Academic literature on the topic 'Consumer Data Protection'

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Journal articles on the topic "Consumer Data Protection"

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Okechukwu Ukwueze, Festus, and Justin Ibegbulem. "DECONSTRUCTING NIGERIA’S DATA PROTECTION REGIME FROM CONSUMER PROTECTION PERSPECTIVE." Law, State and Telecommunications Review 13, no. 1 (2021): 94–118. http://dx.doi.org/10.26512/lstr.v13i1.31850.

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Purpose – The purpose of this paper is to make a case for the recognition of privacy and personal data protection as species of consumer rights in Nigeria in line with the revised United Nations Guidelines for Consumer Protection (UNGCP) by amending existing laws or enacting a new law to provide for personal data protection regime for consumers. Methodology/Approach/Design – The study follows a structured review of relevant extant legislation on consumer protection and personal data protection, namely the Federal Competition and Consumer Protection Act 2018 (FCCPA) and the Nigeria Data Protect
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Hermawanto, Dedi, Bachrul Amiq, and Subekti Subekti. "Legal Protection Of Consumer Data Of E-Commerce." Ipso Jure 1, no. 11 (2024): 35–41. https://doi.org/10.62872/sa0j1d24.

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This research will explore the use of technology so that it can strengthen the legal system in Indonesia and examine best legal practices in various countries to improve consumer data protection in e-commerce. Consumer protection legal research is increasingly urgent given the risks that continue to evolve and have a significant impact on consumers. The formulation of this research problem is: 1) How is the protection of business civil law in providing protection for consumers related to the misuse of consumer personal data in e-commerce transactions? 2) What are the legal actions against the
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Hidayah, Ardhiana, and Marsitiningsih Marsitiningsih. "Aspek Hukum Perlindungan Data Konsumen E-Commerce." Kosmik Hukum 20, no. 1 (2020): 56. http://dx.doi.org/10.30595/kosmikhukum.v20i1.8251.

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Consumer data protection is part of the consumer protection aspect of online transactions or e-commerce activities. This research is a normative legal research based on library research. This study aims to know and understand that personal data is part of the constitutional rights of citizens, so that the state is obliged to protect dignity, respect and integrity of consumers as human beings. The use of any information through electronic media that involves a person's personal data must be done with the consent of the person concerned. The misuse of consumer data is a major problem in legal pr
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Destyarini, Normalita. "Ensuring Personal Data Protection in Telemedicine Services." Jurnal Dinamika Hukum 24, no. 2 (2024): 218. http://dx.doi.org/10.20884/1.jdh.2024.24.2.3869.

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The development of technology utilization in terms of the business sector in various fields makes its own challenges in providing consumer protection. then it is necessary to know that the Personal Data Protection of telemedicine service users provides consumer protection accommodation. There are aspects of protection for consumers as service users of personal data. Control of personal data should be carried out by companies that use technology in their business activities, in this case the organizers of electronic systems as required by existing regulations. The protection of consumers has be
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Rizal, Muhammad Saiful, Yuliati Yuliati, and Siti Hamidah. "PERLINDUNGAN HUKUM ATAS DATA PRIBADI BAGI KONSUMEN DALAM KLAUSULA EKSONERASI TRANSPORTASI ONLINE." Legality : Jurnal Ilmiah Hukum 27, no. 1 (2019): 68. http://dx.doi.org/10.22219/jihl.v27i1.8959.

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The exoneration clause is still used in the online transportation agreement clause, when the user registers. This has an impact on the legal uncertainty for consumers in the protection of their personal data managed by the application business actors. This study aims to analyze the presence or absence of violations in Article 18 of the Consumer Protection Law related to exoneration clauses in online transportation, and forms of legal protection of consumer personal data in standard contracts. This research is a normative legal research, with a statue approach and comparative approach. The resu
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Azhari, Arfi. "LEGAL REVIEW OF CONSUMER LAW PROTECTION ON PERSONAL DATA ON DIGITAL PLATFORM." Indonesia Private Law Review 2, no. 1 (2021): 59–72. http://dx.doi.org/10.25041/iplr.v2i1.2189.

