Academic literature on the topic 'Digital financial technologies'

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Journal articles on the topic "Digital financial technologies"

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Malyshev, Evgeny Anatolyevich, and Artur Allabergovich Ibragimov. "Digital financial technologies." Актуальные проблемы экономики и управления, no. 1 (2022): 279–85. http://dx.doi.org/10.52899/978-5-88303-644-5_279.

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Kruzhkova, Irina I., and Vladislav V. Matveev. "Digital financial technologies." Economic Environment, no. 2 (2022): 47–55. http://dx.doi.org/10.36683/2306-1758/2022-2-40/47-55.

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Yefremova, Kateryna. "Digital Economy Technologies and Financial Security." Law and innovations, no. 2 (42) (June 25, 2023): 7–11. http://dx.doi.org/10.37772/2518-1718-2023-2(42)-1.

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Problem setting. The transformation of the Ukrainian economic system and the financial sector is connected with the new needs of the state, the globalization of the world financial space, and therefore with new challenges and threats. Analysis of recent research and publications. In their works, I. Andrushkiv, L. Nadievets, L. Haryaga, O. Stoyko, and others dealt with issues of increasing the volume of digitalization, digitalization of financial products, and the specifics of the influence of fintech companies on the financial sector. The issue of security of financial institutions was studied
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Kuleshova, Larisa V., Irina V. Oseledko, and Victoria V. Korosteleva. "DIGITAL FINANCIAL TECHNOLOGIES IN AGRICULTURAL INSURANCE." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 11/10, no. 152 (2024): 97–107. https://doi.org/10.36871/ek.up.p.r.2024.11.10.010.

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In the context of globalization and digitalization of the economy, effective tax control is becoming a key factor in the sustainable development of the state. This study is devoted to innovative approaches to improving the effectiveness of tax control. The paper examines mod-ern world practices such as the use of big data technologies, artificial intelligence, as well as the introduction of tax risk assessment systems and electronic services for taxpayers. The current state of tax administration is analyzed based on the materials of the Krasnodar Territory, the main problems and shortcomings o
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Nichkasova, Y. O., K. Z. Sadvokassova, and A. K. Alpysbayeva. "DIGITAL TECHNOLOGIES: KAZAKHSTAN’S FINANCIAL MARKET TRANSFORMATION." BULLETIN 2, no. 408 (2024): 568–84. http://dx.doi.org/10.32014/2024.2518-1467.741.

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КОНОВАЛОВА, М. Е., and А. Б. АБДРАФИКОВ. "FINANCIAL TECHNOLOGIES IN THE DIGITAL ECONOMY." Экономика и предпринимательство, no. 12(161) (January 11, 2024): 905–7. http://dx.doi.org/10.34925/eip.2023.161.12.175.

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В статье рассматриваются ключевые аспекты формирования и развития финансовых технологий. Показаны основные их формы и виды, которые находят непосредственное применение на финансовом рынке. Авторами раскрыты базовые закономерности развития финансовых технологий на современном этапе становления цифровой парадигмы социально-экономического развития. Кроме того, в статье обоснованы необходимые мероприятия, направленные на совершенствование институциональной среды, обеспечивающей регулирование процесса внедрения финансовых технологий в различные сферы экономики. The article discusses the key aspects
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Zaytseva, O. P., and D. R. Baetova. "DIGITAL TECHNOLOGIES FOR STATE FINANCIAL CONTROL." Фундаментальные исследования (Fundamental research), no. 6 2023 (2023): 12–16. http://dx.doi.org/10.17513/fr.43464.

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Glotova, Irina I., Elena P. Tomilina, and Raisa I. Safiullaeva. "DIGITAL FINANCIAL TECHNOLOGIES IN AGRICULTURAL INSURANCE." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 12/3, no. 141 (2023): 181–89. http://dx.doi.org/10.36871/ek.up.p.r.2023.12.03.021.

