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1

Нездойминога, О. Є. "ПОРЯДОК ФОРМУВАННЯ ТА ВИКОРИСТАННЯ РЕЗЕРВІВ ПІД КРЕДИТНІ РИЗИКИ В БАНКАХ УКРАЇНИ". Вісник Полтавської державної аграрної академії, № 3 (25 вересня 2014): 159–63. http://dx.doi.org/10.31210/visnyk2014.03.33.

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Досліджено основні тенденції у здійсненні банків-ськими установами активних операцій. Визначеносутність кредитного ризику, зовнішніх та внутрі-шніх факторів впливу на нього. Розглянуто класифі-кацію кредитного портфеля банку та охарактеризо-вано категорії кредитних операцій за рівнем кредит-ного ризику й відповідні норми відрахувань до резервупід кредитні ризики банків України. Висвітлено поря-док формування й використання резервів під кредит-ні ризики банків України. Узагальнено основні методирегулювання кредитних ризиків.
 Вasic tendencies are investigational in realization of activeope
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Bui, Linh Le Thuc. "The fraud rule under letter of credit law in the people’s republic of China and implications for Vietnam." Science & Technology Development Journal - Economics - Law and Management 5, no. 1 (2021): first. http://dx.doi.org/10.32508/stdjelm.v5i1.722.

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In international trade where the buyer and the seller do not have information about each other, letter of credit is used to assure the other parties' fears in the sale contract. For instance, the sellers are afraid of not being paid after sending the goods bought by the purchasers, meanwhile, the buyers have no reasonable grounds to believe the sellers will send the conforming goods under the requirements of the sale contracts. The letter of credit is a settlement between parties to reduce the risks and inserts security into the international sale of goods. However, there are fraudsters who tr
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Lajošová, Iveta. "Consumers and limitation of the right to the recovery of unjust enrichment." Technium Social Sciences Journal 44 (June 9, 2023): 699–709. http://dx.doi.org/10.47577/tssj.v44i1.8874.

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The academic thesis analyses some interpretative problems related to the assessment of the beginning of the subjective limitation period in the case of unjust enrichment arising in the context of consumer credit relations. The author interprets the statute of limitations of the right to release of unjust enrichment in the light of the applicable de lege lata legislation, which is supplemented by the current case law. The author presents arguments indicating that the decisions of the Court of Justice of the European Union have not been properly implemented in the decision-making activity of the
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Paez, Benjamin Garcia. "How the Crowding-out Effect Hypothesis Stands Under a Financial System Liberalised: The Mexican Economy Case." International Journal of Financial Research 12, no. 5 (2021): 246. http://dx.doi.org/10.5430/ijfr.v12n5p246.

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This paper revisits the financial-liberalisation hypothesis predicting one negative effect of public investment on private investment, which led to the de-regularisation of the financial system in Mexico and many other Less-developed Countries (LDCs) so as to probe whether such tenet hold today even when the role played by the public sector has evolved from having a direct intervention in credit allocation scheme to the fulfilment of a limited duties such as the surveillance of the money and capital markets under a financial liberalization environment. Considering Mexico as a case study, an ec
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França, Antonio de Sant’Anna Limongi, and Marcelo Schneck de Paula Pessoa. "PROPOSAL FOR THE CREATION OF CARBON CREDIT MINI-MARKETS CONSIDERING ORGANIZATIONS’ SUPPLY CHAINS." REVISTA FOCO 17, no. 9 (2024): e6227. http://dx.doi.org/10.54751/revistafoco.v17n9-134.

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Discussions about reducing carbon emissions typically focus on large emitters while small and medium-sized organizations are outside this scope. The aim of this work is to propose the creation of mini-markets for carbon credits in chains of organizations to include small and medium-sized organizations, integrating urban and rural areas in the same region, offering an important contribution to smart and sustainable cities. The research took the meat and dairy chains as a reference and conducted a brief case study in two organizations. The result is a governance model that includes small and med
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Calderón Carrero, Jose Manuel. "The Columbus Container Services ECJ Case and Its Consequences: A Lost Opportunity to Shed Light on the Scope of the Non–discrimination Principle." Intertax 37, Issue 4 (2009): 212–22. http://dx.doi.org/10.54648/taxi2009022.

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This article examines the European Court of Justice’s (ECJ’s) judgment in the Columbus Container Services BVBA & Co. v. Finanzamt Bielefeld–Innenstadt (hereinafter ‘Columbus Container Services’) case (C–298/05). After a brief description of the facts and the decision, the authors critically analyze the ruling, in light of potential acceptance of horizontal comparability as opposed to the traditional migrant/non–migrant approach of the ECJ. A study of the ECJ’s case law on horizontal pairs of comparison, together with a possible legal background for this approach (single market principle),
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Levin, Lowell, and Daryle Jean Gardner-Bonneau. "What is Iatrogenics, and Why Don't Ergonomists Know?" Ergonomics in Design: The Quarterly of Human Factors Applications 1, no. 3 (1993): 18–20. http://dx.doi.org/10.1177/106480469300100308.

