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GÜÇYETMEZ, Mehmet, and Husham SAKEEN. "A Real-Time Invoice Based Smart Meter Design with Mobile Application." Uluslararası Muhendislik Arastirma ve Gelistirme Dergisi 14, no. 2 (July 31, 2022): 884–94. http://dx.doi.org/10.29137/umagd.1036454.
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The energy consumption issue has become one of the significant problems that are given great attention by The governments, especially in the case of energy generation being less than required. It also has importance because of the rapid growth in the population and development and the dependence of millions of people on electric energy in their daily lives. In order to ensure the continuity of energy, it is necessary to regulate electricity consumption by providing the necessary real-time data to consumers. Currently, real-time data on energy consumption and information on the appropriate consumption time are not fully available for consumers. In addition, data is read manually at the end of each month to provide monthly invoices, a workforce is needed to complete this work, and errors occur due to human intervention. The proposed real-time invoice-based smart meter system is a measuring device to automatically read the data and provide the consumer with information on the energy consumed per hour, day, and month. The device helps the consumer choose the most suitable time for energy consumption and predicts the time when the amount of energy consumed exceeds the desired power.
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Rindell, Anne, and Oriol Iglesias. "Context and time in brand image constructions." Journal of Organizational Change Management 27, no. 5 (August 11, 2014): 756–68. http://dx.doi.org/10.1108/jocm-09-2014-0172.
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Purpose – The purpose of this paper is to further understanding of the roles that time and context play in consumers’ evolving brand image construction processes over time. Design/methodology/approach – This exploratory, qualitative research is based on the analysis and interpretation of 164 online consumer narratives pertaining to the consumers’ most memorable coffee moments. Findings – Consumers build images of a brand through both fleeting moments over time linked to special occasions and everyday moments in their lives over time. Understanding image construction processes thus must go beyond just physical (location) and psychological (social) circumstances. Activity processes (“When I am doing […]”) also are central to this understanding. Research limitations/implications – Time and context emerge as key determinants of consumers’ brand image processes and should hence be explicitly recognised in branding research. This study focuses only on brand admirers; because the study context refers to a business-to-consumer product, the focus is the product brand. Practical implications – Considering the key role of memorable past moments (time and context) in consumers’ brand image construction processes, branding strategies should reflect systematic efforts to identify these moments. Such an approach can provide opportunities for companies to deepen their consumer understanding and achieve a favourable presence in consumer contexts during which brand images get constructed. Originality/value – This study identifies key dimensions of time and context and thus furthers understanding of these dimensions in relation to brand images.
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Paswan, Audhesh K., and Francisco Guzmán. "Consumer Value and Time." Journal of Creating Value 3, no. 2 (September 18, 2017): 157–61. http://dx.doi.org/10.1177/2394964317726604.
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Most agree that consumers buy goods and services because of the value they receive. However, answers to questions such as what is value, how is it created, who creates it, for whom, and does it remain constant, are not very clear. Extant literature has focused on the two components of value—benefits and costs—in a static manner. It overlooks one key component, that is, time. This study looks at these two components as a function of time and suggests a consumer value typology. The typology is based on whether both benefits and costs exist in the same time dimension or if one of them occurs before another.
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Mihić, Mirela, Ivan-Damir Anić, and Ivana Kursan Milaković. "Time spent shopping and consumer clothing purchasing behaviour." Ekonomski pregled 69, no. 2 (April 17, 2018): 89–105. http://dx.doi.org/10.32910/ep.69.2.1.
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The purpose of this study is to explore the impact of various antecedents and behavioural consequences of consumers’ perceptions of time spent on shopping for clothing products. Examined antecedent variables are gender, age, income, fashion consciousness and visual merchandising, while outcomes include the number of clothing items purchased. The data, collected by consumer survey in Croatia, was analysed using exploratory and confi rmatory factor analyses, and structural equation modelling (SEM). The major fi ndings indicate that visual merchandising has the greatest and positive effect on time spent shopping. As expected, women and younger consumers spend more time shopping than men and older consumers. As for the outcomes, shopping time is positively related to consumer purchases. The study was conducted at a single point in time and was carried out while there was still crisis in Croatia, in a situation where consumers spend less on fashion products. The present study provides the insights into the determinantsand consequences of time expenditure and might help fashion retailers design more successfully retailing strategies to encourage consumers to spend more time on shopping in fashion stores, which in turn leads to higher sales.
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Sultan, Fareena, and Roy B. Henrichs. "Consumer preferences for Internet services over time: initial explorations." Journal of Consumer Marketing 17, no. 5 (September 1, 2000): 386–402. http://dx.doi.org/10.1108/07363760010341036.
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Investigates time as a factor that influences consumer preferences for innovative technological services such as the Internet. Specifically, the case of consumer adoption of the Internet for home use is explored. Examines the effect of time of adoption of Internet based services on preferences at the individual consumer level. The key research question is “What is the effect of time of adoption on consumer preferences for a technological service such as the Internet?” The primary contribution of this research is to demonstrate that existing time preference frameworks, previously applied to consumer durable products, can also be applied to technological service innovations, such as the Internet. An empirical examination is conducted using data from a survey of consumers in the initial stages of Internet adoption.
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Ekpo, Mokutima, Eni Alobo, and Jacob Enyia. "Impediments to the Development of a Strong Consumer Credit System in Nigeria." World Journal of Social Science 5, no. 1 (November 30, 2017): 36. http://dx.doi.org/10.5430/wjss.v5n1p36.
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Consumer credit is debt that is obtained by persons who intend to spend the money immediately. Assessingconsumer credit tells us imperative things about our economy. If consumers have the capacity to borrow effortlesslyand refund those debts on time, then the economy should be stimulated and we will have growth. Consumers are theinstrument and brainbox of the economy, when credit is unavailable, consumers will face foremost complications inborrowing. In this circumstance, consumers would consume less since they have less access to credit. For this reason,manufacturers will sell less, and produce less. The importance of a viable consumer credit system cannot be overemphasized. This paper hypothesizes that certain identified factors militate against the development of a strongconsumer credit system in Nigeria. It examines and analyses these challenges and exposes their negative roles in thedevelopment of a strong consumer credit system. It focuses on strategies that can improve consumer access to creditfacilities and concludes that there is need for a paradigmatic change. It therefore makes recommendations that canchallenge Nigerian policy makers to improve on, or evolve a stronger consumer credit system.
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Jones, Mike. "Consumer real-time systems." ACM Computing Surveys 28, no. 4es (December 1996): 180. http://dx.doi.org/10.1145/242224.242459.
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Ionescu, Laurentiu-Mihai, Nicu Bizon, Alin-Gheorghita Mazare, and Nadia Belu. "Reducing the Cost of Electricity by Optimizing Real-Time Consumer Planning Using a New Genetic Algorithm-Based Strategy." Mathematics 8, no. 7 (July 13, 2020): 1144. http://dx.doi.org/10.3390/math8071144.
