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Journal articles on the topic 'DSN-MUI Fatwa'

Author: Grafiati

Published: 5 June 2025

Last updated: 2 August 2025

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1

Heris Suhendar, Oyo Sunaryo Mukhlas, and Atang Abd. Hakim. "Legal Politics of the Existence of Fatwa in Islamic Financial Institutions: Evidence from Indonesia." Jurnal Hukum Islam 21, no. 2 (2023): 279–308. http://dx.doi.org/10.28918/jhi_v21i2_03.

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The existence of the DSN-MUI Fatwa cannot be separated from the political situation of Indonesia and the legal politics of the formation of Islamic economic regulations. At the end of Soeharto's presidency, the government began to listen to the aspirations of Muslims to incorporate sharia values into legislation. This research aims to examine the background of the issuance of Fatwa DSN-MUI through a legal political approach, and examine the legal position of Fatwa DSN-MUI in Islamic financial institutions. The type of normative research whose object of study is Fatwa DSN-MUI using statute appr

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2

Sup, Devid Frastiawan Amir, and Ifandi Suhendi. "KONSEP MUQASAH PADA PEMBIAYAAN MURABAHAH DALAM PERSPEKTIF FATWA DSN-MUI." Kodifikasia 16, no. 1 (2022): 53–73. http://dx.doi.org/10.21154/kodifikasia.v16i1.3818.

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Pembahasan tentang potongan angsuran, termasuk dalam definisi lain cashback atau potongan harga dalam pembiayaan murabahah, secara definitif, pelaksanaan, dan sistem pencatatannya, sudah lazim dikenal dengan sebutan muqasah. Mengenai pembiayaan murabahah, MUI telah membentuk DSN yang di antara tugasnya adalah mengeluarkan fatwa atas jenis-jenis kegiatan keuangan dan produk keuangan syariah, sekaligus mengawasi penerapan fatwa yang telah dikeluarkannya melalui DPS. Penelitian ini bertujuan untuk mendeskripsikan konsep muqasah pada pembiayaan murabahah dalam perspektif Fatwa DSN-MUI. Penelitian

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3

Izmuddin, Iiz. "FATWA METHODOLOGY OF NATIONAL SHARIA BOARD OF INDONESIAN ULAMA COUNCIL IN ISLAMIC ECONOMICS." MIQOT: Jurnal Ilmu-ilmu Keislaman 42, no. 1 (2018): 43. http://dx.doi.org/10.30821/miqot.v42i1.499.

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<p><strong>Abstract:</strong> This study aims to find out the methodology of DSN-MUI fatwa in response to the problems of Muslims in Indonesia related to economy. The DSN-MUI comes by issuing its fatwa with a distinctive fatwa methodology, called mutawassitah (moderation) between the mutasâhil (liberal) method and the mutasyaddid (textualist) method. There are about 116 fatwas issued by DSN-MUI from 2000 to present time (2017). The first fatwa on Giro 01/DSN-MUI/IV/2000 and the latest fatwa No. 116/DSN-MUI/II/2017 on Uang Elektronik Syariah. The approach in this study is the

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Kinanti, Sara. "Konstruksi Akad Ijarah Multi Jasa di KSPPS Anugerah Cabang Seomerto Perspektif Fatwa DSN-MUI No: 44/DSN-MUI/VII/2004." At-Ta'awun 1, no. 1 (2022): 16–26. http://dx.doi.org/10.59579/atw.v1i1.2696.

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One of MUI's efforts to maintain Islamic law in LKS products is to issue DSN-MUI Fatwas which regulate LKS products in Indonesia. The lack of knowledge and the nature of the fatwa that do not remember lead to many violations in the issued fatwas. For this reason, this study intends to find out that the Multi-service Ijarah Contract at the Selomerto branch of KSPPS Anugerah is in accordance with the DSN-MUI fatwa on multi-service financing or not. This study found: first, the implementation of Multiservice Financing at KSPPS Anugerah Selomerto branch using an ijarah contract where KSPPS acts as

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Gayo, Ahyar Ari, and Ade Irawan Taufik. "KEDUDUKAN FATWA DEWAN SYARIAH NASIONAL MAJELIS ULAMA INDONESIA DALAM MENDORONG PERKEMBANGAN BISNIS PERBANKAN SYARIAH (PERSPEKTIF HUKUM PERBANKAN SYARIAH)." Jurnal Rechts Vinding: Media Pembinaan Hukum Nasional 1, no. 2 (2012): 257. http://dx.doi.org/10.33331/rechtsvinding.v1i2.100.

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<p>Di dalam perbankan syariah, disamping peraturan perundang-undangan, para prak Ɵ si perbankan syariah juga memerlukan Fatwa Dewan Syariah Majelis Ulama Indonesia (DSN-MUI) sebagai acuan dalam mejalankan praktek perbankan syariah. Permasalahannya adalah apakah Fatwa DSN-MUI secara langsung mengikat bagi pelaku perbankan syariah. Dengan menggunakan metode peneli Ɵ an yuridis sosiologis diperoleh jawaban bahwa Fatwa DSN-MUI merupakan perangkat aturan yang bersifat Ɵ dak mengikat dan Ɵ dak ada paksaan secara hukum bagi sasaran diterbitkannya fatwa untuk mematuhi ketentuan fatwa tersebut, n

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6

Maghfur, Arif. "Pola Fatwa Dewan Syariah Nasional terhadap Produk Lembaga Keuangan Syariah." Al-Muzdahir : Jurnal Ekonomi Syariah 7, no. 1 (2025): 82–97. https://doi.org/10.55352/ekis.v7i1.1494.

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The National Sharia Council or commonly abbreviated as DSN is an institution under the auspices of the Majlis Ulama Indonesia. The existence of the DSN-MUI institution is to provide legal fatwas related to Islamic Financial Institutions in Indonesia. The increasing number of problems that exist in Islamic Financial Institutions in Indonesia has made DSN-MUI work hard to be able to provide legal fatwas in accordance with the new products submitted by Sharia Banks. This will continue and develop in accordance with the development of the banking world in Indonesia in particular. Therefore, DSN-MU

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7

Hidayati, Tri, Muhammad Syarif Hidayatullah, Parman Komarudin, and Atika Atika. "Digitalization of Islamic Finance: Epistemological Study of the National Sharia Board-Indonesian Council of Ulama’s Fatwa." Al-Ahkam 33, no. 2 (2023): 255–78. http://dx.doi.org/10.21580/ahkam.2023.33.2.17324.