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Sometimes EID readers provide valuable tips that lead to articles like the one you're about to read. In this case, the credit goes to Richard Hornick, who sent me a copy of a brief article from the AARP Bulletin discussing the problem of iatrogenic complications. This, in turn, led me to contact Dr. Lowell Levin, professor of public health at the Yale University School of Medicine, for an interview. If ever there was a situation sorely in need of human factors expertise, iatrogenic complications is it. The insightful, surprising, and sometimes frightening observations of Dr. Levin should be of
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Ayón Ponce, Gino Iván, Miguel Augusto Baque Cantos, Arturo Antonio Alvarez Indacochea, and Arlet Yasuri Moran Herrera. "Productivity and labor performance: case of salitre savings and loan cooperative, Lomas de Sargentillo agency. Period 2015-2021." RECIAMUC 7, no. 2 (2023): 31–38. http://dx.doi.org/10.26820/reciamuc/7.(2).abril.2023.31-38.

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This research focuses on the Salitre Savings and Credit Cooperative, Lomas de Sargentillo agency, whose objective is to determine the productivity and job performance of the staff working in the Salitre Savings and Credit Cooperative. In the theoretical framework, a brief description of the main bibliographic sources, books and web pages is made, it has been seen the need to collect information and theory that contribute to the investigation of this thesis with topics of Business Administration, Strategic Management, and Human Talent Management, determines the immediate or potential effect on
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Scanlon, Edward, and Cynthia K. Sanders. "Financial Capability and Asset Building: A Transformational Practice Framework." Advances in Social Work 18, no. 2 (2017): 543–62. http://dx.doi.org/10.18060/21245.

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The promotion of financial capability and asset building (FCAB) is an important and fitting professional activity for social work, which has long been concerned with the economic well-being of individuals and families. Financial capability is attainable only if we assist clients by helping them to build new skills while simultaneously helping them to connect to economic opportunity structures such as savings, job training, or credit repair programs. We propose a person-environment-centered process model for use in FCAB endeavors, using case vignettes to illustrate the application of the proces
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Aguilera, María Lorena, Sergio Martínez Siekavizza, and Francis Barchi. "A Practical Approach to Clinical Ethics Education for Undergraduate Medical Students: A Case Study From Guatemala." Journal of Medical Education and Curricular Development 6 (January 2019): 238212051986920. http://dx.doi.org/10.1177/2382120519869207.

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Objective: This case study describes a faculty initiative to create a curriculum in applied medical ethics for undergraduate medical students at the Universidad Francisco Marroquin (UFM) in Guatemala City, Guatemala. Methods: The new ethics curriculum (PRACTICE) incorporates ethics short-courses into the university’s system of nontraditional, credit-bearing electives offered to students as part of their 6-year undergraduate medical education and complements existing didactic courses in normative ethics. Structured case-based activities allow for flexibility in design and scheduling, do not com
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Singh, Rama S. "Limits of imagination: the 150th Anniversary of Mendel’s Laws, and why Mendel failed to see the importance of his discovery for Darwin’s theory of evolution." Genome 58, no. 9 (2015): 415–21. http://dx.doi.org/10.1139/gen-2015-0107.

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Mendel is credited for discovering Laws of Heredity, but his work has come under criticism on three grounds: for possible falsification of data to fit his expectations, for getting undue credit for the laws of heredity without having ideas of segregation and independent assortment, and for being interested in the development of hybrids rather than in the laws of heredity. I present a brief review of these criticisms and conclude that Mendel deserved to be called the father of genetics even if he may not, and most likely did not, have clear ideas of segregation and particulate determiners as we
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Xafis, Vicki, and Markus K. Labude. "Openness in Big Data and Data Repositories." Asian Bioethics Review 11, no. 3 (2019): 255–73. http://dx.doi.org/10.1007/s41649-019-00097-z.

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Abstract There is a growing expectation, or even requirement, for researchers to deposit a variety of research data in data repositories as a condition of funding or publication. This expectation recognizes the enormous benefits of data collected and created for research purposes being made available for secondary uses, as open science gains increasing support. This is particularly so in the context of big data, especially where health data is involved. There are, however, also challenges relating to the collection, storage, and re-use of research data. This paper gives a brief overview of the
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Lampe, John. "Stabilizing southeastern Europe, financial legacies and European lessons from the first world war." Ekonomski anali 59, no. 203 (2014): 7–28. http://dx.doi.org/10.2298/eka1403007l.