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The development of agricultural insurance currently requires the availability of certain information platforms that will be accessible and understandable to farmers. To date, there is no such tool that would combine all the information about available insurance products in the field of agricultural insurance, capable of taking into account the specific needs and characteristics of each individual agricultural producer. The article substantiates the need for market development agricultural insurance through the introduction of digital technologies that help carry out agricultural insurance and
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Prokhorov, V. V., and I. P. Rozhnov. "Digital technologies in investment activities." E-Management 8, no. 2 (2025): 93–106. https://doi.org/10.26425/2658-3445-2025-8-2-93-106.

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The issues of development of digital financial technologies in the Russian Federation (hereinafter referred to as RF, Russia) are investigated. The article considers foreign and domestic experience of using digital technologies in financial and investment spheres. The stages of formation and further development of the market of digital financial assets and digital rights in the RF are shown. The peculiarities of their issue in the Russian state are studied. We have researched utilitarian digital rights and digital rights that simultaneously include unitary digital rights and digital financial
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Ranjan, Sudhansu. "Financial Services Affect by Financial Technologies." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 06 (2025): 1–9. https://doi.org/10.55041/ijsrem50077.

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ABSTRACT Financial offerings have been revolutionized by the upward shove of economic technologies, generally called "FinTech." FinTech refers to the utility of science to enhance and automate economic services. This has impacted the economic offerings industry in various ways. Firstly, FinTech has made economic offerings greater available and convenient. Customers can now get entry to monetary offerings from the remedy of their residences the use of their smartphones or computers. This has led to extended opposition in the monetary offerings industry, with standard banks going through opposit
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Dissertations / Theses on the topic "Digital financial technologies"

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Krivodub, A. G. "Digital currencies and technologies of distributed ledgers." Thesis, Sumy State University, 2017. http://essuir.sumdu.edu.ua/handle/123456789/65249.

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Electronic money (e-money), defined in the CPMI’s A glossary of terms used in payments and settlement systems as “value stored electronically in a device such as a chip card or a hard drive in a personal computer”, is also commonly used around the world. Some jurisdictions have developed specific legislation regulating e-money (e.g. the E-Money Directive in the EU).
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Brown, Nancy. "Digital Business Strategising in the context of Regulatory Uncertainty - the case of a Financial Services Provider in South Africa." Master's thesis, Faculty of Commerce, 2021. http://hdl.handle.net/11427/32599.

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With the rise of digital technologies that have disrupted standard business models and created a new level of competition in the market, the need for digital business strategising that shapes the future of organisations and achieves digital transformation is high on the agenda of most firms. The added complexity of uncertainty in the regulatory environment regarding financial products and services, regulation of digital platforms and ongoing financial regulatory changes based on macro-economic turbulence, makes for a complex external environment within which businesses need to effectively comp
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Bazylev, Y. S. "Economic consequences of cryptocurrencies and blockchain technologies in the context of global financial market development." Master's thesis, Sumy State University, 2019. http://essuir.sumdu.edu.ua/handle/123456789/75523.

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У роботі досліджено історію створення криптовалюти та технології блокчейн, передумови виникнення та існування, як єдиної системи, так і порізно. Був проведений аналіз впливу криптовалюти і технологій блокчейн, на фінансову систему, виявлені основні індикатори, які підтверджують цей вплив. Проведений аналіз заборони цифрової валюти та законодавчу підтримку у розрізі країн світу, виявлені основні причини та наслідки. Проаналізовано блокчейн, як технологію майбутнього, для сфер, як фінансових, так і поза фінансових. Висвітлені світові тенденції, щодо впровадження блокчейну в світові організації,
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Пуськов, Дмитро Олексійович, та Dmytro Puskov. "Проблеми фінансових інновацій банківського сектору України". Thesis, Національний авіаційний університет, 2021. https://er.nau.edu.ua/handle/NAU/50102.

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1. Global Banking Outlook 2021 [Електронний ресурс]. – Режим доступу: https://eyfinancialservicesthoughtgallery.ie/2021-global-banking-outlook/ 2. Національний банк приєднався до Глобальної мережі фінансових інновацій. [Електронний ресурс]. – Режим доступу: https://bank.gov.ua/ua/news/all/natsionalniy-bank-priyednavsya-do-globalnoyi-mereji-finansovih-innovatsiy 3. Кузнецова М.А., Гуйгова Ю.І. Розвиток та впровадження інноваційних банківських послуг в Україні. Електронний журнал «Ефективна економіка» [Електронний ресурс]. – Режим доступу: http://www.economy.nayka.com.ua/?op=1&z=8088 4. Чер
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Ховдій, О. М. "Розвиток ринку депозитних послуг в епоху цифровізації економіки". Thesis, Чернігів, 2021. http://ir.stu.cn.ua/123456789/25035.

