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Journal articles on the topic 'Cooperative bank'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Wysocka, Ewa. "Ewolucja regulacji prawnych w bankowości spółdzielczej w Polsce." Studia Iuridica 72 (April 17, 2018): 431–56. http://dx.doi.org/10.5604/01.3001.0011.7646.

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Cooperative banking in Poland has more than 150 years of tradition, going back to the period of Partitions. The first Polish credit associations and cooperatives were established in Greater Poland in the years 1861–1862, in the fashion of credit cooperatives for farmers established by Friedrich Raiffeisen and the so-called cooperative “people’s banks” associating craftsmen, that were founded by Franz Schultze. In 1899, on the territory of the Austrian Partition, small credit institutions, the so-called “Stefczyk Savings Unions” (“Kasy Stefczyka”), were created, associating mainly farmers, In t

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Kura, Michał, and Aleksandra Płonka. "BANK BUTIKOWY NOWY MODEL BIZNESOWY SZANS DLA BANKW SPDZIELCZYCH?" Annals of the Polish Association of Agricultural and Agribusiness Economists XXV, no. 1 (2023): 153–65. http://dx.doi.org/10.5604/01.3001.0016.2226.

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The current macroeconomic and political conditions, and above all technological progress, mean that in recent years the condition of the cooperative banking sector has been gradually deteriorating compared to commercial banks. The above premises give grounds to claim that the current operating model of the entire group of cooperative banks, as well as of a single cooperative bank, should be redefined. Remaining with the current models of operation of cooperative banks will maintain the trend of sector consolidation, departure from the idea of cooperatives and moving towards models attributed t

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3

Hasibuan, Abdul Ajis. "Kajian Pengelolaan Dana Koperasi Simpan Pinjam Pimpinan Koperasi Tunggal Ganda." El-Mujtama: Jurnal Pengabdian Masyarakat 4, no. 2 (2023): 1416–25. http://dx.doi.org/10.47467/elmujtama.v4i2.5035.

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In accordance with cooperative principles, management and is known as financial management, as well as functioning as intermediary management. The activities of the Savings and Loans Cooperative include collecting savings from the public, providing loans to the community, other cooperatives and/or the community, and managing funds and loans. This research was conducted at the Savings and Loans Cooperative Leaders of the Single Cooperative which is located at Jl. Relay No. 12 Lucky Field. Based on the results of the study it is known that Savings and Loans Cooperatives cannot rely on collecting

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4

Rusdianto, Rusdianto, Tedy Setiady, Rintan Nuzul Ainy, et al. "Enhancing Marketing Cooperative for Disabilities Through Digitalization of Accounting Information Systems." Dinamisia : Jurnal Pengabdian Kepada Masyarakat 8, no. 5 (2024): 1495–504. http://dx.doi.org/10.31849/dinamisia.v8i5.21395.

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his community service was conducted at the marketing cooperativeof Bangun Akses Kemandirian(Bank) Difabel. The Bank Difabel Cooperativeis a marketing cooperative established on June 21, 2015, by an association of people with disabilities. The motivation behind the establishment of this cooperative is to provide a platform for people with disabilities who have productive economic enterprises to expand their business access and strengthen their capital. The main activity is savings and loans, but the cooperative still faces several issues. Firstly, the savings and loan bookkeeping system and fin

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Medvid, Oksana. "THE DEVELOPMENT OF CREDIT COOPERATION IN DROHOBYCH REGION (1920s ‒ 1930s)." Problems of humanities. History, no. 5/47 (March 27, 2021): 282–93. http://dx.doi.org/10.24919/2312-2595.5/47.217788.

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Summary. The purpose of the study is to reveal the activities of credit unions in Drohobych region in the interwar period, to show their role in the economic protection of the Ukrainian population of Galicia in interwar Poland. The research methodology is based on the principles of historicism, systematicity, scientificity, authorial objectivity, as well as the use of general scientific and special-historical methods. The scientific novelty lies in the study of the development of credit cooperation in Drohobych in the 1920‒1930’s. Conclusions. An important place in the cooperative movement of

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Yu, Liyan, Jerker Nilsson, Feng Zhan, and Song Cheng. "Social Capital in Cooperative Memberships and Farmers’ Access to Bank Credit–Evidence from Fujian, China." Agriculture 13, no. 2 (2023): 418. http://dx.doi.org/10.3390/agriculture13020418.

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For rural communities in poor countries to develop, farmers need money to invest in their farms. However, with limited assets of their own and poor conditions for obtaining loans, the farmers’ operations suffer. This study explores how farmers’ chances of obtaining a bank loan are related to the social capital that they receive from their cooperative membership. The data originated from 743 farmers in Fujian province, China, and was analyzed with the help of the instrumental variable probit (IV-probit) regression model. The results show that (a) cooperative members have a higher chance of obta

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Almaududi, Almaududi, and Ihsani Mazelfi. "JURIDICAL PROBLEMS ON COOPERATIVE BANK REGULATIONS ON INDONESIA'S ECONOMIC GOALS." Jurnal Hukum dan Peradilan 11, no. 3 (2022): 437. http://dx.doi.org/10.25216/jhp.11.3.2022.437-452.

