Academic literature on the topic 'Deposit account'

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Journal articles on the topic "Deposit account"

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Firmansyah, Salma Arjuan Yumna. "PROSEDUR PEMBUKAAN REKENING DEPOSITO PADA BANK BAPAS PUSAT 69." TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN 3, no. 1 (2023): 174–83. http://dx.doi.org/10.55047/transekonomika.v3i1.364.

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This study aims to determine the technique of opening and disbursing closing deposit accounts at BPR BAPAS 69 Magelang Head Office. The method in this study is Descriptive Analysis by defining, illustrating, or summarizing data points so that patterns that meet all data conditions can emerge. The results of this study are that the customer must come to the BAPAS 69 BPR office bringing the requirements (KTP/SIM/PASPOR/KITAS and NPWP), visit the Customer Service counter, submit the required files, and fill out a form for opening a BPR BAPAS 69 deposit account at the Head Office Magelang. As for
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Muraina, Saheed Adekunle. "Effect of Treasury Single Account (Tsa) on Deposit Money Banks’ Liquidity Performance in Nigeria." International Journal of Family Business and Management 2, no. 2 (2018): 1–15. http://dx.doi.org/10.15226/2577-7815/2/2/00122.

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This paper investigated effect of Federal Government of Nigeria (FGN) Deposit Withdrawals into the Treasury Single Account (TSA) on Deposit Money Banks’ liquidity performance in Nigeria. Secondary data were obtained from [7] Central Bank of Nigeria (CBN) Statistical Bulletin covering pre and post implementation years (2012 to 2017). The dependent variable was represented by Deposit Money banks’ liquidity ratiowhile the independent variable was represented by Federal Government Deposits at the Deposit Money Banks. The study used correlational research design to determine the effect of TSA on De
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van Dyk, Anton. "Non-Maturing Deposits: Predictive Modelling and Risk Management." Journal of Risk and Financial Management 18, no. 2 (2025): 84. https://doi.org/10.3390/jrfm18020084.

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Non-maturing deposits (NMDs) are a significant source of liquidity for banks, making research into their modelling and forecasting invaluable. However, NMDs have no explicit expiration date, posing liquidity risks and complicating management. This research develops models and a framework to explain, predict, and manage variations in non-maturing deposits. Aggregate savings and transaction deposit data from an African bank were analysed to test the methodologies. The Trend-Fourier model, leveraging historical trends and Fourier analysis, forecasted 90-day deposit volumes. The model revealed pro
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Vinayak, Saumya. "Consumer Choice on Savings Accounts: Bounded rationality." Deakin Papers on International Business Economics 2, no. 1 (2009): 23–29. http://dx.doi.org/10.21153/dpibe2009vol2no1art200.

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Given the falling returns in share markets and the comparative safety of savings accounts protected by the deposit insurance provided by the Australian Government, there was a significant surge in deposits made in savings ac counts. According to an article published in The Australian , Australian households deposited an estimated $38 billion into savings accounts over a period of six months ending on the 31 st of March, 2009. Among the various deposit-taking institutions, Westpac received the largest part of this growth. (Jimenez, 2009). Interestingly, there have been no major changes in the i
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Komil, Urinov. "DEPOSITS HELD BY COMMERCIAL BANKS IN UZBEKISTAN." European International Journal of Multidisciplinary Research and Management Studies 02, no. 07 (2022): 64–75. http://dx.doi.org/10.55640/eijmrms-02-07-13.

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The function of banks in the economy and the resource basis of commercial banks are only two of the topics covered in this essay on commercial banking in Uzbekistan. Additionally, the deposit activities of commercial banks are taken into account, and the deposit base of commercial banks in Uzbekistan is examined. Additionally, the essay discusses how important deposits are to commercial banks' operations, and it concludes by mentioning study findings that will help Uzbek banks' deposit bases grow.
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Dr., V. Seetha, and Naveena R. "A STUDY ON CUSTOMER AWARENESS AND LEVEL OF SATISFACTION TOWARDS DEPOSIT MACHINE SERVICES." International Journal of Interdisciplinary Research in Arts and Humanities 2, no. 1 (2017): 135–39. https://doi.org/10.5281/zenodo.437547.

