Relevant bibliographies by topics / Electronic payment system

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Electronic payment system'

Author: Grafiati
Published: 28 May 2022
Last updated: 30 July 2025

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Journal articles on the topic "Electronic payment system"

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Salah Uddin, Mohammad, and Afroza Yesmin Akhi. "E-Wallet System for Bangladesh an Electronic Payment System." International Journal of Modeling and Optimization 4, no. 3 (2014): 216–19. http://dx.doi.org/10.7763/ijmo.2014.v4.376.

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Polovenko, Liudmyla, Svitlana Merinova, and Kateryna Kopniak. "The development of electronic payment systems in Ukraine and their security." VUZF Review 6, no. 2 (2021): 146–52. http://dx.doi.org/10.38188/2534-9228.21.2.17.

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The paper is devoted to the study of innovations in the market of modern payment systems. The pandemic and quarantine restrictions have accelerated the expansion of the payment infrastructure in Ukraine, which in turn raises the issue of security of electronic payment systems. Ukrainians are more actively switching to electronic payments. At the same time, the trend of growing popularity of contactless payment instruments and settlements with them continues. A comparative analysis of the security of payment systems using electronic technologies in the implementation of money transfer services
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Anil, Lohar, Y. Gajare Yogini, and Kumar Atul. "E-payment system: Characteristics and features." Siddhant Management Review 2, no. 1 (2017): 19–23. https://doi.org/10.5281/zenodo.6677351.

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The financial system is considered as a real backbone of any economy. A reliable and transparent financial system is a must for handling an increasing number of monetary transactions of the economy. The e-payment system in India becoming more popular and e-payments have witnessed an exponential growth in last few years. In this article, first attempt is made to understand the e-payments, second attempt to critically analyses characteristics of e-payment system and final attempt to find the features of the ideal electronic payment system. The article is based on exploratory research and seconda
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Vasylenko, Oleksandr. "Electronic payment system as an object of criminal encroachment." Yearly journal of scientific articles “Pravova derzhava”, no. 32 (2021): 515–22. http://dx.doi.org/10.33663/0869-2491-2021-32-515-522.

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Introduction. In recent years, the number of payment transactions carried out using electronic payment systems has grown rapidly. Despite the steady growth of electronic payments among both individuals and legal entities, a number of problems remain unresolved, which primarily include ensuring the security of electronic payment transactions by the state at the legislative level and the development of effective means of combating and preventing crime. in the specified area. The current criminal legislation contains certain rules that can ensure the security of the electronic payment system. But
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Lisniak, Vladyslavа. "INTERNATIONAL EXPERIENCE OF ELECTRONIC PAYMENT SYSTEMS USING IN UKRAINE." Economic Analysis, no. 28(3) (2018): 149–53. http://dx.doi.org/10.35774/econa2018.03.149.

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Introduction. In the course of this research attention was paid to the study of theoretical and practical aspects of the development of electronic payment systems in the world and in Ukraine. The general scheme of electronic payment system work is considered. The dynamics of payments by means of electronic payment systems on the territory of Ukraine is determined. The basic principles of electronic payment systems activity are substantiated. The advantages and disadvantages of electronic payments are considered. The results of the study can be used as practical recommendations for improving th
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Huang, Ting. "Design of Mobile Electronic Micro-Payment System." Applied Mechanics and Materials 530-531 (February 2014): 859–64. http://dx.doi.org/10.4028/www.scientific.net/amm.530-531.859.

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Mobile electronic micro-payment system uses mobile terminals for electronic payments which can circulate in multiple banks and cannot limit from the bank that issues the e-cash. This paper researches electronic micro-payment on the agreement of opening account, the withdrawal agreement, the pay agreement, the deposit agreement, the update protocol of the e-cash based on elliptic curve cryptography (ECC). The design of this system is more suitable for mobile micro-payment terminals with limit of calculation capacity, storage, network bandwidth and power supply, which satisfies the needs of the
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Tkachuk, Volodymyr. "Problems of development of non-banking payment systems in Ukraine." Economic Analysis, no. 29(4) (2019): 80–88. http://dx.doi.org/10.35774/econa2019.04.080.

