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1
Celli, Massimiliano. "The Non-Required by Law Measures by Deposit Guarantee Schemes to Protect Bank Accounts: The Case of Italian FITD." International Journal of Business and Management 17, no. 8 (2022): 25. http://dx.doi.org/10.5539/ijbm.v17n8p25.
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This article aims at giving a contribution to the issue of protecting bank accounts and deposits by national deposit guarantee schemes through financial assistance interventions of an optional and voluntary nature, instead of the reimbursement of only legally protected deposits in case of bankruptcy of the depository bank. Firstly, we investigate the EU framework for bank crisis resolutions. Specifically, we briefly analyze the EU rules on both prevention and resolution of banking crises pointing out the economic rationale behind the “bail-in” principle, and then identify the characteristics of the third “pillar” of the Banking Union, the EU Deposit Guarantee Schemes. Subsequently, we examine the operating procedures of the Italian Guarantee Scheme (FITD) focusing on the non-required by law interventions carried out by the latter to protect bank accounts and deposits and at the same time prevent or resolve the crises of Italian banks. Finally, some conclusions on the topic at stake will be drawn.
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Setyaningsih, Ni Putu Ari, I. Ketut Satria Wiradharma Sumertajaya, and Fanny Priscyllia. "LEGAL PROTECTION FOR CUSTOMER FUNDS AT VILLAGE CREDIT INSTITUTIONS (LPD) THROUGH A DEPOSIT GUARANTEE SCHEME BY THE EMPOWERMENT INSTITUTION FOR LPD." NOTARIIL Jurnal Kenotariatan 7, no. 2 (2022): 55–64. http://dx.doi.org/10.22225/jn.7.2.2022.55-64.
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In the relevant Governor’s Regulations regarding LPD, it is not regulated regarding the value of guaranteed deposits for each customer at an LPD that is a participant in the deposit guarantee. The absence of legal regulations governing the value of deposits guaranteed through the LPD customer fund guarantee scheme has led to the need for a study of the extent of protection obtained by LPD customers for their deposit funds under this scheme. This research aims to examine deposit guarantee schemes for LPD customers and legal protection for customer funds at LPD through the loan fund scheme organised by LPLPD. This research is conducted using a normative juridical research method by conducting an analysis on primary legal materials and secondary legal materials related to the present research problems. Based on the analysis, it was found the LPD customer deposit guarantee scheme has not been able to provide legal protection to the customers. This is because in the deposit guarantee scheme, membership is discretionary so not all LPD customers in Bali get protection. The absence of regulation regarding the criteria to determine the amount of contribution and guarantee premium paid and the amount of customer deposits protected by the LPD customer deposit guarantee scheme has resulted in the absence of legal certainty regarding the amount of protected LPD customer funds.
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Aleksey, Kholmskii. "The prospects of blastless ore breaking with hydraulic hammers when mining North Uralian Bauxite Mine deposits by underground method." Izvestiya vysshikh uchebnykh zavedenii. Gornyi zhurnal, no. 4 (August 21, 2022): 26–37. http://dx.doi.org/10.21440/0536-1028-2022-4-26-37.
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Research objective is to increase mining productivity at the North Uralian Bauxite Basin deposits by switching to blastless mining technology with ore breaking with hydraulic hammers. Methods of research include the analysis of current process flow schemes for the North Uralian bauxite basin deposits development, a comparative analysis of the stoping schedules in process flow schemes with drilling and blasting ore breaking and blastless breaking of the mine block reserves, determining the productivity of blastless ore breaking with hydraulic hammers, and studying the dependence between the process flow scheme efficiency and the depth of mining. Results. Stoping cyclograms in process flow schemes with ore drilling and blasting and mechanical breaking were compared for the conditions of the North Uralian Bauxite Mine (SUBR) deposits development. The dependence between the process flow schemes efficiency and the depth of mining has been established. Based on the comparative analysis results, it was determined that the process flow scheme for blastless mining at SUBR deposits is the most competitive in terms of stoping productivity and safety. The developed process flow scheme with ore breaking with hydraulic hammers provides a minimum drop in process flow scheme efficiency with an increase in the depth of mining and an increase in productivity by 1.5–2 times due to the implementation of a cyclic-flow technology for stoping. Conclusions and scope of the results. The developed process flow scheme for blastless mining at SUBR deposits with ore breaking with hydraulic hammers makes it possible to increase the productivity of stoping by 1.5–2 times without reducing the level of safety. The research results can be used to justify the switch to a blastless mining in complicated mining and geological conditions, in conditions of increased rock-bump hazard, and when stoping ground advances to deep horizons.
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Frolov, Oleksandr Oleksandrovych, and I. D. Lytvynchuk. "SUBSTANTIATION OF BULLDOZER-EXCAVATOR-AUTOMOBILE COMPLEX FOR REMOVAL OF OVERBURDEN LAYER OF FLUVIOGLACIAL DEPOSITS IN THE CONDITIONS OF SOSNIVSKY GRANITE DEPOSIT." Geoengineering, no. 7 (December 5, 2022): 83–93. http://dx.doi.org/10.20535/2707-2096.7.2022.252758.
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Purpose and task. The aim of the research is to substantiate the expediency and efficiency of using a bulldozer-excavator-automobile complex with the use of ripper bulldozers to remove the overburden layer of fluvioglacial deposits in the conditions of the Sosnivsky granite deposit. To achieve this goal, it is necessary to: establish the patterns of distribution and features of fluvioglacial deposits; to analyze possible technological schemes of development of gravel and sand deposits; justify the need and effectiveness of the technological complex of equipment for the removal of fluvioglacial deposits in the quarry; to establish the dependence of the variable productivity of the excavator on the average size of the piece of rock. Research methods. An integrated approach was used to solve the set tasks: analysis and generalization of previous research on the peculiarities of fluvioglacial deposits and the possibility of using equipment complexes for the development of gravel and sand mountains; technological substantiation of the offered engineering and scientific decisions; analytical calculation of variable productivity of the excavator depending on the average size of a piece of rock. Scientific novelty. The possibility of using a bulldozer-excavator-automobile complex of equipment for removing the overburden layer of fluvioglacial deposits in rock quarries has been substantiated. The analytical dependence of the change in excavator productivity on the average piece size of fluvioglacial deposits is obtained. Conclusions and practical significance. It is established that when the average size of gravel-sand material changes from 20 to 200 mm, the productivity of the excavator decreases by 1,59 times. It is proved that the productivity of the excavator type "straight shovel" is 17% higher than the productivity of the backhoe excavator. For the conditions of the Sosnivsky granite deposit quarry, where the weighted average size of a piece of fluvioglacial sediment is 171 mm, the variable productivity of the excavator is: according to the first technological scheme (hydraulic backhoe excavator placed on the roof of the sediment) – 474,1 m3/shift; according to the second technological scheme (excavator "straight shovel" is located on the lower production horizon) – 553,1 m3/shift. Keywords: fluvioglacial deposits, quarry, technological schemes, equipment complex, excavator productivity, gravel-sand rocks.
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Kazandzhieva, Irina, and Elena Ralinska. "PUBLIC AWARENESS OF DEPOSIT INSURANCE AND INVESTOR COMPENSATION SCHEMES IN BULGARIA." Business & Management Compass 68, no. 2 (2024): 17–34. http://dx.doi.org/10.56065/wk4s2360.
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The purpose of deposit insurance and investor compensation schemes is to protect the clients of banks and investment intermediaries by providing compensation in the case of unavailability of clients’ deposits or assets. Generally, knowledge about the activities of both schemes is rather limited by the public. This is observed not only in developing countries, but also in the developed ones. This problem is called public awareness. The paper investigates the public awareness of the main components of the financial safety net in Bulgaria – the deposit insurance scheme and investor compensation scheme - based on a random distribution of a questionnaire among 232 people. The investigation is not considered as being representative but it indicates tendencies in the public awareness of both schemes in Bulgaria. The analysis in the paper is focused on the questions regarding the main activities of the deposit insurance and investor compensation schemes as well as the amount of guarantee, scope of both schemes, compensations payments events, the behavior of depositors and investors in cases of trouble events, etc. The survey shows that in terms of the deposit insurance the awareness of participants is above average, while regarding investor compensation, the results are well below average, one could even say that such awareness is lacking at all. The results of the survey provide information that the efforts of the regulators and financial safety net schemes should be directed to increasing the awareness of depositors and investors in Bulgaria about the benefits and limitations of both schemes.