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Depositing cash into bank account can be a tedious affair as it has to be done within the banking hours and have to fill up a deposit slip and stand in a queue. To make the cash deposit process more flexible and convenient, banks have introduced Cash Deposit Machines and are expanding their availability across different locations to encourage electronic cash deposit without the assistance of banking personnel. The Cash Deposit Machine (CDM) is a self-service terminal that lets customer to deposit money in their account and make payment to others by cash. All successful transactions are immedia
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Krylova, Elena B., and Alina F. Savderova. "ASSESSMENT OF THE INFLUENCE OR REGIONAL FACTORS ON THE DEPOSIT POLICY OF COMMERCIAL BANKS." Oeconomia et Jus, no. 2 (June 28, 2022): 38–43. http://dx.doi.org/10.47026/2499-9636-2022-2-38-43.

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The article analyzes the deposit market of the Russian Federation both for the whole country and in the regional context, and provides data on funds of the population attracted in the form of deposits into commercial banks over several years. The relevance of the article is due to the fact that in an economically unstable situation, the primary task of commercial banks is to maintain their financial liquidity and solvency. Taking into account the specificity of commercial banks, more than 80% of their resource base is represented by deposits of their clients. However, the volume of funds attra
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Fitriah, Fitriah. "BENTUK DAN TANGGUNGJAWAB PIHAK BANK TERHADAP DANA SIMPANAN PARA NASABAH." Solusi 16, no. 3 (2018): 301–20. http://dx.doi.org/10.36546/solusi.v16i3.139.

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A bank is a financial institution whose existence depends absolutely on the trust of its customers who entrust their savings funds. Banks are very concerned that the trust of the public, who have and who will save their funds, are well-maintained, considering that the bank is part of the financial system and payment system. Bank secrecy is very important because banks need the trust of the people who keep their money in the bank. The customer only entrusts his money to the bank or makes use of the bank's services if the bank provides a guarantee that the bank's knowledge of deposits and the st
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Azhar Rosly, Saiful, and Mohammad Ashadi Mohd. Zaini. "Risk‐return analysis of Islamic banks' investment deposits and shareholders' fund." Managerial Finance 34, no. 10 (2008): 695–707. http://dx.doi.org/10.1108/03074350810891010.

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PurposeThe purpose of this paper is to study the differences or variance in the yields of Islamic and conventional bank deposits and capital, respectively, in view of their contractual differences, namely the former which is based on equity and the latter on debt.Design/methodology/approachThe paper uses a financial ratio approach.FindingsIt was found that deposit yields in conventional banks were lower than return on equity (ROE), which truly reflect the contractual differences between fixed deposit and bank's capital. Also, it was found that Islamic banks' deposit yield and ROEs do not refle
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ROTHERHAM, CRAIG. "CHARGES OVER CUSTOMERS' DEPOSIT ACCOUNTS." Cambridge Law Journal 57, no. 2 (1998): 235–73. http://dx.doi.org/10.1017/s000819739830001x.

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A Bank that wishes to advance money to a customer who has an account in credit may wish to utilise that credit balance as security for the loan. Similarly, a bank might find it advantageous if a third party who is guaranteeing a loan has an account in credit at the bank so that, in the event of the principal debtor's failure, the bank is in a position to set-off any sums outstanding on the loan against its own obligations to repay the surety. Surety arrangements of this kind provided the background for two test cases examined in Re Bank of Credit and Commerce International SA (No. 8) [1997] 3
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Dissertations / Theses on the topic "Deposit account"

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Дороніна, Є. Р. "Управління депозитною діяльністю банку". Master's thesis, Сумський державний університет, 2019. http://essuir.sumdu.edu.ua/handle/123456789/76794.

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Депозитна діяльність передбачає залучення банками вільних грошових коштів юридичних та фізичних осіб, під час цього процесу використовуються різні види банківських рахунків. З розвитком банківських установ вдосконалюються і урізноманітнюються види депозитів. Ефективно організована депозитна діяльність банків значно впливає та відзначається на їх надійності, фінансовій стабільності, може бути передумовою досягнення показників платоспроможності та ліквідності, тому питання розвитку депозитної діяльності є актуальним в умовах нестабільності фінансового ринку.
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Горох, І. А. "Формування депозитної політики банку". Master's thesis, Сумський державний університет, 2019. http://essuir.sumdu.edu.ua/handle/123456789/75605.