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This paper is concerned with the juridical problems on cooperative banks’ regulations on Indonesia’s goals stated in the 1945 Constitution Republic of Indonesia. The problems arise due to the absence of commercial banks in the form of cooperative banks. Furthermore, Indonesia has a minimum number of cooperative rural banks (BPR Co). Currently, OJK registered only 19 BPR Co out of 1545 BPRs (0.01%). The study aims to examine the juridical problems of cooperative bank regulation in Indonesia’s goals as stated in the 1945 Constitution. It is normative research, analyzed qualitatively and presente

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Bagwan, Mr. Manjurelahi Salimbhai, and Dr. H. G. Vidhate. "Bank Deposits Crunch Challenge and Cooperative Banks Opportunities." International Journal of Advance and Applied Research 5, no. 29 (2024): 142–44. https://doi.org/10.5281/zenodo.13959293.

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<strong>Abstract :</strong> Indian economy is one of the fastest growing economies in the world which need efficient finance system for its consistent and sustainable growth. Bank finance is one of the major sources of finance to the growing economy. Banking sectors mobilize the savings of the general public by collecting in terms of deposits and provide the loan out of those deposits. Recently it is seen that people are losing their interest to deposit their money into the bank. It is the emerging problem before the banking sector as the growth rate of the deposit is declining on the other ha

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D’Amato, Antonio, and Angela Gallo. "Bank institutional setting and risk-taking: the missing role of directors’ education and turnover." Corporate Governance: The International Journal of Business in Society 19, no. 4 (2019): 774–805. http://dx.doi.org/10.1108/cg-01-2019-0013.

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Purpose This paper aims to analyze the relationship between bank institutional setting and risk-taking by exploring whether board education and turnover are drivers of the risk propensity of cooperative banks compared to joint-stock banks. Design/methodology/approach Based on a comprehensive data set of Italian banks over the 2011-2017 period, this paper examines whether these board characteristics affect the risk propensity of cooperative and joint-stock banks. Bank risk is measured by the Z-index, profit volatility and the ratio of non-performing loans to total gross loans. Findings The find

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10

Muda, Iskandar, Oskar Vitriano, and Rangga Handika. "FACTORS AFFECTING COOPERATIVE CAPITAL ADEQUACY (A SURVEY AND EMPIRICAL STUDY OF INDONESIA'S PANCASILA ECONOMIC SYSTEM)." Humanities & Social Sciences Reviews 8, no. 4 (2020): 382–97. http://dx.doi.org/10.18510/hssr.2020.8438.

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Purpose of the study: Cooperative plays an essential role in the rural community. This research provides a thorough impact analysis of cooperative funding in the community. This research comprehensively assesses the contribution of cooperative funding to the North Sumatra community, Indonesia.  Methodology: Using the Structural Equation Modeling (SEM) and controlled variable regression methods. The independent variables used in this study are Cooperative member main saving, Cooperative member compulsory saving, Cooperative member voluntary saving, and Bank lending. While the dependent va

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Alagu Pandian, Dr V., and Upnish Yadav. "A Study on the Funds and Investment Management of the Dehradun Urban Co-Operative Bank in Uttarakhand." Shanlax International Journal of Management 9, S1-Mar (2022): 92–103. http://dx.doi.org/10.34293/management.v9is1-mar.4897.

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Cooperative credit can be broken down into Urban Co-operative Banks (UCBs) and Rural Cooperative Banks. Rural cooperatives play a big part in the credit delivery system in rural areas. Urban Cooperative Banks (UCBs) try to get savings from middle and low-income people and give them money to people who need it. People who work for UCBs and rural cooperative credit banks are regulated by the Reserve Bank of India and NABARD, respectively. Both are regulated by the State Government in regard to certain types of work they do.The research demonstrates that in the majority of situations, the bank ha

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Herawati, Novy Rachma, and Andik Susanto. "Pemberdayaan Koperasi Sebagai Alternatif Pembiayaan Masyarakat Desa Kare Menuju Desa Mandiri." JURNAL DAYA-MAS 6, no. 1 (2021): 21–23. http://dx.doi.org/10.33319/dymas.v6i1.56.

