Relevant bibliographies by topics / Debit and Credit Cards

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Debit and Credit Cards'

Author: Grafiati
Published: 3 June 2025
Last updated: 31 July 2025

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Journal articles on the topic "Debit and Credit Cards"

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Yusuf, Dina Yuliana, and Sony Kristiyanto. "Transaksi Digital Perbankan dan Dampaknya dengan Perekonomian Indonesia." Economie: Jurnal Ilmu Ekonomi 3, no. 2 (2022): 138. http://dx.doi.org/10.30742/economie.v3i2.1815.

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The process of analyzing the effect of short-term and long-term non-cash payment systems on economic growth in Indonesia in the form of P.D.B. Non-cash payment systems are represented by debit/debit cards, credit cards/credit cards and electronic money/e-money using time series data (January 2010 – December 2020) with E.C.M.(Error Correction Model). The conclusion obtained shows that the transaction volume of debit/debit cards, credit cards/credit cards and electronic money/e-money in the short term/short term has no effect on economic growth in Indonesia and the volume of card transactions in
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Mashabi, M., and Wasiaturrahma Wasiaturrahma. "ELECTRONIC BASED PAYMENT SYSTEMS AND ECONOMIC GROWTH IN INDONESIA." Jurnal Ilmu Ekonomi Terapan 6, no. 1 (2021): 97. http://dx.doi.org/10.20473/jiet.v6i1.26287.

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This research aims to analyze the effect of electronic payment systems based on credit cards, debit cards, and electronic money, as well as macroeconomic variables namely the money supply (M1), price level, and velocity of money towards real gross domestic product as a proxy for economic growth. The estimation carried out in this journal uses the Vector Error Correction Model (VECM) with period time series data of 2010:1-2018:12. The results of the journal show that doing debit card and electronic money-based transactions has a significant positive effect on economic growth in Indonesia in the
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Oktaviyanti Panjaitan, Lystia, and Nurbetty Herlina Sitorus. "Analisis Pengaruh Transaksi Non Tunai Terhadap Peredaran Uang Tunai di Indonesia." Jurnal Indonesia Sosial Teknologi 3, no. 10 (2022): 1117–30. http://dx.doi.org/10.36418/jist.v3i10.521.

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This study aims to determine the effect of non-cash payment instruments on cash circulation, analyze variables that affect the decline in cash use in Indonesia such as ATM/debit, credit cards, e-money and mobile banking. This study uses secondary data in the form of time series and the model used in this study is the ECM approach to determine the correlation between ATM/debit cards, credit cards, e-money and digital banking on cash circulation. The results showed that ATM/debit cards have a significant positive effect on cash circulation in the long and short term. In the long and short term c
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Damayanti, Rika, Rinaldi Syahputra, and Nurjannah. "effect of non-cash payment transactions on economic growth: Evidence from Indonesia." International Journal of Advances in Social Sciences 1, no. 1 (2024): 24–30. http://dx.doi.org/10.62941/ijass.v1i1.13.

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This study aims to see how the development of non-cash transaction activities that occur in society using debit cards, credit cards, and e-money as independent variables in this study. This type of research uses a quantitative data approach, and the data is secondary data sourced from Statistics Indonesia and Bank Indonesia publications from 2009 to 2021. The analysis method used in this research is multiple linear regression. The analysis results show that the debit card variable has a positive and significant effect on economic growth, and credit cards have a positive and significant effect
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Dolly E. Hinayon. "Diffusion of Cashless Payment as Medium of Exchange in ASEAN Nations." Journal of Educational and Human Resource Development (JEHRD) 8 (November 11, 2020): 71–79. http://dx.doi.org/10.61569/kand3n67.

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ASEAN countries are heading toward a cashless economy. Credit cards and debit cards are the major platforms of cashless payment. These platforms diffuse at a faster rate. Bass Diffusion Model was utilized to analyze and estimate the rate of the diffusion of credit cards and debit cards. The data was derived from the percentage of individuals aged 15+ who have a credit card and/or debit card in the years 2011, 2014 and 2017. Data was derived from seven ASEAN member countries: Singapore, Malaysia, Thailand, Philippines, Indonesia, Vietnam and Cambodia. Results showed that countries like Singapor
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Mosha, Ms Haika, Dr Nyanjige Mayala, and Dr Hezron Onyancha. "Influence of Technology Adoption on Operational Performance of Medium Banks During Covid-19 Pandemic in Moshi Municipality, Tanzania." Indian Journal of Economics and Finance 5, no. 1 (2025): 9–17. https://doi.org/10.54105/ijef.b2597.05010525.

