Journal articles: 'E-Commerce of the Insurance'

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Liu, Xiaoping, Hui Zheng, Yi Yang, and Qing Wang. "Analysis of Factors Affecting China's Cargo Insurance Demand Based on E-commerce Background." Journal of Electronic Commerce in Organizations 17, no. 1 (January 2019): 16–29. http://dx.doi.org/10.4018/jeco.2019010102.

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This article uses the time-series data of China from 2000 to 2014 to analyze the influencing factors of cargo insurance demand in the context of e-commerce by using multiple linear regression models. The authors discuss the influence of economic development, cargo insurance supply and environmental factors on cargo insurance income, insurance depth, and insurance density. The results show that the risk situation, e-commerce development and the development of the logistics industry have a significant positive impact on the demand for cargo insurance; price is proportional to cargo insurance demand; and GDP has negative impact on the depth of cargo insurance.

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Grazy, L. Terina, and Dr G. Parimalarani. "E-Insurance :A Platform For Insurance Penetration In India." Restaurant Business 118, no. 6 (June 25, 2019): 90–93. http://dx.doi.org/10.26643/rb.v118i6.7658.

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E-commerce is a part of Internet Marketing. The arrival of Internet made the world very simple and dynamic in all the areas. Internet is the growing business as a result most of the people are using it in their day to day life. E-commerce is attractive and efficient way for both buyers and sellesr as it reduce cost, time and energy for the buyer. No surprise the insurance sector has become quite active within the internet sphere. Most insurance companies are offering policies to be brought online and also the portals for paying premiums. It actually saves from hassles involved in going to an insurance office and spend hours to get the insurance work done. Insurance has become an important and crucial aspect of life. Online insurance is the best and most cost effective approach of taking the insurance deal. This paper focused on influence of online marketing on the insurance industry in India, usage of internet in India , the internet penetration in India and the online sale of insurance product by the insurance sector.

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Boo, El'fred, Kin-Yew Low, Xinming Soh, and Miaoling Lim. "Assurance versus Insurance: A Study of Consumer Receptiveness in an E-Commerce Setting." Accounting Horizons 21, no. 4 (December 1, 2007): 331–50. http://dx.doi.org/10.2308/acch.2007.21.4.331.

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Periodic examination is a critical feature for assurance but not insurance; accordingly insurance is potentially a lower-cost alternative to assurance. Unlike assurance, however, whether insurance inspires consumer confidence remains an unexplored empirical question. This paper compares consumer receptiveness to the concepts of assurance and insurance in an e-commerce setting. Results (n = 360) in a controlled experiment indicate equivalent consumer receptiveness to assurance and insurance; both significantly increase purchasing intention. Results further indicate that consumer preference for CPA versus non-CPA insurance providers depends on consumers' assurance knowledge. High-assurance knowledge consumers prefer insurance provided by insurance companies while low-assurance knowledge consumers prefer insurance provided by CPA firms. Our finding suggests that the CPA profession could potentially leverage its brand name in a service area outside the profession's traditional markets. An extension to our study assesses the feasibility of CPAs providing insurance service solely or in collaboration with insurance companies.

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Lin, Jyh-Horng, and Rosemary Jou. "Financial e-commerce under capital regulation and deposit insurance." International Review of Economics & Finance 14, no. 2 (January 2005): 115–28. http://dx.doi.org/10.1016/j.iref.2003.10.002.

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Al Salamat, Wasfi, and Maisaa Elian. "The impact of risks in limiting E-commerce." Journal of Governance and Regulation 10, no. 4 (2021): 27–39. http://dx.doi.org/10.22495/jgrv10i4art3.

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Most E-commerce transactions nowadays are electronically executed via well-known internet websites (Amazon, Alibaba, eBay, and others). Online sales in the Middle East, including Jordan, are estimated to count 2% of the overall retail sales, that is too much lower than the 15% in developed markets (Mehta & Bhandari, n.d.); and online sales in Jordan are still limited (Statista, 2020). Therefore, this study comes to determine the threats limiting E commerce in Jordan. The services sector accounts for about two thirds of the Jordanian economy and the insurance sector is considered an important component of it (Ghazal, 2015). The problem is to what extent threats from risks accompanied with E-commerce limit it from the viewpoint of Jordanian insurance companies’ employees. Five (5) insurance companies out of twenty-five (25) are randomly selected for analysis and a questionnaire is conducted according to a psychometric method for data collection. The results show that perceived ease of use, perceived usefulness, and perceived risk with products/services are the main effective factors for predicting transaction loss, while delay time is significantly affected by perceived ease of use and perceived risk with product/service. Policymakers can rely on the results of this study to avoid the risks facing online shopping in Jordan and enhancing it. This study contributes to the literature by reducing the dearth of previous research regarding the determinants of threats and risks limiting online shopping and E-commerce in emerging markets.

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Ranjan, Rajeev Kumar, Shoaib Alam Siddiqui, Nitin Thapar, and Shyam Singh Chauhan. "E-commerce and portfolio allocations: A study on the Indian life insurance customers." Corporate and Business Strategy Review 1, no. 1 (2020): 36–46. http://dx.doi.org/10.22495/cbsrv1i1art4.

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The paper attempts to find the impact of technology on the purchase behavior of consumers for insurance products. With the use of technology and e-commerce the adoption of insurance products had undergone a transformation. With the entry of private players the insurance sector has become very competitive (Jampala & Rao, 2005). With increased competition the life insurance industry is adopting innovative marketing practices to tap a larger market; the companies therefore are developing their capabilities of access-based penetration, distribution and sale to customers. The advances in technology have changed the way insurance products were marketed in India. Apart from the traditional agency channel, the companies are also exploring alternative channels like brokers, rural channels, online marketing, and e-commerce, etc. The personal selling based channels are the new innovative methods offering an effective reach at a minimum cost. To analyze the consumer purchase behavior the study used two-way ANOVA to determine the effect of two nominal predictor variables on a continuous outcome variable. The results of the study will assist the life insurance companies in improving their operations and efficiency.

