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1

Safitri, Karin Amelia. "Determinants of Sharia Life Insurance Density in Indonesia." International Journal of Psychosocial Rehabilitation 24, no. 03 (2020): 675–87. http://dx.doi.org/10.37200/ijpr/v24i3/pr200824.

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2

M., Rajeev, and S. M. Abdul Kader Dr. "A STUDY OF THE IMPACT OF PRIVATISATION ON THE PERFORMANCE OF INDIAN GENERAL INSURANCE SECTOR." International Journal of Engineering Research and Modern Education 1, no. 2 (2016): 110–21. https://doi.org/10.5281/zenodo.159068.

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<em>Opening up of the financial sector is one of the financial reforms which the government was to implement as an integral part of structural reforms and stabilization process of the economy. Insurance has a very important role in this process. The opening of the insurance market to private players and a conversion of a monopolistic market to a liberalized one has transferred the insurance industry in India. General insurance is one of the important parts of our financial system. The general insurance industry in India is now facing tremendous competition when many of the private sector insur
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3

Mamta. "An analysis of insurance penetration and insurance density in India." Asian Journal of Multidimensional Research 11, no. 6 (2022): 1–7. http://dx.doi.org/10.5958/2278-4853.2022.00140.9.

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4

Prasad, R. Sivarama, and R. S. NSharma. "Growth of Indian Life Insurance Density and Penetration." Ushus - Journal of Business Management 16, no. 1 (2017): 1–20. http://dx.doi.org/10.12725/ujbm.38.1.

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The Government of India nationalized insurance industry in 1956 on 19th Januaryleading to the amalgamation of154 Indian, 16 non-Indian Insurers and 75 provident societies, in total 245 Indian and foreign insurers, to form the Life Insurance Corporation of India. The Life Insurance Corporation of India, a public sector corporation, enjoyeda monopoly in the business for four decades until the entry of private life insurers with foreign joint ventures having 26% Foreign Direct Investment(FDI).As per one of the major recommendations of Sri R N Malhotra committee, on 19th April 2000, Insurance Regu
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5

Nebolsina, Elena. "The Impact of Demographic Burden on Insurance Density." SAGE Open 10, no. 4 (2020): 215824402098302. http://dx.doi.org/10.1177/2158244020983024.

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The article investigates the relationship between demographic burden and insurance market by employing panel vector autoregression models with six groups of endogenous variables to a dynamic panel data set of 25 economies for the period 1980–2016. Demographic burden is represented by dependency ratios measured in respect to the population younger than the age of 15 (young-age dependency ratio), population above the age of 64 (old-age dependency ratio) as well as males and females above the age of 64 being examined separately. As indicators of insurance market development, life insurance densit
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6

Dr.Nagaraju, R. C. "An analytical Study on Current Status, Challenges and Measures to counter the challenges of the Insurance Sector in India." Journal of Research & Development' 14, no. 11 (2022): 130–33. https://doi.org/10.5281/zenodo.7052877.

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<strong>Abstract: </strong>Indian economy is in transition over the last ten years, owing to the initiation of major economic reforms affecting almost all sectors. The paradigm shift from a mixed economic organization to a market &ndash;oriented organization has exposed all sectors to an intense competition; insurance business is the most significant one among them. Insurance is an attractive option for investment. While most people recognize the risk hedging and tax saving potential of insurance, many are not aware of the advantages as an investment option as well. This paper attempts to make
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7

Mitkov, Milen. "Status and trends in the development of the macroeconomic indicators "insurance density" and "insurance penetration" in Bulgaria and the countries of Central and Eastern Europe (1997-2017)." Economic Thought journal 64, no. 3 (2019): 94–102. http://dx.doi.org/10.56497/etj1964306.

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The main objective of the present survey is to outline the state of the insurance market in Bulgaria and the countries of Central and Eastern Europe. Emphasis is placed on the state and development of premium income, insurance penetration and insurance density. Some theoretical statements in the field of the insurance sector are also outlined. It was found that the pace of the development of the indicators “insurance penetration” and “insurance density” in Bulgaria is significantly lagging behind that of the countries of Central and Eastern Europe.
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8

Gupta, Sumeet. "Analytical Study of General Insurance in India." Journal of Global Economy 17, no. 2 (2021): 115–29. http://dx.doi.org/10.1956/jge.v17i2.625.