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У роботі досліджено сутність депозитних ресурсів банку; сутність та значення депозитної політики банку та фактори, що на неї впливають; визначено специфіку формування депозитної політики банку в сучасних умовах та методи оцінки її ефективності. У практичній частині проведено аналіз депозитного ринку України та депозитної політики АТ КБ «Приватбанк». На цій основі сформовано перспективні напрями удосконалення депозитної політики АТ КБ «Приватбанк».<br>В работе исследована сущность депозитных ресурсов банка; сущность и значение депозитной политики банка и факторы, на нее влияющие; определена сп
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Salvador, Julio Cesar Moreira. "Avaliação da maturidade implícita de passivos sem vencimento: uma abordagem empírica para depósitos de poupança." reponame:Repositório Institucional do FGV, 2013. http://hdl.handle.net/10438/10567.

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Submitted by JULIO SALVADOR (jcmsal@gmail.com) on 2013-02-28T05:12:24Z No. of bitstreams: 1 Dissertacao - Julio Salvador.pdf: 1362084 bytes, checksum: fbfc1ce4624c12d00ca89e9f7a442abf (MD5)<br>Approved for entry into archive by Suzinei Teles Garcia Garcia (suzinei.garcia@fgv.br) on 2013-02-28T12:48:44Z (GMT) No. of bitstreams: 1 Dissertacao - Julio Salvador.pdf: 1362084 bytes, checksum: fbfc1ce4624c12d00ca89e9f7a442abf (MD5)<br>Made available in DSpace on 2013-02-28T12:56:50Z (GMT). No. of bitstreams: 1 Dissertacao - Julio Salvador.pdf: 1362084 bytes, checksum: fbfc1ce4624c12d00ca89e9f7a44
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Wurtz, Kelly Philip. "Depositing credibility capital account liberalization, political responsiveness, and foreign currency deposits /." Diss., [La Jolla] : University of California, San Diego, 2009. http://wwwlib.umi.com/cr/ucsd/fullcit?p3369210.

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Thesis (Ph. D.)--University of California, San Diego, 2009.<br>Title from first page of PDF file (viewed September 17, 2009). Available via ProQuest Digital Dissertations. Vita. Includes bibliographical references (p. 234-241).
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Mohd-Karim, Muhammad Syahmi. "Profit-sharing deposit accounts in Islamic banking : analysing the perceptions and attitudes of the Malaysian depositors." Thesis, Durham University, 2010. http://etheses.dur.ac.uk/520/.

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Islamic banking deposits are fundamentally structured in a different way than the conventional banking deposits. Each type of Islamic banking deposits, such as savings, demand, and timed deposits, is devised using the approved Shari’ah contracts such as qard, wadiah, murabahah, and mudarabah. These contracts are opposed to the conventional concepts, as they are based on the concept of a ‘lender-borrower’ relationship. In addition, the Shari’ah-approved contracts are unique as they feature a different nature of risk and return. This is especially the case for mudarabah contracts (henceforth ref
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Peldius, Maria, and Tatiana Stafeichuk. "Det allmänna barnbidraget : Föräldrarförvaltning eller gåva?" Thesis, Internationella Handelshögskolan, Högskolan i Jönköping, IHH, Rättsvetenskap, 2014. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-23897.

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Sammanfattning Den som är under arton år är omyndig, vilket innebär att denne inte får råda över sina tillgångar och ingå avtal med bindande verkan enligt FB 9 kap. 1§. Vanligtvis är den omyndiges föräldrar både vårdnadshavare och förmyndare för sitt barn. Det är förmyndares ansvar att förvalta barnets tillgångar. Överstiger värdet på dessa tillgångar åtta gånger prisbasbelopp eller har tillgångar ett särskilt ursprung och karaktär enligt FB 13 kap. 2§, står föräldraförvaltningen under överförmyndarens tillsyn. Det ger ett sakrättsligt skydd för barnets egendom i situationer när föräldrarna ha
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Van, Eeden Johan. "Basin analysis and sequence stratigraphy a review, with a short account of its applicability and utility for the exploration of auriferous placers in the Witwatersrand Basin." Thesis, Rhodes University, 1996. http://hdl.handle.net/10962/d1005546.

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The Witwatersrand basin is unique in terms of its mineral wealth. The gold in the Witwatersrand basin is mainly concentrated in the placers and two types of unconformities are associated with the placer formation. This paper attempts to quantitatively describe the origin and depositional process of placers within the context of basin analysis, geohistory and sequences stratigraphic framework. Several tectonic models have been proposed for the evolution of the Witwater~rand basin and it seems as if a cratonic foreland basin accounts for many of the observed features observed the Central Rand Gr
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Zupancic, Dirk. "International Key-Account-Management-Teams Koordination und Implementierung aus der Perspektive des Industriegütermarketing." St. Gallen Verl. Thexis, 2001. http://deposit.d-nb.de/cgi-bin/dokserv?id=3182176&prov=M&dok_var=1&dok_ext=htm.