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Costello, Graham I., and Jörg H. Tuchen. "A Comparative Study of Business to Consumer Electronic Commerce within the Australian Insurance Sector." Journal of Information Technology 13, no. 3 (September 1998): 153–67. http://dx.doi.org/10.1177/026839629801300302.

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Electronic commerce is causing fundamental changes in the insurance sector. Inherent opportunities of this innovative sales channel are driving the development of a new customer relationship paradigm, development of new products, pursuit of low cost ‘self service’ strategies, and emergence of ‘virtual brokers’. The Australian insurance sector is well positioned to take advantage of electronic commerce due to the high level of PC penetration, high Internet usage, and extensive broadband infrastructure. The perception is that the Australian insurance sector is meeting these challenges. Surprisingly, despite the emergence of electronic commerce as a ‘hot topic’ in the information technology and insurance sector literature, little empirical research has been reported. Much of the extant literature can be criticized as being too generic and superficial. It is argued that until research is focused on specific aspects of electronic commerce, we will fail to capture meaningful insights. The aim of this research project is to develop a research framework appropriate for electronic commerce, research and to apply it to a specific sector (insurance), in a specific geographical region (Australia), using a specific electronic commerce, medium (Internet), for a specific purpose (business to consumer sale of risk products). The research objective is to discover which Australian insurance companies are using electronic commerce for what. The survey found that of the 21 largest Australian insurance companies only 18 have web sites. These sites are mainly used for promotional purposes and not for directly generating sales. Only six companies offer customer-specific pricing of their products. And of these, only four companies sell any of their products over the Internet. Paradoxically, despite pressing business drivers in the insurance sector and a favourable electronic commerce environment in Australia, these findings demonstrate a significant gap between appreciation of the importance of electronic commerce and realization of commercial potential. Whilst most Australian insurance companies are well aware of the special importance of electronic commerce, many fail to take full advantage. Although further qualitative research is recommended to understand why this is so, it is clear that a significant gap remains between the technical capabilities of electronic commerce and actual practice in the Australian insurance sector.

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Pahuja, Anurag, and Saloni Chitkara. "Perceptual Exploration of Factors and Issues Affecting Adoption of E-Insurance." Case Studies in Business and Management 3, no. 1 (June 16, 2016): 99. http://dx.doi.org/10.5296/csbm.v3i1.9623.

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In this ever evolving competitive environment, technology is making its foray into lives of individuals by helping them get the work done at the click of a mouse only. And the financial services industry is no exception. E-banking has already been accepted and adopted by the younger generation and those having access to internet. Another application of E-Commerce in Insurance sector i.e., E-insurance involves keeping all or any of the insurance policies in electronic mode by the policy holders, where in everything including the request, proposal, contract and negotiation is performed on-line. Despite its proclaimed benefits, there are very few users availing this service. The present study is an attempt to explore the users’ perception towards E-insurance and their awareness of the concept. Using a sample size of 189 respondents based on convenience sampling, it further tries to investigate the factors affecting the adoption of E-insurance in India. Also, the study aims at finding out the potential issues and challenges associated with the usage of e-insurance.

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Mat Daud, Multazimah. "The Importance of Takaful (Islamic Insurance) among Commerce Department Staff in POLIMAS." International Journal of Business and Management 2, no. 5 (October 25, 2018): 21–29. http://dx.doi.org/10.26666/rmp.ijbm.2018.5.4.

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Takaful insurance has the same function as the conventional insurance. However, both are different in term of operation. Takaful is a type of Islamic insurance, where member contribute money into a pooling system in order to guarantee each other against losses or damage that may inflict upon any of them by contributing as tabarru or donation in the Takaful funds. Takaful branded insurance is based on sharia, Islamic religious law and explain how it is the responsibility of individuals to corporate and protect each other. Takaful insurance is very important for us because it is for our future. Purchasing the insurance is the good idea. This paper attempt to determine the importance Takaful insurance toward people especially parents, using Polimas staff from Commerce department as respondent. The researcher intends to determine the importance Takaful insurance based on independent variable; protection, product feature, saving and services quality. It important to make sure that their customer always exceed their expectation toward takaful and its product. The objective of this research is to identify the important level of Takaful insurance among commerce department staff, determine the most factor that influence commerce department staff to purchase Takaful insurance and identify the commerce department staff expectation towards Takaful insurance. This research is an exploratory by using quantitative method. The purpose of the research was designed to measure the importance Takaful (Islamic insurance) towards commerce department staff in Politeknik Sultan Abdul Halim Mu’adzam Shah (POLIMAS). This research were analyzed by descriptive analysis on the questionnaire that relevant with our objective base on independent and dependent variable. This research employed a population of commerce department staff were chosen as a sample of research randomly. Total sample chosen is based on Krejcie and Morgan table [1]

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Luzwick, Perry. "If Most Of Your Revenue Is From E-Commerce, Then Cyber-Insurance Makes Sense." Computer Fraud & Security 2001, no. 3 (March 2001): 16–17. http://dx.doi.org/10.1016/s1361-3723(01)03016-0.

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Lai, Charlie, and B. Clifford Neuman. "Endorsements, Licensing, and Insurance for Electronic Commerce." Electronic Markets 5, no. 1 (January 1995): 19–20. http://dx.doi.org/10.1080/10196789500000019.

