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Journal articles on the topic 'Effective Literacy rate'

Author: Grafiati

Published: 4 June 2025

Last updated: 1 August 2025

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1

Lee, Travis. "Benchmarking the effective literacy rate." Mathematical Social Sciences 56, no. 2 (2008): 233–39. http://dx.doi.org/10.1016/j.mathsocsci.2008.03.002.

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NANJAN, VENUGOPAL. "An effective governance by India for improving the literacy rate, inflation rate and GDP growth rate by reducing the unemployment rate - A comprehensive study." International Journal of Research Publication and Reviews 5, no. 4 (2024): 3250–52. http://dx.doi.org/10.55248/gengpi.5.0424.1012.

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Ashis, Kr. Mukherjee, and Laha Moumi. "IMPACT OF FEMALE LITERACY ON IMR, CBR & TFR IN INDIA." International Journal of Multidisciplinary Research and Modern Education 5, no. 1 (2019): 39–45. https://doi.org/10.5281/zenodo.2613818.

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Literacy and Education are the key variables for economic development. Education and better literacy level have a positive impact on the health parameters, higher productivity, higher income, human freedom, increased participation in community life etc. In India it has been found out that illiterate women face more deprivation in life than literates. They have high levels of fertility rate and also a high level of mortality rate. Different studies found out that infant mortality rate and crude birth rate are inversely related to mother’s educational level. In this Study We have attempted

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Nahar, Amar Imran Mohd, Siti Nur Shamira Shahrul, Nabilah Rozzani, and Siti Khadijah Saleh. "Factors Affecting Financial Literacy Rate of Millennial in Malaysia." International Journal of Publication and Social Studies 7, no. 1 (2022): 1–11. http://dx.doi.org/10.55493/5050.v7i1.4433.

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Without being informed of financial management skills, many people are struggling financially as they are unaware of how to plan and manage money to make wise decisions regarding their finances. They are usually careless with spending money and do not plan effectively for their future. Most times, they would rely on cash in hand rather than doing effective planning to save or invest. Improper and inadequate planning can be a result of lacking financial knowledge and low literacy. This study investigates several factors of education, income, marital status, upbringing and influence, as well as

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Islam, Karimul, and Tarun Das. "Spatio-Temporal Patterns of Gender Disparity in Literacy: A Case Study of Koch Bihar District, West Bengal, India." Indian Journal of Spatial Science 15(3), Autumn (2024): 82–91. https://doi.org/10.5281/zenodo.13834414.

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The present paper analyzes the gender disparity in literacy and its spatiotemporal variation in Koch Bihar district based on secondary data collected from the Census of India reports and the District Census Handbooks. The study also focused on the gender disparity in literacy scenarios among the ST and non-ST communities of the Koch Bihar district. To fulfill the objectives of the study, the effective literacy rate (ELR), Sopher's gender disparity index (GDI), and male-female differential Index (MFDI) were used. Various diagrams and maps have been prepared in MS Excel and QGIS to interpret the

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Ershad, Ali. "Demographic Characteristics of Mirik Municipality with Reference to 2001 & 2011 Census Data." International Journal of Research in Geography (IJRG) Volume 4, Issue 1, 2018 (2018): PP 50–66. https://doi.org/10.5281/zenodo.2658603.

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Abstract: In the Mirik Municipality, there lies a demographical spatial variation in the distribution, density, composition, sex-ratio, literacy rate, and the growth of population which has a direct impact on the utilization of resources and the development of the town. The distribution pattern, density, composition, growth rate and migration therefore adds important attributes to the demography of Mirik Municipality and is controlled by physical, cultural, political and socio-economic factors. However, due to rapid growth of population, urbanization, and tourist activities, the Mirik municipa

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Batari, Nirmala Puteri, and Rusmini Rusmini. "The Effectiveness of Student Worksheet Based on Scientific Literacy to Train Argumentation Skills on Factors that Affecting Reaction Rate." Hydrogen: Jurnal Kependidikan Kimia 11, no. 4 (2023): 513. http://dx.doi.org/10.33394/hjkk.v11i4.8596.

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This study purposes to determine the effectiveness of scientific literacy-based worksheets to practice students' argumentation skills on the factors that affect the rate of reaction. The variables of this study were argumentation skill and science literacy. Subject and population of this study were 35 student of class XI IPA at SMAN 12 Surabaya. The analysis of this study used the N-gain and statistical tests including the Wilcoxon test and the Spearman test. The effectiveness of Student Worksheet was stated to be very effective in terms of the scientific literacy test with N-Gain score of 0.7

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Masrukin, Ahmad, and Siti Wahyuni. "Manajemen Literasi Keagamaan di SMAN I Kota Kediri." Indonesian Journal of Humanities and Social Sciences 3, no. 1 (2022): 11–22. http://dx.doi.org/10.33367/ijhass.v3i1.2832.

