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Journal articles on the topic 'Establishment of bank branches'

Author: Grafiati

Published: 28 May 2022

Last updated: 31 July 2025

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1

Benson, David, Vitaly Bord, Aaron Garner, and Charles Taragin. "Size and Survival of Entrants to Retail Banking." FEDS Notes, no. 2023-09-01 (September 2023): None. http://dx.doi.org/10.17016/2380-7172.3345.

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The establishment of new banks and branches is especially important in the banking sector. Many consumers still use physical bank branches to access banking services (Annenberg et al, 2018; Jiang, Yu, and Zhang, 2023).

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2

Xue, Jian, Di Zhu, Laijun Zhao, Chenchen Wang, and Hongyang Li. "Redundancy Identification and Optimization Scheme of Branches for Sustainable Operation of Commercial Banks." Sustainability 11, no. 15 (2019): 4111. http://dx.doi.org/10.3390/su11154111.

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With the rapid development of the internet, the number of offline customers in the bank branches decreases, and the existing layout of branches leads to the increase of operation cost, which has an impact on the sustainable operation of commercial banks. Adjusting and optimizing the layout of the physical branches of commercial banks can not only reduce the operation cost of banks and avoid the waste of resources, but is also crucial to the sustainable operation of commercial banks. First, an evaluation index system (deposit; loan; number of vouchers; maintenance, establishment, and modificati

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Dewantara, Reka, and Hany Ayunda Mernisi Sitorus. "RE-EVALUASI PENDIRIAN BANK DIGITAL DI INDONESIA: PARADIGMA, KONSEP DAN REGULASI." Veritas et Justitia 8, no. 2 (2022): 493–513. http://dx.doi.org/10.25123/vej.v8i2.5433.

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The Financial Services Authority, anticipating the movement towards digital (bank 5.0), issued Regulation no. 12/POJK.03/2021 concerning Commercial Banks. However, its coverage is limited. It covers only rules on how to establish and manage digital branches of existing banks. Not yet available are special arrangements for the establishment of digital commercial banks or neo-banks. This paper discusses the possibility of establishing digital banks in Indonesia. By perusing the prevailing laws and regulations, and re-evaluate what exist, the author reached the conclusion that the Bank Law should

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Bilquees, Faiz. "The First Women Bank-Why and for Whom?" Pakistan Development Review 30, no. 4II (1991): 745–53. http://dx.doi.org/10.30541/v30i4iipp.745-753.

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The First Women Bank which commenced operations in December 1989, has over a period of one year, set up 10 branches in the big cities of the country. The name of the bank suggested that it would function on the same lines as the Grameen Bank of Bangladesh. It was widely believed that the Bank was meant to assist the very poor women in their economic uplift. However, with the exception of two branches (one in Gurumander, Karachi and the second in Sukkur), the branches of the bank have been set up in posh localities like Defence, Cantonment, Blue Area and Mall Roads. The expensive location and t

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5

HERBERHOLZ, CHANTAL. "THE FOREIGN BANK EFFECT ON VALUE CREATION IN COMMERCIAL BANKS INCORPORATED IN THAILAND." Singapore Economic Review 53, no. 02 (2008): 215–44. http://dx.doi.org/10.1142/s0217590808002914.

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Using quarterly bank-level data over the period 1997–2005, this paper examines the effect of foreign bank presence on commercial banks incorporated in Thailand, using traditional and value-based performance measures as indicators of the degree of competition and proxies for the efficiency in the provision of banking services. The findings suggest that foreign bank presence is not only beneficial in terms of traditional performance measures, but also in terms of economic profit. The results with respect to economic value added and cash value added, however, cast some doubt over the presumed ben

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Carbone, Pedro Paulo, Tito Belchior Silva Moreira, and Osvaldo Candido. "Assessing the Human Capital Emergence, Performance and Effectiveness in a Brazilian Retail Bank." International Journal of Economics and Finance 9, no. 12 (2017): 134. http://dx.doi.org/10.5539/ijef.v9n12p134.

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To assess the human capital (HC) effectiveness on the operational results of a major Brazilian retail bank (Bank), a HC inventory of the Bank’s employees with information on 25 attributes of HC and six operational performance measures of the Bank in the period of 2006-2008 is used. Thus, this study relies on proven information of all the Bank’s staff and not on surveys as often used in the literature. The empirical results show that the effectiveness of the HC is related to the establishment of an optimal construct of HC attributes and to the improvement of specific skills. Furthermore, the tu

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Kiselev, A. L. "On the Issue of the Activities of Foreign Banks in the Far East of Russia in 1922– 1925." Modern History of Russia 12, no. 3 (2022): 656–71. http://dx.doi.org/10.21638/11701/spbu24.2022.308.

