Academic literature on the topic 'Development Bank of Rwanda'

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Journal articles on the topic "Development Bank of Rwanda"

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Habyarimana, Béata, and André de Waal. "Analyzing An Organizational Change Process Using the HPO Framework: the Case of A Rwandese Bank." International Journal of Management and Applied Research 7, no. 2 (June 5, 2020): 120–35. http://dx.doi.org/10.18646/2056.72.20-009.

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Over the past decades, the financial industry has been affected by sustained liberalization and synchronization of the financial markets as well as new developments in information technology. This caused the banking industry in emerging markets to become more competitive due to increased bank sizes caused by acquisitions and mergers while they did not necessarily become more profitable. In this article the organizational restructuring process of a bank in Rwanda is investigated on its effectiveness. The high performance organization (HPO) diagnosis was applied, consisting of a questionnaire containing questions on the quality of the organization and interviews with top management. This diagnosis established the HPO status of the bank. The questionnaire was also applied at three other banks in Rwanda for comparison purposes. The HPO Diagnosis clearly indicated the reasons why the restructuring efforts of the case company had not resulted in better organizational results and in fact had led to under-par performance compared to the other three banks. The diagnosis also yielded multiple improvement possibilities for the bank to make its restructuring efforts successful after all. The research findings will make it possible for Rwanda Bank to improve its performance to the benefit both of its clients and stakeholders. The findings will also benefit other Rwandan banks in their efforts to achieve higher organizational performance.
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Moïse, Bigirimana, and Xu Hongyi. "FINANCIAL INCLUSION IN RWANDA: AN OVERVIEW." Journal on Innovation and Sustainability. RISUS ISSN 2179-3565 8, no. 3 (September 1, 2017): 75. http://dx.doi.org/10.24212/2179-3565.2017v8i3p75-84.

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Financial inclusion is a major policy concern with governments across the world. Rwanda as a country with fast development averaging to 6.9% from 2011 to 2015 has done an improvement in financial inclusion as well. This country with stable growth interested the researchers to know whether this development goes hand in hand with financial inclusion. This paper is an attempt to show the overview of financial inclusion in Rwanda. Secondary data from Rwanda Fin scope survey 2008, 2012 and 2016 were used in this study. Apart from that, this paper uses data from Banque National du Rwanda from 2011 to 2015. Many researches were conducted on financial inclusion in different countries but none of them took Rwanda as a special case. The results show that there is an improvement in financial inclusion in Rwanda as the number of financially excluded dropped from 52% in 2008 to 11% in 2016.The problem is that the number of banked adults did not increase from 2008 to 2016. Banked adults in Rwanda were 14% in 2008, 23% in 2012 and 26% in 2016.This shows that many Rwandan adults are not banked. The government should continue to mobilize citizens to join banks. Mobile payment improved tremendously and this should be strengthened and more regulated as it is serving many Rwandans.
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Harelimana, Jean Bosco, and Vancon Dusengimana. "Effect of Effective Management of Donors’ Fund on ICT Sector Development in Rwanda." Management and Organizational Studies 5, no. 4 (November 30, 2018): 13. http://dx.doi.org/10.5430/mos.v5n4p13.

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The main objective of this paper is to assess the effect of effective management of donors’ fund on ICT sectordevelopment in Rwanda.A Purposive sampling have been used to select employees in charge of ICT in higher learning institutions,Broadband Systems Corporation Ltd (BSC Ltd) staff, Rwanda Information Society Authority (RISA) staff ,MINECOFIN projects implementation unit staff and Rwanda Development Board single project implementation unitstaff. In total 24 employees from these institutions contributed to this research through responding elaboratedquestionnaire and by the mean of interview. Purposively six students responded to the questionnaire.The questionnaire and an interview guide were used to collect primary data and were analyzed using StatisticalPackage for Social sciences, descriptive and inferential statistics were adopted as research approach. Qualitative datawas treated through sound content analysis.Results from the research found the following: It has been observed that the total budget of USD 24.M allocated tofinance the Rwandan ICT sector was executed up to 99.54% and all components have been implemented at asatisfactorily rate by both the World Bank and the Government of Rwanda. This high finance performance ratecaused a radical change in ICT Sector development whereby after the project implementation period elapsed, anumber of ICT sector development indicators proved a tremendous shift. One of those indicators is mobilesubscriptions and internet subscriptions that increased 217 % and 1,000% respectively. The cost of internationalinternet connectivity got an up-down shift from $10,000 in 2008 up to $125 in 2014. Both physical and financialproject implementation indicators evidenced the close relationship or the causality of ICT sector development givenan effective funds management. Finally, the Pearson coefficient of 0.814** that was obtained from testing bothvariables of this study resulted in positive high correlation between donors’ funds management and the ICT sectordevelopment.
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Mustari, Kahambu, Claud Rusibana, and Ambrose Nzamalu. "Internal Audit Profession And Financial Performance In Commercial Banks In Rwanda." Journal of Advance Research in Business Management and Accounting (ISSN: 2456-3544) 6, no. 10 (October 31, 2020): 12–20. http://dx.doi.org/10.53555/nnbma.v6i10.924.

