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Dissertations / Theses on the topic 'Economics. Microfinance'

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1

Huamán, Ricardo. "The Economics of Microfinance." Economía, 2012. http://repositorio.pucp.edu.pe/index/handle/123456789/118083.

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2

Karlan, Dean S. "Social capital and microfinance." Thesis, Massachusetts Institute of Technology, 2002. http://hdl.handle.net/1721.1/8412.

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Thesis (Ph.D.)--Massachusetts Institute of Technology, Dept. of Economics, 2002.<br>Includes bibliographical references.<br>Chapter one is titled "Social Capital and Group Banking." Lending to the poor is costly due to high screening, monitoring, and enforcement costs. Group lending advocates believe individuals are able to select creditworthy peers, monitor the use of loan proceeds, and enforce repayment better than an outside lending organization can by harnessing the social capital in small groups. Using data collected from FINCA-Peru, I exploit the randomness inherent in their formation of
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3

Sinn, Miriam. "Topics in microfinance and behavioural economics." Thesis, London School of Economics and Political Science (University of London), 2012. http://etheses.lse.ac.uk/490/.

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This thesis contributes to economic research in microfinance and behavioural economics and bridges the gap between the two fields. Chapter 2 compares three lending mechanisms used by microfinance organizations: individual lending, simultaneous group lending and sequential group lending. The results are that the optimal choice of lending mechanism depends on the underlying distribution of project returns and on the level of available official contract enforcement. If contract enforcement is weak, sequential group lending unambiguously achieves the highest repayment rate. Hence sequential group
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4

Laureti, Carolina. "Product design in microfinance." Doctoral thesis, Universite Libre de Bruxelles, 2014. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/209214.

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The poor need a range of financial services to cope with shocks, to manage day-to-day transactions, and to grasp business opportunities, among others. To be successful in reaching the poor, microfinance institutions should offer products that meet the poor’s needs. Product design, therefore, is becoming a very important topic. “Behavioral” product design pinpoints the importance of individuals’ behavioral anomalies, such as procrastination behavior and lack of self-control. Financial products are seen as commitment devices to help individuals diverting money from immediate consumption to savin
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5

Liu, Fan. "Essays in macroeconomics and microfinance." Diss., University of Iowa, 2017. https://ir.uiowa.edu/etd/5553.

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This dissertation contributes to studies in macroeconomics, microfinance, entrepreneurship, financial technology innovation (FinTech), and economic development. In particular, I study unbanked problems and evaluate microfinance programs. Chapter 1 studies quantitatively how a microfinance program in the U.S. affects occupational choice, firm size, credit access, wages, output, inequality and welfare. The general equilibrium model has heterogeneous agents, a bank with a minimum loan size requirement and a microfinance institution (MFI) with a loan interest rate that exceeds the bank's. Four mic
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6

Christensson, Linn. "Microfinance Institutions and Poverty Reduction : Evidence from Nigeria." Thesis, Högskolan i Jönköping, Internationella Handelshögskolan, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-35626.

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7

Okumu, Luka Jovita. "The microfinance industry in Uganda : sustainability, outreach and regulation." Thesis, Stellenbosch : University of Stellenbosch, 2007. http://hdl.handle.net/10019.1/1091.

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Thesis (PhD (Economics)--University of Stellenbosch, 2007.<br>Using an econometric approach on panel data collected from 53 microfinance institutions (MFIs) in Uganda over a period of six years (annual), this study has identified the determinants of sustainability and outreach of MFIs. In addition, the study has also used survey data from 31 non-Bank of Uganda (BOU) regulated MFIs or Tier 4 MFIs, four BOU-regulated non-bank MFIs, 12 commercial banks and the BOU itself to assess the effects of financial regulation of MFIs on their sustainability and outreach. The results indicate that sus
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8

Della, Giusta Marina. "Social capital and economic development : a theoretical enquiry and an application to microfinance." Thesis, University of Reading, 2000. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.269669.

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9

Gallenstein, Richard Anthony GALLENSTEIN. "Three Essays on Agricultural Microfinance and Risk Management." The Ohio State University, 2017. http://rave.ohiolink.edu/etdc/view?acc_num=osu1500565176891763.

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10

Gunnarsson, Emma. "Election Cycles and Microfinance in the Indian States : Political Pressures, Opportunistic Election Cycles and Political Uncertainty Cycles: What Does It Do for the Indian Microfinance Sector?" Thesis, Uppsala universitet, Nationalekonomiska institutionen, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-414729.

