Academic literature on the topic 'Development finance institution'

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'Development finance institution.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Journal articles on the topic "Development finance institution"

1

Derlytsia, Andrii. "Institutional environment of public finance." INNOVATIVE ECONOMY, no. 7-8 (2020): 133–38. http://dx.doi.org/10.37332/2309-1533.2020.7-8.18.

Full text
Abstract:
Purpose. The aim of the article is research of the institutional environment of public finance and its components in the light of achievements of foreign and domestic economic science. Methodology of research. The following general and special methods are used to achieve this goal: comparative analysis – in assessing alternative approaches to the interpretation of the concept of institution; method of scientific abstraction – in highlighting the essential features of financial institutions and their differences from fiscal institutions; systemic, structural analysis, grouping – in identifying the components of the institutional environment of public finance and structural features of the public sector. Findings. Alternative approaches of institutional theory to the interpretation of the concept of institution are considered. A compromise application the interpretation of institutions in the approaches of D. North and O. Williamson to the sphere of public finance has been made. The components of the institutional environment of public finance are distinguished: institutions (norms, rules), institutional units (organizations, structures), transactions (interaction, relations). The institutional structure of the public sector is considered. The principle of “presumption of inefficiency” as a key one in the institutional analysis of the sphere of public finance is outlined. Originality. The paper substantiates the components of the institutional environment of public finance by clearly outlining the semantic use of the terms “institution” and “institutions” in relation to this area. Practical value. The approaches to the interpretation of the concepts “financial institutions”, “institutional environment”, “public sector” proposed in the research, will contribute to the development of a unified approach in the domestic institutional theory. Key words: public finance, financial institutions, fiscal institutions, institutional environment, institutional units, public sector, transactions.
APA, Harvard, Vancouver, ISO, and other styles
2

Shaikh, Salman Ahmed, Abdul Ghafar Ismail, and Muhammad Hakimi Mohd Shafiai. "Application of waqf for social and development finance." ISRA International Journal of Islamic Finance 9, no. 1 (July 10, 2017): 5–14. http://dx.doi.org/10.1108/ijif-07-2017-002.

Full text
Abstract:
Purpose This paper aims to discuss the application of waqf (endowment) in the social finance sector for funding social and development projects and services. Design/methodology/approach The study is qualitative. It reviews literature and provides descriptive data to present its main idea. Findings Most Muslim-majority countries are generally income-poor, and the governments are generally weak in their tax collection, effective governance and capacity for development spending. Private sector financial institutions are scarce and mostly cater to the people who can meet the income-based lending criteria. Thus, the institution of waqf can fill the gap as a social finance institution by providing intermediation services for effectively utilising perpetual social savings. Flexibility in the rules of waqf enables it to serve beneficiaries directly or through financial institutions and to provide a wide range of social services. Research limitations/implications This conceptual research highlights the need and potential of waqf without discussing the regulatory and operational details of how to effectively institutionalize it in different regions. Practical implications The institution of waqf can harness the potential of selfless charitable giving in an effective way for better economic impact in the targeted social segments of society. Originality value The paper suggests the establishment of waqf-based training and vocational centres which will increase opportunities of self-employment and contribute in upward social mobility of beneficiaries.
APA, Harvard, Vancouver, ISO, and other styles
3

Prasetya, Syarief Gerald. "Financing infrastructure construction applying Indonesia syariah finance institutions." Accounting Journal of Binaniaga 4, no. 2 (December 30, 2019): 35. http://dx.doi.org/10.33062/ajb.v4i2.340.

Full text
Abstract:
Since Indonesia is one of the countries having most Moslems in the world, itshould have been able to use Syariah financing to finance the construction to increase people welfare. Aims of this research are to understand the development of Syariah Finance Institutions, development of infrastructure construction in Indonesia and to see the extent of which the contribution of Syariah Finance Institution has been upon the infrastructure construction in Indonesia. Result of the analysis has indicated that total of Syariah Finance Institutions in Indonesia has been increasing each year and its assets has tended to increase accordingly. Infrastructure construction has tendedto elevate in Indonesia, however, it is still beyond other ASEAN countries. Contribution of Syariah Finance Institutions has been getting bigger upon theinfrastructure construction development in Indonesia, but it is still beyond other conventional finance authorities.Keywords: infrastructure, Syariah Finance Institution
APA, Harvard, Vancouver, ISO, and other styles
4

Coşgel, Metin M. "EFFICIENCY AND CONTINUITY IN PUBLIC FINANCE: THE OTTOMAN SYSTEM OF TAXATION." International Journal of Middle East Studies 37, no. 4 (September 23, 2005): 567–86. http://dx.doi.org/10.1017/s0020743805052207.

Full text
Abstract:
Economic historians have recently made great progress in studying the past by applying the tools and concepts of New Institutional Economics. A fundamental element of this achievement has been to go beyond the narrow confines of previous approaches. Whereas the application of narrow neoclassical economic analysis typically lacked an appreciation for the role of history and focused primarily on the efficiency properties of institutions, the new trend has been to integrate economic and historical approaches for richer and more comprehensive explanations of how and why history mattered. Similarly, whereas unsystematic historical approaches lacked sound theoretical bases and proceeded narrowly by focusing on how previous customs and traditions were responsible for the existence of an institution, the new approach has been also to examine the properties of the institution that ensured its survival.
APA, Harvard, Vancouver, ISO, and other styles
5

Herry, Ervicaninda, Pramudia Yuli Eka Permana, Wisnu Bayu Aji, and Ridan Muhtadi. "Total Quality Management Development and Sharia Governance Efforts in Sharia Micro Financial Institutions to Improve Market Share." IJIEEB : International Journal of Integrated Education, Engineering and Business 2, no. 1 (March 30, 2019): 27–35. http://dx.doi.org/10.29138/ijieeb.v2i1.809.

Full text
Abstract:
An important pillar in the development of Islamic microfinance institutions is Total Quality Management and Sharia Governance. This pillar is the main differentiator between conventional Islamic finance institutions. Institutional efforts to provide satisfaction to customers. The concept of quality (quality) for service and non-service basically includes various things that are focused on the customer. Shari'ah supervision is needed to ensure the implementation of Shari'ah principles in the financial institution, which is played by the Shari'ah Supervisory Board. Implicitly this shows that the practice of shari'ah microfinance institutions has not been concerned with shari'ah principles and the quality of good governance, one of the causes of reputation and public trust in Islamic microfinance institutions will also have an impact on community loyalty use the services of a Shari'ah microfinance institution. Improved reputation and customer trust can be used as an indicator of the success of the development of Islamic microfinance institutions and at the same time predicting their future success in order to increase market share.
APA, Harvard, Vancouver, ISO, and other styles
6

Khan and Atiq-uz-Zafar. "Fatwa Institution and Product Development for Islamic Finance in Pakistan." Policy Perspectives 16, no. 2 (2019): 107. http://dx.doi.org/10.13169/polipers.16.2.0107.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Hellman, Thomas. "Development finance as institution building: A new approach to poverty-oriented banking." Journal of Development Economics 50, no. 2 (August 1996): 392–95. http://dx.doi.org/10.1016/s0304-3878(96)00411-7.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

UCHE, CHIBUIKE U. "Credit for Africans; the demand for a ‘national bank’ in the Gold Coast colony." Financial History Review 10, no. 1 (April 2003): 75–90. http://dx.doi.org/10.1017/s0968565003000040.