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In all the countries in the world, commercial banks contribute greatly in the economic development of a country (Beck, Demirgüç-Kunt & Levine, 2006). Therefore, tracking the performance of commercial banks has been of great importance both for scholars and for policy makers. The main objective of this research was to investigate the role played by internal audit profession in the financial performance of commercial banks in Rwanda, taking a case of Kenya Commercial Bank, Rwanda plc. The research followed three specific objectives, namely, to investigate internal audit profession in KCB Bank Rwanda plc; to determine the level of financial performance of KCB Bank Rwanda plc and to find out the relationship between internal audit profession and financial performance of KCB Bank Rwanda plc. The research used descriptive and correlational research design with a target of 87 employees all taken as the sample for this research. Structured questionnaires were distributed to the sample and 79 were filled and returned. The collected data was analyzed using IBM SPSS version 22. The results showed that the most of the employees in KCB Bank Rwanda plc are male who represent 72.15% of the total respondents, majority of the respondents were between 31-35 years represented by 42(53.2%) of the respondents. The findings on objective one revealed that 57% of the respondents strongly agreed that audit independence is important for the internal auditing at 32.9% agreed. The findings on objective two revealed that 73.4% of the respondents indicated high level of satisfaction in terms of financial performance of the Bank. On objective three, the findings revealed that all the indicators used for measuring internal audit were positive and significantly related to ROA, ROE and interest margin (some at 5% and others at 10%), except for audit due care which was not significantly related to ROE and interest margin. The findings further revealed that the adjusted R2=0.81 for ROA, adjusted R2=0.164 for ROE and adjusted R2= 0.292 for interest margin. Further, the ANOVA analysis for ROA, ROE and interest margin revealed that all the three models were significant at 5%. The regression equations with audit independence, professional competence and audit due care as predictor variables showed that both audit independence and professional competence have positive coefficient on ROA, ROE and interest margin. The researcher highly recommends prudential adoption of internal auditing function within the banking sector. Policy makers should come up with standardized measures in relation to internal auditing. The managers should be at the forefront to ensure that the internal auditing function operates independently without managerial influences and with due diligence. This recommendation is informed by the positive effect that auditing has on the financial performance of commercial banks.
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Bigirimana, Moïse, and Xu Hongyi. "Financial Inclusion in Rwanda: an Analysis of Role Played by Commercial Banks." INTERNATIONAL JOURNAL OF MANAGEMENT SCIENCE AND BUSINESS ADMINISTRATION 4, no. 2 (2018): 25–31. http://dx.doi.org/10.18775/ijmsba.1849-5664-5419.2014.42.1003.

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The purpose of this research is to analyze the role played by commercial banks on financial inclusion in Rwanda. Rwanda which is seen as a model of fast development in Africa has set a target of 90% financial inclusion by the year 2020. This target was almost achieved in 2016 where 89% were financially included but only 26% have accounts with commercial banks. This study reveals that all the three dimensions of financial inclusion i.e. access, penetration and usage of commercial banks have increased from 2004 to 2016. This research found that almost 40% of respondents have accounts in the commercial bank. The rest of respondents have accounts either in microfinance institutions or in SACCOs. The findings show again that 67.7% of people who took loans, took them from commercial banks. Although commercial banks play a great role, there is a long way to go for Rwanda to be formally included because only 26% have an account in commercial banks according to Finscope Survey 2016. On this matter, the government of Rwanda should put more efforts to computerize MFIs and SACCOs as they serve 65% of the population in Rwanda. The government of Rwanda should set policies that support microfinance and SACCOs for them to offer better services at the standards of commercial banks as this would help in having a big number of citizens formally included and it may contribute to its economic growth.
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Kalulu, Ronald, Emmy Tushabe, and Abel Chondo. "Air Transport and Its Impact on the Tourism Industry in Rwanda: Case of RwandAir." East African Journal of Business and Economics 2, no. 1 (July 25, 2020): 43–52. http://dx.doi.org/10.37284/eajbe.2.1.185.

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The study focused on the air transportation and its impact on the tourism industry in Rwanda; the case of RwandAir. The study objectives were to identify the contributions of air transportation to the development of tourism industry in Rwanda; to establish the challenges facing the air transport sector and to propose strategic measures to mitigate the challenges. The study used a cross-sectional survey thus both the qualitative and quantitative approaches were applied. The study used closed-ended questionnaires, structured interview, as well as document review. Purposive sampling was used on the key managers of both RwandAir and Rwanda Development Board. The study targeted 700 international tourists and 200 domestic tourists (conveniently selected), as well as structured interview with 30 senior officers of RwandAir and 20 senior officers of RDB, hence making the total population to be 950 respondents. The study sample size was 274 respondents. However, after validating the returned questionnaires, only 240 questionnaires were found to be valid. It was revealed that RwandAir greatly contributes to tourism development in many ways such as marketing, job creation, transporting tourists, providing a convenient, quick and safe way to get into the country among others. It was revealed by the world bank that international tourism arrivals in 2016 was 932000 tourists bringing in 25.85 % of total exports and total imports and expenditure on travel service es was 11.99 % in Rwanda. The number of tourists’ arrivals was limited to arrivals by air. However, RwandAir and air transport in general faces changing oil prices, expensive jets, terrorism in neighbouring countries, limited funding, skills gap in aviation sector (lack of technical engineers and pilots), geographical location, inadequate infrastructure and to a great extent, lack of safety compliance. The strategies that can be adopted to improve air transport sector are: more funding to air transport industry by government; oil and energy negotiations with oil-producing countries; skills enhancement like training local pilots and engineers; improved airport infrastructure in Rwanda e.g. at Kigali international airport and other domestic airports; space agreements as well as benchmarking best airline companies like Qatar and emirates and others in the region. The study recommends tax concessions for the air transport, oil negotiations, opening up and re-development of the domestic airports in the country, reduced prices for incoming tourists using RwandAir, partnerships between government and private sector in developing air transport, increased training of aviation staff among others. It is believed that when these are done, then air transport will continue to positively transform tourism into a better and developing sector with sustained customer base hence national development.
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Storey, Andy. "Structural adjustment, state power & genocide: the World Bank & Rwanda." Review of African Political Economy 28, no. 89 (September 2001): 365–85. http://dx.doi.org/10.1080/03056240108704546.

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Gahongayire, Lydia, and Mercyline Kamande. "Risk Management Practices and Profitability of Microfinance Banks in Rwanda A Case of Urwego Bank." Journal of Advance Research in Business Management and Accounting (ISSN: 2456-3544) 7, no. 10 (October 31, 2021): 61–74. http://dx.doi.org/10.53555/nnbma.v7i10.1071.