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Using documentary sources, some published here for for the first time, this article aims to analyze and summarize the activities of branches of foreign banking institutions in Vladivostok after the end of the Civil War and the military intervention of allied troops and the establishment of Soviet power in the Russian Far East from 1922 to 1925. The role of branches of foreign banks in the economy and money market of the region during the period of foreign intervention is revealed. A brief description of the branches of foreign banking institutions (Japanese Chosen Bank, Yokohama Haste Bank, an

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8

P. Darbar, Smt Teena. "A Primary focus on progress of Small Finance Banks in India." Journal of Research in Business and Management 12, no. 11 (2024): 36–43. http://dx.doi.org/10.35629/3002-12113643.

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Financial inclusion has been the focus of the policies of the Reserve Bank of India since 2005-06. Along with various initiatives of the Government of India, the RBI approved the setting up of differentiated banking namely Payments Bank (PB) and Small Finance Banks (SFB). SFBs are niche banks set up to undertake basic banking activities for the unserved and underprivileged sections of the population. SFBs mainly cater to the sections like small business units, micro and small enterprises, small and marginal farmers, and the unorganized sector. This paper focus on the progress of SFBs in India

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Muhammad, Ahmad, Lawan Abdulmumini, and G. A. Ubandoma. "FACTORS AFFECTING CREDIT ACCESSIBILITY IN THE BANK OF AGRICULTURE, KATSINA STATE IN NIGERIA." FUDMA JOURNAL OF SCIENCES 9 (April 29, 2025): 209–15. https://doi.org/10.33003/fjs-2025-09(ahbsi)-3406.

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The study analyzes the factors affecting credit accessibility in the Bank of Agriculture Funtua Katsina State of Nigeria. A multi-stage sampling technique was used to draw data from 176 respondents in the study area using structured questionnaire, also secondary data was collected from the Bank of Agriculture, Funtua in Katsina State. Data collected was analyzed using descriptive statistics and multiple linear regression. The study revealed that 55% of the respondents were in their youthful ages, also 49% had no formal education, The regression coefficient of age of farmer and household size w

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10

Păunescu, Cristian, and Nadia Manea. "Agenția Sighet a Băncii Naționale a României în perioada 1921–1950." Anuarul Institutului de Cercetări Socio-Umane Sibiu 30 (March 15, 2024): 113–34. http://dx.doi.org/10.59277/aicsus.30.08.

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Based on our research of archived documents, this paper retraces the history of the Sighet Agency of the National Bank of Romania (NBR) in the period between 1921 and 1950, that is from the time of its establishment to the time of Romania’s first administrative reorganisation during the communist regime. The establishment of the agency was part of the process of expanding the branch and agency network of the National Bank of Romania after the Union of 1918 and can be explained in several ways: the demographic, economic, and banking potential of the town of Sighet within Maramureș county, notwi

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Hladkykh, D. M. "Postal Bank in Ukraine: The Need and Risks of Creation." Business Inform 6, no. 521 (2021): 228–34. http://dx.doi.org/10.32983/2222-4459-2021-6-228-234.

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The article is aimed at substantiating the feasibility of creating a specialized postal bank in Ukraine, to define the list of related risks and possible directions for their reduction. The following key risks that hinder the establishment of a postal bank in Ukraine are identified: risk of lack of full control over the directions of investment of accumulated deposits of the population on the part of the NBU; liquidity risk; risk of non-compliance by the postal operator with economic standards that are mandatory for banking institutions; risk of capital deficit; risk of inability to support th

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Okowa, Ezaal Vincent, and Moses Owede. "'Financial Inclusion-Income Inequality' Nexus in Nigeria: Evidence from Dynamic Ordinary Least Square (DOLS) Modeling Approach." International Journal of Research and Scientific Innovation 09, no. 02 (2022): 84–94. http://dx.doi.org/10.51244/ijrsi.2022.9205.

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High level of exclusion from the financial system could be a consequence of low level of financial development evident in such economy. Low financial access and access to financial services/products is a one of the contributory factors to the level of income generated by households and businesses and by extension the level of income inequality in such economy. To examine the “Financial Inclusion-Income Inequality” nexus in Nigeria, this paper specifies income inequality in Nigeria as a function of deposit money banks’ loans to SMEs, banks’ credit to the private sector, number of bank branches,

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13

Naturkach, R. P. "Principles of independence and accountability in the activities of the European Central Bank and the central bank of the EU member state." Analytical and Comparative Jurisprudence, no. 2 (May 11, 2024): 483–88. http://dx.doi.org/10.24144/2788-6018.2024.02.82.