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Legal protection for consumers must be considered because the existence of consumers is prone to fraud. Personal consumer data protect one form of legal protection for consumers in conducting transactions with business actors, both domestic and foreign transactions. With the times at this time, consumer data that exists on business actors, both in the form of state-owned enterprises or business actors in the private form, is a lot of consumer data that these business actors trade and this consumer data is widely known. The problem studied is how the consumer’s legal protection of personal data
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Ayu, Dena, Mursal Mursal, Putri Jianti, Doli Witro, and Rifqi Nurdiansyah. "A Sociological Approach to Consumer Protection in E-Commerce Transactions During the Covid-19 Pandemic." Khazanah Hukum 4, no. 3 (2022): 181–91. http://dx.doi.org/10.15575/kh.v4i3.18690.

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This article uses a sociological approach to discuss consumer protection in the sales system through e-commerce during the covid-19 pandemic. This study aims to provide legal certainty to consumers by highlighting consumer protection laws and the role of the government in protecting people who make transactions in e-commerce. This article is juridical-normative research. This article uses qualitative data that is a literature study. In this case, two types of data are used: primary and secondary data. Primary data includes Law Number 8 of 1999 concerning Consumer Protection. At the same time,
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Kurniawan, Agung Suma, and Levina Yustitianingtyas. "Consumer Data Protection Against Online Loan Debt Payments." Jurnal Justiciabelen 6, no. 1 (2023): 52. http://dx.doi.org/10.30587/justiciabelen.v6i1.6170.

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In the era of digital economy innovation, people are trying to find new findings in the procurement of services for lending activities, which can be seen from the existence of money lending services on a digital basis which are considered to be able to build growth and the national economy. The type of observation used in this research is coherent research. Resolving disputes over payment of online loan debt and protecting consumer data is a complex problem in today's digital era. Consumers often become victims of the protection of their personal data by irresponsible online lenders. The sourc
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Reyna, Agustin, Natali Helberger, and Frederik Zuiderveen Borgesius. "The perfect match?a closer look at the relationship between eu consumer law and data protection law." Common Market Law Review 54, Issue 5 (2017): 1427–65. http://dx.doi.org/10.54648/cola2017118.

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In modern markets, many companies offer so-called “free” services and monetize consumer data they collect through those services. This paper argues that consumer law and data protection law can usefully complement each other. Data protection law can also inform the interpretation of consumer law. Using consumer rights, consumers should be able to challenge excessive collection of their personal data. Consumer organizations have used consumer law to tackle data protection infringements. The interplay of data protection law and consumer protection law provides exciting opportunities for a more i
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Lakli, Nadia, and Amina Chenaa. "MECHANISMS FOR PROTECTING THE PERSONAL DATA OF THE ELECTRONIC CONSUMER IN ALGERIAN LAW (BETWEEN LEGAL TEXTS AND ACTUAL APPLICATION)." Journal of Law and Sustainable Development 13, no. 5 (2025): e04448. https://doi.org/10.55908/sdgs.v13i5.4448.

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Objectives: This study aims to examine the legal mechanisms available in Algerian legislation that provide protection for electronic consumers, with a specific focus on safeguarding their personal data and the security of payment card transactions. The study seeks to highlight the legal vulnerabilities of consumers in electronic contracts and explore how existing laws address these risks. Theoretical Framework: The research is grounded in the principles of consumer protection law, data privacy, and cybersecurity. It explores the concept of the “electronic consumer” as the weaker contractual pa
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Dissertations / Theses on the topic "Consumer Data Protection"

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Koutsias, Marios. "Consumer protection and global trade in the digital environment : the case of data protection." Thesis, University of Essex, 2007. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.437826.

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D'AMICO, Alessia. "Optimising regulatory responses to consumer disempowerment over personal data in the digital world." Doctoral thesis, European University Institute, 2021. https://hdl.handle.net/1814/71844.

