Log in

Relevant bibliographies by topics / Efficiency of the banking system / Journal articles

To see the other types of publications on this topic, follow the link: Efficiency of the banking system.

Journal articles on the topic 'Efficiency of the banking system'

Author: Grafiati

Published: 28 May 2022

Last updated: 31 July 2025

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Consult the top 50 journal articles for your research on the topic 'Efficiency of the banking system.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Browse journal articles on a wide variety of disciplines and organise your bibliography correctly.

1

Korneyev, Maxim, Ivan Berezhniuk, Volodymyr Dzhyndzhoian, Natalia Nebaba, and Sergiy Voytov. "Efficiency assessment of banking systems’ performance." Banks and Bank Systems 17, no. 3 (2022): 72–88. http://dx.doi.org/10.21511/bbs.17(3).2022.07.

Full text

Abstract:

Globalization processes define the modern trends in world economic development, including both international financial markets and the banking systems of different countries. The study aims to evaluate the efficiency of the banking systems of Ukraine and 17 European countries in order to choose the appropriate measures, concerning its increasing. The Data Envelopment Analysis (DEA) was chosen as a tool for evaluating the efficiency of the banking systems; the calculations were made using the Banxia Frontier Analyst software. Also, the BBC and CCR models of linear programming were used to defin

APA, Harvard, Vancouver, ISO, and other styles

2

D’yakonova, Iryna, and Yevgeniya Mordan. "Estimation of banking system regulation efficiency." Corporate Ownership and Control 12, no. 1 (2014): 775–81. http://dx.doi.org/10.22495/cocv12i1c9p2.

Full text

Abstract:

There was discovered the essence of the banking system regulation efficiency, the quantitative and the qualitative criteria of its estimation by the systemic approach being formed due to integral, theoretical-essential, standard, target and stakeholder approaches concerning the interpretation of “the efficiency” category in this article. There was explained the necessity to distinguish full, partial, economic, social, external and internal estimation of the banking system regulation efficiency. The main factors influencing on the banking system regulation efficiency and their classification we

APA, Harvard, Vancouver, ISO, and other styles

3

Giocoli, Nicola. "Network efficiency and the banking system." International Review of Economics 61, no. 3 (2014): 203–18. http://dx.doi.org/10.1007/s12232-014-0212-x.

Full text

APA, Harvard, Vancouver, ISO, and other styles

4

Ivan, Ionut Cristian. "Efficiency frontier on Japanese banking system." Ekonomia Międzynarodowa, no. 12 (December 30, 2015): 235–49. http://dx.doi.org/10.18778/2082-4440.12.03.

Full text

Abstract:

Since the emergence of the efficiency frontier techniques, a series of comparisons between the methods that led to the resultant efficiency has been presented. In this paper, data from 99 Japanese banks are used in order to prove the applicability of efficiency frontier analysis on the East-Asian financial system and to reveal the differences between inter and intra-regional banks, showing the effect of the present financial crisis on the efficiency of the studied banks. DEA and FDH are used to determine the technical and scale efficiency of the analyzed banks and also it compares fully effici

APA, Harvard, Vancouver, ISO, and other styles

5

Prymostka, Olena, and Liudmyla Prymostka. "Ukrainian banking system efficiency after double reducing of the number of bank institutions." Banks and Bank Systems 13, no. 4 (2018): 51–60. http://dx.doi.org/10.21511/bbs.13(4).2018.05.

Full text

Abstract:

The article intends to evaluate the efficiency and performance of Ukrainian banking system based on two stages. The first stage, when the number of banks was on average the same during that period, and the second stage, that began in 2015 and when the number of banks began to fall quickly up to 82 institutions in 2018. The study is based on the model of dynamics norm of the banking system efficiency for two periods.The concept of efficiency was used based on the methods of non-parametric statistic to obtain performance estimates. The implementation of a dynamic model, based on the peculiaritie

APA, Harvard, Vancouver, ISO, and other styles

6

Bukhtiarova, Alina, Andrii Semenog, Мila Razinkova, Nataliia Nebaba, and Józef Antoni Haber. "Assessment of financial monitoring efficiency in the banking system of Ukraine." Banks and Bank Systems 15, no. 1 (2020): 98–106. http://dx.doi.org/10.21511/bbs.15(1).2020.10.

Full text

Abstract:

The transformation processes taking place in the global economy and the expansion of global business ties increase the overall vulnerability of the international banking system. One of the problems related to money laundering is the process of evaluating the efficiency of financial monitoring measures. The article discusses the issues of assessing the effectiveness of financial monitoring in the banking system of the country. For Ukraine, this problem is especially relevant, because there is a bank-centric model of the financial market (about 90% of assets go through the banking system) in the

APA, Harvard, Vancouver, ISO, and other styles

7

Parpieva, Ra’no, Nafisa Norboyeva, and Adiba Turayeva. "IMPROVING THE EFFICIENCY OF USING INFORMATION AND COMMUNICATION TECHNOLOGIES IN THE BANKING SYSTEM." INNOVATIONS IN ECONOMY 4, no. 4 (2021): 41–46. http://dx.doi.org/10.26739/2181-9491-2021-4-6.

