Relevant bibliographies by topics / Enterprise borrower

Contents

  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Enterprise borrower'

Author: Grafiati
Published: 28 May 2022
Last updated: 30 July 2025

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Journal articles on the topic "Enterprise borrower"

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Bondarenko, A., M. Moiseienko, V. Gordienko, and O. Dutchenko. "CREDIT CAPACITY ASSESSMENT OF COMMERCIAL BANK BORROWER." Vìsnik Sumsʹkogo deržavnogo unìversitetu, no. 4 (2019): 93–100. http://dx.doi.org/10.21272/1817-9215.2019.4-12.

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The purpose of the article is to study the essence of solvency of the enterprise, to determine the approaches to assessment and analysis of solvency. Since the assessment of the borrower's solvency is the key to the successful functioning not only of the financial and credit institution, but also of the enterprise itself, so in the conditions of formation and development of market relations lenders need to have an accurate idea of the borrower's solvency. Relevance of the research topic is explained by the fact that today the solvency of the enterprise requires a thorough and comprehensive res
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SHEPTUKHA, Olena, and Anna LAPTIEVA. "Assessment of the borrower's credit capacity using discriminative analysis." Economics. Finances. Law, no. 6 (June 26, 2020): 25–28. http://dx.doi.org/10.37634/efp.2020.6.6.

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Introduction. At the present stage of economic development in the organization of credit relations uses a significant number of approaches and methods to determine the creditworthiness of the borrower. Today, banking institutions are developing different approaches to the analysis of the borrower's creditworthiness. Moreover, each bank determines its own method of assessing the financial condition of a potential borrower, taking into account the specific terms of the contract. Assessment of creditworthiness of the enterprise by the method of discriminant analysis is carried out by calculating
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KOSOVA, Tetiana, Anton KURHANSKYI, and Oleksandr KUTSEV. "Restructuring as a form of settlement of problematic credit debt of banking institutions." Economics. Finances. Law 8, no. - (2023): 50–53. http://dx.doi.org/10.37634/efp.2023.8.12.

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Definitions of credit debt restructuring of banking institutions provided in several legal acts are summarized. They are reduced to changing the essential conditions of the current credit agreement to soften the requirements for the borrower in connection with his financial difficulties, the need to create favorable conditions for him to fulfill his credit obligations. The objects of restructuring under the credit agreement are: interest rate; forgiveness of part of the debt; his debt repayment schedule; terms and amounts of repayment of the main part of the loan, fees, etc. Restructuring of t
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Shubenko, Inna A. "Unity of Credit Risk as Creditor’s Risk and Borrower’s Risk: The Past and the Approach of Present-Day." Business Inform 1, no. 540 (2023): 151–59. http://dx.doi.org/10.32983/2222-4459-2023-1-151-159.

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The main suppliers of credit resources to the today’s market are commercial banks, which for a long time act as the main creditors of both legal entities and individuals. The formation of credit relations occurs in the external environment, which can give rise to completely new risks that the developed credit market has not previously faced. The purpose of the study is to complement the essence of credit risk and consider it not only from the standpoint of the lender, but also the borrower, as well as outline methods for managing it. The main research methods in this publication are methods of
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KOTSERUBA, N.V. "Estimation of solvency of enterprise–borrower on basis of indexes of financial reporting." Market Relations Development in Ukraine №7-8(230-231)2020 145 (November 4, 2020): 111–19. https://doi.org/10.5281/zenodo.4244323.

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The subject of the research is to increase the validity of banking decisions regarding the provision of loans to business entities depending on the credit ratings of potential borrowers. The purpose of the study is to improve the methodology for assessing the creditworthiness of borrowers and increase on this basis the validity of banking decisions regarding the provision of loans to businesses depending on the level of creditworthiness of potential borrowers. Methodology of work – the work used general and specific methods, in particular, economic and logical methods and techniques of e
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Protas, N. G., I. V. Mikhailyuk, and M. S. Khoroshilov. "The variety of modeling methods in the analysis of financial reporting of the borrower." Vestnik NSUEM, no. 3 (October 2, 2023): 83–96. http://dx.doi.org/10.34020/2073-6495-2023-3-083-096.