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Abdusaidova, Gulruxsorabegim Komiljon Kizi. "AGREEMENTS ON BANKING DEPOSITS AND BANKING SCHEMES IN THE FRAMEWORK OF CIVIL LAW IN THE REPUBLIC OF UZBEKISTAN." INTERNATIONAL BULLETIN OF APPLIED SCIENCE AND TECHNOLOGY 3, no. 7 (2023): 92–98. https://doi.org/10.5281/zenodo.8142728.
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<strong>T</strong>his article provides an overview of the legal framework surrounding agreements on banking deposits and banking schemes in the Republic of Uzbekistan within the context of civil law. The aim is to shed light on the key provisions and regulations governing these agreements, ensuring clarity and understanding for individuals and businesses engaging in banking activities in Uzbekistan. The article begins by introducing the significance of banking deposits and schemes in the country's financial system and their role in fostering economic growth. It then delves into the legal framework, highlighting the relevant civil laws and regulations that govern the formation and execution of agreements related to banking deposits and schemes. The article explores the different types of agreements commonly entered into, such as deposit agreements, investment agreements, and savings schemes. It examines the essential elements and requirements of these agreements, including parties' obligations, terms and conditions, interest rates, and withdrawal procedures. The legal rights and responsibilities of both banks and depositors are thoroughly discussed, emphasizing the importance of transparency, fairness, and consumer protection.
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Joukov, S., Ju Hryhoriev, and S. Lutsenko. "Analysis of technological approaches and development experience of Kryvbass tailings." Collection of Research Papers of the National Mining University 71 (December 2022): 53–61. http://dx.doi.org/10.33271/crpnmu/71.053.
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Purpose. Complication of the conditions of conducting open-pit mining operations and complex external factors will certainly lead to the deterioration of technical and economic indicators of deposit development in the future. The complex development of deposits is one of the promising options for correcting this situation, and the purposeful formation and development of man-made deposits is the main way of expanding the mineral and raw material base of Kryvbas. The purpose of this work is to generalize the experience of developing Kryvbas tailings and theoretical approaches to the formation of schemes for complex mechanization of their processing for the further creation of a scientific basis for the expansion of the raw material base of the Kryvorizka mining complex. Methodology. The work uses the methods of analysis and synthesis of literary sources of information when assessing the state of complex development of deposits in the Kryvyi Rih region, retrospective analysis of project decisions regarding PRJSC "Central GZK", engineering analysis - when assessing the schemes of complex mechanization of tailings storage facility. Results. The analysis of scientific sources was carried out and the state of complex development of deposits of Kryvbas was assessed. Accumulated volumes of magnetite quartzite dressing waste have been determined. The experience of the development of man-made deposits of the alluvial type was analyzed, during the design analysis the most appropriate schemes of complex mechanization and the parameters of the tailings storage development system were identified. Scientific novelty. The conducted retrospective and engineering analysis of design solutions made it possible to identify the most effective schemes for complex mechanization of tailings disposal. As the most expedient in the conditions of PRSC "Central GZK" was chosen a scheme using a dredger with subsequent transportation of man-made raw materials to the pulp farm. Practical significance. The results of the performed research can be used by design organizations and mining enterprises when designing the formation and development of tailings storage facilities.
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Korsunskyi, Heorhii, and Oleksiі Lozhnikov. "DETERMINATION EFFECTIVE PARAMETERS OF THE COMBINED MINING SYSTEM AT THE DEVELOPMENT OF MANGANESE ORE DEPOSITS." SCIENTIFIC PAPERS OF DONNTU Series: “The Mining and Geology”, no. 1(27)-2(28)2022 (2022): 57–66. http://dx.doi.org/10.31474/2073-9575-2022-1(27)-2(28)-57-66.
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Purpose. To determine the effectiveness of the combined mining system at the development manganese ore deposits when using mining machines of cyclic, cyclic-continuous and continuous action. Methods. During the research, the method of analysis and systematization was used at the choosing a criterion for the influence of the mining and geological conditions of a shallow deposit, as well as parameters and indicators of technological schemes that take place during the layout of mining equipment. Results. The efficiency of the combined mining system of a shallow mineral deposit is determined, depending on the thickness of the overburden and the type of mining equipment. In order to solve the given technological problem, a study of the effectiveness of the following mining equipment configuration schemes was performed: cyclic action, cyclic-continuous and continuous action. Scientific novelty. The conducted studies allow to establish the relationship between the mining and geological parameters of the shallow deposit of minerals and the main parameters of the pit, as well as the technological and economic indicators of the technological schemes of the combined mining system. The results of the research can be used in prospective planning of mining operations and design of combined technological schemes of surface mining. Practical significance. The obtained results of the parameters and indicators of the technological schemes studies at the combined mining system during the development of shallow mineral deposits increase the efficiency of the design work, as well as to evaluate the parameters and indicators of the technological schemes, which allows to choose an effective set of mining equipment for cyclic, cyclic-continuous and continuous operations in mining geological conditions of the Nikopol manganese ore basin. The obtained research results for the technological schemes of the combined system of shallow deposits development made it possible to establish the pit productivity and the cost of overburden works, as well as the main parameters of the mining system depending on the capacity of overburden rocks. Keywords: combined mining system, non-transport mining system, transport mining system, transport-dump mining system, dragline, bucket-wheel excavator, overburden spreader.
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Anvarovich, Akromov Okilkhon. "LEGAL REGULATION OF ADVANCES AND DEPOSITS UNDER CONTRACTS RELATED TO REAL ESTATE. NATIONAL AND FOREIGN EXPERIENCE." International Journal of Law And Criminology 4, no. 4 (2024): 10–14. http://dx.doi.org/10.37547/ijlc/volume04issue04-03.
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In this comprehensive article, the authors delve into the intricate legal landscape surrounding advances and deposits in real estate contracts, offering valuable insights drawn from both national and foreign jurisdictions. The article begins by highlighting the significance of advances and deposits in real estate transactions and the challenges posed by varying legal regulations across different regions. The authors provide a thorough examination of the regulatory frameworks governing advances and deposits in real estate contracts, focusing on key principles, practices, and case studies from national perspectives. They discuss how statutory law, common law principles, and industry standards shape the treatment of earnest money deposits in countries like the United States, emphasizing the importance of understanding jurisdiction-specific requirements to avoid disputes and liabilities. Drawing from foreign experiences, the article explores alternative approaches to regulating advances and deposits, such as deposit protection schemes implemented in countries like the United Kingdom and Canada. By analyzing the mechanisms and effectiveness of these schemes, the authors highlight valuable lessons for enhancing consumer protection and promoting confidence in real estate markets worldwide.
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K.Ramya and A.Ranjith. "Bank Customers' Perspective on Deposits Mobilized Through Digital Marketing." Shanlax International Journal of Commerce 7, S1 (2019): 100–104. https://doi.org/10.5281/zenodo.3412508.
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Deposit mobilization is an integral part of banking activity. It is one of the main functions of banking business and so an important source of working fund for the bank. Deposit mobilization is the collection of cash or funds from the public through its current, savings, fixed, recurring accounts and other banks specialized schemes. Bank deposits provide secured investment options to the investors. Today, the banking sector is adopting new dimensions in mobilizing deposits through digital marketing. Digital Marketing uses digital channels such as websites, Search Engine, social media, mobile apps and email for promoting and advertising bank products and services.
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Adamchuk, Andrii, Artem Pavlychenko, Oleksandr Shustov, and Andrii Bondarenko. "Research of land-saving schemes of mining the horizontal sedimentary mineral deposits." IOP Conference Series: Earth and Environmental Science 1319, no. 1 (2024): 012012. http://dx.doi.org/10.1088/1755-1315/1319/1/012012.
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Abstract Technological mining transport schemes of open development of horizontal sedimentary deposits are considered. Various land-saving technological schemes for transportation of minerals in the absence of a capital trench have been developed. The dependence of the mineral transportation cost on the production capacity of the mine for the developed schemes was established. The research has been carried out for conditions of surface mining manganese deposits of Nikopol Basin. Transport schemes using mobile steeply inclined conveyor are offered. The developed technological solutions for the conditions of surface mining of deposits of the Nikopol manganese ore basin allow not only to reduce the amount of disturbed land, but also to reduce the cost of minerals by reducing its transportation distance by 2 km. The proposed transport schemes will make it possible to obtain an economic effect in the amount of 1–3 million UAH.
