Relevant bibliographies by topics / Credit risk control

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Credit risk control'

Author: Grafiati
Published: 30 May 2022
Last updated: 31 July 2025

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Journal articles on the topic "Credit risk control"

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Mann, Steven V. "Optimal Control of Credit Risk." Journal of Financial Research 25, no. 4 (2002): 593–94. http://dx.doi.org/10.1111/1475-6803.00039.

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Riak PhD, Gabriel Alier, and Dut Bol Ayuel Bill. "CREDIT CONTROL ON DEVELOPMENT." IJRDO - Journal of Social Science and Humanities Research 8, no. 11 (2022): 77–78. http://dx.doi.org/10.53555/sshr.v8i11.5377.

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Credit risk management is defined as identification, measurement, monitoring and control of risk arising from the possibility of default in loan repayments (Abdifatah& Ogle, 2010). Also Ogilo, (2012) defines Credit Risk Management to involve the process of making decisions relating to the investment of funds. Such decisions should be carefully analyzed as they are characterized by an element of uncertainty (Wanjira, 2010).
 Credit extended to borrowers may be at the risk of default such that whereas banks extend credit on the understanding that borrowers will repay their loans, some b
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Wang, Yannan, and Siyu Han. "Research on credit control and management of commercial banks." Economics and Public Policy 1, no. 1 (2025): 54. https://doi.org/10.63313/epp.9004.

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With mounting economic pressures in China, commercial banks are witnessing a continuous rise in non-performing loans, making credit risk management a renewed focus of attention. Effective risk management and control in credit operations serve as both essential require-ments for maintaining the healthy development of China's financial market and vital strate-gies for commercial banks to sustain competitiveness. When handling complex credit port-folios, how to effectively mitigate credit risks has become a critical challenge requiring in-depth research by grassroots commercial banks. This paper
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Kepuladze, T. A. "Credit risk management in the bank." Bulletin of Dulaty University 16, no. 4 (2024): 216–25. https://doi.org/10.55956/bkov2679.

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The article is devoted to the issues of credit risk management in the banking sector, which remain a key factor in financial stability and sustainability of the banking system. The main attention is paid to the analysis of modern methods of assessing and minimizing credit risks, including the introduction of new digital technologies, improving borrower scoring procedures and the use of big data to predict customer solvency. The article discusses factors influencing the growth of problem loans, such as macroeconomic instability, increasing debt burden and changes in borrower behavior. Particula
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Ndegwa, Michael K., Apurba Shee, Calum G. Turvey, and Liangzhi You. "Uptake of insurance-embedded credit in presence of credit rationing: evidence from a randomized controlled trial in Kenya." Agricultural Finance Review 80, no. 5 (2020): 745–66. http://dx.doi.org/10.1108/afr-10-2019-0116.

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PurposeDrought-related climate risk and access to credit are among the major risks to agricultural productivity for smallholder farmers in Kenya. Farmers are usually credit-constrained due to either involuntary quantity rationing or voluntary risk rationing. By exploiting randomized distribution of weather risk-contingent credit (RCC) and traditional credit, the authors estimate the causal effect of bundling weather index insurance to credit on uptake of agricultural credits among rural smallholders in Eastern Kenya. Further, the authors assess farmers' credit rationing, its determinants and e
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Andreou, Elena, and Eric Ghysels. "Quality control for structural credit risk models." Journal of Econometrics 146, no. 2 (2008): 364–75. http://dx.doi.org/10.1016/j.jeconom.2008.08.013.

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Yangyudongnanxin, Guo. "Financial Credit Risk Control Strategy Based on Weighted Random Forest Algorithm." Scientific Programming 2021 (October 19, 2021): 1–9. http://dx.doi.org/10.1155/2021/6276155.

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In order to improve the effectiveness of financial credit risk control, a financial credit risk control strategy based on weighted random forest algorithm is proposed. The weighted random forest algorithm is used to classify the financial credit risk data, construct the evaluation index system, and use the analytic hierarchy process to evaluate the financial credit risk level. The targeted risk control strategies are taken according to different risk assessment results. We compared the proposed method with two other methods, and the experimental results show that the proposed method has higher
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BAVEENKUMAR, S. "Credit Risk Management." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem46201.