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Tang, Genghua, Lishan Wu, and Lei Guo. "The impact of e-commerce platform merchants’ reputation on consumer decision making." E3S Web of Conferences 292 (2021): 02023. http://dx.doi.org/10.1051/e3sconf/202129202023.

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By crawling Meituan take-out merchant data, this paper studies the influence of e-commerce platform merchants’ reputation on consumer decision making. The empirical results show that the merchant reputation based on the overall score of merchants has a significant impact on consumers’ purchase decision and then affects the monthly sales volume of merchants. At the same time, brand merchants have higher monthly sales than ordinary merchants, and a series of food safety guarantee measures such as food safety insurance purchase and food material publicity also significantly affect monthly sales. In addition, the overall score of platform merchants has a marginal diminishing effect on monthly sales. Based on the empirical research conclusions, this paper also puts forward relevant countermeasures and suggestions for Meituan platform merchants and government regulatory authorities.

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Nowak, Stanisław. "O POLSKIM PRAWIE UBEZPIECZEŃ GOSPODARCZYCH W KONTEKŚCIE WYMOGÓW ACQUIS COMMUNAUTAIRE UE (REASUMPCJA STANOWISK PREZENTOWANYCH W PRACACH IZBY)." Zeszyty Prawnicze 4, no. 2 (June 9, 2017): 93. http://dx.doi.org/10.21697/zp.2004.4.2.05.

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Po l i s h In s u r a n c e La w i n t h e C o n t e x t o f t h e ‘Ac q u i s Communautaire’ UE Requirements (Recapitulation of the Standpoints Presented in the Chamber’s Works)SummarySubstantial changes of the legal status in the system of Polish economic insurance, called a revolution in the Polish insurance law, initiated by a series of bills dated 22 M ay 2003 and multiplicity of accompanying secondary legislation made the insurance market start numerous analytic works, also in the context o f the requirements to adapt to the com m unity law.These im portant and vast issues, already for some time, have been subject to studies and discussions taking place in the Insurance and Risk Management Cham ber of Commerce. They draw to a conclusion that the quality o f Polish law is unsatisfactory, the law is complicated and unclear. Further they show deficiencies in the knowledge of the com m unity law in Poland due to which a social and professional insurance education is necessary.Further adaptation measures should start from a substantial change of the law on insurance contract. This process should also regard the act insurance agencies.An urgent need of insurance education, belonging to a so-called Lisbon strategy adopted by the European Council in M arch 2000, is highly im portant for the insurance market.

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Burden, Kit. "E-INSURANCE." Computer Law & Security Review 16, no. 4 (August 2000): 258–60. http://dx.doi.org/10.1016/s0267-3649(00)89135-9.

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Gupta, Ruchi. "An empirical study of commerce students (undergraduate and postgraduate) for insurance industry in India." Asian Journal of Economics and Banking 5, no. 2 (April 6, 2021): 204–23. http://dx.doi.org/10.1108/ajeb-01-2021-0005.

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Purpose The purpose of this study is to find out the awareness, attitude and career preference of commerce students (undergraduate (UG) and post-graduate (PG)) for the insurance industry in India. Design/methodology/approach The data were collected from 800 commerce students (400 male students and 400 female students) through a structured questionnaire. The questionnaire had 18 items related to awareness, attitude and career preference for insurance. The reliability of the tool was assessed by Cronbach’s alpha. To establish the relationship between variables, cross-tabulation techniques that involved Chi-square tests were used. The conclusion was drawn based on probability values (p-value) taking the critical as 0.05 (Bivariate). The data was analyzed using SPSS. Findings The results revealed that commerce students-UG and PG were aware of the basics of insurance, irrespective of their gender and family income. The students have a positive attitude toward insurance, but lack awareness regarding career options in the insurance industry. Research limitations/implications This study included only UG and PG commerce students of Allahabad University and its constituent colleges, hence its findings cannot be generalized for the entire country. Practical implications This study can be beneficial to insurance companies in framing their policies as India has a huge young population. There is a need to make the students in higher education aware of the benefits of insurance to cover any unforeseen economic loss and also to make them aware of the career options in the insurance industry. Originality/value The present study bridges the gap between existing studies regarding awareness, attitude and career preference of students with gender and family income. To date, no study has been done to find the awareness and attitude of students toward the insurance industry, neither in terms of their becoming prospective customers nor in terms of career preference.

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Jie, Shao. "How does the Quantity of Disclosed Information Provided by Insurers Affect Entity Behaviors in Internet Insurance Market?: A Study Based on Tripartite Evolutionary Game Analysis between Government, Insurance Companies and Consumers." International Review of Financial Consumers 4, No. 2 Oct 2019 (December 2019): 29–42. http://dx.doi.org/10.36544/irfc.2019.1-2.3.

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The emergence of internet insurance provides a new consumption pattern for insurance consumers in the e-commerce era. However, without insurers fulfilling duty of disclosure, consumers’ interests cannot be guaranteed. This paper will analyze the costs and benefits of three parties (i.e. government, insurance companies and consumers) and their strategies regarding information disclosure of insurance products on the internet. Using an evolutionary game model under bounded rationality assumptions, the Nash Equilibrium (NE) and evolutionary stability strategy (ESS) of the system are explored. The results show that (Disclosing, not Regulating, not Complain) is the best ESS and it is consumers’ buying decision not regulation that ultimately compels insurers to disclose enough information. The different current situations in China and Japan are discussed in light of the model, and some measures are suggested to promote the development of internet insurance markets in both countries.

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Ochilov Ilyos Keldiyorovich, Misirov Kamoliddin, Khayitboyev Muhhammadi,. "Improving The Electronic Commerce Development In The Republic Of Uzbekistan." Psychology and Education Journal 58, no. 1 (January 1, 2021): 2809–18. http://dx.doi.org/10.17762/pae.v58i1.1165.