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Currently, the development of the efficiency of bank lending is directly related to ensuring sustainable economic growth. A significant increase in the efficiency of the credit process is achieved through the mechanism of preliminary credit analysis – a set of control and settlement measures aimed at identifying and assessing the risks of increasing the volume of loans provided by a credit institution to borrowers. The key disadvantage of classical methods of assessing the financial condition of an enterprise is the static nature of models, which leads to a decrease in their predictive power d
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Sydykova, Ch K., Sh Kh Atakhodjaev, U. M. Abdyldaeva, and T. Sh Atakhodzhaeva. "THE NEED FOR ANTI-CRISIS MANAGEMENT BASED ON FINANCIAL DIAGNOSTICS." Herald of KSUCTA n a N Isanov, no. 2-2021 (June 24, 2021): 292–95. http://dx.doi.org/10.35803/1694-5298.2021.2.292-295.

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This article reveals the issues of the need for financial diagnostics of an enterprise to determine the financial situation in it. Another equally important reason for interest in diagnostic tools is the need for enterprises to use bank loans to finance their activities. Effective diagnostic tools give direction to the need to use a bank loan to finance the activities of an enterprise, the volume of which is increasing from year to year against the backdrop of a growing share of overdue loans and general insolvency of borrowers. Banks transfer most of their monetary funds and assets for long-t
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Srivastava, Anubha, and Preeti Kulshresthra. "A study of micro finance institution’s role in developing the small scale enterprises of Ethiopia." Diponegoro International Journal of Business 1, no. 2 (2018): 94. http://dx.doi.org/10.14710/dijb.1.2.2018.94-104.

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This study was conducted in Gedio zone small scale enterprise financed by micro finance institution. The main objective the study was to evaluate and determine the factor that determines loan repayment performance of small scale enterprise financed by yirgachefeMFI. For the success of the study both primary and secondary data were collected to determine the loan repayment performance of small scale enterprises in Gedio zone. Questionnaire were administered to 50 borrower and manager of MFI. The data gathered are tabulated and interpreted for ease of analysis and suitability for the reader.
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Wasilewska, Natalia, Mirosław Wasilewski, and Serhiy Zabolotnyy. "The Enterprise’s Financial Condition Assessment as a Component of its Creditworthiness." Zeszyty Naukowe SGGW w Warszawie - Problemy Rolnictwa Światowego 18(33), no. 4 (2018): 493–503. http://dx.doi.org/10.22630/prs.2018.18.4.137.

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The article covers aspects of financial condition analysis regarding creditworthiness of Ukrainian agricultural enterprises that had to operate in unstable economic conditions in 2009-2017. It is proposed to improve methodological approaches to financial assessment of an enterprise – a potential borrower, due to changes in the economy, in particular in the financial sector, which have been influenced by crises that have shaken the Ukrainian economy twice in the past ten years. The proposed approaches to assessing the financial condition of an agricultural enterprise as a component of its credi
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FORKUN, IRYNA, and TETYANA GORDEEVA. "MANAGEMENT OF RAISING FINANCIAL RESOURCES OF THE ENTERPRISE ON THE BASIS OF THE FINANCIAL RISK RATIO TARGETING." Herald of Khmelnytskyi National University 294, no. 3 (2021): 262–67. http://dx.doi.org/10.31891/2307-5740-2021-294-3-42.

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The article analyzes the essential characteristics and modern approaches to raising different types of financial resources by enterprises in order to ensure continuous operation. Raising financial resources is a master goal of financial activity. It is substantiated that sufficient financial security in case of lack of equity causes borrowing financial resources, which leads to changes in the size and composition of equity and liabilities of the enterprise. The efficiency of financial activities can be assessed through the balance between own and borrowed financial resources. However, financia
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Dissertations / Theses on the topic "Enterprise borrower"

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Заїка, Ю. Д. "Прогнозування ймовірності банкрутства підприємства-позичальника". Master's thesis, Сумський державний університет, 2019. http://essuir.sumdu.edu.ua/handle/123456789/76149.

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В період нестабільного розвитку економіки досить актуальним стає питання кредитування. Значна кількість малих підприємств інколи просто не в змозі втриматися на ринку лише за рахунок власних коштів. Саме тоді стає досить важливою роль банків на бізнес арені. Метою випускної кваліфікаційної (дипломної) роботи є дослідження причин банкрутства підприємства, можливості запобігання та попередньої оцінки кредитоспроможності позичальника, вдосконалення методів прогнозування банкрутства. Об’єктом дослідження є оцінювання ймовірності банкрутства підприємствапозичальника. Предметом дослідження є віднос
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Afram, Christina, and Natalia Arhawe. "Kreditbedömningen av mikroföretag : Kreditbedömningens faktorer och påföljden av den slopade revisionsplikten." Thesis, Södertörns högskola, Institutionen för samhällsvetenskaper, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-18640.