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Financial institutions are major players in the economic development of a country by offering channels through which funds flow from one source to another. However, they are faced with numerous risks in their daily operations. The main goal behind the current research was to assess the effect of risk management practices on the profitability of microfinance banks in Rwanda, a case of Urwego Bank. Both descriptive and correlational research designs were used. Data was collected from the targeted population of 113 employees in Urwego Bank who were considered for the sampling using the census method. The data was collected using structured questionnaire and interview guide for key informants. The research instrument reliability test was done using Cronbach’s alpha test while the validity was achieved through revision of the questionnaire after a pre-test is conducted. The data that collected was analyzed using SPSS through which data was presented using frequency tables, descriptive statistics, and regression analysis. The findings on risk assessment revealed that 77.8% of the respondents agreed that they can conduct risk identification. A total of 63.4% of the respondents agreed on the importance of risk classification. The regression analysis revealed that there is combined effect of risk measurement, risk identification and risk classification on the profitability of the bank giving an R2 of 0.418. On whether having control measures within a bank can greatly assist in effective risk management, 82.5% of the respondents agreed. 73% of the respondents agreed that risk mitigation strategies are effective ways of reducing the possibility of occurrence of risk and their impact in an organization. 74.1% of respondents showed that risk financing is important for the Bank in its management of risk. Further, regression analysis showed the model was fit at 5% and an R2=0.582 indicating that the changes in profitability of the Bank are influenced by risk control measures. The regression model regarding the risk monitoring was found to be significant and an showing that the profitability in Urwego Bank is influenced by risk monitoring processes. The overall regression model was significant and an R2=0.536 and showed that risk management practices should be practiced in totality to ensure that effective results are obtained. Therefore, the researcher recommended that policy makers and supervisors, including the central bank, should be more vigilant in promulgating the culture of risk management in the banks especially for microfinance banks which are few in the industry.
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Vento, Gianfranco A., Helen Chiappini, and Giuseppe Lia. "Corporate social responsibility, social and financial performance: The case study of the loan appraisal process of the Rwanda Development Bank." Corporate Ownership and Control 15, no. 3 (2018): 47–56. http://dx.doi.org/10.22495/cocv15i3art4.

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Development banks play an active role in smoothing growth of world’s disadvantaged areas. The social mission of development banks requires that they pay attention to corporate social responsibility (CSR) and to the social outcome of financing activities. However, like any other financial institution, they must consider the business sustainability and the financial stability over time. Thus, a comprehensive loan appraisal process should include financial and social aspects. Literature does not properly investigate development banks loan appraisal process, thus the aim of this paper is to contribute to this stream of literature, analysing how development banks can include the evaluation of social and environmental variables within their loan appraisal process. For the purpose of the research, we employed a case study of the Rwanda Development Bank (BRD). The BRD loan appraisal process combines the evaluation of typical aspects of corporate social responsibility – like the firms or projects compliance to health and safety regulations or the implementation of the code of ethics including diversity policies – with the evaluation of social and environmental impact, as well with financial aspects. The BRD social impact assessment is also valuable because it follows the criteria of proportionality of loans evaluation, balancing completeness of information with the cost of the assessment.
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Kanyambo, John, and Bogere Mohammed. "The Effects of Rewarding System on Employee Turnover." Randwick International of Social Science Journal 1, no. 3 (October 23, 2020): 402–9. http://dx.doi.org/10.47175/rissj.v1i3.94.

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This study examined the effects of retention strategies on employee turnover taking a case of Urwego Opportunity Bank in Rwanda. The specific research objectives are: to identify the effects of reward on employee turnover and to analyze the effects of training on employee turnover. A descriptive research design was used where both qualitative and quantitative approaches were adopted.The target population was 250 employees and authorities of Urwego Opportunity Bank while 138 sampled populations was calculated using Slovin’s formula. The study set to use simple random sampling techniques in order to distribute research instruments. Finding on contribution indicated by regression model, a unit increase in a unit increase in Rewarding systems variable would cause an increase of 0.260(26.0 %) on employee turnover at Urwego.Finding also show that Rewarding systems posted ( t=2.357), this was greater 1.96 and sig = 0.002, so this clearly shows that the variable is significant since the sig value is less than 0.05.Conclusion : Employee retention strategies are statistically significant correlated with the reduction of employee turnover among workers at Urwego Opportunity Bank-Rwanda. Important and crucial it will affect an employee’s decision for leaving the organization. The study recommends that managers should provide trainings and copy with elements that stimulate the spirit of abandonment. Workers must have enough professional development workshops to ameliorate their knowledge and experience.
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Dissertations / Theses on the topic "Development Bank of Rwanda"

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Nyiranshuti, Claudette. "Monetary policy transmission mechanism in Rwanda: review of the bank lending channel post 1994." Thesis, Nelson Mandela Metropolitan University, 2014. http://hdl.handle.net/10948/3923.

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This research attempts to empirically examine the bank-lending channel in monetary policy transmission in Rwanda, using quarterly data for the period 1996Q1 to 2011Q4. The responses of the loans supply, real output, prices, and deposits to monetary policy innovations were investigated in this research, using impulse response functions and variance decompositions obtained from a Vector Autoregressive model (VAR). Estimation results revealed that the bank lending channel in Rwanda is less effective. The findings suggest that although monetary policies working through interest rates have a significant effect on bank loans, loans appear to not influence the real output level. As in other developing economies, the financial sector in Rwanda is still weak. As a result of the absence of long- term investment, bank customers bear the risk associated with the poor quality of loans in addition to the risk associated with high and variable inflation. These are likely to hamper the monetary policy transmission mechanism.
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Ngenzi, Kome Yves. "Perceived barriers to tourism development in Rwanda as a tourist destination." Thesis, Cape Peninsula University of Technology, 2009. http://hdl.handle.net/20.500.11838/2121.