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Introduction. The development of non-cash payments is the key to economic growth in any country, because on the one hand, the level of control over payments increases, and on the other - the volume of customer spending increases, which leads to increased consumption and GDP growth. However, current trends in e-commerce and online commerce require the emergence of new technological solutions in the form of electronic payment systems that can legally handle transactions with electronic money and cryptocurrencies. Given the rapid pace of growth in transactions through non-banking electronic payme
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Tan, Kendry, and Hari Sutra Disemadi. "Urgency of Electronic Wallet Regulation in Indonesia." Nagari Law Review 5, no. 1 (2021): 1. http://dx.doi.org/10.25077/nalrev.v.5.i.1.p.1-14.2021.

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The payment system in Indonesia has undergone significant changes to date. Starting from the barter system to the existence of an electronic payment system. This change is caused by the development of technology, which has an impact on changing people's lifestyles. The payment system has been known to the public since 2014 when Bank Indonesia issued the National Non-Cash Movement (GNNT) policy. This policy aims to create a cashless society eco-system while at the same time introducing the advantages of electronic payments to the public. Electronic payments are considered safer, more efficient,
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Bekmurodov, Shakhzod Komol son. "ACCOUNTING AND AUDITING OF ELECTRONIC MONEY IN BANKS." TJE - Tematics journal of Social Sciences 10, no. 7 (2022): 74–81. https://doi.org/10.5281/zenodo.6351505.

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<strong>Abstract. </strong>A payment system (hereinafter referred to as the &quot;PS&quot;) is a set of relations that ensure the implementation of payments through the interaction of (1) the PS operator, (2) the PS participant and (3) payment organizations through the application of (a) procedures, (b) infrastructure and (c) rules of the payment system established by the PS operator. Uzcard, Humo and Upay are currently national payment systems.
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Bekmurodov, Shakhzod Komol son. "ACCOUNTING AND AUDITING OF ELECTRONIC MONEY IN BANKS." Thematics Journal of Business Management 5, no. 1 (2022): 36–43. https://doi.org/10.5281/zenodo.6410021.

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<strong>Abstract. </strong>A payment system (hereinafter referred to as the &quot;PS&quot;) is a set of relations that ensure the implementation of payments through the interaction of (1) the PS operator, (2) the PS participant and (3) payment organizations through the application of (a) procedures, (b) infrastructure and (c) rules of the payment system established by the PS operator. Uzcard, Humo and Upay are currently national payment systems.
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Dissertations / Theses on the topic "Electronic payment system"

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Mandadi, Ravi. "Comparison of Current On-line Payment Technologies." Thesis, Linköping University, Department of Electrical Engineering, 2006. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-7383.

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<p>The purpose of this thesis work was to make a survey of current on-line payment technologies and find out which are they and how do they work? Compare and analyze them from a security point of view, as well as a usability point of view. What is good? What is bad? What is lacking?</p><p>To achieve this purpose, an overview of the current on-line payment technologies was acquired through academic books and papers, Internet sites, magazines. Basic cryptographic and security related techniques were studied for the security analysis of current on-line payment systems.</p><p>In this work, various
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Hao, Yiyao. "Micro-payment exchange system." CSUSB ScholarWorks, 2005. https://scholarworks.lib.csusb.edu/etd-project/2838.

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The purpose of this project is to investigate the infrastructure requirements for a currency exchange market for holders of currencies issued through the Lightweight Currency Protocol. The Lightweight Currency Protocol was designed as a means for entities to issue currencies for the purpose of cultivating low value business transactions between collaborating nodes in a peer-to-peer market.
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Deng, Ni. "A secure, payment-based email delivery system." CSUSB ScholarWorks, 2005. https://scholarworks.lib.csusb.edu/etd-project/2909.

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Foo, Ernest. "Strategies for designing efficient electronic payment schemes." Thesis, Queensland University of Technology, 2000.

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Pant, Shristi. "A SECURE ONLINE PAYMENT SYSTEM." UKnowledge, 2011. http://uknowledge.uky.edu/cs_etds/1.

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An online payment system allows a customer to make a payment to an online merchant or a service provider. Payment gateways, a channel between customers and payment processors, use various security tools to secure a customer’s payment information, usually debit or credit card information, during an online payment. However, the security provided by a payment gateway cannot completely protect a customer’s payment information when a merchant also has the ability to obtain the payment information in some form. Furthermore, not all merchants provide a secure payment environment to their customers an
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Wang, Hua. "Access management in electronic commerce system." University of Southern Queensland, Faculty of Sciences, 2004. http://eprints.usq.edu.au/archive/00001522/.