Full text

Abstract:

This article will serve to select the system required for the effective use of information and communication technologies in the banking system and the impact of national payment systems in the banking sector on modern society, the effective use of new modern information technologies in the system.Study of foreign experience to select information and communication technologies that should be used in modern banks with information and communication technologies in the banking system, which have been used before.

APA, Harvard, Vancouver, ISO, and other styles

8

Zabchuk, Halyna. "POST-CRISIS RESUMPTION OF EFFICIENCY OF THE BANKING SYSTEM IN UKRAINE." Economic Analysis, no. 29(2) (2019): 24–32. http://dx.doi.org/10.35774/econa2019.02.024.

Full text

Abstract:

Introduction. Being influenced by deindustrialization of the national economy, the growth of its openness and dependence on development of the global commodity markets, as well the absence of relevant legislation and fair judiciary, the banking system of Ukraine is usually affected by negative external and internal shocks. Such situation leads to the emergence of protracted crises. The article analyses theoretical aspects of efficiency of a banking system, substantiates the main reasons of a decrease of efficiency of the banking system in Ukraine under conditions of the economic crisis, and co

APA, Harvard, Vancouver, ISO, and other styles

9

Quyen, Do. "Efficiency Evaluation of e-CRM System in Banking Sector under Digitalization." Journal of Advanced Research in Dynamical and Control Systems 12, SP4 (2020): 1800–1807. http://dx.doi.org/10.5373/jardcs/v12sp4/20201665.

Full text

APA, Harvard, Vancouver, ISO, and other styles

10

Espinosa, Víctor I., Miguel A. Alonso-Neira, and Jesús Huerta de Soto. "The central banking system paradox." Economics & Sociology 16, no. 4 (2023): 56–72. http://dx.doi.org/10.14254/2071-789x.2023/16-4/3.

Full text

Abstract:

The conventions of monetary theory assume the central banking system (CBS) as the starting point for achieving the stability and efficiency of the financial system. This paper stresses the stability-efficiency thesis based on the Austrian business cycle theory (ABCT). It argues that the stability-efficiency thesis under CBS poses a paradox for two main reasons. First, central banks' interest rate handling causes business cycles, yielding the intertemporal discoordination of the money and goods markets. Second, a central bank's lender-of-last-resort role is an incentive to call for further inte

APA, Harvard, Vancouver, ISO, and other styles

11

Naeem, Sabah Jearah Aqeel Abdul-Hussein Odeh Qasim Mohammed Dehash Zainab Hussein Ibrahim. "Evaluating Banking Performance by Using the CAMELS Evaluation System in Iraqi Banks." Multicultural Education 6, no. 3 (2020): 10. https://doi.org/10.5281/zenodo.4067348.

Full text

Abstract:

<em>The research aims to clarify the concept of efficiency and its types, as efficiency is considered one of the most important indicators to indicate the performance of banks, that is, it is a fundamental requirement for governments and an important element in evaluating the exploitation of resources.</em> <em>The economic efficiency (EE) * is determined according to its technical components (TE)  on the one hand and price (AE) * on the other hand, and to distinguish the bank as a regular production institution or as a financial institution, the method of approach to production was discu

APA, Harvard, Vancouver, ISO, and other styles

12

Dmytryshyn, Lesia, and Ivan Blahun. "A model for achieving the allocative efficiency of credit resources in Ukraine’s banking system." Banks and Bank Systems 11, no. 3 (2016): 8–16. http://dx.doi.org/10.21511/bbs.11(3).2016.01.

Full text

Abstract:

The article presents a model for achieving the allocative efficiency of credit resources in Ukraine’s banking system. The research involves establishing a set of criteria for assessing a borrower’s creditworthiness and analyzing them by means of the discriminant analysis, Helwig’s methods, cluster analysis, the dendrite method, and principal component analysis; the methods are, then, contrasted. This is followed by designing an optimal credit portfolio of the banking system and comparing it with actual credit portfolios with the help of similarity metrics. Keywords: banking system, borrower’s

APA, Harvard, Vancouver, ISO, and other styles

13

S, Ustenko, and Ostapovych T. "Amazon Textract and artficial intelegence system at banking document managment system." Artificial Intelligence 28, AI.2023.28(1)) (2023): 13–28. http://dx.doi.org/10.15407/jai2023.01.013.

Full text

Abstract:

Electronic document management systems have a great prospect of use in the banking sector, all information stored in electronic document management systems requires further analysis and processing, this involves the use of a machine learning service to build a semantic search result, which implies the presence of a search service with the thinking of artificial intelligence and the ability provide links to clearly reasoned answers. Such a service that satisfies the needs of semantic search is the Amazon Kendra service, the question of using such a service is more relevant than ever for the con

APA, Harvard, Vancouver, ISO, and other styles

14

DOVHAN, Zhanna. "INCREASING EFFICIENCY OF THE BANKING INSTITUTIONS ACTIVITY." WORLD OF FINANCE, no. 3(56) (2018): 92–103. http://dx.doi.org/10.35774/sf2018.03.092.