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There is a striking difference between developed and developing nations in terms of general insurance penetration and density. It was highest for United States in 2008. It was very closely followed by Switzerland. In fact, General insurance density and penetration both has always been high for these two countries. In this way, these two countries can be regarded as the world leader in general insurance industry.&#x0D; General insurance penetration has not shown much change over the years. For developed countries the average General insurance penetration for 2008 was 3.40 while that of developi
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9

Deviar, Alfiansyah, and Djuminah Djuminah. "Pengaruh Penetrasi, Densitas Asuransi Non Jiwa dan Non-Performing Loan Perbankan terhadap Pertumbuhan Perekonomian Indonesia." Jurnal Ilmiah Akuntansi Universitas Pamulang 12, no. 1 (2024): 1–21. http://dx.doi.org/10.32493/jiaup.v12i1.34444.

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Referring to Swiss-RE data for 2020-2021, from the percentage of Non-Life Insurance Penetration and Density, the value of Non-Life Insurance Penetration and Density in Indonesia is still relatively small. This study focuses on the effect of Non-Life Insurance Penetration and Density variables on Non-Performing Loans (NPL) and GDP Growth. The scope of research is on OECD countries and Indonesia, which represent developing countries using the Granger Causality Cause method. The results show that in countries with good economic levels, such as OECD countries, Non-Life Insurance Penetration and De
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10

Dr., V. Johnson. "A study on the Developments in Micro Insurance in India." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 07 (2018): 55–62. https://doi.org/10.5281/zenodo.1307167.

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Considering the socio economic plight of the people of India with one fourth of them under poverty line and a vast majority living in rural areas vulnerable to numerous perilous risks, the importance of micro insurance-an insurance which focuses on the protection of the people at the lower strata of the society-need not be over emphasised. The foregoing analysis brings out the bleak picture of Indian Insurance industry with regard to Insurance Penetration, Density and Coverage which is much below world average and of many Asian countries. The insurance industry is still at nascent state in Ind
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11

Beneid, Fahed S. "The influence of regulatory changes on Kuwait insurance industry: A descriptive study." مجلة دراسات الخليج والجزيرة العربية 51, no. 197 (2025): 439–69. https://doi.org/10.34120/jgaps.v51i197.3221.

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Objectives: Insurance market is one of the important financialsectors in every country, which provides insurance services thathelp in compensating financial risks affecting individuals and institutions.Unfortunately, this importance did not coincide withthe volume of research about insurance issues in Kuwait. Thisstudy aimed to review the change in insurance regulations and itseffect on the insurance market in Kuwait. Method: A theoreticaldescriptive analysis is carried out in the study to compare the articlesin the new insurance law in Kuwait with the insurance coreprinciples set by the Inter
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12

Ehiogu, Chizoba Perpetua. "Examining The Role of the Insurance Business in Financial Inclusion in Nigeria." European Journal of Business and Management Research 7, no. 4 (2022): 174–81. http://dx.doi.org/10.24018/ejbmr.2022.7.4.1530.

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This study investigated the role of the insurance business in financial inclusion in Nigeria for the period 2000-2021. The study adopted an ex-post-facto research design using secondary data from the World Bank and Central Bank of Nigeria updated to 2021. The dependent variable was financial inclusion proxied by the ratio of total bank deposits to the total population while the independent variables were insurance penetration rate, insurance density, dependency ratio, and income level. The data were analyzed using Econometric procedures while the model was estimated using the Error Correction
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13

Pobłocka, Agnieszka. "Benchmark Ratio of Insurance Penetration (BRIP) as a New Relative Measure of Insurance Development and Benchmarks in Insurance." Financial Sciences 29, no. 1 (2024): 24–36. https://doi.org/10.15611/fins.2024.1.03.

