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Journal articles on the topic 'Deposit mobilization'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Duguma, Girma, and Jiqin Han. "Effect of Deposit Mobilization on the Financial Sustainability of Rural Saving and Credit Cooperatives: Evidence from Ethiopia." Sustainability 10, no. 10 (2018): 3387. http://dx.doi.org/10.3390/su10103387.

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Increasing institutional capital through deposit mobilization keeps the cost of capital low, thus leading to financial sustainability. However, little is known about how deposit mobilization affects financial sustainability. Using balanced panel data of 166 rural savings and credit cooperatives (RUSACCOs) from Ethiopia over the period of 2014–2016, we investigated the effect of deposit mobilization on financial sustainability. The results of the panel regression estimates showed that, among the deposits mobilization variables, the deposit to loan ratio, deposit to total asset ratio, the volume

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2

Sreekala, Pillai, and Y. Bhatt Nishith. "Application of Remote Sensing and GIS in Revenue Mobilization of Limestone Deposits of Amreli District, Gujarat, West India." International Journal of Geology and Earth Sciences 4, no. 3 (2018): 32–37. https://doi.org/10.32937/IJGES.4.3.2018.32-37.

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Remote sensing and GIS are much useful in revenue mobilization of various mineral deposits, and the same is used here for revenue mobilization of limestone deposits present in Amreli district of Gujarat in west India. How much revenue is generated through limestone deposit of the area and what is the use of the deposit and how much revenue is generated through which type of deposit can also be known from such RS and GIS study.

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3

Nwe Ni Tun, Dr. Ibrahim Mohamed Alrajawy, and Dr Morhammed Nusari. "The Influence of Bank Related Variables on Deposit Mobilization: An Analysis of Private Commercial Banks in Myanmar." Restaurant Business 118, no. 10 (2019): 280–97. http://dx.doi.org/10.26643/rb.v118i10.9323.

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Deposit mobilization is a crucial for the banks and economic development. However, a certain low level of deposit is a concern for the economy. Apart from macroeconomic policies, the bank should find their own possible strategies to increase level of deposit. Therefore, the purpose of this study is to analyze the effect of bank specific factors such as bank asset, number of Auto Teller Machine (ATM) and number of Point of Sales (POS) terminal on deposits mobilization of private commercial banks in Myanmar.

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4

Kant, Shashi, and Dugo Debesso. "Mobilization of Deposit in Commercial Banks of Ethiopia: Conceptual Model development through Literature Review." RADINKA JOURNAL OF SCIENCE AND SYSTEMATIC LITERATURE REVIEW 1, no. 3 (2023): 152–59. http://dx.doi.org/10.56778/rjslr.v1i3.137.

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The purpose of this study is to provide a conceptual framework and determine the factors influencing deposit mobilization in Ethiopia's commercial banks using the literature that is currently accessible. The bank's yearly incremental deposit plan, which calls for the easy mobilization of a sizable sum of money from the communities, is no longer the optimum method for undertaking deposit mobilization. The literature relating to factors influencing deposit mobilization at Ethiopia's commercial banks is presented in this overview of the literature. As a result, there are three sections to the lit

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5

R.C., Ejinkonye, and Okonkwo I.V. "Nexus Between Financial Innovation and Financial Intermediation in Nigeria’s Banking Sector." African Journal of Accounting and Financial Research 4, no. 3 (2021): 162–79. http://dx.doi.org/10.52589/ajafr-vn7jrc1z.

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This study evaluated the relationship between financial innovation and financial intermediation in Nigeria. It seems that banks in Nigeria may have a problem of deposit-loan mismatch and losing customers to start-ups given increasing cost of deposits attributable to disruptive practice arising from financial innovations. The specific objectives of this study were to examine the relationship between financial innovation (value of the automated teller machine, internet banking, mobile banking, point of sale transactions) and financial intermediation (commercial banks deposit mobilization) in Nig

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6

K.Ramya and A.Ranjith. "Bank Customers' Perspective on Deposits Mobilized Through Digital Marketing." Shanlax International Journal of Commerce 7, S1 (2019): 100–104. https://doi.org/10.5281/zenodo.3412508.

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Deposit mobilization is an integral part of banking activity. It is one of the main functions of banking business and so an important source of working fund for the bank. Deposit mobilization is the collection of cash or funds from the public through its current, savings, fixed, recurring accounts and other banks specialized schemes. Bank deposits provide secured investment options to the investors. Today, the banking sector is adopting new dimensions in mobilizing deposits through digital marketing. Digital Marketing uses digital channels such as websites, Search Engine, social media, mobile

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7

Md., Mehedi Hasan. "The Effects of Target-Based Deposit mobilization Strategies on Bank Deposits, Financial Gains, and Employees' Promotions in the Banking Sector of Bangladesh." ISRG Journal of Economics, Business & Management (ISRGJEBM) II, no. IV (2024): 131–37. https://doi.org/10.5281/zenodo.13299033.