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Information technology (IT) has transformed the banking industry, and the outbreak of COVID-19 accelerated the trend, making the issue of IT adoption more relevant than ever. This study examines the influence of technology adoption on the operational performance of medium commercial banks in Moshi Municipality in Tanzania, including Mkombozi Bank, Uchumi Commercial Bank, and Akiba Commercial Bank. A concurrent research design with a mixed methods approach was used, where the qualitative and quantitative data were collected. The population of the study was 63 employees of the three banks, and t
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Ms., Haika Mosha. "Influence of Technology Adoption on Operational Performance of Medium Banks During Covid-19 Pandemic in Moshi Municipality, Tanzania." Indian Journal of Economics and Finance (IJEF) 5, no. 1 (2025): 9–17. https://doi.org/10.54105/ijef.B2597.05010525.

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<strong>Abstract: </strong>Information technology (IT) has transformed the banking industry, and the outbreak of COVID-19 accelerated the trend, making the issue of IT adoption more relevant than ever. This study examines the influence of technology adoption on the operational performance of medium commercial banks in Moshi Municipality in Tanzania, including Mkombozi Bank, Uchumi Commercial Bank, and Akiba Commercial Bank. A concurrent research design with a mixed methods approach was used where utilization of the qualitative and quantitative data was employed. The population of the study was
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Ms., Haika Mosha. "Influence of Technology Adoption on Operational Performance of Medium Banks During Covid-19 Pandemic in Moshi Municipality, Tanzania." Indian Journal of Economics and Finance (IJEF) 5, no. 1 (2025): 9–17. https://doi.org/10.54105/ijef.B2597.05010525/.

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<strong>Abstract: </strong>Information technology (IT) has transformed the banking industry, and the outbreak of COVID-19 accelerated the trend, making the issue of IT adoption more relevant than ever. This study examines the influence of technology adoption on the operational performance of medium commercial banks in Moshi Municipality in Tanzania, including Mkombozi Bank, Uchumi Commercial Bank, and Akiba Commercial Bank. A concurrent research design with a mixed methods approach was used, where the qualitative and quantitative data were collected. The population of the study was 63 employee
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Agustiawati, Putri Aulia, Sishadiyati icebgc, and Ni Made Nadia Resmarani. "Analysis of the Impact of APMK & UE as a Non-Cash Payment Instrument on Indonesia’s Economic Growth." Proceedings of International Conference on Economics Business and Government Challenges 6, no. 1 (2023): 242–47. http://dx.doi.org/10.33005/icebgc.v6i1.82.

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Rapid technological developments encourage payment systems to be more effective and efficient for the community. At this time the payment system has developed into a non-cash basis. The non-cash Payment System consists of Card-Based Payment Instruments, namely ATM/Debit Cards and Credit Cards, as well as Electronic Money (E-money). The purpose of this research is to find out whether the non-cash payment system affects economic growth in Indonesia. This research uses quantitative methods and secondary data obtained from Bank Indonesia and the Central Statistics Agency (BPS) for the 2009-2021 pe
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Puspita, Duwi, Ary Dea Amry, Dea Anjelinah, Ananda Wahitora, and Asraf Mustafa. "Pengaruh Sistem Pembayaran Elektronik Terhadap Permintaan Uang Di Indonesia Dalam Perspektif Ekonomi Islam." Indonesian Journal of Islamic Economics and Business 8, no. 2 (2023): 241–50. http://dx.doi.org/10.30631/ijoieb.v8i2.1869.

