Log in

Relevant bibliographies by topics / Credit Management / Journal articles

To see the other types of publications on this topic, follow the link: Credit Management.

Journal articles on the topic 'Credit Management'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Credit Management.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Lin, Xi, Yafeng Yin, and Fang He. "Credit-Based Mobility Management Considering Travelers’ Budgeting Behaviors Under Uncertainty." Transportation Science 55, no. 2 (2021): 297–314. http://dx.doi.org/10.1287/trsc.2020.1014.

Full text

Abstract:

This study analyzes the performance of a credit-based mobility management scheme considering travelers’ budgeting behaviors for credit consumption under uncertainty. In the scheme, government agencies periodically distribute a certain number of credits to travelers; travelers must pay a credit charge for driving to complete their trips. Otherwise, they can take public transit free of credit charge. Consequently, within a credit-releasing cycle, travelers must budget their credit consumption to fulfill their mobility needs. Such budgeting behaviors can be viewed as a multistage decision-making

APA, Harvard, Vancouver, ISO, and other styles

2

Akram, Hassan, and Khalil ur Rahman. "Credit risk management." ISRA International Journal of Islamic Finance 10, no. 2 (2018): 185–205. http://dx.doi.org/10.1108/ijif-09-2017-0030.

Full text

Abstract:

PurposeThis study aims to examine and compare the credit risk management (CRM) scenario of Islamic banks (IBs) and conventional banks (CBs) in Pakistan, keeping in view the phenomenal growth of Islamic banking and its future implications.Design/methodology/approachA sample of five CBs and four IBs was chosen out of the whole banking industry for the study. Secondary data obtained from the banks’ annual financial reports for 13 years, starting from 2004 to 2016, were analyzed. Multiple regression, correlation and descriptive analysis were used in the examination of the data.FindingsThe results

APA, Harvard, Vancouver, ISO, and other styles

3

Gazi, Boran. "Credit Risk Management." Journal of Applied Statistics 38, no. 6 (2011): 1314. http://dx.doi.org/10.1080/02664760903335083.

Full text

APA, Harvard, Vancouver, ISO, and other styles

4

Freeman, Mark C., Paul R. Cox, and Brian Wright. "Credit risk management." Managerial Finance 32, no. 9 (2006): 761–73. http://dx.doi.org/10.1108/03074350610681952.

Full text

APA, Harvard, Vancouver, ISO, and other styles

5

BAVEENKUMAR, S. "Credit Risk Management." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem46201.

Full text

Abstract:

ABSTRACT This study assesses the financial performance and credit risk management practices of select private sector banks in India between 2020 and 2024. In light of increasing competition and dynamic regulatory frameworks, it explores the importance of profitability and risk control as fundamental measures of a bank’s success.The research focuses on five key banks: HDFC Bank, ICICI Bank, Karur Vysya Bank, Federal Bank, and Tamilnad Mercantile Bank. The study is entirely based on secondary data collected from annual reports, financial portals, and scholarly sources.To evaluate financial stren

APA, Harvard, Vancouver, ISO, and other styles

6

Ивченко, Юлия, and Yuliya Ivchenko. "Company credit policy as a factor in its effective and long-term development." Russian Journal of Management 2, no. 3 (2014): 123–36. http://dx.doi.org/10.12737/10590.

Full text

Abstract:

The scientific and practical publications and regulatory sources for essence credit policy of the firm are analyzed. Based on the analysis it was concluded that there is no unified approach to the content of the term «company credit policy». The credit policy of the firm as a set of principles and methods for management of accounts receivable and the provision of trade credit to buyers; management of payables and bank credits as the main sources of borrowed working capital; management of free cash in the form of giving commercial loans to other companies and opening bank deposits examined.

APA, Harvard, Vancouver, ISO, and other styles

7

Mutalemwa, D. F., and J. R. Makindara. "Effects of Credit Management Practices on Performance of Women Owned SMEs in Morogoro Municipality, Tanzania." African Journal of Accounting and Social Science Studies 4, no. 1 (2022): 293–314. http://dx.doi.org/10.4314/ajasss.v4i1.16.