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In India, election cycles have repeatedly been reported to sway the microfinance sector. Meanwhile, the sector is recognized as an important poverty fighting tool; both the largely privately funded MFI system and the largely publicly funded SHG system. No previous study has investigated election effects on these microfinance providers systematically over all Indian states. This paper uses both a static fixed effects model as well as a dynamic one, to analyze how the election cycle affects microfinance output. I use panel data covering most Indian states, roughly over the years 2006-2018. There
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11

Sabin, Nicholas Edward. "Group structure and behaviour in microfinance : empirics from Sierra Leone." Thesis, University of Oxford, 2014. http://ora.ox.ac.uk/objects/uuid:77bff847-c50b-4e22-8859-5134ea74b7c2.

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The use of group lending for poverty alleviation is a widespread feature of modern microfinance. The structure of joint-liability credit - if one member defaults the others are held financially responsible - produces a natural tension between a borrower's social and economic interests. This study integrates theory from economics, sociology, and behavioural experiments to address the question, "How do social and economic mechanisms interact to shape a microcredit group's financial behaviour?" The empirical analysis involves an original dataset from a microfinance institution in Sierra Leone. Th
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12

Berglind, Viktor, and Arizo Karimi. "Repayment performance in Microfinance: a theoretical analysis." Thesis, Uppsala University, Department of Economics, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-8540.

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<p>Offering financial services to the unprivileged is a complex task and past attempts have been rather unsuccessful. One commendable effort that has sprung from the failures of commercial banks is microfinance and thanks to innovative ideas microfinance institutions have managed to cope with many of the challenges previously experienced by the formal bank sector in the 1970’s through the 90’s.</p><p>The “new” approach has successfully managed to overcome obstacles such as lack of collateral and information asymmetry. By using joint-liability schemes and by requiring frequent installments micr
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13

Martinez-Gonzalez, Ariadna. "Technical efficiency of microfinance institutions evidence from Mexico /." Columbus, Ohio : Ohio State University, 2008. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1222266486.

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14

Breza, Emily Louise. "Essays on strategic social interactions : evidence from microfinance and laboratory experiments in the field." Thesis, Massachusetts Institute of Technology, 2012. http://hdl.handle.net/1721.1/72827.

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Thesis (Ph. D.)--Massachusetts Institute of Technology, Dept. of Economics, 2012.<br>Cataloged from PDF version of thesis.<br>Includes bibliographical references (p. 129-133).<br>This thesis investigates the role of strategic social interactions in household decision-making using empirical evidence from India. In the first chapter, I ask how the actions of peers influence an individual's own decision to repay her loan obligations. In the subsequent chapters, I employ experiments to unpack some of the complex social interactions at play in communities in India. In each chapter, the value of soc
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15

Stewart, Amy Elizabeth. "¿Compartamos? exploring the feasibility of a double bottom line in microfinance." Thesis, Boston University, 2008. https://hdl.handle.net/2144/28589.

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Boston University. University Professors Program Senior theses.<br>PLEASE NOTE: Boston University Libraries did not receive an Authorization To Manage form for this thesis. It is therefore not openly accessible, though it may be available by request. If you are the author or principal advisor of this work and would like to request open access for it, please contact us at open-help@bu.edu. Thank you.<br>2031-01-02
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Bunsit, Thanawit. "The economics of happiness : linkages between microfinance, happiness, and wellbeing in rural Thailand." Thesis, University of Bath, 2016. https://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.723339.

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The idea of microfinance has burst into the area of global poverty reduction. Many comments have been made about its benefits such as; it is an alternative tool for poverty alleviation and sustainable development. Many studies have attempted to assess different facets of the impact of microfinance, especially trying to show its potential for greater financial inclusion and economic benefits using advanced rigorous quantitative approaches. Although some studies have evaluated this topic in the past there remains some significant gaps in the literature, including the impact of microfinance on ot
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17

Pagura, Maria E. "Examining client exit in microfinance: theoretical and empirical perspectives." Columbus, OH : Ohio State University, 2003. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1056132441.

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Thesis (Ph. D.)--Ohio State University, 2003.<br>Title from first page of PDF file. Document formatted into pages; contains xv, 164 p.: ill. (some col.). Includes abstract and vita. Advisor: Douglas H. Graham, Dept. of Agricultural, Environmental, and Development Economics. Includes bibliographical references (p. 158-164).
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18

Taiwo, Olumide Olusola. "Family networks and economic behavior in low income areas." View abstract/electronic edition; access limited to Brown University users, 2008. http://gateway.proquest.com/openurl?url_ver=Z39.88-2004&rft_val_fmt=info:ofi/fmt:kev:mtx:dissertation&res_dat=xri:pqdiss&rft_dat=xri:pqdiss:3318362.