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Marinov, V. A., S. E. Agalakov, T. V. Glukhov, A. I. Kudamanov, and M. Yu Novoselova. "The Upper Cretaceous deposits structure of Western Siberia." Oil and Gas Studies, no. 5 (October 31, 2021): 51–68. http://dx.doi.org/10.31660/0445-0108-2021-5-51-68.
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As the title implies the article presents the results of many years comprehensive research of the Western Siberian Upper Cretaceous stratigraphy (without Cenomanian). The volume of Upper Cretaceous formation, their biostratigraphic and lithological characteristics are discussed. Based on the analysis of new materials (lithological, biostratigraphic, well geophysics investigation data, magnetostratigraphic, seismostratigraphic), the regional correlation scheme of formations, members and beds has been refined. A new model of correlation schemes, a scheme of facies zoning, and reasonable changes in the nomenclature of the Upper Cretaceous formations are proposed. The Slavgorod and Ipatovo horizons have been replaced by a single Berezovo horizon. Specific properties description of the new suites, established at the first (Okhteurievo, Tagul, Bolshaya Laida, Nizhnaya Agapa), have been done.
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Žilinskas, Raimundas, and Rimvydas Skyrius. "THE UNIVERSAL INFORMATION TECHNOLOGY MODEL FOR DEPOSIT INSURANCE PAYOUTS." Ekonomika 93, no. 2 (2014): 147–58. http://dx.doi.org/10.15388/ekon.2014.2.3541.
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Abstract. The basic function of all deposit insurance schemes is to pay deposit insurance payouts to depositors promptly for the losses they otherwise would suffer in the event of an insured financial institution’s closure. As a result, depositors are relieved of both the recovery-rate and time risks of a liquidation process up to the insured level of their deposits. Deposit insurance payouts – including the speed and convenience – vary across countries and can affect public confidence in the deposit insurance scheme. Information technology support in the payout process is essential. However, one of the major problems in the insurance payout process is the lack of the proper information technology. This paper addresses the factors related to the payout process, discusses the advantages and disadvantages of various approaches, and makes recommendations on the establishment of a universal information technology model for a deposit insurer to accomplish the procedures of insurance payouts.Key words: deposit insurance, deposit insurance payouts, information technology support
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ALEKSANDROV, SorinVadim M., Alexander V. MOROZOV, Ivan P. POPOV, Rushania G. LEBEDEVA, and Irina A. BULGAKOVA. "Detailization of the Facial Conditions for Sedimentation of the 〖Yu〗_1^2 Productive Layer with the Purpose of Specificating Features of the Geological Structure." Journal of Environmental Management and Tourism 9, no. 5 (2018): 932. http://dx.doi.org/10.14505//jemt.v9.5(29).05.
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The detailed characterization of the environmental conditions of sedimentation of the productive formation makes it possible to refine the features of the geological structure. The authors carried out a detailed lithologic-facial analysis of the deposits of the Yu12 productive formation at one of the deposits located in the southeastern part of the West Siberian oil and gas basin. Detailed lithologic-facial schemes were constructed that reflect the spatial distribution of the main permeable bodies, considering the forecast of the distribution of promising reservoir rocks in zones not covered by drilling. The well test results confirm the adopted model of sedimentary facies distribution over the area of the deposit. The proposed conceptual model was used to construct a three-dimensional facial model of the deposit. Thus, a detailed lithologic-facial analysis of the core and forms of the GIS curves showed that deposits of the stack accumulated in coastal-marine sedimentation environments – "marshes" and "watts", repeatedly replacing each other vertically.
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Bilin, A. L., E. V. Gromov, and D. A. Toropov. "COMPARING TRANSPORT SCHEMES FOR THE MOUNTAINOUS DEPOSITS DEVELOPMENT." Mining informational and analytical bulletin, S23 (2017): 117–25. http://dx.doi.org/10.25018/0236-1493-2017-10-23-117-125.
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Omedo, Geoffrey, Kariuki Muigua, Richard Mulwa, and Robert Kibugi. "Comparing Environmental Financial Guarantee Schemes in Kenya and South Africa." Journal of Sustainable Development 15, no. 2 (2022): 1. http://dx.doi.org/10.5539/jsd.v15n2p1.
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Kenya and South Africa have enacted some laws that inculcate economic incentives schemes as key elements of their environmental regulatory terrain. While Kenya has advanced the use of Environmental Performance Deposits (EPDBs), South Africa has adopted the use of the Financial Provisioning Regulations, applied specifically for the upstream mining sector. This article reviews the use of financial assurance schemes in environmental management and their specific application to the upstream mining sectors in the two countries. The data used in the analysis is from literature review, key informant interviews, interview schedules, and focus group discussions. Results indicate that while the use of financial provisioning is a well-established practice in South Africa, in Kenya only one company has deposited funds to the environmental regulator as a security for good environmental practices. A comparative analysis of the regulatory framing for financial assurance instruments in Kenya and South Africa demonstrates some similarities in terms of requirement for public participation, requirement for periodic review of the bonds, use of the bonds for environmental rehabilitation; and some differences such as requirement for use of cash and/or financial instruments, how to treat the accrued interest from the deposited funds, and how the deposit bond amounts are set. Largely, both countries acknowledge the importance of economic incentives in their environmental management frameworks. The article recommends strengthened regional cooperation to enhance the application of financial assurance in the law for effective environmental management in Africa.
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Khakimov, Shadiboy, Olimjon Kobilov, and Khurshidjon Nurmamatov. "ANALYSIS OF TECHNOLOGICAL SCHEMES USED FOR THE DEVELOPMENT OF DEPOSITS OF THE ZARMITAN GOLD ZONE BY UNDERGROUND MINING." Innovative Development in Educational Activities 2, no. 8 (2023): 335–41. https://doi.org/10.5281/zenodo.7885005.
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<em>In this article presents parameters of technological schemes for extraction of vascular deposits using artificial integrity in difficult geomechanical conditions for the development of vein deposits.</em>
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Gubin, I. A., A. E. Kontorovich, I. V. Korovnikov, and T. M. Parfenova. "The Structure of Cambrian Deposits of the Vilyui Hemisyneclise, Based on an Integrated Analysis of Drilling and Seismic Data." Russian Geology and Geophysics 62, no. 08 (2021): 914–28. http://dx.doi.org/10.2113/rgg20214353.
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Abstract —We present a model of the stratigraphic and lateral distribution of Cambrian deposits in the Vilyui hemisyneclise, based on an analysis of drilling data and interpretation of seismic data. The study shows a series of formations and sequences penetrated by wells (Syugdzher saddle, Khorgochum monocline, Ygyatta depression, Tyukyan–Chybyda monocline, Arbai–Sinyaya megaswell, etc.). In the areas where the Cambrian was not penetrated by wells, the distribution of Cambrian deposit was inferred based on the available seismic data. The distribution of the Kuonamka Horizon formed by Cambrian organic-rich rocks is characterized in detail. These are the Kumakh and Sinyaya–Kutorgina sequences and the Inikan and Kuonamka formations. It has been found that the Kuonamka Horizon was deposited during two stages, Botomian and Toyonian–early Mayan. The horizon is overlain by younger deposits of the Mayan Stage, with characteristic cross-bedding structures. Schemes of facies zoning of the Cambrian for Botomian, Toyonian–early Mayan, and middle Mayan times were constructed based on the most recent geological and geophysical understanding of the Vilyui hemisyneclise.
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Annakulov, Tulkin. "Development of technological schemes for open-pit mining of deposits using “mobile crushing-reloading-conveyor complexes”." E3S Web of Conferences 201 (2020): 01010. http://dx.doi.org/10.1051/e3sconf/202020101010.