Full text

Abstract:

Introduction. The problems of banking efficiency improvement have become very important in the conditions of economic instability and the period of increasing competition in banking services market. It is being changed both the banking system structure, and the business processes which were formed in it. Such changes demand the new approaches to reserves searching and banking system optimization objects. The innovation in the banking sector, methods of innovative bank development are the main in modern conditions. The purposeof this article is to identify the need to develop and apply innovati

APA, Harvard, Vancouver, ISO, and other styles

15

CHAIKOVSKYI, Yaroslav, Ivanna CHAIKOVSKA, and Yevhen CHAIKOVSKYI. "EFFICIENCY OF THE ACTIVITIES OF BANKING INSTITUTIONS IN UKRAINE." WORLD OF FINANCE, no. 3(72) (2023): 127–40. http://dx.doi.org/10.35774/sf2022.03.127.

Full text

Abstract:

Introduction. The article examines statistical data on the number of banks that have a banking license, banks with foreign capital and the dynamics of the influence of foreign capital on the Ukrainian banking system in 2010–2021. The analysis of the dynamics of bank assets and liabilities and the share of bank assets in the gross domestic product is carried out of Ukraine in 2010–2021. The structure of ownership of the assets of the banking system, the dynamics of income, expenses, financial results, return on assets (ROA) and return on capital (ROE) of banks of Ukraine were studied. The concl

APA, Harvard, Vancouver, ISO, and other styles

16

Le, Tu D. Q., Tin H. Ho, Dat T. Nguyen, and Thanh Ngo. "Fintech Credit and Bank Efficiency: International Evidence." International Journal of Financial Studies 9, no. 3 (2021): 44. http://dx.doi.org/10.3390/ijfs9030044.

Full text

Abstract:

The expansion of fintech credit around the world is challenging the global banking system. This study investigates the interrelationships between the development of fintech credit and the efficiency of banking systems in 80 countries from 2013 to 2017. The findings indicate a two-way relationship between them. More specifically, a negative relationship between bank efficiency and fintech credit implies that fintech credit is more developed in countries with less efficient banking systems. Meanwhile, a positive impact of fintech credit on the efficiency of banking systems suggests that fintech

APA, Harvard, Vancouver, ISO, and other styles

17

AL-JUHANI, EID, KHALID AL-BASSAM, and AHMED BAMAKHRAMAH. "The Effect of Saudization of the Banking System on the?Banking Efficiency." Journal of King Abdulaziz University-Economics and Administration 12, no. 1 (1999): 25–49. http://dx.doi.org/10.4197/eco.12-1.3.

Full text

APA, Harvard, Vancouver, ISO, and other styles

18

Ugoani, John N. N., and Anthony Ugoani. "Business process reengineering and Nigerian banking system efficiency." Independent Journal of Management & Production 8, no. 4 (2017): 1173. http://dx.doi.org/10.14807/ijmp.v8i4.549.

Full text

Abstract:

Prior to 2000, and before banks in Nigeria embraced the NBS was inefficient, characterized by frauds, long queues, nonperforming loans, illiquidity and distress. As one way of overcoming these challenges banks started to focus on BPR as a veritable tool to drive efficiency customer satisfaction and improved shareholder value. With the advent of BPR and process improvement efficiency gradually strolled back in to the NBS Against the prereengineering era when the liquidity ratio of the NBS was minus 15.92 percent in 1996 with no bank meeting the 30 percent minimum prudential requirement, the NBS

APA, Harvard, Vancouver, ISO, and other styles

19

Darovannaia Alla and Lopotenco Viorica. "EFFECTS OF HUMAN RESOURCE MANAGEMENT ON FINANCIAL PERFORMANCE OF BANKING SYSTEM OF THE REPUBLIC OF MOLDOVA." International Journal of Innovative Technologies in Economy, no. 6(26) (November 30, 2019): 13–18. http://dx.doi.org/10.31435/rsglobal_ijite/30112019/6795.

Full text

Abstract:

    The main objective of this study is to evaluate the efficiency of the banking system of the Republic of Moldova under the impact of the resources that influence it, focusing on human resources. The assessment of banking efficiency through financial indicators includes some indicators. Analyzing the notion of efficiency it can be seen that it is dependent on several qualitative factors, which gives it a complex character. The study of bank efficiency mainly involves a causal analysis of the factors that determine the decisions in a related risk environment. In the pr

APA, Harvard, Vancouver, ISO, and other styles

20

HAVRYLKO, P.P., H.P. HAVRYLKO, and T.V. HUSHTAN. "Financial security of the banking system." Market Relations Development in Ukraine10 (209) 2018 140 (January 10, 2019): 15–20. https://doi.org/10.5281/zenodo.2537223.