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ABSTRACT This study assesses the financial performance and credit risk management practices of select private sector banks in India between 2020 and 2024. In light of increasing competition and dynamic regulatory frameworks, it explores the importance of profitability and risk control as fundamental measures of a bank’s success.The research focuses on five key banks: HDFC Bank, ICICI Bank, Karur Vysya Bank, Federal Bank, and Tamilnad Mercantile Bank. The study is entirely based on secondary data collected from annual reports, financial portals, and scholarly sources.To evaluate financial stren
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Tien, Dat Pham, and Kim Quoc Trung Nguyen. "Credit risk management and effectiveness of credit activities: Evidence from Vietnam." Journal of Eastern European and Central Asian Research (JEECAR) 10, no. 5 (2023): 788–99. http://dx.doi.org/10.15549/jeecar.v10i5.989.

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The research aims to assess the effects of credit risk management on the effectiveness of credit activities at Vietnamese state-owned commercial banks. Based on the literature review and empirical studies, the aspects of credit risk management practices include four factors proposed in the research model, such as: credit terms, client appraisal, credit risk control, and collection policies. The author implements the descriptive statistical method and linear regression model on SPSS with data from a survey of credit officers from state-owned commercial banks in Vietnam. The findings show that c
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Tunay, K. Batu, Hasan F. Yuceyılmaz, and Ahmet Çilesiz. "An International Comparison on Excessive Credit Expansion, Credit Guarantee Programs and The Risks Arising." Khazar Journal of Humanities and Social Sciences 23, no. 1 (2020): 83–102. http://dx.doi.org/10.5782/2223-2621.2020.23.1.83.

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Crediting in the banking sector plays an important role in all developed and developing countries. For this reason, it is monitored continuously by public authorities and measures are taken to control credit supply in economic growth periods. On the other hand, in an economic slowdown, when banks are reluctant to increase their credit portfolio, public credit guarantee programs are put into use to increase the credit supply. In this study, a sample covering 26 advanced and emerging economies was analyzed, and the effects of credit gap, credit guarantees and economic growth on credits and arisi
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Dissertations / Theses on the topic "Credit risk control"

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Wang, Lebing <1984&gt. "Mortgage securitization and its credit risk control." Doctoral thesis, Alma Mater Studiorum - Università di Bologna, 2012. http://amsdottorato.unibo.it/4709/1/Wang_Lebing__Mortgage_securitization_and_its_credit_risk_control.pdf.

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This dissertation concentrate on the mortgage securitization and its credit risk, which are criticized as the main causes of the financial crisis. From the point of the veiw of mortgage's evolution, the nature, structure and function of mortgage has been radically changed, yet the mortgage law did not give appropriate response to this market change. Meanwhile, the U.S legilslations facilitating the mortgage securitization also have rotten the legal foundations for mortgage market self-regulation and sustained development. In contrast, the EU covered bond system has kept financial stability for
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Wang, Lebing <1984&gt. "Mortgage securitization and its credit risk control." Doctoral thesis, Alma Mater Studiorum - Università di Bologna, 2012. http://amsdottorato.unibo.it/4709/.

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This dissertation concentrate on the mortgage securitization and its credit risk, which are criticized as the main causes of the financial crisis. From the point of the veiw of mortgage's evolution, the nature, structure and function of mortgage has been radically changed, yet the mortgage law did not give appropriate response to this market change. Meanwhile, the U.S legilslations facilitating the mortgage securitization also have rotten the legal foundations for mortgage market self-regulation and sustained development. In contrast, the EU covered bond system has kept financial stability for
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Callegaro, Giorgia. "Credit risk models under partial information." Doctoral thesis, Scuola Normale Superiore, 2010. http://hdl.handle.net/11384/85658.

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This Ph.D. thesis consists of five independent parts (Introduction included) devoted to the modeling and to studying problems related to default risk, under partial information. The first part constitutes the Introduction. The second part is devoted to the computation of survival probabilities of a firm, conditionally to the information available to the investor, in a structural model, under partial information. We exploit a numerical hybrid technique based on the application of the Monte Carlo method and of optimal quantization. As an application, we trace the credit spreads curve for zero
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Iscanoglu, Cekic Aysegul. "Pricing And Hedging Of Constant Proportion Debt Obligations." Phd thesis, METU, 2011. http://etd.lib.metu.edu.tr/upload/12613112/index.pdf.

