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Journal articles on the topic 'Deposit products'

Author: Grafiati

Published: 28 May 2022

Last updated: 31 July 2025

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1

BOYKO, S. V., and D. D. GERASYMENKO. "FOREIGN EXPERIENCE OF PLACING FUNDS OF INDIVIDUALS AND LEGAL ENTITIES ON BANK DEPOSITS." REVIEW OF TRANSPORT ECONOMICS AND MANAGEMENT, no. 6(22) (August 11, 2022): 72–78. http://dx.doi.org/10.15802/rtem2021/260845.

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The purpose. The work is dedicated to the analysis of the peculiarities of placing funds of individuals and legal entities on bank deposits in foreign countries in order to use the acquired results in domestic practice. Methods. In the process of writing the articlesuch methods as method of theoretical generalization, method of economic analysis withthe usage of a graphical method, as well as methods of comparison, systematization and logical generalizationwere used. TheResults.In thearticle the approaches to pricing of deposit products in commercial banks of foreign countries were decomposed

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Mulanto, Tri. "Perilaku Konsumsi Upaya Meningkatkan Potensi Produk Deposito di Bank Syariah." Intizar 22, no. 2 (2016): 333. http://dx.doi.org/10.19109/intizar.v22i2.945.

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Perbankan syari’ah saat ini telah memiliki payung hukum yang kuat dengan hadirnya undang-undang nomor 21 tahun 2008 tentang perbankan syari’ah. Hal ini sangat berpengaruh terhadap eksistensi dari perbankan syari’ah yang semakin diminati oleh banyak kalangan.Bank syari’ah membutuhkan dana dalam menjalankan produk pembiayaannya. Deposito merupakan salah satu produk penghimpunan di bank syariah. Deposito di bank syariah terus mengalami pertumbuhan. Walaupun demikian bank syariah tetap harus meningkatkan produk deposito, untuk mencapai market share 5 persen. Untuk meningkatkan volume deposito bank

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3

Calen, Calen, Christopher Agustian, Asmawati Halilah Damanik, and Arwin Tannuary. "Prosedur Pengelolaan Produk Deposito pada PT. BPRS Amanah Bangsa." Owner 3, no. 1 (2019): 154–61. http://dx.doi.org/10.33395/owner.v3i1.76.

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The Amanah Bangsa Islamic Bank Financing Bank exists and grows as a bank that is able to provide banking services based on sharia principles. As a community facility, BPRS Amanah Bangsa offers a time deposit product or often referred to as Time Deposit. Deposits at BPRS Amanah Bangsa are savings using a mudharabah contract, where the customer is called sahibul maal while the bank is the mudharib. Funds in deposits are guaranteed by the government through the Deposit Insurance Corporation (LPS) with certain conditions. Usually Deposit products have a storage period of 1, 3, 6, or 12 months acco

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4

Pasha, Rafithoriq Aditya Pasha, and Yenny Kornitasari. "FAKTOR – FAKTOR YANG MEMENGARUHI MINAT BERINVESTASI PADA DEPOSITO SYARIAH." Islamic Economics and finance in Focus 3, no. 2 (2024): 297–308. http://dx.doi.org/10.21776/ieff.2024.03.02.06.

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This research was conducted to identify the factors that influence a person’s interest in using Sharia deposits. The purpose of this research is to broaden public knowledge about Sharia deposit products, and to determine whether investment knowledge factors, risk preference factors, and income factors influence investment interest in Sharia deposit products. The research method used is descriptive analysis research with data collection through questionnaires or surveys on the productive age workforce in DKI Jakarta. The results of this study indicate that the independent variables in this stud

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Alimusa, La Ode. "Kajian Konsep Akad dan Jenis Produk Perhimpunan Dana Bank Syariah di Indonesia." Jurnal Ilmiah Ekonomi Islam 8, no. 3 (2022): 2511. http://dx.doi.org/10.29040/jiei.v8i3.6488.

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Research on contracts and savings products of Islamic banks is essential amid understanding that some people still equate Islamic banks and conventional banks. The purpose of the study is to explain the concept of contracts and types of Islamic banking savings products to explain the differences in sharia and in theory Islamic banking products and conventional banks. The research uses a literature study method with a normative juridical approach (theory, the Qur'an, hadith, and MUI fatwas). Based on the results of the study that the product of Islamic bank fund associations and conventional ba

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Nursalim, Eko. "KONSEP PRODUK TABUNGAN PADA BANK SYARIAH (Produk Tabungan Wadi’ah dan Mudharabah)." At-Tawazun, Jurnal Ekonomi Syariah 7, no. 02 (2021): 95–111. http://dx.doi.org/10.55799/tawazun.v7i02.25.

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Islamic Bank fund collection products include savings, demand deposits and time deposits. In its operations, Islamic Bank has several fund products and services. One of the existing fund products in Syariah Bank is savings. Savings in Islamic Banks there are two contracts namely Mudharabah contract and wadi'ah. Al-wadi'ah is a deposit or deposit in a Islamic bank. The principle of al-wadi'ah is a pure deposit from one party to another party, both individual and legal entity that must be maintained and returned at any time if the cravicant wants. In the wadi'ah contract there is no profit shari

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7

Shah, Syed Mehmood Raza, Yan Lu, Qiang Fu, Muhammad Ishfaq, and Ghulam Abbas. "Interaction between wealth management products and bank deposits: evidence from China's shadow banking." International Journal of Bank Marketing 40, no. 1 (2021): 154–71. http://dx.doi.org/10.1108/ijbm-03-2021-0088.

