Log in

Relevant bibliographies by topics / Concentration of banking capital / Journal articles

To see the other types of publications on this topic, follow the link: Concentration of banking capital.

Journal articles on the topic 'Concentration of banking capital'

Author: Grafiati

Published: 28 May 2022

Last updated: 30 July 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Concentration of banking capital.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Putri, Erika Sefila, and Rahmat Setiawan. "Market Concentration, Capital and Risk Taking in Banking Industry." Jurnal Manajemen Teori dan Terapan| Journal of Theory and Applied Management 14, no. 1 (2021): 69. http://dx.doi.org/10.20473/jmtt.v14i1.25922.

Full text

Abstract:

Banking market concentration is an interesting banking topic to study because the banking market structure plays an important role in a country's banking system. This study aims to determine the relationship between banking market concentration and bank risk taking, and bank capital as a moderating variable on the relationship between bank capital and bank risk taking. The test was conducted using multiple linear regression on 104 conventional commercial banks in Indonesia from 2007 to 2016. The results of this study indicate that banking market concentration has a positive effect on bank risk

APA, Harvard, Vancouver, ISO, and other styles

2

Barrell, Ray, and Dilruba Karim. "BANKING CONCENTRATION AND FINANCIAL CRISES." National Institute Economic Review 254 (November 2020): R28—R40. http://dx.doi.org/10.1017/nie.2020.39.

Full text

Abstract:

Policymakers need to know if the structure of competition and the degree of banking market concentration change the incidence of financial crises. Previous studies have not always come to clear conclusions. We use a new dataset of 19 countries where we include capital adequacy and house price growth as factors affecting crisis incidence, and we find a positive role for bank concentration in reducing incidence. In addition, we look at New Industrial Economics indicators of market structure and find that increased market power also reduces crisis incidence. We conclude that attempts to increase

APA, Harvard, Vancouver, ISO, and other styles

3

Koleśnik, Jan. "Foreign Capital in Polish Banks – Its Contribution to Systemic Risk and Level of Concentration." Annales Universitatis Mariae Curie-Skłodowska, sectio H – Oeconomia 57, no. 3 (2023): 157–75. http://dx.doi.org/10.17951/h.2023.57.3.157-175.

Full text

Abstract:

Theoretical background: An important source of systemic risk in the banking system is the ownership structure, especially the ratio of foreign capital, which affects not only the results of individual banks but also the situation of the entire sector during the financial crisis. The effects of foreign capital engagement in a local banking system not always have to be exclusively positive. In particular, this refers to the systemic risk contribution of foreign capital in the national banking system as well as foreign capital concentration and potential systemic risk transfer through foreign cap

APA, Harvard, Vancouver, ISO, and other styles

4

Indradi, Rachmat, and Taswan Taswan. "Peran Ukuran Bank Memoderasi Kecukupan Modal dan Konsentrasi Kepemilikan Terhadap Kinerja Keuangan Bank." Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) 3, no. 4 (2022): 655–64. http://dx.doi.org/10.47065/ekuitas.v3i3.1394.

Full text

Abstract:

The banking sector is the backbone of the Indonesian economy and has a very important role as a financial intermediary. The purpose of this study is to analyze and explain the effect of capital adequacy on banking performance, the effect of ownership concentration on banking performance, the effect of firm size concentration on banking performance, the role of firm size moderating capital adequacy on banking performance, the role of firm size moderating ownership concentration on banking performance. banking performance. The population used in this study were banking companies listed on the In

APA, Harvard, Vancouver, ISO, and other styles

5

Mahmood, Yasin, Maqsood Ahmad, Faisal Rizwan, and Abdul Rashid. "Do banking sector concentration, banking sector development and equity market development influence firms’ financial flexibility? Evidence from Pakistan." South Asian Journal of Business Studies 9, no. 1 (2019): 115–29. http://dx.doi.org/10.1108/sajbs-01-2019-0009.

Full text

Abstract:

Purpose The purpose of this paper is to investigate the role of banking sector concentration, banking sector development and equity market development in corporate financial flexibility (FF). Design/methodology/approach The study used annual data for the period from 1991 to 2014 to examine the relationship between banking sector concentration, banking sector development, equity market development and corporate FF; hypotheses were tested using an unbalanced panel logistic regression model. Findings The paper provides empirical insights into the relationships between macroeconomic factors and co

APA, Harvard, Vancouver, ISO, and other styles

6

DEIDDA, LUCA, and BASSAM FATTOUH. "CONCENTRATION IN THE BANKING INDUSTRY AND ECONOMIC GROWTH." Macroeconomic Dynamics 9, no. 2 (2005): 198–219. http://dx.doi.org/10.1017/s1365100505040174.

Full text

Abstract:

We present an endogenous growth model with two sectors: a real sector where the final good is produced, and a banking sector that intermediates between savers and firms. Banking concentration exerts two opposite effects on growth. On the one hand, it induces economies of specialization, which is beneficial to growth. On the other hand, it results in duplication of banks' investment in fixed capital, which is detrimental to growth. The trade-off between the two opposing effects is ambiguous and can vary along the process of economic development. Hence, there is a potential nonlinear and nonmono

APA, Harvard, Vancouver, ISO, and other styles

7

Delova-Jolevska, Evica, and Milan Eliskovski. "Investigating the relationship between the single-name concentration risk and capital surplus: Evidence from the Macedonian banking sector." BH Ekonomski forum 14, no. 1 (2021): 11–29. http://dx.doi.org/10.5937/bhekofor2101011d.