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To ensure the use of energy produced from renewable energy sources, this paper presents a method for consumer planning in the consumer–producer–distributor structure. The proposed planning method is based on the genetic algorithm approach, which solves a cost minimization problem by considering several input parameters. These input parameters are: the consumption for each unit, the time interval in which the unit operates, the maximum value of the electricity produced from renewable sources, and the distribution of energy production per unit of time. A consumer can use the equipment without any planning, in which case he will consume energy supplied by a distributor or energy produced from renewable sources, if it is available at the time he operates the equipment. A consumer who plans his operating interval can use more energy from renewable sources, because the planning is done in the time interval in which the energy produced from renewable sources is available. The effect is that the total cost of energy to the consumer without any planning will be higher than the cost of energy to the consumer with planning, because the energy produced from renewable sources is cheaper than that provided from conventional sources. To be validated, the proposed approach was run on a simulator, and then tested in two real-world case studies targeting domestic and industrial consumers. In both situations, the solution proposed led to a reduction in the total cost of electricity of up to 25%.
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Miura, Kyoko, Katrina Giskes, and Gavin Turrell. "Socio-economic differences in takeaway food consumption among adults." Public Health Nutrition 15, no. 2 (July 11, 2011): 218–26. http://dx.doi.org/10.1017/s136898001100139x.
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AbstractObjectiveTo examine socio-economic differences in the frequency and types of takeaway foods consumed.DesignA cross-sectional postal survey.SettingParticipants were asked about their usual consumption of overall takeaway food (<4 times/month or ≥4 times/month) and of twenty-two specific takeaway food items (<1 time/month or ≥1 time/month); these latter foods were grouped into ‘healthy’ and ‘less healthy’ choices. Socio-economic position was measured on the basis of educational level and equivalised household income, and differences in takeaway food consumption were assessed by calculating prevalence ratios using log binomial regression.SubjectsAdults aged 25–64 years from Brisbane, Australia, were randomly selected from the electoral roll (n903; 63·7 % response rate).ResultsCompared with their more educated counterparts, the least educated were more regular consumers of overall takeaway food and fruit or vegetable juice and less regular consumers of sushi. For the ‘less healthy’ items, the least educated more regularly consumed potato chips, savoury pies, fried chicken and non-diet soft drinks; however, the least educated were less likely to consume curry. Household income was not associated with overall takeaway consumption. The lowest-income group was a more regular consumer of fruit or vegetable juice compared with the highest-income group. Among the ‘less healthy’ items, the lowest-income group was a more regular consumer of fried fish, ice cream and milk shakes, whereas curry was consumed less regularly.ConclusionsThe frequency and types of takeaway foods consumed by socio-economically disadvantaged groups may contribute to inequalities in overweight or obesity and to chronic disease.
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Lee, Nahyung, and Jeehyun Lee. "Comparison of Home Use Tests with Differing Time and Order Controls." Foods 10, no. 6 (June 3, 2021): 1275. http://dx.doi.org/10.3390/foods10061275.
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Consumer tests are classified in terms of the location of testing as laboratory tests or central location tests (CLTs) and home use tests (HUTs). CLT is generally used in sensory tests due to the ease of test control, whereas HUT has higher validity because of real consumption. However, the lack of test control in HUT is a major issue. In order to investigate the error occurrence and efforts required to minimize errors, three groups of tests were designed differing time and order control and evaluation was conducted using six snacks with texture differences. Errors related to time, order, and consumer or sample number were higher for more controlled conditions, however, most errors were recoverable using identification information except for cases of no response. Additionally, consumers preferred to consume all snacks in the evening at home, which differed from the typical 9 a.m. to 6 p.m. evaluation time in CLT. However, the timing differed for consumers with self-reported snacking time. The research title that included the term ‘home’ might have influenced the participants’ choice of location for evaluation. Overall, there was no significant difference between the results of groups despite different time and order controls, which could increase the applicability of HUT.
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Luo, Jian She, Bang Guo Wang, Xiao Li Wang, and Hong Cheng. "Customer Evaluation and Selection Method of Real-Time Innovative Design Based on the Network." Advanced Materials Research 605-607 (December 2012): 380–83. http://dx.doi.org/10.4028/www.scientific.net/amr.605-607.380.
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In the early stages of the design process, the conceptual design is the stage that can determine the product cost up to 80% on average. In this stage, there are more than one product concept program to choose from. However, to make a concept prototype, and to survey a sufficient number of consumers need, a lot of time and cost need to be spent. In order to solve the above problems, this paper introduces a real-time innovative design of the network-based customer evaluation and selection methods. This method makes full use of the internet and information technology which is able to quickly transport consumer demand to the conceptual scheme at a lower cost and by calculating the extent of consumer preferences on a variety of conceptual design schemes in a short period time allow consume make their decision on a real-time basis during the design phase.
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Ganchev, Ivan, and Zhanlin Ji. "Smart Real-Time Recommendation of Mobile Services." WSEAS TRANSACTIONS ON SYSTEMS AND CONTROL 16 (December 20, 2021): 655–67. http://dx.doi.org/10.37394/23203.2021.16.60.
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In this paper, a new vision is presented for highly personalized, customized, and contextualized real-time recommendation of services to mobile users (consumers) by considering the current consumer-, network-, and service context. A smart service recommendation system is elaborated, which builds up and dynamically manages personal profiles of consumers, aiming to facilitate and optimize the service discovery and recommendation process, in support of consumers’ choices, thereby achieving the best quality of experience (QoE) as perceived by those consumers when utilizing different mobile services. The algorithm-driven recommended mobile services, accessible anytime-anywhere-anyhow through any kind of mobile devices via heterogeneous wireless access networks, range from typical telecommunication services (e.g., outgoing voice calls) to Internet services (e.g., multimedia streaming). These algorithms also may be further enriched by their being adapted and expanded to cover more sophisticated services such as helping the consumer’s health and security needs, an example being the finding (with subsequent dynamic changing, if required) of the most 'healthy' or 'secure' driving/biking/jogging/walking route to follow so as to avoid areas posing particular, consumer-specific, health or safety risk.
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Rau, Hsin, and Yi-Tse Fang. "Optimal Time for Consumers to Purchase Electronic Products with Consideration of Consumer Value and Eco-Efficiency." Sustainability 10, no. 12 (December 7, 2018): 4664. http://dx.doi.org/10.3390/su10124664.
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In recent years, owing to the improvements in technologies and the rapid changes in market demands, the life-cycle of consumer electronic products has been shortened and new products are being released constantly. With rising environmental awareness, product value, and cost are not the only factors defining consumer value; the impact of the product to the environment has become another new factor to affect consumers purchase decisions. A key concept to transform unsustainable to sustainable development is eco-efficiency, a concept that uses less energy and resource to make a product, producing less waste and pollution. However, there has been very little discussion on how beneficial these environmentally friendly products actually are to the consumer. In view of this, the present study proposes a set of methods for consumer value and ecological benefit evaluation from the perspective of consumers. A model for determining the most suitable time to make a purchase is developed with the inclusion of the time factor, and the Technique for Order of Preference by Similarity to Ideal Solution (TOPSIS) is used to find the suggested order of purchase at different times on the model. Finally, factors such as different groups of consumers and different types of products are considered in investigating the most appropriate time to make a purchase under different circumstances. This study focused on notebook computers, which are having high variety and easily get obsolete. As for the investigation of different consumer groups, this study found that there is a relatively good product selection order of Ultrabooks for price-conscious and environmentally conscious consumer groups. Business Notebooks are the most suitable option for general consumer groups. Being able to know optimal time to purchase and to evaluate the product ecological benefit would be beneficial to both consumers and the environment nowadays.