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The scientific article is devoted to the study of the principles of independence and accountability in the activities of the European Central Bank and the central bank of the EU member state. The article focuses attention on Art. 108 and Art. 109 of the Treaty on the Establishment of the European Community, which is an integral part of the Treaty on the European Union, which contain norms according to which both the European Central Bank and the central banks of the EU member states must be independent, and on the national legislation of the EU member states and Ukraine, according to which nat

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14

DRECIN, Mihai D. "THE TIMES OF ALEXANDRU IOAN CUZA: DISCUSSIONS, PROPOSALS, PROJECTS, FAILURES AND ACHIEVEMENTS IN NATIONAL FINANCE AND BANKING." Annals of the Academy of Romanian Scientists Series on History and Archaeology 12, no. 1 (2020): 30–46. http://dx.doi.org/10.56082/annalsarscihist.2020.1.30.

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. First and foremost, we will depict the realities of “money trading” (money changing, pawnbroking, and quasi-modern lending) in the Romanian Principalities from the 18th century to mid-19th century, having as starting point a number of more ancient or recent bibliographical resources. The need for low interest rate loans to support lucrative business was increasingly present in the period between 1830 and1859. The financial market of the Romanian Principalities was becoming the focus of more and more Western European banks that were seeking to pursue business through their Ottoman branches. W

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15

Sinichenko, Olesya. "The Banking System of Russia in 1987-1994: A New Organization and New Problems." Issues of Economic Theory 23, no. 2 (2024): 152–69. http://dx.doi.org/10.52342/2587-7666vte_2024_2_152-169.

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The article delves into the evolution of the banking institutions in Russia from 1987 to 1994. The necessity to move away from a single-level banking system by the late 1980s became apparent as it failed to meet the demands of a market economy. The emergence of specialized banks significantly expanded the functionality of banking operations, accompanied by the establishment of numerous regional branches. However, their dependence on the government persisted, and the banks' own capital increased slowly. The advent of commercial banks marked the beginning of the development of a full-fledged two

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Kalmina, Liliya, Anna Plekhanova, and Aldar Shirapov. "«The Beginning of Glorious Deeds…»: Excerpts from the History of Verhneudinsk and Kyakhta Agencies of the Russian-Chinese Bank from 1898 to 1900." Journal of Economic History and History of Economics 22, no. 4 (2021): 643–60. http://dx.doi.org/10.17150/2308-2488.2021.22(4).643-660.

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The article considers the history of establishment and initial phase of the activity at Verhneudinsk and Kyakhta Agencies of the Russian-Chinese Bank. After succeeding in reaching economic growth of the Russian Empire in the 1890s the state authorities intensified the efforts in the Asian-Pacific region to find new markets for national industrial products. Strengthening the influence in the countries of Inner Asia the autocracy could also solve another important problem of creating conditions for integration of remote Asian areas into the single economic space of the country. The territory of

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17

Raza, Muhammad Subtain, Jun Tang, Sana Rubab, and Xin Wen. "Determining the nexus between financial inclusion and economic development in Pakistan." Journal of Money Laundering Control 22, no. 2 (2019): 195–209. http://dx.doi.org/10.1108/jmlc-12-2017-0068.

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PurposeThis paper aims to evaluate the relationship between financial inclusion and economic development in Pakistan based on available sources of detailed data and assess its outcome of financial inclusion on basic standards of life, then accord relevant recommendations to prompt economic growth and development.Design/methodology/approachThe research design selected for data analysis was meta-analysis, besides, data analysis over the period 2010-2015 was performed by using a descriptive statistical approach, regression and correlation analysis, i.e. the Pearson correlation matrix.FindingsThe

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18

S, Sreevidhya. "A STUDY ON THE EFFECTIVENESS OF FLCC PROGRAMME LAUNCHED BY FEDERAL BANK." International Journal of Research -GRANTHAALAYAH 4, no. 12SE (2016): 16–22. http://dx.doi.org/10.29121/granthaalayah.v4.i12se.2016.2384.

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The new economic reforms of government, advances in technology and great market orientation and financial innovation have reshaped the financial landscape. It means the people have so many investment opportunities. Poor people particularly in rural areas are often wary of banks and finds branches intimidating. A profound lack of financial literacy also reinforces the sense of alienation. The rural poor are also unaware about how to deal with credit, how to avoid incurring debts that cannot be repaid. In order to solve these problems RBI has decided to provide financial literacy along with cred

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Sreevidhya, S. "A STUDY ON THE EFFECTIVENESS OF FLCC PROGRAMME LAUNCHED BY FEDERAL BANK." International Journal of Research -GRANTHAALAYAH 4, no. 12SE (2016): 16–22. https://doi.org/10.5281/zenodo.230897.

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The new economic reforms of government, advances in technology and great market orientation and financial innovation have reshaped the financial landscape. It means the people have so many investment opportunities. Poor people particularly in rural areas are often wary of banks and finds branches intimidating. A profound lack of financial literacy also reinforces the sense of alienation. The rural poor are also unaware about how to deal with credit, how to avoid incurring debts that cannot be repaid. In order to solve these problems RBI has decided to provide financial literacy along with cred

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20

Amon Ayiek, Dr Opal Adwok. "Resources Management and Economics Development in South Sudan, Case Study of Ivory Bank, South Sudan, Juba." International Journal of Economics, Business and Management Research 07, no. 05 (2023): 180–92. http://dx.doi.org/10.51505/ijebmr.2023.7513.