Full text
Abstract:
This article traces the origins of the ‘national bank’ in the Gold Coast. It shows how the Colonial authorities perverted the demand by Africans for a special kind of bank to aid their development. The Colonial Office preferred and ensured the establishment of an orthodox institution, which had little to give with regard to Africans' demand for developmental credit. This was because it believed that such development institutions would be unhelpful to, arguably, uncreditworthy Africans. This attitude, it is argued, represented a setback to the Gold Coast's development. Either such an institution, as demanded by Africans, would have helped the colony's advance, or Africans would have learnt earlier that the concept of development was more fundamental than setting up a ‘national bank’.
APA, Harvard, Vancouver, ISO, and other styles
9

Dorofeev, M. L., and M. K. Griban'. "Discrepancies in Islamic finance." Finance and Credit 26, no. 11 (November 27, 2020): 2633–54. http://dx.doi.org/10.24891/fc.26.11.2633.

Full text
Abstract:
Subject. The article focuses on discrepancies in Islamic finance, the construct of Islamic finance, its profit-generation mechanism, economic effects, unique nature and competition with traditional financial institutions. Objectives. We analyze the Islamic economic model and perform the comparative analysis of Islamic and traditional financial instruments. We also investigate conflicting issues of Islamic finance. Methods. The study involves methods of comparison, deduction, economic analysis and graphic interpretation. Results. We analyze the Islamic economic model to point out some fundamental principles of the Islamic economy, and its strengths. The article overviews types of Islamic financial instruments, compares them with traditional finance. The practical part of the study compares annual financial statements of the Abu Dhabi Islamic Bank and Russia’s Sberbank. We unfold the profit-generating mechanism of Islamic financial institutions and discover discrepancies in Islamic finance. Conclusions and Relevance. Having compared Islamic and traditional finance, we revealed some similar and different aspects. We discovered discrepancies in Islamic finance that translate into the overall nature of the Islamic economy and the performance of the Islamic financial institution above. The findings can be used for further studies into Islamic finance and outlining Islamic banking development strategies at the governmental level. Furthermore, the findings may come in handy to professional and non-professional market actors for making investment decisions.
APA, Harvard, Vancouver, ISO, and other styles
10

DOROFEEV, Mikhail L., and Mikhail K. GRIBAN'. "Controversies of Islamic finance." Digest Finance 26, no. 1 (March 30, 2021): 67–82. http://dx.doi.org/10.24891/df.26.1.67.

Full text
Abstract:
Subject. The article focuses on discrepancies in Islamic finance, the construct of Islamic finance, its profit-generation mechanism, economic effects, unique nature and competition with traditional financial institutions. Objectives. We analyze the Islamic economic model and perform the comparative analysis of Islamic and traditional financial instruments. We also investigate conflicting issues of Islamic finance. Methods. The study involves methods of comparison, deduction, economic analysis and graphic interpretation. Results. We analyze the Islamic economic model to point out some fundamental principles of the Islamic economy, and its strengths. The article overviews types of Islamic financial instruments, compares them with traditional finance. The practical part of the study compares annual financial statements of the Abu Dhabi Islamic Bank and Russia’s Sberbank. We unfold the profit-generating mechanism of Islamic financial institutions and discover discrepancies in Islamic finance. Conclusions and Relevance. Having compared Islamic and traditional finance, we revealed some similar and different aspects. We discovered discrepancies in Islamic finance that translate into the overall nature of the Islamic economy and the performance of the Islamic financial institution above. The findings can be used for further studies into Islamic finance and outlining Islamic banking development strategies at the governmental level. Furthermore, the findings may come in handy to professional and non-professional market actors for making investment decisions.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Dissertations / Theses on the topic "Development finance institution"

1

Garikayi, Francis Valentine. "Financing development or developing finance? A review of development impact evaluation systems used by development finance institutions in South Africa." Master's thesis, Faculty of Commerce, 2019. http://hdl.handle.net/11427/30361.

Full text
Abstract:
The landscape of South African National Development Finance Institutions (DFIs) is comprised of twelve entities. Their institutional objectives range from supporting farmers, financing industrialisation, infrastructural development, and promoting financial inclusion. These DFI objectives fall under the umbrella of Private Sector Development (PSD) interventions. Literature established that the success of PSD is contingent on effective impact evaluation. Consequently, the main research question explored in this dissertation is: In what ways, and using what tools and systems, do South African DFIs measure the development impact of their investments? In support of the main question, two sub-questions were are also investigated. Firstly, whether impact evaluation systems provide credible, timely and relevant information. Secondly, whether impact evaluation systems support evidence-based decision making and learning. In response to these questions, a qualitative case study of six National DFIs was carried out. Semi-structured interviews were conducted with DFI staff members involved in impact evaluation. This was supported by secondary data from annual reports and organisational websites. It was established that, firstly, DFIs use non-uniform impact evaluation systems and tools to measure the impact of their investments. Secondly, the systems lack qualitative detail and focus on measuring outputs instead of outcomes. Thus, much emphasis is placed on monitoring instead of impact evaluation. This renders the impact evaluation systems and tools highly ineffective. Finally, whilst the avowed objective of DFIs is development, financial viability takes precedence when selecting projects. Therefore, an emerging conclusion was that systems in place do not support development impact evidence-based decision-making. These findings generated recommendations for changing the development impact evaluation tools and systems used by South African National DFIs. It is expected that recommended changes will maximise DFI socio-economic benefits.
APA, Harvard, Vancouver, ISO, and other styles
2

Senyakoe, Petros. "The challenges of financing municipalities' water and sanitation infrastructure by a development finance institution / Senyakoe M.P." Thesis, North-West University, 2011. http://hdl.handle.net/10394/7558.

Full text
Abstract:
The purpose of the research is to investigate whether there are capacity challenges within the municipalities that essentially affect the bridging finance for the water and sanitation infrastructure by the Development Finance Institution (DFI). An extensive literature review has been conducted in order to get information regarding a variety of research work done in the areas of capacity constraints within the municipalities, in particular the municipalities in the North West Province and the funding from the Development Finance Institution, more important whether the two are linked. The research provides an investigation into how the DFI can link the funding with the project implementation capacity in pursuit of achieving strategic objectives. To collect the relevant information for the study, the researcher used a quantitative method, with a questionnaire that was distributed to potential respondents within the selected beneficiary municipalities, the DFI namely the DBSA, the Provincial Government (Department of Infrastructure), and community structures. A satisfactory response rate has been achieved, indicating reliability of the results. The data has been analyzed by using the statistical methodologies, and the results were interpreted to verify if they confirm or disapprove the research objectives. Key findings of the study are discussed and conclusions drawn based on the results. The results indicate that there are no capacity constraints and therefore the funding of the DFI is not necessarily affected. They disprove the hypothesis that the bridging finance is affected by capacity (project implementation) constraints within the beneficiary municipalities – it did not necessarily disprove it, but the literature supports the argument.
Thesis (MBA)--North-West University, Potchefstroom Campus, 2012.
APA, Harvard, Vancouver, ISO, and other styles
3

Than, Nguyen Vinh Hao. "Financial and banking development : the case of Vietnam." Thesis, Paris 1, 2017. http://www.theses.fr/2017PA01E061.