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This paper pays brief attention, although more than the recent flood of 1914 centenary books, to economic causes of the First World War before turning to it fateful economic consequences for Southeastern Europe. The Austrian lack of economic leverage over Serbia is cited as a reason for its resort to the military option. At the war?s end, the option of the victorious powers to provide significant economic relief to the region where the conflict had begun was not taken. After tracking the brief, limited assistance provided, the paper reviews to the massive economic problems confronting four of
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Ahn, Keon-Hyung, and Pil Joon Kim. "The application of shipbuilding contract and refund guarantee." Journal of Korea Trade 21, no. 4 (2017): 292–308. http://dx.doi.org/10.1108/jkt-09-2017-0083.

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Purpose The purpose of this paper is to highlight the importance of independence principle of refund guarantees (RGs) and how to make the best of an arbitration clause in the guarantees so that a Korean shipbuilder, a guarantor and an export credit agency (ECA) may possibly protect themselves from buyers’ unlawful demand. Design/methodology/approach This paper firstly introduces a brief elucidation about RG and the concept of independence principle. By way of presenting factual backgrounds, legal and policy evaluation and analyses, this paper covered all issues and disputes arising out of one
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Shaik Mohammed, Wasiullah, and Khalid Waheed. "Interest-free microfinance in India." Journal of Islamic Accounting and Business Research 10, no. 5 (2019): 695–709. http://dx.doi.org/10.1108/jiabr-11-2017-0176.

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Purpose The purpose of this study is to understand the operations of interest-free microfinance institutions, find the issues and recommend possible solutions in the Indian context. Design/methodology/approach This paper is based on the case study of Sanghamam Multistate Cooperative Credit Society. This research uses both primary and secondary data. The institution is assessed in terms of two major performance aspects, namely, outreach indicators and financial performance indicators. A brief comparative study of Sanghamam with the aggregate performance of the Indian microfinance industry has a
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Ahn, Keon-Hyung, and Pil-Joon Kim. "A way to increase K-SURE’s export insurance recoveries through arbitration by subrogation." Journal of Korea Trade 20, no. 4 (2016): 364–82. http://dx.doi.org/10.1108/jkt-12-2016-020.

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Purpose The purpose of this paper is to utilize the concept of arbitration by subrogation as a means to increase recoveries of indemnities paid out to exporters or any financial institutions by K-SURE, an export credit agency of Korea, against possible non-payment or breach of obligations from the buyer or the buyer’s country. It looks into the possibility of K-SURE and KCAB reactivating its 2004 MOU to give more jurisdictional protection to K-SURE’s indemnities recovery transactions. Design/methodology/approach This paper first introduces a brief elucidation about export insurance provided by
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Veletovac, Edin. "Oktavijanovo osvajanje Zapadnog Ilirika u djelima kasnoantičkih autora / Octavian’s conquest of the western Illyricum in the works of the authors from Late Antiquity." Journal of BATHINVS Association ACTA ILLYRICA / Godišnjak Udruženja BATHINVS ACTA ILLYRICA Online ISSN 2744-1318, no. 1 (December 1, 2017): 148–67. http://dx.doi.org/10.54524/2490-3930.2017.148.

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Apart in the works of authors from the Principate period, we find interesting and significant information about military operations in Western Illyricum under Octavian Augustus (35 BC – 9 AD) in the works of Late Antiquity authors, such as Eutropius, Jerome, Rufus Festus and Jordanes. The main characteristics of this information depending on the author are generalisation, brevity and simplification. Eutropius would belong to the first group, where we can see that the assertions he brings forth regarding these events are of general character but quite accurate at the same time. We also notice t
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Railiene, Ginta. "E-transparency as an organizational innovation in financial services – the case of Lithuania." Journal of Innovation Management 3, no. 1 (2015): 85–103. http://dx.doi.org/10.24840/2183-0606_003.001_0008.

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The development of e-transparency culture requires certain organizational changes related to innovative ways of organizing, structuring and presenting information to interested parties and employing digital technologies. This paper presents the discussion of concepts needed to be researched in order to disclose the e-transparency level of finance institution. It is suggested to focus on content of required and voluntary information (content quality) and on channels for information dissemination (channel quality). The methodology is employed in defining the e-transparency level of Lithuanian cr
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Dacev, Nikola. "DEVELOPMENT OF BANK ASSURANCE IN THE REPUBLIC OF MACEDONIA." KNOWLEDGE INTERNATIONAL JOURNAL 30, no. 1 (2019): 93–98. http://dx.doi.org/10.35120/kij300193d.

