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Relevant bibliographies by topics / Consumer credit – Great Britain

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Academic literature on the topic 'Consumer credit – Great Britain'

Author: Grafiati

Published: 28 July 2024

Last updated: 31 July 2025

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Journal articles on the topic "Consumer credit – Great Britain"

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Frolov, Serhiy, Maksym Ivasenko, Mariia Dykha, Iryna Shalyhina, Vladyslav Hrabar, and Veronika Fenyves. "Interaction between decentralized financial services and the traditional banking system: A comparative analysis." Banks and Bank Systems 19, no. 2 (2024): 53–74. http://dx.doi.org/10.21511/bbs.19(2).2024.05.

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This paper investigates the interaction between decentralized financial services and the traditional banking system by building VAR models, conducting Granger causality tests, building impulse response functions, and performing variance analysis. To implement the model, banking indicators of the USA, India, and Great Britain were selected: the volume of commercial and industrial loans, interest rate, consumer price index, total liabilities and capital of banks, aggregate deposits, federal funds rate (for the USA), and repo rate (for India). The study examined central bank data of the specified

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Панова and T. Panova. "Determination of Credit Border – Basis of Credit Risk Management of Consumer Credit." Economics of the Firm 4, no. 3 (2015): 44–48. http://dx.doi.org/10.12737/17595.

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The article discusses the problem of determining the boundaries of credit and credit risk management. Defining the boundaries of reasonable use of credit and compliance is of great importance for the economy as a whole. Only with an optimal level of credit investments of credit impact on the economy can be positive.

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Wang, Huibo. "Credit Risk Management of Consumer Finance Based on Big Data." Mobile Information Systems 2021 (July 22, 2021): 1–10. http://dx.doi.org/10.1155/2021/8189255.

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In recent years, China’s consumer finance has developed rapidly, but the foundation is unstable, and the industry has serious problems of violent competition, excessive credit, and fraud. Therefore, we should attach great importance to the healthy development of consumer finance, especially the management of its credit risk. The application of big data credit investigation can provide early warning of potential risks and prevent the risk of excessive credit investigation. This paper starts with the definition of basic core concepts, such as traditional credit investigation, big data credit inv

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Hoppit, Julian. "Attitudes to Credit in Britain, 1680–1790." Historical Journal 33, no. 2 (1990): 305–22. http://dx.doi.org/10.1017/s0018246x00013340.

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The history of economic ideas in Britain is dominated by a great tradition which in its early stages focuses on Adam Smith. For the century before the publication of the Wealth of nations in 1776, economic ideas are most often studied in relation to the ‘arrival’ of Smith and commented on with regard to the degree to which they may be considered precursors of his ideas. Though this imposes a sense of order and establishes some principles with which to select from the vast range of economic writings, the dangers of certain whiggishness in this approach are readily apparent. Writers can appear t

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McKillop, Donal, Anne Marie Ward, and John O. S. Wilson. "Credit unions in Great Britain: recent trends and current prospects." Public Money & Management 31, no. 1 (2011): 35–42. http://dx.doi.org/10.1080/09540962.2011.545545.

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Thompson, Paul. "Consumer Credit Card Debt and Immigrants: A Cross-Sectional Study of U.K. Immigrants’ Financial Capability." American Journal of Economics 4, no. 2 (2020): 18–45. http://dx.doi.org/10.47672/aje.609.

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Purpose: This study examines the ubiquitous nature and high level of consumer debt associated with certain demographics, with a specific focus on immigrants in the U.K. Methodology: A cross-sectional approach was deemed appropriate because the information used for analysis was based on specific points in time for the years 1995, 2000, and 2005. The sample method used was representative of all persons who were resident in Britain at multiple time points consistent to the waves of data collection. The sample used for this analysis was U.K. residents included in the BHPS during the years 19

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Jung, Allen F. "Interest Rate Variations For Automobile Loans In Large Cities." Journal of Applied Business Research (JABR) 2, no. 4 (2011): 113. http://dx.doi.org/10.19030/jabr.v2i4.6564.

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his study presents empirical data on finance charges for automobile loans in 10 large cities. The data were gathered from automobile dealers, commercial banks, credit unions, and savings and loan associations by personally shopping for a new car loan. In addition to institution and city comparisons some information is provided on consumer credit pricing policies. Consumer installment credit receives a great deal of attention from the Federal Reserve System and it plays an important role in the Consumer Price Index. The literature contains considerable material about the volume of consumer cred

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Ustyuzhaninova, Ekaterina A. "Mediation in Public Law of Great Britain." Administrative law and procedure 6 (June 17, 2021): 64–67. http://dx.doi.org/10.18572/2071-1166-2021-6-64-67.

