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Journal articles on the topic 'Deposit Return Scheme'

Author: Grafiati

Published: 7 June 2025

Last updated: 2 August 2025

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1

Hernán, Tena Cortés. "Evaluating Ireland's Deposit Return Scheme: Policy, Behaviour, and Response." INTERNATIONAL JOURNAL OF SOCIAL SCIENCE HUMANITY & MANAGEMENT RESEARCH 04, no. 05 (2025): 849–59. https://doi.org/10.5281/zenodo.15348594.

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This study analyses the early implementation of Ireland’s Deposit Return Scheme (DRS) through the lens of Edgar Morin’s complex thinking. Adopting a mixed-methods approach, it explores the economic, behavioural, and environmental impacts of the DRS in its first ten months, drawing on survey data, official statistics, stakeholder feedback, and media discourse. The find-ings reveal a nuanced landscape: while return rates have increased, significant tensions persist around cost perception, infra-structural access, and public frustration. Particularly among rural consumers and small re

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Piontek, Wojciech, Edyta Sidorczuk-Pietraszko, and Tomasz Rachwał. "Will Deposit-Return System will be effective in achieving the objectives of Single Use Plastic Directive for plastic bottles in Poland?" Economics and Environment 90, no. 3 (2024): 970. https://doi.org/10.34659/eis.2024.90.3.970.

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The aim of this paper is to analyse the effectiveness of implementing the deposit-return scheme (DRS) as a tool for achieving goals in recycling and the separate collection of plastic packaging waste, as well as in promoting the circular economy in European Union (EU) countries. In this context, the prospects for the effectiveness of a future DRS in Poland were assessed. A correlation analysis between the level of plastic bottle collection and nine explanatory variables was conducted, supplemented by hierarchical cluster analysis. Our findings support the hypothesis that the deposit system is

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Fakhrunnas, Faaza, and M. B. Hendrie Anto. "Investigating the Determinants of Islamic Banks’ Financing Quality: A Regional Approach." International Journal of Islamic Economics and Finance (IJIEF) 7, no. 1 (2024): 490–502. http://dx.doi.org/10.18196/ijief.v7i1.18532.

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The quality of Islamic banks’ financing is pivotal to determine the banking performance. When an Islamic bank has good quality of financing activities, the bank can generate more financial return due to less exposure to bad financing. This study aims to investigate the determinants of Islamic banks’ financing quality by considering the regional approach. The study utilized non-performing financing as the proxy of bank’s quality financing. The dependent variables consisted of inflation, financing growth, financing to deposit ratio, and asset. In addition, dummy variables were used to identify t

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Miao, Shule, Qin Zhang, Caijie Liu, and Lei Wang. "Can the deposit-return scheme promote recycling of waste PV modules in China? Analysis of an evolutionary game." Solar Energy 265 (November 2023): 112136. http://dx.doi.org/10.1016/j.solener.2023.112136.

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Mager, Moritz, Ines Traxler, Joerg Fischer, and David C. Finger. "Potential Analysis of the Plastics Value Chain for Enhanced Recycling Rates: A Case Study in Iceland." Recycling 7, no. 5 (2022): 73. http://dx.doi.org/10.3390/recycling7050073.

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In light of the circular economy gaining momentum, plastics recycling is regarded as a key solution to keep materials in the loop. Continuous efforts are needed to achieve the packaging waste recycling targets set by the European Union. Hence, this work evaluates the potential of the Icelandic plastics value chain for enhanced recycling rates. In addition to identifying the main challenges and opportunities, a feasibility study was conducted on the expansion of the deposit-return system to Skyr cups, allowing for closed-loop solutions. Based on the status quo, proposals for the improvement of

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Sana, Rhoudri, and Benazzou Lotfi. "Predictive Factors of Withdrawal Behavior among Profit-Sharing Investment Depositors in Morocco: A Qualitative Study from the Perspective of Push-Pull-Mooring Framework." International Journal of Accounting, Finance, Auditing, Management and Economics 2, no. 4 (2021): 480–97. https://doi.org/10.5281/zenodo.5148361.

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The main purpose of this study is to examine the determinants of deposit withdrawal behavior amongst profit-sharing deposit account holders. Based on the Push-Pull-Mooring theory, a qualitative study was conducted, with fifteen personal interviews undertaken with profit-sharing investment depositors selected from three participatory banks using a purposive sampling technique. Assessment of the predictive factors determining deposit withdrawal behavior resulted in three categories. The push factors were found to be, in order of decreasing frequency: (1) Sharia non-compliance risk, (2) lower rat

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T., Priya. "ROLE OF CRADLE BABY SCHEME IN CURTAILING FEMALE INFANTICIDE IN TAMILNADU." International Journal of Interdisciplinary Research in Arts and Humanities 1, no. 1 (2017): 201–3. https://doi.org/10.5281/zenodo.227089.

