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Journal articles on the topic 'Cooperative banks'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Kata, Ryszard. "RATIONALE BEHIND AND DILEMMAS OVER CONSOLIDATION AND COOPERATION OF COOPERATIVE BANKS IN POLAND." Annals of the Polish Association of Agricultural and Agribusiness Economists XXIII, no. 3 (2021): 43–59. http://dx.doi.org/10.5604/01.3001.0015.2896.

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The study analyses the processes of consolidation of cooperative banks in Poland in 2010-2020 and the cooperation of banks within operating cooperative banking associations. The essence of the processes of consolidation and cooperation of cooperative banks was determined and their premises, scale and effects to date were presented. The main focus was on the analysis of factors determining the need for the further transformation of the cooperative banking sector in Poland and the role that may be played by bank consolidation and various forms of cooperation of cooperative banks in this process.

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2

Kühn, Anna-Lena, Markus Stiglbauer, and Ev Zschäckel. "Values-based management in cooperative banks: Balancing self-perception with public perception?" Corporate Ownership and Control 10, no. 3 (2013): 69–85. http://dx.doi.org/10.22495/cocv10i3siart6.

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The main target of cooperative banks is not to maximize profits but to jointly manage a business. With this in mind, assuming a stakeholder-oriented behavior of cooperative banks, we address whether cooperative banks consider multiple stakeholder values and take a sustainable governance approach. We conduct a content analysis of the annual reports of German cooperative banks, with reference to two research questions: Are the basic principles and values of cooperatives optimally realized and communicated to external stakeholders? Can cooperative banks comply with the requirements of the triple

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3

K., Nagi Reddy, and M. Chandraiah Dr. "Progress of Cooperative Banks in India." International Journal of Engineering and Management Research 9, no. 2 (2019): 186–89. https://doi.org/10.5281/zenodo.3356055.

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Cooperative is one of the oldest and effective systems in terms of development of human civilization. Cooperative institutions are organized and managed on the principle of cooperation, self-help and mutual help. There are different types of cooperative institutions functioning in India. As far as the institutional credit structure is concerned, cooperatives play a significant role in this regard. Cooperative credit institutions are spread all over India and are providing their services at the grass root level. As main portion of the population in India lives in rural areas so it is important

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Wysocka, Ewa. "Ewolucja regulacji prawnych w bankowości spółdzielczej w Polsce." Studia Iuridica 72 (April 17, 2018): 431–56. http://dx.doi.org/10.5604/01.3001.0011.7646.

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Cooperative banking in Poland has more than 150 years of tradition, going back to the period of Partitions. The first Polish credit associations and cooperatives were established in Greater Poland in the years 1861–1862, in the fashion of credit cooperatives for farmers established by Friedrich Raiffeisen and the so-called cooperative “people’s banks” associating craftsmen, that were founded by Franz Schultze. In 1899, on the territory of the Austrian Partition, small credit institutions, the so-called “Stefczyk Savings Unions” (“Kasy Stefczyka”), were created, associating mainly farmers, In t

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C, Dhanalakshmi. "A Study on Non-Performing Asset at Co-Operative Societies in India." South Asian Research Journal of Business and Management 6, no. 01 (2024): 1–7. http://dx.doi.org/10.36346/sarjbm.2024.v06i01.001.

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The performance of a country's financial system reflects in a country's growth. India is striving to be one of the developed countries. Our country is going through many changes as it strives to be at the top of the world. The financial system is the mainstay of any country in India and the banking system plays an important role in the financial system. In a country like India, where 70% of the population lives in rural areas agriculture is a main occupation, which accounts for more than 30% of GDP. Banks and cooperatives in the public and private sectors play an important role in accelerating

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Almaududi, Almaududi, and Ihsani Mazelfi. "JURIDICAL PROBLEMS ON COOPERATIVE BANK REGULATIONS ON INDONESIA'S ECONOMIC GOALS." Jurnal Hukum dan Peradilan 11, no. 3 (2022): 437. http://dx.doi.org/10.25216/jhp.11.3.2022.437-452.