Full text

Abstract:

This paper determined the effects of credit management practices on the performance of women owned SMEs in Morogoro Municipality. Data were collected from 120 women which included both credit and non-credit recipients. A purposeful sampling procedure was employed to select the study district and three wards whereby two streets were selected from each ward randomly. The women’s respondents were then selected randomly from each street. Descriptive analysis was used to compute the enterprise performance status of the respondents. The results indicate that 55 percent of the women respondents were

APA, Harvard, Vancouver, ISO, and other styles

8

Spuchlakova, Erika, and Maria Misankova. "Risk management of Credit Default Swap." New Trends and Issues Proceedings on Humanities and Social Sciences 3, no. 4 (2017): 229–34. http://dx.doi.org/10.18844/gjhss.v3i4.1573.

Full text

APA, Harvard, Vancouver, ISO, and other styles

9

K, Roopa. "Credit Risk Management - A Case Analysis." International Journal of Science and Research (IJSR) 12, no. 12 (2023): 361–66. http://dx.doi.org/10.21275/sr231128152822.

Full text

APA, Harvard, Vancouver, ISO, and other styles

10

Kepuladze, T. A. "Credit risk management in the bank." Bulletin of Dulaty University 16, no. 4 (2024): 216–25. https://doi.org/10.55956/bkov2679.

Full text

Abstract:

The article is devoted to the issues of credit risk management in the banking sector, which remain a key factor in financial stability and sustainability of the banking system. The main attention is paid to the analysis of modern methods of assessing and minimizing credit risks, including the introduction of new digital technologies, improving borrower scoring procedures and the use of big data to predict customer solvency. The article discusses factors influencing the growth of problem loans, such as macroeconomic instability, increasing debt burden and changes in borrower behavior. Particula

APA, Harvard, Vancouver, ISO, and other styles

11

Şendikici, Pınar. "Process Management and One Example Service Sector." International Journal of Advanced Natural Sciences and Engineering Researches 7, no. 6 (2023): 85–88. http://dx.doi.org/10.59287/ijanser.1140.

Full text

Abstract:

The application study has been done in a private bank ABC bank in the form of case study. The observational method and interview method have been used about two types of branch office. A case study will be done about existing branch offices in one of these two branch office types and in the other one about improvement branch office. The information about ABC bank credit operation system has been collected and credit operation process has been explained as systemic in the light of this collected information. The workflow diagrams have been composed by analysing processes. The workflow diagrams

APA, Harvard, Vancouver, ISO, and other styles

12

Alam, MD Waquar. "INVESTIGATING THE IMPACT OF CREDIT RISK ON FINANCIAL PERFORMANCE OF COMMERCIAL BANK IN INDIA." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 05 (2024): 1–5. http://dx.doi.org/10.55041/ijsrem33025.

Full text

Abstract:

In this liberalization period, credit Risk Management has got much importance in the Indian Economy. The main challenges faced by the banking sector today are the challenge of identifying the risk and managing it. The risk is imbibed nature of the banking business. The main role of a bank is of intermediate for those having resources and requiring resources. For risk management various risks like credit risk, market risk or operational risk have to be converted into one composite measure. The importance of credit risk management and its impact on profitability has motivated us to pursue this s

APA, Harvard, Vancouver, ISO, and other styles

13

M., Moses Antony Rajendran. "Credit Risk Management and Insurance Practices - An Overview." Journal of Research in Business, Economics and Management 2, no. 2 (2015): 89–96. https://doi.org/10.5281/zenodo.3965327.

Full text

Abstract:

In this article it mentioned about credit risk, explosion of credit risk, credit risk raisers, inclusion of credit risks, default probability of credit risks, Evaluation Factors Credit Risks, Altman’s Z Score of credit scoring, Credit Rating, Functions of Credit Ratings, Benefits of credit instruments, Disadvantages of credit rating, Types of credit rating, Sovereign Vs. Corporate Credit Rating, Credit Risk Management & Techniques and Principles for the Assessment of Banks’ Management of Credit Risk.

APA, Harvard, Vancouver, ISO, and other styles

14

Fatoni, Ahmad, and Sahidin Wahyudi. "Credit System Based Learning Management in Serving Highly Intelligent Students in Madrasas." Journal Corner of Education, Linguistics, and Literature 4, no. 001 (2024): 67–78. https://doi.org/10.54012/jcell.v4i001.363.

