Academic literature on the topic 'Factors of credit policy'

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Journal articles on the topic "Factors of credit policy"

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Herdinata, Christian. "Credit Policy Planning in Medium Scale Business." Mediterranean Journal of Social Sciences 8, no. 1 (2017): 14–19. http://dx.doi.org/10.5901/mjss.2017.v8n1p14.

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Abstract In dealing with the factors affecting credit policy, a management should consider external and internal information before creating a policy. Internal factors include the structure and the amount of available bank assets and liabilities, and the type, state, and composition of available banking facilities and personnels. Meanwhile, external factors include the atmosphere of the business world in general and banking sector in particular, bank location, and others. The factors that need to be considered in credit policy cannot be separated from the problems that exist in banking activit
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Miller, Chad R., and Brian Richard. "The Policy Diffusion of the State R&D Investment Tax Credit." State and Local Government Review 42, no. 1 (2010): 22–35. http://dx.doi.org/10.1177/0160323x10364748.

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Since the first U.S. state adopted the Research and Development (R&D) tax credit in the early 1980s, the policy has spread to most of the other states. The diffusion continues with numerous modifications and enhancements to the basic R&D tax credit. This study examines the diffusion of the R&D investment tax credit using event history analysis supported by qualitative research. The conclusions of the research are that the R&D tax credit is an economic development approach associated with an existing manufacturing base and implementation is aided by political factors. Adjacent s
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Hasan, Md Rashidul, and Md Zakir Hossain. "Factors Affecting Formal Micro-Credits in the Wetland Regions of Bangladesh: A Discriminant Analysis." International Journal of Statistical Sciences 24, no. 2 (2024): 85–96. https://doi.org/10.3329/ijss.v24i2.77992.

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Micro-credit has been playing a vital role in developing wetland people’s socio-economic status by facilitating their income-generating activities such as seasonal fish farming, raising ducks and cattle, and floating vegetable gardens. Wetland people’s livelihoods are largely dependent on borrowing micro-credits, but access to formal credits is somewhat intricate for them due to procedural complexity. Therefore, this study aims to explore the potential discriminating factors of formal credits in the wetland region of Bangladesh. This study used data from 1607 micro-credit receiver households t
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Lu, Jin, Su Hui, and Liu Yutong. "Research on the Prediction of Dual Credit Situation of Passenger Car Enterprises Based on Multiple Factors." E3S Web of Conferences 466 (2023): 02009. http://dx.doi.org/10.1051/e3sconf/202346602009.

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Currently, China's new energy vehicle industry has entered a new stage of rapid development on a large scale. In order to ensure the advancement and innovation of the "Dual Credit Policy", the key assessment indicators such as the requirement ratio of NEV credits are in an urgent need to be made stricter. The strictness of the key assessment indicators is closely related to the development of China's energy-saving and new energy vehicle industry. However, currently, there is still a lack of systematic prediction methods for the mediumand long-term dual credit situation of passenger car enterpr
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Rao, Sili. "Economic Policy Uncertainty, Credit Rating Inflation and Credit Spread." BCP Business & Management 21 (July 20, 2022): 170–82. http://dx.doi.org/10.54691/bcpbm.v21i.1190.

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Utilizing data of corporate bonds issued by Chinese companies in Shanghai and Shenzhen Stock Exchanges, this paper examines the impact and mechanism of China's economic policy uncertainty on corporate bond credit spreads. The research finds: (1) Generally speaking, the increase of economic policy uncertainty will lead to larger credit spreads. (2) The impact of economic policy uncertainty on credit spreads will have an asymmetric effect due to factors such as property rights, corporate size and equity concentration. (3) Credit rating inflation plays a certain mediating effect in the influence
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Azman, Ahmad Afiq, and Suresh Ramakrishnan. "The impact of credit policy on firm performance among Malaysian manufacturers." Journal of Marketing and Information Systems 4, no. 1 (2021): 43–77. http://dx.doi.org/10.31580/jmis.v4i1.2046.