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This paper is concerned with the juridical problems on cooperative banks’ regulations on Indonesia’s goals stated in the 1945 Constitution Republic of Indonesia. The problems arise due to the absence of commercial banks in the form of cooperative banks. Furthermore, Indonesia has a minimum number of cooperative rural banks (BPR Co). Currently, OJK registered only 19 BPR Co out of 1545 BPRs (0.01%). The study aims to examine the juridical problems of cooperative bank regulation in Indonesia’s goals as stated in the 1945 Constitution. It is normative research, analyzed qualitatively and presente

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Dr., Prakash Ratanlal Rodiya, and Swapnil Hiralal Sakhla Mr. "Urban Cooperative Banks in India: Problems and Future." International Journal of Advance and Applied Research 4, no. 29 (2023): 131–34. https://doi.org/10.5281/zenodo.8365385.

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<strong>Abstract: </strong> Over the past 100 years, the cooperative banks have been small-scale financial institutions that operate in both urban and rural areas. These banks are essential to the growth of Small & Medium Sized Businesses and the fulfillment of Credit Requirements. The banking and cooperation industry is exceptional in this regard. These banks operate on a two-tier system and according to the cooperative, self-help, and mutual-help principles. Small depositors and borrowers, particularly those in the urban informal sector who are rated credit-worthy by commercial banks, ar

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Golec, Maria Magdalena, and Piotr Płuciennik. "Polish cooperative banks as net lenders in the money market." e-Finanse 13, no. 4 (2017): 27–36. http://dx.doi.org/10.1515/fiqf-2016-0033.

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AbstractDue to the traditional operational model of cooperative banks which is mostly based on financial intermediation, the range of a local bank’s social influence in a given environment is highly dependent on the money transfer balance, that is using local money to satisfy local needs. A typical obstacle to this activity could be observed in Poland, in positive money transfers in those banks understood as the excess of deposits from customers over loans given to them. The purpose of the following paper is to examine this phenomenon in Polish cooperative banks in comparison to credit coopera

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9

P.R.Ramakrishnan and Rao K.Prashanth. "A Comparative Study of Financial Performance of Urban Cooperative Banks in Belgaum District, Karnataka." Shanlax International Journal of Management 6, no. 2 (2018): 11–22. https://doi.org/10.5281/zenodo.1473308.

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The Cooperative movement in India is one of the oldest in the world. It dates back to pre-independence days.  The earliest of cooperatives can be traced to Conjeevaram in the erstwhile Madras presidency, British India, more than a century ago.  Cooperative banks have made significant contributions to the Indian Financial System in its own might.  Karnataka has been a leading contributor to the cooperative movement in India.  Many cooperative banks have been operating from different places in the state.  The deposit base of these banks in the state has clocked almost Rs

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10

Coccorese, Paolo, and Giovanni Ferri. "Is competition among cooperative banks a negative sum game?" Journal of Institutional Economics 15, no. 4 (2019): 673–94. http://dx.doi.org/10.1017/s1744137419000043.

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AbstractDoes ‘inner competition’ – rivalry among network members – worsen performance in a network of cooperative banks? By weakening the functionality of the network, inner competition might, in fact, endanger network-dependent scale economies. Testing our hypothesis on Italy's network of mutual cooperative banks (Banche di Credito Cooperativo – BCCs), we find a worsening of performance of both incumbents and (even more) aggressors when BCCs compete among themselves. However, the worsening is mild when BCCs compete with comparable non-mutual banks external to the BCC network. We conclude that

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11

Lemonnier, Mariola. "Ogólna charakterystyka banków spółdzielczych we Francji." PRAWO i WIĘŹ, no. 1 (44) (April 20, 2023): 113–33. https://doi.org/10.36128/priw.vi44.652.

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The subject of the article is cooperative banking in France, taking into account the specific regulation of this type of banking. The article presents the elements of the history of the creation of cooperative banks in France, the legal basis for the operation of cooperative banks and the specific features that allowed cooperative banks in France to develop significantly. Many factors influenced the position of cooperative banks, among them the factors of historical grounding on the market, flexibility of banking, modernization and adaptation to the national economic policy can be distinguishe

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Kura, Michał, and Aleksandra Płonka. "BANK BUTIKOWY NOWY MODEL BIZNESOWY SZANS DLA BANKW SPDZIELCZYCH?" Annals of the Polish Association of Agricultural and Agribusiness Economists XXV, no. 1 (2023): 153–65. http://dx.doi.org/10.5604/01.3001.0016.2226.