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Ховдій, О. М. Розвиток ринку депозитних послуг в епоху цифровізації економіки : випускна кваліфікаційна робота : 072 "Фінанси, банківська справа та страхування" / О. М. Ховдій ; керівник роботи О. І. Панченко ; НУ "Чернігівська політехніка", кафедра фінансів, банківської справи та страхування. – Чернігів, 2021. – 97 с.<br>Кваліфікаційна робота присвячена виявленню основних проблем у розвитку ринку депозитних послуг в епоху цифровізації економіки та пошуків шляхів їх вирішення. Розглянуто питання сутності та класифікацію депозитних послуг, розкрито роль розвитку ринку депозитних послуг в епоху
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Johnson, Timo B. [Verfasser]. "Performance Drivers of Digital Ventures : Novel Empirical Evidence from Start-up Financing, Digital Platform Technologies and Venture Capital Investor Syndication / Timo B. Johnson." Baden-Baden : Nomos Verlagsgesellschaft mbH & Co. KG, 2021. http://d-nb.info/1241400725/34.

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Margolis, Hanna. "Filmy animowane kobiet w (męskich) strukturach kinematografii w Polsce w perspektywie komparatystycznej." Doctoral thesis, 2021. https://depotuw.ceon.pl/handle/item/4089.

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Przedmiotem dysertacji są autorskie filmy animowane realizowane przez kobiety w strukturach polskiej kinematografii. Są one badane jako odrębne w całości polskiej filmowej produkcji w technice animacji (autorka nie bada filmów dla dzieci, propagandowych, reklamowych, oświatowych), stąd w istocie przedmiot badań stanowi niewielki procent filmów animowanych realizowanych w Polsce. Badania prowadzone są dwutorowo, łącząc analizę filmów z analizą instytucji kinematograficznej i kultury produkcji autorskiego filmu animowanego w Polsce. Dysertacja składa się z czterech rozdziałów. Rozdział I, pt. Ro
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Books on the topic "Digital financial technologies"

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Petrova, Inga. Digital technologies as a financial control tool. INFRA-M Academic Publishing LLC., 2021. http://dx.doi.org/10.12737/1234413.

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The textbook reveals the concept and meaning of digital technologies, the legal nature of information interaction in the implementation of control measures based on general theoretical concepts and regulatory legal acts. Special attention is paid to the types of information systems used in the control process in the financial and budgetary sphere. The necessity of creating information systems based on international experience, global indices and rules of the Organization for Economic Cooperation and Development (OECD) is justified. The article defines the specific characteristics of the state
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Arora, Jyoti Batra, Nitish Pathak, and Neelam Sharma. Advanced Digital Technologies in Financial and Business Management. Apple Academic Press, 2025. https://doi.org/10.1201/9781003558279.

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Khang, Alex. Shaping Cutting-Edge Technologies and Applications for Digital Banking and Financial Services. Productivity Press, 2025. https://doi.org/10.4324/9781003501947.

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Natocheeva, Natal'ya, Yuriy Rovenskiy, Andrey Garnov, et al. Digital Finance. INFRA-M Academic Publishing LLC., 2024. http://dx.doi.org/10.12737/2091938.

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The textbook is devoted to the theory and practice of digitalization of the financial industry in the Russian Federation and abroad. The essential features of digital finance are considered in the context of the classical theory of finance, money, and risk management; the relationship between economic categories and market processes; new trends in digital financial development. The directions and mechanisms of digital transformation of technologies, services, client programs, business models of financial institutions in various segments of the financial market and the public administration sec
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Eliseeva, Evgeniya, Ol'ga Shipkova, Aleksandra Kuz'mina, and Lazar' Badalov. Financial strategies and instruments. INFRA-M Academic Publishing LLC., 2025. https://doi.org/10.12737/2125939.