Full text

Abstract:

The subject of the study is financial security of the banking system – an important component of a modern market economy. The purpose of the study is proposed measures for ensuring an adequate level of financial security of the banking system. Research methods. In this work the dialectical method of scientific knowledge, the method of analysis and synthesis, the comparative method, the method of data generalization are used. Results of work. The paper outlines the external and internal factors that affect on the stability of the banking system. The principles that must be followed when o

APA, Harvard, Vancouver, ISO, and other styles

21

Kryshtanovych, Myroslav, Roman Shulyar, Marian Svitlyk, Olexandra Zorya, and Nataliia Fatiukha. "THEORETICAL AND METHODOLOGICAL APPROACHES TO THE FORMATION OF A MODEL FOR INCREASING THE EFFICIENCY OF THE SYSTEM FOR ENSURING THE ECONOMIC SECURITY OF A BANKING INSTITUTION." Financial and credit activity problems of theory and practice 2, no. 49 (2023): 56–64. http://dx.doi.org/10.55643/fcaptp.2.49.2023.3994.

Full text

Abstract:

The main purpose of the article is to form a model for improving the efficiency of the system for ensuring the economic security of a banking institution. The object of the study is the system for ensuring the economic security of a banking institution. The importance of finding ways to improve the efficiency of the system for ensuring the economic security of a banking institution is proven. The methodology of the article provides for the use of a modern graphical-functional modelling method that allows the achievement of the goals set by forming a model for improving the efficiency of the sy

APA, Harvard, Vancouver, ISO, and other styles

22

Eshmuratova, Nilufar. "WAYS TO IMPROVE THE EFFICIENCY OF ASSETS OF A COMMERCIAL BANK." MODERN SCIENCE AND RESEARCH 3, no. 2 (2024): 863–67. https://doi.org/10.5281/zenodo.10684527.

Full text

Abstract:

<em>The banking sector plays an important role in the economy of any country. The functioning of the dynamically developing banking sector in our country reinforces the need to manage the efficiency of each particular commercial bank of the banking system as a whole. Commercial banks are an integral part of the modern monetary economy. They form one of the central links of the system of market structures. The development and improvement of the efficiency of banking activities is one of the foundations for the development of the economy of the state as a whole. The clear and competent activity

APA, Harvard, Vancouver, ISO, and other styles

23

PAVLOVA, Olena, Oleksandr DERZHAI, Oksana DERKACH, and Valentina SATSYK. "ANALYSIS OF THE EFFICIENCY OF FUNCTIONING OF THE BANKING SECTOR OF UKRAINE." Herald of Khmelnytskyi National University. Economic sciences 316, no. 2 (2023): 259–64. http://dx.doi.org/10.31891/2307-5740-2023-316-2-42.

Full text

Abstract:

The banking system has always been essential to the country’s economy. Moreover, it is essential in the current economic conditions because to stabilize the financial and economic situation in Ukraine, a reliable, working and developed banking system is necessary. To ensure it, it is necessary to study the efficiency of the banking sector of Ukraine and identify the factors that affect it. This determines the relevance of measures to reform the banking system, considering the current situation. The article summarizes the concept of “efficiency of banking activity,” identifies the factors that

APA, Harvard, Vancouver, ISO, and other styles

24

Larionova, I. V. "Model of Efficiency Assessment of Regulation In The Banking Seсtor". MGIMO Review of International Relations, № 1(34) (28 лютого 2014): 127–35. http://dx.doi.org/10.24833/2071-8160-2014-1-34-127-135.

Full text

Abstract:

In this article, the modern system of regulation of the national banking sector is viewed, which, according to the author, needs theoretical judgment, structuring, disclosure of the maintenance of efficiency of functioning is considered. The system of regulation reveals on a system basis, it is offered to consider it as set of elements and the mechanism of their interaction which are formed taking into account target reference points of regulation. Thus it is emphasized that for regulation the contradiction is concluded: achievement of financial stability of functioning of the banking sector,

APA, Harvard, Vancouver, ISO, and other styles

25

Sitnikova, E. V., and R. R. Kulikov. "REGIONAL BANKING SYSTEM STABILITY ASSESSMENT METHODOLOGY." Region: systems, economy, management 2, no. 53 (2021): 51–56. http://dx.doi.org/10.22394/1997-4469-2021-53-2-51-56.

Full text

Abstract:

Subject. Economic relations arising in the process of functioning and development of regional banking systems. Topic. Methodology for assessing the stability of the regional banking system. Purpose. The purpose of the work is to develop recommendations to improve the sustainable development of the banking system in the region. Methodology. The study was carried out using abstract-logical, comparative, economic and statistical approaches, a graphical technique for visualizing statistical and calculated data. Results. The author’s methodology for assessing the level of stability of the regional

APA, Harvard, Vancouver, ISO, and other styles

26

Nekhili, Ramzi. "Systemic risk and interconnectedness in Gulf Cooperation Council banking systems." Banks and Bank Systems 15, no. 1 (2020): 158–66. http://dx.doi.org/10.21511/bbs.15(1).2020.15.