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Banking has gained a new dimension throughout the world in the last few decades due to the integration of global financial markets, the development of new technologies, the universalization of banking operations and diversification into non-banking activities. The merging of various financial services has provided synergies in the banks' operations and development of new concepts. One of these concepts is bank insurance (or banc assurance). Banc assurance, as an emerging distribution channel of insurance, essentially is defined as mediation of banks in the sale of insurance policies issued by
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Shook, Lisa Marie, Christina Bennett Farrell, Karen A. Kalinyak, et al. "Using Project Echo Telementoring to Improve Sickle Cell Disease Care in the Midwest." Blood 128, no. 22 (2016): 5923. http://dx.doi.org/10.1182/blood.v128.22.5923.5923.

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Abstract Sickle Treatment and Outcomes Research in the Midwest (STORM) is a regional sickle cell network, funded by the Health Resources and Services Administration Treatment Demonstration Project (HRSA U1EMC27863), established to improve outcomes for individuals with sickle cell disease (SCD) living in Indiana, Illinois, Michigan, Minnesota, Ohio and Wisconsin. The STORM network is led by pediatric and adult hematologists who coordinate network activities in each state, along with a Regional Coordinating Center that organizes efforts throughout the Midwest. The goal of the STORM network is to
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M., Suresha, Hossien Mirhashemi Seyed, and Nandeesh A.S. "PROBLEMS AND PROSPECTS OF MICRO FINANCE IN COASTAL KARNATAKA: A CASE STUDY OF DAKSHINA KANNADA DISTRICT." Shanlax International Journal of Arts, Science and Humanities 6, S2 (2019): 24–29. https://doi.org/10.5281/zenodo.2635091.

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<em>Financial Inclusion is a global phenomenon that has gained wider currency in the development times Access to finance by the poor and vulnerable groups is a prerequisite for financial Inclusion is a global phenomenon that has gained wider currency in th literature in contemporary achieving inclusive growth in any given economic system Financial Inclusion ie access to adequate and timely credit and other financial services is of utmost importance for socio-economic development of poor and unbanked sections. &quot; enables them to alleviate their poverty levels through self-employment genre b
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Mr, V.Bujji Babu. "Struggle for Life and Career of youth: A Case Study of Chetan Bhagat's Novel "One Night @ the Call Center"." Struggle for Life and Career of youth: A Case Study of Chetan Bhagat's Novel "One Night @ the Call Center" 2, no. 1 (2024): 5–8. https://doi.org/10.5281/zenodo.13273325.

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Youth consists of the major chunk of the country&rsquo;s population,&nbsp;say about 55%. They are the future of the country. They know&nbsp;that they have to work hard to achieve their goals, but it is&nbsp;hard for them to lose fun in life during the days of developing&nbsp;their career. Therefore they may resort to find some&nbsp;alternative ways of works to find some time for having fun&nbsp;simultaneously. If the alternative ways end up in disasters they&nbsp;have to either succumb to the existing system of work or to&nbsp;find better alternative career. This sort of youth life&nbsp;sandwi
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Perini Folesani, Giovanna. "Forging Historical Truth: Samples from Early Modern and Modern Italian Art Literature." Actual Problems of Theory and History of Art 14 (October 11, 2024): 357–66. https://doi.org/10.18688/aa2414-5-28.

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Drawing mostly on a number of factual and methodological contributions I have published over the years on the fabrication of visual and verbal documents in art history and/or on their interpretative manipulation, I provide a brief survey of case studies where documented facts clash against received but unsubstantiated wisdom. The sampling will be centered on Bolognese art and art literature from the 16th through to the 18th centuries. It will include the questioning of the assumed and yet unproven close relations between Cardinal Gabriele Paleotti’s pastoral and theological attitude and the Ca
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Borcherding, Rhoda, Linda Goff, Bill Nolting, Chip Peterson, and Brian Whalen. "Experiential Education and Study Abroad." Frontiers: The Interdisciplinary Journal of Study Abroad 8, no. 1 (2002): vii—x. http://dx.doi.org/10.36366/frontiers.v8i1.90.

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This Special Issue of Frontiers is timely. Over the past ten to fifteen years, the field of education abroad has seen a dramatic increase in the number and variety of experiential approaches to learning. While it has long been recognized that the learning outcomes of study abroad are closely related to out-of-class experiences, until recently surprisingly little attention had been paid to this topic. This volume seeks to address this need by inviting some of the leaders in the theory and practice of experiential education abroad to address important considerations related to their work.&#x0D;
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Ashford, Bruce Riley, and Craig G. Bartholomew. "The Doctrine of Creation: A Constructive Kuyperian Approach." Perspectives on Science and Christian Faith 73, no. 4 (2021): 250–52. http://dx.doi.org/10.56315/pscf12-21ashford.

