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Journal articles on the topic 'Crediting among the banks'

Author: Grafiati

Published: 28 May 2022

Last updated: 30 July 2025

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1

Dubyna, Maksym, and Maksym Zabashtansky. "Development of bank crediting of agricultural enterprises in current conditions." Scientific bulletin of Polissia, no. 2 (29) (March 5, 2025): 359–81. https://doi.org/10.25140/2410-9576-2024-2(29)-359-381.

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Agricultural enterprises play important role in economic development of Ukraine, as they have significant economic potential and can have considerable impact on the country’s development. Development of agricultural enterprises is important for state regulation of the economy and state authorities pay considerable attention to supporting activities of these enterprises, creating conditions for innovative development and increasing competitiveness in global agricultural markets. One of key conditions for development of agricultural enterprises is available financial resources, among which bank

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2

Trinh Doan Tuan, Linh. "Non-Parametric approach to measuring the efficiency of banking sectors crediting agribusiness in ASEAN countries." E3S Web of Conferences 175 (2020): 13031. http://dx.doi.org/10.1051/e3sconf/202017513031.

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This paper explores the efficiency of banks in 9 ASEAN countries including Brunei, Cambodia, Indonesia, Laos, Malaysia, Philippines, Singapore, Thailand and Vietnam in the period of 2013 2017 by using a non-participation approach. Input-oriented DEA method, with the inputs being Equity; Deposits; Loans and Operating expenses with one output are the Total operating income. The results show that the average overall efficiency of ASEAN banks in the study period is 59.2%, with this result, if the output is constant, the banks can save up to 40.8% of the first. into the business process. Among ASEA

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3

Becić, Ivan, and Dejan Antić. "Niš Credit Bank between the two world wars." Zbornik radova Filozofskog fakulteta u Pristini 53, no. 2 (2023): 249–67. http://dx.doi.org/10.5937/zrffp53-40828.

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In order to provide its shareholders with the necessary funds to carry on with their business operation with the help of the necessary share capital, the Niš Inn and Tavern Cooperative was founded in 1919. The planned operations did not give a satisfactory result, so starting from 1922, the new bank's management turned more to crediting, and its main business activities were slightly neglected. The business policy of the administration gave favourable results and the Inn and Tavern Cooperative could distribute the dividend to shareholders, although it was not large because most of the earnings

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4

Troplini, MSc Rovena. "Albania among Bank Based System’s Countries." ILIRIA International Review 3, no. 2 (2013): 121. http://dx.doi.org/10.21113/iir.v3i2.119.

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The Albanian financial system has entered a new phase of its development. Financial system in Albania is bank oriented, as financial market is not active. Because of the important and deep changes that have altered the image of the banking system, the conditions for more dynamic development of non-banking intermediaries and capital markets have been created. The analysis is based on the standard indicators of size and activity of banking intermediaries. The results of the analysis show that the size and activity of Albanian banking system is growing faster but limiting the crediting process on

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5

Kostiuk, V., O. Faychuk, and Y. Bobyrets. "The tendencies of bank crediting development to the Ukrainian economy." Socio-Economic Problems and the State 25, no. 2 (2021): 29–40. http://dx.doi.org/10.33108/sepd2022.02.029.

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The article considers the views of representatives of various theoretical trends and clarifies the essence of the economic category "credit". The current situation and problems of the credit market functioning in Ukraine are studied. The actual level of lending to the domestic economy has been established. The tendency and regional structure of the provided bank credits in Ukraine are analysed. The dynamics of lending to businesses in national and foreign currency is substantiated. A comparative analysis of the dynamics of loans granted by banking institutions to residents, businesses and indi

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6

Prymostka, Liudmyla, Iryna Krasnova, Vladyslav Lavreniuk, Olena Prymostka, and Oksana Chepizhko. "MACROECONOMIC FACTORS INFLUENCING ON THE REORGANIZATION OF BANKS IN THE CONDITIONS OF ECONOMIC IMBALANCES." Financial and credit activity problems of theory and practice 4, no. 51 (2023): 8–20. http://dx.doi.org/10.55643/fcaptp.4.51.2023.4114.

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Іn the context of increasing economic imbalances, the goals of bank reorganization are being transformed and are acquiring new content, which increases the relevance of macroeconomic factors. The article is aimed at identifying the impact of macroeconomic factors on the choice of reorganization method by building a neural network like the Kohonen map. A cluster analysis method has been applied to build a neural network of the type of self-organization maps of Kohonen. As a result, has allowed four clusters. The first cluster includes developing countries. The most common methods are M&A ag

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7

Becić, Ivan M. "TOPLIČKA PRIVREDNA BANKA ‒ PROKUPLjE." Leskovački zbornik 63 (October 2023): 207–20. http://dx.doi.org/10.46793/lz-lxiii.207b.