Full text
Abstract:
Le développement bancaire et financier au Vietnam fait face à de nouvelles conjonctures économiques. Il serait utile d'analyser ce développement dans de nouvelles conditions d'intégration imposées par les normes internationales. La thèse vise à soutenir deux idées : (1) le développement de la relation entre les banques commerciales et les entreprises non publiques, particulièrement les PME, qui résulte des changements de la structure économique du Vietnam - un pays en transition vers l'économie de marché et (2) la micro-finance qui est une innovation permettant une plus grande performance des institutions bancaires et financières vis-à-vis des imperfections du marché ainsi que la réduction de la pauvreté et la pratique de l'usure, dans les zones rurales en particulier.Les grilles théoriques se réfèrent principalement à la théorie néo-institutionnaliste de D.North, à celle du développement financier de King et Lévine, aussi bien qu'à la théorie des complémentarités institutionnelles de Hall & Soskice, et à celle des conventions de Boyer &Orléan. Parmi les principaux résultats que nous avons obtenus, le premier réside dans le résultat positif de la relation entre banques commerciales et les entreprises non-publiques, les PME en particulier. Les banques commerciales contribuent à dynamiser le secteur privé en allouant des crédits et sélectionnant des projets d'investissement et, par conséquent,deviennent un acteur économique important capable de réduire le chômage, promouvoir les affaires et dans une certaine mesure, orienter le développement industriel. A leur tour, les entreprises non-publiques deviennent des clients cibles des banques commerciales et contribuent à créer une nouvelle forme de demande de crédit, de projets d'investissement, du marché du travail, de changements de stratégies d'entreprise et d'évolution des cadres juridiques allant dans le sens facilitant les activités du secteur privé.Le second résultat confirme la corrélation entre le développement économique et le développement bancaire et financier. Le résultat est soutenu par une recherche empirique basée sur une analyse factorielle à partir des données de CEPII 2012. Nous avons réussi à dessiner une carte globale des systèmes bancaires et financiers et localiser la position du Vietnam. Nous observons que le Vietnam se situe dans la zone des pays en émergence, mais à la périphérie, loin des pays développés. Ceci implique qu'il serait utile de se déplacer vers la zone des pays à développement bancaire et financier avancé. Le troisième se trouve dans le résultat positif du rôle de la micro-finance. Cette pratique s'avère efficace dans la réduction de la pauvreté et l'empêchement de l'usure, en particulier dans les régions rurales. Cependant, l'accès au crédit n'est pas facile pour les populations défavorisées à cause de la communication, des spécificités culturelles, du niveau d'éducation,de l'expansion des réseaux ... La micro-finance constitue une innovation permettant de résoudre les problèmes d'asymétrie d'information et d'aléa moral, grâce au contrôle croisé des informations et à la responsabilité réciproque. Cette pratique apporte des preuves du mécanisme d'auto-renforcement prévu par la théorie des conventions, dans le cas de la micro-finance pour les pauvres. En conclusion, le Vietnam, en transition vers une économie de marché, se caractérise par un double changement institutionnel. D'une part, le changement de relation entre les banques commerciales et les entreprises non-publiques, en particulier les PME. Le pays s'oriente vers un secteur privé dont le rôle devient de plus en plus important pour s'adapter à la nouvelle structure économique. D'autre part, l'invasion de la micro-finance devient une alternative efficace pour répondre aux imperfections du marché du système bancaire et financier formel
The financial and banking development in Vietnam has recently known new challenging economic circumstances. It is useful to analyze this matter to deal with new conditions imposed by the integration process in international norms. This dissertation is devoted to defend two ideas: (1) the development of the relationship between commercial banks and NSOEs, especially SMEs, is a result of change of economic structure of Vietnam, a country intransition, on its way towards a fully market-based economy and (2) micro-finance is a form of innovation making financial-banking institutions more performing in response to market failures as well as in impeding usury and poverty alleviation, especially in rural areas.With different theoretical frameworks mainly based on new-institutionalist vision of D. North, financial development of King and Levine, institutional complementaries of Hall & Soskice, convention theory of Boyer & Orléan, we have had some key findings as following. The first key finding resides in the positive result of the relationship between commercial banks and NSOEs, especially SMEs, in the way that commercial banks contribute to dynamize the private sector by allocating loans and investment selection. Therefore, commercial banks become an important economic agent being able to reduce unemployment, promote businesses and orientate somehow industry development. In its turns, NSOEs, while become target customers of banks, contribute to shape credit demand, project investment, labor market, business strategy changes and legal evolution in the way of facilitating the privatesector.The second finding confirms that the correlation between economic development and financial-banking development does exist. It was proved by empirical study based on a factor analysis from CEPII 2012 databse. We was successful to draw a map and localize precisely the position of Vietnam in the financial-banking world map. And, we saw that Vietnam was located in areas of emerging countries, but merely in peripheral zone far away from developed countries. This suggests an implication that it would be useful to move closer to highly developed countries in the financial and banking sector.The third key finding resides in the positive result that microfinance is proved efficient in poverty alleviation and impeding usury, especially in rural areas; but the accessibility to credit is not easy for poor people due to communication, cultural characteristics, education level, extension of network ... Microfinance is a form of innovation in the way that information asymmetry and moral hazard are well resolved thanks to cross-screening and joint-liability. Micro-finance in Vietnam shows evidence of the process of self-reinforcing mechanism of the convention theory, for the case of micro-finance for the poor. We conclude that on its way to a fully market-based economy, Vietnam in transition is characterized by a double institutional move: on the one hand, the change in relationship between commercial banks and NSOEs, especially SMEs, is moving towards a more important role of the private sector in response to new economic structure; on the other hand, micro-finance invasion becomes an efficient alternative to remedy to market failures of theformal financial and banking system
APA, Harvard, Vancouver, ISO, and other styles
4

Abrahams, Candace. "The economic contribution of a development finance institution in South Africa : the economic contribution using the discounted economic profit model, and the social contribution using the social output index model." Diss., University of Pretoria, 2015. http://hdl.handle.net/2263/52357.

Full text
Abstract:
Development finance institutions have dual mandates, where they must contribute to development in the economy in which they serve, and simultaneously must maintain financial sustainability. The research explores the dichotomy; studies whether a tradeoff in the dual mandate exists, and goes beyond the traditional accounting approaches to appraising financial performance. The soundness of financial independence of development finance institutions in South Africa has been emphasised by both the national government, through the National Treasury department, and the capital markets from which these institutions borrow. Thus, their ability to create value for their stakeholders is one important aspect to their continued existence. In South Africa, value creation in development finance institutions has not been studied and serves as the primary motivation for this research study. The research has applied a value-based system, McKinsey s discounted economic profit model, to measure value creation or destruction of a development finance institution in its use of scarce capital resources. In addition to this, a theoretical framework has been applied to measure development impact, using the social output index model. The research design followed the holistic case study method, with a sample of one, employing the purposive technique. The findings of this research revealed that value is being destroyed in the deployment of capital resources by the development finance institution, with recommendations thereof proposed. Secondly, the findings revealed that development impact is not maximised, and the results provide insight to decision-makers regarding informed allocation of resources. In exploring the dichotomy between financial performance and development impact, the findings lastly indicated the trade-off relationship can neither be confirmed or refuted, as the results are inconclusive in this regard.
Mini Dissertation (MBA)--University of Pretoria, 2015.
pa2016
Gordon Institute of Business Science (GIBS)
MBA
Unrestricted
APA, Harvard, Vancouver, ISO, and other styles
5

McKendry, Ian Michael. "The use of equity finance by development finance institutions in Malawi." Thesis, University of Sussex, 1992. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.320220.

