Log in

Relevant bibliographies by topics / Credit company / Journal articles

To see the other types of publications on this topic, follow the link: Credit company.

Journal articles on the topic 'Credit company'

Author: Grafiati

Published: 3 June 2025

Last updated: 31 July 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Credit company.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Reza, Ahmad Khairul, Mahatma Kufepaksi, and Jubaedah Jubaedah. "Capital structure, company liquidity, and company size on company value mediated by credit risk." Indonesian Journal of Multidisciplinary Science 3, no. 1 (2023): 81–90. http://dx.doi.org/10.55324/ijoms.v3i1.706.

Full text

Abstract:

This study uses quantitative secondary data to determine the effect of capital structure, company liquidity and company size on company value with credit risk as a mediation variable. The researcher used quantitative approach with descriptive quantitative design. The population of this study is banking companies listed on the Indonesia Stock Exchange in the period 2010-2020 totaling 29 banking companies. The data used is a panel data regression method using the eviews version 10 application. Sample selection using full sampling. The results obtained show that (1) Capital structure has a positi

APA, Harvard, Vancouver, ISO, and other styles

2

Ивченко, Юлия, and Yuliya Ivchenko. "Company credit policy as a factor in its effective and long-term development." Russian Journal of Management 2, no. 3 (2014): 123–36. http://dx.doi.org/10.12737/10590.

Full text

Abstract:

The scientific and practical publications and regulatory sources for essence credit policy of the firm are analyzed. Based on the analysis it was concluded that there is no unified approach to the content of the term «company credit policy». The credit policy of the firm as a set of principles and methods for management of accounts receivable and the provision of trade credit to buyers; management of payables and bank credits as the main sources of borrowed working capital; management of free cash in the form of giving commercial loans to other companies and opening bank deposits examined.

APA, Harvard, Vancouver, ISO, and other styles

3

Irsutami, Irsutami, and Ayu Novita Sari. "The Procedure of Credit Sales." Journal of Applied Accounting and Taxation 1, no. 2 (2016): 99–102. https://doi.org/10.5281/zenodo.1306811.

Full text

Abstract:

The purpose of the study is to know and understand the preparation, paying, and reporting of Income Tax Article 23 on the use the procedure is a step-by-step phasing and the order of the work in order to achieve objectives efficiently and effectively. In carrying out its operational activities of the company must have a standard operational procedure in order for any activity that occurs in the company running smoothly and more? Writing this final Task is devoted on the discussion of the procedures existing in credit sales companies, from the results of the study showed that the procedure of c

APA, Harvard, Vancouver, ISO, and other styles

4

Firda, Alverina, Arik Susbiyani, Rendy Mirwan Aspirandi, and Dwi Cahyono. "Credit Sales Accounting System at PT Bernady Sukses Grup." Journal Of Humanities Community Empowerment 1, no. 4 (2023): 123–31. http://dx.doi.org/10.32528/jhce.v1i4.1465.

Full text

Abstract:

Sales are the company's main activity, which can be done with cash or credit payments. Credit salels arel morel popular with customelrs, with creldit salels madel by companiels thely can increlasel thel salels graph in a celrtain pelriod. Salels on creldit also givel risel to relcelivablels and thelrel is a risk of uncollelctiblel relcelivablels or bad creldit, this can bel ovelrcomel by having an adelquatel creldit salels accounting systelm that functions to relcord, relport on company conditions and crelatel relliablel relports so that problelms can bel relsolveld, as welll as improving inte

APA, Harvard, Vancouver, ISO, and other styles

5

Briles, Judith. "Credit card company tricks revealed." Men in Nursing 2, no. 2 (2007): 10–12. http://dx.doi.org/10.1097/01.min.0000266934.63065.b8.

Full text

APA, Harvard, Vancouver, ISO, and other styles

6

EASTERN, JOSEPH S. "Choosing a Credit Card Company." Family Practice News 37, no. 21 (2007): 51. http://dx.doi.org/10.1016/s0300-7073(07)71334-8.

Full text

APA, Harvard, Vancouver, ISO, and other styles

7

Tan, Benyan, and Yujie Lin. "Early Warning of Companies' Credit Risk Based on Machine Learning." International Journal of Information Technologies and Systems Approach 16, no. 3 (2023): 1–21. http://dx.doi.org/10.4018/ijitsa.324067.

Full text

Abstract:

With the advent of the big data era, information barriers are gradually being broken down and credit has become a key factor of company operations. The lack of company credit has greatly and negatively impacted the social economy, which has triggered considerable research on company credit. In this article, a credit risk warning model based on the XGBoost-SHAP algorithm is proposed that can accurately assess the credit risk of a company. The degree of influence of the characteristics of a company's credit risk and the warning threshold of important characteristics are obtained based on the mod

APA, Harvard, Vancouver, ISO, and other styles

8

Akbar, Jodi Septiadi, Arif Imam Suroso, and Rokhani Hasbullah. "Strategy Development of Regional Credit Guarantee Company." International Journal of Research and Review 8, no. 4 (2021): 326–35. http://dx.doi.org/10.52403/ijrr.20210439.