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The dynamic and rapid development of digital business and finance requires progressive Sharia legal certainty. National Sharia Board-Indonesian Council of Ulama (Dewan Syariah Nasional – Majelis Ulama Indonesia/DSN-MUI) has issued several fatwas related to digital finance. This research aims to examine the portrait of DSN-MUI’s progressiveness towards the digital finance paradigm and aspects of Islamic legal epistemology in the DSN-MUI Fatwa with the theme of digital finance. This research uses a qualitative approach. The primary data for this research are the DSN-MUI fatwas up to 2021 with a

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8

Ar Rasyid, M. Ridhwan, and Efri Syamsul Bahri. "Pertimbangan Dewan Syariah Nasional dalam Menetapkan Fatwa Akad Transaksi Syariah di Indonesia (National Sharia Council Considerations in Establishing Fatwa Sharia Transaction Agreements in Indonesia)." Perisai : Islamic Banking and Finance Journal 3, no. 2 (2019): 105. http://dx.doi.org/10.21070/perisai.v3i2.2020.

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The National Sharia Council of the Indonesian Ulema Council (DSN MUI) is an independent institution that plays a role in providing sharia lawyer arrangements. DSN MUI makes a fatwa to regulate the process of asset turnover in community life. DSN MUI formulates the consideration of fatwa akad sharia transaction using the concept of scientific method based on the guidance of fiqh scholars. This study aims to describe the consideration of DSN MUI in determining the fatwa of sharia transaction contracts. Based on this study, the consideration of fatwa akad Islamic transactions aims to benefit the

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9

Zaky, Achmad, and Luluk Farida. "IMPLIKASI JANJI (WA'D) DALAM TRANSAKSI SYARIAH TERHADAP TRANSAKSI IJARAH MUNTAHIYA BITTAMLIK." EKUITAS (Jurnal Ekonomi dan Keuangan) 2, no. 4 (2019): 531–49. http://dx.doi.org/10.24034/j25485024.y2018.v2.i4.3946.

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The aim of this research is to describe the implications arising from the introduction of DSN-MUI Fatwa No.85/DSN-MUI/XII/2012 on Ijarah Muntahiya Bittamlik (IMBT). This study analyzes the practices of IMBT based on the guidelines which are Fatwa DSN-MUI No.27/2002 and PSAK 107, Accounting for Ijarah after aplication of DSN-MUI Fatwa No.85/DSN-MUI/XII/2012. This research is a descriptive literature study. The findings indicate that the application of the DSN-MUI Fatwa No.85/DSN-MUI/XII/ 2012 is needed by transactions using Wa’d especially IMBT because it can bring benefits, as they ensure lega

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Hakiki, Mohammad Ichsan, and Moh Ihsan Fauzi. "Analisis Hadits Ahkam Muamalah dalam Fatwa DSN-MUI No 137/DSN-MUI/IX/2020 tentang Sukuk (Kajian Takhrij dan Telaah Makna Hadits)." At-Tasyri': Jurnal Hukum dan Ekonomi Syariah 5, no. 01 (2024): 85–94. http://dx.doi.org/10.55380/tasyri.v5i01.672.

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Abstract: Sukuk is one of the Islamic financial instruments carried out by the state to finance national infrastructure development and is also one of the investment models of several Government Securities products. The Indonesian Ulema Council (MUI) as the holder of fatwa authority has given fatwas related to Sukuk as stated in fatwa No. 137/DSN-MUI/IX/2020 in which there are ahkam hadiths as the legal basis. This study aims to analyze takhrij studies and study the meaning of hadith on ahkam muamalah hadiths contained in DSN-MUI fatwas on Sukuk. This research uses qualitative methods with a l

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Katmas, Ekarina, and Mindo Mursalina Jen. "Penerapan Akad Rahn Pada Pegadaian Syariah Perspektif Ekonomi Islam." At-Thariqah: Jurnal Ekonomi 1, no. 2 (2021): 43–58. http://dx.doi.org/10.47945/at-thariqah.v1i2.659.

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The results obtained show that (1) the application of the rahn contract at the klademak sharia pawnshop followed by mu'nah fees (guarding and maintenance) as a source of pegadaian syariah income by providing services on customer guarantee goods (2) the implementation of the rahn contract at the klademak pegadaian syariahIn general, it is in accordance with the MUI DSN Fatwa No. 25/DSN-MUI/III of 2002 and DSN MUI Fatwa No. 92/DSN-MUI/IV of 2014, this can be seen from the general provisions adapted to the Fatwa of DSN MUI No. 25/DSN-MUI/III of 2002 and the provisions on collateral, debt provisio

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Hanggara, Dimas Tomy, Akhmad Jalaludin, and Tarmidzi Tarmidzi. "Implementasi Fatwa Nomor 25/DSN-MUI/III/2002 Dalam Akad Gadai Emas." el hisbah: Journal of Islamic Economic Law 2, no. 1 (2022): 15–30. http://dx.doi.org/10.28918/el_hisbah.v2i1.5393.

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Tujuan penelitian ini adalah untuk mengetahui praktik gadai emas, impleentasi fatwa DSN MUI No. 25/DSN-MUI/III/2002 tentang Rahn dan alasan kenapa fatwa DSN MUI No. 25/DSN-MUI/III/2002 tidak terimplementasikan sepenuhnya di PT. Jasa Gadai Syariah Pekalongan. Jenis penelitian ini adalah penelitian lapangan (field-resech) dengan objek penelitian yaitu implementasi fatwa DSN MUI nomor 25/DSN-MUI/III/2002 dalam akad gadai emas di PT. Jasa Gadai Syariah. Sumber data berupa data primer dan sekunder, data primer diperoleh dengan teknik observasi dan wawancara sedangkan data sekunder diperoleh dengan

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13

Zulfikar, Muhammad, and Syamsul Bahri. "MUDHARABAH MENURUT AAOIFI DAN DSN MUI." Ar-Rihlah : Jurnal Keuangan dan Perbankan Syariah 3, no. 1 (2023): 47. http://dx.doi.org/10.35194/arps.v3i1.3244.