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The definition of Electronic commerce is the use of electronic transmission mediums to engage in the exchange, including buying and selling, of products and services requiring transportation, either physically or digitally, from location to location. Electronic commerce systems, including mobile e-commerce, are widely used since 1990. The number of world-wide Internet users tripled between 1993 and 1995 to 60 million, and by 2000 there were 250 million users. More than one hundred countries have Internet access. Electronic commerce, especial mobile e-commerce systems, allows their users to acc
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Addo, Archie N. S. "An Expert System for the Selection of Electronic Payment Systems Based on Organizational Security Requirements." NSUWorks, 1999. http://nsuworks.nova.edu/gscis_etd/382.

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The widespread popularity of the Internet has made the promise of worldwide electronic commerce (EC) a reality. Companies are exploring how to provide goods and services over the Internet in order to extend their reach to a global marketplace that conducts business 24 hours a day, seven days a week. The low cost of transacting business electronically has been the motivating factor as consumers eagerly look toward the Internet to create economic opportunities. Electronic payment, a financial exchange that takes place online between buyers and sellers, is an integral part of EC. The content of t
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Raza, Syed Ali. "A novel electronic commerce payment system with inherent security, interoperability and negotiation capability." Thesis, Birmingham City University, 2004. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.424482.

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Кравець, Віктор Михайлович. "Розробка та впровадження національної системи масових електронних платежів". Thesis, Українська академія банківської справи, 1999. http://essuir.sumdu.edu.ua/handle/123456789/51448.

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Метою дисертаційного дослідження є обгрунтування організаційних засад та фінансових аспектів створення національної системи масових електронних платежів.<br>Целью исследования является обоснование организационных основ и финансовых аспектов создания национальной системы массовых электронных платежей.<br>The aim of the research is a study for institutional framework and financial aspects of establishing a national system of electronic payment.
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Tomikawa, Hideaki 1967. "A system dynamics analysis for the complementary integration of online contents distribution businesses and electronic payment businesses." Thesis, Massachusetts Institute of Technology, 2003. http://hdl.handle.net/1721.1/17003.

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Thesis (S.M.M.O.T.)--Massachusetts Institute of Technology, Sloan School of Management, Management of Technology Program, 2003.<br>Includes bibliographical references (leaves 146-148).<br>This electronic version was submitted by the student author. The certified thesis is available in the Institute Archives and Special Collections.<br>Problems are occurring in the digital business economy as companies try to realize a tangible profit. As network infrastructures improve, the value of information becomes less and less since marginal costs for digital goods is practically zero and searching the
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Books on the topic "Electronic payment system"

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McKinlay, Melita. Electronic cash: A payment system for the internet. Oxford Brookes University, 1999.

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Southern African Development Community. Payment System Project Team. Guide to developing a strategic framework for payment system modernisation. SADC Payment System Project Team, 2002.

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J, Summers Bruce, and International Monetary Fund, eds. The Payment system: Design, management, and supervision. International Monetary Fund, 1994.

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McAndrews, James J. Banking and payment system stability in an electronic money world. Federal Reserve Bank of Philadelphia, Economic Research Division, 1997.

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Bradford, Terri. Nonbanks in the payments system. Payments System Research Dept., Federal Reserve Bank of Kansas City, 2003.

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Geva, Benjamin. Legal aspects relating to payment by e-money: Review of retail payment system fundamentals. London Institute of International Banking, Finance & Development Law, 2001.

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Timo, Iivarinen, and Suomen Pankki, eds. Regulation and control of payment system risks: A Finnish perspective. [Bank of Finland], 2003.

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Borio, C. E. V. The nature and management of payment system risks: An international perspective. Bank for International Settlements, Monetary and Economic Dept., 1993.

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Bhala, Raj. Towards a payments system law for developing and transition economies. World Bank, 1995.

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Yue, Li. Zhongguo zhi fu ti xi: Ying Han dui zhao = China Payment System. Zhongguo jin rong chu ban she, 2017.

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Book chapters on the topic "Electronic payment system"

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Hassan, Md Arif, Zarina Shukur, and Mohammad Kamrul Hasan. "Electronic Wallet Payment System in Malaysia." In Data Analytics and Management. Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-15-8335-3_55.

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Huang, Ting. "Design of Mobile Electronic Payment System." In Lecture Notes in Electrical Engineering. Springer International Publishing, 2013. http://dx.doi.org/10.1007/978-3-319-01766-2_81.

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Zhao, J., C. Dong, and E. Koch. "Yet Another Simple Internet Electronic Payment System." In Mobile Communications. Springer US, 1996. http://dx.doi.org/10.1007/978-0-387-34980-0_27.