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Literacy is a basic need in the world of education. Schools must organize a literacy movement program because the literacy rate for students is shallow. This impacts the success of improving character and knowledge development in Indonesia. In this context, this article describes the management of religious literacy at SMAN I Kediri City. This paper uses a qualitative research method with a case study approach. The key informants are the principal and the head of the Literacy Movement program. The results of this study indicate that the management of the literacy movement is built based on hab

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Malimonov, V. V. "Development of Functional Literacy in the 9th Grade Chemistry Course." Chemistry at School, no. 1 (January 1, 2025): 22–24. https://doi.org/10.62709/0368-5632-2025-1-22-24.

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Tonapa, Nely, and Sri Atun. "The Implementation of Flipped Learning Approach with A Guided Inquiry Model to Science Process Skills & Chemical Literacy on Reaction Rate Material." Jurnal Penelitian Pendidikan IPA 10, no. 11 (2024): 9744–50. https://doi.org/10.29303/jppipa.v10i11.7888.

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This study investigates the impact of a flipped learning approach combined with a guided inquiry model on students' science process skills and chemical literacy in reaction rate material. The quasi-experimental research employed a non-equivalent pretest-posttest control group design with 71 eleventh-grade high school students as participants. Instruments included a chemical literacy test and a science process skills observation sheet. Data analysis using MANOVA revealed significant differences and effects between the guided inquiry-flipped learning and discovery learning models, with an effect

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Bacus, Remedios C., and Rivika C. Alda. "English Language Exposure and Literacy Rate toward Language Proficiency: A Cross-country Analysis." World Journal of English Language 13, no. 5 (2023): 213. http://dx.doi.org/10.5430/wjel.v13n5p213.

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Globalization has made English more important than ever. Through time, curriculum designers and teacher practitioners remain steadfast in finding ways to advance the quality of student learning. To ascertain the quality of language teaching and learning, parameters like standardized tests are set. This paper examined, at the cross-country level, the difference between the 2009 and 2013 Test of English as a Foreign Language (TOEFL) iBT scores and the effect of language exposure on the test takers’ scores. It further investigated the correlation between literacy rate and English language use in

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Hamidaturrohmah, Alzena Dona Sabilla, Kukuh Dwi Wijanarko, Santi Andriyani, Meilia Khasanah Putri, and Satrio Bagus Wiryanti. "Improving Literacy Learning and School Library Management Through a Smart Literacy System for Kids at SDN Demaan." ABDIMAS: Jurnal Pengabdian Masyarakat 7, no. 4 (2024): 1658–67. https://doi.org/10.35568/abdimas.v7i4.5293.

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Improving students' literacy skills is a key step toward achieving quality education. However, the implementation of literacy learning in elementary schools is not yet fully optimal, and the library's supporting resources have not been utilized effectively. As a result, students' literacy skills remain low. This situation is evident at SDN Demaan Jepara, which is a partner in this PKM activity. The aim of this PKM is to enhance teacher competency in developing student literacy skills and managing the library at SDN Demaan Jepara. The PKM activity employs a service-learning method, which includ

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Setyorini, Legian, Sri Haryani, and Endang Susilaningsih. "Development of e-module based on local wisdom to improve science literacy and reading literacy." Jurnal Pendidikan Kimia 14, no. 1 (2022): 28–38. http://dx.doi.org/10.24114/jpkim.v14i1.32948.

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This research is motivated by (1) the results of reading literacy and science literacy in PISA, which is still low, and (2) technology and cultural-based learning media have not been developed by private high school chemistry teachers in Semarang. This research aims to develop a feasible E-module based on the local wisdom of spice drinks that can improve reading literacy and learners' science literacy. This research is a research and development with a 3-D model, which includes defining, designing, and developing. This study collects data through observation, questionnaires, and testing. The r

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An, Chengyu, Yujia Wang, Bojunhao Feng, et al. "Relationship Between Medication Literacy, Health Literacy, and Medication Behavior Among Medical School Students: A Cross-sectional Study." Journal of Education and Community Health 10, no. 1 (2023): 1–7. http://dx.doi.org/10.34172/jech.2023.2214.

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Background: Nowadays, college students are more accessible and susceptible to being exposed to mixed information than ever, which results in a growing concern about their health problems and medication behaviors. This study aimed to investigate the correlation between medication literacy, health literacy, and medication behavior among medical school students. Methods: A cluster random sampling method was used to select 1324 undergraduate students from a medical school in China as participants for the questionnaire survey in 2020. After quality control, 1183 valid questionnaires were collected

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Reti, Shane, Henry Feldman, and Charles Safran. "Online access and literacy in Maori New Zealanders with diabetes." Journal of Primary Health Care 3, no. 3 (2011): 190. http://dx.doi.org/10.1071/hc11190.

