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Dissertations / Theses on the topic 'Debtera'

Author: Grafiati
Published: 4 June 2021
Last updated: 1 February 2022

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1

Ménonville, Siena-Antonia de. "Image in decency : an anthropology of Christian Orthodox image production in Ethiopia today." Thesis, Sorbonne Paris Cité, 2017. http://www.theses.fr/2017USPCB221.

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La recherche présentée dans cette thèse a pour objet les producteurs d'images dans l'Éthiopie chrétienne orthodoxe contemporaine et la manière dont ils sont perçus. Ce travail s'inscrit à la croisée de l'anthropologie de la religion, de l'image et de la morale. J'argumenterai que les images servent d'articulation à un réseau de rapports sociaux complexes et qu'elles deviennent en retour les objets d'un discours moral ambivalent. Leur dimension spirituelle place leurs producteurs au cœur d'un tissu d'interactions avec le visible, l'invisible, le matériel et l'immatériel. L'étude des images et de leur production nécessite ainsi un examen du contexte social qui- nous le verrons- à la fois les condamne, les dissimule et leur donne leur sens. Le terrain de cette recherche est réduit à deux types de producteurs d'image : le peintre de l'EOTC (l'Église chrétienne orthodoxe éthiopienne) et le créateur d'images talismaniques appelé debtera. Je soutiendrai que si ce dernier est particulièrement l'objet d'un discours moral ambivalent, c'est avant tout que les images qu'il produit entrent en relation avec le domaine du spirituel dans le but de traiter les souffrances physiques et les problèmes liés à des affects comme la jalousie, la haine et certains désirs. Les affects dont il est question ici ont en commun d'être moralement condamnés et exclus du domaine de l'Église. Je soutiendrai que ces affects particuliers nécessitent un objet- ici, le talisman- pour pouvoir être exprimés. Enfin, dans cette recherche, l'étude des rapports complexes entretenus avec l'objet-médiateur, d'une part, et son producteur, d'autre part, se fera à travers l'examen d'une donnée particulière : le « gossip », c'est-à-dire l'ensemble des discussions informelles, ragots, opinions partagés et exprimés spontanément
This dissertation is a study of Orthodox image-producers and how they are perceived in Ethiopia today. Its central thesis is that the image-producer creates objects that not only mediate relationships and exercise social power or agency, but also have the capacity to incite a moral discourse. Images in this context can have a spiritual impact that entangles their producers in a web of relationships with the visible, invisible; the material and immaterial: they necessitate an examination of the social agency that defines and obscures them. The focus of this study is restricted to two types of image-producer: the Ethiopian Orthodox Tewahedo Church painter and the creator of talismanic images (known as a debtera). I argue that the debtera is perceived to be more morally problematic than the church painter because his images are intended to interact in the spiritual realm to treat certain forms of physical and emotional suffering. The kinds of emotions that a talismanic image treats however are "socially reprehensible" (eschewed by official Church doctrine, and as such condemned morally) as are those who interact with these emotions through image production- the debtera. I situate this thesis at the crossroads of the anthropology of religion, imagery and morality. Here, personhood, relationships and the dialogue between materiality and immateriality must be taken into account. This dissertation's intent is to articulate some of the nuances in object-mediated social relations that are made apparent through gossip. I stipulate that, in this culture, certain officially proscribed emotions require objects (such as the talismanic images) to be expressed. As a consequence of this proscription, the image-producer responsible for the creation of that object is subject to moral opprobrium. In a sense, given the full range of human conduct and emotions, the strict limits that the Ethiopian Orthodox Tewahedo Church places on what is acceptable in these realms creates a vacuum in which the proscribed conduct and emotions must be expressed in the shadows of the Church. And because of the particular importance this culture places on the image as the instrument that acts in these domains, the debtera and the talisman achieve a centrality that rivals that of the Church-sanctioned image producers
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2

Makipaa, Arttu. "Bankruptcy procedures for sovereign debtors." [S.l. : s.n.], 2003. http://www.bsz-bw.de/cgi-bin/xvms.cgi?SWB10518992.

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3

Pakter, Walter J. "Creditors' remedies and debtors' protection in Roman law." Thesis, University of Oxford, 1989. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.321236.

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4

Morenberg, Adam. "Governing Wayward Consumers: Self-Change and Recovery in Debtors Anonymous." [Tampa, Fla.] : University of South Florida, 2004. http://purl.fcla.edu/fcla/etd/SFE0000449.

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5

Rantzer, Måns. "Predictive analysis at Krononfogden : Classifying first-time debtors with an uplift model." Thesis, Uppsala universitet, Datalogi, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-303322.

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The use of predictive analysis is becoming more commonplace with each passing day, which lends increased credence to the fact that even governmental institutions should adopt it. Kronofogden is in the middle of a digitization process and is therefore in a unique position to implement predictive analysis into the core of their operations. This project aims to study if methods from predictive analysis can predict how many debts will be received for a first-time debtor, through the use of uplift modeling. The difference between uplift modeling and conventional modeling is that it aims to measure the difference in behavior after a treatment, in this case guidance from Kronofogden. Another aim of the project is to examine whether the scarce literature about uplift modeling have it right about how the conventional two-model approach fails to perform well in practical situations. The project shows similar results as Kronofogden’s internal evaluations. Three models were compared: random forests, gradient-boosted models and neural networks, the last performing the best. Positive uplift could be found for 1-5% of the debtors, meaning the current cutoff level of 15% is too high. The models have several potential sources of error, however: modeling choices, that the data might not be informative enough or that the actual expected uplift for new data is equal to zero.
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6

Carapeto, Maria. "Essays on Chapter 11 : debtor-in-possession financing and bankruptcy bargaining." Thesis, London Business School (University of London), 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.340468.

