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Journal articles on the topic 'Economic aspects of Literacy'

Author: Grafiati

Published: 4 June 2021

Last updated: 27 July 2025

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1

Widyawati, Irin. "FAKTOR-FAKTOR YANG MEMPENGARUHI LITERASI FINANSIAL MAHASISWA FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS BRAWIJAYA." Assets: Jurnal Akuntansi dan Pendidikan 1, no. 1 (2012): 89. http://dx.doi.org/10.25273/jap.v1i1.527.

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<span>The purpose of this study to clarify: (1) the influence of socio-economic status of parents towards education family financial management, (2) the influence of parental socioeconomic status on cognitive aspects of financial literacy, (3) the influence of parental socioeconomic status on financial literacy aspects of attitude, (4) the effect of family financial management education to the cognitive aspects of financial literacy, (5) the effect of family financial management education for financial literacy aspect of attitude, (6) the effect of learning in higher education to cogniti

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Juergens, Carsten. "Digital Data Literacy in an Economic World: Geo-Spatial Data Literacy Aspects." ISPRS International Journal of Geo-Information 9, no. 6 (2020): 373. http://dx.doi.org/10.3390/ijgi9060373.

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Data literacy is an essential skill for today’s digital way of life, to be able to judge the reliability of different data presented, for instance in news and media or in business processes. Geo-Spatial data are a specific kind of data and influence most of our daily decisions. In school one learns how to critically read and reflect texts and literature. So one is literate in the case of textual data. For other data, and especially geo-spatial data, one seems to be less skilled. This contribution is supposed to open one’s eyes to understand the origin of geo-spatial data sets, their specific n

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MPhil Scholar, Mr Asad Khan, Dr Muhammad Saeed Khan, Miss Mahnaz Iqbal Yousafzai, and Kifayat Khan. "Economic Aspects of Literacy on Humans in District Nowshera." Turk Turizm Arastirmalari Dergisi 2, no. 1 (2019): 57–67. http://dx.doi.org/10.26677/tr1010.2019.54.

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Khan, Asad, Muhammad Saeed Khan, and Kifayat Khan. "Economic Aspects of Literacy on Humans in District Nowshera." Journal of Business Management and Economic Research 4, no. 3 (2020): 267–80. http://dx.doi.org/10.29226/tr1001.2020.205.

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Gerth, Florian, Katia Lopez, Krishna Reddy, et al. "The Behavioural Aspects of Financial Literacy." Journal of Risk and Financial Management 14, no. 9 (2021): 395. http://dx.doi.org/10.3390/jrfm14090395.

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In this paper, we investigate the contribution of behavioural characteristics to the financial literacy of UAE residents after controlling for demographic factors. Specifically, we test the relationship between financial literacy and behavioural biases such as representativeness, self-serving, overconfidence, loss aversion, and hindsight bias. Using data collected through survey questionnaires, we apply the methodology developed by the Organization of Economic Co-operation and Development (OECD) to compute financial literacy scores. Our overall results show that all behavioural biases except f

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Rahmawati, Zeni, and Rachma Indrarini. "LITERASI EKONOMI SYARIAH PADA SANTRI PONDOK PESANTREN BAHRUL ULUM TAMBAKBERAS KABUPATEN JOMBANG." Jurnal Ekonomika dan Bisnis Islam 4, no. 3 (2022): 1–14. http://dx.doi.org/10.26740/jekobi.v4n3.p1-14.

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Islamic economics and finance in Indonesia have developed rapidly in last two decades. However, Indonesias Islamic economic literacy is still low at 16,3%. One way that the government has taken toincrease Islamic economic literacy is by encouraging Islamic boarding schools to increase Islamic economic and financial literacy. The purpose of this research is to determine the level of Islamic economic literacy of Santri Islamic Boarding School Bahrul Ulum Tambakberas Jombang using a quantitative approach. Sources of data in this research are primary data and secondary data. Primary data is obtain

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Zureck, Alexander, Viktoria Daus, and Philippe Krahnhof. "Critical Analysis of Pensions Taking into Account Selected Aspects of Financial Literacy." International Journal of Innovation and Economic Development 6, no. 3 (2020): 29–35. http://dx.doi.org/10.18775/ijied.1849-7551-7020.2015.63.2003.