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Aim: In various fields of science, certain patterns are used to describe and compare phenomena and reference points (benchmarks), e.g.: reference rates (benchmark rates), reference ratios (benchmark ratio), or comparative analyses (the benchmarking) (EY, 2021). In insurance, premium, density and penetration, among others, are used to describe market development. To compare insurance markets, the average is usually used, e.g. average premium, average density or penetration rate. However, the measures used are limited – premium and density do not take into account economic development – or have
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14

Bhuiyan, Miraj Ahmed, Mkhitaryan Davit, Zeng XinBin, and Zhang Zurong. "The impact of agricultural insurance on farmers’ income: Guangdong Province (China) as an example." PLOS ONE 17, no. 10 (2022): e0274047. http://dx.doi.org/10.1371/journal.pone.0274047.

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This paper aims to test whether agricultural insurance significantly impacts farmers’ income increase or not. We have used the ordinary least squares method (OLS), panel fixed effects, and system generalized moment estimation (GMM) for the test. The results show that the increase in agricultural insurance density and the increase in agricultural insurance per capita compensation positively impact farmers’ income growth significantly. Agricultural insurance density and per capita compensation are the indicators used in this article to measure agricultural insurance development. Therefore, it ca
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15

Safitri, Karin Amelia. "The Impact of the Life Insurance on Economic Growth in ASEAN." Asia Proceedings of Social Sciences 2, no. 2 (2018): 12–15. http://dx.doi.org/10.31580/apss.v2i2.259.

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The development of the insurance business in ASEAN has an impressive growth in the course of recent years. Reverse statement from Ouédraogo et al., (2016) who explained the level of life insurance development in developing countries remains low comparatively to developed countries. The ASEAN insurance industry, with the increasing number of insurance companies and people using insurance services, can even play a greater role in supporting overall economic growth in that region. This study aimed at examining the contribution of life insurance sector which is measured by three parameters e.g in
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16

Shrahili, Mansour, Ibrahim Elbatal, and Haitham M. Yousof. "Asymmetric Density for Risk Claim-Size Data: Prediction and Bimodal Data Applications." Symmetry 13, no. 12 (2021): 2357. http://dx.doi.org/10.3390/sym13122357.

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A new, flexible claim-size Chen density is derived for modeling asymmetric data (negative and positive) with different types of kurtosis (leptokurtic, mesokurtic and platykurtic). The new function is used for modeling bimodal asymmetric medical data, water resource bimodal asymmetric data and asymmetric negatively skewed insurance-claims payment triangle data. The new density accommodates the “symmetric”, “unimodal right skewed”, “unimodal left skewed”, “bimodal right skewed” and “bimodal left skewed” densities. The new hazard function can be “decreasing–constant–increasing (bathtub)”, “monoto
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17

Andronic (Brătulescu), Maria Letiția. "Study on the Insurance Density Determinants in Romania." SERIES V - ECONOMIC SCIENCES 12(61), no. 2 (2020): 69–78. http://dx.doi.org/10.31926/but.es.2019.12.61.2.9.

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18

Jokivuori, Pertti. "Trade union density and unemployment insurance in Finland." Transfer: European Review of Labour and Research 12, no. 1 (2006): 83–87. http://dx.doi.org/10.1177/102425890601200108.

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19

Li, Xiang, Yining Liu, and Rudan Zhao. "A Study on the Influence of Agricultural Insurance on the Upgrading and Optimization of Agricultural Industrial Structure in China-An Empirical Analysis Based on GMM Model of Panel System." E3S Web of Conferences 275 (2021): 01050. http://dx.doi.org/10.1051/e3sconf/202127501050.

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This article uses panel data from 2000 to 2019 in the China Insurance Yearbook, China Rural Statistical Yearbook and the National Bureau of Statistics. Based on the system generalized moment estimation model, the influence of the density and depth of agricultural insurance at the regional level on the upgrading and optimization of agricultural industrial structure is studied. The empirical results show that the increase in the depth of agricultural insurance has a significant role in promoting the upgrading of the agricultural industry structure. The increase in the density of agricultural ins
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20

Nergaard, Kristine, and Torgeir Aarvaag Stokke. "The puzzles of union density in Norway." Transfer: European Review of Labour and Research 13, no. 4 (2007): 653–70. http://dx.doi.org/10.1177/102425890701300409.