Full text

Abstract:

This research aims to examine Credit System-Based Learning Management in Serving Highly Intelligent Students in Madrasas. This research method uses research and development methods and has the aim of improving Madrasah institutions. The average number of credits taken each semester is 40 credits. The research results show that the SKS based curriculum preparation model is used for students with fast learning characteristics, who require activities to compress material to find important material. Therefore, due to the use of credit-based curriculum in smart classes, there is an additional need

APA, Harvard, Vancouver, ISO, and other styles

15

Srinivas, Sattaru Shanmukha, and Kayalvizhi R. "Exploring Credit Management Automation." International Journal for Research in Applied Science and Engineering Technology 10, no. 5 (2022): 2286–88. http://dx.doi.org/10.22214/ijraset.2022.42436.

Full text

Abstract:

Abstract: The cash flow management is one of the important factors in any of the company success. It has become the primary focus of the companies after post financial crisis. Almost every company extend credit to their customers. This is an important tool for attracting the customers. If the credit is poorly managed it will result in risk in converting sales to cash. As the technology is much advanced now, it is very important to reconsider and create better methods for cash flow management. It is much needed time for the automation of processes like calculating credit score, credit trustwort

APA, Harvard, Vancouver, ISO, and other styles

16

Liliya, Chernyshova, and Chernova Nataliya. "Management of credit activity of banking institutions." Economic journal Odessa polytechnic university 1, no. 7 (2019): 70–78. https://doi.org/10.5281/zenodo.3406202.

Full text

Abstract:

The article investigates the current state of credit activity of banking institutions of Ukraine, the dynamics of key indicators that characterize it. The need to support customer-oriented policy in the field of credit activity, which is the key to strengthening the competitive position of the Bank in the struggle for customers. The authors have developed a comprehensive model of activation of credit activity management of the Bank, in which a program of actions in a certain direction is proposed and some diagnostic indicators are recommended to determine the state of the Bank in accordance wi

APA, Harvard, Vancouver, ISO, and other styles

17

Anoshkina, Natalya. "Management of Credit Losses." Vestnik Volgogradskogo gosudarstvennogo universiteta. Serija 3. Ekonomika. Ekologija, no. 2 (June 2018): 76–84. http://dx.doi.org/10.15688/jvolsu3.2018.2.8.

Full text

APA, Harvard, Vancouver, ISO, and other styles

18

Bluhm, Christian, and Walter Mussil. "Balanced Credit Cycle Management." Schmalenbachs Zeitschrift für betriebswirtschaftliche Forschung 62, S61 (2010): 68–82. http://dx.doi.org/10.1007/bf03372982.

Full text

APA, Harvard, Vancouver, ISO, and other styles

19

Boffey, R., and G. N. Robson. "Bank Credit Risk Management." Managerial Finance 21, no. 1 (1995): 66–78. http://dx.doi.org/10.1108/eb018497.

Full text

APA, Harvard, Vancouver, ISO, and other styles

20

Suriansha, Reza, Erwin Rasyid, and Alfonsus Beo Say. "RELATIONSHIP OF MARKETING ASPECTS, FINANCIAL, FUNDS, TECHNICAL, MANAGEMET ON CUT CREDITS IN BANK MANDIRI ANEKA TAMBANG IN JAKARTA." Sebatik 24, no. 1 (2020): 128–35. http://dx.doi.org/10.46984/sebatik.v24i1.911.

Full text

Abstract:

PT. Bank Mandiri is the largest bank in Indonesia in terms of assets, loans, and deposits. But at this time Bank Mandiri is experiencing a large number of customers that are doing bad credit. The research was conducted related to the number of bad loans experienced by PT. Bank Mandiri, Jakarta. The purpose of this study is to determine the relationship of internal factors, which include aspects of marketing, aspects of financial arrangements, aspects of funds, technical aspects, and management aspects partially and simultaneously on the customer's bad credit. The method used is quantitative by

APA, Harvard, Vancouver, ISO, and other styles

21

Ngimanang, Achamoh Victalice. "Credit Risk Management Practices and the Profitability of Selected Microfinance Institutions in Bamenda." International Journal of Finance 10, no. 3 (2025): 55–73. https://doi.org/10.47941/ijf.2609.

Full text

Abstract:

Purpose: This article examines the effect of credit risk management practices on profitability of microfinance institutions in Bamenda which host majority of credit unions in Cameroon. Methodology: After exploring the related concepts and theories, the study adopts a mixed research design where data were collected mainly with the use of questionnaires from a sample of 41 credit unions in the area, analysed using multivariate regression technique. Findings: The results of the findings show that the data are normally distributed, not prone to any problem of multicollinearity, and that the model

APA, Harvard, Vancouver, ISO, and other styles

22

Ogunwale, Olurotimi, and Isibor Areghan. "Impact of Credit Risk Management on the Performance of Nigerian Deposit Money Banks: An Analysis from 2010 to 2020." Asian Journal of Advanced Research and Reports 18, no. 10 (2024): 28–41. http://dx.doi.org/10.9734/ajarr/2024/v18i10752.