Full text

Abstract:

Banks lend large funds to big clients and are exposed to concentration risk. The concentration risk is indirect credit risk exposure for the banks and it might cause large losses in case of default of the big clients. Therefore, prudent banks would increase their capital surplus as the concentration exposure rises in order to preserve their stability against deteriorating performances of the big clients. Thus, this paper investigates the effect of the single-name concentration risk on the capital surplus in the Macedonian banking sector. The analysis was done by employing Vector Error Correcti

APA, Harvard, Vancouver, ISO, and other styles

8

Shaikh, Salman Ahmed. "Economic Evaluation of Islamic Banking in Pakistan." Journal of King Abdulaziz University: Islamic Economics 36, no. 1 (2023): 91–111. https://doi.org/10.4197/islec.36-1.5.

Full text

Abstract:

The term Islamic in Islamic banking naturally raises the question of what this word adds to the concept and practice of banking? The early literature on Islamic economics raised the bar of expectations and envisioned Islamic banking as distinct from conventional banking by avoiding interest in letters and spirit. Interest-based banking was thought to suffer from exclusion, inequality, injustice, misallocation of capital resources and concentration of capital. It was thought that Islamic banking, while avoiding interest, would be more inclusive, equitable, and fair and would result in a broad a

APA, Harvard, Vancouver, ISO, and other styles

9

Rose, Peter S. "The Distribution of Outcomes from Corporate Mergers: Evidence from Commercial Bank Acquisition Strategies." Journal of Accounting, Auditing & Finance 10, no. 2 (1995): 343–64. http://dx.doi.org/10.1177/0148558x9501000210.

Full text

Abstract:

Bank mergers in the United States have reshaped the structure of American banking into an increasingly consolidated industry. Yet the merger literature in banking, like the literature for most other industries, reaches sharply conflicting conclusions regarding the outcomes for merging banking firms, their shareholders, and the public, due perhaps to variable agency cost exposures and competitive market structures. Drawing on a random sample of more than 1,200 acquiring and acquired U.S. banking firms from 1970 through 1988, the study finds a nearly symmetric distribution of increasing and decr

APA, Harvard, Vancouver, ISO, and other styles

10

Kubakh, Tetiana. "CONCENTRATION OF THE UKRAINIAN BANKING SYSTEM: PROBLEMS AND PROSPECTS." Vìsnik Sumsʹkogo deržavnogo unìversitetu 2024, no. 1 (2024): 27–38. http://dx.doi.org/10.21272/1817-9215.2024.1-03.

Full text

Abstract:

The article examines the relevance of the issue of concentration of the banking system of Ukraine and identifies the main prospects for reducing the share of the state in the banking services market. The period from 2009-2022 inclusive was chosen for analysis and evaluation, which made it possible to identify the main trends and factors that influenced the growth and decline of such concentration indices as Herfindahl–Hirschman Index and CR in terms of the following indicators: assets, corporate loans, retail deposits, authorised capital, commission income, and interest income. The obtained ca

APA, Harvard, Vancouver, ISO, and other styles

11

Asngari, Imam. "ANALISIS DETERMINAN STRUKTUR, PERILAKU DAN KINERJA INDUSTRI PERBANKAN SYARIAH DI INDONESIA." Jurnal Ekonomi Pembangunan 13, no. 2 (2015): 60–74. http://dx.doi.org/10.29259/jep.v13i2.4853.

Full text

Abstract:

This study discusses the market structure, conduct, performance (SPK) Islamic banking industry as well as the enforceability SPK Islamic banking industry. Variables include the study of concentration, market share, advertising intensity, the level of financing, financing problems, capital intensity, and the performance of the Islamic banking industry include profitability and operational efficiency, as well as variable dummy macro economic conditions. Source data from the financial statements of Islamic banking, and financial statements of four foreign Islamic banks, namely Bank Syariah Mandir

APA, Harvard, Vancouver, ISO, and other styles

12

Kozak, Sylwester, and Agata Wierzbowska. "BANK EFFICIENCY AND CONCENTRATION OF THE BANKING SECTOR IN THE CEE COUNTRIES." Zeszyty Naukowe SGGW, Polityki Europejskie, Finanse i Marketing, no. 22(71) (December 16, 2019): 77–89. http://dx.doi.org/10.22630/pefim.2019.22.71.27.

Full text

Abstract:

The relationship between the structure of the banking market and efficiency of banks has been a subject of many studies for several decades. There is no uniform opinion on the correlation between these variables. The goal of the research is to investigate this relationship for 96 banks operating in eleven CEE countries in the years of 2005-2017. Bank efficiency scores are assessed with the SFA method and regressed with bank and macroeconomic characteristics. The results show that the efficiency of banks is positively affected by the concentration of the market on which they operate, as well as

APA, Harvard, Vancouver, ISO, and other styles

13

Balanyuk, Maksym, and Sergii Stepanenko. "CONCENTRATION OF BANKING ACTIVITY IN UKRAINE." Ukrainian Journal of Applied Economics 5, no. 2 (2020): 33–39. http://dx.doi.org/10.36887/2415-8453-2020-2-4.

