Relevant bibliographies by topics / Debit cards

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Debit cards'

Author: Grafiati
Published: 4 June 2021
Last updated: 25 July 2025

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Journal articles on the topic "Debit cards"

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Yusuf, Dina Yuliana, and Sony Kristiyanto. "Transaksi Digital Perbankan dan Dampaknya dengan Perekonomian Indonesia." Economie: Jurnal Ilmu Ekonomi 3, no. 2 (2022): 138. http://dx.doi.org/10.30742/economie.v3i2.1815.

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The process of analyzing the effect of short-term and long-term non-cash payment systems on economic growth in Indonesia in the form of P.D.B. Non-cash payment systems are represented by debit/debit cards, credit cards/credit cards and electronic money/e-money using time series data (January 2010 – December 2020) with E.C.M.(Error Correction Model). The conclusion obtained shows that the transaction volume of debit/debit cards, credit cards/credit cards and electronic money/e-money in the short term/short term has no effect on economic growth in Indonesia and the volume of card transactions in
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Hoang, Dung Phuong, and Thong Huy Vu. "A transaction cost explanation of the card-or-cash decision among Vietnamese debit card holders." International Journal of Bank Marketing 38, no. 7 (2020): 1635–64. http://dx.doi.org/10.1108/ijbm-05-2019-0191.

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PurposeThis research provides a new perspective in explaining cardholders' willingness to use debit cards instead of cash by applying the transaction costs economic theory. This study also expands the adaptation of transaction cost economics theory in explaining consumer behaviour by investigating the moderating effects of income and education level on the relationship between perceived transaction costs and willingness to use debit cards.Design/methodology/approachThe conceptual framework was developed primarily from the transaction cost economics theory. An in-depth interview method was empl
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Mashabi, M., and Wasiaturrahma Wasiaturrahma. "ELECTRONIC BASED PAYMENT SYSTEMS AND ECONOMIC GROWTH IN INDONESIA." Jurnal Ilmu Ekonomi Terapan 6, no. 1 (2021): 97. http://dx.doi.org/10.20473/jiet.v6i1.26287.

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This research aims to analyze the effect of electronic payment systems based on credit cards, debit cards, and electronic money, as well as macroeconomic variables namely the money supply (M1), price level, and velocity of money towards real gross domestic product as a proxy for economic growth. The estimation carried out in this journal uses the Vector Error Correction Model (VECM) with period time series data of 2010:1-2018:12. The results of the journal show that doing debit card and electronic money-based transactions has a significant positive effect on economic growth in Indonesia in the
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Fatmasari, Dewi, Waridin, Akhmad Syakir Kurnia, and Rizaldi amin. "Use of E-Money and Debit Cards in Student Consumption Behavior." E3S Web of Conferences 125 (2019): 03013. http://dx.doi.org/10.1051/e3sconf/201912503013.

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IAIN Sharia Banking Student Sheikh Nurjati consumes high students, but in conducting transactions students are less in utilizing electronic money and debit card facilities in daily activities so that the problem is how the e-money and e-money are used. the use of debit cards against student consumption expenses. This system of payment transactions using electronic money and debit cards will affect a person's behavior in spending or consumption behavior. This study aims to investigate the use of e-money and debit cards in consumption expenditures and how it affects the consumption expenditure.
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Oktaviyanti Panjaitan, Lystia, and Nurbetty Herlina Sitorus. "Analisis Pengaruh Transaksi Non Tunai Terhadap Peredaran Uang Tunai di Indonesia." Jurnal Indonesia Sosial Teknologi 3, no. 10 (2022): 1117–30. http://dx.doi.org/10.36418/jist.v3i10.521.

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This study aims to determine the effect of non-cash payment instruments on cash circulation, analyze variables that affect the decline in cash use in Indonesia such as ATM/debit, credit cards, e-money and mobile banking. This study uses secondary data in the form of time series and the model used in this study is the ECM approach to determine the correlation between ATM/debit cards, credit cards, e-money and digital banking on cash circulation. The results showed that ATM/debit cards have a significant positive effect on cash circulation in the long and short term. In the long and short term c
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Ulfah, Cut Farah, and Suriani Suriani. "Digital Economy Dynamics: How E-Money, Debit Cards, Inflation, and Exchange Rates Shape Money Demand Stability in Indonesia." Grimsa Journal of Business and Economics Studies 2, no. 1 (2024): 39–51. https://doi.org/10.61975/gjbes.v2i1.37.

