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Relevant bibliographies by topics / Credit Management

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Academic literature on the topic 'Credit Management'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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Journal articles on the topic "Credit Management"

1

Lin, Xi, Yafeng Yin, and Fang He. "Credit-Based Mobility Management Considering Travelers’ Budgeting Behaviors Under Uncertainty." Transportation Science 55, no. 2 (2021): 297–314. http://dx.doi.org/10.1287/trsc.2020.1014.

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This study analyzes the performance of a credit-based mobility management scheme considering travelers’ budgeting behaviors for credit consumption under uncertainty. In the scheme, government agencies periodically distribute a certain number of credits to travelers; travelers must pay a credit charge for driving to complete their trips. Otherwise, they can take public transit free of credit charge. Consequently, within a credit-releasing cycle, travelers must budget their credit consumption to fulfill their mobility needs. Such budgeting behaviors can be viewed as a multistage decision-making

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Akram, Hassan, and Khalil ur Rahman. "Credit risk management." ISRA International Journal of Islamic Finance 10, no. 2 (2018): 185–205. http://dx.doi.org/10.1108/ijif-09-2017-0030.

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PurposeThis study aims to examine and compare the credit risk management (CRM) scenario of Islamic banks (IBs) and conventional banks (CBs) in Pakistan, keeping in view the phenomenal growth of Islamic banking and its future implications.Design/methodology/approachA sample of five CBs and four IBs was chosen out of the whole banking industry for the study. Secondary data obtained from the banks’ annual financial reports for 13 years, starting from 2004 to 2016, were analyzed. Multiple regression, correlation and descriptive analysis were used in the examination of the data.FindingsThe results

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Gazi, Boran. "Credit Risk Management." Journal of Applied Statistics 38, no. 6 (2011): 1314. http://dx.doi.org/10.1080/02664760903335083.

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Freeman, Mark C., Paul R. Cox, and Brian Wright. "Credit risk management." Managerial Finance 32, no. 9 (2006): 761–73. http://dx.doi.org/10.1108/03074350610681952.

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BAVEENKUMAR, S. "Credit Risk Management." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem46201.

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ABSTRACT This study assesses the financial performance and credit risk management practices of select private sector banks in India between 2020 and 2024. In light of increasing competition and dynamic regulatory frameworks, it explores the importance of profitability and risk control as fundamental measures of a bank’s success.The research focuses on five key banks: HDFC Bank, ICICI Bank, Karur Vysya Bank, Federal Bank, and Tamilnad Mercantile Bank. The study is entirely based on secondary data collected from annual reports, financial portals, and scholarly sources.To evaluate financial stren

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Ивченко, Юлия, and Yuliya Ivchenko. "Company credit policy as a factor in its effective and long-term development." Russian Journal of Management 2, no. 3 (2014): 123–36. http://dx.doi.org/10.12737/10590.

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The scientific and practical publications and regulatory sources for essence credit policy of the firm are analyzed. Based on the analysis it was concluded that there is no unified approach to the content of the term «company credit policy». The credit policy of the firm as a set of principles and methods for management of accounts receivable and the provision of trade credit to buyers; management of payables and bank credits as the main sources of borrowed working capital; management of free cash in the form of giving commercial loans to other companies and opening bank deposits examined.

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Mutalemwa, D. F., and J. R. Makindara. "Effects of Credit Management Practices on Performance of Women Owned SMEs in Morogoro Municipality, Tanzania." African Journal of Accounting and Social Science Studies 4, no. 1 (2022): 293–314. http://dx.doi.org/10.4314/ajasss.v4i1.16.

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This paper determined the effects of credit management practices on the performance of women owned SMEs in Morogoro Municipality. Data were collected from 120 women which included both credit and non-credit recipients. A purposeful sampling procedure was employed to select the study district and three wards whereby two streets were selected from each ward randomly. The women’s respondents were then selected randomly from each street. Descriptive analysis was used to compute the enterprise performance status of the respondents. The results indicate that 55 percent of the women respondents were

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Spuchlakova, Erika, and Maria Misankova. "Risk management of Credit Default Swap." New Trends and Issues Proceedings on Humanities and Social Sciences 3, no. 4 (2017): 229–34. http://dx.doi.org/10.18844/gjhss.v3i4.1573.

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K, Roopa. "Credit Risk Management - A Case Analysis." International Journal of Science and Research (IJSR) 12, no. 12 (2023): 361–66. http://dx.doi.org/10.21275/sr231128152822.

