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Dissertations / Theses on the topic 'Electronic funds transfers'

Author: Grafiati

Published: 4 June 2021

Last updated: 31 July 2024

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1

Marais, Terrence K. "Electronic payment and security on the Internet." Thesis, Stellenbosch : Stellenbosch University, 2002. http://hdl.handle.net/10019.1/52819.

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Thesis (MBA)--Stellenbosch University, 2002.<br>ENGLISH ABSTRACT: The greatest potential worry that an on-line shopper has is what happens to his/her credit card details from the moment "submit" is pressed on the computer. Is it possible for someone on the Internet to intercept the message and use credit card details maliciously? Also, there is a lot of talk about personal details being encrypted, but how sure is one that this was indeed the case once "submit" has been pressed? Is there a way in which one can be sure that a transaction will occur only once? Many of the security issues a

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2

Ndlovu, Witness Nomfundo. "The regulation of electronic funds transfers : problematic aspects relating to banks liability." Diss., University of Pretoria, 2020. http://hdl.handle.net/2263/77358.

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The evolution of various payment instruments shows a marked inclination away from the reliance on physical currency. This has, in turn, led to the construction of new manifestations of wealth. Due to revolution and developments of technology, payment can be made by various means such as physical delivery of conventional money (coins and bank notes) from the payer to the payee, but may also be made through tangible paying methods other than negotiable instruments such as debit or credit card or by way of electronic funds transfer. The development of payment systems makes it a reality for

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3

Wells, Kirstin E. "The social costs of paper and electronic payments." Thesis, This resource online, 1994. http://scholar.lib.vt.edu/theses/available/etd-07112009-040441/.

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4

Igudia, Patrick Ohunmah. "Exploring the factors influencing the adoption and extent of use of electronic payment systems (EPS) by small and medium enterprises (SMEs) in Nigeria." Thesis, University of Aberdeen, 2015. http://digitool.abdn.ac.uk:80/webclient/DeliveryManager?pid=229722.

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SMEs are slow adopters of new technologies and understandably so because they are entangled in a vicious cycle of poverty. It is even more so for SMEs located in developing markets such as the sub-Saharan Africa. SMEs in these areas are faced with several difficult institutional and cultural bottlenecks which often impede their access to and use of new technologies. In Nigeria, the recently introduced cashless policy is one of many strategies intended to enhance SMEs' chances in the global e-commerce market as much as the general Nigerian economy. Studies reveal that Nigerian SMEs are slow to

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5

Li, Ying. "An approach to online anonymous electronic cash." Thesis, University of Macau, 2011. http://umaclib3.umac.mo/record=b2492916.

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6

Bernt, Isabella. "Der Überweisungsvertrag im deutschen und im französischen Recht : eine Untersuchung zur Stellung des Kunden gegenüber der überweisenden Bank nach Umsetzung der Richtlinie 97/5/EG /." Frankfurt (Main) ; New York : P. Lang, 2007. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=015609589&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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7

See-to, Wing Kuen. "Business impact of IT on firms and vendors : selected studies on computing technologies and electronic micro-payment system /." View abstract or full-text, 2005. http://library.ust.hk/cgi/db/thesis.pl?ISMT%202005%20SEETO.

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8

Hong, Ki Young. "Why are electronic payments preferred? : evidence from international data /." free to MU campus, to others for purchase, 2002. http://wwwlib.umi.com/cr/mo/fullcit?p3060105.

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9

Alomran, Abdullah. "Electronic banking business practices and marketing." CSUSB ScholarWorks, 2002. https://scholarworks.lib.csusb.edu/etd-project/2068.

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The purpose of this study is to determine how banks and consumers are adapting to the Internet age; to understand the privacy, security and other issues involved with money transfers; to determine steps being taken to make e-banking adaptable to meeting the needs of the bank, customers, business and industry; to forecast e-banking potential; and to understand the role of marketing in the process.