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Defence date: 06 July 2021<br>Examining Board: Professor Giorgio Monti (Tilburg University); Professor Michal Gal (University of Haifa); Professor Orla Lynskey (London School of Economics); Professor Peter Drahos (European University Institute)<br>This thesis addresses the problem of individuals’ lack of control over personal data in the digital world. It sheds light on market and regulatory failures that lie behind the status quo and proposes a framework to improve regulatory responses. The two regulatory regimes that are at the core of this thesis are EU data protection regulation, which pro
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Kamleitner, Bernadette, and Vince Mitchell. "Your Data Is My Data: A Framework for Addressing Interdependent Privacy Infringements." Sage, 2019. http://dx.doi.org/10.1177/0743915619858924.

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Everyone holds personal information about others. Each person's privacy thus critically depends on the interplay of multiple actors. In an age of technology integration, this interdependence of data protection is becoming a major threat to privacy. Yet current regulation focuses on the sharing of information between two parties rather than multiactor situations. This study highlights how current policy inadequacies, illustrated by the European Union General Data Protection Regulation, can be overcome by means of a deeper understanding of the phenomenon. Specifically, the authors introduce a ne
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Liljedahl, Hildebrand Teodor, and Filip Nyquist. "Cookies, GDPR and Dark patterns : Effect on consumer privacy." Thesis, Blekinge Tekniska Högskola, Institutionen för datavetenskap, 2021. http://urn.kb.se/resolve?urn=urn:nbn:se:bth-21726.

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The European General Data Protection Regulation has changed how users interact with cookie notices online. The rules state that users consent must be given via a clear, affirmative act and easily withdrawable by the end-user. Dark patterns, a way of tricking a user into giving more consent than needed with the help of, for example,size of objects, text and button colour could be applied to these notices to trick the user into giving more consent than needed. The objective of the thesis study was to develop a scraper in Python which could analyze web pages automatically against a set of created
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Lui, W. C. "Flexible authorizations in workflow management systems." Click to view the E-thesis via HKUTO, 2002. http://sunzi.lib.hku.hk/hkuto/record/B42577135.

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Lachheb, Tawfik. "A secure client/server java application programming interface." CSUSB ScholarWorks, 2004. https://scholarworks.lib.csusb.edu/etd-project/2561.

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The purpose of this project is to develop a generic Java Application Programming Interface (API) that would be used to provide security and user privacy to functions such as data transfer, key management, digital signature, etc.
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Lui, W. C., and 雷永祥. "Flexible authorizations in workflow management systems." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2002. http://hub.hku.hk/bib/B42577135.

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Ilesanmi, Olufemi Olajide. "Privacy in RFID Transit Systems : A case study of SL - Storstockholms Lokaltrafik." Thesis, KTH, Skolan för informations- och kommunikationsteknik (ICT), 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-177584.

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Radio Frequency Identification (RFID) is a technology that facilitates wirelesscommunication. It is being widely used for access control purposes to aid administration ofservices. As with most wireless technologies, RFID has its challenges, due to its medium (radio waves) of communication, which makes it susceptible to signal interception and other possible attacks. The goal of this project is to investigate the insecurities in the implementation of the RFID system in transit (Storstockholms Lokaltrafik, Stockholm) systems. Due to the nature of the system, spatial information about consumers a
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Alleme, Apo. "La protection du consommateur à l'épreuve des technologies de l'information et de la communication : étude du droit ivoirien à la lumière du droit français." Thesis, Perpignan, 2019. http://www.theses.fr/2019PERP0016/document.

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Les technologies de l’information et de la communication (TIC) qui recouvrent l’ensemble des outils et techniques résultant de la convergence des télécommunications ont révolutionné les comportements et les habitudes des consommateurs. Si ces technologies ne se limitent pas au réseau internet c’est la montée d’internet qui a renouvelé la problématique de la protection du consommateur. En réponse, le législateur ivoirien a, à travers la loi de 2016 relative à la consommation, essayé de s’arrimer aux standards internationaux relatifs à la protection du consommateur. Le nouveau dispositif adopté
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Pokorná, Adéla. "Ochrana spotřebitele v bankovnictví." Master's thesis, Vysoká škola ekonomická v Praze, 2007. http://www.nusl.cz/ntk/nusl-4881.

