Relevant bibliographies by topics / Digital lending

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Digital lending'

Author: Grafiati
Published: 2 June 2025
Last updated: 31 July 2025

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Journal articles on the topic "Digital lending"

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Currier, Chad, and Alissa Centivany. "Controlled Digital Lending." Proceedings of the Association for Information Science and Technology 58, no. 1 (2021): 80–91. http://dx.doi.org/10.1002/pra2.438.

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Kumar Bhalawat, Pankaj. "UNIFIED LENDING INTERFACE(ULI): ENHANCING EFFICIENCY AND ACCESSIBILITY IN DIGITAL FINANCE." International Journal of Advanced Research 12, no. 12 (2024): 362–67. https://doi.org/10.21474/ijar01/20032.

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India has witnessed technological advancement and increasing adoption of artificial intelligence in the last decade. It has increased efficiency, productivity, quality, inclusivity, and competitiveness in financial services, especially in digital lending. However, there have been unforeseen repercussions as a result of increased dependency on third-party lending service providers, including misselling to financially unaware customers, concerns about compromised data security, unethical business operations, and illegal practices, while digital lendings current share of total credit in the finan
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Vala, Vadan, Falguni Vala, and Nilam Panchal. "THE ROLE OF DIGITALISATION IN LENDING PROCEDURE: DIGITAL LENDING VS TRADITIONAL LENDING." International Journal of Management, Public Policy and Research 1, no. 1 (2022): 39–46. http://dx.doi.org/10.55829/ijmpr.v1i1.15.

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This research paper exhibits how Banks have discovered new ways to provide flexible lending procedures as a result of the digitalization revolution. Today, the digital medium has emerged as the most promising means of improving the system in any field. Banks are also improving their methods of attracting customers by offering a greater variety of options. As a result, this paper focuses on how consumers were drawn to digital lending over traditional lending during the revolution of digitalization in lending procedure. This paper will also identify the factor that is most concerning for today's
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Yun Li. "Digital Lending and Bank Profitability in Selected Asian Countries." Journal of Business and Management Studies 7, no. 1 (2025): 15–24. https://doi.org/10.32996/jbms.2025.7.1.2.

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Digital lending is considered vital for innovation and economic growth. Many countries have experienced digital lending as alternative to formal financing channels. The growth in digital lending may have implications for banks. In this research we estimate the impact of digital lending on bank profitability in three south Asian countries. We collect banking and macro data from 2012-2023 and run panel model regression. Our results are that digital lending reduces bank profitability in our sample of banks. Our results imply that banks should adopt digital lending so they may compete with digital
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Avi, Modi, and Kesarwani Vaibhav. "Digital Lending Laws in India and Beyond: Scrutinizing the Regulatory Blind Spot." Indian Journal of Economics and Finance (IJEF) 3, no. 1 (2023): 1–7. https://doi.org/10.54105/ijef.A2542.053123.

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<strong>Abstract:</strong> With the introduction of the digital fintech ecosystem in India, there has been a paradigm shift in traditional banking practices, one of which is the complex and time-consuming lending procedure in India. With the popularization of digital credit, lending has become more accessible to the general public and has catered to the demands of the larger population who could not access this service in the past. Although this is a booming industry with an estimated size of 270 billion dollars in the year 2022 itself, India&#39;s regulatory framework cannot keep pace with th
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Mpogole, Matunda. "The Examination of Consumer Protection and Digital Lending Law and Practice in Tanzania." East African Journal of Law and Ethics 7, no. 1 (2024): 171–83. https://doi.org/10.37284/eajle.7.1.2496.

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Widespread access to digital lending has epitomized a ground-breaking change in financial access. Digital lending offers extraordinary decreases in transaction costs and time wastage; in many countries, digital lending is far outstripping traditional lending. But the same characteristics of digital lending also have the ability to harm customers in the form of unfair competition in the digital credit market, unfair application of consumer protection rules (cybersecurity, consumer data protection and privacy), unfair payment and collection practice, risk of over-indebtedness, as well as differe
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Muhammad Amir Syarifuddin. "Pengaturan Hukum Perjanjian Kredit Digital dalam Perspektif Hukum Perdata Indonesia: Kajian terhadap Undang-Undang Nomor 11 Tahun 2008 tentang Informasi dan Transaksi Elektronik." JOURNAL SAINS STUDENT RESEARCH 1, no. 1 (2023): 1126–35. http://dx.doi.org/10.61722/jssr.v1i1.445.