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ABSTRAKPenelitian ini dimaksudkan untuk membandingkan fatwa-fatwa yang dikeluarkan AAOIFI dengan fatwa dari DSN-MUI. Penelitian ini tidak bertujuan untuk membandingkan kekuatan kelemahan ataupun kelebihan kekurangan dari fatwa kedua institusi tersebut, tapi lebih untuk melihat apakah terdapat titik temu atau kesamaan dalam rangka memperkuat akad Mudharabah yang sering dilakukan oleh para kaum Muslimin. Dengan metode yang digunakan pada penelitian ini berupa studi kepustakaan dengan telaah terhadap data-data yang relevan, diharapkan dapat membuahkan hasil penelitian yang dapat membantu untuk me

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Gusti Haitsam. "Sejarah Perkembangan DSN MUI dan Istinbath Hukum." Majelis: Jurnal Hukum Indonesia 2, no. 2 (2025): 72–82. https://doi.org/10.62383/majelis.v2i2.647.

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The Indonesian Ulema Council (MUI) has a very important role in providing religious and social guidance for Muslims in Indonesia. The history of the MUI began in 1975, with the aim of strengthening the unity of Muslims and issuing fatwas in accordance with Islamic teachings. Over time, the MUI has developed into a very influential institution in determining religious policies in Indonesia. One of the main commissions in the MUI is the Fatwa Commission, which is tasked with issuing fatwas related to current religious issues, especially in facing the challenges of the times and social problems t

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15

Faikoh, Iik, and Muhammad Silahuddin. "PENGGUNAAN METODOLOGI DALAM PENETAPAN FATWA MURABAHAH DARI SUDUT PANDANG USHUL FIQH." An Nawawi 3, no. 1 (2023): 31–42. http://dx.doi.org/10.55252/annawawi.v3i1.29.

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This study aims to find out the methodology for establishing DSN-MUI fatwas in the perspective of ushul fiqh, especially regarding fatwas on murabaha. Methodology is a process that is well established, customary, logical practice, or determined or systematic to achieve certain goals with accuracy or efficiency, usually in a fixed sequence of steps. . While methodology is the science of methods (systematic presentation) or descriptions of methods. This study uses a qualitative method. Qualitative research was used to analyze the methodology for determining the DSN-MUI murabaha fatwa from the pe

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Zubaidi, Ahmad. "APPLICATION OF QORDH, IJARAH AND WAKALAH BIL UJRAH IN AQAD FINANCING ON FINANCIAL TEHCNOLOGY." Al-Risalah 13, no. 1 (2022): 1–15. http://dx.doi.org/10.34005/alrisalah.v13i1.1716.

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The development of Sharia Financial Technology raises the question of what contracts are used so that sharia fintech practices are in accordance with sharia provisions. In this interest, DSN MUI has issued Fatwa DSN MUI Number 117/DSN-MUI/II/2018 concerning Information Technology-Based Financing Services Based on Sharia Principles. However, the application of this fatwa also requires other DSN fatwas in order to create a fintech product that can answer the needs of the community but still comply with sharia. One of the products needed by the business world is financing for company receivables

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Syahrir, Dimas Kenn, and Erika Amelia. "Implementation of Hybrid Contracts in the Gold Pawn Practice in Sharia Pawnshops." Iqtisad: Reconstruction of Justice and Welfare for Indonesia 10, no. 2 (2023): 131. http://dx.doi.org/10.31942/iq.v10i2.8333.

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The hybrid contract in sharia pawn practice is very unique. This gives rise to different views on the transaction model. Several contracts are often applied in hybrid contract of sharia pawn practice include qardh, rahn, and ijarah. In an ijarah contract of sharia pawn, there is indication of irrelevance in the calculation of ujrah from the clause of the fatwa No.25/DSN-MUI/III/2002 concerning Rahn. This research intends to examine the implementation of hybrid contract in sharia pawn practices by raising the case of gold pawn referring to clause of the fatwa. This study applies a qualitative r

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Syahputra, Angga, and Reni Ria Armayani. "CONVERTION OF DSN-MUI’S FATWA ON ISLAMIC BANKING TO BE THE NATIONAL LAW: A Comparative Study in Muslim Countries." JURISDICTIE 11, no. 2 (2021): 262–85. http://dx.doi.org/10.18860/j.v11i2.9068.

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Islamic banks in Indonesia have been significantly developing since 2008. This development has yet been supported by operational regulations. Islamic Banks operational mostly refers to fatwa of DSN-MUI. However, those fatwas must be converted to the regulations of Bank Indonesia or Financial Services Authority (OJK) to have binding power. This article aims at describing DSN-MUI’s fatwa position as the fundamental law of Islamic Banking implementation. Besides, this article compares the position of ulama’s fatwa in implementing Islamic Bank in several Muslim countries. The article is originated

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Sachputri, Dyvia Nandhita, and Ning Karna Wijaya. "PENYELESAIAN KASUS WANPRESTASI PADA PEMBIAYAAN MURABAHAH DI BPRS DANA AMANAH SURAKARTA." Jurnal Al-Hakim: Jurnal Ilmiah Mahasiswa, Studi Syariah, Hukum dan Filantropi 3, no. 2 (2021): 267–74. http://dx.doi.org/10.22515/alhakim.v3i2.4458.

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AbstractThis research is based on the difference between the settlement of default in the Dana Amanah BPRS with the contents of the DSN-MUI No.47/DSN-MUI/II/2005. As in BPRS Dana Amanah does not release customer debt and settlement of default in murabahah financing does not use Basyarnas which is different from the provisions in the DSN-MUI Fatwa No. 47/DSN-MUI/II/2005. This research aims to describe and analyze how to resolve cases of default on murabahah financing at BPRS Dana Amanah and will be reviewed in terms of the DSN-MUI fatwa, namely the DSN-MUI Fatwa No. 47/DSN-MUI/II/2005 concernin

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Dewi, Nisrina Mutiara. "Kontrak Mudharabah Pada PT. Sarana Multigriya Financial Ditinjau Dari Fatwa Dewan Syariah Nasional Nomor 07/DSN-MUI/IV/2000 Tentang Mudharabah." SALAM: Jurnal Sosial dan Budaya Syar-i 6, no. 1 (2019): 27–42. http://dx.doi.org/10.15408/sjsbs.v5i3.10284.