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<em>This paper seeks to examine the effects of target deposit mobilization strategies on bank deposit sizes, financial gains, and promotion opportunities offered to those employees working in commercial banks in the Barishal Division of Bangladesh. The study uses primary data collected from 200 bank employees by means of a structured questionnaire and secondary data sources and analyzed by descriptive statistics with the chi-square test. The findings reveal a positive effect of the strategies for target deposits on the magnitude of bank deposits is very strong. Further, the existence of financ

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8

Hailu, Tatek. "Macroeconomic Factors Influencing Deposit Mobilization of Commercial Banks." International Journal of Finance and Banking Research 10, no. 4 (2024): 64–73. http://dx.doi.org/10.11648/j.ijfbr.20241004.11.

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Deposit mobilization plays a vital role in the operations of commercial banks, facilitating financial intermediation and fostering economic development. This study delves into the impact of key macroeconomic factors on the deposit mobilization performance of commercial banks within the context of a developing economy. Through the application of panel data regression analysis, the research explores the dynamics between deposit mobilization and various macroeconomic variables, including inflation, interest rates, real GDP, exchange rates, monetary supply, and GDP per capita. The results indicate

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9

Nnajieze, Ifeyinwa Elizabeth. "Relationship Between Liquidity Management and Deposit Mobilization of Banks in Nigeria." European Journal of Accounting, Auditing and Finance Research 12, no. 11 (2024): 26–43. https://doi.org/10.37745/ejaafr.2013/vol12n112643.

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This study investigates the relationship between liquidity management and deposit mobilization of banks in Nigeria. The study, which examines the impact of liquidity management measures, including the cash-to-current asset ratio, the current ratio, and the cash reserve ratio, expresses a well-founded view that, while both the cash-to-current asset ratio and current ratio do not significantly affect total deposits, the cash reserve ratio shows a significant positive correlation between it and deposits. These results confirm that cash reserves serve as a primary function for depositor satisfacti

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10

Salman, Syed Muhammad, Muhammad Hasan, Athar Iqbal, Meer Rujaib Naseem, and Atif Aziz. "Interest Rate Sensitivity of Depositors in Non-Financial Banks: A Case of an emerging Economy." ASIAN BULLETIN OF GREEN MANAGEMENT AND CIRCULAR ECONOMY 4, no. 1 (2024): 116–32. http://dx.doi.org/10.62019/abgmce.v4i1.65.

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This study uses 62 years of data, from 1960 to 2021, including variables like deposits, interest rates, GDP, and inflation, to investigate the link between interest rates and deposit behavior in non-Islamic banks in Pakistan. The study finds that interest rates have a big influence on deposit behavior using time series analytic techniques as unit root testing, cointegration analysis, and Vector Error Correction Model (VECM). More specifically, people's decisions to deposit money in non-Islamic banks are observed to be influenced by interest rate variations. The results highlight the importance

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11

Khaleda, Khatun, Khan Salahuddin Ahmed, and Islam Dr. Nazrul. "Deposit Mobilization by the MFIs:." DIU Journal of Business and Entrepreneurship 5, no. 01 & 02 (2010): 1–14. http://dx.doi.org/10.36481/diujbe.v05i1-2.nye1jp36.

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This paper aims at identifying Microfinance Institutions’ deposit mobilization issues from the perspectives of the clients - the members of the MFIs. It looks into the different aspects of field level experience and practice of the NGOMFIs working in Bangladesh. To identify the clients’ perspective on deposit mobilization by MFIs, this paper presents findings from a study, which was conducted for Microcredit Regulatory Authority and represents sample survey of 450 members of different NGO-MFIs working in the 4 divisions namely Dhaka, Chittagong, Rajshahi, and Khulna. A structured questionnaire

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12

Gnawali, Bindu, and Ballav Niroula. "Deposit Mobilization and Profitability in Nepalese Commercial Banks." Jurnal Studi Manajemen dan Bisnis 11, no. 1 (2024): 39–46. http://dx.doi.org/10.21107/jsmb.v11i1.27086.

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A commercial bank must be able to receive deposits at reasonable rates to have funds available to lend to its customers. Therefore, if all other variables stay the same, a bank that can attract more deposits will be able to make more profit. The main objective of this research is to show the impact of deposit mobilization on the profitability of Nepalese commercial banks. The secondary panel data from 2015 to 2023 were collected from the annual report of commercial banks using the purposive sampling method. Casual comparative research design has been used to analyze and interpret the data. The

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13

Olimov, Abror Axadjon oʻg'li. "Prospects for improving the efficiency of deposit operations in commercial banks." «Muhandislik va Iqtisodiyot» jurnali 3, no. 5 (2025): 5–14. https://doi.org/10.5281/zenodo.15510087.