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This article analyses the use of cyclic-flow technology schemes with mobile crushing and reloading complexes in open cast mining. An analysis of the application of cyclic-flow technology schemes with mobile crushing and reloading complexes in open cast mining shows that the main directions of its radical improvement are the development, creation and implementation of fundamentally new mining transport equipment and technological schemes for its quarries, which include: “mobile excavators crushing and transhipment plants and conveyor systems". Technological schemes for the development of rocks with an end arrangement of mobile complexes using a single bucket excavator and conveyor transport, with an end arrangement of mobile complexes and an increased width of the working platform during conveyor transport, with an end arrangement of mobile complexes and the presence of a mobile interstage loading crane with sequential mining at three horizons, a methodology has been developed for determining the working time and annual productivity of mobile crushing and handling conveyor complexes and a new technological scheme for the development of overburden ledges using mobile crushing and handling conveyor complexes. To reduce the time for idling the complex and reduce the number of exit ledges, a new technological scheme for the development of overburden ledges with the use of mobile complexes is recommended. As a result of the calculations according to the developed method, when working out two benches with different block lengths, the dependence of the annual productivity of the complex on the block length was established.
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Anisimov, Oleh, Oleksii Cherniaiev, Pavlo Saik, and Vasyl Lozynskyi. "IMPROVEMENT OF TECHNOLOGICAL SCHEMES FOR THE SHIPMENT OF MINERAL RAW MATERIALS AT CRUSHED STONE QUARRIES." SCIENTIFIC PAPERS OF DONNTU Series: “The Mining and Geology”, no. 1(31)-2(32) (2024): 17–28. https://doi.org/10.31474/2073-9575-2024-1(31)-2(32)-17-28.
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Purpose. To substantiate and improve the technological schemes for the shipment of non-metallic mineral raw materials from processing complexes, take the example of the Odarivske granite deposit development. To determine the optimal location of the conveyor transport complex, the minimum transportation of finished products by a front loader must be considered. Methods. The study analyzed existing technological schemes for developing non-metallic deposits and the shipment of finished products. To assess the optimal placement of a mobile conveyor reloader, a graph-analytical method was used, which allowed us to determine the average productivity of a front loader. Research results. An improved technological scheme for the shipment of finished products from warehouses in the manufacture of non-metallic mineral raw materials has been proposed. The optimal parameters of operations for the shipment of crushed stone of various fractions using a front loader-mobile reloading device complex were determined. Scientific novelty. The formed technological complex and the placement of the mobile reloading device made it possible to establish the formula for the optimal distance of transportation of finished products, taking into account the rotation of the reloading mobile device, which directly affects the performance of the front loader when loading finished products at a crushed stone quarry. Practical significance. The existing technological schemes for the shipment of finished products are described, and the technological scheme for the shipment of non-metallic mineral raw materials in the conditions of development of the Odarivske granite deposit is improved, which made it possible to establish the production indicators of the front loader and the distance of transportation of finished products from the warehouse to the mobile reloading complex. Key words: non-metallic mineral raw materials, crushed stone, finished product shipment schemes, front-end loader, mobile reloading device
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Anisimov, O. "Formation of technological schemes during working off steeply inclined layers." Collection of Research Papers of the National Mining University 64 (2021): 30–42. http://dx.doi.org/10.33271/crpnmu/64.030.
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Purpose. Creation of technological schemes ofdevelopment of steeply inclined layers in the conditions of the formation of edges of deep iron ore pits during the development of deep steeply dipping deposits in order to determine the width of the working platform. The research of the methodology consists in the development of new technological schemes and the use of existing schemes for the development of benches in the conditions of steeply dipping deposits. The next step is determining the width of the working platform, depending on the layout of the main equipment and the sequence of working off the bench. At the same time, the selected equipment allows to determine the parameters of the working platform of bench. For selecting the equipment, four options of equipment were distinguished according to the averaged parameters of modern mining machines, i.e. the method of averaging indicators was used. Findings. New technological schemes have been developed, as well as existing technological schemes have been used to substantiate the width of the working platform during the formation of steeply inclined layers on the deep edges of pits during the development of deep iron ore deposits. A technique was created that allows you to preliminarily determine the width of the working platform using a nomogram that takes into account the height of the bench, one of the options of equipment that can be used in the development of the bench and the scheme of development. The originality. Graphic dependencies were established for determining the width of the steeply inclined layer. These dependencies will be used during the development of the pit edge. Based on the obtained dependencies, taking into account the formation of technological schemes, it is possible to determine in advance what the width of the bench. Also, the complex mechanization (options 1-4) and the scheme with different heights of the bench are used, which allows to determine the most promising schemes of development, and in the future the rate of change in the level of areas of the steeply inclined layer. Practical implications. The possibility was established by a graphical method to determine the optimal width of the working platform or layer on a separate horizon or within a block, using complex mechanization. The results allow to prepare data (mining flowsheet bench (s), a width platform (layer) by selecting the equipment suitable to work on the bench with the corresponding parameters) for further design of the staged development of steeply inclined layers of deep open pits.
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Sarkar, Sukanta. "STATUS OF INSTITUTIONAL FINANCE IN JHARKHAND WITH SPECIAL STUDY ON NON-PERFORMING ASSETS: CHALLENGES AND GOVERNMENT INITIATIVES." International Journal of Management, Economics and Commerce 2, no. 1 (2025): 89–98. https://doi.org/10.62737/ma445m36.
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The paper discussed the status of institutional finance in Jharkhand. It has found that the number of bank branches were increased during 2015-16 to 2022-23. Share of ATMs in Jharkhand is lower than the national figure. Urban branches have more deposits than the branches in semi-urban or rural areas. The share of advances allocated by scheduled commercial banks is lower than the national figures. Compared to non-priority areas, priority areas have a higher percentage share of advances to total advances in Jharkhand. Scheduled Commercial Banks distribute highest amount of funds followed by Lead Banks. Percentage advances in urban areas are higher than the semi-urban and rural areas. Credit-deposit ratio is not the same in different categories of banks in the state. Small Finance Banks have the highest credit-deposit ratio, followed by Private sector banks, and Regional Rural Banks. Credit-deposit ratio of banks in districts of Jharkhand are not the same. Percentage of non-performing assets under different Government sponsored schemes varies. Non-performing assets are higher in the PMEGP scheme, then the MUDRA Loans and Self-help Group schemes. Non-performing assets in percentage of gross credit have increased since 2018-19. Therefore, there should be proper implementation of policies for reducing non-performing assets in financial institutions in Jharkhand.
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JAMSRANDORJ, G., and SERGUEI A. DIATCHKOV. "Placer Deposits of Mongolia." SEG Discovery, no. 24 (January 1, 1996): 1–14. http://dx.doi.org/10.5382/segnews.1996-24.fea.
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Editor’s note: Smimov uses the weathering definition of eluvial, meaning “an accumulation of rock debris produced*in-place by decomposition or disintegration of rock; a residue.” Two other terms in Smimov’s classification are not in common usage in North America nor in North American placer classification schemes By Russian definition, diluvium is an accumulation of fragments on the surface of slopes close to the source rock, predominantly moved by gravity. In North America, proluvium is a “complex, friable deltaic sediment accumulated at the fool of a slope as a result of an occasional torrential washing of fragmental material” (Glossary of Geology, 1972, American Geological Institute, Washington, D.C.).
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Pysmennyi, S., S. Chukharev, K. Kyelgyenbai, V. Mutambo, and A. Matsui. "Iron ore underground mining under the internal overburden dump at the PJSC “Northern GZK”." IOP Conference Series: Earth and Environmental Science 1049, no. 1 (2022): 012008. http://dx.doi.org/10.1088/1755-1315/1049/1/012008.
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Abstract Deterioration of mining conditions at mining deposits by open pit methods (increased mining depths, reduced ore deposit thickness) leads to an increase in mining costs. In Ukraine, to reduce open pit mining costs, overburden is disposed in temporary internal dumps located directly in the open pit over the ore reserves. Reactivation of pit areas with the temporary internal overburden dump located on them results in a surge of mining operations and deterioration of technical and economic indicators. Increased energy consumption, a decrease in working site parameters, an increase in angles of open pit slopes and stripping lags lead to unprofitability of open pit mining. One of the solutions to the mentioned scientific and engineering problem involves combined mining of deposits by integrated open pit and underground mining operations. The combined open pit-underground mining method enables reducing mining costs and enhancing technical and economic indicators. The suggested schemes for opening reserves located under the internal overburden dump enhance technical and economic indicators of deposit mining through making the internal dump a permanent one. This allows further disposal of overburden into internal dumps. Implementation of scientific recommendations and technological solutions resulted from the research performed (exemplified by the deposit Hannivske, Ukraine) reduces the cost of ore by 1.33 USD/t. At the same time, the total cost of building an underground mine makes 16.4 M USD, which is 30% less than when applying traditional opening vertical shaft schemes.