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In the current era, technological advances are developing rapidly, one of which is e-banking through a non-cash payment system that uses APMK (Payment Tools Using Cards) in Indonesia. This study aims to analyze the effect of electronic money, debit cards, inflation, and exchange rates on the stability of money demand in Indonesia and the causal relationship between each variable. This research uses the ARDL (Autoregressive Distributed Lag) model for the period January 2009 - November 2023. The findings show that electronic money has a negative effect on the demand for money in the short term,
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Damayanti, Rika, Rinaldi Syahputra, and Nurjannah. "effect of non-cash payment transactions on economic growth: Evidence from Indonesia." International Journal of Advances in Social Sciences 1, no. 1 (2024): 24–30. http://dx.doi.org/10.62941/ijass.v1i1.13.

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This study aims to see how the development of non-cash transaction activities that occur in society using debit cards, credit cards, and e-money as independent variables in this study. This type of research uses a quantitative data approach, and the data is secondary data sourced from Statistics Indonesia and Bank Indonesia publications from 2009 to 2021. The analysis method used in this research is multiple linear regression. The analysis results show that the debit card variable has a positive and significant effect on economic growth, and credit cards have a positive and significant effect
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Worthington, Steve. "Debit cards and fraud." International Journal of Bank Marketing 27, no. 5 (2009): 400–402. http://dx.doi.org/10.1108/02652320910979906.

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Dolly E. Hinayon. "Diffusion of Cashless Payment as Medium of Exchange in ASEAN Nations." Journal of Educational and Human Resource Development (JEHRD) 8 (November 11, 2020): 71–79. http://dx.doi.org/10.61569/kand3n67.

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ASEAN countries are heading toward a cashless economy. Credit cards and debit cards are the major platforms of cashless payment. These platforms diffuse at a faster rate. Bass Diffusion Model was utilized to analyze and estimate the rate of the diffusion of credit cards and debit cards. The data was derived from the percentage of individuals aged 15+ who have a credit card and/or debit card in the years 2011, 2014 and 2017. Data was derived from seven ASEAN member countries: Singapore, Malaysia, Thailand, Philippines, Indonesia, Vietnam and Cambodia. Results showed that countries like Singapor
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Mosha, Ms Haika, Dr Nyanjige Mayala, and Dr Hezron Onyancha. "Influence of Technology Adoption on Operational Performance of Medium Banks During Covid-19 Pandemic in Moshi Municipality, Tanzania." Indian Journal of Economics and Finance 5, no. 1 (2025): 9–17. https://doi.org/10.54105/ijef.b2597.05010525.

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Information technology (IT) has transformed the banking industry, and the outbreak of COVID-19 accelerated the trend, making the issue of IT adoption more relevant than ever. This study examines the influence of technology adoption on the operational performance of medium commercial banks in Moshi Municipality in Tanzania, including Mkombozi Bank, Uchumi Commercial Bank, and Akiba Commercial Bank. A concurrent research design with a mixed methods approach was used, where the qualitative and quantitative data were collected. The population of the study was 63 employees of the three banks, and t
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Dissertations / Theses on the topic "Debit cards"

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Abele, Hanns, and Guido Schäfer. "The cost of cash and debit cards in Austria." Infopro Digital Risk Limited, 2016. http://epub.wu.ac.at/5734/1/The_cost_of_cash_and_debit_cards_in_Austria.pdf.

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This paper aims to close a gap in the literature on the cost of payment systems by analyzing the cost of cash and debit cards in Austria. No prior analysis exists, as far as the authors are aware. Using novel data from several sources, the unit costs for cash and debit card payments in 2013 are estimated to be Euro 0.40 and & Euro 0.39, respectively, which are close to the most cost-efficient countries in Europe (the Netherlands and Scandinavian countries). Although Austrian consumers have a much stronger preference for cash than consumers in these countries, the Austrian payment industry app
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Kubát, Martin. "Využití platebních karet v maloobchodě." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-86054.

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The aim of the diploma thesis The Use of payment cards at the czech retail market is the analysis of benefits for card holders and the retailers. The theoretical part describes the history of payment cards, their types, variability of their use and supporting services and defines the relationship among holders of payment cards, banks and retailers. The practical part is focused on the research motives for using payment cards by their holders and the retailers.
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Svěcený, Lukáš. "Analýza nástrojů elektronického platebního styku." Master's thesis, Vysoká škola ekonomická v Praze, 2008. http://www.nusl.cz/ntk/nusl-19071.