Full text

Abstract:

Nowadays, financial interconnectedness is the main driver of systemic risk. Thus, there is a constant need for tools to assess and manage systemic risk. This paper offers an alternative model framework to measure systemic risk and examine interconnectedness between direct exposures across banking systems in the emerging markets of the Gulf Cooperation Council (GCC). To ensure consistency and efficiency of systemic risk estimates and to capture its multifaceted nature, the methodology measures systemic risk using a combination of Filtered Historical Simulation and nonparametric regression and t

APA, Harvard, Vancouver, ISO, and other styles

27

Valeh qızı Süleymanova, Tamara. "Efficiency indicators of banking activity." SCIENTIFIC WORK 79, no. 6 (2022): 151–57. http://dx.doi.org/10.36719/2663-4619/79/151-157.

Full text

Abstract:

Bank sektoru hər bir ölkənin iqtisadiyyatında mühüm rol oynayır. Kommersiya bankları müasir pul iqtisadiyyatının ayrılmaz hissəsidir. Bank fəaliyyətinin inkişafı və səmərəliliyinin artırılması bütövlükdə dövlət iqtisadiyyatının inkişafının əsaslarından biridir. Kommersiya banklarının aydın və düzgün fəaliyyəti həm bank sisteminin, həm də bütün iqtisadiyyatın fəaliyyətinin səmərəliliyini müəyyən edir. Azərbaycan Respublikasının maliyyə bazarının inkişafı maliyyə alətlərinin növlərinin çoxalması, bank sektoruna xarici bankların və investorların gəlməsi, bankların daha çox pul vəsaitləri əldə etm

APA, Harvard, Vancouver, ISO, and other styles

28

Aliffianti Safiria Ayu Ditta, Rollis Ayu Ditasari, and Arum Ardianingsih. "Efficiency, Credit Risk and Financial Stability In National Banking Sector In Indonesia." JAK (Jurnal Akuntansi) Kajian Ilmiah Akuntansi 11, no. 1 (2024): 77–88. http://dx.doi.org/10.30656/jak.v11i1.6454.

Full text

Abstract:

Financial system stability in the banking system is crucial to be maintained so that there is no economic crisis that affects the stability of the country as a whole. The central role of banks as financial intermediaries makes banks have inherent risks, one of which is credit risk. Strict banking regulation aims to mitigate risks that can interfere with the main activities of banks both funding and lending activities. The relatively good level of national banking efficiency, greatly helps the banking sector to maintain financial system stability a midst of the high credit risks faced. The leve

APA, Harvard, Vancouver, ISO, and other styles

29

Ngo, Thanh, and David Tripe. "Stochastic cost frontier analysis – a sensitivity analysis on cost measures." Pacific Accounting Review 28, no. 4 (2016): 401–10. http://dx.doi.org/10.1108/par-03-2016-0028.

Full text

Abstract:

Purpose This paper aims to examine alternative methods for recording and treating costs in studies of bank efficiency. Design/methodology/approach This study used stochastic frontier analysis (SFA) models with core costs and total costs to estimate the cost efficiency of banks in two different economies, Vietnam where the banking system is under-developed (and thus is dominated by traditional banking activities) and New Zealand where the banking system is well-developed (and thus non-traditional banking activities play an important role). Findings The authors found that models using total cost

APA, Harvard, Vancouver, ISO, and other styles

30

Kazarenkova, Natalya, and Tatyana Kolmykova. "International criteria for the country’s banking system efficiency assessment." Economic Annals-ХХI 157, no. 3-4(1) (2016): 97–99. http://dx.doi.org/10.21003/ea.v157-0030.

Full text

APA, Harvard, Vancouver, ISO, and other styles

31

International Monetary Fund. "Italy: Assessing Competition and Efficiency in the Banking System." IMF Working Papers 07, no. 26 (2007): 1. http://dx.doi.org/10.5089/9781451865905.001.

Full text

APA, Harvard, Vancouver, ISO, and other styles

32

Lapina, Yuliya. "Investment banks efficiency and corporate governance framework: finding unique peculiarities?" Corporate Ownership and Control 11, no. 2 (2014): 743–51. http://dx.doi.org/10.22495/cocv11i2c7p6.

Full text

Abstract:

The main aim of this paper is to research the features of investment banks in comparison with commercial banks, what has allowed distinguishing principal differences in their functioning. The research identifies the main economic factors, which give the opportunity to evaluate the financial intermediaries’ performance in the investment banking sphere. The author suggests the phased system of scientific and methodological approach to assess the effectiveness of quantitative determination of specific investment banking activities, which will include system of the most relevant indicator for this

APA, Harvard, Vancouver, ISO, and other styles

33

Cvetkoska, Violeta, Katerina Fotova Čiković, and Marija Tasheva. "Efficiency of Commercial Banking in Developing Countries." Mathematics 9, no. 14 (2021): 1597. http://dx.doi.org/10.3390/math9141597.

