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Journal articles on the topic 'Core Banking Systems'

Author: Grafiati

Published: 4 June 2021

Last updated: 16 February 2022

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1

Sobolieva-Tereshchenko, Olena, and Yuliya Zhukova. "Stress testing the banking systems: Approach of Ukraine." Journal of Eastern European and Central Asian Research (JEECAR) 7, no. 2 (2020): 205–18. http://dx.doi.org/10.15549/jeecar.v7i2.358.

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Scientific-methodical approaches to stress testing Ukrainian banking system in the context of the banks groups: state-owned, owned by Russia, foreign, private Ukrainian are analyzed in this study. It identifies an influence of the different groups in regulate the level of financial stability of the banking system. Highest level of financial stability of Ukrainian banking system was found to be connected with activity foreign banks from Eastern Europe and Central Asia exclaims banks owned by Russia and Ukraine. The proposed study, by using NBU stress testing scenario and by impacting of t

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2

Shubbar, Hadir H., and Andrey V. Guirinsky. "Contents and principles of stability of the banking system." RUDN Journal of Economics 27, no. 1 (2019): 63–71. http://dx.doi.org/10.22363/2313-2329-2019-27-1-63-71.

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The main approaches to understanding the essence of “stability of banking system” are conducted in the article. The basic principles are also given, inherent in a stable banking system. Further, the main factors affecting the stability of the banking system are considered. The article determined the components of ensuring the assessment of the bank’s financial stability. The basic principles of effective banking supervision are the actual minimum standard for prudent regulation and supervision of banks and banking systems. Initially issued by the Basel Committee on Banking Supervision in 1997,

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Vernikov, Andrei. "The role of state in the banking industry: Evidence from Russia." Desenvolvimento em Debate 3, no. 2 (2015): 29–45. http://dx.doi.org/10.51861/ded.dmqz.2.003.

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The article examines the role of the state in the Russian banking industry. Statistical data illustrates the market share of public banks and its dynamics over the past 25 years. We show the impact of public banks on the lending to non-financial companies, and particularly longer-term lending. Empirical findings suggest that it terms of profitability and technical efficiency the core public banks are not necessarily worse than privately held institutions. Finally, the author compares the macro-level structure and the core institutions of the banking systems in China and Russia and suggests tha

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Nasikhin, Muh, L. M. Hayyanul Haq, and Zainal Asikin. "Creating Legal Certainty in Sharia Banking Law Systems through the Embodiment of Sharia Compliance Principle." Mediterranean Journal of Social Sciences 8, no. 4-1 (2017): 153–59. http://dx.doi.org/10.2478/mjss-2018-0085.

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Abstract This work is aimed at creating legal certainty sharia compliance arrangements in sharia banking law systems. This idea is highly required to improve the credibility of the sharia-based business activities. Certainly, this study is relevant to solve some normative problems in regulating and managing of the sharia banking activities, particularly regarding sharia compliance. In detail those normative problems can be seen from the inconsistence and ambiguous norms, conflicted norms and legal vacuum in regulating sharia compliance principle. To visualize and elaborate the above issues, th

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Khan, Asad, and Abdul Qadir Shah. "A Comparative Analysis of Regulatory and Supervisory Islamic Banking: Evidence from Pakistan, Malaysia, Bahrain, and the UK." Lahore Journal of Business 4, no. 1 (2015): 37–60. http://dx.doi.org/10.35536/ljb.2015.v4.i1.a3.

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This study critically analyzes the regulatory and supervisory frameworks that govern Islamic banks in the dual banking systems of Pakistan, Malaysia, Bahrain, and the UK. We discuss their core regulatory functions and find that conflicting views among Islamic jurists and policymakers have aggravated sharia-related problems. Over the years, the regulatory framework in each country has developed in a certain way. Malaysia and Bahrain have established indigenous governance systems. Islamic banks in the UK still fall under the conventional setup, while in Pakistan, they are governed by an orthodox

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Yadav, Vinod Kumar. "Performance Measurement System in Banking Services in India." International Journal of Productivity Management and Assessment Technologies 2, no. 2 (2014): 12–27. http://dx.doi.org/10.4018/ijpmat.2014040102.