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19

Berg, Claudia N. "Impact of Microfinance on Food Security, Informal Credit, and Agricultural Wages| The Case of Bangladesh." Thesis, The George Washington University, 2014. http://pqdtopen.proquest.com/#viewpdf?dispub=3609079.

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<p> Since its beginning in Bangladesh in the 1970s, the spread of microfinance worldwide has been impressive. While proponents argue that microfinance has improved the lives of millions of poor people, critics have raised doubts about its efficacy as a poverty alleviation strategy. Few rigorous studies of impact have been completed. My dissertation is a contribution to the ongoing debate, and focuses on Bangladesh as a case study. It consists of three empirical research essays: (i) Chapter 2 estimates the impact of microfinance on seasonal food security of the ultrapoor in Northwestern Banglad
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20

Antoine, Gabriel, and William Möllestam. "Microfinance Effect on Income Inequality in Latin America : A cross-country panel data study on the effects of microfinance on the income inequality in Latin America." Thesis, Linnéuniversitetet, Institutionen för nationalekonomi och statistik (NS), 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-96669.

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This paper examines if increased microfinance intensity reduces the income inequality in 11 Latin American countries from 2005 to 2015. Gini coefficient was used as a measure of income inequality, while microfinance intensity was derived by dividing the number of active borrowers by the country's population. A panel data was constructed with 384 microfinance institutes present in the countries studied. To examine the relationship, a pooled OLS and a country clustered fixed-effects model was conducted using the specific-to-general method. Both methods showed a significant negative relationship
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21

Bangwan, Sureewan Bangwan. "The Effects of Catastrophic Risk on the Performance of the Thailand National Village and Urban Community Fund Program and Prospects for Managing it Through the Use of Weather Index Insurance." The Ohio State University, 2018. http://rave.ohiolink.edu/etdc/view?acc_num=osu1534508998871764.

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22

Schmied, Julian. "Financial performance and social goals of microfinance institutions." Universität Potsdam, 2014. http://opus.kobv.de/ubp/volltexte/2014/6769/.

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Critics argue that there has been a trend among Microfinance Institutions (MFI) to focus on profitability in order to stay financially sustainable. This made some institutions neglect the social mission of microfinancing. In this paper I intend to examine if empirical evidence supports this so called mission drift hypothesis as well as other claims in this context. Using the global panel data set of the MIX (Microfinance Information Exchange), which gathers from 1995 to 2010 and contains up to 1400 institutions with a high variety of organizational forms, I was able to identify a world-wide mi
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23

Villafani-Ibarnegaray, Marcelo. "Pooling versus separating regulation the performance of banks and microfinance in Bolivia under systemic shocks /." Columbus, Ohio : Ohio State University, 2008. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1213439744.

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24

Johansen, Malin, and Carola Nilsson. "Microfinance and poverty alleviation : A case study of Grameen Bank and BRAC." Thesis, University of Skövde, School of Technology and Society, 2007. http://urn.kb.se/resolve?urn=urn:nbn:se:his:diva-82.

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<p>Microfinance and micro credits are concepts that are used frequently when talking about poverty reducing actions. This paper is a case study of the poverty alleviation impacts of microfinance institutions and it contrasts the effects of Grameen Bank and Bangladesh Rural Advancement Committee (BRAC) operating in Bangladesh. The case study examines the organisations effects in the 21st century since most of the reports have compared the effects in the past not reflecting on future conditions. The questions at issue are if Grameen Bank and BRAC can affect the poverty status of its members in a
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25

Cook, Taylor Michelle. "UNTAPPED RESOURCES HOW UNDERDEVELOPED GENDER EMPOWERMENT CONSTRAINS THE DEVELOPMENT POTENTIAL IN BANGLADESH." The University of Montana, 2008. http://etd.lib.umt.edu/theses/available/etd-09042008-185041/.

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Gender empowerment is an oft-cited result of microfinance participation. However, research to verify this outcome continues to produce ambivalent results implying that microfinance programs are not maximizing their potential impact. While gender empowerment may be a desirable end to development, it is less often used as a means to achieve development goals. This paper tests the hypothesis that gender empowerment improves microfinance program performance using data from the Bangladesh Rural Advancement Committee (BRAC) and a theoretical framework based on prevalent institutional ideologies. The
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Njie, Sulayman. "Where Market Meets Community: An Economic and Gender Study of Microfinance in The Gambia." Diss., Virginia Tech, 2018. http://hdl.handle.net/10919/95041.