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In this study we investigate the impact of government debt on the economic growth of General financial education, so-called financial literacy, which plays an essential role in private retirement provisions. A study by the Organization for Economic Co-operation and Development (OECD) in 2015 shows that financial literacy is not prevalent in Germany (OECD, 2015). The aim of this scientific paper is to underline the importance of financial literacy for private retirement provisions. Due to the falling level of pensions in Germany, investments in a private pension are essential. Therefore, a regr

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Akimov, Alexander S. "SOCIO-ECONOMIC ASPECTS OF THE DEVELOPMENT OF FINANCIAL LITERACY OF THE POPULATION." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 9/2, no. 139 (2023): 66–72. http://dx.doi.org/10.36871/ek.up.p.r.2023.09.02.010.

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Currently, financial literacy of the population is one of the key aspects affecting the economic stability and social well-being of Russian regions. The author has identified several factors influencing the formation of financial literacy among the population, which differs from the regions and their socio-economic standard of living. The paper discusses the basic principles of personal finance management, including budget management, cost reduction, debt reduction and the creation of reserve funds. The directions for the formation of financial literacy of the population, based on the age cate

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Barata, Juliahir, and Yuana Yuana. "TINGKAT LITERASI EKONOMI PADA MAHASISWA PROGAM STUDI MANAJEMEN STIE INDONESIA PONTIANAK." Jurnal Ekonomi Integra 11, no. 2 (2021): 178. http://dx.doi.org/10.51195/iga.v11i2.160.

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The main purpose of this article's research is to describe the level of economic literacy in management students at the Indonesian College of Economic Sciences Pontianak. The research method used by the author is quantitative dexsripfi with data collection instrument in the form of questionnaires. The subject of this study was students of management study program STIE Indonesia Pontianak academic year 2019/2020 which amounted to 221 students. The data analysis uses an average calculation of the total score of questionnaire answers which is then interpreted against the table of economic literac

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Nozima, Bahodirovna Sayfullayeva. "ASPECTS OF FORMATION OF FINANCIAL LITERACY IN ELEMENTARY SCHOOL STUDENTS." Multidisciplinary Journal of Science and Technology 4, no. 4 (2024): 209–15. https://doi.org/10.5281/zenodo.10970324.

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Financial literacy is the ability to understand and effectively manage one's finances. This includes skills such as budgeting, saving, investing and understanding basic economic concepts. While financial literacy is important for individuals of all ages, it is especially important to begin teaching these skills to children at a young age.

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Herdiana, Ria. "ANALISIS TINGKAT LITERASI KEUANGAN MAHASISWA." Jurnal Pendidikan Ekonomi Indonesia 3, no. 1 (2021): 183–94. https://doi.org/10.17509/jpei.v3i1.50733.

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This research is motivated by the need for student financial literacy to be able to live independently. The purpose of this study is to describe the level of student financial literacy and aspects of financial literacy used in this study include: aspects of basic knowledge of personal finance, savings and savings, insurance and investment. This research is a descriptive study based on a survey of research subjects. While the subjects of this research are students of the Economic Education study program, Faculty of Teacher Training and Education, Langlangbuana University for the 2019-2020 acade

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Nanda Rezky Pratama, Wahyu, and Riya Rahmadani. "Economic Literacy and Human Development through Technology-Based Economic Education for Generation Z Students." Journal of Economic Education and Entrepreneurship Studies 5, no. 4 (2024): 656–71. http://dx.doi.org/10.62794/je3s.v5i4.4392.

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Economic literacy and human development are two fundamental aspects in the effort to create a prosperous and competitive society. This study aims to explore the influence of economic literacy on human development through technology-based economic education for Generation Z students. Using a qualitative approach with a case study design, 43 students from the Faculty of Economics and Business at Universitas Negeri Makassar participated in this research. Data were collected through in-depth interviews and analyzed using a thematic analysis approach. The findings revealed that while most students

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Yassin Azhim Rantissi. "Pemberdayaan Ekonomi Masyarakat dengan Literasi dan Pengelolaan Sumber Daya Lokal di Desa Perkebunan Maryke." Jurnal Pengabdian Masyarakat Indonesia Sejahtera 3, no. 3 (2024): 112–17. http://dx.doi.org/10.59059/jpmis.v3i3.1664.

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Community economic empowerment is a strategic step in improving welfare and economic independence, especially in areas rich in local resources. Economic literacy plays a crucial role in this process, as it provides communities with the knowledge and skills to understand and manage resources efficiently and sustainably. This article examines efforts to empower communities economically through the enhancement of literacy and the management of local resources. With an economic literacy approach that covers aspects of financial management, business operations, and marketing, communities can maximi

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Rifki, Ahmad, and Wahjoedi Wahjoedi. "Analysis of Student Economic Literacy Levels Malang State University." Journal of Applied Business, Taxation and Economics Research 2, no. 5 (2023): 560–67. http://dx.doi.org/10.54408/jabter.v2i5.201.

