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Journal articles on the topic 'E-payment'

Author: Grafiati

Published: 4 June 2021

Last updated: 25 July 2025

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1

Anil, Lohar, Y. Gajare Yogini, and Kumar Atul. "E-payment system: Characteristics and features." Siddhant Management Review 2, no. 1 (2017): 19–23. https://doi.org/10.5281/zenodo.6677351.

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The financial system is considered as a real backbone of any economy. A reliable and transparent financial system is a must for handling an increasing number of monetary transactions of the economy. The e-payment system in India becoming more popular and e-payments have witnessed an exponential growth in last few years. In this article, first attempt is made to understand the e-payments, second attempt to critically analyses characteristics of e-payment system and final attempt to find the features of the ideal electronic payment system. The article is based on exploratory research and seconda

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2

Tan, Emmelia, Dadang Heri Kusumah, and Acin Damanik. "Impresi e-Payment dan Niat Berperilaku Baru Bagi Pemanfaatan Inklusi Keuangan Digital UMK." Jurnal Pengembangan Wiraswasta 23, no. 3 (2021): 163. http://dx.doi.org/10.33370/jpw.v23i3.643.

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Bagaimana impresi penggunaan e-payment dan niat berperilaku baru menggunakan e-payment di masa new normal pada usaha mikro dan kecil?. Penelitian ini bertujuan menguji model penelitian yang menjelaskan impresi e-payment dan niat berperilaku baru terhadap pemanfaatan inklusi keuangan digital UMK. Sampel penelitian adalah usaha mikro dan kecil di Cikarang, sebanyak 81 responden pemilik UMK. Data penelitian diolah dan dianalisa menggunakan SEM-PLS dengan aplikasi WrapPLS 7.0. Hasil penelitian mengemukakan bahwa impresi e-payment berpengaruh positif signifikan terhadap niat berperilaku dan inklusi

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Rabiah, Arbi Siti, Mochammad Fahlevi, Nendi Juhandi, and Pawit Winarto. "HARUSKAH E-PAYMENT TRUST DITERAPKAN E-COMMERCE SEBAGAI FAKTOR KEPUASAN KONSUMEN?" E-Jurnal Manajemen Universitas Udayana 9, no. 7 (2020): 2724. http://dx.doi.org/10.24843/ejmunud.2020.v09.i07.p13.

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Consumer trust related to payment is an important topic in several studies of online shopping. Consumers are very concerned about security in transactions including when making payments in cashless. This study uses a non-parametric test using SmartPLS with 243 respondents used as samples. The results of this study provide information that E-payment trust is an important factor for consumer satisfaction in E-commerce in Indonesia. Trust related to payments is closely related to information security and data privacy security of consumers when making transactions on E-commerce. Keywords: Tr

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Putri, Wenti Frisca Septiani, Welly Surjono, and Eugenia Marina Theresia Elsera. "Comparative Analysis Of Motor Vehicle Tax Payment Methods: Case Study Of One-Stop Integrated Administrative Service Office In Greater Bandung." Adpebi Science Series 1, no. 1 (2023): 1–8. http://dx.doi.org/10.54099/icemat2023.v1i1.283.

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Motor vehicle tax is one of the contributors to the tax sector so that its handling must be truly optimal so that tax absorption can run optimally. The One-Stop Manunggal Administration Service Office as an institution that handles motor vehicle tax revenue, tries as much as possible to innovate by making new breakthroughs using information technology, namely by bringing up an e-payment tax payment system that aims to facilitate taxpayers in carrying out their obligations to pay motor vehicle taxes. Whether or not the use of the e-payment system in tax payments is effective is an interesting t

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Wiśniewski, Jerzy Witold, Ewelina Sokołowska, Jinghua Wu, and Anna Dziadkiewicz. "Evolutionary Game Analysis of the Partners’ Behavior in the Rural E-Payment Market of China." Risks 9, no. 12 (2021): 220. http://dx.doi.org/10.3390/risks9120220.

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The rural e-payment market in China is becoming one of the important topics in the research field because of its contribution to the efficiency of fund flows in the economy. Further development of the rural e-payment market mainly depends on its partners’ acceptance. In March 2020, 776.08 million people were using mobile payments in China. After the COVID-19 pandemic in China, the Payment and Clearing Association of China launched an action to encourage citizens to use mobile payments. In this article evolutionary game theory is presented. The benefits of e-payments between financial instituti

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Doddy, Muhammad, Juhary Ali, Anton Hindardjo, and Asrul Sani. "Boost Zakat Fundraising Through E-Customer Relationship Management in Digital Era." Technium Business and Management 2, no. 2 (2022): 61–70. http://dx.doi.org/10.47577/business.v2i2.6762.