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The level of union density in Norway is medium high, in contrast to the other Nordic countries where high density levels are supported by unemployment insurance funds. Developments in union density over time are stable in Norway, contrary to developments in most western European countries outside the Nordic region. This article traces the effects of unemployment insurance funds by comparing density levels in Norway with those in Finland and Sweden. In addition, the stability witnessed in union density in Norway over time is a particularly puzzling phenomenon, and the authors seek to explain it
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21

Ma, Yu-Luen, and Nat Pope. "Foreign Share, Insurance Density, and Penetration: An Analysis of the International Life Insurance Market." Risk Management & Insurance Review 11, no. 2 (2008): 327–47. http://dx.doi.org/10.1111/j.1540-6296.2008.00143.x.

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22

Dhaene, Jan. "Distributions in Life Insurance." ASTIN Bulletin 20, no. 1 (1990): 81–92. http://dx.doi.org/10.2143/ast.20.1.2005484.

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AbstractIn most textbooks and papers that deal with the stochastic theory of life contingencies, the stochastic approach is restricted to the computation of expectations and higher order moments. For a wide class of insurances on a single life, we derive the distribution and the probability density function of the benefit and the loss functions. Both the continuous and the discrete case are considered.
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23

Phani, Kumar B.V.R.D., and Battu Nagaraju. "Indian Insurance Industry–An Overview." International Journal of Recent Innovations in Academic Research 7, no. 12 (2023): 63–68. https://doi.org/10.5281/zenodo.10695164.

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Insurance is the backbone of a country&rsquo;s risk management system. Risk, which can be insured, has increased enormously in every walk of life. This has led to growth in the insurance business and the evolution of various types of insurance covers that provide protection from risk and ensure financial security. The insurance sector acts as a mobilizer of savings and a financial intermediary, and it is also a promoter of investment activities. It can play a significant role in the economic development of a country (Arora, 2002). The life insurance industry in India has come a long way since
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24

G.Suresh, Babu. "Status of Health Insurance Sector in India." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 11 (2018): 574–82. https://doi.org/10.5281/zenodo.1495851.

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The insurance sector in India has evolved to a greater degree over the last couple of decades. There are new trends driving the demand for life insurance with customer aspirations and expectations being raised. While regulatory reforms and advances in technology have profoundly influenced the growth and development of the sector, there is still immense potential as the economy continues on its growth trajectory. The insurance sector has played a key role in the financial inclusion drive through its products. Since the structure of the economy is undergoing change, the insurers also need to res
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25

Laskowska, Iwona. "The impact of insurance on economic growth in Central and Eastern European Countries against other European economies." Optimum. Economic Studies, no. 2(108) (2022): 22–35. http://dx.doi.org/10.15290/oes.2022.02.108.02.

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Purpose – The purpose of this paper is to assess the impact of the insurance sector on economic growth based on panel data for 31 European countries covering the period 2004–2019, with particular emphasis on the countries of Central and Eastern Europe. Method – Dynamic econometric models were used in the analysis (Generalised Method of Moments). An attempt was made to quantify the impact of the insurance sector on economic growth for selected indicators of activity in that sector (insurance density and market penetration) for 2004– –2019. Conclusions – Research using regression analysis has co
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26

KOLAPO, Funso Tajudeen (Ph.D). "A Time-Series Analysis Of Insurance Sector Density And Environmental Quality In Nigeria." Journal of Economics, Finance And Management Studies 07, no. 08 (2024): 5217–25. https://doi.org/10.5281/zenodo.13365181.