Full text

Abstract:

Introduction. As a result of the development of the economy, the desire of banks to get even more profit and interest people to use their Bank's services has also increased. This trend leads to an increase in the level of market concentration of banking activities. The purpose of the article is to analyze the current level of concentration of banking activity in Ukraine and create recommendations for its minimization. Results. The concentration of banking activity in Ukraine and its impact on the development of the economy are studied. The interpretation of the concepts "concentrate" and "conc

APA, Harvard, Vancouver, ISO, and other styles

14

Sus, Yurii. "THREATS AND PROSPECTS OF THE CONCENTRATION OF UKRAINE'S BANKING SYSTEM." sj-economics scientific journal 44, no. 1 (2022): 31–40. http://dx.doi.org/10.58246/sjeconomics.v44i1.268.

Full text

Abstract:

The share of the largest banks is growing in Ukraine. Since 2016, Ukraine's banking system has been similar in terms of concentration to Belgium, Denmark and Spain. An ambiguous influence on the level of competition and on the efficiency of the largest banks is exerted by a significant share of the state in the banking system. It is established that the size of the profitability of the banking system of Ukraine largely depends on the level of concentration and has a sufficient degree of closeness. At the same time, net income in the banking system of Ukraine strongly depends on the level

APA, Harvard, Vancouver, ISO, and other styles

15

Sarah Nurjanah, Dirvi Surya Abbas, and Hamdani Hamdani. "Pengaruh Konsentrasi Kepemilikan, Ukuran Dewan Komisaris, Ukuran Komite Audit, Reputasi Kantor Akuntan Publik Terhadap Intellectual Capital Disclosure." MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi 2, no. 1 (2023): 21–30. http://dx.doi.org/10.61132/menawan.v2i1.93.

Full text

Abstract:

Intellectual capital disclosure in Indonesia is still voluntary so that intellectual capital is rarely disclosed by companies. The purpose of this study is to determine the effect of ownership concentration, the size of the Board of Commissioners, the size of the Audit Committee, the reputation of the Public Accounting Firm on intellectual capital in banking companies listed on the Indonesia Stock Exchange in the 2016-2020 period.. Using purposive sampling as a technique for sampling. Based on the established criteria, 10 companies were obtained as samples. The type of data used is secondary d

APA, Harvard, Vancouver, ISO, and other styles

16

Siqueira, Alexis Cavichini Teixeira de, and Fábio Francisco de Araujo. "Banking Concentration and Foreign Capital Liberalization: a Descriptive Study of the Brazilian Experience." Revista de Gestão Social e Ambiental 19, no. 5 (2025): e012198. https://doi.org/10.24857/rgsa.v19n5-043.

Full text

Abstract:

Objective: Assess whether banking concentration and the opening to foreign capital resulted in economies of scale and efficiency, reflected in lower interest rates for consumers, answering if the results turned in relevent benefits for users. Theoretical Framework: The main concepts and theories are: Scale and Efficiency Theory; Structure-Conduct-Perfomance; Coalition Hypothesis and the interaction between bank concentration and financial regulation. Method: A quantitative approach was used for this descriptive research. Data collection was carried out through secondary data form the Banco Cen

APA, Harvard, Vancouver, ISO, and other styles

17

Sinyaeva, I. M. "MARKETING OF FINTECHINNOVATIONS IN CONDITIONS OF CONCENTRATION OF BANK CAPITAL." Scientific Journal ECONOMIC SYSTEMS 13, no. 3 (2020): 98–103. http://dx.doi.org/10.29030/2309-2076-2020-13-3-98-103.

Full text

Abstract:

In this article, the author reveals the content of the concentration of Bank capital, highlighting trends and patterns. The author, examining the evolution of Bank capital, leads to the logical conclusion that the concentration of capital contributes to the strengthening of economic ties between innovative structures through the chain of interdependent structural units production of new items. With the illustration of figure 1, the author reveals the current trend of concentration of Bank capital, which contributes to the progressive development of FINTECH innovations in the banking services m

APA, Harvard, Vancouver, ISO, and other styles

18

Mateev, Miroslav, Muhammad Usman Tariq, and Ahmad Sahyouni. "Competition, capital growth and risk-taking in emerging markets: Policy implications for banking sector stability during COVID-19 pandemic." PLOS ONE 16, no. 6 (2021): e0253803. http://dx.doi.org/10.1371/journal.pone.0253803.

Full text

Abstract:

This paper investigates how banking competition and capital level impact on the risk-taking behavior of banking institutions in the Middle East and North Africa (MENA) region. The topic is perceived to be of significant importance during the COVID-19 pandemic. We use data for more than 225 banks in 18 countries in the MENA region to test whether increased competition causes banks to hold higher capital ratios. Employing panel data techniques, and distinguishing between Islamic and conventional banks, we show that banks tend to hold higher capital ratios when operating in a more competitive env

APA, Harvard, Vancouver, ISO, and other styles

19

CHAIKOVSKYI, Yaroslav, Ivanna CHAIKOVSKA, and Yevhen CHAIKOVSKYI. "EFFICIENCY OF THE ACTIVITIES OF BANKING INSTITUTIONS IN UKRAINE." WORLD OF FINANCE, no. 3(72) (2023): 127–40. http://dx.doi.org/10.35774/sf2022.03.127.