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7

Sexton, Jay. "Debtor diplomacy : finance and American foreign relations in the Civil War era, 1837-1873." Thesis, University of Oxford, 2002. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.273330.

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8

Wojcik, Sheila Jo. "The post-bankruptcy rebuilding process : how the chapter 7 debtor learns to begin life anew." Access restricted to users with UT Austin EID, 2001. http://wwwlib.umi.com/cr/utexas/fullcit?p3033590.

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9

Ehmke, David Christoph [Verfasser]. "Bond Debt Governance : A Comparative Analysis of Different Solutions to Financial Distress of Corporate Bond Debtors / David Christoph Ehmke." Baden-Baden : Nomos Verlagsgesellschaft mbH & Co. KG, 2018. http://d-nb.info/1175742651/34.

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10

Roestoff, M. "'N Kritiese evaluasie van skuldverligtingsmaatreels vir individue in die Suid-Afrikaanse insolvensiereg." Pretoria : [s.n.], 2002. http://upetd.up.ac.za/thesis/available/etd-01162003-130435.

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11

Buchem-Spapens, A. M. J. van Pouw Th A. "Faillissement, surseance van betaling en schuldsanering /." Deventer : Kluwer, 2008. http://www.gbv.de/dms/spk/sbb/recht/toc/577858017.pdf.

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12

Fox, Lorna. "Co-owners, co-occupiers, co-habitees : the role of policy in disputes between creditors and non-debtor occupiers." Thesis, Queen's University Belfast, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.343055.

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13

Lieberman, Ira William. "The history of external sovereign debt : the reaction of creditors and debtors to disruption of debt service; an international relations perspective." Thesis, University of Oxford, 1989. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.385551.

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14

Braeger, Ryan M. "American Debtors' Prison: The Rise of the New York Citizen as a Commercial Participant during the Early American Republic, 1800-1836." DigitalCommons@USU, 2013. https://digitalcommons.usu.edu/etd/1977.

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The following research explores the development of financial culture in the early American republic through the examination of New York's use of debtors' prisons. Beginning with the construction of the historical context surrounding the passage and abolition of the National Bankrupt Act of 1800, the project takes use of a series of archival sources that exemplify the character of credit in early American economic practices. The emergence of republican financial culture was often at odds with federal judicial and legislative action, the result of which was the creation of state policy and third party organizations dedicated to solving the plight of a growing debtor population. As the narrative of debt transitioned from understanding the debtor as a villain towards a victim, traditional criminal punishments no longer represented cultural values. One such institution scrutinized and debated was the debtors' Gaol.
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15

Nicholas, John. "A risk analysis system for evaluating construction contractors by potential creditors." Thesis, University of Wolverhampton, 2000. http://hdl.handle.net/2436/89119.

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Brady, Ann. "Enforcing local taxes." Thesis, University of Bristol, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.323624.

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17

Kennedy, Diane E. R. "An organisational analysis of social work area offices and newly referred clients with rent arrears and fuel debts." Thesis, University of Edinburgh, 1988. http://hdl.handle.net/1842/19006.

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18

Kamlani, Deirdre Shay. "The four faces of power in sovereign debt restructuring : explaining bargaining outcomes between debtor states and private creditors since 1870." Thesis, London School of Economics and Political Science (University of London), 2008. http://etheses.lse.ac.uk/2313/.

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This thesis examines four discrete periods of sovereign default and restructuring over the past 135 years and seeks to explain the observed variation in aggregated bargaining outcomes between debtor states and private creditors. Utilizing a power-based analytical framework borrowed from Barnett and Duvall (2005), the study assesses the relative impact of four principal regime components on distributional results: the private creditor representative body (institutional power); the degree and orientation of creditor country government/IFI intervention (compulsory power); the structure and condition of the capital markets (structural power); and, the discursive practices surrounding sovereign default (productive power). The analysis suggests that the key private creditor institutions - the British Corporation of Foreign Bondholders, the American Foreign Bondholders Protective Council, and The London Club - have only marginally influenced results, and that outcomes were instead driven by the action (or inaction) of creditor governments, the structure of capital access (centralized or decentralized), and the relative condition of the private capital markets (robust or collapsed). The paper concludes that compulsory and structural regime elements are therefore more salient than institutional ones in the sovereign debt bargaining exercise. From a public policy perspective, this study cautions those who seek a newly-constituted, 21st-century bondholder council, since such an institution - like its historical predecessors - would find its impact on the sovereign debt management process highly circumscribed. The thesis also challenges economic theory on the matter of sovereign repayment incentives, arguing that the "either-or" nature of the reputation-sanctions debate (Eaton-Gersovitz (1981) vs. Bulow-Rogoff (1989)) distracts from the fact that these incentives have operated simultaneously over the past 135 years. More specifically, the evidence suggests that structural and compulsory regime elements - the equivalent of reputation and sanctions in the formal models - have largely reinforced one another in the sovereign debt restructuring process, thereby amplifying their impact on negotiating outcomes in each historical period.
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19

Heinrich, Stefan. "Covenants als Alternative zum institutionellen Gläubigerschutz : eine rechtsvergleichende und ökonomische Analyse /." Berlin : Duncker & Humblot, 2009. http://d-nb.info/998458678/04.