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In The Gambia, financial sustainability and poverty alleviation have been largely based on the assumption that analysis of macro level growth will bridge the gap between the formal and informal sectors; alleviate poverty and exclusion, ignoring other important factors such as political, social, cultural and religious issues. The government, microfinance outlets and international development agencies have implemented many measures to bring the masses into the formal economy to no avail. This dissertation explores Reliance Financial Service and the role of the Osusus in poverty alleviation, and
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Anderman, Elsa, and Stina Kropp. "Microfinance in Burkina Faso : An evaluation of the Credit with Education program for women." Thesis, Växjö University, School of Management and Economics, 2006. http://urn.kb.se/resolve?urn=urn:nbn:se:vxu:diva-824.

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<p>In this paper we are exploring the field of microfinance; financial services given to poor and low-income individuals who do not have access to formal financial markets. The purpose of our study is to investigate if the Credit with Education program provided by the microfinance institution RCPB in Burkina Faso has had an effect on</p><p>the participating women concerning their empowerment, knowledge about</p><p>management/micro enterprises and knowledge about child nutrition and health. We are using data from two surveys made in 2003 and 2004 by the consultant bureau Sud Consult that we are
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Smith, Lauren C. "Re-evaluating poverty alleviation strategies: the impact of microfinance on child labor in Bangladesh." Claremont McKenna College, 2008. http://ccdl.libraries.claremont.edu/u?/stc,39.

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Microfinance has become one of the most promising tools for development and poverty alleviation over the past two decades. Millions of borrowers around the globe have utilized microcredit to start or expand their small businesses and raise their household income. One poverty-induced problem microfinance could potentially alleviate is child labor. Despite international legislation prohibiting it, child labor continues to deprive millions of children of their right to education. Without education, there is little hope for a country to increase productivity and wealth in the future. A number of s
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Kirsten, Maria Albertina. "Improving the well-being of the poor through microfinance : evidence from the Small Enterprise Foundation in South Africa." Thesis, Stellenbosch : Stellenbosch University, 2011. http://hdl.handle.net/10019.1/18002.

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Thesis (PhD)--Stellenbosch University, 2011.<br>ENGLISH ABSTRACT: Poverty in South Africa’s rural areas is complex and severe, especially among female-headed households. The marginalisation of South Africa’s rural areas over a period of decades resulted in an acute lack of economic opportunities, limited infrastructure and a serious breakdown of social capital. Women living in rural areas are particularly poor in moneymetric terms; they are often illiterate and therefore isolated from economic and social opportunities; and many fall victim to violence in the household. They eke out a meag
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Gonzalez, Adrian. "Microfinance, Incentives to Repay, and Overindebtedness: Evidence from a Household Survey in Bolivia." Columbus, Ohio : Ohio State University, 2008. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1211556326.

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31

Isoto, Rosemary Emegu. "Essays on Human Capital Investments and Microfinance in East African Agriculture." The Ohio State University, 2015. http://rave.ohiolink.edu/etdc/view?acc_num=osu1437652454.

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32

Calles, Erika. "Microfinance according to SafeSave - a better way to target the poorest? : A Minor Field Study from Bangladesh." Thesis, Uppsala University, Department of Economics, 2005. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-5984.

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<p>Poor people often lack collateral, which is one of the reasons that they have no access to</p><p>formal financial institutions. Microfinance institutions (MFIs) provide financial services to</p><p>poor people. Traditional MFIs have received some criticism, for instance that they do not</p><p>target the poorest of the poor. This paper, with a field study from Dhaka, takes a closer look at</p><p>SafeSave, a new MFI working in a quite different way than the traditional MFIs in</p><p>Bangladesh. The conclusion of this paper is that SafeSave’s more flexible services are able to</p><p>reach the p
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33

Zulfiqar, Ghazal M. "Microfinance| A tool for financial access, poverty alleviation or gender empowerment? -- Empirical findings from Pakistan." Thesis, University of Massachusetts Boston, 2014. http://pqdtopen.proquest.com/#viewpdf?dispub=3608538.