Full text

Abstract:

Introduction. The article examines statistical data on the number of banks that have a banking license, banks with foreign capital and the dynamics of the influence of foreign capital on the Ukrainian banking system in 2010–2021. The analysis of the dynamics of bank assets and liabilities and the share of bank assets in the gross domestic product is carried out of Ukraine in 2010–2021. The structure of ownership of the assets of the banking system, the dynamics of income, expenses, financial results, return on assets (ROA) and return on capital (ROE) of banks of Ukraine were studied. The concl

APA, Harvard, Vancouver, ISO, and other styles

20

Syofyan, Sofriza. "PENGARUH STRUKTUR PASAR TERHADAP KINERJA PERBANKAN DI INDONESIA." Media Riset Bisnis & Manajemen 2, no. 3 (2020): 194–219. http://dx.doi.org/10.25105/mrbm.v2i3.8094.

Full text

Abstract:

The paper discusses the banking perfomance which argues thatalways has the relation with the influence of concentration ratio profitability and influence the aset quantity profitability, cr influence of the efficiency the performance. The objective of this research is to examine how strong the influence of market structure in banking performance. Based on statistic result, there are fact that banking performance in Indonesia has been influenced by market structure and capital of the bank.

APA, Harvard, Vancouver, ISO, and other styles

21

Wojcicka, Karolina. "The Relationship Between Concentration of the Banking Sector in Poland and Its Soundness." e-Finanse 12, no. 4 (2017): 43–57. http://dx.doi.org/10.1515/fiqf-2016-0007.

Full text

Abstract:

Abstract Each year assets of the banking sector in Poland increase and thereby its significance in the real economy increases as well. At the same time, the ongoing consolidation process and changes in the ownership structure cause the Polish banking sector to play a substantial role not only on the local financial market, but on the European market as well and Polish banks are becoming more and more significant entities in their international banking groups (both in Europe and worldwide). However, the perspective of concentration increase and restriction of the Polish banking sector to a few

APA, Harvard, Vancouver, ISO, and other styles

22

Ekananda, Mahjus. "Dynamization Analysis of Capital Inflow, Credit Allocation, and Banking Performance using Panel Vector Autoregressive." Jurnal Ekonomi & Studi Pembangunan 23, no. 2 (2022): 245–66. http://dx.doi.org/10.18196/jesp.v23i2.16014.

Full text

Abstract:

The direction of globalization and the integration of the financial system continue to increase, in line with the increasing capital flows, which is the focus of discussion in this research. This study applies panel data analysis to analyze banking behavior in order to improve its performance. The analysis uses panel data from 1991 to 2020 in 39 countries. Return on Equity (ROE) as a measure of the success of banking operations is determined by various interrelated factors. One of the variables closely related to banking performance is the share of non-financial business loans, the share of ca

APA, Harvard, Vancouver, ISO, and other styles

23

Bini Smaghi, Lorenzo. "What future for the European banking system?" Vierteljahrshefte zur Wirtschaftsforschung 87, no. 4 (2018): 141–51. http://dx.doi.org/10.3790/vjh.87.4.141.

Full text

Abstract:

Zusammenfassung: Das Papier beleuchtet die Hauptgründe, die der sinkenden Rentabilität des europäischen Bankensektors im Vergleich zum US-amerikanischen zugrunde liegen. Sie unterstreicht insbesondere die Rolle niedriger Zinsen, geringerer Konzentration, strengerer Regulierung und des Fehlens eines tiefen und liquiden Kapitalmarktes. Ein stärkeres europäisches Bankensystem erfordert echte gesamteuropäische Banken und eine echte Kapitalmarktunion. Summary: The paper assesses the main factors underlying the decreasing profitability in the European banking sector, in comparison with the US. It un

APA, Harvard, Vancouver, ISO, and other styles

24

KOLOSHA, Vasylyna, and Angela IGNATYUK. "CONCENTRATION OF THE UKRAINIAN BANKING SERVICES MARKET:CURRENT STATE AND PROSPECTS." Bulletin of Taras Shevchenko National University of Kyiv. Economics, no. 224 (2024): 37–44. http://dx.doi.org/10.17721/1728-2667.2024/224-1/5.

Full text

Abstract:

Background. The banking services market is an integral element of the financial system of any country, and its efficient functioning is a prerequisite for the stable development of both the real sector and the national economy. Its role is especially relevant in the period of socio-economic and geopolitical fluctuations faced by the economic system, including the national one. The relevance of this study is determined by the need for the state competition authorities to resolve the dilemma of choosing between ensuring a high level of competition in the banking services market and stimulating t

APA, Harvard, Vancouver, ISO, and other styles

25

Myronenko, Mark, Olena Polova, Olha Khaietska, and Natalia Koval. "Capitalization of banks: theory, practice and directions of ensuring." Banks and Bank Systems 13, no. 1 (2018): 173–83. http://dx.doi.org/10.21511/bbs.13(1).2018.16.