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The cradle baby scheme [CBS] was launched in1992 by the government of Tamil Nadu in response to the practice of female infanticide. Nearly two decades on, even as little is known about the functioning of the scheme, it continues to attract criticism from civil society. To place the debate on a some-what more informed footing, this paper examines the potential role played by the CBS in the reduction of female infanticide in Tamil Nadu. It begins providing the background against which the CBS along with other interventions was introduced. This is followed by a description of the scheme an analys

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Baek, Choong Real, Hwidong D. Kim, and Yong-Chul Jang. "Exploring glass recycling: Trends, technologies, and future trajectories." Environmental Engineering Research 30, no. 3 (2024): 240241–0. https://doi.org/10.4491/eer.2024.241.

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Glass is a solid-like, chemically stable, and transparent material that is commonly used in many applications, including packaging, construction, consumer products, and automobile industries. In light of increasing global concerns over plastic pollution, there is a renewed focus on using glass alternatives to plastic materials. Challenges persist due to the weight, fragility, significant energy use, and resource consumption in the manufacturing process, despite its infinite recyclability and minimal environmental impacts. This study explored the overview of glass recycling, including the prope

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Bakar Jaafar, A. "Enviro-Economic Policy Instruments and Waste Management: The Prospects of Applying the Indifferent Consumers-Pay Principle in Malaysia." Journal of Science, Technology and Innovation Policy 1, no. 2 (2021): 49–61. http://dx.doi.org/10.11113/jostip.v1n2.13.

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The constant struggle by the local authorities in addressing the waste problem would call for a thorough examination of the economics of waste management, as well as the need to search for the most appropriate enviro-economic policy instrument that can be employed in the context of a fast-paced developing economy such as Malaysia. A number of instruments have been put into practice by various authorities in Malaysia in particular, and in other countries in general, but the effectiveness of each is being questioned. It is hereby proposed that a new instrument be introduced in Malaysia, which is

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Rivai, Aswin, and Rina Indiastuti. "DETERMINANTS OF ASSETS GROWTH OF FOREIGN OWNED BANKS IN INDONESIA." Aliansi : Jurnal Manajemen dan Bisnis 13, no. 2 (2020): 41–50. http://dx.doi.org/10.46975/aliansi.v13i2.22.

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The aim of this research is to assess the dominant factors enabling foreign owned banks to increase their assets in Indonesia and to confirm whether the “follow the customers hypothesis” is also applicable in motivating foreign owned banks to do business in Indonesia to support investment and trade activities of the companies originated from foreign countries. Using the panel data of 28 foreign owned commercial banks in Indonesia between 2006-2015 obtained from Indonesian Banking Directory, Indonesian Banking Statistics databases, foreign country central bank websites, a least square dummy var

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Dr.B.Ramya and S.Sudakaran. "The Financial Performance of EXIM Bank of India." International Journal for Science and Advance Research In Technology 11, no. 3 (2025): 178–83. https://doi.org/10.5281/zenodo.15044459.

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This study evaluates the financial performance of the Export-Import Bank of India (EXIM Bank) from 2013 to 2024. Using secondary data from annual reports, key financial indicators such as deposits, credits, total assets, shareholder equity, return on equity (ROE), return on deposit (ROD), return on assets (ROA), and earnings per share (EPS) were analyzed. The findings reveal fluctuations in the bank's performance, with significant growth in 2024. The study identifies strengths in EXIM Bank's international trade financing, while suggesting improvements in asset management and capital utilizatio

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Rajeswari, M. "A Study of Customer Preferences of Recurring Deposits in Post Offices over Banks." Asian Social Science 13, no. 7 (2017): 103. http://dx.doi.org/10.5539/ass.v13n7p103.

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The study aims to understand the recurring deposit scheme of post office & the allied services along with the customer satisfaction level towards recurring deposits. The study also paves way to identify the areas which require improvement. The critical success factors are also identified in the study. Comparative analysis of the recurring deposit in post office and banks will enable the post office employees to identify their key differentiating factors and also help them to retain and expand their base of the recurring deposit holders. Multiple choice questions have been chosen to collect

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Chilote, Martha Ogechi, and Hom Nath Dhakal. "Plastic Pollution and Framework Towards Sustainable Plastic Waste Management in Nigeria: Case Study." Environments 12, no. 6 (2025): 209. https://doi.org/10.3390/environments12060209.