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Kepuladze, T. A. "Credit risk management in the bank." Bulletin of Dulaty University 16, no. 4 (2024): 216–25. https://doi.org/10.55956/bkov2679.

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The article is devoted to the issues of credit risk management in the banking sector, which remain a key factor in financial stability and sustainability of the banking system. The main attention is paid to the analysis of modern methods of assessing and minimizing credit risks, including the introduction of new digital technologies, improving borrower scoring procedures and the use of big data to predict customer solvency. The article discusses factors influencing the growth of problem loans, such as macroeconomic instability, increasing debt burden and changes in borrower behavior. Particula

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Dissertations / Theses on the topic "Credit Management"

1

Roberts, Max F. "Modeling credit risky bonds and credit derivatives." Thesis, Massachusetts Institute of Technology, 1997. http://hdl.handle.net/1721.1/10169.

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Zhang, Xuan. "Essays in credit risk management." Thesis, University of Glasgow, 2017. http://theses.gla.ac.uk/7988/.

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Credit risk management is becoming more and more important in recent years. Credit risk refers to the risk that an obligor fails to make payments on any type of debt at the time of maturity. Credit risk models are statistical tools to infer the future default probabilities and loss distribution of values of a portfolio of debts. This doctoral thesis focus on the application of credit risk management in different areas. To better understand the credit risk management, in the first chapter, we introduce the basic ideas in credit risk management and review the models developed in the last decades

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PISANI, FABIO. "Three essays on credit management." Doctoral thesis, Università degli Studi di Roma "Tor Vergata", 2009. http://hdl.handle.net/2108/1123.

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Nel primo articolo si dimostra che, con contratti standard di debito, ammontare del prestito e profitti del debitore non variano sia quando si tratta di un prestito individuale o di un prestito di gruppo con penalità congiunta, poiché l'effetto positivo del secondo schema sul rischio della banca (e il tasso debitore) è compensato dalla penale congiunta sui debitori. E’ stato anche dimostrato che il prestito partecipato (debito più utili) che riduce i tassi di interesse (rispetto ai contratti di debito standard) genera maggiore richiesta di debito e output, ma inferiori profitti per il debi

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Gu, Jiawen, and 古嘉雯. "On credit risk modeling and credit derivatives pricing." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2014. http://hdl.handle.net/10722/202367.

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In this thesis, efforts are devoted to the stochastic modeling, measurement and evaluation of credit risks, the development of mathematical and statistical tools to estimate and predict these risks, and methods for solving the significant computational problems arising in this context. The reduced-form intensity based credit risk models are studied. A new type of reduced-form intensity-based model is introduced, which can incorporate the impacts of both observable trigger events and economic environment on corporate defaults. The key idea of the model is to augment a Cox process with trigge

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Pavel, Christoph [Verfasser]. "Credit Portfolio Management An Analysis of Credit Risk Drivers, Models, and Risk Management Tools / Christoph Pavel." München : Verlag Dr. Hut, 2012. http://d-nb.info/1021072990/34.

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Takang, Felix Achou, and Claudine Tenguh Ntui. "Bank performance and credit risk management." Thesis, University of Skövde, School of Technology and Society, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:his:diva-1318.

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<p>Banking is topic, practice, business or profession almost as old as the very existence of man, but literarily it can be rooted deep back the days of the Renaissance (by the Florentine Bankers). It has sprouted from the very primitive Stone-age banking, through the Victorian-age to the technology-driven Google-age banking, encompassing automatic teller machines (ATMs), credit and debit cards, correspondent and internet banking. Credit risk has always been a vicinity of concern not only to bankers but to all in the business world because the risks of a trading partner not fulfilling his oblig

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Stoltenberg, Deniz Robert. "Valuation and management of credit exposure." Thesis, Imperial College London, 2005. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.417193.

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Fabík, Peter. "Credit risk management v leasingové společnosti." Master's thesis, Vysoká škola ekonomická v Praze, 2007. http://www.nusl.cz/ntk/nusl-1580.

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Práce pojednává o řízení rizik v leasingové společnosti. Popisuje proces hodnocení bonity klienta a faktory ovlivňující schvalování obchodních případů. Charakterizuje ratingový a scoringový model v konkrétní leasingové společnosti, hodnotí jejich nedostatky a navrhuje změny na jejich vylepšení. Obsahuje i praktický příklad komplexního hodnocení obchodního případu včetně posouzení bonity klienta prostřednictvím ratingového modelu a nástrojů finanční analýzy.