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The purpose of this study is to determine the level of economic literacy of Malang State University students. This research is quantitative research with a survey type. The research sample is 80 students from class 2021 who had taken microeconomics and macroeconomics courses. The results of this study indicate that the level of economic literacy of Economics Education students at the State University of Malang is categorized as moderate with a value of 61.13% (60-79%). The total percentage of correct answers from students or respondents with the most correct answers amounted to 56.25% with a t

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Lukáč, Jozef, Lenka Danková, Slavomíra Stašková, Marek Meheš, and Zuzana Kudlová. "Exploring the Quality of Pupils’ Financial Literacy." Acta Educationis Generalis 10, no. 3 (2020): 175–88. http://dx.doi.org/10.2478/atd-2020-0029.

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Abstract Introduction: Education is an important tool for improving many aspects of life, including socio-economic status or well-being. The paper is aimed at monitoring the financial literacy of pupils in Eastern Slovakia. Methods: The contribution will contain the results of the survey. We analyse in detail the theoretical definition of financial literacy, strategy and measures of the state administration bodies in the field of improving financial literacy of more than 2000 pupils. Results: The result of the research paper is an analysis of the achieved data and their characteristics. Discus

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Lukáč, Jozef, Lenka Danková, Slavomíra Stašková, Marek Meheš, and Zuzana Kudlová. "Exploring the Quality of Pupils’ Financial Literacy." Acta Educationis Generalis 10, no. 3 (2020): 175–88. http://dx.doi.org/10.2478/atd-2020-0029.

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AbstractIntroduction: Education is an important tool for improving many aspects of life, including socio-economic status or well-being. The paper is aimed at monitoring the financial literacy of pupils in Eastern Slovakia.Methods: The contribution will contain the results of the survey. We analyse in detail the theoretical definition of financial literacy, strategy and measures of the state administration bodies in the field of improving financial literacy of more than 2000 pupils.Results: The result of the research paper is an analysis of the achieved data and their characteristics.Discussion

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Melnychuk, Tetiana. "FORMATION OF ECONOMIC INDEPENDENCE IN THE SYSTEM OF ECONOMIC SOCIALIZATION OF STUDENT YOUTH." PSYCHOLOGICAL JOURNAL 10, no. 4 (2024): 30–42. http://dx.doi.org/10.31108/1.2024.10.3.3.

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The key aspects of the formation of economic independence among student youth under modern socio-economic changes have been analyzed. The role of financial literacy, socio-economic status, psychological characteristics, and the educational environment in the process of economic socialization of youth is considered. It has been established that economic independence is an essential factor for the social integration of students into society, contributing to their financial stability and independence. It has been determined that young people with a higher level of financial literacy and work expe

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Skica, Tomasz, Juraj Mikuš, and Marian Holienka. "Financial Literacy and New Business Entry." Financial Internet Quarterly 18, no. 2 (2022): 42–66. http://dx.doi.org/10.2478/fiqf-2022-0012.

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Abstract The issue of the relationship between financial literacy and entrepreneurship is still not a fully explored research area. On the one hand, there are common views that financial literacy and education in finance are necessary in every individual’s life, and that an insufficient level of financial literacy may result in erroneous economic decisions. On the other hand, research on the impact of narrowly defined financial literacy on business start-up decisions is still rare. As a result, there are no clear indications regarding the need for education in the area of finance in order to s

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Tobakhanov, N. N., and K. Zh Nazarova. "Formation of financial literacy of schoolchildren by teaching solving problems with economic content." Q A Iasaýı atyndaǵy Halyqaralyq qazaq-túrіk ýnıversıtetіnіń habarlary (fızıka matematıka ınformatıka serııasy) 28, no. 1 (2024): 33–45. http://dx.doi.org/10.47526/2024-1/2524-0080.03.

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This article examines the problem of developing financial literacy among the population, especially among students in secondary schools. The need and methods for improving financial literacy are discussed, with particular emphasis on the subject of mathematics. The article emphasizes the relevance of including the formation of basic financial literacy skills as an important aspect of educating the new generation in the curricula of various school subjects. Ways to integrate financial literacy skills into mathematics instruction are also explored. In the context of mathematics lessons, tasks wi

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Řimnáčová, Zuzana, Alena Kajanová, and Bohdana Břízová. "Selected socio-economic factors of health literacy of the poor." Human Affairs 28, no. 4 (2018): 461–70. http://dx.doi.org/10.1515/humaff-2018-0037.