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A Constant Proportion Debt Obligation is a credit derivative which has been introduced to generate a surplus return over a riskless market return. The surplus payments should be obtained by synthetically investing in a risky asset (such as a credit index) and using a linear leverage strategy which is capped for bounding the risk. In this thesis, we investigate two approaches for investigation of constant proportion debt obligations. First, we search for an optimal leverage strategy which minimises the mean-square distance between the final payment and the final wealth of constant proporti
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Martin, Ranieri Avila. "Concentração acionária e risco de expropriação de riqueza dos credores no Brasil: um estudo com as empresas listadas na BOVESPA." Universidade de São Paulo, 2013. http://www.teses.usp.br/teses/disponiveis/96/96133/tde-31012014-100408/.

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A pesquisa procurou levantar a relação entre concentração acionária e risco de expropriação de riqueza dos credores no Brasil. O universo amostral compreendeu as empresas de capital aberto listadas na Bovespa no período de 1997 a 2011. Foram traçados dois objetivos na pesquisa: (i) verificar se empresas com a presença de controle acionário definido apresentam maior percepção de risco de expropriação de riqueza dos credores do que aquelas que não apresentam concentração acionária; e (ii) verificar entre as empresas com a presença de controle acionário definido se maior participação no controle
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Patau, Brunet Josep. "Efecto dominó en el ámbito financiero. Especial referencia a las situaciones concursales en Cataluña durante el bienio 2004-2005." Doctoral thesis, Universitat de Barcelona, 2014. http://hdl.handle.net/10803/288300.

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El objetivo que se plantea en este trabajo de investigación consiste en determinar si existe un deterioro de la situación económico-financiera para una muestra de empresas (personas jurídicas), todas ellas con un mismo denominador común: formar parte de la lista de acreedores de alguna empresa que hubiera presentado situación concursal en Cataluña durante el bienio 2004-2005. A este potencial efecto en cadena producido a nivel financiero, analizado durante un período de 5 años (los dos años anteriores, el año el concurso y los dos años posteriores), provocado de forma origina
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Ngomo, Obiang Renaud Fernand. "La sécurité du système bancaire africain : contribution à la modernisation de la régulation bancaire dans la CEMAC." Thesis, Clermont-Ferrand 1, 2014. http://www.theses.fr/2014CLF10426.

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La recrudescence des crises bancaires et financières place la problématique de la sécurité financière au centre des grands enjeux des politiques de régulation économique. En effet, la crise dite des Subprimes et les crises budgétaires y consécutives, puis la crise chypriote avec le sentiment de défiance du public qui en a résulté, amènent à penser que seule la sécurité financière permet de sauvegarder l’industrie financière malgré elle. Cet enjeu, plus pragmatique du reste, semble davantage trouver un écho en droit, contrairement à celui de stabilité financière qui apparait plutôt subjective,
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Quincey, Sylvio. "La supervision bancaire dans l'Union Européenne : essai de contribution pour une zone de supervision optimale." Thesis, Lyon 3, 2015. http://www.theses.fr/2015LYO30063.

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Pour le superviseur, une approche historique de la banque permet de mieux assimiler ses modes de fonctionnement. Elle sert aussi à mieux comprendre pourquoi ses acteurs, toujours dotés, à raison, de la confiance indispensable au développement des affaires, font preuve parfois d’un sur-optimisme conduisant à leur ruine. La mobilisation du droit : telle est ce qui guide l’action du contrôleur de banque. La dernière crise financière a provoqué une prise de conscience en Europe : l’impossibilité pour chaque pays membre de l’Union d’exercer individuellement une surveillance efficace sans une harmon
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Skovajsa, Radek. "Minimalizace rizik úvěrového rozhodovacího procesu banky." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2011. http://www.nusl.cz/ntk/nusl-222817.