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At present, zakat payments allow payment via online. Therefore, the relationship between the Amil Zakat Institution and the muzakki must be strengthened, primarily through online zakat payments. E-CRM or what is known as e-Customer Relationship Management is used to facilitate the implementation of CRM in the world of digital payments. E-CRM allows the Amil Zakat Institution to provide appropriate services to satisfy muzakki and increase muzakki loyalty in paying zakat through online applications. Also, the E-CRM feature is essential for management. Zakat Payer Relations Online, without the e-

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Rahadi, Raden Aswin, Yunieta Anny Nainggolan, Kurnia Fajar Afgani, et al. "Towards a cashless society: Use of electronic payment devices among generation Z." International Journal of Data and Network Science 6, no. 1 (2022): 137–46. http://dx.doi.org/10.5267/j.ijdns.2021.9.014.

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Nowadays, transactions on e-commerce platforms (e-payment) utilizing a credit card are popular. Using credit cards for electronic purchases over the Internet is much different from offline purchases in traditional stores; only online transactions do not include either physical credit card or a signature. The e-payment has become a common mode of payment for online transactions made. It is an electronic billing system that gives clients the ability to make payments using the Internet. The objective of this paper was to analyze the associations among continuance intention e-payment, effort expec

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B, Vignesh. "Role of E-Payment Market for Improving the Accountability of Indian Business Sector During Covid 19." Technoarete Journal on Advances in E-Commerce and E-Business (TJAEE) 1, no. 1 (2022): 17–21. http://dx.doi.org/10.36647/tjaee/01.01.a004.

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The research article has all about the e-payments role over the Indian business sector during the pandemic of COVID-19. The important findings are to show the role of the e-payment system which has the capacity to improve the Indian business sector in the pandemic situation. The e-payment method uses the time for buying anything or paying some taxes or others. Systematic review has been conducted in this research paper to understand accountability of e payment especially in the e-payment marke. Keyword : E-payment, COVID-19, Indian business sector

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Mushkudiani, Nino. "Development of Electronic Payments in Georgia." Economics and Culture 15, no. 2 (2018): 64–74. http://dx.doi.org/10.2478/jec-2018-0021.

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Abstract Electronic payments are considered to be a fast and secure alternative for traditional payment methods. Today, it is impossible to imagine modern bank operations, commercial transactions and other payments without electronic payments. This article shows that electronic payments are not the only means for reducing costs with respect to other payment methods, such as cash, but can also generate significant benefits for increasing economic development and reducing shadow economy. The paper focuses on the development of electronic payments in Georgia and its impact on the economy of the c

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Neprash, Hannah T., Ezra Golberstein, Ishani Ganguli, and Michael E. Chernew. "Association of Evaluation and Management Payment Policy Changes With Medicare Payment to Physicians by Specialty." JAMA 329, no. 8 (2023): 662. http://dx.doi.org/10.1001/jama.2023.0879.

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ImportanceUS primary care physicians (PCPs) have lower mean incomes than specialists, likely contributing to workforce shortages. In 2021, the Centers for Medicare &amp;amp; Medicaid Services increased payment for evaluation and management (E/M) services and relaxed documentation requirements. These changes may have reduced the gap between primary care and specialist payment.ObjectivesTo simulate the effect of the E/M payment policy change on total Medicare physician payments while holding volume constant and to compare these simulated changes with observed changes in total Medicare paymen

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Soegoto, E. S., and R. A Rahman. "Technology on E-Payment Systems." International Journal of Research and Applied Technology 1, no. 1 (2021): 140–47. http://dx.doi.org/10.34010/injuratech.v1i1.5657.

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The purpose of this study is to examine the importance of technology in business, especially in terms of transactions. The method used in this study was a descriptive method by reading from various international and domestic journals. The results of this study were identification of how simple and important technology was in influencing payment systems that were slowly changing from conventional to electronic payments (e-payment). We also discussed what information related to e-payment, such as safety, functions, and available features from using this e-payment system.

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Mohan, Akshay. "“Impact of E-Payment Systems on Customer Satisfaction”." International Journal for Research in Applied Science and Engineering Technology 9, no. 10 (2021): 573–81. http://dx.doi.org/10.22214/ijraset.2021.38314.

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Abstract: Everything has shifted online since the outbreak of the pandemic, from education to full-time jobs to health check-ups. What's important to remember here is that the majority of our day-to-day activities increasingly include making payments online. Although e-payment and e-banking solutions have been available for some time now, the pandemic has effectively compelled a huge portion of the urban and rural populations to use them. This research study aims to find out how widely epayment and e-banking systems are used and how they affect the user experience. Researchers have often been

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Prasetya, Machmudin Eka, Intan Salwani Mohamed, Shuhaida Mohamed Shuhidan, and Gede Harja Wasistha. "The COVID-19 Pandemic as a Driving Force for E-Wallet Adoption in Indonesia." Business and Management Horizons 9, no. 2 (2021): 40. http://dx.doi.org/10.5296/bmh.v9i2.19335.