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Abstract Our article is focused on selected socio-economic aspects of health literacy of poor persons in the South Bohemian Region. In addition to determining the level of health literacy, we test its relationship to income and education level and examine how difficult it is for the target group to pay for medicines and visit a physician if needed. We also focus on the causes of such difficulties. The research was conducted in 2016 on a sample of 254 persons entitled to state material poverty benefits in the South Bohemian Region. A structured interview was used, including the administration o

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Rohman, Asep, and Mutmainah Juniawati. "Urgensi Literasi Ekonomi Syariah Dalam Moderasi Beragama." MODERATIO: Jurnal Moderasi Beragama 3, no. 2 (2023): 153. http://dx.doi.org/10.32332/moderatio.v3i2.6999.

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The National Islamic Economic Literacy Index is 16.3% in 2021. As a concrete form of the above description, the existence of this conflict is due to other aspects such as political, social and economic factors, but an understanding of religion cannot be separated in minimizing this conflict. Sentiment from the emergence of various different religious understandings also triggers conflicts in society when there is a clash of religion, culture, social, economy and politics. Religious moderation is needed in the process of community literacy so that literacy has a positive impact on Islamic Econo

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Sukmawardaya, Alfirsyah, Azizurrahman, Tony Tjahjadi, and Agus Eko Sujianto. "Arisan Online Buku Edukasi Anak dalam Perspektif Ekonomi Syariah." Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 6, no. 6 (2024): 4054–59. http://dx.doi.org/10.47467/alkharaj.v6i6.1510.

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This study examines the phenomenon of online exchange meetings for children's counseling books from the perspective of Sharia economics. This study uses a qualitative approach to problem study to investigate the application of Sharia economics in the context of social gatherings, member motivations, and impacts. Information was collected and analyzed inductively through in-depth interviews, participant observation, and document analysis. The research results show that this online social gathering successfully implemented the economic principles of Sharia, especially in the aspects of profit sh

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Sakinah, Wika Lutfiah, Muhammad Arif, and Khairina Tambunan. "Analisis Pengaruh Budaya Asing, Status Sosial Ekonomi Orang Tua dan Literasi Ekonomi Islam dalam Perilaku Konsumsi Mahasiswa Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara." El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam 4, no. 5 (2023): 1522–34. http://dx.doi.org/10.47467/elmal.v4i5.3573.

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The behaviors that occur in Indonesian society, especially in consumption behavior differ from one individual to another, this is because a person's behavior can be influenced by their external and internal factors, these factors influence individuals to carry out the consumption actions they take , which action will become their way of thinking in carrying out their economic aspects in consuming the goods and services they need everyday. The purpose of this study is to determine consumption behavior, especially among students. This research method is a type of quantitative research. The resul

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Bunyamin, Mubarokah, and Norwazli Abdul Wahab. "IMPACT OF FINANCIAL LITERACY ON FINANCE AND ECONOMY: A LITERATURE REVIEW." Labuan Bulletin of International Business and Finance (LBIBF) 20, no. 2 (2022): 49–65. http://dx.doi.org/10.51200/lbibf.v20i2.3677.

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Financial literacy encourages individuals and society to improve their financial well-being. Hence, increase their capabilities to take part in economic life. This paper aims to investigate the impact of financial literacy on finance and economy. An extensive review of financial literacy literature is carried out, with a specific attention on its correlation with financial and economic aspects. This study unveils that financial literacy gives impacts on personal financial decisions, behaviour, saving and retirement, investment, financial risk tolerance, business, and national economy. This pap

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Dey, Ishani, and Brototi Bhattacharyya. "Financial Decision Making: Procrastination vs. Financial Literacy." RESEARCH REVIEW International Journal of Multidisciplinary 9, no. 12 (2024): 189–95. https://doi.org/10.31305/rrijm.2024.v09.n12.023.

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Individuals typically spend in preferred routes. Certain psychological and socioeconomic aspects affect their decisions regarding saving and investing. This study aims to examine the impact of “procrastination” on the financial decision-making of educated individuals and the role of “financial literacy” in mitigating the costs associated with “procrastination”. Primary data was obtained from educated individuals via individual interviews. The demographics, socioeconomic characteristics, psychological aspects associated with saving and investment, and financial literacy of the respondents have

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Quchqorova, Nargiza. "Components and criteria of economic culture of future teachers." E3S Web of Conferences 402 (2023): 08003. http://dx.doi.org/10.1051/e3sconf/202340208003.