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The theoretical part of this thesis describes the development of Czech banking sector, especially with emphasis on post-revolutionary rebirth within the new conditions of market economy. The following part demonstrates the decision-making credit account process of a bank on a particular case study based on the methodics and procedures leading up to maximal elimination of credit risk. At the same time, the author presents a partially modified internal opinion on a decision of particular business transaction. It is accented that every decision of a bank must comply with the regulations of CNB. T
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Rahman, Dima. "The fragility of financial institutions : dependence structure, extremal behaviour and contagion." Thesis, Paris 10, 2011. http://www.theses.fr/2011PA100128.

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Cette thèse se propose d’analyser la structure et la dynamique de dépendance de crédit des institutions financières aux Etats-Unis et en Europe durant la crise financière de 2008. Un premier chapitre présente une revue de la littérature des modèles multi-dimensionnels de crédit et des modèles économétriques de contagion financière. Ce chapitre a pour vocation de guider notre réflexion à la fois conceptuelle et méthodologique sur les hypothèses analytiques de la contagion ainsi que ses méthodes de mesure. Nous montrons que si la contagion est devenue une hypothèse centrale des modèles multivari
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Books on the topic "Credit risk control"

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Cossin, Didier, and Felipe M. Aparicio. Optimal Control of Credit Risk. Springer US, 2001. http://dx.doi.org/10.1007/978-1-4615-1393-3.

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M, Aparicio Felipe, ed. Optimal control of credit risk. Kluwer Academic Publishers, 2001.

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Kimber, Andrew. Credit risk: From transaction to portfolio management. Elsevier Butterworth-Heinemann, 2004.

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Lütkebohmert, Eva. Concentration risk in credit portfolios. Springer, 2009.

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Schmoll, Anton. Praxis der Kreditüberwachung: Ertragssteigerung durch effiziente Risikoreduzierung. Gabler, 1991.

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Hibbeln, Martin. Risk management in credit portfolios: Concentration risk and Basel II. Physica, 2010.

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1944-, Caouette John B., and Caouette John B. 1944-, eds. Managing credit risk: The great challenge for global financial markets. 2nd ed. Wiley, 2008.

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Reuvid, Jonathan. The business guide to credit management: Advice and solutions for cost control, financial risk management and capital protection. Kogan Page, 2010.

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Drüen, Jörg. Wachstumspolitische Aspekte der Umsetzung von Basel II. Metropolis, 2007.

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Carey, Mark S. Dimensions of credit risk and their relationship to economic capital requirements. National Bureau of Economic Research, 2000.

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Book chapters on the topic "Credit risk control"

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Bielecki, Tomasz R. "Credit Risk Modeling." In Encyclopedia of Systems and Control. Springer London, 2015. http://dx.doi.org/10.1007/978-1-4471-5058-9_43.

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Bielecki, Tomasz R. "Credit Risk Modeling." In Encyclopedia of Systems and Control. Springer London, 2013. http://dx.doi.org/10.1007/978-1-4471-5102-9_43-1.

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Bielecki, Tomasz R. "Credit Risk Modeling." In Encyclopedia of Systems and Control. Springer London, 2014. http://dx.doi.org/10.1007/978-1-4471-5102-9_43-2.

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Bielecki, Tomasz R. "Credit Risk Modeling." In Encyclopedia of Systems and Control. Springer London, 2020. http://dx.doi.org/10.1007/978-1-4471-5102-9_43-3.

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Bielecki, Tomasz R. "Credit Risk Modeling." In Encyclopedia of Systems and Control. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-44184-5_43.

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Cossin, Didier, and Felipe M. Aparicio. "Elements of Optimal Control." In Optimal Control of Credit Risk. Springer US, 2001. http://dx.doi.org/10.1007/978-1-4615-1393-3_3.

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Cossin, Didier, and Felipe M. Aparicio. "Introduction." In Optimal Control of Credit Risk. Springer US, 2001. http://dx.doi.org/10.1007/978-1-4615-1393-3_1.

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Cossin, Didier, and Felipe M. Aparicio. "Appendix: Practical Cases." In Optimal Control of Credit Risk. Springer US, 2001. http://dx.doi.org/10.1007/978-1-4615-1393-3_10.

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Cossin, Didier, and Felipe M. Aparicio. "Literature Review." In Optimal Control of Credit Risk. Springer US, 2001. http://dx.doi.org/10.1007/978-1-4615-1393-3_2.