Full text

Abstract:

Micro, small and medium enterprises (MSME) have difficulty obtaining access to bank financing. One of these difficulties is due to the limited collateral as a credit requirement. The government overcomes the problem by forming a credit guarantee company to replace the collateral requirements. One company that runs a credit guarantee business is PT. Jamkrida Riau (Jamkrida Riau). This research aims to: 1) identifying environmental factors that affect the management of internal and external in Jamkrida Riau; 2) analyze alternatives in developing Jamkrida Riau business strategy; 3) priority strat

APA, Harvard, Vancouver, ISO, and other styles

9

Farfan, Kurt Burneo, Gabriela Barriga Ampuero, Edmundo R. Lizarzaburu, and Julio Cisneros. "Credit risk in emerging markets Peruvian listed company." Risk Governance and Control: Financial Markets and Institutions 7, no. 3 (2017): 55–64. http://dx.doi.org/10.22495/rgcv7i3p6.

Full text

Abstract:

The aim of this paper is to introduce the importance of the banking credit risk, the main elements that conform it and the main alternatives that are offered to access to a loan as well as a description of its measurement and management in the sector. There will be a general explanation of credit risk and the main parties involved in it. As the topic is developed it is going to be analyzed the lending process carried out by the banks as well as the quantitative and qualitative elements taken into account when taking a credit decision (The 5C’s of credit, credit scoring and models for quantific

APA, Harvard, Vancouver, ISO, and other styles

10

Becić, Ivan. "Vranje's credit bank: Joint-stock company." Bastina, no. 46 (2018): 326–42. http://dx.doi.org/10.5937/bastina1845326b.

Full text

APA, Harvard, Vancouver, ISO, and other styles

11

Srinivas, Sattaru Shanmukha, and Kayalvizhi R. "Exploring Credit Management Automation." International Journal for Research in Applied Science and Engineering Technology 10, no. 5 (2022): 2286–88. http://dx.doi.org/10.22214/ijraset.2022.42436.

Full text

Abstract:

Abstract: The cash flow management is one of the important factors in any of the company success. It has become the primary focus of the companies after post financial crisis. Almost every company extend credit to their customers. This is an important tool for attracting the customers. If the credit is poorly managed it will result in risk in converting sales to cash. As the technology is much advanced now, it is very important to reconsider and create better methods for cash flow management. It is much needed time for the automation of processes like calculating credit score, credit trustwort

APA, Harvard, Vancouver, ISO, and other styles

12

Zhou, Zhong, and Yuqi Shen. "Free Riding of Vehicle Companies under Dual-Credit Policy: An Agent-Based System Dynamics Model." World Electric Vehicle Journal 15, no. 6 (2024): 227. http://dx.doi.org/10.3390/wevj15060227.

Full text

Abstract:

The dual-credit policy promotes green transition in automobile companies. This paper investigates the dual-credit policy framework in the Chinese automotive industry, with a focus on the phenomenon of free riding. This occurs when traditional vehicle manufacturers within an alliance benefit from the excess credits generated by a transitioning vehicle company without fully committing to their own green transitioning. The focus of this study lies on an alliance constituted by a transitioning vehicle company in partnership with two traditional vehicle manufacturers, all interconnected via equity

APA, Harvard, Vancouver, ISO, and other styles

13

Aini, Qurotul, Rosdiana Simbolon, and Shylvia Ratna Dewi. "Effects of Credit Memos on Performance Accountant on Uncollectible Receivables." Aptisi Transactions on Management (ATM) 3, no. 2 (2019): 149–58. http://dx.doi.org/10.33050/atm.v3i2.716.

Full text

Abstract:

In the current era we have entered the disruptive 4.0 era where sophistication has been applied in the finance of a company to record every expense incurred by an institution or company. In the transaction process as it is now does not rule out the possibility of several triggers for making a deposit such as the example of a sales or purchase return and overpayment if it is not handled immediately it will arise as a financial report problem. The Cloud Accounting system is equipped with a credit memo facility which is divided into 2 (two) parts, namely customer memo credit and supplier memo cre

APA, Harvard, Vancouver, ISO, and other styles

14

Maghfirani, Nazla Aqira. "Common Credit Units, and Projected Unit Cost of Credit Methods." Operations Research: International Conference Series 2, no. 2 (2021): 45–48. https://doi.org/10.47194/orics.v2i2.162.

Full text

Abstract:

Pension funds are funds collected by the company as the rights of a retiree from the company. Pension funds are usually in the form of money that can be taken every month or taken all at once when someone enters retirement, and the amount of pension funds must be calculated carefully. This paper aims to be able to perform actuarial calculations on traditional credit units, and perform calculations on several methods of calculating the projected salary scale. The calculation results obtained total actuarial liabilities, and total normal costs for pension fund program participants, so that it ca

APA, Harvard, Vancouver, ISO, and other styles

15

Pramitasari, Dini Ayu, Anisaul Hasanah, and Imtiyaz Farras Mufidah. "ANALYSIS OF CREDIT SALES ACCOUNTING PROCEDURE FORWARDING COMPANY." International Journal of Business, Law, and Education 4, no. 2 (2023): 1214–19. http://dx.doi.org/10.56442/ijble.v4i2.304.