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Zupancic, Dirk. "International key account management teams : Koordination und Implementierung aus der Perspektive des Industriegütermarketing /." St. Gallen : THEXIS, 2008. http://deposit.d-nb.de/cgi-bin/dokserv?id=3182176&prov=M&dok_var=1&dok_ext=htm.

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Gräber, Tobias. "Rechte an Accounts und virtuellen Gütern : eine Untersuchung zu Fragen der Rechtsbeziehungen zu Accounts und virtuellen Gütern in Online-Computerspielen am Beispiel des Browserspiels OGame /." Norderstedt : Book on Demand, 2009. http://deposit.d-nb.de/cgi-bin/dokserv?id=3327987&prov=M&dok_var=1&dok_ext=htm.

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Books on the topic "Deposit account"

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Education, Institute of Financial, ed. Deposit account operations. Institute of Financial Education, 1994.

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Pantos, Andrew J. FDIC deposit insurance: Account coverage after FDICIA. SafeDeposit America, 1993.

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Education, Institute of Financial, ed. Deposit account operations: Reducing liability and loss. Institute of Financial Education, 1997.

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Agarwal, R. K. Tax planning under depreciation and investment deposit account scheme. Hind Law Publishers, 1987.

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Sprague, Irvine H. Bailout: An insider's account of bank failures and rescues. Basic Books, 1986.

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United States League of Savings Institutions., ed. FHLBB rules and regulations for FSLIC-insured institutions: A reference manual for savings account officers. U.S. League of Savings Institutions, 1988.

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Office, Library of Congress Copyright. How to open and maintain a deposit account in the Copyright Office. Library of Congress, Copyright Office, 1999.

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Office, Library of Congress Copyright. How to open and maintain a deposit account in the Copyright Office. 2nd ed. Library of Congress, Copyright Office], 2002.

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Library of Congress. Copyright Office. How to open and maintain a deposit account in the Copyright Office. Library of Congress, Copyright Office, 1998.

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Library of Congress. Copyright Office. How to open and maintain a deposit account in the Copyright Office. Library of Congress, Copyright Office, 2000.

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Book chapters on the topic "Deposit account"

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Reyes, Andrés, Andrés R. Barrero, and Mahdi Taiebat. "Type-C Simulations of Centrifuge Tests from LEAP-ASIA-2019 Using SANISAND-Sf." In Model Tests and Numerical Simulations of Liquefaction and Lateral Spreading II. Springer International Publishing, 2024. http://dx.doi.org/10.1007/978-3-031-48821-4_14.

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AbstractThis chapter presents Type-C numerical simulations of prototype-scale centrifuge tests on gently sloped liquefiable deposits of Ottawa F65 sand for the LEAP-ASIA-2019 project. The simulations aim to assess the performance of the numerical modeling approach and a SANISAND-type constitutive model for large post-liquefaction shear deformation of sands. The constitutive model is calibrated against cyclic torsional shear tests conducted at different relative density levels and cyclic shear stress amplitudes. The laboratory-determined hydraulic conductivity of sand is doubled and kept consta
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Hkimi, Asma, and Neila Boulila Taktak. "Managing the Risks of Investment Deposit Account in Islamic Banks: An Examination of Mudharaba Contract Between MENA and International Markets." In Contemporary Research in Accounting and Finance. Springer Nature Singapore, 2022. http://dx.doi.org/10.1007/978-981-16-8267-4_8.

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Bindseil, Ulrich, and Alessio Fotia. "Economic Accounts and Financial Systems." In Introduction to Central Banking. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-70884-9_1.

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AbstractThis chapter introduces the system of accounts of the main sectors of the economy (households; non-financial corporations, the government; banks, and the central bank), describing how these sectors are interrelated through financial claims and liabilities. A financial system, consisting of commercial banks and the central bank, manages flows of funds originating from households, without these flows causing a need for the real sectors to liquidate illiquid real assets. The basic types of assets and liabilities are: real goods, gold, banknotes, deposits, bonds, loans, and equity. We expl
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Forrest, Bruce, Karl Frauendorfer, and Michael Schürle. "A Stochastic Optimization Model for the Investment of Savings Account Deposits." In Operations Research Proceedings. Springer Berlin Heidelberg, 1998. http://dx.doi.org/10.1007/978-3-642-58891-4_61.