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This article provides an integrated description of the teachings of Eastern and Western pedagogical psychologists on economics and economic culture, economic culture, a comprehensive approach to this process in relation to philosophical, legal, economic, sociological, psychological and pedagogical aspects. information is required. The components of economic culture are defined as economic education, economic education, economic activity, and the criteria for the development of economic culture: cognitive, motivational, creative-activity, and on the basis of these criteria are identified indica

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MELNIK, V.I. "Some aspects of financial mathematics of pedagogical activity." Market Relations Development in Ukraine №1(224)2019 110 (March 6, 2020): 84–89. https://doi.org/10.5281/zenodo.3699143.

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The article analyzes the basics of the school educational standard and mathematics curricula for elementary and senior students, defines the requirements for the organization of mathematical educational process aimed at the formation of financial competence of students, identifies shortcomings in the preparation of mathematics teachers and students for the implementation of methodological activities in this direction, curricula for preparing future teachers to teach students in mathematics focused on adapting their experience to the main types of selective touch on social programs for the stud

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Pelsa, Inese, and Signe Balina. "DEVELOPMENT OF ECONOMIC THEORY – FROM THEORIES OF ECONOMIC GROWTH AND ECONOMIC DEVELOPMENT TO THE PARADIGM OF SUSTAINABLE DEVELOPMENT." DIEM: Dubrovnik International Economic Meeting 7, no. 1 (2022): 91–101. http://dx.doi.org/10.17818/diem/2022/1.10.

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Rapid economic growth is a relatively recent phenomenon, which has been examined since the end of the 18th century. In the scientific literature researchers use the concept of “economic growth” and “economic development” when analyzing economic processes. “Economic growth”, as defined by Paul M. Romer occurs whenever people use resources and rearrange them in more valuable ways. Thus, economic growth means an increase in a real national income / national output. In contrast, economic development is an improvement of the quality of life and living standards, e.g. improvement of literacy, life e

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Huyen, Ngo Thi, and Nguyen Thi Thu Huong. "Digital Literacy of Vietnamese Academic Librarians." Environment-Behaviour Proceedings Journal 10, SI31 (2025): 49–56. https://doi.org/10.21834/e-bpj.v10isi31.6933.

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This paper reveals the findings of a study that examined the digital literacy of Vietnamese academic librarians and the factors that affect their digital literacy. A survey research method was employed to gather data from academic librarians in Vietnam, based on UNESCO's Digital Literacy Global Framework. The investigation results indicated that the digital literacy of the academic librarians surveyed exceeded the intermediate level, but various competence areas needed improvement. The study advises considering a range of factors, from individual to organisational aspects, and the broader soci

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Ningegowda, M. K. "Temporal and spatial variation of literacy: A case study of Tumkur District." Geographical Analysis 7, no. 1 (2018): 11–15. http://dx.doi.org/10.53989/bu.ga.v7i1.3.

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Literacy is considered as a fairly index of socio-Cultural and economic development of society / Population. Literacy is essential for eradicating poverty and mental isolation for cultivating peaceful and friendly relation at areas and area levels for permitting a free play of demographic process. Tumkur district is situated between 12°45’ and 14°20’ North latitudes and 76°20’ and 77°31’ East longitudes. The district has irregular shapes with peculiar features. The North Eastern part of the district is totally detached from the remaining part of the district. To know talukwise literacy in 2001

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Das, Vivekananda. "Financial Literacy and Financial Well-Being Amid Varying Economic Conditions: Evidence from the Survey of Household Economics and Decisionmaking 2017–2022." International Journal of Financial Studies 13, no. 2 (2025): 79. https://doi.org/10.3390/ijfs13020079.

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This study examines whether the gaps in four financial well-being (FWB) indicators—emergency fund availability, spending less than income, perceived financial comfort, and no credit card debt—between groups with varying levels of financial literacy changed during the economic disruptions of 2020–2022 compared to the more stable period of 2017–2019. Using data from the 2017–2022 waves of the Survey of Household Economics and Decisionmaking conducted by the Federal Reserve Board, this study applies difference-in-differences and event study methods to explore these trends. Descriptive findings, c

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Khadka, Ajaya Kumar. "Assessing the Influence of Financial Literacy and Economic Independence on Investment Decisions." Nepal Journal of Multidisciplinary Research 6, no. 4 (2023): 161–73. http://dx.doi.org/10.3126/njmr.v6i4.62040.