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This study is focusing on how bank financial resources can be increased by Ivory Bank in provision of financial services through of its branches. The research was conducted to demonstrate Resource Management in the bank. It involved explanation of historical development of banking and development system since the establishment of the Bank up to today. Also, it considered the development of Resource Management according to early thinker about management during Industrial Revolution. This is revealed by the study that the goal of resource management is to use the best combination of banking acti

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Bhatt, Vyomkesh. "A Study of The Evolution of Indian Banking Industry and Its Challenges." RESEARCH REVIEW International Journal of Multidisciplinary 05, no. 04 (2020): 19–25. https://doi.org/10.5281/zenodo.3821119.

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One of the traits of a developed economy is a well-developed, structured and efficient banking system. A well-developed banking system leads to increasing the efficiency of economy by mobilising savings and allocating them to a higher return investment. The Indian banking industry development can be categorised into the three distinct phases whereby the first phase is characterised by the establishment of the first bank in India- “Bank of Hindustan” to the passing of Banking Regulation Act,1949. The second phase is characterised by the nationalisation of banks in 1969 and the refor

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Serbina, Ekaterina. "Some Aspects of Chinese Policy Banks’ Activity at the Present Time." Problemy dalnego vostoka, no. 1 (2022): 111. http://dx.doi.org/10.31857/s013128120018450-6.

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The Chinese policy banks (the State Development Bank of China, the Export-Import Bank of China and the Agricultural Development Bank of China) were created with the goal of financing national projects both abroad and inside China. They play an important role in providing loans to green and social projects and concessional lending to small and medium-sized enterprises. It is expected that there will be growth in the financing of scientific and technical areas during the 14th Five-Year Plan (2021-2025). In order to finance large-scale projects, the policy banks require a constant flow of funds.

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23

Sokaliuk, D. V. "General characteristics of The governing bodies of the Bulgarian National Bank." Analytical and Comparative Jurisprudence 3, no. 3 (2025): 388–91. https://doi.org/10.24144/2788-6018.2025.03.3.60.

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The article analyzes the status of the central Bank of the Republic of Bulgaria and its bodies. It indicates the place and purpose of the functioning of the central bank institution in the system of state bodies. It sets out the circumstances that led to the establishment of the specified state institution. The article describes the year and conditions for the establishment of the Bulgarian National Bank. It indicates the regulatory and legal act that provides modern legal regulation of its functioning. It notes about new law that regulates its activities, and conditions for its entry into for

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RUSHCHYSHYN, Nadiya. "DIRECTIONS AND METHODS OF BANKING SUPPORT OF THE ESTABLISHMENT AND REALIZATION OF HIGH-TECH INDUSTRIES POTENTIAL IN THE NATIONAL ECONOMY OF UKRAINE." Ukrainian Journal of Applied Economics 5, no. 3 (2020): 215–24. http://dx.doi.org/10.36887/2415-8453-2020-3-23.

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Introduction. The article outlines the features of modern functioning of the banking system in Ukraine in the context of supporting high-tech industries. It is generalized that banks, as a rule, cooperate with businesses that are financially stable and solvent, able to repay their debts quickly. That is why the implementation of the state policy for high-tech industries support in Ukraine is an integral part of building a competitive national economy, ensuring its stability and development. The purpose of the article is to substantiate directions and methods of bank support for formation and r

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Nisha and Rekha Rani. "Co-operative Banks - A Helping Hands for Small and Medium Entrepreneurs in Saharanpur District." Integrated Journal for Research in Arts and Humanities 4, no. 2 (2024): 20–28. http://dx.doi.org/10.55544/ijrah.4.2.3.

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Co-operative banks are more structured compared to credit associations. While local branches of cooperative banks can pick their own leaders and manage their own tasks, big decisions need to be approved by a main office. Credit associations frequently exercise significant local fundamental leadership, but by joining forces, they can share back-office functions including access to the global payments system. This essay provides background information on cooperative banks and small bank groups. Co-operative banks have more information available than "little establishments" as a whole cooperative

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Abdelrhman, Aisha Badawi. "Popularity of Mobile Transaction Services in the Banking Sector." American Journal of Financial Technology and Innovation 3, no. 1 (2025): 23–31. https://doi.org/10.54536/ajfti.v3i1.3807.