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THE DOCTRINE OF CREATION: A Constructive Kuyperian Approach by Bruce Riley Ashford and Craig G. Bartholomew. Downers Grove, IL: IVP Academic, 2020. 366 pages, appendix, bibliography, index. Hardcover; $50.00. ISBN: 9780830854905. *This book is a welcome addition to our need for more work on the doctrine of creation. The authors, one Baptist (Ashford) and one Anglican (Bartholomew), offer what they term a "Kuyperian" or Dutch neo-Calvinist perspective (perhaps more properly, neo-Reformed?). They seek to be exegetical, not merely creedal, in their exposition. In 366 pages of text, they offer a d
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Wiesenberg, Faye. "A Critical Appraisal Model of Program Evaluation in Adult Continuing Education." Canadian Journal of University Continuing Education 26, no. 2 (2013). http://dx.doi.org/10.21225/d5kp4s.

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This paper describes a critical appraisal model of program evaluation that was developed specifically for a university continuing education context (i.e., credit and non-credit programs designed to meet the personal and professional development needs of adult learners). The articulation of this model is a result of the first Prairie Symposium on Research on University Continuing Education, held in June 1999, and of ensuing discussions about the need for a proactive, research-based, and adult learner-oriented approach to evaluating programs. The paper begins with a brief overview of the concept
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Hayne, Jessica. "Scanning Outside the Box: Utilizing Peripheral OCT to Differentiate Subclinical Retinal Detachment, Retinoschisis, and White Without Pressure." CRO (Clinical & Refractive Optometry) Journal 31, no. 2 (2019). http://dx.doi.org/10.57204/001c.36941.

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Introduction: No physician wants to misdiagnose a patient with retinal detachment, creating a low threshold for referral of suspicious peripheral retinal lesions. Conditions such as eripheral retinoschisis and white without pressure (WWOP) can raise alarm in the clinical examination for possible subclinical retinal detachment (SCRD). Utilization of optical coherence tomography (OCT) may be used to obtain images of the peripheral retina, and can aid in the differentiation of SCRD from the less ominous presentations of peripheral retinoschisis and WWOP. Case Series: This case series will explore
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Carpenter, Rustin I., and Ward H. Gailey, Jr. "How will payments electronification and convergence change the payments business model? How do you retain competitive advantage?" Journal of Payments Strategy & Systems, October 1, 2007. http://dx.doi.org/10.69554/roju7534.

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The objective of this paper is to advance a compelling argument for US financial institutions to adopt cheque electronification and to integrate electronic payment information to retain competitive advantage. The target audience of this paper is senior technology, operations and business-line managers in US financial institutions. The paper begins with a brief overview of the pre-Check 21 environment. It then examines the expectations surrounding Check 21 and contrasts the current growth of cheque electronification with the industry's experience with credit and debit card payments. It discusse
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Arshakuni, A. A. "FINANCIAL STRUCTURE OF REGIONAL FINANCIAL MECHANISMS AND THEIR CREDIT OPTIMIZATION MODEL." Scientific Review Theory and Practice, 2021, 509–17. http://dx.doi.org/10.35679/2226-0226-2021-11-2-509-517.

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The paper provides a brief description of the various regional financial mechanisms, highlighting their diversity in terms of their financial structures and maximum creditworthiness. A comparative analysis of two types of financing of organizations is carried out - at the expense of participating countries and by attracting funds in financial markets. It was concluded that the market financing model is optimal due to the possibility of attracting large amounts of capital. In addition, this type of financing reduces the financial burden on the participating countries. The relevance of the study
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Stickley, Lois A. "A Brief but Spectacular Take: Reflecting on Professionalism by Student Physical Therapists." Journal of Physical Therapy Education, July 23, 2024. http://dx.doi.org/10.1097/jte.0000000000000363.

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Background and Purpose. Professionalism is an abstract concept that requires reflection for students to generate personal meaning and application. It should be taught explicitly within the academic part of a professional physical therapist education program. The purpose of this case report was to present one unique strategy to increase reflection about professionalism. Case Description. Forty-four students enrolled in the first semester of a professional physical therapist education program participated in the case report. All were enrolled in a 1-credit hour course, Professional Issues, in wh
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Hamilton, William, Janna Martinek, John Cox, and Alexandra Newman. "Modelling and Optimizing CSP-PV Hybrid Systems Using the Hybrid Optimization and Performance Platform (HOPP)." SolarPACES Conference Proceedings 1 (December 21, 2023). http://dx.doi.org/10.52825/solarpaces.v1i.809.