Full text

Abstract:

This study aims to analyze and find out the accounting procedure for credit sales at PT. RTL EXPRESS. This research uses qualitative methods using a descriptive qualitative approach. The credit sales accounting information procedure at PT RTL EXPRESS is quite good. This is evidenced by the company has compiled an organizational structure in accordance with their respective duties and responsibilities, including sales functions, credit functions, warehouse functions, shipping functions, accounting and billing functions. Based on the results of the research conducted as already described, this s

APA, Harvard, Vancouver, ISO, and other styles

16

Fitroh, Laila, and Lisa Arisa. "REVIEW OF FUNDING PROCEDURES ON PT FIFGROUP CILEGON BRANCH." Review of Accounting and Taxation 3, no. 1 (2024): 82–107. http://dx.doi.org/10.61659/reaction.v3i1.167.

Full text

Abstract:

Purpose - In the world of trade in goods and services, the types of transactions that are commonly carried out are payment by cash or credit. PT. Federal International Finance is one of the actors in the business world engaged in business Honda motorcycle credit sales financing. Total financing is dominated by credit. This is done primarily in addition to attracting as many buyers as possible also to make it easier for consumers to manage cash Design/methodology/approach - Financing credit sales of Honda motorcycles to PT. FIFGROUP uses a system and credit financing procedures. The purpose of

APA, Harvard, Vancouver, ISO, and other styles

17

Adam, Rahmat, and Saiful Anwar. "KEDUDUKAN TERTANGGUNG DALAM ASURANSI JIWA KREDIT." Legal Standing : Jurnal Ilmu Hukum 5, no. 1 (2021): 84. http://dx.doi.org/10.24269/ls.v5i1.2181.

Full text

Abstract:

The position of the insured credit life insurance in the bank that handles the insurance company as the insurer and the banking company as the policy holder, which provides credit and terms that require a balanced and direct relationship. This is important, because the different interests of this large industry are related to the insured. For this reason, the insured credit life insurance company needs legal protection with special arrangements, which are based on existing norms. In addition, the interests of the two industries as insurers and policyholders need synergy. interest in credit man

APA, Harvard, Vancouver, ISO, and other styles

18

Sa'diah, Chalimatus, Tatik Widiharih, and Arief Rachman Hakim. "KLASIFIKASI PEMBERIAN KREDIT SEPEDA MOTOR MENGGUNAKAN METODE REGRESI LOGISTIK BINER DAN CHI-SQUARED AUTOMATIC INTERACTION DETECTION (CHAID) DENGAN GUI R (Studi Kasus: Kredit Sepeda Motor di PT X)." Jurnal Gaussian 10, no. 2 (2021): 159–69. http://dx.doi.org/10.14710/j.gauss.v10i2.29923.

Full text

Abstract:

One of the factors causing the bankruptcy of a company is bad credit. Therefore, prospective customers need to be selected so that bad credit cases can be minimized. This study aims to determine the classification of credit granting to prospective customers of company X in order to reduce the risk of bad credit. The method used is the binary logistic regression method and the Chi-Squared Automatic Interaction Detection (CHAID) method. In this study, data used in November 2019 were 690 motorcycle credit data for company X in Gresik. The independent variables in this study are the factors that a

APA, Harvard, Vancouver, ISO, and other styles

19

Nur Salima, Tsania, Mukaram, and Azizah Sri Aulia Aripin. "ANALYSIS OF THE EFFECT OF MANAGEMENT OF RECEIVABLES RISK WITH CREDIT SCORING ON CREDIT COLLECTIBILITY." Applied Business and Administration Journal 3, no. 1 (2024): 26–38. http://dx.doi.org/10.62201/abaj.v3i1.80.

Full text

Abstract:

A good management of account receivable is needed to encourage company revenues to be able to fulfill financing needs. One way to manage receivables is to do credit scoring. This research was conducted to examine the effect, direction, and significance of credit scoring on credit collectability at PT Krakatau Steel in 2022 to 2023. In this study, the data used is secondary data, obtained from company archives. The population of this study is all consumers registered in the company, namely as many as 709 companies. The number of samples taken was 228 samples with the criteria of consumers who a

APA, Harvard, Vancouver, ISO, and other styles

20

Jarot, Jarot Dian Susatyono. "Sistem Pendukung Keputusan Pemberian Kredit Kepada Kreditur Dengan Metode SAW Berbasis Web." E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis 13, no. 1 (2020): 102–5. http://dx.doi.org/10.51903/e-bisnis.v13i1.200.

Full text

Abstract:

BPR ARTA MAKMUR is a company engaged in Banking and Rural Credit which of course already has many customers. In the process of working, BPR Arta Makmur has served Savings and Credit Savings for the people. In recent times the process of applying for Credit Loans for people who do not have a business has increased, and the company has become quite inconvenient in processing loan applications submitted by prospective BPR customers because they have to select one by one based on the requirements set by the company. With so many credit applicants entering the credit department, it makes the credit

APA, Harvard, Vancouver, ISO, and other styles

21

Oktavieni, Medya Reza1* Zaitul2 Popi Fauziati3. "CORPORATE GOVERNANCE AND COMPANY VALUE." ISRG Journal of Economics and Finance (ISRGJEF) II, no. II (2025): 10–19. https://doi.org/10.5281/zenodo.15088558.