Full text
Abstract:
The main purpose of the thesis is to investigate one possible reason for the poor performance of Development Finance Institutions, and consequently to identify one possible way in which future performance might be improved. Financial Institutions can choose from two main investment instruments: loan and equity. Most DFIs have chosen to use loans almost exclusively. However, equity funding has a number of potential advantages over loans. One such advantage is equity's ability to compensate for risk, thus allowing a DFI to invest in higher risk projects which have the potential for higher returns. The research considers two DFIs in Malawi, both of which invest loan and equity finance. Five hypotheses are used to test whether equity's potential advantages have been of practical benefit. Each of these hypotheses is summarised below, followed by the result of the research. i Equity financed projects are more fully funded than are loan financed projects: not supported. ii The servicing cost of equity finance is more flexible, but the overall returns to equity are higher for the DFI: only the second part supported. iii Further funding is more likely to be provided in equity cases: only weakly supported. iv Some investments can only be financially justified by using equity: not supported. v More management help is given by the DFI in the case of equity investments: supported. A sixth hypothesis considers whether other factors, such as project appraisal methodology, external political pressure and internal operating procedures may have outweighed financial considerations such as the choice between equity and loan finance. (If so, then the potential advantages of equity would not have resulted in much practical benefit. ) There is evidence, although it is not conclusive, to support this hypothesis. The thesis concludes that the DFIs examined have hardly used the potential advantages of equity. The likeliest explanation for this appears to be that decisions on whether or not to use equity finance were dominated by the other factors identified in the sixth hypothesis.
APA, Harvard, Vancouver, ISO, and other styles
6

Lekatsa, Teboho. "The sustainability of microfinance institutions in South." Master's thesis, University of Cape Town, 2014. http://hdl.handle.net/11427/29002.

Full text
Abstract:
Microfinance targets the poor and very poor, both in urban and rural areas. It has become a common method of poverty alleviation in many developing countries. Several microfinance institutions have adopted a social mission to eradicate poverty by providing credit to the poor. In the past, microfinance organizations used to focus on farmers in rural areas. Modern microfinance programs are focused on the population that is largely neglected by the formal financial sector, specifically women. Due to the perceived risk in this type of uncollateralized lending, private equity markets are not keen on financing microfinance institutions. Furthermore, microfinance institutions are seen as socially motivated as opposed to being financially motivated. For that reason, their profitability and sustainability has come under question in the last decade. Two approaches to the issue of sustainability exist. The dominant institutionist approach argues that microfinance institutions should focus on being sustainable as this will improve their chances of alleviating poverty. The welfarist approach disagrees with this view by arguing that focusing on sustainability will result in the neglect of the poorest of the poor. This study analyses the sustainability of microfinance in South Africa by using a case study research approach. The study explores the challenges to sustainability in South Africa. The results of the study indicate that the microfinance institutions are not profitable nor self- sufficient. The most notable challenge to this sustainability is the high personnel costs. South African MFIs experience higher operating costs than their African counterparts. The study also indicates that the more financially sound microfinance institutions have a lower level of depth outreach than the more subsidy dependent institutions.
APA, Harvard, Vancouver, ISO, and other styles
7

Mulusa, Lucky Mabenga. "The financial sustainability of South Africa's National Development Finance Institutions." Thesis, Stellenbosch : Stellenbosch University, 2008. http://hdl.handle.net/10019.1/6096.

Full text
Abstract:
Thesis (MDF (Development Finance))--Stellenbosch University, 2008.
ENGLISH ABSTRACT: Development Finance Institutions (DFIs) in South Africa can enhance their role as prime vehicles for the Government to achieve the social objectives of meeting the millennium goals. This can be achieved by ensuring that higher ratios of resources available to the DFIs are applied to development lending and that such DFls stay financially sustainable. DFls have served as conduits for channelling credit to priority sectors, often at concession terms, and have directed their strategies towards achieving social and economic goals that are believed to be neglected by market forces. The absence of structured monitoring and evaluation mechanisms for both impact assessment and the application of resources make it impossible to ensure that these DFIs exist to achieve the mandates for which they were created. The perception of market failure, however, justifies the allocations of scarce public resources to DFIs. DFIs are expected to be catalysts in financial intermediation, extending long-term credit and contributing to economic development through the removal of bottlenecks associated with credit shortage within communities of the Historically Disadvantaged Individuals (HDI). The application of scarce resources, however, calls for a financially sustainable DFI sector so that there may be a sustained provision of credit to the targeted sectors, in order to achieve optimum use and allocation of state resources. The government, through the ASGISA initiative, recognises the role the DFIs can play in halving poverty and unemployment by 2014, due to the labour intensive nature of the targeted priority sectors, such as agriculture. The performance of most of these DFIs, in terms of mandate achievement and financial sustainability, has not been well balanced, as evidenced by the past and present prevalence of the use of govemment guarantees including recapitalisation and future anticipated requests for such facilities. This study was initiated in response to the anticipated growth in the number of DFIs likely to seek either government guarantees or recapitalisation or both. At present, no mechanism is in place for the National Treasury (NT) to detect financial distress of any DFI long before it occurs, so that intervention measures can be put in place.
AFRIKAANSE OPSOMMING: Ontwikkelingsfinansiering Instellings (OFIs) in Suid Afrika kan hulle rolle versterk as primere voertuie om die sosiale doelwitte van die millennium te bereik. Hierdie doelwitte kan bereik word deur te verseker dat die hoer beskikbare verhouding en middele by die OFIs aangewend word vir ontwikkelingslenings en dat hierdie OFIs finansieel volhoubaar bly. "OFIs het as wee gedien vir die kanalisering van krediet aan prioriteit sektore, dikwels teen konsessionere terme, en het hulle strategies gerig om sosiale en ekonomiese doelwitte te bereik wat geglo is deur markkragte negelaar is. Die nie bestaan van gestruktureede monitering- en evaluasiemeganismes vir beide impak evaluasie en aanwending van hulpbronne maak dit onmoontlik om te verseker dat hierdie OFIs bestaan om die mandate waarvoor hulle geskep is te bereik. Die persepsie van mark versuim regverdig nietemin die allokasie van skaars openbare hulpbronne aan OFIs. Daar word van OFIs verwag om kataliste te wees van finansiele intermediasie, die verskaffing van langtermyn krediet en om by te dra tot ekonomise ontwikkeling deur van bottelnekke weg te neem wat geassosieer word met krediettekorte binne gemeenskappe van Voorheen Benadeelde Individue (VBI). Die aanwending van skaars hulpbronne vra nietemin vir 'n finansiele volhoubare OFI sektor, sodat die volgehoue voorsiening van krediet aan geteikende sektore plaasvind, om die optimum gebruik en allokasie en staatshulpbronne te verseker. Die regering, deur die ASGISA inisatief, erken die rol wat OFIs kan speel in die halvering van armoede en werkloosheid teen 2014, as gevolg van die arbeidsintensiewe aard van die geteikende sektore, soos byvoorbeeld landbou. Die prestasie van hierdie OFIs in terme van die bereiking van mandate en finansiele volhoubaarheid was nie goed gebalanseerd nie, soos bewys word deur die oorgewig van die gebruik in die verlede en huidiglik van regerings waarborge, insluitend herkapitalisasie en toekomstige versoeke vir sodanige fasiliteite. Die studie was geinisieer in reaksie tot die verwagte groei in die getal OFIs wat waarskynlike staastwaarborge of herkapitalisasie of beide gaan vra. Huidiglik is daar geen meganisme in plek vir die Nasionale Tesourie (NT) om die finansiele nood van enige OFI te identifiseer voordat dit plaasvind en om daardeur intervensie maatreels in plek te sit nie.
APA, Harvard, Vancouver, ISO, and other styles
8

Derrocks, Velda Charmaine. "Credit risk management in development finance institutions and SMME sustainability." Thesis, Nelson Mandela Metropolitan University, 2017. http://hdl.handle.net/10948/14862.