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Credit policy is a set of temporary payment terms agreed between seller and buyer, in a form of credit. Credit expedites some of the complicated process organization experienced. Normally, the process required high level approval in order to complete procure activities or business transaction. In Malaysia, the credit policy has become one of the sales tools to secure more business, and identify new business opportunities. However, it is unsure to what extent the credit policy helps on firm performance. Thus, the aim of this study is to investigate the relation, the factors and the influence. T
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Sasmiharti, Juni. "Analysis The Causes of Bad Credit." Economics and Business Journal (ECBIS) 2, no. 4 (2024): 337–46. https://doi.org/10.47353/ecbis.v2i4.135.

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Bad credit is one of the main problems faced by the banking sector, which can threaten financial stability and bank profitability. This research aims to analyze the causes of bad credit through the literature review method, by identifying and evaluating relevant scientific works. The research results show that the causes of bad credit can be categorized into four main factors: internal factors of the borrower, external factors of the borrower, internal factors of the bank, and regulatory and policy factors. The borrower's internal factors include poor management and weak financial capabilities
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Deari, F., and V. V. Lakshina. "Factors Determining Trade Credit Dynamics During Crisis: Panel Data Analysis for Macedonian Firms." Finance: Theory and Practice 23, no. 2 (2019): 17–30. http://dx.doi.org/10.26794/2587-5671-2019-23-2-17-30.

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The study is aimed at determining the factors influencing the trade credits dynamics for twenty three firms registered on the Macedonian Stock Exchange, as well as at checking for crisis effects from 2011 to 2015. The study includes a review of the literature on commercial credit factors; elaborately analyzed descriptive statistics of the collected data and dependent variable variance; tests for unobservable effects and their functional form; evaluation of panel regression and interpretation of the results. The authors have proved that net trade credits for these firms depends mainly on the gr
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Huu, Ai Tran, and My Phan Thi Chieu. "FACTORS INFLUENCING THE QUALITY OF CREDIT IN COMMERCIAL BANKS OF VIETNAM." EUrASEANs: journal on global socio-economic dynamics, no. 4(29) (July 31, 2021): 42–54. http://dx.doi.org/10.35678/2539-5645.4(29).2021.42-54.

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The study aims to determine the factors affecting credit quality at commercial banks and analyze the degree of influence of those factors on credit quality. Usable data were collected from face-to-face interviews with 347 survey subjects — credit officers at the Head Office, credit directors of some bank branches, and credit officers of joint-stock commercial banks. The research results show that seven factors affecting credit quality can be arranged in the following descending order of impact, namely: Credit officer, Credit policy, Management capacity, Banking technology, Risk management, Org
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Phan Thành Tâm, Trần Xuân Giang, Trần Thạch Quốc Khang, and Nguyễn Hoàng Khang. "Factors affecting credit quality at bank for social policy transaction office of Vinh Cuu district in Dong Nai province." Tạp chí Khoa học Lạc Hồng 1, no. 18 (2025): 67–73. https://doi.org/10.61591/jslhu.16.245.

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Credit quality plays the leading and most important role in banks' business activities. This is an activity that brings a significant source of income to banks. Therefore, the article aims to measure the factors affecting credit quality from an individual customer survey with 500 questionnaires distributed directly to customers at the Bank for Social Policy transaction office of Vinh Cuu district in Dong Nai province, which received 459 valid responses and 41 responses with incomplete information or with only one selected value for most questions. Then, the authors entered data and processed t
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Dissertations / Theses on the topic "Factors of credit policy"

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Криклій, Олена Анатоліївна, Елена Анатольевна Криклий та Olena Anatoliivna Kryklii. "Фактори, що впливають на формування та реалізацію кредитної політики банків України". Thesis, Черкаський інститут банківської справи Університету банківської справи Національного банку України, 2012. http://essuir.sumdu.edu.ua/handle/123456789/63731.