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The current macroeconomic and political conditions, and above all technological progress, mean that in recent years the condition of the cooperative banking sector has been gradually deteriorating compared to commercial banks. The above premises give grounds to claim that the current operating model of the entire group of cooperative banks, as well as of a single cooperative bank, should be redefined. Remaining with the current models of operation of cooperative banks will maintain the trend of sector consolidation, departure from the idea of cooperatives and moving towards models attributed t

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13

Bagwan, Mr. Manjurelahi Salimbhai, and Dr. H. G. Vidhate. "Bank Deposits Crunch Challenge and Cooperative Banks Opportunities." International Journal of Advance and Applied Research 5, no. 29 (2024): 142–44. https://doi.org/10.5281/zenodo.13959293.

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<strong>Abstract :</strong> Indian economy is one of the fastest growing economies in the world which need efficient finance system for its consistent and sustainable growth. Bank finance is one of the major sources of finance to the growing economy. Banking sectors mobilize the savings of the general public by collecting in terms of deposits and provide the loan out of those deposits. Recently it is seen that people are losing their interest to deposit their money into the bank. It is the emerging problem before the banking sector as the growth rate of the deposit is declining on the other ha

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14

D’Amato, Antonio, and Angela Gallo. "Bank institutional setting and risk-taking: the missing role of directors’ education and turnover." Corporate Governance: The International Journal of Business in Society 19, no. 4 (2019): 774–805. http://dx.doi.org/10.1108/cg-01-2019-0013.

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Purpose This paper aims to analyze the relationship between bank institutional setting and risk-taking by exploring whether board education and turnover are drivers of the risk propensity of cooperative banks compared to joint-stock banks. Design/methodology/approach Based on a comprehensive data set of Italian banks over the 2011-2017 period, this paper examines whether these board characteristics affect the risk propensity of cooperative and joint-stock banks. Bank risk is measured by the Z-index, profit volatility and the ratio of non-performing loans to total gross loans. Findings The find

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15

Sathish, G. "A STUDY ON LOAN PORTFOLIO MANAGEMENT OF URBAN COOPERATIVE BANKS IN TAMIL NADU." International Journal of Research -GRANTHAALAYAH 4, no. 6(SE) (2016): 73–78. http://dx.doi.org/10.29121/granthaalayah.v4.i6(se).2016.2665.

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Cooperative Banking System has two broad systems i.e. urban and rural cooperatives, forms an integral part of the India’s Financial System. Urban Cooperative Banks play an important role as financial intermediaries in catering to the credit requirements of both priority sector and weaker section of the communities. As on March 2015 there were 120 UCBs functioning all over Tamil Nadu and the majority is Non-Schedule UCBs. These banks are traditionally centered on communities, localities and work place groups, and they lend to agriculture and non-agriculture purpose and particularly to small far

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16

G.Sathish. "A STUDY ON LOAN PORTFOLIO MANAGEMENT OF URBAN COOPERATIVE BANKS IN TAMIL NADU." International Journal of Research – Granthaalayah 4, no. 6 (special edition) (2017): 73–78. https://doi.org/10.5281/zenodo.845823.

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Cooperative Banking System has two broad systems i.e. urban and rural cooperatives, forms an integral part of the India’s Financial System. Urban Cooperative Banks play an important role as financial intermediaries in catering to the credit requirements of both priority sector and weaker section of the communities. As on March 2015 there were 120 UCBs functioning all over Tamil Nadu and the majority is Non-Schedule UCBs. These banks are traditionally centered on communities, localities and work place groups, and they lend to agriculture and non-agriculture purpose and particularly to small far

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17

Vemić, Milan B. "On the Implied Wholeness Significance of International Financial Cooperatives and Credit Unions." International Journal of Corporate Finance and Accounting 9, no. 1 (2022): 1–17. http://dx.doi.org/10.4018/ijcfa.313041.