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The hybridization of concentrating solar power (CSP) with thermal energy storage (TES), photovoltaics (PV), and electrochemical battery energy storage systems (BESS) has the potential to provide continuous, high-capacity-factor energy production at a lower cost than a PV-BESS or CSP with TES alone. Because of the system complexity of CSP technology, it is challenging to evaluate the technological and financial performance of a CSP-PV hybrid system without detailed modeling of annual operations. To address this challenge, we have developed a modeling framework for evaluating the performance and
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Roseveare, Chris. "Editorial." Acute Medicine Journal 1, no. 3 (2002). http://dx.doi.org/10.52964/amja.0019.

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So the brief ‘respite’ of summer is over, and we find ourselves plunging, once more towards the abyss of winter bed pressures. Hopefully those of you working at the coalface will find time to browse through the following pages. The production of a third issue in this ‘shortened’ year, following the launch of the Journal in July, is a credit to the hard work of the editorial and publishing teams. I am, as ever, grateful for their support. Next year will see a return to the planned 4-monthly cycle, with issues anticipated in March, July and November. One casualty of the tight schedule has been a
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Unvan, Yuksel Akay, and Moniruzzaman Moniruzzaman. "The export-import bank of China and Bangladesh: a comparative overview." Pressacademia, January 31, 2023. http://dx.doi.org/10.17261/pressacademia.2023.1682.

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Purpose- China and Bangladesh are among the countries that have Export-Import Bank. EXIM Bank plays an important role in the foreign trade of both countries. The study attempts to review the overall foreign trade situation of these two countries. In order to analyse possible field scenarios the author used a qualitative manner. The prime objective of this paper is to find out similar and different aspects of these two countries' EXIM Bank by performing a comparative study. The most relevant current primary and secondary data were used to achieve this objective. Methodology- The type of study i
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Kamara, Abu Kai. "THE STUDY OF CREDIT RISK IN THE BANKING SECTOR AND ITS EFFECT ON FINANCIAL PERFORMANCE CASE STUDY OF THE ZENITH BANK SIERRA LEONE." European Journal of Economic and Financial Research 8, no. 4 (2024). http://dx.doi.org/10.46827/ejefr.v8i4.1732.

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&lt;p&gt;Credit risk refers to the probability of financial loss resulting from a borrower’s failure to repay a loan. Essentially, it encompasses the risk that a lender may not receive the owed principal and interest, leading to disrupted cash flows and increased collection costs. Lenders can mitigate credit risk by analyzing factors related to a borrower’s creditworthiness, such as their current debt load and income. In the last decade, many banks have started to make use of models to assess the risks of lending credit. The credit risk models are very complex and include algorithm-based metho
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Tagade, Vigesh Rajkumar, and Tushar V. Chaudhari. "A CRITICAL STUDY ON THE EFFECTIVENESS OF AGRICULTURAL LOAN WAIVER SCHEMES: A CASE OF MAHATMA JYOTIBA PHULE KARJ MUKTI YOJANA IN NAGPUR." ShodhKosh: Journal of Visual and Performing Arts 5, no. 7 (2025). https://doi.org/10.29121/shodhkosh.v5.i7.2024.4888.

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With the aim of providing relief from the debts on farmers, the Government of Maharashtra has implemented the Mahatma Jyotiba Phule Karj Mukti Yojana (MJKMY), an agricultural loan waiver scheme. This paper analyses the implementation and outreach of this scheme in the Nagpur district and its impact on the socio-economic condition of the beneficiary farmers. We used a mixed-method approach combining quantitative data obtained through structured questionnaires with qualitative data from interviews and policy reviews. Three or four key indicators — change in income levels, productivity of agricul
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mike. "Pokemon Fan Makes Impressive Pocket Pikachu Cookie." March 21, 2022. https://doi.org/10.5281/zenodo.6374082.

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However the Electric-type Pikachu may not be one of the first starters of the Kanto locale in the computer games, fans will probably concur that it is one of the most well known animals in the Pokemon universe. This prevalence is possible ascribed to the continuous Pokemon enlivened series, where the anime hero Ash Ketchum goes on undertakings with his believed Pikachu buddy. Pikachu is known all over across the globe, and presently a Pokemon fan has made a cookie variant of an old fashioned Pocket Pikachu pet gadget, with subtleties that make it look too great to even consider eating. Pikachu
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Shafer, Michael. "Why not Artisanal Biochar? A Biochar Life, PBC Case Study." Journal of Agricultural, Earth and Environmental Sciences, March 1, 2024, 01–05. https://doi.org/10.63620/mkjaees.2024.1026.