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Plastic pollution and its environmental consequence are on the rise globally. In Nigeria, the proliferation of plastic bottle and sachet water (PBSW) manufacturing companies in various parts of the country has led to an increase in plastic waste generation. Existing studies have identified challenges and the critical need for the adoption of sustainable solutions to mitigate its adverse environmental impact, especially for developing countries. Therefore, the motivation for this study stems from the urgent need for a progressive shift in the studies focused on feasible solutions to the common

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Kumar, Vikas, and Vivek Vivek. "PERFORMANCE EVALUATION OF SIP AND LUMP-SUM INVESTMENT: A STUDY OF SMALL CAP MUTUAL FUNDS." International Journal of Global Research Innovations & Technology 02, no. 03 (2024): 77–85. http://dx.doi.org/10.62823/ijgrit/2.3.6843.

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In this paper, the Performance of 13 open-ended equity small cap schemes related to thirteen private sector mutual funds are evaluated i.e. ABSL Mutual fund, Axis Mutual Fund, DSP Mutual fund, Franklin templeton mutual fund, HDFC Mutual Fund, ICICI Prudential Mutual Fund, Kotak Mahindra Mutual Fund, HSBC Mutual Fund, Nippon India Mutual Fund, Quant Mutual Fund, SBI Mutual Fund, Sundaram Mutual Fund and Union Mutual Fund. The study period covers the period from 1stApril 2016 to 31st March 2023. For evaluating the performance of the selected mutual fund schemes, month-wise returns are compared w

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Rhein, Sebastian, and Katharina Friederike Sträter. "Intended and unintended effects of statutory deposit return schemes for single-use plastic bottles: Lessons learned from the German experience." GAIA - Ecological Perspectives for Science and Society 30, no. 4 (2021): 250–56. http://dx.doi.org/10.14512/gaia.30.4.8.

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Several EU countries discuss introducing deposit systems for single-use bottles to mitigate pollution. However, as an analysis of the German experiences indicates, the introduction of a deposit on single-use beverage containers might unintendedly compromise the endeavor to implement a circular economy. Such unintended effects need to be considered to enable the implementation of a circular economy that prioritizes reduction and reuse compared to recycling.High levels of environmental pollution and low recycling rates have triggered a debate on deposit return systems for single-use beverage con

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R, Sreelakshmi, and Mahesh Kumar M. "A COMPARATIVE ANALYSIS OF RECURRING SCHEME OF STATE BANK OF INDIA AND SYSTEMATIC INVESTMENT PLAN OF SBI AMC." ICTACT Journal on Management Studies 6, no. 1 (2020): 1133–37. https://doi.org/10.21917/ijms.2020.0157.

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Setting aside a fixed amount of money every month specifically for savings or investment is the best way for wealth maximization. If the question where to invest arises, then everybody probably recommend Recurring Deposits (RD) of banks. For people willing to invest a fixed amount every month rather than a making a single time investment of a huge amount, there are many alternatives with potentially higher returns are available. One such alternative is the Systematic Investment Plan (SIP) which is offered by mutual fund houses. The product works same as bank Recurring Deposits, the difference

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Pearce, Robert, and Jennifer Shearman. "Sinclair Investments (UK) Ltd v Versailles Trade Finance Ltd (in Administration) Court of Appeal [2011] EWCA Civ 347." Denning Law Journal 24, no. 1 (2012): 191–205. http://dx.doi.org/10.5750/dlj.v24i1.399.

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THE PURSUIT OF PROPRIETARY REMEDIES FOR BREACH OF FIDUCIARY DUTYThere is an old adage that if an opportunity looks too good to be true, then it almost certainly is. Despite this, the law reports are filled with examples of people seeking redress for the fallout from “get rich quick” schemes that have gone wrong. One type of scam, exemplified by the fraudulent investment scheme run by Bernard Madoff from the United States and which collapsed in 2008, is known as a “Ponzi1 scheme”.2 The wrongdoer in such a scheme invites “investments” promising a high rate of return. The funds subscribed are not

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Nelson, Mathew, Bose George Dr., and Amudha R. Dr. "Behavioral Bias among Professionals with Respect to Investment in Mutual Funds." International Journal of Innovative Science and Research Technology 8, no. 5 (2023): 751–56. https://doi.org/10.5281/zenodo.7953338.

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Investment in mutual funds is based on market risk as it is connected with the stock market investment and the rate of return depends on the fluctuations in the market. IT professionals in Kerala, India mainly look into mutual funds as a safe mode investment as it provides better returns than other mode of investments like bank deposits, recurring deposits, gold, real estate etc. Majority of the IT professionals earns high number of perks and they look for an investment which can save their tax and beat the inflations. IT professionals mainly invest their money in tax related investments like

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Kibata, Joan Wanjiku, and Agnes Wanjiru Njeru. "Asset Class Selection and Financial Performance of Registered Umbrella Retirement Benefits Schemes in Kenya." International Journal of Finance 8, no. 5 (2023): 82–105. http://dx.doi.org/10.47941/ijf.1485.