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Халемендик, С. М. "Розвиток механізму формування і реалізації кредитної політики банку". Master's thesis, Українська академія банківської справи Національного банку України, 2013. http://essuir.sumdu.edu.ua/handle/123456789/49668.

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В роботі удосконалено науково-методичні засади формування кредитної політики банку, в межах якої нами розроблено адаптивну концепцію формування кредитної політики, що дозволяє оперативно реагувати на будь-які зміни кон’юнктури ринків.<br>In this paper improved scientific and methodological basis for the formation of loan policy, within which we have developed the concept of adaptive credit policy that allows you to respond quickly to any changes in market conditions.
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Thornley, Marc. "How New Zealand's non-mortgage, individual and household debt has grown since the 1990's looking at the demographic factors behind the debt and how it compares to other OECD countries : a dissertation project submitted to AUT University in partial fulfilment of the degree of Master of Social Policy , 2008 /." Click here to access this resource online, 2008. http://hdl.handle.net/10292/670.

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Conti, Antoniomaria. "Essays on Monetary Policy, Low Inflation and the Business Cycle." Doctoral thesis, Universite Libre de Bruxelles, 2017. http://hdl.handle.net/2013/ULB-DIPOT:oai:dipot.ulb.ac.be:2013/260933.

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The last ten years have been extremely challenging for both researchers in monetary economics and policymakers.The Global Financial Crisis of 2007-2009, in spite of its size and severity, was initially widely perceived in the Euro Area (EA) as an imported and transitory crisis: it was frequently predicted that the EA economy would recover once the US and the World Economy rebounded. Instead, after a brief period of recovery, the Euro Area was hit by the Sovereign Debt Crisis of 2011-12, a domestic crisis which widened the divide already existing between core and peripheral countries up to the
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Borsi, Mihály Tamás. "Essays on Empirical Macroeconomics." Doctoral thesis, Universidad de Alicante, 2015. http://hdl.handle.net/10045/51005.

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Meuller, L. "Essays on money and credit." Göteborg : L. Meuller, 2000. http://catalog.hathitrust.org/api/volumes/oclc/45806229.html.

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Neal, Penelope. "Monetary policy, credit rationing and uncertainty /." Title page, contents and abstract only, 1996. http://web4.library.adelaide.edu.au/theses/09PH/09phn342.pdf.

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Montagnoli, Alberto. "Credit, asset prices and monetary policy." Thesis, Brunel University, 2004. http://bura.brunel.ac.uk/handle/2438/5326.

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The developments in asset markets have influenced researchersto focus on the interaction between monetary policy and the financial system. In Chapter I we provide an overview of the role of the financial system for the whole economy. We show the importance of this sector in transmitting the monetary policy actions. The aim of this research is twofold; firstly we want to investigate how important the amount of credit for the whole economy is. To accomplish this objective, in Chapter 2 we make use of the VAR technique to study the monetary transmission mechanism. In particular we are interested
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Sessa, Luca. "Essays on Money, Credit and Fiscal Policy." Doctoral thesis, Universitat Pompeu Fabra, 2011. http://hdl.handle.net/10803/41558.

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This thesis tackles three different issues of relevance for economic policy, with an explicit reference to the Euro area. Does the inclusion of monetary targeting in a monetary policy strategy improve macroeconomic stability? Which role does the banking sector play in the impulse and transmission of shocks? Which fiscal tools have the greatest and the most persistent impact on the real economy, helping effective stabilization policy design? Answers to each question, derived from data-matching dynamic general equilibrium models, imply noteworthy indications for policy-makers.<br>Esta tesis afro
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Passarelli, Giroud Joaquim Gustavo. "Essays is bank competition and credit policy." Thesis, Massachusetts Institute of Technology, 2020. https://hdl.handle.net/1721.1/127034.