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The purpose of this paper is to analyze pre-COVID-19 performance indicators of international financial cooperatives and credit unions. By assuming a wholeness approach to cooperative development, new potentialities are suggested without jeopardizing the initial concept of non-financial cooperative entities. Researched is their internationalization and export endeavors based on data collected by the European Association of Cooperative Banks and the World Council of Credit Unions. The author draws conclusions on interconnectedness among financial cooperatives and credit unions with traditional c

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18

Balina, Rafał, and Marta Idasz-Balina. "Drivers of Individual Credit Risk of Retail Customers—A Case Study on the Example of the Polish Cooperative Banking Sector." Risks 9, no. 12 (2021): 219. http://dx.doi.org/10.3390/risks9120219.

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The main aim of the research was to determine the key factors determining the level of credit risk of individual clients (clients in the form of natural persons, excluding companies) on the example of Polish cooperative banks according to the following features: transaction characteristics, socio-demographic characteristics of the customer, the customer’s financial situation, the customer’s history of cooperation with the cooperative bank where they applied for a loan, and the customer’s history of cooperation with other financial institutions. For the research gathered data from 1000 credit a

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19

Rosa, Anna, and Aleksandra Pawłowska. "FARMERS PREFERENCES REGARDING THE USE OF BANKING PRODUCTS." Annals of the Polish Association of Agricultural and Agribusiness Economists XXV, no. 1 (2023): 221–34. http://dx.doi.org/10.5604/01.3001.0016.3163.

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The research aimed to identify banking products and services used by farmers in the context of their financial and tangible assets. The banking products used by customers of particular banks were analysed, depending on the selected characteristics of the surveyed farmers and their farms. Due to the scope of the study, the focus was on endogenous factors related to the agricultural producer and the farm they ran. The source of the empirical data was a questionnaire interview conducted with farmers. The research allows the following conclusions to be drawn: 80% of the surveyed farmers declared t

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20

Stefancic, Mitja. "Competitive Advantages and Challenges in the Italian Cooperative Credit System." STUDI ECONOMICI, no. 102 (June 2011): 89–106. http://dx.doi.org/10.3280/ste2010-102004.

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Cooperative credit banks were established in the mid-19th century to overcome problems of opportunistic behaviour by borrowers. In Italy, they are currently playing a major role for the financial system and for the economy. They provide credit to individuals and households, as well as capital to small firms from sectors such as agriculture. These banks relate to a cooperative credit network that grants them an adequate level of competitiveness in the market. By effectively implementing democratic principles of governance and by focusing on relationship banking, they foster responsible behaviou

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21

Alagu Pandian, Dr V., and Upnish Yadav. "A Study on the Funds and Investment Management of the Dehradun Urban Co-Operative Bank in Uttarakhand." Shanlax International Journal of Management 9, S1-Mar (2022): 92–103. http://dx.doi.org/10.34293/management.v9is1-mar.4897.

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Cooperative credit can be broken down into Urban Co-operative Banks (UCBs) and Rural Cooperative Banks. Rural cooperatives play a big part in the credit delivery system in rural areas. Urban Cooperative Banks (UCBs) try to get savings from middle and low-income people and give them money to people who need it. People who work for UCBs and rural cooperative credit banks are regulated by the Reserve Bank of India and NABARD, respectively. Both are regulated by the State Government in regard to certain types of work they do.The research demonstrates that in the majority of situations, the bank ha

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22

Di, Nallo Loris, Rocco Battista, and Daniele Marandola. "Cooperative Credit Banks and Account Holders: Focus on Italian Context." International Journal of Management Sciences and Business Research 10, no. 08 (2021): 78–82. https://doi.org/10.5281/zenodo.5363442.

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<em>The aim of the article is to investigate about a particular category of bank: Italian Cooperative Credit Banks.Nowadays, during COVID period, banks and consumer behaviors are changing because of economic context and the crisis. So we want to investigate the state of Italian Cooperative Credit Banks in order to understand whether these banks were affected by this period. The idea is that account holders imagine that Cooperative Credit Banks are safer than competitors. </em> <em>So we have to introduce a variable that define this: Common equity Tier 1 Ratio and analyzed it to understand the

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23

Kania, Ewa, and Zofia Łękawa. "Regulation peculiarities of cooperative banking in Poland." Ekonomika 85 (January 30, 2009): 57–69. http://dx.doi.org/10.15388/ekon.2009.0.5124.