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Nayak, Pramod Kumar, and Sathya Swaroop Debashish. "Role of gender in perceived time pressure among young consumers in Odisha." Trinity Journal of Management, IT & Media 9, no. 1 (2018): 3–6. http://dx.doi.org/10.48165/tjmitm.2018.0901.
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Every consumer whether male or female when purchases a product or when in the decision making phase for purchasing a product passes through some process of mental decision comprising of the choice sets to reach at the correct decision. As a general practice, apart from the information gathering about the product, the decision making i.e. mental process are influenced by psychological variables also. This paper aims at finding whether the psychological factor ‘Perceived Time Pressure’ differing across genders. The difference of psychological factor perceived time pressure among the male and female young consumers of Odisha are examined in this study and it has been observed that ‘Perceived Time Pressure’ psychological factor differs between male and female consumer. This study of psychological aspect ‘Perceived Time Pressure’ across genders will help in understanding the consumer decision making and behaviour of male and female consumers.
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Arli, Denni, Fandy Tjiptono, Hari Lasmono, and Dudi Anandya. "Do consumer ethics and consumer religiousness evolve across time? Insights from Millennials in Indonesia." Young Consumers 18, no. 4 (November 20, 2017): 329–47. http://dx.doi.org/10.1108/yc-05-2017-00697.
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Purpose The Millennial generation accounts for 27 per cent of the world’s population. These numbers highlight the current and future impact of Millennials on world economies, and they are arguably the most powerful consumer group. Interestingly, Millennials are also the least religious generation. Hence, there is a need to investigate further how they view the world from an ethical and religious perspective and whether their beliefs evolve over time. Therefore, the purpose of this study is, first, to compare and contrast any changes in ethical beliefs across time. Second, the study will compare and contrast any changes in religiousness across time, and finally, it explores the effects of consumers’ religiousness on ethical beliefs across time. Design/methodology/approach Using paper-based survey, the data collection took place in 2012, 2013, 2014 and 2016, resulting in 1,702 young respondents in total. Findings The results show that consumer ethics remain constant across time. Therefore, without intervention, individuals’ ethical behavior will remain unchanged. The results also indicate that Millennials understand the boundary between legal and illegal behavior. However, when the boundary becomes unclear, such as in situations in which they see no harm, downloading pirated software and recycling, Millennials were unsure and their religiousness affected their subsequent behavior. The study makes several contributions to consumer ethics and the impact of religiousness on ethical beliefs. Originality/value This study makes several contributions to consumer ethics research, especially whether young consumers’ ethical beliefs change or remain constant across time.
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Darian, Jean C., and Judy Cohen. "Segmenting by consumer time shortage." Journal of Consumer Marketing 12, no. 1 (March 1995): 32–44. http://dx.doi.org/10.1108/07363769510146787.
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Bradford, David, Charles Courtemanche, Garth Heutel, Patrick McAlvanah, and Christopher Ruhm. "Time preferences and consumer behavior." Journal of Risk and Uncertainty 55, no. 2-3 (December 2017): 119–45. http://dx.doi.org/10.1007/s11166-018-9272-8.
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Gibbs, P. T. "Time, temporality and consumer behaviour." European Journal of Marketing 32, no. 11/12 (December 1998): 993–1007. http://dx.doi.org/10.1108/03090569810243622.
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Rawal, Dhabindra. "Perception of Consumer Rights among the College Students: A Case of Tikapur Municipality." Contemporary Research: An Interdisciplinary Academic Journal 3, no. 1 (December 31, 2019): 25–32. http://dx.doi.org/10.3126/craiaj.v3i1.27486.
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This study aims at examining consumes’ perception towards marketing practices and consumer rights in Tikapur Municipality, Kailali based on an empirical study of college students in connection to John Kennedy’s bill of four consumer rights, namely, the right to safety, the right to be informed, the right to choose, and the right to be heard. This study depends on a convenience sample of 60 students selected from Management, Education and Humanities faculties studying in graduate level at Tikapur Multiple Campus and Birendra Vidhya Mandir Campus at Tikapur, with a structured questionnaire to measure consumer attitudes regarding the four basic consumer rights, utilizing a fivepoint Likert Scale for measurement. The overall findings communicate that the current consumers’ attitudes towards marketing practices related to protection of consumer rights is low favorable, indicating that more work will be needed for improvement. This study explores the status of perceived consumer rights for the first time in study area. It suggests marketers and public policy makers to pay more attention to the current status of consumer rights, and formulate more useful legislations with implications for better business strategies.
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Kuo, Hsiao-Ching, and Chinintorn Nakhata. "Price promotions and products with low consumer ratings." Journal of Consumer Marketing 33, no. 7 (November 14, 2016): 517–27. http://dx.doi.org/10.1108/jcm-04-2016-1767.
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Purpose Previous research indicates the aversive effect of low consumer ratings on consumers’ purchasing decisions. This paper aims to apply decision justifiability theory to investigate how price promotions – price discount and price bundling – can reduce this effect. Design/methodology/approach Two scenario-based experiments were administered among college students (Experiment 1) and online consumer panels (Experiment 2) to test the research hypotheses. Findings When time-to-purchase is long (vs short), a large discount is more effective in alleviating consumers’ negative responses toward products with low consumer ratings. However, when a price discount is presented as a bundle rather than a separate deal, a small discount size becomes as attractive as a large discount size for consumers with a longer time-to-purchase. Practical implications This paper identifies two controllable factors, price discounts and price bundling, that could help to alleviate the negative impact of low consumer ratings. Marketing managers can apply the findings of this paper as guidelines to deal with the aversive effect of low consumer ratings. Originality/value This paper makes an initial attempt to examine situations where consumers would be less averse to products with low consumer ratings. It identifies the roles of two price promotions (i.e. price discount size and price bundling) and an important contextual factor (i.e. time-to-purchase) that influence consumers’ decision justifiability and, subsequently, alter consumers’ online purchase decisions for such products.
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Hu, Y. S., L. H. Zeng, Z. L. Huang, and Q. Cheng. "Optimal channel decision of retailers in the dual-channel supply chain considering consumer preference for delivery lead time." Advances in Production Engineering & Management 15, no. 4 (December 24, 2020): 453–66. http://dx.doi.org/10.14743/apem2020.4.378.
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Facing competition from manufacturers' online direct channels, how retailers make sales channel decisions to increase consumer stickiness has become the core concern of the industry and academia. Empirical research showed that delivery lead time is a key factor that affects consumers' preference for online channels. To analyze the impact of consumer delivery time preference on channel selection and pricing strategy of retailers, consumer delivery lead time preference function was improved from a linear function to an exponential function and consumer demand under the mixed dual-channel supply chain of manufacturer and retailer was derived. Then, the Stackelberg game models under different channel strategies of retailer were established and solved. Results show that consumer preference for delivery lead time has four implications on the channel decision of retailers under manufacturer encroachment in the dual-channel supply chain. First, the dual retail channels strategy is the optimal choice for retailers, and the profit margins that a retailer obtains from dual retail channels supply chain and single online retail channel supply chain will increase as consumers' delivery lead time preference coefficient increases. Second, the optimal pricing of online retail channel and offline retail channel is positively related to consumers' delivery lead time preference coefficient. By contrast, the optimal pricing of online direct channel is negatively related to consumers' delivery lead time preference coefficient. Third, the optimal pricing of online retail channel is higher than that of offline retail and online direct channels. Fourth, a retailer and a manufacturer can adopt a compensation-based whole price contract to address the conflict brought about by the optimal channel choice of the retailer. This study introduces consumer delivery lead time preference into retailer channel decision making and provides a theoretical reference for retailer's mixed channel construction in practice.