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Increased competition and technological breakthroughs in banking services has sidelined the customer focus and opened new vistas of managing figures of success not only to show past performance rather as a strategy to sustain in business. This has led to many practices in banking as non standardized services. The non- core businesses subsidizing the core businesses on failure fronts also cause this deviation. Performance of any organization is one of the mechanisms to gain people's commitment towards achieving the stated objectives of the organization. This study is an attempt to address the q

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Molu, Fatma. "Software Testing Strategy." International Journal of E-Services and Mobile Applications 6, no. 2 (2014): 23–36. http://dx.doi.org/10.4018/ijesma.2014040103.

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Complex financial conversion projects with large budgets have many different challenges. For companies that want to survive in conditions of tough competition, legacy (old) systems must continue to provide the required service throughout the project life cycle and in some circumstances even after project completion partly. In this case, the term coexistence comes into prominence. During this period, testing phase takes more critical role while integration systems' complexity and risk amount increase. Determining testing approach to use is essential to make sure both transformed and legacy syst

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SAQIB, Najia. "BANKING SECTOR LIBERALIZATION AND ECONOMIC GROWTH: CASE STUDY OF PAKISTAN." Journal of Business Economics and Management 17, no. 1 (2016): 125–39. http://dx.doi.org/10.3846/16111699.2013.804874.

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Economic theory suggests that sound and efficient financial systems channel capitals to its most productive uses are beneficial for economic growth. Sound and efficient financial systems are especially important for sustaining growth in developing countries. This paper examines the impact of banking sector liberalization on long-term economic growth in Pakistan by using a time series data for the period 1971–2011. The results show that there exist a significant positive long run relationship between banking sector development and economic growth in the country. The sensitivity analysis also sh

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Bilginci, Mehmet Resul, Gamze Ogcu Kaya, and Ali Turkyilmaz. "Decision Support System for Credit Risk Management." International Journal of Information Systems in the Service Sector 11, no. 2 (2019): 18–31. http://dx.doi.org/10.4018/ijisss.2019040102.

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Risk is an integrated part of the banking functions, which cannot be eliminated completely but it can be reduced by employing appropriate techniques. Credit processing is one of the core functions in the banking system, and its performance is closely related to management of the risks. The aim of this article is to develop a credit scorecard model which can be used as decision support system. A logistic regression with stepwise selection method is used to estimate the model parameters. The data that is used to construct the credit scorecard model is obtained from one of the pioneering banks in

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Hanif, Muhammad. "Developing a fair currency system." ISRA International Journal of Islamic Finance 12, no. 3 (2020): 325–45. http://dx.doi.org/10.1108/ijif-02-2019-0024.

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Purpose This study aims to evaluate the role of the prevailing currency systems in achieving (or departing from) the socio-economic objectives of a progressive and just society; i.e. featuring stability and equitable distribution of wealth. Design/methodology/approach After documenting historical developments in currency systems, the study reviews the Islamic perspective on the matter. Features of an ideal currency system are listed and then a critical evaluation of existing currency systems – fiat, banking and cryptocurrency – is undertaken. Findings It is found that existing currency systems

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Paulet, Elisabeth, Miia Parnaudeau, and Tamym Abdessemed. "The SME struggle for financing: a clampdown in European banks post-crisis." Journal of Business Strategy 35, no. 2 (2014): 36–45. http://dx.doi.org/10.1108/jbs-09-2013-0089.

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Purpose – This paper aims to explore how banks have modified their behaviours since the subprime crisis and their influence on credit access for SMEs. Design/methodology/approach – This paper aims to explore how banks have modified their behaviours since the subprime crisis and their influence on credit access for SMEs. Findings – We provide evidence that strategic orientations adopted by banks (both fragile and robust) are quite voluntary and not simply the result of following regulations. Unfortunately, these orientations have hampered SMEs' access to credit. Practical implications – The cor

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Gundogdu, Aysel. "An analysis on deposit insurance of Turkish banking system by core principles for effective deposit insurance systems." Pressacademia 2, no. 3 (2015): 353. http://dx.doi.org/10.17261/pressacademia.2015312960.

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Paulet, Elisabeth, and Hareesh Mavoori. "Conventional banks and Fintechs: how digitization has transformed both models." Journal of Business Strategy 41, no. 6 (2019): 19–29. http://dx.doi.org/10.1108/jbs-06-2019-0131.

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Purpose The digital revolution has substantially changed the business environment. Most banks have acknowledged the importance of new technologies to improve performance and client satisfaction. The development of these innovations has led to the entrance of the so-called Fintechs. This paper aims to evaluate the impact of these transformations on the performance of financial institutions and on their business model. Design/methodology/approach The authors use data envelopment analysis and Malmquist total productivity indices to measure financial institutions’ efficiency and their influence on

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Strobel, Frank. "Financial Fragility and Crisis Union in the Asia-Pacific Region." Global Economy Journal 9, no. 2 (2009): 1850165. http://dx.doi.org/10.2202/1524-5861.1460.