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<p> In just 30 years microfinance has transformed from a credit-based rural development scheme that has claimed to reduce poverty and empower poor women, to a $70 billion financial industry. In the process, the traditional NGO-led model has given way to commercialized institutions, resulting in an increased emphasis on profitmaking. This has also led to confusion in the sector around its mission: is it to alleviate poverty and empower poor women or simply to provide the "unbanked" with access to formal sources of finance? This research considers the main debates in microfinance with regard to
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Kiso, Natsuko. "Can kinship improve repayment? : theoretical and empirical analysis of borrowers in group-based microcredit program." View abstract/electronic edition; access limited to Brown University users, 2008. http://gateway.proquest.com/openurl?url_ver=Z39.88-2004&rft_val_fmt=info:ofi/fmt:kev:mtx:dissertation&res_dat=xri:pqdiss&rft_dat=xri:pqdiss:3318341.

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35

Choudhary, Asma Sana. "Development as social transformation assessing the value of social capital in microfinance and its role in the success of the Grameen Bank /." Click here for download, 2009. http://proquest.umi.com/pqdweb?did=1707247541&sid=1&Fmt=2&clientId=3260&RQT=309&VName=PQD.

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36

Njie, Sulayman. "Participatory Alternative Forms of Development, Compared with Orthodox top-down, foreign aid strategies for development in neoliberal Gambia/Africa." Thesis, Virginia Tech, 2013. http://hdl.handle.net/10919/51045.

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This study explores the problems facing the African continent in general and Gambia in particular. Specifically, it examines The Gambia\'s dependence on foreign aid, as a result of the Bretton Woods Institutions and the neoliberalization of Africa, and it juxtaposes the aforementioned with microfinance, as an alternative method for fighting poverty. Empirically, this work examines the potential effectiveness of Reliance Financial Services in Gambia\'s microfinance institution who are engaged in this burgeoning enterprise and that of the VISACAS, a grassroots microfinance organization in The Ga
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Smith, Lauren C. "Re-Evaluating Poverty Alleviation Strategies: The Impact of Microfinance on Child Labor in Bangladesh." Scholarship @ Claremont, 2011. http://scholarship.claremont.edu/cmc_theses/224.

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Microfinance has become one of the most promising tools for development and poverty alleviation over the past two decades. Millions of borrowers around the globe have utilized microcredit to start or expand their small businesses and raise their household income. One poverty-induced problem microfinance could potentially alleviate is child labor. Despite international legislation prohibiting it, child labor continues to deprive millions of children of their right to education. Without education, there is little hope for a country to increase productivity and wealth in the future. A number of s
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38

Norrlander, Jens, and Anell Per Andersson. "Can Micro Credits Contribute To Poverty Alleviation? : A study of female entrepreneurs in Vietnam." Thesis, Linköping University, Department of Management and Economics, 2001. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-976.

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<p>Introduction: Poverty is today a global problem which is getting more and more attention. Organisations as UNDP, OECD and World Bank have a common target of cutting poverty in half by year 2015. But if this target is going to be feasible it is important to understand poverty. Nobel Prize winner Amartya Sen argues that standard of living should be expressed in quality of life not in terms of quantity of goods and other economic factors. Sen has developed theories concerning poverty that is commonly used in today debate. One way to diminish poverty is microfinance. Microfinance is small loans
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Acharya, Mukul. "Reaching the Poorest Through Microfinance: Learning from Saving for Change Program in Mali." Amherst, Mass. : University of Massachusetts Amherst, 2009. http://scholarworks.umass.edu/open_access_dissertations/49/.

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Sagbo, Nicaise S. M. "EFFECTS OF AGRICULTURAL LOANS IN DEVELOPING COUNTRIES – BENIN CASE STUDY." UKnowledge, 2019. https://uknowledge.uky.edu/agecon_etds/72.

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Limited access to financial services is known as a major constraint to agricultural development (FAO, 2002). Farmers need liquidity to face agricultural expenses throughout the production cycle but mainly at the beginning. Mainstream financial institutions are reluctant to serve the agricultural sector for several reasons. First, they consider the sector to be highly risky with low performance. Also, agricultural activities depend on the weather, they take place in remote rural areas, and commodities prices are volatile. All these aspects make it hard for standard banks to reach their profit g
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Joshi, Mukta Gajanan. "Access to credit by hawkers what is missing? Theory and evidence from India /." Connect to resource, 2005. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1127223640.