Full text

Abstract:

<em>The target to be obtained in this research is to prove the truth of the theory that states that good corporate governance has an effect on the position of the company's value. Companies in the banking sub-sector are the objects of this research, namely 47 companies. The sample was obtained through a selection process of a number of criteria provided by the researcher. The data used comes from the publication of annual reports that were audited between 2019 and 2023. The data analysis technique used is multiple regression which is made into several equations and continued with t-statistic t

APA, Harvard, Vancouver, ISO, and other styles

22

Manuj, Hemant. "Bhushan Steel: a creditworthy company turned insolvent." Emerald Emerging Markets Case Studies 9, no. 1 (2019): 1–30. http://dx.doi.org/10.1108/eemcs-12-2017-0263.

Full text

Abstract:

Learning outcomes The purpose of this paper is to illustrate how a well-performing company can turn into a loss-making company on account of adverse industry cycle and poor management of risks in the business. The importance of factors like optimal level of leveraging, the ability of the management to deal with external and internal risks, and importance of corporate governance in the process of credit appraisal is understood from this case. Case overview/synopsis The case relates to the credit appraisal by the banks of a prominent steel company in India. The company, Bhushan Steel Limited, wa

APA, Harvard, Vancouver, ISO, and other styles

23

Молдокулова, Б., та Жакып Жамбыл. "РАЗВИТИЕ СИСТЕМ КРЕДИТНЫХ СОЮЗОВ В КЫРГЫЗСТАНЕ (НА ПРИМЕРЕ ОАО «ФККС»)". Vestnik Bishkek Humanities University, № 56-57 (15 червня 2021): 17–21. http://dx.doi.org/10.35254/bhu.2021.56.57.17.

Full text

Abstract:

В статье анализируется современное состояние кредитных союзов и перспективы развития систем кредитных союзов, в том числе Открытое акционерное общество «Финансовая компания кредитных союзов». Проведено сравнение основных финансовых показателей Компании до приватизации и после. Произведено подробный анализ финансового состояния Компании за последние 3 года, т.е. 2018 – 2020 гг. Сформулированы проблемы и представлены пути решения по повышению эффективности осуществления деятельности систем кредитных союзов. В статье рассматривается вся система кредитных союзов, т.е. сами кредитные союзы, Открыто

APA, Harvard, Vancouver, ISO, and other styles

24

., SUMINI. "Management Accounting System, Internal Control of Credit Sales and Accounts Receivable Collections in Bakery Industry." International Journal of Finance & Banking Studies (2147-4486) 9, no. 3 (2020): 105–11. http://dx.doi.org/10.20525/ijfbs.v9i3.812.

Full text

Abstract:

This study aims to analyze the management accounting system, internal control of credit sales and accounts receivable collections in bakery industry. The novelty of this paper is to find out the results of bakery industy by considering a specific topic of financial issues. Every company has a role in the provision of credit problems but one of the most efficient ways for increasing sales is the provision of credit. However, basically credit sales have considerable customer risks who are not supposed to pay on accounts or customer who are not willing to pay for some reasons. To minimize these r

APA, Harvard, Vancouver, ISO, and other styles

25

Bernstein, Adam. "Assessing company accounts and evaluating credit information." Nursing and Residential Care 21, no. 6 (2019): 350–53. http://dx.doi.org/10.12968/nrec.2019.21.6.350.

Full text

Abstract:

It is vital for any business to receive payments on time; therefore, it is good practice to assess the credit score of any company it does business with. Adam Bernstein talks about the risk factors and key performance indicators to look out for.

APA, Harvard, Vancouver, ISO, and other styles

26

Siekelova, Anna, and Erika Spuchlakova. "The Assessment of Client Creditworthiness Using Predictive Methods Based on Multivariate Discriminant Analysis." Accounting and Finance Review (AFR) Vol.2(1) Jan-Mar 2017 2, no. 1 (2017): 17–21. http://dx.doi.org/10.35609/afr.2017.2.1(3).

Full text

Abstract:

Objective - Trade credit is the most important source of external ﬁnance for many companies. It appears on every balance sheet and represents more than 50 percent of company's short-term liabilities and a third of all company's total liabilities in OECD countries. Late payment of invoices may suffer firm's solvency. The European economies are now putting the years of financial turmoil and debt crisis behind them and several macro-economic indicators are pointing towards a brighter future. The aim of this paper is to assess creditworthiness of companies. Methodology/Technique - Assessment of cl

APA, Harvard, Vancouver, ISO, and other styles

27

Abdallah, Zachari. "PERAN MODERASI NILAI PERUSAHAAN PADA PENGARUH RISIKO KREDIT DAN TINGKAT KECUKUPAN MODAL TERHADAP TINGKAT PROFITABILITAS." Al Fiddhoh: Journal of Banking, Insurance, and Finance 2, no. 2 (2021): 37–55. http://dx.doi.org/10.32939/fdh.v2i2.948.