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Cossin, Didier, and Felipe M. Aparicio. "The Model." In Optimal Control of Credit Risk. Springer US, 2001. http://dx.doi.org/10.1007/978-1-4615-1393-3_4.

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Conference papers on the topic "Credit risk control"

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Chafale, Jay H., Renuka S. Wadetwar, Dhanashree M. Giriya, Sagarkumar Badhiye, Pradnya Borkar, and Snehal Shinde. "Credit Risk Analysis using Machine Learning." In 2024 8th International Conference on Computing, Communication, Control and Automation (ICCUBEA). IEEE, 2024. https://doi.org/10.1109/iccubea61740.2024.10774950.

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Lin, Baichengkang, Zhe Wu, Lianfen Huang, Zhibin Gao, and Yifeng Zhao. "Research on Credit Risk Control Model Based on Deep Learning." In 2024 10th International Conference on Big Data Computing and Communications (BigCom). IEEE, 2024. https://doi.org/10.1109/bigcom65357.2024.00016.

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Zhang, Zizhou, Xinshi Li, Yu Cheng, Zhenrui Chen, and Qianying Liu. "Credit Risk Identification in Supply Chains Using Generative Adversarial Networks." In 2025 8th International Conference on Advanced Algorithms and Control Engineering (ICAACE). IEEE, 2025. https://doi.org/10.1109/icaace65325.2025.11019596.

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Bennehalli, Shashank J., Sharan Vakkund, Anusha Hegde H, and Biswajit Bhowmik. "Navigating Data Imbalances in Credit Risk Management: A One-Sided Selection Approach." In 2024 Control Instrumentation System Conference (CISCON). IEEE, 2024. http://dx.doi.org/10.1109/ciscon62171.2024.10696124.

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Zhang, Yue, and Xuechun Liang. "Personal Credit Risk Prediction Based on Minimum Weight Value Error Combination Model." In 2025 8th International Conference on Advanced Algorithms and Control Engineering (ICAACE). IEEE, 2025. https://doi.org/10.1109/icaace65325.2025.11020278.

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Bielecki, Tomasz R., Stephane Crepey, Monique Jeanblanc, and Marek Rutkowski. "Arbitrage Pricing of Convertible Securities with Credit Risk." In Proceedings of the 45th IEEE Conference on Decision and Control. IEEE, 2006. http://dx.doi.org/10.1109/cdc.2006.377343.

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Zhang, Tao, and Jiaheng Li. "Credit Risk Control Algorithm Based on Stacking Ensemble Learning." In 2021 IEEE International Conference on Power Electronics, Computer Applications (ICPECA). IEEE, 2021. http://dx.doi.org/10.1109/icpeca51329.2021.9362514.

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Ma, Jianmei. "Design and Implementation on Credit Card Risk Control System." In 2016 3rd International Conference on Materials Engineering, Manufacturing Technology and Control. Atlantis Press, 2016. http://dx.doi.org/10.2991/icmemtc-16.2016.344.

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Zhongxing Ye and Zehao Shen. "Fuzzy clustering of clients' credit risk for futures company." In International Conference on Automatic Control and Artificial Intelligence (ACAI 2012). Institution of Engineering and Technology, 2012. http://dx.doi.org/10.1049/cp.2012.1166.

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Sun, Hao, Zhiqian Chen, and James Chen. "Credit Risk Analysis Using Sparse Non-negative Matrix Factorizations." In 2015 2nd International Conference on Information Science and Control Engineering (ICISCE). IEEE, 2015. http://dx.doi.org/10.1109/icisce.2015.47.

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Reports on the topic "Credit risk control"

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Klinger, Bailey, Asim Khwaja, and Joseph LaMonte. Improving Credit Risk Analysis with Psychometrics in Peru. Inter-American Development Bank, 2013. http://dx.doi.org/10.18235/0009139.

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Access to finance remains a challenge for some micro, small, and medium-sized enterprises (MSMEs) in Peru, particularly informal enterprises with no borrowing history in the formal financial system. Lenders lack the tools to reach these borrowers with sufficient scale and control over risk due in part to the shortcomings of current screening technologies. For this paper, the authors carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk for business owners seeking a loan from Financiera Confianza, the fourth largest Empresa Financiera in Peru. Applicant res
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González, Francisco, José E. Gutiérrez, and José María Serena. Shadow seniority? Lending relationships and borrowers’ selective default. Banco de España, 2024. http://dx.doi.org/10.53479/36695.