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INTRODUCTION: Online web-based interventions can be effective ancillary tools for managing diabetes. There is a high prevalence of diabetes in New Zealand Maori, and yet this group has generally been a low priority for web-based interventions due to perceptions of low Internet access and Internet literacy. AIM: To assess Internet access and literacy in New Zealanders with diabetes, especially high-risk Maori. METHODS: A telephone survey of all patients with diabetes in an urban general practice. Internet access is assessed by Internet presence in the home, and Internet literacy by the ability

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Riryn Tahir, Hendri Iyabu, Julhim S. Tangio, Mangara Sihaloho, Wiwin Rewini Kunusa, and Thayban Thayban. "The Effect of Ethnoscience Approach Through Problem Based Learning Model on Chemical Literacy Ability of Class XI Students on Reaction Rate Material at SMA Negeri 7 Gorontalo." Pentagon : Jurnal Matematika dan Ilmu Pengetahuan Alam 3, no. 1 (2025): 15–27. https://doi.org/10.62383/pentagon.v3i1.388.

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The research aims to determine the effect of the ethnoscience approach through the problem-based learning model on the chemical literacy skills of Grade XI students in the reaction rate material at SMA Negeri 7 Gorontalo. The research employs a quasi experimental method with a nonequivalent control group design. The sample consisted of Grade XI IPA ( Natural Science) students from SMA Negeri 7 Gorontalo. The instrument used in this research was an essay test. Data processing and analysis were conducted using Microsoft Office Excel and SPSS version 16. The hypothesis test results on students’ p

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Hisyam, Muhammad, and Sri Handayani. "The Influence of Guided Inquiry Learning in the Context of Socio-Scientific Issues (SSI) on Students' Chemistry Literacy and Environmental Awareness on Reaction Rate Material." Jurnal Penelitian Pendidikan IPA 10, no. 8 (2024): 5877–84. http://dx.doi.org/10.29303/jppipa.v10i8.7369.

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This research aims to determine the influence of guided inquiry learning contextualized with SSI on students' chemistry literacy and environmental awareness. This research is a quasi-experimental research with a non-equivalent (pre-test and post-test) control-group design. This research was conducted at SMA N 111 Jakarta and SMA N 41 Jakarta. The research sample consisted of 132 eleventh-grade students. The sampling technique used was cluster random sampling. The instruments used in this study consisted of a chemistry literacy test and an environmental awareness questionnaire. The data analysi

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Adu, Bismark Owusu-Sekyere, and Williams Kwasi Peprah. "Correlate of Savings Attitude and Generational Poverty as Mediated by Financial Literacy: Evidence from Ghana." International Journal of Economics and Financial Issues 15, no. 2 (2025): 67–75. https://doi.org/10.32479/ijefi.17291.

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This study examines the mediating role of financial literacy between savings attitudes and generational poverty in Ghana. Generational poverty is a significant issue in Ghana, with a multidimensional poverty rate of 45.6% and a consumer expenditure poverty rate of 23.4%. The problem persists due to low financial literacy and poor savings attitudes, which hinder economic growth and development. The research employed a quantitative methodology, utilizing a series of regression analyses to test the mediation effects of financial literacy. A correlational design was adopted to assess the relations

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Sun, Wan-Na, and Chi-Yin Kao. "The Challenges in Using eHealth Decision Resources for Surrogate Decision-Making in the Intensive Care Unit." Journal of Medical Internet Research 26 (April 1, 2024): e47017. http://dx.doi.org/10.2196/47017.

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The mortality rate in intensive care units (ICUs) is notably high, with patients often relying on surrogates for critical medical decisions due to their compromised state. This paper provides a comprehensive overview of eHealth. The challenges of applying eHealth tools, including economic disparities and information inaccuracies are addressed. This study then introduces eHealth literacy and the assessment tools to evaluate users’ capability and literacy levels in using eHealth resources. A clinical scenario involving surrogate decision-making is presented. This simulated case involves a patien

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Andriyani, Santi, Hamidaturrohmah Hamidaturrohmah, Noor Azizah, et al. "Enhancing literacy and optimizing anti-bullying character development through a service-learning approach at SDN 3 Ujungbatu." Community Empowerment 10, no. 5 (2025): 1262–72. https://doi.org/10.31603/ce.12625.

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Mastery of literacy and character remains a challenge at the elementary school level, as observed at SDN 3 Ujungbatu Jepara. This community service (PkM) activity aimed to enhance teachers' competency in developing students' literacy skills and managing anti-bullying prevention programs. Utilizing a service-learning approach encompassing socialization, training, mentoring, and reflective evaluation, the program achieved significant improvements. Results showed an 89% increase in partners' insight regarding learning innovations and bullying prevention, and an 87.5% improvement in teachers' skil

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Okpala, Chidiogo J., Ebele S. Nwokoye, and Queen C. Okeke. "Adult Literacy and Capital Inflows in Nigeria: Investigating Institutional Quality Interaction Effect." International Journal of Research and Innovation in Social Science IX, no. II (2025): 186–203. https://doi.org/10.47772/ijriss.2025.9020016.