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Abstract:SMF is a secondary housing company that provides refinancing to Islamic banks. SMF financing aims to address housing finance mismatch funding issues in Islamic banks. The application of the contract to this cooperation is the mudharabah contract. With mudharabah contracts, the SMF and Islamic Banks can invest from the profit sharing ratio. The mudharabah contract application in this collaboration must comply with the Fatwa Council National Fatwa regulations NO: 07 / DSN-MUI / IV / 2000 regarding mudharabah financing. This study uses a qualitative method. The research technique used is

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21

Lutfi bangun lestari. "DALIL HUKUM YANG MUKHTALAF, DAN PENERAPANNYA PADA FATWA DSN-MUI TERKAIT KEUANGAN (Urf, Qaul Sahabat, Syar’u man qablana, sad al-zariah)." Al-Ittihad: Jurnal Pemikiran dan Hukum Islam 8, no. 1 (2022): 10–25. http://dx.doi.org/10.61817/ittihad.v8i1.45.

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Tulisan ini bertujuan untuk menyajikan kajian tentang dalil hukum yang mukhtalaf dan penerapannya pada fatwa DSN-MUI terkait keuangan. Dalil yang mukhtalaf tersebut meliputi ‘urf, qaul sahabat, syar'u man qoblana, sad al-zariah. Menurut hemat penulis dari pengkajian yang dilakukan mendapati bahwa 'urf diterapkan pada Fatwa DSN-MUI No.117/DSN-MUI/II/2018 Tentang Layanan Pembiayaan Berbasis Teknologi Informasi Berdasarkan Prinsip Syariah, qaul sahabat diterapkan pada Fatwa DSB-MUI No.31/DSN-MUI/VI/2002 Pada Pembiayaan Take Over. Selanjutnya syar'u man qoblana diterapkan pada Fatwa MUI No.1/2004

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Surnida, Dania. "Pembiayaan Ultra Mikro Dalam Peraturan Menteri Keuangan No 95/PMK.05/2018 dan Fatwa Dewan Syariah Nasional No 119/DSN-MUI/II/2018." MUAMALATUNA 12, no. 1 (2020): 100. http://dx.doi.org/10.37035/mua.v12i1.3309.

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rak Pembiayaan Ultra Mikro hadir sebagai solusi bagi masyarakat dari lapisan terbawah yang membutuhkan dana pinjaman. Pembiayaan ini diatur oleh peraturan Menteri Keuangan No 95/PMK.05/ 2018 dan juga diatur dalam Fatwa Dewan Syariah Nasional No.119/DSN-MUI/II/2018. Namun terdapat beberapa perbedaan dalam kedua peraturan tersebut. Kesimpulan yang diperoleh dari penelitian ini adalah Lembaga penyalur pembiayaan ultra mikro menurut Permenkeu NO 95/ PMK.05/2018 adalah lembaga keuangan bukan bank sedangkan menurut Fatwa DSN MUI No 119/DSN-MUI/II/2018 lembaga penyalurnya adalah lembaga keuangan syar

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Asmuni and Muzayyana Tartila. "Implementation of Ultra Micro Financing Based on DSN-MUI Fatwa Number 119." JOURNAL OF MULTI-DISCIPLINES SCIENCE (ICECOMB) 1, no. 1 (2023): 41–48. http://dx.doi.org/10.59921/icecomb.v1i1.11.

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There are many problems in the Kecil community, namely the lowest level, AMD, and reversed financing. Ultra-Micro financing is here to provide solutions to the lower classes of society who need capital loans. This financing is regulated by Fatwa of the National Sharia Council No. 119/DSN-MUI/II/2018. This study aims to discover how the practices, mechanisms, and governance of ultra-micro financing follow sharia. The method used in this research is the empirical observation method and the literature research method. First, gather various reading sources, such as newspapers and articles. The stu

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Isnaini, Atin Meriati. "Keabsahan Fatwa Dewan Syariah Nasional Dalam Penyelenggaraan Asuransi Syariah Di Indonesia." JATISWARA 31, no. 3 (2017): 360–67. http://dx.doi.org/10.29303/jtsw.v31i3.54.

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Once the importance of the DSN to be used as guidelines for conducting business review Takaful, which contained hearts DSN-MUI Fatwa No.21 / DSN-MUI / X / 2001 Guidelines for General Takaful, the fatwa issued regulations Yang BECAUSE THERE IS can be used as guidelines to review the activities run Takaful. But the DSN-MUI fatwa are NOT have the legal force of the National Legal hearts hearts BECAUSE including legislation in Indonesia.Penelitian Singer-focused normative juridical validity showed to the National Sharia Board Fatwa Council of Ulama Indonesia, WITH approach using legislation and ap

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Ruchhima, Ruchhima, and Setiawan bin Lahuri. "Fatwa DSN/MUI tentang Pengalihan Utang." Islamika : Jurnal Ilmu-Ilmu Keislaman 19, no. 02 (2019): 54–62. http://dx.doi.org/10.32939/islamika.v19i02.367.

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DSN sebagai lembaga yang berwenang mengeluarkan fatwa juga telah mengeuarkan beberapa fatwa transakasi muamalah dengan menggunakan hybrid contract, salah satunya yaitu Fatwa DSN MUI Nomor 31/DSN-MUI/VI/2002 tentang pembiayaan take over atau pengalihan utang. Metode pendekatan yang dipergunakan dalam penelitian ini adalah yuridis normatif dengan menitik beratkan pada data kepustakaaan atau data sekunder yaitu suatu penelitian yang secara deduktif dimulai analisa terhadap fatwa-fatwa. Tidak semua alternatif pada fatwa DSN-MUI tentang pengalihan utang digunakan dalam transaksi pengalihan utang ya

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Masrina, Masrina. "Analisis Dalil-Dalil Hukum yang Digunakan dalam Fatwa Dewan Syariah Nasional Nomor 40/DSN-MUI/X/2003 tentang Pasar Modal Syariah." JURNAL HUKUM EKONOMI SYARIAH, no. 1 (November 10, 2020): 117. http://dx.doi.org/10.30595/jhes.v0i1.8929.