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Abdusamiyeva, Lobarxon Nomonjon qizi Jo'rakulova Sabrina Baxtiyor qizi. "COPPER MINING METHODS, SCHEMES AND REAGENT PROCEDURES." INTERNATIONAL BULLETIN OF APPLIED SCIENCE AND TECHNOLOGY 2, no. 11 (2022): 233–38. https://doi.org/10.5281/zenodo.7386059.
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The main method of beneficiation of copper ores is flotation. Copper and copper-pyrite ores are easily beneficiated. The applied scheme and technological procedures depend on the type of ore being processed, the composition of copper minerals, their state and susceptibility to leaching, the presence of primary sludges and soluble salts, as well as the nature of mixed rocks. In copper-pyrite deposits, sulphide minerals are found in the form of chalcopyrite, chalcosine, bornite and pyrite, their total amount is 3-4%, where the relative share of pyrite is much larger than other sulphides. In the oxidation zone, these sulfides preserve malachite, azurite, brochantite, chrysocolla, and other oxidized copper minerals. 10-15% of the total amount of oxidized copper deposits are sulphide, 10-15% to 50-75% are mixed, and 50-75% are oxide ores. Sulphide ores are more industrially important, as they make up 90-95% of this type of ore reserves.
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T.Kiruthika and Balusamy S. "Investor's Preference towards Post Office Saving Scheme." RESEARCH REVIEW International Journal of Multidisciplinary 03, no. 10 (2018): 816–18. https://doi.org/10.5281/zenodo.1477437.
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Various investment opportunities are available for an individual for savings and he /she can choose the appropriate investment schemes, which suit their needs. The different types of investments are provided by many financial institutions like commercial banks, co-operative banks, post office saving banks, life insurance corporations, public limited companies etc.,. of all the above mentioned institutions, Post Office Saving Bank plays a vital role among rural investors. The present study is an attempt to study the investor"s awareness and behaviour on post office saving schemes in Pollachi taluk. The primary data was collected purely on random basis from 100 sample respondents. The study found that majority of the investors prefer post office saving schemes for its safety and tax benefits. The investors mainly prefer post office saving schemes because of its safety.
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Bazaluk, Oleg, Kateryna Sai, Vasyl Lozynskyi, Mykhailo Petlovanyi, and Pavlo Saik. "Research into Dissociation Zones of Gas Hydrate Deposits with a Heterogeneous Structure in the Black Sea." Energies 14, no. 5 (2021): 1345. http://dx.doi.org/10.3390/en14051345.
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Ukraine is an energy-dependent country, with less that 50% of its energy consumption fulfilled by its own resources. Natural gas is of paramount importance, especially for industry and society. Therefore, there is an urgent need to search for alternative and potential energy sources, such as gas hydrate deposits in the Black Sea, which can reduce the consumption of imported gas. It is necessary to refine the process parameters of the dissociation of gas hydrate deposits with a heterogeneous structure. The analyzed known geological–geophysical data devoted to the study of the offshore area and the seabed give grounds to assert the existence of a significant amount of hydrate deposits in the Black Sea. An integrated methodological approach is applied, which consists of the development of algorithms for analytical and laboratory studies of gas volumes obtained during the dissociation of deposits with a heterogeneous structure. These data are used for the computer modelling of the dissociation zone in the Surfer-8.0 software package based on the data interpolation method, which uses three methods for calculating the volumes of modelling bodies. A 3D grid-visualization of the studied part of the gas hydrate deposit has been developed. The dissociation zone parameters of gas hydrate deposits with different shares of rock intercalation, that is, the minimum and maximum diameters, have been determined, and the potentially recoverable gas volumes have been assessed. The effective time of the process of gas hydrate deposit dissociation has been substantiated. The obtained research results of the dissociation process of gas hydrate deposits can be used in the development of new technological schemes for gas recovery from the deep-water Black Sea area.
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SUNKARA, SREENIVASULU, and Sreenivasa Reddy M. "A Study on the Association between Awareness of Investors and Demographic Factors towards Gold ETFs, Gold Bonds, and Gold Deposits." International Journal of Emerging Research in Engineering, Science, and Management 1, no. 1 (2022): 01–04. https://doi.org/10.58482/ijeresm.v1i1.1.
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Gold is one of the valuable metals and an important asset class for investors. People in India are emotionally attached to gold. Thousands of tonnes of idle gold are lying with Indian temples, trusts, and individuals. Investors consider capital appreciation; interest income and safety are major factors that influence buying of gold [1][4][7]. India is one of the biggest importers of gold every year. The government of India has introduced a few gold-related schemes to reduce gold imports. Sovereign gold bond [2] scheme and Re-vamped gold deposit scheme are introduced in the year 2015 under the Swarna Bharath initiative [9]. The present study is an attempt to find the association between awareness of investors and demographic factors towards gold ETFs, gold bonds, and gold deposits. The results reveal that there is a significant association at a 5% significance level between awareness of investors and all demographic factors used in the study except the gender of the respondent.
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Kosenko, Andrii, and Viktor Tarasyutin. "SUBSTANTIATION OF RATIONAL TECHNOLOGIES FOR CARRYING OUT PREPARATORY-THROWED RAIS IN THE MINING BLOCKS OF IRON MINES, WHICH ENSURE INCREASED STABILITY OF THE MASSIF EXPOSURES." JOURNAL of Donetsk Mining Institute, no. 1 (2022): 40–46. http://dx.doi.org/10.31474/1999-981x-2022-1-40-46.
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Purpose. Improving the efficiency and safety of mining operations in the process of preparatory-rifled risers, through the use of rational technological schemes of borehole hydraulic technology. Methods. Analysis of literary sources, design documentation and practice of developing mineral deposits by underground method. Designing a technological scheme for borehole hydraulic technology for preparatory-rifled risers. Technical and economic comparison of the developed technological schemes for conducting preparatory-rifled risers. Results. The results of the study were proposals for improving and increasing the efficiency of preparatory-rifled risers in the process of underground mining of rich iron ore deposits by using safe technological schemes of borehole hydraulic technology. The main areas of mining and geological conditions for the rational use of specific technologies for risers are determined. Scientific novelty. The dependences of the cost of carrying out 1 m3 of preparatory-rifled riser in different ways on its length are obtained. It has been established that for the effective destruction of low-strength martite ores by hydraulic monitors, the dynamic pressure of water jets should be 0.1–0.2 of the uniaxial compression strength of the massif. Practical implication. A technological scheme has been developed for conducting preparatory-rifled risers using borehole hydraulic technology, which allows for low-operation, flow and safety of mining operations, flexibility in controlling the concentration and volume of work, good compatibility with traditional mining technologies, as well as preliminary enrichment in the converter or open-hearth production of high-quality steel grades. Efficiency is ensured by the simplification of tunneling technology, high penetration rate, energy and material savings.
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Moyo, Zibusiso, and Sophia Mukorera. "Liquidity And Deposit Insurance: The Case Of Deposit-Taking Microfinance Institutions In Low-Income Sub-Saharan Africa." Management and Economics Research Journal 8, no. 4 (2022): 1–10. http://dx.doi.org/10.18639/merj.2022.1782409.
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The objective of this study was to examine the relationship between liquidity and deposit insurance of Deposit-taking Microfinance Institutions (DTMFIs) in Low-Income Sub-Saharan Africa (LISSA). Several DTMFIs in the region defaulted in meeting withdrawals on deposits and collapsed with depositors’ funds. The failure of DTMFIs to be liquid has dire consequences such as contagion risk due to the sudden and unexpected deposit runs and oblivion of depositors’ funds, which further condemn the small savers into extreme poverty levels. Panel data from the Microfinance Information Exchange for the years 2006 to 2017 of 64 DTMFIs sampled across 18 LISSA countries was utilised. The estimated random effects results showed that explicit deposit insurance is positive and significantly related to liquidity. Additionally, the capital adequacy ratio and the Basel implementation dummy are positive and significant determinants of liquidity. The study concluded that designing and implementing explicit deposit insurance schemes mitigates liquidity risk in depository microfinance and maintaining adequate capital adequacy levels and implementation of Basel recommendations improves the liquidity positions of the LISSA DTMFIs. The study recommended formulation of deposit insurance policies that embrace microfinance deposits of all types and adherence to the Basel capital adequacy standards complements deposit protection in hedging liquidity risk.