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The dual nature of cooperative banks is reflected by their formal and institutional solutions. They refer both to banking and to cooperative regulations, especially to those dedicated to relations between the two areas; hence, they result from considering their specialness and consistency.In addition to general cooperative principles which define membership rules in the first place, this paper focuses on codes ruling the coexistence of cooperative banks within a given domain and organizational solution. They include:– collaboration of cooperative banks within a federated structure as forms of

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Herawati, Novy Rachma, and Andik Susanto. "Pemberdayaan Koperasi Sebagai Alternatif Pembiayaan Masyarakat Desa Kare Menuju Desa Mandiri." JURNAL DAYA-MAS 6, no. 1 (2021): 21–23. http://dx.doi.org/10.33319/dymas.v6i1.56.

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Abstractâ€” Cooperatives according to Law No. 25 of 1992 concerning Business Entities consisting of people or Cooperative Legal Entities by basing their activities based on Cooperative principles involved in the economic field based on family principles. There are various types of cooperatives in Indonesia, as well as cooperatives in Kare Village, Kare District, Madiun Regency, which are meant by Milk Cooperatives, KUD (Village Cooperative Units), Kopwan (Women's Cooperatives), etc. The methods used in this service are lectures, training and also mentoring. The objectives approved by this serv

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Maurer, Kai-Oliver. "Honesty in Regional Cooperative Banks." Credit and Capital Markets – Kredit und Kapital: Volume 52, Issue 3 52, no. 3 (2019): 423–44. http://dx.doi.org/10.3790/ccm.52.3.423.

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Abstract Corporate scandals are not a phenomenon that is unique to the banking industry. However, the examples of misconduct of individual bank employees or even of entire banks that popped up in recent years have promoted the interest in business culture and business ethics in the banking industry. Honesty is one important cultural and ethical dimension. Based on their results of a survey in a large, international bank Cohn et al. (2014a), for example, conclude that the banking industry’s business culture favours dishonest behaviour of employees. The present paper applies the design of Cohn e

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Cihák, Martin, and Heiko Hesse. "Cooperative Banks and Financial Stability." IMF Working Papers 07, no. 2 (2007): 1. http://dx.doi.org/10.5089/9781451865660.001.

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Mylonakis, John. "Cooperative Banks in Greece and Small & Medium Enterprises Views at a Time of Credit Constraints." International Finance and Banking 7, no. 2 (2020): 55. http://dx.doi.org/10.5296/ifb.v7i2.17943.

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Cooperative banks are among those credit institutions that have played an important role in the financial systems of many countries, usually operating supplementary to the traditional commercial banks, mainly at regional level and aiming mostly at supporting SMEs financial needs. They provide traditional banking products to local SMEs even in remote areas. The number of Cooperative Banks in Greece has been decreased from originally 16 banks to 6 in the second half of 2020. The scope of this paper is to examine the managers’ views of 158 SMEs towards Cooperative Banks’ support (banking faciliti

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Stefancic, Mitja. "Are Cooperative Banks Better Equipped to Weather Financial Crisis than their Commercial Counterparts? Evidence from the Italian Banking Sector before and during the Credit Crisis." Organizacija 49, no. 2 (2016): 108–26. http://dx.doi.org/10.1515/orga-2016-0008.

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Abstract Background and Purpose: The aim of this paper is to empirically investigate the performance of different types of Italian banks before and during the recent credit crisis with an emphasis on the behaviour of cooperative banks. It is well established in theory that cooperative banks follow more conservative business strategies and care more for stakeholders in comparison to commercial banks. On this background, the paper tries to show the empirical effects of those characteristics on the cooperative bank’s performance during financial distress compared to commercial banks. In fact, the

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Dr., Prakash Ratanlal Rodiya, and Swapnil Hiralal Sakhla Mr. "A Study on Cooperative Banking Lending Process." 'Journal of Research & Development' 15, no. 16 (2023): 111–16. https://doi.org/10.5281/zenodo.8362406.