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The significance of personal data protection in the Czech Republic and in other developed countries has been continually increasing. A bank's security system breakdown can cause not only a misuse of the client's personal data but also a financial loss that harms the client and the bank reputation as well. The aim of the thesis is an analysis of the direct banking security and protection means of sensitive data of prime banks on the Czech market. First chapter characterises the consumer protection issues in regard of banking. The second part of the thesis concentrates on the area of direct bank
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Books on the topic "Consumer Data Protection"

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Metz, Rainer, Jörg Binding, Pan Haifeng, and Florian Huber, eds. Consumer data protection in Brazil, China and Germany. Göttingen University Press, 2016. http://dx.doi.org/10.17875/gup2016-960.

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Ferretti, Federico. EU Competition Law, the Consumer Interest and Data Protection. Springer International Publishing, 2014. http://dx.doi.org/10.1007/978-3-319-08906-5.

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Bakhoum, Mor, Beatriz Conde Gallego, Mark-Oliver Mackenrodt, and Gintarė Surblytė-Namavičienė, eds. Personal Data in Competition, Consumer Protection and Intellectual Property Law. Springer Berlin Heidelberg, 2018. http://dx.doi.org/10.1007/978-3-662-57646-5.

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Parham, Martin A. Mass marketing and consumer fraud: Background, issues, and data. Nova Science Publishers, 2009.

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Parham, Martin A. Mass marketing and consumer fraud: Background, issues, and data. Nova Science Publishers, 2009.

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Cristiano, Iurilli, and Vecchio Gianfrancesco, eds. Il nuovo diritto dei consumatori: Il contratto, la conciliazione, la tutela collettiva. G. Giappichelli, 2009.

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Cristiano, Iurilli, and Vecchio Gianfrancesco, eds. Il nuovo diritto dei consumatori: Il contratto, la conciliazione, la tutela collettiva. G. Giappichelli, 2009.

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Thomas, Liisa M. Thomas on data breach: A practical guide to handling data breach notifications worldwide. 2nd ed. Thomson Reuters/Westlaw, 2014.

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Chow, Stephen Y., Barbara B. Anthony, and Ellen M. Giblin. Identity theft--consumer view. MCLE New England, 2014.

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United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Trade, and Consumer Protection. Cybersecurity and consumer data: What's at risk for the consumer? : hearing before ... 108th Congress, 1st session, November 19, 2003. U.S. G.P.O., 2003.

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Book chapters on the topic "Consumer Data Protection"

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Ma, Jingyuan. "Data Regulation, Consumer Protection and Competition Law." In Regulating Data Monopolies. Springer Singapore, 2022. http://dx.doi.org/10.1007/978-981-16-8766-2_9.

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Guerra, Giorgia. "Dark Patterns and the Scraping Consumer Consent." In Privacy, Data Protection and Data-driven Technologies. Routledge, 2024. http://dx.doi.org/10.4324/9781003502791-4.

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Ferretti, Federico. "Competition, the Consumer Interest, and Data Protection." In EU Competition Law, the Consumer Interest and Data Protection. Springer International Publishing, 2014. http://dx.doi.org/10.1007/978-3-319-08906-5_5.

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Graef, Inge. "Blurring Boundaries of Consumer Welfare." In Personal Data in Competition, Consumer Protection and Intellectual Property Law. Springer Berlin Heidelberg, 2018. http://dx.doi.org/10.1007/978-3-662-57646-5_6.

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Bieker, Felix, and Marit Hansen. "Consumer Privacy and Data Protection in the EU." In The Routledge Handbook of Privacy and Social Media. Routledge, 2023. http://dx.doi.org/10.4324/9781003244677-34.