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Development of information and communication technology (ICT) has driven innovation in various fields, including the financial sector. One of these innovations is the emergence of digital lending. Digital lending is a loan that is channeled through electronic media, such as the internet, smartphones, or applications. The existence of digital lending has raised various legal issues, one of which is the regulation of digital lending agreements. This is because digital lending agreements have different characteristics from conventional lending agreements. This study aims to examine the legal regu
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Nguyễn, Thuỳ Dương, and Thị Thu Hà Đỗ. "Digital and traditional lending- Some comparative issues." Tạp chí Khoa học và Đào tạo Ngân hàng, no. 251 (April 2023): 13–23. http://dx.doi.org/10.59276/tckhdt.2023.04.2470.

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Digitization is an inevitable trend in the banking and finance industry, which brings great benefits to banks, customers and the whole economy. Regarding the lending activities, the transformation from manually to digitally has shorten the lending process, saving time and costs for both borrowers and lenders. The article uses the method of synthesis, analysis and comparison, based on published studies and reports on digital lending implementation of a commercial bank in India and Indonesia. This article analyzes the main advantages of digital lending compare with traditional lending. In which,
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Noviani, Ratna, and Elok Santi Jesica. "The Deep Mediatization of Student Loans: A Case Study of Digital-based Lending Practice in Indonesia." Jurnal Kawistara 14, no. 3 (2024): 351. https://doi.org/10.22146/kawistara.97248.

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The emergence of digital technology has significantly transformed the lending landscape. One example of the rising influence of digital lending practice targeting university students in Indonesia is Cicil. This digital-based lending platform provides a Peer-to-Peer (P2P) lending service that aims to cater to higher education students who have been frequently excluded from various lending programs. This study explores the deep mediatization of loans within the ecosystem of digital platforms and how it transforms lending practices, as provided by Cicil. Utilizing the concept of deep mediatizatio
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Gliściński, Konrad. "Towards e-Lending by Libraries." Gdańskie Studia Prawnicze, no. 4(65)/2024 (December 16, 2024): 168–78. https://doi.org/10.26881/gsp.2024.4.11.

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The commentary discusses a judgment of the CJEU on the interpretation of EU law in relation to e-lending by libraries. E-lending conducted by libraries using digitized paper books is known as Independent Secure Digital Lending (iSDL), which is the European equivalent of the Control Digital Lending (CDL) system used in the USA. The Court clarified that lending digital copies of books by public libraries can be covered by the exception from the exclusive lending right provided it has similar characteristics to lending printed works. The “one copy, one user” model, where a digital copy is placed
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Dissertations / Theses on the topic "Digital lending"

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May, Rossella <1996&gt. "Digital factoring and digital lending: disruptive threat or profitable innovation?" Master's Degree Thesis, Università Ca' Foscari Venezia, 2020. http://hdl.handle.net/10579/17675.

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La presente tesi descrive l'impatto del fintech nel mondo nel factoring analizzando quindi il factoring digitale. La tesi porta come esempio concreto la piattaforma di digital factoring e digital lending "Credimi" e attraverso questi dati cerca di verificare l'esistenza di alcuni fattori che influenzano l'utilizzo di questa piattaforma. L'obiettivo è quello di determinare se il digital factoring rappresenta un sostituto o un complemento del factoring tradizionale. Dalle analisi emerge che il factoring digitale non offre tutti i vantaggi delle banche tradizionali e tende ad escludere alcune azi
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Kropf, Katrin. "ChemNetzBib – Medien digital." Saechsische Landesbibliothek- Staats- und Universitaetsbibliothek Dresden, 2010. http://nbn-resolving.de/urn:nbn:de:bsz:14-qucosa-39006.

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Wer träumt nicht davon, bequem von zu Hause aus Medien aus der Bibliothek auszuleihen. Ohne nerviges Anstellen in die Schlange an der Ausleihtheke oder sich an die Öffnungszeiten der Bibliothek zu halten. Diesen Dienst bietet die Stadtbibliothek Chemnitz mit ihrem ChemNetzBib an, der sogenannten „Onleihe“. Ein paar Klicks und schon ist das digitale Medium auf dem PC des Users.
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Edström, Sofia, and Kristin Willamo. "Lånebaserad gräsrotsfinansiering : Särskilt om parternas avtalsrelationer och den kreditgivande privatpersonens eventuella konsumentskydd." Thesis, Linköpings universitet, Affärsrätt, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-169311.