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PurposeShadow banking has been evolving rapidly in China, with banks actively using wealth management products (WMPs) to evade regulatory restrictions. These products are the largest constituent of China's shadow banking sector. A large number of these products are off-balance-sheet and considered a substitute for bank deposits. China's banking sector, especially the small and medium-sized banks (SMBs), uses these products to avoid regulatory restrictions and sustainability risk in the deposit market.Design/methodology/approachThis study empirically examined how banks in China, specifically SM

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Hartanti, Meilianti Fuji, and Silvi Yanti. "Pengaruh Tingkat Bagi Hasil Deposito Mudharabah Dan Financing To Deposit Ratio (FDR) Terhadap Pertumbuhan Deposito Mudharabah Pada Bank Syariah Mandiri Periode 2013-2019." TSARWAH 6, no. 2 (2022): 44–52. http://dx.doi.org/10.32678/tsarwah.v6i2.6712.

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The development and growth of banking is strongly influenced by the ability of banks to collect funds from the public and the application of profit-loss sharing as well as in the marketing of banking products, one of the banking products that affect liquidity is time deposits. The growth of mudharabah deposits is strongly influenced by several factors, including the level of profit sharing and the financing to deposit ratio. Based on the results of the research conducted, it can be concluded that the hypothesis testing of the variable rate of profit sharing for mudharabah deposits is known to

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Moroz, Nataliia, and Daria Adamenko. "Deposit policy of Ukrainian banks." Galician economic journal 87, no. 2 (2024): 122–28. http://dx.doi.org/10.33108/galicianvisnyk_tntu2024.02.122.

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The article examines the peculiarities of attracting deposits by Ukrainian banks in modern conditions, taking into account the effects of external factors. The dynamics of the volumes of deposits of individuals and legal entities in 2016–2023, changes in deposit rates, the structure of deposits (the specific weight of contributions in foreign currency, the share of time deposits), the rating of Ukrainian banks by the size of their deposit portfolio were studied. The deposit policy of banks is characterized by the predominance of funds on demand in the structure of the deposit portfolio, with a

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Khoiriyah, Ummal. "ANALISIS SISTEM PENENTUAN BESARAN NISBAH BAGI HASIL PADA PRODUK DEPOSITO DI BANK MUAMALAT INDONESIA KCP SITUBONDO." LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan 13, no. 1 (2019): 155–72. http://dx.doi.org/10.35316/lisanalhal.v13i1.455.

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Bank Muamalat Indonesia branch office Situbondo has a system for determining the amount of profit sharing ratio in deposit products with terms and conditions of deposits involved of depositing and refunding, bookkeeping, profit sharing, deposit termination, in line with applicable law and jurisdiction. Based on the results of the research, the system of determining the amount of profit sharing ratio on deposit products at Bank Muamalat Indonesia brach office Situbondo uses revenue sharing method. The method is still running in the application of profit sharing to customers which calculat

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11

Setyowati, Nur. "Macroeconomic Determinants of Islamic Banking Products in Indonesia." Economies 7, no. 2 (2019): 53. http://dx.doi.org/10.3390/economies7020053.

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The purpose of the study was to investigate which factors determine saving and financing in Islamic banks in Indonesia by using Gregory–Hansen cointegration, vector error correction mode (VECM), Granger causality, and the impulse response function. The results disclose the existence of a long-running cointegrating relationship with a structural break in the deposit and financing case to the consumer price index, industrial production, interest rate, exchange rate, and Jakarta Islamic Index. Most of the structural breaks appeared in January 2006 and April 2007 for both deposit and financing, re

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12

Pujiastutik, Hurin 'In, and Agus Sumanto. "THE EFFECT OF ROA, FDR, AND NPF ON THE PROFIT-SHARING RATE FOR MUDHARABAH DEPOSIT IN BPRS, INDONESIA." Quantitative Economics Journal 9, no. 1 (2021): 37. http://dx.doi.org/10.24114/qej.v9i1.23598.

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Until now, Islamic banking has grown very rapidly. This can be seen from the number of Islamic products that continue to grow and develop. One of them is mudharabah deposit. The profit-sharing rate that is characteristic of mudharabah deposits is the public's appeal to deposit their funds in banks, especially mudharabah deposit products. This study aims to determine the effect of financial ratios on the profit sharing rate of BPRS mudharabah deposits in Indonesia. The population used is the monthly financial reports of all BPRS in Indonesia from January 2012 to April 2018 in the form of time s

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13

Sari, Liyan, Muhizar Muchtar, and Rani Febriyanni. "Analisis Simpanan Deposito Mudharabah Pada PT Bank Syariah Indonesia Kantor Cabang Pembantu Stabat." Al-Sharf: Jurnal Ekonomi Islam 3, no. 2 (2022): 142–55. http://dx.doi.org/10.56114/al-sharf.v3i2.311.