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10

Liao, Weinian 1970. "Evolution of the payments system and the long-term demand for money in Canada." Thesis, McGill University, 2005. http://digitool.Library.McGill.CA:80/R/?func=dbin-jump-full&object_id=85184.

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This dissertation starts by examining the evolution of the Canadian payments system from a historical perspective by reviewing the institutional evolution, as well as the development and adoption of some of the newest payment instruments. Two major trends in recent Canadian payment history are revealed, i.e., cash payments are being replaced by non-cash payments and paper-based payment instruments are being replaced by electronic payment instruments.<br>Next, we adopt a model proposed by Snellman et al. (2000) to conduct a Canadian study of the retail cash payment flows. The estimated r

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11

Wang, Yingzhuo. "PDF shopping system with the lightweight currency protocol." CSUSB ScholarWorks, 2005. https://scholarworks.lib.csusb.edu/etd-project/2820.

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This project is a web application for two types of bookstores an E-Bookstore and a PDF-Bookstore. Both are document sellers, however, The E-Bookstore is not a currency user. The PDF-Bookstore sells PDF documents and issues a lightweight currency called Scart. Customers can sell their PDF documents to earn Scart currency and buy PDF documents by paying with Scart.

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12

Chan, Tin-hang. "Electronic banking in Hong Kong /." Hong Kong : University of Hong Kong, 1998. http://sunzi.lib.hku.hk/hkuto/record.jsp?B19876403.

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13

Koether, Philipp. "On the basis of F.A.v. Hayek's idea of a free market monetary system and his publication "Denationalisation of money : an analysis of the theory and practice of concurrent currencies" (1976) about currency competition on financial markets in the times of electronic commerce and the introduction of "e-money" /." Click to view the E-thesis via HKUTO, 2001. http://sunzi.lib.hku.hk/hkuto/record/B31972810.

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14

Neto, Fernando Hamilton Manuel. "Cashless payment methods for informal traders." Thesis, Cape Peninsula University of Technology, 2017. http://hdl.handle.net/20.500.11838/2471.

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Thesis (MTech (Information Technology))--Cape Peninsula University of Technology, 2017.<br>Over the past decade there was an increase in the availability and usage of cashless payment methods in Africa. Cashless payments allow users to make payments without using cash, and offer multiple benefits to both customers and merchants.These benefits include reduced costs, improved sales, improved security, convenience, etc. However, despite the increased variety, availability and popularity of cashless payment solutions in Africa, the usage of cashless payments methods in Africa is still mostly

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15

Hao, Yiyao. "Micro-payment exchange system." CSUSB ScholarWorks, 2005. https://scholarworks.lib.csusb.edu/etd-project/2838.

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The purpose of this project is to investigate the infrastructure requirements for a currency exchange market for holders of currencies issued through the Lightweight Currency Protocol. The Lightweight Currency Protocol was designed as a means for entities to issue currencies for the purpose of cultivating low value business transactions between collaborating nodes in a peer-to-peer market.

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16

Yu, Ya Yan. "Challenges in electronic payment methods : legal issues with a specific reference to the development in China." Thesis, University of Macau, 2009. http://umaclib3.umac.mo/record=b1944045.

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17

Masocha, Reginald. "Technologicalship in e-banking services: a constraint or contributor to relationship marketing in retail banking in East London, Eastern Cape, South Africa." Thesis, University of Fort Hare, 2009. http://hdl.handle.net/10353/306.

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Contemporarily, one of the major business demands is to extensively understand the impact of technology on the major business strategies and practices. Technologicalship marketing, a concept investigated in this study, emanates from a symbiosis of technology and relationship marketing. Per se, a prevalent area of debate pertains to whether technology promotes or constrains relationships. Outstandingly, this study pursued the technologicalship marketing concept, a new and vital 21st century suggestion in literature (Zineldin, 2000:16). Secondly, against the scarcity of empirical studies in mass

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18

Koether, Philipp. "On the basis of F.A.v. Hayek's idea of a free market monetary system and his publication: "Denationalisation ofmoney : an analysis of the theory and practice of concurrentcurrencies" (1976) about currency competition on financial markets inthe times of electronic commerce and the introduction of "e-money"." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2001. http://hub.hku.hk/bib/B31972810.