Full text

Abstract:

This study examined the impact of credit risk management on the financial performance of Nigerian deposit money banks over a 10-year period from 2010 to 2020. Understanding the relationship between credit risk management and bank performance is crucial for the stability and growth of the Nigerian banking sector. The Five deposit money banks used were First Bank Plc, Zenith Bank Plc, Access Bank Plc, Guarantee Trust Bank Plc, with United Bank of Africa (UBA) Plc. Equity returns measured bank performance while credit risk was explained using non-performing credits, capital adequacy ratio, plus p

APA, Harvard, Vancouver, ISO, and other styles

23

Панова and T. Panova. "Determination of Credit Border – Basis of Credit Risk Management of Consumer Credit." Economics of the Firm 4, no. 3 (2015): 44–48. http://dx.doi.org/10.12737/17595.

Full text

Abstract:

The article discusses the problem of determining the boundaries of credit and credit risk management. Defining the boundaries of reasonable use of credit and compliance is of great importance for the economy as a whole. Only with an optimal level of credit investments of credit impact on the economy can be positive.

APA, Harvard, Vancouver, ISO, and other styles

24

Spuchlakova, Erika, and Maria Misankova. "Risk management of Credit Default Swap." New Trends and Issues Proceedings on Humanities and Social Sciences 3, no. 4 (2017): 229–34. http://dx.doi.org/10.18844/prosoc.v3i4.1573.

Full text

Abstract:

Credit derivatives are an up to date innovation in financial markets. These financial instrument have a potential to allow enterprises to trade and manage the credit risks and market risks. The striking growth of credit derivatives suggest that participant of financial markets find them to be useful instrument for risk management. The most popular and fundamental credit derivatives is a credit default swaps (CDS). In the paper we detailed the risk management of the credit default swaps and quantified the credit risk of investors in two way: (i) calculate the term structure of default probabili

APA, Harvard, Vancouver, ISO, and other styles

25

Joseph, John Magal. "The Impacts of Credits Risk Management on Profitability of Rural Savings and Credits Cooperative Societies." International Journal of Management Sciences and Business Research 2, no. 12 (2013): 01–16. https://doi.org/10.5281/zenodo.3441849.

Full text

Abstract:

This study was conducted from 37 rural SACCOS in Morogoro, Dodoma and Kilimanjaro regions in Tanzania to assess the influence of credits risk management on rural SACCOS’ profitability. The study applied univariate regression model where ROA and ROE were the proxies for profitability and Non Performing Loans ratio (NPL) was used as the proxy for credit risks management. This study found out that 70% of rural SACCOS were making loss because they lacked effective credits risk mitigation techniques. The findings also noted the maximum and average loss of 315 and 5 million Tshs respectively.

APA, Harvard, Vancouver, ISO, and other styles

26

Ahmed Alhammadi, Mohamed Abdulraheem, Alberto Ibañez-Fernandez, and Arnaldo Vergara-Romero. "Credit scoring and risk management in islamic banking: the case of Al Etihad Credit Bureau." Revista Venezolana de Gerencia 29, no. 105 (2024): 111–24. http://dx.doi.org/10.52080/rvgluz.29.105.8.

Full text

Abstract:

This current research aims to assess the performance of Al Etihad Credit Bureau (AECB) operating in the United Arab Emirates (U.A.E.) in reducing credit risk in the Islamic banking model. The research aims to clarify the effects of credit scores on credit risk management in Islamic banks and the extent of adopting Islamic banks of these ratings when evaluating the borrowers. The study was done based on a primary qualitative research method where six top managers from AECB and nine managers from UAE’s Islamic banks who are involved with credits within the bank were interviewed using a structure

APA, Harvard, Vancouver, ISO, and other styles

27

Mohamed, Abdulraheem Ahmed Alhammadi, Ibañez-Fernandez Alberto, and Vergara-Romero Arnaldo. "Credit scoring and risk management in islamic banking: the case of Al Etihad Credit Bureau." Revista Venezolana de Gerencia (RVG). Facultad de Ciencias Económicas y Sociales. Universidad del Zulia. 29, no. 105 (2024): 111–24. https://doi.org/10.52080/rvgluz.29.105.8.