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Thesis: Ph. D., Massachusetts Institute of Technology, Department of Economics, May, 2020<br>Cataloged from the official PDF of thesis.<br>Includes bibliographical references (pages 284-290).<br>This thesis estimates the eect of competition in the financial sector using both individual level data and economic theory, and explores the role of credit policy in mitigating potential adverse effects of imperfect competition. The first essay uses heterogeneous exposure to large bank mergers to estimate the eect of bank competition on both financial and real variables in local Brazilian markets. Usin
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Books on the topic "Factors of credit policy"

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Woo, D. In search of "capital crunch": Supply factors behind the credit slowdown in Japan. International Monetary Fund, Monetary and Exchange Affairs Department, 1999.

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Dailami, Mansoor. Global monetary conditions versus country-specific factors in the determination of emerging market debt spreads. World Bank, 2005.

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Office, General Accounting. Export-Import Bank: Energy financing trends affected by various factors : report to the chairman, Subcommittee on International Monetary Policy and Trade, Committee on Financial Service, House of Representatives. U.S. General Accounting Office, 2002.

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Makarov, Aleksey, Irina Hvostova, Elena Ryabova, and Aleksandr Larin. Environmental responsibility and financial policy of the company: methodological aspects of the analysis. INFRA-M Academic Publishing LLC., 2021. http://dx.doi.org/10.12737/1246521.

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The actualization of environmental problems makes it necessary to study them in connection with the financial and economic aspects of the modern company.&#x0D; The main content of the monograph is formed by the conceptual, theoretical and methodological aspects of the analysis of corporate financial policy, studied in conjunction with the study of the factors of environmental responsibility of the company. The necessity of revision is analyzed and the directions of improvement of the methodological apparatus for the formation and implementation of financial policy in new conditions are determi
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New Jersey. Legislature. General Assembly. Policy and Regulatory Oversight Committee. Public hearing before Assembly Policy and Regulatory Oversight Committee: Testimony on changes to the application procedure for the Lifeline Credit Program. The Committee, 1997.

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Gilbert, Paul D. Money and credit factors. Bank of Canada, 2006.

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Commission, Canadian Nuclear Safety. Policy on human factors. The Commission, 2000.

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Bank, Norges, ed. Norwegian credit markets, Norwegian monetary and credit policy. Norges Bank, 1989.

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Gauthier, John S. Factors affecting Japanese defense policy. Naval Postgraduate School, 1991.

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Kelley, John P. Credit union lending policy manual. AlexInformation, 2001.

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Book chapters on the topic "Factors of credit policy"

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Qi, Xianya. "Factors Influence Loan Default–A Credit Risk Analysis." In Applied Economics and Policy Studies. Springer Nature Singapore, 2024. http://dx.doi.org/10.1007/978-981-97-0523-8_79.

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Koralun-Bereźnicka, Julia, and Dawid Szramowski. "The relative importance of selected factors affecting corporate trade credit policy." In The Economics of Corporate Trade Credit in Europe. Routledge, 2021. http://dx.doi.org/10.4324/9781003253228-6.

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Bindseil, Ulrich, and Alessio Fotia. "Conventional Monetary Policy." In Introduction to Central Banking. Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-70884-9_3.

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AbstractThis chapter introduces conventional monetary policy, i.e. monetary policy during periods of economic and financial stability and when short-term interest rates are not constrained by the zero lower bound. We introduce the concept of an operational target of monetary policy and explain why central banks normally give this role to the short-term interbank rate. We briefly touch macroeconomics by outlining how central banks should set interest rates across time to achieve their ultimate target, e.g. price stability, and we acknowledge the complications in doing so. We then zoom further i
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Pacelli, Vincenzo, Lucianna Cananà, Anirban Chakraborti, Caterina Di Tommaso, and Matteo Foglia. "A Holistic Journey into Systemic Risk: Theoretical Background, Transmission Channels and Policy Implications." In New Economic Windows. Springer Nature Switzerland, 2024. http://dx.doi.org/10.1007/978-3-031-64916-5_3.