Full text

Abstract:

The aim of this paper is to evaluate the relative efficiency of commercial banks in three developing countries in Europe (North Macedonia, Serbia, and Croatia) in the period from 2015 to 2019, and to provide targets for improvement for the inefficient banks by using DEA. The variables are selected under the income-based approach. Based on the output-oriented BCC model, unusual results are obtained for a few commercial banks in each country, that is, they are BCC relative efficient, which is contrary to the real situation. In order to identify outliers that can affect the efficiency results, a

APA, Harvard, Vancouver, ISO, and other styles

34

Nakhavali, Miad. "Overview of Islamic Financial System and its Efficiency." European Scientific Journal, ESJ 13, no. 19 (2017): 108. http://dx.doi.org/10.19044/esj.2017.v13n19p108.

Full text

Abstract:

This essay attempts to discuss the principles of Islamic financial system based on Sharia law and its efficiency in the real world. It is achieved by overlooking different methods of Islamic financial and banking system. The focus of the essay is on the examination of Islamic financial system and its approaches in the Islamic countries, especially those shariabased law countries. Sharia law is based on the Holy Book of Muslims Quran and on the traditional teaching of Prophet Muhamad in the so called Sunnah. Even the most restricted Islamic banks are using conventional banking methods under the

APA, Harvard, Vancouver, ISO, and other styles

35

Tkachenko, Olexandr, and Vladislav Kharlamov. "Adaptive Remote Banking System." Digital Platform: Information Technologies in Sociocultural Sphere 1, no. 2 (2018): 63–72. https://doi.org/10.31866/2617-796x.2.2018.155664.

Full text

Abstract:

The purpose of the article is to study the processes of on-line servicing of various bank clients, review and the author's system description of remote banking services. Research methods are methods of developing web applications, methods of semantic analysis of the main concepts of the subject domain (banking services of banking products). The article deals with the main functions of banking systems for servicing different classes of users (individuals, corporate legal entities, etc.). The article proposes and describes the function of the author's adaptive remote banking sy

APA, Harvard, Vancouver, ISO, and other styles

36

Rizk, Samar. "Efficiency in the MENA banking industry, the stochastic frontier approach (SFA)." Financial Markets, Institutions and Risks 6, no. 2 (2022): 56–59. http://dx.doi.org/10.21272/fmir.6(2).56-59.2022.

Full text

Abstract:

The main focus of this paper is the study of efficiency in the Middle Eastern and North African (MENA) banking industries throughout the period 1999-2017. The study of efficiency in many other regions reveals the existence of failures in the allocation of resources for banking sectors which results in the appearance of banking inefficiency in terms of cost. The empirical results, using a parametric cost frontier applied, show a fluctuating yet improving efficiency in the MENA and are used to rank efficiency of banking industries by country over the years (1999- 2017). Promoting a strong and st

APA, Harvard, Vancouver, ISO, and other styles

37

M, Ms Pushpalatha. "Virtual Banker at your Fingertips Using Chatbot System." INTERANTIONAL JOURNAL OF SCIENTIFIC RESEARCH IN ENGINEERING AND MANAGEMENT 09, no. 01 (2025): 1–9. https://doi.org/10.55041/ijsrem40744.

Full text

Abstract:

The Virtual Banker systemThrough AI-Powered chatbots, real-time announcements, and video call support, it will ensure an extremely smooth and interactive banking experience for its users. The improvements in this system include a responsive user interface with integration of AI and APIs to provide dynamically interactive responses and backend secure connectivity to fetch data in real time. This also includes the features dynamic announcement management, live escalation on chat, analytics-driven improvements, and more. Scalable, optimized performance, and robust security, the system is capable

APA, Harvard, Vancouver, ISO, and other styles

38

Yuldasheva, Dilorom Shakhzod kizi. "THE ROLE OF AN ARTIFICIAL INTELLIGENCE ON BANKING SYSTEM." EURASIAN JOURNAL OF LAW, FINANCE AND APPLIED SCIENCES 3, no. 6 (2023): 12–17. https://doi.org/10.5281/zenodo.8005604.

Full text

Abstract:

This article explores the role of artificial intelligence (AI) in the banking system. It provides an overview of how AI is transforming the banking industry through various applications, including data analysis, fraud detection, cybersecurity, customer interactions, and risk management. The article discusses the benefits of AI in the banking system, such as improved operational efficiency, enhanced customer experience, and increased profitability, the implementation of AI in Uzbek banking system, its facing challenges.

APA, Harvard, Vancouver, ISO, and other styles

39

Aguzarova, Larisa A., and Alan Dz Tibilov. "FUNCTIONING AND EFFICIENCY OF THE MODERN BANKING SYSTEM IN RUSSIA: ANALYSIS AND RECOMMENDATIONS." EKONOMIKA I UPRAVLENIE: PROBLEMY, RESHENIYA 9/13, no. 150 (2024): 79–88. https://doi.org/10.36871/ek.up.p.r.2024.09.13.010.