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19

Deng, Ni. "A secure, payment-based email delivery system." CSUSB ScholarWorks, 2005. https://scholarworks.lib.csusb.edu/etd-project/2909.

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20

Chan, Wing-yi. "The smart card technology in the financial services /." Hong Kong : University of Hong Kong, 1998. http://sunzi.lib.hku.hk/hkuto/record.jsp?B19877183.

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21

Maitland, Gregory. "Design of practical electronic cash schemes." Thesis, Queensland University of Technology, 2003.

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22

Foo, Ernest. "Strategies for designing efficient electronic payment schemes." Thesis, Queensland University of Technology, 2000.

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23

Tsui, Kin-kei Ivan. "Analysis of internet banking services for Hong Kong banking industry : the case of Hong Kong Bank /." Hong Kong : University of Hong Kong, 1996. http://sunzi.lib.hku.hk/hkuto/record.jsp?B18003102.

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24

Willesson, Magnus. "Payment efficiency and payment pricing : four essays /." Göteborg : BAS Publ, 2007. http://www.gbv.de/dms/zbw/535259484.pdf.

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25

De, Villiers R. R. (Raoul Reenen). "The role of risk perception in Internet purchasing behaviour and intention." Thesis, Stellenbosch : Stellenbosch University, 2001. http://hdl.handle.net/10019.1/52570.

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Thesis (MComm.)--Stellenbosch University, 2001.<br>ENGLISH ABSTRACT: In recent years the importance and number of users of electronic commerce and its medium, the Internet, have grown substantially. Despite this, the Business-to- Consumer sector has shown slow expansion and limited growth, with the majority of consumers slow to adopt the Internet as a medium for purchase. A probable factor affecting the purchasing behaviour of individuals is the perception of risk of a breach in (credit card) security and/or a violation of privacy. The research discussed here indicates that two closely

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26

Ho, Yu-Feng. "PDF Receipts: A micro-based-payment web service." CSUSB ScholarWorks, 2004. https://scholarworks.lib.csusb.edu/etd-project/2714.

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The purpose of this project is to design, build and implement an instance of a specified online payment system, which is based on micro-payments. The three components for this system are a bookstore, a receipt service and a currency issuer.

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27

張鶯瓊. "互聯網金融的法律監管研究 :以第三方支付為例 = Research on legal regulation of internet finance : taking the third-party payment as an example". Thesis, University of Macau, 2018. http://umaclib3.umac.mo/record=b3951570.

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28

Wong, Chong Wan. "Using dynamically-generated account to integrate heterogeneous B2C e-payment systems." Thesis, University of Macau, 2010. http://umaclib3.umac.mo/record=b2148240.

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29

Abdulah, Samahir. "Legal risk associated with electronic funds transfer." Thesis, University of Plymouth, 2014. http://hdl.handle.net/10026.1/2910.

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The past thirty years have seen rapid advances in the technological component of banking services and as a consequence new legal issues have come to the fore, especially with regard to Electronic Fund Transfers (EFTs) which are now used to transfer money around the world, and have made fund transactions between payers and payees easier, faster and more secure. The method involves risks for both banks and customers, due to the possibility of unauthorized payments risks, credit and insolvency problems, and confidentiality issues. Most contracts and obligations now depend on the new technology, a

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30

Palmer, Lydia. "An evaluation of "on-line" banking web sites in South Africa to determine essential design criteria." Thesis, Rhodes University, 2004. http://hdl.handle.net/10962/d1007667.