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Nigeria has not been able to move to high human development category with its HDI between 2020 and 2023 still remaining at 0.539. This has put Nigeria in the low human development index category as the 158 out of 189 countries ranked for 2020 and the 163 out of 193 countries ranked for 2023. The study examined adult literacy and capital inflows: investigating institutional quality interaction effect with specific objectives that examined the impact of capital inflows on adult literacy in Nigeria and analysed the impact of the interaction of institutional quality and capital inflows on adult li

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Rehman, Nadia, Xiao Huang, and Amir Mahmood. "Evaluating the Impact of Science Curriculum on First-Grade Students' Science Literacy and Engagement." International Journal of Studies in Education and Science 6, no. 2 (2025): 180–91. https://doi.org/10.46328/ijses.142.

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Globally, science education is undergoing significant transformation, particularly at the primary level, to ensure students receive the best foundational knowledge. Over the past decades, China has modernized its science education to develop students' scientific literacy through inquiry-based teaching. This study aims to assess the impacts of the 2017 primary science curriculum on students' science literacy and engagement in first-grade primary schools. A cross-sectional design was employed to collect data from first-grade students across 23 provinces, 5 autonomous regions, and 4 municipalitie

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Shukla, Shreyanshi, and Seema Tiwari. "The unfolding of gender disparity in literacy: Block-wise evidences from Kannauj district, Uttar Pradesh." National Geographical Journal of India 68, no. 3 (2022): 218–28. http://dx.doi.org/10.48008/ngji.1811.

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Despite a sharp increase in female enrolment at various levels of education, the gender gap in education remains a topic of concern in developing countries. As per the 2011 Census enumeration, India has an overall literacy rate of 74 percent, with a gender differential of 16.30 percent. In the same Census, the respective literacy in the Kannauj district was 72.70 percent in total, with female literacy at 63.33 percent and male literacy at 80.90 percent. The result shows a significant gender gap in literacy levels, both at the national as well as district levels. This paper aims to map, block-w

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Kurnianingtyas, Chandra Dewi. "Pemberdayaan UMKM Desa Singosaren Melalui Program Literasi Digital." Jurnal Atma Inovasia 2, no. 5 (2022): 557–61. http://dx.doi.org/10.24002/jai.v2i5.5249.

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Singosaren is a village whose potential is strong on human resources. It is proven by the high number of productive age rate and Micro, Small, and Medium enterprises (SMEs) rate as the society occupation. SMEs in Singosaren tend to rely on conventional way of business. It is caused by limited skills to use business digital platforms. In this pandemic and amidst digital era, SMEs potential of Singosaren needs to bewell-empowered. This measure could be implemented through digital literacy. Digital literacy focuses on technology education in masterng the skills to utilize social media ande-commer

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Che Abdul Rahman, Mara Ridhuan, Ummu Ajirah Abdul Rauf, and Suguna Sinniah. "Oil Palm Smallholders Entrepreneurs And Financial Literacy: Technology Adoption." Journal of Applied Engineering and Technological Science (JAETS) 6, no. 1 (2024): 656–67. https://doi.org/10.37385/jaets.v6i1.6168.

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This study explores the relationship between financial literacy and business performance among oil palm smallholder entrepreneurs in Malaysia, emphasizing the role of technology in improving financial practices. Many smallholders earn less than RM2000 per month, largely due to low financial literacy, which hinders effective financial management and business sustainability. Financial literacy is crucial for accessing financing and making informed financial decisions. Data were collected from 1,500 smallholders across six territories in Malaysia, with a 14.4% response rate. Structural Equation M

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Asmaryadi, Ilham, Antik Estika Hader, and Salza Fadila. "The Development of Literacy-Based Land Minister Learning Media For Pancasila Education of Class IV Students Of Sdn 15 Koto Baru Dharmasraya." TOFEDU: The Future of Education Journal 3, no. 3 (2024): 747–53. http://dx.doi.org/10.61445/tofedu.v3i3.163.

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Literacy understanding has evolved significantly from mere reading and writing skills to encompass comprehension and use of technology. In the digital age, literacy now includes not only reading and writing but also speaking, understanding, and utilizing technology. These advanced literacy skills are crucial for addressing globalization challenges and enhancing social, cultural, and economic progress. Individuals with limited literacy skills may struggle to maximize their potential. To help students become better readers, one strategy employed is a 15-minute reading activity before lessons beg

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Afdhah, Nafiatul, and Panca Dewi Purwati. "Penerapan Model PBL Berbasis Literasi Berbantuan Media Flinola (Flipbook Inovatif Pancasila) Upaya Peningkatan Pemahaman Nilai-Nilai Pancasila Kelas 2 Sekolah Dasar." Journal on Education 7, no. 2 (2025): 10186–95. https://doi.org/10.31004/joe.v7i2.8024.