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The article there consideredforeign experience in the development of electronic commerce on the basis ofthe study of scientific and methodological aspects of the organization and functioning of e-commerce system and revealed possibilities of its application in the Republic of Uzbekistan. There also studied factors affecting development of e-commerce and correlation-regression model of predicting the improvement of trade in virtual environment. There identified main directions of increasing the efficiency of e-commerce development in the country and additional information on identified subjects or objects of information exchange in order to differentiate the access to the resources and detect the level of privileges of the subject. Reliability service implements maintenance of indisputability of the subject from participation of evidence or facts on the basis of cryptographic verification. And the article were shows the modern requirements of business there proposed to implement such measures of government regulation as licensing activities, standardization and certification of funds and insurance of electronic commerce entities (elements of unification of state regulation) besides the measures of fiscal, money-and-credit, and international trade policy. It’s essential to pay particular attention to the security of electronic transactions. In work we discuss about the issues of structural transformations and development of the sphere of information and communication technologies have been investigated in the Republic of Uzbekistan.

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McDowell, Ryan W. "Run Gauntlets or Pay Pirates? Regulating Vessel Speeds in High-Risk Waters." American Journal of Trade and Policy 8, no. 2 (May 21, 2021): 155–70. http://dx.doi.org/10.18034/ajtp.v8i2.540.

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Maritime commerce in world commerce. Each year, vessels carry more cargo at higher costs and faster speeds. Insurance is an integral part of shipping, as it protects cargoes and crews against the perils of the sea. This article focuses on the peril of piracy, a criminal practice that has evolved significantly throughout history. Pirates today, as pirates of the past, prey upon the unprotected. Yet, modern piracy, unlike historical piracy, is essentially non-violent. The modern pirate profits from ransom, not theft. Today, piracy is a monetary risk with computable consequences: an insurable threat. Anti-piracy methods, including insurance, impose steep costs to world trade. In the past decade, pirate activity has declined while piracy insurance has grown more expensive. This phenomenon is problematic, but an industry-wide solution is a challenging construct. To handle the costly risks of piracy is to balance the distinct and competing interests of ship-owners, insurers, operators, and governments. As this Article argues, insurance can more efficiently mitigate piracy’s puzzling risk. After discussing maritime piracy and maritime insurance, this Article outlines the legal and regulatory schema for a system to mandate the speeds of vessels that transit pirate-prone waters. The proposed regulation is mechanically sound, logistically feasible, cost-effective, and enforceable. To diminish the costly risk of piracy, this Article proposes revising a treaty to afford the International Maritime Organization (IMO) jurisdiction to regulate vessel speeds on the high seas.

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Fakhri, Pedram, Farzad Hajighafori, and Javad Jafarzadeh. "The Role of Electronic Insurance and Electronic Commerce in Expansion of Insurance Companies." Kuwait Chapter of Arabian Journal of Business and Management Review 3, no. 10 (a) (June 2014): 70–79. http://dx.doi.org/10.12816/0018657.

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Cooper, Richard N., and Virginia Haufler. "Dangerous Commerce: Insurance and the Management of International Risk." Foreign Affairs 76, no. 6 (1997): 156. http://dx.doi.org/10.2307/20048296.

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Et. al., Mohd Fathi Abu Yaziz. "The Impact of Customer Service, Insurance and Luggage Delivery Towards Logistics Customer Satisfaction in Pandemic Situation." Turkish Journal of Computer and Mathematics Education (TURCOMAT) 12, no. 3 (April 11, 2021): 4999–5004. http://dx.doi.org/10.17762/turcomat.v12i3.2013.

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As the pandemic of Covid 19 has directly affected the business industry, the business model has changed, including the logistics industry, especially the courier company. Courier company has benefited the most during this pandemic situation as the e-commerce business flourished. Enhanced service by courier company is crucial as stiff competition in the industry. Therefore, this study explores the impact of customer service, insurance, and luggage delivery on logistics customer satisfaction. A quantitative method was employed to analyse the effects of enhanced services of customer services, insurance, and luggage delivery towards logistics customer satisfaction, where 384 responses were collected from respondents identified as active users of courier services for the last 12 months. IBM SPSS was used to analyse the response collected using descriptive, reliability and Pearson Correlation analysis. As a result, it is justifiable that customer service, insurance, and luggage delivery positively impact logistics customer satisfactio

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Asiri, Ahmad Yahya, and Sultan S. Alshamrani. "Performance Evaluation of a B2C Model Based on Trust Requirements and Factors." Scientific Programming 2021 (May 26, 2021): 1–10. http://dx.doi.org/10.1155/2021/9935849.

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This paper evaluates the performance of a newly proposed B2C e-commerce model based on trust factors and requirements in the context of Saudi Arabia. Two categories of trust factors, namely, governmental and nongovernmental types, are identified to create the model for determining the feasibility of an efficient online business strategy in the Kingdom. Data are collected over a duration of 10 weeks based on the designed questionnaire, carefully analyzed, and interpreted. The standpoint of the end user is analyzed to determine the influence of the proposed trust requirements and factors on B2C e-commerce in Saudi Arabia. The reliability of the questionnaires for each requirement with their factors is quantitatively analyzed using Cronbach’s alpha. The questionnaire consists of three parts, namely, demographic component, questions related to the identified requirements, and additional notes as an open question. Questions are designed as per the requirements and the factors of trust models to demonstrate their possible relationship. Furthermore, the questionnaires’ content validity is judged by expert lecturers with relevant specialization before distributing them, which are well organized together with easy understandability. They are randomly distributed among 222 academic and administrative staff (female and male) in addition to university students from the Faculty of Computer Science and Information System in Saudi Arabia. This random selection performed on total 222 responders ensures the statistical accuracy of the sampling. Adaptable government approaches, enactment, rules, insurance of buyer rights, and banking network situation with less web expenses are demonstrated to be significant to e-commerce expansion in the Kingdom. Implementation of the proposed model is believed to augment consumer self-confidence and reliance together with e-commerce growth in Saudi Arabia.