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20

Brown, Robert. "Legal reform and debtor-creditor relations in Indonesia from 1945 to 1997 : uncertainty and functional equivalents in formal and informal rules." Thesis, London School of Economics and Political Science (University of London), 2004. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.408164.

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According to transaction cost economics, reduced transaction costs facilitate economic development. The focus of transaction costs, however, has been on the formal sector. This dissertation draws on research developed by transaction cost economics and applies it to uncertainty and to the informal sector. It concludes that economic development is positively impacted by reducing uncertainty and that this principle applies to both the formal and informal sector.
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21

Kaiser, Martin. "Die europäische Privatgesellschaft und die spanische Sociedad de Responsabilidad Limitada : rechtsvergleichende Untersuchung mit Schwerpunkt im Bereich des Gläubigerschutzes /." Baden-Baden : Nomos, 2008. http://d-nb.info/987971042/04.

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Biehl, Kristof. "Insider im Insolvenzverfahren /." Herne : Verlag für die Rechts- und Anwaltspraxis, 2000. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=009061424&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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23

Workman, Letty. "The Essential Structure of Compulsive Buying: A Phenomenological Inquiry." DigitalCommons@USU, 2010. https://digitalcommons.usu.edu/etd/772.

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While many jokes and sales of specialty merchandise have been made that make light of consumers who frequently shop and buy (e.g., "When the going gets tough, the tough go shopping," or "I am a shopaholic"), for 18 million Americans suffering from compulsive buying, the process of shopping and buying has caused their lives to literally go out of control. The outcomes of this disease for individuals, families, and business are all negative. In a marketing era of social responsibility, if marketers either knowingly or unknowingly encourage increased consumption among compulsive buyers, potential negative outcomes stand to impact others well beyond the span of the personal psychological and financial situations of individual consumers. The purpose of this study was to explore in depth the structures of human consciousness of compulsive buyers by employing the qualitative research tradition of phenomenology. The study was framed by the social constructivist paradigm where my emphasis was on understanding how the essence of each individual consumer's sense of reality was shaped by her/his particular circumstances and lived experiences. From a theoretical perspective, the study offers an integrated framework by bringing together diverse constructs/data themes from previous research in the fields of psychiatry, psychology, sociology, and marketing. Personality antecedents and short- and long-term consequences of compulsive buying were presented in the framework. The study's research question was, "What are the essential structures of the lived experiences of compulsive buyers?" A criterion-purposive sample, where all participants currently experience or have experienced the phenomenon of compulsive buying, was selected. Data collection and analysis were performed from prolonged engagement at Debtors Anonymous meetings over a 12-month period, plus in-depth interviews from six volunteer participants. Individual participant models of compulsive buying were constructed and juxtaposed against the original theoretical model. Data theme frequencies across participants were tabulated and discussed for comparisons against the theoretical model. Results indicated that while each participant's lived experience of the disease shared most theoretical themes identified by previous research, participants also revealed additional data themes unique to her/him. Marketing implications and recommendations for improved marketing strategy were offered.
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24

Benešová, Lucie. "Možnosti řešení úpadku dlužníka se zaměřením na zásady insolvenčního řízení, účetní postupy a způsoby zveřejňování." Master's thesis, Vysoká škola ekonomická v Praze, 2006. http://www.nusl.cz/ntk/nusl-10193.

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The purpose of this diploma thesis is to clarify debtors insolvency, impending debtors insolvency and possibilities of solving, especially by selection and analysis of items in accounting statements, which are for debtors insolvency and impending debtors insolvency characteristic. The specification of diversities between insolvency trial and insolvency trial with European international element. Public availability of informations about the insolvency trial in insolvency register.
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25

Tembe, Siya Siphamandla. "The shifting of moral hazard in consumer credit : does the National Credit Amendment Act 19 of 2014 tip the scales in favour of debtor?" Diss., University of Pretoria, 2017. http://hdl.handle.net/2263/60102.

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In this dissertation I discuss a selection of the amendments to the National Credit Act 34 of 2005 by the National Credit Amendment Act 19 of 2014. The purpose of this is to evaluate whether the amendments accord with the purpose of the National Credit Act. More specifically, whether the amendments are in line with promoting equity in the credit market by balancing the respective rights and responsibilities of credit providers and consumers in section 3(1) (d) of the National Credit Act. This is done under to answer the question of whether the amendments favour the consumer over the credit provider. Where the amendment are overall consumer oriented, the effect of this would shift the moral hazard of consumer debt to the consumer and thereby create an imbalance in the credit market. To answer this question I look at the amendments of sections 86(2), (11), 89(5) (c), 129(3) & (4), 130 and the introduction of sections 71A and 129(5),(6) and (7). In the course of my discussion I refer to various case law which prompted the amendments and or, which influenced the interpretation of the provisions which were amended. I also take into consideration the views and opinions of legal scholars who have written extensively on the National Credit Act, often in light of judgements handed down by our courts. My discussion concludes with the assertion that the amendments I have chosen, being those which dictate the rights and responsibilities of credit providers and consumers, have the effect of favouring the consumer over the credit provider, by either burdening the credit provider with more duties when enforcing their agreements with consumers, or, by allowing the consumer greater leeway despite them breaching of their agreements.
Mini Dissertation (LLM)--University of Pretoria, 2017.
Mercantile Law
LLM
Unrestricted
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26

Riedel, Silke. "Sicherungsschein und Sicherungsbestätigung in der Versicherungswirtschaft /." Frankfurt am Main [u.a.] : Lang, 2004. http://www.gbv.de/dms/spk/sbb/recht/toc/385616228.pdf.