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This study examines the variables influencing individual investors' decisions to make investments in the fast-paced financial landscape of Nepal. Two main goals were investigated: first, the relationship between financial literacy, investment decisions, and economic independence was explored; second, the effects of these aspects were examined in detail. The results show a robust positive association between financial literacy and wise decision-making, as well as between investment decisions and economic independence. Its importance was highlighted when it was found that economic independence s

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Kulsum, Fitriani, and Chaerul Rohman. "Halal Halal Literacy Profile of Class VIII Students Through Science Learning on The Subject of The Human Digestive System at SMP Edu Global School Bandung." Jurnal Kajian Peradaban Islam 8, no. 1 (2025): 51–55. https://doi.org/10.47076/jkpis.v8i1.307.

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Education is the process of changing someone from being unable to being able to, from not knowing to knowing. In the implementation of education there is a curriculum in order to realize educational goals. The current curriculum applies in accordance with the times, namely in the era of the 21st century. One of the curriculums in the 21st century is that students must be able to master literacy and global competition. Global competition, namely in the economic realm regarding halal. In relation to learning, the teacher must be able to integrate literacy skills with halal. Learning in schools i

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Плотникова, Л. А., та Р. В. Нагуманова. "МОДЕЛЬ ФОРМИРОВАНИЯ УНИВЕРСАЛЬНОЙ КОМПЕТЕНЦИИ В ОБЛАСТИ ЭКОНОМИЧЕСКОЙ КУЛЬТУРЫ И ФИНАНСОВОЙ ГРАМОТНОСТИ". Vestnik of Volga State University of Technology Economics and Management, № 2(57) (25 грудня 2023): 51–65. https://doi.org/10.25686/2306-2800.2023.2.51.

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В данной статье раскрываются понятия экономической культуры и финансовой грамотности, исследуется влияние национального образования на экономическое поведение граждан России, на их уровень знаний в области экономики и финансов, исследуются требования национальных образовательных стандартов в части формирования универсальных компетенций и результатов обучения, обосновывается важная роль высшего учебного заведения в повышении экономической культуры и развитии финансовой грамотности населения, исследуются проблемные аспекты системы образования и формирования образовательных программ, предлагается

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Juanhua, Liao. "A Study on the Current Situation of College Students’ English Reading Literacy under the Perspective of English Core Literacy—Taking School A as an Example." World Journal of Educational Research 10, no. 5 (2023): p210. http://dx.doi.org/10.22158/wjer.v10n5p210.

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Under the background of economic globalisation, colleges and universities bear the responsibility of cultivating international, professional and compound English professionals, which requires English teachers to master appropriate English reading teaching methods and cultivate college students’ English reading literacy. Based on this, this paper takes School A as an example, adopts the method of survey research, designs a survey questionnaire on college students’ English reading literacy, analyses the current situation of college students’ English reading literacy under the perspective of Engl

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Dr., Sagar Sanwariya. "The Crucial Role of Financial Literacy in Shaping Effective Personal Finance Management." Journal of Scientific and Engineering Research 10, no. 12s (2023): 50–54. https://doi.org/10.5281/zenodo.10466762.

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<strong>Abstract </strong>Financial literacy is a critical aspect of individual empowerment and economic well-being. This research article explores the significance of financial literacy in shaping effective personal finance management. Through a comprehensive analysis of existing literature, case studies, and empirical evidence, the article aims to highlight the impact of financial literacy on key aspects of personal finance, including budgeting, saving, investing, and debt management. Additionally, the article delves into the potential benefits of improved financial literacy at both the indi

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Benny., C., and S.Umaprabha. "Enhancing Financial Literacy for Sustainable Future: A study among Kerala's Rural Cashew Workers." Management Journal for Advanced Research 5, no. 2 (2025): 83–92. https://doi.org/10.5281/zenodo.15543198.

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The impact of financial literacy on rural cashew workers's long-term economic security and growth is explored in this research from Kerala, India. It stresses the need of financial education in raising financial literacy, a prerequisite for economic agency. The study looks at the effects of financial literacy on leadership, time management, financial wellness, decision-making, income management, and other aspects of economic growth. This study uses Structural Equation Modelling (SEM) as part of its deductive quantitative technique to examine data collected from 426 rural cashew workers who are

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R, Ambika, and Krishnamoorthy K. "Determinant of Socio-Economic Sustainable Development." Shanlax International Journal of Arts, Science and Humanities 6, no. 3 (2019): 35–36. https://doi.org/10.5281/zenodo.2550009.