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Manwaring, Kayleen. "Consumer and Data Protection in the Digital Economy." In Competition Law and Economics in Australia, Volume II. Routledge, 2025. https://doi.org/10.4324/9781003509035-7.

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Mačėnaitė, Milda. "Protecting Children Online: Combining the Rationale and Rules of Personal Data Protection Law and Consumer Protection Law." In Personal Data in Competition, Consumer Protection and Intellectual Property Law. Springer Berlin Heidelberg, 2018. http://dx.doi.org/10.1007/978-3-662-57646-5_13.

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Hornuf, Lars, Sonja Mangold, and Yayun Yang. "Data Protection Law in Germany, the United States, and China." In Data Privacy and Crowdsourcing. Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-32064-4_3.

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AbstractThis chapter examines data protection laws in Germany, the United States, and China. We describe the most important legal sources and principles of data protection and emphasize the rights of data subjects, with particular attention to personal and sensitive data. The legal frameworks for data protection on crowdsourcing platforms in the three countries show significant differences, but also some similarities. In the United States no federal omnibus regulation on the protection of personal data exists so far. The state of California recently enacted a consumer protection law similar to
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Truli, Emmanuela. "The General Data Protection Regulation and Civil Liability." In Personal Data in Competition, Consumer Protection and Intellectual Property Law. Springer Berlin Heidelberg, 2018. http://dx.doi.org/10.1007/978-3-662-57646-5_12.

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Maksó, Bianka. "Binding Corporate Rules As a New Concept for Data Protection in Data Transfers." In Personal Data in Competition, Consumer Protection and Intellectual Property Law. Springer Berlin Heidelberg, 2018. http://dx.doi.org/10.1007/978-3-662-57646-5_18.

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Conference papers on the topic "Consumer Data Protection"

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Xu, Xingshuai, and Zhecheng Li. "A Blockchain-Based Medical Data Security Sharing Scheme Supporting Single-Factor Combined Authentication and Identity Privacy Protection." In 2025 5th International Conference on Consumer Electronics and Computer Engineering (ICCECE). IEEE, 2025. https://doi.org/10.1109/iccece65250.2025.10984943.

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Hayden, Thomas, Joseph Mazzella, Keith Parker, and Christophe Baete. "Predictive Analytics and Machine Learning in Integrated External Corrosion Management." In CONFERENCE 2023. AMPP, 2023. https://doi.org/10.5006/c2023-19393.

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Abstract Integrated External Corrosion Management (IECM) is a novel framework developed for pipeline operators to model, identify, and optimize external corrosion risk and costs using a data-driven approach. Over the last decade, Machine Learning (ML) has transformed industries from consumer technology to product design to industrial systems. In corrosion, the Association for Materials Protection and Performance (AMPP) has added a symposium for specialists designing and optimizing machine learning algorithms detection and management. This work is not about a specific algorithm or technology se
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Rosanova, Giuseppe. "ENERGY SMART GRIDS AND SUSTAINABLEDEVELOPMENT: THE PRINCIPLE OF "MAXIMUM DATA PROTECTION"." In 11th SWS International Scientific Conferences on SOCIAL SCIENCES - ISCSS 2024. SGEM WORLD SCIENCE, 2024. https://doi.org/10.35603/sws.iscss.2024/vs03/23.

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The paper addresses the impact of smart grids on the energy sector and personal rights. Renewable conversion of the energy cycle has been deemed insufficient over time, and the production perspective has been complemented by innovation and research that have changed the transition process, which now also involves the digitization of the entire electricity system. Sustainable development is also technological, incorporating both the energy transition and the digital transition, aimed at creating an efficient electricity system that can reduce consumption, lower energy prices, protect the enviro
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Scantlebury, David, Takashi Tsukada, Yuan Feng Yang, and Min Du. "Long-Term Cathodic Protection Performance Data of Two Off-Shore Structures." In CORROSION 2009. NACE International, 2009. https://doi.org/10.5006/c2009-09522.