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Introduction: 1 November 2010  came the amendment about the audit requirement into force. The amendment concerned only micro-enterprises. The most common form offinancing for micro-enterprises are bank loans, therefore the banks play a major role in the business and wellness of micro-enterprises. Purpose: Purpose of this paper is to examine if the credit assessment has been affected by the removal of the audit requirement for micro-enterprises. Method: This study will be conducted by a qualitative study in the form of interviews. Five interviews were conducted, with four respondents from the l
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Боронос, Вікторія Георгіївна, Виктория Георгиевна Боронос, Viktoriia Heorhiivna Boronos та Ю. В. Відменко. "Процес оптимізації фінансового капіталу підприємства як інструмент впливу на його вартість". Thesis, Сумський державний університет, 2019. https://essuir.sumdu.edu.ua/handle/123456789/77631.

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Капітал підприємства є одним з ключових факторів, що впливає на ефективність його діяльності. У сучасних умовах господарювання в процесі функціонування будь-якого суб’єкта підприємництва використання виключно власного капіталу є економічно недоцільним, тому кожне підприємство прагне до залучення позикових ресурсів. Крім того, зарубіжна практика стверджує, що незалежно від наявних економічних умов, метою діяльності підприємства залишається підвищення добробуту його власників. Відповідно виникає необхідність визначення оптимального співвідношення власного та позикового капіталів, що, в с
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Молдован, О. С. "Управління використанням прибутку підприємства". Thesis, Одеський національний економічний університет, 2020. http://dspace.oneu.edu.ua/jspui/handle/123456789/12598.

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У дипломній роботі досліджено теоретичні основи управління використанням прибутку підприємства. Наведено методичні засади оцінки прибутковості підприємства. В роботі проаналізовано підходи до оцінки рівня прибутковості підприємства. В аналітичному розділі проведено аналіз виробничо-господарської, зовнішньої та фінансової сфери підприємства ТОВ «Телекарт-Прилад», в ході якого були досліджені: макросередовище підприємства, майновий стан підприємства, показники рентабельності, показники ліквідності, показники ділової активності та показники фінансової прибутковості підприємства. У дипломній роб
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Кожин, Д. О. "Управління джерелами фінансування підприємств". Thesis, Одеський національний економічний університет, 2020. http://dspace.oneu.edu.ua/jspui/handle/123456789/12594.

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У дипломній роботі досліджено теоретичні основи управління джерелами фінансування підприємства. Наведено методичні засади оцінки джерел фінансування підприємства. В роботі проаналізовано підходи до оцінки джерел фінансування підприємства. В аналітичному розділі проведено аналіз виробничо-господарської, зовнішньої та фінансової сфери підприємства ТОВ «Телекарт-Прилад», в ході якого були досліджені: основні фінансові показники діяльності підприємства, показники фінансової стійкості, показники рентабельності, показники ліквідності, показники джерел фінансування підприємства, показники ділової ак
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Naidoo, Krean. "Borrower-specific financial constraints to black youth entrepreneurs in the Tshwane metropolitan area." Diss., 2012. http://hdl.handle.net/2263/26780.

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This research aims to explore the borrower-specific financial constraints that prevent black youth entrepreneurs in Tshwane from accessing finance to for their own start-ups. To achieve its goal, the research seeks to explore whether there are significant differences between black youth entrepreneurs in Tshwane in terms of their personal demographics, business information and personal factors towards business. The empirical results and theoretical literature are examined to facilitate a better understanding of the borrower-specific financial constraints preventing access to finance for start-u
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Волошина, Т. М. "Управління вартістю капіталу підприємства". Thesis, 2018. http://dspace.oneu.edu.ua/jspui/handle/123456789/9745.

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Кваліфікаційна робота магістра складається з трьох розділів. Об'єктом дослідження є система управління вартістю капіталу підприємства. У роботі розглядаються теоретичні аспекти сутність та формування вартості капіталу, методологія розрахунків та управління вартістю капіталу підприємства. Проаналізовано управління вартістю капіталу підприємств на прикладі ПрАТ «МХП». Також досліджено міжнародний досвід системи управління вартістю капіталу підприємства та запропоновано рекомендації щодо оптимізації вартості капіталу підприємства.<br>Thesis consists of three chapters. The object of the study is t
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Данькова, В. Д. "Управління джерелами фінансування підприємств та оптимізація структури капіталу". Thesis, 2018. http://dspace.oneu.edu.ua/jspui/handle/123456789/9658.