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Thesis (Ph. D.)--Ohio State University, 2005.<br>Title from first page of PDF file. Document formatted into pages; contains xii, 196 p.; also includes graphics (some col.). Includes bibliographical references (p. 188-196). Available online via OhioLINK's ETD Center
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Kerr, Emily W. Pham Van Hoang. "Micro-credit and household productivity evidence from Bangladesh /." Waco, Tex. : Baylor University, 2009. http://hdl.handle.net/2104/5359.

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Burtch, David Gordon. "An Empirical Examination of Factors Influencing Participant Behavior in Crowdfunded Markets." Diss., Temple University Libraries, 2013. http://cdm16002.contentdm.oclc.org/cdm/ref/collection/p245801coll10/id/230239.

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Business Administration/Management Information Systems<br>Ph.D.<br>Crowdfunded marketplaces have recently emerged as a novel avenue for entrepreneurs to raise capital in support of innovative ideas and ventures. In these markets, any individual can propose a project, and interested others can contribute their funds to support it. The economic potential of these markets has recently become apparent and, as a result they have begun gaining significant attention from legislators and regulators, who see crowdfunding as a possible solution to the economic woes currently facing the country. However,
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Yartey, Franklin Nii Amankwah. "Digitizing Third World Bodies: Communicating Race, Identity, and Gender through Online Microfinance/A Visual Analysis." Bowling Green State University / OhioLINK, 2012. http://rave.ohiolink.edu/etdc/view?acc_num=bgsu1329782791.

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45

Hassano, Zeinab, and Felicia Nordgren. "The impact of socio-economic factors and attributes on repayment ability in Microfinancing : A study of microfinance programs in the Amhara region." Thesis, Södertörns högskola, Nationalekonomi, 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-40976.

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An insufficient financial market means that poor individuals cannot access financial capital, making it difficult for them to generate a stable income. Formal banks see these individuals as unreliable customers because of their financial background and see a risk that these potential customers will not repay their loans, which would put the bank at risk. Banks usually use the borrower’s assets as collateral for their loans. Unfortunately, not many of these poor people have any assets. Microloans can solve these problems by opening up the opportunity for financial capital that enables poor peop
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Pearson, Richard Scott. "Relationship Banking In A Competitive Environment With And Without Information Sharing: The Importance Of Credit Bureaus In Microfinance." Columbus, Ohio : Ohio State University, 2008. http://rave.ohiolink.edu/etdc/view?acc%5Fnum=osu1204755880.

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47

Okurut, Francis Nathan. "Credit demand and credit rationing in the informal financial sector in Uganda." Thesis, Stellenbosch : Stellenbosch University, 2005. http://hdl.handle.net/10019.1/50308.

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Dissertation (PhD) -- University of Stellenbosch, 2005.<br>ENGLISH ABSTRACT: This study was motivated by the need to determine the key factors that influence credit demand and credit rationing in the informal financial markets so as to contribute to policy formulation to improve access for the poor in Uganda to the broader (formal and informal) financial sector. The results of the study suggest that credit demand in the informal financial sector is positively and significantly influenced by capacity related variables (education level, and household expenditure) at the household level, a
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Dougherty, John Paul. "Three Essays on the Economic Sustainability of Drought Insurance and Soil Investment for Smallholder Farmers in the Developing World." The Ohio State University, 2018. http://rave.ohiolink.edu/etdc/view?acc_num=osu1531672015876609.

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Kumar, Ashutosh. "Can a Women's Rural Livelihood Program Improve Mental Health? Evidence from India." Thesis, The University of Arizona, 2016. http://hdl.handle.net/10150/612417.

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There is a significant amount of literature documenting empirical linkages between socioeconomic status and mental health of individuals. While economic studies have found beneficial impacts of anti-poverty programs (e.g., micro-credit programs) on mental and emotional health, non-economic studies have documented the powerful roles of social capital in determining mental and emotional health. In this thesis, we study the impact of a large community-driven development (CDD) women's empowerment program, Jeevika, on mental health. JEEViKA is a rural livelihood program in Bihar, India, which promo
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Mtero, Farai. "The informal sector : micro-enterprise activities and livelihoods in Makana Municipality, South Africa." Thesis, Rhodes University, 2008. http://hdl.handle.net/10962/d1007706.

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This study examines the nature and characteristics of the informal sector within the Makana municipal area in South Africa. The focus is on the socio-economic characteristics of the informal sector operatives; operational characteristics of the microenterprises that we studied, such as longevity, employment generation, growth potential, and linkages of the informal sector with the formal sector of the economy. Extensive studies on the informal sector have been conducted in many parts of the world relative to South Africa. The key finding in most of these researches is that the informal sector
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