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The textbook introduces readers to the fundamental theoretical concepts of financial strategizing and modeling, and provides an insight into modern approaches, tools, and technologies of financial analysis. Special attention is paid to the transformation of the financial management system based on digital technologies. The combination of theory and practical examples serves as the basis for a deeper understanding of the content of the discipline. At the end of each chapter, literature is offered for additional study and a workshop containing questions for self-control and practice-oriented tas
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Morozko, Nina. Technologies of lending to small and medium-sized businesses in the conditions of digitalization of the economy. INFRA-M Academic Publishing LLC., 2023. http://dx.doi.org/10.12737/2029823.

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In the monograph, in the process of studying the problems of lending to small and medium-sized businesses in modern conditions, factors affecting the conditions of business financing, the shortage of financial resources of Russian companies are identified. The analysis of the financial instruments of lending to small and medium-sized businesses in the digital environment is carried out. The current directions of development of financial instruments of business lending are considered. Based on a systematic approach to the issues under study, technologies for lending to small and medium-sized bu
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Tronin, Sergey, Natal'ya Kuchkovskaya, Viktoriya Frolova, Ekaterina Budkina, Mihal Lednev, and Il'ya Pokamestov. Trade finance in the context of digital transformation. INFRA-M Academic Publishing LLC., 2025. https://doi.org/10.12737/2192603.

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The monograph examines in detail modern approaches to trade finance against the background of global changes in the digital economy. The paper analyzes new trade finance tools used in the international and Russian markets, and focuses on the use of financial technologies such as blockchain, artificial intelligence, and Big Data in commercial transactions. Special attention is paid to risk management in trade finance transactions, including factoring and forfeiting, as well as practical aspects of their implementation in the context of digital transformation. The issues of credit control, count
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Srivastava, Bhavana, Valerie Breda, Ashraya Sharma, Ishita Sharma, Garima Singh, and Margherita Licata. Decent work in an increasingly digitalized financial services sector. ILO, 2024. http://dx.doi.org/10.54394/hypu4070.

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This thematic brief focuses on skills and employability issues in the digital financial services sector and it is the first in a series of briefs zooming in on the findings and analysis resulting from the study “Harnessing the potential of digital technologies to achieve decent work in the financial sector: Policies and practices on the impact of digitalization in the sector” (2024) conducted by the ILO and FinValue Advisors. The brief aims to emphasize key aspects of decent work in the financial sector in the context of digitalization. It explores how stakeholders tackle workforce adaptation
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Alekseev, Petr, Vladislav Antropov, Valeriy Barabanov, et al. The multi-currency standard and the global financial market. INFRA-M Academic Publishing LLC., 2022. http://dx.doi.org/10.12737/1871448.

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The monograph was prepared by a team of authors of the Financial University under the Government of the Russian Federation based on the results of research carried out at the expense of budgetary funds under the state assignment of the Financial University.&#x0D; The directions, forms and prospects of creating a multi-currency standard in the process of transformation of the world monetary and financial system are investigated. An integral model for assessing the sectoral development of the global financial market has been developed. The possibilities of adapting the Russian financial market t
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Adamchuk, Natal'ya, Rustam Azimov, Tamara Belousova, et al. Insurance in the digital economy: science, practice, education. INFRA-M Academic Publishing LLC., 2022. http://dx.doi.org/10.12737/1816154.

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The monograph deals with the transformation of the insurance business in the conditions of digitalization. The logic of scientific analysis is based on the impact of digitalization on all environmental systems of the insurance business, which, in turn, require the transformation of all aspects of the insurer's activities. The scientific analysis of the usefulness of insurance services is given, the influence of digitalization on the formation of information flows and business processes in the insurance business is considered.&#x0D; The experience of Russia, Belarus, Kazakhstan, Uzbekistan and
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Book chapters on the topic "Digital financial technologies"

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Yakushkin, Tatyana A., Victoria M. Romadikova, Galina A. Gorbatkova, Valentina T. Havrel, and Yuldash N. Mamengaev. "Financial Technologies Ensuring Information Transition." In Digital Future Economic Growth, Social Adaptation, and Technological Perspectives. Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-39797-5_52.