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У роботі розглядаються теоретичні аспекти процесу фінансування підприємств та його форм, охарактеризовані внутрішні та зовнішні джерела фінансування підприємств, розкриті методичні підходи до оптимізації структури капіталу підприємства. Проаналізовано джерела фінансування підприємства, їх структуру та динаміку, проведено аналіз управління структурою капіталу, здійснено економіко-математичне моделювання процесу формування капіталу на КП «Теплопостачання м. Одеси». Запропоновано рекомендації щодо підвищення ефективності управління структурою капіталу КП «Теплопостачання м. Одеси». Описано пр
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Books on the topic "Enterprise borrower"

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Will, Mitchell, ed. Build, borrow, or buy: Solving the growth dilemma. Harvard Business Review Press, 2012.

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Clarke, George R. G. Does foreign bank penetration reduce access to credit in developing countries: Evidence from asking borrowers. World Bank, Development Research Group, Finance, 2001.

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New Zealand. Ministry of Women's Affairs., ed. He Tohutohu mō te Tono Herengi =: Maori women as borrowers : guidelines for you and your business. Te Ohu Whakatupu, Te Minitatanga Mō Nga Wāhine, 1991.

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Poletaeva, Vladislava. Financial mechanism for the formation of the economy of sustainable industrial growth. INFRA-M Academic Publishing LLC., 2021. http://dx.doi.org/10.12737/1347148.

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"The monograph is devoted to the development of a financial mechanism for the transformation of the national economic system from a relatively low growth rate and their significant instability of the export-raw materials model to a model of sustainable industrial growth.&#x0D; In the first chapter, the rationale is made for the feasibility (to solve the problem of forming an economy of sustainable industrial growth) of developing cooperation between the banking sector and the state in the field of financing the manufacturing industry based on the implementation of the interests of all key stak
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Office, General Accounting. Small business: A comparison of SBA's 7(a) loans and borrowers with other loans and borrowers : report to the Committee on Small Business, U.S. Senate. The Office, 1996.

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Office, General Accounting. Tax policy: Deducting interest on funds borrowed to purchase or carry tax-exempt bonds : report to the Joint Committee on Taxation. The Office, 1988.

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Gillis, Tom S. Guts and Borrowed Money. Bard, 1997.

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Jaffe, Dennis T. Borrowed from Your Grandchildren: The Evolution of 100-Year Family Enterprises. Wiley & Sons, Incorporated, John, 2020.

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Jaffe, Dennis T. Borrowed from Your Grandchildren: The Evolution of 100-Year Family Enterprises. Wiley & Sons, Incorporated, John, 2020.

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Alibhai, Salman, Niklas Buehren, and Sreelakshmi Papineni. Better Loans or Better Borrowers? Impact of Meso-Credit on Female-Owned Enterprises in Ethiopia. World Bank, Washington, DC, 2018. http://dx.doi.org/10.1596/1813-9450-8511.

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Book chapters on the topic "Enterprise borrower"

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Aleskerova, Yuliia. "MANAGEMENT OF THE CREDIT PROCESS IN UKRAINE." In Traditional and innovative approaches to scientific research: theory, methodology, practice. Publishing House “Baltija Publishing”, 2022. http://dx.doi.org/10.30525/978-9934-26-241-8-22.

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The purpose of the article is to determine and determine the results of lending from LLC "Khmilnytskyi Dry Skimmed Milk Plant "Molochny Visit" in order to prevent its bankruptcy with the help of timely lending, calculation of indicators. Directions for improving the statutory crediting of the plant by economic and financial methods are proposed. The definition and meaning of credit for Ukrainian enterprises is analyzed. The results. Calculations were made for the analysis of the financial condition of the plant, forecast values for its bankruptcy and the distribution of credit rhesus to suppor
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Khutorna, Myroslava, and Alina Herasymenko. "THEORETICAL FRAMEWORK FOR THE IMPACT OF THE MACROECONOMIC ENVIRONMENT ON BANK LENDING TO INDUSTRIAL ENTERPRISES." In Transformation of economy, finance and management in modern conditions:. Publishing House “Baltija Publishing”, 2022. http://dx.doi.org/10.30525/978-9934-26-220-3-12.