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<strong>Abstract: </strong> The banking industry has greatly benefited the global economy. Banking activity, which appears to be as easy as taking deposits from savers and then lending the same money to borrowers, promotes the flow of money to investments and productive uses. This then enables the economy to expand. Without the banking industry, our savings would lay dormant in our homes, entrepreneurs would be unable to raise the funds, and regular individuals who had been dreaming of buying a new car or home would not be able to do so. As a result, the government chose to create cooperatives

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Azzali, Stefano, Luca Fornaciari, and Tatiana Mazza. "Income Smoothing via Loan Loss Provision in Credit Cooperative Banks." FINANCIAL REPORTING, no. 2 (January 2017): 33–54. http://dx.doi.org/10.3280/fr2016-002002.

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This research investigates whether income smoothing via loan loss provision is lower for Credit Cooperative Banks than for non-Credit Cooperative Banks. Using data collected from the financial reporting of a sample of private banks, and Ordinary Least Square models based on net income or its variation, as used by previous literature, we find that income smoothing through loan loss provision is lower in Credit Cooperative Banks than in banks with different ownership structures. Results remain the same using several robustness tests (decomposition of loans, quality of loans, change in economic g

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Dec, Paweł, and Piotr Masiukiewicz. "Public and Legal Burdens on Cooperative Banks and Limits of the Financial Strength of Taxes." Annales Universitatis Mariae Curie-Skłodowska, sectio H – Oeconomia 54, no. 1 (2020): 19. http://dx.doi.org/10.17951/h.2020.54.1.19-29.

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<p>The paper deals with the problems of public and legal burdens of cooperative banks operating in Poland, in terms of their limits on the strength of taxes (various types of mandatory fees and levies for the state). Comparative public and legal burdens of banks are discussed in the literature. As the main research goal, the authors chose to examine the situation of cooperative banks in the context of increasing tax and legal burdens. The article uses the desk research method, comparative method and quantitative analysis of cooperative banks’ tax burden for calculating the author’s tax r

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Siudek, Tomasz, and Katarzyna Drabarczyk. "Efektywność działania wybranych banków spółdzielczych (na przykładzie województwa mazowieckiego)." Zeszyty Naukowe SGGW - Ekonomika i Organizacja Gospodarki Żywnościowej, no. 110 (July 15, 2015): 53–65. http://dx.doi.org/10.22630/eiogz.2015.110.20.

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The aim of this work was to determine the level of efficiency of selected cooperative banks from Masovian region. The efficiency was expressed by ROA and ROE indicators. The research was carried out in 30 randomly selected cooperative banks. The data show that the ROA ratio in surveyed cooperative banks in 2009-2010 was higher than in the commercial banking sector and cooperative banking sector, and in the years 2011–2012 the situation was the opposite. At the same time, ROE ratio for all analyzed years in surveyed cooperative banks was higher than in the commercial banking sector and cooperat

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Petrovich Antonov, Igor, and Oksana Vladimirovna Martynenko. "Formation and development of the system of cooperative banks in Russia." PRAWO i WIĘŹ, no. 30 (January 3, 2020): 7–16. https://doi.org/10.36128/priw.vi4.58.

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The article presents the historical development of cooperative banks in Russia. The author analysis the legal situation of cooperative banks and its founders in the Russian Empire, in Soviet Russia and after the fall of USSR, in the Russian market economy. In particular, the article considers state policy in creating, functioning and associating of Russian cooperative banks, and influence of cooperative banks on Russian financial system.

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Idasz-Balina, Marta. "Istota i znaczenie narzędzi CSR w opinii zarządzających bankami spółdzielczymi." Zarządzanie Finansami i Rachunkowość 5, no. 3 (2017): 45–57. http://dx.doi.org/10.22630/zfir.2017.5.3.17.

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The purpose of the research was to present solutions used by cooperative banks in implementation of the principles related to the idea of corporate social responsibility and their importance in the opinion of the managers of cooperative banks. The research covered 140 cooperative banks, which accounted for 24.6% of all cooperative banks operating in Poland as of 30 June 2016. Based on the analyzes, it was found that cooperative banks have supported and implemented corporate social responsibility rules and tools since the beginning of their activity. In addition, the respondents pointed out tha

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Kata, Ryszard. "ECONOMIC AND FINANCIAL EFFICIENCY AS A DEVELOPMENT CHALLENGE FOR COOPERATIVE BANKS IN POLAND." Annals of the Polish Association of Agricultural and Agribusiness Economists XXI, no. 3 (2019): 173–82. http://dx.doi.org/10.5604/01.3001.0013.3536.