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The study endeavors to analyze the factors driving the adoption and application of Internet-based bank services in the Sudan with a special emphasis on e-banking. Utilizing TAM’s structure, this research explains the usage of customers on the internet banking world by focusing on these features: utility, user-friendliness, trust management, and cultural considerations. It was revealed that, although security and reliability remain one of the most significant concerns in banking, end users are also looking for a bank with good design, enjoyable features and which is socially ideal. The study hi

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Mamadiyarov, Z. "ANALYSIS OF FACTORS AFFECTING REMOTE BANKING SERVICES IN THE PROCESS OF BANK TRANSFORMATION IN UZBEKISTAN." Financial and credit activity: problems of theory and practice 1, no. 36 (2021): 14–26. http://dx.doi.org/10.18371/fcaptp.v1i36.227607.

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Today, the transformation of banks requires, firstly, the establishment of digital banks, and secondly, the change in the activities of existing banking departments and the reduction of banking costs. In digital banks, banking services will be fully automated and self-management systems will be created for bank customers. In particular, today’s demand is that as a result of the development of the digital economy, banks are required to serve a large number of customers not by increasing the number of branches, but by developing remote banking services. In the process of transformation of banks

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Lenarth, Raluca. "The Establishment of Târgu Mureș Branch of „Albina” Bank and the Relationships with its Headquarters in Sibiu (1919-1928)." Acta Marisiensis. Seria Historia 2, no. 1 (2020): 59–74. http://dx.doi.org/10.2478/amsh-2020-0012.

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Abstract A close look at the minutes of the Administration Council, a governing body of the „Albina” Bank in Sibiu, reveals various aspects, as important as they are interesting, regarding the activity of the Târgu Mureș branch (one of the most important branches that began its activity before the pre-war period - 1st May 1910). After Transylvania was included in the Romanian Unitary National State, the entire economic life experienced a revival. In this context, „Albina”’s Târgu Mureș branch increased its turnorver beeing able to compete with the local credit institutions in the county, inclu

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Bidabad, Bijan, and Mahmoud Allahyarifard. "IT Role in Fulfillment of Profit & Loss Sharing (PLS) Mechanism." International Journal of Islamic Banking and Finance Research 3, no. 2 (2019): 44–59. http://dx.doi.org/10.46281/ijibfr.v3i2.274.

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In this paper, we are going to introduce a new IT master solution to improve non-usury banking performance. All divine religions emphasize on usury prohibition. It is concluded that with some IT solutions, it may be possible to fulfill the worldly requirement by use of IT systems without any incredulity. Since depositors are shareholders of Non-Usury Bank Corporation (NU Bank Co), therefore integrated information systems can provide suitable infrastructure for transactions recording and management done by all participants' chains; and the end of process the yields of investment capital of depo

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Khalimbekova, E. R. "Features of the development of banks in the Ottoman Empire in the middle of the XIX – early XX centuries." Гуманитарные и юридические исследования 10, no. 2 (2023): 258–64. http://dx.doi.org/10.37493/2409-1030.2023.2.10.

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Introduction. The development of banks in the Ottoman Empire is a complex topic in domestic and foreign historiography. Eastern societies, especially Muslim ones, have long had a negative attitude towards banking activities, considering it an offspring of an alien Western culture, using the services of traditional structures. In this article, the author endeavours to show the development of banks in the country from the 1820s – 1830s to the First World War. The article highlights the important role of the Galata banking houses owned by Greeks, Armenians and Jews in establishing the credit and

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Witkowski, ETF, BB Lamont, and SJ Connell. "Seed Bank Dynamics of Three Co-Occurring Banksias in South Coastal Western Australia: the Role of Plant Age, Cockatoos, Senescence and Interfire Establishment." Australian Journal of Botany 39, no. 4 (1991): 385. http://dx.doi.org/10.1071/bt9910385.

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Seed bank dynamics of three co-occurring, non-sprouting Banksia species (B. baxteri, B. speciosa and B. coccinea) in patch-burnt scrub-heath (aged 10 and 21 years) were studied in the southern sandplains of Western Australia. In the younger plants, canopy seed storage was highest in B. coccinea. However, 21-year-old B. coccinea stored an order of magnitude fewer seeds than the other species and no more than young B. coccinea. Seed storage per year increased exponentially with plant age in B. speciosa and B. baxteri, whereas a quadratic function, peaking at 16 years, best described seed storage

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Bin Thohir, Moh Muafi. "MANAJEMEN DAKWAH NAHDLATUL ULAMA PADA MASA KEPEMIMPINAN ABDURRAHMAN WAHID." Dakwatuna: Jurnal Dakwah dan Komunikasi Islam 5, no. 1 (2019): 68. http://dx.doi.org/10.36835/dakwatuna.v5i1.323.