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Along with the development of technology and information, the payment system used as a medium of exchange in economic activities continues to change. Current economic transactions do not only use cash but also use electronic non-cash instruments which are more efficient and economical. The purpose of this study was to determine the effect of APMK (debit cards, credit cards) and electronic money on the amount of money demanded. This study uses secondary data sourced from Bank Indonesia and the Central Bureau of Statistics. The data used is annual time series data from 2018 to 2022. The analysis
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Dissertations / Theses on the topic "Debit and Credit Cards"

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Kubát, Martin. "Využití platebních karet v maloobchodě." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-86054.

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The aim of the diploma thesis The Use of payment cards at the czech retail market is the analysis of benefits for card holders and the retailers. The theoretical part describes the history of payment cards, their types, variability of their use and supporting services and defines the relationship among holders of payment cards, banks and retailers. The practical part is focused on the research motives for using payment cards by their holders and the retailers.
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Dey, Shubhasis. "Essays on consumer lines of credit credit cards and home equity lines of credit /." Columbus, Ohio : Ohio State University, 2004. http://rave.ohiolink.edu/etdc/view?acc%5num=osu1091811947.

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Thesis (Ph. D.)--Ohio State University, 2004.<br>Title from first page of PDF file. Document formatted into pages; contains x, 97 p. : ill. Advisor: Lucia Dunn, Department of Economics. Includes bibliographical references (p. 94-97).
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Ekici, Tufan. "An investigation of credit card debt." Columbus, Ohio : Ohio State University, 2006. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1141228519.

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Thesis (Ph. D.)--Ohio State University, 2006.<br>An investigation of credit card debt: the effect of price and income expectations and the impact on consumption. Includes bibliographical references (p. 108-111).
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Magnedal, Holmgren Andreas, and Victor Sellstedt. "Risk Free Credit: Estimating Risk of Debt Delinquency on Credit Cards : Using Machine Learning Methodology." Thesis, KTH, Skolan för elektroteknik och datavetenskap (EECS), 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-259747.

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A well functioning economy requires a stable credit market. Computational intelligence methods could provide a method to reduce the amount of uncertainty in the markets. This report examines four different methods for predicting the probability for defaults of credit card clients in Taiwan. The four selected methods were Linear Discriminant Analysis, Support Vector Machines, Artificial Neural Networks and Deep Neural Networks. The models were then evaluated with regards to five different methods: Area Under the Curve for the Receiver Operating Characteristic, accuracy, precision, sensitivity a
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Scott, Robert H. Sturgeon James I. "The determinants of default on credit card debt." Diss., UMK access, 2005.

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Thesis (Ph. D.)--Dept. of Economics. University of Missouri--Kansas City, 2005.<br>"A dissertation in economics and social science consortium." Advisor: James I. Sturgeon. Typescript. Vita. Title from "catalog record" of the print edition Description based on contents viewed June 26, 2006. Includes bibliographical references (leaves 149-161 ). Online version of the print edition.
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Robb, Cliff A. "College students and credit card use the effect of personal financial knowledge on debt behavior /." Diss., Columbia, Mo. : University of Missouri-Columbia, 2007. http://hdl.handle.net/10355/4793.

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Thesis (Ph. D.)--University of Missouri-Columbia, 2007.<br>The entire dissertation/thesis text is included in the research.pdf file; the official abstract appears in the short.pdf file (which also appears in the research.pdf); a non-technical general description, or public abstract, appears in the public.pdf file. Title from title screen of research.pdf file (viewed on February 28, 2008) Vita. Includes bibliographical references.
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Jiang, Saihong. "An investigation of credit card holding, borrowing, and payoff." Columbus, Ohio : Ohio State University, 2007. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1177862213.

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Mindykowski, Chelsi. "Credit card use amount college students and the effects of paying with plastic a literature review /." Online version, 2008. http://www.uwstout.edu/lib/thesis/2008/2008mindykowskic.pdf.

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Sharp, Deborah Marie. "College Students’ Attitudes towards Credit Card Debt & Savings." The Ohio State University, 2010. http://rave.ohiolink.edu/etdc/view?acc_num=osu1268156217.

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Gilda, Rupa [Verfasser]. "Problems and Prospects of Credit Card and Debit Card Holders in Nanded City / Rupa Gilda." München : GRIN Verlag, 2020. http://d-nb.info/1215101120/34.