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We examine whether core ASEAN+3 countries might be interested in joining a financial "crisis union," allowing for the role of uncertainty by constructing a stylized real options model of the decision problem involved. We calibrate that model by proxying financial fragility with commonly used bank asset ratios and observe that, according to our criteria, a wider financial crisis union might be more attainable the more encompassing that grouping is; however, our results also reinforce the common perception of pervasive, possibly prohibitive, heterogeneity in these countries' banking and financia

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Nazarian, Hamideh, Ameneh Khadivar, and Sanaz Bodaghi. "Proposing a Model for Accepting Core Banking System in Iran Using Fuzzy DEMATEL Technique: A Case Study." International Journal of Information and Decision Sciences 15, no. 1 (2023): 1. http://dx.doi.org/10.1504/ijids.2023.10041306.

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Philippas, Dionisis, Yiannis Koutelidakis, and Alexandros Leontitsis. "Insights into European interbank network contagion." Managerial Finance 41, no. 8 (2015): 754–72. http://dx.doi.org/10.1108/mf-03-2014-0095.

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Purpose – The purpose of this paper is to analyse the importance of interbank connections and shocks on banks’ capital ratios to financial stability by looking at a network comprising a large number of European and UK banks. Design/methodology/approach – The authors model interbank contagion using insights from the Susceptible Infected Recovered model. The authors construct scale-free networks with preferential attachment and growth, applying simulated interbank data to capture the size and scale of connections in the network. The authors proceed to shock these networks per country and perform

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A. Hameed, Shihab. "TOWARD SOFTWARE ENGINEERING PRINCIPLES BASED ON ISLAMIC ETHICAL VALUES." IIUM Engineering Journal 9, no. 2 (2010): 39–51. http://dx.doi.org/10.31436/iiumej.v9i2.99.

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Software is the core for Computer-based applications which became an essential part for critical control systems, health and human life guard systems, financial and banking systems, educational and other systems. It requires qualified software engineers professionally and ethically. L.R and survey results show that software engineering professionals facing several ethical related problems which are costly, harmful and affected high ratio of people. Professional organizations like ACM, IEEE, ABET and CSAC have established codes of ethics to help software engineering professionals to understand

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Sebt, Mohammad Vahid, Elahe Komijani, and Shiva S. Ghasemi. "Implementing a Data Mining Solution Approach to Identify the Valuable Customers for Facilitating Electronic Banking." International Journal of Interactive Mobile Technologies (iJIM) 14, no. 15 (2020): 157. http://dx.doi.org/10.3991/ijim.v14i15.16127.

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<p class="0abstract">Nowadays, the banking system is known as one of the inherent sectors of customer relationship management systems. Its main advantage is to redesign a more responsive organization to satisfy the customers. The banking system aims to improve the structure of organizations to provide a better customer service through a set of automated and integrated processes. The final goal is to collect and reprocess the personal information of customers. To handle this dilemma, a number of new techniques in data mining provide a powerful tool to explore customers’ information regard

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Moudud-Ul-Huq, Syed, Rabaka Akter, and Tanmay Biswas. "Impact of Financial Crisis on Credit Risk: Pre- and Post-financial Crises in an Emerging Economy." FIIB Business Review 9, no. 2 (2020): 118–32. http://dx.doi.org/10.1177/2319714520923952.

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This aim of the article is to establish a model to discuss the reasons for changing the level of credit risk among the commercial banks of Bangladesh during the global financial crisis (GFC). Credit risk has been remaining as the essential and core risk in commercial banking activities. Multiple regression analysis is used to test the relationship among the level of credit risk as a dependent variable and financial crisis, other bank-level variables and macroeconomic variables. The causes of the GFC revealed not only systematic or structural imbalances but also the necessity to keep and streng

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Mittal, Sanjiv, Rajat Gera, and Dharminder Kumar Batra. "An evaluation of an integrated perspective of perceived service quality for retail banking services in India." International Journal of Bank Marketing 33, no. 3 (2015): 330–50. http://dx.doi.org/10.1108/ijbm-02-2014-0020.

