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1

Witzeling, Ruth. Risk management and insurance: A credit union perspective. 2nd ed. Kendall/Hunt Pub. Co., 1993.

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2

Dermine, Jean. Deposit insurance, credit risk and capital adequacy: A note. INSEAD, 1992.

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3

M, Buckley Robert, and World Bank, eds. Comparing mortgage credit risk policies: An options-based approach. World Bank, 2003.

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4

Corporation, Canada Deposit Insurance. Credit risk management: Standards of sound business and financial practices. Canada Deposit Insurance Corp., 1991.

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5

Mugglin, Markus. Exportrisikogarantie, internationale Verschuldung und schweizerische Entwicklungspolitik. Institut für Sozialethik des SEK, Entwicklungsstudien, 1985.

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6

Arvanitis, Angelo. Credit: The complete guide to pricing, hedging and risk management. Risk Books, 2001.

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7

1954-, Allen Linda, ed. Credit risk measurement: New approaches to value at risk and other paradigms. 2nd ed. John Wiley, 2002.

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8

United Nations Development Programme. Regional Centre in Colombo. Human Development Unit, ed. Building security for the poor: Potential and prospects for microinsurance in India. United Nations Development Programme, 2007.

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9

Regional Consultation on Facilitating Access to Micro-Insurance: Issues and Challenges (1st 2006 Bhubaneswar, India). Regional Consultation on Facilitating Access to Micro-Insurance: Issues and Challenges: January 12-13, 2006, Bhubanewsar. Sa-Dhan Microfinance Resource Centre, 2006.

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10

Actuaries, Society of, ed. 1986-89 credit risk event loss experience: Commercial mortgage loans and private placement bonds : final report, executive summary. Society of Actuaries, 1993.

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11

Insurance, New York (State) Legislature Assembly Standing Committee on. Public hearing New York's regulation of the credit default swap market. En-De Reporting Services, 2008.

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12

United States. General Accounting Office., ed. Federal credit and insurance programs: Actions that could minimize a growing risk : statement of Donald H. Chapin, Assistant Comptroller General, General Accounting Office, before the Urgent Fiscal Issues Task Force, Committee on the Budget, House of Representatives. The Office, 1991.

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13

Arvan, Lanny David. Efficient contracts in credit markets subject to interest rate risk: An application of Raviv's insurance model. College of Commerce and Business Administration, University of Illinois at Urbana-Champaign, 1985.

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14

United States. General Accounting Office, ed. Credit reform: Key credit agencies had difficulty making reasonable loan program cost estimates : report to Congressional requesters. The Office, 1999.

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15

United States. General Accounting Office. Accounting and Information Management Division, ed. Credit reform: HUD's fiscal year 2000 credit subsidy budget estimates were reasonable, but could have been improved. The Office, 2000.

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16

Office, General Accounting. Credit reform: Review of OMB's Credit Subsidy Model : report to the Director, Office of Management and Budget. The Office, 1997.

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17

United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance. Insurance availability in communities at risk of natural disaster: Hearing before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, first session, May 27, 1993. U.S. G.P.O., 1994.

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18

United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Examnation [sic] of the current condition of the banking and credit union industries: Hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eighth Congress, second session, on improved risk-management practices of banks, the current status and direction of regulatory efforts to revise capital standards for internationally active banks, deposit insurance, and consolidation within the domestic banking industry, April 20, 2004. U.S. G.P.O., 2005.

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19

United, States Congress House Committee on Banking Finance and Urban Affairs Subcommittee on Consumer Credit and Insurance. The availability of insurance in areas at risk of natural disasters: Field hearing before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Third Congress, first session, November 1, 1993. U.S. G.P.O., 1994.

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20

Izzi, Luisa. Basel III credit rating systems: An applied guide to quantitative and qualitative models. Palgrave Macmillan, 2012.

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21

Office, General Accounting. Credit reform: U.S. needs better method for estimating cost of foreign loans and guarantees : report to congressional committees. The Office, 1994.

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22

Office, General Accounting. Credit reform: U.S. needs better method for estimating cost of foreign loans and guarantees : report to Congressional committees. The Office, 1994.

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23

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Senate bills 1160, 1560, 1561, 1562, 1563, and 1632 (bills regulating credit card interest rates) : April 17, 1986, Room 334, State House Annex, Trenton, New Jersey. The Unit, 1986.

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24

Grath, Anders. The handbook of international trade and finance: The complete guide to risk management, international payments and currency management, bonds and guarantees, credit insurance and trade finance. Kogan Page, 2008.

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25

Office, General Accounting. Credit reform: Greater effort needed to overcome persistent cost estimation problems : report to the Chairman, Committee on the Budget, U.S. Senate. The Office, 1998.

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26

Office, General Accounting. Credit reform: Greater effort needed to overcome persistent cost estimation problems : report to the Chairman, Committee on the Budget, U.S. Senate. The Office, 1998.