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The lack of capital for crediting the economy and the population in the Kingdom og SHS in 1923 led to the establishment of new financial institutions during the following year. Among them was the Commercial bank of Toplica in Prokuplje. The main founders of this institution were People’s deputies of the Radical Party. Even before the Great War, ther were a lot of banks in Serbia whose founders and main shareholders were from the world of politics. It was known which political party belonged to which bank, and they were places used by the parties to win over voters.In the period from its founda

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8

Плахова, Marina Plakhova, Долганова, and Elena Dolganova. "TRENDS OF DEVELOPMENT OF BANKING SMALL BUSINESS CREDIT." Journal of Public and Municipal Administration 4, no. 4 (2015): 107–11. http://dx.doi.org/10.12737/17884.

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The article provides the analysis of the current business environment in the country, a classification of the factors hampering the development of small business; the ways to adapt foreign experience of development of crediting of small business in the Russian conditions are presented. At present stage of development of small enterprises their activity is complicated by a number of problems, among which the problem of insufficiency of own financial resources deserves special attention and the difficulty of borrowing, which reduces the effectiveness and impact of the activity of small enterpris

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9

Svitlana, Hlushchenko, Ivakhnenkov Sergiy, and Demkiv Sofiia. "Bank lending in Ukraine and simulation of credit activity by methods of system dynamics." Economy and forecasting 2021, no. 2 (2021): 89–109. http://dx.doi.org/10.15407/econforecast2021.02.089.

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The trends of bank crediting of businesses and households in Ukraine are determined and credit interrelations between subjects of economy by means of methods of system dynamics simulated. The article shows that by end 2020 the main trends in the Ukrainian banking sector are: 1) increasing the dynamics of return on capital, consistently high interest rates on loans until 2019 and their declining dynamics in 2020; 2) declining trends in the dynamics of the share of loans in the assets of commercial banks and the indicator of the financial depth of lending to the Ukrainian economy; 3) predominanc

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10

АЛИКАЕВА, Мадина, Madina ALIKAEVA, Матвей Оборин, et al. "LENDING TO INDIVIDUALS BY COMMERCIAL BANKS IN KABARDINO-BALKAR REPUBLIC: CURRENT STATE." Services in Russia and abroad 11, no. 5 (2017): 82–92. http://dx.doi.org/10.22412/1995-042x-11-5-7.

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Lending to individuals remains popular among residents of Russia, even in the financial crisis. The development of these types of banking services is c restrained by factors such as high risks of loan default, lack of effective credit management, weak credit infrastructure, lack of information support of banks, high interest rates. In these circumstances, there is a need to develop new approaches to lending to individuals by banks in promoting economic, political and social development of Kabardino-Balkar Republic. The article is aimed at investigation the current state and identifying t

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11

Moroz, S., and V. Meish. "MAIN ASPECTS OF LENDING AT THE PRESENT STAGE." Herald of Khmelnytskyi National University. Economic sciences 286, no. 5 (2020): 116–25. https://doi.org/10.31891/2307-5740-2020-286-5-22.

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Credit as an economic category causes constant controversy among scholars, which creates a certain degree of inaccuracy and at the same time contradictions. Scientific discussions focus not only on elucidating its economic nature, but also on the forms and types of credit, their classification and interdependence. The resumption of bank lending in the post-crisis period is possible under the conditions of theoretical substantiation of the essence of the loan and the impact of the financial crisis on the lending process. Lack of theoretical knowledge on the nature of credit in accordance with m

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12

Fedorova, A., R. Cherkashnev, and I. Esikova. "Estimation of the efficiency of the mechanism of bank crediting subjects of small and medium business." Bulletin of Science and Practice 4, no. 11 (2018): 313–22. https://doi.org/10.5281/zenodo.1488225.

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This article is devoted to the problem of the effectiveness of the mechanism of Bank lending to small and medium-sized businesses in Russia. The main purpose of the article is to determine the current state and assess the effectiveness of the mechanism of Bank lending to small and medium-sized businesses. During the analyzed period, there was an increase in the volume of loans to small and medium-sized businesses against the background of lower interest rates on loans, the total volume of increase in the loan portfolio of small and medium-sized businesses increased by 10%. Nevertheless, the up

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13

M. Umer Chapra. "Effectiveness of Bank Rate Instrument in Pakistan." Pakistan Development Review 2, no. 1 (2022): 84–96. https://doi.org/10.30541/v2i184-96.