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Quelhas, Ana Paula, Isabel N. Clímaco, and Manuela Larguinho. "Exploratory Analysis of Financial Literacy and Digital Financial Literacy: Portuguese Case." In Marketing and Smart Technologies. Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-19-9099-1_48.

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Li, Jiajun. "Applying Digital Technologies to Financial Product Marketing." In Learning and Analytics in Intelligent Systems. Springer Nature Switzerland, 2023. http://dx.doi.org/10.1007/978-3-031-38074-7_35.

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Lukin, A. G., N. Y. Gorelova, and T. B. Zavodchikova. "Digital Economy and State Financial Control." In Digital Technologies in the New Socio-Economic Reality. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-83175-2_93.

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Kuznetsov, Nikolay V., Ksenia V. Ekimova, Olga I. Larina, and Viktoria V. Lizyaeva. "Financial Systems Development in a Digital Economy." In "Smart Technologies" for Society, State and Economy. Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-59126-7_136.

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Morunova, G. "New Technologies of Financial Support of Municipalities." In Challenges and Solutions in the Digital Economy and Finance. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-14410-3_49.

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Konrad, E. N., E. V. Pokachalova, A. M. Tsirin, and Z. I. Khisamova. "Financial Law and Financial Labor Market in Digital Economy." In Digital Economy and the New Labor Market: Jobs, Competences and Innovative HR Technologies. Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-60926-9_40.

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Cruciani, Caterina, Gloria Gardenal, and Giuseppe Amitrano. "The Digital Challenge: How Are New Technologies Shaping the Financial Industry?" In Understanding Financial Risk Tolerance. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-13131-8_4.

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Adamchuk, Natalia. "Innovative Digital Technologies for Ensuring Financial Integration in the Eurasian Economic Union." In Digital International Relations. Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-99-3467-6_21.

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Pal, Abhinav, Dolly Gaur, Kanishka Gupta, and Jyoti Chauhan. "The Growing Role of New-Age Financial Technologies in Transforming the Personal Finance Industry." In Digital Transformation. Routledge India, 2025. https://doi.org/10.4324/9781003626640-9.

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Conference papers on the topic "Digital financial technologies"

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Dranko, Oleg. "Digital Businesses Ecosystem Financial Health." In 2024 8th International Conference on Information, Control, and Communication Technologies (ICCT). IEEE, 2024. https://doi.org/10.1109/icct62929.2024.10874950.

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Rani, Chadalavada Ester, and V. Purushothama Raju. "Detecting Digital Financial Transaction Frauds Using CNN Model." In 2025 3rd International Conference on Device Intelligence, Computing and Communication Technologies (DICCT). IEEE, 2025. https://doi.org/10.1109/dicct64131.2025.10986599.

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Shah, Khush, Lakshit Pathak, Khushi Shah, Nilesh Kumar Jadav, Sudeep Tanwar, and Nagendar Yamsani. "BlockFin: AI and Blockchain Synergy for Secure Digital Financial Systems." In 2024 International Conference on Electrical Electronics and Computing Technologies (ICEECT). IEEE, 2024. http://dx.doi.org/10.1109/iceect61758.2024.10738965.

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Awodiran, Muideen Adeseye, Abiodun Thomas Ogundele, Udosen Jacob Idem, et al. "Harnessing Digital Financial Services for Sustainable Poverty Alleviation in Nigeria." In 2024 IEEE 5th International Conference on Electro-Computing Technologies for Humanity (NIGERCON). IEEE, 2024. https://doi.org/10.1109/nigercon62786.2024.10927155.

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Krysovatyy, Andriy, Olena Ptashchenko, and Viktoriia Adamyk. "Transformation of the Financial Sector in the Context of the Digital Economy." In 2024 14th International Conference on Advanced Computer Information Technologies (ACIT). IEEE, 2024. http://dx.doi.org/10.1109/acit62333.2024.10712607.