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The objective of my thesis is to describe overall technological concept and organizational scheme od payment cards and outline trends and development in the near future. There has been a big effort for industry standardization (e.g. security standards). It describes also advantages and disadvantages of payment cards and means of authorization. The infomation mentioned here will be used in later part, in case studies. My 3-years working experience as a project manager at Wincor Nixdorf helped to further investigate these scenarios. This company is one of the market leaders and key players in ba
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Ferreira, Tabata Alves. "O impacto de fatores institucionais e socioeconômicos no mercado de cartões de pagamento de países latino-americanos." Escola Superior de Propaganda e Marketing, 2018. http://tede2.espm.br/handle/tede/298.

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Submitted by Adriana Alves Rodrigues (aalves@espm.br) on 2018-10-04T16:08:42Z No. of bitstreams: 1 tabata_alves_ferreiravfinal_capa.pdf: 1312792 bytes, checksum: e19b9bf15fa909eb53b94f79214c0868 (MD5)<br>Approved for entry into archive by Adriana Alves Rodrigues (aalves@espm.br) on 2018-10-04T16:09:08Z (GMT) No. of bitstreams: 1 tabata_alves_ferreiravfinal_capa.pdf: 1312792 bytes, checksum: e19b9bf15fa909eb53b94f79214c0868 (MD5)<br>Approved for entry into archive by Debora Cristina Bonfim Aquarone (deborabonfim@espm.br) on 2018-10-04T18:47:06Z (GMT) No. of bitstreams: 1 tabata_alves_ferreiravf
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Čech, Petr. "Analýza využívání elektronických platebních prostředků a systémů." Master's thesis, Vysoká škola ekonomická v Praze, 2013. http://www.nusl.cz/ntk/nusl-199293.

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Thesis deals with analysis of payment instruments and systems in Czech republic during online shopping and how czech residents perceive them. In the first part is defined e-commerce and jurisdiction of payment systems. Then e-wallets (Paypal, Skrill and Czech alternative PaySec) are described. After that thesis deals with payment buttons and closely related payment agregators(PayU, Agmo, GoPay). Subsequently aquiring of credit cards is delineated. Last section of theoretical part of thesis deals with new method - payments with mobile phones (Mobito, MasterCard Mobile. In second part of thesis
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Jiang, Saihong. "An investigation of credit card holding, borrowing, and payoff." Columbus, Ohio : Ohio State University, 2007. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1177862213.

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Sharp, Deborah Marie. "College Students’ Attitudes towards Credit Card Debt & Savings." The Ohio State University, 2010. http://rave.ohiolink.edu/etdc/view?acc_num=osu1268156217.

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More, Kristin. "Teaching Debit Card Skills Using General Case Programming." Scholar Commons, 2018. http://scholarcommons.usf.edu/etd/7198.

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Independent living skills are extremely important for individuals with developmental disabilities as these skills aide in autonomy, lessen the burden on caregivers, and assist with integration into the community. An important skill that should be targeted is purchasing skills. Teaching purchasing skills can bring individuals into contact with new environments and access to items that would not have been available for them to access independently before learning the skill. Traditional purchasing skills often target teaching money and math skills. However, as technology advances, these skills ar
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Janečková, Petra. "Využití alternativních distribučních kanálů v moderním retailovém bankovnictví." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2011. http://www.nusl.cz/ntk/nusl-223306.

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The master’s thesis deals with the acquisition of mBank customers through alternative distribution channels and their subsequent analysis. The work consists of the preparation and execution of marketing actions in order to expand portfolio of clients with business accounts. The last part of the work is dedicated to proposal of customer relationship management system, through which could lead to deepening relationships with customers.
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Ekici, Tufan. "An investigation of credit card debt." Columbus, Ohio : Ohio State University, 2006. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1141228519.

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Thesis (Ph. D.)--Ohio State University, 2006.<br>An investigation of credit card debt: the effect of price and income expectations and the impact on consumption. Includes bibliographical references (p. 108-111).
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Books on the topic "Debit cards"

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Inc, Market Facts, ed. Debit cards. Market Facts, 1985.

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Ltd, Mintel International Group, ed. Credit and debit cards. Mintel International, 2000.