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Deposit operations represent a foundational element of commercial banking, directlyinfluencing liquidity, financial intermediation, and economic development. In Uzbekistan, ongoingbanking reforms and digital transformation have created opportunities and challenges for enhancingthe efficiency of deposit mobilization. This article examines the structural trends, performanceindicators, and regulatory frameworks shaping deposit operations in Uzbek commercial banks.Using statistical analysis of 2019–2024 data and comparative benchmarking with peer economies,the study identifies key inefficien

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14

Uremadu, Sebastian O., and Edim N. Obim. "Effects of Deposit Mobilization on Financial Performance (Profitability) of Microfinance Banks in Nigeria." AKSU Journal of Administration and Corporate Governance 4, no. 1 (2024): 1–14. http://dx.doi.org/10.61090/aksujacog.2024.001.

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The study examined the effects of deposit mobilization on the financial performance of microfinance banks in Nigeria between 2012 and 2021. The study employed real interest rate and gross capital formation as control variables. This study utilized the exploratory research design and the population of the study consisted of all the microfinance banks in Cross River State and Abia State. A purposive/judgment sampling technique was used. Data for the study were obtained from the annual reports of various microfinance banks in the selected states in Nigeria. Regression models were estimated and an

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15

Dongol, Rosy. "Bank Specific Factors and Their Impact on Bank Deposits: A Study of Nepalese Commercial Banks." Apex Journal of Business and Management 3, no. 2 (2024): 9–24. http://dx.doi.org/10.61274/apxc.2024.v03i02.002.

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This study investigates the impact of bank-specific factors on the deposits of Nepalese commercial banks. Bank deposits are crucial financial arrangements where customers entrust their funds to banks, which utilize these deposits to generate revenue through loans and financial services. The research employs secondary data analysis, utilizing data from 20 commercial banks over a five-year period (2075-2079) with 100 observations. Descriptive statistics, trend analysis, and regression analysis were conducted to assess the relationships between the dependent variable (deposits) and independent va

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16

Nasrin, Farhana. "An Empirical Analysis of Macroeconomic and Bank Specific Factors Ascertaining Bank Deposit: A Study on Bangladesh." International Journal of Economics and Financial Issues 13, no. 3 (2023): 46–55. http://dx.doi.org/10.32479/ijefi.14097.

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Bank working capital is largely determined by the level of bank deposits. As the primary source of funds for carrying out lending activities, deposits are the lifeblood of a banking firm. More savings encourages more investment which in turn ensures economic growth. This paper tries to find out relevant factors influencing volume of deposit mobilization by commercial banks. The study is based on the opinion of 200 sample professionals from 29 listed private commercial banks in Bangladesh. The result shows that Government monetary policy, bank size, diversified services, state of local and nati

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17

ur Rehman, Anis. "Innovation and Management by Regional Rural Banks in Achieving the Dream of Financial Inclusion in India: Challenges and Prospects." Marketing and Management of Innovations, no. 1 (2020): 222–34. http://dx.doi.org/10.21272/mmi.2020.1-18.

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The Regional Rural Banks are government-owned, regionally based and rurally oriented financial institutions specialized in catering to the credit needs of the neglected and weaker sections of the society. In the recent past, RRBs have become a potent mediator for financial inclusion in rural areas. This paper summarizes the innovative methods used by the employees of these banks in deposit mobilizations, credit expansion and recovery of the loan. The primary purpose of the research is to find the problems faced by officials of these banks in marketing their services to the rural customer. The

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18

Dongol, R. "Bank Specific Factors and Their Impact on Bank Deposits: A Study of Nepalese Commercial Banks." Apex Journal of Business and Management (AJBM) 3, no. 2 (2024): 9–24. https://doi.org/10.5281/zenodo.13839420.

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This study investigates the impact of bank-specific factors on the deposits of Nepalese commercial banks. Bank deposits are crucial financial arrangements where customers entrust their funds to banks, which utilize these deposits to generate revenue through loans and financial services. The research employs secondary data analysis, utilizing data from 20 commercial banks over a five-year period (2075-2079) with 100 observations. Descriptive statistics, trend analysis, and regression analysis were conducted to assess the relationships between the dependent variable (deposits) and independent va

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19

Khatun, Khaleda, Salahuddin Ahmed Khan, and Nazrul Islam. "Deposit Mobilization by the MFIs: Clients' Perpectives." DIU Journal of Business and Economics 5, no. 1&2 (2024): 1–14. https://doi.org/10.5281/zenodo.14263482.

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 This paper aims at identifying Microfinance Institutions’ deposit mobilization issues from the perspectives of the clients - the members of the MFIs. It looks into the different aspects of field level experience and practice of the NGOMFIs working in Bangladesh. To identify the clients’ perspective on deposit mobilization by MFIs, this paper presents findings from a study, which was conducted for Microcredit Regulatory Authority and represents sample survey of 450 members of different NGO-MFIs working in the 4 divisions namely Dhaka, Chittagong, Rajshahi, and Khulna. A struct

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20

Offiong, Amenawo Ikpa, Peter Kekung Bessong, Arikpo Oka Felix, Godwin Bassey James, and Anthony Ogar. "Deposit Insurance Scheme Activities on Deposit Mobilization of International Association of Deposit Insurer Member Countries: Post Coreprinciple Effect." International Journal of Financial Research 11, no. 6 (2020): 73. http://dx.doi.org/10.5430/ijfr.v11n6p73.