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The socio-economic survey is interference which lets administrations validate their strategic decisions. we get a lot of data about the social, political and economic aspects of a territory. The main issues of minimum level low socioeconomic status inference the poverty. The socio-economic survey is a development activity. In socio-economic development is based on the demographic details, household category wise, population, educational qualification status, landholding, and cropping pattern, livestock details of the village. In fact, literacy is significantly important for the overall progres

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Reder, Stephen. "Adults’ reading engagement and wellbeing in Aotearoa New Zealand." PLOS ONE 18, no. 9 (2023): e0286706. http://dx.doi.org/10.1371/journal.pone.0286706.

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Education and literacy have long been associated with a range of economic and social outcomes in industrialized societies. Recent research based on large-scale national and international surveys has examined effects of education and literacy on individuals’ social and economic outcomes. This paper takes a further step in understanding the importance of literacy for individuals’ economic and social outcomes by disentangling the effects of two different aspects of literacy, literacy proficiency as measured by standardized tests and reading engagement as measured by self-reports of everyday readi

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Stanikzai, Mohammad Ajmal, and Abdul Fatah Fayeq. "Analyzing Economic and Social Indicators of Afghanistan." Cognizance Journal of Multidisciplinary Studies 4, no. 6 (2024): 602–8. http://dx.doi.org/10.47760/cognizance.2024.v04i06.030.

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This article provides a comprehensive analysis of the economic and social indicators of Afghanistan, a country grappling with the effects of prolonged conflict, political instability, and economic challenges. These economic indicators explored include Gross Domestic Product (GDP), unemployment rate, inflation, and trade balance, reflecting the volatile yet crucial aspects of Afghanistan’s economic landscape. Social indicators such as population demographics, literacy rates, life expectancy, healthcare, and education are examined to understand the living conditions and developmental progress wi

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Mohammad, Ajmal Stanikzai, and Fatah Fayeq Abdul. "Analyzing Economic and Social Indicators of Afghanistan." Cognizance Journal of Multidisciplinary Studies (CJMS) 4, no. 6 (2024): 602–8. https://doi.org/10.47760/cognizance.2024.v04i06.030.

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This article provides a comprehensive analysis of the economic and social indicators of Afghanistan, a country grappling with the effects of prolonged conflict, political instability, and economic challenges. These economic indicators explored include Gross Domestic Product (GDP), unemployment rate, inflation, and trade balance, reflecting the volatile yet crucial aspects of Afghanistan’s economic landscape. Social indicators such as population demographics, literacy rates, life expectancy, healthcare, and education are examined to understand the living conditions and developmental progr

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Turenko, Vitalii, and Nataliia Perepelytsia. "HUMANITARIAN POLICY AND INFORMATION SECURITY AS MAIN ASPECTS COUNTERACTIONS SPREADING WAR RUSSIA AGAINST UKRAINE." Politology bulletin, no. 92 (2024): 331–43. http://dx.doi.org/10.17721/2415-881x.2024.92.331-343.

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The article explores the specific and foundational aspects of humanitarian policy as a crucial element in countering the information warfare conducted by the Russian Federation against Ukraine. Several key considerations in this effort include: 1. Promotion of humanitarian values: аdvocating and supporting humanitarian values such as tolerance, equality, and respect for human rights play a proactive role for the state; 2. Development of educational and cultural initiatives: implementing programs that foster understanding and mutual appreciation among diverse cultures and nationalities is essen

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Budnyk, Olena, Inna Konovalchuk, Ivan Konovalchuk, Iryna Onyschuk, Lyudmila Matsuk, and Kateryna Fomin. "The problem of economic literacy development of children and youth." Revista de la Universidad del Zulia 13, no. 38 (2022): 235–51. http://dx.doi.org/10.46925//rdluz.38.17.

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The article presents the urgency of the problem of improving thequality of economic education in educational institutions of different types under modern social challenges regarding the cooperation of society and nature, forecasting economic development of regions, organization of production taking into account environmental and socio-economic preconditions. The study used methods of conceptual and comparative analysis, as well as psycho diagnostic methods. Theoretical aspects of forming children’s basics of economic (financial) literacy taking into account social and geographical factors are

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Korotkov, A. V., А. А. Vershininа, and О. А. Makhova. "Methodical aspects of statistical modeling of the structure of economic processes and phenomena." Voprosy regionalnoj ekonomiki 33, no. 4 (2017): 109–14. http://dx.doi.org/10.21499/2078-4023-2017-33-4-109-114.

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Statistical modeling structure is widely used in research in all sectors of the economy at micro, meso, macro and global levels. However, the presentation of this method in the statistics literature does not have a single complete view that shows the relevance of improving the methodological support of the statistical analysis of the structure and development of statistical methodologies and enhancing the statistical literacy of society. The paper extends the conceptual-categorical apparatus of the structure analysis, two types of structures, the algorithm of structure analysis.