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Ltd, Mintel International Group, ed. Credit and debit cards. Mintel International, 2000.

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Basel, Roberta. Checks, credit, and debit cards. Capstone Press, 2006.

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Aryeh Greenfield-A.G. Publications (Israel), ed. Debit cards: Up-to-date full text English translations of Debit Cards Law 5746-1986 and Debit Cards Regulations 5746-1986. 4th ed. Aryeh Greenfield-A.G. Publications, 2012.

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Canada. Library of Parliament. Research Branch., ed. Debit cards and the cashless society. Library of Parliament, Research Branch, 1993.

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Lindsey, Ian. Credit cards: The authoritative guide to credit and payment cards. Rushmere Wynne, 1994.

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Israel. Debit cards: Includes, Debit Cards Law 5746-1986, incorporating Amendments no. 1 to 3; Credit Cards Regulations 5746-1986. 2nd ed. A.G. Publications, 2003.

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Franklin, Tom. The changing card business. Business Communications Co., 2000.

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Stephenson, Graham. Credit, debit & cheque cards: Law and practice. Central Law Publishing, 1993.

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Book chapters on the topic "Debit cards"

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Husz, Orsi. "Launching the Credit Card: New Moralities of Credit and Payment." In Palgrave Studies in Economic History. Springer Nature Switzerland, 2025. https://doi.org/10.1007/978-3-031-77653-3_4.

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Abstract Thi chapter traces the history of the Swedish credit card market from the late 1950s to the early 1980s and looks at the moral reframing of consumer credit by means of the cards. An early adoption of new banking and data technologies in Sweden was combined with a negative general attitude towards consumer credit. Introduced in 1959 and inspired by the American example, Swedish credit cards had to be reconceptualised, reshaped and renamed before they could be accepted. Marketers exploited the non-credit properties of the card and used it as a device for de-vicing—destigmatising—consume
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Judge, Stephen. "Bills of Exchange, Cheques, Credit and Debit Cards." In Business Law. Macmillan Education UK, 1999. http://dx.doi.org/10.1007/978-1-349-14962-9_15.

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Fusaro, Marc Anthony. "Debit Cards: The New, Old Way to Pay." In Household Credit Usage. Palgrave Macmillan US, 2007. http://dx.doi.org/10.1057/9780230608917_9.

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Ramlall, Indranarain. "Impact of Debit and Credit Cards on Currency in Circulation in Mauritius." In Economics and Finance in Mauritius. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-39435-0_9.

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Karnani, Suruchi, and Neha Agrawal. "Bound Constructive Fraud and Implementing Dual Accessibility Approach on Biometric Credit/Debit Cards." In Data Driven Approach Towards Disruptive Technologies. Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-15-9873-9_4.

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Soni, Arun. "Debit/Credit Card Security." In The Cybersecurity Self-Help Guide. CRC Press, 2021. http://dx.doi.org/10.1201/9781003148678-10.

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Stearns, David L. "Challenging Conceptual Barriers: EFT and the Debit Card." In Electronic Value Exchange. Springer London, 2011. http://dx.doi.org/10.1007/978-1-84996-139-4_8.

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Stearns, David L. "Entrée: The Rocky Origins of Visa’s Debit Card." In The Book of Payments. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-60231-2_15.

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Gupta, Ruchi, W. Ramana Rao, and Muskan Diwan. "An Analytical Study on the Usage of Debit Card and Credit Card in Indian Economy." In Handbook of Evidence Based Management Practices in Business. Routledge, 2023. http://dx.doi.org/10.4324/9781003415725-43.

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Jensen, Henning. "Dankort, the Danish National Debit Card System from the Early 1980s." In IFIP Advances in Information and Communication Technology. Springer International Publishing, 2015. http://dx.doi.org/10.1007/978-3-319-17145-6_10.

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Conference papers on the topic "Debit cards"

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Ismail, Shafinar, Mohamed Hariri Bakri, Jafri Zulkepli, Azimah Adnan, and Amsyar Azizi. "Determinants of debit cards acceptance: An empirical investigation." In INTERNATIONAL CONFERENCE ON QUANTITATIVE SCIENCES AND ITS APPLICATIONS (ICOQSIA 2014): Proceedings of the 3rd International Conference on Quantitative Sciences and Its Applications. AIP Publishing LLC, 2014. http://dx.doi.org/10.1063/1.4903571.