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The purpose of this study is to analyze mudharabah deposit deposits at PT Bank Syariah Indonesia Stabat Auxiliary Branch Office. This research is a type of qualitative research using a descriptive approach through field studies (field research) by making observations at the research site. Then continued by conducting interviews and document research and documentation to then make conclusions. The results showed that based on the results of interviews conducted with the head of Bank Syariah Indonesia KCP Stabat obtained information that The Indoesia KCP Stabat Sharia bank has several products a

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Vanni, Kartika Marella. "Marketing Strategy of Mudharabah Deposit Products at Bank Syariah Indonesia." JBTI : Jurnal Bisnis : Teori dan Implementasi 13, no. 2 (2022): 139–49. http://dx.doi.org/10.18196/jbti.v13i2.15927.

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This article discusses one of the safe investment instruments, namely mudharabah deposits at Bank Syariah Indonesia. Reviewing the marketing strategy that has been carried out and reviewing the SWOT analysis of the product. This article aims to find out the marketing strategies that have been carried out by BSI and their application in the field. This research uses descriptive qualitative research methods, involving BSI employees and related literature. The result of this study is that there are several marketing strategies used by BSI, namely through telemarketing, means of customer service b

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15

Dea Putri Gustianingsih, Irfan Ridha, Adyta Telianda, et al. "Hukum Produk Simpanan Serta Perjanjian-Perjanjian Yang Berkaitan Dengan Produk Simpanan." Eksekusi : Jurnal Ilmu Hukum dan Administrasi Negara 3, no. 1 (2024): 57–65. https://doi.org/10.55606/eksekusi.v3i1.1654.

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The purpose of this investigation was toknowing the laws of deposit products contained in Islamic banks for example, savings, deposits, and current accounts. As well as to find out the contracts or agreements contained in the deposit product. This research uses a employs a qualitative methodology and is of the descriptive research kind. As well as The gathering of data technique is the literary literature technique. Data analysis involves collecting data by method of information collected from the literacy of various books, journals that have accurate references. The inquiry's conclusions show

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16

Ahmad, Zaki, Md Mahfujur Rahman, and Issa Khan. "An Insight into Investment and Deposit Products Offered by Islamic Banks in Malaysia." AL-HIKMAH: INTERNATIONAL JOURNAL OF ISLAMIC STUDIES AND HUMAN SCIENCES 6, no. 1 (2023): 1–28. http://dx.doi.org/10.46722/hikmah.v6i1.351.

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The aim of this paper is to understand the practical application of investment and deposit products in comparison with the guidelines offered by the Islamic Financial Services Act (IFSA). Here, the products’ features and benefits of the banks’ deposit and investment products are highlighted. A performance analysis of both products is conducted among different banks in Malaysia, and their results are used to draw conclusions on the effects of IFSA on banks. The data was based on two banks in Malaysia: one was a fully-fledged Islamic bank, and the other was a subsidiary bank offering Islamic ban

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Nurhayati, Ananda, Abdul Hamid Usman, and Yonani Hasyim. "PELAKSANAAN PENGIKATAN JAMINAN GADAI DEPOSITO BERJANGKA PADA PT. BANK MANDIRI (PERSERO) TBK. MANDIRI KANTOR CABANG PEMBANTU PALEMBANG KANTOR WILAYAH II." Marwah Hukum 2, no. 1 (2024): 40. https://doi.org/10.32502/mh.v1i1.8257.

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ABSTRAK Secara garis besar, terdapat beberapa proses pelaksanaan pemberian fasilitas kredit pada umumnya sampai dengan pengikatan jaminan pada PT. Bank Mandiri (Persero) Tbk. Proses pemberian fasilitas kredit yang dilakukan dengan beberapa tahap sebelum pelaksanaan pengikatan jaminan apabila Bank Mandiri akan memberikan fasilitas kredit pada calon debitur. Dari sekian banyak produk perbankan, kredit lebih menarik untuk diteliti dikarenakan produk perbankan inilah yang sering terjadi permasalahan. Sering kali kredit yang diketahui menggunakan jaminan kebendaan, yaitu tanah, rumah, mobil, namun

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18

Mulyk, Tetiana. "Analysis of Bank Deposit Operations: Condition, Problems and Improvements." Modern Economics 28, no. 1 (2021): 75–84. http://dx.doi.org/10.31521/modecon.v28(2021)-11.

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Abstract. Introduction. The determining share of bank resources is formed in the process of implementation of deposit operations, the productivity of which depends on the stability, sufficiency and liquidity of banks. They need to systematically maintain proper customer service, use the latest deposit products and investment requirements to expand their customer base. That is why the assessment of the bank's deposit operations, identifying their problems and areas for improvement is very important. Purpose. The purpose of the article is to study the state of deposit operations of domestic bank

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Soimun Rohman, Ermawati, and Murniati Ruslan. "IMPLEMENTASI FATWA DEWAN SYARIAH NASIONAL NOMOR. 03/DSN-MUI/IV/2000 TENTANG DEPOSITO (STUDI PADA BANK MUAMALAT INDONESIA CABANG PALU)." Tadayun: Jurnal Hukum Ekonomi Syariah 1, no. 2 (2021): 181–96. http://dx.doi.org/10.24239/tadayun.v1i2.10.