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Purpose – The purpose of this paper is to extract and validate the dimensions of service quality in retail banking services in India by adopting an integrated and hierarchical perspective of service quality determinants. Design/methodology/approach – The paper empirically validates a parsimonious (multi-dimensional and multi-level) model of service quality in retail banking services in India. The analysis was conducted using structural equation modeling. A hypothesized second-order model was tested and compared with a first-order model of service quality. The dimensions were extracted through

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HADDAD, Achraf, Anis EL AMMARI, and Abdelfettah BOURI. "Are Islamic Banks Really More Solvent Than Conventional Banks in a Financial Stable Period?" Asian Journal of Finance & Accounting 11, no. 2 (2019): 15. http://dx.doi.org/10.5296/ajfa.v11i2.15149.

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The knowledge value produced by this research was established in particular by the methodological challenges of the comparative study. Based on a process of bibliographic research, available conditional observation and necessary statistical tests, we innovated an equiprobable comparison between the solvencies of conventional and Islamic banks over the period (2010-2018). Our study is not only a matter of dealing generically with the financial solvency question of conventional and Islamic banks, but also, we analysed the inherent implications and difficulties that may alter the results and infl

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Moturi, Christopher, and Prester Mbiwa. "An evaluation of the quality of management information systems used by SACCOs in Kenya." TQM Journal 27, no. 6 (2015): 798–813. http://dx.doi.org/10.1108/tqm-05-2015-0065.

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Purpose – Savings and Credit Cooperatives (SACCOs) in developing countries require core banking Management Information Systems (MISs) to run their business, serve their clients and provide differentiated products and services to gain competitive advantage. Considering that SACCOs in Kenya lack the necessary resources to acquire the best information systems, the purpose of this paper is to evaluate MISs currently in use in the SACCO subsector to determine how well they are serving. Design/methodology/approach – Using the ISO/IEC 25010 Software Product Quality Model, the quality of MISs operated

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Salia, Hussein, Emmanuel Budu Addo, and Nicholas Adoboe-Mensah. "The role of an audit committee in bank solvency: An emerging market case." Journal of Governance and Regulation 8, no. 1 (2019): 38–46. http://dx.doi.org/10.22495/jgr_v8_i1_p3.

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Recent discourse on corporate failures gives prominence to the impact of weak corporate governance systems in most corporate entities, hence reasons for investors and creditors pessimism. This literature review article seeks to articulate how audit committee could strengthen corporate governance in organizations. The paper reviews the guidelines developed by the Bank of Ghana to curb the degeneration of the Banking sector in Ghana following the collapse of seven indigenous banks between 2017 and 2018. The objective of this paper is to underscore the effective functioning of audit committees as

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Mugane, Maurine, and Reuben Njuguna. "Mobile Banking Services with Financial Performance on Commercial Banks in Kenya." International Journal of Current Aspects 3, no. VI (2019): 176–92. http://dx.doi.org/10.35942/ijcab.v3ivi.84.

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The competition dimensions have changed following the adopting of various internet banking services that came about as a result of technological innovations such as the introduction of Automated Teller Machines (ATMs), phone banking Personal computer banking which were some of the first innovations of electronic finance. The main objective of this study was to establish the impact of mobile banking services on the financial performance of commercial banks in Kenya. The specific objectives guiding this study included to assess the influence of short message service (SMS) banking on the financia

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Mclellan, Kerry, Barbara L. Marcolin, and Paul W. Beamish. "Financial and Strategic Motivations behind is Outsourcing." Journal of Information Technology 10, no. 4 (1995): 299–321. http://dx.doi.org/10.1177/026839629501000409.

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Information Systems (IS) functions and whole IS departments are being outsourced in industries where the IS functions have been considered ‘core’ to the success of that business. Why and how senior management came to make these decisions is the focus of this article. It explains the motivations behind Information Technology (IT) outsourcing when popular alliance theories, such as transaction cost theories, game theory and joint-venture alliance theory suggested firms would not outsource an entity if core competency would be lost. Seven case studies were used to investigate the IT outsourcing p

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Bilozubenko, V. S., and R. O. Gorodnytskyi. "Digital Economy as an Environment for Developing Innovation Activity of Small Businesses." PROBLEMS OF ECONOMY 2, no. 48 (2021): 103–10. http://dx.doi.org/10.32983/2222-0712-2021-2-103-110.