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During the COVID-19 pandemic, e-payment systems, also known as cashless payment systems, have steadily evolved as a payment system instrument. Changes in payment methods, followed by a growth in digital payment systems, may be driving people to use e-wallets. The functions of an e-wallet are similar to those of an e-banking or mobile banking account, but an e-wallet gives greater convenience and simplicity of access while making payments. Because the use of e-wallets can help reduce the spread of COVID-19-causing coronaviruses, this study looks into the possibilities of increasing e-wallet usa

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Chauhan, Madhu, and Isha Shingari. "Future of e-Wallets: A Perspective From Under Graduates’." International Journal of Advanced Research in Computer Science and Software Engineering 7, no. 8 (2017): 146. http://dx.doi.org/10.23956/ijarcsse.v7i8.42.

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This paper study about e-payments specifically mobile wallets. As we all know that after demonetization, there is a tremendous increase in number of e-payments. This paper specifically targets undergraduate students and portrays their preferred mode of payment. It also suggest some steps that should be taken for betterment of e-payment facilities.

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Soegoto, Eddy Soeryanto, and R. A. Rahman. "E-Payment Systems in Selling Product." Proceeding of International Conference on Business, Economics, Social Sciences, and Humanities 1 (December 1, 2020): 59–65. http://dx.doi.org/10.34010/icobest.v1i.12.

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The purpose of this study is to examine the importance of technology in business, especially in terms of transactions. The method used in this study was a descriptive method by reading from various international and domestic journals. The results of this study were identification of how simple and important technology was in influencing payment systems that were slowly changing from conventional to electronic payments (e-payment). We also discussed what information related to e-payment, such as safety, functions, and available features from using this e-payment system.

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Long, Siyu, Abdullah Al Mamun, Qing Yang, Jingzu Gao, Wan Mohd Hirwani Wan Hussain, and Sayed Samer Ali Al Shami. "Modelling the mass adoption of mobile payment for e-hailing services using SEM-MGA." PLOS ONE 18, no. 10 (2023): e0287300. http://dx.doi.org/10.1371/journal.pone.0287300.

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Secured financial transactions can now be conveniently made via mobile devices for various products and services, such as e-hailing. However, limited research exists on the factors influencing the adoption of mobile payments specifically for e-hailing services, despite the growing interest in mobile payments in China. This cross-sectional study quantitatively assessed the influence of perceived usefulness, perceived ease of use, social influence, facilitating conditions, perceived security, and lifestyle compatibility on the intention to adopt and the actual adoption of mobile payment for e-ha

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Novianti, Diana, and Baihaqi Baihaqi. "The Influence of E-Payment and E-Commerce Services on Supply Chain Performance MSMEs." Asian Journal of Applied Business and Management 4, no. 2 (2025): 405–20. https://doi.org/10.55927/ajabm.v4i2.141.

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This study aims to examine the influence of e-payment and e-commerce services on MSME supply chain performance. A quantitative method was used by distributing questionnaires to 100 selected MSME respondents that utilize e-payment and e-commerce. The sampling technique applied was purposive sampling. SPSS version 26 was used for data analysis, specifically multiple linear regression. The findings show that e-payment and e-commerce services have a favorable and significant impact on the functioning of MSME supply chains. E-payment improves transaction efficiency and accelerates supplier payments

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Akbar, Hardhan Syaifullah, and Muhammad Ikhlash. "E-Payment in The Eyes of Students: Analyzing the Impact of Trust, Risk, Benefits and Income." Social Sciences Insights Journal 1, no. 3 (2023): 12–22. http://dx.doi.org/10.60036/ssijvol1iss3art2.

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This research aims to determine the influence of a person's beliefs, risks, benefits, and income on interest in using e-payment, especially for Politeknik Negeri Batam students. This is quantitative research that uses non-probability sampling and collects respondent data using a Google Drive form, which will then be processed using IBM SPSS Statistics 23. The population of this research is active Politeknik Negeri Batam students who have used online payment methods or e-payments, with a total of 97 samples. The results of the tests carried out in this research show that trust has a negative ef

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Pleno, Allan B. "E-Payment System Readiness of Micro Business Owners." Journal of Social Entrepreneurship Theory and Practice 3, no. 2 (2024): 59–73. https://doi.org/10.31098/jsetp.v3i2.2800.