Full text

Abstract:

This current research aims to assess the performance of Al Etihad Credit Bureau (AECB) operating in the United Arab Emirates (U.A.E.) in reducing credit risk in the Islamic banking model. The research aims to clarify the effects of credit scores on credit risk management in Islamic banks and the extent of adopting Islamic banks of these ratings when evaluating the borrowers. The study was done based on a primary qualitative research method where six top managers from AECB and nine managers from UAE’s Islamic banks who are involved with credits within the bank were interviewed using a str

APA, Harvard, Vancouver, ISO, and other styles

28

Zou, Guoxia. "Designing a Credit Bank Model Based on Blockchain Technology." Scientific and Social Research 4, no. 4 (2022): 42–49. http://dx.doi.org/10.26689/ssr.v4i4.3779.

Full text

Abstract:

In the implementation of credit bank, the transformation of learning accomplishments cannot be automated, and the workload of credit achievement management is large. Credits cannot interact freely across different credit banking systems. In order to solve the aforementioned problems, this study proposes the use of alliance chain technology to overcome the technical challenges encountered in the establishment of credit bank. In line with the basic framework of the alliance chain, a credit bank model based on blockchain technology is designed. At the moment, only the model design has been comple

APA, Harvard, Vancouver, ISO, and other styles

29

Kabayiza, A., G. Owuor, K. J. Langat, P. Mugenzi, and F. Niyitanga. "Does credit utilization lead to increasing farm outcome? a micro-perspective of tea production from Rwanda." Agro-Science 20, no. 2 (2021): 92–100. http://dx.doi.org/10.4314/as.v20i2.15.

Full text

Abstract:

Credit is a crucial factor for tea growers to pay for physical farm inputs mainly input fertilizers, research and development of high yielding tea clones and labour in order to improve the production of green tea leaf and to meet factories’ demand for raw materials. However, mismanagement of accessed credits by farmers has been reported among the snags affecting the sector development. The study analyzed the determinants and impact of credit utilization on farm income among smallholder tea growers in Nyaruguru District, Rwanda. Crosssectional tea household level data were collected from 358 fa

APA, Harvard, Vancouver, ISO, and other styles

30

Lamichhane, Basu Dev. "Credit Portfolio Management in Nepalese Microfinance Institutions (MFIs): A Shifting Guide to Credit Risk Management." Interdisciplinary Journal of Management and Social Sciences 4, no. 1 (2023): 8–20. http://dx.doi.org/10.3126/ijmss.v4i1.54097.

Full text

Abstract:

This paper attempts to provide a first step toward understanding the role of credit portfolio management in Nepalese microfinance institutions (MFIs) and overcome those problems associated with credit risk management. The credit portfolio management (CPM) has become most crucial functions of the Nepalese MFIs for sound loan portfolio quality. This study is based on descriptive research design. Several findings are made through the review of the literature that is parallel to achieving the objectives of the study. MFIs are financial intermediaries ("banks") that have a direct impact on economic

APA, Harvard, Vancouver, ISO, and other styles

31

Guo, Chun, Wunhong Su, and Xiaobao Song. "THE SUBSTITUTION FINANCING EFFECT OF SUPPLIERS’ TRADE CREDIT ON CUSTOMERS’ TRADE CREDIT IN CHINA." Journal of Business Economics and Management 22, no. 6 (2021): 1456–75. http://dx.doi.org/10.3846/jbem.2021.15608.

Full text

Abstract:

This study investigates the substitution financing effect of suppliers’ trade credit on customers’ trade-credit using Chinese listed firms from 2009 to 2018. Results verify the substitution financing effect of suppliers’ trade credit on customers’ trade credit, indicating that firms with higher suppliers’ trade credit have lower customers’ trade credit. Moreover, suppliers’ trade-credit substitutes customers’ trade credit by alleviating financing constraints. Customer concentration weakens the substitution financing relation. Finally, the substitution financing effect of customers’ trade credi

APA, Harvard, Vancouver, ISO, and other styles

32

Shahidah Binti Fadzin, Nurul, and Wan Nazjmi bin Mohamed Fisol. "AWARENESS OF CREDIT MANAGEMENT AMONG PUBLIC SERVANTS IN MALAYSIA THROUGH COUNSELING AND CREDIT MANAGEMENT AGENCY (AKPK)." International Journal of Advanced Research 11, no. 05 (2023): 37–41. http://dx.doi.org/10.21474/ijar01/16846.