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In paper the economic and financial efficiency of cooperative banks in Poland in 2004-2018 was assessed. It was developed and the efficiency gap ratio, which determines the efficiency gap of cooperative banks towards commercial banks in particular areas of banking activity, was applied. It was shown that the effectiveness of cooperative banks compared to commercial banks is gradually deteriorating, which was already visible from 2013. Negative trends mainly concern the return on assets and the return on equity, the ability to transform deposits into loans to customers and the quality of the lo

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Stefancic, Mitja. "Governance specifics in cooperative banks. or, why do managers in italian cooperative banks "survive" longer." STUDI ECONOMICI, no. 107 (June 2013): 85–105. http://dx.doi.org/10.3280/ste2012-107004.

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Jayamaha, Ariyarathna. "Cooperative Rural Banks: Can They Survive? Evidence Using all Cooperative Rural Banks in Sri Lanka." Kelaniya Journal of Management 1, no. 2 (2014): 1. http://dx.doi.org/10.4038/kjm.v1i2.6450.

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Dr., Ritesh Byas, and Ankush Bhusawale Mr. "Digital Banking– A challenge Against Cooperative banks." IARA – International Journal of Humanities, Social Science, Business Management and Commerce 07, no. 01 (2023): 07–12. https://doi.org/10.5281/zenodo.13913921.

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<em>Banking is known as the backbone of economy of every country. Without having an effective banking system, country cannot develop. Digitalization has impacted each and every sector. Banks are not exceptions from the digitalization process. In India telecommunication network has not spread in rural area. Cooperative banks are the main service provider in rural area. Still these banks have not adopted digitalization in their day-to-day transactions. Present research paper elaborate challenges against cooperative banks for adopting and implementing the digital banking system. </em>

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Bidikha, Gogoi. "An Analysis of the Legal Framework of the Co-operative Banks in India." Annual International Journal on Analysis of Contemporary Legal Affairs 1 (February 10, 2021): 192–215. https://doi.org/10.5281/zenodo.4876318.

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<strong><em>Co-operative banks are said to perform a broad and excellent role in the process of financial management which includes inculcating financial incorporation in India.  Co-operative banks are considered as the monetary organization which provides financial support to the customers especially the people of low-class society who cannot take the opportunity of the high-class business banks for financial purposes. Co-operative banks provide loans especially to the poor people for the fulfillment of their means of livelihood. The cooperative banks in India are considered as the secon

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Das, Sanjay Kanti. "State Cooperative Banking in Northeast India: Financial and Operational Viability Analysis." Journal of North East India Studies 2, no. 2 (2012): 13–32. https://doi.org/10.5281/zenodo.12754611.

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State Cooperative Banks provide the necessary financial resources to District Cooperative Banks and Primary Agricultural Cooperative Societies, and are responsible for their recovery. They have played significant role in the development of rural economy of India. The paper explores and evaluates the growth and progress of State Cooperative Banks in the Northeastern region of India. Further, efforts are also given to make a comparative analysis of State Cooperative Banks in the Northeastern region and India through some selected financial indicators. It is found that all the financial variables

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Stefancic, Mitja, and Neophytos Kathitziotis. "An Evaluation Of Italian Banks In The Period Of Financial Distress." International Business & Economics Research Journal (IBER) 10, no. 10 (2011): 103. http://dx.doi.org/10.19030/iber.v10i10.5989.

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This paper evaluates the performance of Italian banks during the 2006-2009 period. Banks are analysed according to their business models and their main activities. The analysis focuses on both cooperative and commercial banks. By contrast to commercial banks, Italian cooperative banks do not perceive profit-making as a principle itself. These banks have been able to accumulate capital and provide credit to customers despite the ongoing crisis. On average, they manage their loan portfolio better than commercial banks. Findings suggest that cooperative banking in Italy should be encouraged due t

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Szafrańska, Monika. "THE IMAGE OF COOPERATIVE BANKS IN THE RETAIL CLIENT SEGMENT." Annals of the Polish Association of Agricultural and Agribusiness Economists XXIV, no. 4 (2022): 198–210. http://dx.doi.org/10.5604/01.3001.0016.0569.