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Kawaguchi, Kohei, Kosuke Uetake, and Yasutora Watanabe. "Designing Context-Based Marketing: Product Recommendations Under Time Pressure." Management Science 67, no. 9 (September 2021): 5642–59. http://dx.doi.org/10.1287/mnsc.2020.3783.
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We study how to design product recommendations when consumers’ attention and utility are influenced by time pressure—a prominent example of the context effect—and menu characteristics, such as the number of recommended products in the assortment. Using unique data on consumer purchases from vending machines on train platforms in Tokyo, we develop and estimate a structural consideration set model in which time pressure and recommendations can influence attention and utility. We find that time pressure reduces consumer attention but increases utility. Time pressure moderates the effect of recommendations for the attention of both recommended and nonrecommended products and utility for recommended products. Moreover, the number of total recommendations increases consumer attention in general, but in a diminishing way. In our counterfactual simulations, we find that the revenue-maximizing number of recommendations decreases with time pressure and that optimizing recommending products to accommodate time pressure by a greedy algorithm increases total sales volume by 3.7% relative to the actual policy, 0.6% points more than traditional consumer-segment-based targeting policy. This effect is larger than 10% price discounts, which increases the revenue only by 0.4% at the margin. This paper was accepted by Matthew Shum, marketing.
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Huang, Yue, and Lu Suo. "Factors Affecting Chinese Consumers’ Impulse Buying Decision of Live Streaming E-Commerce." Asian Social Science 17, no. 5 (April 27, 2021): 16. http://dx.doi.org/10.5539/ass.v17n5p16.
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From the perspective of consumers, this research studied four factors including price promotion, time pressure, interpersonal interaction and visual appeal influencing the impulse buying decision of live streaming e-commerce consumers in China. This research used a quantitative design by developing questionnaires to collect data through the convenience sampling approach from 477 Chinese users who has live streaming shopping experience in social commerce platform Taobao.com. within the past 1 year in Kunming, City. Structural Equation Model (SEM) was used to analyze the data and the hypotheses accordingly. The results confirmed that price promotion, time pressure (promotional time limit, perceived opportunity cost), interpersonal interaction (consumer-streamer interaction, consumer-consumer interaction) and visual appeal these six factors have a significantly positive effect on consumer impulse buying decision. Meanwhile, perceived risk was found negatively related to consumer impulse buying decision. Besides, price promotion and visual appeal played the most important role in influencing consumer impulse buying decision of live streaming than any other factors. Additionally, the results also show that the promotion, the perception of opportunity cost, the interpersonal interaction (the interaction between consumers and streamers, the interaction between consumers), and the visual appeal all have a significant negative impact on consumers' perceived risk. However, for time limit of time pressure, our research hypothesis that promotion time limit has a significant negative effect on consumers' perceived risk has not been verified. Finally, perceived risk was found plays a mediating role in the relationship between price promotion, perceived opportunity cost, interpersonal interaction, visual appeal and impulse buying decision. However, it did not play a mediating role in the effect of promotion time limit on impulse buying decision. The findings suggest that managers and merchants of live streaming e-commerce should make a reasonable price promotion plan and provide good visual experience for consumers, at the meantime, strengthen interpersonal interaction and try to reduce the purchase risk of consumers.
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Syaifuddin, Syaifuddin. "PENDEKATAN INTERDISIPLINER TERHADAP PERILAKU KONSUMEN BANK SYARI’AH." ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM 1, no. 1 (June 30, 2016): 196–218. http://dx.doi.org/10.32923/asy.v1i1.671.
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Interdisciplinary is a collaboration between several disciplines to respond to developments and problems of human civilization. Mu'amalah science, economics, sociology, and psychology work together to examine the behavior of Muslim consumers. Consumer behavior is the study of how individuals, groups and organizations select, purchase, use and dispose of goods, services, ideas or experiences to satisfy their wants and needs. Consumer behavior studies focused on how individuals make the decision to utilize their resources (time, money and effort) to buy goods and services consumed. This interdisciplinary approach to the Islamic bank consumer behavior is required, because basically Islamic economics as a subject of study is the contribution of the various sciences. In a study of consumer behavior resulted in two conclusions Islamic bank. Religiosity influences customer behavior Islamic bank, and other conclusions stated that in a certain level of religiosity does not affect the behavior of bank customers Shari'ah.
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D. Raggio, Randle, Robert P. Leone, and William C. Black. "How consumers’ use of brand vs attribute information evolves over time." Journal of Consumer Marketing 31, no. 4 (June 3, 2014): 290–300. http://dx.doi.org/10.1108/jcm-01-2014-0832.
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Purpose – Prior research has identified that brands have a differential impact on consumer evaluations across various brand benefits. This paper investigates whether these effects are stable over time, or evolve in a consistent way. Design/methodology/approach – Consumer evaluations of brand benefits into overall brand and detailed attribute-specific sources through a standard confirmatory factor analysis approach have been decomposed. Two unique datasets have been analyzed; the first contains cross-sectional data from Kodak across four different consumer goods categories, and the other is a longitudinal dataset from the USA and Canada in the surface-cleaning category, covering seven brands over five years (2007-2011). Findings – A systematic evolution in brand effects has been demonstrated: a general trend is that over time and with experience, consumers rely more heavily on overall brand information to develop their evaluations. However, early in a brand’s life, or later when circumstances compel consumers to actively consider the attributes, ingredients or features of a brand, consumers may rely more heavily on, detailed attribute-specific information to evaluate brand benefits. Research limitations/implications – The systematic evolution in consumers’ use of information from attribute to brand is hypothesized in this paper and is found to occur contrary to the speculation of Dillon et al. (2001) regarding the direction of such an evolution. Further, our results indicate the sensitivity of our approach to detect changes in consumers’ use of the two sources that should be expected, given the various exogenous factors. Practical implications – Brand managers can use the results from our procedure to alter their messages to more strongly emphasize either overall brand information or detailed attribute-specific information, depending on the consumer segment or key benefit in question. The research offers insights for the kind of information managers should communicate for brands trying to extend into new categories. The research also raises interesting questions regarding the extent to which brands can own a strong position on a particular benefit over time. Originality/value – No prior work has evaluated brand effects (i.e. the relative use of brand vs attribute sources) to evaluate brand benefits over time. Our results demonstrate the value of the decompositional procedure we recommend and the importance of knowing which source is relied upon more heavily as consumers evaluate brands.