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On January 15, 1959, bank rate was raised in Pakistan from itstraditional level of 3 per cent to 4 per cent. This paper examines theeffect of this rise of one percentage point in the bank rate on theborrowings of scheduled banks from the State Bank, their reserves, theirlending rates, the supply of their credit, and the allocation of theircredit among various sectors of the economy. This is done by comparingthe values of certain relevant variables primarily in the year beforethe bank-rate change (1958) and the year after the bank-rate change(1959). From this examination of a single experience

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14

Евдокимова, Юлия, and Yuliya Evdokimova. "Problems of education development in Russia and solutions." Universities for Tourism and Service Association Bulletin 9, no. 2 (2015): 77–85. http://dx.doi.org/10.12737/11300.

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The article describes and analyzes the methodology of rating institutions of higher education according to the Times Higher Education. The most significant indicators are the total citation of scientific publications, scientific reputation of the university in certain areas and academic reputation of each higher educational institution, including research activities and the quality of education. Analyzed are programs of educational crediting of leading Russian banks. The main problems of education in Russia: insufficient equipment of educational institutions, the need for restructuring and the

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15

Jabbarov, Alisher Kayimovich. "Improving the practice of crediting business entities by commercial banks." Yashil iqtisodiyot va taraqqiyot 3, no. 1 (2025): 8–12. https://doi.org/10.5281/zenodo.14777807.

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This paper focuses on the improvement of the crediting practices of entrepreneurial entities by commercialbanks. The article examines key aspects of enhancing banking credit policies, analyzes methods for evaluating thecreditworthiness of entrepreneurs, and highlights the importance of implementing innovative approaches to crediting forensuring the stability and growth of businesses. Special attention is given to current trends in the banking sector and theimpact of international standards on the crediting process. Recommendations for optimizing and improving the creditingpractices for entrepr

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16

Rakhman, M. S., and O. M. Haltseva. "Analyzing the Structural Changes in the Credit Performance Indicators of Banks of Ukraine." Business Inform 9, no. 512 (2020): 228–38. http://dx.doi.org/10.32983/2222-4459-2020-9-228-238.

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The revenue part of the banking institution is formed mainly due to the volume of credits provided and depends on the conditions of crediting the financial services market participants. Consequently, the insufficiency or inaccessibility of credit resources adversely affects the status of the entire economy. The article is aimed at an economic and statistical analysis of the current status of credit activity of the banking system of Ukraine in the dynamic conditions of development of the national economy, identifying tendencies, substantiating the prospects for expanding and reducing the risks

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17

Chaikovskyi, Yaroslav. "ANALYSIS OF CURRENT STATE AND PROSPECTS OF DEVELOPMENT OF THE BANKING CONSUMER CREDITING IN UKRAINE." Economic Analysis, no. 27(1) (2017): 156–63. http://dx.doi.org/10.35774/econa2017.01.156.

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The article discusses different points of view and the essence of the economic category of «consumer credit». Analytical assessment of the current state and bank lending to individuals in Ukraine is carried out. Analysis of development of bank crediting of individuals has revealed that from 2005 to 2016 and for two months in 2017 consumer crediting in Ukraine has been developing unevenly. A comparative analysis of the dynamics of loans granted by banking institutions to residents, juridical and physical persons is carried out. The current state of bank crediting of individuals is characterized

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18

Khomitov, K. "Current Issues of Crediting Investment Projects in Uzbekistan." Bulletin of Science and Practice 5, no. 4 (2019): 353–58. http://dx.doi.org/10.33619/2414-2948/41/50.

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The article analyzes the current state of lending to the economy as a whole and lending to investment projects in Uzbekistan. The main part of attracted investments is directed to the implementation of projects for the modernization, technical and technological renewal of branches of the real sector of the economy of the Uzbekistan. The investment potential of bank deposits is limited, since they are placed for a short period in order to preserve capital and cannot be invested by commercial banks in financing long-term loans. For domestic banks, it is important to reduce the rate of mandatory

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19

Selivanova, M., and Yu Il’yinykh. "Problems of the Debt Load of the Population of Russia and the Altay Kray." Living Standards of the Population in the Regions of Russia 14, no. 4 (2018): 54–60. http://dx.doi.org/10.19181/1999-9836-2018-10039.