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Nigeria is a high-polluting country, hence, carbon emissions from diverse sources tend to affect the quality of the environment. However, a high density of insurance companies in an area can lead to better risk management practices, including incentivizing policyholders to adopt environmentally-friendly measures that reduce carbon emissions. As a result, the study uses the ARDL Bounds testing framework to look at how the density of the insurance business has affected environmental quality in Nigeria from 1990 to 2021. The ARDL technique is used to look at the relationship between the research
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27

Tan, Caifeng, Jianping Tao, Lan Yi, Juan He, and Qi Huang. "Dynamic Relationship between Agricultural Technology Progress, Agricultural Insurance and Farmers’ Income." Agriculture 12, no. 9 (2022): 1331. http://dx.doi.org/10.3390/agriculture12091331.

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The implementation of the agricultural insurance policy and advancement of agricultural technology has great significance for the development of the agricultural economy of China, and it is an important source of national stability and modernization and development of the agriculture sector. Agricultural insurance policy uses the expansion of agricultural technology progress in the process of evaluation, investigation and claims settlement, and so on. Agricultural technology progress is effective in the reduction of some agricultural risks, it also affects farmers’ agricultural insurance behav
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28

Liu, Xiaoping, Hui Zheng, Yi Yang, and Qing Wang. "Analysis of Factors Affecting China's Cargo Insurance Demand Based on E-commerce Background." Journal of Electronic Commerce in Organizations 17, no. 1 (2019): 16–29. http://dx.doi.org/10.4018/jeco.2019010102.

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This article uses the time-series data of China from 2000 to 2014 to analyze the influencing factors of cargo insurance demand in the context of e-commerce by using multiple linear regression models. The authors discuss the influence of economic development, cargo insurance supply and environmental factors on cargo insurance income, insurance depth, and insurance density. The results show that the risk situation, e-commerce development and the development of the logistics industry have a significant positive impact on the demand for cargo insurance; price is proportional to cargo insurance dem
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29

Ahmadabadi, Moharram Ainollahi, Mohammad Ghahremanzadeh, Ghader Dashti, and Seyed-Ali Hosseini-Yekani. "Evaluating Producer Welfare Benefits of Whole-Farm Revenue Insurance." Agriculture 15, no. 2 (2025): 188. https://doi.org/10.3390/agriculture15020188.

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Agricultural insurance is by far the most popular risk management tool used in Iran. Despite many years of experience, Iran’s current insurance policy has not managed to protect all producers in the sector. The basic principle of whole-farm insurance consists of pooling all the insurable risks of a farm into a single policy and overcoming most of the major impediments to existing policies. This study aimed to evaluate the benefits of whole-farm insurance (WFI) in Zanjan province of Iran. This study employed historical farm-level and county-level data from 1982 to 2021 to estimate yield and pri
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30

Stempel, Ryszard. "Performance of the Polish Insurance Sector in the Second Decade of the 21st Century." Olsztyn Economic Journal 15, no. 3 (2020): 251–64. http://dx.doi.org/10.31648/oej.6542.

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The study analyzes the performance of the Polish insurance sector between 2010 and 2019. The analysis was based on source materials from the Statistical Yearbook published by Statistics Poland (GUS), reports of the Polish Financial Supervision Authority (KNF) and the Polish Chamber of Insurance (PIU). The main indicators describing the performance of the insurance market, including its concentration, number of policies, market structure, competitiveness, consumer behavior, and the financial performance of insurance companies were identified and analyzed.&#x0D; The strengths and weaknesses of t
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31

Aničić, Anđelka, and Ana Anufrijev. "OPTIMISM IN THE DEVELOPMENT OF THE INSURANCE SECTOR IN SERBIA." Revizor 25, no. 99 (2022): 81–88. http://dx.doi.org/10.56362/rev2299081a.

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The crisis caused by the covid-19 pandemic forces insurance companies to take into account the sensitivity of their portfolios and adjust their business. The authors analyse the degree of development of the insurance market in Serbia by insurance penetration and density. The paper also analyzes the impact of the pandemic on the insurance sector and aim of this paper is to point out the possible contribution of insurance to pandemic risk management. The conclusion of the paper is to demand greater participation of the insurance sector in dealing with the consequences of the pandemic.
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32

Olson, Craig A. "Union Threat Effects and the Decline in Employer-Provided Health Insurance." ILR Review 72, no. 2 (2019): 417–45. http://dx.doi.org/10.1177/0019793918818812.