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Geetha, B. T., Kafila Kafila, S. Tulasi Ram, Dr Amar Prabhakar Narkhede, Ahmad Y. A. Bani Ahmad, and Mohit Tiwari. "Creating Resilient Digital Asset Management Frameworks in Financial Operations Using Blockchain Technology." In 2024 International Conference on Trends in Quantum Computing and Emerging Business Technologies (TQCEBT). IEEE, 2024. http://dx.doi.org/10.1109/tqcebt59414.2024.10545263.

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Raju, Valliappan. "A Logical Evaluation of Exploiting Financial Scope Assessment Based on Social Media Analytics Using Deep Learning assisted FinTech Framework for Digital Financial Profiling." In 2025 International Conference on Frontier Technologies and Solutions (ICFTS). IEEE, 2025. https://doi.org/10.1109/icfts62006.2025.11031838.

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Patel, Chhaya, Manjusha Goel, Prakashraj P. Kumavat, Mitesh J. Patel, Shakti B. Dodiya, and M. Kalyan Chakravarthi. "Revamping Financial Management Strategies for the Digital Era via Augmented Blockchain Security Measures." In 2024 International Conference on Trends in Quantum Computing and Emerging Business Technologies (TQCEBT). IEEE, 2024. http://dx.doi.org/10.1109/tqcebt59414.2024.10545164.

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Rajasekaran, R. Thalapathi, and Muthu Selvam. "Enhancing User Interaction in Digital Financial Systems Using AI-Driven Front-End Technologies: A Personalised Response Approach." In 2025 International Conference on Data Science, Agents & Artificial Intelligence (ICDSAAI). IEEE, 2025. https://doi.org/10.1109/icdsaai65575.2025.11011836.

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Iipumbu, Ericky. "Design of a Model for Integrating Digital Forensics into Information System Auditing in the Financial Sector." In 2024 3rd Zimbabwe Conference of Information and Communication Technologies (ZCICT). IEEE, 2024. https://doi.org/10.1109/zcict63770.2024.10958374.

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Reports on the topic "Digital financial technologies"

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Ali, Abdelrahman. Significance of Adopting Digital Financial Technologies in Egypt. Islamic Development Bank Institute, 2023. http://dx.doi.org/10.55780/re24033.

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Egypt has a growing population of more than 100 million, an increase of more than 7 million since the 2017 census. With this population growth, the country faces significant development challenges as its large and growing population is unbanked and underserved in financial services. Hence, Egypt exerts more efforts to promote and deliver affordable digital financial inclusion to expand its financial services outreach by encouraging private sector intervention. The private sector could contribute effectively to financial technology adoption through smartphones and instant payment applications.
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Ali, Abdelrahman. Milestones and Challenges in Egypt’s Digital Financial Technology Adoption. Islamic Development Bank Institute, 2023. http://dx.doi.org/10.55780/re24041.

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Financial technology (Fintech) denotes the cutting-edge technologies transforming traditional financial services. Fintech involves the automation of financial service delivery, empowering financial service providers, businesses, and consumers to streamline their financial operations through specialized software on computers, smartphones, and various devices. Its scope has expanded beyond traditional financial services to encompass consumer-oriented sectors like education, retail banking, fundraising, digital currencies, and investment management. As with other nations, Egypt must embrace finan
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Pemalaputhen Marydas, Sneha, Nanditha Mathew, Giordano De Marzo, and Carlo Pietrobelli. Digital Technologies, Hiring, Training, and Firm Outcomes. UNU-MERIT, 2025. https://doi.org/10.53330/arhr3976.

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In this study, using a novel dataset that matches firm-level data with online job vacancy data, we investigate the effects of firms’ digital technology adoption on future hiring and the dynamics of hiring and training, focusing on different types of technologies and categories of occupations. First, we examine the impact of adopting different types of digital technologies, namely AI, Advanced ICT, and Basic ICT, on future firm hiring. Our findings reveal that less advanced digital jobs (eg. Basic ICT, Advanced ICT) are substituted by more advanced digital jobs (eg. AI), while the advanced tech
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Autio, Erkko, Chiraphol Chiyachantana, Cynthia Castillejos-Petalcorin, et al. Adoption of Digital Technologies, Business Model Innovation, and Financial and Sustainability Performance in Start-Up Firms. Asian Development Bank, 2024. http://dx.doi.org/10.22617/wps240356-2.