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Sharia banks in conducting business activities must be based on sharia principles. Based on the mandate of Law Number. 21 of 2008 concerning Islamic Banking and BI Regulation Number. 6/24 / PBI / 2004 that the DSN has the duty and authority to stipulate fatwas regarding products and services in the business activities of Banks which carry out business activities based on Sharia principles. To ensure that the deposit products at Bank Muamalat comply with the standards set by the DSN, a research was conducted at Bank Muamalat Indonesia, the Palu branch. Deposit products at the Palu branch of Ban

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Umam, Fachru Nurul, Annisa Nur Salam, and Achmad Rizal. "Determinants of Mudharabah Term Deposit: A Case of Indonesia Islamic Banks." Journal of Economics Research and Social Sciences 5, no. 2 (2021): 167–80. http://dx.doi.org/10.18196/jerss.v5i2.12445.

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The growth of Islamic finance industries in Indonesia has shown significant improvement. The increased number of surplus units depositing their funds in Islamic banks has become a significant factor in their trust and confidence in Islamic banking products. One of the products utilized by the depositor is the mudharabah deposit product, where the Islamic bank offers higher profit compared to other types of deposit or saving. This paper aims to analyze the issues in a mudharabah term deposit in the Islamic banking industry in Indonesian Islamic banks. The issues concern more on the profit and r

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Untari, Asih, and Siti Ummu Adillah. "The Mudharabah Implementation in Correlation Context Time Deposit." Sultan Agung Notary Law Review 3, no. 2 (2021): 528. http://dx.doi.org/10.30659/sanlar.3.2.409-418.

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Islamic banks have the function of collecting funds from customers and channeling funds for real sector activities. One of the legal bases used is Mudarabah. Mudharabah is used as a legal basis for Mudharabah Deposit products which have the aim of collecting customer funds and channeling them into the form of Mudharabah Financing. Both products are offered with a profit sharing system. In Mudharabah Deposits, the customer is a shahibul maal who will get a ratio according to the profit from the Bank. In Mudharabah Financing, the Bank as shahibul maal will get a ratio according to the profit of

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Ferris, F. G., T. R. Jack, and B. J. Bramhill. "Corrosion products associated with attached bacteria at an oil field water injection plant." Canadian Journal of Microbiology 38, no. 12 (1992): 1320–24. http://dx.doi.org/10.1139/m92-217.

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Attached populations of corrosion enhancing sulfate-reducing bacteria (SRB) and organic acid-producing bacteria (APB) were measured on steel plugs at an oil field water injection plant near Wainwright, Alberta. The sample plugs were colonized to ca. 106 SRB/cm2. Counts for APB ranged from 102 to 10/cm2. Scanning electron microscopic examination of the sample plugs revealed an uneven distribution of surface corrosion deposits. A thin iron sulfide layer covered most of the exposed areas. Thicker sulfur-enriched deposits occurred randomly. The bulk of the thicker deposits were smooth, whereas per

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Ismail, Abdul Ghafar, Nik Abdul Rahim Nik Abdul Ghani, and Mat Nor Mat Zain. "Tawarruq time deposit with wakalah principle: an option that triggers new issues." International Journal of Islamic and Middle Eastern Finance and Management 9, no. 3 (2016): 388–96. http://dx.doi.org/10.1108/imefm-05-2014-0048.

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Purpose This paper aims to make an attempt to analyze the adoption of wakalah in the tawarruq deposit that may trigger new issue. Design/methodology/approach This paper provides a review on the underlying contracts for deposit-taking activities. Findings There are two mains findings from this paper – first, the current deposit taking activities are characterized by principal guaranteed, it deems contrary to the nature of mudarabah. Second, we suggest the presence of wakalah in tawarruq term deposits and we argue that the application of the concept of bay al-wakillinafsihi would not affect the

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Han, Chung Seok, Hyemin Kwon, Saeid Tajdini, Majid Lotfi Ghahroud, and Davood Arghavan. "Innovative deposit products in Woori Bank." Journal of Money and Economy 17, no. 3 (2022): 321–52. http://dx.doi.org/10.61186/jme.17.3.321.

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Nengsih, Ifelda, and Rizal Rizal. "Liquidity Risk Management of Mudharabah Deposit Products At PT. BPRS Al Makmur." Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah 8, no. 1 (2022): 37–54. http://dx.doi.org/10.36908/isbank.v8i1.430.

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Abstract This research aims to uncover the risk management and management system carried out by PT. BPR Syariah Al-Makmur against mudharabah deposit products. This type of research is qualitative with descriptive methods. Data is collected through interviews and documentation to get an overview of the research. This study found that deposits became a superior product because deposits could take funds even if they were not due and were not subject to fines (penalties). To avoid liquidity risks due to withdrawal of funds before maturity, management develops various strategies. The liquidit

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Gunawan, R. M. P. P., G. Ikhwanushova, A. Harijoko, H. E. Wibowo, and A. Setianto. "Re-interpretation of distribution of Lautan Pasir caldera-forming eruption products, Bromo-Tengger Caldera Complex, East Java." IOP Conference Series: Earth and Environmental Science 851, no. 1 (2021): 012038. http://dx.doi.org/10.1088/1755-1315/851/1/012038.