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Abstractâ€” Cooperatives according to Law No. 25 of 1992 concerning Business Entities consisting of people or Cooperative Legal Entities by basing their activities based on Cooperative principles involved in the economic field based on family principles. There are various types of cooperatives in Indonesia, as well as cooperatives in Kare Village, Kare District, Madiun Regency, which are meant by Milk Cooperatives, KUD (Village Cooperative Units), Kopwan (Women's Cooperatives), etc. The methods used in this service are lectures, training and also mentoring. The objectives approved by this serv

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13

Balina, Rafał, and Marta Idasz-Balina. "Drivers of Individual Credit Risk of Retail Customers—A Case Study on the Example of the Polish Cooperative Banking Sector." Risks 9, no. 12 (2021): 219. http://dx.doi.org/10.3390/risks9120219.

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The main aim of the research was to determine the key factors determining the level of credit risk of individual clients (clients in the form of natural persons, excluding companies) on the example of Polish cooperative banks according to the following features: transaction characteristics, socio-demographic characteristics of the customer, the customer’s financial situation, the customer’s history of cooperation with the cooperative bank where they applied for a loan, and the customer’s history of cooperation with other financial institutions. For the research gathered data from 1000 credit a

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14

Kata, Ryszard. "RATIONALE BEHIND AND DILEMMAS OVER CONSOLIDATION AND COOPERATION OF COOPERATIVE BANKS IN POLAND." Annals of the Polish Association of Agricultural and Agribusiness Economists XXIII, no. 3 (2021): 43–59. http://dx.doi.org/10.5604/01.3001.0015.2896.

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The study analyses the processes of consolidation of cooperative banks in Poland in 2010-2020 and the cooperation of banks within operating cooperative banking associations. The essence of the processes of consolidation and cooperation of cooperative banks was determined and their premises, scale and effects to date were presented. The main focus was on the analysis of factors determining the need for the further transformation of the cooperative banking sector in Poland and the role that may be played by bank consolidation and various forms of cooperation of cooperative banks in this process.

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Wijaya, Bagus Arya, Yudistira Adnyana, Putu Doddy Heka Ardana, I. Made Sumada, and Cokorda Gede Swetasoma. "Digitalisasi Manajemen Bank Sampah Terpadu di Banjar Tegeh Sari, Kelurahan Tonja." PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat 8, no. 4 (2023): 620–26. http://dx.doi.org/10.33084/pengabdianmu.v8i4.5570.

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Banjar Tegeh Sari, Tonja Village, North Denpasar District, is one of the banjars or groups of residents who have sufficient social capital in waste management. Banjar Tegeh Sari has several activity units directly and indirectly related to waste management, such as waste bank groups, empowered gardens (including bio pore and infiltration wells), and cooperatives. The main problem in waste management at Banjar Tegeh Sari is the need for digitalization and integrated management between the five waste bank groups in Banjar Tegeh Sari and the Manik Galih Cooperative. The aim of integrating and dig

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Golec, Magdalena. "The cooperative identity of cooperative bank in Kościan." Annales Universitatis Mariae Curie-Skłodowska, sectio H, Oeconomia 48, no. 1 (2014): 91. http://dx.doi.org/10.17951/h.2014.48.1.91.

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Mardiana Ibrahim, Andi Bintang Balele, and Arman K. "Analisis Rasio Likuiditas Dan Rasio Profitabilitas dalam Mengukur Kinerja Keuangan Pada Koperasi Cahaya Phinisi Nusantara." Transformasi: Journal of Economics and Business Management 1, no. 3 (2022): 137–52. http://dx.doi.org/10.56444/transformasi.v1i3.1838.

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The activities of the Cahaya Phinisi Nusantara PT Bank Sulselbar cooperative can be measured based on the cooperative's financial performance. The good and bad financial performance of a cooperative can be assessed through financial reports in the form of a balance sheet or cooperative profit and loss report which is presented regularly. The aim of this research is to obtain an in-depth overview of Liquidity Ratio Analysis and Profitability Ratios in measuring financial performance in cooperatives. The research approach used is quantitative research with a descriptive approach. The descriptive

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Valluri1, Venkata Rao, Dr C. H. Srinivas, and N. Udaya Bhaskar3. "A Comparative Analysis of Non-Performing Assets in District Cooperative Central Banks: Evidence from Rayalaseema Region." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 01 (2025): 1–9. https://doi.org/10.55041/ijsrem40665.

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This study examines the trend and pattern of non-performing assets (NPAs) in four District Cooperative Central Banks (DCCBs) in the Rayalaseema region of India over seven years from 2015-16 to 2021-22. The study uses various metrics, including gross NPAs, net NPAs, and NPAs as a percentage of total loans, total assets, and deposits. The results show significant differences in NPA levels between the four banks, with CDDCB exhibiting the lowest NPA levels. The study also finds that NPA levels have declined over the period, indicating an improvement in asset quality. The findings have implication

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Gurhanawan, Indri Saraswati Dinda Ayu Lestari Devi Handayani Wanda Kirana. "Analisis Perbandingan Suku Bunga Berjangka Pada Koperasi Simpan Pinjam dan Bank Umum (Studi Kasus Pada KSP Neo Esens Indonesia)." Madani: Jurnal Ilmiah Multidisiplin 1, no. 6 (2023): 532–40. https://doi.org/10.5281/zenodo.8135145.