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Rial, Alfredo, and Ania M. Piotrowska. "Compact and Divisible E-Cash with Threshold Issuance." Proceedings on Privacy Enhancing Technologies 2023, no. 4 (2023): 381–415. http://dx.doi.org/10.56553/popets-2023-0116.
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Decentralized, offline, and privacy-preserving e-cash could fulfil the need for both scalable and byzantine fault-resistant payment systems. Existing offline anonymous e-cash schemes are unsuitable for distributed environments due to a central bank. We construct a distributed offline anonymous e-cash scheme, in which the role of the bank is performed by a quorum of authorities, and present its two instantiations. Our first scheme is compact, i.e. the cost of the issuance protocol and the size of a wallet are independent of the number of coins issued, but the cost of payment grows linearly with the number of coins spent. Our second scheme is divisible and thus the cost of payments is also independent of the number of coins spent, but the verification of deposits is more costly. We provide formal security proof of both schemes and compare the efficiency of their implementations.
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Sirmour, Harsha, and R. P. Agrawal. "PREFERENCE OF INVESTORS TOWARDS POST OFFICE SAVING SCHEMES." International Journal of Advanced Research 12, no. 02 (2024): 416–23. http://dx.doi.org/10.21474/ijar01/18310.
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Background/Purpose:Post office saving schemes are backed by the government of the respective country, providing a high level of safety and security for investors funds.Some post office saving schemes may offer tax benefits, such as exemptions on the interest earned or deductions under specific sections of the tax code. Post office saving schemes, such as fixed deposits or recurring deposits, can be suitable for individuals with long-term savings goals, such as planning for education, marriage, or retirement.It is essential for investors to carefully evaluate their financial objectives and consider factors like inflation, liquidity needs, and overall portfolio diversification before choosing post office saving schemes as their primary investment avenue. Objective: To analyze the preference of investors towards different post office saving schemes. Design/Methodology/Approach: Primary data is collected through a structured questionnaire. The area of research is confined to Durg district only. Descriptive analysis has been done to analyze the research questions. Originality/Value: This paper outlines the perception of an individual towards the different saving schemes provided by the Post office. Findings/Results:An investment is a pledge of a persons current assets that allows him to receive future income through interest, dividends, rent, wages, pension benefits, or capital appreciation.
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Mikhailov, А., and V. Ovseychuk. "Determination of optimal parameters of hydrogenous deposit development systems by in-situ borehole leaching method." TRANSBAIKAL STATE UNIVERSITY JOURNAL 28, no. 5 (2022): 19–27. http://dx.doi.org/10.21209/2227-9245-2022-28-5-19-27.
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When developing hydrogenous uranium deposits by in-situ well leaching, development systems with different arrangement of technological wells are used. The most common are in-line schemes with transverse or longitudinal arrangement of wells relative to the strike of ore deposits due to their simple construction of technological cells. Less common are schemes with a hexagonal form of technological cell. The object of the study is technological installations for in-situ borehole leaching. The purpose of the study is to scientifically substantiate the possibility of increasing the development efficiency of uranium deposits localized in loose sediments. The research objectives are to establish the optimal parameters of technological cells, allowing to reduce costs and increase the recovery factor of uranium in the productive solution. The research methodology is presented by collected information, mathematical-statistical processing and establishing a link between the parameters of the technological cell and technological and economic parameters of the leaching. The following research methods: mathematical and statistical analysis, modeling processes of in-situ borehole leaching have been used. The described schemes have been tested at the deposits of Khiagda ore field. Experimental work has not revealed any clear advantages of one or the other system in terms of its technological parameters. In order to select the optimal mining option, additional research is required, taking into account the accumulated knowledge about the structure of Khiagda type deposits, which are united in a single ore field by their mining, geological, hydrogeological and technological characteristics. For these purposes, mathematical modeling of the leaching process of hydrogenous ores with averaged characteristics has been carried out. The results of this simulation are presented in this article
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Ivanik, M., D. Pyatkova, L. Plotnikova, et al. "MODERNIZATION OF THE STRATIGRAPHIC SCHEMES OF MESOZOIC DEPOSITS IN UKRAINE." Tectonics and Stratigraphy, no. 41 (November 18, 2014): 75–89. http://dx.doi.org/10.30836/igs.0375-7773.2014.94648.
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Tucker, Ben, Matthias Hermann, Alexa Mainguy, and Richard Oleschuk. "Hydrophobic/hydrophilic patterned surfaces for directed evaporative preconcentration." Analyst 145, no. 2 (2020): 643–50. http://dx.doi.org/10.1039/c9an01782h.
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Sekisov, Artur, and Slava Korolev. "Prospects for using combined (traditional and physical-chemical) mining technologies in the development of large gold-copper ore deposits." E3S Web of Conferences 192 (2020): 02001. http://dx.doi.org/10.1051/e3sconf/202019202001.
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The article deals with the problems of development of large gold-copper ore deposits, which have prospects for the development of mining and processing complexes based on them, which produce refined metals as final products. The article substantiates the feasibility of using combined traditional and physical-chemical geotechnologies in the development of these deposits, including geotechnologies in mining, using innovative processes of activation of heap and underground leaching of copper, fine and dispersed gold from complex ores. At the initial stage of development of the large deposits of complex ores, in parallel with traditional schemes open-pit mining and ore processing at the processing plant, it is advisable to use the activation heap leaching of valuable components from poor and refractory ores and flotation tailings from ordinary and rich ore. At the second stage, when switching to the underground method of field development, it is proposed to use blockhole leaching with explosion-injection ore preparation with combination with it. The proposed schemes for combined development of complex gold-copper ore and copper-ore deposits with precious metal mineralization are based on data obtained during many years of experimental research and pilot tests.
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Kumar, Pawan, Tej Bali Singh, and Hari Shankar. "Differences in Awareness About Various Government Welfare Schemes as per Gender of Elderly Subjects Residing in Prayagraj City." International Journal of Science and Healthcare Research 7, no. 4 (2022): 206–13. http://dx.doi.org/10.52403/ijshr.20221029.
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Introduction: The percentage of elderly population is increasing in total population worldwide. At national level the percentages of elderly were 8.6% in total, 8.8% in rural and 8.1% in urban census year 2011. In the year 2011, Central and state government have already implemented various schemes. Objectives: The aim of this study is to find out the genderwise awareness about Government welfare schemes among elderly. Methodology: 110 elderly persons (males= 68 and females= 42) residing in urban Prayagraj was randomly selected for this study. The participants were interviewed individually by using a structured interview schedule that contained the names of all the welfare schemes for the elderly. Result: On the whole, these respondents did not have a complete awareness of these schemes. The awareness of IGNOAPS, Annapurna, Income tax benefit, train ticket concession, Higher interest on deposits in bank, The maintenance and welfare of senior citizen 2007, in male subjects were 77.9%, 47.1%, 66.2%, 86.8%, 73.5% and 57.4 where as these percentages in female were 69.0%, 42.9%, 2.4%, 54.8%, 50.0% and 7.1% respectively. Income tax rebate, railway concession, and interest on deposit and acts 2007 were highly associated with gender. Conclusion and Recommendation: The awareness of various welfare schemes among females was found low in comparison to their male counterparts. It is suggested that Government and NGOs working in the field, should organise awareness programmes about the various welfare schemes among elderly residing in urban areas for their proper implementation. Keywords: Elderly, Urban, Government welfare Schemes, Awareness.
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Kang, Baoyuan, and Danhui Xu. "Secure Electronic Cash Scheme with Anonymity Revocation." Mobile Information Systems 2016 (2016): 1–10. http://dx.doi.org/10.1155/2016/2620141.