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Gräsrotsfinansiering är en relativt ny finansieringsform som etablerats på den svenska marknaden. Det finns flertalet olika varianter av gräsrotsfinansiering, men den som har behandlats i uppsatsen är den lånebaserade gräsrotsfinansieringen. Den konstellation vid lånebaserad gräsrotsfinansiering som har varit föremål för undersökning är den när privatpersoner lämnar kredit till andra privatpersoner, med en digital plattform som förmedlare av krediten. Eftersom finansieringsmetoden har varit, och fortfarande är, under ständig utveckling har det medfört en eftersläpning gäl
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Chen, Yen-Ju, and 陳姸如. "A Study of E-book Service between E-book Publisher and Public Library in Taiwan–With Special Reference on Digital Lending Right." Thesis, 2013. http://ndltd.ncl.edu.tw/handle/02972219860491335059.

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碩士<br>淡江大學<br>資訊與圖書館學系碩士班<br>101<br>Through the documentary analysis, in-depth interview and questionnaire, this research conducts a study on e-book service of e-book publishers and public libraries. This research aimed at exploring the e-book service developed by e-book publishers and public libraries in Taiwan, as well as the influence that government subsidy policy on promoting e-book service. The findings can be used as references by e-book publishers and libraries in the future. The findings are as follows: 1.The uneven distribution of e-book resources in public libraries in Taiwan. 2.The
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Ferreira, João Tiago Fernandes. "Fatores determinantes no financiamento às PME através de plataformas de crowdlending." Master's thesis, 2018. http://hdl.handle.net/10071/17869.

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As dificuldades de financiamento das Pequenas e Médias Empresas (PME) em Portugal têm sido um problema constaste nas últimas décadas. O surgimento de formas alternativas de financiamento como forma de financiamento colaborativo, i.e. crowdfunding, crowdlending, entre outras, veio contribuir para o alívio dos constrangimentos sentidos. Estes temas ainda se encontram pouco aprofundados e estabilizados no que respeita ao mercado português, apesar da crescente procura por parte das PME. Este estudo procurará demonstrar os fatores determinantes no financiamento às PME através de plataformas d
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Váňová, Miloslava. "Vývoj knižních trhů s důrazem na vývoj internetu včetně konceptu e-book (vztah nakladatel - knižní distributor - knihkupectví)." Doctoral thesis, 2014. http://www.nusl.cz/ntk/nusl-342286.

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The thesis is dedicated to the changes of the book market between its entities, libraries and final consumer of information (readers, library users) after the arrival of the internet. Development of the internet has brought searching of the new business models and opportunities for cooperation. Electronic publishing that, along with the internet availability, commenced to raise is the starting factor for the development of electronic books. The thesis outlines the roles of individual entities of the book market, i.e. publisher and seller (distributor, book-seller and digital platform) and libr
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Moyse, Pierre-Emmanuel. "Le droit de distribution électronique : essai sur le droit de distribution des oeuvres en droit d'auteur canadien, américain, anglais et français." Thèse, 2006. http://hdl.handle.net/1866/2391.

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Faut-il introduire dans les législations sur le droit d'auteur un droit de distribution électronique? Voilà la question à laquelle cette étude tente de répondre. L'introduction d'un droit spécifique pour répondre aux phénomènes de transmission numérique des oeuvres a été considérée au plus haut niveau des instances internationales. Elle constitue l'une des solutions proposées lors des négociations des traités de l'OMPI de 1996, à côté de celle du droit de mise à disposition qui emportera finalement la faveur des plénipotentiaires. Au-delà de cette actualité, le sujet de la distribution invite
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Books on the topic "Digital lending"

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Morozko, Nina. Technologies of lending to small and medium-sized businesses in the conditions of digitalization of the economy. INFRA-M Academic Publishing LLC., 2023. http://dx.doi.org/10.12737/2029823.

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In the monograph, in the process of studying the problems of lending to small and medium-sized businesses in modern conditions, factors affecting the conditions of business financing, the shortage of financial resources of Russian companies are identified. The analysis of the financial instruments of lending to small and medium-sized businesses in the digital environment is carried out. The current directions of development of financial instruments of business lending are considered. Based on a systematic approach to the issues under study, technologies for lending to small and medium-sized bu
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Allard, Ringnalda, and Cock Buning Madeleine de, eds. Digitale ontsluiting van historische archieven en verweesde werken: Een inventarisatie. Uitgeverij deLex, 2009.