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<em>The Savings and Loans Cooperative is a non-bank financial institution, whose products are similar to those of a bank, namely saving funds in the form of savings and channeling them in the form of credit (loans), but their distribution is limited to members of the cooperative and the surrounding community. The object of this study is KSP Neo Esens Indonesia, one of the products of which is a term savings (deposit). Interest rates applied are higher than commercial banks whose goal is to attract cooperative members and the public to invest their funds in cooperatives which will have an impac

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Purwar, P. P. "Study of loans distributed by District Cooperative Bank and Cooperative Agriculture and Rural Development Bank." RESEARCH REVIEW International Journal of Multidisciplinary 9, no. 4 (2024): 125–28. http://dx.doi.org/10.31305/rrijm.2024.v09.n04.015.

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The basic principle of cooperation is- “One for all and all for one”. An institution formed with the spirit of cooperation is called a cooperative society. A cooperative society is a voluntary organization of people who meet each other for the purpose of helping each other. The nature of this society is socio-economic. World famous thinker Plato has said “Our own good lies in the good of others”. Therefore, the members of the cooperative society help each other on the basis of savings and investment. Its members are generally economically weak and middle-class people. The bank which is establi

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C, Dhanalakshmi. "A Study on Non-Performing Asset at Co-Operative Societies in India." South Asian Research Journal of Business and Management 6, no. 01 (2024): 1–7. http://dx.doi.org/10.36346/sarjbm.2024.v06i01.001.

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The performance of a country's financial system reflects in a country's growth. India is striving to be one of the developed countries. Our country is going through many changes as it strives to be at the top of the world. The financial system is the mainstay of any country in India and the banking system plays an important role in the financial system. In a country like India, where 70% of the population lives in rural areas agriculture is a main occupation, which accounts for more than 30% of GDP. Banks and cooperatives in the public and private sectors play an important role in accelerating

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Prananingtyas, Paramita, and Hari Sutra Disemadi. "Legal Consequences of Dualism Regulations on Micro Waqf Bank as a Sharia Microfinance Institutions in Indonesia." Varia Justicia 16, no. 1 (2020): 1–14. http://dx.doi.org/10.31603/variajusticia.v16i1.3205.

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The presence of types of financial institutions in Indonesia makes it easy for people to choose which financial services they need. Micro Waqf Bank is one of the Microfinance Institutions that applies sharia principles that are currently growing and developing. However, there are legal issues related to arrangements for organizing a Micro Waqf Bank with a cooperative legal entity, namely, there are two overlapping regulations, namely the Microfinance Institution legislation, and Cooperative regulations. The purpose of this study is necessary to find out whether the legal consequences arising i

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Sambuo, Damian. "Does Tanzania Succeed in Sectoral Cooperation among Cooperatives in the Post- Covid -19 Recovery?" African Journal of Co-operative Development and Technology 7, no. 1 (2022): 112–21. http://dx.doi.org/10.58547/1.v7i1.84.

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COVID-19 disrupted the global economy and escalated poverty across countries, Tanzania inclusive. In noting the sixth cooperative principle, cooperation among cooperatives with inclusions of other economic sectors remains inevitable to fight this disruption. The present study examined socio-economic cooperation among cooperatives during the post-Covid-19 era. The actor websites and Mobile phone interviews to collect appropriate data. Data were analysed by using content analysis approach. This study found that there is a direct description of how the sixth principle commensurate with Co-operati

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Sobarna, Nanang. "Pelatihan Ekonomi Syariah: Migrasi Koperasi Konvensional Menjadi Koperasi Syariah dan Pendirian Koperasi Syariah." E-Coops-Day 4, no. 2 (2023): 291–98. http://dx.doi.org/10.32670/ecoopsday.v4i2.3629.

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Changes in cooperatives from conventional systems to cooperatives based on Sharia principles are important in cooperative business activities because they have an impact on the principles and use of contracts in collecting and distributing financing to members. Systematic education improvement regarding the migration of conventional cooperatives to sharia cooperatives in the form of training is an effort to bind understanding for supervisors, administrators, and managers of the Bandung Branch of Bank BTN Retired Cooperative who have the desire to migrate from conventional cooperatives to coope

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Siudek, T. "Polish cooperative banking sector in the face of systemic transformation and European integration in agriculture." Agricultural Economics (Zemědělská ekonomika) 56, No. 3 (2010): 116–34. http://dx.doi.org/10.17221/102/2009-agricecon.