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Thesis (MTech (Tourism and Hospitality Management))--Cape Peninsula University of Technology, 2009.
Tourism is regarded as the fastest growing industry in the world. Africa was identified at the World Investment Conference in Geneva (WAIPA, 2005) as one of the continents with a significant potential for developing tourism. Located in sub-Saharan Africa, Rwanda is a low income, landlocked and densely populated country in Africa. Tourism provides the best alternative for economic development to Rwanda which does not have mineral resources unlike most African countries. The development of tourism can contribute a lot to this country through reduction of the level of poverty, creation of job opportunities as well as contributing to the national income. However, the tourism industry in Rwanda is still in its early stages due to the 1994 war. Most of the parks re-opened in 1998/1999, and still concentrate on low volume of tourists. Until now Rwanda is not recognised among the known tourist destinations in Africa; it is believed to be a less developed place for tourists. This study presents barriers to tourism development in Rwanda as perceived by domestic and international tourists as well as workers in the tourism sector of Rwanda. The study was conducted in the four provinces of Rwanda and the capital city, Kigali. A quantitative design using two cross-sectional questionnaires was utilised to establish the opinions of the participants. A sample of 426 participants, including 68 international tourists, 182 domestic tourists as well as 176 workers in the tourism sector was selected to participate in the study.
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Rutebuka, Balinda. "Capacity building for developmental local government in the Kicukiro District of Rwanda." Thesis, Nelson Mandela Metropolitan University, 2015. http://hdl.handle.net/10948/d1020906.

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This study investigated the capacity building for developmental local government with reference to the Kicukiro District of Rwanda. Its aim was to examine the contribution of capacity-building interventions towards a developmental local government and at the same time investigate factors that hinder their implementation in Kicukiro district. The study provides an extensive historical background on local government in Rwa-nda with a particular focus on its policy, legal and institutional framework, whereby the developmental local government environment has been analysed. Furthermore, this study explores the theoretical framework of capacity building in general, and in this regard particular emphasis was given to capacity building in relation to developmental local government. The study also argued that without appropriate capacity it would be difficult for the district to fulfil its developmental mandate. This research followed both qualitative and quantitative approaches of study. It involved a survey in which a structured questionnaire and in-depth interviews were used as data gathering instruments. Through data analysis, findings of the study have shed light on the fact that capacity building constitutes an indispensable mechanism for local government to achieve its developmental mandate, despite challenges associated with the process of capacity building. The study found that the Kicukiro district has made a significant progress towards the implementation of capacity-building interventions despite the fact that these interventions are still fragmented, uncoordinated and still supply-driven. Furthermore, the study revealed that the capacities already built generated considerable impetus that contributed to socio-economic development within the Kicukiro district. The study also found that despite the progress made in both capacity building and development in Kicukiro district, there are capacity gaps and factors which are undermining further progress in this regard. Therefore, the study recommends, among others, an effective co-ordination of capacity-building interventions in order to avoid duplication and fragmentation of capacity-building efforts.
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Mutagoma, Paul. "Decentralisation for community development - a Rwanda Case study." Thesis, Stellenbosch : Stellenbosch University, 2006. http://hdl.handle.net/10019.1/21685.

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Thesis (MPA)--University of Stellenbosch, 2006.
ENGLISH ABSTRACT: A community-centred development which can be qualified as authentic development leads to the sustainability of the community. This must be understood as a process of economic, political and social change springing from the efforts of people themselves working for the benefit of themselves, their families and, hopefully, their communities, which process can be referred to as a self-reliant participatory development. This calls for active mutual self-help among people working together in their common struggle, at the grassroots level, to deal with their common problems. It is also acknowledged that if development efforts are to be effective, then the participation of problem-affected groups is necessary, with support from local government, NGO’s, local resource people and donors, willing to live and work among them. The success of this self-reliant participatory development approach accompanied by inner conviction, a shared understanding, and awareness or consciousness-awakening that people have of their common problems, and finding ways of mobilising resources, planning, implementing and eventually controlling their own development activities. Against this background, however, the roles of government as well as of NGOs, in fighting against poverty and social transformation that leads to the development of the community, remain indispensable. Government roles should be enabling and supportive, and create a space for communities’ needs. This study aimed to explore the decentralisation process to boost the community efforts towards participation in local development management. As the public participation processes in local government do not yield the outcomes that reveal a fully optimised process, the role of the community developer is merely to create an environment of freedom within which the latent development potential of the community can bloom (Schutte, 2000:5). This Rwandan case study offers an overview of its decentralisation and community development policies. The literature review provides the definitions of key concepts regarding the topic, in both the international context as well as Rwandan context. It discusses the topic and highlights definition, objective, different forms of decentralisation, community development and its delivery framework. The findings show that community development depends on the political will that establishes effective and favourable institutions to sustain the self-reliance of the community as well as the awareness of the community of its daily problems and its participation in planning and implementing solutions. The SWOT analysis provides a situation from which to adopt new alternatives and strengthen the existing one in order to face challenges.
AFRIKAANSE OPSOMMING: Gemeenskapgesentreerde ontwikkeling wat kwalifiseer as oorspronklike ontwikkeling, lei tot die volhoudbaarheid van die gemeenskap. Dit moet gesien word as ‘n proses van ekonomiese, politieke en sosiale verandering wat sy oorsprong het in die pogings van die mense self, wat werk tot voordeel van hulself, hulle gesinne, en hopelik hulle gemeenskappe. Hierdie proses kan na verwys word as selfstandige deelnemende ontwikkeling. Dit vereis aktiewe, onderlinge selfhulp waar mense saamwerk en saamstreef op voetsoolvlak, om hulle gemeenskaplike probleme te oorkom. Daar word ook erken dat om doeltreffend te wees, die deelname van die voordeeltrekkers nodig is, met die ondersteuning van plaaslike regering, Nie-Regerings Organisasies (NGOs), plaaslike kundiges en donateure wat gewillig is om tussen die mense te woon en te werk. Om die sukses van hierdie deelnemende ontwikkelingsbenadering te verseker, moet dit gesteun word deur innerlike oortuiging, ‘n gesamentlike siening, en die bewuswording van die mense self van hulle gesamentlike probleme. Hulle moet maniere vind om hulle hulpbronne te mobiliseer, om te beplan, die planne te implementeer en uiteindelik om hulle eie ontwikkelingsaktiwiteite te beheer. Teen hierdie agtergrond, egter, is die rolle van die regering en die nie-regerings organisasies in die stryd teen armoede onontbeerlik en is dit nodig om sosiale transformasie wat kan lei tot die ontwikkeling van die gemeenskap, te bewerkstellig. Die regering se rol is om die gemeenskap te bekwaam en te ondersteun, en om spasie te skep vir die vervulling van die gemeenskap se behoeftes. In hierdie studie word die desentralisasieproses wat die gemeenskap se pogings tot deelname in plaaslike bestuur bevorder, ondersoek. Aangesien die uitkomste van publieke deelname prosesse in plaaslike regering nog nie ten volle geoptimaliseer is nie, moet die gemeenskapontwikkelaar ‘n omgewing skep waarin die latente ontwikkelingspotensiaal van die gemeenskap vryelik kan blom (Schutte, 2000:5). Hierdie Rwandese gevallestudie bied ‘n oorsig van die desentralisasie en gemeenskapsontwikkeling beleid in Rwanda. Definisies van sleutelkonsepte rakende die onderwerp, in beide die internasionale konteks en die Rwandese konteks word in die literatuuroorsig verskaf. Die onderwerp word bespreek en die definisie, doelwit, verskillende vorme van desentralisasie, gemeenskapontwikkeling en die raamwerk waarbinne dit moet plaasvind, word beklemtoon. Die bevindinge toon dat gemeenskapsontwikkeling afhang van die politieke wil om doeltreffende instansies te skep vir gemeenskappe wat op hulleself kan steun en wat bewus is van hulle daaglikse probleme asook hoe hulle moet deelneem in die beplanning en implementering van oplossings. Die SWOT ontleding verskaf ‘n situasie waaruit nuwe oplossings kan ontstaan en bestaande oplossings versterk kan word, om sodoende nuwe uitdagings tegemoet te gaan.
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Indoha, Janvier Kimenyi. "The influence of decentralisation on community development in Gasabo district of Rwanda." Thesis, Nelson Mandela Metropolitan University, 2016. http://hdl.handle.net/10948/14345.