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Brovkina, Natal'ya, Elena Ternovskaya, Aleksandr Evgenievich Ushanov, Elena Shatalova, and Marianna Belova. Implementation of credit operations. INFRA-M Academic Publishing LLC., 2025. https://doi.org/10.12737/2023030.

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The textbook reflects the results of theoretical studies of the credit market and modern practice of credit transactions. The experience of using end-to-end digital technologies in working with clients, in procedures for granting loans, assessing borrowers' creditworthiness, ensuring its repayment, and in managing credit risk is summarized. The analysis of the statistical and factual material presented in the textbook allows us to better understand the current state and problems of commercial banks' lending activities and assess the directions of its further development. Meets the requirements
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Wales, Kim. Peer-to-Peer Lending and Equity Crowdfunding. ABC-CLIO, LLC, 2017. http://dx.doi.org/10.5040/9798400695902.

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Written by an industry pioneer who has hands-on experience in the brave new world of peer-to-peer lending and equity crowdfunding, this book serves as a resource for investors and entrepreneurs alike and investigates how these alternative mechanisms will increase the financial and operational capacity of borrowers, lenders, buyers, and sellers in the private markets. More than 60 governments across the globe have established financial inclusion as a policy priority and are vying for access to and use of financial services by households and firms to boost economic growth. A thought leader on se
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Asmara, Anugerah Yuka, Dian Prihadyanti, and Ikbal Maulana, eds. Praktik Inovasi di Indonesia: Isu, Kebijakan, dan Tantangannya. LIPI Press, 2021. http://dx.doi.org/10.14203/press.324.

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Menyambut era digital, para ahli mencoba untuk mengurai kondisi yang sedang dihadapi Indonesia sekaligus menggali potensi-potensi sebagai pemicu inovasi. Perubahan sosial dari berbagai aspek pada era baru ini, mendorong proses kematangan diri bagi Indonesia. Proses tersebut menghadirkan ketegangan-ketegangan yang perlu segera diurai dan dihadapi. Para penulis menyajikan studi kasus dari beberapa tahun terakhir sebagai gambaran masyarakat indonesia saat menyesuaikan diri memasuki era digital ini. Inovasi-inovasi sudah diupayakan sehingga tulisan ini memberikan kritik dan alternatif pandangan un
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Hahn, Jim. Best 100 Free Apps for Libraries. Scarecrow Press, Incorporated, 2013.

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Hahn, Jim. Best 100 Free Apps for Libraries. Scarecrow Press, Incorporated, 2013.

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The Best 100 Free Apps for Libraries. Scarecrow Press, 2013.

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Friedline, Terri. Banking on a Revolution. Oxford University Press, 2020. http://dx.doi.org/10.1093/oso/9780190944131.001.0001.

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Technological advancements are poised to completely transform the financial system, making it unrecognizable in just a few short decades. Banks are increasingly using financial technologies, or “fintech,” to deliver products and services and maximize their profits. Technology enthusiasts and some consumer advocates laude fintech for its potential to expand access to banking and finance. If history is any indication, however, fintech stands to reinforce digital forms of redlining and enable banks’ continued racialized exploitation of Black and Brown communities. Banking on a Revolution takes th
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Posner, Beth, ed. Library Information and Resource Sharing. ABC-CLIO, LLC, 2016. http://dx.doi.org/10.5040/9798400679100.

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Through the perspectives of interlibrary loan (ILL) specialists, this book examines what ILL departments are doing, the value of ILL librarians in the evolving library environment, and how library collections and services are being affected by new ILL policies. In today's libraries, ILL specialists are facilitating service that goes far beyond traditional borrowing and lending. Recent innovations in interlibrary loan and library resource-sharing practices have advanced the information-sharing mission of librariesa sea change that affects and benefits all library operations and staff. This book
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Book chapters on the topic "Digital lending"

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Scardovi, Claudio. "Transformation in Lending." In Digital Transformation in Financial Services. Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-66945-8_8.

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Musari, Khairunnisa. "P2P lending and philanthropy platform." In Digital Transformation Management. Routledge, 2022. http://dx.doi.org/10.4324/9781003224532-11.

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Chakraborti, Jayanta, Shalini Aggarwal, and Pardeep Kumar. "Digital Lending – The LendTech Model." In FinTech 5.0. Routledge India, 2025. https://doi.org/10.4324/9781032699417-5.