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AbstractSystemic risk represents a critical challenge in modern financial systems characterized by complex interconnections. This chapter comprehensively analyses systemic risk, exploring its measurement, models, determinants, interconnections, and the key variables influencing its dynamics. One of the central focuses of this chapter is to explore the transmission channels through which systemic risk propagates. By analyzing various channels, including contagion risk, credit risk, liquidity risk, market risk, operational risk, and macroeconomic risk, the chapter unveils the mechanisms through
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Spoor, Max. "Agricultural Credit Policy." In The State and Domestic Agricultural Markets in Nicaragua. Palgrave Macmillan UK, 1995. http://dx.doi.org/10.1007/978-1-349-23864-4_5.

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Schmid, Bernd. "Modeling Credit Risk Factors." In Springer Finance. Springer Berlin Heidelberg, 2004. http://dx.doi.org/10.1007/978-3-540-24716-6_2.

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Brussee, Vincent. "The Policy Umbrella of Social Credit." In Social Credit. Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-99-2189-8_3.

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Dennison, S. R., and John R. Presley. "The Credit Squeeze." In Robertson on Economic Policy. Palgrave Macmillan UK, 1992. http://dx.doi.org/10.1007/978-1-349-12501-2_4.

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Kristianssen, Ann-Catrin. "Establishing Vision Zero in New York City: The Story of a Pioneer." In The Vision Zero Handbook. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-76505-7_20.

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AbstractVision Zero was established in 2014 as the foundation of the New York City road safety policy. The purpose of this chapter is to understand why and how Vision Zero was introduced as well as by whom and with what tools. The chapter focuses on understanding this policy change in New York City and is based on a document study and 18 semi-structured interview with 19 respondents city administration staff, researchers, media, and NGOs. The analysis is made by looking closer at the state of four aspects by the time of the establishment of Vision Zero – problem framing, policy formulation, po
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Kristianssen, Ann-Catrin. "Establishing Vision Zero in New York City – The Story of a Pioneer." In The Vision Zero Handbook. Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-23176-7_20-1.

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AbstractVision Zero was established in 2014 as the foundation of the New York City road safety policy. The purpose of this chapter is to understand why and how Vision Zero was introduced as well as by whom and with what tools. The chapter focuses on understanding this policy change in New York City and is based on a document study and 18 semi-structured interview with 19 respondents city administration staff, researchers, media, and NGOs. The analysis is made by looking closer at the state of four aspects by the time of the establishment of Vision Zero – problem framing, policy formulation, po
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Conference papers on the topic "Factors of credit policy"

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Stroe, Mioara, Nicolas Passade-Boupat, Michel Bonis, and Benjamin Adams. "Inhibitive Properties of Crude Oils: Can We Count on Them?" In CORROSION 2011. NACE International, 2011. https://doi.org/10.5006/c2011-11061.

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Abstract It is observed that some crude oils show inhibitive properties, supposedly from components that pass from the oil phase to the water. In laboratory tests this phenomenon is observed by lower corrosion rates in the aqueous phase after contacting the water with crude oil, without any direct contact between the crude and the steel surface, as in a stratified flow regime. Taking advantage of this inhibitive effect might allow delaying the start-up of inhibitor injection and / or reducing inhibitor dosage, i.e. an environmental and economical benefit. The nature of compounds that pass into
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Stoilov, Todor, and Krasimira Stoilova. "Credit Policy for Irregular Incomes." In 2024 12th International Scientific Conference on Computer Science (COMSCI). IEEE, 2024. https://doi.org/10.1109/comsci63166.2024.10778505.

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Alshatri, Najlaa, Morteza Saberi, and Farookh Khadeer Hussain. "A Comprehensive Analysis for Determining Key Influencing Factors on Carbon Credit Prices." In 2024 IEEE International Conference on e-Business Engineering (ICEBE). IEEE, 2024. https://doi.org/10.1109/icebe62490.2024.00032.

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Bracanović, Slobodan N. "SOME FACTORS OF CONTEMPORARY FINANCIAL BUSINESS OPERATIONS." In Sixth International Scientific-Business Conference LIMEN Leadership, Innovation, Management and Economics: Integrated Politics of Research. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2020. http://dx.doi.org/10.31410/limen.2020.207.