Full text

Abstract:

In the article, the essence of the concept of a banking institution “capitalization” is revealed. The current state of capitalization level of domestic banks is investigated. The directions of strengthening the capitalization are offered, which will increase the com¬petitiveness of domestic banking institutions in the world financial market and will ensure the national economy stability on the way toward integration into the world economy.It is proved that the prospects for the development of any bank are largely determined by its capitalization level. Lack of proper development inhibits both

APA, Harvard, Vancouver, ISO, and other styles

26

Mateev, Miroslav, Syed Moudud-Ul-Huq, and Ahmad Sahyouni. "Regulation, banking competition and risk-taking behavior in the MENA region: policy implications for Islamic banks." Journal of Islamic Accounting and Business Research 13, no. 2 (2021): 297–337. http://dx.doi.org/10.1108/jiabr-01-2021-0009.

Full text

Abstract:

Purpose This paper aims to investigate the impact of regulation and market competition on the risk-taking Behaviour of financial institutions in the Middle East and North Africa (MENA) region. Design/methodology/approach The empirical framework is based on panel fixed effects/random effects specification. For robustness purpose, this study also uses the generalized method of moments estimation technique. This study tests the hypothesis that regulatory capital requirements have a significant effect on financial stability of Islamic and conventional banks (CBs) in the MENA region. This study als

APA, Harvard, Vancouver, ISO, and other styles

27

Ljumović, Isidora, and Marija Antonijević. "Transformation of the Serbian banking system: Twenty years later." Ekonomski pogledi 22, no. 2 (2020): 15–29. http://dx.doi.org/10.5937/ekopog2002015l.

Full text

Abstract:

The aim of this paper is to present the changes that have occurred in the banking sector of Serbia after the beginning of its transformation, with special emphasis to the last decade of development. Twenty years after the beginning of the transformation, the fundamental features of the system are consolidation, foreign ownership, increases of all banking aggregates measured by absolute values, primarily assets, capital, deposits and loans. Also, a trend of growth in profitability, liquidity and capital adequacy of the sector was recorded. Along with the decrease in the number of banks, the own

APA, Harvard, Vancouver, ISO, and other styles

28

Aleknavičiene, Aušra, and Manuela Tvaronavičiene. "SOME ASPECTS OF THE LITHUANIAN BANKING SECTOR TRANSFORMATION." Journal of Business Economics and Management 7, no. 4 (2006): 235–41. http://dx.doi.org/10.3846/16111699.2006.9636144.

Full text

Abstract:

The paper deals with changes in Lithuanian banking sector, which occurred during the 1996–2005 period. Authors highlight main driving force – foreign direct investments (FDI) into sector. Structure‐conduct‐performance (SCP) approach for sector transformation analysis has been adapted and applied. Change of a set of indicators incorporated into presented variation SCP is being commented. On that basis authors evaluate transformations of banking sector in terms of number and capital origin of market players, sector expansion, concentration and financial performance efficiency. Assumption about m

APA, Harvard, Vancouver, ISO, and other styles

29

Arslan, Belma. "THE EFFECT OF COMPETITION, CONCENTRATION AND FINANCIAL INCLUSION ON BANK STABILITY." Turkish Business Journal 6, no. 11 (2025): 53–64. https://doi.org/10.51727/tbj.1701451.

Full text

Abstract:

This paper examines the effects of competition, concentration and financial inclusion on bank stability in the Turkish banking industry from 2010 to 2020. Regarding the question of whether competition promotes stability or fragility, the literature often takes one of two positions. Within the scope of this study, the level of competition of the Turkish banking sector is determined by Panzar-Rosse model while k-bank concentration and HHI are used as a proxy of concentration level. The results of the study provide support for the competition-stability view, which is frequently supported in the l

APA, Harvard, Vancouver, ISO, and other styles

30

HUSHTAN, T.V., K.P. INDUS, and M.Y. KOVACH. "Comprehensive assessment of the level of financial stability of the banking system." Market Relations Development in Ukraine #7-8(242-243) 2021 139 (October 11, 2021): 15–19. https://doi.org/10.5281/zenodo.5561032.

Full text

Abstract:

The subject of the study is a comprehensive assessment of the level of financial stability of the banking system. The purpose of the paper: to explore methodological approaches to determining the aggregate indicators of financial stability of the banking system. Research methods. The dialectical method of scientific cognition, the method of analysis and synthesis, the comparative method, the method of generalization of data are used in the work. Results of work. The main group of indicators of financial stability of the banking system is defined in the paper. Three models of assigning a rating

APA, Harvard, Vancouver, ISO, and other styles

31

Dang, Thuy T., Le Thi Lan, Nguyen Tran Xuan Linh, and Hau Trung Nguyen. "The effect of competition and industrial concentration on banking stability: The case of Vietnam." Journal of Social Economics Research 12, no. 2 (2025): 93–108. https://doi.org/10.18488/35.v12i2.4223.