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Nahdlatul Ulama (NU) has continued to progress for the past 89 years. During Abdurrahman Wahid's leadership, NU slowly begin to be known as an organization that is consistent in buildingthe nation. The struggling is carried out through two channels, da’wah and politics. This article is focused on the first channel describing, da’wah, which is the basic principle of the establishment of NU.During Abdurrahman Wahid (Gus Dur) leadership, NU developes in field of organization and thought. Gus Dur also succeeded in “creates” NU young intellectuals because they were given the opportunity to develop

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Md., Main Uddin Ahammed. "Measuring Performance of Commercial Banks in Bangladesh Using Financial Inclusion Index." International Journal of Science and Business 5, no. 9 (2021): 51–59. https://doi.org/10.5281/zenodo.5220847.

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The target of the study was to measure the performance of commercial banks using an index of financial inclusion (FII). Time series data about eight indicators of commercial banks have been used for the desired purpose. The study used both indicators indices (d<sub>1</sub>, d<sub>2</sub>, d<sub>3</sub>, d<sub>4</sub>, d<sub>5</sub>, d<sub>6</sub>, d<sub>7</sub>, d<sub>8</sub>), and dimensions indices (D<sub>1</sub>, D<sub>2</sub>, D<sub>3</sub>) to form the financial inclusion index (FII). The variables used are deposit accounts, loan accounts, branches of banks, ATMs, outstanding deposits as

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Amaral, I., L. G. Matta, and D. J. Andrade. "Population dynamics of Aceria litchii (Keifer) (Acari: Eriophyidae) reveals differential responses of lychee varieties." Systematic and Applied Acarology 25, no. 2 (2020): 214–24. http://dx.doi.org/10.11158/saa.25.2.4.

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Lychee productivity (Litchi chinensis) has been decreasing since the appearance of the erinose mite Aceria litchii (Keifer) in the main producing regions. This mite causes erinose formation in leaflets, branches, and fruits, which affects fruit productivity and quality. This study referred to an assessment of the population dynamics of this mite associated with abiotic factors in different lychee varieties during 25 months. For the assessments, the germplasm bank of the Faculty of Agrarian and Veterinary Sciences, UNESP–Jaboticabal, state of São Paulo, with lychees in full production was used.

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Khidher, Salar Ali. "Shatt Al-Gharraf in Ancient and Modern Maps." Journal of the College of Education for Women 31, no. 1 (2020): 152–67. http://dx.doi.org/10.36231/coedw.v31i1.1336.

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This research aims to shed light on the geography of Shatt Al-Gharraf, one of the main branches of the Tigris River south of the sedimentary plain, where the changes exposed by this Shatt (river) were followed by a set of old and modern maps, which date back to the years(3000 BC, 1771 AD, 1810 AD, 1944 AD, 1959 AD, 2009 AD, 2017 AD).Through this research, Shatt al-Gharrafwas found to be an integrated river in terms of the geomorphological phenomena of the rivers (river meanders, river islands, marshes, and estuary). Besides, it was exposed to several changes especially itsdownstream in the Eup

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Andres, Hanna, and Mariia Lutska. "Features of Private Art Collecting in Ukraine in 1990s–2000s." Research and methodological works of the National Academy of Visual Arts and Architecture, no. 29 (December 17, 2020): 66–71. http://dx.doi.org/10.33838/naoma.29.2020.66-71.

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The article analyzes private art collecting in 1990s–2000s in Ukraine. It is important to mention that collecting works of art in Ukraine of the time indicated in the article does not have comprehensive coverage. The complexity of the study of this issue is also due to the closeness and limitation of access to private collections. The collapse of the USSR, the transition from a totalitarian regime to democracy and the establishment of a market economy in Ukraine contributed to the formation and creation of private collections of artistic works. At this time, three main branches of non-state co

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Воловская, Н. М., and В. А. Русина. "Eye-tracking technology: an insight into the navigation from the banking services consumer eye data." Экономика и предпринимательство, no. 8(121) (July 26, 2020): 937–44. http://dx.doi.org/10.34925/eip.2020.121.8.188.

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В настоящей статье описывается экспериментальное исследование, посвященное изучению навигации и нахождения пути в отделениях банка. Его результаты могут предоставить учреждениям финансовой сферы ключ к решению задач подобного характера и показывают, что усовершенствование навигации позволяет значительно уменьшить время достижения потребителем своей цели, а также сократить длину его маршрута. Таким образом, апробация метода отслеживания движений глаз и траекторий перемещения для улучшения процесса нахождения пути потребителями услуг показала успешность его применения для банковских организаций.

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Mukund, Dawale, Jeetu Narware, and P. G. Borkar. "Defoliation and Die-back an Emerging Threat to Cashew Cultivation in the Konkan Region of Maharashtra, India." International Journal of Plant & Soil Science 36, no. 10 (2024): 276–81. http://dx.doi.org/10.9734/ijpss/2024/v36i105076.