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Contemporary forms of funding business entities are developed. Financial instruments of the capital market are built. Optimal financial strategies and tactical-operational activities are a necessity. Financial managerial management and decision-making structures are of special significance. Financial capital is dominant in contemporary conditions. A credit-monetary policy is an important economic policy system.
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Tufaner, Mustafa Batuhan, Sıtkı Sönmezer, and Ahmet Alkan Çelik. "Impact of Sovereign Credit Ratings on Capital Markets." In International Conference on Eurasian Economies. Eurasian Economists Association, 2017. http://dx.doi.org/10.36880/c08.01914.

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Sovereign credit ratings are of great importance in terms of country's economy in recent years. Sovereign credit ratings can greatly affect both financial markets and macroeconomic balances. On the other hand, these credit ratings are closely related to the political situation of the countries. Therefore, all factors behind the credit rating announcements operating in global markets needs to be put forward. The content of this paper is to identify policy interest reaction towards sovereign credit ratings and examine of countries that experienced severe rating changes. In this bulletin, big thr
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Tan, Sibel, Uğur Şimdi, and Bengü Everest. "Analysis of Factors Affecting the Available Agricultural Policy Utilization Levels of Organic Farming Producers: The Case of Izmir Seferhisar Town." In International Conference on Eurasian Economies. Eurasian Economists Association, 2017. http://dx.doi.org/10.36880/c08.01846.

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Within the agricultural policies of the country, supports are provided to producers for the implementation of certain activities. Sufficiency of such supports feedbacks received from the target groups using these supports. &#x0D; There are 141 agricultural facilities in Seferihisar dealing with organic farming and these facilities constituted the research universe. Full-count method was used to determine the research sample. A face-to-face questionnaire was performed with 100 farmers dealing with organic farming. Basic descriptive statistics were used to put forth the socio-economic status of
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Akinwande, Mayowa, Alexander Lopez, Tobi Yusuf, et al. "Data Analysis on Credit Card Debt: Rate of Consumption and Impact on Individuals and the US Economy." In 5th International Conference on Artificial Intelligence and Big Data. Academy & Industry Research Collaboration Center, 2024. http://dx.doi.org/10.5121/csit.2024.140401.

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This paper provides a comprehensive examination of the evolution of credit cards in the United States, tracing their historical development, causes, consequences, and impact on both individuals and the economy. It delves into the transformation of credit cards from specialized merchant cards to ubiquitous financial tools, driven by legal changes like the Marquette decision. Credit card debt has emerged as a significant financial challenge for many Americans due to economic factors, consumerism, high healthcare costs, and financial illiteracy. The consequences of this debt on individuals are ex
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Lu, Xiaoyong, Zhi Lin, and Huizhen Xue. "The Analysis of the Hindering Factors of Implementation of Green Credit Policy Based on Fuzzy Comprehensive Evaluation." In 2009 International Conference on Management and Service Science (MASS). IEEE, 2009. http://dx.doi.org/10.1109/icmss.2009.5304083.

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Jurušs, Māris, Arīna Galilejeva, and Baiba Šmite-Roķe. "DIVERSION OF PERSONAL INCOME TAX CREDITS FOR THE PROFESSIONAL GROWTH OF HUMAN CAPITAL." In 13th International Scientific Conference „Business and Management 2023“. Vilnius Gediminas Technical University, 2023. http://dx.doi.org/10.3846/bm.2023.1031.

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Productivity is one of the main factors for economic growth and competitiveness and is widely used in national performance assessments and international comparisons. Human capital is one of the most important factors in increasing productivity. Investment in human capital is needed to increase productivity. From the government side, this can be achieved through tax policy, which include not only personal income taxes, but also tax rebates and refunds, as well as tax credits. To find the most efficient action model, it is necessary to find a tool to assess the impact of tax initiatives on produ
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Zhao, Zhojun, and Jairo Gutierrez. "Customer Service Factors Influencing Internet Shopping in New Zealand." In InSITE 2004: Informing Science + IT Education Conference. Informing Science Institute, 2004. http://dx.doi.org/10.28945/2837.