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Abstract We present the result of morphostratigraphic analysis and geological field observation to identify the distribution of scoria flow deposit related to the caldera-forming eruption of Lautan Pasir caldera as the youngest caldera in Bromo-Tengger caldera complex. Morphostratigraphic analysis derived from digital elevation model and volcanic stratigraphy shows that products of Lautan Pasir caldera-forming eruption(s) mainly distributed to the north filled up the Sapikerep valley, and further to the north formed Sukapura distal fan. While to the south, it filled the valley between Ijo and

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K.Ramya and A.Ranjith. "Bank Customers' Perspective on Deposits Mobilized Through Digital Marketing." Shanlax International Journal of Commerce 7, S1 (2019): 100–104. https://doi.org/10.5281/zenodo.3412508.

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Deposit mobilization is an integral part of banking activity. It is one of the main functions of banking business and so an important source of working fund for the bank. Deposit mobilization is the collection of cash or funds from the public through its current, savings, fixed, recurring accounts and other banks specialized schemes. Bank deposits provide secured investment options to the investors. Today, the banking sector is adopting new dimensions in mobilizing deposits through digital marketing. Digital Marketing uses digital channels such as websites, Search Engine, social media, mobile

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Romsi, Muhammad, and Abdul Bari. "SHARIA-BASED FINANCIAL STRATEGY: IMPLEMENTATION OF DEPOSITS WITH WADIAH CONTRACTS AT BMT NU." Ngejha 3, no. 1 (2023): 20–28. https://doi.org/10.32806/nja.v3i1.799.

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This study aims to analyze the implementation of sharia-based financial strategies through deposit products with wadiah contracts at BMT NU, as well as evaluate the benefits and challenges faced in its implementation. This research method uses a qualitative approach with a case study on BMT NU, involving data collection through in-depth interviews with managers and customers, as well as document analysis related to wadiah deposit management policies and practices. Data analysis was carried out descriptively to identify factors that affect the effectiveness of the implementation of wadiah contr

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Nor Aziza, Sitti. "Efektivitas Pengetahuan dan Minat terhadap Keputusan Investasi pada Produk Deposito Syariah bagi Mahasantri Universitas Al-Amien Prenduan." JIESP Journal of Islamic Economics Studies and Practices 3, no. 2 (2024): 132–45. https://doi.org/10.54180/jiesp.2024.3.2.132-145.

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This research aims to determine the influence of knowledge, interest and motivation of UNIA students on investment decisions in sharia deposit products and to find out whether motivation can moderate the relationship between knowledge and interest of UNIA students on investment decisions in sharia deposit products. This research uses a quantitative method consisting of 3 variables, namely variable X (knowledge and interest), variable Y (investment decisions on sharia deposit products), variable Z (motivation) as a moderating variable. For data analysis using validity and reliability tests, cla

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R.C., Ejinkonye, and Okonkwo I.V. "Nexus Between Financial Innovation and Financial Intermediation in Nigeria’s Banking Sector." African Journal of Accounting and Financial Research 4, no. 3 (2021): 162–79. http://dx.doi.org/10.52589/ajafr-vn7jrc1z.

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This study evaluated the relationship between financial innovation and financial intermediation in Nigeria. It seems that banks in Nigeria may have a problem of deposit-loan mismatch and losing customers to start-ups given increasing cost of deposits attributable to disruptive practice arising from financial innovations. The specific objectives of this study were to examine the relationship between financial innovation (value of the automated teller machine, internet banking, mobile banking, point of sale transactions) and financial intermediation (commercial banks deposit mobilization) in Nig

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Aljabar, Senna I., Tri L. Prihatinah, and Sri W. Handayani. "The Strength of the Deed of Deposit for Electronic Contract Conducted by Notary in Electronic System Implementation in Indonesia." Problems of legality 161 (2023) (June 30, 2023): 253–67. https://doi.org/10.21564/2414-990X.161.274429.

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The notary has an authority to certify deeds and has other authorities. Notary products, in the form of deed of deposit, function to rewrite contracts made by persons who have been verified by Electronic System Operators, that the electronic certificates of the parties are indeed authorized to sign the electronic contract and provide guarantees that the contract has actually been made on their platform so that physical (printed) evidence of the electronic agreement made by the parties can be printed through and verified in advance by the service provider electronic system operator. This paper

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Doucet, P., W. Mueller, and F. Chartrand. "Archean, deep-marine, volcanic eruptive products associated with the Coniagas massive sulfide deposit, Quebec, Canada." Canadian Journal of Earth Sciences 31, no. 10 (1994): 1569–84. http://dx.doi.org/10.1139/e94-139.