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Bindseil, Ulrich, and Alessio Fotia. "Central Banks." In Introduction to Central Banking. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-70884-9_2.

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AbstractThis chapter develops further the role of a central bank and its interplay with commercial banks. Together, the two ensure the provision of liquidity to the economy, such that the real sectors are shielded from flows of funds originating from household and investors. We also disaggregate the banking system into two banks to represent deposit flows between banks and their impact on the central bank’s balance sheet, and to distinguish between what we call “relative” and “absolute” central bank intermediation. We then integrate deposit money creation by commercial banks into our system of
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Petrowiste, Judicaël. "Des poêles, des chaudrons et des couvertures. Payer son impôt par des objets dans le bourg de Najac (1258-1273)." In Datini Studies in Economic History. Firenze University Press, 2024. http://dx.doi.org/10.36253/979-12-215-0347-0.25.

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This paper analyses the role of objects in the payment of taxes in the market town of Najac, in Rouergue, through a study of the first register of accounts of this place, between 1258 and 1273. This document, which was drawn up when the municipal government introduced a system of municipal taxation, lists each year the taxpayers who had defaulted and deposited items to guarantee the sums they owed in tax. These pledges were often recovered by their owners the following year, once their tax debt had been settled. But some of them were left to the consulate, which saled them to recover its debt.
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Kropotkin, Mikhail. "Schematization of the Landslide Area “Vorobyovy Gory” in Moscow, Taking into Account the Position of the Top of Callovian and Carboniferous Deposits." In XV International Scientific Conference “INTERAGROMASH 2022”. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-21219-2_7.

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Chergui, Akram, Nicolas Beraud, Frédéric Vignat, and François Villeneuve. "Finite Element Modeling and Validation of Metal Deposition in Wire Arc Additive Manufacturing." In Lecture Notes in Mechanical Engineering. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-70566-4_11.

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AbstractWire arc additive manufacturing allows the production of metallic parts by depositing beads of weld metal using arc-welding technologies. This low-cost additive manufacturing technology has the ability to manufacture large-scale parts at a high deposition rate. However, the quality of the obtained parts is greatly affected by the various thermal phenomena present during the manufacturing process. Numerical simulation remains an effective tool for studying such phenomena. In this work, a new finite element technique is proposed in order to model metal deposition in WAAM process. This te
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"Court Funds Office deposit account." In Civil Procedure. Routledge-Cavendish, 2001. http://dx.doi.org/10.4324/9781843142133-110.

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Horbachova, Oksana. "ANALYSIS OF DEPOSIT PORTFOLIO FORMATION OF A COMMERCIAL BANK." In Transformation of the Economy, Finance and Management in a Pandemic: the Development of Digital Technologies. Publishing House “Baltija Publishing”, 2021. http://dx.doi.org/10.30525/978-9934-26-108-4-1.

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The main part of the bank's resources is formed by attracting customers' funds to deposit accounts, and their amount, in turn, depends on the effectively planned policy of the bank. The possibility of active operations depends on the volume and structure of borrowed funds by a banking institution. In the context of financial and economic and pandemic crises, the analysis of the structure of attracted resources becomes important, namely: the formation of the deposit portfolio of commercial banks, taking into account the use of long-term deposits as a future investment resource. The essence and
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Conference papers on the topic "Deposit account"

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Huang, Jin, Bruce Brown, Yoon-Seok Choi, and Srdjan Nešić. "Prediction of Uniform CO2 Corrosion of Mild Steel under Inert Solid Deposits." In CORROSION 2011. NACE International, 2011. https://doi.org/10.5006/c2011-11260.

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Abstract The effect of an inert solid deposit on uniform CO2 corrosion of mild steel is modeled based on a mechanistic electrochemical CO2 corrosion model. Laboratory testing has shown that the dominant factors introduced by the inert solids deposit are related to surface coverage, where both anodic and cathodic reaction rates are decreased because of less active surface area being exposed. The inert solid deposits also create a mass transfer barrier for corrosive species which limits the rate of the cathodic reactions. An existing mechanistic electrochemical model was modified to account for
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Khoiutanov, Evgenii, Natalia Batugina, Vladislav Fedorov, and Yurii Andreev. "ASSESSMENT AND PROSPECTS FOR DEVELOPMENT OF COAL RESOURCE POTENTIAL OF THE NORTH-EAST ARCTIC ZONE OF THE REPUBLIC OF SAKHA (YAKUTIA)." In 24th SGEM International Multidisciplinary Scientific GeoConference 24. STEF92 Technology, 2024. https://doi.org/10.5593/sgem2024/1.1/s03.29.