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In a popular electronic cash scheme, there are three participants: the bank, the customer, and the merchant. First, a customer opens an account in a bank. Then, he withdraws ane-cash from his account and pays it to a merchant. After checking the electronic cash’s validity, the merchant accepts it and deposits it to the bank. There are a number of requirements for an electronic cash scheme, such as, anonymity, unforgeability, unreusability, divisibility, transferability, and portability. Anonymity property of electronic cash schemes can ensure the privacy of payers. However, this anonymity property is easily abused by criminals. In 2011, Chen et al. proposed a novel electronic cash system with trustee-based anonymity revocation from pairing. On demand, the trustee can disclose the identity fore-cash. But, in this paper we point out that Chen et al.’s scheme is subjected to some drawbacks. To contribute secure electronic cash schemes, we propose a new offline electronic cash scheme with anonymity revocation. We also provide the formally security proofs of the unlinkability and unforgeability. Furthermore, the proposed scheme ensures the property of avoiding merchant frauds.
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Zinke, Peggy, and Jim Bogen. "Effect of water level regulation on gradients and levee deposits in the Lake Øyeren delta, Norway." Hydrology Research 44, no. 3 (2012): 523–37. http://dx.doi.org/10.2166/nh.2012.097.
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Water level changes resulting from a hydropower regulation have influenced water flow, gradients and sediment processes in the Lake Øyeren delta for about 150 years. They are reflected in the morphology of the islands on the delta plain. Under current regulation practices, water levels during the mean annual flood are maintained at about 1 m lower than during the previous regime prior to 1978. As the channels continue to mature, the recently deposited tongues and levees in the southern part will therefore probably maintain a distinctly lower elevation than that of the older islands. The influence of flood regulation on levee deposits during the extreme 1995 flood was estimated by comparing simulated overbank deposits resulting from different flood regulation schemes. The simulations showed that reduced water levels during floods in the presence of older islands extend the period of in-channel flow and promote the development of levee-like deposits in the lower part of the delta plain. This explains some of the characteristics observed in the morphological development, most notably the increased number of lagoons resulting from a higher number of levees.
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Shevchuk, O., N. Yaroshevych, and L. Yevtukh. "INTRODUCING A LIFE ASSURANCE GUARANTEE SCHEME IN UKRAINE: FUNDING MECHANISM AND RISK-BASED ADJUSTMENT." Financial and credit activity: problems of theory and practice 2, no. 37 (2021): 298–307. http://dx.doi.org/10.18371/fcaptp.v2i37.230265.
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Abstract. Life insurance, as well as bank deposits, is a form of household savings, so contributions under life insurance contracts must be properly guaranteed by creating compensation mechanism. The paper deals with a number of issues in relation to the solutions for Ukrainian life insurance guarantee scheme (IGS). The main purpose of this study is to introduce decision on scheme design and appropriate fund-raising mechanism for Ukrainian IGS providing the last resort protection to customers who make their savings via life assurance contracts. Highlighting positive and negative effects of IGS implementation, analysing sources of funding for guarantee schemes, the research substantiates economic effects of risk-based approach to assessing contribution and proposes general scheme of estimating the insurer’s contribution to the IGS fund, in particular indicators for risk-based adjustment of IGS levies and adjustment procedures. Based on methods for calculating contributions to European deposit guarantee schemes, the article specifies technically sound methods for calculating contributions to IGS fund which capture various aspects of the insurers’ risk profile including capital adequacy, asset quality, liquidity and funding, profitability profile, business management, as well as the potential loss for the IGS and market circumstances. The methodology, proposed in the paper, is relevant not only for Ukraine, where the introduction of the IGS scheme for life assurance is only in perspective, but also for all other countries with existing IGS to implement risk-weighted approach to scheme setting that prompts insurers to control their risks, provides more effective and healthy competition. Keywords: life assurance, insurance guarantee scheme, policyholder protection, funding mechanism, risk-weighted contribution. JEL Classification G22, G33 Formulas: 5; fig.: 4; tabl.: 1; bibl.: 13.
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Kachala, T., and S. Kachala. "MONITORING OF SOIL ROOF IN THE FIELD OF DEPOSITS." Ecological Safety and Balanced Use of Resources, no. 2(20) (February 24, 2020): 76–83. http://dx.doi.org/10.31471/2415-3184-2019-2(20)-76-83.
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Monitoring can be considered one of the main methods of solving the problem of pedosphere pollution, because the necessary information to overcome the problems can be obtained only through the large-scale specific study. At present, there are some monitoring programs aimed at solving the problems, but they are not effective enough and, therefore, cannot completely fulfill their tasks.
 The current problems of land monitoring in Ukraine are primarily related to its organization, which could provide the comprehensive and systematic accounting and assessment of the status of land in order to protect and improve the quality of agricultural soils. There is a need to create a permanent system of accounting, observation, comparison, measurement, inventory and forecasting of the ecological status of lands with the detection and registration of changes against the background of natural and anthropogenic processes, in the continuous functioning of the ecological monitoring service of land. Analyzing the studies in the field of monitoring the oil-contaminated soil on the territory of oil and gas fields, it becomes necessary to develop the new methods of ecological monitoring of the soil of depleted oil and gas fields in order to study the problem of pedosphere contamination.
 The development results of a new method of environmental soil monitoring in depleted oil and gas fields are described. The method allows obtaining adequate information on the studied area. An important role in the new monitoring scheme is played by the method of locating soil sampling points, the benefits of which are the system’s flexibility in relation to the studied territory and complexity of research that does not necessarily depend on the size of the studied area. The proposed schemes introduce a new view of monitoring the soil, which is subjected to the heavy anthropogenic impact of the mining industry. The analyzed schemes help to develop new reclamation methods of the soil located in the depleted oil and gas fields, which is contaminated with hydrocarbons and drilling waste.
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Osinski, Gordon R., Richard A. F. Grieve, Patrick J. A. Hill, et al. "Explosive interaction of impact melt and seawater following the Chicxulub impact event." Geology 48, no. 2 (2019): 108–12. http://dx.doi.org/10.1130/g46783.1.
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Abstract The impact of asteroids and comets with planetary surfaces is one of the most catastrophic, yet ubiquitous, geological processes in the solar system. The Chicxulub impact event, which has been linked to the Cretaceous-Paleogene (K-Pg) mass extinction marking the beginning of the Cenozoic Era, is arguably the most significant singular geological event in the past 100 million years of Earth’s history. The Chicxulub impact occurred in a marine setting. How quickly the seawater re-entered the newly formed basin after the impact, and its effects of it on the cratering process, remain debated. Here, we show that the explosive interaction of seawater with impact melt led to molten fuel–coolant interaction (MFCI), analogous to what occurs during phreatomagmatic volcanic eruptions. This process fractured and dispersed the melt, which was subsequently deposited subaqueously to form a series of well-sorted deposits. These deposits bear little resemblance to the products of impacts in a continental setting and are not accounted for in current classification schemes for impactites. The similarities between these Chicxulub deposits and the Onaping Formation at the Sudbury impact structure, Canada, are striking, and suggest that MFCI and the production of volcaniclastic-like deposits is to be expected for large impacts in shallow marine settings.
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Lyu, Khentsze. "Health insurance reform in China after the 16th National Congress of the Communist Party of China." Тренды и управление, no. 2 (February 2020): 1–10. http://dx.doi.org/10.7256/2454-0730.2020.2.33284.
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This article reviews the health insurance reforms in China for the period from 2002 to the present. It stated that 16th National Congress of the Communist Party of China introduced significant amendments to health insurance system, balancing the negative impact of capitalist mechanisms, on the one hand, and justice and equality &ndash; on the other. This stage of development in China&rsquo;s healthcare insurance system is described as the &ldquo;second generation&rdquo; in healthcare system, characterized with the change of government&rsquo;s role in allocation of resources in healthcare sector: proliferation of &ldquo;wild capitalism&rdquo; in medicine is replaced with the concept of granting freedom to the market mechanisms under the government supervision. The reforms of PRC government in the area of health have a clear social focus. The state takes over responsibility for health of the citizens, which was released to a free market in the &ldquo;new course&rdquo; of the 1980s &ndash; 1990s. At the same time, the former paternalistic scheme is replaced by the equal system of interaction between society and the government. In all cases, the insurance funds are formed out of personal deposits of the citizens and deposits of local and central authorities. Municipalities are responsible for majority of decisions in the area of development of insurance schemes. The government&rsquo;s role consists in establishment of minimum deposits and maximum coverage. This is how the central authorities, local administration and citizens are involved in insurance schemes on equal terms.
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Kochaniak, Katarzyna. "Regulatory thresholds of household deposit stability in the euro area - neglected factors and omissions made." Panoeconomicus 66, no. 5 (2019): 559–88. http://dx.doi.org/10.2298/pan170117011k.