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Employer-provided health insurance decreased by an average of almost 0.6 percentage points per year for adults aged 18 to 64 who were working full-time in the private sector between 1983 and 2007. Most of this decline was among non-union workers. This study reports estimates that suggest the decrease was caused by a decline employers faced in the threat of being unionized, as measured by the drop in state-level private-sector union density over the 25 years and across the 50 states. The author hypothesizes the decline in union density caused some non-union employers to decide not to offer heal
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33

FADUN, OLAJIDE SOLOMON, and TAIWO OLARINRE OLUWALEYE. "LIFE INSURANCE DEVELOPMENT AND ECONOMIC GROWTH: A CASE STUDY OF NIGERIA (2000-2022)." GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES 4, no. 1 (2023): 162–81. http://dx.doi.org/10.57233/gujeds.v4i1.11.

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This research looked at the development of life insurance and economic growth using Nigeria as a case study from 2000 to 2022. Specifically, the authors examined the causal relationship between life insurance development and economic growth, analyzed the effect of life insurance penetration and life insurance density on real GDP growth rate. Data used for the study were collected from sources including the World Development Indicator database, Global Financial Development Indicator database, NIA digest database, and Central Bank of Nigeria statistical bulletin. Granger causality test and Autor
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34

Dr., V. Johnson. "An overview of General Insurance in India." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 07 (2018): 76–82. https://doi.org/10.5281/zenodo.1307168.

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In India where eighty eight percent of the population is outside the insurance net, the very progress of the nation is over shadowed by a myriad of perilous risks to which it is exposed. The languishing Indian farmer has no immediate answer to crop failure, unexpected accidents and illness, to seriously hamper his socio economic progress. In the absence of institutionalized mechanism provided by the government in guaranteeing financial safety nets against varied risks, the role of insurance operator&rsquo;s in general insurance segment is increasingly felt important. The low level of insurance
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Moon Sub Choi, Paul, Won Young Chae, Joung Hwa Choi, and Young Bin Han. "Does insurance hedge macro volatility? Global evidence." Investment Management and Financial Innovations 14, no. 2 (2017): 307–15. http://dx.doi.org/10.21511/imfi.14(2-2).2017.02.

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Insurance is known in the literature as a contribution to economic growth. In our cross-country analysis, we found out that insurance density also appears to subdue macro volatility. In other words, an overall expansion of insurance coverage in an economy cushions aggregate risks. This empirical inference remains robust to controlling for other covariates known to co-move with economic activities. Given that the contribution of insurance to economic growth is more impactful in developing countries than in industrialized economies, not only this result is appealing to economic intuition, but al
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36

Jeon, Yongho, and Joseph H. T. Kim. "A gamma kernel density estimation for insurance loss data." Insurance: Mathematics and Economics 53, no. 3 (2013): 569–79. http://dx.doi.org/10.1016/j.insmatheco.2013.08.009.

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37

Ariffin, Kamisah, Khalid Mat Pardi, Noli Maishara Nordin, and Faiza Rostam Affendi. "Unravelling Complexity in Malaysian Life Insurance Policy Documents: The Questions of Readability and Lexical Density." International Journal of Research and Innovation in Social Science VIII, no. X (2024): 1788–99. http://dx.doi.org/10.47772/ijriss.2024.8100156.

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Studies on knowledge of insurance literacy have shown that people have poor understanding of terms related to disclosures due to the complication of the language of the fine prints. To avoid insurance disputes, certain jurisdictions in the US have incorporated the use of readability formulae, to help assess the reading-level of the policy for the benefits of the policyholders. In Malaysia, it is not known whether such a readability formula is incorporated in the drafting of the insurance policy. Thus, this study aimed to fill the gap by analysing the insurance policy provided by insurance comp
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38

Shi, Xuan. "The Insurance Industry Promotes High-quality Development." Proceedings of Business and Economic Studies 8, no. 2 (2025): 313–20. https://doi.org/10.26689/pbes.v8i2.10155.