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Diop, Sidy <1987&gt. "Credit Risk Management and Jump Models." Doctoral thesis, Alma Mater Studiorum - Università di Bologna, 2018. http://amsdottorato.unibo.it/8745/1/Sidy%20Diop%20-%20PhD%20Thesis.pdf.

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This doctoral thesis comprises three research papers that seek to improve and create corporate and sovereign credit risk models, to provide an approximate analytic expressions for CDS spreads and a numerical method for partial differential equation arisen from pricing defaultable coupon bond. First, an extension of Jump to Default Constant Elasticity Variance in more general and realistic framework is provided (see Chapter 3). We incorporate, in the model introduced in [9], a stochastic interest rate with possible negative values. In addition we provide an asymptotic approximation formula

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Den, Braber Ronald Franciscus Johannes. "Credit risk pricing models as applied to credit trading and risk management." Thesis, Imperial College London, 2006. http://hdl.handle.net/10044/1/7980.

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Books on the topic "Credit Management"

1

Bullivant, Glen. Credit management. 6th ed. Gower, 2010.

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Glen, Bullivant, ed. Credit management. 6th ed. Gower, 2010.

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GesmbH, Finanzmarkt Austria Dienstleistungs, ed. Guidelines on credit risk management: Credit approval process and credit risk management. Oesterreichische Nationalbank, 2004.

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Basu, Sam N. Strategic credit management. J. Wiley, 1995.

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Hünseler, Michael. Credit Portfolio Management. Palgrave Macmillan UK, 2013. http://dx.doi.org/10.1057/9780230391505.

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Witzany, Jiří. Credit Risk Management. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-49800-3.

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Wells, Ron. Global Credit Management. John Wiley & Sons Ltd, 2004. http://dx.doi.org/10.1002/9781118673300.

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Blackstone, D. Laurence. Credit department management. 2nd ed. Robert Morris Associates, 1993.

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9

Smithson, Charles. Credit Portfolio Management. John Wiley & Sons, Ltd., 2003.

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Colquitt, Joetta. Credit Risk Management. McGraw-Hill, 2007.

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Book chapters on the topic "Credit Management"

1

Hagenstein, Frank, and Tim Bangemann. "Credit management." In Active Fixed Income and Credit Management. Palgrave Macmillan UK, 2002. http://dx.doi.org/10.1057/9780230510494_6.

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Finlay, Steven. "Credit Management." In Consumer Credit Fundamentals. Palgrave Macmillan UK, 2005. http://dx.doi.org/10.1057/9780230502345_7.

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Finlay, Steven. "Credit Management." In Consumer Credit Fundamentals. Palgrave Macmillan UK, 2009. http://dx.doi.org/10.1057/9780230232792_9.

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Yhip, Terence M., and Bijan M. D. Alagheband. "Credit Analysis and Credit Management." In The Practice of Lending. Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-32197-0_1.

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Decker, Olufemi Sallyanne, and Lili Yan. "Credit Unions and Credit Cooperatives." In Encyclopedia of Sustainable Management. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-25984-5_524.

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Decker, Olufemi Sallyanne, and Lili Yan. "Credit Unions and Credit Cooperatives." In Encyclopedia of Sustainable Management. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-030-02006-4_524-1.

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Witzany, Jiří. "Credit Derivatives and Counterparty Credit Risk." In Credit Risk Management. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-49800-3_5.

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Witzany, Jiří. "Credit Risk Management." In Credit Risk Management. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-49800-3_2.

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Vishwanath, S. R., and Krishnamurti Narasimhan. "The Credit Market." In Investment Management. Springer Berlin Heidelberg, 2009. http://dx.doi.org/10.1007/978-3-540-88802-4_20.

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Shi, Yong, Yingjie Tian, Gang Kou, Yi Peng, and Jianping Li. "Personal Credit Management." In Advanced Information and Knowledge Processing. Springer London, 2011. http://dx.doi.org/10.1007/978-0-85729-504-0_13.

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Conference papers on the topic "Credit Management"

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B, Prapulla S., Hamsaveni R, Himashree N. R, et al. "Blockchain-Powered Carbon Credit Management: Innovating Sustainability Tracking." In 2024 8th International Conference on Computational System and Information Technology for Sustainable Solutions (CSITSS). IEEE, 2024. https://doi.org/10.1109/csitss64042.2024.10817037.