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This study used qualitative research to examine e-payment system readiness among microbusiness owners in Region III, Philippines. The primary purpose was to explore four key themes: digital literacy and skills, comparisons between cash and e-payment transactions, the downsides of e-payment, and awareness and capacity for e-payment systems. Data were collected through thematic coding of interviews with ten microbusiness owners. The results revealed that most respondents actively engage with digital technology, using mobile devices and computers daily. While internet access is generally availabl

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Matta, Prabhavathi. "Streamlining and Automating Konbini Payment Method to Enhance Customer Experience." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 08, no. 12 (2024): 1–6. https://doi.org/10.55041/ijsrem11110.

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As e-commerce continues to expand globally, businesses are constantly seeking ways to streamline and automate payment processes to enhance customer experience and operational efficiency. One such method, particularly prevalent in Japan, is the konbini (convenience store) payment method where customers can make online purchases and pay for them at physical convenience stores. This paper explores how streamlining and automating the Konbini payment method can enhance customer experience by improving convenience, reducing errors, and increasing operational efficiency. The paper also explores the b

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Suyanto, Suyanto, and Sri Lestari Prasilowati. "The Platform Factors Affecting Digital Payment Advocacy." Journal of Law and Sustainable Development 11, no. 11 (2023): e1700. http://dx.doi.org/10.55908/sdgs.v11i11.1700.

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Objective: This study investigates the impact of e-payment platform reputation, e-customer support, and app navigation ease on e-payment experience, engagement, and advocacy in Indonesia's digital economy. Theoretical Framework: We address the gap in understanding these factors' effect on digital payment advocacy by employing a quantitative design and surveying 360 participants, using structural equation modeling (SEM). Method: Using SEM, we analyze survey data from 360 participants to examine the relationships between e-payment platform reputation, e-customer support, app navigation ease, e-p

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Mat Shafie, Intan Syafinaz, Yuslina Liza Mohd Yusof, Ainun Nadzirah Mahmood, Nor Irvoni Mohd Ishar, Hartini Zuhaila Jamal, and Noor Hidayatul Aini Abu Kasim. "Factors Influencing the Adoption of E-Payment: An Empirical Study in Malaysia." ADVANCES IN BUSINESS RESEARCH INTERNATIONAL JOURNAL 4, no. 2 (2020): 53. http://dx.doi.org/10.24191/abrij.v4i2.10009.

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This study examines the antecedents of the factors that influence customers to adopt the electronic payment system while making payments. Payment is the one of the element to complete the transaction while making payment. Due to the development of E-commerce, e-payment systems have been introducing. So, the use of electronic payment systems is being increasing day by day for people to complete their task quickly ineffective way. The result of the study shows that there is a relationship between dependent variables (effort expectancy and social influence) and independent variable (Adopton of e-

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Nguyen, Thanh D., and Long D. To. "E-Payment Adoption." International Journal of E-Business Research 20, no. 1 (2024): 1–17. http://dx.doi.org/10.4018/ijebr.361595.

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The usage rate of Point-of-Sale (POS) e-payment services in Vietnam is still relatively low compared to other methods, despite their importance in daily e-commerce activities. This study presents a structural model for e-payment adoption specifically for POS. The model integrates various technology adoption theories of Technology Acceptance Model (TAM); Unified Theory of Acceptance and Use of Technology (UTAUT), as well as concepts such as perceived benefits, perceived risk, and trust. Data was collected from 195 participants who have used or intend to use POS for e-payment and analyzed using

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Sylvester Afaha, John. "Electronic Payment Systems (E-payments) and Nigeria Economic Growth." European Business & Management 5, no. 6 (2019): 77. http://dx.doi.org/10.11648/j.ebm.20190506.11.

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Ashrafi, Mafruz Zaman, and See Kiong Ng. "Privacy-preserving e-payments using one-time payment details." Computer Standards & Interfaces 31, no. 2 (2009): 321–28. http://dx.doi.org/10.1016/j.csi.2008.04.001.

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Effendy, Femmy, Vanessa Gaffar, Ratih Hurriyati, and Heny Hendrayati. "ANALISIS BIBLIOMETRIK PERKEMBANGAN PENELITIAN PENGGUNAAN PEMBAYARAN SELULER DENGAN VOSVIEWER." Jurnal Interkom: Jurnal Publikasi Ilmiah Bidang Teknologi Informasi dan Komunikasi 16, no. 1 (2021): 10–17. http://dx.doi.org/10.35969/interkom.v16i1.130.