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Mustafid, Dwi Ispriyanti, Sugito, and Diah Safitri. "Inventory control systems for stochastic lead time demand." E3S Web of Conferences 73 (2018): 13021. http://dx.doi.org/10.1051/e3sconf/20187313021.
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Product inventory control can be used to provide information related to processes of production and distribution products based on lead time and product demand from consumers. The research aims to design product inventory control systems for stochastic lead time demand, and using exponential smoothing to make lead time demand prediction. The design of the control system uses the probability method based on the estimated number of product demand from the market or consumer. This research provides theoretical framework for control systems of products that can determine the size of inventory parameters in supply chain management, that is reorder point and fixed order quantity, so it can manage the production amount and supply of products according to market or consumer demand. The benefits of a product control systems in the inventory management are to provide the necessary inventory allocation information in making decisions to determine the amount of production and distribution of products to consumers.
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Presi, Caterina, Natalia Maehle, and Ingeborg Astrid Kleppe. "Brand selfies: consumer experiences and marketplace conversations." European Journal of Marketing 50, no. 9/10 (September 12, 2016): 1814–34. http://dx.doi.org/10.1108/ejm-07-2015-0492.
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Purpose The purpose of this paper is to explore the brand selfie phenomenon on two different levels. On the level of consumer brand experiences, the focus is on how brand selfie practices add new features to brand experiences and consumer–brand relationships. On the level of marketplace brand image, the authors explore how consumers contribute to marketplace conversations by posting brand selfies in social media and how this practice shapes and changes brand image. Design/methodology/approach The researchers conducted an extensive search on different social media platforms to collect various types of brand selfies. The authors approach brand selfies as rich visual texts and their analysis comprises four key steps: descriptive analysis, response analysis, formal analysis and polytextual thematic analysis. Findings On the level of consumer brand experiences, the findings illuminate how different types of brand selfies extend the brand experience in space and time and transfer it into the hybrid space of the consumer-defined social networks. On the level of marketplace brand image, it is illustrated how brand selfies contribute to the process of co-creating brand meaning in the social media. Originality/value The study proposes a typology of brand selfie assemblages showing how consumers contribute to the visual production and consumption of brand meanings. The brand selfie is a unique material and expressive reality enabling us to theorise new perspectives on how consumers consume brands and how aggregates of brand selfie production and dissemination affect marketplace dynamics.
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Cachero-Martínez, Silvia, and Rodolfo Vázquez-Casielles. "Developing the Marketing Experience to Increase Shopping Time: The Moderating Effect of Visit Frequency." Administrative Sciences 8, no. 4 (November 30, 2018): 77. http://dx.doi.org/10.3390/admsci8040077.
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In the retail sector, the creation of shopping experiences becomes increasingly important to obtain a competitive advantage, and to meet consumers’ needs and desires. Knowing how to design and apply these experiences can stimulate consumer engagement and their intention to spend more time at the retailer. Under this premise, the objective of this research is to analyze the relationship between different shopping experience dimensions, consumers’ engagement, and their willingness to spend more time at the retailer. Using survey methodology on a sample of 527 consumers, the results show that shopping experiences stimulate the consumers’ engagement and their predisposition to spending more time at the store. In addition, a moderating effect of visit frequency to the retailer is observed, such that the higher this is, the more intense the relationship between experience dimensions and consumer engagement will be.
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Repushevskaya, Ol'ga, and Nika Lagvilava. "DEVELOPMENT OF THE SHARING ECONOMY AS A NEW FORM OF CONSUMER COOPERATION IN THE CONDITIONS OF DIGITALIZATION." Russian Journal of Management 9, no. 1 (April 14, 2021): 176–80. http://dx.doi.org/10.29039/2409-6024-2021-9-1-176-180.
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The modern economy is going through a series of changes that relate to digital technologies. This was reflected, for example, in the fact that almost every commercial company has its own Internet site, with the help of which the company informs its potential client. It is believed that in our time mobility prevails, and therefore it becomes less and less profitable and inconvenient to have a large amount of private property. Consumer cooperation as a sharing economy is an alternative, non-standard form of doing business. Consumer cooperation relies on shareholders, and the digital sharing economy relies on its consumers, namely, used goods that are transferred (temporarily or permanently) from one consumer who no longer needs them to another who needs them.
Thus, the sharing economy, like consumer cooperation, is flexible enough and can cover several areas of economic activity. Consumer cooperatives can be: production, transport, etc. Almost everything can be consumed together with the help of sharing: transport, housing, etc. These forms may well replace traditional business.
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Gans, Joshua, Andrew Leigh, Martin Schmalz, and Adam Triggs. "Inequality and market concentration, when shareholding is more skewed than consumption." Oxford Review of Economic Policy 35, no. 3 (2019): 550–63. http://dx.doi.org/10.1093/oxrep/grz011.
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AbstractEconomic theory suggests that monopoly prices hurt consumers but benefit shareholders. But in a world where individuals or households can be both consumers and shareholders, the impact of market power on inequality depends in part on the relative distribution of consumption and corporate equity ownership across individuals or households. The paper calculates this distribution for the United States, using data from the Survey of Consumer Finances and the Consumer Expenditure Survey, spanning nearly three decades from 1989 to 2016. In 2016, the top 20 per cent consumed approximately as much as the bottom 60 per cent, but had 15 times as much corporate equity. Because ownership is more skewed than consumption, increased mark-ups increase inequality. Moreover, over time, corporate equity has become even more skewed relative to consumption.
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Laurinec, Peter, and Mária Lucká. "Clustering-based forecasting method for individual consumers electricity load using time series representations." Open Computer Science 8, no. 1 (July 1, 2018): 38–50. http://dx.doi.org/10.1515/comp-2018-0006.
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Abstract This paper presents a new method for forecasting a load of individual electricity consumers using smart grid data and clustering. The data from all consumers are used for clustering to create more suitable training sets to forecasting methods. Before clustering, time series are efficiently preprocessed by normalisation and the computation of various model-based time series representation methods. Final centroid-based forecasts are scaled by saved normalisation parameters to create the forecast for every consumer. Our method is compared with the approach that creates forecasts for every consumer separately. Evaluation and experiments were conducted on three smart meter datasets from residences of Ireland and Australia, and factories of Slovakia. The achieved results proved that our clustering-based method improves forecasting accuracy mainly for residential consumers.We can also proclaim that it can be found such time series representation and clustering setting that will our forecasting method perform more accurately than fully disaggregated approach. Our method is also more scalable since it is necessary to train the model only on clusters and not for every consumer separately
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Croushore, Dean. "Do consumer-confidence indexes help forecast consumer spending in real time?" North American Journal of Economics and Finance 16, no. 3 (December 2005): 435–50. http://dx.doi.org/10.1016/j.najef.2005.05.002.
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Janah, Tutik Nurul. "UPAYA PERLINDUNGAN KONSUMEN MUSLIM DAN NON-MUSLIM MELALUI SERTIFIKASI HALAL DAN TRANSPARANSI KOMPOSISI PRODUK MAKANAN." Islamic Review : Jurnal Riset dan Kajian Keislaman 9, no. 1 (April 25, 2020): 65–85. http://dx.doi.org/10.35878/islamicreview.v9i1.186.