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Edmund Christopher, S., and K. M. Pradeep. "Gender Factor-Impact on Employability: Special Reference to the Management Students in Kerala." International Journal of Engineering & Technology 7, no. 3.6 (2018): 368. http://dx.doi.org/10.14419/ijet.v7i3.6.15135.

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Kerala is the State having height in Human development Index in the Country. It has got the highest literacy rate and also number one in female literacy. In case of employment Kerala is one among the last states of the country. Kerala the advantage is the state was declared as a state with 100% literacy. The women literacy rate is also higher in the state, People are having good economic and cultural back ground. Good at education and other economic aspects of life. Among the 3,34 crores of the people ( Census 2011) 1.6 crores are male and 1.74are female. If we take the percentage of literacy

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Fridayani, Januari Ayu. "IMPROVING ECONOMIC RESILIENCE BASED ON THE VALUE OF AMARE CULTURE." Management and Sustainable Development Journal 1, no. 1 (2019): 48–59. http://dx.doi.org/10.46229/msdj.v1i1.100.

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The purpose of this research is to contribute to the border area in order to improve the economy, as one of the pillars of national security. This research was conducted in Bengkayang which is one of the regency areas in West Kalimantan. It is directly adjacent to Sarawak, Malaysia. The method used in this study is a qualitative method by carrying out focus group discussions. The material used is about financial literacy and financial behavior as one of the efforts that can be done to improve the economic resilience of a region. The target of this study is housewives, because housewives are im

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Lasaiba, Djamila. "Training for Improving English Literacy Skills: A Contextual Approach and Competency-Based Curriculum." Jurnal Pengabdian Arumbai 2, no. 1 (2024): 25–35. https://doi.org/10.30598/arumbai.vol2.iss1.pp25-35.

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Training for community service explores the Enhancement of English Literacy Skills with a Contextual Approach and Competency-Based Curriculum as the foundation for a community service program. Survey and interview methods assess the community's reading, writing, listening, and speaking abilities. The results guide the design of a focused literacy program, including English language skills training and relevant learning resources. Literature reviews emphasize the importance of English literacy in facing global challenges, opening access to knowledge and global educational opportunities and supp

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Gladkova, O., and L. Kolomiychenko. "Economic Education of Preschool Children: to the Problem Statement." Primary Education 9, no. 1 (2021): 43–48. http://dx.doi.org/10.12737/1998-0728-2021-9-1-43-48.

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The article deals with the problem of effective use of the results of innovative research activities of specialists of the Perm State Humanitarian Pedagogical University in the practice of economic education of preschool children. The analysis of the conducted sociological survey of kindergarten teachers confirms the relevance of organizing work to increase their competence in the field of program-targeted, technological and monitoring aspects of interaction with children, aimed at forming the foundations of economic literacy in preschoolers.

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Appazov, A. A., A. A. Adambekova, and Žaneta Simanavičienė. "Socio-Economic Aspects of Middle-Class Identification: Criteria and Challenges." ECONOMIC Series of the Bulletin of the L.N.Gumilyov ENU, no. 2 (June 30, 2025): 101–22. https://doi.org/10.32523/2789-4320-2025-2-101-122.

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This article provides an in-depth analysis of the formation of the middle class in Kazakhstan, the criteria used to define it, and its socioeconomic significance. The study traces the historical evolution of the middleclass concept, drawing on economic and sociological theories from antiquity to the present day. The authors argue that the middle class should not be defined solely by income level, but also by a combination of factors such as professional status, homeownership, savings, education, and cultural capital. The article examines the current situation in Kazakhstan, presenting statisti

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Lungoci, Cosmina Simona, Flavia Bianca Barboni, Mihaela Mihalache, and Maria Vâlsan. "The Importance of Remedial Activities in the Development of Literacy in Primary School Pupils from Disadvantaged Backgrounds." Podstawy Edukacji 17 (2024): 225–41. https://doi.org/10.16926/pe.2024.17.16.

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The 2022 PISA results show a high level of functional illiteracy among Romanian students: 42% of Romanian students did not reach the second level in literacy tests. (OECD, 2023) Studies identified in the literature indicate the great importance that emergent literacy skills have on the future acquisitions that students achieve in the educational process, especially for students with low socio-economic status. For a teacher, to facilitate the development of these competences, it is necessary to apply appropriate methods and strategies adapted to the particularities of the pupils. Given these co

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