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This study examines trends in research developments with the topic of the use of mobile payments, e-wallets. The study aims to determine: (1) the development of the number of international publications on the use of mobile payments, w-wallets on the Scopus database from 2016-2020; (2) core journals in international publications on the use of mobile payment mobile payments, e-wallets (3) maps of development of international research publications in the field of use of mobile payment mobile payments, e-wallets based on keywords (co-word). The data was collected by searching through Scopus with t

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Gholami, Roya, Augustine Ogun, Elizabeth Koh, and John Lim. "Factors Affecting e-Payment Adoption in Nigeria." Journal of Electronic Commerce in Organizations 8, no. 4 (2010): 51–67. http://dx.doi.org/10.4018/jeco.2010100104.

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The payment system of a country plays a crucial role in its economy; however, despite the benefits of e-Payment and efforts by financial authorities, Nigeria still has a low e-Payment adoption rate. In this regard, there is an urgent need to investigate the factors that affect individuals’ intention to adopt e-Payment. Drawing on the unified theory of acceptance and use of technology (UTAUT) model, this paper develops a theoretical model for e-Payment adoption in Nigeria. Additionally, a survey was conducted on 500 respondents with 213 complete responses received to test the model, and results

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Bhadra, Subhajit, Saba Naaz, and Dr. Raktim Ghosh. "The E-Payment Trajectory during the Pandemic – The Case of India." Management Journal for Advanced Research 3, no. 1 (2023): 21–25. http://dx.doi.org/10.54741/mjar.3.1.4.

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This study empirically investigates how the different e-payment methods performed during the pandemic as an alternative medium to the traditional mode of payment. E-payment methods namely Real Time Gross Settlement (RTGS), National Electronic Fund Transfer (NEFT), Aadhaar Enabled Payment System (AEPS), Unified Payments Interface (UPI), and Immediate Payment Service (IMPS) are considered from June 1, 2020, to November 30, 2021, when the global pandemic was at its peak. Secondary daily data are considered in this study collected from the RBI database which was converted into corresponding log na

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Lambongang, James Mado. "Assessing the Customer Behaviour in Relation to Electronic Payment Systems (EPS) in Some Ghanaian Banks in the Kumasi Metropolitan Assembly- Kumasi, Ghana." TEXILA INTERNATIONAL JOURNAL OF ACADEMIC RESEARCH 10, no. 3 (2023): 156–77. http://dx.doi.org/10.21522/tijar.2014.10.03.art013.

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Although other payment methods are available, like card, cheque, mobile, and online payments, most Ghanaians still use the cash payment system. The study examined how Ghanaian customers felt about using electronic payments. These included determining thesector andctors that influence consumer adoption and use of electronic payment services in Ghanaian banks, examining customer satisfaction with e-payment in the banking sector, and preventing fraud. A sample size of 100 participants was chosen for the study using purposive sampling to select participants from the banks and systematic sampling t

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Vishwakarma, Archit. "The Impact of Mobile Payment Adoption on Consumer Spending Habits." INTERNATIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 06 (2025): 1–9. https://doi.org/10.55041/ijsrem50447.

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Executive Summary My project's objective is to look into how customers behave when using digital payment options. To bolster the case for e-payments, this study looks at the current inefficiencies in government payment systems and estimates the potential strategic and financial benefits of switching to electronic government payment flows. Since digital payment methods are more widely used and effective, impoverished rural residents are probably going to engage more. This will also help the central government achieve its long-standing goal of reducing poverty and hunger through its food subsidy

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Sutia, Sabar, Mochammad Fahlevi, Mohamad Saparudin, Dasih Irma, and Sari Maemunah. "Should e-Payment Trust be e-Commerce Implemented as a Consumer Satisfaction Factor?" E3S Web of Conferences 202 (2020): 16002. http://dx.doi.org/10.1051/e3sconf/202020216002.

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Consumer trust related to payment is an essential topic in several studies of online shopping. Consumers are very concerned about security in transactions including when making cashless payments. This study uses a non-parametric test using a SmartPLS with a sample of 243 respondents. The results of this study provide information that E-payment trust is an important factor for consumer satisfaction in E-commerce in Indonesia. Trust related to payments is closely linked to information security and data privacy security of consumers when making transactions on E-commerce.

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Maslov, Dmytro S. "Introduction of the Central Bank’s Digital Currency in Ukraine: Analysis and Prospects." Business Inform 11, no. 550 (2023): 248–57. http://dx.doi.org/10.32983/2222-4459-2023-11-248-257.

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The aim of the article is to analyze the prospects for the introduction of the central bank’s digital currency in the Ukrainian economy. The e-hryvnia can become an alternative to traditional payment transaction instruments, providing a simpler, more secure, and more reliable ability to make payments for services, goods, and various transactions. The article discusses the introduction of the e-hryvnia as a digital currency of the central bank in Ukraine. The issues related to the economic essence of the e-hryvnia are considered, the evolution of forms of money is studied, the main characterist

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Pahwa, Ashima, and Tilak Raj. "Electronic Payments: Transformation in Payment Style and its Growth in India." RESEARCH REVIEW International Journal of Multidisciplinary 7, no. 10 (2022): 24–29. http://dx.doi.org/10.31305/rrijm.2022.v07.i10.003.