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Penelitian ini dilatar belakangi oleh adanya beberapa dalil hukum yang digunakan oleh DSN-MUI dalam menetapkan Fatwa DSN-MUI No.40/DSN-MUI/X/2003 tentang Pasar Modal dan Pedomam Umum Penerapan Prinsip Syariah Bidang Pasar Modal tersebut. Masalah pokok yang menjadi fokus penelitian adalah analisis dalil-dalil hukum yang digunakan dalam Fatwa DSN-MUI tersebut sesuai dengan isi fatwa yang dimaksud. Dalil hukum yang dianalisis didalam penelitian dibatasi hanya pada dalil berupa ayat-ayat al-Quran, sedangan dalil yang lain tidak diteliti karena dalil al-Quran merupakan dalil yang pokok sementara da

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Yasin, Mohamad Nur. "REFORMASI HUKUM EKONOMI ISLAM DI INDONESIA STUDI KLAUSULA PENYELESAIAN SENGKETA EKONOMI SYARIAH DALAM FATWA DEWAN SYARIAH NASIONAL 2000-2017." istinbath 16, no. 1 (2017): 241–64. http://dx.doi.org/10.20414/ijhi.v16i1.110.

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Abstract: Islamic law contains a dynamic-adaptable aspect and should be reformed. Law reform agencies have always faced a serious challenge. In Indonesia, agent of law who consistence in the reforming islamic economic law is Sharia National Board of Indonesian Ulama Council (Dewan Syariah Nasional Majelis Ulama Indonesia/DSN-MUI). During 2000-2017,DSN-MUI have published 109 fatwa of sharia economic. The clausula of sharia economic dispute resolution in the Fatwa of DSN-MUI undergoing four time change. This paper focus on two problems. first, what factors do influencing change of clausula of sh

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Ekawardhani, Ditta Ayu Kurniasari, and Dian Filianti. "Simpanan Berjangka Pada KSPPS BMT Amanah Ummah Menurut Fatwa DSN-MUI No. 02 dan 115." Jurnal Ekonomi Syariah Teori dan Terapan 6, no. 1 (2020): 59. http://dx.doi.org/10.20473/vol6iss20191pp59-69.

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This study aims to determine the application of Time Deposits in Sharia Financing Savings and Loan Cooperative (KSPPS) BMT According to Fatwa DSN-MUI No: 02 / DSN-MUI / IV / 2000 and Fatwa DSN-MUI No: 115 / DSN-MUI / IX / 2017 . In its application using mudharabah agreement that is cooperation contract between capital owner and entrepreneur in order to develop a business. In the development of the number of members of the term deposits did not increase as other savings products. so that needed research on its application.The results of this study indicate that in KSPPS BMT Amanah Ummah East Ja

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Aidil Fikriadi and Azmil Umur. "THE CONCEPT OF DEBT TRANSFER (HIWALAH) IN ISLAMIC BANKING BASED ON DSN-MUI FATWA NO. 31/DSN-MUI/VI/2002." Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah 5, no. 2 (2024): 412–26. https://doi.org/10.22373/al-mudharabah.v5i2.6560.

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The purpose of the study carried out is to describe the implementation of hiwalah carried out in Islamic banking according to the DSN-MUI fatwa No.31/DSN-MUI/VI/2002 / regarding the transfer of debt which is generally closely related to hiwalah in hiwalah there are three parties involved, namely muhil, muhal, and muhal 'alaihi. The study method used in the study carried out is qualitative using the type of literature study (libarary research). Data is taken directly from primary data in the form of DSN-MUI fatwas and secondary data sourced from literature related to the discussion, namely book

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Zikra, Alfiandi, Muhammad Syukri Albani Nasution, and Ramadhan Syahmedi Siregar. "The Strategic Role of Fatwa DSN-MUI in the Development of Islamic Banking in Indonesia: An Analysis of Banking Regulations and Products Based on the Provisions of Islamic Law." JURNAL AKTA 11, no. 2 (2024): 263. https://doi.org/10.30659/akta.v11i2.36187.

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This journal discusses the role of the Indonesian Ulema Council (MUI) and the birth of Bank Muamalat Indonesia (BMI) as the first step in the establishment of Islamic banks in Indonesia. Bank Muamalat became a pioneer, followed by other Islamic banks. The focus is on the DSN-MUI fatwa which has a strategic role in shaping Islamic banking regulations and products, especially related to the collection and distribution of funds. This research uses descriptive qualitative methods with secondary data from related journals and books. The DSN-MUI fatwa is an important guideline for Islamic financial

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Renie, Elsy. "THE URGENCY OF FATWA IN THE LAW OF SHARIA ECONOMICS IN INDONESIA." JURIS (Jurnal Ilmiah Syariah) 20, no. 2 (2021): 201. http://dx.doi.org/10.31958/juris.v20i2.4059.

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Fatwas of the National Sharia Council-Indonesian Ulama Council (DSN-MUI), in the field of sharia economics, has filled the legal vacuum related to the economic activities of the people. The increased of activity in the Mu'amalah area which is so fast requires a responsive fatwa. It can be seen from the rapid development of financial products for sharia financial institutions today. The legal strength of a fatwa is non-binding because it is not included in the constitution hierarchy in Indonesia which has caused debate for some people. But, several DSN-MUI fatwa have been transformed into part

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Rahmadita, Adinda. "Telaah Fatwa DSN-MUI Tentang Akad Musyarakah." Rayah Al-Islam 8, no. 4 (2024): 2916–28. https://doi.org/10.37274/rais.v8i4.1342.