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27

Giering, Anastasia. "Risikobezogener Gläubigerschutz im Recht der GmbH : Vorschläge zur Vermögensbindung und Gesellschafterhaftung de lege ferenda /." Berlin : Duncker & Humblot, 2009. http://d-nb.info/992686946/04.

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28

Hulešová, Anna. "Zúčtovací vztahy." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-114542.

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29

Tribe, J. P. "Debtor treatment themes in personal bankruptcy policy development from the early-modern period to the present day - plus ça change (plus c'est la même chose)." Thesis, University College London (University of London), 2012. http://discovery.ucl.ac.uk/1348209/.

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This thesis is concerned with a critical evaluation of English personal insolvency laws. A thematic approach to debtor treatment is adopted as the central core of this work. The discussion focuses on a number of themes that are prevalent in insolvency law and policy, both in the modern context but also in a historical context. The purpose of this thesis is to show how these policy themes and debates are in no way novel throughout bankruptcy history - Plus ça change (plus c'est la même chose). The core themes chosen for elucidation in this thesis which feature recurrently in debtor treatment in a modern and historical context are: (1) Stigma; (2) Compositions & Moratoria; (3) Liberalisation & Amelioration; and finally, (4) Discharge. The acronym SCAMLAD encapsulates these core themes. It is against this moniker that divergent debtor treatment is tested in the early-modern period and the present day. In addition to the recurrent theme demonstration, two further theses are tested. First, it is argued that the treatment of insolvent debtors in the early-modern period was more liberal and foresightful than has hitherto been suggested (‘liberalisation thesis’). Secondly, it is argued that recent legislative changes engendered in the Enterprise Act 2002, in relation to discharge, have not caused additional redress to the bankruptcy procedure, but that the changes in the legislation were accompanied by an increase in consumer credit availability generally and that this led to a natural increase in debt related failure and therefore recourse to the bankruptcy laws (‘credit generosity thesis’).
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Klein, Martin. "Projecktfinanzierung : ertragsorientierte Kredite und Kreditsicherungspflichen (Covenants) unter deutschem Recht /." Baden-Baden : Nomos, 2004. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=012972192&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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31

Hanzlová, Lenka. "Zahraniční pohledávky ČR." Master's thesis, Vysoká škola ekonomická v Praze, 2008. http://www.nusl.cz/ntk/nusl-7592.

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The thesis regarding external outstanding debts of Czech Republic is a complex document describing particular debtors, the amount of their liabilities and methods used to recover the outstanding debts. The diploma thesis also covers the origin of these debts. The aim of this thesis is to find business opportunities in this area while considering debtor's attitude and economic position. Two countries -- Cuba, Libya - have been selected on the basis of valuation analysis of individual debts. These countries have been put through detailed analysis in order to find business opportunities for commercial subjects.
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Navickaitė, Justina. "Išieškotojo ir skolininko teisių gynimas vykdymo procese." Master's thesis, Lithuanian Academic Libraries Network (LABT), 2006. http://vddb.library.lt/obj/LT-eLABa-0001:E.02~2007~D_20061229_110814-55335.

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The execution process is very important for protection of human rights. If court decisions were not executed the very court decisions would loose their importance. Rights of a creditor and a debtor are written in the Code of Civil Procedure (CPC) and in other legal acts, but these rights should be properly explained to the parties of the execution process. Only the prescription to present the writ of execution is determined in Lithuanian laws, but any prescription for the whole case of execution is not determined usually. It would be reasonable to determine such a period of time at least for enforcement of administrative sanctions. A proposal to fulfil a decision is an important mean to offer to a debtor to pay the debt by himself. But according to CPC the proposal is sent not in every case. For example, it is not sent in cases of enforcement of administrative sanctions. According to the new Instruction on Execution of Judgements, there is an alternative document to the proposal. To have in mind that both these documents have the same functions and almost the same content, there is a doubt if it is reasonable to regulate the same thing in different laws. The Supreme Administrative Court of Lithuania has decided that the Instruction on Execution of Judgements adopted in 2002 years violates other legal acts adopted by the Government. So there is a problem which Instruction should be implemented for the executive cases which were started before adopting the new Instruction... [to full text]
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Green, Kristin. "A quantitative analysis of strategy the persuasive rhetoric of collection agencies /." Laramie, Wyo. : University of Wyoming, 2009. http://proquest.umi.com/pqdweb?did=1939245981&sid=1&Fmt=2&clientId=18949&RQT=309&VName=PQD.

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Brádlová, Veronika. "Řízení pohledávek v kapitálové společnosti." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2014. http://www.nusl.cz/ntk/nusl-224673.

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This masters thesis is focused on the theory related to the topic of receivables. The analytical part is focused on the detailed receivables management in the selected capital company. In response to the analytical part are introduced recommendations for the improvement of their amount and their management. The end of the masters thesis summarizes the results from the analytical part.
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Jokubauskaitė, Giedrė. "Išieškojimas iš įkeisto turto." Master's thesis, Lithuanian Academic Libraries Network (LABT), 2009. http://vddb.library.lt/obj/LT-eLABa-0001:E.02~2008~D_20090122_141510-68145.