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With the rapid development of China’s insurance market, the high-quality development of the insurance market is faced with many different challenges and various problems. This paper aims to deeply analyze the actual problems in China’s insurance market and put forward supporting countermeasures. First, by understanding the background of high-quality insurance development, we can explain the research significance of this paper in combination with the existing national policies. Secondly, by summarizing the current situation of high-quality insurance development, the paper puts forward the short
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39

Sibindi, Athenia Bongani. "Insurance market development: An empirical study of African countries." Risk Governance and Control: Financial Markets and Institutions 5, no. 4 (2015): 319–30. http://dx.doi.org/10.22495/rgcv5i4c2art6.

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The insurance industry plays a very crucial role in an economy by fostering intermediation and by its mechanism of risk bearing. As such it could be argued that the insurance industry fosters economic growth. In this article we analyse the global insurance market development trends, particularly focusing on Africa. Our sample comprise of the 10 African countries namely—South Africa, Angola, Nigeria, Kenya, Mauritius, Namibia, Algeria, Tunisia, Morocco and Egypt. We employ three insurance market development metrics namely; premium volumes, insurance density and insurance penetrations ratios to
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40

Kolapo, Funso Tajudeen (PhD), Taiwo Olarinre Oluwaleye, and Adedeji Viscker Osasona. "Determinants of Insurance Sector Development in Nigeria." Account and Financial Management Journal 07, no. 03 (2022): 2672–85. https://doi.org/10.5281/zenodo.6382819.

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Abstract Insurance market in Nigeria like other developing African countries have remained small, less pervasive, and underdeveloped with evidence from the abysmally low density and penetration rates. These casts doubt on insurance sector development in Nigeria to question whether the issues are related to dynamics in macroeconomics, demographic, and institutional factors affect the sector. The determinants of insurance sector development in Nigeria for the period 1987 to 2020 follows a multiple regression framework through ARDLbounds cointegrationtesting. The Error Correction Model (ECM) resu
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41

Dieng, Momar Sylla, and Mouhamadou Fall. "Socio-Economic, Demographic and Institutional Variables’ Impact on the Development of Life Insurance in Sub-Saharan Africa and Madagascar." International Journal of Economics and Finance 9, no. 1 (2016): 10. http://dx.doi.org/10.5539/ijef.v9n1p10.

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&lt;p&gt;This study empirically analyzes the Socio-economic, Demographic and Institutional Variables’ Impact on the Development of Life Insurance in Sub-Saharan Africa and Madagascar taking into account the Socio-economic and the Cultural structures of the set of countries. A mixed effect panel model is used to estimate the relationship between these variables and life insurance provisions, life insurance density and life insurance premium. covering the period 2000-2013, we found that financial development and urbanization are the only variables significantly related to all the variables of in
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Safitri, Karin Amelia. "THE RELATIONSHIP BETWEEN SHARIA LIFE INSURANCE DEMAND AND ECONOMIC GROWTH IN INDONESIA." Asia Proceedings of Social Sciences 5, no. 1 (2019): 106–9. http://dx.doi.org/10.31580/apss.v5i1.1099.

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This study aims to examine the relationship between demand for Islamic life insurance and economic growth in Indonesia. Density of insurance is used to measure the demand for Islamic life insurance. While economic growth is measured using gross domestic product. The data used is time series data for 15 years for the period 2002-2017. The analytical method used is linear regression. The findings show that there is a significant positive relationship between demand for Islamic life insurance and economic growth at the level of alpha of 5%.
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Wang, Xinpei. "Current Situation, Problems and Countermeasures of China’s Insurance Industry." BCP Business & Management 38 (March 2, 2023): 2875–82. http://dx.doi.org/10.54691/bcpbm.v38i.4203.

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Insurance is a contractual economic relationship, an effective way to plan for risk and an important pillar of the financial system and the social security system. This article introduces the basic overview of Chinese insurance industry: the scale of insurance premium and the number of market players, insurance depth and insurance density, loss ratio and expense rate, claim timeliness and payout rates. And point out the difficulties meet by the insurance industry at this stage of development: difficulty to make new customers, Employees slumped, Industry losses public trust, the quality of empl
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Srinivasan, Maheswaran, and Subrata Mitra. "Determinants of Life Insurance Consumption in OECD Countries Using FMOLS and DOLS Techniques." Risks 12, no. 2 (2024): 35. http://dx.doi.org/10.3390/risks12020035.