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Qiu, Weidong. "A Fair Off-line Electronic Payment System." In Studies in Computational Intelligence. Springer Berlin Heidelberg, 2007. http://dx.doi.org/10.1007/978-3-540-44910-2_9.

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Camenisch, Jan L., Jean-Marc Piveteau, and Markus A. Stadler. "An efficient electronic payment system protecting privacy." In Computer Security — ESORICS 94. Springer Berlin Heidelberg, 1994. http://dx.doi.org/10.1007/3-540-58618-0_65.

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Wonglimpiyarat, Jarunee. "Electronic Payment System of Thailand: Mobile Banking Market Competition." In The Book of Payments. Palgrave Macmillan UK, 2016. http://dx.doi.org/10.1057/978-1-137-60231-2_23.

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Žilka, Roman, Vashek Matyáš, and Libor Kyncl. "Four Authorization Protocols for an Electronic Payment System." In Mathematical and Engineering Methods in Computer Science. Springer Berlin Heidelberg, 2012. http://dx.doi.org/10.1007/978-3-642-25929-6_19.

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Goodell, Geoff, D. R. Toliver, and Hazem Danny Nakib. "A Scalable Architecture for Electronic Payments." In Financial Cryptography and Data Security. FC 2022 International Workshops. Springer International Publishing, 2023. http://dx.doi.org/10.1007/978-3-031-32415-4_38.

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AbstractWe present a scalable architecture for electronic retail payments via central bank digital currency and offer a solution to the perceived conflict between robust regulatory oversight and consumer affordances such as privacy and control. Our architecture combines existing work in payment systems and digital currency with a new approach to digital asset design for managing unforgeable, stateful, and oblivious assets without relying on either a central authority or a monolithic consensus system. Regulated financial institutions have a role in every transaction, and the consumer affordance
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Huang, Xiaodi, Xiaoling Dai, Edwin Singh, and Weidong Huang. "Evaluating a Micro-payment System for Mobile Electronic Commence." In Lecture Notes in Computer Science. Springer International Publishing, 2015. http://dx.doi.org/10.1007/978-3-319-24132-6_11.

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RomÃo, Artur, and Miguel Mira da Silva. "An agent-based secure internet payment system for mobile computing." In Trends in Distributed Systems for Electronic Commerce. Springer Berlin Heidelberg, 1998. http://dx.doi.org/10.1007/bfb0053403.

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Conference papers on the topic "Electronic payment system"

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Guan, Yuqing, and Andrea Tick. "Application and Evaluation of Layered Security Measures in Military Electronic Payment Systems." In 2024 IEEE 24th International Symposium on Computational Intelligence and Informatics (CINTI). IEEE, 2024. https://doi.org/10.1109/cinti63048.2024.10830875.

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Sari, Alparslan, Mustafa Demircan, Murat E. Unal, and Adnan Ozsoy. "Optimizing Construction Payment Systems Through Blockchain-Enabled Smart Contracts." In 2025 IEEE International Conference on Consumer Electronics (ICCE). IEEE, 2025. https://doi.org/10.1109/icce63647.2025.10929841.

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Faisal, M. A., and Tarem Ahmed. "Design and Implementation of a Secure Mobile Financial Payment System." In 2025 IEEE 15th Symposium on Computer Applications & Industrial Electronics (ISCAIE). IEEE, 2025. https://doi.org/10.1109/iscaie64985.2025.11080824.

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Yuzvovich, L. I., M. I. Lvova, and M. S. Maramygin. "Strategic Determinants of Choice of Electronic Payment System in Internet Trade Companies." In International Conference on Finance, Economics, Management and IT Business (FEMIB 2024). Crossref, 2025. https://doi.org/10.63550/iceip.2025.76.98.001.

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The scientific article is devoted to the strategic determinants of choosing an electronic payment system in online trading companies based on the creation of an integrated approach to analyzing the performance of these systems in the context of e-commerce activities. In the modern world, where boundaries are erased due to digitalization, tools for making electronic payments are acquiring new horizons of distribution. They are becoming key in processing significant financial flows, making their reliability and security vital for economic entities whose activities are related to e-commerce. Fail
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Mavridis, I., G. Pangalos, T. Koukouvinos, and S. Muftic. "A secure payment system for electronic commerce." In Proceedings. Tenth International Workshop on Database and Expert Systems Applications. DEXA 99. IEEE, 1999. http://dx.doi.org/10.1109/dexa.1999.795290.