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Khouangvichit, Chintana. "The relationship between macroeconomic factors and non-performing loans (NPLs) in Lao PDR." In Green and Digital Transitions. Szegedi Tudományegyetem, 2024. http://dx.doi.org/10.14232/gtk.gdtgiss.2024.10.

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The role of the banking sector in driving economic development cannot be understated. Its stability is a critical factor that sets the pace for economic progress. Among the various indicators of financial stability, non-performing loans (NPLs) held by banks hold particular significance as they reflect asset quality, credit risk, and the efficient allocation of resources to productive sectors. NPLs have indeed been a subject of concern for the banking sector, with their prominence intensifying, especially after the 2008 financial crisis. This study investigates the relationship between Macroeco
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Porter, Richard D., and Wade Rousse. "Reinventing Money and Lending for the Digital Age." In Banking Beyond Banks and Money. Springer International Publishing, 2016. http://dx.doi.org/10.1007/978-3-319-42448-4_9.

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Asmaa, Benhmama, Sabiri Brahim, and Melliani Hamza. "Behavior Analysis of Lenders in P2P Lending Platforms." In Advances in Emerging Financial Technology and Digital Money. CRC Press, 2024. http://dx.doi.org/10.1201/9781032667478-23.

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Lee, Michelle Seng Ah, and Luciano Floridi. "Algorithmic Fairness in Mortgage Lending: From Absolute Conditions to Relational Trade-offs." In Digital Ethics Lab Yearbook. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-80083-3_12.

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Gibson, Christopher. "An Investigation of ebook Lending in UK Public Libraries." In Research and Advanced Technology for Digital Libraries. Springer Berlin Heidelberg, 2011. http://dx.doi.org/10.1007/978-3-642-24469-8_60.

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Khalilova, Milyausha K., Vyacheslav A. Davydov, and Shakizada U. Niyazbekova. "P2P Lending as a New Model of Digital Bank." In Studies in Big Data. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-04903-3_13.

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Ferilli, Greta Benedetta. "The dual impact of digital lending on European banks." In Innovation in Banking and Financial Intermediaries. Routledge, 2025. https://doi.org/10.4324/9781003539759-13.

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Conference papers on the topic "Digital lending"

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Naikwadi, Sanket, Aman Pandey, Chinmay Patil, Hrugved Parab, Pranali Patil, and Deepak Khachane. "DeFinance: Decentralised Lending and Borrowing of Digital Assets." In 2024 IEEE Students Conference on Engineering and Systems (SCES). IEEE, 2024. http://dx.doi.org/10.1109/sces61914.2024.10652406.

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Sun, Haoxu. "Credit Risk Monitoring and Early Warning System for P2P Lending Platforms in the Digital Economy Based on Deep Neural Networks." In 2025 4th International Conference on Artificial Intelligence, Internet and Digital Economy (ICAID). IEEE, 2025. https://doi.org/10.1109/icaid65275.2025.11034435.

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Moray, Rashmy, Shikha Jain, and Suraj Kamble. "Navigating the Nexus: Women Entrepreneurs Digital Financial Literacy, Perceived Risks and the Technology Acceptance in P2P Lending Platforms." In 2024 2nd International Conference on Advances in Computation, Communication and Information Technology (ICAICCIT). IEEE, 2024. https://doi.org/10.1109/icaiccit64383.2024.10912344.

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Karolyi, Henriett, Antal Martzy, and Anna Dunay. "PRISMA METHODOLOGICAL ANALYSIS BY THE LONG-TERM IMPACT OF ESG, GREEN LENDING, AND CONSUMER SUBSIDIES ON SUSTAINABLE SUPPLY CHAINS AND FINANCIAL RISKS." In 13th INTERNATIONAL CONFERENCE ON MANAGEMENT: Circular & Digital: Managing for a Sustainable Future. Mendel University in Brno, 2025. https://doi.org/10.11118/978-80-7701-042-9-0065.

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Damodaran, S., S. Kavin, K. U. Keerthi, J. Madhumathi, and PV Mythili. "Empowering MSMEs Through Digital Lending." In 2019 International Conference on Digitization (ICD). IEEE, 2019. http://dx.doi.org/10.1109/icd47981.2019.9105772.