Full text

Abstract:

This study aims to analyze the effect of Credit Risk, Capital Adequacy Level which is moderated by the value of the company on the Profitability Level in Banking Companies. The analysis technique in this study uses linear regression analysis with moderation variables. Based on the results of the study indicate that credit risk has no significant effect on the level of profitability, the level of capital adequacy has no significant effect on the level of profitability, credit risk and the level of capital adequacy has no significant effect on the level of profitability with company value as a m

APA, Harvard, Vancouver, ISO, and other styles

28

Yuniarso, Yudi Budi, and Wening Estiningsih. "Analysis Of The Factors Causing The Non-Dance Credit At PT Hemas Parama." International Journal of Informatics, Economics, Management and Science 2, no. 2 (2023): 112. http://dx.doi.org/10.52362/ijiems.v2i2.1198.

Full text

Abstract:

The problem of bad credit is a serious issue in the banking industry that can have a significant impact on the financial health of a company. This study aims to analyze the factors that cause bad credit at PT. Hemas Parama. Literature review was conducted to understand the concept of bad credit, risk management theory, and the factors that cause bad credit that are generally identified in the banking industry. Through a review of the literature, factors such as economic factors, ineffective risk management, changes in customer conditions, and internal company factors have been identified as co

APA, Harvard, Vancouver, ISO, and other styles

29

Budiyono, Budiyono, Yeti Sumiyati, Ahmad Syauqi Suhada, Ratna Januarita, and Syuhaeda Aeni Mat Ali. "Potential Abuse of Unaccountable Management of One-Person Company in Banking Loan Agreement." Kosmik Hukum 25, no. 2 (2025): 221–32. https://doi.org/10.30595/kosmikhukum.v25i2.25522.

Full text

Abstract:

One of the new legal subjects in Indonesian corporate law based on Law Number 6 of 2023 on the Stipulation of Government Regulation in Lieu of Law Number 2 of 2022 on Job Creation into Law (Job Creation Law) is a One-Person Company (which is then written as OPC), which is a legal entity that meets the criteria of micro and small businesses. This review aims to analyse the management mechanism of an OPC under the Job Creation Law, which is linked to the Principle of Accountability in banking credit agreements. The management mechanism of a One-Person Company under the Job Creation Law is unclea

APA, Harvard, Vancouver, ISO, and other styles

30

Prastiwi, Iin Emy, and Anik Anik. "The Impact of Credit Diversification on Credit Risk and Performance of Indonesian Banks." Global Review of Islamic Economics and Business 8, no. 1 (2020): 013. http://dx.doi.org/10.14421/grieb.2020.081-02.

Full text

Abstract:

This study aims to identify the effect of credit diversification in the economic sector on credit risk and performance of commercial banks in Indonesia. Multiple linear regression is used to determine the effect of credit diversification on credit risk and banking performance. The data used in this study is the aggregated financial statements of commercial banks inIndonesia during the 2015-2018. The results indicate that credit diversification based on the economic sector has a significant effect on increasing the profitability of commercial banks in Indonesia. The credit diversification based

APA, Harvard, Vancouver, ISO, and other styles

31

Susan Grace Nainggolan. "Sistem Informasi Akuntansi Kredit Konsumtif CV. Multi Global Perkasa." Jurnal Multimedia dan Teknologi Informasi (Jatilima) 1, no. 2 (2019): 57–66. http://dx.doi.org/10.54209/jatilima.v1i2.13.

Full text

Abstract:

This research is motivated by the problem of low performance in the company CV. Multi Global Perkasa credit sales techniques for customers who do payment data processing, then the data processing requires quite a long time. Therefore, with the application of the Consumptive Credit Accounting Information System application that has been designed, in the form of reports that can be presented quickly such as customer reports, credit payments and suppliers. Each system is designed to provide supervision and convenience to all transactions carried out by a company so that the performance of a compa

APA, Harvard, Vancouver, ISO, and other styles

32

Wati Purba, Lisna, and Mella Ismelina Farma Rahayu. "Credit Agreements With Banks." Edunity Kajian Ilmu Sosial dan Pendidikan 2, no. 11 (2023): 1350–58. http://dx.doi.org/10.57096/edunity.v2i11.182.

Full text

Abstract:

Institution Banking is a financial institution that has strategic value in a country's economy. To achieve the specified goals, the company will use procedures that are most appropriate to the activities carried out by the company, especially in providing credit to its customers. In banking practice, we will know that there are sequences of activities or processes that occur starting from the credit applicant seeking information at the bank until the withdrawal of the loan can be realized. To obtain a clearer picture, these activities can be classified into three stages, namely: those interest

APA, Harvard, Vancouver, ISO, and other styles

33

Bi, Wentai, and Yuan Liang. "Risk Assessment of Operator’s Big Data Internet of Things Credit Financial Management Based on Machine Learning." Mobile Information Systems 2022 (August 2, 2022): 1–11. http://dx.doi.org/10.1155/2022/5346995.