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Sparčiai vystantis kreditavimo santykiams, taip pat bankams bei kitoms kredito įstaigoms aktyviai plečiant įvairialypio finansavimo politiką, neišvengiamai susiduriama su efektyvių prievolių įvykdymo užtikrinimo būdų ieškojimu. Tačiau šiuo ekonominiu laikotarpiu ypatingai kreipiamas dėmesys ne tik į patikimiausius bei efektyviausius prievolių įvykdymo užtikrinimo būdus, bet ir į procedūras, taikomas išieškant iš įkeisto turto. Būtent šio darbo objektas yra išieškojimo iš įkeisto turto procesas, tokio proceso problematika. Darbe iškeliamas tikslas išanalizuoti išieškojimo iš įkeisto turto procesą, nustatyti kylančias problemas, apsunkinančias efektyvią kreditorių interesų apsaugą bei skolininkų interesų garantiją, pasiūlyti galimus sprendimo būdus. Tikslo pasiekimas įgyvendinamas šiais uždaviniais: palyginti išieškojimo iš įkeisto turto procesą su išieškojimo procesu bendra tvarka, atlikti išsamią išieškojimo iš įkeisto turto procesą reglamentuojančių teisės normų analizę, nuodugniai išstudijuoti susiformavusią teismų praktiką taikant teisės normas, reglamentuojančias išieškojimą iš įkeisto turto. Pirmajame darbo skyriuje nustatomi išieškojimo proceso iš įkeisto turto ir išieškojimo proceso bendra tvarka esminiai skirtumai ir panašumai. Vadovaujantis nustatytais esminiais skirtumais ir panašumais, atskleidžiamas minėtų išieškojimo procesų tarpusavio ryšys. Antrajame darbo skyriuje analizuojamas išieškojimas iš įkeisto nekilnojamojo turto. Skyrius suskirstytas į du poskyrius... [toliau žr. visą tekstą]
The effective kinds of security of performance of obligations are becoming more important not only in the period of rapidly developing credit intercourses, but also as banks and other credit institutions are actively expanding their miscellaneous credit policy. At this economically dramatic period not only kinds of security of performance of obligations are targeted, but also the procedures which are applied in order to recover from collateral. Thus the object of this master degree thesis is the process of the recovery from collateral, the issues of such recovery process. The aim of the final master degree thesis is to deliver an exhaustive analysis of the process from collateral, to ascertain the problems, which compound the effective security of creditor’s interests and the appropriate guarantee of debtor’s interests, also propose possible solutions of determined problems. The above goals are achieved through the comparison of recovery process from collateral and recovery process in general, the analysis of rules of law, regulating the recovery from collateral, the exhaustive analysis of application of aforementioned rules of law in practice. The first section of the thesis discusses the essential differences and similarities of the recovery process from collateral and recovery process in general. By discussing it the intercourse of these processes is determined. The second section gives an analysis of the recovery process from the mortgaged assets. The section is divided... [to full text]
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Prakaitė, Živilė. "Skolininko patikimumo vertinimas." Master's thesis, Lithuanian Academic Libraries Network (LABT), 2014. http://vddb.library.lt/obj/LT-eLABa-0001:E.02~2007~D_20140626_161650-68623.

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Finansų rinkos yra svarbi ekonomikos dalis, atliekanti vieną svarbiausių ekonominių funkcijų - perskirsto laikinai laisvas lėšas tarp ūkio subjektų ir kartu įtraukia į investavimo procesą skolininkus. Suteikus paskolą, atsiranda rizika, kad skolininkas neįvykdys savo įsipareigojimų. Vienas iš būdų šiai rizikai valdyti yra skolininko patikimumo vertinimas. Paskolų teikimas yra svarbi banko veikla, nes didžiausią įtaką bankų pelningumui per pastaruosius metus turėjo didėjančios paskolų portfelio pajamos: per 2005 m. paskolų suma mln Lt padidėjo 40,93% daugiau lyginant su praėjusiais metais, o per 2006 m. - pasiekė 96,17% lygį nei ankstesniais metais. Didėjančios paskolų portfelio pajamos lėmė 382,3 mln. Lt, arba 48,6 proc., didesnes nei 2005 metais grynąsias palūkanų pajamas, palyginti su 2005 metais, bankai gavo 100,3 mln. Lt, arba 25 proc., daugiau grynųjų paslaugų ir komisinių pajamų, todėl kiekvienam bankui svarbu tinkamai valdyti kredito riziką, kad išvengtų nuostolių dėl blogų paskolų suteikimo. Tai paskatino giliau panagrinėti esamą situaciją, kuri parodo, kad Lietuvos bankai susiduria su kredito rizika ir, kad nuostoliai susidarę dėl blogų paskolų gali skaudžiai atsiliepti skolintojams. Vienas iš kredito rizikos mažinimo būdų yra tinkamas skolininko patikimumo vertinimas, kuris banke turi didelės įtakos banko užimamai rinkos daliai, bei jo pelningumui. Atlikus mokslinės literatūros analizę, buvo pastebėta, kad skolininko patikimumo vertinimo modelių kaip kredito rizikos... [toliau žr. visą tekstą]
After the bank gives a loan, the risk of not pursuing the liabilities comes, so it needs to be reduced. One way to manage this risk is debtor credibility evaluation. Research object: debtor credibility evaluation. The objektive of this paper is to analyze debtor credibility evaluation and evaluate enterprise “Fausta” evaluation using debtor credibility evaluation models. Debtor credibility evaluation model is made from debtor financial rates and their intake methods. The most analyzed intake methods in science literature are linear discriminant analysis, logit, probit methods; the least used: neural networks, decision trees. In this work debtor credibility evaluation models are analysed, they are classified according to two criterions: qualitative models (descriptive) and quantitative models (estimated). Both classification models can betters evaluation debtor credibility. The following models are used to evaluate enterprise “Fausta” credibility: qualitative models: 6C ir SAPACTRPS and quantitative analysis models: Tafler (1974), Springate (1978), Lis (1999), Shumway (2001), Altman Z modelis (1968), Ohlson (1980), Fulmer (1984). Research of enterprise “Fausta” shows, that bank can give a loan. Qualitative analysis models give qualitative information about debtor’s experience, skills, and purpose of the loan. Quantitative models give more information about financial rates. Biggest disandvantage of qualitative analysis models is human factor. Disandvantage of quantitative... [to full text]
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37