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27

New, Jersey Legislature Senate Labor Industry and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Senate Bill 2428 (permits savings institutions to engage in reciprocal interstate activities in the central-Atlantic Region) : February 26, 1987, Room 334, State House Annex, Trenton, New Jersey. The Hearing Unit, 1987.

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28

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Senate Bill 266 ... Senate Bill 606 ... Senate Bill 855 ... Senate Bill 3567 ... May 22, 1989, State House Annex, Room 334, Trenton, New Jersey : hearing. The Unit, 1989.

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29

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Senate Bill 1539 (enancts "Shareholders Protection Act" to discourage certain hostile takeovers) : March 24, 1986, Room 334, State House Annex, Trenton, New Jersey. The Committee, 1986.

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30

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Senate bill 1718 (establishes the New Jersey Intergovernmental Excess Liability Commission) : March 5, 1986 ... Trenton, New Jersey. The Unit, 1986.

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31

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Proposed insurance legislation and recommendations, August 26, 1986, Room 334, State House Annex, Trenton, New Jersey. The Committee, 1986.

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32

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Assembly Bills no. 3701, 3702, and 3703 (automobile insurance reform) October 20, 1988, Room 334, State House Annex, Trenton, New Jersey. The Unit, 1988.

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33

New Jersey. Legislature. Senate. Labor, Industry, and Professions Committee. Public hearing before Senate Labor, Industry, and Professions Committee: Senate bill no. 266 ..., Senate bill no. 606 ..., Senate bill no. 855 ..., Senate bill no. 3567 ... Office of Legislative Services, Public Information Office, Hearing Unit, 1989.

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34

United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit. Examining the impact of the proposed rules to implement Basel III capital standards: Joint hearing before the Subcommittee on Financial Institutions and Consumer Credit and the Subcommittee on Insurance, Housing, and Community Opportunity of the Committee on Financial Services, U.S. House of Representatives, One Hundred Twelfth Congress, second session, November 29, 2012. U.S. Government Printing Office, 2013.

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35

Strategies and Preparedness for Trade and Globalization in India (Project). Handbook for Indian MSMEs on managing risks & securing payments in exports. Federation of Indian Micro and Small & Medium Enterprises, 2009.

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36

Strategies and Preparedness for Trade and Globalization in India (Project). Handbook for Indian MSMEs on managing risks & securing payments in exports. Federation of Indian Micro and Small & Medium Enterprises, 2009.

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37

Assembly, Canada Legislature Legislative. Bill: An act for more adequately securing the health of localities in Upper Canada against risk from infection arising from bodies of persons who die of malignant infectious diseases lying uninterred. Thompson, Hunter, 2003.

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38

Assembly, Canada Legislature Legislative. Bill: An act for more adequately securing the health of localities in Upper Canada against risk from infection arising from bodies of persons who die of malignant infectious diseases lying uninterred. Thompson, 2003.

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39

Office, General Accounting. Resolution Trust Corporation: Stronger information technology leadership needed : report to congressional committees. The Office, 1990.

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40

Office, General Accounting. Resolution Trust Corporation: Interim report on the management reforms in the RTC Completion Act : report to Congressional committees. The Office, 1994.

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41

United States. Congress. House. Committee on Government Operations., ed. Resolution Trust Corporation: Status of Minority and Women Outreach and Contracting Program : report to the Chairman, Committee on Government Operations, House of Representatives. The Office, 1993.

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42

Jasiak, Joann, and Christian Gourieroux. Econometrics of Individual Risk: Credit, Insurance, and Marketing. Princeton University Press, 2011.

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43

Jasiak, Joann, and Christian Gourieroux. Econometrics of Individual Risk: Credit, Insurance, and Marketing. Princeton University Press, 2011.

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44

Dowding, Tony. Developments in European Credit and Political Risk Insurance. FT Finance, a division of Pearson Professional Limited, 1998.

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45

The Econometrics of Individual Risk: Credit, Insurance, and Marketing. Princeton University Press, 2007.

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46

Jasiak, Joann, and Christian Gourieroux. The Econometrics of Individual Risk: Credit, Insurance, and Marketing. Princeton University Press, 2015.

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47

Bonner, patricia A. Risk management and insurance: Principles and practices for credit unions. Kendall/Hunt, 2001.

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48

Cleary, Timothy, and Charles H. R. Morris. Credit Risk Mitigation and Synthetic Securitization. Oxford University Press, 2025. https://doi.org/10.1093/law/9780198891062.001.0001.

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Abstract Credit Risk Mitigation and Synthetic Securitization explores the evolving regulatory landscape for credit risk mitigation, focusing on the Basel Accords and specifically their implementation in the UK and EU. It examines how banks use legal techniques, including security, guarantees, credit risk insurance, and synthetic securitization, to manage credit risk under stringent prudential standards. The book provides a detailed analysis of the additional legal and regulatory requirements these techniques must meet and explains how they mitigate capital requirements. It outlines practical m
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49

Emergency disaster farm loans: Government's financial risk could be reduced : report to congressional committees. The Office, 1996.

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50

Disentangling permanent income from risk sharing: A general equilibrium perspective on credit markets in rural South India. 1992.

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