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Modern economic systems are being transformed under the influence of new technological trends. A number of important technology trends are related to information technologies (IT). Their widespread use leads to the emergence of a new type of economy, the digital economy (DE), which determines the scope and new directions of innovation and business. This opens up great opportunities for small innovative businesses, which can play a major role in its formation. The article is aimed at clarifying the essence and segmentation of DE and presenting it as an environment for developing innovative acti

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Dillenberger, Claudia. "Qualitätskriterien für Core Banking-Systeme." Bankmagazin 53, no. 8 (2004): 48–49. http://dx.doi.org/10.1007/bf03240437.

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Sharma, Ritu. "Android Application Development." International Journal for Research in Applied Science and Engineering Technology 9, no. VI (2021): 3188–92. http://dx.doi.org/10.22214/ijraset.2021.35425.

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Technology is being used and improved by human beings over a long period of time now and Smartphones is one of them. Smart Phones contain touch screen, built in keyboard, high resolution camera, front side camera for video conferencing, etc. They are used for making and receiving calls, sending and receiving messages, accessing the Internet, digital media, incorporating audio/video recording etc. Different smart phones have different operating systems and mobile applications are developed for each operating system in smart phones, tablet or mobile phones, in order to serve the needs of the use

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Li, Lei, Qingyun Huang, KwanHo Yeung, and Zhaoquan Jian. "Human-computer interaction and value co-creation in electronic service." Industrial Management & Data Systems 118, no. 1 (2018): 218–35. http://dx.doi.org/10.1108/imds-03-2017-0095.

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Purpose The purpose of this paper is to investigate the effect of human-computer interaction (HCI) on customers’ perceived electronic service (e-service) value and the mediating role of task-technology fit (TTF) in that effect. Design/methodology/approach This paper develops a model based on service-dominant logic (SDL) and TTF theory, and validates it using a hierarchical regression with the data collected from 634 online banking customers in Guangdong Province and Guangxi Zhuang Autonomous Region in China. Findings The findings reveal that HCI in e-service contexts comprises five components.

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Al-Nimer, Munther, Ahmed Omush, and Adel Almasarwah. "ERP implementation in banks: success factors & impact on financial performance." Banks and Bank Systems 12, no. 4 (2017): 17–30. http://dx.doi.org/10.21511/bbs.12(4).2017.02.

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The study aims to measure the extent of implementing ERP systems in the banking sector in Jordan, and identify the main factors that influence the implementation decision, in addition to measure the impact of the post-implementation of the ERP system on the financial performance. The study utilized a content analysis as a research instrument. The study of population consisted of all the banks in Jordan, where the study applied ‘Purposive Sample’ type. Therefore, the study included 11 banks from 2011 to 2016.The study indicated that the implementation year of the ERP system started in most of t

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International Monetary Fund. "Jamaica: Financial System Stability Assessment, including Reports on the Observance of Standards and Codes on the following topics: Basel Core Principles for Effective Banking Supervision, the CPSS Core Principles for Systemically Important Payment Systems, and IMF Monetary and Financial Policy Transparency Codes." IMF Staff Country Reports 06, no. 156 (2006): i. http://dx.doi.org/10.5089/9781451820164.002.

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Beckers, Kristian, Isabelle Côté, Ludger Goeke, Selim Güler, and Maritta Heisel. "A Structured Method for Security Requirements Elicitation concerning the Cloud Computing Domain." International Journal of Secure Software Engineering 5, no. 2 (2014): 20–43. http://dx.doi.org/10.4018/ijsse.2014040102.

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Cloud computing systems offer an attractive alternative to traditional IT-systems, because of economic benefits that arise from the cloud's scalable and flexible IT-resources. The benefits are of particular interest for SME's. The reason is that using Cloud Resources allows an SME to focus on its core business rather than on IT-resources. However, numerous concerns about the security of cloud computing services exist. Potential cloud customers have to be confident that the cloud services they acquire are secure for them to use. Therefore, they have to have a clear set of security requirements

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Kuznetsova, Natalia P., and Zhanna V. Pisarenko. "Financial Convergence Analysis: Implication for Insurance and Pension Markets." Verslas: Teorija ir Praktika 17, no. 2 (2016): 89–100. http://dx.doi.org/10.3846/btp.2016.536.

