of a wind farm development, a typical life cycle assessment (LCA) focuses upon the primary technology inputs and their countable embodied direct impacts. What LCA omits are the direct and indirect impacts of the rest of the business system that operates the primary technology, the labor, commerce and other technology employed. A total environmental assessment (TEA) would include the ph
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Akanji, D., and M. Adamu. "Optimizing Cholera Outbreak Prediction in Nigeria: A Comparative Analysis of Machine Learning Models for Public Health Applications." In International Conference on Artificial Intelligence and Robotics. Machine Intelligence Research Group (MIRG), 2024. https://doi.org/10.52968/15064109.

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Cholera remains a critical public health concern in Nigeria, causing significant mortality and straining healthcare resources. Despite efforts to control the disease, recurrent outbreaks persist, especially in areas with inadequate sanitation and limited access to clean water. Traditional models for predicting cholera outbreaks often fall short due to their inability to capture the multifactorial nature of the disease's spread. This study aims to address this gap by employing regression machine learning (ML) models that integrate various socio-economic, environmental, and demographic factors t
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Hoyle, Christopher, Alexander F. Mehr, Irem Y. Tumer, and Wei Chen. "Cost-Benefit Quantification of ISHM in Aerospace Systems." In ASME 2007 International Design Engineering Technical Conferences and Computers and Information in Engineering Conference. ASMEDC, 2007. http://dx.doi.org/10.1115/detc2007-35412.

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Integrated Systems Health Management (ISHM) is an evolving technology used to detect, assess, and isolate faults in complex aerospace systems to improve safety. At the conceptual design level, system-level engineers must make decisions regarding the inclusion of ISHM and the extent and type of the sensing technologies used in various subsystems. In this paper, we propose a Cost-Benefit Analysis approach to initiate the ISHM design process. The key to this analysis is the formulation of an objective function that explicitly quantifies the cost-benefit factors involved with using ISHM technology
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Reports on the topic "Complete Financial Inclusion"

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Andrade, Gabriela, Karina Azar, Tabia Kazembe, Cristina López Mayher, and Vanina Vincensini. Financing Programs for Women's Financial Inclusion and Access to Finance for Women MSMEs: Results from a Survey of Public Development Banks. Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0005104.

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This report presents the highlights from a survey directed to public development banks (PDBs) as part of the 2023 agenda of the Finance in Common Summit (FiCS) Coalition on Gender Equality and Womens Empowerment in Development Banks, co-chaired by the Inter-American Development Bank (IDB) and UN Women. The survey, which was completed by 54 PDBs, aimed to examine how PDBs are serving women and their businesses by mapping existing programs and identifying current practices, innovations, challenges, and opportunities in this agenda. Key findings suggest PDBs are offering a diversity of programs,
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Owen, Patrick J., Shane A. Kavanagh, and Anthony D. LaMontagne. What can be done to Improve the Mental Health of University Students? Identifying Determinants of Psychological Distress at an Australian University. Journal of the Australian and New Zealand Student Services Association, 2025. https://doi.org/10.30688/janzssa.2025-1-03.

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Background: Mental health problems are common among university students. This study examined associations between determinants of mental health and psychological distress among university students with the aim of identifying priorities for policy and practice action. Methods: This cross-sectional study included 3,581 university students (response rate: 7.1%) who completed an anonymous online survey. Individual determinants included socio-demographics and financial, housing, and employment status. Community (university) determinants were social inclusion, social acceptance, and overall satisfac
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Weltman, Trevor, Angelo Sciacca, Yeong-Hyeon Hwang, and Steven Schipani. Smart Tourism Ecosystem Development Readiness in Southeast Asia. Asian Development Bank, 2024. http://dx.doi.org/10.22617/brf240230-2.

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This brief tracks how Southeast Asian countries are using smart technologies to make their tourism sectors more competitive, inclusive, and sustainable, and outlines the complex financing and infrastructure challenges they face. The brief shows how integrated technology can be harnessed by the tourism sector for uses from e-visas to smart waste management and cashless payments, benefiting businesses, consumers, and destinations alike. With Thailand topping its smart tourism readiness table, the brief explains how countries should look to narrow the digital divide, tweak policies, and pull in p
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Faith, Becky. Intersecting Exclusion in Digital Cash and Voucher Assistance in Nigeria. Institute of Development Studies, 2024. https://doi.org/10.19088/basic.2024.021.