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Abstract Two marine steel structures which are both largely uncoated except for the splash zone and both fully submerged are described. Both are cathodically protected with Al/Zn/In sacrificial anodes,. They are a Japanese structure installed in 1973 and based on the DNV recommendations and a Chinese structure in 1996 according to the NACE recommendations. The cathodic protection systems of these structures have been extensively monitored, anode and structure potentials versus time, depth, anode output versus time, and these values are compared with the values from the codes of practice to see
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Moran, James P., James D. Chrzan, Henry O. Pate, and Felix Fernandez. "Corrosion Performance of Aluminum Alloys for Use in Deep-Water Riser Systems." In CORROSION 2014. NACE International, 2014. https://doi.org/10.5006/c2014-4454.

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Abstract The use of aluminum alloys in drilling riser systems is one method to reduce riser weight, thereby allowing a given drilling platform to drill in deeper water than would be possible with a steel riser system. One of the key performance drivers needed for successful implementation of aluminum into riser systems is corrosion resistance. In this paper, we will discuss seawater corrosion testing conducted on candidate aluminum alloys for offshore applications. Samples were exposed in natural seawater for time periods up to 1 year, both with and without cathodic protection. Cathodic protec
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Barrett, Matt, Mill Jawed, Dylan Bolch, William Maize, and Tony da Costa. "A Statistical Approach to Rectifier Groundbed Remaining Service Life Prediction." In CONFERENCE 2025. AMPP, 2025. https://doi.org/10.5006/c2025-00555.

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Abstract The rectifier groundbed is a key component of an Impressed Current Cathodic Protection (ICCP) system in that it is consumed over time. The rate of consumption is based on many contributing factors including anode mass and material, surrounding soil properties, seasonal effects and rectifier operating conditions. Accurately forecasting the remaining service life of an anode groundbed has proven challenging for pipeline operators in the past, faced with the decision to replace the groundbed well before the anodes have been consumed or waiting until groundbed failure and risking a time p
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Wehling, J. E. "A Galvanic Zinc-Hydrogel System For Cathodic Protection Of Reinforced Concrete Structures." In CORROSION 1999. NACE International, 1999. https://doi.org/10.5006/c1999-99551.

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Abstract Installations of galvanic cathodic protection anodes have been completed on bridge structures in Illinois, Virginia, Florida, Wisconsin, and Oregon, on parking garages in Illinois and Wisconsin, on high voltage transmission tower footings in California, and on condominium balconies in Florida. Some of these installations involve prestressed concrete. The installation of these systems will be described in detail and monitoring data will be presented for at least six months of active service. The system consists of a 10 mil zinc foil bonded to an ionically conductive hydrogel adhesive,
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Dykstra, B. G., J. E. Wehling, and J. L. Piazza. "Cathodic Protection of Steel Reinforced Concrete Structures Using a Galvanic Zinc Hydrogel System." In CORROSION 2002. NACE International, 2002. https://doi.org/10.5006/c2002-02269.

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Abstract There are over 500,000 condominium units along the Florida coastline, most of which have experienced significant corrosion of their steel reinforcements due primarily to chloride intrusion from the ocean salt spray. Some of the condominium associations in Florida have in the past five years recognized that cathodic protection is the only rehabilitation method that will truly prevent the corrosion of the reinforcing steel and the resultant concrete spalling and delamination. The installations of a galvanic zinc-hydrogel system will be described in detail, and monitoring data will be pr
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Rosanova, Giuseppe. "IL RUOLO DELLE ALTERNATIVE DISPUTES RESOLUTION NEL FRAMEWORK ENERGETICO EUROPEO." In 11th SWS International Scientific Conferences on SOCIAL SCIENCES - ISCSS 2024. SGEM WORLD SCIENCE, 2024. https://doi.org/10.35603/sws.iscss.2024/vs02/20.