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Sudzina, František, and Antonín Pavlíček. "Propensity to use Digital Innovation: Case of Contactless Payments in the Czech Republic." In 43rd International Conference on Organizational Science Development. University of Maribor Press, 2024. http://dx.doi.org/10.18690/um.fov.3.2024.68.

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While credit and debit cards have been used since mid-20th century, the first contactless credit card was available only since late 2007. Major supermarket chains in the Czech Republic were equipped for contactless payment since around 2015. Nowadays, also smartphones, smartwatches, and similar wearables facilitate contactless payments. The aim of the research was to analyze the impact of gender, age, education, and wealth on propensity to conduct a contactless payment when the context allows for it. The somewhat surprising finding was that the education level increases contactless payment pro
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Nikolovska, Keti, Snezana Mojsoska, and Stevco Jolakoski. "INFORMATION FOR SAFE USE OF PAYMENT CARDS WITH SPECIAL REFERENCE TO THE MUNICIPALITY OF PRILEP." In SECURITY HORIZONS. Faculty of Security- Skopje, 2020. http://dx.doi.org/10.20544/icp.11.01.20.p17.

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The main reasons for the increase of the use of payment cards such as ATM cards, credit, and debit cards and their major role in the consumer’s life as a means of payment are the economic growth, the consumer’s modern way of living, and the impact of sellers for simple- non-cash payment, the modernization of computer technology, etc. Their increased use leads to the increase of frauds with them. The aim of this paper is to see the extent to which the information for the safe use of payment cards is an instrument that assumes the role of a preventive measure. In a broader sense, this research w
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Remeikiene, Rita, Ligita Gaspareniene, and Gintare Grigaliune. "The analysis of lithuanian payment market: are we stuck to cash?" In Business and Management 2016. VGTU Technika, 2016. http://dx.doi.org/10.3846/bm.2016.35.

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Rapid technologic advancement alongside with increasing individual needs determine popularity of information technologies. As a result, a number of newly-developed instruments that enable to make payments in the methods different from cash are introduced to consumers in the payment market. The aim of this article is to establish how widely cash is used for making payments in Lithuanian payment market. The results of the research have revealed that the number of cash settlements in Lithuanian payment market is decreasing. Although the number of newly issued debit and credit cards is increasing,
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Akinwande, Mayowa, Alexander Lopez, Tobi Yusuf, et al. "Data Analysis on Credit Card Debt: Rate of Consumption and Impact on Individuals and the US Economy." In 5th International Conference on Artificial Intelligence and Big Data. Academy & Industry Research Collaboration Center, 2024. http://dx.doi.org/10.5121/csit.2024.140401.

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This paper provides a comprehensive examination of the evolution of credit cards in the United States, tracing their historical development, causes, consequences, and impact on both individuals and the economy. It delves into the transformation of credit cards from specialized merchant cards to ubiquitous financial tools, driven by legal changes like the Marquette decision. Credit card debt has emerged as a significant financial challenge for many Americans due to economic factors, consumerism, high healthcare costs, and financial illiteracy. The consequences of this debt on individuals are ex
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Strýčková, Lenka. "Perception and Identification of the General Public with Sustainable Finance Issues." In Liberec Economic Forum 2023. Technical University of Liberec, 2023. http://dx.doi.org/10.15240/tul/009/lef-2023-42.

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The perception and identification of the general public regarding sustainable finance issues have become a crucial consideration in implementing sustainable financial policies. Sustainable finance addresses contemporary global financial challenges by harmonising economic, social, and environmental (ESG) interests. This paper reviews various perspectives on sustainable finance, focusing on its importance for the general public. The paper aims to examine the perceptions and identification of the general public regarding sustainable finance issues. The empirical investigation is based on the ques
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Okay Toprak, Aslı, Canan Özge Eğri, and Güldenur Çetin. "The Usage of Credit Cards: An Empirical Analysis on Turkish College Students." In International Conference on Eurasian Economies. Eurasian Economists Association, 2019. http://dx.doi.org/10.36880/c11.02263.