Full text
Abstract:
Small, Medium and Micro Enterprises (SMMEs) make a significant contribution to the South African Economy. Regardless of size, these businesses have the ability to create employment, make a generous contribution to tax collections, uplift communities and serve as a beacon of hope for those trapped in the cycle of poverty and unemployment. However, SMMEs lack access to much-needed financial resources that are critical for their growth. Development Finance Institutions (DFIs) aim to bridge the gap between the SMME’s financial needs and the development of the respective SMME businesses, by providing funding to entrepreneurs with potentially viable businesses and ideas. Debt funding to these SMMEs are based on sound commercial lending principles that take various non-quantitative variables into account. The sustainability of SMMEs is a primary concern to all participants in the economy, as it is known that SMME failure rates are high Therefore, the primary objective of this study was to investigate the impact that the credit risk management practices of DFIs have on the sustainability of SMMEs, by examining a case study of a typical DFI. An electronic questionnaire survey was considered as an appropriate measurement method for this study. The targeted population of the study included SMMEs in the Eastern Cape that are Trust for Urban Housing (TUHF) clients and 23 SMMEs were identified as part of the study sampling frame. A total number of 14 questionnaires were returned out of the 23 targeted SMMEs - giving a response rate of 61%. The quantitative data was processed using the STATISTICA program, leading to appropriate descriptive statistical analyses. In order to better understand the impact of credit risk management practices on the sustainability of SMMEs, a hypothesis was formulated and linear regression analysis was used to establish the statistical significance of certain credit risk principles and sustainability characteristics. The results of the empirical study revealed that credit risk management practises do impact on the sustainability of SMMEs. Further, by testing the hypothesis, it was also revealed that certain sustainability variables are regarded as more important than others.
APA, Harvard, Vancouver, ISO, and other styles
9

Kambole, Christopher Ngolwe. "Interest rate ceiling and financial sustainability of microfinance institutions in Zambia." Master's thesis, University of Cape Town, 2017. http://hdl.handle.net/11427/29087.

Full text
Abstract:
Interest rate ceilings are often considered as an effective way of preventing lenders from charging extortionate interest rates. However, setting the rates too low may cause institutions to fail to raise enough revenue to cover their costs. Low rates may pressure MFIs to reduce costs, increase loan sizes, withdraw services from areas where it is expensive to operate, or exit from the market altogether. A 42% interest rate ceiling was introduced in Zambia on the effective annual lending interest rate of MFIs in January 2013, which was later removed in November 2015. This research was aimed at investigating the effect of interest rate ceiling and microfinance direct costs on the financial sustainability of microfinance institutions in Zambia. The study used time series data from consolidated quarterly financial statements from March 2006 to September 2016 and employed Autoregressive Distributed Lags (ARDL) approach to analyse the effect of Yield on Gross Portfolio, Cost of Funds, Operating Expenses and Loan Loss provisions on Operational Self Sufficiency (OSS). OSS was used as a proxy for financial sustainability (dependent variable). Results of the time series analyses showed a positive and significant effect of Yield on Gross Portfolio and Cost of Funds on OSS in the long run. On the other hand, Operating Expenses and Loan Loss provisions had a negative relationship with OSS, albeit statistically insignificant. Trend analysis of the Yield on Gross Portfolio showed a downward trend and consequently the OSS also trended downwards, with the lowest OSS being recorded during the period interest rate ceilings were introduced. However, the trend showed that the microfinance sector was generally sustainable during the study period. The reduction in OSS following the introduction of the ceiling confirmed findings from prior studies regarding the negative impact of interest rate ceilings on the financial sustainability of MFIs. Although the study results showed that the MFIs were generally sustainable during the study period, it was evident that they were negatively impacted by the interest rate ceiling. Therefore the recommendation from this study is that interest rates must be set at levels where costs can be adequately covered. Furthermore, managing costs and loan delinquency should be core priorities among Zambian MFIs to ensure financial sustainability.
APA, Harvard, Vancouver, ISO, and other styles
10

Maloba, Michelle. "Determinants of Agri-Lending Among Financial Institutions in Kenya." Master's thesis, University of Cape Town, 2018. http://hdl.handle.net/11427/28417.

Full text
Abstract:
This study seeks to examine the factors that influence Kenyan financial institutions’ lending behaviour towards the agricultural sector. Secondary panel data from 15 licensed financial institutions (commercial banks and deposit-taking microfinance institutions) for a period of 6 years (2011-2016) was used after which a panel multiple regression model was estimated using random-effects to examine the significant determinants of agri-lending by financial institutions. The study found that financial institution equity and risk on credit were negative and statistically significant in affecting the gross agricultural loans ratio while financial institution size, return on credit and financial institution liquidity were insignificant. As a result, the researcher recommends that financial institutions should devise better risk management strategies in order to reduce volume of non-performing loans in agriculture. Furthermore, the Kenyan Government should enforce the requirement that regulated financial institutions should hold a minimum of 10%-15% agricultural loans in their portfolios. This would steer larger banks to increase their investments in the agriculture given the economic benefits that the country would receive as a result.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Books on the topic "Development finance institution"

1

Financial information for management of a development finance institution: Some guidelines. Washington, D.C: World Bank, 1987.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
2

H, Schmidt Reinhard, ed. Development finance as institution building: A new approach to poverty-oriented banking. Boulder: Westview Press, 1994.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
3

Kreuz, Claudia. Institution building, eine Chance zur Entwicklungsfinanzierung?: Eine Analyse bestehender Microfinance-Projekte. Düsseldorf: Heinrich-Heine-Universität, Lehrstuhl für Betriebswirtschaftslehre, 2000.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
4

Bưnyong, ʻAlưn. Yutthasāt phatthanā labop sathāban kānngœn-ngœntā khō̜ng Sō̜Pō̜Pō̜ Lāo tǣ pī 2009-2020: Financial institution development strategy of Lao PDR from 2009-2020. [Vientiane]: Thanākhān hǣng Sō̜. Pō̜. Pō̜. Lō̜., 2010.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
5

Cho, Lee-Jay. Financing regional economic integration and functional cooperation for Northeast Asia: A multilateral financial institution for Northeast Asia. Seoul, Korea: KIEP, Korea Institute for International Economic Policy, 2012.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
6

International Conference on Financing of Energy Sector in Developing Countries (1998 New Delhi, India). Financing of energy sector in developing countries: Proceedings of the International Conference on Financing of Energy Sector in Developing Countries, organised by the Indian Members Committee-WEC, under the Institution of Engineers (India), during July 15-16, 1998 at New Delhi. Edited by Chaturvedi Pradeep, World Energy Council. Indian Member Committee., and Institution of Engineers (India). Delhi State Centre. New Delhi: Published for the Institution of Engineers (India), Delhi State Centre by Concept Pub. Co., 1999.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
7

Alternatives to neoliberal globalization: Studies in the political economy of institutions and late development. New York, NY: Palgrave Macmillan, 2012.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
8

Semenova, Nadezhda, Svetlana Artemyeva, Svetlana Busalova, Ol'ga Eremina, and Svetlana Makeikina. State and municipal finance. ru: Publishing Center RIOR, 2020. http://dx.doi.org/10.29039/01853-8.