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Yun Ling, Yiming Xiang, and Xun Wang. "RSA-based secure electronic cash payment system." In 2007 IEEE International Conference on Industrial Engineering and Engineering Management. IEEE, 2007. http://dx.doi.org/10.1109/ieem.2007.4419522.

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Yang, Peilu. "Research of electronic payment system based on B2C." In International Conference on Modern Engineering Soultions for the Industry. WIT Press, 2014. http://dx.doi.org/10.2495/mesi141952.

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Da-Xing Wang and Ji-Kai Teng. "Research and analysis of electronic cash payment system." In 2010 International Conference on Educational and Information Technology (ICEIT). IEEE, 2010. http://dx.doi.org/10.1109/iceit.2010.5608359.

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Qiang Xu and Hong Zhao. "Distributed electronic payment system based on bank union." In Proceedings Fourth International Conference/Exhibition on High Performance Computing in the Asia-Pacific Region. IEEE, 2000. http://dx.doi.org/10.1109/hpc.2000.846614.

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Cusmaunsa, Dan. "Accounting aspects of the RunPay Moldova payment system." In Conferința științifică internațională studențească „Provocările contabilității în viziunea tinerilor cercetători”, ediția VII. Academy of Economic Studies of Moldova, 2023. http://dx.doi.org/10.53486/issc2023.53.

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In the modern world more and more people prefer electronic money and are trying to go cashless. With the evolution of technologies, in recent years, modern methods of settlement through electronic payment systems have begun to break through the market of the Republic of Moldova (with delay, compared to Western countries) and to be widely used. Settlers in this respect have been and are IT companies, which interact more intensively with business partners (suppliers and customers) abroad and already make extensive use of such electronic payment systems. Subsequently, electronic payment systems s
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Reports on the topic "Electronic payment system"

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Tinta, Jule Kaïni, Mouhamed Zerbo, Fabrizio Santoro, Awa Diouf, and Kèrabouro Pale. Electronic Services and Tax Compliance: Evidence from Medium and Small Businesses in Burkina Faso. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.099.

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African governments are increasingly digitalising their tax systems, with the hope of raising more revenue through digitalisation. This paper investigates the adoption and impact of electronic services on tax outcomes, focusing on small and medium enterprises (SMEs) in Burkina Faso. We focus on three indicators of e-service adoption by taxpayers – namely registering for the eSINTAX platform, using it for e-filing (called eSINTAX filing), and paying taxes digitally (called tax epayment). We rely on survey data from 1,090 SMEs and tax administrative data of about 17,000 SMEs on eSINTAX, tax retu
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Gruodis, Alytis, Violeta Jadzgevičienė, Aleksandr Igumenov, Joana Lapkovskaja, and Jonas Žaptorius. INO-PAY Information System Using E-Pay and E-Banking Realizations. Case Study. Vilnius Business College, 2024. https://doi.org/10.57005/ab.2024.2.7.

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The innovative FinTech platform INO-PAY was described in terms of construction, functionality, flexibility, expandability, and security assurance framework. Current solutions of E-banking and E-pay systems are presented to compare the marked requirements, needs of customers, and technical issues. User - customer receives complete information about the transaction, including transaction parameters, transaction accompanying documents (contract, invoice, protocols, receipts, etc.) in real-time, which has not been provided on any electronic payment platforms. The created product ensures the conven
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Gillen, Emily, Olivia Berzin, Adam Vincent, and Doug Johnston. Certified Electronic Health Record Technology Under the Quality Payment Program. RTI Press, 2018. http://dx.doi.org/10.3768/rtipress.2018.pb.0014.1801.

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The 2016 Quality Payment Program (QPP) is a Medicare reimbursement reform designed to incentivize value-based care over volume-based care. A core tenet of the QPP is integrated utilization of certified electronic health record technology (CEHRT). Adopting and implementing CEHRT is a resource-intensive process, requiring both financial capital and human capital (in the form of knowledge and time). Adoption can be especially challenging for small or rural practices that may not have access to such capital. In this issue brief, we discuss the role of CEHRT in the QPP and offer policy recommendati
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Masuku, Phindile T., Ziyanda Dlamini, and Fabrizio Santoro. Understanding the Tax Payment Compliance of Companies: Evidence from Eswatini. Institute of Development Studies, 2025. https://doi.org/10.19088/ictd.2025.040.