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Today’s biochar market is booming as the IPCC and other major organizations publish their support for biochar as the best available, long-term means to slow climate change by removing CO2 from the atmosphere. Unfortunately, the only large purchases of biochar carbon removals credits (CDRs) have been from industrial biochar production companies. Why is this? Buyers such as Microsoft shy away from biochar made by smallholder farmers (artisans) because they cannot measure actual CH4 emissions and are uncertain about its quality [1]. This misunderstanding reinforces the barriers to artisans and th
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"Advancement of Principal Component Judgment for the Classification and Prediction of Alzheimer’s Disease." International Journal of Recent Technology and Engineering 8, no. 2S3 (2019): 524–29. http://dx.doi.org/10.35940/ijrte.b1094.0782s319.

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Alzheimer is a dynamic issue of dementia, which deals with mind issue that assaults synapses, cerebrum cells, and nerves, memory, and practices and afterward finally causing dementia on old individuals. In spite of its significance, there is at present no remedy for it. In any case, there are drugs accessible on remedy that can help defer the advancement of the condition. Principal Component Analysis is an incredible system to recognize the examples of vast informational indexes, offers an in vogue factual strategy to dissect multivariate information by building a brief information portrayal u
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KM. "Hanesbrands Deep Dive." September 9, 2023. https://doi.org/10.5281/zenodo.8331324.

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Description <strong>Overview</strong> I&rsquo;m recommending Hanesbands at $4.47. For a brief background on the business and the setup for this idea, read rhubarb&rsquo;s write-up from June 2nd of last year, where he championed the stock at $11.93 before things really began to unravel. At that time the bull case was that CEO Steve Bratspies, hired in 2020 when he was the CMO of Walmart, was leading a revitalization of the business that the market didn&rsquo;t appreciate. If you read transcripts from that time, Steve appeared to be making progress with share gains, SKU reductions, supply chain
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Jaramillo, George Steve. "Enabling Capabilities: Innovation and Development in the Outer Hebrides." M/C Journal 20, no. 2 (2017). http://dx.doi.org/10.5204/mcj.1215.

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Image 1: View from Geodha Sgoilt towards the sea stacks, Uig, Isle of Lewis. Image credit: George Jaramillo.IntroductionOver the cliffs of Mangerstadh on the west coast of the Isle of Lewis, is a small plot of land called Geodha Sgoilt that overlooks the North Atlantic Ocean (Image 1). On the site is a small dirt gravel road and the remnants of a World War II listening station. Below, sea stacks rise from the waters, orange and green cliff sides stand in defiance to the crashing waves. An older gentleman began to tell me of what he believed could be located here on the site. A place where visi
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Busse, Kristina, and Shannon Farley. "Remixing the Remix: Fannish Appropriation and the Limits of Unauthorised Use." M/C Journal 16, no. 4 (2013). http://dx.doi.org/10.5204/mcj.659.

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In August 2006 the LiveJournal (hereafter LJ) community sga_flashfic posted its bimonthly challenge: a “Mission Report” challenge. Challenge communities are fandom-specific sites where moderators pick a theme or prompt to which writers respond and then post their specific fan works. The terms of this challenge were to encourage participants to invent a new mission and create a piece of fan fiction in the form of a mission report from the point of view of the Stargate Atlantis team of explorers. As an alternative possibility, and this is where the trouble started, the challenge also allowed to
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Starrs, D. Bruno. "Enabling the Auteurial Voice in Dance Me to My Song." M/C Journal 11, no. 3 (2008). http://dx.doi.org/10.5204/mcj.49.

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Despite numerous critics describing him as an auteur (i.e. a film-maker who ‘does’ everything and fulfils every production role [Bordwell and Thompson 37] and/or with a signature “world-view” detectable in his/her work [Caughie 10]), Rolf de Heer appears to have declined primary authorship of Dance Me to My Song (1997), his seventh in an oeuvre of twelve feature films. Indeed, the opening credits do not mention his name at all: it is only with the closing credits that the audience learns de Heer has directed the film. Rather, as the film commences, the viewer is informed by the titles that it
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Meese, James. "“It Belongs to the Internet”: Animal Images, Attribution Norms and the Politics of Amateur Media Production." M/C Journal 17, no. 2 (2014). http://dx.doi.org/10.5204/mcj.782.

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Cute pictures of animals feature as an inoffensive and adorable background to the contemporary online experience with cute content regularly shared on social media platforms. Indeed the demand for cuteness is so strong in the current cultural milieu that some animals become recognisable animal celebrities in the process (Hepola). However, despite the existence of this professionalisation in some sections of the cute economy, amateurs produce the majority of cute content that circulates online. This is largely because one of the central contributors to this steady stream of cute animal pictures
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Nielsen, Hanne E. F., Chloe Lucas, and Elizabeth Leane. "Rethinking Tasmania’s Regionality from an Antarctic Perspective: Flipping the Map." M/C Journal 22, no. 3 (2019). http://dx.doi.org/10.5204/mcj.1528.