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BASIC Research focuses on the intersection between social protection and humanitarian approaches in providing assistance in protracted crises. Digital systems can offer benefits in these contexts, but can also increase vulnerabilities. Delivering cash and voucher assistance (CVA) at scale using digital tools in challenging contexts is complex. A lack of digital and financial infrastructure, and the digital exclusion experienced by intended beneficiaries from marginalised communities, are critical issues. This Policy Briefing looks at the different drivers of digitisation from the perspectives
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Carter, Hilary, and Jessica Groopman. Diversity, Equity, and Inclusion in Open Source: Exploring the Challenges and Opportunities to Create Equity and Agency Across Open Source Ecosystems. The Linux Foundation, 2021. https://doi.org/10.70828/kewr6778.

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Diversity, equity, and inclusion (DEI) in the technology industry — and within open source specifically—is an opportunity we need to continuously leverage for the benefits it brings. Given that people of vastly different backgrounds, nationalities, orientations, and identities create open source software, hardware, and standards, their participation and well-being is important. Study after study reveals that diversity in participation produces better outcomes and more robust technologies—that diverse communities are simply stronger communities. For communities to continue evolving for the bett
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Arewa, Moyo. How Will Central Bank Digital Currencies (CBDCs) Influence Tax Administration in Developing Countries? Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.026.

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This paper explores the potential benefits and risks to tax administrations of implementing central bank digital currencies (CBDCs), a digital version of national currencies that is gaining momentum worldwide. It outlines some of the key features of CBDCs and then considers their implications for tax administration in low- and middle-income countries (LMICs) generally. The emergence of CBDCs provides LMICs with a significant opportunity to improve financial inclusion, improve payment systems and increase tax collection. CBDCs provide greater transparency, security and traceability, which could
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Arewa, Moyo, Celeste Scarpini, Kelbesa Megersa, Barry Cooper, Antonia Esser, and Megan Campbell. How Will Central Bank Digital Currencies (CBDCs) Influence Tax Administration in Developing Countries? Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.057.

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Developing countries are driving the emergence of central bank digital currencies (CBDCs) – digital versions of sovereign currencies issued by central banks. While CBDCs can potentially improve financial inclusion, improve payment systems, and increase tax collection in lower-income countries, they are also associated with a complex combination of operational and security risks. This research sheds light on the tax implications of CBDCs, including the potential risks and benefits of their implementation. It outlines some of their key features and considers challenges common to revenue authorit
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Asfaw, Etenesh. Global Practices in Agriculture Knowledge and Innovation System: Lessons for Uzbekistan’s AKIS. TOSHKENT SHAHRIDAGI XALQARO VESTMINSTER UNIVERSITETI, 2020. https://doi.org/10.70735/mlda5770.

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Coordination and facilitation of multiple and diverse AKIS stakeholders is vital for increased efficiency and better agriculture performance. The decision to decentralize the administration and management of AKIS to local structures needs to be realistic. Public financing in AKIS for enhanced capacities of the sub-systems ensures inclusive service delivery and increased agriculture productivity. Participation of all groups of clients in AKIS decision-makings and implementation, through participatory tools, ensures responsive and relevant goods, services, and policy. Continuous professional dev
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Rueda, Diana, and Eylla Laire Gutierrez. Gender, Microentrepreneurship, Human Flourishing: Exploring the Experiences of Women Sari-sari Store Owners toward Inclusive Growth. Philippine Institute for Development Studies, 2025. https://doi.org/10.62986/dp2024.50.

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For years, women’s involvement in entrepreneurial activities has been widely advocated as part of economic development agendas. This is evidenced by numerous initiatives, projects, and roadmaps that promote women's integration into economic activities through entrepreneurship. Underpinning these efforts is the assumption that women's active participation in economic activities leads to improved well-being and empowerment. While this is an essential step toward improving women’s conditions, the realities are more complex. Beyond the economic contributions of such entrepreneurial activities, oth
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Cook, Stephen, and Loyd Hook. Developmental Pillars of Increased Autonomy for Aircraft Systems. ASTM International, 2020. http://dx.doi.org/10.1520/tr2-eb.

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Increased automation for aircraft systems holds the promise to increase safety, precision, and availability for manned and unmanned aircraft. Specifically, established aviation segments, such as general aviation and light sport, could utilize increased automation to make significant progress towards solving safety and piloting difficulties that have plagued them for some time. Further, many emerging market segments, such as urban air mobility and small unmanned (e.g., small parcel delivery with drones) have a strong financial incentive to develop increased automation to relieve the pilot workl
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