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Mediation as one of alternative dispute resolution means has been successfully applied in the civil relationship sphere in Great Britain for a long time, for example, in cases on protection of consumer rights or cases involving commercial activities. Mediation is not an obligatory condition for addressing a court, refusal from mediation may lead to negative consequences for the parties in the legal expense distribution. Courts are constantly emphasizing their interest in early settlement of disputes including public law ones that are reviewed in the judicial review procedure: the jurisdiction

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Buckley, Marie, Cathal Cowan, Mary McCarthy, and Catherine O'Sullivan. "The Convenience Consumer and Food-Related Lifestyles in Great Britain." Journal of Food Products Marketing 11, no. 3 (2005): 3–25. http://dx.doi.org/10.1300/j038v11n03_02.

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Nuttall, S. R., R. J. L. Blackwood, B. M. H. Bussell, et al. "Financing long-term care in Great Britain." Journal of the Institute of Actuaries 121, no. 1 (1994): 1–68. http://dx.doi.org/10.1017/s0020268100020084.

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AbstractThis paper is concerned with the current and future financing of long-term care (LTC). This is defined as the provision of nursing and care services to those adults who are incapable, to some degree, of looking after themselves, but excluding short-term convalescent care. The current position is summarised, covering the demand and supply of LTC, how it is currently financed, new developments and consumer attitudes. The paper then goes on to consider future developments. Possible patterns of future demand, covering likely needs and costs are given. Consideration is then given as to how

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Dissertations / Theses on the topic "Consumer credit – Great Britain"

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Busse, Michele Conrady Chet Guy. "Got silk? buying, selling, and advertising British luxury imports during the Stamp Act Crisis /." [Denton, Tex.] : University of North Texas, 2007. http://digital.library.unt.edu/permalink/meta-dc-3993.

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Wong, Chi-man Lorraine, and 黃芷敏. "Cultural fever, consumer society and pre-orientalism China in eighteenth-century England." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2002. http://hub.hku.hk/bib/B31227946.

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Edwards, Gruffudd. "Time series methods for the simulation of wind speed fields across Great Britain." Thesis, University of Bath, 2014. https://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.642026.

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This thesis presents the development of a time series model and associated algorithms capable of generating synthetic time-series datasets representing the hourly-averaged wind-speed field across the Country – as represented by a set of 20 points. This field is of interest as the energy resource available to wind generators connected to the Great Britain (GB) electricity networks. A wind power output dataset was also generated for an example distribution of wind generation capacities. The datasets generated are suitable for use in sequential Monte Carlo simulations of the GB electricity system

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Busse, Michele Conrady. "Got silk? : buying, selling, and advertising British luxury imports during the Stamp Act Crisis /." Ann Arbor, Mich. : UMI, 2008. http://digital.library.unt.edu/permalink/meta-dc-3993.

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Wang, Fang. "Local assessment of needs for consumer information and advice services in Great Britain : the development of a scientific conceptual model of assessment." Thesis, Queen Margaret University, 2010. https://eresearch.qmu.ac.uk/handle/20.500.12289/7319.

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UK consumers are facing a high level of detriment. Much of the detriment can be avoided or reduced by making consumers informed and well equipped with suitable levels of knowledge and skills thus become empowered. As one important element to consumer empowerment, there is a strong case that consumers need suitable consumer information and advice services (CIAS). In an attempt to improve the local CIAS provision in Great Britain, the Consumer Support Network (CSN) initiative was launched in 1999 to join up the existing local CIAS providers. A local CIAS needs assessment was required for each CS

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Dunnett, Susan. "The transformed consumer : collective practices and identity work in an emotional community." Thesis, University of Stirling, 2009. http://hdl.handle.net/1893/2289.

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This interpretive consumer research study interrogates the idea that people turn to consumption as a means of self-determination. Proceeding from the understanding that the consumer enacts the development of their identity within the marketplace, it takes as its subject those in transition. Its context is a support group community of people brought together by an illness - multiple myeloma. Here, through a phenomenological approach designed to explore the lived experience of illness, the thesis discovers community to be the enabling context for the consumer’s negotiation of both selfhood and t

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Ryder, Nicholas James. "The shaping of credit union development : a critical analysis of the role of legislative frameworks, politics and the economy on credit union growth in the United States of America, the Republic of Ireland and Great Britain." Thesis, University of South Wales, 2004. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.409746.