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The purpose of consumer protection rules is to improve protection against consumers by avoiding the negative effects. Halal certification requirements on food products are also a country protection effort against consumers. Consumers have the right to know the content of food and beverages they will consume. During this time, halal certification is synonymous with Muslim community needs. However, it is not only Muslims who have religious rules regarding food. For example, Christians and Hindus also have rules regarding food. Indonesia as a multicultural-multireligious country, should attention to this diversity. If the certification of halal products only targets the needs of Muslims only, then how with non-Muslim consumer protection efforts related to their right to know the content of food, cosmetics and medicines are not contradictory Their religious. This research is a research library with a normative juridical approach. This research aims to give readers an understanding of the principles related to halal certification, especially on food products. The research is also important to provide an understanding of the relationship between halal certification and transparency of food product composition with the fulfillment of Muslim and non-Muslim consumer rights.
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Buehler, Pascal, and Peter Maas. "Consumer empowerment in insurance." International Journal of Bank Marketing 36, no. 6 (September 3, 2018): 1073–97. http://dx.doi.org/10.1108/ijbm-12-2016-0182.
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Purpose The purpose of this paper is to enhance the understanding of consumer empowerment in the relationship between consumers and service providers. It draws on self-efficacy theory to conceptualize consumer empowerment and explain the impact on perceived performance risk in insurance decision making. Design/methodology/approach This study employs data collected from an online survey involving 487 consumers in Switzerland, who recently decided on an insurance service. A structural equation model quantifies both the psychological effects on consumers’ perception of insurance services and behavioral effects on their decision-making process. Findings Perceived consumer empowerment is conceptualized by perceived self-efficacy and perceived controllability. Both have a significant impact on perceived performance risk, while the former is partially mediated by the preference to delegate the decision to a surrogate. Moreover, customers’ involvement in the purchase process moderates both the direct and indirect effect of perceived self-efficacy on perceived performance risk. Research limitations/implications The results are based on consumers’ perceptions from a single country. Furthermore, consumers’ perceptions were surveyed with a time lag after the decision-making process. To increase rigor, perceptions should be collected during decision making. Practical implications Results show that consumer empowerment can be employed as a risk reduction strategy. Consumers with self-efficacy and controllability beliefs perceive significantly less performance risk; however, practitioners should consider that consumers are also motivated to make decisions independently rather than delegating their decisions. Furthermore, consumer empowerment depends on consumer will. For largely indifferent consumers, empowerment does not affect risk or decision delegation preference. Originality/value The study is among the few empirical works to examine the effects of consumer empowerment on the consumer-service provider relationship on an individual level. Furthermore, applying consumer empowerment in relationship marketing implies a shift in research focus to the question of how consumers construe decision-making situations rather than objectively measuring the state of consumer relationship.
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Alberlianasari, Firstarine, Salma Nabilah, and Safrina Dewi Rahmawati. "IMPLEMENTATION OF QR CODES ON ICHIBAN SUSHI RESTAURANT'S DISH MENU ON ORDER TIME EFFICIENCY AND CUSTOMER SATISFACTION LEVEL." CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE 1, no. 4 (June 22, 2022): 13–20. http://dx.doi.org/10.55047/cashflow.v1i4.224.
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This research aims to find out how the QR code affects the efficiency of consumer ordering time and the level of consumer satisfaction with the QR code. This is a qualitative research which describes the QR code research on the Ichiban Sushi restaurant menu. Data collection techniques using observation and interviews. The research carried out on "Ichiban Sushi" restaurant which is located in Plaza Asia, Tasikmalaya City in West Java. The results of this study focus on solving problems by simplifying the queue management process for the Ichiban Sushi menu and simplifying restaurant menu ordering and how it affects customer satisfaction. The findings reveal that there was an efficiency in ordering time because using this QR code was felt to be faster and more flexible, consumers could order simultaneously and consumers also did not need to queue to order restaurant menus. QR codes on the ordering menu for Ichiban Sushi Restaurant greatly affects the level of consumer satisfaction, where the majority of consumers feel satisfied with the use of QR codes on the ordering menu for Ichiban Sushi Restaurant which is certainly very beneficial for consumers.
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Pelau, Corina, Miruna Niculescu, and Mihaela Stanescu. "Consumers’ perception on the advantages and disadvantages of cookies and browsing history." Proceedings of the International Conference on Business Excellence 14, no. 1 (July 1, 2020): 829–37. http://dx.doi.org/10.2478/picbe-2020-0079.
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AbstractThe new internet technologies have changed radically the communication between consumers and companies and they had an important role in changing the way consumer data is gathered. In comparison to the traditional way in which several surveys and experiments have been done, nowadays the consumer data is stored with the help of different technologies. Nowadays the consumer is online most of the time and his/her entire activity is monitored by the intelligent systems and applications installed on his mobile device. This storage of consumer data gives companies the possibility to personalize the interaction to the consumer, but in the same time it gives an insight in the private life of the consumer. In our research we investigate the attitude and awareness of consumers towards the advantages and disadvantages of the storage of cookies and browsing history. The results show that there is an average perception on the advantages and a higher awareness on the disadvantages.
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Matusevich, Konstantin. "Time preferences of goods value consumer." Socio-Economic Research Bulletin, no. 1(62) (March 19, 2017): 9–14. http://dx.doi.org/10.33987/vsed.1(62).2017.9-14.
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Gwozdz, Wencke, Lucia A. Reisch, and Alfonso Sousa-Poza. "Time Allocation, Consumption, and Consumer Policy." Journal of Consumer Policy 33, no. 2 (March 23, 2010): 115–18. http://dx.doi.org/10.1007/s10603-010-9125-6.
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HUANG, Yan. "The Dilemma of Woman Body in the Consumer Society." International Journal of Social Science Studies 7, no. 3 (April 30, 2019): 125. http://dx.doi.org/10.11114/ijsss.v7i3.4241.
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Today in the consumer society, women pay much more attention to their bodies—not only to improvement in capability but much more to their figure and appearance. New techniques provide them with a lot of products—losing weight, spa, and bodybuilding surgery and so on—all of which tell them that they could be better and prettier. Looks is not inborn any longer. It can be changed and improved very easily. It is under this system of power discourse, women think that slim and curvaceous body figure with provocative BWH is their mission of life. This paper mainly discusses the features of female body and looks and their relation with the power discourse system in the consumer society. Under this system, woman confronts the dilemma: it is inevitable for them to pursue the modern beauty and fashion, which consume their time, money and energy, and their bodies become a commodity consumed at the same time.
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Harjono, Dhaniswara K., and Hulman Panjaitan. "SETTLEMENT OF CONSUMER DISPUTES THROUGH THE CONSUMER DISPUTE RESOLUTION AGENCY AND THEIR PROBLEMS." Jurnal Hukum dan Peradilan 10, no. 3 (November 30, 2021): 463. http://dx.doi.org/10.25216/jhp.10.3.2021.463-478.