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In the present scenario, the way of performing financial transactions by the people is entirely transformed. Consumers briskly switch to cashless payment methods. E-Payment is an innovative and digitalized payment service that refers to payment for financial transactions over the internet. It can be done through cards, with the use of mobile apps, at POS and through P2P transfers. E-modes are operated for different reasons for instance purchase of goods and payment of services, transfer of money, recharges, bill payments, ticket bookings etc. Today the way to shop and pay for it has undergone

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Octaviani, Leonarda Sukacita, Fransisca Desiana Pranatasari, and H. Hery Maridjo. "PENGARUH KEMUDAHAN PENGGUNAAN, MANFAAT DAN KEPERCAYAAN TERHADAP MINAT MENGGUNAKAN E-PAYMENT QRIS PADA GENERASI Z." Parsimonia - Jurnal Ekonomi dan Bisnis 11, no. 2 (2024): 98–107. http://dx.doi.org/10.33479/parsimonia.v11i2.1046.

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The use of QRIS-based electronic money has become very popular as a non-cash payment system because society has shifted to non-cash payments. This study aims to determine the influence of ease of use, benefits, and trust on the interest in using QRIS e-payment. The research method used is descriptive quantitative. The population in this study includes all Generation Z individuals who have used QRIS e-payment in the past year and reside in the Special Region of Yogyakarta. The sampling technique employed is purposive sampling, with a sample of 96 Generation Z individuals who have used QRIS e-pa

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Jennifer, Catharina Chrisyana, Marsella Katy, Nathalina Amelinda, and Tiurida Lily Anita. "Continuance Intention on Using E-Payment in Hotel Business." E3S Web of Conferences 426 (2023): 02126. http://dx.doi.org/10.1051/e3sconf/202342602126.

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This study aims to analyze the continuance intention of using e-payment technology in the hotel business, focusing on sustainable usage. The research adopts a quantitative approach and includes 207 respondents who actively use e-payment technology. Random sampling is employed to ensure a representative sample. Data analysis is conducted using the SmartPLS application. The findings indicate a significant relationship between the desire and interest in using e-payment technology (continuance intention) and the sustainable utilization of e-payment technology. These results contribute to the under

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Dr., P. Sabarinathan, and Vadivelmurugan S. "CONSUMER SATISFACTION TOWARDS ONLINE ELECTRICITY BILL PAYMENT SYSTEM (A STUDY WITH SPECIAL REFERENCE TO POLLACHI TALUK)." International Journal of Current Research and Modern Education 3, no. 1 (2018): 27–30. https://doi.org/10.5281/zenodo.1145482.

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Online payment systems remain a major factor in today’s e-commerce sector. Because businesses are expanding globally and also offering online options, the need for alternative forms of payment are quite significant. An e-commerce payment system facilitates the acceptance of electronic payment for online transactions. Also known as a sample of Electronic Data Interchange (EDI), e-commerce payment systems have become increasingly popular due to the widespread use of the internet-based shopping and banking. E-payments services are a convenient and efficient way to do financial transactions.

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Atul, Kumar. "A study of significant characteristics of e-payment regime in India." MERC Global's International Journal of Management 7, Special Issue 1 (2019): 168–74. https://doi.org/10.5281/zenodo.6671536.

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The financial system is the pillar of any economy. Reliability and transparency are two keys behind any financial system of an economy to handle an increasing number of monetary transactions. In India, for a few years, the e-payment system has accelerated growth due to its popularity among citizens. In this article, the first aim is to understand the e-payments, the second aim is to acutely analyse characteristics of e-payment system and final aim is to find the features of the ideal electronic payment system. The article is constructed with exploratory research and secondary data. The data wa

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Nugrahini, Dian Essa, and Ahmad Hijri Alfian. "PERSEPSI PENGGUNAAN E-PAYMENT DI ERA CASHLESS SOCIETY: PERAN NILAI ONLINE SHOPPING, MANFAAT E-PAYMENT DAN KEPATUHAN SYARIAH (SHARIA COMPLIANCE)." JMM UNRAM - MASTER OF MANAGEMENT JOURNAL 12, no. 1 (2023): 88–99. http://dx.doi.org/10.29303/jmm.v12i1.764.