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Dean, Dianne. "Consumption of politics : it's not always a rational choice : the electoral decision-making of young voters." Thesis, University of Stirling, 2006. http://hdl.handle.net/1893/198.

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The aim of this thesis was to explore the efficacy of the rational choice model in the electoral decision making of young people. The initial view was that this was too narrow a concept to apply to a real world situation. Therefore, consumer behaviour theory was reviewed in order to find out how marketers understand consumer decision making and explore if this could add anything to electoral decision making. Using an ideographic approach, this research revealed a number of different groups that did not conform to the rational choice model. Moreover, it was interesting to discover that many vot

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Steward, Thomas William. "Governance for affordable energy : what is the impact of demand-side governance on affordability of energy for domestic consumers in Great Britain?" Thesis, University of Exeter, 2016. http://hdl.handle.net/10871/29915.

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Affordability of energy in the domestic sector is the product of three interrelated factors - level of household income, level of energy bills (which are a product of prices and levels of energy demand, mediated by tariffs and the retail market), and the amount of energy that a household needs to maintain a healthy living environment. This thesis focusses on the factors of affordability which are most relevant to the energy policy which are energy bills and energy efficiency, both of which are considered in the context of household income. Affordability of energy in Great Britain is important

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Streer, Jan. "Die Umsetzung der Verbrauchsgüterkaufrichtlinie im englischen Recht durch die Sale and Supply of Goods to Consumers Regulations 2002 /." Frankfurt am Main [u.a.] : Lang, 2007. http://www.gbv.de/dms/spk/sbb/recht/toc/523584539.pdf.

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Books on the topic "Consumer credit – Great Britain"

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Painter, A. A. Enforcement of consumer credit law. Graham & Trotman, 1987.

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Bennion, F. A. R. Consumer Credit Act manual. 3rd ed. Longman Professional, 1986.

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Bennion, F. A. R. Consumer credit control: An annotated composite restatement of the Consumer Credit Act 1974 and related enactments .... Longman Professional, 1985.

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Lawson, R. G. Extortionate credit bargains and the Consumer Protection Act1974. Graham & Trotman, 1986.

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Williams, D. B. Licensing appeals under the Consumer Credit Act 1974. Law Society, 1987.

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Worthy, John. Consumer Credit Act 1974: A wider impact than generally supposed. Graham & Trotman, 1989.

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Trading, Great Britain Office of Fair. Consumer Credit Act 1974: Cancellable agreements. The Stationery Office, 1998.

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Great Britain. Office of Fair Trading. Consumer Credit Act 1974: Equal liability. Office of Fair Trading, 1995.

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Great Britain. Office of Fair Trading. Consumer Credit Act 1974: Hire agreements. The Stationery Office, 1998.

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10

Berthoud, Richard. Credit, debt, and poverty. H.M.S.O., 1989.

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Book chapters on the topic "Consumer credit – Great Britain"

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Steuart, James, Andrew S. Skinner, Noboru Kobayashi, and Hiroshi Mizuta. "Of the present state of public Credit in Great Britain." In An Inquiry into the Principles of Political Oeconomy Volume 4. Routledge, 2024. http://dx.doi.org/10.4324/9781003551157-5.

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Steuart, James, Andrew S. Skinner, Noboru Kobayashi, and Hiroshi Mizuta. "Comparative View of the Revenue, Debts, and Credit of Great Britain and France." In An Inquiry into the Principles of Political Oeconomy Volume 4. Routledge, 2024. http://dx.doi.org/10.4324/9781003551157-7.

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Panigyrakis, George G. "The role of Public Relations Managers in Consumer PRODUCTS Companies in Great Britain, Ireland, France and Greece: A Comparison Study of Demographic Individual Characteristics and Job-Related Attitudes." In Proceedings of the 1994 Academy of Marketing Science (AMS) Annual Conference. Springer International Publishing, 2014. http://dx.doi.org/10.1007/978-3-319-13162-7_42.

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Capie, Forrest H. "1802. Henry Thornton, An Enquiry into the Nature and effects of the Paper Credit of Great Britain, Chaps IV and VII, London: Printed for J. Hatchard, Bookseller to the Queen, and Messrs F. & C. Rivington." In The History of Banking I, 1650-1850 Vol VIII. Routledge, 2024. http://dx.doi.org/10.4324/9781003576723-4.