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Corporate income tax (CIT) compliance is a critical aspect of maintaining a fair and robust tax system. It ensures that businesses fulfil their legal tax obligations and contribute their fair share to public finances. However, achieving high compliance rates is often challenging due to various factors including, among others, the complexity of the tax system, economic factors (income levels, audit probabilities, liquidity constraints, tax benefits etc.) and businesses’ perceptions about the tax system and government. The Eswatini Revenue Service (ERS) database was used to access returns and pa
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Tinta, Jasmine, Mouhamed Zerbo, Fabrizio Santoro, Awa Diouf, and Kèrabouro Pale. Electronic Services and Tax Compliance: Evidence from Medium and Small Businesses in Burkina Faso. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.100.

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Electronic tax services represent a promising opportunity to strengthen business tax compliance in developing countries, particularly in Africa, where the level of business informality remains high. These services offer more inclusive, secure, and rapid access to tax processes to enable businesses to meet their tax obligations more efficiently. The use of electronic platforms also helps businesses to maintain more accurate financial records, which improves the quality of tax returns and enhances the perception of the effectiveness of controls by tax authorities. In addition, these technologies
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Derrick, Fossong, Ashu Mc Moi Ndi, and Fabrizio Santoro. Digital Tax Policy and Tax Revenue Collection in Cameroon. Institute of Development Studies, 2024. http://dx.doi.org/10.19088/ictd.2024.001.

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Many African countries have made significant progress in digitalising tax administration. Recent research has shown promising evidence around the impact of digital solutions, such as electronic filing, on tax compliance and revenue generation. Very little, however, is known about how digitalisation could strengthen local tax administration, and how subnational government levels could benefit from broader national digitalisation reforms. The case of Cameroon illustrates how local tax administrations can struggle to benefit from technology. The digital tax policy (DTP) was adopted in Cameroon in
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Megersa, Kelbesa, Fabrizio Santoro, Adrienne Lees, et al. Technology and Tax: Adoption and Impacts of E-services in Rwanda. Institute of Development Studies, 2023. http://dx.doi.org/10.19088/ictd.2023.029.

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Many low-income countries are increasingly digitising their tax services, which can bring a range of benefits, from reducing compliance costs and improving record-keeping, to limiting opportunities for corruption and increasing fairness in the tax system. However, the success of these benefits depends on adequate levels of awareness and adoption of e-services among taxpayers; where these levels are suboptimal, tax e-services may produce only partial benefits. This paper examines the extent of awareness and uptake of tax e-services in Rwanda from a pre-pandemic situation up to two years into th
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Arango-Arango, Carlos A., Ana Carolina Ramirez-Pineda, and Manuela Restrepo-Bernal. Person-to-business Instant payments in Colombia: would it stick? Banco de la República, 2022. http://dx.doi.org/10.32468/be.1192.

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More than 60 countries in the world have already implemented instant payment systems (IPS). However, in many cases they have been operational mainly for person-to-person transactions. This study looks at the challenges IPS may face in developing economies like Colombia as they advance further into the person-to-business transactions space. Using a survey on Colombian merchants (IV-2020), the study explores the factors associated with merchants´ propensity to adopt instant payments and those associated with the adoption of current electronic payment alternatives. It shows that IPS will need to
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Cruces, Guillermo. Conditional Cash Transfers, Debit Cards and Financial Inclusion: Experimental Evidence from Argentina. Inter-American Development Bank, 2023. http://dx.doi.org/10.18235/0005079.

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Cash transfer and other social protection programs in developing countries have often been accompanied by measures to foster financial inclusion, such as the adoption and use of bank accounts and electronic means of payments. Argentina's social benefits are paid in bank accounts and accessed through debit cards. With the simultaneous objective of fostering formality among beneficiaries and stores, the use of debit cards for purchases has been incentivized by means of additional subsidies. We studied the low take-up of these extra benefits by means of a field experiment involving 400,000 benefi
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Navarro, Adoracion. The Evolution of Reforms and the State of Competition in Public Procurement in the Philippines. Philippine Institute for Development Studies, 2024. http://dx.doi.org/10.62986/dp2023.48.

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In the literature on Philippine public procurement, knowledge gaps exist in terms of coverage of the period of reform implementation and the scope of reform application. This study helps close these gaps by analyzing Philippine public procurement history up to the years of application of the 2016 implementing rules and regulations of the General Procurement Act and using data for the usual three procurement categories: civil works, consulting services, and goods procurement. It also suggests a logit model of procurement specifically for the Philippines, given the available data in the Philippi
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