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This study examined deposit insurance schemes’ activities and its effect on deposit mobilization of the International Association of Deposit Insurers (IADI) member countries. The study dwelled on the banking sectors post-core principles of the member countries. The study assessed the effect of deposit insurance fund, deposit insurance cover, deposit insurance premium and deposit fully covered on the total deposit of the banking sectors of 21 member countries of IADI spanning the period 2014 to 2018. Data were sourced from the annual reports of the selected countries Deposit Insurance Agencies.

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21

Sarsenbayev, Bakhitzhan, Nargiza Allambergenova, and Diyorbek Kengesov. "FORECAST ANALYSIS OF BANK RESOURCES AND DEPOSIT DYNAMICS IN UZBEKISTAN: THE CASE OF UZPROMSTROYBANK." Ilgʻor iqtisodiyot va pedagogik texnologiyalar 2, no. 3 (2025): 96–100. https://doi.org/10.60078/3060-4842-2025-vol2-iss3-pp96-100.

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This study analyses historical data (2000–2024) to forecast Uzpromstroybank’s deposit base and total resource trends using simple OLS regression models. A linear time-trend model is estimated for both series to capture long-run growth. The regression results show strong, significant upward trends (high R², statistically significant coefficients) for deposits and resources, indicating robust growth. Forecasts generated by extrapolating these trends suggest continued expansion of the bank’s deposits and resources in the short term. The findings are relevant for bank management and policymakers,

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22

Karna, Santosh Kumar, and Suresh Kumar Sahani. "An Analytical Study of Deposit Collection and Fund Mobilization in Developng Countries : A Financial Apprroach to Nepalese Commercial Banks in Nonlinear Analysis." PALAPA 12, no. 1 (2024): 40–61. http://dx.doi.org/10.36088/palapa.v12i1.4649.

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In this research paper, we have studied the ways applying for making deposit in Nepalese commercial banks and fund mobilization behaviour shown by them to generate income for paying interest on deposit to customers. Documentation and institutionalization of deposit for the purpose of making investment into productive sectors are considered as good practices of income generation and economic development of people.

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23

Abdelzaher, Mai Ahmed. "Determining Factors Affecting the Mobilization of Deposits in Egyptian Listed Banks." International Journal of Economics and Financial Issues 13, no. 3 (2023): 11–17. http://dx.doi.org/10.32479/ijefi.14153.

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The purpose of this article is to examine the determining variables that, between 2003 and 2019, affected the mobilization of deposits in listed banks in Egypt. The dependent variable for this study is deposit growth, while the independent variables include efficiency ratio, size, inflation rate, market capitalization, loan losses, and loans and receivables. The research was conducted on 12 publicly traded banks. Use of statistical techniques such as descriptive statistics, person correlation matrices, and two-way random effects demonstrated a significant positive correlation between the rate

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24

Adebisi, Adesola, Wasiu, Ewa, Uket Eko, and Arikpo, Oka Felix. "Microfinance Banks Dynamics Effect on Small-Scale Enterprise Development in Nigeria." International Journal of Applied Economics, Finance and Accounting 6, no. 2 (2020): 64. http://dx.doi.org/10.33094/8.2017.2020.62.64.75.

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This study examined the effect of Microfinance Banks on the development of Small and Medium Scale Enterprises in Nigeria. This study was specifically meant to assess the extent to which microfinance banks loans and advances, investments and deposit mobilization affect the productivity of SMEs in Nigeria. The study employed the ex-pose facto research design. Time series data were collected from the CBN statistical Bulletin and SMEDAN annual publications using the desk survey method. The data were analysed using the Vector Error Correction Mechanism. Result from the analyses revealed that Microf

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25

Xu, Qingshan, Mengjia Liu, Yu Huang, Hong Sun, and Xinjia Li. "Deposit Mechanism Design and Corresponding Decision Strategy considering Uncertainty of Customer Behaviour." Mathematical Problems in Engineering 2018 (September 30, 2018): 1–14. http://dx.doi.org/10.1155/2018/4271324.

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Demand response (DR) has received great concern since the significant growth in electricity consumption and peak-valley difference were witnessed recently. Based on the theory of customer psychology, an uncertainty model of customer behaviour is proposed. By converting electric power to deposit points, a novel deposit mechanism is designed in this paper, which can better deal with the special situations in China. Compared with traditional mechanism, the proposed deposit mechanism is capable of improving acceptability of DR methods in China and achieving greater mobilization of customer motivat

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26

Tefera Tessema, Ameha, and Jan Walters Kruger. "Testing performance of an interest rate commission agent banking system (AIRCABS)." Banks and Bank Systems 12, no. 3 (2017): 113–41. http://dx.doi.org/10.21511/bbs.12(3).2017.09.