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The mafic-dominated volcanic and related volcaniclastic sedimentary rocks, which host the Archean Coniagas Zn–Pb–Ag massive sulfide deposit, are inferred to be the result of submarine explosive and effusive eruptions at depths of approximately 1000 m, as suggested by the presence of volcaniclastic turbidites, the absence of wave-induced sedimentary structures, pillowed lava flows, the sulfide deposit itself, and the incipient arc setting. The rock assemblage includes massive, pillowed and brecciated, basaltic to andesitic flows, massive, andesitic to rhyodacitic lapilli tuffs, andesitic strati

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Brandauer, M., A. Schulz, and S. Wittig. "Mechanisms of Coke Formation in Gas Turbine Combustion Chambers." Journal of Engineering for Gas Turbines and Power 118, no. 2 (1996): 265–70. http://dx.doi.org/10.1115/1.2816587.

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New gas turbine combustor designs are developed to reduce pollutant and NOx emissions. In these new combustors, the formation of carbonaceous deposits, especially in prevaporizers, affects the reliability and effectiveness of operation. To avoid deposits, a detailed knowledge of the origins and mechanisms of formation is required. To obtain a deeper insight, the phenomena were studied systematically. The deposits under consideration show differing characteristics suggesting more than one formation mechanism in the combustor. Consequently, the primary goal was to identify the formation mechanis

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Deng, Geng, Tim Dulaney, Tim Husson, and Craig McCann. "Structured certificates of deposit." Financial Services Review 23, no. 3 (2014): 219–37. http://dx.doi.org/10.61190/fsr.v23i3.3148.

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This article examines the properties and valuation of market-linked certificates of deposit (struc- tured CDs). Structured CDs are similar to structured products—debt securities with payoffs linked to market indexes— but while structured products have garnered significant interest in both the financial media and in the academic literature, structured CDs have received relatively little attention. We review the market for structured CDs in the United States and provide valuations for several common product types. Using our methodology, we find significant mispricing of several common types of s

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САВИНОВА, Н. Г., and П. А. КИСЛЯКОВА. "DEPOSITS AND DEPOSIT POLICY OF BANKS IN CONDITIONS OF FINANCIAL INSTABILITY." Экономика и предпринимательство, no. 12(149) (May 21, 2023): 1302–6. http://dx.doi.org/10.34925/eip.2022.149.12.257.

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Статья посвящена проблемам привлечения вкладов населения в условиях закрытия внешних источников финансирования банковского сектора. Исследуются вопросы развития депозитных продуктов банков, динамика остатков по вкладам, структура привлеченных ресурсов населения по срокам. Оцениваются проблемы формирования депозитной политики в условиях финансовой нестабильности, волатильности инфляции и ключевой ставки, введения налогообложения вкладов. The article is devoted to the problems of attracting deposits from the population in the conditions of the closure of external sources of financing of the bank

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Aqham, Ahmad Ashifuddin, and Kristoko Dwi Hartomo. "Data Mining untuk Nasabah Bank Telemarketing Menggunakan kombinasi Algoritm Naïve Bayes Dan Algoritma Genetik." InfoTekJar (Jurnal Nasional Informatika dan Teknologi Jaringan) 4, no. 1 (2019): 47–56. http://dx.doi.org/10.30743/infotekjar.v4i1.1574.

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The strategy used for telemarketing by conducting promotional media, this strategy is a marketing method used by banks, in offering products to customers, banks, one of the products that will be offered is time deposits, the bank has difficulty in knowing the obstacles experienced by customers in making a decision to make deposits against the bank, so that later it will have the effect of a financial crisis at the bank. Telemarketing banks must have targets for customers, where customers have the potential to join one of the bank's products, namely deposits by looking at existing customer data

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Rep, Ivan, Tomislav Tomašić, and Darko Barilar. "Sludge Deposit Mapping for Steam Generators." Journal of Energy - Energija 65, no. 1-2 (2022): 75–82. http://dx.doi.org/10.37798/2016651-2129.

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During plant operation, corrosion products from feedwater, drain and condensate system accumulate on the secondary side of steam generator in form of scaled deposits around the tubes and sludge piles on top of the tubesheet. These deposits increase potential for corrosion, affect fluid flow and reduce heat transfer efficiency of the steam generator. Using data obtained during periodical eddy current examination of steam generator tubing, information on sludge deposit location and thickness is extracted from low frequency absolute channels. Sludge deposits can be detected over the whole length

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Andrei, Madalina, Brandusa Ghiban, and Valeriu Rucai. "Bacterial Activity in a Deposit from a Residual Injection Water Pipeline." Revista de Chimie 70, no. 8 (2019): 2707–11. http://dx.doi.org/10.37358/rc.19.8.7412.

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This research was conducted on a deposit sampled from a residual injection water pipeline, where corrosion problems identified on metallic equipment have been suspected to be caused by microbiological activity. The residual injection water was also analyzed to confirm the bacterial activity inside the pipeline. Microbiological activity is internationally recognized as a significant contributor to corrosion problems of oilfield equipment, being characterized by rapidity, severity and localized nature. The commonly encountered deposits in water injection pipelines include salts, corrosion produc

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Nikiforov, Alexander. "ORE CONTROL OF KHIZOVAARA STRUCTURE DEPOSITS." SWS Journal of EARTH AND PLANETARY SCIENCES 1, no. 1 (2019): 11–24. http://dx.doi.org/10.35603/eps2019/issue1.02.