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Books on the topic "Debit and Credit Cards"

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Ltd, Mintel International Group, ed. Credit and debit cards. Mintel International, 2000.

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Ltd, Mintel International Group, ed. Credit and debit cards. Mintel International, 2000.

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Lindsey, Ian. Credit cards: The authoritative guide to credit and payment cards. Rushmere Wynne, 1994.

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Basel, Roberta. Checks, credit, and debit cards. Capstone Press, 2006.

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Margaret, Hall. Credit cards and checks. 2nd ed. Heinemann Library, 2008.

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Stephenson, Graham. Credit, debit & cheque cards: Law and practice. Central Law Publishing, 1993.

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Kevin, Swift T., Janowitz Gail, and Business Communications Co, eds. Credit and debit cards: What's new? where to? Business Communications Co., 1998.

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Janowitz, Gail. Credit and debit cards: What's new? where to. Business Communications Co., 1995.

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(Firm), Packaged Facts, ed. The U.S. market for plastic payment cards. Packaged Facts, 1998.

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Slawsky, Jeff H. The bank card business: Today and tomorrow : Leader's guide. American Bankers Association, 2003.

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Book chapters on the topic "Debit and Credit Cards"

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Husz, Orsi. "Launching the Credit Card: New Moralities of Credit and Payment." In Palgrave Studies in Economic History. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-77653-3_4.

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Abstract Thi chapter traces the history of the Swedish credit card market from the late 1950s to the early 1980s and looks at the moral reframing of consumer credit by means of the cards. An early adoption of new banking and data technologies in Sweden was combined with a negative general attitude towards consumer credit. Introduced in 1959 and inspired by the American example, Swedish credit cards had to be reconceptualised, reshaped and renamed before they could be accepted. Marketers exploited the non-credit properties of the card and used it as a device for de-vicing—destigmatising—consume
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Fusaro, Marc Anthony. "Debit Cards: The New, Old Way to Pay." In Household Credit Usage. Palgrave Macmillan US, 2007. http://dx.doi.org/10.1057/9780230608917_9.

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Soni, Arun. "Debit/Credit Card Security." In The Cybersecurity Self-Help Guide. CRC Press, 2021. http://dx.doi.org/10.1201/9781003148678-10.

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Judge, Stephen. "Bills of Exchange, Cheques, Credit and Debit Cards." In Business Law. Macmillan Education UK, 1999. http://dx.doi.org/10.1007/978-1-349-14962-9_15.

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Ramlall, Indranarain. "Impact of Debit and Credit Cards on Currency in Circulation in Mauritius." In Economics and Finance in Mauritius. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-39435-0_9.

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Karnani, Suruchi, and Neha Agrawal. "Bound Constructive Fraud and Implementing Dual Accessibility Approach on Biometric Credit/Debit Cards." In Data Driven Approach Towards Disruptive Technologies. Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-15-9873-9_4.

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Gupta, Ruchi, W. Ramana Rao, and Muskan Diwan. "An Analytical Study on the Usage of Debit Card and Credit Card in Indian Economy." In Handbook of Evidence Based Management Practices in Business. Routledge, 2023. http://dx.doi.org/10.4324/9781003415725-43.

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Thring, M. W., and Avril Blake. "The debit and credit balances." In Man, Machines and Tomorrow. Routledge, 2023. http://dx.doi.org/10.4324/9781032643359-4.

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Meidan, Arthur. "Marketing of Credit Cards." In Marketing Financial Services. Macmillan Education UK, 1996. http://dx.doi.org/10.1007/978-1-349-24475-1_5.

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Boire, Richard. "Credit Cards and Risk." In Data Mining for Managers. Palgrave Macmillan US, 2014. http://dx.doi.org/10.1057/9781137406194_23.

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Conference papers on the topic "Debit and Credit Cards"

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G, Govinda Rajulu, L. Sharmila, D. Venkatesan, Jayapraksah Chinnadurai, Mahesh P, and S. Venkatravu. "USB-based Process Protection in Credit Cards using DES and Deep Learning Techniques." In 2025 7th International Conference on Intelligent Sustainable Systems (ICISS). IEEE, 2025. https://doi.org/10.1109/iciss63372.2025.11076250.