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The article analyzes the mineral and raw material base of coal deposits of the Arctic zone of the Republic of Sakha (Yakutia), all of them were explored in the Soviet time in the middle of 40-50 years. The paper presents a comparative characteristic of the geographic and economic, mining and geological and geotechnological conditions of coal deposits in the basins of north rivers Jana and Indigirka. The qualitative characteristics of the coals have been studied, which showed that from the point of view of consumers from the local better are the coals of the Krasnorechenskoe and Tikhonskoe depo
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Tyushkova, Natalia, and Tatiana Losina. "FEATURES OF STUDYING THE MATERIAL COMPOSITION OF POLYMETALLIC ORE FOR ITS COMPLEX USE." In 24th SGEM International Multidisciplinary Scientific GeoConference 24. STEF92 Technology, 2024. https://doi.org/10.5593/sgem2024/1.1/s02.22.

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The paper presents research on the development of enrichment of polymetallic ores of the Elan deposit. The heterogeneity of textures, structures and material composition of the ores of the Elan deposit make it a difficult object for technological research. The research was focused on the development of waste-free enrichment technology; progressive stadial, collective and collectively selective flotation schemes with full water circulation, ensuring environmental protection, using both currently manufactured by industry and promising (methyl isobutyl carbinol) reagents. The work was carried out
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Muratkhanov, Daulet, Yerkhozha Mamanov, and Bulegenov Kanat. "ABOUT THE GENETIC TYPES OF COPPER DEPOSITS IN KAZAKHSTAN AND THE PROSPECTS FOR IDENTIFICATION OF NEW ECONOMIC COPPER OBJECTS." In 24th SGEM International Multidisciplinary Scientific GeoConference 24. STEF92 Technology, 2024. https://doi.org/10.5593/sgem2024/1.1/s01.03.

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Kazakhstan is on leading position in the world in terms of reserves and mining of copper ores. There are 30 deposits with approved reservest. Nowadays, the copper industry of the Rrepublic is provided with a raw material base. Among them, the Zhezkazgan deposit remains unique in terms of reserves and a set of components. The main geological and industrial types of copper deposits (in terms of mining) are deposits of copper sandstones (58%), copper pyrite (17.1%), copper porphyry (8.2%), scarn (4.2%), etc. In the total balance of reserves, ores such as copper sandstones account for 28%, copper
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Jelinek, Jiri, Bente O. Herfjord, Terje J. Blakset, Harald Osvoll, and Derek Morton. "The Use of Cathodic Protection Current Density Surveys for Optimising Offshore Surveys and Anode Retrofit Design." In CORROSION 1995. NACE International, 1995. https://doi.org/10.5006/c1995-95320.

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Abstract CP retrofitting of offshore structures is a very cost intensive operation. The Claymore 'A' platform has a hybrid CP system and for several reasons, including high maintenance costs of the IC system, the number of IC anodes has been reduced and retrofitting of sacrificial anodes has been required. In order to optimize the retrofit work and reduce cost, CP computer modeling and CP surveys have been utilised. Both computer modeling and surveys confirmed very low current density levels for the platform below 20 mA/m2, considerably lower than traditional design rules. The computer model w
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Dabkowski, John. "A Simplified Design Method for Offshore Cathodic Protection." In CORROSION 1985. NACE International, 1985. https://doi.org/10.5006/c1985-85308.

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Abstract A simplified graphical design methodology has been developed for cathodic protection systems on offshore pipelines using galvanic anode bracelets. The methodology developed allows optimum spacing and sizing of anodes necessary for pipeline protection to be determined. It incorporates an electrical model of the pipeline which takes into account the effects of the non-linear polarization characteristics of the pipe steel and the galvanic anodes. The model allows design calculations to be made for a pipeline either completely in water or mud, and in addition, at the water-mud interface w
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Pietras, Jakub, Damian Kurdek, and Agnieszka Malinowska. "MONITORING THE SPATIOTEMPORAL DEFORMATION DISTRIBUTION IN SALT MINES." In 24th SGEM International Multidisciplinary Scientific GeoConference 2024. STEF92 Technology, 2024. https://doi.org/10.5593/sgem2024/2.1/s09.27.