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Recent e-commerce failures caused by poor e-customer service have motivated many researchers to explore the factors that influence e-customer service quality, which leads to business-to-consumer (B2C) e-commerce success. The research reported in this paper explored the perceptions of a group of New Zealand e-customers and e-users about e-customer service and the influence of their perceptions on their attitudes towards Internet shopping. The study findings strongly indicate e-customers are only moderately satisfied with current e-customer service. Conversely, New Zealand e-users (i.e.: not yet
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Reports on the topic "Factors of credit policy"

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Támola, Alejandro, María Carmen Fernández Díez, and Arturo Joachín. Credit Rationing: The Relative Importance of Internal and External Factors. Inter-American Development Bank, 2024. https://doi.org/10.18235/0013229.

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Both internal and external factors can contribute to the informational frictions that drive credit rationing among firms. This study uses data from enterprise surveys and other sources to evaluate the relative contribution of internal and external variables in determining the likelihood of credit rationing. The results indicate that external factors are more important than internal ones in their association with the marginal probability of experiencing credit rationing. From these key results, we derive two policy recommendations. First, policy interventions promoting reforms to reduce inflati
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Kantis, Hugo, David Rosas-Shady, Andrea Presbitero, et al. Firm Innovation and Productivity in Latin America and the Caribbean: The Engine of Economic Development. Inter-American Development Bank, 2016. http://dx.doi.org/10.18235/0006462.

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This volume uses the study of firm dynamics to investigate the factors preventing faster productivity growth in Latin America and the Caribbean, pushing past the limits of traditional macroeconomic analyses. Each chapter is dedicated to an examination of a different factor affecting firm productivity - innovation, ICT usage, on-the-job-training, firm age, access to credit, and international linkages - highlighting the differences in firm characteristics, behaviors, and strategies. By showcasing this remarkable heterogeneity, this collection challenges regional policymakers to look beyond one-s
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Cui, Jingyuan George, Xiaosheng Guo, and Leticia Juarez. Bank Loans, Trade Credit and Export Prices: Evidence from Exchange Rate Shocks in China. Inter-American Development Bank, 2024. http://dx.doi.org/10.18235/0013020.

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This study investigates exchange rate pass-through (ERPT) to international prices in the context of trade credit usage. Utilizing a comprehensive dataset including customs transactions and balance sheet data of Chinese exporters during 2000-2011, we document several stylized facts. First, there exists a significant dampening effect on the sensitivity of international pricing to exchange rate fluctuations among exporters that extend substantial trade credit, indicating a more complete ERPT. Second, the interest payments made by exporters to domestic banks exhibit negative responsiveness to home
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Pociask, Geoffrey, Brian Wilm, Kimberly Burkwald, Audra Noyes, and Julie Nieset. Results of IDOT Wetland Mitigation Needs Assessment. Illinois Center for Transportation, 2024. http://dx.doi.org/10.36501/0197-9191/24-003.

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The Illinois Department of Transportation is required to provide mitigation for impacts to wetlands and streams under Section 404 of the federal Clean Water Act and the Illinois Interagency Wetlands Policy Act of 1989, regulations that protect the function and integrity of wetland and stream water quality and wildlife habitat. These regulations are enforced by the US Army Corps of Engineers at the federal level and by the Illinois Department of Natural Resources at the state level. Permits are issued on the condition that compensatory mitigation for those impacts will be provided by the permit
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Vargas-Herrera, Hernando, Juan Jose Ospina-Tejeiro, Carlos Alfonso Huertas-Campos, et al. Monetary Policy Report - April de 2021. Banco de la República de Colombia, 2021. http://dx.doi.org/10.32468/inf-pol-mont-eng.tr2-2021.