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The use of the Web to carry out business on the Internet has become a viable option in all business sectors, and Internet banking in South Africa is no exception. The nature of business on the Internet in South Africa and the World is investigated. The extent of Internet banking in South Africa is ascertained and the expectations and perceived problems of online bankers are discussed. The importance of Human Computer Interface and Web Interface Design for successful business is promoted with a discussion of their guidelines and principles. Web Evaluation techniques and Tools are assessed and T

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31

Pavlovski, Christopher John. "Applied batch cryptography." Thesis, Queensland University of Technology, 2000. https://eprints.qut.edu.au/36856/1/Christopher%20Pavlovski%20Thesis.pdf.

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The material presented in this thesis may be viewed as comprising two key parts, the first part concerns batch cryptography specifically, whilst the second deals with how this form of cryptography may be applied to security related applications such as electronic cash for improving efficiency of the protocols. The objective of batch cryptography is to devise more efficient primitive cryptographic protocols. In general, these primitives make use of some property such as homomorphism to perform a computationally expensive operation on a collective input set. The idea is to amortise an expensi

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32

Stovall, Shawn Eric. "Global electronic funds transfer between small and medium sized companies." Thesis, Massachusetts Institute of Technology, 2006. http://hdl.handle.net/1721.1/37228.

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Thesis (M.B.A.)--Massachusetts Institute of Technology, Sloan School of Management, 2006.<br>Includes bibliographical references (leaf 64).<br>Cross-border electronic funds transfer is a rapidly expanding field for business and consumer payments. Large multi-national corporations have been able to invest the capital necessary to create infrastructures or work with banking institutions to facilitate payments in the past, but small and medium sized companies were limited in their ability to utilize electronic payment systems. The growth of global business has created a need for effective payment

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33

Lyons-Davis, Andrew E. "Electronic funds transfer systems and the household's transactions demand for money /." Title page, contents and introduction only, 1986. http://web4.library.adelaide.edu.au/theses/09EC/09ecl991.pdf.

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34

Carrillo, Peña Paulo Nicolás. "Reducción de barreras de adopción de criptomonedas: innovación tecnológica en los procesos de validación de transacciones." Doctoral thesis, Universitat de Girona, 2019. http://hdl.handle.net/10803/668018.

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This research proposes a solution for the reduction of part of the aforementioned barriers, through the design of the consensus protocol called Proof of Reputation (PoR) that is based on the Blockchain technology of Ethereum, to confirm transactions made with cryptocurrencies. The PoR consists of a hybrid between Proof of Work - PoW and Proof of Authority -PoA, which demands as a basic requirement to participate as a validator, maintaining a Reputation, which is obtained by validating alternatively with PoW and PoA according to established parameters. This combination allows to mitigate multi

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35

De, Bruyn Johan Hendrik. "Globalisation : the implications for and challenges to the payments systems in South Africa." Thesis, Stellenbosch : Stellenbosch University, 2002. http://hdl.handle.net/10019.1/52867.

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Thesis (MBA)--Stellenbosch University, 2002.<br>ENGLISH ABSTRACT: Payment systems can be defined as a funds transfer system processing third party payments, supervised by a central bank or appropriate Regulatory Authority. (S.W.I.F.T., 1997). Therefore the importance of a well managed system, through regulatory methods, as well as self-regulation by the industry, cannot be over emphasized. According to Humphrey, (1996: 923), the composition of non-cash transactions consists of the following five payment instruments. The paper-based transactions are composed of cheques and paperbased gi

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36

Algudah, Fayyad. "The liability of banks in electronic fund transfer transaction." Thesis, University of Edinburgh, 1993. http://hdl.handle.net/1842/1902.

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The liability of banks in electronic fund transfer (EFT) transactions is discussed in this thesis under the British and the United States law. The thesis covers banks’ liability in electronic credit and debit transfers. It covers banks’ liability in Electronic Fund Transfer at the Point Of Sale (EFTPOS), Automatic Teller Machines (ATM) and home and office banking. Liability of banks in credit card transactions and cheque truncation falls outside the scope of this thesis. In the absence of British legislation in this area, an analogy is made with the traditional methods of payment. An attempt i

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37

Davis, Albert L. "Implementation of Electronic Funds Transfer (EFT)/Financial Electronic Data Interchange (FEDI) in the Department of Defense : lessons learned from private industry /." Thesis, Monterey, Calif. : Springfield, Va. : Naval Postgraduate School ; Available from National Technical Information Service, 1996. http://handle.dtic.mil/100.2/ADA316495.