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This study aims to examine three factors that influence differences in perceptions of using e-payments, namely the perceived value of online shopping, the benefits of e-payments and compliance with Islamic Sharia. This research adopts a quantitative methodology. Data collection was carried out using surveys and interviews. The population in this study are online shoppers, namely buyers who shop online. The results were concluded using the partial least squares structural equation modeling (PLS-SEM) technique. The variable that shows a significant effect on perceptions of using e-payments is th

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Bernhard O. ISHIORO, Ph.D. "THE LONG-RUN IMPACT OF E-PAYMENT ON FINANCIAL INCLUSION IN NIGERIA." International Journal of Management & Entrepreneurship Research 5, no. 5 (2023): 281–90. http://dx.doi.org/10.51594/ijmer.v5i5.485.

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The link between e-payment system and financial inclusion (FI) is the fundamental interest of this paper. Series from the economy of Nigeria were adopted in testing the long-run equations of e-payment and FI. Furthermore, the normalized cointegration technique was applied to ascertain the definite relationship among our series. Our findings suggest that a long-run positive relationship existed between the surrogates of e-payments and financial inclusion in Nigeria. We recommended the widening and deepening of the e-payment mechanism in Nigeria to enhance sustainable financial inclusion.

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Saong, Marilou, Eduardo Zuñiga, and Kirstein Palmares. "Satisfaction with and Challenges of Bank Remittance in Student Payments in the Philippines." International Journal of Academe and Industry Research 4, no. 3 (2023): 20–36. http://dx.doi.org/10.53378/353001.

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The education sector is one of many that has been affected by the digitization of payments and administrative processes. The study used a descriptive survey method to analyze the student payment process, focusing on the stakeholders’ preferences, satisfaction, and challenges with bank remittance. The respondents included 422 undergraduate and graduate students, 13 parents, and 18 personnel in one University in the Philippines. The vast majority of respondents (63.68 percent – 95.86 percent) were aware of the university’s cash payments, online fund transfers through banks, over-the-counter bank

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Mbouassa, Edmond Yannick, and Dong Hui Hu. "Practical Design And Implementation Of A Mobile Off-Line E-Wallet." International Journal of Computer Science Issues 16, no. 3 (2019): 1–9. https://doi.org/10.5281/zenodo.3252959.

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With the advancement of digital economies many mobile payment systems have seen the day, with these mobile payment systems you can make a payment to anyone who uses the same payment system as yours. But most of these systems are internet based systems. This doesn’t seem to be a problem in developed countries that have permanent access to the internet. For developing countries and third world countries this is still a problem. In some areas of the world having a permanent access to internet connection is still a luxury that many cannot afford. Here we present a mobile offline payment mobi

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Vynogradova, Olena, Iryna Sovershenna, Alua Yesmakhanova, and Olha Ihnatenko. "Development trends of payment ecosystems as a key link of the e-commerce infrastructure." International Science Journal of Management, Economics & Finance 3, no. 5 (2024): 45–54. http://dx.doi.org/10.46299/j.isjmef.20240305.06.

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The article provides an analytical assessment of trends and prospects for the development of payment ecosystems as a key link of e-commerce infrastructure. The factors of the development of electronic payment systems are systematized: the formation of technical and technological prerequisites related to general digitalization (payment infrastructure, network of POS terminals; mobile telephony capabilities; Abstract. The article provides an analytical assessment of trends and prospects for the development of payment ecosystems as a key link of e-commerce infrastructure. The factors of the devel

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Ferra, Yesi, and Shochrul Rohmatul Ajija. "The Influence of Non-Cash Payment Transactions on Economic Growth in 5 ASEAN Countries." Jurnal Ilmu Ekonomi Terapan 8, no. 2 (2023): 272–83. http://dx.doi.org/10.20473/jiet.v8i2.51745.

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Technological advances are currently growing rapidly, financial technology is no exception. The development of financial technology has had an impact on innovation in the payment system from a cash payment system to a non-cash payment system. The purpose of this study was to determine the effect of non-cash payment transactions on economic growth in 5 ASEAN countries. The variable of economic growth in this study is calculated through the growth of real GDP published by the World Bank (WDI), and the variable of non-cash payments in this study is assumed to be through the growth of the transact

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Nordin, Noorain Mohd, Nurul Azlinda Chek Talib, Nornajihah Nadia Hasbullah, Hazalinda Harun, Suraya Hamimi Mastor, and Fariha Aiza Ramly. "Understanding Customer Intention to Use E-Payment for Online Shopping." Information Management and Business Review 15, no. 3(I) (2023): 341–46. http://dx.doi.org/10.22610/imbr.v15i3(i).3544.