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In this study the principal changes in Polish cooperative banking sector over the past two decades were presented. The primary data obtained from a survey of bank presidents, performed in 2007 on a nation-wide sample of 100 cooperative banks, were supplemented by the banking statistics from the Central Statistical Office and the Polish Financial Supervision. Research provides the evidence that cooperative banks, in general, took advantages from the consolidation process. While the number of the banks was declining, own funds per bank, bank offices and staff were expanding. The banks managed to

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G, Sathish. "A Study on Financial Performance of Futuristic Trends of Urban Cooperative Banks in India." Shanlax International Journals of Management 6, s1 (2019): 1–11. https://doi.org/10.5281/zenodo.2567671.

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Tamil Nadu is the pioneering State in introducing the Cooperative Movement for uplifting the poor and  downtrodden  (Government of Tamil Nadu: 2013-14 p.24). The State of Tamil Nadu, which was formally called Madras Province, takes pride initiating the cooperative movement in this country. In Tamil Nadu, UCBs were organized after their enactment of the Cooperative Credit Societies Act 1904. Tamil Nadu can be at its to pride to the fact that the “first urban bank, called “Kancheepuram Urban Cooperative Bank” was established at Kancheepuram. The Cooperative Credit Soc

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Maurer, Kai-Oliver. "Honesty in Regional Cooperative Banks." Credit and Capital Markets – Kredit und Kapital: Volume 52, Issue 3 52, no. 3 (2019): 423–44. http://dx.doi.org/10.3790/ccm.52.3.423.

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Abstract Corporate scandals are not a phenomenon that is unique to the banking industry. However, the examples of misconduct of individual bank employees or even of entire banks that popped up in recent years have promoted the interest in business culture and business ethics in the banking industry. Honesty is one important cultural and ethical dimension. Based on their results of a survey in a large, international bank Cohn et al. (2014a), for example, conclude that the banking industry’s business culture favours dishonest behaviour of employees. The present paper applies the design of Cohn e

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Barra, Cristian, and Roberto Zotti. "Market power and stability of financial institutions: evidence from the Italian banking sector." Journal of Financial Regulation and Compliance 28, no. 2 (2019): 235–65. http://dx.doi.org/10.1108/jfrc-05-2019-0055.

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Purpose This paper aims to explore the relationship between bank market power and stability of financial institutions in Italy between 2001 and 2012. The authors first test the existence of a U-shaped relationship between market power and financial stability. Second, they regress the market share indicator on bank risk-taking to underline whether financial stability is affected by increasing or decreasing the market power of banks. Third, they explore whether this relationship is affected by the size, level of capitalization and credit insolvency of banks. Design/methodology/approach Relying o

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Dhruw, Bebika, B. C. Jain, V. K. Choudhary, Rohit Kumar Bhagat, and Reshma Kaushal. "An Analysis of Current Scenario and Future Prospects for District Central Cooperative Bank Raipur, Chhattisgarh, India." Asian Journal of Current Research 9, no. 3 (2024): 95–105. http://dx.doi.org/10.56557/ajocr/2024/v9i38762.

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In India, cooperative banks play a crucial role in providing financial services to rural and urban areas. Members of these banks, who are usually from the same community or profession, own and run these institutions. The present study intends to analyse the critical evaluation of the cooperative credit sector in India as well as in Raipur. The study examines progress well and highlights the emerging role and challenges of the cooperative sector. The district-level bank representatives were personally visited to gather the data. The primary sources of secondary data will be the DCCBs' published

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Singh, Anshu, and Sagar Kisan Wadkar. "Andhra Pradesh State Cooperative Bank: credit beyond convention." Emerald Emerging Markets Case Studies 13, no. 3 (2023): 1–23. http://dx.doi.org/10.1108/eemcs-05-2023-0182.

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Learning outcomes After reading and analysing the case study, the students would be able to understand the various challenges in terms of credit expansion for a rural co-operative bank, discuss the role of an apex co-operative bank within the three-tier credit structure, understand the co-operative banks’ product offerings in the agribusiness space and understand the various styles of leadership and change management models within a rural bank. Case overview/synopsis This case study exemplified the enabling role played by a co-operative credit institution, Andhra Pradesh State Co-Operative Ban

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Qomar, Moh Nurul, and Anissatus Salamah. "Analysis of Mahada Cooperative System in Relation to Hatta Cooperative and Shariah Cooperative Concept." El-Qist: Journal of Islamic Economics and Business (JIEB) 11, no. 2 (2021): 182–96. http://dx.doi.org/10.15642/elqist.2021.11.2.182-196.

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The proliferation of cooperatives in the community has become a phenomenon. This phenomenon can be classified into positive and negative side. Positive feedback can be seen from public access to capital, as it has been demonstrated that cooperatives provide business loans or consumption to the community through a mechanism that is simpler than banks. A negative assessment can be seen in the practice of loan sharks operating under the guise of saving and loan cooperative. This is in contrast to previous research, which still focuses on comparing the concept of Hatta cooperatives with the Islami

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Bidikha, Gogoi. "An Analysis of the Legal Framework of the Co-operative Banks in India." Annual International Journal on Analysis of Contemporary Legal Affairs 1 (February 10, 2021): 192–215. https://doi.org/10.5281/zenodo.4876318.