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Aveyard, Stuart, Paul Corthorn, and Sean O’Connell. "‘Too Much of a Good Thing’." In The Politics of Consumer Credit in the UK, 1938-1992. Oxford University Press, 2018. http://dx.doi.org/10.1093/oso/9780198732235.003.0009.

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By the 1980s, the Labour and Conservative parties were more receptive to radical ideas that had great implications for the consumer credit market. Labour’s left pursued plans to nationalize financial institutions. The Conservatives embraced monetarism as a solution to Britain’s high levels of inflation. While ideology played a role, it does not provide sufficient explanation for the liberalization that followed. Hire purchase terms controls were eventually abolished in 1982, alongside the more generalized attempts to restrict personal lending, but the persistent search for a more effective mea

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"Consumption, consumer credit and the diffusion of consumer durables Peter Scott." In 20th Century Britain. Routledge, 2014. http://dx.doi.org/10.4324/9781315835600-22.

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Aveyard, Stuart, Paul Corthorn, and Sean O’Connell. "Introduction." In The Politics of Consumer Credit in the UK, 1938-1992. Oxford University Press, 2018. http://dx.doi.org/10.1093/oso/9780198732235.003.0001.

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A decade on from the ‘credit crunch’, with repeated warnings of the potential for a repeat of that financial trauma, this is an appropriate moment to offer a historical investigation of the politics of consumer credit in modern Britain. By the 1980s, Britain had the most diverse and liberalized consumer credit sector in Europe. From one perspective, the element of risk in the British credit market was a strength, but it made the nation more vulnerable to severe economic jolts caused by events such as the housing market correction of the early 1990s and the credit crunch of 2008. ...

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Aveyard, Stuart, Paul Corthorn, and Sean O’Connell. "Crisis and Credit Control, 1964–1971." In The Politics of Consumer Credit in the UK, 1938-1992. Oxford University Press, 2018. http://dx.doi.org/10.1093/oso/9780198732235.003.0005.

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Between 1964 and 1971 the UK suffered great economic difficulties, including repeated balance of payments crises, leading to a prolonged credit squeeze, the seeking of loans from the International Monetary Fund (IMF), and the devaluation of sterling in 1967. These issues dominated control over consumer credit. Hire purchase terms control continued to feature in government economic management, producing stronger objections from the consumer durables sector. While the Treasury saw them as a useful demand management tool, the Board of Trade complained of their damage to British industry and the C

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Sayer, P. "Advertising." In The Law of Consumer Credit and Hire. Oxford University PressOxford, 2009. http://dx.doi.org/10.1093/oso/9780199230365.003.0005.

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Abstract As one would expect, consumer credit advertising is regulated under the Consumer Credit Act (CCA) 1974 and the Consumer Credit (Advertisements) Regulations 2004, SI 2004/1484 in some detail. What will be attempted here is an exposition of the particular rules that apply to consumer credit advertisements. Of course, any advertisement will also have to comply with any other relevant legislation and codes.1 Great care has to be taken to comply with the relevant consumer credit law in this field. The danger of any trader taking an over-robust view is that their conduct may attract the unw

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Cordray, Richard. "A Great Big Country." In Watchdog. Oxford University Press, 2020. http://dx.doi.org/10.1093/oso/9780197502990.003.0010.

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Consumer problems are everywhere, but the issues differ dramatically across the United States: from lack of access to credit in the impoverished Mississippi Delta, to scammers in New York City, to rampant foreclosures in Phoenix, Las Vegas, and Tampa. Along with traveling the country to experience and understand issues in local communities, the Consumer Financial Protection Bureau broke down the immensity of serving 320 million Americans by focusing on specialty populations. This chapter describes this work: the bureau’s Office of Servicemember Affairs, which secured new protections for milita

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Reports on the topic "Consumer credit – Great Britain"

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Yim, Chea, and Bruce McKenney. Domestic Fish Trade: A Case Study of Fish Marketing from the Great Lake of Phnom Penh. Cambodia Development Resource Institute, 2003. https://doi.org/10.64202/wp.29.200311.

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This study investigates the domestic freshwater fish trade in Cambodia, focusing on the marketing chain from the Tonle Sap (Great Lake) to retail markets in Phnom Penh. As one of Cambodia’s most traded commodities, freshwater fish play a vital role in rural livelihoods and food security. The research examines market structures, transaction dynamics, and key constraints affecting trade efficiency. Based on interviews with fishers, traders, distributors, and retailers, as well as direct observation of trade activities, the study reveals a tightly linked credit-dependent system. Fishers are often

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