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The final frontier of European transitional energy law must be found in the introduction of a balanced and efficient system of climate and energy justice. The stratification, over time, of multiple rules in European Union law, both soft law and hard law, has, on the one hand, ensured legal certainty and regulation of the various aspects of the matter but, on the other hand, risks increasing litigation between the players in this field exponentially. The significant increase in the number of regulations governing the various aspects of the �energy community� entails the need to raise the level
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Adey, Robert A., Cristina Peratta, and John M. W. Baynham. "Using Modeling to Interpret and Expand CP Survey Data." In CORROSION 2012. NACE International, 2012. https://doi.org/10.5006/c2012-01203.

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Abstract Marine structures are frequently monitored or surveyed as part of an ongoing integrity management program to obtain data on corrosion potentials, anode consumption and in some cases field gradients. One objective is to determine how effective the CP system is at providing protection to the structure and another is to verify that sacrificial anodes are being consumed at a rate consistent with design assumptions. However it is not economic or in many cases even feasible to measure potentials on a complete structure or to collect data from all anodes, so the CP engineer is required to in
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Reports on the topic "Consumer Data Protection"

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Durovic, Mateja, and Franciszek Lech. A Consumer Law Perspective on the Commercialization of Data. Universitätsbibliothek J. C. Senckenberg, Frankfurt am Main, 2021. http://dx.doi.org/10.21248/gups.64577.

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Commercialization of consumers’ personal data in the digital economy poses serious, both conceptual and practical, challenges to the traditional approach of European Union (EU) Consumer Law. This article argues that mass-spread, automated, algorithmic decision-making casts doubt on the foundational paradigm of EU consumer law: consent and autonomy. Moreover, it poses threats of discrimination and under- mining of consumer privacy. It is argued that the recent legislative reaction by the EU Commission, in the form of the ‘New Deal for Consumers’, was a step in the right direction, but fell shor
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Bozzo Hauri, Sebastián. The New Frontier of Civil Liability: Artificial Intelligence, Autonomy, and Consumer Protection. Carver University; Universidad Autónoma de Chile, 2025. https://doi.org/10.32457/bozzo2202599.

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Technological evolution has entered a phase that challenges the very foundations of private law. The emergence of systems based on artificial intelligence (AI)—particularly in their most recent form, so-called AI agents—compels a reassessment of the traditional framework of civil liability, especially in the field of consumer law. The trajectory of AI has followed a path marked by three distinct waves. The first wave was predictive AI, trained on historical data to anticipate future behavior, as seen in recommendation engines and segmentation models. The second wave introduced generative AI—su
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Herrera, Diego, Walter Pereira, Ludmila Volochen, and Ana María Zárate Moreno. Open Finance in Latin America and the Caribbean: Great Opportunities, Large Challenges. Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0004937.

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This document is a comprehensive study of open finance, its context, and its value for the financial system in Latin America and the Caribbean. It also delves into the intricacies of the open finance ecosystem and analyzes its risks and opportunities. The document describes the status of the development of open finance in the region and discusses the challenges faced in implementing the ecosystem there. Finally, this text guides financial regulators and supervisors, considering international best practices and regional distinctions. This document examines how the regulatory framework can contr
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Serafica, Ramonette, and Queen Cel Oren. Should the Philippines Adopt Net Neutrality Regulations? Philippine Institute for Development Studies, 2024. http://dx.doi.org/10.62986/pn2024.08.

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Net neutrality is a contentious issue in internet regulation, looking at nondiscrimination and pricing policy. It espouses the idea that broadband service providers should charge consumers only once for internet access, not favor one content provider over another, and not charge content providers for sending information over broadband lines to end users. Advocates argue that this fosters innovation and protects freedom of expression, while critics warn that it could stifle investment and innovation. This paper examines the advantages and disadvantages of adopting net neutrality principles in t
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Kira, Beatriz, Rutendo Tavengerwei, and Valary Mumbo. Points à examiner à l'approche des négociations de Phase II de la ZLECAf: enjeux de la politique commerciale numérique dans quatre pays d'Afrique subsaharienne. Digital Pathways at Oxford, 2022. http://dx.doi.org/10.35489/bsg-dp-wp_2022/01.