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Kornivska, Valeriia. "FEATURES OF DIGITAL LENDING LOCALIZATION." In Economic trends: new opportunities and threats. Publishing House “Baltija Publishing”, 2022. http://dx.doi.org/10.30525/978-9934-26-269-2-8.

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Ivanitsky, V. P., T. V. Reshetnikova, and A. I. Reshetnikov. "Digital Technologies in Bank Retail Lending." In 2nd International Scientific and Practical Conference “Modern Management Trends and the Digital Economy: from Regional Development to Global Economic Growth” (MTDE 2020). Atlantis Press, 2020. http://dx.doi.org/10.2991/aebmr.k.200502.181.

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Korobeynikova, Olga M., Dmitry A. Korobeynikov, Oleg V. Lunyakov, Tatyana A. Dugina, and Yuriy A. Kozenko. "Digital ecosystem innovation in consumer lending in Russia." In PROCEEDINGS OF THE II INTERNATIONAL SCIENTIFIC CONFERENCE ON ADVANCES IN SCIENCE, ENGINEERING AND DIGITAL EDUCATION: (ASEDU-II 2021). AIP Publishing, 2022. http://dx.doi.org/10.1063/5.0118042.

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Sulastri, Reni, and Marijn Janssen. "Challenges in designing an inclusive Peer-to-peer (P2P) lending system." In DGO 2023: Digital government and solidarity. ACM, 2023. http://dx.doi.org/10.1145/3598469.3598475.

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Sulastri, Reni, and Marijn Janssen. "Public Values of Trustworthy Peer-to-peer (P2P) Lending System." In dg.o 2022: The 23st Annual International Conference on Digital Government Research. ACM, 2022. http://dx.doi.org/10.1145/3543434.3543646.

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Reports on the topic "Digital lending"

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Klosek, Katherine. Controlled Digital Lending. Association of Research Libraries, 2022. http://dx.doi.org/10.29242/report.controlleddigitallending2022.

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This paper discusses ARL’s position on controlled digital lending of library materials and lays out considerations that may support research libraries in crafting their use case and preparing for a fair-use analysis. The paper also reflects a discussion of digital-lending practices, concerns, and opportunities held by the ARL Advocacy and Public Policy Committee and guests during the October 2021 Fall Association Meeting. That discussion, and subsequent conversations around an earlier version of this paper, informed ARL’s position on digital lending.
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Yam, Eileen, and Tracy McClair. Advancing Integrated Family Planning (FP)/HIV Counseling with Evidence (ADVICE): Review of FP decision support tools and HIV vulnerability assessment tools. Population Council, 2021. http://dx.doi.org/10.31899/sbsr2021.1012.

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This review identified innovative approaches to broadening both the platforms through which FP decision support is offered (digital or otherwise), as well as the timing of lending that support (i.e., during pre-consultation time). In addition, by focusing on the HIV vulnerability domains that are particularly relevant to FP clients, developers of future FP decision support tools can incorporate questions and lines of inquiry that explore whether and how clients’ behaviors and characteristics may place them at increased risk of HIV acquisition and inform their contraceptive choices to optimize
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Abad, Jorge, Galo Nuño, and Carlos Thomas. CBDC and the operational framework of monetary policy. Banco de España, 2024. http://dx.doi.org/10.53479/35997.

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We analyse the impact of introducing a central bank-issued digital currency (CBDC) on the operational framework of monetary policy and the macroeconomy as a whole. To this end, we develop a New Keynesian model with heterogeneous banks, a frictional interbank market, a central bank with deposit and lending facilities, and household preferences for different liquid assets. The model is calibrated to replicate the main monetary and financial aggregates in the euro area. Our analysis predicts that CBDC adoption implies a roughly equivalent reduction in banks’ deposit funding. However, this ‘deposi
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Asia Small and Medium-Sized Enterprise Monitor 2022: Volume I—Country and Regional Reviews. Asian Development Bank, 2022. http://dx.doi.org/10.22617/sgp220540-2.

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This volume provides data and analysis on micro, small, and medium-sized enterprises (MSMEs) in Central and West Asia to help policymakers support the development of these businesses. The development of MSMEs remains key to promoting inclusive growth in developing economies in Asia and the Pacific. The Asia Small and Medium-Sized Enterprise Monitor (ASM) serves as a resource for evidence-based policy design on MSME development. The ASM 2022 focuses on Central and West Asia. This volume reviews the financial and nonfinancial conditions of MSMEs at country and regional level. It highlights the n
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