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Huang, Xiaodong. "Research on Credit Risk Management System of Credit Scoring Mechanism Driven by Computer Big Data." In 2024 International Conference on Computers, Information Processing and Advanced Education (CIPAE). IEEE, 2024. https://doi.org/10.1109/cipae64326.2024.00139.

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Tulum, Catalina. "Credit risk management in banks of the Republic of Moldova." In Simpozion stiintific al tinerilor cercetatori, editia 20. Academy of Economic Studies of Moldova, 2023. http://dx.doi.org/10.53486/9789975359030.60.

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Riscul de credit reprezintă riscul actual sau de viitor ce afectează negativ profiturile sau capitalul băncii ca urmare a neîndeplinirii obligațiilor contractuale de către debitor. Acesta este unul dintre principalele riscuri cu care orice bancă comercială se confruntă iar managementul acestuia reprezintă o parte integrată a proceselor decizionale ale băncii. Gestiunea riscului de credit în bănci cuprinde definirea politicii privind managementul riscurilor în conformitate cu strategia băncii, diversificarea portofoliului de credite, stabilirea limitelor privind riscurile întâlnite, respectarea

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Mach, Maria. "TAL Rules Versus ECA Rules: an Attempt for Comparison in the Credit Management Context." In 2002 Informing Science + IT Education Conference. Informing Science Institute, 2002. http://dx.doi.org/10.28945/2528.

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Credits are the one of the most important functions in bank management, because, from one side, thanks to a good credit policy a bank can earn money, but from the other side, in the case of weak or wrong credit policy the bank can make substantial losses. Therefore in the field of credit policy management, intelligent information systems can be very helpful, as it is a complex and heterogeneous field, needing complex management and decision-making procedures. There exist many technical solutions aimed at helping the decision-makers in this field, from “traditional” ones, as databases, to more

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Liu, Huiling, and Yihan Li. "Credit Information Sharing, Bank Size and Bank Credit Risk." In IMMS 2021: 2021 4th International Conference on Information Management and Management Science. ACM, 2021. http://dx.doi.org/10.1145/3485190.3485227.

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Jilong Wang, Dah Ming Chiu, and John C. S. Lui. "Credit-based network management." In 2009 First International Communication Systems and Networks and Workshops (COMSNETS). IEEE, 2009. http://dx.doi.org/10.1109/comsnets.2009.4808889.

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Vanchukhina, Lyubov, Tatyana Leybert, Yulia Rudneva, et al. "INTEGRATED ASSESSMENT OF THE CREDIT POLICY EFFICIENCY." In Business and Management 2018. VGTU Technika, 2018. http://dx.doi.org/10.3846/bm.2018.50.

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The credit policy is a basis of receivables management. The competent combination of its parameters allows to increase a greater effect of commercial crediting applying by the company. The purpose of this study is to develop a methodology for assessing the effectiveness of various credit policy types: conservative, moderate and aggressive. The comparative analysis of three methods of assessment of the credit policy efficiency is carried out in the article: The NPV analysis, the valuation model based on the average daily margin and the model for assessing the impact of changes in the company’s

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Curdova, Iulia. "Improving credit risk management in a commercial bank." In Simpozion stiintific al tinerilor cercetatori, editia 20. Academy of Economic Studies of Moldova, 2023. http://dx.doi.org/10.53486/9789975359030.59.

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The article considers the relevance of the problem of credit risk management, the concept and methods of credit risk management, problems and methods of credit risk management. The report was made in order to analyze the shortcomings and improve the management of credit risk in a commercial bank in the Republic of Moldova. The subject of the study is the system of financial relations associated with the implementation of banking activities and the emergence of credit risks. The object of the study is the bank's credit risk arising in the course of lending activities in a commercial bank. The p

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Song, Zhe, and Yaowu Wang. "Construction Industry Credit Dynamic Monitoring and Credit Repair." In International Conference on Construction and Real Estate Management 2020. American Society of Civil Engineers, 2020. http://dx.doi.org/10.1061/9780784483237.001.

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Kochański, Błażej. "Economics of credit scoring management." In International Days of Statistics and Economics 2019. Libuše Macáková, MELANDRIUM, 2019. http://dx.doi.org/10.18267/pr.2019.los.186.73.

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Reports on the topic "Credit Management"

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Patil, Gitesh. Credit Credit Risk Management Using Hybrid Methodologies. Iowa State University, 2020. http://dx.doi.org/10.31274/cc-20240624-448.

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Soriano, Alejandro. Oversight Note on Credit Risk Management. Inter-American Development Bank, 2011. http://dx.doi.org/10.18235/0010447.