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Cashew is a million-dollar crop, and it is the second most important cash crop in the Konkan region of Maharashtra after mango. Till 2019, the cashew plantations in the Konkan region were free from destructive diseases leading to economic losses. But in July and August 2019, the total monthly rainfall was 1711 and 1312 mm respectively, supported by cloudy weather and high humidity above 93% which led to the sudden outbreak of defoliation followed by dieback of the new vegetative flush of the plants, throughout the region. To combat this unexpected natural calamity thorough investigations were

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Agabekova, N. V., and A. N. A. Abdo. "Economic and Statistical Analysis of Stock Market Performance in Lebanon." Statistics of Ukraine 91, no. 1 (2021): 75–84. http://dx.doi.org/10.31767/su.1(92)2021.01.08.

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Analysis of financial processes is an important and fast developing branch of statistics. Statistical analysis is a combined analysis. Statistical methodology refers to a system of techniques and methods aimed at studying quantitative patterns in the dynamics and relationships of socio-economic phenomena. The main feature of the statistical methodology is also the specificity of research, expressed in the inextricable connection of quantitative analysis with the establishment of a qualitative uniqueness of objects in the concrete historical conditions of place and time. The use of the techniqu

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Becker, Rafael, Rosana Farias-Singer, Diego E. Gurvich, et al. "Reproductive Biology in the Possible Last Healthy Population of Parodia rechensis (Cactaceae): Perspectives to Avoid Its Extinction." Plants 13, no. 20 (2024): 2890. http://dx.doi.org/10.3390/plants13202890.

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All 32 Brazilian species of Parodia Speg (Cactaceae) occurring in Rio Grande do Sul State are considered threatened, according to the IUCN criteria. Until 2021, Parodia rechensis (CR) was known by only two small populations. However, a new population with over 400 individuals was discovered in 2021, prompting the study of its reproductive biology as a way to promote its conservation. Anthesis, breeding system, and natural pollination were studied in the field. The breeding system was studied by applying controlled pollination treatments to plants excluded from pollinators (bagged). Germination

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Acosta, Freddie Racosas, and Samuel Ndonga. "Musoni Microfinance Kenya: IT-enabled business model." Emerald Emerging Markets Case Studies 4, no. 1 (2014): 1–15. http://dx.doi.org/10.1108/eemcs-07-2013-0136.

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Subject area Management Information Systems, Innovation Management, Strategic Management, Strategic Leadership, Organizational Development, Financial Management, Risk Management and Corporate Governance. Study level/applicability MBA. Case overview Musoni Kenya is a Kenyan microfinance institution (MFI) whose idea was conceived in The Netherlands. The Musoni business model is ICT-enabled, 100 percent mobile based, virtually paperless, and runs on an ICT platform housed in Musoni BV in Amsterdam, The Netherlands. It is built on tested mobile technology that allows huge savings on transaction an

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Popov, V. D., and A. Yu Bryukhanov. "History of Agroengineering Science in Saint Petersburg." Agricultural Machinery and Technologies 18, no. 1 (2024): 13–20. http://dx.doi.org/10.22314/2073-7599-2024-18-1-13-20.

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At the end of the 19th and beginning of the 20th centuries, there was a significant development in the field of domestic agricultural engineering science, which focused on the challenges associated with the creation of agricultural machinery. The integration of new technologies in agriculture necessitated a scientific foundation for these advancements, with a keen consideration for the traditional methods of land cultivation. It is posited that the origins of the scientific team at the Institute of Agroengineering and Environmental Problems of Agricultural Production can be traced back to the

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Bakeš, Milan. "Měnové vztahy a jejich právní problematika." AUC IURIDICA MONOGRAPHIA 1973, no. 18 (2024): 3–98. https://doi.org/10.14712/30297958.2025.19.

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In any society where commodity production exists, money exists as its consequence. Money must serve as a standard, i.e. as a rate at which one commodity can be exchanged for another. Originally gold, having got separated from other commodities and turned into their general equivalent, served that purpose. But it appeared later that full value money (gold) can be replaced in circulation by mere money symbols. This led to the emission of currency notes (treasury bills) and of bank notes. The existence of money and of monetary economy is the result of the elemental economic development of the com

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Petrovska, Yu, and V. Zubanova. "PHYTODESIGN IN THE INTERIOR OF PUBLIC CATERING ESTABLISHMENTS: DOMESTIC AND INTERNATIONAL PRACTICES." Scientific Bulletin of Building 1, no. 109 (2023): 6–11. http://dx.doi.org/10.33042/2311-7257.2023.109.1.1.

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The article highlights the topic of the use of phytodesign methods in the interior of public catering establishments, analyzes the modern world experience in the interior design, as well as the development of phytodesign in our country, identifies its common and distinctive features, and characterizes advantages and disadvantages of the vertical gardening in the interior design of restaurants. Functions of phytodesign in the interior of public catering establishments are identified and the specifics of selection of plants for the vertical gardening in this type of the interior are outlined. De

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Slashchuk, Andrii, and Halyna Bernadska. "Features of the current state of the tourist infrastructure in Dubno." Науковий вісник Чернівецького університету : збірник наукових праць, no. 826 (November 27, 2020): 10–14. http://dx.doi.org/10.31861/geo.2020.826.10-14.