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Chakraborty, Suman, and Anil Bikash Chowdhury. "Steganography Based on Human Perception." Oriental journal of computer science and technology 10, no. 04 (December 25, 2017): 817–23. http://dx.doi.org/10.13005/ojcst/10.04.17.

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Today internet has become a trusted factotum of everyone. Almost all payments like tax, insurance, bank transaction, healthcare payment, payment in e-commerce are done digitally through debit or credit card or through e-wallet. People share their personal information through social media like Facebook. Twitter, WhatsApp etc. The government of every developing country is going to embrace e-Governance system to interact with people more promptly. The information shares through these applications are the burning target to intruders. This paper utilized the imperceptibility as well as the robustness of steganography techniques which are increased by embedding multiple bits in a particular region selected either based on some image attributes or by Human Visual Perception.

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Piljan, Ivan, Tatjana Piljan, and Dusan Cogoljevic. "The aplication of electronic commerce in the distribution of insurance services." Trendovi u poslovanju 4, no. 2 (2016): 55–65. http://dx.doi.org/10.5937/trendpos1602055p.

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Alborn, Timothy L. "Insurance against Germ Theory: Commerce and Conservatism in Late-Victorian Medicine." Bulletin of the History of Medicine 75, no. 3 (2001): 406–45. http://dx.doi.org/10.1353/bhm.2001.0105.

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Pliszka, Paweł. "E-insurance in polish information society." Zeszyty Naukowe Uniwersytetu Szczecińskiego. Studia Informatica 46 (2017): 73–85. http://dx.doi.org/10.18276/si.2017.46-06.

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Babu, G. V. Ramesh. "Secure e-health insurance model." IOSR Journal of Computer Engineering 7, no. 6 (2012): 01–03. http://dx.doi.org/10.9790/0661-0760103.

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Yanyshyn, Y., H. Bryk, and Y. Kashuba. "Problems and Perspectives of Internet-Insurance in Ukraine." Marketing and Management of Innovations, no. 4 (2019): 31–38. http://dx.doi.org/10.21272/mmi.2019.4-03.

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The problems and prospects of insurance development in the internet are considered in the article. Considerable attention in the research is paid to the theoretical aspects of the essence of «internet insurance». The main stages of the insurance process through the internet and the key requirements that apply to the insurer and the insured when completing the insurance contract are described. It is determined that for the insurance company key advantages in the organization of virtual business are: lower costs associated with the organization of the company's website; lower transaction costs for customer service operations; expansion of geographical diversification of company insurance products; an opportunity to increase the sale of insurance products at the expense of open access to customers from around the world; customer service on a qualitatively new level – seven days a week, 365 days a year. The analysis of the insurance products market in the internet was conducted. The study found that insurance services offered through the internet in Ukraine include property, personal insurance and liability insurance. The most widespread in Ukraine are such insurance products as insurance for travelling abroad, medical insurance, CASCO, compulsory insurance of civil liability of owners of land vehicles, insurance of property of individuals, etc. The easiest procedure for purchasing a policy among all of these is auto insurance. The key attention is paid to ways of improving the mechanism of providing internet insurance. In the course of the study, specific directions for developing an e-commerce strategy for insurance companies based on SWOT-analysis were improved; developed an algorithm for strategic management of the insurance company and a conceptual model of interaction between the insurer and the insured in the framework of the process of strategic marketing planning in the market of internet services. An important role in the processes of management of the insurer was given to the complex of marketing communications, namely the elements of the marketing mix: «product», «price», «sales», «promotion». It is determined that for entering an insurance company into the market of internet services, the subject of planning is the outline of the main goals regarding sales and income received, as well as the definition of their potential consumers (market segment), the forming of their own image and reputation. Keywords: internet insurance, insurer, on-line insurance, virtual economy, internet services.

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Abdallah, Amel Kamel. "The role of the Capital Market Authority in protecting the insurance sector in Oman." Journal of Arts and Social Sciences [JASS] 9, no. 3 (March 6, 2019): 49. http://dx.doi.org/10.24200/jass.vol9iss3pp49-61.

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In 2004 the responsibilities of the insurance sector was transferred from the Ministry of Commerce and Industry to the Capital Market Authority (CMA) in order to develop and restructure the legislative and regulatory nature of this sector. CMA has exercised its role based on the provisions of the Insurance Law to protect the financial ability of insurance companies. The insurance law grants powers to the executive president of the CMA to ensure that insurance companies can satisfy their financial obligations. The question arises as to the limits and effectiveness of these powers. CMA also regulates the conduct of insurance companies by a cluster of regulations issued under the title of Code of Conduct. The question arises to the mandatory nature of these codes. The study includes an analysis of the role of the CMA in protecting the insurance sector in the Sultanate of Oman through the mechanisms of guaranteeing the financial ability of the insurance companies as well as an analysis of the legal and mandatory nature of the codes of conduct issued by CMA.

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Gautama So, Idris, and Rosi Yosevie. "E-Proposal to Expedite Customer's Decision Making on Committing Insurance Transaction." Advanced Science Letters 21, no. 4 (April 1, 2015): 612–17. http://dx.doi.org/10.1166/asl.2015.5985.