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Literacy skills significantly influence the learning process and outcomes, making it imperative for teachers to cultivate literacy habits among students. A solid grasp of literacy, coupled with the selection of appropriate learning models and media, is essential for fostering an understanding of Pancasila values. This research aimed to describe the implementation steps of a literacy-based Problem-Based Learning (PBL) model using Flinola (an innovative Pancasila flipbook) and to assess its effectiveness in enhancing second-grade students' comprehension of Pancasila values at SDN Wates 01. A mix

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Rohani, Tuti. "The role of health literacy in enhancing health promotion efforts: A systematic review." Malahayati International Journal of Nursing and Health Science 7, no. 12 (2025): 1553–63. https://doi.org/10.33024/minh.v7i12.716.

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Background: Health literacy is one of the most important factors in improving the quality of life of the community. However, in developing countries such as Indonesia, most people have low levels of health literacy, especially in rural areas. This causes inadequate public health management, so the level of community literacy must be considered when designing health promotion programs. Purpose: To investigate the role of health literacy in enhancing health promotion efforts. Method: A systematic literature review study in the context of cervical cancer prevention promotion using techniques base

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Indah Kurniyawati. "Analysis Application of Average Effective Rate (TER) In Regulation No. 58 of 2023 and its Implications." Journal of Economics and Business (JECOMBI) 6, no. 02 (2025): 203–17. https://doi.org/10.58471/jecombi.v6i02.150.

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The Indonesian government issued Government Regulation No. 58 of 2023 as a form of updating the mechanism for deducting Income Tax (PPh) Article 21 through the application of the Average Effective Rate (TER). This study aims to analyze the advantages and implications of applying TER on simplifying tax administration and increasing taxpayer compliance. The methods used are descriptive and explanatory qualitative, with data collection techniques including literature review and simulation of PPh 21 calculations based on PTKP categories. The results of the study indicate that the TER scheme can pr

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Arianingrum, Dena, Sri Wahyuni, and Rusdianto Rusdianto. "Development of An Ethnoscience Module on the Environmental Pollution Theme to Improve Community Early Literacy." International Journal of Social Learning (IJSL) 4, no. 3 (2024): 387–403. http://dx.doi.org/10.47134/ijsl.v4i3.289.

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Early literacy skills are crucial foundational abilities necessary for a more meaningful life. The low levels of early literacy within society must be addressed to foster good literacy habits. Developing an ethnoscience module themed around environmental pollution can help improve community early literacy skills. This study aims to (1) assess the validity of the ethnoscience module on environmental pollution, (2) evaluate the practicality of the ethnoscience module on environmental pollution, and (3) determine the effectiveness of the ethnoscience module on environmental pollution. The researc

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Bogard, Treavor, Mary-Kate Sableski, Jackie Arnold, and Connie Bowman. "Minding the Gap: Mentor and Pre-service Teachers’ Ability Perceptions of Content Area Literacy Instruction." Journal of the Scholarship of Teaching and Learning 17, no. 4 (2017): 44–66. http://dx.doi.org/10.14434/josotl.v17i4.21885.

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This mixed method study compared how student teachers rated their ability in implementing components of content area literacy compared to their clinical educators’ perceptions of the student teachers’ actual performance. The researchers collaborated with K-12 clinical educators to develop a scaled survey to rate level of skill in four components of content literacy instruction. 112 clinical educators (CEs) and 183 student teachers (STs) representing five teacher licensure programs completed the survey. A two-way multivariate analysis of variance measured the effect of Role (CE and ST) and Teac

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Torma, Jasena, Dajana Barbić, and Marijana Ivanov. "Analyzing the Effects of Financial Education on Financial Literacy and Financial Behaviour: A Randomized Field Experiment in Croatia." South East European Journal of Economics and Business 18, no. 2 (2023): 63–86. http://dx.doi.org/10.2478/jeb-2023-0019.