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Scholars are concerned about the deteriorating situation around bank lending to industrial enterprises in Ukraine. This concern is heightened against the backdrop of an unprecedented full-scale destructive war in Ukraine, at the heart of Europe in the 21st century. This makes the issue of national economic development, including the development of industry, urgent. The impact of the macroeconomic environment on bank lending to industrial enterprises is of particular relevance. Scientific approaches to the definition of the macro environment have are explored in the research. The economic conte
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Voloshyna, Oksana. "METHODS OF FINANCIAL REGULATION OF THE ENTERPRISE ACTIVITIES IN THE SYSTEM OF UKRAINE’S ECONOMIC DEVELOPMENT VECTORS." In Financial mechanism in the system of economic vectors of development of Ukraine. Publishing House “Baltija Publishing”, 2023. http://dx.doi.org/10.30525/978-9934-26-291-3-4.

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Financial regulation is an important component of long-term planning of domestic enterprises. The purpose of the article is to investigate the methods of financial regulation of the activities of state and economic enterprises in modern society of the financial and economic conditions. The process of financial regulation actively affects all aspects of the enterprise activities through the selection of financing objects, allocation of funds, depending on their targets, promotes rational use of financial resources, involves the development and justification of planned indicators characterizing
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Mykytyn, Oleh. "STRATEGIC PLANNING OF THE POLICY OF ENSURING THE VIABILITY OF THE ENTERPRISE IN THE SYSTEM OF ANTI-CRISIS BUSINESS MANAGEMENT." In ANTI-CRISIS MANAGEMENT: GLOBAL TRENDS AND NATIONAL PECULIARITIES. Publishing House “Baltija Publishing”, 2022. http://dx.doi.org/10.30525/978-9934-26-275-3-19.

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In today’s conditions of globalization, digitalization and significant increase in the level of competition in the markets, traditional approaches are not able to guarantee enterprises stable functioning and high-quality anti-crisis business management. This requires the use of tools to ensure the sustainable viability of economic entities as a permanent prerequisite for guaranteeing their economic security and financial and economic stability. It was established that the viability of the enterprise should be considered as the presence of net assets, assets to ensure the fulfillment of obligat
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Orlik, Thomas. "China’s Debt Mountain: The Borrowers." In China. Oxford University PressNew York, 2022. http://dx.doi.org/10.1093/oso/9780197598610.003.0002.

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Abstract This chapter mentions Liaoning, a province of 44 million in the rustbelt Northeast, that is one of the few places where China’s inefficiencies and dysfunctions are quite evident. It recounts Liaoning’s struggling state-owned enterprises and creditors, such as the Dongbei Special Steel Group, whose chairman, Yang Hua, was found hanged in his home. It also details how the Liaoning government tried to strong arm Dongbei’s creditors to agree to a deal, swapping their loans for an equity stake. The chapter explores China’s corporate debt that rings alarm bells, noting that it’s a very high
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"CHAPTER 22 Alternative Forms of Risk-Taking: The Jesuits as Lenders and Borrowers." In The Making of an Enterprise. Stanford University Press, 1996. http://dx.doi.org/10.1515/9781503615441-027.

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Ruda, Oksana. "INVESTMENT ATTRACTIVENESS OF THE ENTERPRISE: CONTENT, FACTORS OF INFLUENCE AND DIRECTIONS OF IMPROVEMENT." In Global trends and prospects of socio-economic development of Ukraine. Publishing House “Baltija Publishing”, 2022. http://dx.doi.org/10.30525/978-9934-26-193-0-8.

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At the current stage of economic development, which is characterized by high speed of change, instability and uncertainty, to ensure a continuous process of economic development of enterprises encourages all businesses to strengthen their position in the market environment. They need to accelerate investment processes to become more competitive. Investment attractiveness plays an important role in this, as it is a driving force to increase the company’s capabilities. The presence of a high level of investment attractiveness has a positive effect on the market value of enterprises and is a guar
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"Cost of Capital and Methods of Charging Interest." In Agricultural Finance and Opportunities for Investment and Expansion. IGI Global, 2018. http://dx.doi.org/10.4018/978-1-5225-3059-6.ch010.