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Purpose: The financial performance of pension funds has deteriorated over time, threatening their main purpose of shielding retirees from old age poverty. Asset class selection is an essential component of pension management as it outlines the various investments undertaken to give a return, manage risks and maintain the liquidity of the retirement schemes. Uninformed or inappropriate selection of assets may lead to decreased performance of the pension schemes and a consequential decrease in the fund value of the pension savings. This study aimed to ascertain how asset class choice affects the

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Widnyana, I. Wayan, Ni Putu Yeni Astiti, I. Gusti Ngurah Bagus Gunadi, I. Wayan Suarjana, and I. Wayan Sukadana. "The relationship of guaranteed interest with managerial behavior, customers, and financial performance for banking." Uncertain Supply Chain Management 12, no. 3 (2024): 1713–20. http://dx.doi.org/10.5267/j.uscm.2024.3.010.

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Guaranteed interest is crucial in financial systems, boosting depositor confidence and impacting bank risk. The discussion about guaranteed interest has been thorough, focusing on the reassurance it provides to depositors and the risks it brings. Although it prevents bank running, it can also make depositors too relaxed, potentially causing future crises. Previous research has focused on established guaranteed interest schemes, but there is still a gap in understanding the impact of introducing guaranteed interest during a crisis. This paper explores the relationship between guaranteed interes

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Yl, Sora. "Analysis of Deposit Return Systems for Resource Circulation: Focusing on Schemes for Single-use Cups." Journal of Korea Society of Waste Management 39, no. 05 (2022): 431–39. http://dx.doi.org/10.9786/kswm.2022.39.5.431.

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Yadav, Dr. Preeti, and Dr. Jeet Singh. "An Analysis of Investors' Mindset in Selecting the Schemes of Mutual Fund." Vindhya International Journal of Management and Research 1, no. 1 (2015): 39–45. https://doi.org/10.5281/zenodo.14998205.

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Mutual funds have come as a much needed help to small investors who face a lot of problems in the share market, limited resources, lack of professional advice, lack of information, etc. Mutual funds offer different schemes to meet varied needs of investors. Some schemes offer regular income, some offer a promise of capital appreciation, some offer greater liquidity. Growth in gross domestic savings and increasing equitycult in the country along with desire in the people to earn from savings has led to the rapid growth of mutual funds. Savings pattern of people has also changed from bank deposi

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Ile, Amelia Laura, Anita Denisa Caizer, and Alexandru Dragan. "Challenges in Transitioning to a Circular Economy: A Spatial Analysis of Socioeconomic Factors Affecting the Adoption of the Deposit-Return System." Environments 12, no. 5 (2025): 142. https://doi.org/10.3390/environments12050142.

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The Deposit-Return System for Recyclable Packaging (DRS) has recently been implemented in many countries to improve packaging waste management and support circular economy objectives. However, this mechanism has encountered many difficulties. The present study analyses the effectiveness of the DRS in the first 10 months of its operation in Romania, focusing on the spatial inequalities in recycling behaviour, the socioeconomic factors that influence the level of user participation, and user perceptions of waste management effectiveness. Combining cartographic analysis, socioeconomic indicators

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Younus, Sayera. "Stock Market Bubble-Burst Cycle in Bangladesh: Policy Implications." Journal of Bangladesh Studies 17, no. 1 (2015): 46–58. https://doi.org/10.1163/27715086-01701006.

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The objective of this study is to examine the characteristics and causes of the stock market bubble burst cycle in Bangladesh for the sample period from 2004-2014. This paper also examines whether the stock market return has any relationship with macro and bank-specific variables in Bangladesh. Pair-wise Granger Causality tests, Cointegration and Vector Error Correction Models (VECM) are used to examine the relationship. Empirical results derived from Granger Causality test, Cointegration and Vector Error Correction Model (VECM) show that there is a two-way causality from excess liquidity and

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Bandekar, Bageshree P. Bangera, and Poonam D. Shah. "Performance Analysis and Comparative Study of Equity Linked Savings Schemes (ELSS) in India." International Journal of Research 11, no. 3 (2024): 305–12. https://doi.org/10.5281/zenodo.10887273.

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<em>This research paper aims to provide a comprehensive analysis of Equity Linked Savings Schemes (ELSS) in India, focusing on their performance, tax benefits, and suitability for various investor profiles. The study examines the historical performance of select ELSS funds over the past five years, analyzing annual returns and average growth rates. Additionally, it compares ELSS with other tax-saving instruments, such as Public Provident Fund (PPF), National Savings Certificate (NSC), 5-Year Tax-Saving Fixed Deposits, and National Pension System (NPS), in terms of lock-in period, risk level, e

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Campbell, Gareth. "Deriving the railway mania." Financial History Review 20, no. 1 (2013): 1–27. http://dx.doi.org/10.1017/s0968565012000285.