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The Object of the Study. Organizational and economic relations arising between commercial banks and individuals in the process of crediting.The Subject of the Study. Crediting the population of Russia.The Purpose of the Study. Studying the problem of crediting the population of Russia and the inhabitants of the Altay Kray.The Main Provisions of the Article. The authors have analyzed the credit indebtedness of individuals both in Russia as a whole and in the Siberian Federal Okrug, the volume and share of overdue debt of citizens in particular. Particular attention in the study has been paid to

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20

Ermasov, S. V. "Problems of Banks Participation in Project Lending of Innovation." Izvestiya of Saratov University. Economics. Management. Law 12, no. 3 (2012): 35–41. http://dx.doi.org/10.18500/1994-2540-2012-12-3-35-41.

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The article highlights the project credits innovations as consequences or during recent financial crisis of innovative projects financing in Russia. At the same time this study presents the factors that impact on the project crediting. The author defines the reasons of underdevelopment innovation project credits by Russian banks. He highlights some important elements of the project credits in the Russian banks practice.

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21

Maqsudov, Orif Shakirovich. "ASSESSMENT OF THE CURRENT STATE OF THE MARKET AND PROCEDURE FOR LENDING TO SUBJECTS OF TOURISM SERVICES OF THE REPUBLIC OF UZBEKISTAN." YASHIL IQTISODIYOT VA TARAQQIYOT 1, no. 10 (2023): 79–83. http://dx.doi.org/10.55439/ged/vol1_iss10/a15.

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This article is devoted to the consideration of issues regarding the assessment of the current state of the tourismservices market, as well as the procedure for crediting business entities in this area. The analysis of loans issued bycommercial banks of the republic, as well as the analysis of loans issued by commercial banks of the Samarkand regionhas been carried out.

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22

Ṭḯrlea, Mariana Rodica. "Micro Enterprises Crediting. Practical Aspects." International conference KNOWLEDGE-BASED ORGANIZATION 25, no. 2 (2019): 104–8. http://dx.doi.org/10.2478/kbo-2019-0064.

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Abstract In a market economy, the credit assures a transfer of repayable value for a limited period of time in exchange for a price that is referred to as interest on credit. The role of the credit is to generate liquidity flows for its beneficiary in such a way as to enable him, on the one hand, to honour his obligations to the bank, namely the payment of the monthly rate of credit, interest, bank commissions as well as the insurance of the contracted loan and on the other hand to obtain a profit. In order to benefit from loans, micro-enterprises are analyzed by banks through methods, policie

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23

Altukhova, E. V., and M. A. Markov. "Stimulating the Banking Sector Participation in the System of the Real Sector of Economy Support." Vestnik of the Plekhanov Russian University of Economics 17, no. 5 (2020): 5–15. http://dx.doi.org/10.21686/2413-2829-2020-5-5-15.

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The development of the real sector is essential to ensure the growth of national economy in any country. The principle institution working with money in economy is banks. They maintain cash circulation of real sector companies and act as a source of investment, which is allocated in the form of banking credits. Taking into account the fact that the goal of stimulating the real economy growth is set not only for the banking system but for economy in general, the approach to its attaining should be complex and systematic. Because of that it is very important to develop a list of steps that could

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24

Ershov, Mikhail V., and Anna S. Tanasova. "ON NON-STANDARD MEASURES OF CENTRAL BANKS SUPPORT DURING CRISIS PERIODS." Banking law 6 (December 10, 2020): 20–27. http://dx.doi.org/10.18572/1812-3945-2020-6-20-27.

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Pandemic of COVID-19 caused turmoil in the financial markets and crisis developments in economic in 2020. Central banks took several steps to stabilize the situation. These steps in significant scale included nonstandard measures for central banks (crediting nonbanking sector). The size of such measures was larger than during the global financial crisis 2008–2009. Now such steps were taken in a larger number of countries. The widening of central banks functions gave rise to discussions and were not implemented quite smoothly. In some countries legislative changes were required. The article obs

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25

Yuzbayeva, Makhfuza Zakirjonovna. "FACTORS OF SMALL BUSINESS DEVELOPMENT AND CREDIT ISSUES." Multidisciplinary Journal of Science and Technology 4, no. 7 (2024): 64–70. https://doi.org/10.5281/zenodo.12686466.

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This article describes the microfinance services provided by the commercial banks of our republic to small business entities in order to create a convenient financing system for the expansion of small business and private entrepreneurship activities, the implementation of crediting opportunities for business entities' projects.

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26

Орлик, М. В. "THE FEATURES OF CREDITING DEVELOPMENT OF THE URBAN PUBLIC BANKS IN NADDNIEPER UKRAINE IN THE SECOND HALF OF THE 19TH – EARLY 20TH CENTURY." Таврійський науковий вісник. Серія: Економіка, no. 15 (April 3, 2023): 17–25. http://dx.doi.org/10.32782/2708-0366/2023.15.2.