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This study investigated the influence of decentralisation on community development in the Gasabo district of Rwanda. It was based on the assumption that the participation of citizens in decision-making, planning based on local needs and priorities and the implementation of development programmes associated with the decentralisation policy can improve service delivery and result in community development. It is vital that the decentralization policy be well understood so that appropriate strategies may be adopted and implemented with the aim of maximising advantages associated with it. This study provides, in addition to a literature review, a brief historical background of the evolution and transformation of governance in Rwanda. The country‟s system of governance as well as the challenges it has encountered along the way through different régimes are briefly addressed. Also, the legal and regulatory framework of the decentralization policy and strategies adopted and mechanisms of resource transfer are explained. The study used both qualitative and quantitative methods. Primary and secondary data were used in analysing the influence of decentralisation on community development in the Gasabo district of Rwanda. Primary data was collected through survey questionnaires, interviews and focus group discussions, while secondary data were gathered through a literature survey of relevant textbooks, peer-reviewed journals, reports and legislation. The research findings indicated that in the Gasabo district, decentralisation has contributed significantly towards improving governance aspects such as accountability, and citizen participation in development programmes, which are prerequisite factors of development. Concerning the planning process, the research found that the district development plan (DDP) was crafted through drawing its priorities from the national development plans embedded in the Economic Development and Poverty Reduction Strategies (EDPRS) and Rwanda‟s Vision 2020. However, despite the existence of the Joint Action Development Forum (JADF), created to join the development plans of development partners to the DDP, testimonies from development partners revealed that their relationship with the district is characterised by the lack of frank collaboration, leading to their not being fully associated in the planning process. This research also found that the decentralisation policy has contributed only to a limited extent to the improvement of service delivery in Gasabo district. It was observed that effective service delivery is still hampered by the lack of skilled employees, especially in the areas of education, health and engineering, a budget insufficient for the effective implementation of development projects in such a way as to satisfy the expectations of beneficiaries. In view of the aforementioned findings, the study recommends that the central government intervene in training district tax officers regarding mechanisms and strategies of maximising tax collection to draw sufficient funds to carry out development plans. Through building their capacity, the imbalance between the responsibilities and means allocated for carrying out their achievement can be progressively reduced. Furthermore, to prevent development from taking place in a random manner, district authorities should receive technical support from the central government through linking the local planning process to national poverty reduction efforts. The annual performance contract system needs to be strengthened and monitored to evaluate the implementation of district development plans so as to prevent any kind of poor leadership performance, with the aim of optimising available resources.
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Kanamugire, Narcisse, and Noella Ndayishimiye. "ENTREPRENEURIAL INFRASTRUCTURE FOR THE DEVELOPMENT OF ENTREPRENEURS IN RWANDA." Thesis, Linnéuniversitetet, Institutionen för organisation och entreprenörskap (OE), 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-57395.

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This thesis focuses on entrepreneurial infrastructure for the development of entrepreneurs in Rwanda. However, the importance of the components of entrepreneurial infrastructure is new concept in developing countries. Indeed many of developed countries have established sustainable components of entrepreneurial infrastructure that support entrepreneurs to carry out their business activities. That is why we carried out our qualitative research in Rwanda to draw and highlight the link of establishing entrepreneurial infrastructure and the growth of businesses. The research highlights a model of entrepreneurial infrastructure and its fourteen components that could support entrepreneurs’ businesses and also help the rise of nascent entrepreneurs. Furthermore, we conducted five interviews of entrepreneurs who managed to run business in Rwanda. Entrepreneurial infrastructure model was used to draw the questionnaire in order to find out how entrepreneurs in Rwanda have experienced the existing components of entrepreneurial infrastructure and how they are contributing to their businesses. The results from qualitative research show how different components of entrepreneurial infrastructure have contributed to the development of the five entrepreneurs we interviewed. Respondents have revealed eight components that have helped them to grow; those components are ‘Financial Assistance, Training, Cultural and Social Norms, Access to Physical Infrastructure, Network/Connection, Entrepreneurial Policy, Education, and Entrepreneurial Environment’.
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Gitera, Valence. "The development and promotion of heritage tourism in Rwanda." Thesis, [S.l. : s.n.], 2008. http://dk.cput.ac.za/cgi/viewcontent.cgi?article=1003&context=td_cput.