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In the course of running a business, debt and equity are employed in the financing decision. The employment of debt and equity in the financing mix of an enterprise involves costs. The investing farmer should keep track of the cost of capital invested in an enterprise if only to ensure that they do not exceed the returns. It is against this background that this chapter is devoted to the cost of capital ad methods of charging interest. It is concluded that it makes business sense to equip farmers with the knowledge that interest rate on loans is subject to negotiation and that the amount paid a
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Osman, T. "Web Services Hybrid Dynamic Composition Models for Enterprises." In Enterprise Architecture and Integration. IGI Global, 2007. http://dx.doi.org/10.4018/978-1-59140-887-1.ch013.

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Web services are used in enterprise distributed computing technology including ubiquitous and pervasive computing and communication networks. Composition models of such Web services are an active research area. Classified as static, dynamic, and semiautomatic composition models, these models address different application areas and requirements. Thus far, the most successful practical approach to Web services composition, largely endorsed by industry, borrows from business processes’ workflow management. Unfortunately, standards subscribing to this approach fall under the static composition cat
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Luetge, Christoph. "Naturalized Philosophy of Science and Economic Method." In The Paideia Archive: Twentieth World Congress of Philosophy. Philosophy Documentation Center, 1998. http://dx.doi.org/10.5840/wcp20-paideia199837667.

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This paper draws a connection between recent developments in naturalized philosophy of science and in economics. Social epistemology is one part of the naturalistic enterprise that has become especially important. Some approaches in this field use methods borrowed from economics, a fact that has often been overlooked. But there are also genuinely economic approaches to the problems of science and knowledge. Some of these approaches can be seen as contributions to an "economic epistemology." While these contributions are certainly fruitful, they have also raised criticism from economists. I ove
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Conference papers on the topic "Enterprise borrower"

1

Ciolac, Maxim, and Vitalie Chiurcciu. "Improving the assessment of borrowers' credit status to minimize losses of bank profits." In International student scientific conference, ISSC 2025 "Challenges of accounting for young researchers", 9th Edition. Academy of Economic Studies, 2025. https://doi.org/10.53486/issc2025.80.

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The article considers modern approaches to assessing the creditworthiness of borrowers in order to minimize bank losses. The growth of lending, including refinancing trends, is analyzed. The method of AI-stress-scoring is proposed, which allows predicting the future solvency of the client taking into account behavioral, social and digital parameters. Apply new solvency indicators for the enterprise, improving the work with guarantors and collateral. Recommendations for improving the system of borrower assessment, including the introduction of multi-level scoring and automated monitoring of bor
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Melikov, Y. I., and S. A. Statsenko. "ABOUT STRENGTHENING THE ROLE OF BORROWED FUNDS IN THE FORMATION OF CAPITAL OF AGRIBUSINESS ENTERPRISES." In STATE AND DEVELOPMENT PROSPECTS OF AGRIBUSINESS Volume 2. DSTU-Print, 2020. http://dx.doi.org/10.23947/interagro.2020.2.655-659.

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The issues of forming the aggregate capital of agricultural enterprises on the example of the processing industry are considered. The concepts of the total capital of the enterprise, its structure are clarified. The characteristic of sources of capital formation is given. Using the example of a dairy company in the Matveevo-Kurgan District of the Rostov Region, we analyze the sources of its capital formation and its functioning in a difficult financial situation. The role of borrowed funds in ensuring sustainable economic activity of the enterprise, maintaining jobs and increasing production v
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Ivanov, A., Ya Dzhaginyan, Tatyana Bezrukova, and Anatoliy Shtondin. "EFFICIENCY OF LEVERAGED CAPITAL RAISINGMODERN." In Manager of the Year. FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov, 2022. http://dx.doi.org/10.34220/my2021_75-81.

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Making calculations on operational and financial leverage is the main tool for justifying the need for borrowed funds of financing, the positive and negative effects of financial leverage are studied. The dynamics of the structure of the borrowed capital of the enterprise is given, an objective assessment of the current state of the enterprise is given. The article discusses the need to implement the results of financial leverage to make optimal management decisions.
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Boiko, Svitlana, Inna Demianenko, Halyna Skrypnyk, and Valentyna Yavorska. "Architectonics of financing of agricultural enterprises in Ukraine." In 21st International Scientific Conference "Economic Science for Rural Development 2020". Latvia University of Life Sciences and Technologies. Faculty of Economics and Social Development, 2020. http://dx.doi.org/10.22616/esrd.2020.53.006.