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Objectives of this paper are to analyze the current system of policies selling in a particular Life Insurance company, especially for unit link life insurance product to understand the problems or gaps in the company. According to the result of Business Inteligence (Analysis of Insurance Industry) from the particular Life Insurance, assets of the company are big enough to do some investments in technology to gain more premium income, but the fact is premium income of said Life Insurance company was not good enough if it is compared with its competitors. So based on that problem, it is needed to find the requirements of new system as a solution, then the design a new web-based application of e-proposal to customer's decision making of the Life Insurance company. Methodology which is used in this research are colecting data by library research and field research. After that, analysis based on the theory Fishbone Diagram Analysis, Critical Success Factor Analysis, and Object Oriented Analysis will be carried out. On the design phase, Object Oriented Design is used and then evaluate the result of a new system design by Eight Golden Rules of designing user interface. Result of this research is a web based application to make the distribution of proposal faster and more simple. The procedure of new system will also make the information of policies benefit can be easily accessed by Customer and Insurance Agencies, so the company will also gain customer satisfaction and loyalty. In the end, we can conclude that e-proposal is the right solution for the company to drive customer's decision making and finally will improve Life Insurace company's product selling and also increase the premium income.

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Ettis, Saïd Aboubaker, and Mohamed Mabrouk Haddad. "Utilitarian and Hedonic Customer Benefits of e-Insurance." International Journal of E-Business Research 15, no. 1 (January 2019): 109–26. http://dx.doi.org/10.4018/ijebr.2019010107.

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The e-insurance adoption is an important issue that remains poorly investigated in academic research. E-insurance offer customers the possibility to obtain the most of insurance services at home, such as subscribing via the Internet to a contract of insurance, viewing and managing insurance contracts, and performing simulations. This study examined the influence of consumers' perceived benefits on their attitude toward e-insurance and its subsequent impact on behavioral intentions. The moderating effects of gender were also assessed. A survey was used for data collection. The proposed model was tested through the structural equation modeling SEM-PLS approach. Results showed that perceived hedonic and utilitarian benefits were significantly related to attitudes toward e-insurance, which was a prominent predictor of the behavioral intention to use e-insurance. This positive relationship was moderated by gender. The findings might provide insurance companies' decision-makers with information that could be useful in designing e-insurance systems and attracting customers to e-insurance.

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Nazim Uddin, Mohammad Nazim Uddin, Manjurul Alam Mazumder, and Mustafa Manir Chowdhury. "INSURANCE BUSINESS AND RISK MANAGEMENT : AN EMPIRICAL STUDY ON GENERAL INSURANCE COMPANIES IN BANGLADESH." Indonesian Management and Accounting Research 13, no. 2 (February 2, 2018): 62. http://dx.doi.org/10.25105/imar.v13i2.1157.

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<p>The importance of insurance business has been well recognized and emphasized in the risk management of individuals, trade, commerce and industry. The study examines the contribution of insurance business in risk management of Bangladesh. The study has used primary and secondary data. In order to collect primary data two sets of structural questionnaire are developed, which are prepared in the light of the objectives of the study. The secondary data are collected only relevant to the insurance business and risk management in Bangladesh for the theoretical development of the study. The data have been analyzed using statistical measures such as mean, ratio and 5 point- likert scale to validate the findings. This study revealed that the insurance business has made substantial effect for the risk management in Bangladesh. The study seems to carry an enormous academic value since a few studies have been undertaken in this area. It may be helpful to the regulatory body, insurance companies, Rating agency, Bangladesh insurance association, Bangladesh academy Academic researchers and national policy makers who have been making endeavour to improve insurance sector in developing countries as well as Bangladesh as a whole.</p><p>Key Words: Insurance Business, Risk Management, Bangladesh</p>

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Hodge, James G., Erin C. Fuse Brown, Daniel G. Orenstein, and Sarah O'Keefe. "Congress, Courts, and Commerce: Upholding the Individual Mandate to Protect the Public's Health." Journal of Law, Medicine & Ethics 39, no. 3 (2011): 394–400. http://dx.doi.org/10.1111/j.1748-720x.2011.00609.x.

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Despite historic efforts to enact the Patient Protection and Affordable Care Act (PPACA) in 2010, national health reform is threatened by multiple legal challenges grounded in constitutional law. Premier among these claims is the premise that PPACA’s “individual mandate” (requiring all individuals to obtain health insurance by 2014 or face civil penalties) is constitutionally infirm. Attorneys General in Virginia and Florida (joined by 25 other states) allege that Congress’ interstate commerce powers do not authorize federal imposition of the individual mandate because Congress lacks the power to regulate commercial “inactivity.” Stated simply, Congress cannot regulate individuals who choose not to obtain health insurance because they are not engaged in a commercial venture. Several courts initially considering this argument have rejected it, but two federal district courts in Virginia and Florida have concurred, leading to numerous appeals and the near promise of United States Supreme Court review.

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Tamin, J. "Life insurance and HIV antibody testing." BMJ 305, no. 6867 (December 12, 1992): 1497–98. http://dx.doi.org/10.1136/bmj.305.6867.1497-e.

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Toukabri, Maher Taib, and Saïd Aboubaker Ettis. "The Acceptance and Behavior Towards E-Insurance." International Journal of E-Business Research 17, no. 2 (April 2021): 24–39. http://dx.doi.org/10.4018/ijebr.2021040102.

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The expansion of ICTs (information and communication technologies) and the intensification of competition have induced firms to sell online. Insurance companies, for instance, have been urged to rely on such new technologies to be able to strengthen their presence on the market. This research used the technology acceptance model (TAM) and the theory of planned behavior (TPB) to study the factors that influence the e-insurance adoption. This study gathers data through a face-to-face administered survey involving insured persons. The hypotheses and the model were tested using AMOS co-variance-based structural equation modeling. The findings showed that perceived ease of use, subjective norms, perceived behavioral control, and attitude are the predominant predictors of the intention to buy insurance online. Those findings provide decision-makers in insurance companies with information useful in designing online offerings, creating a positive attitude towards e-insurance, and attracting customers.