Full text

Abstract:

The article analyzes the functioning and efficiency of the modern banking system in Russia under the increasing influence of digitalization, geopolitical factors, and global economic challenges. Key indicators such as asset dynamics, profitability, liquidity, and the resilience of banking organizations are examined. Special attention is given to the role of the Central Bank of Russia in ensuring the sector's stability and developing new regulatory measures. The study evaluates the impact of digital technologies and innovative financial tools on the development of banking services and their acc

APA, Harvard, Vancouver, ISO, and other styles

40

DR, BHADRAPPA HARALAYYA. "CORE BANKING TECHNOLOGY AND ITS TOP 6 IMPLEMENTATION CHALLENGES." Journal of Advanced Research in Operational and Marketing Management ISSN: 2582-5399 4, no. 1 (2021): 25–27. https://doi.org/10.5281/zenodo.5017832.

Full text

Abstract:

Did you know that in the pre-internet era, the turnaround time for any transaction between two or more branches of the same bank was one day or more? And the primary reason that it has now become an infrequent phenomenon is Core banking Technology. Modern IT infrastructure has changed the face of the banking sector. Equally significant factors prompting banking to evolve incessantly are intensifying the market competition. Also, the increased market footing of FinTech companies and the declining affinity of the customers towards oldschool banking adds to the challenges. Laggers who do not catc

APA, Harvard, Vancouver, ISO, and other styles

41

Nguyen, Minh Trang, and Minh Anh Trinh. "Cross-ownership in the banking system in Vietnam." International Journal of Scientific Research and Management (IJSRM) 12, no. 02 (2024): 5866–79. http://dx.doi.org/10.18535/ijsrm/v12i02.em05.

Full text

Abstract:

The banking industry is an important component of the economy, contributing significantly to economic development and national growth. A sustainable and effective banking system will bring many benefits to the economy, minimizing disadvantages to society and the environment. The banking sector in Vietnam is currently undergoing comprehensive restructuring efforts aimed at enhancing operational efficiency and ensuring safety and sustainable development within the context of economic integration. While cross-ownership is deemed normal in economies reliant on credit, the situation in Vietnam is c

APA, Harvard, Vancouver, ISO, and other styles

42

Melkumyan, Hayk. "APPROACHES TO MEASURING THE EFFICIENCY OF ARTIFICIAL INTELLIGENCE IN THE BANKING SYSTEM." Economics, Finance and Accounting 1, no. 15 (2025): 178. https://doi.org/10.59503/29538009-2025.1.15-178.

Full text

Abstract:

Artificial intelligence (AI) is widely used in the banking system and plays an effective role not only in supporting the speed and accuracy of financial transactions, but also in making managerial decisions. By applying AI, banks manage to reduce operating costs, introduce advanced digital technologies, improve financial and economic indicators, and increase competitiveness in financial markets. In parallel, the integration of AI into the banking management system requires huge financial resources, the involvement of qualified human capital, and the formation of computer neural networks, which

APA, Harvard, Vancouver, ISO, and other styles

43

Li, Zhen, Yan Fang Zhao, and Min Li. "A Brief Analysis on the Construction of Banking Office Automation System." Advanced Materials Research 225-226 (April 2011): 743–46. http://dx.doi.org/10.4028/www.scientific.net/amr.225-226.743.

Full text

Abstract:

As one of the most important parts of the financial organizations nowadays, banking industry plays an important role in not just the area of high-speed operation of the sociaty’s economy but also in the area of currency exchange. The Wave of Information Technology, which has caused a swift-development of the whole world’s economy, brings about both opportunity and challengs never arised to the banking industry. The sociaty, as it is becoming more intellectual and automatic, has post a harder demand for the working efficiency of the banking industry. Therefore, the banking industry must enhance

APA, Harvard, Vancouver, ISO, and other styles

44

Khasanova, Khamida Khaidaralievna. "WAYS TO IMPROVE THE EFFICIENCY OF SERVICES BY ASSESSING RISKS IN THE BANKING SECTOR IN THE PROCESS OF ECONOMIC TRANSFORMATION." Annali d'Italia 51 (January 26, 2024): 16–20. https://doi.org/10.5281/zenodo.10573802.

Full text

Abstract:

This research work explores ways to improve the efficiency of services in the banking sector by assessing risks in the process of economic transformation. The banking sector is a key element of the economy and its efficiency plays an important role in ensuring the stability and growth of the economic system. However, in the context of economic transformation associated with changes in the political, social and economic environment, banks face new risks that can significantly affect their effectiveness. The results of the work may be useful for banking institutions, reg

APA, Harvard, Vancouver, ISO, and other styles

45

Hendrawan, Riko, and Azhar A. Nasution. "Assessing Banking Profit Efficiency Using Stochastic Frontier Analysis." Journal of Finance and Banking Review Vol. 3 (4) Oct-Dec 2018 3, no. 4 (2018): 67–76. http://dx.doi.org/10.35609/jfbr.2018.3.4(5).