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Underground mining operation in salt deposits requires special control over rock mass stability. Changes in stress within the rock mass cause gradual convergence of underground workings. A slow convergence process with a complex spatiotemporal distribution requires the measurements with high accuracy, which is carry out on a well-planned spatial distribution of observation network. The aim of the study was to present the procedure of designing and implementing observations of convergence in salt caverns within a salt dome deposit in Klodawa salt mine in Poland. The studies focused on identifyi
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Kung, S. C., and W. T. Bakker. "Effect of Sulfur and Chlorine on Furnace Wall Corrosion." In CORROSION 1998. NACE International, 1998. https://doi.org/10.5006/c1998-98180.

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Abstract The corrosion resistance of a furnace-wall tubing alloy, SA213-T2, was evaluated in a laboratory test, simulating the reducing/sulfidizing combustion environment in PC-fired utility boilers burning coal substoichiometrically. This alloy was exposed to mixed gases containing H2S and HCl, as well as other major flue-gas components, with and without the coverage of ash deposits. The results show that sulfidation was the primary mode of attack on SA213-T2. Chlorination could not be identified from the addition of 80 ppm HCl to the mixed gas and 10 wt.% chlorides to the ash. However, under
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Gelovani, Irakli, George Lominadze, George Kavlashvili, and Grigori Russo. "CONTEMPORARY MORPHODYNAMICS OF THE RIVER CHOROKHI DELTA ON THE BLACK SEA EAST COAST." In 24th SGEM International Multidisciplinary Scientific GeoConference 2024. STEF92 Technology, 2024. https://doi.org/10.5593/sgem2024/5.1/s20.07.

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The River Chorokhi delta is located in the southeastern part of the Black Sea, including Batumi city with its coastal part, which today is heavily washed away. Until the 90s of the 20th century, its litho- and morphodynamic peculiarities were mainly conditioned by the solid runoff of the Chorokhi River. Before the construction of dams in Turkey, its volume was 2.5 million m?/per year. In the last 25 years, due to the dams built in Turkey, solid runoff has been catastrophically reduced by 60 times. Also important was the river-sea mouth migration. In the last century, as a result of the constru
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Pritchard, Andrew M., and John E. Duddridge. "Control of Biofouling: Its Implications for Energy Utilisation and Impacts on the Environment." In CORROSION 1998. NACE International, 1998. https://doi.org/10.5006/c1998-98528.

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Abstract The formation of deposits in energy conversion and utilisation processes has long been recognised as deleterious to the efficient and safe operation of those processes. Many of the deposits have a biological component, so that proper control of biofouling is essential. The biocides used for this control are recognised as having a potential negative impact on the environment, and there is therefore pressure to reduce or discontinue their use. The negative impacts of this course of action are not generally considered. Major contributions would come from the increased emissions of greenh
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Reports on the topic "Deposit account"

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Tirapat, Sunti. Risk-based deposit insurance : an application to Thailand. Chulalongkorn University, 2000. https://doi.org/10.58837/chula.res.2000.19.

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This paper investigates the application of option pricing to calculate the premium of deposit insurance in Thailand during 1992-1996 period. In addition to applying the traditional Black-Scholes model, the barrier model of Boyle and Lee (1994) is examined. The barrier model takes the management (owners) action into account: the management (owners) may have strong incentive to increase the volatility of the bank’s assets since this action in crease the value of their equity. As suggested by the stylized evidence, most financial institutions in Thailand were owned by “family” and there was inade
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Hernández Romero, Karla, Diego A. Vera-Cossio, Bridget Hoffmann, and Camilo Pecha. The Promises of Digital Bank Accounts for Low-income Individuals. Inter-American Development Bank, 2024. http://dx.doi.org/10.18235/0005521.

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The push for adopting digital modes of payment rests on three promises: increased efficiency of transactions, increased financial inclusion, and improvements in the financial well-being of low-income individuals. We experimentally test the extent to which these promises are fulfilled. We exploit the random assignment into an intervention to encourage direct deposits of recurrent government benefits into digital bank accounts in Colombia. Switching from cash to direct deposits reduces disbursement errors and increases access to benefits among eligible beneficiaries. It also increases the owners
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Beshears, John, James Choi, Christopher Harris, David Laibson, Brigitte Madrian, and Jung Sakong. Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? National Bureau of Economic Research, 2015. http://dx.doi.org/10.3386/w21474.