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This article argues that the promotion boom which occurred in the railway industry during the mid 1840s was amplified by the issue of derivative-like assets, which let investors take highly leveraged positions in the shares of new railway companies. The partially paid shares which the new railway companies issued allowed investors to obtain exposure to an asset by paying only a small initial deposit. The consequence of this arrangement was that investor returns were substantially amplified, and many schemes could be financed simultaneously. However, when investors were required to make further

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Bakraev, M. M., F. Z. Bulyukova, and E. B. Dumler. "Research of methods for intensification of oil production from lower cretaceous sediments of Goryacheistochnenskoye field." IOP Conference Series: Earth and Environmental Science 981, no. 3 (2022): 032061. http://dx.doi.org/10.1088/1755-1315/981/3/032061.

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Abstract The oil industry is faced with the task of determining the most effective technological schemes, while ensuring environmental and fire safety, which can increase the return of oil-producing reservoirs. During the development of the Lower Cretaceous oil deposits of the Goryacheistochnenskoye field, located at the eastern end of the Tersk Ridge, there is a tendency to decrease the flow rate of oil production wells due to deposits of hardly soluble asphaltene-tar-parfin substances in the elevator pipes. The drop in the well flow rate led to an increase in the temperature, pressure in the

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N.Sumithra, Devi. "A Study on Investment Behavior of Investors towards Shares and Mutual Funds in Post Demonetization Period." RESEARCH REVIEW International Journal of Multidisciplinary 3, no. 12 (2018): 816–19. https://doi.org/10.5281/zenodo.2529814.

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Investment in share market seems to be risky proposition for many investors but staying away from it also not a wise decision. Investment behavior is a potential topic to be researched to comprehend the likes and dislikes of retail investors. Many studies related to investment behaviour in India revealed that substantial portion of the investors prefer conventional investment avenues like bank deposits, life insurance policy, post office savings scheme etc., Immediately after the announcement of demonetization the banks are flooded with cash deposits, as a result the interest rates of the bank

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Deb, Rajat, Prasenjit Deb, Sujit Majumder, Sourav Chakraborty, and Kiran Sankar Chakraborty. "Answering Savings Puzzle About Small Saving Schemes and Mutual Funds: Evidence from Tripura." Metamorphosis: A Journal of Management Research 18, no. 1 (2019): 7–19. http://dx.doi.org/10.1177/0972622518823587.

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The study has motivated to assay the comparatively better saving tool—small saving schemes or mutual funds—based on empirical evidence. The related literature has been extensively reviewed to frame a conceptual model and has adopted survey strategy with stratified random sampling technique for gathering data from 150 respondents. Inferential statistics have supported to reject the null hypotheses and has concluded that selective demographics, risk, returns, tax benefits, inflation beating capability, and liquidity significantly influence in savings. The national saving certificate and fixed de

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Makuch, Zen. "Smart Regulation and the Revised Batteries Directive: Legislated Taxation Systems and Collection Schemes." European Energy and Environmental Law Review 12, Issue 10 (2003): 259–72. http://dx.doi.org/10.54648/eelr2003041.

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Summary: This Art. is more than mere analysis of law and policy in relation to the revised Batteries Directive. It describes the practical, legal and economic underpinning of voluntary agreements, also known as environmental agreements. It seeks to reveal that voluntary agreements provide a useful complementary tool to command and control models and economic instruments. The key elements of a voluntary agreement that could be implemented under the revised Batteries Directive have also been drafted and provided. This voluntary agreement is sufficiently flexible so that it may be applied by stak

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Disha. "A COMPARATIVE STUDY ON THE PERCEPTION OF INVESTOR TOWARDS DERIVATIVES AND EQUITY." INTERNATIONAL JOURNAL OF ENGINEERING SCIENCES & RESEARCH TECHNOLOGY 7, no. 4 (2018): 171–76. https://doi.org/10.5281/zenodo.1215438.

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In India most of the investment avenues are termed to be risky by the investors.  The major feature of investment as perceived by the investors is income stability, principal amount, liquidity, easy transferability and approval.  there are a number of investment avenues available in India such as share, silver, real estate, gold, Life Insurance, Bank, postal savings, etc.  The desired level of Return and the tolerance for risk help in deciding the choice of the investor.  The investment may differ from provident fund, national saving certificate, chit funds, insurance schem

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Dash, Mihir, and Rita S. "A Study on the Effect of Portfolio Allocation on Mutual Funds." Asian Journal of Finance & Accounting 15, no. 1 (2023): 65–81. http://dx.doi.org/10.5296/ajfa.v15i1.18970.