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This paper sought to analyze data and interpret statistical results in testing the performance of an interest rate commission agent banking system. Primary and secondary data were collected from banking industry in Ethiopia to test the research hypotheses, credit risk and liquidity crunch have no impact on AIRCABS, investor loan funding has a positive impact on profitability and sustainability of AIRCABS and discrete market deposit interest rate incentive has a positive impact on stable deposit mobilization in a bank. To test the hypothesis, statistical tools such as Cronbach’s alpha, Kuder-Ri

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27

Nguyen, Han-Khanh, and Thuy-Dung Nguyen. "Improvement of Service Quality in the Supply Chain of Commercial Banks—A Case Study in Vietnam." Journal of Risk and Financial Management 14, no. 8 (2021): 357. http://dx.doi.org/10.3390/jrfm14080357.

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The outbreak of the Covid-19 pandemic caused a serious impact on the business activities of enterprises and households, affecting the operation of banks around the world, especially for capital mobilization from those with savings deposits at commercial banks. In face of the unpredictable developments of the pandemic, many services of banks in Vietnam were also affected, so it has been necessary to make a plan to maintain business operations and respond effectively to these difficulties. In this study, the authors used three research models to form a three-dimensional frame of reference (past,

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28

Hintzen, Robin, Wolfgang Werner, Michael Hauck, Reiner Klemd, and Lennart A. Fischer. "Multistage fluorite mineralization in the southern Black Forest, Germany: evidence from rare earth element (REE) geochemistry." European Journal of Mineralogy 35, no. 3 (2023): 403–26. http://dx.doi.org/10.5194/ejm-35-403-2023.

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Abstract. The Black Forest hosts a wide range of hydrothermal mineralization, including fluorite–barite vein deposits. In a detailed investigation of the Finstergrund and Tannenboden deposits in the Wieden mining district (southern Black Forest), the diversity, geochemical evolution and relative chronology of multistage fluorite precipitation is tracked on the basis of rare earth element (REE) geochemistry, geologic field relationships and crystal zoning. Geochemical discrimination and mathematical λ coefficients suggest a total of seven fluorite REE groups, at least three distinguishable post

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29

Dr., P. V. Nandhini. "CUSTOMER DELIGHT IN BANKING." International Journal of Scientific Research and Modern Education (IJSRME) 8, no. 1 (2023): 72–74. https://doi.org/10.5281/zenodo.7906819.

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The Banking Sector is the lifeline of any modern economy. It is one of the important financial pillars of the financial sector, which plays a vital role in the functioning of an Economy. It is very important for economic development of a country that is financing requirements of trade; industry and agriculture are met with higher degree of commitment and responsibility. Thus the development of a country is integrally linked with the development of banking. They play an important role in the mobilization of deposits and disbursement of credit to various sector of the economy. The banking system

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Otwoko, Benjamin, and Kimani Maina. "Effect of liquidity risk on the financial performance of deposit taking savings and credit cooperative organisations (SACCOs) in Kenya." International Journal of Research in Business and Social Science (2147- 4478) 10, no. 2 (2021): 203–11. http://dx.doi.org/10.20525/ijrbs.v10i2.1056.

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Liquidity risk is the potential that an entity will be unable to acquire the cash required to meet its short and intermediate-term obligations. Deposit-taking Savings and Credit Cooperative Organisation (SACCOs) face liquidity risk when they are unable to fund their operations and lending requirements to their members as and when circumstances demand. Given that liquidity is a key phenomenon on the optimal functioning and financial performance of deposit-taking SACCOs, this study critically analyzed the effect of liquidity risk on the financial performance of DT SACCOs in Kenya. The study used

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Kadashnikova, A. Yu, A. A. Sorokin, V. A. Ponomarchuk, A. V. Travin, A. V. Ponomarchuk, and L. V. Eyrish. "Localization patterns of mineralization, age, and sources of substance of the Malomyr gold ore field (Eastern part of the Mongolian–Okhotsk fold belt)." Геология рудных месторождений 61, no. 1 (2019): 3–17. http://dx.doi.org/10.31857/s0016-77706113-17.

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To the best of our knowledge, this study is the first to reliably assess the age of gold mineralization in the Malomyr field (eastern part of the Mongolian-Okhotsk fold belt), one of the best known deposits in the Far East. The obtained data confirmed that the age of the hydrothermal ore process that resulted in the formation of the Malomyr deposit was ~ 134–130 million years and that the age of the postore dykes was 110–104 million years. Data related to the occurrence of magmatism within the region under consideration were not available, which made it impossible to link the ore mineralizatio

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M, Ajai Kather Mohideen, and Sathish G. "A Study on Financial Performance of Dindigul Urban Co-operative Bank." Shanlax International Journal of Management 6, S1 (2019): 126–39. https://doi.org/10.5281/zenodo.2567711.