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<strong><em>Co-operative banks are said to perform a broad and excellent role in the process of financial management which includes inculcating financial incorporation in India.  Co-operative banks are considered as the monetary organization which provides financial support to the customers especially the people of low-class society who cannot take the opportunity of the high-class business banks for financial purposes. Co-operative banks provide loans especially to the poor people for the fulfillment of their means of livelihood. The cooperative banks in India are considered as the secon

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Juszczyk, Sławomir, and Daria Pawęda. "BIOMETRIC TECHNOLOGIES IN COOPERATIVE BANKS IN RURAL AREAS – BENEFITS AND DISADVANTAGES IN THE OPINION OF THE MANAGEMENT STAFF." Annals of the Polish Association of Agricultural and Agribusiness Economists XXV, no. 3 (2023): 105–17. http://dx.doi.org/10.5604/01.3001.0053.8629.

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The aim of the research was determining the most important non-financial benefits and disadvantages resulting from the implementation of biometric technologies in cooperative banks operating in rural areas according to the managers of these banks. The subject of the study was 25 cooperative banks, including 19 cooperative banks with implemented finger vein technology and 6 cooperative banks with implemented palm vein technology. Interviews with representatives of cooperative banks were conducted in 2021-2022. It was established, among others, that the use of biometric technologies leads to an

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Dr., Prakash Ratanlal Rodiya, and Swapnil Hiralal Sakhla Mr. "Urban Cooperative Banks in India: Problems and Future." International Journal of Advance and Applied Research 4, no. 29 (2023): 131–34. https://doi.org/10.5281/zenodo.8365385.

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<strong>Abstract: </strong> Over the past 100 years, the cooperative banks have been small-scale financial institutions that operate in both urban and rural areas. These banks are essential to the growth of Small & Medium Sized Businesses and the fulfillment of Credit Requirements. The banking and cooperation industry is exceptional in this regard. These banks operate on a two-tier system and according to the cooperative, self-help, and mutual-help principles. Small depositors and borrowers, particularly those in the urban informal sector who are rated credit-worthy by commercial banks, ar

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Boscia, Vittorio, Pietro Marchetti, and Valeria Stefanelli. "Do the women matter in co-operative banks’ boards?" Journal of Governance and Regulation 4, no. 3 (2015): 57–66. http://dx.doi.org/10.22495/jgr_v4_i3_p5.

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The topic of gender diversity is assuming greater importance not only for regulatory reasons. In credit cooperative field, the presence of gender diversity can qualify among the mutual aims and social sector should pursue. With reference to cooperative banks, the work aims to verify whether board gender diversity increases the creation of value for stakeholders, in terms of stakeholders’ global value added (shareholders, employees, customers, regulators, community and external environment). We propose an econometric approach based on OLS regression model; the econometric model adopted to test

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Triana, N., and Naqiyah. "Developing Cooperative Law Culture at Bmt (Baitul Maal Wa Tamwil) to Remove The Rente System in The Traditional Market." SHS Web of Conferences 86 (2020): 01049. http://dx.doi.org/10.1051/shsconf/20208601049.

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This study aims to uncover and build Baitul Maal wa Tamwil (BMT) with the cooperative legal culture to eliminate rent systems in traditional markets. The research questions are: how is the existing condition of BMT legal culture and how to build new construction of cooperative legal culture on BMT. This research uses qualitative type of research, a traditional non-doctrinal legal research, with a socio legal approach. The results showed that the business of borrowing money with a very high interest or the practice of loan sharks until now is still rampant in a number of traditional markets, th

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Kata, Ryszard. "ECONOMIC AND FINANCIAL EFFICIENCY AS A DEVELOPMENT CHALLENGE FOR COOPERATIVE BANKS IN POLAND." Annals of the Polish Association of Agricultural and Agribusiness Economists XXI, no. 3 (2019): 173–82. http://dx.doi.org/10.5604/01.3001.0013.3536.

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In paper the economic and financial efficiency of cooperative banks in Poland in 2004-2018 was assessed. It was developed and the efficiency gap ratio, which determines the efficiency gap of cooperative banks towards commercial banks in particular areas of banking activity, was applied. It was shown that the effectiveness of cooperative banks compared to commercial banks is gradually deteriorating, which was already visible from 2013. Negative trends mainly concern the return on assets and the return on equity, the ability to transform deposits into loans to customers and the quality of the lo

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Pawlik, Andrzej. "BANK SPÓŁDZIELCZY (COOPERATIVE BANK) AS A GUARANTOR OF THE STABILISATION OF THE LOCAL FINANCIAL SYSTEM1." SCIENTIFIC BULLETIN OF POLISSIA, no. 1(17) (2019): 173–79. http://dx.doi.org/10.25140/2410-9576-2019-1(17)-173-179.