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Okay Toprak, Aslı, Canan Özge Eğri, and Güldenur Çetin. "The Usage of Credit Cards: An Empirical Analysis on Turkish College Students." In International Conference on Eurasian Economies. Eurasian Economists Association, 2019. http://dx.doi.org/10.36880/c11.02263.

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In recent years, there has been a dramatic increase in the number of credit card usage among university students. Credit cards can be a convenient payment tool that gives university students a number of advantages and benefits to learn financial responsibility when it can be used in a controlled and responsible manner. On the other hand, using credit cards also have serious financial consequences when mismanagedly used. The excessive credit card debt and overdue payments give burden on university students’ shoulders before starting their full-time jobs. Besides that, when the other debts such
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Akinwande, Mayowa, Alexander Lopez, Tobi Yusuf, et al. "Data Analysis on Credit Card Debt: Rate of Consumption and Impact on Individuals and the US Economy." In 5th International Conference on Artificial Intelligence and Big Data. Academy & Industry Research Collaboration Center, 2024. http://dx.doi.org/10.5121/csit.2024.140401.

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This paper provides a comprehensive examination of the evolution of credit cards in the United States, tracing their historical development, causes, consequences, and impact on both individuals and the economy. It delves into the transformation of credit cards from specialized merchant cards to ubiquitous financial tools, driven by legal changes like the Marquette decision. Credit card debt has emerged as a significant financial challenge for many Americans due to economic factors, consumerism, high healthcare costs, and financial illiteracy. The consequences of this debt on individuals are ex
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Sudzina, František, and Antonín Pavlíček. "Propensity to use Digital Innovation: Case of Contactless Payments in the Czech Republic." In 43rd International Conference on Organizational Science Development. University of Maribor Press, 2024. http://dx.doi.org/10.18690/um.fov.3.2024.68.

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While credit and debit cards have been used since mid-20th century, the first contactless credit card was available only since late 2007. Major supermarket chains in the Czech Republic were equipped for contactless payment since around 2015. Nowadays, also smartphones, smartwatches, and similar wearables facilitate contactless payments. The aim of the research was to analyze the impact of gender, age, education, and wealth on propensity to conduct a contactless payment when the context allows for it. The somewhat surprising finding was that the education level increases contactless payment pro
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Nikolovska, Keti, Snezana Mojsoska, and Stevco Jolakoski. "INFORMATION FOR SAFE USE OF PAYMENT CARDS WITH SPECIAL REFERENCE TO THE MUNICIPALITY OF PRILEP." In SECURITY HORIZONS. Faculty of Security- Skopje, 2020. http://dx.doi.org/10.20544/icp.11.01.20.p17.

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The main reasons for the increase of the use of payment cards such as ATM cards, credit, and debit cards and their major role in the consumer’s life as a means of payment are the economic growth, the consumer’s modern way of living, and the impact of sellers for simple- non-cash payment, the modernization of computer technology, etc. Their increased use leads to the increase of frauds with them. The aim of this paper is to see the extent to which the information for the safe use of payment cards is an instrument that assumes the role of a preventive measure. In a broader sense, this research w
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Rojas-Bustamante, Leibnitz-Pavel, Hugo Alatrista-Salas, Miguel Nunez-del-Prado, and Joseph Chamorro Gomez. "Tourism Mobility Modeling based on Credit and Debit Card Transactions." In 2021 XLVII Latin American Computing Conference (CLEI). IEEE, 2021. http://dx.doi.org/10.1109/clei53233.2021.9640035.

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Alashwali, Eman, Ragashree Mysuru Chandrashekar, Mandy Lanyon, and Lorrie Faith Cranor. "Detection and Impact of Debit/Credit Card Fraud: Victims' Experiences." In EuroUSEC 2024: The 2024 European Symposium on Usable Security. ACM, 2024. http://dx.doi.org/10.1145/3688459.3688464.

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Remeikiene, Rita, Ligita Gaspareniene, and Gintare Grigaliune. "The analysis of lithuanian payment market: are we stuck to cash?" In Business and Management 2016. VGTU Technika, 2016. http://dx.doi.org/10.3846/bm.2016.35.