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IntroductionTasmania hangs from the map of Australia like a drop in freefall from the substance of the mainland. Often the whole state is mislaid from Australian maps and logos (Reddit). Tasmania has, at least since federation, been considered peripheral—a region seen as isolated, a ‘problem’ economically, politically, and culturally. However, Tasmania not only cleaves to the ‘north island’ of Australia but is also subject to the gravitational pull of an even greater land mass—Antarctica. In this article, we upturn the political conventions of map-making that place both Antarctica and Tasmania
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Franks, Rachel. "Building a Professional Profile: Charles Dickens and the Rise of the “Detective Force”." M/C Journal 20, no. 2 (2017). http://dx.doi.org/10.5204/mcj.1214.

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IntroductionAccounts of criminals, their victims, and their pursuers have become entrenched within the sphere of popular culture; most obviously in the genres of true crime and crime fiction. The centrality of the pursuer in the form of the detective, within these stories, dates back to the nineteenth century. This, often highly-stylised and regularly humanised protagonist, is now a firm feature of both factual and fictional accounts of crime narratives that, today, regularly focus on the energies of the detective in solving a variety of cases. So familiar is the figure of the detective, it se
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Ryder, Paul, and Jonathan Foye. "Whose Speech Is It Anyway? Ownership, Authorship, and the Redfern Address." M/C Journal 20, no. 5 (2017). http://dx.doi.org/10.5204/mcj.1228.

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In light of an ongoing debate over the authorship of the Redfern address (was it then Prime Minister Paul Keating or his speechwriter, Don Watson, who was responsible for this historic piece?), the authors of this article consider notions of ownership, authorship, and acknowledgement as they relate to the crafting, delivery, and reception of historical political speeches. There is focus, too, on the often-remarkable partnership that evolves between speechwriters and those who deliver the work. We argue that by drawing on the expertise of an artist or—in the case of the article at hand—speechwr
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Irwin, Kathleen, and Jeff Morton. "Pianos: Playing, Value, and Augmentation." M/C Journal 16, no. 6 (2013). http://dx.doi.org/10.5204/mcj.728.

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In rejoinder to a New York Times’s article claiming, “the value of used pianos, especially uprights, has plummeted … Instead of selling them … , donating them … or just passing them along … , owners are far more likely to discard them” (Walkin), artists Kathleen Irwin (scenography) and Jeff Morton (sound/composition) responded to this ignoble passing with an installation playing with the borders delineating music, theatre, digital technology, and economies of value using two upright red pianos, sound and video projection—and the sensibility of relational aesthetics. The installation was a coll
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48

Jozwiak, Lech, and Radovan Stojanovic. "Proceedings of the 2nd Summer School on Cyber-Physical Systems and Internet-of-Things Vol. II, 2021." July 7, 2021. https://doi.org/10.5281/zenodo.5086365.

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<strong>Message from the editors,&nbsp;</strong> This Summer School on Cyber-Physical Systems and Internet of Things (SS-CPS&amp;IoT&rsquo;2021) is continuation of very successful 1st School from 2019. Unfortunately, last year, 2020, we were not able to organize the School because of Covid-19 pandemic. This year we adapted to the situation and managed the event on two tracks, remotely and on site. SS-CPS&amp;IoT&rsquo;2021 aims at serving the following main purposes: -advanced training of industrial and academic researchers, developers, engineers and decision-makers; academic teachers, Ph.D. a
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Kirkwood, Katherine. "Tasting but not Tasting: MasterChef Australia and Vicarious Consumption." M/C Journal 17, no. 1 (2014). http://dx.doi.org/10.5204/mcj.761.

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IntroductionCroquembouche, blast chillers, and plating up—these terms have become normal to ordinary Australians despite Adriano Zumbo’s croquembouche recipe taking more than two hours to complete and blast chillers costing thousands of dollars. Network Ten’s reality talent quest MasterChef Australia (MCA) has brought fine dining and “foodie” culture to a mass audience who have responded enthusiastically. Vicariously “tasting” this once niche lifestyle is empowering viewers to integrate aspects of “foodie” culture into their everyday lives. It helps them become “everyday foodies.” “Everyday fo
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Mudie, Ella. "Disaster and Renewal: The Praxis of Shock in the Surrealist City Novel." M/C Journal 16, no. 1 (2013). http://dx.doi.org/10.5204/mcj.587.

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Introduction In the wake of the disaster of World War I, the Surrealists formulated a hostile critique of the novel that identified its limitations in expressing the depth of the mind's faculties and the fragmentation of the psyche after catastrophic events. From this position of crisis, the Surrealists undertook a series of experimental innovations in form, structure, and style in an attempt to renew the genre. This article examines how the praxis of shock is deployed in a number of Surrealist city novels as a conduit for revolt against a society that grew increasingly mechanised in the clima
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