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Rugema, Michelle. "The contribution of pro-poor growth programmes to poverty reduction in Rwanda : a case study of the Girinka Programme in rural Rwanda." Master's thesis, University of Cape Town, 2015. http://hdl.handle.net/11427/13744.

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This study investigates the contribution of the Girinka Programme, a pro-poor growth programme in Rwanda, to poverty reduction. Recent studies have placed increasing emphasis on the contribution of pro-poor growth to poverty reduction and have argued that pro-poor growth has the potential to reduce poverty more effectively than economic growth. Poverty, for this study, is measured based on the following indicators of poverty derived from the United Nations (1998) definition of poverty: nutrition, access to health care services, access to water, education, and access to credit. Income or the lack thereof, is not the sole determinant of poverty, and is not “the sum total of human life” (United Nations Development Programme, 1990), therefore relying solely on quantitative measurements of poverty that are based on income can paint an incomplete picture of the reality on the ground. Therefore, since poverty is multidimensional, this study uses a multidimensional approach to its analysis and goes beyond the quantitative aspects of poverty. Qualitative research methods were used for this study, and fieldwork was conducted in Kayonza District, located in the Eastern Province of Rwanda. In-depth interviews were held with beneficiaries and prospective beneficiaries of the Girinka Programme in order to determine the programme’s contribution to a meaningful reduction in poverty. In addition, interviews were held with Girinka local and national programme officials. Secondary data in the form of programme documents was also collected, reviewed and analysed.
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Tremblay, Jessika. "One laptop per child: technology, education and development in Rwanda." Thesis, McGill University, 2011. http://digitool.Library.McGill.CA:80/R/?func=dbin-jump-full&object_id=104579.

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This thesis critically examines the One Laptop Per Child (OLPC) organization in the context of Rwanda‘s socioeconomic development plans for the year 2020. OLPC is a relatively new, large-scale development organization dedicated to the improvement of education in the world‘s poorest countries through the distribution of laptops specially designed for children. Rwanda is one of the poorest countries to have signed on the program since its founding in 2005, and ranks in the top five subscribers, having purchased 110,000 laptops for distribution among primary school students. The Government of Rwanda is committed to establishing a middle-income economy on the basis of an information economy, and has adopted OLPC to suit this agenda, while OLPC seeks to focus on the educational aspects of the program. This thesis, in the tradition of the anthropology of development, analyzes the motivations and ideals that guide both OLPC and the Government of Rwanda, and proposes that evaluating the program is better done by understanding it in its local context. This research is based on three months of ethnographic fieldwork in four grade five classrooms in urban Rwanda, along with interviews with key members of OLPC.
Cette thèse examine l'organisation, « One Laptop Per Child (OLPC)» dans le contexte des plans de développement socioéconomique du Rwanda pour l'année 2020. Fondé en 2005, OLPC est relativement grande et récente comme organisation. Cette fondation cherche à améliorer la qualité de l'éducation dans les pays les plus pauvres en distribuant des laptops conçus spécialement pour les enfants. Le Rwanda est un des pays les plus pauvres ayant souscrit à OLPC, mais, ayant aussi acquis 110,000 laptops, se trouve à être dans les cinq premiers pays souscrivant. Le gouvernement Rwandais cherche à établir une économie de taille moyenne basé sur l'informatique, et a adopté le projet OLPC pour servir cet agenda, alors qu'OLPC cherche plutôt à promouvoir l'amélioration de la qualité de l'éducation. Cette thèse, suivant la tradition de l'anthropologie du développement, analyse les motivations et les idées qui guident OLPC et le gouvernement Rwandais, en proposant qu'il vaille mieux évaluer le programme en contexte des valeurs locales. Cette recherche est basée sur trois mois d'étude ethnographique dans quatre écoles primaires Rwandaises, supplémentée d'interviews avec les chefs d'équipe et volontaires d'OLPC.
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Verryn, Annette. "Towards sustainable microfinance: The case of Capitec Bank and Grameen Bank." Master's thesis, Faculty of Commerce, 2015. http://hdl.handle.net/11427/30219.

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This thesis investigates the level of sustainability of two microfinance institutions (MFIs): Grameen Bank of Bangladesh and Capitec Bank of South Africa. Data from 2004 to 2013 is used in this study employing internationally accepted sustainability criteria, namely, the Small Enterprise Education and Promotion (SEEP) 2010 Microfinance Financial Reporting Standards (MFRS) and the SEEP Framework of 2005. The results of this study indicate that although the operations of both microfinance institutions are sustainable, Capitec Bank exhibits a higher level of sustainability as compared to Grameen Bank. This is evidenced by Capitec Bank’s higher levels of profitability, capital adequacy and solvency, operational self-sufficiency, and healthier asset portfolio. This finding underlines South Africa’s financial sector’s stability, institutional quality, competitive market, and solid regulatory framework. The sustainability criteria suggest that Capitec Bank and other South African MFIs should heed Grameen Bank’s low ROE and insufficient capital adequacy and solvency measures. Ensuring healthy and strategic lending portfolios gives a good ROE for a firm’s shareholders. Furthermore, the capital adequacy and solvency ratios have important implications for an institution’s capital structure. Therefore, Capitec and South African MFIs should maintain healthy ROE, capital adequacy and solvency ratios in order to ensure their long-term sustainability. As future research, it would be useful if data were made available to enable an assessment of a failed South African MFI to obtain clearer insight into the South African microfinance sector. Furthermore, data on Grameen and Capitec’s asset quality and social performance will give additional insight into the social sustainability of these two MFIs.
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Books on the topic "Development Bank of Rwanda"

1

Rwanda, United Nations. UNDAF 2008-2012, Rwanda. Kigali, Rwanda: United Nations Rwanda, 2012.

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English, E. Philip. The African Development Bank. London: Intermediate Technology Publications, 1996.

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The Asian Development Bank. London: Intermediate Technology Publications, 1995.

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Kappagoda, Nihal. The Asian Development Bank. London: Lynne Rienner, 1995.