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Abstract In this paper, we examined the financial attitude and financial behavior of students and determined their level of financial literacy through a survey. We found that female students report less interest in finance, have less confidence in their financial abilities, and have a lower financial literacy score than male students. On average, we can conclude that students have a low level of financial literacy. In this study we found factors that influence financial literacy which are age, student’s GPA, whether they already took some form of personal finance course, a proxy for numeracy,

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Razmkhah, Maryam, Hadi Sharif Moghadam, Soraya Ziaei, Vahideh Zarea, and Mohammad Reza Narimani. "4: A STUDY ON THE RATE OF INFORMATION LITERACY OF FACULTY MEMBERS AND PHD STUDENTS OF FACULTY OF NURSING AND MIDWIFERY, TABRIZ UNIVERSITY OF MEDICAL SCIENCES, BASED ON SUCCESSFUL EVIDENCE HEALTHCARE." BMJ Open 7, Suppl 1 (2017): bmjopen—2016–015415.4. http://dx.doi.org/10.1136/bmjopen-2016-015415.4.

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Background and aims:Evidence based care is an approach to clinical problem-solving in which merging the results of several studies and information on specialty clinical care as well as patients' wishes and values leads to effective decision making, to avoid seeking frequent care facilitating the patient cares, empowering healthcare workers, maintaining and improving the health of patients and the families. Results of the conducted studies suggest that using such an approach requires information literacy skills. Therefore, the present study aimed to assess information literacy of the faculty me

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Irawan, Bony. "Mangrove planting initiative within a collaborative project-based biology course to improve students’ climate literacy." IOP Conference Series: Earth and Environmental Science 1148, no. 1 (2023): 012044. http://dx.doi.org/10.1088/1755-1315/1148/1/012044.

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Abstract Mangrove planting project is one of the most beneficial conservation efforts in coastal areas in terms of environmental impact and carbon sequestration rate. We hypothesized that it would serve as an effective learning strategy if the planting project were planned and organized by the student within a structured biology course. This study examines the impact of the mangrove planting project as a climate initiative program within a biology course towards students’ climate literacy. In this study, 57 students who participated in a mangrove planting project within the Conservation of Coa

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Mateen, Muhammad Muzammil, Wasim Abbas Shaheen, Noman Shafi, and Waqas . "Impact of Financial Factors on Digital Economy: Assessing The Role of Government Intervention and Literacy Rate." Journal of Social & Organizational Matters 4, no. 2 (2025): 159–81. https://doi.org/10.56976/jsom.v4i2.208.

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This study explores the interplay between financial development, technological innovation, financial inclusion, financial globalization, government intervention, and literacy levels, and their collective impact on the digital economy in 44 Asian countries from 2003 to 2020. The findings reveal that financial development significantly enhances the digital economy by providing necessary infrastructure, increasing access to capital for tech firms, and fostering consumer confidence. Technological innovation is identified as a primary driver, with substantial investments in R&D and support for

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Arrahmi, Syukron Zahidi, and Sukiyanto Sukiyanto. "Development of a Literacy and Numeration Learning Module Based on Local Wisdom, Project Based Learning, and TRI-N to Increase Student Independence." Al Khawarizmi: Jurnal Pendidikan dan Pembelajaran Matematika 8, no. 2 (2025): 144. https://doi.org/10.22373/jppm.v8i2.24355.

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Students' numeracy literacy abilities are still categorized as very low, this occurs due to a lack of teaching materials that are able to support increasing these abilities. One of the teaching materials that can support improving students' numeracy literacy skills is the use of literacy and numeracy modules. This development research aims to determine the feasibility of developing a numeracy literacy module based on local wisdom in Purworejo based on Project Based Learning and the teachings of Ki Hajar Dewantara Tri N (Niteni, Niroke, Nambahi) based on the assessment of experts and to determi

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Khairani, Nerli, Elfitra Elfitra, and Tiur Malasari Siregar. "Building an E-Learning System Calculating Pension Funds Using the Cox Ingersoll Ross Interest Rate Model." Jurnal Penelitian Pendidikan IPA 11, no. 2 (2025): 742–51. https://doi.org/10.29303/jppipa.v11i2.10198.

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Pension funds play a crucial role in ensuring financial security in retirement, yet many individuals struggle with understanding and accurately calculating their future pension benefits. This research aims to provide an interactive learning platform that allows users to understand and calculate pension fund projections more accurately, by integrating the Cox Ingersoll Ross (CIR) interest rate model into the e-learning system, so as to improve users' financial literacy, especially in retirement planning. This study uses a Research and Development (R&D) approach with the ADDIE method, data t

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Li, Yun, Qiuli Xiao, Min Chen, et al. "Improving Parental Health Literacy in Primary Caregivers of 0- to 3-Year-Old Children Through a WeChat Official Account: Cluster Randomized Controlled Trial." JMIR Public Health and Surveillance 10 (July 4, 2024): e54623-e54623. http://dx.doi.org/10.2196/54623.