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1.1 Macroeconomic summary Economic recovery has consistently outperformed the technical staff’s expectations following a steep decline in activity in the second quarter of 2020. At the same time, total and core inflation rates have fallen and remain at low levels, suggesting that a significant element of the reactivation of Colombia’s economy has been related to recovery in potential GDP. This would support the technical staff’s diagnosis of weak aggregate demand and ample excess capacity. The most recently available data on 2020 growth suggests a contraction in economic activity of 6.8%, lowe
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Vlaicu, Razvan. Digital Payments Adoption by Consumers and Firms: Implications for Financial Inclusion. Inter-American Development Bank, 2025. https://doi.org/10.18235/0013575.

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Digital payments have increasingly been adopted by consumers and firms in Latin America and the Caribbean. This policy research paper analyzes recent post-pandemic data on digital payments in the region to describe adoption patterns, measure adoption gaps, and identify adoption barriers. The data reveal a positive trend in the use of financial accounts for receiving wages, and of payment apps and digital wallets for purchases in-person and online. Despite increased average adoption, sizable gaps remain both between countries and within countries. At the consumer level, factors associated with
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Rossi, José Luiz, and Heron Marcos Teixeira Rios. Boosting Foreign Direct Investment through Strategic Reforms. Inter-American Development Bank, 2025. https://doi.org/10.18235/0013605.

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The main objective of this study is to analyze the relevance of economic and institutional factors in shaping the dynamics of Foreign Direct Investment (FDI). To this end, several econometric analyses are conducted to examine the determinants of FDI inflows. The results indicate that, across a panel of countries, factors such as market size, exchange rate policy, the degree of trade openness, and the quality of public governance including political stability, adherence to the rule of law, government efficiency, and regulatory quality are decisive for attracting foreign capital. In the specific
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Ferguson, Thomas, and Servaas Storm. Good Policy or Good Luck? Why Inflation Fell Without a Recession. Institute for New Economic Thinking Working Paper Series, 2024. http://dx.doi.org/10.36687/inetwp227.

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This paper analyzes claims that the Federal Reserve is principally responsible for the decline of inflation in the U.S. We compare several different quantitative approaches. These show that at most the Fed could plausibly claim credit for somewhere between twenty and forty percent of the decline. The paper then examines claims by central bankers and their supporters that a steadfast Fed commitment to keeping inflationary expectations anchored played a key role in the process. The paper shows that it did not. The Fed’s own surveys show that low-income Americans did not believe assurances from t
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Freeman, Paul, Leslie A. Martin, Joanne Linnerooth-Bayer, Reinhard Mechler, Georg Pflug, and Koko Warner. Disaster Risk Management: National Systems for the Comprehensive Management of Disaster Risk and Financial Strategies for Natural Disaster Reconstruction. Inter-American Development Bank, 2003. http://dx.doi.org/10.18235/0010539.

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This report was commissioned by the Natural Disasters Network of the Regional Policy Dialogue. This report constitutes Phase 2 of this project. While the first phase of the study discusses the components of a national system, the second focuses on instruments for financing reconstruction after a disaster. The research compares centralized, government-directed management systems with those that are localized and decentralized, and also analyzes the factors affecting the financial and political stability of alternative approaches. As natural disasters may result in major resource gaps for govern
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Cheeseman, Kathryn, Brian Lucas, and Mahdi Zaidan. Climate Related Fiscal Risk. Institute of Development Studies, 2024. https://doi.org/10.19088/k4dd.2024.085.

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This review is the first in a series of three reports prepared in support of a Knowledge for Development and Diplomacy (K4DD) evidence and policy clinic on public financial management (PFM). The first part of the review addresses the proactive management of fiscal risks, public asset management, and liabilities associated with climate change for PFM. Given the wide range of fiscal risks associated with climate change, which are context dependent and subject to uncertainty, and which may also be compounded or modulated by a country’s natural hazard exposure, economic development and activity, c
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