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In recent years, there has been a dramatic increase in the number of credit card usage among university students. Credit cards can be a convenient payment tool that gives university students a number of advantages and benefits to learn financial responsibility when it can be used in a controlled and responsible manner. On the other hand, using credit cards also have serious financial consequences when mismanagedly used. The excessive credit card debt and overdue payments give burden on university students’ shoulders before starting their full-time jobs. Besides that, when the other debts such
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Hariadi, Sugeng, Dea Switani Juniar, and Irzameingindra Putri Radjamin. "Analysis of Arsenal FC debit card in Bank Muamalat Indonesia." In Proceedings of the 16th International Symposium on Management (INSYMA 2019). Atlantis Press, 2019. http://dx.doi.org/10.2991/insyma-19.2019.38.

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Thakral, Manish, Rishi Raj Singh, Ayur Jain, and Gunjan Chhabra. "Rigid Wrap ATM Debit Card Fraud Detection Using Multistage Detection." In 2021 6th International Conference on Signal Processing, Computing and Control (ISPCC). IEEE, 2021. http://dx.doi.org/10.1109/ispcc53510.2021.9609521.

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Rojas-Bustamante, Leibnitz-Pavel, Hugo Alatrista-Salas, Miguel Nunez-del-Prado, and Joseph Chamorro Gomez. "Tourism Mobility Modeling based on Credit and Debit Card Transactions." In 2021 XLVII Latin American Computing Conference (CLEI). IEEE, 2021. http://dx.doi.org/10.1109/clei53233.2021.9640035.

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Reports on the topic "Debit cards"

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Cruces, Guillermo. Conditional Cash Transfers, Debit Cards and Financial Inclusion: Experimental Evidence from Argentina. Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0005079.

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Cash transfer and other social protection programs in developing countries have often been accompanied by measures to foster financial inclusion, such as the adoption and use of bank accounts and electronic means of payments. Argentina's social benefits are paid in bank accounts and accessed through debit cards. With the simultaneous objective of fostering formality among beneficiaries and stores, the use of debit cards for purchases has been incentivized by means of additional subsidies. We studied the low take-up of these extra benefits by means of a field experiment involving 400,000 benefi
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Bachas, Pierre, Paul Gertler, Sean Higgins, and Enrique Seira. How Debit Cards Enable the Poor to Save More. National Bureau of Economic Research, 2017. http://dx.doi.org/10.3386/w23252.

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Gandelman, Néstor, Rodrigo Lluberas, Daniel Misail, and Diana Gaitan. The Impact of a Financial Inclusion Program on Household’s Payment Choice, Savings, and Credit. Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0004789.

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Uruguay implemented an ambitious financial inclusion program that included a fiscal stimulus through VAT rebates and subsidies for point of sale (POS) adoption. One of its main provisions banned cash payment of wages and social benefits and forced financial institutions to open wage-accounts with extremely beneficial conditions. In the aggregate, the number of debit cards transactions increased sharply. We test the wage-banking channel of the financial program exploiting differences in the treatment intensity between public sector and private sector workers. We find that while the provision of
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Islam, Wajid, and Junaid Ahmed. Pakistan’s debt is a teetering house of cards. Edited by Tasha Wibawa. Monash University, 2023. http://dx.doi.org/10.54377/2204-7e5f.

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Khetan, Umang, Jetson Leder-Luis, Jialan Wang, and Yunrong Zhou. Unemployment Insurance Fraud in the Debit Card Market. National Bureau of Economic Research, 2024. http://dx.doi.org/10.3386/w32527.

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Keys, Benjamin, and Jialan Wang. Minimum Payments and Debt Paydown in Consumer Credit Cards. National Bureau of Economic Research, 2016. http://dx.doi.org/10.3386/w22742.

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Hayashi, Fumiko, Aditi Routh, Sam Baird, and Jalen Nichols. Credit and Debit Card Interchange Fees in Various Countries. Federal Reserve Bank of Kansas City, 2023. http://dx.doi.org/10.18651/icf/variouscountries2023update.

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Hayashi, Fumiko, and Sam Baird. Credit and Debit Card Interchange Fees in Various Countries. Federal Reserve Bank of Kansas City, 2022. http://dx.doi.org/10.18651/icf/variouscountries2022update.

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Hayashi, Fumiko, and Vanessa Nimmo. Credit and Debit Card Interchange Fees in Various Countries. Federal Reserve Bank of Kansas City, 2021. http://dx.doi.org/10.18651/icf/variouscountries2021update.

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10

Yoo, Peter S. Charging up a Mountain of Debt: Households and Their Credit Cards. Federal Reserve Bank of St. Louis, 1996. http://dx.doi.org/10.20955/wp.1996.015.

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