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Urban cooperatives banks in India are intended to be the instrument for financial inclusion. The essential of UCBs on the India scene has freed the urban and semi - urban areas masses from the clutches of moneylenders and has inculcated a habit of thrift and savings in them. The performance of Tamil Nadu Urban Cooperative Bank had the highest rank with regard to membership, population coverage, borrowings members, loans and advances, deposit mobilization and share capital contribution.The study is based mainly on the secondary data collected from the annual reports of Dindigul UCB for a ten ye

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Felix, Mulenga, and Taonaziso Chowa Dr. "A Study of the Effect of the Treasury Single Account on Commercial Banks Deposits and Lending in Zambia." Journal of Economics, Finance And Management Studies 07, no. 05 (2024): 2371–81. https://doi.org/10.5281/zenodo.11112763.

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The implementation of the Treasury Single Account (TSA) in Zambia brought about drastic changes in the management of public funds. The Bank of Zambia assumed custodianship of public funds while Commercial Banks remain revenue collection agents throughout the country. This study investigated the effect of the TSA on Commercial Banks Deposit Mobilization and Lending in Zambia. Secondary and Time series data were collected from the Bank of Zambia (BOZ) annual reports covering the pre- and post-TSA implementation eras, over a ten-year period (2010-2019). The independent variable was represented by

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34

Nwangolo, Azu, and Blessing Ogechi. "Financial Deepening and Deposit Mobilization of Commercial Banks in Nigeria: A Time Variant Model." Indian Journal of Finance and Banking 2, no. 2 (2018): 1–14. http://dx.doi.org/10.46281/ijfb.v2i2.94.

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The purpose of this study was to examine the effect of financial deepening on customer deposit of Nigerian commercial banks. Time series data was sourced from Central Bank of Nigeria Statistical Bulletin, from 1981-2017. Percentage of total customers’ deposit to total assets was used as dependent variables while percentage of narrow money supply, broad money supply, money market development, money outside the bank and private sector credit to gross domestic product was used as independent variables. Multiple regression with ordinary least square properties of cointegration, augment Dickey Full

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35

Kadashnikova, A. Yu, A. A. Sorokin, A. V. Ponomarchuk, A. V. Travin, and V. A. Ponomarchuk. "THE FIRST ⁴⁰Ar/³⁹Ar GEOCHRONOLOGICAL DATA FOR ORE METASOMATITES OF THE UNGLICHIKAN GOLD DEPOSIT, EASTERN PART OF THE MONGOL-OKHOTSK FOLD BELT." Geodynamics & Tectonophysics 11, no. 4 (2020): 672–77. http://dx.doi.org/10.5800/gt-2020-11-4-0499.

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In our isotope-geochronological study, the age of ore metasomatites of the Unglichikan gold deposit is determined at 140–136 Ma. Magmatism of this age is absent in the study area, and it is thus unreasonable to relate the ore mineralization in the Unglichikan deposit to any magmatic process. We conclude that in the mobilization and redistribution of the ore material and the formation of the Unglichikan deposit, a significant role was played by dislocation processes accompanied by hydrothermal activity during the final stages of orogenesis in the Mongol-Okhotsk belt.

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Bista, Raghu Bir, and Priyanka Basnet. "Measuring Determinants of Time Deposit in the Commercial Banks in Nepal." ARRUS Journal of Social Sciences and Humanities 2, no. 1 (2022): 13–25. http://dx.doi.org/10.35877/soshum713.

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A time deposit is one of the major sources of liquidity of the commercial bank to maintain money supply to the demand of business and household sector. In this context, an interesting query is the determinants of time deposit. This paper measures the determinants of time deposit in the commercial banks of Nepal based on 15 years’ time series data sets from 2000-01 to 2017-18 of the sample commercial banks published by the central bank of Nepal. Using descriptive statistics and multiple regression models as the analytical tools, the paper has found a fluctuating trend of liquidity in the commer

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Hasanah, Humaira Uswatun, Sistya Rachmawati, and Etty Murwaningsari. "DETERMINANTS OF SUSTAINABLE FINANCE IN BANKING INDUSTRY." Vol 14 No 1 (2022): April Edition 14, no. 1 (2022): 122–30. http://dx.doi.org/10.23969/jrak.v14i1.5182.

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This study aims to determine whether the board of directors, independent commissioners, and deposit mobilization affect sustainable finance in banks listed on the Indonesia Stock Exchange in the 2016-2020 period. The population used in this study is banking listed on the Indonesia Stock Exchange in the 2016-2020 period. A total of 45 companies were selected using the purposive sampling method and 183 selected observations with sequential data. The analysis in this study is multiple linear regression. The results of hypothesis testing in this study indicate that the board of directors has a pos

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Olufemi Adeyeye, Patrick, Bolanle Aminah Azeez, and Olufemi Adewale Aluko. "Determinants of small and medium scale enterprises financing by the banking sector in Nigeria: a macroeconomic perspective." Investment Management and Financial Innovations 13, no. 1 (2016): 170–75. http://dx.doi.org/10.21511/imfi.13(1-1).2016.04.