Full text

Abstract:

This study examines the impact of industry concentration and competition on the stability of the Vietnamese banking system, which has undergone significant restructuring in recent years. Using Bayesian regression analysis on data from 27 commercial banks between 2011 and 2021, the study measures banking stability through the Z-score and the ratio of non-performing loans (NPLs), while industry concentration and competition are assessed via the Herfindahl-Hirschman Index (HHI) and the Lerner Index, respectively. The findings reveal that industry concentration has a limited effect on banking stab

APA, Harvard, Vancouver, ISO, and other styles

32

Ageeva, S. D., and A. V. Mishura. "Impact of spatial concentration of the Russian banking sector on lending to regions and small and medium businesses." Voprosy Ekonomiki, no. 1 (January 15, 2019): 92–108. http://dx.doi.org/10.32609/0042-8736-2019-1-92-108.

Full text

Abstract:

The article considers how the spatial concentration of the banking sector in Russia, associated with the formation of an increasingly centralized and state-owned banking system, affects lending in the regions of the country. Foreign research in the field of financial geography indicates that spatial centralization of the banking system may hinder sufficient lending to regions remote from financial centers, as well as small and medium-sized businesses, especially in times of crisis. We analyze these conclusions in relation to Russia in 2010—2017. Centralization of the Russian banking system is

APA, Harvard, Vancouver, ISO, and other styles

33

Morozova, N. L., I. V. Pasechnik, T. R. Malafeyev, Y. P. Galushko, and M. I. Goikhman. "ASSESSMENT OF CAPITAL CONCENTRATION IMPACT ON THE BANKING SYSTEM EFFICIENCY UNDER MODERN TRANSFORMATION." Financial and credit activity: problems of theory and practice 2, no. 29 (2019): 55–65. http://dx.doi.org/10.18371/fcaptp.v2i29.172367.

Full text

APA, Harvard, Vancouver, ISO, and other styles

34

Sumelong., Nnane Eric, Nwahanye Emmanuel, and Visemih William Muffee. "Understanding the Drivers of Bank Lending of the Banking Sector in the Central African Economic and Monetary Community (CEMAC) Zone." International Journal of Research and Innovation in Social Science VIII, no. VII (2024): 2044–57. http://dx.doi.org/10.47772/ijriss.2024.807161.

Full text

Abstract:

The study has observed that despite the reforms adopted in the Central African Economic and Monetary Community (CEMAC) countries to prevent a situation similar to the subprime crisis experienced in the 1970s, the banking sector in the CEMAC zone has remained unprofitable. With increase in globalisation across the globe, the study therefore examines the drivers of financial globalisation on bank lending of the banking sector in the CEMAC zone. Using panel data obtained from IMF Financial Development database and the World Development Indicators, the study carried out the investigation with the

APA, Harvard, Vancouver, ISO, and other styles

35

Naumov, I. V., and S. S. Krasnykh. "The Study of Spatial Heterogeneity and Interregional Relations in the Processes of Attracting Banking Capital to the Russian Economy." Finance: Theory and Practice 26, no. 6 (2022): 233–52. http://dx.doi.org/10.26794/2587-5671-2022-26-6-233-252.

Full text

Abstract:

Increased spatial heterogeneity in recent years in the processes of attracting banking capital to the Russian economy negatively affects the pace of socio-economic development of regions. The purpose of the research is to assess the dynamics of changes in spatial heterogeneity in the processes of attracting banking capital in the Russian economy and to model the system of interregional relationships in these processes. Scientific novelty of research is the development of a methodological approach involving the systematic use of methods such as: spatial autocorrelation analysis according to the

APA, Harvard, Vancouver, ISO, and other styles

36

Setyawan, Ignatius Roni, Margarita Ekadjaja, and Agustin Ekadjaja. "Industry Market Structure and Banking Performance in Indonesia." Academic Journal of Interdisciplinary Studies 11, no. 2 (2022): 346. http://dx.doi.org/10.36941/ajis-2022-0056.

Full text

Abstract:

After the economic crisis, Indonesian banks began to compile the Indonesian Banking Architecture to design the Indonesian banking system. Banks mostly have a motive to increase their market share by increasing the amount of third-party funds and the amount of credit extended, thus changing the character of the banking market structure in Indonesia. This research measures the effect of performance as reflected in the level of bank profitability in relation to the market structure by assuming that these conditions are influenced by internal (Asset Liability Management) and market factors. Bank m

APA, Harvard, Vancouver, ISO, and other styles

37

Savelieva, Nadezhda K., and Tatiana A. Timkina. "Competitiveness of the Russian Banking System: Cross-Border Aspect." Vestnik of North-Ossetian State University, no. 4 (December 25, 2021): 211–16. http://dx.doi.org/10.29025/1994-7720-2021-4-211-216.

Full text

Abstract:

The processes of globalization and cross-border relations between countries have made it possible to carry out work and provide services in the markets of another country. In the conditions of the banking sector, this process is expressed in the branches of foreign banks or by investing money in the authorized capital of an existing bank. In this case, the management process is located in another country. Foreign investment in all sectors plays an important role in the development of the economy. The classification of commercial banks depends on the source of financing of the authorized capita

APA, Harvard, Vancouver, ISO, and other styles

38

Rajesh Gurung. "Status of Stock Market Concentration and Turnover at Nepal Stock Exchange." Pravaha 28, no. 1 (2022): 71–76. http://dx.doi.org/10.3126/pravaha.v28i1.57973.