Full text

Abstract:

Credit Credit management is a crucial aspect in ensuring financial sustainability within society, particularly among civil servants. Therefore, it is paramount that the general public in Malaysia have a comprehensive understanding and awareness of the Credit Management program through the Credit Counselling and Management Agency (AKPK) to prevent the community from being burdened with high levels of debt, which could potentially lead to bankruptcy. As such, this article aims to analyze the behavior of public servants in the state of Kedah, involving a total of 150 individuals, in order to iden

APA, Harvard, Vancouver, ISO, and other styles

33

Williams, M. "Credit where credit is due." Managing Service Quality: An International Journal 3, no. 3 (1993): 53–56. http://dx.doi.org/10.1108/eum0000000003172.

Full text

APA, Harvard, Vancouver, ISO, and other styles

34

Miftaqul Sandrina Wardani, Wiratna Wiratna, Sutini Sutini, Diana Zuhro, Tjandra Wasesa, and Heri Toni. "Prosedur Pemberian Pinjaman Kredit Pada Primkopal Komando Pendidikan Marinir Surabaya (Laporan Kegiatan Kuliah Kerja Lapangan)." Cakrawala: Jurnal Pengabdian Masyarakat Global 2, no. 4 (2023): 83–108. http://dx.doi.org/10.30640/cakrawala.v2i4.1710.

Full text

Abstract:

The beginning of the word credit comes from Latin, namely "Credere" which means trust, which is the trust of the creditor that the debtor will return the loan and interest in accordance with the agreement of both parties. According to the Banking Law, credit is the provision of money or bills that can be likened to it, based on an agreement or loan agreement between a bank and another party, which requires the borrower to pay off its debt after a certain period of time with interest. Various forms of credit according to OJK (Financial Services Authority) such as unsecured credit loans (KTA), C

APA, Harvard, Vancouver, ISO, and other styles

35

Ndegwa, Michael K., Apurba Shee, Calum G. Turvey, and Liangzhi You. "Uptake of insurance-embedded credit in presence of credit rationing: evidence from a randomized controlled trial in Kenya." Agricultural Finance Review 80, no. 5 (2020): 745–66. http://dx.doi.org/10.1108/afr-10-2019-0116.

Full text

Abstract:

PurposeDrought-related climate risk and access to credit are among the major risks to agricultural productivity for smallholder farmers in Kenya. Farmers are usually credit-constrained due to either involuntary quantity rationing or voluntary risk rationing. By exploiting randomized distribution of weather risk-contingent credit (RCC) and traditional credit, the authors estimate the causal effect of bundling weather index insurance to credit on uptake of agricultural credits among rural smallholders in Eastern Kenya. Further, the authors assess farmers' credit rationing, its determinants and e

APA, Harvard, Vancouver, ISO, and other styles

36

Tokaev, Noh, and Aleksandr Gokoev. "Commercial bank credit risk management." Russian Journal of Management 11, no. 2 (2023): 82–90. http://dx.doi.org/10.29039/2409-6024-2023-11-2-82-90.

Full text

Abstract:

In the main activities currently carried out by commercial banks, a significant place is given to the system of tools that is created and operates to manage credit risks. The importance of this system increases in the context of the development of the financial crisis, as well as in the fierce competition that arises between banks with a decrease in the profitability of their main activities. Among other things, credit risks themselves are the cause of a large number of various problems that impede the development and receipt of sufficient profits for credit institutions.  This article i

APA, Harvard, Vancouver, ISO, and other styles

37

Zhao, Jing. "Thoughts and Practice on the Education Projects of Sino-foreign Credit Mutual Recognition in Private Undergraduate Universities." Review of Educational Theory 4, no. 1 (2021): 40. http://dx.doi.org/10.30564/ret.v4i1.2779.