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This paper aims to examine the determinants of life insurance consumption in 30 OECD countries using panel data from 1996 to 2020. This study uses GDP per capita, Life expectancy, Urbanization, School education, and Health expenditure as the determinants to measure the OECD countries’ life insurance consumption. Insurance density is used as a proxy for life insurance consumption. Fully Modified Ordinary Least Squares (FMOLS), Dynamic Ordinary Least Squares (DOLS), and causality tests are applied in this study. Our empirical results revealed that the variables urbanization, school education, an
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Meenakshi, Acharya, and C. K. Hebbar Dr. "A COMPARATIVE STUDY OF INSURANCE ADVISOR AND BANCASSURANCE CHANNEL IN SELLING LIFE INSURANCE PRODUCTS IN INDIA." International Journal of Scientific Research and Modern Education 1, no. 2 (2016): 105–8. https://doi.org/10.5281/zenodo.158939.

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<em>In India, one of the fastest growing industries in the service sector is, insurance. After open up of sector, IRDA has given approval to variety of channels, with the intention of increasing penetration and density in insurance sector. Present study is to compare the effectiveness of two major distribution channels, individual agents and bancassurance.</em>
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Grabova, Perseta, and Gentiana Sharku. "Drivers of life insurance consumption - an empirical analysis of Western Balkan countries." Ekonomski anali 66, no. 231 (2021): 33–58. http://dx.doi.org/10.2298/eka2131033g.

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Life insurance in the Western Balkan Countries is underdeveloped, but it has huge potential for development in the future. The scope of this article is to examine whether and how economic, socio- demographic, and institutional factors determine the demand for life insurance in the Western Balkans, using life insurance density and life insurance penetration as indicators of life insurance demand during 2006-2019. In order to conduct a crosscountry analysis we use panel data regression models and a feasible generalised least squares regression model. The analysis reveals that the most significan
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Amblee, Naveen. "The impact of eWOM density on sales of travel insurance." Annals of Tourism Research 56 (January 2016): 137–40. http://dx.doi.org/10.1016/j.annals.2015.10.008.

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Kumar, Dr Rakesh, and Dr Surender Singh. "Analysis of penetration and density of the Indian insurance industry." International Journal of Financial Management and Economics 6, no. 1 (2023): 115–21. http://dx.doi.org/10.33545/26179210.2023.v6.i1.180.

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Sihem, Ezdini. "The Impact of Culture on the Demand for Non-life Insurance Penetration in Developing Countries: Panel Data Analysis." International Journal of Finance and Accounting 9, no. 2 (2024): 26–41. http://dx.doi.org/10.47604/ijfa.2494.

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Purpose: The impact of insurance market activity within financial development is gaining more attention in academia, as the sector experiences growth within emerging markets. The paper aims to understand which macro-economic and social variables impact the growth or decline of the non-life insurance sector broadly across European countries with a view to provide recommendations to drive increased penetration across the region.&#x0D; Methodology: Using Fixed Effects Panel Data Regression and annual data from 1990 to 2021 on 10 countries, the study examines the explanatory factors of non-life in
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Sibindi, Athenia Bongani, and Ntwanano Jethro Godi. "Insurance sector development and economic growth: evidence from South Africa." Corporate Ownership and Control 11, no. 4 (2014): 530–38. http://dx.doi.org/10.22495/cocv11i4c6p3.

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Arguably the insurance sector may contribute to economic growth by its very mechanism of risk transfer and thereby providing indemnity as well as by the intermediation role it plays in the economy. Insurance can also be used as a vehicle of savings mobilisation. In this article we investigate the causal relationship between the insurance sector (long-term, short-term and total insurance) and economic growth in South Africa for the period 1990 to 2012. We make use of insurance density as the proxy for insurance market development and real per capita growth domestic product as the proxy for econ
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