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Banerjee, Abhijit, Claudia Martínez, and Esteban Puentes. The Impact of Subsidy Delivery Method on Savings Behavior: Experimental Evidence. Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0005259.

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We examine the impact of offering conditional cash transfer (CCT) beneficiaries the choice to receive cash transfers in bank accounts instead of cash. We investigate the effects on savings behavior and downstream outcomes such as assets and trust. We find, on average, no significant impact on overall savings or downstream outcomes. However, among individuals with nonpositive balances prior to the offering, we observe an increase in balances in savings accounts and in the transactional accounts in which the subsidies were initially deposited. These findings underscore the potential of using ban
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Sklar, Maggie. What are the financial systemic implications of access and non-access to Federal Reserve deposit accounts for central counterparties? Federal Reserve Bank of Chicago, 2020. http://dx.doi.org/10.21033/wp-2020-21.

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Hirtle, Beverly, and Matthew C. Plosser. Bank Economic Capital. Federal Reserve Bank of New York, 2025. https://doi.org/10.59576/sr.1144.

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Conventional measures of bank solvency fail to account for the unique liquidity risks posed by deposits. Using public regulatory data, we develop a novel measure, economic capital, that jointly quantifies the impact of credit, liquidity, and market risk on bank solvency. We validate that economic capital is a more timely and accurate indicator of bank health than standard solvency measures. Using our framework, we examine the evolution of banking sector risk exposures over several decades. Despite significant reforms in the aftermath of the Global Financial Crisis, economic capital suggests th
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Rogg, Christian S. The Impact of Access to Credit on the Saving Behavior of Microentrepreneurs: Evidence from 3 Latin American Countries. Inter-American Development Bank, 2000. http://dx.doi.org/10.18235/0011211.

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This paper aims to shed light on changes in the saving behavior of microentrepreneurs in response to improved access to credit. This paper argues that it is necessary to extend the analysis to the shifting of assets between different forms of savings. The econometric analysis in this paper, which is based on data from IDB evaluations of its Micro and Small Enterprise Global Programs in Ecuador, El Salvador and Paraguay, concludes that increased access to credit induces borrowers to shift their savings from livestock, jewelry and other assets with low or negative returns into deposit accounts w
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Bonilla-Mejía, Leonardo, Mauricio Villamizar-Villegas, and María Alejandra Ruiz-Sánchez. The Leading Role of Bank Supply Shocks. Banco de la República de Colombia, 2022. http://dx.doi.org/10.32468/be.1205.

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This paper studies the impact of the Covid-19 pandemic on corporate credit in Colombia. We first exploit the geographic and temporal variation in the disease spread to estimate the effect of local exposure to the virus on credit. Our estimates indicate that neither local exposure to the virus, nor the sector-specific mobility restrictions had an impact on credit. We then assess the role of bank supply shocks. We create a measure of bank exposure, reflecting the geographic heterogeneity in pandemic vulnerability and deposits, and estimate its effect on credit. Results indicate that bank-supply
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Lever, James, Susan Taylor, Arnold Song, Zoe Courville, Ross Lieblappen, and Jason Weale. The mechanics of snow friction as revealed by micro-scale interface observations. Engineer Research and Development Center (U.S.), 2021. http://dx.doi.org/10.21079/11681/42761.

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The mechanics of snow friction are central to competitive skiing, safe winter driving and efficient polar sleds. For nearly 80 years, prevailing theory has postulated that self-lubrication accounts for low kinetic friction on snow: dry-contact sliding warms snow grains to the melting point, and further sliding produces meltwater layers that lubricate the interface. We sought to verify that self-lubrication occurs at the grain scale and to quantify the evolution of real contact area to aid modeling. We used high-resolution (15 μm) infrared thermography to observe the warming of stationary snow
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Rich, Megan, Charles Beightol, Christy Visaggi, Justin Tweet, and Vincent Santucci. Vicksburg National Military Park: Paleontological resource inventory (sensitive version). National Park Service, 2023. http://dx.doi.org/10.36967/2297321.

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Vicksburg National Military Park (VICK) was established for its historical significance as a one of the principle military sieges resulting in a turning point during the American Civil War. The steep terrain around the city of Vicksburg was integral in the military siege, providing high vantage points and a substrate that was easy to entrench for the armies, but unknown to many is the fossil content, particularly a diversity of fossil mollusks. These fossils at VICK are important paleontological resources which have yet to receive focused attention from park staff, visitors, and researchers. T
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