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Abstract Background Parental health literacy is important to children’s health and development, especially in the first 3 years. However, few studies have explored effective intervention strategies to improve parental literacy. Objective This study aimed to determine the effects of a WeChat official account (WOA)–based intervention on parental health literacy of primary caregivers of children aged 0-3 years. Methods This cluster randomized controlled trial enrolled 1332 caregiver-child dyads from all 13 community health centers (CHCs) in Minhang District, Shanghai, China, between April 2020 an

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Hayes, Elisabeth R., and Thomas Valentine. "The Functional Literacy Needs of Low-Literate Adult Basic Education Students." Adult Education Quarterly 40, no. 1 (1989): 1–14. http://dx.doi.org/10.1177/074171368904000101.

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This study sought to determine the self-perceived, functional literacy needs of low-literate Adult Basic Education students. A questionnaire was constructed to allow learners to rate the extent to which they felt they needed to learn 20 functional tasks; data were collected from 160 learners functioning at or below the sixth-grade level, as measured by standardized reading tests. Results of a factor analysis suggest that these functional tasks can be conceived of as three broad categories: everyday reading and writing tasks, math and measurement tasks, and special literacy tasks. Through clust

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Udayana Mohanty, Dr. Prakash Chandra Swain and Dr. Giridhari Sahoo. "A Study on Awareness of Financial Literacy among Tribal Youth in Selected Aspirational Districts of Odisha." Economic Sciences 21, no. 1 (2025): 1014–29. https://doi.org/10.69889/70sw5q91.

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Young generation of tribal people must give importance to achieve knowledge on financial literacy and its various activities. In order to maintain the qualitative life in rural India, every house hold must have gained knowledge of managing money and their resources. It is a successful and effective method of managing monetary resources. Each member of family at his adult age must have to know the value of money and their effective uses. In order to reduce the financial problem, a person must be financial literate. The objective of financial capability and overall wellbeing of the young generat

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Fitria, Nurul, Purnamawati, and M. Boy Singgih Gitayuda. "Analysis of Madura Culinary MSME Business Performance: Moderation of Financial Inclusion on Financial Capital and Financial Literacy." Ekspektra : Jurnal Bisnis dan Manajemen 9, no. 1 (2025): 1–15. https://doi.org/10.25139/ekt.v9i1.9203.

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This study intends to investigate the impact of financial capital and financial literacy on MSME firm performance, with financial inclusion as a moderating variable. The methodology used is quantitative, with descriptive and associative approaches. The data in this study were collected from September to October through interviews and filling out questionnaires by culinary MSME players in Madura, including Bangkalan, Sampang, Pamekasan, and Sumenep districts, with a total population of 85. This study used a random sample approach determined using the Slovin formula and has a 5% error rate (0.05

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Dimara, Yemima Inanse Orpa, Sri Yuliani, and Rina Herlina Haryati. "Literature Review of HIV/Aids Education Literacy in Indonesia." E3S Web of Conferences 593 (2024): 04001. http://dx.doi.org/10.1051/e3sconf/202459304001.

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HIV/AIDS education literacy is an effort to overcome the spread of HIV/AIDS, especially in Indonesia which has a fairly high prevalence rate. This study uses a traditional literature review method to examine HIV/AIDS education literacy in Indonesia. This method includes collecting and critically analyzing Scopus journals, including health organization reports and government publications. The results of the study indicate that HIV/AIDS literacy in Indonesia still faces various challenges, such as social stigma, lack of access to accurate information and limited educational resources. Several in

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Simatupang, Nurhenti Dorlina, Kartika Rinakit Ade, Sri Widayati, Dewi Komalasari, and Muhammad Reza. "Connecting Educators' Insights on Early Literacy with Music in Early Childhood." Jurnal Pendidikan Anak Usia Dini Undiksha 12, no. 3 (2024): 475–84. https://doi.org/10.23887/paud.v12i3.85195.

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The low literacy rate in Indonesia requires more effective teaching methods, music as an interesting media can be a solution to address this problem. This research investigates the relationship between teachers' perceptions of music and early childhood literacy. Employing a quantitative approach with a correlational method, the study involves 1,096 early childhood education (PAUD) teachers in Banyuwangi Regency as both the subject and object of the research. Using a saturated sampling technique, the entire population of 1,096 PAUD teachers was included as the sample. Data were collected throug

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Chauhan, R., Sonal Sahni, and Shaily Hanumantaiya. "Evaluation of acceptability, safety and expulsion rate of PPIUCD." International Journal of Reproduction, Contraception, Obstetrics and Gynecology 7, no. 3 (2018): 1083. http://dx.doi.org/10.18203/2320-1770.ijrcog20180897.