Bressler, Steffen. "Schuldknechtschaft und Schuldturm : zur Personalexekution im sächsischen Recht des 13.-16. Jahrhunderts /." Berlin : Duncker & Humblot, 2004. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=010703580&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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38

Castillo, Freyre Mario. "On obligations and their classification." THĒMIS-Revista de Derecho, 2015. http://repositorio.pucp.edu.pe/index/handle/123456789/108646.

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It’s impossible to conceive the human being without the Law of Obligations. This branch ofCivil Law allows persons to satisfy their needs,reason why it’s important to study it carefully.In this article, the author presents us an introductory study of what obligations are, as well as their diverse classification. Without a doubt, this is a mandatory reading for all lawyers and Law students.
Es imposible concebir al ser humano sin el Derecho de las Obligaciones. Esta rama del Derecho Civil permite que las personas puedanver satisfechas sus necesidades, por lo que es importante estudiarla con cuidado.En el presente artículo, el autor nos presenta un estudio introductorio sobre qué son las obligaciones, así como su variada clasificación. Sin duda un material de lectura obligatoria paratodos los abogados y estudiantes de Derecho.
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39

Bahenský, Miloš. "Problematika dražeb nemovitostí." Master's thesis, Vysoké učení technické v Brně. Ústav soudního inženýrství, 2011. http://www.nusl.cz/ntk/nusl-232576.

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The aim of this thesis is to evaluate the auction issue with regard to property in the Czech Republic in terms of particular legislation, but also economic aspects. This theme I have chosen deliberately, because I had a bachelor's thesis on the topic The method of the extorting of the debts in the business legal relations and the success of its using in the practice. Public auction, which is the main chapter of this thesis is a key means of recovery. Legislation auctions is basically divided into two ways by which the auction is carried out, under a law on public auctions and by the Code of Civil Procedure. My task is to explain various aspects of all of the auctions, describe, evaluate their advantages, but also to point out shortcomings. The practical outcome is to analyze and evaluate selected voluntary and involuntary auction and also to consider the possibility of suggestions to improve the auction issue.
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40

Zahradníková, Lenka. "Institut "Úvěrové financování" v insolvenčním řízení." Master's thesis, Vysoká škola ekonomická v Praze, 2012. http://www.nusl.cz/ntk/nusl-162969.

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The Master's Thesis is focused on the problem of securing an operational cash flow for maintaining entrepreneurship activities of organizations that enter into insolvency proceedings because of their insolvency or excessive indebtedness. This issue is addressed by the insolvency law through a new institute of debtor-in-possession financing which is a part of the main purpose of this law to assist companies that have a certain economic potential to create value added in the future prospect. The issue is with obtaining such post-petition financing because there is not many banking or non-banking institutions that would provide this high-risk financing. From the above-mentioned reason, an idea has been developed with the cooperation of Česká Spořitelna a.s. to create a new credit product provided by the banking institution for the Czech financial market. The assessment of rationality, effectiveness, and recoverability, as well as the proposal of standards and requirements for completion of contracts and their structure about debtor-in-possession financing are compiled in the Master's Thesis.
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41

Kulaksiz, Cengiz. "Die Teilklage im deutschen und türkischen Zivilprozessrecht /." Frankfurt am Main [u.a.] : Lang, 2004. http://www.gbv.de/dms/sbb-berlin/393033791.pdf.

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42

Pond, Keith. "Investigating personal insolvency : a progression of studies into individual voluntary arrangements." Thesis, Loughborough University, 2007. https://dspace.lboro.ac.uk/2134/3039.

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This doctoral submission represents over ten years of focused research that has resulted in a unique collection of academic and professional articles. The epithet "unique" is adopted to reflect that over those years this area of study has been relatively untouched by other academic researchers. This submission presents a total of eight academic and seven professional journal publications that chronicle the major output of numerous research projects undertaken between 1992 and 2002. The publications adhere to a central aim - to investigate the practical use and complex interactions between stakeholders of the individual insolvency rescue vehicle the Individual Voluntary Arrangement (IVA). The research projects employed a variety of relevant methodologies to populate an emerging conceptual model of the prime factors affecting the incidence, usage and outcomes of IVA cases. The first five articles report and develop the data collected during the various projects. The articles build on each other, analysing results and comparing these with previous studies to underline reliability in the data. The final three articles draw threads from the research data and develop the conceptual model further. As a research progression this submission contains all of the necessary ingredients of a doctoral thesis. It focuses on a discrete body of knowledge, builds on a conceptual model, gathers valuable data and tests it, draws strong conclusions and, finally, establishes and contributes new theory in this area of study.
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43

Riggert, Lars. "Die Rechtsverfolgung der Gläubiger dinglicher Kreditsicherheiten in der Unternehmensinsolvenz des Schulderner : am Beispiel des Sicherungseigentums, des Pfandrechts, des Eigentumsvorbehalts under der Sicherungsgrundschuld /." Hamburg : Kovac, 2006. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=014732626&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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44

Wagner, Eberhard. "Vertragliche Abtretungsverbote im System zivilrechtlicher Verfügungshindernisse /." Tübingen : Mohr, 1994. http://www.gbv.de/dms/spk/sbb/recht/toc/271863889.pdf.