Full text
Abstract:
The textbook reveals the theoretical and practical foundations of the organization of state and municipal finance. It examines the economic role and functions of the state, the current state of the state and municipal sectors of the economy, public finance management, the essence of the budget and state extra-budgetary funds, the organization of the budget process. Priorities and main directions of development of the budget structure and budget system of the Russian Federation, tendencies of development of sovereign funds of the state as a monetary resource are analyzed. Special attention is paid to the formation and implementation of the budget policy of the Russian Federation, the formation of inter-budgetary relations, trends in the development of public credit and public debt, the peculiarities of the provision of state (municipal) services and procurement. The content of the textbook meets the requirements of the Federal state educational institution IN the areas of bachelor's and master's degrees of the enlarged group of specialties 380000 "Economics and management". The textbook is intended for students, postgraduates and teachers of economic and managerial areas of training, students of courses and faculties of qualification improvement, employees of financial authorities and persons independently studying state and municipal Finance.
APA, Harvard, Vancouver, ISO, and other styles
9

United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Domestic and International Monetary Policy. International financial institution reform and authorization for fiscal year 1998: Report of the Subcommittee on Domestic and International Monetary Policy to the Committee on Banking and Financial Services, House of Representatives, One Hundred Fifth Congress, first session. Washington: U.S. G.P.O., 1997.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
10

International financial institution reform and authorization for fiscal year 1998: Report of the Subcommittee on Domestic and International Monetary Policy to the Committee on Banking and Financial Services, House of Representatives, One Hundred Fifth Congress, first session. Washington: U.S. G.P.O., 1997.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
More sources

Book chapters on the topic "Development finance institution"

1

Sakti, Ali. "Proposing New Islamic Microfinance Model for Sustainable Islamic Microfinance Institution." In Islamic Finance and Sustainable Development, 349–78. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-76016-8_15.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Biallas, Margarete, and Mark Schwiete. "Investing in Microfinance Investment Funds — Risk Perspectives of a Development Finance Institution." In Microfinance Investment Funds, 95–114. Berlin, Heidelberg: Springer Berlin Heidelberg, 2006. http://dx.doi.org/10.1007/3-540-28071-5_7.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Biallas, Margarete, and Mark Schwiete. "Investing in Microfinance Investment Funds — Risk Perspectives of a Development Finance Institution." In Microfinance Investment Funds, 95–114. Berlin, Heidelberg: Springer Berlin Heidelberg, 2007. http://dx.doi.org/10.1007/978-3-540-72424-7_7.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Rao, P. K. "Markets, Institutions and Transaction Costs." In Development Finance, 1–27. Berlin, Heidelberg: Springer Berlin Heidelberg, 2003. http://dx.doi.org/10.1007/978-3-662-06570-9_1.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Minsky, Hyman P. "Schumpeter and Finance." In Market and Institutions in Economic Development, 103–15. London: Palgrave Macmillan UK, 1993. http://dx.doi.org/10.1007/978-1-349-22526-2_7.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Colomer, Josep M. "Weights and Coalitions for Finance and Development." In How Global Institutions Rule the World, 49–60. New York: Palgrave Macmillan US, 2014. http://dx.doi.org/10.1057/9781137475084_5.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

White, John. "External Development Finance and the Choice of Technology." In Technology, Institutions and Government Policies, 183–216. London: Palgrave Macmillan UK, 1985. http://dx.doi.org/10.1007/978-1-349-17907-7_7.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Gang, Zeng, and Zheng Chunyan. "Non-bank Financial Institutions and Consumer Finance." In Development of Consumer Finance in East Asia, 117–33. New York: Palgrave Macmillan US, 2017. http://dx.doi.org/10.1057/978-1-137-52418-8_5.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Heep, Sandra. "Developmental States in the Bretton Woods Institutions." In China in Global Finance, 107–33. Cham: Springer International Publishing, 2013. http://dx.doi.org/10.1007/978-3-319-02466-0_6.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Ramsaran, Ramesh F. "External Development Finance and the Multilateral Financial Institutions." In An Introduction to International Money and Finance, 215–33. London: Palgrave Macmillan UK, 1998. http://dx.doi.org/10.1007/978-1-349-26356-1_8.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Conference papers on the topic "Development finance institution"

1

Suarmanayasa, I. Nengah, Gede Putu Agus Jana Susila, and I. Wayan Cipta. "The Role of Village Micro-Finance Institution Towards Rural Development." In 5th International Conference on Tourism, Economics, Accounting, Management and Social Science (TEAMS 2020). Paris, France: Atlantis Press, 2020. http://dx.doi.org/10.2991/aebmr.k.201212.016.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Beizitere, Ilona, Biruta Sloka, Ieva Brence, and Elita Jermolajeva. "Challenges on accessing finance for micro-enterprises in Latvia." In 22nd International Scientific Conference. “Economic Science for Rural Development 2021”. Latvia University of Life Sciences and Technologies. Faculty of Economics and Social Development, 2021. http://dx.doi.org/10.22616/esrd.2021.55.027.

Full text
Abstract:
Financial support of companies for their development is considered and realised by many countries worldwide, also in Latvia. Latvia has been receiving critical remarks from entrepreneurs in regard to high level of refuse for financing from the financing institution ALTUM which is the principal intermediary of EU funds and provides resources to support entrepreneurship in Latvia. Statistical data indicate that there are significant reductions of micro-enterprises during recent years. The survey data showed that ALTUM rejected 39 % of the surveyed micro-enterprises from those who had submitted applications within three years. In turn, only 6 % of micro-enterprises have received full financing from banks or leasing companies. Funders rejected applications from 9 % of micro-enterprises while another 5 % themselves withdrew funding due to unacceptable conditions. Latvia has to address serious challenges in entrepreneurship development in regions in particular with a lower economic activity. The aim of the paper is to analyse situation of micro-enterprises for receiving funding. Research methods: analysis of scientific publications and results of previous conducted research, analysis of data obtained in survey of enterprises on questions of financing refuse and on evaluations related to financing conditions in recent years. For a more thorough data analysis (used evaluation scale 1-5) indicators of descriptive statistics are applied: indicators of central tendency or location – arithmetic means, mode, median; indicators of variability or dispersion – range, standard deviation, standard error of mean; cross – tabulations; testing of statistical hypotheses using t-test and analysis of variance – ANOVA; correlation analysis. Research results indicate that the use of more precise requirements of financing for micro-enterprises by finance institution ALTUM could benefit in better development of entrepreneurship in regions of Latvia.
APA, Harvard, Vancouver, ISO, and other styles
3

Beizitere, Ilona, and Ieva Brence. "The use of public financial support: study of micro-enterprises." In 21st International Scientific Conference "Economic Science for Rural Development 2020". Latvia University of Life Sciences and Technologies. Faculty of Economics and Social Development, 2020. http://dx.doi.org/10.22616/esrd.2020.53.018.