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Akad Musyarakah (syirkah) merupakan akad kerjasama oleh kedua belah pihak yang saling berkontribusi berupa dana untuk membangun sebuah usaha, dengan keuntungan dan resiko yang akan ditanggung bersama sesuai kesepakatan. Konsep akad yang berkembang pesat dan gemari dalam pembiayaan bank syariah. Seiring perkembangan zaman, berkembang pula kreasi produk baru keuangan berdasarkan konsep akad musyarakah. Dengan menelaah fatwa-fatwa DSN-MUI sebagai regulator ekonomi syariah di Indonesia kita akan mengetahui mengenai produk baru berdasarkan perkembangan akad musyarakah. Penelitian ini menggunakan pe

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Juwitaningrum, Uswatun Khasanah, Muhamad Ali, and Nurlaeliyah Nurlaeliyah. "ANALISIS PRAKTIK PEMBERIAN DISKON DALAM PEMBIAYAAN MURABAHAH DI BANK SYARIAH INDONESIA KCP INDRAMAYU JATIBARANG BERDASARKAN FATWA DSN MUI NO: 16/DSN-MUI/IX/2000." JSEF: Journal of Sharia Economics and Finance 2, no. 2 (2023): 88–94. http://dx.doi.org/10.31943/jsef.v2i2.30.

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Kehadiran Lembaga Keuangan Syariah (LKS) di Indonesia tidak dapat dilepaskan dari peran penting Dewan syariah Nasional (DSN) - Majelis Ulama Indonesia (MUI), yakni sebagai Lembaga yang memiliki wewenang dalam mengeluarkan fatwa-fatwa yang berkaitan dengan berbagai bentuk produk Lembaga Keuangan Syariah (LKS). Dalam transaksi murabahah telah menjadi kelaziman apabila sebuah Bank membeli suatu barang tunai, maka pihak penjual atau supplier memberikan potongan harga atau diskon. DSN MUI mengeluarkan Fatwa DSN MUI Nomor 16/DSN-MUI/IX/2000 tentang pemberian diskon dalam pembiayaan murabahah untuk m

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Afrelian, Muhamad Ibnu, and Imahda Khoiri Furqon. "LEGALITAS DAN OTORITAS FATWA DEWAN SYARIAH NASIONAL MAJELIS ULAMA INDONESIA DALAM OPERASIONAL LEMBAGA KEUANGAN SYARIAH." Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan 6, no. 1 (2019): 1. http://dx.doi.org/10.29300/mzn.v6i1.2195.

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Islamic financial institutions in their operations require legislation. In addition, practitioners of sharia economics also need a fatwa from the National Sharia Council-Indonesian Ulema Council (DSN-MUI) to guarantee the implementation of Sharia principles in sharia financial institutions. Although the fatwa is basically an advice that can be carried out or ignored, but the DSN-MUI Fatwa if it is related to positive law, the position is the same as the doctrine that is as an amplifier in the legal ruling of a qadhi in a case. The DSN-MUI fatwa also has authority and an important role in makin

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Nashirudin, Muh, and Millatus Sa'adah. "Reviewing shariah certificates of DSN MUI (a study on shariah certificate of DSN MUI on Paytren)." Ijtihad : Jurnal Wacana Hukum Islam dan Kemanusiaan 19, no. 2 (2020): 169–83. http://dx.doi.org/10.18326/ijtihad.v19i2.169-183.

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MUI (Majelis Ulama Indonesia/ Indonesian Ulema Council) has issued a fatwa which is related to Multi Level Marketing. This fatwa number 75/VII/ 2009 concerns with Sharia Multistage Direct Selling (PLBS) that requires an MLM company to fulfill twelve regulations to be categorized as sharia law-conformed and deserve to get a sharia business certificate. However, DSN-MUI has also issued a decree number No. KEP- 03/DSN-MUI/VII/ 2016 on the list of sharia multistage direct selling companies and includes PT Veritra Santosa Internasional (VSI), which has sold Paytren application, as a sharia MLM with

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Sodiq, Auliya Ja'far, and Rooza Meilia Anggraini. "Developing Halal Tourism in Ngebel Lake Ponorogo." Invest Journal of Sharia & Economic Law 4, no. 1 (2024): 157–75. http://dx.doi.org/10.21154/invest.v4i1.8977.

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This research aims to determine how to develop a Halal Tourism Area in Ngebel Lake Ponorogo in terms of DSN MUI Fatwa Number 108/DSN-MUI/X/2016. There are two discussions, namely: 1) How to implement halal tourism development in Ngebel Lake Ponorogo based on DSN-MUI Fatwa Number 108/DSN-MUI/X/2016 Guidelines for Organizing Tourism Based on Sharia Principles. 2) What is the inhibiting and supporting factors in the development of the Ngebel Lake Ponorogo tourism area based on the DSN-MUI Fatwa Number 108/DSN-MUI/X/2016 Guidelines for Organizing Tourism Based on Sharia Principles? The type of res

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Fathoni, Nur. "KONSEP JUAL BELI DALAM FATWA DSN-MUI." Economica: Jurnal Ekonomi Islam 4, no. 1 (2016): 51. http://dx.doi.org/10.21580/economica.2013.4.1.773.

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<p align="justify"><em>There are several fatwas issued about buying and selling is not sequentially and respectively describes their own subject matter. As a result of modern Islamic legal thought, DSN-MUI fatwa interesting to study inductively to find a linkage study of classical fiqh with the provisions of the banking system and mechanism in these fatwas . The problems studied in this paper is the concept of buying and selling in the DSN-MUI fatwa is How it relates to the system of fiqh and Shari'ah banking mechanism in DSN-MUI fatwa? This study is the research literature by usin

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Faozan, Akhmad. "POLA DAN URGENSI POSITIVISASI FATWA-FATWA DEWAN SYARIAH NASIONAL MAJELIS ULAMA INDONESIA TENTANG PERBANKAN SYARIAH DI INDONESIA." Al-Manahij: Jurnal Kajian Hukum Islam 10, no. 2 (2017): 309–21. http://dx.doi.org/10.24090/mnh.v10i2.941.

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Artikel ini mengkaji tentang pola dan urgensi positivisasi fatwa-fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) tentang perbankan syariah di Indonesia. Penulisan artikel ini dilatarbelakangi oleh suatu fakta bahwa satu-satunya landasan penerapan kepatuhan pada prinsip syariah dalam operasional perbankan syariah di Indonesia adalah fatwa-fatwa DSN-MUI tentang perbankan syariah.Namun demikian, kedudukan fatwa dalam sistem hukum di Indonesia tidaklah memiliki kekuatan hukum yang mengikat bagi warga negara termasuk dalam kegiatan usaha perbankan syariah.Ini disebabkan karena Indone

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Rofi, Muhamad Syafiq. "AL-TAMWIL AL-MAUTSUQ BIL-RAHN MENURUT FATWA DSN NOMOR: 92/DSN-MUI/IV/2014." FASTABIQ: JURNAL STUDI ISLAM 2, no. 2 (2021): 107–18. http://dx.doi.org/10.47281/fas.v2i2.32.