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Zeng, Qi, and Long Ling Wang. "Analysis on the Acquisition between Ping an Insurance Company of China, Ltd and Shenzhen Development Bank Limited Company." Advanced Materials Research 219-220 (March 2011): 1403–6. http://dx.doi.org/10.4028/www.scientific.net/amr.219-220.1403.

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June 12, 2009, Ping An Insurance (Group) Company of China, Ltd published announcement that it would adopt " directional addition + agree on transfering " to acquire Shenzhen Development Bank. The news came out, all walks of life proclaimed comments in droves, which account for the majority, so far the transaction has been gained first certainty from the China Insurance Regulatory Commission, Department of Commerce, China's Bank Regulatory Commission, China's Securities Regulatory Commission and other departments. This paper attempts to review the process of this incident, briefly analyze of the advantages and disadvantages after its acquisition, discuss the guided significance to mixed operation of China's financial industry.

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Hassan, Md Shahinur, Md Mizanuzzaman Mizanuzzaman, and K. M. Anwarul Islam. "The Effects of Training to the Employee Performance and Development: A Study of Fareast Islami Life Insurance Company Limited, Bangladesh." International Journal of Business and Management Future 4, no. 2 (September 28, 2020): 17–40. http://dx.doi.org/10.46281/ijbmf.v4i2.785.

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Fostering more efficient capital allocation; encouraging loss mitigation; enabling risk to be managed more efficiently; helping mobilized savings; facilitating trade and commerce; substituting for and complementing government security programs and promoting financial stability insurance company plays a vital role to a country's economy. Despite prolonged political instability, poor infrastructure, endemic corruption, insufficient power supplies, and slow implementation of economic reforms Bangladesh's economy has grown by approximately 6 percent annually for two decades. In this case, the insurance companies of Bangladesh have been keeping a significant role for a long since. Considering the enhancement of the development of insurance sectors, different institutes and academics have been established. But those are inadequate for the fulfillment of developing this industry and manpower also. So, regarding this context, I select the matter of The Effects of Training & Development of Performance: A Case Study of Fareast Islamic Life Insurance Ltd. This study is conducted to Fareast Islamic Life Insurance Head Office and its five branch offices. Identification of the improvement of manpower and their occupational development and how they can contribute to their organization is the main issue of this study.

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Jat, Mohsin Nasir, and Muhammad Shakeel Sadiq Jajja. "TCS: ‘Hazir SubKuch’—Making Everything Present." Asian Journal of Management Cases 17, no. 1 (January 16, 2020): 17–35. http://dx.doi.org/10.1177/0972820119892738.

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The case describes the journey of TCS as it became Pakistan’s leading logistics service provider. It highlights how and when TCS acquired different logistics and other value-adding capabilities and how these capabilities, in turn, complimented the diverse logistics services that TCS offered to a wide variety of businesses. TCS had been offering a top-notch Express and Logistics service around Pakistan for 30 years. TCS started as a company providing secure distribution of letters and packages. Customers perceived TCS as a shipping solution provider for all their goods transportation needs which included parcels, documents, E-commerce products and even their groceries. Table 1 of the case study highlights that TCS had taken up some unique and new initiatives. TCS handled four main clientele areas: Corporate, Consumer, International and E-commerce. For consumer wing, TCS oversaw bookings of documents and parcels at the express centres, door-to-door containerized shipments, domestic and international air ticketing, visa application drop box facility for various countries and financial services in the form of insurance plans. On the corporate side, TCS provided warehousing and distribution, digital printing and bulk mail solutions. International and e-commerce both catered consumer and corporate segments. Over the last decade, TCS had established a warehousing and distribution wing and a mail management and printing facility. Other ventures and services that TCS offered were Visatronix, Hazir, Home Movers, E-COM, TCS Aviation, Mail Management System, Warehouse and Distribution, Intiana, Sentiments express and Octra. The case focusses on the decision of whether or not to run an ambitious new logistics service, that is, Hazir SubKuch (HSK), meant to deliver anything non-prohibited that a customer wanted, on a crowdsourcing model. In the proposed crowdsourcing model, after training and evaluation, anyone could assume the role of a customer service provider by connecting to the system remotely. Similarly, pickup and delivery jobs could be performed under an Uber-like model by anyone who owned a ride and had smartphone connectivity. The service was a brainchild of the new CEO, hired by the founder and chairman as part of the new management team to bring a fresh dynamism in the company.

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Grover, Samuel T. "Religious Exemptions to the PPACA's Health Insurance Mandate." American Journal of Law & Medicine 37, no. 4 (December 2011): 624–51. http://dx.doi.org/10.1177/009885881103700404.

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Arguably the most controversial change to the U.S. healthcare system written into the Patient Protection and Affordable Care Act (“PPACA” or the “Act”) is what has been colorfully termed the Act’s “individual mandate,” the provision that establishes tax penalties for those who do not maintain health insurance in 2014 and beyond. Though the health insurance mandate does not go into effect until 2014, it has already faced numerous constitutional challenges in district and circuit courts, with entirely inconsistent results. Conflicting decisions regarding the Act’s constitutionality at the circuit court level cry out for Supreme Court review. But while the individual mandate’s validity under either the Commerce Clause or Congress’s taxing power has been the focal point of litigation thus far, another aspect of the individual mandate may undermine the goal of establishing universal, affordable healthcare coverage for all Americans. As currently written, the religious conscience exemption from the PPACA’s individual mandate threatens the efficacy of the Act and potentially exposes it to legal challenges under the Constitution’s Religion Clauses.