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In relation to fulfilling their daily needs, the position and existence of consumers in a dominant society are under businessmen. This has caused the potential loss of customers due to the actions of businessmen. It is not unusual for businessmen to exploit consumers for their interests and advantages without thinking and often neglecting the rights of consumers. This has given rise to disputes between consumers and businessmen that need to be resolved thoroughly and fairly, with legal certainty. The Act No. 8 of 1999 concerning consumer protection has regulated the resolution of consumer disputes which can be carried out outside the court through the Consumer Dispute Settlement Agency (BPSK). The existence of BPSK as a consumer dispute resolution institution does not seem to provide maximum protection to consumers because there are many problems, including the process and procedures for resolving disputes at BPSK. Based on the results of the research and analysis carried out, it is concluded that the resolution of consumer disputes through BPSK in terms of time is relatively faster because it has to be decided within a maximum of 21 working days compared to resolving consumer disputes through general courts which take years. But on the other hand, many problems exist related to the existence of BPSK as a consumer dispute resolution institution, including in the institutional sector, BPSK human resources, inconsistent laws, and so on.
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Amalia, Rosa, Dyah Ismoyowati, and Guntarti Tatik Mulyati. "Nutritional Content in Snack Food: Consumer Perceptions and Behaviors." Agroindustrial Journal 8, no. 2 (August 30, 2022): 560. http://dx.doi.org/10.22146/aij.v8i2.76731.
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People's lifestyles encouraged them to devour the main dish in a short amount of time. It demonstrated the value of snack foods as a source of supplementary energy. To present an example of marketing agro-industry in some healthy snack foods for college student, it was necessary to understand consumer behaviors regarding sugar intake in snacking. The marketers need to understand the customer perceptions and behaviors towards nutritional content in snack foods to create healthy snack food. The aims of this study were: 1) to analyze the consumer perceptions and behaviors of nutritional content in snack food products; 2) to identify dominant factors which affect the consumption of snack food products. The study was conducted on 200 respondents of college students. Snack foods were commonly consumed by college students, who were classified as adolescents, in between substantial meals. Descriptive statistics and Principal Component Analysis (PCA) were performed. Consumer impressions on a preliminary assessment of the nutrition label, which includes sugar components, were determined using descriptive statistics. Furthermore, PCA was performed to identify the main consumer characteristics that affect snacking, allowing the impact of sugar content on snack food consumption. The results indicated that the consumers were concerned enough about eating nutritious meals. Consumers, on the other hand, rarely read nutrition labels. The "benefit" and "wants" factors were the most important elements affecting consumer snack food intake. The nutritious composition of snack foods, on the other hand, did not affect snack food consumption. The consumers were unconcerned about the sugar content in snack food.
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Hornik, Jacob, and Dan Zakay. "Psychological Time: The Case of Time and Consumer Behaviour." Time & Society 5, no. 3 (October 1996): 385–97. http://dx.doi.org/10.1177/0961463x96005003007.
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Dennis, Jennifer H., Bridget K. Behe*, R. Thomas Fernandez, and Robert Schutzki. "Do Plant Guarantees Matter?" HortScience 39, no. 4 (July 2004): 874B—874. http://dx.doi.org/10.21273/hortsci.39.4.874b.
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Consumers face risks each time they purchase and consume products. Guarantees provide a means of potentially decreasing risk for products that cannot be evaluated until consumption has begun, as with ornamental plants. Despite the potential risk reduction, the effect of guarantees on consumer purchases has been a source of debate for many retailers. Research conducted at Michigan State Univ. examined the effects of guarantees on consumer satisfaction and regret of three horticultural products: hanging baskets, potted roses, and perennials. Over half (56%) of respondents stated the retail outlet provided a guarantee. Twenty-six percent stated the guarantee was a deciding factor in choosing that particular plant while 27% stated it was the deciding factor in shopping at that particular retail location. Results show that guarantees reduce risk for consumers, reducing the incidence of regret but have no effect on customer satisfaction.
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Chen, Fuzhong, Jingxin Lu, Jiaying Li, Wenting Wang, and Horlane Bissielou. "Sustainable Financial Education and Consumer Life Satisfaction." Sustainability 12, no. 3 (February 5, 2020): 1150. http://dx.doi.org/10.3390/su12031150.
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Sustainable financial education is defined as the continuous input of money and time on financial knowledge education after formal schooling. The purpose of this paper is to examine the impact of sustainable financial education on consumer life satisfaction. Utilizing the dataset of Household Consumer Finance of Chinese Urban Residents in 2012 by the China Financial Research Center of Tsinghua University, the variable of sustainable financial education is constructed through the variables of the necessity of financial education, the money spent on financial education, and the time spent on financial education. To improve the estimation results, order probit regression is utilized. The results indicate that financial education is significantly positive to consumer life satisfaction only for a consumer with higher education. Consumers who regard financial education to be of high necessity will feel more satisfied. The results also show that consumers who spend more money and time on financial education after formal schooling will be more satisfied. Moreover, the sustainable impacts of financial education on consumer life satisfaction are verified. In addition, this study provides empirical evidence that suggests that sustainable financial education positively contributes to consumer life satisfaction. The results have implications for policymakers to take measures in enhancing sustainable financial education to improve consumer life satisfaction.
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Johan, Suwinto, and Ariawan Ariawan. "Consumer protection in financial institutions." Legality : Jurnal Ilmiah Hukum 29, no. 2 (June 11, 2021): 173–83. http://dx.doi.org/10.22219/ljih.v29i2.16382.
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The relationship between financial institutions and customers is like two sides of a coin. On one hand, it is mutually beneficial, but on the other hand, this relationship can lead to mutual harm. Customers of financial institutions have a medium for a long-term relationships. Consumers of financial institutions generally have an average relationship of 24 months. Consumers make loan payments according to the agreed time. Customers will be able to get the right to the collateral if the loan has been paid. Conversely, if customers are unable to pay the installments on time, financial institutions will repose the collateral. From the inception of the loan to the repayment of the loan, the relationship between customers and financial institutions experiences several conditions. This research uses a normative judicial method, aiming to analyze consumer protection of non-bank financial institutions based on the existing laws and regulations. This research will focus on consumer protection from the start of the standard agreement, the fees or expenses charged, to the loan repayment mechanism. This research concludes that the protection of consumers of non-bank finance companies, especially finance companies, is still very weak. Consumer protection for finance companies, especially non-banks, has not been fully accommodated in the existing Consumer Protection Law. Therefore, the authority needs to issue a regulation in protecting the consumer in the financial industry.
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Alamelu, M., T. S. Pradeep Kumar, and V. Vijayakumar. "Fuzzy rule based SLA generation algorithms for web based multi party negotiation systems." Journal of Intelligent & Fuzzy Systems 39, no. 6 (December 4, 2020): 8345–56. http://dx.doi.org/10.3233/jifs-189153.
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Service Level Agreement (SLA) is an agreement between the service provider and consumer to provide the verifiable quality of services. Using the valuable metrics in SLA, a service consumer could easily evaluate the service provider. Though there are different types of SLA models are available between the consumer and provider, the proposed approach describes the Fuzzy rule base SLA agreement generation among multiple service providers. A negotiation system is designed in this work to collect the different sets of provider services. With their desired quality metrics, a common Fuzzy based SLA report is generated and compared against the existing consumer requirements. From the analysis of the common agreement report, consumers can easily evaluate the best service with the desired Impact service, cost and Quality. The main advantage of this approach is that it reduces the time consumption of a consumer. Moreover, the best service provider can be selected among multiple providers with the desired QoS parameters. At the same time, the bilateral negotiation is enhanced with the approach of multilateral negotiation to improve the searching time of consumers.