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38

Hsiao, Chih-Wen, David Turner, and Keith Ross. "A secure lightweight currency service provider." CSUSB ScholarWorks, 2004. https://scholarworks.lib.csusb.edu/etd-project/2594.

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The main purpose of this project is to build a bank system that offers a friendly and simple interface to let users easily manage their lightweight currencies. The Lightweight Currency Protocol (LCP) was originally proposed to solve the problem of fairness in resource cooperatives. However, there are other possible applications of the protocol, including the control of spam and as a general purpose medium of exchange for low value transactions. This project investigates the implementation issues of the LCP, and also investigates LCP bank services to provide human interface to currency operatio

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39

Nimer, Muna. "A critical examination of aspects of liability for fraudulent electronic funds transfer in English, US and EU law with particular reference to the UNCITRAL Model Law." Thesis, University of Leicester, 2007. http://hdl.handle.net/2381/31094.

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This thesis argues that the scope of the originator and the originator's bank's rights, duties and liabilities for fraudulent international wholesale EFT under English law, is unpredictable and uncertain. The argument relies on analysing the law applying to fraudulent international wholesale EFT in England. This includes the general principles of contract law, agency law and the rules which apply to forged cheques, and the UK Cross-Border Credit Transfer Regulations 1999 which implemented the EU Directive on Cross-Border Credit Transfers 1997. The English law is then compared with Article 4A o

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40

Andrade, Alexandre Luis de. "GetLB: uma nova arquitetura para balanceamento de carga dinâmicos em sistemas de transações eletrônicas financeiras." Universidade do Vale do Rio dos Sinos, 2013. http://www.repositorio.jesuita.org.br/handle/UNISINOS/3703.

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Submitted by Mariana Dornelles Vargas (marianadv) on 2015-05-28T14:17:29Z No. of bitstreams: 1 Getlb.pdf: 3597932 bytes, checksum: 9c794d7c5c59244cce8b65e3ccd9e1d3 (MD5)<br>Made available in DSpace on 2015-05-28T14:17:29Z (GMT). No. of bitstreams: 1 Getlb.pdf: 3597932 bytes, checksum: 9c794d7c5c59244cce8b65e3ccd9e1d3 (MD5) Previous issue date: 2013<br>Nenhuma<br>Transações eletrônicas financeiras - em inglês EFT (Electronic Funds Transfer) - representam uma realidade em expansão que impulsiona a aproximação entre consumidores e fornecedores. As transações podem ser originadas de diferent

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41

Mitchell, Corin Sebastian. "The opportunities and challenges of promoting inclusive financial services through mobile money : the case of MTN mobile money in Uganda." Thesis, Stellenbosch : Stellenbosch University, 2011. http://hdl.handle.net/10019.1/21784.

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Thesis (MDF)--Stellenbosch University, 2011.<br>Perhaps the African equivalent to the industrial revolution is the mobile revolution we’ve witnessed over the past decade. Specifically the innovation and extraordinary growth of mobile money, mobile technology platforms and ongoing service offerings to millions of otherwise mostly precluded people. The potential for these technologies coupled with latent untapped user demand across sub-Saharan Africa to catalyse investment, crowd in competition and financial service providers and as a result push financial inclusion through access and use, is va

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42

McGregor, Sue L. T. "Consumer policy : a network/political economy perspective : an application of the new macro-relational consumer policy framework to study the evolutionary dynamics of the policy community for the Electronic Fund Transfer System (EFTS) consumer issue in Canada." Thesis, University of Strathclyde, 1992. http://oleg.lib.strath.ac.uk:80/R/?func=dbin-jump-full&object_id=21316.