Full text

Abstract:

Objective - The banking sector plays an important role in the Indonesian economy. The sustainability of the Indonesian banking sector will depend on the ability of every banking institution to maintain their competitiveness. Banking competitiveness is reflected in the level of efficiency of the banking system itself. Methodology/Technique - The purpose of this research is to assess the efficiency of 21 banks on the IDX between 2008-2017 using Stochastic Frontier Analysis. Findings - The findings of this research show a maximum efficiency score of 0.69 and the bank's average score among the res

APA, Harvard, Vancouver, ISO, and other styles

46

DZYUBLYUK, Oleksandr. "INNOVATIVE VECTORS OF BANKING SYSTEM DEVELOPMENT." WORLD OF FINANCE, no. 3(60) (2019): 8–25. http://dx.doi.org/10.35774/sf2019.03.008.

Full text

Abstract:

Introduction. In a context of increasing competition in the banking sector, the systematic introduction of advanced products and technologies is a key to successful implementation of business models and the effective conquest and maintenance of relevant segments of the financial market. Therefore, the necessary condition for the effective operation of banks is the development and implementation of an appropriate innovation strategy aimed primarily at optimizing management of resource potential, better meeting existing customer needs, as well as the development and technical improvement of serv

APA, Harvard, Vancouver, ISO, and other styles

47

Pitera, Rafał, and Alig Baghirov. "Investigation of the efficiency of the Azerbaijan banking system with Data Envelopment Analysis (2015–2019)." Nierówności Społeczne a Wzrost Gospodarczy, no. 79 (September 30, 2024): 122–44. https://doi.org/10.15584/nsawg.2024.3.8.

Full text

Abstract:

The primary objective of this research was to assess the efficiency of banks within the Azerbaijani banking system, identifying and comparing both efficient and inefficient banks. To this end, the efficiency of 25 banks operating in Azerbaijan from 2015 to 2019 was analysed using input-oriented CCR, BCC and Super Efficiency models. The results provide insights into the efficiency levels of the banks and highlight the distinctions between efficient and inefficient institutions. Furthermore, recommendations for improving inefficient banks were developed, with the expectation that these suggestio

APA, Harvard, Vancouver, ISO, and other styles

48

Fakhrunnas, Faaza, Faiza Husnayeni Nahar, and Hilman Fikri Albana. "Effects of Macroeconomics Factors toward Efficiency in Banking." JEJAK 11, no. 2 (2018): 390–400. http://dx.doi.org/10.15294/jejak.v11i2.16059.

Full text

Abstract:

The main objective of this study is to analyze the effect of macroeconomic factors toward efficiency in Islamic and Conventional Banking. Banking as one of components in financial system that highly contributes to the growth and development of the economy in a country, especially after establishment of the first Islamic bank in Indonesia at the year of 1992. Afterwards, Islamic banking began to develop and start to compete with conventional banking. Hence, in order to survive and do fair competitiveness, Islamic and Conventional banking have to maintain its efficiency. This study uses the meth

APA, Harvard, Vancouver, ISO, and other styles

49

Abel, Sanderson, Alex Bara, and Pierre Le Roux. "Evaluating Bank Cost Efficiency Using Stochastic Frontier Analysis." Journal of Economics and Behavioral Studies 11, no. 3(J) (2019): 48–57. http://dx.doi.org/10.22610/jebs.v11i3(j).2868.

Full text

Abstract:

The study seeks to assess the cost efficiency of the commercial banks in Zimbabwe using the stochastic frontier analysis. The cost efficiency of the Zimbabwean banks is estimated using the trans-log stochastic frontier approach. The Stochastic Frontier Analysis methodology is among the host of methods that has been used to measure banking sector efficiency. The analysis of cost efficiency of commercial banks has important implications for the economy since an efficient banking system has potential to reduce interest rates which can lead to increased investment and growth for the economy. The c

APA, Harvard, Vancouver, ISO, and other styles

50

Abdulmalik, Musa, and Hauwa Abubakar Lamino. "Measuring efficiency in the Nigerian banking system: A critical review." Global Journal of Business, Economics and Management: Current Issues 13, no. 1 (2023): 01–10. http://dx.doi.org/10.18844/gjbem.v13i1.7271.

Full text

Abstract:

An efficient banking system is important for wealth creation, job creation, and trade facilitation, as it provides a way for individuals and businesses to participate in their local and global economy, thus facilitating economic growth and development. The purpose of this study is to examine the effectiveness of using data envelopment analysis (DEA) in measuring efficiency in the Nigerian banking system with the data envelopment analysis program. A critical review of selected peer-reviewed empirical studies was conducted. Papers were assessed to determine their inclusion or exclusion in the re

APA, Harvard, Vancouver, ISO, and other styles

We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!