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N., VEDMID, BOIKO M., and ROMANCHUK L. "MARKETING TECHNOLOGIES OF CONSUMERS SEGMENTATION OF RESORT AND RECREATIONAL SERVICE." Herald of Kyiv National University of Trade and Economics 138, no. 4 (September 10, 2021): 91–100. http://dx.doi.org/10.31617/visnik.knute.2021(138)07.
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Background. Using marketing technologies to segment consumers is a key resource for actively and quickly responding to consumer needs. Segmentation allows to identify differences in the response of consumers to services, implement the targeted marketing principles, develop a range of services in accordance with the consumers needs. The aim of the paper is to studydevelopment of methodological foundations of marketing technologies for consumers segmentation, taking into account the key features of resort and recreational services, which ensure scientific approaches development to consumer segments assessment and allows proactively adjusting the offer of resort and recreationnal services, especially during periods of seasonal fluctuations. Materials and methods. The theoretical and methodological basis of the article are the results of theoretical and applied research of Ukrainian and foreign scientists on consumer segmentation. The behavioral method was used to analyze consumer behavior and needs. Special methods for ratings, sample observations, comparative analysis, grouping based on the use of general and special Google Analytic software, CoSchedule were used. Results. The problem of effective segmentation of consumers of resort and recreational services is very important in a situation of aggravated competition for the consumer, since the definition of target segments is the basis for the formation of effective and targeted marketing activities. The expediency of using the VALS model has been proven. The VALS model is proposed to be improved by adding a stage that allows to determine the level of customer satisfaction with resort services based on the CSAT Composite Customer Satisfaction Score method. This method allows to determine the compliance of the received services with the expectations of consumers and to identify the level of service processes. The driver of the effective impact of marketing communications on consumer segments is digitalization. This is manifested in the creation of an immersive environment for a resort and recreation enterprise. This is due to the fact that immersive environment simulators offer a personalized and efficient mechanism for introducing consumers to the spa and recreational service through visualization. Conclusion. The use of marketing technologies for consumers segmentation of resort and recreational services is influenced by the digitalization of marketing activities and leads to new methods of collecting and analyzing data for segmentation. These methods allow to accumulate quickly information about consumers in the digital space for segmentation and proactive interaction with target audiences, as well as reduce time it takes for a new service to enter the market. In the context of digitalization, further research to conduct marketing technologies for segmentation of consumers of resort and recreational services should develop the priority of using digital sources of dynamic information about consumer characterristics in a virtual environment; determine the features of the combination of static (offline consumer features) and dynamic (online consumer features) segmentation features. Keywords: segmentation, marketing technologies, digitalization, immersive environment, consumer, resort and recreational service
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Figueira, Natalie, Felicity Curtain, Eleanor Beck, and Sara Grafenauer. "Consumer Understanding and Culinary Use of Legumes in Australia." Nutrients 11, no. 7 (July 12, 2019): 1575. http://dx.doi.org/10.3390/nu11071575.
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While health benefits of legume consumption are well documented, intake is well below recommendations in many Western cultures, and little is known regarding culinary use and consumer understanding of these foods. This study aimed to investigate consumption, knowledge, attitudes, and culinary use of legumes in a convenience sample of Australians. An online computer-based survey was used to gather data and demographic characteristics. Respondents (505 individuals answered in full or in part) were regular consumers of legumes (177/376 consumed legumes 2–4 times weekly). Chickpeas, green peas, and kidney beans were most often consumed, and were made into most commonly Mexican, then Indian and Middle Eastern meals. Consumers correctly identified protein and dietary fibre (37%) as key nutritional attributes. For non-consumers (7%; 34/463), taste, a lack of knowledge of how to prepare and include legumes, and the time taken to prepare, along with family preferences, hindered consumption. Participants identified the food category as “beans” rather than “legumes”, and this may have implications for dietary guidance at an individual and policy level. Addressing barriers to consumption, perhaps through food innovation, emphasizing positive health attributes, and clarification within dietary guidelines, are important considerations for increasing consumption of legumes.
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Lakshmanan, Priya, and Venugopal Gomathi B. "Design of a Dynamic Demand Response Model Through Intelligent Clustering Algorithm Based on Load Forecasting in Smart Grid." Elektronika ir Elektrotechnika 28, no. 3 (June 28, 2022): 15–23. http://dx.doi.org/10.5755/j02.eie.30596.
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The development of smart metering technology empowers power reforms, which allows effective implementation of demand response programs to effectively operate the power grid. The systematic analysis of smart meter data plays a vital role for both consumers and utilities to reduce their costs and improve the efficiency of power management. In this paper, a machine learning algorithm is proposed to recommend the appropriate Demand Response (DR) program for the consumer in a real-time environment, tailored with dynamic pricing. The systematic recommendation can be made by integrating time series forecasting, consumer clustering, and DR analysis. The smart meter data of the 28 consumers for 108 weeks are recorded and applied to the ARIMA time series forecast algorithm. The smart meter data and ARIMA time series forecast data are combined and fed to the Agglomerative Hierarchical clustering algorithm to cluster consumers based on their usage and demand pattern. Clusters are analysed to identify a suitable DR program for the consumer. The results show that the proposed machine learning method effectively clusters consumers and implements the DR program in the smart grid environment.
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Paglietti, Mari Cecilia, and Maddalena Rabitti. "A Matter of Time. Digital-Financial Consumers’ Vulnerability in the Retail Payments Market." European Business Law Review 33, Issue 4 (June 1, 2022): 581–606. http://dx.doi.org/10.54648/eulr2022027.
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This Article aims to conceptualize the figure of the digital-financial payment consumer, which combines two separate -and ex se relevant- sources of vulnerability: digital vulnerability and financial vulnerability. The first part, -after summarizing the legal framework on digitizing payment, the social context and the policy lines- deals with the need of applying the concept of “neutrality of regulation” to avoid possible conflicts of rules between interconnected ecosystems, such as digital payments, digital platforms and blockchain. Having consumer protection in mind, it also addresses the cumulative and coherent application of different sets of rules. The second part looks in more detail at digital-financial consumer vulnerability, describing the possible implications at regulatory level and the consequences that this new kind of vulnerability brings at the level of political choices, the obligations of financial players and the conduct of a consumer who is part of a payment service contract, adopting both the point of view of public law (in terms of policy choices) and private law (intersubjective relations). The article concludes that, among the different sources of vulnerability, age appears to be the key issue when assessing the vulnerability of digital payment consumers. Once detected, this new kind of vulnerability is specifically relevant to the banks’s disclosure obligations (which should be synthetic and selective), and in terms of product design and product governance (companies should “tailor” their products specifically to the group’s customer profile they intend to reach). On the consumer side, the same behaviour should be assessed differently depending on the specific vulnerability of the consumer involved. The paper deals here with the level of gross negligence in case of unauthorized digital payment (phishing). Instant digital payments, digital platforms, blockchain, fraud, liability, consumer protection, speed, security, loss allocation, vulnerability, financial vulnerability, digital vulnerability, financial inclusion, grey digital divide