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Tourist infrastructure (TI) is a leading force in the development of tourism in the region or city. TI should ensure a comfortable stay for tourists. There is no single accepted statement of tourist infrastructure; each scientist interprets this notion in his way. The tourist infrastructure includes accommodation and catering, transport and gas stations, tourism businesses, leisure and entertainment establishments, sports facilities, banking institutions, souvenir shops, and other household, and service facilities. Dubno has unique historical and cultural monuments, which are crucial factors i

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Sodiq, Nur. "MEMBANGUN POLITIK HUKUM INDONESIA BERCORAK RESPONSIF PERSPEKTIF IUS CONSTITUENDUM." Jurnal Magister Hukum Udayana (Udayana Master Law Journal) 5, no. 2 (2016): 233. http://dx.doi.org/10.24843/jmhu.2016.v05.i02.p02.

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Legal establishment of a joint legislative task of the executive. Law concretely manifest in a legislation. The times are always accompanied by a society is demands, which is in line with the progress of the development of science and technology globally. Functions of the state in charge of all the rules to organize and meet the needs of its citizens is done throught legal political policy. The law requires the develoment of a progressive politics that is always dynamic. Resonsibility society must be accomodated in e lagislation. Shades of the Indonesian legal system of formal legalistif forma

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Reshetilo, V. "PROBLEMS OF TERRITORIAL ALIGNMENT IN INCLUSIVE DEVELOPMENT CONDITIONS." Series: Economic scienceue/view/124 2, no. 155 (2020): 75–82. http://dx.doi.org/10.33042/2522-1809-2020-2-155-75-82.

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The problems of formation of new institutional conditions of territorial alignment in the context of the need for transition of the country to inclusive development, which requires the inclusion of all members of society in socio-economic processes and their humanization, are investigated. It has been determined that inclusive development has broader goals than GDP growth, and aims at compre-hensive human development, increasing its well-being and reducing poverty and inequality, and requires active participation in the human resource economy. It is revealed that the economic literature covers

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Trizio, F., C. Mileto, F. J. Torrijo Echarri, and M. Lidón de Miguel. "PRELIMINARY ANALYSIS OF EARTHEN ARCHITECTURE RESPONSE TO FLOODS: THE CASE OF ALZIRA (SPAIN)." ISPRS - International Archives of the Photogrammetry, Remote Sensing and Spatial Information Sciences XLIV-M-1-2020 (July 24, 2020): 713–17. http://dx.doi.org/10.5194/isprs-archives-xliv-m-1-2020-713-2020.

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Abstract. Alzira, the capital of the Ribera del Júcar, has historically played a prominent role within the Comunitat Valenciana. The first settlement of the city dates back to the Moorish domination, and after the Reconquista, together with Xativa, Alcoi and Elx, it became one of the main cities of the ancient Reino de Valencia. Its architectural heritage is a witness of this remarkable past, including the glorious example of the Moorish wall, built almost entirely using the technique of rammed earth. Throughout history, the Moorish wall and the entire architectural heritage of Alzira have suf

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Florea, Adrian. "Rebel governance in de facto states." European Journal of International Relations 26, no. 4 (2020): 1004–31. http://dx.doi.org/10.1177/1354066120919481.

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De facto states, such as Somaliland (Somalia), are unrecognized separatist enclaves that display characteristics of statehood but lack an international legal status. To acquire domestic and external legitimacy, these actors engage in a wide range of governance practices: they set up military and police forces; executive, legislative, and judicial branches; hospitals; schools; banks; or social security networks. In spite of the obvious gains that can be accrued through the establishment of a complex governance architecture, de facto states exhibit great variation in the range of statelike insti

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Follprecht, Kamila. "Krakowskie winiety papierów firmowych jako źródło historyczne (połowa XIX – początek XX w.). Zarys problematyki." Krakowski Rocznik Archiwalny 29 (November 2024): 43–61. http://dx.doi.org/10.4467/12332135kra.23.002.18610.

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Od połowy XIX w. jako formę reklamowania oferowanych usług czy produktów zaczęto wprowadzać na szerszą skalę ozdobny papier firmowy, w winiecie którego umieszczano zazwyczaj podstawowe informacje: imię i nazwisko właściciela, nazwę firmy, a niekiedy datę jej powstania, adres siedziby firmy oraz ewentualnych oddziałów lub filii. Z czasem zaczęto też podawać nr telefonu, nr konta bankowego, możliwe formy płatności. Jako elementy ozdobne stosowano motywy ornamentalne, figury alegoryczne, atrybuty rzemiosł, wizerunki asortymentu, medali uzyskanych na prestiżowych konkursach, dyplomów, nagród czy c

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