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Multilateral, Indonesia Direktorat Kerjasama, ed. Islamic Development Bank (IDB). [Jakarta]: Direktorat Kerjasama Multilateral, Departemen Perindustrian dan Perdagangan, 1999.

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Hardy, Chandra. The Caribbean Development Bank. London: Lynne Rienner, 1995.

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Hardy, Chandra S. The Caribbean Development Bank. London: Intermediate Technology Publications, 1995.

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Wihtol, Robert. The Asian Development Bank and Rural Development. London: Palgrave Macmillan UK, 1988. http://dx.doi.org/10.1007/978-1-349-10200-6.

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USAID/Rwanda. USAID/Rwanda women in development action plan. [Kigali]: USAID/Rwanda, 1989.

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Jha, Uma Shankar. Rwanda: Towards reconciliation, good governance and development. New Delhi: Association of Indian Africanist, 2003.

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Book chapters on the topic "Development Bank of Rwanda"

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Narayan, Singh Satyendra, Seth Shyirakera Munyanziza, and Sonam Rani. "Effects of Career Planning and Development on Employee's Performance: A Case Study of Equity Bank Rwanda Public Limited Company." In Financial Intelligence in Human Resources Management, 323–36. Boca Raton: Apple Academic Press, 2021. http://dx.doi.org/10.1201/9781003083870-17.

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Nagar, Marcel Felicity. "From PreColonial Conquest to Political Chaos and Back Again: The Development of Democracy in Rwanda." In The Road to Democratic Development Statehood in Africa, 145–69. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-73523-4_8.

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Rusuhuzwa, Thomas Kigabo. "Monetary Policy Communication at the National Bank of Rwanda." In Monetary Policy in Rwanda, 111–31. Singapore: Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-33-6746-3_5.

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Schimmel, Noam. "Rwanda Case Study." In Advancing International Human Rights Law Responsibilities of Development NGOs, 71–106. Cham: Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-50270-6_5.

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Turner, Barry. "Islamic Development Bank." In The Stateman’s Yearbook, 53. London: Palgrave Macmillan UK, 2007. http://dx.doi.org/10.1007/978-1-349-74024-6_49.

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Turner, Barry. "African Development Bank." In The Stateman’s Yearbook, 59. London: Palgrave Macmillan UK, 2007. http://dx.doi.org/10.1007/978-1-349-74024-6_59.

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Turner, Barry. "Asian Development Bank." In The Stateman’s Yearbook, 68–69. London: Palgrave Macmillan UK, 2007. http://dx.doi.org/10.1007/978-1-349-74024-6_92.

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Turner, Barry. "Islamic Development Bank." In The Statesman’s Yearbook, 52. London: Palgrave Macmillan UK, 2008. http://dx.doi.org/10.1007/978-1-349-74027-7_49.

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Turner, Barry. "African Development Bank." In The Statesman’s Yearbook, 59. London: Palgrave Macmillan UK, 2008. http://dx.doi.org/10.1007/978-1-349-74027-7_59.

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Turner, Barry. "Asian Development Bank." In The Statesman’s Yearbook, 68. London: Palgrave Macmillan UK, 2008. http://dx.doi.org/10.1007/978-1-349-74027-7_92.

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Conference papers on the topic "Development Bank of Rwanda"

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Towler, Ian, Ben Mills, Matthew Lofts, Brandon Mills, and William Benson. "B2P Rutaka Footbridge – Improving Safety using Innovative Deck Pull Method." In IABSE Conference, Kuala Lumpur 2018: Engineering the Developing World. Zurich, Switzerland: International Association for Bridge and Structural Engineering (IABSE), 2018. http://dx.doi.org/10.2749/kualalumpur.2018.0242.

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<p>In developing nations, rural communities often lack year-round safe access to local markets, farms, schools, health clinics and other critical services. Bridges to Prosperity has developed standard footbridge designs and construction methodologies to successfully construct over 200 footbridges.</p><p>This paper presents a case study of the 40m long suspended footbridge constructed in the community of Rutaka in Rwanda in 2017. The normal deck construction method required the operatives to spend a significant amount of time working at height. The industry team set themselves a challenge to reduce this.</p><p>The team successfully developed and trialled a methodology for launching the deck from a platform on the river bank, improving safety and quality control. It is a significant step forward in the development of safety and construction methods for Bridges to Prosperity.</p>
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BANASIK, Łukasz, Radosław MIŚKIEWICZ, Aleksandra CHOLEWA-DOMANAGIĆ, Katarzyna JANIK, and Sławomir KOZŁOWSKI. "DEVELOPMENT OF TIN METALLURGY IN RWANDA." In METAL 2022. TANGER Ltd., 2022. http://dx.doi.org/10.37904/metal.2022.4439.

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Kano, Tsuyoshi, and Kentaro Toyama. "Bottlenecks of ICT Innovation in Rwanda." In ICTD2020: Information and Communication Technologies and Development. New York, NY, USA: ACM, 2020. http://dx.doi.org/10.1145/3392561.3394644.

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Fillol, Leticia Tomas, Samuli Honkapuro, Salla Annala, Antti Pinomaa, and Henock Dibaba. "Analysis of Private Mini-Grid Development for Rural Rwanda." In 2022 IEEE PES/IAS PowerAfrica. IEEE, 2022. http://dx.doi.org/10.1109/powerafrica53997.2022.9905374.

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Uwizera, Davy, and Patrick McSharry. "Forecasting and monitoring maize production using satellite imagery in Rwanda." In 2017 IEEE Technological Innovations in ICT for Agriculture and Rural Development (TIAR). IEEE, 2017. http://dx.doi.org/10.1109/tiar.2017.8273685.

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Twagilimana, Innocent, and Sirkku Mannikko-Barbutiu. "ICT in education policy in Rwanda: current situation, challenges and prospects." In EAI International Conference for Research, Innovation and Development for Africa. EAI, 2018. http://dx.doi.org/10.4108/eai.20-6-2017.2270006.