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This thesis argued that-sole reliance by government on the micro-economic paradigm. as the rationale for intervening in the marketplace results in too narrow an approach to consumer policy and a lack of appreciation for the dynamic and relational aspects of the consumer policy process. An integration of select constructs from the political economy and network paradigms contributed to the development of a macro-relational consumer policy framework. The network approach provides a relational perspective while the political economy paradigm provides a macro approach to widening consumer policy th

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43

Schöner, Axel, Wilhelm Meier, Jens Kubieziel, et al. "Chemnitzer Linux-Tage 2012." Universitätsbibliothek Chemnitz, 2012. http://nbn-resolving.de/urn:nbn:de:bsz:ch1-qucosa-83272.

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Die Chemnitzer Linux-Tage sind eine Veranstaltung rund um das Thema Open Source. Im Jahr 2012 wurden 104 Vorträge und Workshops gehalten. Der Band enthält ausführliche Beiträge zu 14 Hauptvorträgen sowie Zusammenfassungen zu 90 weiteren Vorträgen<br>The "Chemnitz Linux Days" is a conference that deals with Linux and Open Source Software. In 2012 104 talks and workshops were given. This volume contains papers of 14 main lectures and 90 abstracts

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Schöner, Axel, Wilhelm Meier, Jens Kubieziel, et al. "Chemnitzer Linux-Tage 2012: Tagungsband – 17. und 18. März 2012." Technische Universität Chemnitz, 2012. https://monarch.qucosa.de/id/qucosa%3A19659.

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Die Chemnitzer Linux-Tage sind eine Veranstaltung rund um das Thema Open Source. Im Jahr 2012 wurden 104 Vorträge und Workshops gehalten. Der Band enthält ausführliche Beiträge zu 14 Hauptvorträgen sowie Zusammenfassungen zu 90 weiteren Vorträgen.<br>The "Chemnitz Linux Days" is a conference that deals with Linux and Open Source Software. In 2012 104 talks and workshops were given. This volume contains papers of 14 main lectures and 90 abstracts.

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Jordaan, A. J. "Die posisionering van die produkkonsep : verkoopspunt elektroniese fondsoordragstelsel." Thesis, 2014. http://hdl.handle.net/10210/10870.

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Huang, Haibo. "Essays in electronic money and banking." Thesis, 2005. http://hdl.handle.net/2152/2444.

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"Electronic money and the derived applications: anonymous micropayment, receipt-free electronic voting and anonymous internet access." 2000. http://library.cuhk.edu.hk/record=b5890378.

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by Chan Yuen Yan.<br>Thesis (M.Phil.)--Chinese University of Hong Kong, 2000.<br>Includes bibliographical references (leaves 91-[97]).<br>Abstracts in English and Chinese.<br>Chapter 1 --- Introduction --- p.1<br>Chapter 1.1 --- Transition to a New Monetary System --- p.3<br>Chapter 1.2 --- Security and Cryptography --- p.3<br>Chapter 1.3 --- Electronic Cash: More than an Electronic Medium of Transaction --- p.4<br>Chapter 1.4 --- Organisation of the Thesis --- p.5<br>Chapter 2 --- Cryptographic Primitives --- p.7<br>Chapter 2.1 --- One-way Hash Functions --- p.7<br>Chapter 2.2 --- The

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48

Dutta, Ranjan Jarvenpaa S. L. Tomak Kerem. "Temporal separation of payments and consumption in online payment systems and their impact on firm strategies." 2005. http://repositories.lib.utexas.edu/bitstream/handle/2152/1898/duttad68667.pdf.

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Dutta, Ranjan. "Temporal separation of payments and consumption in online payment systems and their impact on firm strategies." Thesis, 2005. http://hdl.handle.net/2152/1898.

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50

Gericke, Sydney. "Security and control of electronic funds transfer specific to a corporate dial-up environment." Thesis, 2014. http://hdl.handle.net/10210/10684.

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