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Background: The modern intrauterine contraceptive device (IUCD) is highly effective, safe, private, long acting, coitus independent, rapidly reversible, cost effective and can be used by women who are breastfeeding. This study was conducted to evaluate factors associated with acceptability, safety and expulsion rates of PPIUCD among clients in the Department of Obstetrics and Gynecology, N. S. C. B Medical College, Jabalpur.Methods: A questionnaire based prospective study was conducted between March 2016 -17 on all the clients who were counseled for PPIUCD and who fulfilled the WHO Medical Eli

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Isler, Ahmet Olcay, Gulseren Pamuk, Hilal Aksoy, and Kurtulus Ongel. "Health Literacy Levels of Individuals Between 18-65 Years Old and Its Effect on Rational Drug Use." Eurasian Journal of Family Medicine 11, no. 2 (2022): 127–35. http://dx.doi.org/10.33880/ejfm.2022110207.

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Aim: This study aims to determine a relationship between factors, such as the health literacy levels of individuals and their drug (medicine) utilization habits, and sociodemographic characteristics. Methods: In this cross-sectional study, we used a questionnaire to ascertain the sociodemographic attributes of individuals and their drug utilization habits and the Turkish Health Literacy Scale to measure their health literacy levels. The Student T-Test was used to compare means in independent groups. The relationship between categorical variables was evaluated using the Chi-Square Test. Results

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Dehghani, Ali. "Association between Health Literacy with Stress, Anxiety and Depression in Multiple Sclerosis Patients: A Cross Sectional Analytical Study." Acta Neurologica Taiwanica 33, no. 4 (2024): 136–40. https://doi.org/10.4103/ant.33-4_112_0063.

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Abstract Objective: Multiple sclerosis is one of the diseases of the central nervous system, which causes numerous physical and mental problems. Since stress, anxiety and depression are effective in various dimensions of chronic diseases management and considering that health literacy plays a decisive role in the quality of life of these patients. Therefore, this study was conducted with the aim of determining the association between health literacy and stress, anxiety and depression. Materials and Methods: The current research is a cross-sectional analytical study that was conducted with the

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Walidaroyani, Ainia, and Moh Ahsan. "Menguraikan Materi Kompleks: Peran Explainer Video serta Tantangan dan Solusinya di Universitas." jurnal ABDIMAS Indonesia 2, no. 2 (2024): 51–58. https://doi.org/10.59841/jurai.v2i2.1251.

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Indonesia's digital literacy rate has increased significantly until 2023. With the growth of technology and the internet becoming more widespread across the country, more Indonesians are starting to actively engage in digital platforms. The relationship between increasing digital literacy and gadget usage trends in Indonesia is closely linked. Along with the development of digital technology and the availability of various online content, gadget usage is increasing to access various types of content, such as videos, music, games and social media. These contents have different appeals and fulfi

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Siti Masitah, Siti Maulizah, and Benardi Benardi. "Optimalisasi Tata Kelola Keuangan Diri di Era Digital: Strategi dan Implementasi." ARDHI : Jurnal Pengabdian Dalam Negri 2, no. 6 (2024): 106–17. https://doi.org/10.61132/ardhi.v2i6.853.

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Personal financial management in the digital era is a crucial aspect affecting the economic well-being of individuals and families. Amidst global economic dynamics, financial technology development, and increasing daily needs, the ability to manage finances effectively has become increasingly essential. This research explores strategies and implementations for optimizing personal financial management in the digital era, focusing on financial literacy, financial technology use, and healthy financial habits. The research results indicate that financial literacy in Indonesia is still low, with a

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Xie, Weiguang, Jingyi Xiao, Jingyi Chen, et al. "Impact of health education on promoting influenza vaccination health literacy in primary school students: a cluster randomised controlled trial protocol." BMJ Open 14, no. 4 (2024): e080115. http://dx.doi.org/10.1136/bmjopen-2023-080115.

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IntroductionInfluenza is a major public health threat, and vaccination is the most effective prevention method. However, vaccination coverage remains suboptimal. Low health literacy regarding influenza vaccination may contribute to vaccine hesitancy. This study aims to evaluate the effect of health education interventions on influenza vaccination rates and health literacy.Methods and analysisThis cluster randomised controlled trial will enrol 3036 students in grades 4–5 from 20 primary schools in Dongguan City, China. Schools will be randomised to an intervention group receiving influenza vacc

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Allaire-Duquette, Genevieve, Abdelkrim Hasni, Josée Nadia Drouin, et al. "Primary school pupils’ ability to detect fake science news following a news media literacy intervention: Exploration of their success rate, evaluation strategies, self-efficacy beliefs, and views of science news." Journal of Digital Educational Technology 5, no. 2 (2025): ep2509. https://doi.org/10.30935/jdet/15963.

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Widespread belief in scientific misinformation circulating online is a critical challenge for democracies. While research to date has focused on psychological, sociodemographic, and political antecedents to this phenomenon, fewer studies have explored the role of media literacy educational efforts, especially with children. Recent findings indicate that children are unprepared for critically evaluating scientific information online and that literacy instruction should address this gap. The aim of this study is to examine the ability to detect fake science news and the evaluation strategies emp

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