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This study assesses from a macroeconomic perspective the determinants of small and medium scale enterprises (SMEs) financing by the banking sector in Nigeria between 1992 and 2014. The empirical model specifies commercial banks’ lending to SMEs as a function of selected macroeconomic indicators which include commercial banks’ total deposits, financial deepening, interest rate spread, lending rate, monetary policy rate, commercial banks’ total assets and inflation rate. The 2SLS estimation results show that only commercial banks’ deposit mobilization, depth of the financial sector and size of t

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Mengistie Alemu, Ferede. "Drivers of Deposit Mobilization in Private Commercial Banks of Ethiopia." Journal of Investment and Management 10, no. 4 (2021): 56. http://dx.doi.org/10.11648/j.jim.20211004.11.

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Nombré, Adama, François Lemperière, Founemé Millogo, and Moussa Kaboré. "Complementarities and synergies with intermittent renewable energy, related issues - Burkina Faso cases studies." E3S Web of Conferences 346 (2022): 03028. http://dx.doi.org/10.1051/e3sconf/202234603028.

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Pumped Storage Plants (PSP) offer opportunities for better water mobilization and to unlock the development of hydropower in Burkina Faso. The revolution in photovoltaic energy, which has greatly improved reliability and production costs, has opened up major prospects for the energy development of Sahelian countries with a very large solar energy deposit that has remained fallow for the time being. The lower production cost of solar energy makes it more attractive to mobilize water in offshore (outside rivers) basins and reservoirs in areas where there are few underground water resources and w

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Yakubu, Ibrahim Nandom, and Aziza Hashi Abokor. "Factors determining bank deposit growth in Turkey: an empirical analysis." Rajagiri Management Journal 14, no. 2 (2020): 121–32. http://dx.doi.org/10.1108/ramj-05-2020-0017.

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Purpose This paper aims to examine the key factors determining bank deposit growth in Turkey for the period 2000Q1–2016Q4. Design/methodology/approach The study employs the autoregressive distributed lag approach to investigate the effect of bank-level and macroeconomic factors on deposit growth. Findings The results reveal that bank stability, banking sector efficiency, broad money supply, economic growth, and inflation are significant determinants of deposit growth in the long run. The findings further show that in the short run, only branch expansion and broad money supply are relevant for

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Bista, Raghu Bir, and Priyanka Basnet. "Measuring Determinants of Time Deposit in The Commercial Banks in Nepal." Quantitative Economics and Management Studies 3, no. 1 (2022): 21–33. http://dx.doi.org/10.35877/454ri.qems721.

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Time deposit is one of major source of liquidity of the commercial bank to maintain money supply to the demand of business and household sector. In this context, an interesting query is the determinants of time deposit. This paper measures the determinants of time deposit in the commercial banks of Nepal based on 15 years’ time series data sets from 2000-01 to 2017-18 of the sample commercial banks published by the central bank of Nepal. Using descriptive statistics and multiple regression models as the analytical tools, the paper has found fluctuating trend of liquidity in the commercial bank

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Shibutse, Robert Lukhanda, Elizabeth Kalunda, and George Achoki. "Effect of leverage and firm size on financial performance of deposit taking savings and credit cooperatives in Kenya." International Journal of Research in Business and Social Science (2147- 4478) 8, no. 5 (2019): 182–93. http://dx.doi.org/10.20525/ijrbs.v8i5.462.

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Critical to the success of financial institutions' performance is there Capital Structure. The study aimed to, investigate the effect of two capital structure determinants, leverage, and firm size on financial performance as measured by Return on Assets of Deposit Taking Savings and Credit Cooperative Societies in Kenya. The study was grounded on Tradeoff, Pecking order, and Mogdiliani and Miller capital structure theories. A positivist approach was adopted utilizing a mixed-method research design. The population of the research study was 174 Deposit Taking Savings and Credit Cooperative Socie

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Philippe, S., J. R. Lancelot, N. Clauer, and A. Pacquet. "Formation and evolution of the Cigar Lake uranium deposit based on U–Pb and K–Ar isotope systematics." Canadian Journal of Earth Sciences 30, no. 4 (1993): 720–30. http://dx.doi.org/10.1139/e93-058.