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The article analyses the peculiarities of crediting in urban public banks in Naddnieper Ukraine in the second half of the 19th - early 20th centuries. The scientific heritage of scientists who were contemporaries of these processes was investigated. The aim of the work is to study the evolutionary development of lending in urban public banks in Naddnieper Ukraine. The results of this study contribute to a more complete and comprehensive understanding of the credit system that operated on the territory of Naddnieper Ukraine and the definition of the role of urban public banks in this system.

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27

Gajowiak, Dominik. "Skala zewnętrznych ograniczeń w kredytowaniu agrobiznesu (na przykładzie województwa mazowieckiego)." Zeszyty Naukowe SGGW - Ekonomika i Organizacja Gospodarki Żywnościowej, no. 55 (March 26, 2005): 57–65. http://dx.doi.org/10.22630/eiogz.2005.55.5.

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The study presents external limitations in crediting of agribusiness in Masovia Province. The scope of them was presented on the example of the most popular four preferential credit lines in the years from 2000 to 2002. In this period the credits for young farmers and for purchases of lands had the lowest scope of external limitations, but the rest of credit lines was characterized by the highest scope of limitations. Main reasons for external limitations of crediting agribusiness are transaction costs and volume of deposits in banks. External limitations depend on other barriers which are les

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28

Matseliukh, Yuliia V. "The P2P Crediting as an Innovative Tool for Credit Market Development: The Foreign Experience and Opportunities for Ukraine." Business Inform 9, no. 536 (2022): 82–87. http://dx.doi.org/10.32983/2222-4459-2022-9-82-87.

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In today’s conditions, when small and medium-sized businesses need significant financial investment support in Ukraine, it is P2P plaffers that can act as an effective credit tool that will represent an alternative to existing banks. Over the world, P2P and P2B ecosystems have already been created, standardized and are actively used to stimulate the economy. The purpose of the article is to study the foreign experience in the development of the Peer-to-Peer (P2P) crediting system to isolate and further take into account the possible potentially positive and negative effects of the promotion an

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29

Dimitrova, R. "BANK FUNDING FOR AGRICULTURAL PRODUCERS – OPPORTUNITIES AND REALITIES." Trakia Journal of Sciences 19, no. 4 (2021): 351–55. http://dx.doi.org/10.15547/tjs.2021.04.009.

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The present article considers the opportunities provided by the commercial banks to the agricultural producers while funding them and becoming their active partners. In order to achieve this objective of theirs, the banks elaborate specialized credit products with which to support the development of farms and farmers. Their strategy for agriculture crediting is a part of the common credit strategy, and an important part of this strategy is to alleviate the access of farms and farmers to bank loans.

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30

Bakrunov, Yu O., and E. Yu Vasilyeva. "The innovation approaches to providing construction companies with financial resources." E-Management 5, no. 1 (2022): 14–23. http://dx.doi.org/10.26425/2658-3445-2022-5-1-14-23.

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Effective innovative development of the construction industry is impossible without providing the companies with financial resources. In turn some innovation approaches both in banks, and in non-bank credit organizations were created concerning this issue. The authors define the type of the innovations, occurring in the sphere of financing and crediting of construction companies as improving innovations or modification, aimed at the improvement of service while preserving the main functions and principles of the services rendering. First of all the innovations are based on the use of informati

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31

Radyukova, Ya., V. Sutyagin, and E. Kolesnichenko. "Crediting as a tool development small business." Bulletin of Science and Practice 4, no. 11 (2018): 301–12. https://doi.org/10.5281/zenodo.1488217.

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The article is devoted to the search for tools for the development of small business in modern economic conditions since the low level of development of small business is due to high tax burden; limited financial resources; the difficulty of obtaining a loan; the imperfection of state support for small business forms; administrative barriers. One of the most effective tools for the development of small business in the article is justified lending. In the article, when considering the issues of lending to small businesses, the authors analyzed the line of credit products of Russian banks by maj

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32

Azər oğlu Məmmədov, Elgün. "Credit operations of commercial banks-as an element of crediting the needs of the population." SCIENTIFIC WORK 76, no. 3 (2022): 122–27. http://dx.doi.org/10.36719/2663-4619/76/122-127.