Full text
Abstract:
At times when businesses are expected to contribute to economic growth, the topic of access to finance remains relevant. The study investigates the availability of public financial support for micro-enterprises which similarly to the European average is the largest enterprise category in Latvia (about 94%). In an ad hoc survey of the companies registered in Latvia in nationally defined sectors, entrepreneurs disclosed their sources of funding over the three-year period of 2015-2017. Valid responses from 2511 companies, of which 1879 were micro-enterprises, revealed not only the diversity of their financial sources but also funding conditions impracticable to companies. According to the data processed by SPSS, micro-enterprises still prefer bank financing (11%) among many sources, whereas only 4% of the respondents used loans supported by public funding. Surprisingly, while almost half of the micro-enterprises required new or additional funding, a large number relied solely on internal finance. Rejections were frequent not only from banks, but also from the institution providing for public financial support.
APA, Harvard, Vancouver, ISO, and other styles
4

Валиева, Елизавета Николаевна. "INSTITUTIONAL FRAMEWORK FOR REGULATING THE STATE FINANCIAL RESOURCES IN THE SUBJECTS OF THE RUSSIAN FEDERATION." In Социально-экономические и гуманитарные науки: сборник избранных статей по материалам Международной научной конференции (Санкт-Петербург, Декабрь 2020). Crossref, 2021. http://dx.doi.org/10.37539/seh294.2020.99.20.002.

Full text
Abstract:
В статье рассматривается проблематика общественных финансов. Дано определение государственным финансовым ресурсам. Охарактеризован процесс развития межбюджетных отношений в РФ, в результате которого формировался институт регулирования финансовых ресурсов государства. Сформулированы предложения, направленные на совершенствование данного института. The article deals with the problems of public finance. The definition of state financial resources is given. The process of development of interbudgetary relations in the Russian Federation, as a result of which the institution of regulation of financial resources of the state was formed, is characterized. Proposals are formulated aimed at improving this institution.
APA, Harvard, Vancouver, ISO, and other styles
5

Ekenta, Chukuemeka, and Moses Baridoma. "Impact of Apex Morgage Finance Institution on Real Property Development Financing in Africa. (A case study of the Federal Mortgage Bank og Noggeria)." In 12th African Real Estate Society Conference. African Real Estate Society, 2012. http://dx.doi.org/10.15396/afres2012_106.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Abacı, Hilal, Gizem Saray, Hasan Akça, and Levent Şahin. "Investigation of EU Grant Funded Projects Implemented in Turkey (2000-2015)." In International Conference on Eurasian Economies. Eurasian Economists Association, 2015. http://dx.doi.org/10.36880/c06.01400.

Full text
Abstract:
Turkey has benefitted from financial assistance of the EU in order to enhance the institutional capacity and the quality of legislation in different areas since 2001. It is aimed that Turkey could integrate easily to common policies when she became a full member of the EU via projects funded by the EU. In this context, financial assistance is distributed to both public and private sectors and also non-governmental organizations via Central Finance and Contracts Unit (CFCU), National Agency, Agriculture and Rural Development Support Institution (ARDSI), and Ministries. At least 50% or all of the funds in some projects have been taken from the EU. After recognition of Turkey as a candidate country by the EU in December 1999, accession negotiations started between Turkey and the EU in October 2005. Therefore, the study covers the period of 2000-2015. The method of STEEPLED Analysis was used in the study. EU grant projects implemented in the last 15 years were investigated various point of view (Social, Technological, Economics, Environmental, Politics, Legal, European and Demographic) and in the light of the findings, contribution of the EU grant schemes to the local/regional development, employment, environmental conservation and reduction of poverty were determined.
APA, Harvard, Vancouver, ISO, and other styles
7

Turchina, Svitlana, Kateryna Turchina, and Liudmyla Dashutina. "RESEARCH OF THE ROLE OF FINANCIAL INSTITUTIONS IN THE COMMUNITY ECONOMIC DEVELOPMENT IN ONE OF THE WORLD’S LEADING COUNTRIES." In 6th International Scientific Conference ERAZ - Knowledge Based Sustainable Development. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2020. http://dx.doi.org/10.31410/eraz.2020.111.

Full text
Abstract:
The article addressed the community as the smallest unit in geography scope, which unites individuals, companies, and government. The role of each one is significant and irreplaceable. For this paper, the community is as a synergy between group of individuals, institutions, and a government that live and (or) operate within geographical, political, social, and economic boundaries. This article focuses on banks, as a link between individuals and government in the development process. In particular, the supply and retention of financial and human capital. The authors try to prove financial companies and banks play a key role in the community and economic development because they deliver financial capital to individuals and businesses. This research allows concluding that the Finance & Insurance industry contributes toward the development of both national and local levels with the high share and positive mix and competitive components.
APA, Harvard, Vancouver, ISO, and other styles
8

Buzzetto-More, Nicole, and Bryant Mitchell. "Student Performance and Perceptions in a Web-Based Competitive Computer Simulation." In InSITE 2009: Informing Science + IT Education Conference. Informing Science Institute, 2009. http://dx.doi.org/10.28945/3353.

Full text
Abstract:
Computer simulations have implications across disciplines and with learners at all levels. By requiring learners to develop and apply knowledge and skills in interactive changing environments, they encourage deeper levels of learning. Additionally, simulations have been shown to be particularly effective at teaching complicated concepts that depend on the ability to understand interrelationships, strategize, make predictions, analyze and evaluate, and engage in multi-faceted decision making. In order to help students gain a deeper understanding of key business concepts, encourage critical thinking and decision making, foster collaboration and critical discourse, and encourage the application of concepts into real world business practices, the University of Maryland Eastern Shore, a minority serving institution, decided in 2004 to introduce a series of competitive web-based simulations at key junctures throughout the curriculum but focused primarily in the course Strategic Management. The simulation selected covers topics such as Strategy & Tactics, Policy, Production, Accounting, Marketing, Finance, Quality control, Human resources, Leadership, and Teamwork and involves students competing in teams against other teams. In order to assess the effectiveness of the simulation, a research protocol was introduced that included the administration of student surveys as well as the collection of performance data. The findings indicate that students overwhelmingly felt that the simulation helped them understand the application of key concepts and learn the decision making process that occurs in professional business practice. The examination of student performance data gathered in this study, with consideration given to the strong levels of student satisfaction, encouraged the authors to postulate based on the high success rates of this student population, which traditionally underperforms in more traditional mode of assessments, that simulations may serve as an equalizer that offers all students, from low to high achievers, an opportunity to succeed and that competitive web-based simulations enhance the overall educational and personal development experiences of minority students enrolled in higher education business programs.
APA, Harvard, Vancouver, ISO, and other styles
9

Selvi Hanişoğlu, Gülay, and Fidan Güler. "Analysis of Housing Finance Systems in Turkey." In International Conference on Eurasian Economies. Eurasian Economists Association, 2017. http://dx.doi.org/10.36880/c09.01964.