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Urgency of the research. One of the most essential sources of supporting regional and local development is the banking system. Target setting. The study presented describes cooperative banking, represented by Bank Polskiej Spółdzielczości S.A. and Bank Spółdzielczy w Kielcach. The use of the statistical data analysis method allowed to demonstrate the strong position of cooperative banking in the market, fostering regional and local development. Actual scientific researches and issues analysis. The foundations for the modern cooperative banking sector were laid by cooperative financial organisa

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Jalinik, Mikołaj, and Krzysztof Łukaszuk. "The Role of Cooperative Bank in the Development of Agricultural Holdings Based on the Example of the Bielsk Podlaski County." Economic and Regional Studies / Studia Ekonomiczne i Regionalne 12, no. 2 (2019): 146–57. http://dx.doi.org/10.2478/ers-2019-0014.

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SummarySubject and purpose of work: The aim of the work is to define the importance of banks in the development of agricultural holdings and the role they play in rural environment.Materials and methods: The relevant material was analysed on the basis of domestic literature concerning a range of banking products offered to natural and legal persons and by the inductive-deductive method.Results: The source of data used for conducting the analyses and drawing conclusions is the information obtained from the Cooperative Bank in Bielsk Podlaski.Conclusions: 1. The goal of cooperative banks is to p

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Dr., Gatting Inas Koli. "A study on Financial Performance of Saraswat Co-operative Bank Ltd. (2017-2022)." International Journal of Advance and Applied Research 4, no. 5 (2023): 18–21. https://doi.org/10.5281/zenodo.7740278.

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Cooperative bank are established on the principle of cooperation hey deal in normal banking business activities. co-operative banks are customer owned banks. Members elect the board of directors hence co-operative banks are owned and managed by democratic way. In India co-operative banks are playing important role especially for providing finance to agriculture and allied activities. Co-operative banks were introduced in India with the motive of inculcating saving and investment habits among the people especially rural people. Co-operative banks face challenges like it has to follow dual contr

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DR., PRIYANKA DAYA CHOUDHARY, and PATEL VIDHI. "INDUCTION AND TRAINING PROGRAMMES OF EMPLOYEE IN THE SELECTED CO-OPERATIVE BANKS IN RAJASTHAN." International Educational Scientific Research Journal 10, no. 12 (2024): 68–76. https://doi.org/10.5281/zenodo.14535180.

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The efficient induction and training of employees are essential for the overall success and performance of any organization, including cooperative banks. This study aims to investigate the induction and training programs offered to employees in two cooperative banks in Rajasthan, namely Mahila Bank and Udaipur Bank. The study adopts a qualitative research approach and utilizes interviews, surveys, and documentation analysis as primary data collection methods. The research investigates the objectives, processes, content, and effectiveness of the induction and training programs implemented by th

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SHILPA, K., and C. K. HEBBAR. "PESTLE ANALYSIS OF COOPERATIVE BANKS- A CASE STUDY." International Research Journal of Modernization in Engineering Technology and Science 4, no. 12 (2022): 1186–95. https://doi.org/10.5281/zenodo.7479035.

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Purpose: The study focus is to understand the analyze the cooperative banks' financial results and offerings. Design:  Secondary data is compiled from previously published articles, books, and websites like research gate, bank websites, and google scholar. PESTLE analysis is also used to analyse the bank. Findings: Using PESTLE analysis, the study looks into the fundamentals and significance of cooperative banks. The study's findings enable it to offer recommendations for steady outcomes of a firm's policies and operations. Originality: The study emphasizes the prospects of co

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Rukmana, Siti, and Mustofa Mustofa. "Optimalisasi Peranan Financial Technology (Fintech Sharia) Menuju Era Digitalisasi Koperasi." e-Journal Ekonomi Bisnis dan Akuntansi 9, no. 1 (2022): 30. http://dx.doi.org/10.19184/ejeba.v9i1.29119.

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This study aims to find out how to optimize the role (Fintech Sharia) towards the era of cooperative digitalization. Design this research is a descriptive qualitative research. The type of data in this study uses secondary data. Sources of data were obtained through the OJK website, Bank Indonesia, books, internet, social media, laws and regulations as well as information from the Ministry of Cooperatives and SMEs RI. The research method used is library research. Cooperatives are expected to be able to compete with financial institutions such as banks. Cooperatives must also have mobile applic

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Desai, Bhupat M., and N. V. Namboodiri. "Cooperative Rural Banking: Anad Shows the Growth-oriented Path." Vikalpa: The Journal for Decision Makers 21, no. 4 (1996): 27–46. http://dx.doi.org/10.1177/0256090919960403.