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Maliyyə-kredit piramidasını əsas hələqələrindən olan kommersiya bankları öz fəaliyyətləri ilə supermarketləri xatırladır. Belə ki, supermarketlər hər hansısa bir məhsulu istehsalçıdan alıb istehlakçıya satırsa, kommersiya bankları da fiziki və ya hüquqi şəxslərdən pul vəsaitlərini toplayaraq kreditin satışını həyata keçirir. Ayrı-ayrı müəssisələrə, əhalinin müxtəlif qruplarına, hətta dövlətin özünə kreditin verilməsi kifayət qədər aktual məsələlərdəndir. Belə olan halda isə Kommersiya banklarının fəaliyyətinə zərurət yaranır. Tədqiqat işinin əsas məqsədi kommersiya banklarının kredit əməliyyat

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33

Bogdan, V. V., and A. A. Kalinovskaya. "CONSUMER CREDITING: CORELATION OF PRIVATE AND PUBLIC BASIS OF LEGAL REGULATION." Proceedings of the Southwest State University 21, no. 5 (2017): 170–77. http://dx.doi.org/10.21869/2223-1560-2017-21-5-174-181.

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In this article, the authors consider the modern legislation system on consumer crediting. The authors dwell on the problems of the correlation of certain legal acts in this sphere and focus on the Federal Law "On Consumer Credit (Loan)". Also they note the role of departmental and local acts regulating consumer crediting. The authors state the idea that the special mechanism for the implementation of the rights of borrowers, laid by the legislator, contains additional duties and restrictions for banks and other credit organizations that sell credit products to citizens, as much as is necessar

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34

Belyaninov, A. Yu, A. P. Garnov, and D. G. Perepelitsa. "Credit Market Imbalances in Russia: Dynamics and Risks." Vestnik of the Plekhanov Russian University of Economics 17, no. 6 (2020): 18–29. http://dx.doi.org/10.21686/2413-2829-2020-6-18-29.

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Digital-marketing market is growing exponentially. There are a lot of services, platforms and technologies that are used for business promotion. While 10 years ago only Google and Facebook were available, today we can see thousands of various solutions. Analysts forecast transit of all industries to digital space. Changes in behavioral skills of customer finance services and growing competitive pressure on the part of start-ups ruin conventional business-models and induce us to develop new strategies. Therefore banks and other regulated finance intermediaries try, with due regard to their budg

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35

Аrtemieva, I. O., I. S. Bondaruk, and І. O. Melnychuk. "CREDIT AS A NECESSARY ECONOMIC TOOL OF ECONOMIC RELATIONSHIPS BETWEEN FINANCIAL COMPANIES AND BANKS." Economies' Horizons, no. 4(22) (November 13, 2022): 67–78. http://dx.doi.org/10.31499/2616-5236.4(22).2022.267019.

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The financial crisis and the country's economic problems force enterprises to look for multi-vector tools to solve financial challenges. The need to ensure a smooth production process and the need to conduct active economic activity leads to an increase in the demand for credit resources. The modern financial system shows an increase in the supply of credit products. This paper examines the role of credit in providing enterprises with financial resources. The role of credits in the enterprise activities are investigated. The problems and prospects for the development of credit relations of ent

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36

Piskun, Elena, Vladimir Khokhlov, and Sergey Tarasenko. "Trends and Specific Features of Entrepreneurial Structures Crediting: Regional Aspect." Regionalnaya ekonomika. Yug Rossii, no. 1 (April 2021): 141–51. http://dx.doi.org/10.15688/re.volsu.2021.1.12.

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Crediting of entrepreneurial structures is an important element in the development of regional economy. In order to identify trends and features of crediting, an analysis of using credit resources by legal entities and individual entrepreneurs by the type of economic activity in a particular region was carried out on the basis of economic and mathematical methods. The approach offered by the authors with the use of exploratory factor analysis made it possible to identify the preferred sectors of the national economy of the city of Sevastopol from the point of view of the client base for credit

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Pratama, I. Putu Surya, and I. Putu Deddy Samtika Putra. "Pengaruh Persepsi Kemudahan, Efektivitas serta Resiko Pengguna Terhadap Minat Penggunaan Financial Technology Peer to Peer Lending di Masa Pandemi Covid-19." Hita Akuntansi dan Keuangan 5, no. 3 (2024): 246–55. http://dx.doi.org/10.32795/hak.v5i3.3919.

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The reason of this consider was to choose the affect of seen consolation, practicality (seen comfort) and risk on the intentional to utilize peer-to-peer crediting development in the midst of the Covid-19 broad in Denpasar City. This consider businesses plan information gotten by passing on considers to 100 respondents who are fintech peer-to-peer banks. This consider businesses a crucial likelihood investigating technique. To analyze the ask almost data, distinctive coordinate backslide examination was utilized as an informative instrument, particularly SPSS shape 24. The comes around showed

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Eremkin, V. A. "Affordable Credit Resources to Implement Investment Projects in Industry of Russia." Vestnik of the Plekhanov Russian University of Economics 17, no. 4 (2020): 24–35. http://dx.doi.org/10.21686/2413-2829-2020-4-24-35.