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Agriculture is one of the most important types of economic activity for the Ukrainian economy, since together with other related economic activities it forms more than half of Ukraine’s GDP and the share of agriculture in the production of goods and services tends to increase. In such conditions, an important and urgent task is a retrospective study of the architectonics of financing of agricultural enterprises in Ukraine, the factors influencing it and the substantiation of the prospects for its optimization. The aim of the study is the empirical assessment of the formation of architectonics
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Melikov, Y. I. "ABOUT IMPROVING THE FINANCIAL AND CREDIT MECHANISM AS A TOOL TO STIMULATE THE DEVELOPMENT OF AGRO-INDUSTRIAL COMPLEX." In STATE AND DEVELOPMENT PROSPECTS OF AGRIBUSINESS Volume 2. DSTU-Print, 2020. http://dx.doi.org/10.23947/interagro.2020.2.650-654.

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The issues of improving the financial and credit mechanism for stimulating the development of the agro-industrial complex are considered. In the conditions of external and internal challenges, the coronavirus epidemic, there is a compression of the domestic market, a drop in effective demand, the profitability of the population, enterprises, the state, and the emergence of a budget deficit. This requires a fundamental change of financing mechanism and credit review criteria and approaches to aid sectors of the economy, improvement of the mechanism of agricultural lending on the basis of availa
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Gershenson, John K. "Evolution of Velovations: A Bicycle Design Enterprise in Lieu of Capstone Design." In ASME 2012 International Design Engineering Technical Conferences and Computers and Information in Engineering Conference. American Society of Mechanical Engineers, 2012. http://dx.doi.org/10.1115/detc2012-71503.

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In fewer than three years, Velovations, Michigan Tech’s Bicycle Design Enterprise, has already tallied over twenty industry supported research and development projects. Our students (undergraduate and graduate) and faculty have worked with SRAM, Pearl Izumi, Saris, Cane Creek, Rolf Prima, RockyMounts, World Bicycle Relief, and others in the bicycle industry. We have worked closely with engineers, designers, and executives at these companies to co-create products that are actually coming to the market. Students have become well versed in innovating products from need understanding all the way t
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Bitetto, Alessandro, Stefano Filomeni, and Michele Modina. "Can unlisted firms benefit from market information? A data-driven approach." In CARMA 2022 - 4th International Conference on Advanced Research Methods and Analytics. Universitat Politècnica de València, 2022. http://dx.doi.org/10.4995/carma2022.2022.15045.

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We employ a sample of 10,136 Italian micro-, small-, and mid-sized enterprises (MSMEs) that borrow from 113 cooperative banks to examine whether market pricing of public firms adds additional information to accounting measures in predicting default of private firms. Specifically, we first match the asset prices of listed firms following a data-driven clustering by means of Neural Networks Autoencoder so to evaluate the firm-wise probability of default (PD) of MSMEs. Then, we adopt three statistical techniques, namely linear models, multivariate adaptive regression spline, and random forest to
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Jia, Fusheng, Xinyu Chen, and Renke He. "Conversational Interaction Design for shopping apps: Situational awareness theory." In Intelligent Human Systems Integration (IHSI 2023) Integrating People and Intelligent Systems. AHFE International, 2023. http://dx.doi.org/10.54941/ahfe1002918.

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Conversational interaction is crucial to the development of e-commerce. In order to meet the needs of users, more and more enterprises begin to build chatbots based on conversational interaction. Conversational chatbots are becoming more and more popular, gradually becoming the preferred way for users to communicate with enterprises. Chatbots can provide users with personalized experience and high-quality services. However, there is no complete and systematic design principle to guide the design of its new conversational interface interaction. Many designers have borrowed the methods of social
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Kanner, Samuel, Alexia Aubault, Antoine Peiffer, and Bingbin Yu. "Maximum Dissimilarity-Based Algorithm for Discretization of Metocean Data Into Clusters of Arbitrary Size and Dimension." In ASME 2018 37th International Conference on Ocean, Offshore and Arctic Engineering. American Society of Mechanical Engineers, 2018. http://dx.doi.org/10.1115/omae2018-77977.

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In order to accurately estimate the fatigue life a floating structure, it is necessary to have a large set of discrete environmental conditions. If the damage to a structure largely stems from wave-induced forces, then the creation of a set of environmental conditions or ‘bins’ is trivial. However, when considering a floating platform supporting a wind turbine, it is necessary to consider not only the wave conditions, but also the wind conditions (and perhaps current, if possible). Thus, it is common to have greater than 5 dimensions in the timeseries (e.g., significant wave height, wave perio
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Neelamani, S., Bassam N. Shuhaibar, Khaled Al-Salem, et al. "Coastal Engineering Analysis, Field Measurements, Numerical Modeling and Design for the Optimized Extension of the Beach in Ras Al-Ardh Area, Salmiya, Kuwait." In ASME 2019 38th International Conference on Ocean, Offshore and Arctic Engineering. American Society of Mechanical Engineers, 2019. http://dx.doi.org/10.1115/omae2019-95236.