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The emergence of e-commerce has sparked a huge change in consumer behavior, transforming how individuals purchase and conduct transactions. E-payment has become a pillar of this digital transition. However, some customers are still hesitant to adopt e-payment despite its advantages. This paper aims to unravel the factors influencing customer intentions to use e-payment for online shopping. Based on a review of existing literature on the Technology Acceptance Model (TAM Model) and additional external factors, a proposed model was developed to test consumer's intention to use e-payment for onlin

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Lehner, F. "Lammer, Thomas (Hrsg.) Handbuch E-Money, E-Payment & M-Payment." WIRTSCHAFTSINFORMATIK 49, no. 2 (2007): 148. http://dx.doi.org/10.1007/s11576-007-0037-2.

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Nainggolan, Firmatogu, Maria Magdalena Bate'e, and Eliyunus Waruwu. "ANALISIS PENERAPAN E-BILLING DALAM PENYETORAN PAJAK PADA SATUAN KERJA STASIUN GEOFISIKA GUNUNGSITOLI." Journal of Management : Small and Medium Enterprises (SMEs) 17, no. 1 (2024): 241–49. http://dx.doi.org/10.35508/jom.v17i1.12684.

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This research analyzes how e-billing is implemented in paying taxes at the Stasiun Geofisika Gunungsitoli. The research method used a qualitative method with a descriptive approach. Primary data was obtained through interviews and secondary data was obtained from official documents, related literature, and other relevant information sources. The research results show that tax payments at the Stasiun Geofisika Gunungsitoli have implemented e-billing, payments are made at the Gunungsitoli Post Office using cash payments and there are still delays in tax deposits. There are several obstacles to i

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Prayoga Pidrosa, Rizki Pratama, and Tata Sutabri. "Analisis Kualitas Kinerja Sistem Smart Payment Dibisnis E-commerce." Jurnal Sistem Informasi dan Ilmu Komputer 2, no. 1 (2023): 155–64. http://dx.doi.org/10.59581/jusiik-widyakarya.v2i1.2371.

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The rapid development of e-commerce technology demands the adoption of efficient and reliable payment systems to enhance user experience. This research aims to analyze the quality of smart payment system performance in the context of e-commerce business. The analytical method used includes evaluating the reliability, responsiveness, transaction speed and security of the smart payment system. This study involved a survey of a number of e-commerce customers who use the smart payment system, with a focus on their perception of the quality of system performance. In addition, data collection is car

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Sathyanarayanan R S, Rohith. "A Study on Customer’s Satisfaction on E-Payment with Reference to Thiruvallur District." Journal of Development Economics and Management Research Studies 10, no. 16 (2023): 116–24. http://dx.doi.org/10.53422/jdms.2023.101616.

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Invention of computer in 1960’s and later, introduction of www (world wide web) in 1989 led to revolutionary changes in electronic payment system. electronic payment systems evolved, payment process was minimized to just a few simple steps, which can be done at remote locations away from Bank. As the world becomes increasingly digital, the use of electronic payments (e-payments) has grown significantly. With the rise of e-commerce, it has become crucial to ensure that customers are satisfied with their e-payment experiences. This study is focus on the level of satisfaction on electronic paymen

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S. AlAli, Lamyaa, Musaed S. AlAli, and Sundus K. Al-Yatama, et. al. "Covid-19 Effect on Consumers Perception toward E-Payment: A Case Study on Kuwaiti Consumers." International Journal of Economics and Financial Research, no. 94 (December 30, 2023): 27–31. http://dx.doi.org/10.32861/ijefr.94.27.31.

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As an act of risk management, most governments around the world started imposing curfews and lockdowns to contain the spread of covid-19. These restrictions led e-payment to become the main method of conducting financial transactions. It is well documented that the volume of e-payments transactions had risen dramatically during and after covid-19 lockdowns and Kuwait was no exception. This study aims to identify the sources of that increase in e-payment transactions. Using the data of a questionnaire that was distributed to 170 participants, results showed that covid-19 resulted in an increase

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Drakpa, Dawa, Yeshi Samdrup, Ugyen Tashi, Ugyen Wangchuk Wangyel, Upendra Pokhrel, and Wangdi Norbu. "Factors Influencing E-payment Adoption and its Effect on Consumer Buying Behaviour in Bhutan." Asian Journal of Economics, Business and Accounting 24, no. 12 (2024): 531–46. https://doi.org/10.9734/ajeba/2024/v24i121626.

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Aims: This study examines the factors influencing adoption of e-payment systems in Bhutan and their effects on consumer impulse buying behaviour, providing insights into a developing country's digital payment landscape. Study Design: A quantitative research approach was used to analyse key determinants of e-payment adoption and their impact on consumer buying behaviour. Place and Duration of Study: Data were collected from 399 respondents in Thimphu and Phuntsholing from June to August 2024. Methodology: A structured questionnaire was distributed to selected e-payment users and regression anal

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