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Raising loan finance by industrial enterprises for the development of their investment projects is an important factor for economic growth in Russia. Due to this the problem of credit resource affordability for Russian business becomes more and more topical. The article analyzes possibilities of credit affordability regulation for industrial enterprises by tools of monetary policy of the Central Bank of the Russian Federation. The author aims at indentifying the current problems of the credit system for industrial enterprises and finding the key lines in its improvement. Within the frames of t

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Alekseevna Bunich, Galina, Yuriy Aleksandrovich Rovenskiy, Julia Tambievna Akhvlediani, and Elena Anatolievna Zvonova. "Conceptual Aspects of Development Banks." International Journal of Engineering & Technology 7, no. 4.38 (2018): 1098. http://dx.doi.org/10.14419/ijet.v7i4.38.27648.

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The development of national and regional economies in the conditions of financial and economic instability determines special conditions for the formation of financial resources.The innovative improvement of national economies of developing countries has substantiated active evolvement of financial institutions such as development banks.The formation and evolvement of development banks is going through a new phase. These are not the financial institutions that were formed by the metropolis countries after the collapse of the colonial system. They have different mission, goals, principles, meth

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Dobrescu, Vasile. "Landmarks in the Evolution of the Main Types of Banking Operations of Albina in Sibiu 1872-1946. II." Acta Marisiensis. Seria Historia 3, no. 1 (2021): 25–44. http://dx.doi.org/10.2478/amsh-2021-0004.

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Abstract The 75 years history of Albina Bank reflects in its main characteristics that particularize it in the modern banking system the forms and crediting policies present in its statutes. The initial focus of the Albina Bank board was to activate a diverse palate of credit activities – in the first statute of the bank we can find no less than 15 types of loans. Few were actually accommodated, according to the possibilities of financing and also related to the social and economic background of the future debtors that came, the majority until 1918 from the rural areas. More so, the bank took

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Duisenbayeva, B., N. Maulina, and G. Suleimenova. "Retail lending to commercial banks: current state and business models of development." ECONOMIC SERIES OF THE BULLETIN OF THE L.N. GUMILYOV ENU, no. 1 (2023): 295–306. http://dx.doi.org/10.32523/2789-4320-2023-1-295-306.

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This article explores the current state of consumer bank lending, focusing on the quantitative and qualitative indicators of the banking sector, the ecosystems of commercial banks. In the course of the study, statistical data on the loan portfolio and overdue debts of the banking sector of the Republic of Kazakhstan, on the structure of overdue debts on bank retail loans issued for consumer purposes were used and analyzed. The tendencies of bank consumer crediting by the terms and sizes of the lending rate are determined. The influencing factors on consumer-clients in retail lending have been

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LARIONOVA, KATERINA. "ANALYSIS OF THE PRESENT STATE OF THE CREDIT MARKET OF UKRAINE IN CONDITIONS OF UNCERTAINTY OF THE CORONACRISIS." MODELING THE DEVELOPMENT OF THE ECONOMIC SYSTEMS 2, no. 2 (2021): 40–45. http://dx.doi.org/10.31891/mdes/2021-2-6.

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The purpose of the article is to study the state of bank lending and its impact on the development of Ukraine's economy. To achieve the goal of the study, the following tasks were solved: an analysis of the current state of domestic bank lending in the uncertainty of the Coronavirus crisis, an assessment of its impact on Ukraine's economy, and the tools that used by the NBU to overcome the crisis are examined. Problems and prospects of credit services market development in Ukraine are identified. Characteristic features of credit activity of banks in modern conditions of economic development a

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Anokhov, Igor. "Stimulating the accumulation of deposits in banks to finance the construction industry of the European Union." MATEC Web of Conferences 212 (2018): 08008. http://dx.doi.org/10.1051/matecconf/201821208008.

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The paper is devoted to the search for a way of development of the construction industry by the deposits in banks. The analysis of the eurozone statistics has shown that most of the deposits are short-term ones. In addition, loans for the purchase of housing and loans to non-financial corporations are issued mainly for up to one year. This constrains the demand for housing and construction projects, limits the opportunities for long-term crediting construction companies, and also causes Juglar’s economic cycles. In this regard, measures are needed to make the financial plans of all stakeholder

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Turobov, Sherzod, and Bakhriddin Fakhriddinov. "PROSPECTS FOR THE USE OF WOMEN'S LABOR IN RURAL HOUSEHOLDS." INNOVATIONS IN ECONOMY 4, no. 5 (2021): 63–69. http://dx.doi.org/10.26739/2181-9491-2021-5-10.