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Realities such as the COVID-19 pandemic have expedited the move to online operations, highlighting the undeniable fact that the world is continuing to go digital. This emphasises the need for policymakers to regulate in a manner that allows them to harness digital trade benefits while also avoiding associated risk. However, given that digital trade remains unco-ordinated globally, with countries adopting different approaches to policy issues, national regulatory divergence on the matter continues, placing limits on the benefits that countries can obtain from digital trade. Given these disparit
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Rycroft, Taylor, Sabrina Larkin, Alexander Ganin, et al. A framework and pilot tool for the risk-based prioritization and grouping of nano-enabled consumer products. Engineer Research and Development Center (U.S.), 2021. http://dx.doi.org/10.21079/11681/41721.

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The use of engineered nanomaterials (ENMs) in consumer products has expanded rapidly, revealing both innovative improvements over conventional materials, and the potential for novel risks to human health and the environment. As the number of new nano-enabled products and the volume of toxicity data on ENMs continues to grow, regulatory agencies like the U.S. Consumer Product Safety Commission (CPSC) – a small, independent federal agency responsible for protecting consumers from unreasonable risks associated with product use – will require the ability to screen and group a diverse array of nano
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Jones, Emily, Beatriz Kira, Anna Sands, and Danilo B. Garrido Alves. The UK and Digital Trade: Which way forward? Blavatnik School of Government, 2021. http://dx.doi.org/10.35489/bsg-wp-2021/038.

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The internet and digital technologies are upending global trade. Industries and supply chains are being transformed, and the movement of data across borders is now central to the operation of the global economy. Provisions in trade agreements address many aspects of the digital economy – from cross-border data flows, to the protection of citizens’ personal data, and the regulation of the internet and new technologies like artificial intelligence and algorithmic decision-making. The UK government has identified digital trade as a priority in its Global Britain strategy and one of the main sourc
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Abdul Hamid, Umar Zakir. Privacy for Software-defined Battery Electric Vehicles. SAE International, 2024. http://dx.doi.org/10.4271/epr2024012.

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&lt;div class="section abstract"&gt;&lt;div class="htmlview paragraph"&gt;The integration of software-defined approaches with software-defined battery electric vehicles brings forth challenges related to privacy regulations, such as European Union’s General Data Protection Regulation and Data Act, as well as the California Consumer Privacy Act. Compliance with these regulations poses barriers for foreign brands and startups seeking entry into these markets. Car manufacturers and suppliers, particularly software suppliers, must navigate complex privacy requirements when introducing vehicles to
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Ferrero-Regis, Tiziana, Zoe Mellick, and Justine Coneybeer. Stitching a future: Ethical labour and growth in the Queensland fashion and clothing industry. Queensland University of Technology, 2024. https://doi.org/10.5204/rep.eprints.254521.

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Executive summary South-East Queensland (SEQ) is Australia’s third-largest regional hub for textile, clothing, and footwear (TCF) manufacturing in terms of economic output and workforce. As Australia pursues policies to reshore manufacturing, creating higher-quality jobs in areas such as sorting, repair, resale, remanufacture to meet environmental targets and growing consumer demand for sustainably and ethically produced goods, the importance of ethical accreditation frameworks has become more pronounced. The aim of this study is to explore stakeholder perceptions of the benefits and barriers
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Turner, Paul, and John O'Brien. Review of the FSA’s research programme on food hypersensitivity. Food Standards Agency, 2021. http://dx.doi.org/10.46756/sci.fsa.bka542.

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The overarching mission of the Food Standards Agency (FSA) is tothe ensure that food is safe, food is what it says it is and that consumers can make informed choices about what to eat. These are of central importance to consumers with food hypersensitivity(FHS).Food hypersensitivity (FHS) encompasses both immune-mediated food hypersensitivity (food allergy and coeliac disease) and non-immune food intolerances. FHS is a complex, multifactorial disease of concern to multiple stakeholders including consumers with FHS, their families, clinicians, regulatory agencies and policy makers, scientists,
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