Full text

Abstract:

This paper examines the status of stock market concentration and turnover in Nepal Stock Exchange (NEPSE) during the period from Mid-July 2003-04 to Mid-July 2019-20. Despite the NEPSE’s high concentration and low degree of liquidity, the research reveals that stock market concentration and turnover are gradually improving, with the banking sector playing a key role in market concentration. It also finds a negative association between market concentration and stock turnover, meaning that a decrease in stock concentration is accompanied by an increase in turnover (or liquidity) across the study

APA, Harvard, Vancouver, ISO, and other styles

39

Corbae, Dean, and Pablo D'Erasmo. "Capital Buffers in a Quantitative Model of Banking Industry Dynamics." Econometrica 89, no. 6 (2021): 2975–3023. http://dx.doi.org/10.3982/ecta16930.

Full text

Abstract:

We develop a model of banking industry dynamics to study the quantitative impact of regulatory policies on bank risk‐taking and market structure. Since our model is matched to U.S. data, we propose a market structure where big banks with market power interact with small, competitive fringe banks as well as non‐bank lenders. Banks face idiosyncratic funding shocks in addition to aggregate shocks which affect the fraction of performing loans in their portfolio. A nontrivial bank size distribution arises out of endogenous entry and exit, as well as banks' buffer stock of capital. We show that the

APA, Harvard, Vancouver, ISO, and other styles

40

Tkachenko, Nataliia, Oleksandr Momot, and Мiroslava Khutorna. "NEWEST APPROACHES TO TRANSNATIONAL BANKING CAPITAL CLUSTERING IN THE GLOBAL DIMENSION." 3, no. 3 (December 30, 2021): 14–26. http://dx.doi.org/10.26565/2786-4995-2021-3-02.

Full text

Abstract:

One of the financial globalization manifestations is the functioning of transnational banks, which, as bearers of transnational banking capital, are expanding their operations in the financial systems of different countries of the world. The openness of financial systems to the intervention of transnational banks, on the one hand, contributes to the diffusion of banking innovations, the attraction of foreign direct investment into the country, and on the other, makes the financial system vulnerable to the effects of global crisis. The used set is a set of general scientific methods: abstractio

APA, Harvard, Vancouver, ISO, and other styles

41

Radulovic, Marija, and Milan Kostic. "Analysis of the impact of FDI on the host country market concentration: Evidence from the Serbian banking market." Ekonomski anali 68, no. 239 (2023): 59–81. http://dx.doi.org/10.2298/eka2339059r.

Full text

Abstract:

Foreign direct investment (FDI) is an important factor in economic development. The impact of FDI on the host country is achieved by transferring capital, knowledge, technology, organisational structure, and strategies. In addition, FDI affects the condition of competition in host country markets, which is the focus of this study. Our purpose is to estimate the impact of FDI on market concentration and competition conditions using the example of the Serbian banking market. The autoregressive distributed lag (ARDL) approach was used to test the long- and short-run relationship between market co

APA, Harvard, Vancouver, ISO, and other styles

42

Warin, Thierry, and Aleksandar Stojkov. "Banks’ Foreign Claims in the Aftermath of the 2008 Crisis: Institutional Response, Financial Efficiency, and Integration of Cross-Border Banking in the Euro Area." Journal of Risk and Financial Management 14, no. 2 (2021): 61. http://dx.doi.org/10.3390/jrfm14020061.

Full text

Abstract:

Beyond financial stability as the European Banking Union’s primary objective, the European capital market integration provides an impetus for deepening bank integration and greater financial market efficiency. This article proposes an empirical framework to assess the dynamics of euro area banks’ business networking. We use banks’ foreign claims across Europe, particularly the euro area, to see how banks react to various macroeconomic signals. Banks’ foreign claims are particularly interesting due to their sensitivity. One of the main conclusions is that the euro area has seen a reallocation o

APA, Harvard, Vancouver, ISO, and other styles

43

Guruli, Ana. "The impact of the banking system concentration level and the pandemic on the Georgian banking sector." Economics. Ecology. Socium 5, no. 1 (2021): 24–32. http://dx.doi.org/10.31520/2616-7107/2021.5.1-3.

Full text

Abstract:

Introduction. The importance of the banking sector is vital for the economic development of any country, since it is the main structural unit of monetary use, which plays the greatest role in the development of the state. As in all markets, we are faced with competition in the banking market, which is characterized by certain specifics, since the main product is money that cannot be replaced by other goods, and the main purpose of competition is to gain an advantage among agents operating in the same market, which is reflected in the final profit. The more the banking market develops and the m

APA, Harvard, Vancouver, ISO, and other styles

44

Tsypin, Alexander P., and Alina A. Orlova. "Study of competition in the regional banking sector of Russia." Journal of Modern Competition 15, no. 2 (2021): 29–38. http://dx.doi.org/10.37791/2687-0657-2021-15-2-29-38.