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45

Skulski, Bohdan J. (Bohdan Jan) Carleton University Dissertation Law. "The Exigibility of RRSPs on account of income tax arrears." Ottawa, 1999.

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46

Wakelam, Alexander. "Imprisonment for debt and female financial failure in the long eighteenth century." Thesis, University of Cambridge, 2019. https://www.repository.cam.ac.uk/handle/1810/290261.

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This thesis investigates the economic accountability of women in eighteenth-century England, particularly within the informal credit market. In the past few decades, substantial scholarship has demonstrated women's regular involvement in active income generation. At all levels of the economy - from servants to investors - and stages of working life - from training to retirement - women have been shown to have engaged in a far more active manner than was previously appreciated. Older narratives of working opportunities being eroded by capitalism or the industrial revolution have been significantly challenged and the continuity of women's work largely demonstrated, with women whether single or married trading under their name, sometimes with phenomenal success. However, there have been no detailed examinations of how, or even if, women were held accountable when their business was not successful and failed. This thesis examines the extents to which women were held accountable for their own failures, asserting that, to understand female business in this period, it is not merely enough to prove its continued existence. The degree and extent of female business independence must also be determined. To achieve this it focusses on the often underappreciated role that debtors' prisons played in the eighteenth-century economy. Bankruptcy, traditionally the mechanism used to examine failure and insolvency, was artificially restricted during the period to those owing over £100 and who were defined as a 'trader' by a 1571 statute. Therefore principally only the wealthier merchants went bankrupt. Debtors' prisons were much less restrictive. Anyone owing over £2 could be imprisoned indefinitely under the common law on a pre-trial basis with little guarantee that trial would ever take place. However, debtors' prisons have received little scholarly attention due to untested assumptions about their lack of effectiveness. That which exists has focussed upon conditions or reform and has broadly ignored or denied the presence of women as prisoners. Due to the lack of existing knowledge about how prisons functioned, the thesis is split into complementary sections, first exploring the prisons themselves before turning to female prisoners within them. Part One reconfigures eighteenth-century debt imprisonment from a medieval hangover to a fundamental element of the credit market. It posits that, as contemporary sales credit was substantially based upon individual reputation rather than entirely upon financial reality, it was logical that prisons focussed on the confinement of the body behind reputation to enforce informal contracts. The first chapter illustrates the hypothesis fully, demonstrating the importance of debtors' prisons over bankruptcy and court process. It also examines the hierarchy of prisons. Superior court prisons like the King's Bench and the Fleet, catering generally for higher status prisoners, functioned as an obstacle to easy debt recovery by allowing debtors to live outside in relative liberty. Much of the existing scholarship has been skewed by focus on these prisons. The second chapter tests the hypothesis through a quantitative analysis of the surviving commitment registers of the Wood-Street Compter, later the Giltspur-Street Compter (1741-1815). Analysing commitment rates, monthly population estimates, release mechanisms, length of commitment, debt averages, as well as providing indicative data on debtor occupational structure the chapter demonstrates that prisons underlined the credit system by providing the trading classes with a speedy debt recovery mechanism. Chapter Three acts as a caveat to this evidence by demonstrating the fragility of the system of debt imprisonment and that simple reforms, intended to improve the rights of the debtor, undermined the purpose of debtors' prisons by diluting indefinite confinement. It focusses on the 1761 Compulsive Clause and the schedules of debtor estates produced out of it, as well as the qualitative change to imprisonment by the imposition of term limits on those owing less than £2 from 1786. Part Two uses the knowledge that debt imprisonment was an effective and normal facet of the credit market which processed both those who had temporarily found themselves unable to meet the demands of creditors and those whose economic ventures had failed absolutely. Chapter Four, acknowledging that the very existence of female prisoners for debt has been readily denied, investigates how the women within came to be confined through prison records along with memoirs and other personal documents relating to prisoners. It questions the absolute nature of coverture, demonstrating that some married women were confined for their debts, contrary to the letter of the law. It also argues that simply because the majority of female prisoners were either spinsters or widows, this did not mean their confinement was the result of anyone other than themselves. We should see female imprisonment as an action of their being held accountable. Finally, Chapter Five examines the quantitative reality of female debt imprisonment to measure accountability over time. It shows that the female experience was not substantially different from that of men within debtors' prisons, though some degree of separation appeared after 1780 particularly in the size of the debt for which they were committed. Finally, by combining the compter data on female percentages with that of other prisons in London with limited surviving material and with nationwide data drawn from the Insolvency Acts it is able to suggest the female accountability over the long eighteenth century. It posits that female accountability and therefore economic independence, declined across the period as the number of permanent spinsters and the age at first marriage fell. While it does not suggest that the rate of business run by women declined in this period, that more of them were covered by male ownership suggests a significant qualitative change in female business's societal place.
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47

Beck, Simon Markus. "Kritik des Eigenkapitalersatzrechts : zugleich ein Beitrag zur Stärkung des insolvenzrechtlichen Gläubigerschutzes /." Frankfurt am Main ; New York : Lang, 2006. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=014977902&line_number=0002&func_code=DB_RECORDS&service_type=MEDIA.