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The paper investigates the occurrence of three categories of household deposits in 15 euro area countries - guaranteed, high value, and very high value - which, according to the European Banking Authority, differ in terms of their sensitivity to outflows under stress. The analysis is based on household-level data and applies a logit model. Its main finding is that the impact of wealth and socio-demographic features of households on their propensity to possess the deposits was opposite regarding guaranteed and unguaranteed deposits. It proves two separate profiles of households who declared deposits in the euro area. For selected member states, the adoption of the single limit within guarantee schemes was assessed as an incentive which may strengthen the deposits? resilience on withdrawals, and thus positively influence the funding stability of credit institutions.
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Mazhitov, Artur. "Substantiation of process schemes of field development taking into account technogenic conversion." Izvestiya vysshikh uchebnykh zavedenii. Gornyi zhurnal, no. 4 (June 25, 2021): 5–14. http://dx.doi.org/10.21440/0536-1028-2021-4-5-14.
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Introduction. Mining disturbs the natural state of the rock mass. Besides, the field reserves are of a different degree and nature of man-induced changes, which directly affects mining prime cost and ore marketable value. The scientific and practical relevance of the research consists in ensuring increased completeness and economic efficiency of field development by applying the development systems of different classes and taking into account the man-induced changes in reserves in mining dynamics. Research aim is to substantiate the technological schemes of mining, that take into account the possibility and feasibility of developing the reserves which have been affected by the man-induced changes, in particular when switching from one class of development systems to another. Research methods. In this research, based on the analysis of the mining and geological conditions of copper sulfide deposits, economic and mathematical modeling of developing an ore deposit by development systems of different classes was carried out, and the man-induced changes in underground reserves in the process of mining were taken into account. Results. Based on the modeling results, it was found that the increase in the economic efficiency of the deposit development is provided by justifying the type, sequence, and limits of applying different geotechnologies related to different classes of development systems within the entire deposit and a separate ore body. Conclusion. The research results can be used when designing fields in terms of selecting and substantiating the applied development systems.
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BORISENKO, D. N., N. N. KOLESNIKOV, M. P. KULAKOV, and V. V. KVEDER. "GROWTH OF CARBON NANOTUBES (CNTs) IN ELECTRIC-ARC DISCHARGE IN ARGON." International Journal of Nanoscience 01, no. 03n04 (2002): 235–46. http://dx.doi.org/10.1142/s0219581x02000310.
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Electric-arc discharge deposition (EADD) is used to produce CNT products. The design and electric scheme are discussed in details, as well as all technological features. The results of the outputs of all technological schemes are discussed on the basis of thermal analysis (TGA and DTA), supported by TEM and fullerene-dissolving tests. It is established that CNTs mainly form as compact cathode deposits ("stubs"). Conditions of stub preferential growth are experimentally defined. These conditions have narrow range of parameters that may cause some difficulties in scaling of CNT production.
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Gazaleeva, Galina I., and Konstantin Bulatov. "Choosing special methods of selective disintegration and schemes for complex refractory ore." Izvestiya vysshikh uchebnykh zavedenii. Gornyi zhurnal 1 (February 15, 2022): 45–57. http://dx.doi.org/10.21440/0536-1028-2022-1-45-57.
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Introduction. The article highlights a new procedure of choosing special methods of disintegration and schemes for complex refractory ore and develops an integrated approach and criteria to comparing different types of crushers and screens, namely, reduction ratio, grinding degree, slime formation degree, and a new selectivity criterion. Research aims to study a new method and derive an equation to determine the crushing in the layer force and a new selectivity criterion. Research methods. The new methods were tested by comparing Otboynoye deposit tantalum ore, Vishnevogorsky deposit niobium ore, and Zashihinsky deposit tantalum-niobium ore crushing in cone inertial and centrifugal impact crushers and a roller press. The process of crushing in machines was studied in the laboratory and semi-industrial conditions. Different operation modes of crushers and screens were also checked. Object of research is tantalum and niobium ore of different deposits. Research results. The crushing selectivity criterion and reduction ratio comparison demonstrated that centrifugal impact crusher and roller press indexes are lower than the cone inertial crusher (KID) indexes. The reduction ratio for different crushing machines is 10.1 for the centrifugal impact crusher, 10.8 for the roller press, and 14.2 for the cone inertial crusher. The selectivity criterion for the crushing machines is 0.632 units for the centrifugal impact crusher, 0.730 units for the roller press, and 0.848 units for the KID. The KID-300А crusher performed the best for Otboynoye deposit tantalum ore and Vishnevogorsky deposit niobium ore. The KID-300А crusher also has the best slime formation degree criterion. The new method has been tested and approved. Summary. The paper analyses different methods and criteria of selective crushing. A new crushing selectivity criterion was proposed based on optical and electron microscopy data. It describes the ratio of liberation in the crushed product and feed.
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de Gioia-Carabellese, Pierre, and Corrado Chessa. "The So-Called Pan-European Depositors' Protection Scheme." Maastricht Journal of European and Comparative Law 23, no. 2 (2016): 241–60. http://dx.doi.org/10.1177/1023263x1602300203.
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This article focuses on the legal provisions of Directive 2014/49 on deposit guarantee schemes (the DGS Directive) and focuses on how the national schemes financially support each another by offering a critical analysis to demonstrate that the new legal framework is far from satisfactory. This is because the new ‘safety net’, still hinged on depositors' protections schemes that operate at the national level, is fettered by the quantitative limits and legal constraints of mutual borrowing. This ultimately still leaves the EU/EEA depositors with an element of uncertainty. This contribution also seeks to illustrate that the recent mass withdrawal from bank deposits in Greece (in June/July 2015) was an unsuccessful test case for the new legislation, which was ironically already in force at the time the crisis unfolded. This case study of Greece is coupled with the important Landslaki dictum which is given equal attention in this article. Together they give significant credibility to the view that the DGS Directive, seemingly not fully aware of the lessons to be learnt from the 2011 Eurozone crisis, is obsolete and should be amended as soon as possible.
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Kontorovich, A. E., A. I. Varlamov, A. S. Efimov, et al. "Stratigraphic Scheme of Cambrian Deposits, South of the Cis-Yenisei Area of West Siberia." Russian Geology and Geophysics 62, no. 03 (2021): 357–76. http://dx.doi.org/10.2113/rgg20204317.
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Abstract ––In this paper we present a stratigraphic scheme for the subdivision and correlation of the Cambrian deposits in the south of the cis-Yenisei area of West Siberia, which was adopted as a current scheme by the decision of the Interdepartmental Stratigraphic Committee in 2018. This scheme is based on the data from stratigraphic test wells (Lemok-1, Averinskaya-150, Tyiskaya-1, Vostok-1, Vostok-3, Vostok-4, etс.). In the study area, two structure-facies zones were identified: Kas (Lemok-1, Averinskaya-150, Tyiskaya-1, Vostok-4, and Eloguiskaya-1 wells), where sedimentary complexes accumulated in a salt subbasin, and Ket’ (Vostok-1 and Vostok-3 wells) with the deposition in an open sea basin. The boundary between these structure-facies zones is drawn along the inferred N–S-trending barrier reef zone. The rubrication in this paper is compiled in accordance with the requirements of the Stratigraphic Code of Russia for explanatory notes for regional stratigraphic schemes. Local stratigraphic subdivisions (formations, strata) are described and compared with the adjacent Turukhansk–Irkutsk–Olekma facies region of the Siberian Platform.
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Dr.B.Ramya and S.Sudakaran. "The Financial Performance of EXIM Bank of India." International Journal for Science and Advance Research In Technology 11, no. 3 (2025): 178–83. https://doi.org/10.5281/zenodo.15044459.
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This study evaluates the financial performance of the Export-Import Bank of India (EXIM Bank) from 2013 to 2024. Using secondary data from annual reports, key financial indicators such as deposits, credits, total assets, shareholder equity, return on equity (ROE), return on deposit (ROD), return on assets (ROA), and earnings per share (EPS) were analyzed. The findings reveal fluctuations in the bank's performance, with significant growth in 2024. The study identifies strengths in EXIM Bank's international trade financing, while suggesting improvements in asset management and capital utilization. It highlights the bank's role in supporting India's foreign trade and recommends expanding branch networks and introducing customer-centric schemes for growth.