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Abstract Ore-controlling factors determine the patterns of formation and localization of mineralization within ore regions and deposits. The need for this study arises from the importance of integrated assessment of mineral resources and improvement of metasomatic formation techniques. This is especially important for geological materials which are mined for their direct commercial value (industrial materials). This article is devoted to the study of the ore control of complex industrial minerals. The Khizovaara structure belongs to the Tikshozero greenstone belt. Within the structure, a

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Salam, Rully Trihantana, and Mohamad Kharis Mubarok. "ANALISIS NISBAH BAGI HASIL TERHADAP JUMLAH NASABAH DEPOSITO MUDRABAH (Studi Di Koperasi Baitul Mall Wat Tamwiil Khidmatul)." SAHID BUSINESS JOURNAL 1, no. 01 (2022): 8–20. http://dx.doi.org/10.56406/sahidbusinessjournal.v1i01.29.

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Abstract Baitul Maal Wat Tamwil (BMT) was originally established as a people's economic institution that helps the poor, the poor and near poor. However, it is growing, by creating fund-raising products. Fund-raising products include savings deposits and time deposits (deposits) with the mudharabah principle. The establishment of BMT is intended to encourage economic empowerment through the provision of sharia products. For this reason BMT can be well received by the community. The type of research is quantitative descriptive, namely the results of calculations from the percentage of pro

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Kvasnytska, Raisa, Iryna Forkun, and Tetyana Gordeeva. "The impact of digitalization on the formation and implementation of bank's deposit policy." VUZF Review 6, no. 2 (2021): 214–22. http://dx.doi.org/10.38188/2534-9228.21.2.24.

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The article considers the efficiency of banks in Ukraine, which in turn depends on sufficient volumes of resources. Given the rapid pace of innovation and unstable dynamics of investment, it is not enough to artificially reduce the cost of deposits and increase the cost of loans to sustain the successful operation of banking institutions. It is necessary to create an effective management system that will be able to develop a deposit policy and respond adequately to all events in society. Issues of deposit policy in banking, which is influenced by the complexity of financial relations, in parti

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Malaiškiene, Jurgita, and Romualdas Mačiulaitis. "NEW POSSIBILITIES OF QUALITY REGULATION FOR CERAMIC PRODUCTS." JOURNAL OF CIVIL ENGINEERING AND MANAGEMENT 10, no. 1 (2004): 37–43. http://dx.doi.org/10.3846/13923730.2004.9636284.

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Investigation of ceramic products is presented in the article. Material mix of these products consists of such components as clay of Rokai deposit, sand of Daugeliai deposit, crushed brick of Rokai brickworks, anthracite of Archangelsk region, peat of Rekyva's deposit and ground bottle glass. Statistical regression analysis is performed for the measured structural parameters of a ceramic body and various components of material mix. Empirical equations are derived allowing to select the composition of material mix according to the desirable structural parameters of a ceramic article (reserve of

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Djalal, Mir Abdul Kaum, Aleksandr Petrovich Bondar, and Vitaly Nikolaevich Dyatel. "DEPOSIT POLICY OF CREDIT ORGANIZATIONS: REGIONAL ASPECT." Scientific Bulletin: finance, banking, investment., no. 4 (53) (2022): 69–79. http://dx.doi.org/10.37279/2312-5330-2020-4-69-79.

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The essential approaches to the content of the deposit policy of credit institutions and the analysis of common features and differences in the definitions made it possible to understand the deposit policy as a system of measures for the formation and management of the deposit resources of a credit institution, as well as the definition and formation of the optimal structure of its deposit base to achieve the established goals of a banking institution. The features of the formation of the deposit policy by credit institutions registered in the Republic of Crimea are revealed. The main source o

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KNYAZEV, Aleksandr Petrovich, Sergey Andreevich KALINOVSKIY, Yuriy Petrovich KNYAZEV, and Andrey Aleksandrovich PRISTANSKOV. "Sidorsky deposit of construction sands in the Volgograd region." NEWS of the Ural State Mining University 1 (March 15, 2021): 109q—117. http://dx.doi.org/10.21440/2307-2091-2021-1-109-117.

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Relevance of the research. Construction sands are the largest functional group of sands widely used in construction industry. This natural material is one of the most demanded for the production of manufactured products in the construction industry of the region. Purpose of the researchis to study the engineering-geological conditions of construction sands deposit for the production of the manufactured products of OAO Sebryakovsky plant of asbestos-cement products, as well as for construction organizations of the region. Research methods. Based on the analysis of extensive collection materials

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Leonov, M. "Regulation of Deposit Interest Rates in Hong Kong." World Economy and International Relations, no. 10 (2015): 77–83. http://dx.doi.org/10.20542/0131-2227-2015-10-77-83.