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48

Wallmann, Carsten. "Verantwortlichkeit für fehlerhafte Unternehmensleitung als Instrument des Gläubigerschutzes in Frankreich : eine rechtsvergleichende Untersuchung /." Baden-Baden : Nomos, 2008. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=016495164&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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49

Louw, Andries Adriaan. "Kapitaalwinsbelastinggevolge by die vermindering of aflossing van skuld." Thesis, Stellenbosch : Stellenbosch University, 2004. http://hdl.handle.net/10019.1/19900.

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AFRIKAANSE OPSOMMING: In die praktyk is daar talle situasies waar 'n krediteur wetend of onwetend 'n verwante of nie-verwante debiteur se skuld verminder of aflos. Voor die instelling van kapitaalwinsbelasting het daar reeds talle nadelige inkomstebelastinggevolge bestaan wat uit sodanige vermindering of aflossing kan voortspruit. Die instelling van kapitaalwinsbelasting en meer spesifiek paragraaf 12(5) van die Agtste Bylae tot die Inkomstebelastingwet Nr 58 van 1962, het tot gevolg dat die vermindering of aflossing van skuld ook nadelige kapitaalwinsbelastinggevolge tot gevolg kan he. Die studie sal kortliks na die moontlike inkomstebelastinggevolge van die vermindering of aflossing van skuld verwys aangesien hierdie gevolge in sekere omstandighede die kapitaalwinsbelastinggevolge kan be'invloed. Die inkomstebelastinggevolge wat bespreek sal word is die vermindering van 'n persoon se vasgestelde verlies as gevolg van 'n vergelyk met of konsessie deur skuldeisers, verhalings wat ontstaan by die veIjaring of afstanddoening van skuld, geagte dividende onderhewig aan sekondere belasting op maatskappye, skenkings onderhewig aan skenkingsbelasting en ook byvoordele wat ingesluit word by 'n werknemer se belasbare inkomste. Die fokus van die studie verskuifvervolgens na die uitleg van paragraaf 12(5) van die Agtste Bylae tot die Inkomstebelastingwet. Die uitleg van hierdie paragraaf aan die hand van die normale reels wat geld by die uitleg van belastingwetgewing in die algemeen sal daarop wys dat die belangrikste elemente wat moet bestaan alvorens hierdie bepaling sal geld is dat daar 'n skuld moes bestaan het en dat hierdie skuld verminder of afgelos moes word. Die studie ondersoek daama die regswerking van die terme 'verminder' en 'aflos' om te bepaal watter gebeure daartoe aanleiding gee dat skuld verminder of afgelos word. Na aanleiding van hierdie gebeure wat tot gevolg kan he dat skuld verminder of afgelos word, word 'n aantal praktiese gevallestudies bespreek waardeur die toepasssingsveld van paragraaf 12(5) van die Agtste Bylae tot die Inkomstebelastingwet gei1lustreer kan word. Uit die ondersoek word daar tot die gevolgtrekking gekom dat daar 'n groot aantal situasies bestaan wat moontlik kapitaalwinsbelastinggevolge vir 'n persoon kan inhou wanneer skuld verminder of afgelos word. Die studie bespreek ook moontlike voorkomende maatreels wat die trefwydte van hierdie bepaling kan inperk.
ENGLISH ABSTRACT: It often occurs in practice that a creditor knowingly or un-knowingly reduces or discharges a debt owed to it by a related or unrelated debtor. Prior to the introduction of capital gains tax there already existed many negative income tax implications from such a reduction or discharge. The introduction of capital gains tax, and more specificly paragraph 12(5) of the Eighth Schedule to the Income Tax Act No 58 of 1962, now extends these negative income tax consequences to also include negative capital gains tax implications. This study will briefly look at the potential income tax implications associated with reduction or discharge of debt as these implications will also impact on the potential capital gains implications. The income tax implications that will be discussed are the reduction of a person's assessed loss as a result of a concession granted by or a compromise made with his creditors, recoupments as a result of the prescription or waiver of a debt, deemed dividends subject to secondary tax on companies, donations subject to donations tax and fringe benefits included in the taxable income of an employee. The focus of the study subsequently moves to the interpretation of paragraph 12(5) of the Eighth Schedule to the Income Tax Act. The most important elements that will arise from this interpretation, based on the normal rules of the interpretation of income tax legislation, are that there must be a debt and that the debt must be reduced or discharged. The study then examines the legal implications of the terms 'reduce' and 'discharge' in order to determine what circumstances can have the effect that a debt has been reduced or discharged. These circumstances are then applied on various examples to illustrate the scope of paragraph 12(5) of the Eighth Schedule to the Income Tax Act. From this examination the conclusion is drawn that there are many circumstances that exists that could lead to capital gains tax implications as a result of the reduction or discharge of a debt. The study also discusses possible preventive measures that could be implemented to prevent the application of paragraph 12(5) of the Eighth Schedule to the Act.
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50

Richterová, Šárka. "Oddlužení - způsob řešení úpadku." Master's thesis, Vysoká škola ekonomická v Praze, 2011. http://www.nusl.cz/ntk/nusl-112153.

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This thesis deals with the discharge of individuals in the Czech legal environment that is regulated by Act No. 182/2006 Coll. Insolvency Act. The aim is to show the course of insolvency proceedings with a focus on discharge of individuals and then make comparisons with the law of bankruptcy proceedings in the United States and Spain. Finally the real example of a specific individual discharge is shown.
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