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This evaluation examines IDB's management of credit risk of Non-Sovereign Guaranteed Operations. Although the IDB is not subject to the Principles for the Management of Credit Risk issued by the Basel Committee for Banking Supervision, these principles have been used as guidelines for this assessment. It can be concluded that the IDB largely complies with Basel's credit risk management principles. To further develop what is already a solid foundation for its credit risk management system, it is recommended that the IDB adopts a comprehensive Credit Risk Framework that clearly defines its risk

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Lee, Jongsub, Junho Oh, and David Yermack. Credit Default Swaps, Agency Problems, and Management Incentives. National Bureau of Economic Research, 2017. http://dx.doi.org/10.3386/w24064.

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Stiglitz, Joseph. Macro-economic Management in an Electronic Credit/Financial System. National Bureau of Economic Research, 2017. http://dx.doi.org/10.3386/w23032.

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Butaru, Florentin, QingQing Chen, Brian Clark, Sanmay Das, Andrew Lo, and Akhtar Siddique. Risk and Risk Management in the Credit Card Industry. National Bureau of Economic Research, 2015. http://dx.doi.org/10.3386/w21305.

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Gutiérrez, José E., and Luis Fernández Lafuerza. Credit line runs and bank risk management: evidence from the disclosure of stress test results. Banco de España, 2022. http://dx.doi.org/10.53479/25006.

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As noted in recent literature, firms can run on credit lines due to fear of future credit restrictions. We exploit the 2011 stress test supervised by the European Banking Authority (EBA) and the Spanish Central Credit Register to explore: 1) the occurrence and magnitude of these runs after the release of negative stress test results; and 2) banks’ behaviour before and after the release of this information. We find that, following the release of the results, firms drew down approximately 10 pp more available funds from lines granted by banks that had a worse performance in the stress test. More

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Gutiérrez, José E., and Luis Fernández Lafuerza. Credit line runs and bank risk management: evidence from the disclosure of stress test results. Banco de España, 2023. http://dx.doi.org/10.53479/24998.

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As noted in recent literature, firms can run on credit lines due to fear of future credit restrictions. We exploit the 2011 stress test supervised by the European Banking Authority (EBA) and the Spanish Central Credit Register to explore: 1) the occurrence and magnitude of these runs after the release of negative stress test results; and 2) banks’ behaviour before and after the release of this information. We find that, following the release of the results, firms drew down approximately 10 pp more available funds from lines granted by banks that had a worse performance in the stress test. More

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Andreasen, Eugenia, and Victoria Nuguer. Capital Flow Management Measures and Dollarization. Inter-American Development Bank, 2020. http://dx.doi.org/10.18235/0002905.

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This paper studies from an empirical and theoretical perspective the systemic and bank-level effects of imposing reserve requirements (RR) in foreign currency in an economy with a heavily dollarized financial system. The paper empirically characterizes banks responses to the RR carried out by the Peruvian Central Bank since 2008 with the objective of stabilizing the financial market and meeting its policy targets. The results suggest that the RR is effective in reducing the overall level of credit in the economy and that banks response in terms of credit and deposits is very heterogeneous depe

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Presbitero, Andrea, Roberta Rabellotti, and Claudia Piras. Definitions Matter: Measuring Gender Gaps in Firms' Access to Credit. Inter-American Development Bank, 2013. http://dx.doi.org/10.18235/0006976.

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Standards measures of female ownership and management of firms included in the World Bank Enterprise Survey do not support the existence of a gender gap in access to finance in the Latin American and Caribbean region. Nonetheless, more precise measures show that women-led businesses are more likely to be financially constrained than other comparable firms. The evidence presented herein suggests that this gender gap may be driven by taste-based discrimination. This paper exploits a rich dataset that provides detailed information about female ownership and management in firms, allowing for furth

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Trivelli, Carolina, Sergio Navajas, Mark D. Wenner, and Alvaro Tarazona. Managing Credit Risk in Rural Financial Institutions in Latin America. Inter-American Development Bank, 2007. http://dx.doi.org/10.18235/0008848.

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The purpose of this report is to review common credit risk management techniques used in a sample of Latin American financial institutions with agricultural portfolios, identify the factors that contribute to successful credit risk management as measured by several key financial performance indicators in order to assist donors, governments, and owners of financial institutions to promote and adopt the most efficient and robust techniques. This report also examines a sample of 42 financial institutions in Latin America that have agricultural portfolios, and identifies their principal perceived

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