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The proposed paper is one of a set of articles dedicated to the new phenomenon in the global and national financial markets – financial convergence – and is focused on theoretical issues. The hypothesis of the article is to argue whether the financial convergence determines the directions of financial market (namely, insurance and pension sectors) development. Adequately the goal of this paper is to analyze the existence of convergence processes in the insurance and pension markets. Methods of systematic and logical analysis are used. In the first part authors give brief history of the converg

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Lakhno, Valeriy, Volodimir Malyukov, Berik Akhmetov, Dmytro Kasatkin, and Liubov Plyska. "Development of a model for choosing strategies for investing in information security." Eastern-European Journal of Enterprise Technologies 2, no. 3 (110) (2021): 43–51. http://dx.doi.org/10.15587/1729-4061.2021.228313.

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This paper has proposed a model of the computational core for the decision support system (DSS) when investing in the projects of information security (IS) of the objects of informatization (OBI). Including those OBI that can be categorized as critically important. Unlike existing solutions, the proposed model deals with decision-making issues in the ongoing process of investing in the projects to ensure the OBI IS by a group of investors. The calculations were based on the bilinear differential quality games with several terminal surfaces. Finding a solution to these games is a big challenge.

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Andrea, Yose. "PERUMUSAN STRATEGI TEKNOLOGI UNTUK MENINGKATKAN KINERJA UNIT KHUSUS PENGELOLAAN INSTITUSI PENDIDIKAN PADA PT. BANK NEGARA INDONESIA (PERSERO) TBK. KANTOR CABANG PERGURUAN TINGGI BANDUNG DENGAN MENGGUNAKAN METODE SWOT ANALYSIS DAN SFAS MATRIX." Jurnal Ilmu Keuangan dan Perbankan (JIKA) 7, no. 2 (2019): 69–86. http://dx.doi.org/10.34010/jika.v7i2.1915.

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Level of banking competition is increasingly high demands on banks to focus more on the desired target market. PT. Bank Negara Indonesia (Persero) Tbk, Universities Branch Office Bandung (BNI PTB) is one branch in the city of Bandung which has a core business in Corporate Banking particular educational institution. To better focus on its managed, BNI PTB forming units specialized to manage the educational institutions managed. The existence of this unit is not specifically regulated as other units in BNI organization structure, because this unit is the only unit that is in BNI. Based on the ab

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Atiku, Sulaiman O., and Ibidun C. Obagbuwa. "Machine Learning Classification Techniques for Detecting the Impact of Human Resources Outcomes on Commercial Banks Performance." Applied Computational Intelligence and Soft Computing 2021 (September 21, 2021): 1–16. http://dx.doi.org/10.1155/2021/7747907.

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The banking industry is a market with great competition and dynamism where organizational performance becomes paramount. Different indicators can be used to measure organizational performance and sustain competitive advantage in a global marketplace. The execution of the performance indicators is usually achieved through human resources, which stand as the core element in sustaining the organization in the highly competitive marketplace. It becomes essential to effectively manage human resources strategically and align its strategies with organizational strategies. We adopted a survey research

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Gospodarchuk, Galina, and Nataliya Amosova. "Geo-financial stability of the global banking system." Banks and Bank Systems 15, no. 4 (2020): 164–78. http://dx.doi.org/10.21511/bbs.15(4).2020.14.

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The development of globalization creates a need for diagnosis of financial stability at the global level. This study aims to analyze the financial stability of the global banking system and identify threats to stability at the level of geographic regions and countries. The study uses the methods of a structured system, comparative and cluster analysis. The empirical study is based on World Bank data for 126 countries for the period 1998–2017. One of the key results of the study is the development of quantitative indicators of the financial stability of the world banking system. These indicator

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E P Venkatesh, E. P. Venkatesh. "Impact of select demographical variables on the frequency of visits to Banks-A Bangalore based empirical study in Core Banking System environment." Indian Journal of Applied Research 4, no. 1 (2011): 130–33. http://dx.doi.org/10.15373/2249555x/jan2014/38.

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Amadi, Agatha, Kehinde A. Adetiloye, Abiola Babajide, and Idimmachi Amadi. "Banking system stability: A prerequisite for financing the Sustainable Development Goals in Nigeria." Banks and Bank Systems 16, no. 2 (2021): 103–18. http://dx.doi.org/10.21511/bbs.16(2).2021.10.