Full text

Abstract:

Credit risk evaluation innovation is of incredible importance to monetary establishments. AI innovation can fundamentally work on the precision and versatility of credit risk evaluation. This paper aims to study the risk assessment of operator big data Internet of Things credit financial management based on machine learning. It proposes machine learning-related algorithms, including the introduction of logistic model and decision tree model, as well as related concepts of credit financial management risk. This paper proposes that big data can be better used to reduce financial risk management

APA, Harvard, Vancouver, ISO, and other styles

34

Septiani, Yola, and Rio Yunanto. "Implementasi Sistem Informasi Akuntansi Pembelian Kredit pada PT Athaya Mutiara Gemilang Berbasis Web dan PostgreSQL." PENGABDIAN PADA MASYARAKAT SISTEM INFORMASI AKUNTANSI 1, no. 2 (2022): 73–76. http://dx.doi.org/10.34010/abdikamsia.v1i2.8502.

Full text

Abstract:

ABSTRACT This practical work aims to determine the procedures and internal controls for purchasing goods on credit at PT Athaya Mutiara Gemilang. The practical work will be carried out on October 10, 2021 until November 12, 2021. The basic methods used in this practical work are observation, field practice, interviews, and literature study. Meanwhile, the location of practical work is taken intentionally. PT Athaya Mutiara Gemilang was chosen because the company is a company engaged in the procurement of goods and services, especially when the purchase of goods is made on credit.&#

APA, Harvard, Vancouver, ISO, and other styles

35

Chen, Huiying, Chuanzhe Liu, Fangming Xie, Tong Zhang, and Fangyuan Guan. "Green Credit and Company R&D Level: Empirical Research Based on Threshold Effects." Sustainability 11, no. 7 (2019): 1918. http://dx.doi.org/10.3390/su11071918.

Full text

Abstract:

Commercial banks follow sustainable development strategies to provide green credit for companies. As the main target for banks to issue green credit, environmental protection companies carry out research and development (R&D) activities for the purposes of protecting the environment and sustainable development. Therefore, the R&D level of environmental protection companies is a measure of whether the green credit policy meets its purpose. Therefore, it is particularly important to study green credit from a company perspective. This paper used panel data from 24 environmental protection

APA, Harvard, Vancouver, ISO, and other styles

36

Mustikaweni, Riezkiani, Rini Tesniwati, Lisna Kustamtinah, and Anne Dahliawati. "The Effect of NPL, LDR, and Bopo on Company Value (PBV) Through Roa and Company Value (PBV) on Investment Decisions (PER)." Indo-Fintech Intellectuals: Journal of Economics and Business 4, no. 2 (2024): 105–16. http://dx.doi.org/10.54373/ifijeb.v4i2.1144.

Full text

Abstract:

The success of bank companies in increasing profits can be seen from the effectiveness and efficiency of banks in using their assets optimally. The aim of this research is to determine and analyze the influence of Credit Risk, Liquidity and Efficiency Level on Company Value with Profitability as an Intervening Variable and the influence of Company Value on investment decisions in Banking Companies listed on the Indonesia Stock Exchange that have met the criteria for the 2016-2022 period. The sampling method used in this research is the purposive sampling method. The sample obtained was 12 bank

APA, Harvard, Vancouver, ISO, and other styles

37

Asma, Zeeshan, Abbas Muhammad, Basit Asma, Maroof Lubna, and Sattar Abdul. "An Analysis of Distributor Response to Credit Policy Change: Evidence from Pakistan." Remittances Review 9, no. 4 (2025): 3025–45. https://doi.org/10.5281/zenodo.14823171.

Full text

Abstract:

This study was aimed to find out whether credit policy regime has any relation to the sales volume, a change in credit terms can affect the interests of firms and distributors. For this purpose, I selected three food processing companies, namely Shezan International, Murree Brewery, and Shakarganj Food Company. As the credit terms have direct relationship with the distribution function, the distributors of these companies located in Islamabad and Rawalpindi were interviewed to collect primary information regarding credit policies of abovementioned companies. &nbsp

APA, Harvard, Vancouver, ISO, and other styles

38

Zulna, Ervina Inayah. "Analisis Rasio Perputaran Piutang dan Periode Rata-Rata Pengumpulan Piutang Sebagai Dasar Penilaian Efektivitas Kebijakan Kredit PT. ISAM." Indonesian Accounting Literacy Journal 2, no. 2 (2022): 460–67. http://dx.doi.org/10.35313/ialj.v2i2.3172.

Full text

Abstract:

Company management needs to implement appropriate policies in order to increase company value and reach the goals. The main activity of PT. ISAM to achieve the goal is sales transactions, especially credit sales. The risk of credit sales is uncollectible receivable, so receivable control and management is needed to minimize the risk of company losses. Therefore, an effective credit policy must be implemented. The purpose of this research is to evaluate the effectiveness of PT. ISAM credit policy by comparing the analysis of the receivables turnover ratio and the average collection period with

APA, Harvard, Vancouver, ISO, and other styles

39

Zulna, Ervina Inayah, Ira Novianty, and Hastuti Hastuti. "Analisis Rasio Perputaran dan Periode Rata-Rata Pengumpulan Piutang Sebagai Dasar Penilaian Efektivitas Kebijakan Kredit PT. ISAM." Indonesian Accounting Literacy Journal 3, no. 2 (2023): 180–88. http://dx.doi.org/10.35313/ialj.v3i2.3224.