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Kazenga, Theodette Mukayisenga, Jean Bonfils Tuyishimire, Aminata A. Garba, Martin Saint, and Linda Deen. "Development of Internet of Things indicators in Rwanda based on stakeholder analysis." In 2017 International Conference on Information and Communication Technology Convergence (ICTC). IEEE, 2017. http://dx.doi.org/10.1109/ictc.2017.8191054.

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Kasmuri, K., S. S. Zubir, and E. Hormias. "Learning environments in armed conflicts: lessons learnt from the evolution of school design in Rwanda." In SUSTAINABLE DEVELOPMENT AND PLANNING 2016. Southampton UK: WIT Press, 2016. http://dx.doi.org/10.2495/sdp160231.

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Niyonshuti, Eric. "Current Situation, Future Goals, and Strategies of the Feed Sector in Rwanda." In International Students Science Congress. Izmir International Guest Student Association, 2021. http://dx.doi.org/10.52460/issc.2021.004.

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In Rwanda, livestock plays an integral part in the national economy. It contributes to improve the socio-economic status and wellbeing of Rwandans, fight malnutrition, and promote food and nutrition security. Over the past 2 decades, the government of Rwanda, in collaboration with different actors and stakeholders, has put in place strategic and implementation plans to strengthen livestock production in Rwanda. Although a remarkable step has been made in increasing animal productivity, there are still a lot of constraints and challenges in this sector. The scarcity of animal feeds is one of the main challenges that impair the development of the animal sector in Rwanda. In this review, the current status of the feed sector, future goals, and strategies to tackle and sustain animal feed resources in Rwanda are highly discussed. To the end of this article, some recommendations are made to the farmers, feed manufacturers and the government. Considering the available data, investment opportunities for feed production in Rwanda should be evaluated. In addition, there are significant shortcomings in the field of food safety and the provision. The development of the needs in this sector includes entrepreneurship opportunities.
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Irechukwu, Michael N., Nelson Ijumba, and Youssouf Singirankabo. "Assessment of electricity and electricity standby supply systems on university of Rwanda campuses." In 2017 IEEE 3rd International Conference on Electro-Technology for National Development (NIGERCON). IEEE, 2017. http://dx.doi.org/10.1109/nigercon.2017.8281972.

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Reports on the topic "Development Bank of Rwanda"

1

Lamarque, Hugh. Key Considerations: Cross-Border Dynamics between Uganda and Rwanda in the Context of the Outbreak of Ebola, 2022. SSHAP, November 2022. http://dx.doi.org/10.19088/sshap.2022.044.

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This brief summarises key considerations concerning cross-border dynamics between Uganda and Rwanda in the context of the 2022 outbreak of Ebola (Sudan Virus Disease, SVD) in Uganda. It is part of a series focusing on at-risk border areas between Uganda and four high priority neighbouring countries: Rwanda; Tanzania; Kenya; and South Sudan. The outbreak began in Mubende, Uganda on 19 September 2022, approximately 300 kilometres from the Uganda-Rwanda border. At the time of writing (November 2022) it has spread to nine Ugandan districts, including two in the Kampala metropolitan area. Kampala is a transport hub, with a population over 3.6 million. While the global risk from SVD remains low according to the World Health Organization, its presence in the Uganda capital has significantly heightened the risk to regional neighbours. Rwanda is categorised as Priority 1, with significant preparedness activities underway. As of November 2022, there had been no case of SVD imported from Uganda into Rwanda, although alerts have been triggered at border posts. This brief provides details about cross-border relations, the political and economic dynamics likely to influence these, and specific areas and actors most at risk. It is based on a rapid review of existing published and grey literature, news reports, previous ethnographic research in Rwanda and Uganda, and informal discussions with colleagues from Save the Children, UNICEF, UNECA, UNDP, IOM, TBI, and the World Bank. It was requested by the Collective Service, written by Hugh Lamarque (University of Edinburgh) and supported by Olivia Tulloch (Anthrologica. It was reviewed by colleagues from Save the Children, Anthrologica, the Institute of Development Studies and the Collective Service. This brief is the responsibility of SSHAP.
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Mitik, Lulit, Ismaël Fofana, and Mariam Amadou Diallo. African commitments for agricultural development goals and milestones for Rwanda. Washington, DC: International Food Policy Research Institute, 2020. http://dx.doi.org/10.2499/p15738coll2.133710.

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Dijkxhoorn, Youri, Yeray Saavedra Gonzalez, and Lucas Judge. Horticulture and floriculture in Rwanda : identification of focus areas for sector development. Wageningen: LEI Wageningen UR, 2016. http://dx.doi.org/10.18174/370322.

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Perdigão, Rui A. P. Klimabank: Climate Development Bank. Meteoceanics, June 2021. http://dx.doi.org/10.46337/kb.210621.

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van Dorp, Marianne. Nutrition monitoring mission November 11-15, 2019 : Human Capital Development project UNICEF Rwanda. Wageningen: Wageningen Centre for Development Innovation, 2020. http://dx.doi.org/10.18174/511201.

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van Dorp, Marianne. Nutrition monitoring mission November 2-10, 2020 : Human Capital Development project UNICEF Rwanda. Wageningen: Wageningen University & Research, Wageningen Centre for Development Innovation, 2020. http://dx.doi.org/10.18174/536887.

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Tellez Sanchez, Sarita. Household Water Filter Use Characterization in Rural Rwanda: Signal Interpretation, Development and Validation. Portland State University Library, January 2000. http://dx.doi.org/10.15760/etd.3021.

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Pretari, Alexia. Livelihoods in the Eastern Province of Rwanda: Impact evaluation of the Enterprise Development Programme’s support to Tuzamurane cooperative. Oxfam GB, October 2022. http://dx.doi.org/10.21201/2022.8755.

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Perraudin, William, Andrew Powell, and Peng Yang. Multilateral Development Bank Ratings and Preferred Creditor Status. Inter-American Development Bank, July 2016. http://dx.doi.org/10.18235/0000494.

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Schablitzki, Jan. The BRICS Development Bank – A New Tool for South-South Cooperation? E-papers Servicos Editoriais Ltda, December 2014. http://dx.doi.org/10.48207/23181818/pb0501.

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