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This report examines how digitalization affects firm performance using survey data from 681 digital entrepreneurs in six Association of Southeast Asian Nations (ASEAN) countries. It finds that select digital applications and firm’s business model digitalization drive business model experimentation. These findings underscore the significant value for the design of entrepreneurial and digitalization policies in Asian developing economies and in emerging economies more widely. The analysis points to important performance implications of digital technology adoption by entrepreneurial businesses.
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Ceballos, Francisco, Samyuktha Kannan, Vartika Singh, and Berber Kramer. Digital technologies for financial inclusion of smallholder farmers: Needs assessment in three states of India. International Food Policy Research Institute, 2019. http://dx.doi.org/10.2499/p15738coll2.133534.

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Kang’oro, Dorothy, Fidele Ngerero, and Ignatius Odongo. Using Digital Technologies to Improve Tax Collection – the Case of Togo. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.014.

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The increasing digitalisation of African economies over the past decade, and the spread of mobile money and digital financial services (DFS), present opportunities and challenges to tax administrations in Africa. In principle, the use of digital technologies and expanded use of DFS offer access to new digitised data, increased transparency, and an improved taxpayer experience. However, studies show that tax administrations face important challenges in how best to develop their capacity to use digitised data, and to re-align operations and skills to new digitalised operating models.
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Santoro, Fabrizio, Laura Munoz, Wilson Prichard, and Giulia Mascagi. Digital Financial Services and Digital IDs: What Potential do They Have for Better Taxation in Africa? Institute of Development Studies (IDS), 2022. http://dx.doi.org/10.19088/ictd.2022.003.

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New digital technologies are now being widely used in Africa and lower-income countries (LICs). This has had an impact on tax administration, which has been increasingly digitised. Specifically Digital Financial Services (DFS) and digital IDs can improve tax administration. They have the potential to identify taxpayers more easily, communicate with them better, enforce and monitor compliance, and reduce compliance costs. While the potential is clear, existing literature indicates some of the barriers. Take-up of digital technology is still low due to barriers. Also, when taking up the technolo
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Nguyen, Kim, and Jonathan Hambur. Adoption of Emerging Digital General-purpose Technologies: Determinants and Effects. Reserve Bank of Australia, 2023. http://dx.doi.org/10.47688/rdp2023-10.

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This paper examines the factors associated with the adoption of cloud computing and artificial intelligence/machine learning, two emerging digital general-purpose technologies (GPT), as well as firms' post-adoption outcomes. To do so we identify adoption of GPT based on references to these technologies in listed company reports, and merge this with data on their Board of Directors, their hiring activities and their financial performance. We find that firms that have directors with relevant technological backgrounds, or female representation on their Board, are more likely to profitably adopt G
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Chen, Maggie, and Christian Volpe Martincus. Digital Technologies and Globalization: A Survey of Research and Policy Applications. Inter-American Development Bank, 2022. http://dx.doi.org/10.18235/0004117.

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In recent years, the world has witnessed the rise of multiple specific digital technologies, including online trade platforms, robotics, artificial intelligence (AI), 3D printing, cloud computing, blockchain, and financial technology (fintech). These digital technologies are fundamentally transforming the ways that firms and individualsas both workers and consumerscommunicate, search, trade, and invest. They are also substantially changing how governments design and implement trade and investment policies and programs and, in so doing, how they interact with firms, individuals, and each other.
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Kang’oro, Dorothy, Fidele Ngerero, and Ignatius Odongo. Using Digital Technologies to Improve Tax Collection – the Case of Togo. Institute of Development Studies, 2023. http://dx.doi.org/10.19088/ictd.2023.054.

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The increasing digitalisation of African economies over the past decade, and the spread of mobile money and digital financial services (DFS), has given both opportunities and challenges to tax administrations in Africa. In theory, the use of digital technologies and expanded use of DFS can provide tax administrations with access to extensive new digitised data, increase transparency, and make the overall taxpayer experience easier. All this can ultimately improve the tax administration’s performance. However, studies show that tax administrations face important challenges in how to best develo
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