Full text

Abstract:

Company management needs to implement appropriate policies in order to increase company value and reach the goals. The main activity of PT. ISAM to achieve the goal is sales transactions, especially credit sales. The risk of credit sales is uncollectible receivable, so receivable control and management is needed to minimize the risk of company losses. Therefore, an effective credit policy must be implemented. The purpose of this research is to evaluate the effectiveness of PT. ISAM credit policy by comparing the analysis of the receivables turnover ratio and the average collection period with

APA, Harvard, Vancouver, ISO, and other styles

40

Yi, Nie. "State ownership and corporate credit sales." BCP Business & Management 23 (August 4, 2022): 1032–35. http://dx.doi.org/10.54691/bcpbm.v23i.1495.

Full text

Abstract:

An enterprise's sales return ability is an important indicator of its future development, and enterprises often want to transact with cash to ensure sufficient cash flow and thus sustain their normal development operations. This paper will use public data of Chinese listed companies from 2008 to 2021 to explore the relationship between the percentage of state ownership in a company and the company's credit sales policy, and concludes the following: the higher the percentage of state ownership in a company, the lower the percentage of credit sales in a company. This reflects that state ownershi

APA, Harvard, Vancouver, ISO, and other styles

41

Kevin, Kevin, and Wenne Ramly. "Designing a Credit Submission System Using Android Online-Based SAW Methods." JOURNAL OF INFORMATICS AND TELECOMMUNICATION ENGINEERING 3, no. 1 (2019): 105. http://dx.doi.org/10.31289/jite.v3i1.2617.

Full text

Abstract:

<span>Credit is a financial facility that allows a person or business entity to borrow money to buy a product and repay it within a specified period of time. PT. Capella Multidana is a consumer goods financing company, especially for other vehicle products with the largest and largest outlet network in Indonesia. The number of those who apply for credit makes the company difficult and the process is long because the process with the decision by means of a recording system to determine the right according to the criteria that have been determined. Based on the results of the study, it was

APA, Harvard, Vancouver, ISO, and other styles

42

Simamora, Carmenita Natania, Amran Manurung, and Magdalena J. Siringoringo. "Analisis Prosedur Pemberian Kredit Dan Penagihan Piutang Pada Kantor Cabang PT. BPR Pijer Podi Kekelengen Simpang Selayang." Jurnal Ekonomika Dan Bisnis (JEBS) 4, no. 5 (2024): 1223–29. http://dx.doi.org/10.47233/jebs.v4i5.2098.

Full text

Abstract:

This study aims to analyze the procedures for granting credit and collecting receivables in a company in order to identify the effectiveness and efficiency of the system used. Credit granting is an important aspect in financial management that can affect the company's liquidity and profitability. However, if not managed properly, this can increase the risk of bad debts and have a negative impact on the company's financial health. This study uses a qualitative descriptive method by collecting data through interviews, observations, and documentation. The results of the study indicate that the cr

APA, Harvard, Vancouver, ISO, and other styles

43

Tukino, Tukino. "Penerapan Metode Algoritma C4.5 dalam Penilaian Kelayakan Pemberian Kredit Kepada Mitra Usaha PT Arita Prima Sukses." Prosiding Seminar Nasional Ilmu Sosial dan Teknologi (SNISTEK) 5 (September 28, 2023): 306–14. http://dx.doi.org/10.33884/psnistek.v5i.8098.

Full text

Abstract:

This research aims to investigate the application of the C4.5 algorithm method in assessing the feasibility of granting credit to business partners by PT Arita Prima Sukses. PT Arita Prima Sukses is a financial industry company with various business partners in need of financial support for their growth. The decision-making process regarding the provision of credit to business partners is a critical aspect of the company's risk management. The C4.5 method is one of the artificial intelligence methods used for decision-making based on rules identified from historical data. This research collect

APA, Harvard, Vancouver, ISO, and other styles

44

Setia, Wenda, and Piter Abdulah. "Strategi Pengembangan Kredit Retel(Studi Pada Bank QNB Indonesia)2017." Jurnal Riset Perbankan, Manajemen, dan Akuntansi 2, no. 2 (2018): 137. http://dx.doi.org/10.56174/jrpma.v2i2.35.

Full text

Abstract:

This study aims to formulate the strategy for developing retail credit at Bank QNB Indonesia. Analysis method using SWOT analysis. Assessment of internal and internal factors is done by distributing questionnaires. The results of the research are the identification of internal and external factors of the company, alternative strategies and priority strategies. The conclusion of this study is that banks have greater strengths than weaknesses and threats greater than the opportunities they have. The four alternative strategies of developing retail credit at QNB Bank Indonesia are: SO strategy by

APA, Harvard, Vancouver, ISO, and other styles

45

Budi, Sudradjat. "RANCANG BANGUN SISTEM INFORMASI PENGAJUAN KREDIT BERBASIS WEB PT. BUANA SEJAHTERA MULTIDANA." JURNAL ILMIAH INFORMATIKA 2, no. 2 (2017): 164–68. https://doi.org/10.5281/zenodo.1135061.