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this research tries to analyze al-tamwil al-mautsuq bil-rahn according to the DSN fatwa Number 92 / DSN-MUI / IV / 2014. The research used literature review. The study in obtaining data using a method of digging through the literature. From the research conducted, the following results were obtained: First, with the stipulation of the DSN fatwa Number 92 / DSN-MUI / IV / 2014 concerning al-tamwil al-mautsuq bil-rahn is the right action with the aim of the aspect of the common benefit. Second, in the fatwa there is a good inconsistency between classical fiqh and the results of the DSN-MUI ijtih

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Quraisy, Mujahid, Multazam Mansur Abdury, and Aji Saleh. "Pandangan Hukum Islam Berdasarkan Fatwa DSN-MUI No. 25/DSN-MUI/III/2002 terhadap Pelaksanaan Pelelangan Benda Jaminan di Pegadaian Syariah." Aktiva : Jurnal Manajemen dan Bisnis 3, no. 2 (2023): 67–64. http://dx.doi.org/10.56393/aktiva.v2i3.1356.

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Penelitian ini untuk meneliti pandangan hukum Islam terhadap pelelangan benda jaminan yang didasarkan Fatwa DSN-MUI No. 25/III/2002 tentang Rahn tentang praktik lelang yang dilaksanakan di pegadaian telah sesuai dengan fatwa. Penelitian ini adalah kepustakaan yang dievaluasi menggunakan asas-asas lelang yaitu asas keterbukaan, asas keadilan, asas kepentingan hukum, asas efisiensi dan asas akuntabilitas. Metode pengumpulan data pustaka, membaca dan mencatat serta mengelola bahan penelitiannya. Penelitian ini menggunakan model analisis data sekunder dimana analisis data yang dilakukan terhadap d

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Purnomo Sidhi, Syailendra Sabdo Djati, Muhamad Arifin, and Imron Rosyadi. "Penyelesaian Sengketa Akad Salam dalam Situasi Pandemi Covid-19 Menurut Teori Keadaan Darurat (Zhuruf Thori’ah): Studi Komparasi Teori Keadaan Darurat Zhuruf Thori’ah dengan Fatwa DSN MUI No. 05/DSN-MUI/IV/2000." JURNAL HUKUM EKONOMI SYARIAH 5, no. 2 (2022): 135. http://dx.doi.org/10.30595/jhes.v5i2.14656.

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Penelitian ini mengkomparasikan antara penyelesaian sengketa akad salam menurut teori zhuruf thori’ah dan fatwa DSN-MUI. Untuk mengetahui sejauh mana penggunaan teori zhuruf thori’ah dalam fatwa DSN-MUI mengenai jual beli salam. Metode yang digunakan kualitatif berupa studi pustaka dengan metode komparasi. Penyelesaian sengketa akad menurut teori zhuruf thori’ah terdiri dari litigasi dan non litigasi yang terdiri dari: Pembatalan akad (fasakh), Mengurangi kewajiban yang memberatkan sampai batas wajar, yang memiliki turunan berupa: mengurangi kewajiban yang memberatkan, menangguhkan pelaksanaan

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Muhammad Faqih Abdillah. "Buying and Selling Gold in Cashless Perspective of Sharia: DSN-MUI Fatwa Study No. 77 Year 2010." ORGANIZE: Journal of Economics, Management and Finance 1, no. 1 (2022): 8–14. http://dx.doi.org/10.58355/organize.v1i1.2.

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DSN-MUI Fatwa No. 77/DSN-MUI/V/2010 concerning buying and selling gold in cash which was issued on June 3 2010, DSN-MUI states that buying and selling in cash is permissible (mubah), as long as gold does not become the official medium of exchange (money), either through ordinary buying and selling or buying and selling murabaha. It is interesting to study the reason for this fatwa being issued and the suitability of the legal advice of the DSN-MUI with the legal advice of the MUI in issuing this fatwa. This research is a type of library research using a descriptive analysis approach. In this s

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Jaelani, Sandi, Imam Sucipto, and Jalaludin Jalaludin. "Implementasi Pembiayaan Ultra Mikro Berdasarkan Prinsip Syariah di KSPPS BMT Purwakarta Amanah Sejahtera (PAS)." EKSISBANK: Ekonomi Syariah dan Bisnis Perbankan 4, no. 2 (2020): 112–39. http://dx.doi.org/10.37726/ee.v4i2.112.

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The purpose of this study is to determine the existing ultra-micro financing model in KSPPS BMT Purwakarta Amanah Sejahtera (PAS), and how to implement ultra-micro financing in KSPPS BMT Purwakarta Amanah Sejahtera (PAS). The type of research used is field research, while the approach used in this study is a descriptive-qualitative approach. There are two types of ultra-micro financing done at KSPPS BMT PAS, namely multi-item ultra-micro financing and multi-service ultra-micro financing. for multi-item ultra micro financing, using the Murabahah contract and its implementation is in accordance

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Ats Tsaury, Assilmi Kaffatan, and Siti Qomariyah. "Implementasi Fatwa Dsn-Mui No: 107/Dsn-Mui/X/2016 Tentang Pedoman Penyelenggaraan Rumah Sakit Berdasarkan Prinsip Syariah Di Rumah Sakit Qolbu Insan Mulia Batang." el hisbah: Journal of Islamic Economic Law 2, no. 1 (2023): 211–28. http://dx.doi.org/10.28918/el_hisbah.v2i1.7019.