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The banking system, which has been the fulcrum of funding for Nigeria’s economy, is plagued by instability in the face of a growing amount of non-performing loans. This is examined in the current milieu of the need for funding the Sustainable Development Goals (SDGs). Using a number of proxies for SDGs 8 and 9, annual time series data covering 1992 to 2019 were used with variables such as GDP per capita, commercial banks’ loans to small-scale enterprises, banking system stability indicators and liquid assets to total assets of banks. The study utilized the Autoregressive Distributed Lag. Findi

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Yevseiev, Serhii, Alla Gavrilova, Bogdan Tomashevsky, and Firuz Samadov. "Research of crypto-code designs construction for using in post quantum cryptography." Development Management 16, no. 4 (2019): 26–39. http://dx.doi.org/10.21511/dm.4(4).2018.03.

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The article analyzes construction of crypto-code designs (CCDs) on the basis of asymmetric Mac-Alice and Niederreiter crypto-code systems on elliptical (EC) and modified elliptic codes (MEC), which, in the conditions of post-quantum cryptography, allow to provide a guaranteed level of crypto stability, to counteract the modern Attacks and attack by V. Sidelnikov on the theoretical code schemes of McAlias and Niederreiter. Schemes of hybrid crypto-code designs constraction the lossy codes are addressed. Methods of constructing mechanisms of confidentiality and integrity of banking information r

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Vovchak, Olha, Viktoriia Rudevska, and Roksolana Holub. "Peculiarities of ensuring financial sustainability of the Ukrainian banking system." Banks and Bank Systems 13, no. 1 (2018): 184–95. http://dx.doi.org/10.21511/bbs.13(1).2018.17.

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Ensuring and strengthening the financial sustainability of banks is a difficult and not completely resolved task. It is inherent not only to developed countries, it has also be¬come nationally important in Ukraine, which was largely predetermined by the specifics of the domestic banks development. This is explained, in particular, by the banking insti¬tutions’ focus mainly on the relatively short-term activity, the need to work under high risk, resulting from economic and political instability in the country. Therefore, nowa¬days, it is urgent for each Ukrainian bank to focus on the main strat

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Beltrame, Lorenzo. "‘It’s a family affair’: The discursive entanglement of social formations in public and private cord blood banking in Italy." Public Understanding of Science 28, no. 8 (2019): 917–31. http://dx.doi.org/10.1177/0963662519864017.

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The dominant narrative in bioethical and biomedical literature criticises private/family cord blood banking as selling a biomedical service that challenges the system of public banks that is based on voluntary donations and distributing umbilical cord blood for medical needs. While the public system is described as embedded in the social relations of reciprocity, solidarity and obligation to the collectivity, private/family banking is accused of being a for-profit commercial market that exploits the emotional vulnerabilities of parents with exaggerated and misleading claims about the clinical

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Hilty, Donald M., John Luo, Evangelina Giron, and Dong-Gil Ko. "A Shared Information Technology-Business-Health Model: Lessons for Healthcare Leaders on Integrating Technology from Investment." Psychology and Cognitive Sciences – Open Journal 7, no. 1 (2021): 1–18. http://dx.doi.org/10.17140/pcsoj-7-159.

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Objective: Technology is rapidly shifting our day-to-day existence, education, social relationships, health care and business. Psychiatric leaders have slowly explored telepsychiatric services – but few have an approach to technology in general–due to competing clinical, educational and research demands. Technology has typically been added on, rather than integrated, to institutional functions. Method: This narrative review used a literature search of Medline, PsycNET, PsycINFO, Embase, Cochrane, SpringerLink, Scopus, ABI/Inform, Business Source Complete, and Web of Science, using subject head

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Townsend, Kevin R., Osama G. Attia, Phillip H. Jones, and Joseph Zambreno. "A Scalable Unsegmented Multiport Memory for FPGA-Based Systems." International Journal of Reconfigurable Computing 2015 (2015): 1–12. http://dx.doi.org/10.1155/2015/826283.

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On-chip multiport memory cores are crucial primitives for many modern high-performance reconfigurable architectures and multicore systems. Previous approaches for scaling memory cores come at the cost of operating frequency, communication overhead, and logic resources without increasing the storage capacity of the memory. In this paper, we present two approaches for designing multiport memory cores that are suitable for reconfigurable accelerators with substantial on-chip memory or complex communication. Our design approaches tackle these challenges by banking RAM blocks and utilizing intercon

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Druhov, Oleksiy, Vira Druhova, and Olena Pakhnenko. "THE INFLUENCE OF FINANCIAL INNOVATIONS ON EU COUNTRIES BANKING SYSTEMS DEVELOPMENT." Marketing and Management of Innovations, no. 3 (2019): 167–77. http://dx.doi.org/10.21272/mmi.2019.3-13.