Full text

Abstract:

International development is a challenge that each university must face. The educational mechanism of private undergraduate universities is flexible, and has certain advantages in expanding international education programs. Sino-foreign credit mutual recognition programs are more common in private undergraduate universities. With the continuous development of resources and models on international education cooperation, the forms of Sino-foreign credits mutual recognition cooperation are becoming more diversified. The rapid development of Chinese and foreign credit recognition education program

APA, Harvard, Vancouver, ISO, and other styles

38

Inuguidan, Jojo Ivan D. "Credit Management Practices of Elementary School Teachers." International Journal of Research 10, no. 7 (2023): 256–66. https://doi.org/10.5281/zenodo.8176432.

Full text

Abstract:

<em>The purpose of this study was to examine and analyze the Credit Management Practices of Balili Elementary School Teachers in La Trinidad, Benguet. Credit management procedures are the tactics employed by an organization to ensure that the firm's credit level is acceptable and properly controlled. It is a subset of financial management that includes credit analysis, credit rating, credit categorization, and credit reporting. And when credit management is done correctly, the capital with borrowers decreases, as does the chance of bad debts. The primary goal of this study was to assess th

APA, Harvard, Vancouver, ISO, and other styles

39

Erokhin, V. V., and Yu A. Kavin. "EVALUATION OF A CREDIT CUSTOMER IN A CREDIT ORGANIZATION." Juvenis Scientia, no. 3 (2019): 13–21. http://dx.doi.org/10.32415/jscientia.2019.03.03.

Full text

Abstract:

The article proposes a model of an effective credit management system for a credit institution. The goal is to determine the impact of selected loan management processes on the effectiveness of the entire credit management system. This is done through hypothesis testing, using the usual least squares method. Another problem is the assignment to individual clients of their real strategic importance in the credit portfolio of a credit institution in order to ensure the optimal allocation of financial resources. For this purpose, two different methods are used, namely: analysis of the client loan

APA, Harvard, Vancouver, ISO, and other styles

40

Abdallah Saleh, Besan, and Veronica Paz. "Credit risk management and profitability: Evidence from Palestinian banks." Banks and Bank Systems 18, no. 3 (2023): 25–34. http://dx.doi.org/10.21511/bbs.18(3).2023.03.

Full text

Abstract:

Credit risk has gained considerable attention in most countries of the world intending to manage the efficiency of credit portfolios. This study attempts to examine the impact of credit risk management on bank profitability. The local Bank of Palestine provided secondary data over a ten-year period (2010–2020) collected from financial annual reports. The statistical analysis is carried out using the SPSS and E-views software, and the study hypotheses are verified using descriptive statistics, multicollinearity tests, and regression. Palestinian banks’ profitability was evaluated using return o

APA, Harvard, Vancouver, ISO, and other styles

41

Sun, Xia. "Exploration and Practice of Credit bank docking with Professional group construction——Taking the construction of Credit bank for Digital creativity and Media professional group as an example." SHS Web of Conferences 157 (2023): 02018. http://dx.doi.org/10.1051/shsconf/202315702018.

Full text

Abstract:

The National Credit bank for Vocational Education (Credit bank for short) is a unit of measurement based on credits. According to unified standards, it identifies and calculates various learning outcomes reflected in academic certificates and vocational skill level certificates. It has learning outcomes storage, accumulation and conversion and other functions of the learning incentive system and education management system.

APA, Harvard, Vancouver, ISO, and other styles

42

Awazi, Nyong Princely. "Driving sustainable agroforestry through carbon credit-based policies: Realities and perspectives." Natural Resources Conservation and Research 8, no. 1 (2025): 10184. https://doi.org/10.24294/nrcr10184.

Full text

Abstract:

Carbon credit-based policies are important to driving sustainable practices worldwide. These policies have in the past focused mainly on wetlands, forests, and other ecosystems, neglecting agroforestry—which is a climate-smart and agroecological practice. This paper therefore seeks to examine how carbon credit-based policies can drive sustainable agroforestry through an in-depth empirical review of literature. It was found that the most common carbon credit-based policies and schemes are government-led, including the CCER (China Certified Emissions Reduction), ETS (EU Emissions Trading System)

APA, Harvard, Vancouver, ISO, and other styles

43

Amin, Ruhul. "Credit Risk Management of Jamuna Bank Limited." ABC Research Alert 4, no. 1 (2016): Bangladesh. http://dx.doi.org/10.18034/ra.v4i1.302.

Full text

Abstract:

Banks are exposed to five core risks through their operation, which are – credit risk, asset/liability risk, foreign exchange risk, internal control & compliance risk, and money laundering risk. Among these risks management of credit risk gets most attention. Credit risk arises due to the possibility that the borrower may fail to repay the loan. Following the recent global financial crisis, which originated from poor management of credit risk, credit risk is the most discussed topic in banking industry. All commercial banks operating in Bangladesh are strictly regulated by Bangladesh Bank.