Full text
Abstract:
Housing Finance system has provided funds to households and organizations for buying their homes and premises. There are different type of housing finance systems which are applied by different countries. Housing finance systems can be more efficient, if private sector and public sector work together and harmoniously. Housing Finance system has made considerable progress in Turkey in the last 20 years. Before housing finance system was developed in Turkey, people could have bought houses by combining their retirement allowances and savings. Another method for financing their house, people could have borrowed from relatives or close friends along with their own savings. The Mass Housing Law (Law No: 2985) entered into force in 1984.The main target of the law, to find a solution of the housing problem in Turkey. Law also determines the tasks of the Housing Development Administration (TOKİ). After 2000’s Turkish Banks began to extend long term housing loans, but there was not mortgage system. Due to inadequate saving and income levels, it was not easy to use banking finance system for the low and middle income groups. In 2007, new legal regulations come into force, which is called Mortgage Law, for improving legal framework for borrowers and lenders in the primary markets and also made regulations for integrating primary mortgage market to the capital markets. In our paper, the finance methods and improvements in the housing finance in Turkey have been analyzed evaluating legal regulations and also the methods which is used by banks and other related institutions.
APA, Harvard, Vancouver, ISO, and other styles
10

Dragusin, Cristina Petrina. "DEVELOPMENTS, TRENDS AND VISION IN FINANCING PUBLIC INSTITUTIONS OF ACADEMIC EDUCATION � THE CASE OF ROMANIA." In SGEM 2014 Scientific SubConference on POLITICAL SCIENCES, LAW, FINANCE, ECONOMICS AND TOURISM. Stef92 Technology, 2014. http://dx.doi.org/10.5593/sgemsocial2014/b22/s6.027.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Reports on the topic "Development finance institution"

1

Michelitsch, Roland, Alejandro Soriano, Ernesto Cuestas, Rocío Funes Aguilera, Danya Churanek, Patricia Danya, and Jack Glen. Comparative Study of Equity Investing in Development Finance Institutions. Inter-American Development Bank, March 2017. http://dx.doi.org/10.18235/0000649.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Michelitsch, Roland, Alejandro Soriano, Ernesto Cuestas, Rocío Funes Aguilera, and Danya Churanek. Approach Paper: Comparative Study of Equity Investing in Development Finance Institutions. Inter-American Development Bank, July 2016. http://dx.doi.org/10.18235/0000668.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Alcántara, Rafael, Rocío Funes Aguilera, Roland Michelitsch, and Alejandro Soriano. Evaluation of IDB Group's Work through Financial Intermediaries: Benchmarking of Development Finance Institutions Background Report. Inter-American Development Bank, March 2016. http://dx.doi.org/10.18235/0000274.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Donaldson, Christian, and Shona Hawkes. Open Books: How development finance institutions can be transparent in their financial intermediary lending, and why they should be. Oxfam, October 2018. http://dx.doi.org/10.21201/2018.3491.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Aparicio, Gabriela, Vida Bobić, Fernando De Olloqui, María Carmen Fernández Diez, María Paula Gerardino, Oscar A. Mitnik, and Sebastian Vargas Macedo. Liquidity or Capital?: The Impacts of Easing Credit Constraints in Rural Mexico. Inter-American Development Bank, June 2021. http://dx.doi.org/10.18235/0003336.

Full text
Abstract:
This paper evaluates the effectiveness of easing credit constraints for rural producers in Mexico through loans provided by a national public development finance institution. In contrast to most of the existing literature, the study focuses on the effect of medium-sized loans over a two- to four-year time horizon. This paper looks at the effects of such loans on production and investment decisions, input use, and yields. Using a multiple treatment methodology, it explores the differential impacts of providing liquidity for working capital versus providing credit for investments in fixed assets. It finds that loans increased the likelihood that producers grow and sell certain key annual crops, in particular among recipients of working capital loans. It also finds significant effects on production value and sales (per hectare), with similar impacts for recipients of both types of loans, with gains in yields driven by changes in labor quality and more intensive use of key inputs. There is no evidence of significant effects on the purchase of large machinery, but there are impacts on the acquisition of cattle. Overall, the results reported in this paper suggest that lack of liquidity is at least as important as lack of funding for new investment in capital for rural producers in Mexico. Producers benefit from easing their credit constraints, regardless of the type of loan used for that purpose.
APA, Harvard, Vancouver, ISO, and other styles
6

Viguri, Sofía, Sandra López Tovar, Mariel Juárez Olvera, and Gloria Visconti. Analysis of External Climate Finance Access and Implementation: CIF, FCPF, GCF and GEF Projects and Programs by the Inter-American Development Bank. Inter-American Development Bank, January 2021. http://dx.doi.org/10.18235/0003008.

Full text
Abstract:
In response to the Paris Agreement and the Sustainable Development Goals (SDGs), the IDB Group Board of Governors endorsed the target of increasing climate-related financing in Latin America and the Caribbean (LAC) from 15% in 2015 to 30% of the IDB Groups combined total approvals by 2020. Currently, the IDB Group is on track to meet this commitment, as in 2018, it financed nearly US$5 billion in climate-change-related activities benefiting LAC, which accounted for 27% of total IDB Groups annual approvals. In 2019, the overall volume and proportion of climate finance in new IDBG approvals have increased to 29%. As the IDB continues to strive towards this goal by using its funds to ramp-up climate action, it also acknowledges that tackling climate change is an objective shared with the rest of the international community. For the past ten years, strategic partnerships have been forged with external sources of finance that are also looking to invest in low-carbon and climate-resilient development. Doing this has contributed to the Banks objective of mobilizing additional resources for climate action while also strengthening its position as a leading partner to accelerate climate innovation in many fields. From climate-smart technologies and resilient infrastructure to institutional reform and financial mechanisms, IDB's use of external sources of finance is helping countries in LAC advance toward meeting their international climate change commitments. This report collects a series of insights and lessons learned by the IDB in the preparation and implementation of projects with climate finance from four external sources: the Climate Investment Funds (CIF), the Forest Carbon Partnership Facility (FCPF), the Green Climate Fund (GCF) and the Global Environment Facility (GEF). It includes a systematic revision of their design and their progress on delivery, an assessment of broader impacts (scale-up, replication, and contributions to transformational change/paradigm shift), and a set of recommendations to optimize the access and use of these funds in future rounds of climate investment. The insights and lessons learned collected in this publication can inform the design of short and medium-term actions that support “green recovery” through the mobilization of investments that promote decarbonization.
APA, Harvard, Vancouver, ISO, and other styles
7

Smalley, Rebecca, Emmanuel Sulle, Ngala Chome, Ana Duarte, and Euclides Gonçalves. Agricultural Investment Corridors in Africa: Does Smallholder and Women's Participation Count? Institute of Development Studies (IDS), August 2021. http://dx.doi.org/10.19088/apra.2021.021.

Full text
Abstract:
Agricultural development corridors and clusters are highly complex projects that have been driven in Africa by agribusiness and mining corporations, host governments, international donors and development finance institutions. There is interest in whether these projects can support inclusive agribusiness. Evidence shows that involvement of small-scale economic actors in such initiatives is often impeded by a failure to grant them participation or a voice. We therefore investigated if and how recent corridors and clusters in Africa have been able to achieve the meaningful engagement of small-scale economic actors, with a focus on smallholders, including pastoralists, and the women among them.
APA, Harvard, Vancouver, ISO, and other styles
8

Inter-American Development Bank Group Climate Change Action Plan 2021-2025. Inter-American Development Bank, March 2021. http://dx.doi.org/10.18235/0003153.

Full text
Abstract:
The Climate Change Action Plan describes the IDB Groups progress since 2016 to support the regions need for low-carbon and climate-resilient development finance and its plan to raise climate ambition continuously in the region. The Second Update to the Institutional Strategy specifies that cross cutting issues, including climate change, continue to hamper development and that the IDB Group will renew its commitment to address them. The climate-finance goal set in the Bahamas Resolution has been extended through its inclusion in the IDB Group Corporate Results Framework 2020- 2023 (CRF 20202023).5 At the same time, all MDBs have committed to complement tracking of their financial contributions to climate action with a new approach focused on the consistency of their support with long-term decarbonization and climate resilience efforts. To this end, MDBs have outlined a common approach to support countries to deliver on their commitments under the PA. There has also been increasing recognition of the need to measure the results of the IDB Groups climate action and the complexity it entails.
APA, Harvard, Vancouver, ISO, and other styles
We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!

To the bibliography