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There are hundreds of mutual funds in the market, each offering different returns. The investors always look at funds which give high returns and have low risk. Thus while making a portfolio the asset management company should make investment allocations where returns are definite and to give justified returns for every rupee the investors pay, considering the different risks.  The objective of the study was to find the short-term effects of portfolio allocation on the performance of mutual funds. The data for the study was consisted of the portfolio allocations and the performance

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Godala., Satya Narayana Reddy. "A STUDY ON BEHAVIOR OF MUTUAL FUND INVESTORS IN INDIA." International Journal of Marketing & Financial Management 3, no. 4 (2015): 26–32. https://doi.org/10.5281/zenodo.10807797.

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<strong>ABSTRACT </strong> <em>                                   Today a lot of investment opportunities are available to the investors in the financial markets. Investors can invest in corporate bonds, debentures, bank deposits, post office schemes etc. But nowadays investors opt for portfolio managers to invest money on their behalf. These portfolio managers are experts in stock market operations and invest the money in suc

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Maca, Allan L. "Remembering the basics. Social and stratigraphic debates and biases." Archaeological Dialogues 16, no. 1 (2009): 31–38. http://dx.doi.org/10.1017/s1380203809002773.

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Steve Roskams (2001, 267–70) has challenged archaeologists to theorize excavation practices and Patricia McAnany and Ian Hodder have responded in a cogent manner. They draw the most fundamental of archaeology's field methods – stratigraphy – into the light of social theory. The product is ‘social stratigraphy’ and the authors offer an array of interpretive schemes and processes through which social stratigraphic approaches might be considered and developed. McAnany and Hodder want us to think beyond the geological facets of stratigraphy, including our section drawings, photographs, matrices, p

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NITHIN, G., and Dr S. MOHAN. "A Study on Public Preference Towards Various Avenues of Investment with Reference to Coimbatore City." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 04 (2025): 1–9. https://doi.org/10.55041/ijsrem44092.

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This study explores the various sources of investment available to the public, emphasizing the importance of diversification to reduce financial risk. It provides insights into traditional and modern investment avenues such as stocks, bonds, mutual funds, fixed deposits, gold, real estate, and government-backed schemes like PPF, NPS, and ULIPs. Each source is analysed based on its features, risk levels, and potential returns. The objective is to understand public preferences and the rationale behind investment choices. The study also highlights how combining multiple investment options can pro

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Arvind, Kumar, and Kumar Manoj. "India Post- Core Banking Service are attracting investors towards Post Office Saving Banks." RESEARCH REVIEW International Journal of Multidisciplinary 4, no. 1 (2019): 311–16. https://doi.org/10.5281/zenodo.2544658.

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As we know that the India Post has been providing service since British-India. It is very oldest organizations of Indian Government, Was only way to convey the message from one place to another place. But there are many changes have been done since independence, now we see that the present Post Office look is much more different than 1947"s. Presently, Post Office has become a CBS Post Office. There are many places in India where many people are unbanked and are not any organizations where they can deposit their money for future security, but when we see India Post, has lakhs branches and cove

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Ugbor, R. O., O. I. Inyiama, and C. I. Ezugwu. "Stakeholders' Compensation and Corporate Value: Nigerian Banking Sector Experience in Covid-19 Era." International Journal of Advanced Finance and Accounting 3, no. 5 (2022): 28–40. https://doi.org/10.5281/zenodo.7339419.

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<em>This study investigated the effect of stakeholders’ compensation on corporate value: Nigerian banking sector experiences in COVID-19 era. A pre and post analysis of the COVID era was conduct using data from 2017 to 2021. Directors’ remuneration (DTRM) and dividend per share (DVPS) are the independent variables and proxies for stakeholders’ compensation while net assets value per share (NAVPS) was used as the dependent variable and measure for corporate value. A sample of seven (7) deposit money banks was selected from the 22 deposit money banks listed on Central Bank of N

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Matytsin, D. E. "Risk of non-fulﬁllment of obligations by participants of investment deals: preventive civil law mechanisms for the protection of rights". Journal of Law and Administration 17, № 4 (2022): 33–50. http://dx.doi.org/10.24833/2073-8420-2021-4-61-33-50.

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Introduction. The article is devoted to the study of legal mechanisms to protect the rights of participants of remote-digital transaction, made by a private investor (individual) and a legal entity (investment intermediary, investment recipient) with a particular object of investment and related to the real contracts. Violations of the rights of the parties to the transaction are most often associated with the stage of completion of such transaction and are a consequence of untimely and/or incomplete return of the invested money, failure of the counterparty-debtor to fulﬁll its obligations imm

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Rajkarnikar, Rashmee. "Investment Patterns and Sustainability of Social Security Schemes in Nepal." Economic Journal of Nepal 46, no. 1-2 (2023): 1–14. http://dx.doi.org/10.3126/ejon.v46i1-2.68022.