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This article summarizes the arguments and counterarguments in the framework of the scientific discussion on determining priority directions of developing banking systems, modern problems and prospects of introduction of financial innovations in the process of development of banking services. Its pace and current trends require a completely scientific basis. Accordingly, the purpose of the study is to determine the impact of modern information technology in the banking systems of the European Union countries and the future prospects for their development. For this purpose, the hypothesis was, f

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Hemalatha, M., A. Vikneshraj, and N. Adithya Prasanna. "IDENTIFICATION AND IMPLEMENTATION OF DESIGN PATTERNS IN MOBILE BANKING." INTERNATIONAL JOURNAL OF COMPUTERS & TECHNOLOGY 6, no. 2 (2013): 343–50. http://dx.doi.org/10.24297/ijct.v6i2.3500.

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The aim of this paper is to develop a mobile banking system using design patters that provides customers with the facility to check their accounts and to do online transactions using mobile phones. There are various number of software design patterns that have been identified and used by software developers in various domains such as navigation systems, e-commerce, data mining, construction of operating systems, e-business, games and website designing and development purpose. In order to achieve our aim we are going to follow three steps. First step is the identification process, in this proce

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Rosenkranz, Cora. "Netzwerk- und Energiemanagement in Rechenzentren." Technische Sicherheit 11, no. 01-02 (2021): 20–21. http://dx.doi.org/10.37544/2191-0073-2021-01-02-20.

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Private Fotos und Videos, Software as a Service oder die Migration ganzer Enterprise Ressource Planning oder Core Banking Systeme – die ganze Welt drängt in die Cloud. Dass sich hinter dem poetischen Begriff „Cloud“ tatsächlich kein nebulöser Ort in der Erdatmosphäre, sondern letztendlich ganz konkrete Rechenkapazitäten verbergen, ist den wenigsten Nutzern wirklich bewusst. Für die Betreiber dieser Cloud-Infrastrukturen ist der aktuelle Trend zur Cloud allerdings Segen und Herausforderung zugleich.

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Siddiqua, Ayesha, A. N. M. Minhajul Haque Chowdhury, Md Jahangir Alam Siddikee, Abu Sayed Md Mahmudul Haque Chowdhury, and Shahnaz Parvin. "Key Ratios Analysis between Conventional and Islamic Banking in Bangladesh." Global Disclosure of Economics and Business 5, no. 2 (2016): 77–84. http://dx.doi.org/10.18034/gdeb.v5i2.131.

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The proliferation of banking sector is an indicator of economic growth in Bangladesh. Conventional Banks as well as the Islamic Banks significantly influence the national economy although there are a number of dissimilarities between the two banking systems. This study was carried out to identify the differences of Conventional and Islamic Banking sectors in terms of ratio analysis. A total of 10 banks in which 5 Conventional and 5 Islamic banks were selected for the study. Some key financial ratios were being used for the analysis. It is found from the study that the Conventional and Islamic

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Vowels, Marcus, and Leigh Mison. "Optimising Detection of Microbes in Cord Blood for Banking." Blood 108, no. 11 (2006): 5226. http://dx.doi.org/10.1182/blood.v108.11.5226.5226.

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Abstract The current FACT/NetCord cord blood (CB) standards require testing of the final CB product for the presence of anaerobic and aerobic bacterial and fungal contamination. Previously, we have reported a reduced rate of microbial contamination when testing the final concentrated product with a single pediatric (0.8%) compared to the plasma waste fraction with both aerobic and anaerobic (5.1%) blood culture bottles (Cytotherapy 7:Suppl 1, Abstr 88, 2005). The issue of sensitivity of bottle type and small volume available from the final product were highlighted. Subsequently, a combination

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Nikiforow, Sarah, Shuli Li, Erin Coughlin, et al. "Impact Of Umbilical Cord Unit Banking Conditions On Clinical Outcomes In Double Cord Transplant Recipients." Blood 122, no. 21 (2013): 695. http://dx.doi.org/10.1182/blood.v122.21.695.695.

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Abstract Introduction Umbilical cord blood (UCB) transplantation yields survival comparable to adult stem cell transplantation, but there is significant variability among UCB products, in large part because of differences in processing conditions from collection to cryopreservation at cord banks. While impact of processing conditions on the actual UCB product has been reported, there is a little information regarding impact on patient-level outcomes. We report a retrospective exploratory analysis of processing performed at cord banks prior to freezing of UCB units and the impact on clinical ou

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