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Rapid technologic advancement alongside with increasing individual needs determine popularity of information technologies. As a result, a number of newly-developed instruments that enable to make payments in the methods different from cash are introduced to consumers in the payment market. The aim of this article is to establish how widely cash is used for making payments in Lithuanian payment market. The results of the research have revealed that the number of cash settlements in Lithuanian payment market is decreasing. Although the number of newly issued debit and credit cards is increasing,
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Salah Uddin, Mohammad, Nakul Chandra Das, and Aoyan Barua. "The mCard approach for Bangladesh: A smart phone based Credit/Debit/ATM card." In 2013 16th International Conference on Computer and Information Technology (ICCIT). IEEE, 2014. http://dx.doi.org/10.1109/iccitechn.2014.6997374.

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Laurens, Roy, and Cliff C. Zou. "Using Credit/Debit Card Dynamic Soft Descriptor as Fraud Prevention System for Merchant." In GLOBECOM 2016 - 2016 IEEE Global Communications Conference. IEEE, 2016. http://dx.doi.org/10.1109/glocom.2016.7842369.

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Reports on the topic "Debit and Credit Cards"

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Gandelman, Néstor, Rodrigo Lluberas, Daniel Misail, and Diana Gaitan. The Impact of a Financial Inclusion Program on Household’s Payment Choice, Savings, and Credit. Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0004789.

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Uruguay implemented an ambitious financial inclusion program that included a fiscal stimulus through VAT rebates and subsidies for point of sale (POS) adoption. One of its main provisions banned cash payment of wages and social benefits and forced financial institutions to open wage-accounts with extremely beneficial conditions. In the aggregate, the number of debit cards transactions increased sharply. We test the wage-banking channel of the financial program exploiting differences in the treatment intensity between public sector and private sector workers. We find that while the provision of
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Cruces, Guillermo. Conditional Cash Transfers, Debit Cards and Financial Inclusion: Experimental Evidence from Argentina. Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0005079.

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Cash transfer and other social protection programs in developing countries have often been accompanied by measures to foster financial inclusion, such as the adoption and use of bank accounts and electronic means of payments. Argentina's social benefits are paid in bank accounts and accessed through debit cards. With the simultaneous objective of fostering formality among beneficiaries and stores, the use of debit cards for purchases has been incentivized by means of additional subsidies. We studied the low take-up of these extra benefits by means of a field experiment involving 400,000 benefi
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Hayashi, Fumiko, Aditi Routh, Sam Baird, and Jalen Nichols. Credit and Debit Card Interchange Fees in Various Countries. Federal Reserve Bank of Kansas City, 2023. http://dx.doi.org/10.18651/icf/variouscountries2023update.

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Hayashi, Fumiko, and Sam Baird. Credit and Debit Card Interchange Fees in Various Countries. Federal Reserve Bank of Kansas City, 2022. http://dx.doi.org/10.18651/icf/variouscountries2022update.

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Hayashi, Fumiko, and Vanessa Nimmo. Credit and Debit Card Interchange Fees in Various Countries. Federal Reserve Bank of Kansas City, 2021. http://dx.doi.org/10.18651/icf/variouscountries2021update.

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Keys, Benjamin, and Jialan Wang. Minimum Payments and Debt Paydown in Consumer Credit Cards. National Bureau of Economic Research, 2016. http://dx.doi.org/10.3386/w22742.

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Yoo, Peter S. Charging up a Mountain of Debt: Households and Their Credit Cards. Federal Reserve Bank of St. Louis, 1996. http://dx.doi.org/10.20955/wp.1996.015.

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Bachas, Pierre, Paul Gertler, Sean Higgins, and Enrique Seira. How Debit Cards Enable the Poor to Save More. National Bureau of Economic Research, 2017. http://dx.doi.org/10.3386/w23252.

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Brown, S. Kathi. Credit Card Debt and Adults 50-Plus. AARP Research, 2025. https://doi.org/10.26419/res.00929.001.

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Brown, S. Kathi. Credit Card Debt Survey: Annotated Questionnaire by Age. AARP Research, 2025. https://doi.org/10.26419/res.00929.002.

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