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Social security programme based on contributions of employees was introduced in Nepal by enacting the Employee Provident Fund Act - 1962, primarily to address the security needs of the retiring population. Employees Provident Fund, Citizen Investment Trust, and Social Security Funds are three major competing institutions in the social security market in Nepal. This paper explores the investment of funds accumulated through the contribution of employees for value creation as a means to enhance financial viability and further assesses the long-term sustainability of such programmes. The study is

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Makuch, Zen. "Smart Regulation and the Revised Batteries Directive: The Future of Voluntary Agreements." European Energy and Environmental Law Review 12, Issue 8/9 (2003): 233–49. http://dx.doi.org/10.54648/eelr2003038.

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Summary: This article is more than mere analysis of law and policy in relation to the revised Batteries Directive. It describes the practical, legal and economic underpinning of voluntary agreements, also known as environmental agreements. It seeks to reveal that voluntary agreements provide a useful complementary tool to command and control models and economic instruments. The key elements of a voluntary agreement that could be implemented under the revised Batteries Directive have also been drafted and provided. This voluntary agreement is sufficiently flexible so that it may be applied by s

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Jnaneshwar, Pai Maroor. "A STUDY OF THE PERCEPTION OF INDIVIDUAL INVESTORS TOWARDS INVESTMENT IN MUTUAL FUNDS WHEN COMPARED TO OTHER ALTERNATIVES." International Journal of Marketing & Financial Management 2, no. 9 (2014): 72–79. https://doi.org/10.5281/zenodo.10806968.

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<strong>Abstract</strong> <em>The research report is based on the study made on the comparative analysis of the Mutual fund and other alternative investment options which were the study made for 8 weeks duration from 10th April 2014 to 9<sup>th</sup> June 2014. </em><em>The main purpose of doing this project was to know about mutual fund and its functioning. This helps to know in details about mutual fund industry right from its inception stage, growth and future prospects. It also helps in understanding different schemes of mutual funds. My study depends upon prominent funds in India and thei

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Pujiharto, Yaya Ruhenda Casmita, Tatik Mariyanti, Acep R. Jayaprawira, and Yochebed Anggraini Terah. "Financial Management of Indonesian Hajj Against the Yield by Using a Dynamics System Model." APTISI Transactions on Management (ATM) 7, no. 1 (2022): 69–78. http://dx.doi.org/10.33050/atm.v7i1.1818.

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This research aims to analyze the financial management of Indonesian hajj on yield using a dynamic system model and determine and simulate the return obtained with the expenditure so that the hajj funds remain safe. In addition, the purpose of this research is to provide input on policy strategies to the BPKH in increasing hajj financial yields. The method used in this research is dynamic systems modeling. The resulting model structure formulation is illustrated by a causal loop diagram and a stock-flow diagram. The results obtained were then simulated, and model validation was carried out usi

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Dimić, Maja. "VOLUNTARY PENSION FUNDS IN THE REPUBLIC OF SERBIA - COVID AND POST COVID PERIOD." SCIENCE International Journal 3, no. 3 (2024): 133–39. http://dx.doi.org/10.35120/sciencej0303133d.

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The topic of this paper is the analysis of voluntary pension funds in the Republic of Serbia in the period 2019-2023: the role, performance, and structural characteristics. Voluntary pension funds have emerged as a significant component of retirement planning across the globe. Unlike mandatory pension schemes, which are compulsory and often state-managed, voluntary pension funds offer individuals the opportunity to augment their retirement savings beyond what is provided by state or employer-sponsored plans. Voluntary pension funds represent a contractual type of financial institution, with a

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Ketkaew, Chavis, Martine Van Wouwe, Preecha Vichitthamaros, and Duanpen Teerawanviwat. "The Effect of Expected Income on Wealth Accumulation and Retirement Contribution of Thai Wageworkers." SAGE Open 9, no. 4 (2019): 215824401989824. http://dx.doi.org/10.1177/2158244019898247.

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Thailand has now become the aging society. However, the fact that the majority of Thai wageworkers do not effectively save for their retirement may result in several elderly living below the poverty threshold during retirement. The objectives of this research article were to find the factors determining Thai wageworkers’ retirement contribution. Founded on the theory of life-cycle hypothesis, this article employed a sample of 300 wageworkers in the Northeast of Thailand and performed a statistical analysis using the structural equation modeling (SEM) approach using age as a moderator. The empi

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Karn, Dileep Lal. "Perception Analysis of Mutual Funds in Madhesh Province, Nepal." Tejganga Darpan 3, no. 1 (2024): 112–24. http://dx.doi.org/10.3126/td.v3i1.69207.