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DSN MUI Fatwa No. 107/DSN-MUI/X/2016 on October 1, 2016 has stipulated the provisions that must be met by every Hospital that uses a Sharia-based system. So there is a difference between the General Hospital (RSU) and the Sharia Hospital. Recently, many hospitals have implemented sharia principles, especially in terms of their services, one of which is the Qolbu Insan Mulia Batang General Hospital. Therefore, this study aims to analyze and describe the implementation of DSN-MUI Fatwa No: 107/DSN-MUI/X/2016 at RSU Qolbu Insan Mulia Batang whether the service aspect is in accordance with DSN-MUI

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Nur Aini, Latifah, M. Ilham Tanzilulloh, and Moch Khoirul Fajar Sidik. "Praktik Standard Contract pada PT iGrow Resources Indonesia Fatwa DSN MUI terhadap Standard Contract." Jurnal Antologi Hukum 2, no. 1 (2022): 77–92. http://dx.doi.org/10.21154/antologihukum.v2i1.1190.

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The standard contract is in the Fatwa of DSN MUI Number 117/DSN-MUI//II/2018 concerning Information Technology-Based Financing Services Based on Sharia Principles. In practice, the standard contract of PT iGrow Resources Indonesia contradicts the fatwa on profit sharing, disclaiming responsibility in the event of a loss. The objectives of this study include: knowing that iGrow's profit sharing is fluctuating and knowing that iGrow's disclaimer is contrary to the fatwa of DSN MUI. This study uses qualitative research methods, with the object of field research. The analytical method used in this

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Khairunnisa, Dina. "Analisis Penerapan Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia No. 26/DSN-MUI/III/2002 tentang Rahn Emas." Jurnal Hukum Ekonomi Syariah 5, no. 02 (2021): 171–79. http://dx.doi.org/10.26618/j-hes.v5i02.4886.

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Penelitian ini bertujuan untuk menganalisis penerapan fatwa akad pembiayaan gadai emas syariah di salah satu bank syariah di Pontianak, dan menjelaskan kesesuaian teori dan praktek yang terjadi di lapangan setelah terbitnya fatwa MUI DSN Nomor 26 / DSN -MUI / III / 2002 tentang Rahn Emas yang disampaikan bank dalam peresmian perjanjian halal Gadai Emas BSI. Penelitian ini menggunakan deskriptif analitik kualitatif yang menjelaskan gambaran secara menyeluruh dan sistematis, dan untuk memahami fenomena pembiayaan gadai emas di bank syariah seperti kontrak, praktik, motivasi, tindakan dll secara

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Rotep, Rotep, Sepsy Arfiana, and Wahyu Intan Kusuma. "Trading Forex Platform Meta Trader 4." el hisbah: Journal of Islamic Economic Law 1, no. 2 (2021): 299–312. http://dx.doi.org/10.28918/el_hisbah.v1i2.4961.

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Paper ini untuk menganalisis permasalahan tentang mekanisme yang ada di trading forex dengan platform meta trader 4. Terdapat beberapa hal yang tidak sesuai dengan ketentuan fatwa DSN MUI No. 28/DSN-MUI/III/2002 tentang Jual Beli Mata Uang Al-Sharf. Diantaranya pertama, ketentuan tentang jangka waktu dalam transaksi forward. Kedua, terkait dengan perbedaan makna transaksi swap yang disebutkan di dalam fatwa dengan pemahaman penulis terhadap implementasi transaksi swap yang ada didalam meta trader 4. Penelitian ini merupakan penelitian digital (digital research) dengan pendekatan kualitatif. Da

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‘Athifa, Rofifa Dhia, and Mohammad Ghozali. "Analisis Fatwa DSN-MUI NO: 98/DSN-MUI/XII/2015 Tentang Pedoman Penyelenggaraan Jaminan Sosial Kesehatan Syariah." Jurnal Literasiologi 1, no. 1 (2019): 7. http://dx.doi.org/10.47783/literasiologi.v1i1.7.

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Penyelenggaraan Jaminan Sosial Kesehatan merupakan suatu penyelenggaraan perlindungan sosial di bidang kesehatan untuk menjamin seluruh rakyat agar dapat memenuhi kebutuhan dasar hidupnya yang layak di bidang kesehatan. Namun perlu diperhatikan bahwa landasan dan konsep dari Penyelenggara Jaminan Sosial Kesehatan ini belum syariah. Akhirnya, ijma’ ulama memutuskan untuk mengeluarkan Fatwa DSN-MUI NO: 98/DSN-MUI/XII/2015 Tentang Pedoman Penyelenggaraan Jaminan Sosial Kesehatan Syariah sebagai landasan atau konsep BPJS Kesehatan. Tujuan penelitian ini adalah untuk menganalisis Fatwa DSN-MUI NO:

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Gultom, Rifyal Zuhdi, and Asep Nur Imam Munandar. "PENGUPASAN HUKUM PASAR MODAL SYARIAH TERHADAP HUKUM ISLAM." DIRHAM Jurnal Ekonomi Islam 3, no. 2 (2023): 90–100. http://dx.doi.org/10.53990/djei.v3i2.235.

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This research will discuss various types of Islamic sharia law that explore the Islamic Capital Market law. This law is based on the Fatwa of the National Sharia Council, Al Quran, Al Hadith and other laws regulated in Islamic sharia. Stripping the law of the is scrutinized through the verses of the Koran, Al Hadith, and the DSN MUI Fatwa. Other basic Islamic laws will not be examined but will provide additional theory and insight into Islamic law governing the Islamic capital market. In discussing Islamic capital market law on Islamic law, it is carried out using research methods based on ref

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Sulthonuddin, Bung Hijaj. "QARD DENGAN MENGGUNAKAN DANA NASABAH (Analisis terhadap Fatwa No. 79/DSN-MUI/III/2011)." Jurnal NARATAS 4, no. 2 (2022): 11–18. http://dx.doi.org/10.37968/jn.v4i2.324.

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Qardh merupakan akad ta’awwuny, dimana peminjam mengembalikan pinjamanannya pada waktu yang telah disepakati. Dalam perbankan syariah pinjaman qardh diberikan hanya pada nasabah yang tidak memiliki kemampuan finansial dan untuk kegiatan sosial semata. Sumber dananyapun berasal dari dana sosial seperti: zakat, Infak, shodakoh, dan lainnya. DSN-MUI telah mengeluarkan fatwa tentang qardh dengan menggunakan dana nasabah sebagai sarana kelengkapan akad komersil, dikarenakan semakin berkembangnya produk di lembaga keuangan syariah. Rumusan masalahnya: 1. Bagaimana Ketentuan Qardh Menurut Syariah? 2.

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