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This paper analyzes how lending relationships affect firms’ incentives to default, drawing on loan-level data in Spain. We provide new evidence showing that firms first default on loans from less important (“non-main”) banks to preserve their most valuable lending relationships. Our findings also indicate that banks integrate this borrower behavior into their credit risk management because the most important banks within a borrower’s set of lending relationships recognize lower discretionary loan impairments. The results are robust to alternative difference-in-difference (DID) analyses and con
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Arbeláez, María Angélica, Miguel Benítez, Roberto Steiner, and Oscar Valencia. A Fiscal Rule to Achieve Debt Sustainability in Colombia. Inter-American Development Bank, 2021. http://dx.doi.org/10.18235/0003048.

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In order to enhance fiscal sustainability and regain “investment grade” credit rating, in 2011 Colombia implemented a fiscal rule (FR) on the Central Government's structural balance. Investment grade was rapidly attained, and FR targets were complied with, until 2019. Using the Synthetic Control Method, we provide evidence that the FR promoted fiscal discipline. Nevertheless, public debt has increased continuously and is now expected to exceed 60 percent of GDP, in large part driven by the pandemic. We argue that the FR should be reformed so as to incorporate a debt anchor. Using a regime chan
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Fabiani, Andrea, Martha López, José-Luis Peydró, Paul E. Soto, and Margaret Guerrero. Capital Controls, Domestic Macroprudential Policy and the Bank Lending Channel of Monetary Policy. Banco de la República, 2021. http://dx.doi.org/10.32468/be.1162.

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We study how capital controls and domestic macroprudential policy tame credit supply booms, respectively targeting foreign and domestic bank debt. For identification, we exploit the simultaneous introduction of capital controls on foreign exchange (FX) debt inflows and an increase of reserve requirements on domestic bank deposits in Colombia during a strong credit boom, as well as credit registry and bank balance sheet data. Our results suggest that first, an increase in the local monetary policy rate, raising the interest rate spread with the United States, allows more FX-indebted banks to ca
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Delbridge, Victoria, Astrid Haas, Oliver Harman, Anthony Venables, and Khady Dia-Sarr. Enhancing the financial position of cities: Evidence from Dakar. UNHabitat, 2022. http://dx.doi.org/10.35489/bsg-igc-wp_2022/3.

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The city of Dakar is one of the only cities in Africa to come close to taking a municipal bond to market. The US$40 million bond, set to launch in 2014, was designed to fund a new market hall for informal traders in the city. The market would relocate more than 4,000 street vendors, with the aim of moving them from side streets into a safe and central place to sell their goods, with access to credit agencies and other market services. Development partners, including the Bill and Melinda Gates Foundation, the World Bank’s Public-Private Infrastructure Advisory Facility (PPIAF), Cities Alliance,
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Ocampo-Gaviria, José Antonio, Roberto Steiner Sampedro, Mauricio Villamizar Villegas, et al. Report of the Board of Directors to the Congress of Colombia - March 2023. Banco de la República de Colombia, 2023. http://dx.doi.org/10.32468/inf-jun-dir-con-rep-eng.03-2023.

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Banco de la República is celebrating its 100th anniversary in 2023. This is a very significant anniversary and one that provides an opportunity to highlight the contribution the Bank has made to the country’s development. Its track record as guarantor of monetary stability has established it as the one independent state institution that generates the greatest confidence among Colombians due to its transparency, management capabilities, and effective compliance with the central banking and cultural responsibilities entrusted to it by the Constitution and the Law. On a date as important as this,
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Soramäki, Kimmo. Financial Cartography. FNA, 2019. http://dx.doi.org/10.69701/ertx8007.

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Geographic maps have been of military and economic importance throughout the ages. Rulers have commissioned maps to control the financial, economic, political, and military aspects of their sovereign entities. Large scale projects like the Ordnance Survey in the UK in the late 18th century, and the Lewis and Clark Expedition a few decades later to map the American West, are early examples of trailblazing efforts to create accurate modern maps of high strategic importance. Digitalization, globalization, and a larger urban and educated workforce necessitate a new understanding of the world, beyo
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