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A systematic geochronological study was conducted on the Cigar Lake uranium deposit. U–Pb and Pb–Pb systematics were applied to different types of uranium ore, and various associated sheet silicates were dated by the K–Ar method. These two approaches define a widespread retrograde metamorphic event in the basement, which occurred at about 1780 Ma during the Hudsonian orogeny, and a four-stage evolutionary model for the ore deposit. This model is compatible with the history of other unconformity-type, uranium deposits in the Athabasca Basin.The first stage in the evolution of the Cigar Lake ura

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Venkatesan, S. "An Empirical Approach to Deposit Mobilization of Commercial Banks in Tamilnadu." IOSR Journal of Business and Management 4, no. 2 (2012): 41–45. http://dx.doi.org/10.9790/487x-0424145.

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Babafemi, Ilori David. "BANK MANAGEMENT AND RURAL ECONOMIC DEVELOPMENT IN NIGERIA." Australian Journal of Business and Management Research 04, no. 09 (2015): 22–31. http://dx.doi.org/10.52283/nswrca.ajbmr.20150409a04.

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The study examines the effect of bank management on rural economic development with particular reference to commercial bank credit and rural economic development in Nigeria. The presence of a unit root in the time series data was tested using Augmented Dickey–Fuller (ADF) test, within the context of Ordinary Least Square (OLS) framework, and a double-log equation. Estimated regression model indicates that there is a positive and significant relationship between rural contribution to GDP (RGDP), a surrogate for rural economic development, and commercial banks credit to agriculture. The paper al

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Uneze, C.U. "Socio-Economic Determinants of Savings in Cooperatives by Farmers of Selected Agricultural Group Lending Schemes in Anambra State, Nigeria." Greener Journal of Agricultural Sciences 3, no. 5 (2013): 384–90. https://doi.org/10.15580/gjas.2013.3.031913531.

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The study examined how the socio-economic factors of farmer-members of cooperative in agricultural group lending scheme influence their abilities to make financial savings with their cooperatives. The study was conducted in Anambra State, Nigeria. Data were collected from a total of 296 farmer-members of cooperative societies randomly selected from National Programme for Food Security (NPFS) and Rural Finance Institution Building Programme (RUFIN) agricultural group lending schemes purposively selected for the study. Ten selected farmers,’ socio-economic factors were regressed on deposit

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Kadashnikova, A. Yu, A. A. Sorokin, A. V. Ponomarchuk, A. V. Travin, and V. A. Ponomarchuk. "The Age of Gold Mineralization of the Unglichikan Deposit (Russian Far East): Results of 40Ar/39Ar Dating." Russian Geology and Geophysics 63, no. 2 (2022): 184–92. http://dx.doi.org/10.2113/rgg20204285.

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Abstract —The isotope-geochronological studies of ore metasomatites from the Unglichikan gold deposit have shown their age of 136–140 Ma. There are no data on magmatism of this age within the study area; therefore, it is impossible to associate the ore mineralization of the Unglichikan deposit with magmatic processes. The thermal event superposed on the host rocks of the Zlatoustovsk Formation beyond the ore zone is dated at 140 ± 2 Ma. Thus, the last stage of regional metamorphism and deformation and the formation of ore metasomatites are of the same age. We believe that the orogen deformatio

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Igo, Oyeintare Kennedy(Ph.D), and Wilfred Joseph (FCA) Inini. "THE IMPACT OF TOP MANAGEMENT GENDER HETEROGENEITY ON ASSET QUALITY OF COMMERCIAL BANKING SECTOR IN NIGERIA." ISIR Journal of Business and Management Studies (ISIRJBMS) 1, no. 3 (2024): 38–43. https://doi.org/10.5281/zenodo.14282942.

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<em>The study investigated the effect of top management gender heterogeneity on the asset quality of commercial banks in Nigeria, focusing on deposit mobilization ratio and performing loan ratio. Adopting an ex-post facto research design, secondary data spanning a defined period were extracted from financial reports of selected commercial banks in Nigeria. The data were analysed using descriptive statistics and Ordinary Least Squares (OLS) regression techniques to evaluate the relationship and significance of gender heterogeneity on the selected performance metrics. The findings reveal a weak

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Kadashnikova, A. Yu, A. A. Sorokin, V. A. Ponomarchuk, A. V. Travin, and V. A. Ponomarchuk. "THE AGE OF GOLD MINERALIZATION AT THE ELGA DEPOSIT (MONGOL-OKHOTSK FOLD BELT): 40AR/39AR GEOCHRONOLOGICAL CONSTRAINTS." Tikhookeanskaya Geologiya 41, no. 2 (2022): 89–100. http://dx.doi.org/10.30911/0207-4028-2022-41-2-89-100.

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In our 40Ar/39Ar geochronological study, the age of gold mineralization of the Elga deposit is determined. The Elga deposit is located in the eastern part of the Mongol-Okhotsk fold belt. The data obtained indicate that the age of ore metasomatites and hydrothermally and metasomatically altered carbon-bearing sericite-feldspar-quartz shales can be estimated at 139–137 Ma. It is impossible to link the ore mineralization of the Elga deposit with magmatic processes since the igneous complexes located within the study area are either younger or significantly older than mineralization. The sericite

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