Full text

Abstract:

<em>Credit application system is a system that is still rare and potentially good for any people who use the internet. Credit application system is an easy and practical way to apply for loans include credit applications until the approval stage. In general, credit application system is still based on manual which led to a long process, loss of data, to prospective customers who fled for being too slow. The system is very helpful that the authors make the credit application process becomes more quickly, efficiently and accurately. With a little easier new customers and existing customers with

APA, Harvard, Vancouver, ISO, and other styles

46

Bella, Eunika, Ibrahim Kosasih Johannes, and Ayu Sriasih Wesna Putu. "The Dilemmatic of the Absence of a Notary's Deed in an Individual Company after the Enactment of the Job Creation Law as a Form of Legal Certainty." INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND ANALYSIS 07, no. 07 (2024): 3110–14. https://doi.org/10.5281/zenodo.12657670.

Full text

Abstract:

The existence of an Individual Company, which aims to ease abbreviate by reducing or simplifying the rules, raises a dilemma in its regulation which shifts the meaning of a company as a legal entity. The method used is normative legal research, with the legal approach used is conceptual and statutory approach. The existence of an Individual Company as a legal entity that can be recognized as a legal subject is only passed with a Statement of Establishment of an Individual Company and registered to the Ministry of Law and Human Rights based on the Job Creation Law. The convenience found was onl

APA, Harvard, Vancouver, ISO, and other styles

47

Setiadi, Fahmi, and Y. Anni Aryani. "Political Connection and Credit Risk Management: Its Effect on Bank’s Performance." Riset Akuntansi dan Keuangan Indonesia 4, no. 3 (2019): 112–21. http://dx.doi.org/10.23917/reaksi.v4i3.8520.

Full text

Abstract:

The present study examines the effect of political connection and credit risk management on Indonesian bank’s performance during the declining credit growth period. The present study involved 258 banks that registered in the Indonesian Stock Exchange from 2012 to 2017 as the sample of the study. Company political connection was measured using headcount index, credit risk management was measured by its credit risk value or NPL, and the company financial performance was measured based on Return on Asset. The data of the study were obtained from banks and Indonesian Stock Exchange annual report.

APA, Harvard, Vancouver, ISO, and other styles

48

Hendrawardhana, Christian, Henrycus Winarto, and Bambang Budiarto. "PERINGKAT KINERJA KEUANGAN PADA PERUSAHAAN GO PUBLIK INDUSTRI MANUFAKTUR YANG TERCATAT PADA BURSA EFEK INDONESIA DENGAN MENGGUNAKAN Z-SCORE ALTMAN MODEL PERIODE 2010-2012." Jurnal Ekonomi dan Bisnis 18, no. 2 (2016): 71–88. http://dx.doi.org/10.24123/jeb.v18i2.1628.

Full text

Abstract:

Indonesia is a country that includes emerging markets and focused on the manufacturing sector. In the manufacturing sector will require funds on production activities, and these funds can be obtained from the credit. Meanwhile in Indonesia, many credit activity conducted by commercial banks, which is closely linked to the credit of bad credit. Bad credit can occur due to 2 factors, factors debtor or creditor factors. The meaning of this factor is negligence bank creditors in the debtor's credit analysis. But for manufacturing companies go public, they can raise funds in addition to the credit

APA, Harvard, Vancouver, ISO, and other styles

49

UMAROV, Hasan S., and Husan S. UMAROV. "Assessment of a company by a credit insurer to establish a credit limit." Economic Analysis: Theory and Practice 21, no. 8 (2022): 1518–40. http://dx.doi.org/10.24891/ea.21.8.1518.

Full text

Abstract:

Subject. The article considers the peculiarities of company analysis for the purposes of making optimal management decisions by insurers (clients of credit insurers), when working with counterparties on deferred payment terms. Objectives. The aim is to disclose the process of analysis of financial and non-financial indexes of the company to simulate business processes and identify promising areas of its development. Methods. The study rests on comparative, statistical, formal-logical methods of research. Results. The paper presents a detailed analysis of financial results and some non-financia

APA, Harvard, Vancouver, ISO, and other styles

50

Saputra, Risyad Aditya, and Nureni Wijayati. "Analisis Penerapan Manajemen Risiko Kredit pada Perusahaan Start-Up Fintech PT A." Owner 7, no. 4 (2023): 3083–95. http://dx.doi.org/10.33395/owner.v7i4.1729.

Full text

Abstract:

Fintech PT A is one of the pioneers in Indonesia that serves business people with lenders on a digital platform. One of the problems faced by fintech PT A is the increase in non-performing loans. This research is a case study at a fintech startup to analyze the application of credit risk management and provide recommendations for improving credit risk management to improve company performance. The methodology used in this research is descriptive qualitative analysis by collecting data from interviews and documentation studies. Interviews were conducted with the Director of Credit and Collectio

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!