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Costello, Graham I., and Jörg H. Tuchen. "A comparative study of business to consumer electronic commerce within the Australian insurance sector." Journal of Information Technology 13, no. 3 (September 1998): 153–67. http://dx.doi.org/10.1080/026839698344800.

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Stojanac, Nenad, Ognjen Stevančević, Jasna Prodanov Radulović, Radoslav Došen, Marko R. Cincović, Aleksandar Potkonjak, and Vuk Vračar. "FORENSIC EXAMINATION OF A BOAR DIED DURING TRANSPORT AIMED AT REIMBURSEMENT OF INSURED ANIMAL." Archives of Veterinary Medicine 8, no. 1 (March 8, 2016): 47–57. http://dx.doi.org/10.46784/e-avm.v8i1.106.

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The long lasting transport of high-value animals during the import represents the signifi cant stress factor for animals, which can lead to severehealth problems and even animal death. Thus, insurance of animals against the event of death is highly recommended. In case of the damage ofthe insured animal (death) it is necessary to implement all statutory and contractual measures for determining the reasons of the damage in orderto eff ectively compensate the loss in the country, in which the animal is insured. In this article, we described the case control study, a death of breeding animal (boar) during the transport (import) from Denmark to Serbia. The animal was insured in exporting country and the forensic expertise was necessary to the purpose of adequate insurance compensation. On the basis of applied methods, which included medical history, records of clinical fi ndings, gross pathological fi ndings and laboratory examination, the cause of death of imported boar was identifi ed (heart failure and suff ocation). The Danish insurance company accepted the results of the examination and compensation has been successfully implemented on behalf of the dead boar.

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Houston, Muiris. "Irish obstetricians worried by gap in insurance cover." BMJ 329, no. 7468 (September 23, 2004): 704.6. http://dx.doi.org/10.1136/bmj.329.7468.704-e.

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Cebulak, Jan. "Instytucje otoczenia biznesu jako czynnik wspomagający rozwój przedsiębiorczości w woj. podkarpackim." Przedsiębiorczość - Edukacja 5 (January 1, 2009): 198–207. http://dx.doi.org/10.24917/20833296.5.18.

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Institutional infrastructure, consists of economic development agencies, commerce and industrychambers, banks, loan and saving funds, investment companies, development funds, economicsupport funds, insurance companies etc., is the signiﬁcant factor in regional development. ThePodkarpacie region has a great institutional potential for the support in the regional development;potential equal to the Małopolskie region with highest level of economic development. Thispotential is not fully used for the directions of the regional development deﬁned in theaccepted strategies and in other agendas for Podkarpacie.

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L, Mary T. "Impact of E-Insurance in Rural Area with Special Reference to Irinjalakuda." International Journal of Trend in Scientific Research and Development Volume-2, Issue-1 (December 31, 2017): 1262–69. http://dx.doi.org/10.31142/ijtsrd8209.

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Bodendorf, Freimut, and Andreas Schobert. "Enhancing e-CRM in the insurance industry by mobile e-services." International Journal of Electronic Customer Relationship Management 1, no. 3 (2007): 269. http://dx.doi.org/10.1504/ijecrm.2007.017796.

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Schumacher, Jamie. "From Blackbeard to Jack Sparrow—Who are today’s pirates and why do we care? The effect the legal definition of piracy has on the international shipping industry and maritime insurance coverage." Journal of Law and Commerce 32, no. 1 (October 25, 2013): 135–53. http://dx.doi.org/10.5195/jlc.2013.56.

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Today’s pirates may seem more like terrorists, and their effect can be felt on a variety of sectors within society, most notably international commerce. The shipping industry deals with the threat of pirate attacks on a regular basis. In order to prevent a profit loss from those attacks, the industry has sought insurance coverage. The difficulty arises within these insurance policies as to the definition of “piracy,” and whether acts that more closely resemble terroristic activities as opposed to the traditional notion of piracy are covered. This Student Note evaluates the evolving definition of piracy, both within the United States’ court system and in international law. The lack of a consistent definition raises the argument that policy coverage varies too significantly to effectively protect the economic loss associated with a pirate attack. The Note concludes by noting that regardless of how piracy is defined, the threat of attacks still exists. Additionally, due to liability under the United Nations Convention for the International Sale of Goods (CISG), insurance coverage within the shipping industry will still be sought.

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Lee, Ching-Chang, Hsing Kenneth Cheng, and Hui-Hsin Cheng. "An empirical study of mobile commerce in insurance industry: Task–technology fit and individual differences." Decision Support Systems 43, no. 1 (February 2007): 95–110. http://dx.doi.org/10.1016/j.dss.2005.05.008.

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Rosenbaum, Diane, Samuel S. Gidding, Lisa C. Bookstein, and Stephanie Weaver. "Insurance reimbursement for preventive cardiology services." American Journal of Cardiology 66, no. 20 (December 1990): 1515–16. http://dx.doi.org/10.1016/0002-9149(90)90547-e.

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Black, Fischer, and AndréF Perold. "Theory of constant proportion portfolio insurance." Journal of Economic Dynamics and Control 16, no. 3-4 (July 1992): 403–26. http://dx.doi.org/10.1016/0165-1889(92)90043-e.

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Goovaerts, M. J., F. De Vylder, and R. Kaas. "A stochastic approach to insurance cycles." Insurance: Mathematics and Economics 11, no. 2 (August 1992): 97–107. http://dx.doi.org/10.1016/0167-6687(92)90046-e.

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Journal articles on the topic 'E-Commerce of the Insurance'

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