APA, Harvard, Vancouver, ISO, and other styles

44

Sutikno, Sutikno, Muhamad Suhaemi, and Muhammad Irsad Ariffin. "Sharia Bank Credit Management In Entrepreneurship." Jurnal Keuangan dan Perbankan (KEBAN) 2, no. 1 (2022): 1–6. http://dx.doi.org/10.30656/jkk.v2i1.5829.

Full text

Abstract:

The provision of credit for entrepreneurs is currently a separate issue for Islamic banks because they have a small market segment. How to manage Islamic bank credit to expand the market for entrepreneurs in accordance with government policies in supporting the current recovery. For this reason, banks need to manage existing credit so that avoid the risk of bad credit that will arise in the future. For credit management for bank entrepreneurs, it should look at the income generated by business actors per year, in addition to the type of business that has a high level of buyer interest, the ban

APA, Harvard, Vancouver, ISO, and other styles

45

Soehaditama, Josua Panatap, Nera Marinda Machdar, and Adler Haymans Manurung. "Determinant Banking Credit Risk Management." Indonesian Journal of Business Analytics 3, no. 4 (2023): 1105–12. http://dx.doi.org/10.55927/ijba.v3i4.5032.

Full text

Abstract:

This article reviews and looks for the relationship between two variables, namely banking and credit risk management from the results of existing research. The research method used is qualitative by looking at the findings or research results from existing literature derived from reputable journals or other sources found to support this study. In this article explains that banking credit risk management, determinants play an important role in identifying, measuring, and managing credit risk. Factors such as debtor characteristics, quality of collateral, economic and industrial conditions, bank

APA, Harvard, Vancouver, ISO, and other styles

46

BROLL, UDO, B. MICHAEL GILROY, and ELMAR LUKAS. "MANAGING CREDIT RISK WITH CREDIT DERIVATIVES." Annals of Financial Economics 03, no. 01 (2007): 0750004. http://dx.doi.org/10.1142/s2010495207500042.

Full text

Abstract:

Credit risk is one of the most important forms of risk faced by national and international banks as financial intermediaries. Managing this kind of risk through selecting and monitoring corporate and sovereign borrowers and through creating a diversified loan portfolio has always been one of the predominant challenges in bank management. The aim of our study is to examine how a risky loan portfolio affects optimal bank behavior in the loan and deposit markets, when derivatives to hedge credit risk are available. In a stochastic continuous-time framework a hedging model is developed where the b

APA, Harvard, Vancouver, ISO, and other styles

47

Dabi, Rowland Seyram Koku, Nugraha Nugraha, Disman Disman, and Maya Sari. "A Survey of Banks in Ghana's Credit Risk Management Practices." Image : Jurnal Riset Manajemen 11, no. 1 (2023): 45–58. http://dx.doi.org/10.17509/image.2023.005.

Full text

Abstract:

In recent times, banks and other financial institutions that lend money to customers have placed a high priority on credit risk management. To manage credit risk, banks employ customer evaluation systems, loan size restrictions, credit checks, flexible loan repayment plans, and fines Hence, the present study focuses on the credit risk management practices used in banks, to identify the internal control measures used in mitigating credit risk in banks and to examine the challenges faced in implementing credit risk management practices. The Ordinal Logistic Regression(OLR) was used to identify t

APA, Harvard, Vancouver, ISO, and other styles

48

Gibson, Michael S. "Credit Derivatives and Risk Management." Finance and Economics Discussion Series 2007, no. 47 (2007): 1–20. http://dx.doi.org/10.17016/feds.2007.47.

Full text

APA, Harvard, Vancouver, ISO, and other styles

49

Gong, Jaisik. "Earnings Management and Credit Rating." Asia-pacific Journal of Convergent Research Interchange 6, no. 9 (2020): 13–21. http://dx.doi.org/10.47116/apjcri.2020.09.02.

Full text

APA, Harvard, Vancouver, ISO, and other styles

50

Kealhofer, Stephen. "Credit Risk and Risk Management." AIMR Conference Proceedings 1999, no. 3 (1999): 80–91. http://dx.doi.org/10.2469/cp.v1999.n3.11.

Full text

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!