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The present empirical study explores the general perception of mutual funds in the Madhesh Province. A Mutual Fund is an aggregate fund comprising various investments such as stocks, bonds, and similar assets. It serves as a pool of funds primarily composed of several small domestic investors. The collected funds, also known as Basket Funds, are then invested in financial instruments such as stocks, bonds/debentures, government securities, and fixed deposits according to the objectives and scheme of such funds. Profits and losses are shared among investors in proportion to their investments. I

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Mirta, Hamidah, and Putra Rediyanto. "Factors That Encourage Investors to Decide to Invest in Shares in the Capital Market for the 2020-2023 Period (Covid-19 Pandemic): Systematic Literature Review." International Journal of Social Science and Human Research 07, no. 05 (2024): 2504–611. https://doi.org/10.5281/zenodo.11112786.

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Investment is a very important element for a country because it has two roles, namely as a supporter of income and a driver of economic growth. In this research, the author analyzes what factors encourage investors to decide to invest in shares in the capital market. This research uses the Systematic Literature Review (SLR) method. This research comes from articles published in 2020-2023 found in Publish or Perish and Google Scholar. Data is collected, identified and assessed before being systematically reviewed with the aim of supporting further research. The results of this review show that

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Voropai, H. V., B. V. Dergaliuk, and O. P. Kavtysh. "EVALUATION OF THE ECONOMIC EFFICIENCY OF RESTORATION OF DRAINAGE SYSTEMS IN THE HUMID ZONE OF UKRAINE: MAKING INVESTMENT DECISIONS." Міжвідомчий тематичний науковий збірник "Меліорація і водне господарство", no. 2 (December 10, 2022): 51–64. http://dx.doi.org/10.31073/mivg202202-336.

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Approaches to assessment of the economic effectiveness of restoring drainage systems in the humid zone of Ukraine are substantiated. A conceptual scheme has been developed that determines the stages of evaluation, sources of the input array of information, strategic orientation, and invariance of restoration projects, provides for considering a number of risks and limitations of a systemic and non-systemic nature when evaluating the project effectiveness of strategic alternatives. The basis of the evaluation is the results of the analysis of materials regarding the technical condition of drain

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Qadri, S. M. Talha, M. Qasim Mirza, Afia Raja, et al. "Application of Probabilistic Seismic Hazard Assessment to Understand the Earthquake Hazard in Attock City, Pakistan: A Step towards Linking Hazards and Sustainability." Sustainability 15, no. 2 (2023): 1023. http://dx.doi.org/10.3390/su15021023.

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Within the last three decades, twelve major earthquakes (Mw > 6.0) have jolted Pakistan and contributed to a heavy death toll and an economic loss of billions of dollars, which is immense for any underdeveloped country. Despite the generalized description of seismic hazards in various regions of Pakistan, densely populated cities still require a detailed and integrated vulnerability analysis to overcome the impact of a significant earthquake. This study aims to integrate seismic hazard assessment schemes to understand the vulnerability of Attock city against an earthquake. It initially eval

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DYKHA, Mariia. "CAUSES OF INVESTMENT FRAUD AND SUGGESTIONS TO PREVENT IT." Economy of Ukraine 2023, no. 7 (2023): 57–71. http://dx.doi.org/10.15407/economyukr.2023.07.057.

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The main causes of investment fraud are highlighted. Among them the following are named: the desire to invest and receive profits (usually, with inflated requirements for potential profits, unrealistic estimation of return on invested funds and probable profitability of any investment projects); lack of attractive and clear proposals for investing one\\\'s funds or lack or unavailability of information about objects and projects for investment; lack of knowledge about independent management of investment resources. The work algorithm of investment fraudsters is studied. It consists in step-by-

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Sineni, Geetha, and S. Siva Reddy. "Investors Perception and Satisfactions Levels towards Mutual funds in Rayalaseema Region of Andhra Pradesh." International Journal of Emerging Research in Management and Technology 6, no. 6 (2018): 370. http://dx.doi.org/10.23956/ijermt.v6i6.293.

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Mutual Fund has emerged as a tool forconfirming one’s financial security. As statistics and awareness arerising, more and more people are enjoying the benefits of investing in mutual funds. Mutual funds have originated in the USA and have become so popular that they have almost overtaken the bank deposits and total assets of insurance funds. In India, the Mutual Fund industry had its origin with the establishment of UTl Mutual funds have all come forward with different schemes suitable to the need of saving populace.It is in the backdrop of some of these encouraging statistics that the Indian

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