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Anad Farmers Service Cooperative Bank is an innovative bank in both the spirit of its cooperation and rural banking. This bank is also financially viable and growth-oriented. This paper by Bhupat M Desai and N V Namboodiri analyses how this bank could be successful under the same macro rural credit policies that governed most rural financial institutions. The paper also offers some suggestions on what macro rural credit policies may continue and which ones need modifications to extend the experiment of this bank.

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BARRA, Cristian, and Roberto ZOTTI. "BANK PERFORMANCE, FINANCIAL STABILITY AND MARKET CONCENTRATION: EVIDENCE FROM COOPERATIVE AND NON-COOPERATIVE BANKS." Annals of Public and Cooperative Economics 90, no. 1 (2018): 103–39. http://dx.doi.org/10.1111/apce.12217.

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Swamy R, Kedaranatha. "Evaluation of the Financial Performance of Chikkamagaluru DCC Bank of Karnataka." INTERNATIONAL JOURNAL OF EARLY CHILDHOOD SPECIAL EDUCATION 16, no. 1 (2024): 300–307. http://dx.doi.org/10.48047/intjecse/v16i1.34.

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The establishment of the cooperative banking system in India may be attributed to the enactment of the Cooperative Credit Societies Act in 1904. This legislation aimed to facilitate the provision of production credit to farmers. In 1912, amendments were made to the Act of 1904 to facilitate the establishment of central cooperative banks at the district level. The legislation was designed to give the act a federal character with three tiers in order to promote the growth of cooperative banks. The objectives are The objective is to analyse the Working Capital and Total Advances of DCC Bank in Ch

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Nur Azila Fitria, Habriyanto Habriyanto, and Agus Riandi. "Peran Kerja Sama Perbankan Dengan Koperasi Unit Desa (KUD) Karya Baru Desa Teluk Tigo Kecamatan Cermin Nan Gedang Kabupaten Sarolangun." Moneter : Jurnal Ekonomi dan Keuangan 2, no. 2 (2024): 241–53. http://dx.doi.org/10.61132/moneter.v2i2.485.

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This research aims to determine the role of banking cooperation with cooperatives and the obstacles to the role of banking cooperation with the Karya Baru village unit cooperative (KUD), Teluk Tigo Village, Cermin Nan Gedang District, Sarolangun Regency. This thesis uses qualitative research methods, the data sources used are primary and secondary data sources with data collection techniques and instruments through observation, interviews and documentation. The research results show that this cooperative collects funds from its members in the form of mandatory savings, principal savings and vo

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Lestari, Ni Putu Dian Ari, I. Made Sudarma, and I. Putu Pasek Bagiartha. "FAKTOR-FAKTOR YANG MEMPENGARUHI KREDIT MACET PADA KOPERASI SIMPAN PINJAM SEJAHTERA (KSP) DI KOTA MATARAM." Waisya : Jurnal Ekonomi Hindu 2, no. 2 (2023): 88–99. http://dx.doi.org/10.53977/jw.v2i2.1570.

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Cooperatives are a form of non-bank financial institutions that are already operating. One of them is a savings and loan cooperative. Savings and loan cooperative activities that provide credit to members. Borrowing from savings and loan cooperatives is faster and easier in the loan disbursement process compared to borrowing at a bank. The purpose of this study was to determine the factors that influence bad credit at the Prosperous Savings and Loans Cooperative (KSP) in the city of Mataram. The data in this study were obtained using non-participant observation methods, interviews and document

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Das, Kaushik. "Role of Cooperative Banks in Economic Developments: An Empirical Study of Balangir District Central Cooperative Bank, Odisha." International Academic Journal of Business Management 9, no. 1 (2022): 01–11. http://dx.doi.org/10.9756/iajbm/v9i1/iajbm2022.

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As we know a lot of factors are important for an economic development, banking sector plays a pivotal role in Economic development of a country by collecting the extra fund in the form of savings from the general people and by disbursing the same as loan to needy. Successful of macro economic development depends upon micro development. In a country like India cooperative banks have significant impact on economy. They are registered under the cooperative society Act, 1992 & regulated by Reserve Bank of India under Banking Regulation Act, 1949. This study is based on the performance of Balan

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Das, Kaushik. "Role of Cooperative Banks in Economic Developments: An Empirical Study of Balangir District Central Cooperative Bank, Odisha." International Academic Journal of Business Management 9, no. 1 (2022): 01–11. http://dx.doi.org/10.9756/iajbm/v9i1/iajbm0901.

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As we know a lot of factors are important for an economic development, banking sector plays a pivotal role in Economic development of a country by collecting the extra fund in the form of savings from the general people and by disbursing the same as loan to needy. Successful of macro economic development depends upon micro development. In a country like India cooperative banks have significant impact on economy. They are registered under the cooperative society Act, 1992 & regulated by Reserve Bank of India under Banking Regulation Act, 1949. This study is based on the performance of Balan

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