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The aim of the research was to assess the image of cooperative banks in the retail client segment and to identify the factors that determine it. The subject of the research was the actual image of cooperative banks in the retail client segment. Primary information from own research was the main source of data. The survey method was used in the research (n = 400 respondents). The following methods were used to analyze the empirical material: descriptive statistics methods and one-way analysis of variance (F statistics). Based on the conducted research, it can be concluded that the actual image

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Dhruw, Bebika, B. C. Jain, V. K. Choudhary, Rohit Kumar Bhagat, and Reshma Kaushal. "An Analysis of Current Scenario and Future Prospects for District Central Cooperative Bank Raipur, Chhattisgarh, India." Asian Journal of Current Research 9, no. 3 (2024): 95–105. http://dx.doi.org/10.56557/ajocr/2024/v9i38762.

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In India, cooperative banks play a crucial role in providing financial services to rural and urban areas. Members of these banks, who are usually from the same community or profession, own and run these institutions. The present study intends to analyse the critical evaluation of the cooperative credit sector in India as well as in Raipur. The study examines progress well and highlights the emerging role and challenges of the cooperative sector. The district-level bank representatives were personally visited to gather the data. The primary sources of secondary data will be the DCCBs' published

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Idzik, Marcin. "Pozycja konkurencyjna banków spółdzielczych w segmencie mikroprzedsiębiorstw." Zeszyty Naukowe SGGW - Ekonomika i Organizacja Gospodarki Żywnościowej, no. 119 (September 18, 2017): 37–50. http://dx.doi.org/10.22630/eiogz.2017.119.24.

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The objective of this paper is to evaluate the competitive position of the cooperative banks and their ability to create the growth trends and effectively acquire new customers in the micro-company segment. The sources of the empirical data were the results of the nation-wide surveys conducted on a representative sample of N = 800 companies with up to 10 employees and an annual turnover of up to 2 m EUR. The analysis included the market shares, familiarity, brand potential and image as well as the customer satisfaction. The cooperative banks do not fully use their advantages in building their

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G, Sathish. "A Study on Financial Performance of Futuristic Trends of Urban Cooperative Banks in India." Shanlax International Journals of Management 6, s1 (2019): 1–11. https://doi.org/10.5281/zenodo.2567671.

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Tamil Nadu is the pioneering State in introducing the Cooperative Movement for uplifting the poor and  downtrodden  (Government of Tamil Nadu: 2013-14 p.24). The State of Tamil Nadu, which was formally called Madras Province, takes pride initiating the cooperative movement in this country. In Tamil Nadu, UCBs were organized after their enactment of the Cooperative Credit Societies Act 1904. Tamil Nadu can be at its to pride to the fact that the “first urban bank, called “Kancheepuram Urban Cooperative Bank” was established at Kancheepuram. The Cooperative Credit Soc

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SÜMER, Gökhan. "Cooperative Banks and Applicability in Turkey." Fiscaoeconomia 5, no. 1 (2021): 262–79. http://dx.doi.org/10.25295/fsecon.832496.

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SÜMER, Gökhan. "Cooperative Banks and Applicability in Turkey." Fiscaoeconomia 5, no. 1 (2021): 262–79. http://dx.doi.org/10.25295/fsecon.832496.

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Kurczyna, Ireneusz, and Łukasz Szydełko. "RATINGS OF COOPERATIVE BANKS – SELECTED ASPECTS." PRACE NAUKOWE UNIWERSYTETU EKONOMICZNEGO WE WROCŁAWIU, no. 514 (2018): 200–207. http://dx.doi.org/10.15611/pn.2018.514.19.

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Fonteyne, Wim. "Cooperative Banks in Europe: Policy Issues." IMF Working Papers 07, no. 159 (2007): 1. http://dx.doi.org/10.5089/9781451867237.001.

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KJELLQVIST, EBBE, and STIG BLIXT. "6. Regional gene banks: cooperative programmes." Biological Journal of the Linnean Society 43, no. 1 (1991): 51–59. http://dx.doi.org/10.1111/j.1095-8312.1991.tb00583.x.

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