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In 1960s, the regulation of deposit interest rate was introduced to maintain stability of the banking system in Hong Kong. Local regulatory mechanism was characterized by direct involvement of banks into determination of the maximum level of interest rates. As deposit rates might be fixed at below market equilibrium level, banks were unbounded to earn rents at the expense of undrawn interest payments to depositors. Unlike to people in other countries, the depositors in Hong Kong had limited access to alternative investment opportunities like mutual funds or deposit institutions. As long as ret

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Yang, Yan, Hui Chen, Nana Guo, Donghao Wu, Zhenshan Pang, and Yanjing Chen. "Isotope Geochemistry and Metallogenic Model of the Bailugou Vein-Type Zn-Pb-Ag Deposit, Eastern Qinling Orogen, China." Minerals 14, no. 12 (2024): 1244. https://doi.org/10.3390/min14121244.

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The large-scale vein-type Zn-Pb-Ag deposit in the Eastern Qinling Orogen (EQO) has sparked a long-standing debate over whether magmatism or metamorphism was the primary control or factor in its formation. Among the region's vein-type deposits, the large-sized Bailugou deposit offers a unique opportunity to study this style of mineralization. Similar to other deposits in the area, the vein-type orebodies of the Bailugou deposit are hosted in dolomitic marbles (carbonate–shale–chert association, CSC) of the Mesoproterozoic Guandaokou Group. Faults control the distribution of the Bailugou deposit

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Маслов (Maslov), Ставнислав (Stavnislav) Григорьевич (Grigor'evich), Лидия (Lidiya) Ивановна (Ivanovna) Инишева (Inisheva), and Кристина (Kristina) Евгеньевна (Evgen'evna) Щукина (Shchukina). "RESERCH THE COMPOSITION OF PEATS IN OLIGOTROPHIC MIRE." chemistry of plant raw material, no. 3 (March 27, 2018): 231–38. http://dx.doi.org/10.14258/jcprm.2018033762.

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Specific and most representative group of biologically active substances of peat are humic acid (HA) and bitumen, which is a complex mixture of high molecular weight and polyfunctional alicyclic compounds, hydroaromatic, aromatic and heterocyclic nature. Preparations from HA and bitumen are used in medicine and veterinary medicine. However, the spectrum of peat BAS is quite wide and heterogeneous in individual peatlands and depends of peat formation of the swamp, the depth of peat deposit, botanical composition and other factors. The identification of the highest quality raw material base for

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Meriastuti, Novi, Fenti Fatmala, Andien Nugrahaningtyas, Cornelia Novitasari, and Elana Era Yusdita. "SISTEM NISBAH PADA PRODUK DEPOSITO MUDHARABAH BANK MUAMALAT KCP MADIUN." Refleksi: Jurnal Riset dan Pendidikan 2, no. 2 (2024): 64–68. http://dx.doi.org/10.25273/refleksi.v2i2.18917.

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AbstrakDeposito pada Bank Muamalat berjalan dengan sistem syariah dengan akad mudharabah, melibatkan kerjasama antara pemilik dana (shahibul maal) dan pengelola dana (mudharib) untuk mencapai hasil usaha. Tujuan dari penelitian ini adalah untuk memahami perhitungan sistem nisbah deposito dengan akad mudharabah di Bank Muamalat Kantor Cabang Pembantu Madiun. Metode penelitian melibatkan observasi, dokumentasi, dan wawancara dengan pihak Bank Muamalat KCP Madiun, dengan menggunakan teknik analisis deskriptif kualitatif. Hasil penelitian menunjukkan bahwa penerapan nisbah produk deposito pada Ban

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E., Appah, and Tebepah S.F. "Financial Inclusion and Financial Performance of Deposit Money Banks in Nigeria." African Journal of Accounting and Financial Research 6, no. 1 (2023): 116–43. http://dx.doi.org/10.52589/ajafr-rgjvrpcf.

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This study investigated the relationship between financial inclusion and financial performance of deposit money banks in Nigeria from 2011 to 2021. The specific objectives were to investigate the relationship between customers loan and return on assets of deposit money banks in Nigeria; determine the relationship between customers deposit and return on assets of deposit money banks in Nigeria; evaluate the relationship between bank branches spread and return on assets of deposit money banks in Nigeria; ascertain the relationship between online banking and return on assets of deposit money bank

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Datsenko, L., M. Hanchuk, Yu Chebanova, S. Malyuta, and O. Mazykina. "POLOGIVSKIY KAOLIN DEPOSIT: GEOLOGY, MINERAL AND CHEMICAL COMPOSITION, TECHNOLOGICAL PROPERTIES." Visnyk of Taras Shevchenko National University of Kyiv. Geology, no. 2(97) (2022): 74–84. http://dx.doi.org/10.17721/1728-2713.97.10.

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The area of the Pologivskiy deposit of kaolins and refractory clays is located on the border of two geological regions: the Azov crystalline massif and the Konksko-Yalynska depression. Precambrian crystalline rocks and sediments of the Cretaceous, Paleogene, Neogene, and Quaternary systems take part in the geological structure of the district. The geological structure of the district is based on the results of field exploration (23–25) and geological surveying works. Deposits of the Quaternary system are widespread in the territory and are similar to mantle on the underlying rocks. The lower b

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