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Abstract Maintaining and retaining a quality sandy beach is a primary requirement for attracting people and tourists in any coastal country. Tourism Enterprises Company (TEC) in Kuwait owns 230 m long sandy beach in Ras Al-Ardh Sea Club, Salmiya, Kuwait. The beach has been eroding because of strong hydrodynamics forces from waves and currents. TEC wants to develop a stable sandy beach of 30 m wide. Kuwait Institute for Scientific Research (KISR), Kuwait is assigned to carry out the required scientific studies. In order to make sure a stable quality beach will exist, KISR has carried out the ne
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Reports on the topic "Enterprise borrower"

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Hague, Mathias, Michael Obanubi, Michael Shaw, and Geoff Tyler. The development impact of concessional finance to agri-business: a rapid evidence review. Commercial Agriculture for Smallholders and Agribusiness (CASA), 2020. http://dx.doi.org/10.1079/20240191179.

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The provision of concessional finance has become an increasingly important tool to support enterprise development, especially where financial markets are underdeveloped. For the purposes of this research, concessional finance is defined as that which is extended on terms and/or conditions that are more favourable than those available from the market. This can be achieved, for example, via lower risk adjusted return expectations; terms and conditions that would not be accepted/extended by a commercial financial institution; and/or by providing financing to a borrower/recipient not otherwise ser
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Rogg, Christian S. The Impact of Access to Credit on the Saving Behavior of Microentrepreneurs: Evidence from 3 Latin American Countries. Inter-American Development Bank, 2000. http://dx.doi.org/10.18235/0011211.

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This paper aims to shed light on changes in the saving behavior of microentrepreneurs in response to improved access to credit. This paper argues that it is necessary to extend the analysis to the shifting of assets between different forms of savings. The econometric analysis in this paper, which is based on data from IDB evaluations of its Micro and Small Enterprise Global Programs in Ecuador, El Salvador and Paraguay, concludes that increased access to credit induces borrowers to shift their savings from livestock, jewelry and other assets with low or negative returns into deposit accounts w
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Klinger, Bailey, Asim Khwaja, and Joseph LaMonte. Improving Credit Risk Analysis with Psychometrics in Peru. Inter-American Development Bank, 2013. http://dx.doi.org/10.18235/0009139.

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Access to finance remains a challenge for some micro, small, and medium-sized enterprises (MSMEs) in Peru, particularly informal enterprises with no borrowing history in the formal financial system. Lenders lack the tools to reach these borrowers with sufficient scale and control over risk due in part to the shortcomings of current screening technologies. For this paper, the authors carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk for business owners seeking a loan from Financiera Confianza, the fourth largest Empresa Financiera in Peru. Applicant res
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Férnandez Lafuerza, Luis, and Jorge E. Galán. Should macroprudential policy target corporate lending? Evidence from credit standards and defaults. Banco de España, 2024. http://dx.doi.org/10.53479/36477.

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We provide compelling evidence of the association between credit standards at loan origination in the corporate sector and default risk, a topic that has received little attention in the literature in comparison to the study of this relationship in the mortgage market. Using data from the Spanish credit register merged with corporate balance sheet information spanning the last financial cycle, we demonstrate that leverage and debt burden ratios at loan origination are key predictors of future corporate loan defaults. We also show that the deterioration in lending standards is strongly correlat
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Ruprah, Inder J., Jose Ignacio Sembler, Camilo Pecha, and Patricia Sadeghi. An Evaluation of the Bank's Non-Sovereign Operations with Sub-National Entities: 2007-2010. Inter-American Development Bank, 2011. http://dx.doi.org/10.18235/0010443.

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This evaluation examines the IDB's non-sovereign operations with sub-national entities during the 2007-2010 period. The delivery of loans to sub-national borrowers in this period was modest, not even near breaching the one-third ceiling. Attention to the sub-national sector is important in Latin America, because effective public service delivery is critical for poverty reduction, low gross capital formation is hindering development in the region, and decentralization has increasingly placed investment decisions for infrastructure services at the sub-national level. This presents an opportunity
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