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The article reveals the development of women's entrepreneurship by increasing the activity of households in agriculture, the main directions of entrepreneurial activity and the role of entrepreneurship in increasing household income. Government policies, lending and incentives are discussed with the aim of expanding home entrepreneurship. The level of concessional loans provided to households by the central bank and commercial banks is considered in detail. Recommendations are given on the effective use of female labor in rural entrepreneurship.Keywords: women's labor, women's entrepreneurship

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A.A. Chonkoeva. "THE CURRENT CONDITION OF BANK LENDING OF LEGAL ENTITIES IN THE KYRGYZ REPUBLIC." Herald of KSUCTA n a N Isanov, no. 2 (June 24, 2019): 335–39. http://dx.doi.org/10.35803/1694-5298.2019.2.335-339.

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This article defines the role and importance of lending to legal entities by commercial banks in the economy of the Kyrgyz Republic. The current state of bank lending in the Kyrgyz Republic is analyzed: the structure and dynamics of loans issued, the weighted average interest rates on loans in terms of urgency. The relationship between the level of interest rates and the volume of lending for business purposes is considered. The article uses the data of the National Bank of the Kyrgyz Republic and the National Statistical Committee of the Kyrgyz Republic, structured into analytical tables and

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CATTANEO, ANDREA. "Robust design of multiscale programs to reduce deforestation." Environment and Development Economics 16, no. 4 (2011): 455–78. http://dx.doi.org/10.1017/s1355770x11000040.

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ABSTRACTA framework is provided for structuring programs aimed at reducing emissions from deforestation and forest degradation (REDD). Crediting reference levels and the coordination among different implementing entities at multiple geographic scales are discussed. A crediting reference level has an error component if it differs from the business-as-usual (BAU) without REDD. Both the BAU emissions and the impact of REDD actions are uncertain, implying that participating in REDD entails stakeholder risk, the distribution of which depends on REDD program design. To categorize REDD architectures

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Machuca, José Luis, Raúl Rodríguez, Héctor Williams, Noé Montes, and Jesús Loera. "Rentabilidad de sorgo (Sorghum bicolor L. Moench) en el municipio de San Fernando, Tamaulipas." Agronomía Mesoamericana 9, no. 2 (2016): 51. http://dx.doi.org/10.15517/am.v9i2.20100.

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Sorghum profitability was studied in San Fernando, Tamaulipas, in arder to determine the reasons for which farmers of this region continue to grow the crop. Production costs of Rancho "El Paraíso" and of the "El Casanaleño" commons during the period 1987-91 were estimated, and a survey was carried out in the same period to determine the average cost of sorghum production in the area. The profitability indicator (current net value, return rate, and cost-efficiency ratio) for the fa1lwinter 1990-91 agricultural period was estimated based on yield, national and international prices, and interest

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Lavryk, Oleksandr, and Tetiana Kovalenko. "FINANCIAL MARKET INSTRUMENTS IN CONDITIONS OF GLOBALIZATION." Economic Analysis, no. 27(4) (2017): 133–38. http://dx.doi.org/10.35774/econa2017.04.133.

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Introduction. The current alternative type of bank lending is the market of financial instruments. Nowadays it is gaining considerable popularity in international practice, but remains rather new in the domestic financial market and beyond. Such situation causes the actualization of scientific research related both to the coverage of the theoretical positions of the functioning of the financial instruments system, as well as to the improvement of practical features of their implementation. At the same time, taking into account bank-centricity of financial market of Ukraine (the assets of banks

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Molokov, Yuri. "Determining the Possibility of Lending to Medium-Sized Businesses under the Sanctions Regime." Ideas and Ideals 16, no. 4-2 (2024): 281–91. https://doi.org/10.17212/2075-0862-2024-16.4.2-281-291.

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The article discusses the issue of crediting medium-sized companies in the current economic situation under the influence of sanctions. It examines the specifics of lending to these companies under such conditions. The author used methods such as complex analysis and system analysis. The paper considers the impact of economic restrictions on the Russian economy over the past decade, with a focus on sanctions imposed since 2022. Complex analysis allowed identifying the impact of sanction pressure on the crediting process. System analysis helped establish internal links between risks associated

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Zavadska, Diana. "Research of banks participation in crediting the needs of innovative development of industry in Ukraine." Technology audit and production reserves 6, no. 5(44) (2018): 41–54. http://dx.doi.org/10.15587/2312-8372.2018.153323.

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