Full text

Abstract:

The competitive environment in the banking sector encourages the production of new banking products, which brings additional benefits to consumers of banking services, but in Russia, in the regional aspect, there is a significant problem that requires detailed consideration, consisting in the concentration of the bulk of bank assets in the hands of a narrow circle of credit organizations. In this regard, we believe that the chosen topic of the study is relevant and timely. The purpose of the study is to quantify and qualitatively interpret the level of competition of credit institutions in the

APA, Harvard, Vancouver, ISO, and other styles

45

Siklar, Ilyas, and Aysegül Akça. "Macroprudential Policy and Financial Stability: The Turkish Case." Research in Applied Economics 10, no. 2 (2018): 34. http://dx.doi.org/10.5296/rae.v10i2.12979.

Full text

Abstract:

This study aims to analyse the relationship between financial stability and macroprudential policies in Turkey and investigate the effectiveness of macroprudential policies on the financial stability by using the vector error correction model (VECM). Estimates are realized for the 2010-2017 period by using the monthly data. For this purpose, a composite financial stability indicator (FSI) is formed and an estimation model is developed. Banking sector credit concentration, net position of interbank money market, leverage ratio, capital buffers, reserve requirements and foreign currency loan lim

APA, Harvard, Vancouver, ISO, and other styles

46

Siddika, Aysa, and Razali Haron. "Capital regulation and ownership structure on bank risk." Journal of Financial Regulation and Compliance 28, no. 1 (2019): 39–56. http://dx.doi.org/10.1108/jfrc-02-2019-0015.

Full text

Abstract:

Purpose This paper aims to examine the impact of capital regulation, ownership structure and the degree of ownership concentration on the risk of commercial banks. Design/methodology/approach This study uses a sample of 565 commercial banks from 52 countries over the period of 2011-2015. A dynamic panel data model estimation using the maximum likelihood with structural equation modelling (SEM) was followed considering the panel nature of this study. Findings The study found that the increase of capital ratio decreases bank risk and the regulatory pressure increases the risk-taking of the bank.

APA, Harvard, Vancouver, ISO, and other styles

47

Sokolova, Olga, Nadezhda Goncharova, and Pavel Letov. "Problems and Prospects for the Development of the UK Banking System in the Process of New Industrialization and Digitalization." SHS Web of Conferences 93 (2021): 05017. http://dx.doi.org/10.1051/shsconf/20219305017.

Full text

Abstract:

The gist of this article boils down to the development of British banking system in the conditions of new industrialization and digitalization. The banking system of Great Britain is characterized by a high degree of concentration and specialization of banking, a well-developed banking infrastructure, and a close connection with the international loan capital market. London is the world's oldest financial center. The English banking system has the world's widest network of overseas branches. The UK banking system is relatively independent from the credit systems of the European Union. Neverthe

APA, Harvard, Vancouver, ISO, and other styles

48

Andreev, Georgy Konstantinovich, and Vladimir Zaurbekovich Balikoev. "DYNAMICS OF CAPITAL CONCENTRATION AND CENTRALIZATION IN THE BANKING SECTOR OF RUSSIA (2010–2024)." Scientific Review: Theory and Practice 15, no. 4 (2025): 469–79. https://doi.org/10.35679/2226-0226-2025-15-4-469-479.

Full text

Abstract:

This study investigates the dynamics of capital concentration and centralization in Russia's banking sector from 2010 to 2024. Based on calculations of the CR-3, CR-5, CR-10 coefficients and the Herfindahl-Hirschman Index (HHI) using Bank of Russia data, it reveals a steady increase in monopolization: the asset share of the top three banks rose from 53% to 66.9%, and the HHI exceeded the threshold for high concentration (reaching 0.251 in 2024). Key drivers of these processes include sanctions pressure (2022), service digitalization, and the state's active role in supporting systemically impor

APA, Harvard, Vancouver, ISO, and other styles

49

Sarkar, Sanjukta, and Rudra Sensarma. "The relationship between competition and risk-taking behaviour of Indian banks." Journal of Financial Economic Policy 8, no. 1 (2016): 95–119. http://dx.doi.org/10.1108/jfep-05-2015-0030.

Full text

Abstract:

Purpose Under the traditional franchise value paradigm, competition in banking markets is considered to be risk enhancing because of its tendency to raise interest rates on deposits. Taking a contrarian view, Boyd and De Nicolo (2005) have argued that competition in the loan market can lead to lower interest rates and hence reduce bank risk-taking. Following these contradictory theoretical results, the empirical evidence on the relationship between risk and competition in banking has also been mixed. This paper analyses the competition–stability relationship for the Indian banking sector for t

APA, Harvard, Vancouver, ISO, and other styles

50

Tkalenko, Svitlana, and Vladyslav Tipanov. "BANKING IN THE CONTEXT OF FINANCIAL GLOBALIZATION." Economic Analysis, no. 31(1) (2021): 211–17. http://dx.doi.org/10.35774/econa2021.01.211.

Full text

Abstract:

Introduction. Financial globalization has facilitated the process of banking concentration and has transformed transnational banks into universal, powerful banking complexes. Within them, the boundaries between commercial banks, investment banks, insurance and other financial institutions are gradually becoming blurred. Developed countries have traditionally been at the forefront of domestic financial, banking systems that move money from one sphere to another. The developed culture of capital accumulation has allowed powerful banks from developed countries to form a significant passive base f

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!